Page 12 • Friday, January 27, 2017 • Financial News & Daily Record
Public Notices IN THE CIRCUIT COURT OF THE FOURTH JUDICIAL CIRCUIT IN AND FOR DUVAL COUNTY, FLORIDA CASE NO. 16-2016-CA-003666 DIVISION: FC-F U.S. BANK, N.A., SUCCESSOR TRUSTEE TO LASALLE BANK NATIONAL ASSOCIATION, ON BEHALF OF THE HOLDERS OF BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2007-HE1, ASSET-BACKED CERTIFICATES SERIES 2007-HE1, Plaintiff(s) vs. CHAROLETTE E. HALL, ET AL., Defendant(s) NOTICE OF FORECLOSURE SALE NOTICE IS HEREBY GIVEN pursuant to the Final Judgment of Foreclosure dated September 20, 2016, in the above action, I will sell to the highest bidder for cash at Duval County, Florida, on the 10th day of May, 2017, at 11:00 a.m. at: www.duval.realforeclose.com for the following described property: Lot 14, Copper Hill Unit Four, According To The Plat Thereof As Recorded In Plat Book 46, Pages 48, 48A, 48B And 48C, Of The Current Public Records Of Duval County, Florida Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim within sixty (60) days after the sale. The Court, in its discretion, may enlarge the time of the sale. Notice of the changed time of sale shall be published as provided herein. DATED: January 24, 2017
Americans With Disabilities Act (ADA) Notice In accordance with the Americans with Disabilities Act of 1990 (ADA), If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator at crtintrp@coj.net or (904) 255-1695 at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
RONNIE FUSSELL Clerk of the Circuit Court By: Aljanette Austin Deputy Clerk (Court Seal) Gladstone Law Group, P.A. 1499 W. Palmetto Park Rd, Suite 300 Boca Raton, Florida 33486 (Attorneys) Jan. 27, Feb. 3 00 (17-0680)
FROM THE CIRCUIT COURT CONTINUED FROM PAGE 11
New Cases
CIVIL ACTIONS F/K/A Green Tree Servicing LLC vs. Kirkland, William R., Unknown Spouse Of William R. Kirkland, Unknown Parties In Possession #1, Unknown Parties In Possession #2; Fishman, Barry Stuart, atty, complaint, Div-FC-E 16-006927-CA Garvin, Tatyana vs. Harding, Jennifer, Harding, Ryan; Moran, Timothy S, atty, complaint, Div-CV-B 16-006928-CA Federal National Mortgage Association Fannie Mae vs. Ter Louw, Janet H, Unknown Spouse Of Janet H. Ter Louw, In Possession #1, Unknown Tenant(s), In Possession #2, Unknown Tenant(s); Cohn, Richard Paul, atty, complaint, Div-FC-G 16-006929-CA Brady, Robert vs. Tecson, Allen, Professional Telephone Services, Inc.; Harrell, Julie Marie, atty, complaint, Div-CV-E 16-006931-CA Cassat Center LLC, Cassat Center LLC vs. Luke, Lisa A, Sokerka, Gerald; Crafton, Gabriel Ben Abba, atty, complaint, Div-CV-C 16-006932-CA Milic, Biljana vs. Bostick, Jason, Taylors Heating & Air Conditioning, Inc.; Moran, Timothy S, atty, complaint, Div-CV-G 16-006933-CA The Bank Of New York Mellon Trust Company, Nationa vs. Jenkins, Betty, Unknown Spouse Of Betty Jenkins A/K/A Betty J. Jen, Tenant #1, Tenant #2; Quinn, Erin Mae Rose, atty, complaint, Div-FC-E 16-006934-CA Bank Of America NA vs. The Unknown Heirs, Of Elizabeth Ballard, Deceased, United States Of America, Secretary Of Housing, State Of Florida Department Of Revenue, Duval County Clerk Of The