/Febrero%202011 by Ezonec Ezone

BNF Banco Nacional de Fomento

INFORME GERENCIAL Datos Semidefinitivos

Febrero de 2011

Gerencia de Riesgos Departamento de Estudios e Investigaciones www.bnf.fin.ec email:bnfestudios@bnf.fin.ec Quito-Ecuador

Febrero de cada año Miles de dólares Crédito Original y Renovado 120,000

Crédito Total 120,000

100,000

80,000

60,000

40,000

40,000 20,000

20,000 0

total

2008 52,574

2009 68,544

2010 102,026

2011 65,799

2007

2008

2009

2010

Original

51,281

63,658

97,952

60,848

Renovado

1,294

4,886

4,074

4,951

CRÉDITO ORIGINAL POR ZONALES

Loja 10%

Sto. Domingo 18% Portoviejo 13%

Cuenca 5%

Guayaquil 12%

Riobamba 14%

CRÉDITO ORIGINAL POR DESTINO

Machala 4% Quito 8%

Puyo 16%

40,000 30,000 , 20,000 10,000 0 Cul. Agr.

Pecuario

P. I. A.

Comercio

Consumo

Otros

2010

19,435

25,655

6,900

32,293

4,617

9051.803

2011

14,990

16,463

2,422

17,492

5,328

4153.254

CREDITO ORIGINAL POR LINEAS

CREDITO ORIGINAL POR MESES 2010

2011

90,000 80,000

60,000

70,000

50 000 50,000

60,000

40,000

50,000 40,000 30,000

30,000 20,000 10,000

20,000 10,000 10 000 0

2010 Microcred

Plan 555

2011 Des.Hum.

F.Propios

Banco Nacional de Fomento

Gerencia de Riesgos

COMPARACION DEL CREDITO POR REGIONES A FEBRERO DE CADA AÑO valores en dólares

2010 REGION

NUMERO

2011

VALOR

NUMERO

VALOR

VARIACION NUMERO

VALOR

CREDITO ORIGINAL SIERRA

15,213 30,239,168

5,117 20,817,487

(10,096) (9,421,681)

‐31.2%

COSTA E INS.

34,594 53,806,393

7,896 28,717,453

(26,698) (25,088,940)

‐46.6%

AMAZONIA

8,357 13,906,412

1,941 11,312,981

(6,416) (2,593,431)

‐18.6%

NACIONAL

58,164 97,951,973

14,954 60,847,921

(43,210) (37,104,052)

‐37.9%

CREDITO RENOVADO SIERRA

156 695,280

116 447,132

(40) (248,148)

‐35.7%

COSTA E INS.

1,080 3,286,770

1,117 4,408,650

37 1,121,880

34.1%

AMAZONIA

27 91,916

17 95,200

(10) 3,284

3.6%

NACIONAL

1,263 4,073,966

1,250 4,950,982

(13) 877,016

21.5%

CREDITO TOTAL SIERRA

15,369 30,934,448

5,233 21,264,619

(10,136) (9,669,829)

‐31.3%

COSTA E INS.

35,674 57,093,163

9,013 33,126,103

(26,661) (23,967,060)

‐42.0%

AMAZONIA

8,384 13,998,328

1,958 11,408,181

(6,426) (2,590,147)

‐18.5%

NACIONAL

59,427 102,025,939

16,204 65,798,903

(43,223) (36,227,036)

‐35.5%

FUENTE Y ELABORACION: Departamento de Estudios e Investigaciones

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO ORIGINAL, RENOVADO Y TOTAL POR SUCURSALES Y ZONALES A FEBRERO DE 2011 valores en dólares SUCURSALES Y ZONALES

ORIGINAL NUMERO VALOR

QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAL RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO. DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL PORTOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO

242 85 127 63 121 130 61 30 84 943 517 158 105 309 337 152 178 514 2,270 133 90 87 126 56 59 54 605 243 66 93 191 256 101 229 120 180 93 1,572 321 176 248 281 347 385 251 428 175 2,612 423 300 174 333 87 293 450 114 2,174 699 185 284 309 98 122 396 105 211 43 2,452 158 134 164 118 84 658 311 267 109 182 193 157 125 96 40 98 90 1,668

1,133,750 391,469 904,123 329,868 512,112 707,206 180,279 258,491 435,914 4,853,212 1,704,590 668,820 455,063 1,131,615 1,444,249 599,868 868,710 1,513,212 8,386,127 732,040 446,730 606,738 586,760 370,724 273,027 114,651 3,130,670 1,053,221 309,605 340,245 563,722 648,646 348,961 679,216 503,862 1,061,364 440,339 5,949,181 1,759,430 824,291 1,153,753 1,343,259 1,439,846 1,527,039 1,007,722 1,524,649 541,807 11,121,796 1,686,147 1,240,445 419,780 2,147,900 266,818 666,169 1,120,601 436,687 7,984,547 946,175 505,482 965,679 1,070,231 377,070 315,812 1,217,495 485,186 772,502 333,996 6,989,628 672,785 618,835 474,056 442,832 412,974 2,621,482 1,971,530 1,421,419 630,117 643,625 844,731 1,158,365 622,491 714,679 445,027 698,090 661,204 9,811,278

SIERRA COSTA E INSULAR AMAZONIA NACIONAL

5,117 7,896 1,941 14,954

20,817,487 28,717,453 11,312,981 60,847,921

FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

RENOVADO NUMERO VALOR 4 9 2 8 4 5 9 1 2 44 5 2

58,200 31,215 13,890 51,437 13,990 13,186 23,820 4,062 53,600 263,400 31,703 9,845

3 1 1 6

13,885 14,718 2,000 14,110

18 4 1

86,261 8,653 2,231

NUMERO

2,804

1 4 14 5

867 7,219 21,774 16,307

7 18 1 9

16,331 22,903 7,486 12,670

40 11 11

75,697 61,501 46,432

15 35 69 34 60 13 248 90 50 15 5 7 29 28 26 250 169 117 76 63 21 9 34 30 59 15 593 5 9 12

126,160 174,922 391,564 97,284 214,031 50,550 1,162,444 276,647 100,251 33,340 9,088 17,900 50,260 49,728 41,420 578,634 785,609 212,549 303,978 268,037 93,233 90,608 99,171 78,072 256,213 347,686 2,535,156 43,917 37,727 50,772

26 3

132,416 31,954

4 2 2

37,568 16,190 2,850

6,066

572

95,200

246 94 129 71 125 135 70 31 86 987 522 160 105 312 338 153 184 514 2,288 137 91 87 130 56 60 58 619 248 66 93 198 274 102 238 120 180 93 1,612 332 187 248 296 382 454 285 488 188 2,860 513 350 189 338 94 322 478 140 2,424 868 302 360 372 119 131 430 135 270 58 3,045 163 143 176 118 84 684 314 267 113 184 195 157 130 96 40 99 90 1,685

116 1,117 17 1,250

447,132 4,408,650 95,200 4,950,982

5,233 9,013 1,958 16,204

TOTAL VALOR 1,191,950 422,684 918,013 381,305 526,102 720,392 204,099 262,553 489,514 5,116,612 1,736,293 678,665 455,063 1,145,500 1,458,967 601,868 882,820 1,513,212 8,472,388 740,693 448,961 606,738 589,564 370,724 273,894 121,870 3,152,444 1,069,528 309,605 340,245 580,053 671,549 356,447 691,886 503,862 1,061,364 440,339 6,024,878 1,820,931 870,723 1,153,753 1,469,419 1,614,768 1,918,603 1,105,006 1,738,680 592,357 12,284,240 1,962,794 1,340,696 453,120 2,156,988 284,718 716,429 1,170,329 478,107 8,563,181 1,731,784 718,031 1,269,657 1,338,268 470,303 406,420 1,316,666 563,258 1,028,715 681,682 9,524,784 716,702 656,562 524,828 442,832 412,974 2,753,898 2,003,484 1,421,419 667,685 659,815 847,581 1,158,365 628,557 714,679 445,027 698,662 661,204 9,906,478 21,264,619 33,126,103 11,408,181 65,798,903

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO ORIGINAL POR MES SEGUN SUCURSALES Y ZONALES número de operaciones SUCURSALES y ZONALES

TOTAL 2010

ENE.

