North 32nd News, January 2019

Page 16

SAVE

UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance

SAVESAVE

CHARITY

FEATURED CHARITY OF THE MONTH:

Giving to Heroes is an exclusive “Give Back” program offered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs.

THE SINGLETONS

O THOUSANDS OF DOLLARS UP TO THOUSANDS OF DOLLARS

You're already a hero and eligible to participate if you work for or are retired from the following industries:

on a Homeon Purchase Refinance or Refinance a HomeorPurchase

SAVE SAVE SAVE

MILITARY

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TEACHERS

ancer. We all hear about it. We all know, or will know,

FIREFIGHTERS

MEDICAL

LAW ENFORCEMENT

GOVERNMENT

o Heroes is an exclusive “Give Back” program offered by someone who has received the news that they have Giving toLondot. HeroesBay is an exclusive “Givecredit Back” POTENTIAL SAVINGS EXAMPLES* uity and Donna Equity and Realtors a program offered by UP TOTODonna THOUSANDS OF DOLLARS Bayamount Equity and Londot. Bay Equity Realtors $750,000 credit a cancer. Yet life does not stop after a cancer diagnosis. gnificant toward real estate closing costs. UP UP THOUSANDS TO THOUSANDS DOLLARS OFandDOLLARS $175,000 OF $250,000 $500,000 Purchase Price In fact, it often feels more like a whirlwind - a bumpy, bit ononaamount Home Purchase or Refinance significant toward real estate closing costs. a Home on aPurchase Home Purchase or Refinance or Refinance already a hero and eligible to participate if you work complicated, and overwhelming tornado of activity. For $168,875 $200,000 $400,000 $600,000 Loan Giving to Heroes is an exclusive Back” program offered by Giving toAmount Heroes Giving istoan Heroes exclusive is “Give an“Give exclusive Back” “Give program Back” offered program by offered by for or are retired from the following industries: You're already aand hero and eligible to participate youa single work parents who are the main providers for their children, Bay Equity and Donna Bay credit aa ifcredit Bay Equity Bay Donna EquityLondot. and Londot. Donna BayEquity Londot. Equityand and BayRealtors Realtors Equity and credit Realtors (3.5% Down Payment)

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(20% Down Payment)

(20% Down Payment)

(20% Down Payment)

Lender Credit significant amount toward real costs. $422 $500 $1,000 significant amount significant toward amount realestate toward estateclosing closing real estate costs. closing costs. 0.25% of the Loan Amount

$1,500

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$1,875

for or are retired from the following industries:

on a Home Purchase or Refinance needs supplies, and children still deserve a childhood. This UP TO THOUSANDS OF DOLLARS Potential Credit $860 $1,125 $2,250 $3,375 Giving toSingletons Heroes is an exclusive “Give Back” program by is where The organization steps in offered and offers not at Closing Heroes is anon exclusive “Give Back” program by a Home Purchase oroffered Refinance LAWto ENFORCEMENT GOVERNMENT Bay Equity and Donna Londot. Bay Equity and Realtors credit a *MILITARY TEACHERS FIREFIGHTERS MEDICAL Giving Bay Equity and Donna Londot. Bay Equity and Realtors credit a only practical support, but a reason for single parents with significant amount toward real estate closing costs. SAVINGS NTIAL EXAMPLES* EXAMPLES* VINGSSAVINGS EXAMPLES* amount toward real estate closing costs. UPsignificant TO THOUSANDS OF DOLLARS 750,000 Giving to Heroes istoan exclusive “Givefeel Back”aprogram offered by cancer exhale and little relief. AMPLES* 0 $250,000 $175,000 $250,000 $500,000 $250,000 $500,000 $750,000 $500,000 $750,000 $750,000 on a Home Purchase or Refinance

