Direct Magazine - October 2017

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CULTURE, COMMERCE, AND COMMUNITY IN VISALIA AND TULARE — THE HEART OF THE SOUTH VALLEY | OCTOBER 2017

M A G A Z I N E

VIRTUAL VALLEY

MEET A LOCAL

MONEY MATTERS

Central Valley Stuck in Catch-22 of Skills and Jobs

Deanna Saldana, Habitat for Humanity

Establishing a Budget



C U LT U R E , C O M M E R C E A N D C O M M U N I T Y I N V I S A L I A A N D T U L A R E — T H E H E A R T O F T H E S O U T H VA L L E Y

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INSIDE OCTOBER 2017 PU B LIS H E D BY

DMI Agency 801 W. Main St. Visalia, CA 93291 ADMINISTRATION & EDITORIAL

Executive Editor KAREN TELLALIAN Operations Manager MARIA GASTON CONTRIBUTING WRITERS

ANDY & ERYN SALAZAR C. S. WYATT IMAGINEU KELLEY PETTY KIMBERLY CARSTENS MISSY YAVASILE PENNY SICK RYAN STILLWATER SHARON MOSLEY SHARON PLEIN SUE BURNS TODD OTO TONY KENSINGER WARREN GUBLER GRAPHIC DESIGNER

CHRIS BLY ADVERTISING SALES

ads@dmiagency.com 559.739.1747 SALES OFFICE

801 W. Main St. Visalia, CA 93291 559.739.1747 • fax 559.738.0909 email: direct@dmiagency.com B U S I N E S S M A N AG E M E N T

Malkasian Accountancy, LLP Gary Malkasian, CPA Jeffrey Malkasian, EA

Direct Magazine is published twelve times a year and is distributed via direct mail to nearly 33,000 homes in Visalia. An additional 2,000 magazines are circulated at distribution points around Visalia and Tulare. Views expressed in columns are those expressed by the columnist and not necessarily those of Direct Magazine. We are dedicated to serving the community. Please call us for questions, comments, article suggestions or for information about local events at 739-1747. Fax us at 738-0909 or email us: direct@dmiagency.com. Online Issue at: www.issuu.com/dmiagency © 2017 DMI Agency

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COVER STORY

4 TACHI PALACE HOTEL & CASINO Celebrates 34 Exceptional Years Of Growth and Community Giving

DEPARTMENTS 11 PRO-PT 12 The Recipe Box 13 Valley Oak SPCA 14 Tulare Chamber 15 Visalia Chamber 16 Fashion

18 Visalia First

F E AT U R E S

8 Virtual Valley

Central Valley Stuck in Catch-22 of Skills and Jobs

10 Meet A Local Deanna Saldana, Resource Development Director, Habitat for Humanity of Tulare/Kings Counties

17 Craft Corner Mr. Bones

23 Gardening Saving Seeds From The Garden

26 VUSD Know the Signs

19 Auto Shop 20 Seen Around Town 21 Focus on Fitness 22 Visalia Rescue Mission 24 Character Counts! 27 Money Matters 28 College Prep 29 Crossword 30 Goings-On 32 Warren Reports


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TACHI PALACE

Tachi Palace Hotel & Casino

Celebrates 34 Exceptional Years Of Growth and Community Giving

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achi Palace Hotel & Casino, a true asset to the community, is proud to be celebrating its 34th Anniversary on November 4, 2017! Throughout its history, the TachiYokut tribe (owner and operator of the property) has experienced exceptional growth, having invested significant dollars both in the property as well as

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the community, by donating millions of dollars to area charities. A COMMUNITY OF GIVING PEOPLE The Tachi-Yokut tribe has a rich and fascinating history. The Indians of the San Joaquin Valley were known as Yokuts, which means “people.” The Yokuts were unique among the California natives in that they were

divided into true tribes; each had a name, a language, and a territory. The Yokuts were a friendly, peaceful and loving people, living a simple life. They are believed to be one of the first tribes to settle in California. True to their roots, community partnerships play an important role in the history of the Tachi-Yokut tribe, as