FEB.

QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAL RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO. DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL POETOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO

49 25 30 7 49 24 17 13 31 245 185 34 36 85 114 59 49 176 738 36 23 22 42 16 5 6 150 72 25 34 60 120 52 101 42 53 28 587 74 23 72 81 105 153 121 252 63 944 170 103 49 88 18 120 155 29 732 73 53 53 102 31 24 207 26 40 17 626 41 22 23 46 24 156 67 105 26 36 29 91 18 36 17 36 29 490

193 60 97 56 72 106 44 17 53 698 332 124 69 224 223 93 129 338 1,532 97 67 65 84 40 54 48 455 171 41 59 131 136 49 128 78 127 65 985 247 153 176 200 242 232 130 176 112 1,668 253 197 125 245 69 173 295 85 1,442 626 132 231 207 67 98 189 79 171 26 1,826 117 112 141 72 60 502 244 162 83 146 164 66 107 60 23 62 61 1,178

SIERRA COSTA E INSULAR AMAZONIA NACIONAL

1,639 2,458 571 4,668

3,478 5,438 1,370 10,286

5,117 7,896 1,941 14,954

FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO RENOVADO POR MES SEGUN SUCURSALES Y ZONALES número de operaciones SUCURSALES y ZONALES QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAL RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO. DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL POETOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO SIERRA COSTA E INSULAR AMAZONIA NACIONAL

ENE.

2 2 2 3 1 2 6

FEB.

5 3 3 3 1 1 25 4 1

4 9 2 8 4 5 9 1 2 44 5 2

2 1 1 6

3 1 1 6

3 2 1

15 2

18 4 1

1 19 1 1

2 7

TOTAL 2010

5 2

1 4 9 3

1 4 14 5

4 17

3 1 1 6

7 18 1 9

13 8 4

27 3 7

40 11 11

5 10 27 8 36 11 109 42 24 6 3 2 16 10 18 121 88 51 15 24 8 4 23 4 28 12 257 2 3 6

10 25 42 26 24 2 139 48 26 9 2 5 13 18 8 129 81 66 61 39 13 5 11 26 31 3 336 3 6 6

15 35 69 34 60 13 248 90 50 15 5 7 29 28 26 250 169 117 76 63 21 9 34 30 59 15 593 5 9 12

11 2

15 1

26 3

3 1 1

1 1 1

4 2 2

40 498 9 547

76 619 8 703

116 1,117 17 1,250

FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO TOTAL POR MES SEGUN SUCURSALES Y ZONALES número de operaciones SUCURSALES y ZONALES

TOTAL 2010

ENE.

FEB.

QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAL RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO. DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL POETOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO

51 27 32 10 50 26 23 13 32 264 186 35 36 86 114 59 49 176 741 38 24 22 44 16 5 6 155 74 25 34 63 121 53 107 42 53 28 600 82 27 72 86 115 180 129 288 74 1,053 212 127 55 91 20 136 165 47 853 161 104 68 126 39 28 230 30 68 29 883 43 25 29 46 24 167 69 105 29 37 30 91 20 36 17 36 29 499

195 67 97 61 75 109 47 18 54 723 336 125 69 226 224 94 135 338 1,547 99 67 65 86 40 55 52 464 174 41 59 135 153 49 131 78 127 65 1,012 250 160 176 210 267 274 156 200 114 1,807 301 223 134 247 74 186 313 93 1,571 707 198 292 246 80 103 200 105 202 29 2,162 120 118 147 72 60 517 245 162 84 147 165 66 110 60 23 63 61 1,186

SIERRA COSTA E INSULAR AMAZONIA NACIONAL

1,679 2,956 580 5,215

3,554 6,057 1,378 10,989

5,233 9,013 1,958 16,204

FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO ORIGINAL POR MES SEGUN SUCURSALES Y ZONALES en dólares SUCURSALES y ZONALES

TOTAL 2010

ENE.

FEB.

QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAL RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO.DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL PORTOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO

423,837 149,999 287,638 76,736 256,051 205,447 85,539 134,198 272,650 1,892,095 782,149 154,650 227,376 461,998 572,502 281,573 413,749 633,142 3,527,139 261,489 203,920 264,178 271,997 203,047 24,365 14,798 1,243,794 442,816 136,965 138,269 205,382 302,419 154,377 354,075 262,892 398,042 181,179 2,576,416 602,062 243,973 431,500 698,155 727,431 733,034 568,854 915,363 345,693 5,266,065 848,863 590,250 144,877 729,323 94,498 293,596 395,273 112,608 3,209,288 339,895 193,932 299,500 472,844 169,567 111,250 669,940 180,104 218,447 135,018 2,790,497 237,734 111,697 124,622 234,625 148,210 856,888 593,046 744,358 139,998 248,227 190,495 783,701 101,444 399,400 257,992 270,450 304,221 4,033,332

709,913 241,470 616,485 253,132 256,061 501,759 94,740 124,293 163,264 2,961,117 922,441 514,170 227,687 669,617 871,747 318,295 454,961 880,070 4,858,988 470,551 242,810 342,560 314,763 167,677 248,662 99,853 1,886,876 610,405 172,640 201,976 358,340 346,227 194,584 325,141 240,970 663,322 259,160 3,372,765 1,157,368 580,318 722,253 645,104 712,415 794,005 438,868 609,286 196,114 5,855,731 837,284 650,195 274,903 1,418,577 172,320 372,573 725,328 324,079 4,775,259 606,280 311,550 666,179 597,387 207,503 204,562 547,555 305,082 554,055 198,978 4,199,131 435,051 507,138 349,434 208,207 264,764 1,764,594 1,378,484 677,061 490,119 395,398 654,236 374,664 521,047 315,279 187,035 427,640 356,983 5,777,946

SIERRA COSTA E INSULAR AMAZONIA NACIONAL

8,660,223 12,122,738 4,612,553 25,395,514

12,157,264 16,594,715 6,700,428 35,452,407

20,817,487 28,717,453 11,312,981 60,847,921

FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO RENOVADO POR MES SEGUN SUCURSALES Y ZONALES en dólares SUCURSALES y ZONALES QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAL RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO.DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL PORTOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO SIERRA COSTA E INSULAR AMAZONIA NACIONAL

ENE.

FEB.

3,300 4,620 13,890 36,083 3,160 3,176 18,840

54,900 26,595

TOTAL 2010

15,354 10,830 10,010 4,980 4,062 10,800 137,531 27,228 3,345

58,200 31,215 13,890 51,437 13,990 13,186 23,820 4,062 53,600 263,400 31,703 9,845

2,385

11,500 14,718 2,000 14,110

13,885 14,718 2,000 14,110

13,360 6,760 2,231

72,901 1,893

86,261 8,653 2,231

1,936

868

2,804

10,927 5,750

867 7,219 10,847 10,557

867 7,219 21,774 16,307

8,906 21,553

42,800 125,869 4,475 6,500

7,425 1,350 7,486 9,700

2,970

16,331 22,903 7,486 12,670

31,711 46,820 23,491

43,986 14,681 22,941

75,697 61,501 46,432

47,500 40,777 150,865 28,545 132,716 43,090 513,804 149,785 43,756 16,164 3,684 11,000 21,223 21,770 31,718 299,100 501,095 93,279 59,437 110,746 40,376 19,755 75,601 11,590 106,591 322,211 1,340,681 23,035 27,525 29,800

78,660 134,145 240,699 68,739 81,315 7,460 648,640 126,862 56,495 17,176 5,404 6,900 29,037 27,958 9,702 279,534 284,514 119,270 244,541 157,291 52,857 70,853 23,570 66,482 149,622 25,475 1,194,475 20,882 10,202 20,972

80,360 29,497

52,056 2,457

132,416 31,954

33,859 9,190 850

3,709 7,000 2,000

37,568 16,190 2,850

2,555

3,511

6,066

572

75,951

19,249

95,200

181,867 2,233,945 75,951 2,491,763

265,265 2,174,705 19,249 2,459,219

447,132 4,408,650 95,200 4,950,982

FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO TOTAL POR MES SEGUN SUCURSALES Y ZONALES en dólares SUCURSALES y ZONALES

TOTAL 2010

ENE.