Circuit Court, American Express Centurion Bank, Hart, Hattie, Mcbride, Debra, Hodges, Tracy, Ballard, Joddie Jr, Ballard, Malinda, Mcnair, Latonya, Ballard, Michael Sr, Sessions, Lonnie Jr, Sessions, Wayne, Jolly, Ella, Sessions, Tashana, Cade, Kerri, Cade, Kristopher, Unknown Party #1, Unknown Party #2, Unknown Party #3, Unknown Party #4; Zarzeski, Marisa E, atty, complaint, Div-FC-B 16-006935-CA Pahlow, Richard R, Pahlow, Ashley vs. Jacksonville Chiropractic Associates, Inc., Kampfe, Marcus, Kampfe, Eileen; Reeves, David Clifford, atty, complaint, DivCV-C 16-006936-CA National Collegiate Student Loan Trust 2006-2 vs. Ous-
IN THE CIRCUIT COURT FOURTH JUDICIAL CIRCUIT IN AND FOR DUVAL COUNTY, FLORIDA CASE NO.: 16-2014-CA-000231 DIVISION FC-G (Civil) HANCOCK BANK, Plaintiff(s) vs. ASHER C. GRAY and MARCI L. GRAY, his wife, COMPASS BANK, and QUEEN’S HARBOUR YACHT & COUNTRY CLUB OWNERS ASSOCIATION, INC., Defendant(s) NOTICE OF SALE Notice is hereby given that pursuant to the Order Rescheduling Foreclosure Sale entered on January 10, 2017, the undersigned Clerk will sell at public sale to the highest and best bidder for cash at the Real Auction/Duval County website: www.duval.realforeclosure.com beginning at 11:00 o’clock a.m. on the 9th day of March, 2017, the property described on Exhibit A. EXHIBIT A Lot 344, QUEEN’S HARBOUR YACHT AND COUNTRY CLUB UNIT ONE, according to the plat thereof as recorded in Plat Book 45, Page(s) 100, 100A, 100B, 100C, 100D, 100E, 100F, 100G, 100H, 100I, 100J, 100K, 100L, 100M, 100N, 100O, 100P and 100Q, Public Records of Duval County, Florida. Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens, must file a claim within sixty (60) days after the sale. DATED: January 24, 2017
Americans With Disabilities Act (ADA) Notice In accordance with the Americans with Disabilities Act of 1990 (ADA), If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator at crtintrp@coj.net or (904) 255-1695 at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
IN THE CIRCUIT COURT OF THE FOURTH JUDICIAL CIRCUIT IN AND FOR DUVAL COUNTY, FLORIDA CASE NO. 16-2014-CA-005741 DIVISION FC-F THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-8, Plaintiff(s) vs. TONY LENARD COLE; DIANA ANTOINETTE CRUZ-MOORE; CITIFINANCIAL SERVICES, INC., Defendant(s) CLERK’S NOTICE OF SALE NOTICE IS GIVEN that, in accordance with the Consent Final Judgment of Foreclosure entered on September 28, 2016, in the above-styled cause, I will sell to the highest and best bidder for cash on the 10th day of May, 2017 at 11:00 a.m. at: www.duval.realforeclose.com the following described property: Lot 38, Block 26, Normandy Village Unit Six, According To The Plat Or Map Thereof As Recorded In Plat Book 28, Page 76 And 76A, Of The Public Records Of Duval County, Florida. Property Address: 7961 Patou Drive S., Jacksonville, FL 32210. Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim within 60 days after the sale. DATED: January 25, 2017 Americans With Disabilities Act (ADA) Notice In accordance with the Americans with Disabilities Act of 1990 (ADA), If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator at crtintrp@coj.net or (904) 255-1695 at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