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well as the casino. In the past 10 years alone, they have donated more than $3 million to local charities. From purchasing three much-needed fire trucks for Kings County, to assisting the American Red Cross to help families in local fire areas, the reach and impact has been substantial. “It is part of our heritage, and our pleasure to give back to the community in as many ways as possible,” said Ruben Barrios, chairman of the TachiYokut Tribe. “We are always looking for ways to better the community and help those in need. There are so many nonprofit organizations doing great work and we are happy to support them.” Additional local charities that have benefited from the generosity of the tribe include: Valley Children’s Hospital, Lemoore Relay for Life, Links for Life of Hanford, Navy Marine Corp Relief Society for NAS Lemoore, Central Union School District, Toys for Tots, Community Food Bank, Special Olympics, Habitat for Humanity, Make a Wish, KCAO – Kings County Action Organization (Hanford), as well as others. GROWTH AND EXPANSION Today, Tachi Palace Hotel & Casino offers high-quality service at its seven-story, 255-room hotel, which features spaciously appointed guest rooms and suites, a luxurious spa and beautiful resort-style pool are just a few

of the amenities offered. A variety of dining options, on site-wedding arrangement, spacious convention facilities and fabulous live entertainment are all part of the appeal of the growing resort. For those looking for high-energy gaming action, that action happens in Tachi’s bustling casinos. The Casino of the Moon has a more relaxing atmosphere, mimicking the feel of the moon as it is depicted in. Then the

Casino of the Sun - inspired by brilliant sun themes - has a brighter, exciting gaming atmosphere. In total, there are more than 2,000 gaming machines with a wide range of denominations, themes, and ways to win. Tachi Palace Hotel & Casino wasn’t always the luxurious destination it is today. When the doors first opened in 1983, it was a small, one-room, singlestory Bingo Hall. Then in 1993, the hall expanded and would eventually grow to seat 1,200 players. The 60,000 square foot Casino of the Moon opened in

August 2000; seven years later, the property expanded by another 80,000 square feet to include the two-story Casino of the Sun. With the opening of the second gaming area came the grand opening of the hotel and spa, creating additional revenue for both the tribe and local economy. “We are proud of our responsible growth and how we continue to meet the needs of our patrons,” said Tachi Palace Hotel & Casino’s General Manager, Willie Barrios. “The gaming landscape has changed significantly over the past 30 years, and we have enjoyed being able to offer more and more services and conveniences to our guests.” Always looking to provide more services and amenities, the property continues to grow. Opening this fall is the Yokut gas station, which includes an 8,000 square foot convenience store, smoke shop, and market, benefiting both visitors and locals. Amid much excitement and celebration, in July 2017, the tribe broke ground for its next expansion: an 88,350 square foot, family-friendly entertainment center. The complex will feature a state-of-the-art, 27,309 square foot movie theater, including eight screens; 29,022 square foot bowling alley, including 30 lanes; 4,214 square foot arcade, home to 38 arcade games; and a 3,570 square foot billiards room with 10 tables. DIRECT MAGAZINE

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TACHI PALACE

ABOUT TACHI PALACE HOTEL & CASINO The Tachi Palace Hotel & Casino is owned and operated by Tachi-Yokut Tribe. Tachi Palace is located in Lemoore, CA, on the Santa Rosa Rancheria. Tachi offers the finest gaming action with slots, bingo, and various table games. They also have five dining options and host national entertainment. The hotel features 255 luxurious rooms and suites. Bookings for weddings, special occasions and business functions are also available. Tachi Palace Hotel & Casino is located at 17225 Jersey Ave, Lemoore, CA, positioned at the crossroads of Highway 198 and 41, accessible to Interstate 5 and Highway 99. www.tachipalace.com In addition, the entertainment complex will include a 15,294 square foot concourse, bar, and concessions area in which to get cocktails and refreshments. The new center, designed by FFKR Architects, is scheduled to open in October 2018, just in time for the casino’s 35-year anniversary. As with all expansions, this new complex will bring an additional 70 full- and part-time jobs to the area. Currently the property is one of the largest employers in Kings County, with more than 1,350 employees, offering numerous opportunities and creating a significant, positive economic impact on Lemoore and the surrounding area. General Manager Barrios feels the anniversary is a perfect time to reflect on how far they have come and to thank their loyal patrons. 6