FEB.

QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAL RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO.DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL PORTOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO

427,137 154,619 301,528 112,819 259,211 208,623 104,379 134,198 315,450 2,017,964 786,624 161,150 227,376 464,383 572,502 281,573 413,749 633,142 3,540,499 268,249 206,151 264,178 273,933 203,047 24,365 14,798 1,254,721 448,566 136,965 138,269 212,807 303,769 161,863 363,775 262,892 398,042 181,179 2,608,127 648,882 267,464 431,500 745,655 768,208 883,899 597,399 1,048,079 388,783 5,779,869 998,648 634,006 161,041 733,007 105,498 314,819 417,043 144,326 3,508,388 840,990 287,211 358,937 583,590 209,943 131,005 745,541 191,694 325,038 457,229 4,131,178 260,769 139,222 154,422 234,625 148,210 937,248 622,543 744,358 173,857 257,417 191,345 783,701 103,999 399,400 257,992 270,450 304,221 4,109,283

764,813 268,065 616,485 268,486 266,891 511,769 99,720 128,355 174,064 3,098,648 949,669 517,515 227,687 681,117 886,465 320,295 469,071 880,070 4,931,889 472,444 242,810 342,560 315,631 167,677 249,529 107,072 1,897,723 620,962 172,640 201,976 367,246 367,780 194,584 328,111 240,970 663,322 259,160 3,416,751 1,172,049 603,259 722,253 723,764 846,560 1,034,704 507,607 690,601 203,574 6,504,371 964,146 706,690 292,079 1,423,981 179,220 401,610 753,286 333,781 5,054,793 890,794 430,820 910,720 754,678 260,360 275,415 571,125 371,564 703,677 224,453 5,393,606 455,933 517,340 370,406 208,207 264,764 1,816,650 1,380,941 677,061 493,828 402,398 656,236 374,664 524,558 315,279 187,035 428,212 356,983 5,797,195

1,191,950 422,684 918,013 381,305 526,102 720,392 204,099 262,553 489,514 5,116,612 1,736,293 678,665 455,063 1,145,500 1,458,967 601,868 882,820 1,513,212 8,472,388 740,693 448,961 606,738 589,564 370,724 273,894 121,870 3,152,444 1,069,528 309,605 340,245 580,053 671,549 356,447 691,886 503,862 1,061,364 440,339 6,024,878 1,820,931 870,723 1,153,753 1,469,419 1,614,768 1,918,603 1,105,006 1,738,680 592,357 12,284,240 1,962,794 1,340,696 453,120 2,156,988 284,718 716,429 1,170,329 478,107 8,563,181 1,731,784 718,031 1,269,657 1,338,268 470,303 406,420 1,316,666 563,258 1,028,715 681,682 9,524,784 716,702 656,562 524,828 442,832 412,974 2,753,898 2,003,484 1,421,419 667,685 659,815 847,581 1,158,365 628,557 714,679 445,027 698,662 661,204 9,906,478

SIERRA COSTA E INSULAR AMAZONIA NACIONAL

8,842,090 14,356,683 4,688,504 27,887,277

12,422,529 18,769,420 6,719,677 37,911,626

21,264,619 33,126,103 11,408,181 65,798,903

FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO ORIGINAL Y RENOVADO POR RUBROS DE INVERSION Y SUCURSALES A FEBRERO DE 2011 en dólares

O R I G I N A L SUCURSALES Y ZONALES QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAS RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO.DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL PORTOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO SIERRA COSTA E INSULAR AMAZONIA NACIONAL

CULTIV. AGRICOL. 65,198 65,162 97,041 182,639 199,956 143,507 34,654 121,047 909,204 451,753 135,676 205,052 150,356 48,572 49,850 612,400 1,653,659 22,596 399 399 399 41,045 11,898 22,883 99,619 71,009 40,760 29,666 102,786 282,263 142,917 468,352 75,114 15,800 60,650 1,289,317 311,148 91,243 554,600 509,903 917,169 810,443 535,371 1,059,307 355,749 5,144,933 330,130 52,232 136,952 217,761 156,709 305,887 533,472 1,500 1,734,643 75,870 273,932 488,894 702,041 211,203 96,283 777,991 250,546 30,500

PECUARIO 211,881 73,503 36,405 44,936 51,594 93,944 80,028 102,394 246,788 941,473 588,038 188,753 242,467 328,199 707,454 224,588 450,845 472,120 3,202,464 285,863 226,667 254,043 241,286 60,891 46,363

MAQUIN. AGRIC.

MEJ. TERRIT.

52,000 5,000 6,300 53,130 24,000 40,000 35,000 1,600 6,300 41,600 181,730 10,000 38,000 59,509 39,000 118,991 30,098 58,869 34,090 40,098 348,459 399 4,800 66,000 4,000 43,000 166,500 20,000

PEQ. IND. MOVILIZ. ARTESAN. 177,674 96,394

8,800 295,899 65,200

16,285 987,386

1,115,113 389,679 202,745 73,644 119,908 206,601 148,596 60,996 266,298 685,882 232,789 2,387,138 459,140 172,575 135,679 269,225 4,389 15,495 798 46,238 3,987 1,107,526 586,092 40,399 42,100 1,055,382 71,341 51,010 266,046 197,589 2,309,959 39,985 47,798 40,000 139,765 1,197 8,694 93,095 1,596 63,500 7,000 442,630 52,850 50,772 126,817 209,058 223,905 663,402 873,099 313,577 299,077 195,586 244,496 190,047 302,475 404,288 398,799 595,994 475,503 4,292,941

23,331 1,964 697,102

349,092 37,238 7,000 1,100 3,501 6,000 1,599 ‐ ‐ 66,432 12,296 135,166 14,399 36,894 798 37,293 19,781 78,896 14,590 13,813 798 217,262 45,091 40,199 35,795 7,449 1,197 1,596 7,000 4,399 142,726 67,467 1,197 11,197 5,997 1,197 36,856 35,500 3,000 87,699 15,000 265,110 41,096 53,696 24,899 64,690 44,200 228,581 17,399 12,960 19,341 14,391 11,596 62,050 3,500 42,000 5,000 3,000 17,470 208,707

3,875,349 10,050,316 1,063,836 14,989,501

6,727,517 4,523,517 5,211,612 16,462,646

92,298 522,016 1,964 616,278

1,281,217 853,679 287,435 2,422,331

2,907,260 65,337 131,197 21,352 28,556 17,038 263,480 99,800 29,207 51,996 60,687 181,497 507,743 19,575 12,798 7,798

1,800 3,000 32,500 55,700 16,000 1,800 172,400 402,747 4,800 10,000 4,000 184,800 38,583 59,000 20,000 159,313 61,966 12,000 56,798 26,917 239,113 801,811 4,889 115,872 15,040 4,500 20,300 4,982 205,428 15,000 7,000 60,211 332,800 27,600 14,000 15,000 53,120 10,560 34,184 15,380 16,437 2,400 27,600 35,400 56,175 19,300 4,000 46,518 30,000 195,782 211,892 21,159 107,396 5,000 113,700 48,100 751 37,587 26,910 306,783 341,028 74,856 1,964 20,400 8,778 40,800 84,709 67,200 36,000

982,488 1,653,286 713,102 3,348,876

9,000

624,347 124,067 676,177 49,163 169,664 315,759 46,297 32,097 21,679 2,059,250 455,905 52,324 54,508 275,381 237,296 287,828 313,127 140,369 1,816,738 198,335 60,515 156,948 152,177 87,488 118,166 74,768 848,397 480,770 35,100 86,885 270,627 117,282 55,849 117,368 73,450 196,755 53,054 1,487,140 477,087 361,309 376,576 332,618 296,924 422,755 231,684 271,293 137,056 2,907,302 531,273 897,285 135,087 656,898 37,571 115,326 222,623 196,290 2,792,353 722,053 143,555 314,708 201,868 106,844 139,462 130,309 111,369 488,803 147,478 2,506,449 336,947 197,170 183,027 62,490 124,231 903,865 538,954 512,613 156,135 135,043 344,842 71,436 117,090 78,798 33,430 85,796 96,115 2,170,252

28,500 150,600 9,000 188,100

5,961,716 9,109,969 2,420,061 17,491,746

66,598 66,796 3,000 55,000 465,462 21,874 49,204 11,788 163,192 126,446 8,930 12,798 15,993 410,225 207,847 10,399 10,148 113,898 4,800 2,000

R E N O V A D O ACT. COMER. Y SERV.