RONNIE FUSSELL Clerk of the Circuit Court By: Aljanette Austin Deputy Clerk (Court Seal) Katherine G. Jones, Esquire Upchurch, Bailey and Upchurch, P.A. Post Office Drawer 3007 St. Augustine, Florida 32085-3007 (Attorney) Jan. 27, Feb. 3 00 (17-0675)
RONNIE FUSSELL Clerk of the Circuit Court By: Aljanette Austin Deputy Clerk (Court Seal) Michelle A. Deleon, Esquire Quintairos, Prieto, Wood & Boyer, P.A. 255 South Orange Avenue, Suite 900 Orlando, FL 32801 servicecopies@qpwblaw.com Attorney For Plaintiff Jan. 27, Feb. 3 00 (17-0695)
ley, Carlos; Dragutsky, Jason Scott, atty, complaint, Div-CV-G 16-006979-CA Jarnutowski, Paul vs. Natures Hideaway Condominium Association, Inc.; Brunet, James Preston, atty, complaint, Div-CV-E 16-006980-CA Gainey, Twyla W vs. Asi Preferred Insurance Corp; Shochet, Randall Mark, atty, complaint, DivCV-B 16-006981-CA Jones, Harry E. Sr, Jones, Jimmie vs. Owens-illinois, Inc., General Electric Company, Cbs Corporation, Union Carbide Corporation, A.w. Chesterton Company, Ingersoll-rand; Pickert, Alan Matthew, atty, complaint, Div-CV-CJ 16-006982-CA Jpmorgan Chase Bank National Association vs. Randall, Kendra L, Kendra L Randall, Unknown Spouse Of, Mortgage Electronic Registration Systems Inc As, Hidden Cove Neighborhood Owners Association Inc, Possession Of The Subject Prop, Unknown Person S In; Vandergriff, Lea W, atty, complaint, Div-FC-E 16-006984-CA Deutsche Bank National Trust Company As Trustee Fo vs. Windsor, The Unknown Heirs Courtney F, Fraser, Christopher B, Fraser, Robert Edward, Diaz, Enrique James, Thompson, Stacye Fraser, Unknown Party 1, Unknown Party 2, Unknown Party 3, Unknown Party 4; Martin, Kari Lynne, atty, complaint, Div-FC-H 16-006985-CA Jules, Dorothy, Jules, Dorothy vs. Groover, Keiara S., Groover, Paul K.; Sholes, Ronald E, atty, complaint, Div-CV-E 16-006986-CA D.s. Ware Homes, LLC vs. Aquacraft Solutions, LLC, Braughton, Jason L., Jundt, Ryan; Brust, Steven Eric, atty, complaint, Div-CV-B 16-006987-CA Wilson, Leighton, Wilson, Martine vs. Ocwen Loan Servicing, LLC; Gilbert, Gregory S, atty, complaint, Div-CV-G 16-006988-CA The Waterford Condominium Association Of Jacksonville, Inc., A Florida Not For Profit vs. Mandoki, Miguel M, Unknown Spouse Of Miguel M. Mandoki, Unknown Tenant #1, Unknown Tenant #2; Zebell, Erin Amate, atty, complaint, Div-FC-E 16-006989-CA Beacon Financial Group, Inc, A Florida Corporation, Spira, Stephen vs. Kimberly Nichols, Trustee Of The Land Trust #32208, Tenants, Unknown, The City Of Jacksonville, State Of Florida - Victims Compensation Division, Portfolio Recovery Associates, LLC C/o Corp. Servi; Spira, Stephen Eric, atty, complaint, Div-FC-B