ACHERS

FIREFIGHTERS

MEDICAL

LAW ENFORCEMENT

GOVERNMENT

SAVE

MILITARY TEACHERS TEACHERS MILITARY FIREFIGHTERS FIREFIGHTERS TEACHERS FIREFIGHTERS MEDICAL LAW LAW MEDICAL ENFORCEMENT LAW ENFORCEMENT GOVERNMENT GOVERNMENT MILITARY MEDICAL ENFORCEMENT GOVERNMENT

SAVE

*The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. Down Payment) For Sale Transactions: Lender does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. ent) (3.5% (20% Down Down Payment) Payment) (20%(20% DownDown Payment) Payment) (20% (20% Down Down Payment) Payment) (20% Downcredit Payment) BEHL (20% Down Payment) (20% Down Payment) (20% Down Payment)

You're already hero and participate if you work Bay Equity and Donna Londot. BayaEquity and eligible Realtorstocredit a You're already a hero and eligible to toward participate ifestate you work significant amount realretired closing for or are from thecosts. following industries: Giving to is an exclusive “Give Back” program industries: offered forHeroes or are retired from the following Named in memory ofbyMichelle Singleton, a single mother Bay Equity and Donna Londot. Bay Equity and Realtors credit a $1,500 already herowith and eligible to participate significantYou're amount toward realaestate closing costs. diagnosed breast cancer atif you agework 32, the organization took for or13 are years retired from the following industries: on a$1,875 Home Purchase You're or Refinance $625 $1,250 $1,250 $1,875 ago and continues to grow. Her friends circled $600,000 $1,250 $1,875 already a heroroot and eligible to participate if you work MILITARY TEACHERS FIREFIGHTERS MEDICAL LAW ENFORCEMENT GOVERNMENT

UPSAVE TO THOUSANDS OF DOLLARS 400,000 UP TO THOUSANDS OF DOLLARS around the family and began offering assistance where it

00,000 $168,875 $200,000 $200,000

$750,000

$200,000 $400,000 $600,000 $400,000 $600,000 600,000 $400,000 Down Payment) (20% Down Payment) $422 $500 $500 $1,000 $1,000 $1,500 $500 $1,000 $1,500

$1,500

$438 $625 $625

$600,000

for or are retired from the following TEACHERS FIREFIGHTERS MEDICALindustries: LAW ENFORCEMENT

