Charity

SAVE UP TO THOUSANDS OF DOLLARS CHARITY

on a Home Purchase or Refinance

SAVESAVE FEATURED CHARITY OF THE MONTH:Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. THE SINGLETONS Cancer. We all hear about it. We all know, or will know, someone who has received the news that they have cancer. Yet life does not stop after a cancer diagnosis. In fact, it often feels more like a whirlwind - a bumpy, bit complicated, and overwhelming tornado of activity. For single parents who are the main providers for their children, it becomes all these things and more. Bills still need to be paid, dinner still needs to be made, the family household still needs supplies, and children still deserve a childhood. This is where The Singletons organization steps in and offers not only practical support, but a reason for single parents with cancer to exhale and feel a little relief. Named in memory of Michelle Singleton, a single mother diagnosed with breast cancer at age 32, the organization took root 13 years ago and continues to grow. Her friends circled around the family and began offering assistance where it was needed most. Sadly, Michelle passed away 15 months after her diagnosis. But during that time, her circle of friends realized the value and importance of their helping hands. In honor of Michelle, they began Singleton Moms, a 501c3 non-profit organization. The program expanded its reach over time, to include single dads, as well as children with cancer, living in a single parent household. In 2017 they officially changed their name to The Singletons. Program services focus on the day-to-day needs of the entire family as they face the effects of a cancer crisis. These are thoughtfully developed, based on the most needed requests from our families. We provide the parents with a little peace of mind and the opportunity to spend meaningful time with their children. What little energy cancer has left them with, can be poured back into healing and wellness. Singleton Bill payments are made through The Singletons office, directly to the service provider. SINGLETON KITCHEN This program is designed to provide 4-6 freshly made meals to the families. Each month volunteers meet at Dream Dinners, where they assemble dinner entrees with the same ingredients you use in your own kitchen. Volunteers follow well marked recipes, and create delicious meals with Dream Dinners’ utensils, kitchen tools and packaging. (All meals are purchased by The Singletons; Dream Dinners kindly donates some of the side dishes). Meals include easy-to-cook instructions and are stored in The Singletons freezers for monthly distribution to the families. BARE NECESSITIES Our Bare Necessities program provides families with a supply of the most-needed household items that are commonly used in the home daily, such as: toothpaste, laundry detergent; paper towels; toilet paper; etc. This can add up! Would it surprise you to know that government assistance programs such as SNAP cover none of the items provided through the Bare Necessities program? Bare Necessity collection drives allow us to help the families keep their home running smoothly while simultaneously bringing relief to the family’s monthly budget. SINGLETON KIDS Fun is not a luxury, it is a necessity! When a single parent is facing a cancer diagnosis, the mood around the house can become glum. This is where our Singleton Kids program comes in and boosts family moral. This program offers various family events, holiday fun days, and Singleton Santas. *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. Purchase Price Loan Amount Potential Credit at Closing $175,000 (3.5% Down Payment) $168,875 $860 $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 $500,000 $400,000 $2,250 $750,000 $600,000 Lender Credit 0.25% of the Loan Amount $422 $500 $1,000 $1,500 Realtor Credit 10% of Realtor Commission $438 $625 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL EQUAL HOUSING LENDER 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Todd Uzzell Loan Officer 1525192 Direct: 480-330-1724 tuzzell@bayeq.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 $500,000 $400,000 $2,250 $750,000 $600,000 $422 $500 $1,000 $1,500 $438 $625 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Direct: 480-330-1724 tuzzell@bayeq.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. Purchase Price Loan Amount Potential Credit at Closing $175,000 (3.5% Down Payment) $168,875 $860 $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 $500,000 $400,000 $2,250 $750,000 $600,000 Lender Credit 0.25% of the Loan Amount $422 $500 $1,000 $1,500 Realtor Credit 10% of Realtor Commission $438 $625 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. (20% Down Payment) (20% Down Payment) (20% Down Payment) $750,000 $600,000 $1,500 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. ou're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. Purchase Price Loan Amount Potential Credit at Closing $175,000 (3.5% Down Payment) $168,875 $860 $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 $500,000 $400,000 $2,250 $750,000 $600,000 Lender Credit 0.25% of the Loan Amount $422 $500 $1,000 $1,500 Realtor Credit 10% of Realtor Commission $438 $625 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL (20% Down Payment) (20% Down Payment) (20% Down Payment) $500,000 $400,000 $750,000 $600,000 000 $1,500 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. Purchase Price Loan Amount Potential Credit at Closing $175,000 (3.5% Down Payment) $168,875 $860 $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 $500,000 $400,000 $2,250 $750,000 $600,000 Lender Credit 0.25% of the Loan Amount $422 $500 $1,000 $1,500 Realtor Credit 10% of Realtor Commission $438 $625 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. Purchase Price Loan Amount Potential Credit at Closing $175,000 (3.5% Down Payment) $168,875 $860 $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 $500,000 $400,000 $2,250 $750,000 $600,000 Lender Credit 0.25% of the Loan Amount $422 $500 $1,000 $1,500 Realtor Credit % of Realtor Commission $438 $625 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $500,000 $400,000 $750,000 $600,000 $422 $500 $1,000 $1,500 $438 $625 $1,250 $1,875 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 $500,000 $400,000 $2,250 $750,000 $600,000 $422 $500 $1,000 $1,500 $438 $625 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Direct: 480-330-1724 tuzzell@bayeq.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. $175,000 (3.5% Down Payment) $860 $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 $500,000 $400,000 $2,250 $750,000 $600,000 $422 $500 $1,000 $1,500 $438 $625 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Todd Uzzell Loan Officer Direct: 480-330-1724 tuzzell@bayeq.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. $175,000 (3.5% Down Payment) $168,875 $860 $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 $500,000 $400,000 $2,250 $750,000 $600,000 $422 $500 $1,000 $1,500 $438 $625 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Todd Uzzell Loan Officer 1525192 Direct: 480-330-1724 tuzzell@bayeq.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. (20% Down Payment) (20% Down Payment) (20% Down Payment) $500,000 $400,000 $2,250 $750,000 $600,000 $1,000 $1,500 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* You're already a hero and eligible to participate if you work Y MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL families complete an easy in-take process, and provide a confirmation of medical care. Our goal is to take care of today’s needs and provide hope for tomorrow, assuring these brave single parents, and their children, that they are not alone. Below are the types of support The Singletons offers. SINGLETON POCKETS Bills, bills, bills...any person with a serious illness knows the real financial hardship it creates. Singleton Pockets allocates EQUAL HOUSING LENDER 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Todd Uzzell Loan Officer 1525192 Direct: 480-330-1724 tuzzell@bayeq.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. BEHL 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data Todd Uzzell Loan Officer 1525192 Direct: 480-330-1724 tuzzell@bayeq.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. $2,250 0 $1,875 $3,375 BEHL EQUAL HOUSING LENDER 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Todd Uzzell Loan Officer 1525192 Direct: 480-330-1724 tuzzell@bayeq.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot EQUAL HOUSING LENDER 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Todd Uzzell Loan Officer 1525192 Direct: 480-330-1724 tuzzell@bayeq.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. $1,125 $2,250 $3,375 BEHL HomeSmart Elite Donna Londot *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. Purchase Price Loan Amount Potential Credit at Closing $175,000 (3.5% Down Payment) $168,875 $860 $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 $500,000 $400,000 $2,250 $750,000 $600,000 Lender Credit 0.25% of the Loan Amount $422 $500 $1,000 $1,500 Realtor Credit 10% of Realtor Commission $438 $625 $1,250 $1,875 $3,375 POTENTIAL SAVINGS EXAMPLES* MILITARY MEDICALFIREFIGHTERSTEACHERS GOVERNMENTLAW ENFORCEMENT Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work for or are retired from the following industries: BEHL Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com Donna Londot “Memory-Maker Moments” are often a well-needed respite, and also a special opportunity for parents and siblings of a child with cancer. We are always grateful for groups who want to create special activities for our families to enjoy. The Singletons, like every non-profit organization, relies on funding from grants and foundational giving, as well as many generous private donors. Fundraising efforts are a continuous part of our activity. We passionately believe that the more we can help a single parent family reduce their stress and worry, the more they can focus on what they need to get Direct: 480-330-1724 tuzzell@bayeq.com EQUAL HOUSING LENDER a small stipend per month to be applied directly toward a household bill such as rent/mortgage, utility (water, electric, are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 HomeSmart Elite Donna Londot Realtor Direct: 602-369-0829 donna@donnalondot.com well. On February 23, 2019 The Singletons will host “The Singletons Swing into Spring Social” a wonderful event Todd Uzzell Realtor Direct: 602-369-0829 Donna Londot etc). If the disease progresses (whether their own or their chaired by Anna Boxberger of the Diamondback Wives 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 Loan Officer 1525192 Direct: 480-330-1724 tuzzell@bayeq.com donna@donnalondot.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com HomeSmart Elite Realtor Direct: 602-369-0829 donna@donnalondot.com child’s), their ability to work is forced to change and household income decreases; however, bills do not disappear. As organization. It is a unique opportunity to gather at HarleyDavidson of Scottsdale, meet some pro-athletes, enjoy live