13,500 2,000

15,500

13,000 13,000

1,850

11,000 49,550 4,000 66,400 7,500

4,000 2,700 14,200 5,000 24,000 31,000 10,000

70,000

2,000

7,000

CONSUMO 2,650 21,043 94,500

TOTAL

PRODUC CONSUMO

TOTAL

58,200 31,215 13,890 51,437 13,990 13,186 23,820 4,062 53,600 263,400 31,703 9,845

13,885 14,718 2,000 14,110

86,261 8,653 2,231

2,804

867 7,219 21,774 16,307

16,331 22,903 7,486 12,670

75,697 61,501 46,432

126,160 174,922 391,564 97,284 214,031 50,550 1,162,444 276,647 94,442 33,340 9,088 17,900 50,260 49,728 41,420 572,825 785,609 211,998 303,978 268,037 93,233 90,608 93,924 78,072 240,821 344,635 2,510,915 43,917 37,727 50,772

13,300 32,500 1,443,926

1,868,402 1,854,070 1,605,971 5,328,443

20,817,487 28,717,453 11,312,981 60,847,921

447,132 4,378,600 95,200 4,920,932

300 47,200 16,300 34,000 38,500 254,493 125,520 183,354 105,300 40,800 133,730 29,950 8,000 272,330 898,984 17,000 143,950 119,200 32,000 10,000 74,600 4,000 400,750 9,325 24,000 148,950 62,100 4,000 32,500 33,300 80,495 81,550 476,220 93,059 147,470 82,100 9,420 152,000 70,900 65,200 17,300 637,449 65,300 190,790 49,546 166,350 88,760 36,909 597,655 8,200 1,000 11,760 22,445 2,700 150,600 27,100 78,700 88,000 390,505 48,000 67,300 69,861 39,700 3,600 228,461 101,250 476,206 81,204 229,140 21,500 235,380 112,651 140,795

5,809

5,809 551

5,247 15,392 3,051 24,241

132,416 31,954

37,568 16,190 2,850

6,066

572

95,200

30,050 30,050

447,132 4,408,650 95,200 4,950,982

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO TOTAL POR RUBROS DE INVERSION SEGUN SUCURSALES Y ZONALES A FEBRERO DE 2011 en dólares

SUCURSALES Y ZONALES QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAS RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO. DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL PORTOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO SIERRA COSTA E INSULAR AMAZONIA NACIONAL

CULTIVOS AGRICOLAS 65,198 73,862 104,031 224,422 201,686 143,507 41,604 121,047 975,357 475,036 135,676 205,052 150,356 50,572 52,610 612,400 1,681,702 22,596 399 399 399 41,045 11,898 22,883 99,619 71,009 40,760 29,666 105,347 301,416 142,917 481,022 75,114 15,800 60,650 1,323,701 321,402 91,243 554,600 517,603 937,178 904,618 587,050 1,198,968 386,049 5,498,711 402,032 56,932 139,285 218,761 161,909 323,738 544,025 1,500 1,848,182 95,434 308,515 676,067 877,718 278,815 139,283 800,827 281,014 40,480

PECUARIO 219,781 73,503 36,405 47,942 62,054 93,944 81,028 102,394 257,588 974,639 591,983 188,753 242,467 337,584 722,172 224,588 451,995 472,120 3,231,662 285,863 226,667 254,043 241,286 60,891 47,230

16,285 987,386

1,115,980 389,679 202,745 73,644 131,803 209,001 148,596 60,996 266,298 685,882 232,789 2,401,433 491,147 213,138 135,679 343,745 4,389 19,347 798 66,945 3,987 1,279,175 624,733 40,399 48,374 1,059,061 82,341 54,362 279,822 214,168 2,403,260 85,669 54,956 40,000 143,208 1,197 8,694 128,645 1,596 67,600 10,345 541,910 52,850 54,197 138,819 209,058 223,905 678,829 902,596 313,577 299,077 202,586 244,496 190,047 305,861 404,288 398,799 595,994 475,503 4,332,824

4,003,929 11,119,526 1,063,836 16,187,291

6,805,043 4,903,174 5,251,495 16,959,712

3,498,153 65,337 142,197 21,352 28,556 17,038 274,480 99,800 29,207 51,996 60,687 181,497 507,743 19,575 12,798 7,798

MAQUIN. AGRICOLA 5,000

MEJORAS TERRIT. 99,000 6,300 53,130 24,000 40,000

35,000 1,600 41,600 14,475

30,098

6,300 228,730 38,000 59,509 39,000 118,991 58,869 34,090

44,573

348,459 399

4,800 4,000

66,000 43,000 166,500 20,000

8,800

295,899 65,200

1,800

4,000 32,500

55,700 16,000

PEQ. IND. ARTESAN. 177,674 97,814

466,882 21,874 49,204 11,788 163,192 126,446 8,930 12,798 15,993 410,225 209,007 10,399 10,148 114,266 4,800 2,000 350,620 37,238 7,000 1,100 3,501 6,000 1,599

1,964

23,331 697,102

96,773 829,957 1,964 928,694

1,030,488 1,684,085 713,102 3,427,675

1,284,165 934,658 287,435 2,506,258

4,800 4,000

62,300 159,313 12,000 242,413 4,889 15,040 20,925 4,982

173,400 402,747 10,000 184,800 38,583 30,673 61,966 60,529 26,917 816,215 126,372 4,500 205,428

15,000

7,000

1,750 62,586 27,600

343,300

15,000

14,000 53,120 10,560

34,184 15,380 2,400 35,400 28,510 339,574 498,048 21,159 5,000 751 26,910

1,964

16,437 30,575 56,175 4,000 30,000 214,867 107,396 113,700 51,020 37,587 309,703 341,028 74,856 20,400 8,778 40,800 84,709 67,200 36,000

CONSOLID. 2,300

ACT. COMER. Y SERV.

9,000

48,180

625,347 145,162 683,077 55,811 171,464 328,945 59,117 36,159 64,479 2,169,561 455,905 52,324 54,508 279,881 237,296 287,828 323,327 140,369 1,831,438 200,228 60,515 156,948 154,613 87,488 118,166 81,987 859,945 497,077 35,100 86,885 271,502 118,632 63,335 117,368 73,450 196,755 53,054 1,513,158 485,388 366,281 376,576 376,558 380,709 679,963 277,289 321,225 157,306 3,421,295 682,763 982,405 159,195 656,898 39,271 126,187 247,011 215,627 3,109,357 1,396,482 304,739 422,030 285,406 132,465 187,070 162,872 116,144 684,594 149,269 3,841,071 380,864 199,572 218,877 62,490 124,231 986,034 541,411 512,613 156,135 135,043 346,842 71,436 119,770 78,798 33,430 85,796 96,115 2,177,389

28,500 150,600 9,000 188,100

23,026 262,226 48,180 333,432

6,124,293 11,357,757 2,427,198 19,909,248

66,598 66,796 3,000 55,000

66,432 12,296 135,166 14,399 37,791 798 37,293 19,781 87,452 14,590 13,813 798 226,715 49,205 44,821 35,795 7,449 1,197 1,596 7,000 8,153 155,216 98,397 7,270 11,197 11,376 1,197 36,856 35,500 3,000 101,103 15,000 320,896 41,096 56,946 24,899 64,690 44,200 231,831 17,399 12,960 19,341 14,391 11,596 62,050 3,500 42,000 5,000 3,000 17,470 208,707

1,800

MOVILIZ.

