FOCUS Plant City 20-09

Page 74

FOCUSBUSINESS

POPPELL INSURANCE

When customers call Poppell Insurance, they speak with Evon McDonald, a 20 year employee of the agency, not a recorded directory.

According to the National Oceanic and Atmospheric Administration (NOAA), the United States experienced 22 separate billion-dollar weather and climate disasters in 2020, totaling around $95 billion in damages.

enters designated areas surrounding the state, you will not be able to increase your insurance coverage, so review your coverage now and make any necessary changes.

Poppell Insurance reminds Plant Citians that August through early October is often the peak time for tropical storm activity—and the potential property damage those storms can cause.

“Make sure your property is adequately insured given the form your policy is written on, replacement costs, actual cash value, etc.,” said Mark Poppell, vice-president of commercial lines at Poppell Insurance. “This includes making sure you are in compliance with the co-insurance provision in your policy, (80%, 90%, etc.), to avoid a co-insurance penalty at the time of loss.”

According to the American Property Casualty Insurance Association, the ongoing supply-and-demand issues and shortage of building materials— particularly lumber—will likely be exacerbated if hurricane damage is widespread, leading to higher costs and longer recovery times. Whether you’re a homeowner or business owner, protect yourself by making sure you have the coverage you need before disaster strikes. Once a hurricane PAGE

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Poppell Insurance has a commercial lines department to insure businesses, a personal lines department to insure individuals (home, auto, etc.) and a groups benefit department providing group health insurance


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