quoted by one program participant, “Disability may give me www.donnalondot.com Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com music, great food, and support a much-deserved, but under60 percent of my income, but my bills are still 100 percent.” 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available recognized group of families who need our help. Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data EQUAL HOUSING LENDER at time of application. Information and/or data are subject to change are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, without notice. All loans are subject to credit approval. Not all loans or prodSausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 ucts are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails. aspx/COMPANY/76988 For more information visit www.TheSingletonsAZ.org or call 480-818-5285.

COVER STORY EMPOWER WELLNESS STUDIO:

EXCLUSIVE JUST FOR By Sarah O’Connor being healthy and productive. Hav- Empower Wellness Studio’s signature ing a place to go where you feel like service is Personal Training, with

Empower Wellness Studio is a everyone there knows and cares about a diverse group of trainers that can hidden gem in the heart of our you makes it easier to carve out that meet the needs of any client. Hiring “Sheaborhood” community. time. a personal trainer is an effective way This women’s-only facility offers a to jumpstart or maintain your fitness variety of health, wellness, and fitness Sarah’s philosophy is ‘We Do Better and wellness goals. The education and services…and they are celebrating Together.’ Being in an environment expertise a trainer provides can save their one-year anniversary this month! that encourages and inspires you money, time, and potential injury in will also motivate and support you. the quest for fitness and wellness. The Sarah O’Connor, founder and owner January is always the month when we personal trainers work individually of Empower Wellness Studio, was pledge to start over and make better with each client to tailor a workout inspired to create a safe haven for choices; laying the foundation for a specific to their background, goals, women where they could be them- fresh start, a New Year, and a new and physical abilities. Training one to selves while supporting one another you. Empower Wellness offers a va- three times per week is an effective on their self-care journey. Making riety of options to help you build and way to reach your goals, no matter time for ‘you’ is an integral part of beat your goals from the ground-up! how big or small! Having a personal trainer also creates an added layer of accountability. With the intimate environment Empower Wellness offers, a trainer adds a unique, community support system that will not let you give up on you. Promoting a sense of belonging and connection, they make every effort to greet every client by name. Some of the women working with the trainers have been together for decades at a variety of other gyms, including the family of friends from Naturally Women and Club for Women; when those facilities closed, these women stayed together.

All of the service providers are female entrepreneurs offering their expertise. The studio offers opportunities for these business owners to grow and operate together in one environment charged by feminine energy. In addition to personal training, and to complete the one stop shop to self-care experience, below are a few of the many service areas offered at Empower Wellness: • Massage/bodywork therapists • An aesthetician • Nutritionist • Personal development coach • Acupuncturist

Mary Priest (Personal Trainer), Debbie Fanning (Personal Trainer), Lisa Friedman (Personal Trainer), Allison Pachasa (Personal Trainer, Bodywork, Yoga), Sarah O’Connor (Founder/Owner), Alex Szajowski (Personal Trainer, Fitness Class Instructor)

Connection is one of the many vital facets that make Empower Wellness Studio so special. There are no open gym hours. All of the services are designed to be done with a provider, or as a group; with the exception of the Infrared Sauna (that one is just for you)! The vision was to “connect” women. When designing the space, the focus was on clients being WITH someone one-on-one or in a group setting. The concept is different than most fitness facilities where you would go, plug in your earbuds, and workout solo. Empower’s space is cozy, which makes the experience comfortable and connected!

Also, unlike a typical gym or group fitness studio, the classes are small and

personalized. Each of the instructors is dedicated to modifying each class based on the clients there that day. One of the most popular classes is Yoga Mix, which is never the same twice. While it’s a great workout, it is always mixed-and-matched for what the clients are in the mood for.

Each month there are workshops and adventures offered to expand beyond just the fitness and wellness components offered. All topics related to women’s issues are explored and presented by experts in their field to bring awareness and education to our community. In addition, there are fun and friendly parties to attend such as game nights, trail hikes, vision board workshops, and a monthly women’s group appropriately named Empower Hour.