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“Many of our guests been with us since we opened 34 years ago, and this is our opportunity to show our appreciation,” said Barrios. “In recognition of our anniversary, we have sensational promotions and giveaways planned.” To celebrate the milestone, the casino has exciting gaming promotions lined up. On November 5, Bingo will offer a total payout of $280,000, including an anniversary special game paying $34,000. Then on November 8, participating Premiere Club members will have a chance to drive home a 2017 Tesla. Barrios invites everyone to join the fun at Tachi Palace Hotel & Casino and to help celebrate 34 years of gaming and giving.


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VIRTUAL VALLEY

Central Valley Stuck in Catch-22 of Skills and Jobs

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he “hackathon” known as 59 Days of Code returned to Fresno this year. Last held in 2014, 59 Days of Code seeks to create new applications and new business concepts in less than two months. Organizer Derek Payton told local media, “There was so much more work to get done, so we really wanted to bring it back.” Technology companies have a long

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history in the Central Valley, from the ground-breaking gaming company Sierra Online (founded in Oakhurst in 1979) to the innovative Valley Agricultural Software in Tulare. The challenge is keeping the nonagricultural technology companies local, as Sierra Online demonstrated when it relocated down the street from Microsoft. Over the years, I’ve met developers of city zoning applications, agribusiness solutions, logistic solutions and more, all within Tulare County. My wife and I know many skilled software developers, engineers and tech executives from Visalia, yet the majority left the area as their careers advanced. That brain drain presents a serious problem for the economic future of the Central Valley. Over the years, I’ve told my students that you don’t perform on Broadway if you live and work in Nebraska. Live theatrical work requires you to be

where the audience exists. Yes, you can act or direct or produce live shows anywhere, but if you want to earn a Tony Award, New York City beckons. Pursuing a career in technology is possible in the Central Valley. But, if you dream of working for Apple, Facebook, Google or Microsoft, plan on moving at some point. If you want to design computer chips, you’ll live where AMD, Intel and other chip companies have design labs. Some jobs exist in specific locations, regardless of the promise of telecommuting. Companies believe working in teams, located centrally, leads to innovation. The work to be done alluded to by Payton and others includes creating more business incubators, opening more shared makerspaces, graduating more technical workers, and both embracing and moving beyond the ag-tech assumptions associated with the Central Valley. We can and do


C U LT U R E , C O M M E R C E A N D C O M M U N I T Y I N V I S A L I A A N D T U L A R E — T H E H E A R T O F T H E S O U T H VA L L E Y

TEXT BY C. S. WYATT

create more than high-tech dairy apps. Incubators take many forms. Ideally, colleges and universities expand their entrepreneurship programs and include non-degree programs in business. Our nearby universities have these programs and should expand them. Hosting regular lectures by entrepreneurship and tech leaders bridges the social networks that also lead to funding opportunities. Nothing beats face-toface contact with decision makers. “Makers” refers to the hobbyists and professionals creating new devices using basic parts. A Makerspace is a location where makers meet to collaborate. Fresno Ideaworks is a makerspace, targeting hobbyists and some inventors. Shared makerspaces feature such equipment as 3D printers and machining equipment to build prototypes of new inventions. The spaces often include wide-format printers and high-end computers for everything from video production to game design. By sharing the costs, entrepreneurs gain access to technology they might not need on a daily basis. Many shared spaces also offer classes on software and hardware, taught by certified experts. Overall, educational attainment remains the greatest single economic challenge for the Central Valley. The annual educational attainment list by region, compiled by WalletHub and the Economic Policy Institute consistently, lists our communities near the bottom. In 2017, five of the 10 least-educated communities are in the Central Valley: Salinas, Fresno, Modesto, Bakersfield and Visalia, at a disappointing 148 of 150. This index considers high school graduation rates and college degrees earned by residents. Technology jobs vary. Some require a high school diploma and specialized training. Other jobs in technology require advanced degrees. We have good colleges and universities, but they are not awarding enough technology