$1,875 on a Home Purchase or Refinance 0$1,000 $860 $1,125 $1,125 $2,250 $2,250 $3,375 $3,375 Todd Giving to Heroes is anUzzell exclusive “Give Back” program offered by $1,125 $2,250 $3,375 Donna Londot $1,500 POTENTIAL SAVINGS EXAMPLES* was needed most. Sadly, Michelle passed away 15 months Loan Officer HomeSmart Elite Bay Equity and Donna Londot. Bay EquityMILITARY and Realtors credit a FIREFIGHTERS POTENTIAL SAVINGS EXAMPLES* TEACHERS LAW ENFORCEMENT GOVERNMENT 1525192 Realtor MEDICAL osestimates, and approximations scenarios and forapproximations educational purposes for educational only and purposes may be subject only and to change may be based subject ontotransaction change based specifics, on transaction includingspecifics, but not limited including to: purchase but not limited price, to: loanpurchase price, loan MILITARY TEACHERS FIREFIGHTERS LAW ENFORCEMENT GOVERNMENT after her diagnosis. But during that time, her circle of friends and rned other commissions factors.for Examples and other are factors. based Examples on 0.25% of based the onsignificant amount 0.25% ofto from the the loanlender amount 10%the of480-330-1724 the lender real and estate 10%including agent of thecommission real estate agent base ofcommission 2.5%. Realclosing base Estate ofAgent 2.5%. Real Estate Agent MEDICAL approximations educational purposes onlyare and mayloan be subject change basedand onfrom transaction specifics, but not limited to: purchase price, loan amount toward real estate costs. Direct: Direct: 602-369-0829 $175,000 $250,000 $500,000 $750,000 Giving to exclusive “Give Back” program offered by en ith inorfactors. conjunction in addition with to any orHeroes other in addition special other, anyis other program, special rebate, other,credit, program, or referral credit, service/referral refund, or referral broker. service/referral For Purchase broker. Transactions: For For the Transactions: Real EstateAgent For Agent the Real Estate Agent ther her Examples are based onto0.25% of an the loan amount fromrefund, therebate, lender and 10% of the real estate agent commission basePurchase of 2.5%. Real Estate Purchase e3,375 stGiving participate to Heroes theprogram. Giving toBorrower Heroes program. may use aBorrower non-participating userefund, aReal non-participating Estate Agentservice/referral inReal thePrice Estate purchase Agent transaction, in the purchase but with transaction, no real estate but with agent no credit real toEstate the agent borrower. credit to the borrower. tuzzell@bayeq.com $175,000 $500,000 $750,000 in addition to inany other special other, program, rebate,may credit, or$250,000 referral broker. For Purchase Transactions: For the Realestate Agent $1,250 $1,875 donna@donnalondot.com (3.5% Down Payment) (20% Down Payment) (20% Down Payment) (20% Down Payment) rgply credit to sale doestransactions. not applyBorrower toFor saleRefinances: transactions. Real Forestate Refinances: agent credit Real estate does not agent apply credit to refinance does not transactions. apply to and refinance transactions. Equity and Londot. Bay Equity toBay Heroes program. may useDonna a non-participating Real Estate Agent in the purchase transaction, butRealtors with no real estatecredit agent credit toathe borrower. BEHL BEHL realized the value and importance of their helping hands. urchase Price POTENTIAL SAVINGS POTENTIAL SAVINGS EXAMPLES* (3.5% Down (20%toDown Payment) (20% EXAMPLES* Down Payment) Down Payment) sale transactions. For Refinances: Real estate agent Payment) credit does not apply refinance transactions. BEHL You're already hero and eligible to(20% participate if you work significant amount toward realaestate closing costs. In honor of Michelle, they began Singleton Moms, a 501c3 $175,000 $250,000 $500,000 $750,000 $168,875 $200,000 $400,000 $600,000 Loan for or Amount areincluding retired from theto:following Purchase Price $175,000 $500,000 $750,000 mayAmount be subject to change based on transaction specifics, but$250,000 not limited purchase price,industries: loan www.donnalondot.com $168,875 $200,000 $400,000 $600,000 an Purchase oan amount from the lender andPrice 10% ofEast the real estate agent commission base of 2.5%.AZ Real Estate non-profit (3.5% Down Payment) (20% Down Payment) (20% Down Agent Payment) (20% Down Payment) 7047 Greenway Parkway Suite 190, Scottsdale, 85254 8388 E. Hartford Drorganization. #100 Scottsdale, AZ 85255 The program expanded its reach You're already a hero and eligible to participate if you work ate, credit, refund, or referral service/referral broker. ForCredit Purchase Transactions: For the Real Estate Agent Lender $422 $500 $1,000 $1,500 $168,875but with$200,000 $400,000 Loan in Amount cipatingCredit Real Estate Agent the purchase transaction, noHousing real estate credit to the$600,000 borrower. Disclaimer: Equal Lender.agent This is not a commitment to lend or extend credit. Restrictions may apply. Rates to may notinclude be available at time of single application. Information and/or data as well as children with nder 0.25% of the Loan Amount for or are retired the following industries: over time, dads, $422 from $500 $1,000 $1,500 MILITARY

2,250 $3,375

(3.5% Down Payment)

(20% Down Payment)

(20% Down Payment)