3,050

5,350 13,500 9,845 2,000

15,500

13,000 13,000

9,845 5,600 2,231

7,831

1,850

10,939

11,000 49,550 4,000

71,128 13,800

66,400 7,500

95,867

4,000 2,700

18,196 1,011

14,200 5,000 24,000 31,000 10,000

23,616 15,002 3,000 9,483

4,409

70,000

42,829 8,336 46,443 125,093 17,650

17,650 2,000 37,568 9,190 850 7,000

572

CONSUMO

TOTAL

2,650 21,043 94,500

13,300 32,500 1,443,926

1,868,402 1,884,120 1,605,971 5,358,493

21,264,619 33,126,103 11,408,181 65,798,903

166,350 88,760 36,909 603,464 8,200 1,551 11,760 22,445 2,700 155,847 27,100 94,092 91,051 414,746 48,000 67,300 69,861 39,700 3,600 228,461 101,250 476,206 81,204 229,140 21,500 235,380 112,651 140,795

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO ORIGINAL PARA CULTIVOS AGRICOLAS SEGUN SUCURSALES Y ZONALES A FEBRERO DE 2011 en dólares SUCURSALES Y ZONALES QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAL RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO. DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL PORTOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO SIERRA COSTA E INSULAR AMAZONIA NACIONAL

Arroz

Maíz

Trigo

3,018 399

3,417 45,088

15,312

15,312 5,857

399 2,750

2,068 2,068

436,982 485,219

Fréjol

Arveja

399 58,517 49,581 91,285 14,305 4,999 11,630

798 4,779 18,478 798

24,853 9,779 11,348

399

24,319

399

42,905 255,262 798 399 399

Cebolla

Algodón

Palma Africana

Cacao

Café

Banano

Caña de Azúcar

48,400 399 4,959 23,813 20,000 399

7,064 3,171

49,570 4,596

12,634 45,245

8,400 14,892 5,000

2,399 77,050 77,050

34,997 34,997 58,421

56,800

19,892

12,296 31,052

4,596

37,382 44,800 70,766 211,369 21,000

88,593

399 1,050 1,449

3,099 1,500 4,599

5,999 16,100 43,099

2,793 399

11,266 58,480 263,482 117,417 458,139 48,841

3,969

5,500 5,500 7,000 18,000 18,400 4,502

6,783 6,783 11,344 22,760

637

958,423

1,036

4,368 47,950 17,640 322,206

686,944 30,268 19,341 69,006 165,126 970,685 14,909 6,414

33,996

55,319 71,577 35,488 488,894 145,898 67,092 38,685

4,624 443,270 235,338 821,686 139,873 1,644,791 86,864 45,732 31,511

35,920 19,936

443,652

8,070

267,010 79,989 511,106 1,596 150,834

8,070

9,600 232,898 61,049 546,600 124,041 52,659 164,170 183,953 75,186 44,750 1,485,306 72,172

1,600

11,610 82,362 54,370 399 13,200

1,600

234,113

1,950

399

60,650 160,685

36,003

7,000 42,029 49,029 2,000

21,000

441,692 4,500

992,652 6,638

1,030,565 399

6,127

7,225 9,726

2,120

17,350

2,120

1,950

21,000

82,600 21,000 27,376 208,899 98,528

501,403 41,600 110,000 5,000 8,200 5,000 169,800

107,712 30,222 2,000

2,000 9,000 20,000 3,000 8,510 6,639 18,149

50,000 310,315

53,010 102,298 155,181 11,400

1,995

2,090,175

ELABORACION: Departamento de Estudios e Investigaciones

205,052 150,356 48,572 49,850 612,400 1,653,659 22,596 399 399 399 41,045 11,898 22,883 99,619 71,009 40,760 29,666 102,786 282,263 142,917 468,352 75,114 15,800 60,650 1,289,317 311,148 91,243 554,600 509,903 917,169 810,443 535,371 1,059,307 355,749 5,144,933 330,130 52,232 136,952 217,761 156,709 305,887 533,472 1,500 1,734,643 75,870 273,932 488,894 702,041 211,203 96,283 777,991 250,546 30,500

41,045 47,499

21,568

50,208 1,950

399

52,158

399

488,771

54,166 2,120

105,595 8,070

1,600

56,286

113,665

1,600

1,197 7,620 6,200 62,516 30,300 12,554 8,000 63,656 172,942 129,815 76,803 51,400 6,000 551,470 154,185 6,500 79,347 135,399 102,339

41,600 15,399

137,934

219,756 7,700 1,197

5,000 5,000 19,000

2,907,260 65,337 131,197 21,352 28,556 17,038 263,480 99,800 29,207 51,996 60,687 181,497 507,743 19,575 12,798 7,798

399

2,000

399 9,296 80,800 20,321 51,597 6,480 25,800 41,848 4,175 12,798 399

29,000

3,000 4,000

5,000

FUENTE: Información de Sucursales

176,828 49,014 4,899 4,000 57,780 569,530 798

104,400 2,500 30,500

399

1,447,458 3,203,812 1,995 4,653,265

121,047 909,204 451,753 135,676

438,683 1,500 917,953 2,697 22,660

6,482

8,886 1,197 399 399

58,754 2,031,421

9,000 383,963 237,657 39,352

4,482

63,000

431,943

145,018

12,765

65,198 65,162 97,041 182,639 199,956 143,507 34,654

1,500

25,500 9,016 17,617

Total Cultivos

16,399 6,645 39,199 70,198 125,297 96,999 20,226

399

9,600 56,686

Otros Cultivos

399 39,449 399

1,197

399 798

38,304 18,382

230,716 50,568 79,119

Tomate Hortícola

15,529 67,141

399 2,793 399 6,256

Papa

360,315

6,766 342,541

3,000

399

25,399

9,519 253,737

16,285 987,386

77,050 464,652 360,315 902,017

289,465 2,390,622 352,141 3,032,228

156,835 24,631 63,650 245,116

6,949 80,029 399 87,377

67,277 142,934 25,399 235,610

1,050,854 1,698,475 259,937 3,009,266

3,875,349 10,050,316 1,063,836 14,989,501

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO ORIGINAL, RENOVADO Y TOTAL POR DESTINO DE LA INVERSION Y PLAZO A FEBRERO DE 2011 valores en dólares

DESTINO DE LA INVERSION

O R I G I N A L NUMERO DE OPERACIONES V A L O R C. PLAZO MED.L.P. TOTAL C. PLAZO MED.L.P. a b c = a + b d e

Arroz Maíz Trigo Fréjol Arveja Papa Tomate Cebolla Algodón Palma Africana Soya Cacao Café Banano Caña de Azúcar Otros Cultivos TOTAL CULTIVOS

403 1,825 4 26 1 139 10 40 1 14

404 1,826 4 26 1 139 11 42 1 45

2,087,675 4,648,765 21,568 52,158 399 488,771 36,286 104,152 1,600 260,927

2,500 2,090,175 4,500 4,653,265 21,568 52,158 399 488,771 20,000 56,286 9,513 113,665 1,600 641,090 902,017

112 138

478,958 333,927

6 1 2 1 3 1 31

51,443 1,614 17,983 702 14,748 4,020 132,568

158 26 10 31 739 3,427

426 39 1 14 179 695

584 65 11 45 918 4,122

381,292 46,040 82,377 164,310 1,982,988 10,359,308

2,650,936 199,076 5,000 71,300 1,026,278 4,630,193

3,032,228 245,116 87,377 235,610 3,009,266 14,989,501

1 5 38 339

Form. y Man. de Pastos Ganado Bovino Ganado Porcino Avicultura Pesca Otros Ganados TOTAL PASTOS Y GANADO