The vision of Empower Wellness Studio is to connect women in a variety of settings where they can support one another and feel a part of something bigger than just themselves; a community. Sometimes, just being together is enough. Come as you are, leave even better!

PERSONAL TRAINING: One-onone personal training is our signature service. We have an amazing team of certified expert trainers who are passionate career professionals. Whether you are looking to improve balance and prevent falls, rehabilitate old injuries, lose weight, gain muscle, reduce stress, or increase your strength and flexibility; we are here to help you get there. Our trainers will design an exercise program that is safe, effective, and specifically tailored to your individual needs to achieve the results you desire!

GROUP CLASSES: Class sizes are always small and intimate, with the full attention from our instructors to all students. New to group classes? New to Yoga? Our studio is a perfect place to start. Drop-ins are welcome; grab your water bottle and join us!

New classes are always being explored to provide our women with a wide range of options for all levels of fitness. It is our goal to provide a variety of alternatives to inspire wellness inside and out. Yoga, Barre, Tai Chi, Meditation, Stretch, Cardio Sculpt, and other mat-based and weighted-workouts are offered. 1st class is COMPLEMENTARY to all new students! Studio Member - $10.00 *NON-Member - $12.00

*Studio Membership is NOT required to attend class or book services.

INFRARED SAUNA: Infrared heat works by penetrating deeply into your body warming it directly without having to heat the air around you, making for a relaxing experience. Benefits include: weight loss, pain relief, improved circulation, wound healing, detoxification, relaxation, lower blood pressure, anti-aging, skin purification, and cell health stimulation.

AESTHETICS & BODYWORK:

Enzyme Facials, Glycolic or Lactic Acid Chemical Peels, Microdermabrasion and Microneedling, Medical/ Orthopedic/Therapeutic Massage, Massage Cupping, Swedish Massage, Prenatal Massage, Hot Stone Therapy. Acupuncture, Gua Sha, Electro-Stimulation, and Reiki.

NUTRITION & WELLNESS: Nutrition and lifestyle coaching, along with Professional Development Coaching.

WORKSHOPS & ADVENTURES:

Empower Wellness Studio was born from the idea that ‘We Do Better Together’. Empowered Women Empower Women. Collaborate and celebrate. Laugh and cry. Mentor and support. Throughout the year, events are planned to bring all us together to share as a community of empowered women! Hikes, parties, girls’ night out, game nights, and more! We are continuously seeking professionals to bring their education and experience to our amazing group of women.

ANNIVERSARY CELEBRATION Empower Wellness Studio is oneyear old! Come celebrate with us. There will be food, prizes, and a studio full of beautiful ladies! Family and friends are welcome to join. January 19, 2019 1:00-3:00 pm RSVP http://bit.ly/EmpowerWellness All of our service providers are female entrepreneurs off ering their expertise in a safe, friendly environment charged by feminine energy practicing self-care together.

We are all dedicated to encouraging, inspiring, motivating, and supporting each other to be as fi t and well as possible. Bring a friend, bring your mother, bring your daughter. Ages 12+ welcome

• PERSONAL TRAINING • GROUP CLASSES • BODYWORK & AESTHETICS $25 2 weeks unlimited group classes • WELLNESS & NUTRITION • INFRARED SAUNA • WORKSHOPS & ADVENTURES

$200 For 4 60-min (1 per week/4 weeks) Personal Training

Expires 1/31/19 sessions ($300 value)

EMPOWER WELLNESS STUDIO EMPOWER WELLNESS STUDIO 602.368.6336 602.368.6336 New clients only. With this coupon. Not New clients only. With this coupon. Not valid with other off ers or prior purchases. valid with other off ers or prior purchases.

JOIN OUR TEAM! 10818 N 32nd St Behind Bosa Donuts Phoenix, AZ 85028 We are looking for qualifi ed female service providers to join our team. 602.368.6336

Hours vary based on classes and service service provider schedules. Call or visit us online.

empowerwellnessaz.com

RESIDENTIAL REAL ESTATE

THINGS TO CONSIDER IN THE DECISION TO RENT OR OWN

By Allison Barnett Associate Broker My Home Group

The decision to rent or own a home is not always an easy one. For a variety of reasons, it may make sense to rent before you buy or alternatively it may make sense to lease out your home while you move to a rental property.

In Arizona, the rent vs own equation still supports owning a home most of the time, however that is dependent on the ability to come up with a down payment and qualify for a loan.