GOVERNMENT

(20% Down Payment)

t credit apply to Amount refinance transactions. $168,875 are subject to change without notice. All loans are subject to creditBEHL approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, 5% of thedoes Loannot Amount $200,000 $400,000 $600,000 Loan Lender Credit Sausalito, CA 94965; NMLS ID#76988.$1,000 Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 $422 $500 $1,500 0.25% of the Loan Amount Realtor Credit ell Todd Uzzell MILITARY LENDER TEACHERS FIREFIGHTERS MEDICAL LAW ENFORCEMENT GOVERNMENT $438 $625 $1,250 Donna Londot Donna Londot nal purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan $1,875 ealtor Credit 10% of Realtor Commission r Loan Officer HomeSmart Elite HomeSmart Elite Lender Credit $438from the $625 $1,875 base of $1,500 Donna Credit $422 $500 $1,000 on 0.25% of0.25% theRealtor loan amount lender and 10% of Londot the $1,250 real estate 2.5%. Real Estate Agent %sed of 1525192 Realtor Commission $438 $625 $1,250agent commission $1,875 Realtor Realtor of the Loan Amount

cancer, living in a single parent household. In 2017 they officially changed their name to The Singletons. al other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent EQUAL HOUSING

HomeSmart Elite Direct: 602-369-0829 Direct: 602-369-0829 Realtor

10% of Realtor Commission

INGS TARY FIREFIGHTERS MEDICAL LAW ENFORCEMENT GOVERNMENT yeq.com tuzzell@bayeq.com donna@donnalondot.com donna@donnalondot.com er may useTEACHERS a EXAMPLES* non-participating Real EstatePotential Agent in the purchase transaction, but with no real estate agent credit to the borrower. 1724 Credit Direct: 602-369-0829 Realtor Credit Potential Credit com om Real estate otential Credit nces: agent credit does not apply to$438 refinance transactions. $625 $1,250 $860 $3,375 $1,125 $1,875 $2,250 BEHL$3,375 donna@donnalondot.com $2,250 $3,375 10% of Realtor Commission $860 at $1,125 Closing$1,125 $860 $2,250 Program services focus on the day-to-day needs of the entire $250,000 $500,000 $750,000 at Closing Closing PLES* www.donnalondot.com www.donnalondot.com % Down Payment) (20% Down Payment) (20% Down Payment) 8388 E. Hartford 8388 Dr #100 E. Hartford Scottsdale, Drfor #100 AZ Scottsdale, 85255purposes AZonly 85255 e y Parkway 190, Scottsdale, Suite 190, AZ Scottsdale, 85254 AZfigures 85254 family as they face effects of aspecifics, cancer crisis. These are *The above represent estimates, scenarios and approximations educational and may be subject to change based on transaction specifics, including but not limited to:the purchase price, loan on transaction www.donnalondot.com *The above figures represent estimates, scenarios and approximations for *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based including but not limited to: purchase price, loan Potential Credit amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent 0,e, Scottsdale, AZ 85254 8388and Hartford Drmay #100 Scottsdale, AZ educational purposes only andreal be subject to85255 change transacamount, estate agent earned commissions and other factors. Examples basedonontransaction 0.25%ForofPurchase the loan amount from the lender and of theprice, real estate 000 $750,000 above figures represent estimates, scenarios approximations for educational purposes only andon may be subject toor change based specifics, including butReal notEstate limited to:10% purchase loan agent commission base of 2.5%. Real Estate Agent $860 $1,125 $2,250 $3,375 credit cannot be used or given inE. conjunction with or in addition to any other special other,based program, rebate, credit, refund, referralare service/referral broker. Transactions: For the Agent thoughtfully developed, based on the most needed requests $200,000 $400,000 $600,000 credit to apply, the Agent must participate innot the Giving Heroes program. may use awith non-participating Realfrom Estate Agent in the purchase transaction, but with no realagent estate agent credit to borrower. credit cannot be toused orare given inBorrower conjunction or in amount addition to any other special other, program, rebate, credit, refund, orthe referral service/referral broker. For Purchase Transactions: For the Real Estate Agent ount, real estate agent earned commissions and other factors. Examples based on 0.25% of the loan the lender and 10% of the real estate commission base of 2.5%. Real Estate Agent at Closing tion specifics, including but limited to: purchase price, loan amount, real ayment) (20% Down Payment) For Sale Transactions: Lender creditcredit does not to the sale transactions. Forparticipate Refinances: Real estate agent credit does not apply to refinance transactions. BEHL to apply apply, Agent must in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower.