49 920 489 270 45 67 1,840

8 991 201 10 16 20 1,246

57 1,911 690 280 61 87 3,086

228,334 3,263,047 673,958 456,744 303,091 80,077 5,005,251

47,465 9,863,241 1,153,017 126,062 90,450 177,160 11,457,395

275,799 13,126,288 1,826,975 582,806 393,541 257,237 16,462,646

MAQUINARIA AGRICOLA MEJORAS TERRITORIALES MOVILIZACION DE PROD. CONSOLIDACION DEUDAS TOTAL AGROPECUARIO

7 46 65 262 31

53 327 31

20,840 96,912 188,100

595,438 616,278 3,251,964 3,348,876 188,100

5,370 2,249

7,619

15,670,411

PEQ. INDUSTRIA Y ARTESANIA ACT. COMERCIALES Y SERV. CONSUMO

284 201 4,948 977 290 635

485 5,925 925

TOTAL CREDITO

10,892 4,062

14,954

FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

1 1

TOTAL f = d + e

R E N O V A D O No. OPERAC. VALOR g h

1 2

No. OPERAC. i = c + g

T O T A L VALOR j = f + h

4,260 37,601 119,966 1,197,790

516 1,964 4 26 1 145 12 44 2 48 1 615 65 12 50 956 4,461

2,569,133 4,987,192 21,568 52,158 399 540,214 57,900 131,648 2,302 916,765 4,020 3,164,796 245,116 91,637 273,211 3,129,232 16,187,291

3.9% 7.6% 0.0% 0.1% 0.0% 0.8% 0.1% 0.2% 0.0% 1.4% 0.0% 4.8% 0.4% 0.1% 0.4% 4.8% 24.6%

6 60 18 10 4 2 100

23,972 351,353 33,900 36,462 47,479 3,900 497,066

63 1,971 708 290 65 89 3,186

299,771 13,477,641 1,860,875 619,268 441,020 261,137 16,959,712

0.5% 20.5% 2.8% 0.9% 0.7% 0.4% 25.8%

11 8

312,416 78,799

19,934,990 35,605,401

76 534

333,432 2,419,503

64 335 31 76 8,153

928,694 3,427,675 188,100 333,432 38,024,904

1.4% 5.2% 0.3% 0.5% 57.8%

501,222 11,016,974 1,043,989

1,921,109 2,422,331 6,474,772 17,491,746 4,284,454 5,328,443

35 668 13

83,927 2,417,502 30,050

520 6,593 938

2,506,258 19,909,248 5,358,493

3.8% 30.3% 8.1%

28,232,596

32,615,325 60,847,921

1,250

4,950,982

16,204

65,798,903 100.0%

Banco Nacional de Fomento

Gerencia de Riesgos

COMPARACION ANUAL DEL CREDITO ORIGINAL Y SUPERFICIE FINANCIADA POR DESTINO DE LA INVERSION A FEBRERO DE CADA AÑO valores en dólares

DESTINO DE LA INVERSION

N U M E R O 2010 2011 VARIACION a b b ‐ a

2010 %

Arroz Maíz Trigo Fréjol Arveja Papa Tomate Cebolla Algodón Palma Africana Soya Cacao Café Banano Caña de Azúcar Otros Cultivos TOTAL CULTIVOS

1,237 4,183 8 12 5 391 109 155 1 48 5 1,004 51 20 74 1,050 8,353

404 1,826 4 26 1 139 11 42 1 45 ‐ 584 65 11 45 918 4,122

(833) (2,357) (4) 14 (4) (252) (98) (113)

(67.3%) (56.3%) (50.0%) 116.7% (80.0%) (64.5%) (89.9%) (72.9%)

(3) (5) (420) 14 (9) (29) (132) (4,231)

Form. y Man. de Pastos Ganado Bovino Ganado Porcino Avicultura Pesca Otros Ganados TOTAL PASTOS Y GANADO

59 7,472 121 8,680 134 36 16,502

57 1,911 690 280 61 87 3,086

(2) (5,561) 569 (8,400) (73) 51 (13,416)

MAQUINARIA AGRICOLA MEJORAS TERRITORIALES MOVILIZACION DE PROD. CONSOLIDACION DEUDAS TOTAL AGROPECUARIO

V A L O R 2011 VARIACION d d ‐ c

(6.3%) (100.0%) (41.8%) 27.5% (45.0%) (39.2%) (12.6%) (50.7%)

4,017,868 7,081,287 6,344 60,982 25,466 921,872 184,390 229,669 793 665,732 7,639 2,858,844 277,094 156,490 531,699 2,408,468 19,434,637

2,090,175 4,653,265 21,568 52,158 399 488,771 56,286 113,665 1,600 902,017

(3.4%) (74.4%) 470.2% (96.8%) (54.5%) 141.7% (81.3%)

546 53 406 327 1 31

3,032,228 245,116 87,377 235,610 3,009,266 14,989,501

(1,927,693) (2,428,022) 15,224 (8,824) (25,067) (433,101) (128,104) (116,004) 807 236,285 (7,639) 173,384 (31,978) (69,113) (296,089) 600,798 (4,445,136)

(48.0%) (34.3%) 240.0% (14.5%) (98.4%) (47.0%) (69.5%) (50.5%) 101.8% 35.5% (100.0%) 6.1% (11.5%) (44.2%) (55.7%) 24.9% (22.9%)

323,476 16,934,024 622,029 7,198,289 278,920 298,569 25,655,307

275,799 13,126,288 1,826,975 582,806 393,541 257,237 16,462,646

(47,677) (3,807,736) 1,204,946 (6,615,483) 114,621 (41,332) (9,192,661)

(14.7%) (22.5%) 193.7% (91.9%) 41.1% (13.8%) (35.8%)

(493) (90.3%) (79) (19.5%) 30 3,000.0%

2,508,791 6,537,969 5,043

616,278 3,348,876 188,100

(1,892,513) (75.4%) (3,189,093) (48.8%) 183,057 3,629.9%

25,808 7,619

(18,189) (70.5%)

54,141,747

35,605,401

(18,536,346) (34.2%)

PEQ. INDUSTRIA Y ARTESANIA ACT. COMERCIALES Y SERV. CONSUMO

2,394 485 29,128 5,925 834 925

(1,909) (79.7%) (23,203) (79.7%) 91 10.9%

6,899,774 32,293,455 4,616,997

2,422,331 17,491,746 5,328,443

(4,477,443) (64.9%) (14,801,709) (45.8%) 711,446 15.4%

CREDITO ORIGINAL

58,164 14,954

(43,210) (74.3%)

97,951,973

60,847,921

(37,104,052) (37.9%)

FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

SUPERFICIE FINANCIADA (Ha.) 2010 2011 VARIACION e f f ‐ e 4,062 7,366 24 62 20 572 166 118 12 675 4 2,131 231 208 446 2,175 18,272

2,849 7,459 30 60 1 258 70 67 8 1,119 2,967 234 113 254 2,844 18,333

(1,213) 93 6 (2) (19) (314) (96) (51) (4) 444 (4) 836 3 (95) (192) 669 61

(29.9%) 1.3% 25.0% (3.2%) (95.0%) (54.9%) (57.8%) (43.2%) (33.3%) 65.8% (100.0%) 39.2% 1.3% (45.7%) (43.0%) 30.8% 0.3%