16-006990-CA Thomas, Duane vs. Redd, Betty; Sholes, Ronald E, atty, complaint, Div-CV-C 16-006991-CA Dill, Paula vs. Crews, Troy; Hewett, Christopher William, atty, complaint, Div-CV-G 16-006992-CA Community First Credit Union Of Florida, Community First Credit Union Of Florida vs. Rinkeviciute, Ieva; Reiss, Jennifer L, atty, complaint, Div-CV-E 16-006993-CA Malasquez, Andrew A. vs. Carr, Porscha J.; Stackhouse, Michael Bradford, atty, complaint, Div-CV-B 16-006994-CA Community First Credit Union Of Florida vs. Kinsey, Carmelyn; Reiss, Jennifer L, atty, complaint, Div-CV-C 16-006995-CA Crockett, Tara vs. Memorial Healthcare Group, Inc.; Nommensen, Lisa M, atty, complaint, Div-CV-G 16-006996-CA The Bank Of New York Mellon Fka Bank Of New York vs. Brockington, Annie, Williamson, Anita, Springleaf Home Equity, Inc., Successor In Inte, Sutton Lakes Owners Association, Inc., Unknown Party #1, Unknown Party #2, Unknown Party #3, Unknown Party #4; Mombrun, Agnes, atty, complaint, Div-FC-E 16-006997-CA Nationstar Mortgage LLC vs. Mckinley, Michael S, Nationstar Mortgage LLC, Discover Bank, Portfolio Recovery Associates, LLC Assignee Of Ge Capital Retail Bank/ shopnbc, Chapelgate Association, Inc., Unknown Party #1, Unknown Party #2, Unknown Party #3, Unknown Party #4; Zarzeski, Marisa E, atty, complaint, Div-FC-B 16-006998-CA Nationstar Mortgage LLC vs. Albert, Marlena C, Robert D. Albert; Manswell, Wendy C, atty, complaint, Div-FC-A 16-006999-CA Lakeview Loan Servicing LLC vs. Thurmond, Lavon, Thurmond, Robert Jr, Florida Housing Finance Corporation, Unknown Party 1, Unknown Party 2, Unknown Party 3, Unknown Party 4; Guy, Stephen William, atty, complaint, Div-FC-G 16-007000-CA The Bank Of New York Mellon vs. Gaudip, Glenda, Unknown Tenant In Possession; Padgett, Timothy Daniel, atty, complaint, Div-CV-G 16-007001-CA Federal National Mortgage Association Fannie Mae A vs. Riggs, Gary L, Riggs, Ada J, Unknown Spouse Of Gary L Riggs Aka Gary Lee Riggs, Unknown Spouse Of Ada J Riggs Aka Ada Jean Riggs, Usaa Federal Savings Bank, Cach LLC; Koutsouris, Gena Marie, atty, complaint, Div-FC-D
IN THE CIRCUIT COURT OF THE FOURTH JUDICIAL CIRCUIT IN AND FOR DUVAL COUNTY, FLORIDA GENERAL JURISDICTION DIVISION CASE NO. 16-2016-CA-001092 DIVISION FC-A WELLS FARGO BANK, N.A., Plaintiff(s) vs. Susan B. Bessing; Carol Ecos; et al., Defendant(s) NOTICE OF FORECLOSURE SALE NOTICE IS HEREBY GIVEN pursuant to a Summary Final Judgment of Foreclosure dated November 1, 2016, entered in Case No. 16-2016-CA-001092, of the Circuit Court of the Fourth Judicial Circuit in and for Duval County, Florida, wherein Wells Fargo Bank, N.A. is the Plaintiff and Susan B. Bessing; Carol Ecos; The Unknown Spouse of Carol Ecos; The Unknown Spouse of Susan M. Bessing; Bartram Springs Homeowners Association, Inc.; Wells Fargo Bank, National Association, As Successor by Merger to Wachovia Bank, National Association are the Defendants, that I will sell to the highest and best bidder for cash by electronic sale at: www.duval.realforeclose.com beginning at 11:00 a.m., on the 27th day of February, 2017, the following described property, as set forth in said Final Judgment, to wit: Lot 83, Bartram Springs Unit 1B, According To The Plat Thereof Recorded In Plat Book 56, Pages 46 And 46A Through 46M, As Recorded In The Current Public Records Of Duval County, Florida. Any person claiming an interest in the surplus from the sale, if any other than the property owner as of the date of the lis pendens must file a claim within 60 days after the sale. DATED this 24th day of January, 2017.