330-1724 Direct: 480-330-1724

sclaimer: sing Lender. Equal This Housing is not aLender. commitment This istonot lend a commitment or extend credit. to lend Restrictions or extendmay credit. apply. Restrictions Rates may may not apply. be available Rates may at time not be of application. available at Information time of application. and/or data Information and/or data ewithout subjectnotice. to change All loans without are notice. subjectAll to loans credit are approval. subjectNot to credit all loans approval. or products Not all are loans available or products in all states. are available Bay Equity in allLLC, states. 28 Bay Liberty Equity ShipLLC, Way28 Suite Liberty 2800, Ship Way Suite 2800, ender. nder. ID#76988. This not Arizona a NMLS commitment to lend or extend credit. Restrictions may apply. Rates maywww.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 not be available at time of application. Information and/or data NMLS usalito, CA is 94965; Mortgage ID#76988. Banker Arizona License Mortgage #0910340; Banker click License here: #0910340; www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 click here: notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, D#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988

BEHL from our families. We provide the parents with a little peace of mind and the opportunity to spend meaningful time with their children. What little energy cancer has left them with, can be poured back into healing and wellness. Singleton families complete an easy in-take process, and provide a $1,125 $2,250 $3,375 confirmation of medical care. Our goal is to take care of 50 $3,375 today’s needs and provide hope for tomorrow, assuring these Loan Officerrebate, credit, refund, or referral service/referral ddition to any other special other, program, For the Real Estate Agentparents, HomeSmart Elite 1525192broker. For Purchase Transactions: brave single and theirRealtor children, that they are not Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to Realtor the borrower. 1525192 480-330-1724 Direct: 602-369-0829 only andFor may be subject to change based on transaction includingDirect: but not limited to: purchase price, loan erposes transactions. Refinances: Real estate agent credit does not specifics, apply to refinance transactions. POTENTIAL SAVINGS EXAMPLES* BEHL Uzzell alone. Direct: 480-330-1724 Direct: 602-369-0829 0.25% of the loan amount from the lender and 10%Todd of the real estate agent commission base of 2.5%. Real Estate Agent tuzzell@bayeq.com Donna Londot donna@donnalondot.com

dit cannot be used or given in conjunction with orcommissions in addition to any special other, program, rebate, estate agent earned andother other factors. Examples are credit, basedrefund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent Londot Forto Sale Transactions: to sale transactions. Refinances: Real estate agent credit doesnonot to agent refinance transactions. dit to apply, the Agent must participate inDonna theloan Giving Heroes program. Borrower maydoes use anot non-participating Real Estate For Agent in the purchase transaction, but with realapply estate credit to the borrower. on 0.25% of the amount from the Lender lendercredit and 10% ofapply the real estate

SAVE

HomeSmart Elite Sale Transactions: Lender creditfigures does not apply$1,500 to sale transactions. For Refinances: Real for estate agent credit does not apply to refinance transactions. *Theagent above represent estimates, scenarios approximations educational BEHLto: purchase price, loan $500 $1,000 commission base of 2.5%. Real and Estate Agent credit cannot bepurposes used only and may be subject to change based on transaction specifics, including but not limited 000 $600,000 Realtor amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent

or cannot given be in used conjunction or in addition to any other special other, procredit or given inwith conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent Direct: 602-369-0829 gram, rebate, credit, refund, or referral service/referral broker. For Purchase credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. UP TO THOUSANDS OF DOLLARS $1,250 $1,875 00$625 $1,500 Transactions: For the Real Estate Agent credit to apply, the Agent must For Sale Transactions:donna@donnalondot.com Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. BEHL on Borrower a Home Purchase Refinance participate in the Giving to Heroes program. may use or a non-participating Real Estate Agent in the purchase transaction, but with no real toSale Heroes is an exclusive “Give Back” program estate agent credit toTodd theUzzell borrower.Giving ForDonna Transactions: Lender credit offered by 0 $1,875 Londot Bay Equity and Donna Londot. Bay Equity and Realtors credit a Donna Londot does not apply to saleLoan transactions. For Refinances: Real estate creditcosts. significant amount toward estate closing Officer HomeSmart Eliterealagent HomeSmart Elite www.donnalondot.com does not apply to refinance 1525192transactions. BEHL Realtor Realtor You're already a hero and eligible to participate if you work 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 Direct: 480-330-1724 Direct: 602-369-0829 for or are retired from the following industries: Direct: 602-369-0829 tuzzell@bayeq.com Todd Uzzell donna@donnalondot.com Donna Londot proximations formay educational purposes only may beatsubject change based on transaction including but not limited to: purchase price, loan Todd Uzzell t. Restrictions apply. Rates may not beand available time oftoapplication. Information and/or specifics, data Loan donna@donnalondot.com Londot factors. Examples are based on 0.25% of the loan amount from the lender and 10% of theOfficer real estate agent commission base of 2.5%. RealDonna Estate Agent HomeSmart Elite

loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, MILITARY TEACHERS FIREFIGHTERS MEDICAL 0; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988

LAW ENFORCEMENT

7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254

GOVERNMENT

www.donnalondot.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255

$250,000 $500,000 $750,000 Transactions: For the Real Estate Agent er, program, rebate,Purchase credit, refund, or $175,000 referral service/referral broker. This ForisPurchase Loan Officer Price tuzzell@bayeq.com Disclaimer: Equal Housing not a Payment) commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data donna@donnalondot.com HomeSmart Elite (3.5% Down Payment) (20% Down Payment) (20% Lender. Down Payment) (20% Down use a non-participating Real Estatewww.donnalondot.com Agent in purchase but with realto estate agentNot credit to orthe borrower. arethe subject to changetransaction, without notice. All loans are no subject credit approval. all loans products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, 1525192 Realtor eal estate agent credit does not apply to refinance transactions. Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 BEHL $168,875 $200,000 $400,000 $600,000 Loan Amount

8388 E. Hartford #100 Scottsdale, AZ 85255 Direct:Dr 480-330-1724

EQUAL HOUSING

LENDER Lender Credit

0.25% of the Loan Amount

$1,000 $1,500 tuzzell@bayeq.com

$422

$500

Direct: of 602-369-0829 Below are the types support The Singletons offers. www.donnalondot.com donna@donnalondot.com

www.donnalondot.com t to lend or extendRealtor credit. Restrictions Rates may not be$1,875 available at time of application. Information and/or data Credit 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 $438may apply. $625 $1,250 10% of Realtor Commission creditEast approval. Not all loans or products are available in allAZ states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, 7047 Greenway Parkway Suite 190, Scottsdale, 85254 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 Potential Credit Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data anker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 $860 $1,125 $2,250 $3,375 at Closing Disclaimer: Equal Housing Lender. This is not a commitment to lendtoorchange extendwithout credit. Restrictions may are apply. Rates be available at loans time oforapplication. Information and/or data Bay Equity LLC, 28 Liberty Ship Way Suite 2800, are subject notice. All loans subject to may creditnot approval. Not all products are available in all states.

SINGLETON POCKETS www.donnalondot.com Bills, bills, bills...any person with a serious illness knows the real financial hardship it creates. Singleton Pockets allocates a small stipend per month to be applied directly toward a household bill such as rent/mortgage, utility (water, electric, etc). If the disease progresses (whether their own or their child’s), their ability to work is forced to change and household income decreases; however, bills do not disappear. As quoted by one program participant, “Disability may give me 60 percent of my income, but my bills are still 100 percent.”

are subject to change without notice. All loans are subject to creditCA approval. all loans or products are availableBanker in all states. Bay Equity LLC, 28here: Liberty Ship Way Suite 2800, Sausalito, 94965;Not NMLS ID#76988. Arizona Mortgage License #0910340; click www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan 7047 East Greenway Parkway Suite 190, Scottsdale, AZ of85254 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 EQUAL HOUSING amount, real estate agentCA earned commissions and other ID#76988. factors. Examples are based on 0.25% of the loan amount from theLicense lender and 10%#0910340; the real estate agent of 2.5%. Real Estate Agent Sausalito, 94965; NMLS Arizona Mortgage Banker clickcommission here:base www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 EQUAL HOUSING