When a market supports owning a home over renting a home, that means that the mortgage payment to own a home is less than it would be to rent the same home. For example, the mortgage for a property could be as low as $1200 per month whereas the same property could lease for $2300 per month.

This is a market where being a landlord can be a good investment.

Perhaps you are considering upgrading or downsizing your house to make the next move.

It may make sense to hold a property and lease it out rather than selling it to provide monthly income depending on your situation.

Talking to a real estate professional about what you could get for rent would be a first step. They will be able to share with you a competitive market analysis to give you information about the lease value.

Then you would want to speak with a lender about your options unless your property is already paid off. A lender will be able to advise you about the best options to carry your property and give more information.

Take account of all the factors to make the best decision for your situation. Allison Barnett is a licensed associate broker with My Home Group in both Arizona and California. She is also the managing partner of North 32nd, Inc. which is bringing revitalization of the community thru strategic partnerships with the City of Phoenix as well as local businesses. AllisonJBarnett.com | North32nd.com

MARKET SUMMARY 85028

Median Estimated Home Value

$413,240

12-Month Change in Median Estimated Home Value Median Sales Price Media Listing Price 12-Month Change in Median Listing Price Median Days on Market 12-Month Change in Median Days on Market

9.2%

$402,200 $419,000 7.6%

55

1%

85032

$271,030 8.0%

$260,000 $285,000 10,5% 51

-7.3%

Allison Barnett

480.331.7815 allison@north32nd.com allisonjbarnett.com north32nd.com AZBR 654152000 | CABRE 01849212

@allisonjbarnett

Realtor®+Yogi+Infl uencer

Associate Broker @ My Home Group in AZ & CA Managing Partner @ North 32nd, Inc. Founder of North 32nd Home Tour Paradise Valley Village Planning Committee Member 2016: PHX Impact Volunteer 2016+2017: SAAR 40 under 40

LEASED SOLD SOLD SOLD SOLD

2710 E Yucca St 85028 $2550/month Represent Seller (Owner/Agent)

3408 E Sunnyside Dr 85028 $339,888 Represented Seller

2408 E Brown St 85028 $468,000 Represented Seller

3029 E Cheryl Dr 85028 $389,000 Represented Buyer

1% of commissions will be donated to:

2350 E Mountain View Dr 85028 $1,125,000 Represented Buyer

Success means we go to sleep at night knowing that our talents and abilities were used in a way that served others. – Marianne Wilson

RESIDENTIAL REAL ESTATE

11 HIGH COST HOME INSPECTION TRAPS YOU SHOULD KNOW ABOUT WEEKS BEFORE LISTING YOUR NORTH PHOENIX HOME FOR SALE

North Phoenix - According to industry experts, can help you prevent little problems from growing there are over 33 physical problems that into costly and unmanageable ones. will come under scrutiny during a home inspection when your home is for sale. A new report To help homesellers deal with this issue before their has been prepared which identifies the eleven most homes are listed, a free report entitled “11 Things common of these problems, and what you should You Need to Know to Pass Your Home Inspection” know about them before you list your home for sale. has been compiled which explains the issues Whether you own an old home or a brand new one, there are a number of things that can fall short To hear a brief recorded message about how to order of requirements during a home inspection. If not your FREE copy of this report call toll-free 1-844identified and dealt with, any of these 11 items 310-9514 and enter 3403. You can call any time, 24 could cost you dearly in terms of repair. That’s why hours a day, 7 days a week. it’s critical that you read this report before you list your home. If you wait until the building inspector Get your free special report NOW to learn how to flags these issues for you, you will almost certainly ensure a home inspection doesn’t cost you the sale of experience costly delays in the close of your your home. home sale or, worse, turn prospective buyers away involved. altogether. In most cases, you can make a reasonable This report is courtesy of Todd Gulinson of RE/MAX pre-inspection yourself if you know what you’re Fine Properties. Not intended to solicit buyers or looking for, and knowing what you’re looking for sellers currently under contract. Copyright © 2018

SIZE DOESN’T MATTER.

We Value Them All.

Lifetime Pricing Guarantee and All Inclusive Pricing

5635 E Thomas Rd, Phoenix, AZ 85018 MICHELLE COTTINGHAM Managing Broker 480-907-4786 thehouse@thehouseofemme.com

HYPER-LOCAL, LOW FUSS & ACTUALLY HELPFUL CONTACT US TODAY!