Chew On This

The Four Stages of Transition (part 1)

By Renee A. Hanson, CFP®, CEP®, CDFA®, don’t survive? These are normal thoughts CFS®, ChFC®, APMA® during the anticipation stage. I repeat, normal. These thoughts do not to diminish the concern

Years of working with people experiencing you have about your loved one’s health; rather change in their lives has revealed to they acknowledge the additional concerns of me that most life transitions are of a transition that you may feel. personal nature, and that these events often Recognizing this first stage of transition can have significant financial impact. This is because help provide clarity around our own periods of life transitions - health issues, new family transition and perhaps increase compassion for members, divorce, death, and retirements - can those around us experiencing life changes. create financial uncertainty. That uncertainty can Are you or someone you care about trigger a transition response. experiencing change? As a financial advisor,

I believe people experience Four Stages of I can help. What I have discovered is that no Transition. While there isn’t a timeline for each matter the life changes or transition, the event stage, there are commonalities that provide an generally leads to some contemplation around opportunity to apply time-tested tools to work finances. Call me at 602.923.9800 for your through each stage. Today we will explore Stage complimentary initial consultation, where we can 1 – Anticipation. talk about your financial situation and concerns

The word anticipation is often associated with in detail. something exciting. However, it’s important to note that difficult events can also be THIS IS A PAID ADVERTISEMENT. experienced in this stage. If we change the word to expectancy you can see where anticipation is Renee Hanson CFP®, BFA™, CEP®, CDFA®, CFS®, Private really the expectancy of an action or an event. Wealth Advisor, Certified Divorce Financial Analyst® with Affinity Wealth Advisory Group, a private wealth advisory practice of During anticipation we often try to forecast Ameriprise Financial Services, Inc. located at 7010 E Chauncey outcomes and what they mean to us. Ln, Ste 200, Phoenix, AZ 58054.

A pregnancy can offer the excitement of a The views expressed here reflect the views of Renee A. Hanson as of July 9, 2019. These views may change as market or other new bundle of joy, as well as reveal underlying conditions change. Actual investments or investment decisions concerns regarding the child’s health and potential cost of health care, education and the made by Ameriprise Financial and its affiliates, whether for its own account or on behalf of clients, will not necessarily reflect the views expressed. This information is not intended to provide investment potential cost of education, aptitude for athletics advice and does not account for individual investor circumstances. and the potential cost of activities, etc. You get the idea. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP (with flame design) in the U.S.

The more difficult anticipatory periods are those The initial consultation provides an overview of financial without definite endings, such as health. When planning concepts. You will not receive written analysis and/or recommendations. faced with a family member’s health concerns Investment advisory products and services are made available our minds can shift to the what ifs. What if they through Ameriprise Financial Services, Inc., a registered Putting the needs of clients first is the approach I believe in. I’ll work with you to find the right financial solutions to help you plan for your unique goals. And together, we’ll track your progress over time, adjusting your plan along the way to help get you where need full-time care? What if this is prolonged and care is outside insurance? What if they investment adviser. Ameriprise Financial Services, Inc. Member FINRA and SIPC. © 2019 Ameriprise Financial, Inc. All rights reserved. you want to go.

Renee A. Hanson CFP®, CEP®, CDFA®, CFS®, ChFC®, APMA®

Private Wealth Advisor

Affinity Wealth Advisory Group

A private wealth advisory practice of Ameriprise Financial Services, Inc.

602.923.9800

7010 E. Chauncey Ln Ste 200 Phoenix, AZ 85054 renee.a.hanson@ampf.com affinitywealthadvisor.com

Ameriprise Financial Services, Inc. Member FINRA and SIPC. CHEW ON THIS

YOUR GUIDE TO

LOCAL DINING ROOSTER TAVERN

Owned and operated by the as it sounded on the menu; a Valley’s long-time resident mouthwatering combination of thinly and restauranteur, Jason sliced corned beef, Gruyere cheese, Horton, The Rooster Tavern Kitchen house-made sauerkraut and 1000 is .ocated at 14202 N. Scottsdale Rd. Island dressing on grilled Jewish in Scottsdale. The Rooster is known rye bread. That was the description by visitors and locals alike to be your on the menu…here’s how it looked upscale local dive bar. Tucked in the on the plate: The perfect amount of corner of the plaza behind retail and ruby red corned beef, gooey cheese, other restaurants, it’s easy to miss amazing smelling sauerkraut and a from Scottsdale road. But don’t let thin spread of 1000 Island dressing its hidden location hold you back, it all piled high on two perfectly is worth tracking down. prepared pieces of rye bread. The taste? Incredible! From the first bite The first thing that hits you when you to the last, we were hooked. In all walk in is the décor. Wherever your honestly, we can say this will now be eye falls there is something interesting one of our favorite sandwiches. For to see. From full size motorcycles, to those of you watching your waistline, clock toting bucks, to the “Cock of the an accompaniment of a side salad is Month”, there is nothing dull about a great choice. All in all, the perfect this place. When you walk in, you amount of food without being overly will be greeted by a friendly bartender full. and given your choice of prime seating. The staff is well versed in For lunch or dinner, or just a their menu knowledge and more than drink with friends, The Rooster helpful in suggestions. With choices Tavern Kitchen has a fun, friendly including comfort foods such as mac atmosphere with a menu full of so n’ cheese, fresh buffalo chips, salads, many things to try that you will be meatballs and wings, keeping your coming back for unique experience mouth from getting your stomach in for years. So, whether you are trouble will be a test of will. looking for a great lunch time stop, a casual dinner, a relaxing drink or This month we thought we would simply want to enjoy some good highlight a particular menu item. As music (live or Memorex), The we were there for lunch, we thought Rooster Tavern Kitchen is the place a fan favorite, the Rueben, would for locals and visitors alike. be perfect. For those of you on a lunch break, the time from order Check The Rooster out online at to table was relatively quick. The www.theroostertavern.com or better Rueben itself looked as appetizing yet, just stop in!