Americans With Disabilities Act (ADA) Notice In accordance with the Americans with Disabilities Act of 1990 (ADA), If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator at crtintrp@coj.net or (904) 255-1695 at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
RONNIE FUSSELL Clerk of the Circuit Court By: Aljanette Austin Deputy Clerk (Court Seal) BROCK & SCOTT, PLLC 1501 N.W. 49th Street, Suite 200 Fort Lauderdale, FL 33309 Attorney for Plaintiff Jan. 27, Feb. 3 00 (17-0674)
16-007002-CA US Bank Trust NA As Trustee For Lsf9 Master Participation Trust vs. Unknown Heirs Against The Estate Of Martha Nell Williams Deceased, Warren, Jacqueline, Duval County Florida Clerk Of Court, Tenant 1, Unknown, Tenant 2, Unknown, Tenant 3, Unknown, Tenant 4, Unknown; Travieso, Jennifer, atty, complaint, Div-FC-A 16-007003-CA Tracy, Teresa vs. Dust, Jordan, Dust, Dawn; Harrell, Renee Daigle, atty, complaint, Div-CV-C 16-007004-CA Mckesson Medical-surgical Minnesota Supply Inc. vs. Michael Mullis D/B/A Cazynga; Meadows, Brandon Clark, atty, complaint, Div-CV-G 16-007005-CA Shapiro, Harriet J, Shapiro, Lester David vs. Owens-illinois, Inc., General Electric Company, Cbs Corporation, Union Carbide Corporation, A.w. Chesterton Company, Foster Wheeler Energy Corporation; Pickert, Alan Matthew, atty, complaint, Div-CV-D 16-007006-CA Federal National Mortgage Association vs. Jackson, Barbara, Ezekiel Jackson Aka Ezekiel Lamar Jackson, Unknown Tenant In Possession Of The Subject Property; Ugaz, Luis F, atty, complaint, DivFC-A 16-007007-CA Catlidge, Jane vs. Heekin, Md, R. David; Bounds, J Clancey, atty, complaint, Div-CV-C 16-007008-CA Taibl, Monica vs. Phillips Highway Doughnuts, LLC, 273 W. 140 St. Realty, Inc.; Nommensen, Lisa M, atty, complaint, Div-CV-G 16-007009-CA Johnson, Juanita vs. Pier 1 Imports, Inc; Gadd, Jeffrey Louis, atty, complaint, Div-CV-D 16-007010-CA Nationstar Mortgage LLC vs. Smith, Gregory B, Smith, Tamara L, Broadwater Of Jacksonville Homeowners Association, Inc.; Meisels, Jonathan Ian, atty, complaint, Div-FC-A 16-007011-CA Durrence, Clint vs. Andrews, Gary A; Wilkes, Alisa D, atty, complaint, Div-CV-B 16-007012-CA American Express Bank Fsb vs. Hewling, Yolando; Modlin, Scott Eric, atty, complaint, Div-CV-F 16-007014-CA Morrison, Gary D vs. Doe, Jane; Pajcic, Seth Alexander, atty, complaint, Div-CV-A 16-007015-CA J G Wentworth Originations LLC vs. English, J; Petitt, Richard Thomas, atty, complaint, Div-CV-B 16-007016-CA Nationstar Mortgage
IN THE CIRCUIT COURT OF THE FOURTH JUDICIAL CIRCUIT IN AND FOR DUVAL COUNTY, FLORIDA CIVIL ACTION CASE NO. 16-2016-CA-004552 DIVISION FC-C Wells Fargo Bank, National Association, Plaintiff, vs. Treigg Turner; Unknown Spouse of Treigg Turner; Meadow Downs Homeowners Association, Inc.; Unknown Parties In Possession #1, If Living, and all Unknown Parties claiming by, through, under and against the above named Defendant(s) who are not known to be dead or alive, whether said Unknown Parties may claim an interest as Spouse, Heirs, Devisees, Grantees, or Other Claimants; Unknown Parties In Possession #2, If Living, and all Unknown Parties claiming by, through, under and against the above named