Long Term Disability AUBREY INDEPENDENT SCHOOL DISTRICT Costs below are based on a Monthly payroll deduction (Employer billing mode is based on 12 Payments per year)
Product: Educator Select Income Protection Plan Injury (Days) Sickness (Days) Annual Earnings 95400 97200 99000 100800 102600 104400 106200 108000 109800 111600 113400 115200 117000 118800 120600 122400 124200 126000 127800 129600 131400 133200 135000 136800 138600 140400 142200 144000
Monthly Earnings 7950 8100 8250 8400 8550 8700 8850 9000 9150 9300 9450 9600 9750 9900 10050 10200 10350 10500 10650 10800 10950 11100 11250 11400 11550 11700 11850 12000
14* 14*
30* 30*
Plan A ADEA II Duration of Benefits Elimination Period (Days) 60 60
155.82 158.76 161.70 164.64 167.58 170.52 173.46 176.40 179.34 182.28 185.22 188.16 191.10 194.04 196.98 199.92 202.86 205.80 208.74 211.68 214.62 217.56 220.50 223.44 226.38 229.32 232.26 235.20
134.62 137.16 139.70 142.24 144.78 147.32 149.86 152.40 154.94 157.48 160.02 162.56 165.10 167.64 170.18 172.72 175.26 177.80 180.34 182.88 185.42 187.96 190.50 193.04 195.58 198.12 200.66 203.20
108.12 110.16 112.20 114.24 116.28 118.32 120.36 122.40 124.44 126.48 128.52 130.56 132.60 134.64 136.68 138.72 140.76 142.80 144.84 146.88 148.92 150.96 153.00 155.04 157.08 159.12 161.16 163.20
90 90
180 180
60.95 62.10 63.25 64.40 65.55 66.70 67.85 69.00 70.15 71.30 72.45 73.60 74.75 75.90 77.05 78.20 79.35 80.50 81.65 82.80 83.95 85.10 86.25 87.40 88.55 89.70 90.85 92.00
42.93 43.74 44.55 45.36 46.17 46.98 47.79 48.60 49.41 50.22 51.03 51.84 52.65 53.46 54.27 55.08 55.89 56.70 57.51 58.32 59.13 59.94 60.75 61.56 62.37 63.18 63.99 64.80
Maximum Monthly Benefit 5300 5400 5500 5600 5700 5800 5900 6000 6100 6200 6300 6400 6500 6600 6700 6800 6900 7000 7100 7200 7300 7400 7500 7600 7700 7800 7900 8000
* If, because of your disability, you are hospital confined as an inpatient, benefits begin on the first day of inpatient confinement. Find your Annual/Monthly Earnings above to determine your Maximum Monthly Benefit. If your Annual/Monthly Earnings are not shown, use the next lower Annual/Monthly Earnings and corresponding Maximum Monthly Benefit. Or, you may refer to the Plan Highlights to calculate your Maximum Monthly Benefit based on your earnings.
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