LENDER

LENDER

Donna Londot

credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. BEHL

Disclaimer: Equal Housing Lender. This is HomeSmart not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data Elite are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Realtor Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988

24 m

EQUAL HOUSING

LENDER Todd Uzzell

cottsdale, AZ 85254

Loan Officer 1525192 Direct: 480-330-1724 tuzzell@bayeq.com

Donna Londot

Direct: 602-369-0829 HomeSmart Elite donna@donnalondot.com Realtor Direct: 602-369-0829 Donna Londot HomeSmart Elite donna@donnalondot.com Realtor Direct: 602-369-0829 www.donnalondot.com donna@donnalondot.com 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 www.donnalondot.com

r. This is not a commitment to Greenway lend or Parkway extendSuite credit. Restrictions may apply. Rates may be available at time application. Information and/or data 8388 E.not Hartford Dr #100 Scottsdale, AZof 85255 7047 East 190, Scottsdale, AZ 85254 www.donnalondot.com ce. All loans are subject to credit Disclaimer: Not all loans or products are available in is allnot states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Equal Lender. aRates commitment toapplication. lendInformation Disclaimer: Equal Housing Lender. ThisHousing a commitment to lend or extend credit. Restrictions may apply. may not be available at time of and/or data 8388 E.approval. Hartford Dr #100is notScottsdale, AZThis 85255 subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, 6988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 orareSausalito, extend Restrictions may apply. may not be available CA 94965;credit. NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: Rates www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988

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2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDetails. aspx/COMPANY/76988

Bill payments are made through The Singletons office, directly to the service provider. SINGLETON KITCHEN This program is designed to provide 4-6 freshly made meals to the families. Each month volunteers meet at Dream Dinners, where they assemble dinner entrees with the same ingredients you use in your own kitchen. Volunteers follow well marked recipes, and create delicious meals with Dream Dinners’ utensils, kitchen tools and packaging. (All meals are purchased by The Singletons; Dream Dinners kindly donates some of the side dishes). Meals include easy-to-cook instructions and are stored in The Singletons freezers for monthly distribution to the families. BARE NECESSITIES Our Bare Necessities program provides families with a supply of the most-needed household items that are commonly used in the home daily, such as: toothpaste, laundry detergent; paper towels; toilet paper; etc. This can add up! Would it surprise you to know that government assistance programs such as SNAP cover none of the items provided through the Bare Necessities program? Bare Necessity collection drives allow us to help the families keep their home running smoothly while simultaneously bringing relief to the family’s monthly budget. SINGLETON KIDS Fun is not a luxury, it is a necessity! When a single parent is facing a cancer diagnosis, the mood around the house can become glum. This is where our Singleton Kids program comes in and boosts family moral. This program offers various family events, holiday fun days, and Singleton Santas. “Memory-Maker Moments” are often a well-needed respite, and also a special opportunity for parents and siblings of a child with cancer. We are always grateful for groups who want to create special activities for our families to enjoy. The Singletons, like every non-profit organization, relies on funding from grants and foundational giving, as well as many generous private donors. Fundraising efforts are a continuous part of our activity. We passionately believe that the more we can help a single parent family reduce their stress and worry, the more they can focus on what they need to get well. On February 23, 2019 The Singletons will host “The Singletons Swing into Spring Social” a wonderful event chaired by Anna Boxberger of the Diamondback Wives organization. It is a unique opportunity to gather at HarleyDavidson of Scottsdale, meet some pro-athletes, enjoy live music, great food, and support a much-deserved, but underrecognized group of families who need our help.

For more information visit www.TheSingletonsAZ.org or call 480-818-5285.

16 • January 2019 • NORTH 32ND NEWS

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