Defendant(s) who are not known to be dead or alive, whether said Unknown Parties may claim an interest as Spouse, Heirs, Devisees, Grantees, or Other Claimants, Defendant(s). NOTICE OF SALE NOTICE IS HEREBY GIVEN pursuant to Order Rescheduling Foreclosure Sale or Final Judgment, entered in Civil Case No. 16-2016-CA-004552 of the Circuit Court of the Fourth Judicial Circuit in and for Duval County, Florida, wherein Wells Fargo Bank, National Association, Plaintiff and Treigg Turner are Defendant(s), I, Clerk of Court, Ronnie Fussell, will sell to the highest and best bidder for cash at: www.duval.realforeclose.com in accordance with Chapter 45, Florida Statutes, at 11:00 a.m. on the 14th day of March, 2017, the following described property as set forth in said Final Judgment, to-wit: Lot 211, Of Meadow Downs Phase Two, According To The Plat Thereof, As Recorded In Plat Book 64, Page(s) 23, 24, 25, 26, 27, Of The Public Records Of Duval County, Florida. Any Person Claiming An Interest In The Surplus From The Sale, If Any, Other Than The Property Owner As Of The Date Of The Lis Pendens Must File A Claim Within 60 Days After The Sale. DATED: January 25, 2017
Americans With Disabilities Act (ADA) Notice In accordance with the Americans with Disabilities Act of 1990 (ADA), If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator at crtintrp@coj.net or (904) 255-1695 at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
RONNIE FUSSELL Clerk of the Circuit Court Duval County, Florida By: Aljanette Austin Deputy Clerk (Court Seal) Attorney For Plaintiff: Shapiro, Fishman & Gaché, LLP 2424 North Federal Highway, Suite 360 Boca Raton, Florida 33431 Telephone: (561) 998-6700 Fax: (561) 998-6707 Jan. 27, Feb. 3 00 (17-0691)
LLC D/B/A Champion Mortgage Co vs. Duncan, Altomease M, Unknown Spouse Of Altomease Duncan A/K/A Altomease, United States Of America, On Behalf Of The Secreta; Mccray, Stacia D, atty, complaint, DivFC-F 16-007017-CA True House, Inc. vs. Dennis Homes, Inc., Dennis, Terry S., Latshaw, John H Jr, T S Dennis Construction, Inc.; Briley, Douglas Randall, atty, complaint, Div-CV-D 16-007018-CA National Liability & Fire Insurance Company, A vs. Lawrence, Levy, Legree, Lenora, Hartsfield, Eddie; Fisher, Stacey Samantha, atty, complaint, Div-CV-A 16-007019-CA Phinizy, Frank vs. Tequila Shot LLC, D/B/A Woodys Barb-q, Heeth, Marshall; Harrell, Renee Daigle, atty, complaint, Div-CV-B 16-007022-CA Phillips-st. Clair, Cameal C vs. Kb Home Jacksonville LLC; Obrien, Neil Patrick, atty, complaint, Div-CV-A 16-007023-CA Milanovic, Ljubica, Milanovic, Ljubica, Milanovic, Ljubica vs. Kb Home Jacksonville LLC; Obrien, Neil Patrick, atty, complaint, Div-CV-B 16-007024-CA Smith, Lisa A, Smith, William vs. Unknown, Unknown; Whitman, Joshua A, atty, complaint, Div-CV-F 16-007025-CA Robin E. Lanigan, P.a. vs. Rain, Jay Alan, Burkhart, Margaret, Burkhart, Gregory S; Kelly, Timothy Patrick, atty, complaint, Div-FC-H 16-007026-CA Florida Injury Law Firm, P.a. vs. Agency For Healthcare Administration, Morgan, Kapitola; Pineyro, Johnny A, atty, complaint, Div-CV-F 16-007027-CA Deon, Sherie vs. Unknown, Unknown; Florin, Wilfried Hermann, atty, complaint, Div-CV-H