The Power Is Now Magazine

Page 98

ERIC LAWRENCE FRAZIER MBA Mortgage Consultant NMLS#: 461807 | CA-DFPI461807

11175 Azusa Court, Suite 110-107 Rancho Cucamonga, CA 91730 O: 951-374-4986 ext. 4986 M: 714-475-8629 eric.frazier@onqfinancial.com www.onqfinancial.com/eric-frazier

*Max loan amount of $726,200 or the maximum HUD county limit, whichever is lower. The following loan scenario is only an example. Actual amounts, fees, and rates vary depending on each individual borrower’s situation and additional factors. Loan scenario is based on a fixed 30-year Conventional loan with a purchase price of $726,200, 0% down payment, interest rate of 6.260%, and APR of 6.550%. Additional estimated funds due at closing would be $22,027. Approximate monthly payment of $4,623. Loan scenario does not include additional costs/fees associated with monthly mortgage expenses such as property taxes, insurance, or HOA fee. All amounts shown are estimates and will vary for each loan. Rates and fees are subject to change at any time. This is not a commitment to lend or extend credit. Loan approval is subject to applicant’s qualification for a loan program. Information is subject to change thepowerisnowmeida AUGUST 2023 without notice. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. On Q Financial, LLC is an Equal Housing Lender. NMLS 5645 | CA-DBO RMLA 4131336 | OnQ0808230685d00000goQ0a-WW


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TIPS FOR NEGOTIATING AND USING CREDITS EFFECTIVELY

1min
pages 140-141

5 Facts Home Buyers and Sellers Should Know About Credits

2min
pages 138-139

Rehabbing a Home? Be Ready for These 5 Costs

2min
pages 134-137

Understanding the Role of the Real Estate Agent

3min
pages 128-133

L.A. Market Updates for Q3, 2023

2min
pages 122-127

Partners

1min
pages 114-115

How Many Credit Checks Before Closing on a Home?

2min
pages 112-113

WHEN YOUR LANDLORD SEXUALLY HARASSES YOU, THERE’S NO PLACE LIKE peace at HOME

1min
page 109

ROHIT CHOPRA CHAMPION OF CONSUMER PROTECTION AND FINANCIAL REFORM

15min
pages 100-108

5 Ways a Buyer’s Agent Can Make Shopping New Construction Easier

2min
pages 98-99

Scottsdale, AZ Market Update for Q3, 2023

16min
pages 84-93

4 Surprising Things That May Increase How Much Your Home Is Worth

2min
pages 78-80

How to Perform a Landlord Background Check

2min
pages 72-75

Unlocking Tax Benefits: The Complete Guide to Deductions for Investment Properties

2min
pages 66-67, 69-71

Washington Housing Market Data: Update for Q3, 2023

2min
pages 60-63

How to Buy a Vacation Home in 5 Steps

4min
pages 54-56

The Risk of Waiving Home Inspections: Protecting Your Investment Matters

9min
pages 46-53

Our programming and projects include, but are not limited to:

2min
pages 43-45

Where Starting Over happens every day!

1min
page 42

THE REAL ESTATE Billion Dollar BLACKOUT

1min
pages 36-41

3 Must-Do’s Before Listing Your House for Sale

2min
pages 30-35

GSFA Celebrates 30 Years Paving a Path to Homeownership in California

7min
pages 22-29

The Truth About Toxic Mold (and How to Get Rid of It)

2min
pages 18-21

How Much Does American Driving Contribute to Global Climate Pollution?

2min
pages 16-17

Exploring The Untapped Value in Commercial Real Estate Investment

2min
pages 14-15

NURTURING A FAIR AND INFORMED RENTAL LANDSCAPE

3min
pages 11-13

Federal Housing Agencies Strongly Encourage Landlords to Provide Tenants Written Notice of Their Rights

1min
pages 10-11

NAVIGATING HOUSING MARKETS IN A GROWING ECONOMY

1min
page 9

Economic Resilience and Housing Prospects: Analyzing the Impact of Q2 2023’s 2.4% GDP Growth on the Housing Market

2min
pages 8-9

August 2023 FROM THE EDITOR

1min
pages 6-7

FROM OUR VIP AGENTS

1min
page 5

CONTENTS AUGUST 2023

1min
page 4

REAL EsTATE SHOW

1min
page 72

TIPS FOR NEGOTIATING AND USING CREDITS EFFECTIVELY

1min
pages 71-72

5 Facts Home Buyers and Sellers Should Know About Credits

2min
page 70

Rehabbing a Home? Be Ready for These 5 Costs

2min
pages 68-69

Understanding the Role of the Real Estate Agent

3min
pages 65-68

L.A. Market Updates for Q3, 2023

3min
pages 62-64

Cascade of Empowerment:

2min
pages 58-61

How Many Credit Checks Before Closing on a Home?

2min
page 57

ROHIT CHOPRA CHAMPION OF CONSUMER PROTECTION AND FINANCIAL REFORM

15min
pages 51-56

5 Ways a Buyer’s Agent Can Make Shopping New Construction Easier

1min
page 50

Scottsdale, AZ Market Update for Q3, 2023

16min
pages 43-47

4 Surprising Things That May Increase How Much Your Home Is Worth

2min
pages 40-43

How to Perform a Landlord Background Check

2min
pages 37-40

Unlocking Tax Benefits: The Complete Guide to Deductions for Investment Properties

2min
pages 34-36

Washington Housing Market Data: Update for Q3, 2023

2min
pages 31-33

How to Buy a Vacation Home in 5 Steps

4min
pages 28-29

The Risk of Waiving Home Inspections: Protecting Your Investment Matters

9min
pages 24-27

Where Starting Over happens every day!

4min
pages 22-24

THE REAL ESTATE Billion Dollar BLACKOUT

1min
pages 19-21

3 Must-Do’s Before Listing Your House for Sale

2min
page 16

GSFA Celebrates 30 Years Paving a Path to Homeownership in California

7min
pages 12-16

HOUSING DISCRIMINATION UNMASKED.

1min
pages 11-12

The Truth About Toxic Mold (and How to Get Rid of It)

2min
pages 10-11

How Much Does American Driving Contribute to Global Climate Pollution?

2min
pages 9-10

Exploring The Untapped Value in Commercial Real Estate Investment

2min
page 8

Federal Housing Agencies Strongly Encourage Landlords to Provide Tenants Written Notice of Their Rights

5min
pages 6-7

Economic Resilience and Housing Prospects: Analyzing the Impact of Q2 2023’s 2.4% GDP Growth on the Housing Market

2min
page 5

CONTENTS AUGUST 2023

2min
pages 3-5
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