degrees to attract technology companies to the region. Instead, our graduates leave for other places. Our best and brightest students also leave immediately after high school for universities in other cities. Some do return, but many do not. We need our young people to believe they can have a future in technology here, in the Central Valley. Schools should work with local technology companies to foster

mentorships. We should ask former residents who have been successful elsewhere to return and speak to our high school and middle school students. Young people need role models, people from backgrounds like theirs who offer examples of success. Creating a technology hub where none existed does happen, usually with significant local government, university and private employer cooperation. Texas, South Carolina, Minnesota and other states have tech hubs where none existed in the early 1990s. Pittsburgh, where I have been teaching and studying, attracted Apple, Google and Uber with programs such as Pittsburgh Promise, which ensured qualified local high school graduates could attend universities tuition-free. Several makerspaces were created with city support, converting empty spaces into

sites of innovation. A small university also sponsors a speakers’ series, featuring leading thinkers including Michio Kaku and Neil deGrasse Tyson. Too many residents and political leaders don’t believe in the potential for a Central Valley tech hub. One of the disheartening things I’ve read online is the suggestion that a high-speed rail will allow tech workers to live in the Valley and work in the Bay Area. We should be aiming for local jobs, and a local technology hub. We need more hackathons and more programming courses. We need assertive leaders with faith in a sustainable, technologybased economic future. Most of all, Central Valley residents need to stop dismissing, or accepting, low-rankings in the areas that would attract technology investors and their companies. Central Valley leaders successfully led the campaign for the University of California campus now in Merced. We need that same effort, possibly more, to attract technology companies to the region. It starts with expanding enrollment in existing technology courses within our high schools and colleges. We need to nurture the makers and coders already living in the Valley with spaces and other incentives. Future innovators can and should create jobs here in the Central Valley. We can follow the proven strategies of other communities. There is room for a second Silicon Valley right here.

ABOUT THE AUTHOR: Visalia native Scott Wyatt recently completed his Master of Fine Arts in Film and Digital Technology at Chatham University in Pittsburgh, Pennsylvania. Scott has several additional graduate degrees and was a visiting professor of business communication at Carnegie Mellon University.

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MEET A LOCAL TEXT BY DR. JOHN SULLIVAN, SMILE CENTRAL VALLEY

Deanna Saldana Resource Development Director, Habitat for Humanity of Tulare/ Kings Counties How did you end up here in Visalia? I moved to Tulare County with my husband and two boys in 2000 because of a job opportunity he had at the time. I am now single and living in the City of Visalia. How did you get your start in this line of work? I started volunteering for local non-profits. I used my artistic talents to help create sets and special decorations for fundraisers. I met so many wonderful people and got to know many who were involved with more than one organization. One person I met was a Habitat board member and they mentioned Habitat for Humanity was looking for a volunteer coordinator and would soon need a resource development director to help run their marketing, events and community outreach. I met with Betsy Murphy, Habitat’s executive director at the time, for lunch at Café 225 and started working for the non-profit on April 16, 2007. Why are you passionate about your work? Habitat for Humanity is an amazing organization that refused to let substandard housing grow 10

