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BEWARE OF FLOOD DAMAGE WHEN BUYING A USED VEHICLE

Recent storms have given trunk for dirt, silt and mold. Check Arizonans in the market for under the dashboard and other hard-toused cars even more reason reach places as well. Criminals usually to pay close attention to a vehicle’s don’t clean all of those places. inally, condition and history, especially take a good whiff in those areas. ater in private sales. Cars damaged by damage leaves a distinctive smell. fl oodwaters such as those resulting buyers remain vigilant when looking Offi ce of Inspector General, which vehicles and be prepared to walk away from Hurricane lorence can • Check the electrical and mechanical sometimes fi nd their way to Arizona to components. ater wreaks havoc on be sold. electrical systems, so check to see if any of those systems aren’t working If a vehicle is fl ood-damaged, the uite right. Also check the engine title should say salvage or fl ood for signs of rust or even random new damage. But scammers can and do parts. Get under the vehicle and check fraudulently remove fl ood history the suspension for water damage. Any from vehicle titles. of those things could be a sign that e want to make sure potential damaged vehicle. at used vehicles and not sign anything It’s always a good idea to have until the vehicle has been checked any used vehicle you’re looking at over bumper to bumper, said illie buying checked out by a trusted auto Hall, detective sergeant with ADOT’s mechanic. investigates fraud involving titles A vehicle identifi cation number can and vehicle sales. lood-damaged be used to obtain the vehicle history vehicles that have been repackaged through an online service that may and dressed up are a common scam charge a fee. This check can uncover a after major weather events like what vehicle’s status as salvage or nonwe’ve seen recently. repairable, as well as maintenance Potential buyers should closely inspect and titles issued in other states. you’re in danger of buying a fl oodproblems, collisions, insurance claims if things don’t smell right – uite or more information azdot.gov literally in some cases. CarBuyingTips, 24-hour fraud hotline • Check out all of the vehicle’s nooks at 02-2 - 4 or . 12.2 0 and crannies. Look inside under the (outside Phoenix) or email fraud carpet and fl oor mats and examine the azdot.gov.

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COVER STORY FARMERS MARKET ON HIGH STREET

It’s that time of year again! Time to spend more time outside than inside. It’s November in Arizona. hile your friends back east are walking through three feet of snow, you can walk the armers Market on High treet every unday. Open from 10 a.m. to 1 p.m. every unday through April 201 , the armers Market on High treet is back with even more farmers, local produce and delicious food vendors from all over the Valley. o, put on your walking shoe of choice, get the dog on that leash and get to High treet.

The armers Market on High treet boasts a full block of more than 0 vendors (and growing) offering food and fun for all ages. Looking for farm fresh produce Craving locally-made salsa ant to fi ll that recyclable shopping bag of yours with lots of organic veggies You got it.

e’re delighted to bring the armers Market on High treet back this season. After the phenomenal response to last season’s market, we made some adjustments and will feature more food than before , said Bryan Laurel, marketing representative for High treet, who hosts the monthly event. Last season we hosted the market once a month and this season have committed to hosting it once a week. e hope our neighbors will spend a morning with us to enjoy the market and experience all that is new on High treet.

The Market will continue to grow each month and will occasionally feature musicians and artists in addition to the weekly food offerings. Last Last season we hosted season’s market welcomed an average of ,000 guests the market once a month and this season have committed to each month. That number is expected to grow with the new focus on more food hosting it once a week. vendors this season. And yes, this armers Market is dog friendly, provided your dog is friendly when meeting thousands of new people.

If haven’t yet visited High treet, it’s time to get ac uainted. Located at 4th treet and Deer Valley ( th treet exit and the Loop 101) just east of Desert idge Marketplace, High treet is the north Valley’s growing entertainment district and a gem in community, offering an alternative to typical malls and strip centers. High treet has become a favorite with locals and winter visitors alike with its eclectic mix of uality restaurants, bars, shops and services. High treet makes for a perfect afternoon or evening out in a relaxed, pedestrian-friendly urban neighborhood atmosphere. If you want to grab a drink after work, have a romantic dinner, listen to live music, get pretty for a night out, get crafty or just stroll and window shop, High treet is the place.

High treet’s major tenants include Ocean Prime, Blue Martini, La Bocca, Modern Margarita, ick Bronson’s House of Comedy, Growler A, Mellow Mushroom, ona Grill, High & ye outhern itchen & Bar, Torch Cigar Bar, YogurtTime, prouts Express Market, irehouse ubs, Pinspiration, Anytime itness, Primp and Blow, CA T alon, M V Nail Bar, uchsia pa, The Dailey Method and Abode ine urnishings to name several.

or more information about the monthly armers Market on High treet and to see a full list of restaurants, shops and services you can enjoy every day of the week, visit High treetA .com.