Banco Nacional de Fomento

Gerencia de Riesgos

COMPARACION ANUAL DE LAS FUENTES DE FINANCIAMIENTO PARA CREDITO ORIGINAL A FEBRERO DE CADA AÑO en dólares

VARIACION F U E N T E S PROGRAMAS DE GOBIERNO MICROCREDITO Proyecto Repo. Ovina Plan 555 M Reactiiv. Prod. Microfinanzas Decreto 863 Microcrédito Crédito Asociat. UTENAC Microcrédito TAXI‐GAS Capitalización 2008 Microcrédito Microcredito Pesq. Artesa. Microcrédito ECORAE INDA Titularización Predios Agrícolas Microcrédito Socio Siembra PLAN 555 Decreto 863 Plan 555 Desarrollo de Producción Plan 555 Capitalización 2008 Plan 555 Proyecto Repo. Ovina Plan 555 DESARROLLO HUMANO Crédito de Desarrollo Humano PROGRAMAS ESPECIALES Capitalización 2008 Operación Especial Capitalización 2008 Adquis. Tierras Decreto 756 Volcán Tung. Comr. Decreto 756 Volcán Tung. A.T. Rehabilit. Sector Agrop. 08‐11 Reestructuración E.N. 2008 Capialización 2008 Adquisición Vehículos Capialización 2008 Leasing. Maq. Y Eq. Adquisición Tierras Sector Rural Rehab. Sec. Agropec. Decre. N Créditos > 50,000 FONDOS PROPIOS Línea Esp. Peq. Produc. Fondos CEREPs 2006 Comercialización Recursos Ordinarios Sobregiros Ocasionales Consumo CONADIS‐BNF INVERSION DOMESTICA BCE COMERC INV. BCE ESPECIAL COMERCIAL INVERSION BCE LINEA ESPECIAL T O T A L

2010 47,135,230 6,025,336 5,000 3,182,076 2,506,324 234,606

2011 15,105,036 9,212,253 8,358,741 767,567 56,000

VALOR (32,030,194) 3,186,917 (5,000) 5,176,665 (1,738,757) (178,606)

63,230

29,945

(33,285) (52.6)

34,100

% (68.0) 52.9 (100.0) 162.7 (69.4) (76.1)

(34,100) (100.0)

5,323,791 2,547,257 2,686,762 84,772 5,000 35,786,103 35,786,103 5,104,579

4,181,871 910,505 3,209,246 62,120 1,710,912 1,710,912 2,086,858

(1,141,920) (1,636,752) 522,484 (22,652) (5,000) (34,075,191) (34,075,191) (3,017,721)

(21.4) (64.3) 19.4 (26.7) (100.0) (95.2) (95.2) (59.1)

494,173

50,000

(444,173) (89.9)

48,571

(48,571) (100.0)

50,914

(50,914) (100.0)

3,809,770 701,151 45,712,164 10,000

2,036,858

(1,772,912) (46.5)

43,656,027

(701,151) (100.0) (2,056,137) (4.5) (10,000) (100.0)

6,478,555 34,600,812 170,870 4,446,127 5,800

4,410,558 33,917,026 125,508 5,202,935

(2,067,997) (683,786) (45,362) 756,808 (5,800)

(31.9) (2.0) (26.5) 17.0 (100.0)

97,951,973

60,847,921

(37,104,052) (37.9)

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO ORIGINAL POR LINEAS DE FINANCIAMIENTO SEGUN SUCURSALES A FEBRERO DE 2011 en dólares

SUCURSALES Y ZONALES

Microcrédito No.

Valor

Plan 555 No.

Valor

Crédito Desarrollo Humano No. Valor

QUITO TULCAN SAN GABRIEL EL ANGEL IBARRA OTAVALO CAYAMBE MACHACHI LOS BANCOS ZONAL QUITO RIOBAMBA ALAUSI CHUNCHI AMBATO LATACUNGA EL CORAZON LA MANA GUARANDA ZONAL RIOBAMBA CUENCA CAÑAR AZOGUES GUALACEO PAUTE GIRON LA TRONCAL ZONAL CUENCA LOJA GONZANAMA CARIAMANGA MACARA ZAPOTILLO ALAMOR CELICA CATACOCHA ZAMORA ZUMBA ZONAL LOJA SANTO DOMINGO ESMERALDAS MUISNE QUININDE BABAHOYO QUEVEDO VENTANAS VINCES CATARAMA ZONAL STO.DOMINGO PORTOVIEJO MANTA BAHIA CHONE EL CARMEN JIPIJAPA CALCETA PEDERNALES ZONAL PORTOVIEJO GUAYAQUIL PEDRO CARBO DAULE BALZAR MILAGRO EL TRIUNFO EL EMPALME NARANJAL SANTA ELENA PTO. BAQUERIZO ZONAL GUAYAQUIL MACHALA SANTA ROSA ARENILLAS PIÑAS ZARUMA ZONAL MACHALA PUYO TENA BAEZA ORELLANA LAGO AGRIO SHUSHUFINDI MACAS SUCUA MENDEZ LIMON INDANZA GUALAQUIZA ZONAL PUYO

156 21 66 51 85 32 24 198 21 654 921 98 71 457 466 5 346 659 3,023 30 42 15 51 5 27 5 175 175 96 160 219 406 52 360 73 194 95 1,830 118 146 341 323 240 345 125 123 20 1,781 918 615 255 707 141 411 951 166 4,164 310 49 144 375 11 54 112 4 355 71 1,485 274 15 207 143 110 749 394 25 53 35 154 47 85 14 21 15 16 859

624,585 76,470 251,614 209,952 151,288 131,428 72,540 1,302,500 64,090 2,884,467 2,057,547 278,745 239,787 1,010,800 1,346,401 15,035 1,177,401 1,365,738 7,491,454 108,591 164,927 84,900 106,380 24,800 89,929 16,906 596,433 574,447 305,494 265,238 345,136 547,644 125,048 812,642 219,487 639,002 402,962 4,237,100 467,421 501,895 1,397,570 682,041 730,177 1,134,959 341,511 298,972 84,467 5,639,013 1,788,908 1,209,916 467,162 1,698,541 460,744 740,376 1,981,445 434,628 8,781,720 964,115 76,582 580,460 1,399,732 50,000 142,763 254,433 18,700 800,303 356,298 4,643,386 1,213,300 28,250 512,417 405,589 319,555 2,479,111 889,164 96,355 248,244 157,110 429,406 242,891 376,700 59,330 84,250 71,200 77,640 2,732,290

795 54 59 161 48 239 113 485 107 2,061 714 135 75 371 176 47 71 349 1,938 173 102 105 179 60 20 82 721 129 72 46 290 29 237 54 116 149 122 1,244 504 46 118 276 312 326 555 355 175 2,667 104 93 168 130 120 116 509 74 1,314 1,087 45 396 60 41 22 522 27 108 40 2,348 111 79 175 135 115 615 162 212 208 150 242 162 167 104 94 118 67 1,686

2,399,318 182,496 210,141 497,988 132,188 816,053 325,733 2,010,416 312,054 6,886,387 1,796,821 307,686 211,975 710,994 638,103 98,829 238,020 641,396 4,643,824 642,645 402,906 403,502 432,093 221,340 74,300 336,252 2,513,038 408,708 241,778 192,900 415,043 119,500 562,798 121,756 352,863 521,123 464,465 3,400,934 1,629,016 68,194 479,700 660,440 490,618 1,100,933 899,692 716,503 418,060 6,463,156 307,400 258,118 281,938 422,218 413,720 160,999 1,010,520 220,638 3,075,551 2,599,079 86,240 1,113,990 190,948 129,400 54,010 1,067,559 71,069 262,202 165,500 5,739,997 426,600 205,900 383,804 389,157 430,793 1,836,254 527,092 652,650 758,281 464,617 628,022 469,697 465,175 268,786 411,200 449,912 307,015 5,402,447

14,109 1,026 416 1,215 2,035 3,945 3,156 1,494 2,437 29,833 9,258 1,828 906 5,458 4,279 1,363 2,736 5,174 31,002 2,728 2,027 1,263 2,459 1,361 1,138 2,300 13,276 5,072 831 1,221 838 929 1,399 1,400 1,403 2,794 767 16,654 9,683 13,695 3,648 9,096 9,756 12,193 6,297 6,082 6,566 77,016 12,780 7,012 3,774 7,945 5,677 5,926 4,242 3,058 50,414 81,764 8,793 8,846 10,576 3,369 6,011 5,439 5,361 5,986 77 136,222 7,070 2,464 4,068 1,069 1,307 15,978 2,820 7,616 754 7,806 6,593 3,202 3,403 1,109 568 498 1,013 35,382