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unchecked. Their idea that everyone in the world, at a minimum, deserves a decent and affordable place to live seems simple, but it’s not. The struggle to provide shelter for people continues. Habitat’s answer to the problem is unique and the process builds houses and community. Getting volunteers to help build or repair the homes is as important as the wood we use to build the walls. Donated materials helps to keep costs low and the homeowners work side-by-side with staff and community members to build their home. It’s not a give-away; every homeowner makes monthly mortgage payments on a Habitat loan that we provide at no interest. This helps to keep things affordable so the family can thrive and become productive members of the community where they live. Our homeowners are great and we see them every month when they come in and make those payments. What is the most challenging thing about your job? We rely on donations directly from the community and it’s challenging to raise the funds needed to build or remodel a home in the Central Valley. Housing is expensive; the costs go up and the ability for families to find anything they can afford goes down. I can imagine while facing these challenges, many people feel there is little they can do…but every dollar counts. Tell us about a single moment when you realized this was the right occupation for you: This is an odd moment. One of those “God” signs, I guess. I attended the very first “Birdhouse Auction” fundraiser with Jan Beatty. Jan was the one who ultimately introduced me to Habitat and Executive Director Betsy Murphy. During the fundraiser, someone was taking pictures; after I was hired on at Habitat, I noticed the 2006 Annual Report had a picture of Jan and me on the front page. Things that make you go, Hmmmm! If you had to choose another career, what would it be? Initially, I was

planning on making it in the entertainment industry as a singer. That ultimately did not work out but I have found opportunities to sing off-and-on over the past 10 years. I’m also an artist and have my artwork displayed in various shops and offices in Tulare County. It seems I’m the starving artist type…good thing I found a day job. Tell us a little about life outside of work (hobbies, family, travel): I have two grown boys (men), and spend much of my time creating artwork. I’m part of the Main Gallery Group and we have art on display in various venues, shops and offices. I’ve worked with the FOX Theatre to help restore some of the amazing artwork there. I also enjoy repurposing items creating something completely different from something that may have been thrown away. I’ve spent the last five years remodeling my house in North Visalia (still not finished!). What is something most people don’t know about you? Over the years many people have learned I was born and raised in Saskatchewan, Canada. However, many may not know I’m adopted. I was very fortunate to have a loving family to raise me and never felt like there was anything missing. I also ice skated all through school and won a silver medal at a regional competition in Regina, Saskatchewan. What about Visalia makes this a great community to live and work in? I grew up in a very small town, and Visalia is such a close-knit community it feels like a small town. The non-profit world is also very close here. We have established many partnerships with groups like Family Services, Visalia Rescue Mission, C-Set and Proteus, just to name a few. We don’t want to duplicate services and if we have a program that can help a customer from a different non-profit, then we will do our best to make that work. This community manages to support us all. Props!


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PRO-PT

TEXT BY KIMBERLY CARSTENS, PT, JD, MPT, PHYSICAL THERAPIST, PRO-PT VISALIA

Concussion

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tudent athletes suffer from injuries quite frequently, and some of these injuries may be season-ending, like a torn ACL while playing soccer or a broken arm that occurs during football practice. Because these injuries are “visible,” coaches, parents and even players themselves understand and accept the severity of the injury, particularly when surgery is required to repair the damage. Injuries to the brain are not “visible” and are often not taken as seriously as the more apparent orthopedic sports injuries, especially if the athlete never loses consciousness. Concussions are an ever-growing problem among high school athletes. The National Athletic Trainers’ Association defines concussion as a ‘‘trauma-induced alteration in mental status that may or may not involve loss

of consciousness’’ and approximately 90% of diagnosed concussions do not involve loss of consciousness. Pro PT provides certified athletic trainers (ATCs) to Exeter Union High School, Dinuba High School, and the three public high schools in Tulare. As a result of this cooperation between Pro PT and the area schools, your student athlete may have come to one of our clinics for testing after an injury or to take the follow-up “Impact” concussion test. Nearly four million concussions were diagnosed in 2012, double the number reported in 2002, and one in five high school athletes will sustain a sportsrelated concussion during the season. California State Law and the California Interscholastic Federation (CIF) require that if a licensed health care provider (D.O. or M.D.) determines that an athlete has sustained a concussion or head injury, the athlete is required to complete a gradual returnto-play protocol of no less than seven

(7) full days from the time of diagnosis. This concussion protocol requires that an athlete who has been removed from play may not return to play until the athlete is evaluated by a licensed health care provider and returns written clearance allowing return to play from that health care provider. Most athletes who suffer a concussion “typically” return to their prior level of activity within two weeks, however, this is variable and cannot be guaranteed. As health care professionals, especially when dealing with student athletes, our primary focus is patient recovery so they can return to the classroom and the playing field ready to perform at their peak.