COMPLIMENTARY SELF-PARKING IS LOCATED ALONG HIGH STREET AND IN THE 53RD/54TH ST. PARKING GARAGE.

COVER STORY THE TOP TIPS TO ENHANCING YOUR FARMERS MARKET EXPERIENCE

By Julie M urphree, Arizona F arm Bureau

hether a veteran of your local farmers market or trying one out for the fi rst time this weekend, Arizona arm Bureau with the help of Denise Logan, farmers market manager for Arizona Community armers Markets, provides a series of practical tips to enhance your armers market experience.

1. COME EARLY. or best selection of produce, arrive fi rst thing so that you have fi rst choice on the variety of produce you’ll see at your farmers market.

2. BRING CHANGE AND SMALL

BILLS. Though more and more markets are set up to take credit cards, carrying cash is a must.

3. TALK TO THE GROW ERS.

Ask the grower what’s new and how do they use their product (any recipes ). In fact, a farmers market is probably the best environment to chat with your farmers and ranchers. They want to share their stories and they love to explain their production methods. You’ll be surprised at the invaluable information on even the most common fruits and vegetables.

4. ASK ABOUT SAFETY PROTO-

COLS. Ask the growers you meet if they have employed any safety practices to ensure the safety of their produce. Many growers have engaged what is known in the industry as best management practices.

5. BRING YOUR OW N BAGS.

ome growers also recycle shopping bags. emember to wash your bags regularly.

6. BRING A COOLER. Some smart produce shoppers bring a cooler on wheels to keep the produce fresh until it gets home.

7. DRESS FOR THE W EATHER.

ear comfortable clothes and shoes, a hat and sunscreen. Don’t forget to bring drinking water.

8. DECOMPRESS AND MINGLE!

Markets are a great way to decompress and mingle with your neighbors!

9. USE THE MARKET AS A PLACE TO PLAN YOUR MEAL.

Go to the market, and get inspired. Learn to shop and eat seasonally.

10. BUY A NEW ITEM EVERY

ONCE IN A W HILE. Ask the person next to you or the producer to give you some ideas on how to use it. Or, trust your intuition and take it home, taste it raw, steam, roast, and grill or stir-fry whatever is in season. This is one of the keys to creative cooking.

11.GET THE KIDS INVOLVED.

Give them a few dollars and let them buy whatever produce they want and will eat. It’s a great way to make them responsible rather than you for eating fruits and vegetables.

12. USE YOUR SENSES TO FIND

THE BEST ITEMS. mell, touch (gently) and taste.

13. BRING A FRIEND TO THE

MARKET. Turn someone else on to the rich satisfaction that can be found through the food and community at the armers Market.

14. FOLLOW THE CHEFS. If you live in a somewhat urban area or in the vicinity of a culinary school, chances are the chefs from your local restaurants or the student chefs will be shopping at the farmers market. You may see them in their kitchen whites on the prowl for the makings of the menu of the day. They have their eyes peeled for the freshest, most colorful and most unusual vegetables, fruits and fl owers. They have their favorite vendors who can supply them with such treats. And if they discover you’re following them, just tell them you’re a fan!

ome come to the market as much for the fun, fellowship and people as for the uality produce you’ll fi nd at an established market. If you’re not one of the armers Market aithful that come out weekly to socialize, enjoy great music and celebrate Arizona’s local bounty, watch out. The bug will bite and you’ll fi nd yourself a regular at your local farmers market.

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Deer Valley Times • North Tatum Times • North 32nd News Scottsdale North News • The Scottsdale Standard

We’re officially in autumn – the season when we reap what we planted. As an investor, what can you learn from those who work the land and bring in the harvest?

First, plant good “seeds”, choose investments designed to help meet your goals. Next, nurture your “crops”, add money to your existing investments over time. The larger your investment base, the more growth potential. Also, plant a "variety" of crops, diversify your investments. One type of asset, and a market downturn hit that asset class hard, your portfolio could take a hit. Keep in mind, diversification can’t protect against all losses. Finally, when it’s time to “bring in your harvest “ – tapping into your investments to support your retirement. You’ll want to stick with an appropriate withdrawal rate, so that you don’t outlive your resources. Take good care of your investment harvest – it can help provide a bushel of benefits. This article was written by Edward Jones for the use by your local Edward Jones Financial Advisor.

Happy Thanksgiving!

Cole St. Clair, Edward Jones Financial Advisor 13610 N Scottsdale Road Suite 8 Scottsdale AZ 85254 480-948-1028

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