11,109,249 805,396 325,494 962,313 1,581,687 3,044,989 2,475,456 1,166,016 1,919,175 23,389,775 7,322,200 1,440,936 716,882 4,283,170 3,366,315 1,077,083 2,156,532 4,089,286 24,452,404 2,106,548 1,600,319 994,425 1,914,141 1,057,479 896,016 1,819,938 10,388,866 3,939,974 639,771 950,355 659,018 729,605 1,075,573 1,058,172 1,053,629 2,199,188 590,107 12,895,392 7,656,675 10,791,359 2,887,803 7,187,988 7,704,342 9,571,841 4,929,447 4,754,414 5,196,688 60,680,557 10,123,072 5,551,528 2,988,634 6,255,147 4,494,933 4,681,982 3,322,102 2,423,188 39,840,586 64,399,830 6,786,257 6,919,272 8,320,066 2,665,477 4,756,927 4,295,863 4,243,349 4,739,506 60,273 107,186,820 5,602,526 1,824,950 3,220,572 834,027 1,033,973 12,516,048 2,217,450 6,035,154 589,536 6,164,108 5,220,533 2,530,682 2,677,523 843,555 425,960 384,048 791,095 27,879,644

SIERRA COSTA E INSULAR AMAZONIA NACIONAL

5,393 8,179 1,148 14,720

14,167,490 21,543,230 3,774,254 39,484,974

5,693 6,944 1,957 14,594

16,458,595 17,114,958 6,388,035 39,961,588

87,204 279,630 38,943 405,777

68,337,142 220,224,011 30,668,939 319,230,092

FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

Programas Especiales No.

Valor

22 10 5 85 15 10 7 12 11 177 89 21 7 22 11 14 22 4 190 4 4 11 1

1,246,467 190,078 73,200 1,211,286 372,392 200,150 159,480 443,878 408,800 4,305,731 2,000,783 259,320 118,660 543,724 428,158 296,869 433,752 54,335 4,135,601 141,600 160,200 441,200 91,445

1 5 26 5 2 6 2

112,000 316,165 1,262,610 108,416 49,500 211,000 26,400

60,000

31 10 3 61 54 9 4 27 3 22 6 15 5 145 16

718,960 245,109 48,000 1,467,385 2,340,737 474,059 253,875 1,094,966 206,656 636,600 169,400 253,269 86,797 5,516,359 615,121

2 7 18 2 10 1 56 279 52 19 2 7 3 24 2 1 1 390 7 4 4 7 2 24 17 14 15 6 12 17 9 2 6 2 6 106 441 615 119 1,175

Fondos Propios No.

Total Original Valor

No.

Valor

40,780 388,761 302,472 27,900 278,016 43,200 1,696,250 3,829,362 564,662 256,058 191,680 437,207 291,910 623,579 27,897 44,000 95,000 6,361,355 375,600 92,800 94,000 236,825 67,000 866,225 502,942 478,612 276,203 175,453 237,800 201,014 326,329 52,000 161,291 46,000 151,155 2,608,799

385 243 379 228 469 329 281 286 337 2,937 1,149 433 251 826 718 569 530 1,028 5,504 311 235 343 279 164 200 150 1,682 817 210 245 345 269 180 362 273 511 270 3,482 815 1,063 737 957 1,037 1,086 419 790 308 7,212 913 985 837 562 306 632 863 300 5,398 1,327 423 1,643 1,163 517 270 953 627 572 438 7,933 563 491 303 344 264 1,965 709 761 423 408 580 331 418 262 158 269 224 4,543

4,362,553 1,999,612 3,251,339 1,778,812 3,154,436 2,871,050 1,842,382 3,195,760 2,930,387 25,386,331 6,835,174 2,851,587 2,075,810 5,513,986 4,846,107 3,211,986 5,680,846 7,047,273 38,062,769 3,993,515 2,539,143 3,677,403 2,583,576 1,724,756 1,656,896 1,286,758 17,462,047 6,523,618 1,647,864 2,086,670 2,324,388 2,440,532 1,770,483 2,210,221 1,851,229 4,888,282 2,394,361 28,137,648 8,828,170 7,759,600 5,497,898 7,273,071 7,381,343 6,945,884 3,154,220 4,502,334 1,974,689 53,317,209 6,416,639 6,676,977 4,381,016 6,745,401 3,245,236 3,059,569 5,633,978 2,695,014 38,853,830 11,268,218 1,956,291 9,721,980 6,819,989 3,113,476 1,917,337 5,681,486 3,591,817 3,473,591 3,975,935 51,520,120 4,582,041 3,518,000 3,198,419 2,956,678 1,941,944 16,197,082 6,899,329 5,618,308 3,424,874 3,242,187 4,349,372 3,093,839 3,832,554 2,547,455 1,865,150 2,744,650 2,275,862 39,893,580

15,467 1,354 925 1,740 2,652 4,555 3,581 2,475 2,913 35,662 12,131 2,515 1,310 7,134 5,650 1,998 3,705 7,214 41,657 3,246 2,410 1,737 2,969 1,590 1,386 2,542 15,880 6,198 1,211 1,678 1,694 1,633 1,870 2,176 1,896 3,658 1,257 23,271 11,174 14,959 4,848 10,679 11,348 13,972 7,402 7,365 7,074 88,821 14,731 8,705 5,036 9,351 6,262 7,087 6,575 3,599 61,346 84,767 9,362 11,048 12,176 3,945 6,360 7,050 6,021 7,022 627 148,378 8,025 3,053 4,757 1,698 1,798 19,331 4,102 8,628 1,453 8,405 7,581 3,759 4,082 1,491 847 902 1,326 42,576

19,742,172 3,254,052 4,111,788 4,660,351 5,391,991 7,063,670 4,875,591 8,118,570 5,634,506 62,852,691 20,012,525 5,138,274 3,363,114 12,062,674 10,625,084 4,699,802 9,686,551 13,198,028 78,786,052 6,992,899 4,867,495 5,601,430 5,127,635 3,028,375 2,829,141 3,776,019 32,222,994 11,555,163 2,884,407 3,706,163 3,769,985 3,837,281 3,593,902 4,202,791 4,196,168 8,492,704 3,899,895 50,138,459 20,922,019 19,595,107 10,516,846 16,898,506 16,513,136 19,390,217 9,494,270 10,525,492 7,760,701 131,616,294 19,251,140 13,696,539 8,159,530 15,510,068 8,917,105 8,670,826 12,226,061 5,816,668 92,247,937 83,060,604 9,470,032 18,591,760 16,922,415 6,395,560 7,162,947 11,922,920 7,952,832 9,319,602 4,653,006 175,451,678 12,200,067 5,669,900 7,409,212 4,822,276 3,793,265 33,894,720 11,035,977 12,881,079 5,297,138 10,203,475 10,865,133 6,538,123 7,678,281 3,771,126 2,947,851 3,695,810 3,602,767 78,516,760

10,878,218 14,440,189 2,901,908 28,220,315

12,824 22,508 5,324 40,656

101,766,152 159,888,241 47,176,223 308,830,616

111,555 317,876 47,491 476,922

211,607,597 433,210,629 90,909,359 735,727,585

Banco Nacional de Fomento

Gerencia de Riesgos

CREDITO ORIGINAL POR LINEAS DE FINANCIAMIENTO POR MESES A FEBRERO DE 2011 en dólares

Lineas de Financiamiento

Ene

Feb

Total

Microcrédito

3,381,455 5,830,798 9,212,253

Plan 555

2,066,678 2,115,193 4,181,871

Crédito Desarr. Humano

68,628 1,642,284 1,710,912

Programas Especiales

740,723 1,346,135 2,086,858

Fondos Propios

19,138,030 24,517,997 43,656,027

TOTAL

25,395,514

35,452,407

60,847,921

número de operaciones

Lineas de Financiamiento

Ene

Feb

Total

Microcrédito

1,228 2,090 3,318

Plan 555

816 749 1,565

Crédito Desarr. Humano

172 4,116 4,288

Programas Especiales

42 113 155

Fondos Propios

2,410 3,218 5,628

TOTAL FUENTE: Información de Sucursales ELABORACION: Departamento de Estudios e Investigaciones

4,668 10,286

14,954