We can dance

AGAIN We are dancing again at weddings, walking the beaches and skiing the mountains. Thanks, again, all of you at PRO P.T.

- Tom and Sherry Babagian

LEMOORE HANFORD 755 N. Lemoore Ave., Ste. C 323 N. 11th Ave. Lemoore, CA 93245 Hanford, CA 93230 (559) 817-5808 (559) 772-8304 www.pro~pt.net

EXETER 134 South E. St. Exeter, CA 93221 (559) 592-9000

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VISALIA 1870 S. Central St. Visalia, CA 93277 (559) 636-1200 ext.1

PORTERVILLE 1150 W. Morton Ave. Porterville, CA 92357 (559) 782-1501

LINDSAY 860 Sequoia St., Ste. A Lindsay, CA 93247 (559) 562-9040

DINUBA 1401 W. El Monte Way, Ste. 107 Dinuba, CA 93618 (559) 315-5203

www.facebook.com/proptphysicaltherapy

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THE RECIPE BOX TEXT BY SUE BURNS, IT’S OKAY TO EAT THE CUPCAKE

Apple Cider Vinaigrette • 2 T apple cider vinegar • 2 T honey • 1 T Dijon mustard • 4 T olive oil • ¼ tsp Chinese Five-Spice Powder • Salt and pepper DIRECTIONS Preheat oven to 400F. In a medium saucepan, bring the stock to a boil. Add the Farro and cranberries. Stir, cover and simmer, according to package directions, until the liquid is absorbed. While the Farro cooks, roast the vegetables. Line a rimmed baking sheet with foil. Place the squash and pears on the baking sheet and drizzle with olive oil, sprinkle with salt/pepper and Five-Spice Powder; toss to coat evenly. Bake 10 minutes and stir to redistribute; bake 8-10 minutes more, until crisp tender. When the Farro is cooked, turn off heat and stir in the shaved Brussels sprouts; let set.

Harvest Farro Bowl

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elcome, October! Work, school, sports and activities are keeping us all busy; quick, healthy meals are a must, and Harvest Farro Bowls will save the day. Farro is an Italian word that describes three species of wheat (known in English as Einkorn, Emmer and Spelt). It adds a nutty taste and chewy texture to salads and soups, and makes an ideal base for a one-dish meal in a bowl. Layer with greens, spiced and roasted fall produce, proteins, and a delicious vinaigrette for a flavorful, nutritious dinner. October weather can be warm or cool, and this bowl is delicious either way, making it a wonderful weeknight meal.

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FARRO BOWL • 1½ C regular or quick-cook Farro • 3 C low-salt chicken or vegetable stock • 9 oz package cubed butternut squash • 2 large pears, cored and cut into cubes (same size as the squash) • 9 oz package shaved Brussels sprouts • ¾ C dried cranberries • 1 C walnuts, chopped • 2 C cooked chicken or turkey, shredded • 1 package baby kale and spinach/ salad greens • 3 T chopped fresh chives • Olive oil • Salt and pepper • Chinese Five-Spice Powder

VINAIGRETTE DIRECTIONS Combining apple cider vinegar, honey and mustard; whisk until smooth. Slowly add the oil; whisk until emulsified, then add a sprinkle of salt/pepper and Five-Spice powder. ASSEMBLE Place a handful of greens at the bottom of the bowl. Top with desired amounts of Farro mixture, squash, pears, and chicken/turkey. Drizzle vinaigrette over the top and garnish with chopped walnuts and chives. Note: all ingredients can be prepared ahead and refrigerated. Add/change ingredients to suit your tastes. Make this gluten-free by using sorghum, brown rice or oat groats. For more of Sue’s tips and tricks, visit www.itsokaytoeatthecupcake.com


C U LT U R E , C O M M E R C E A N D C O M M U N I T Y I N V I S A L I A A N D T U L A R E — T H E H E A R T O F T H E S O U T H VA L L E Y

VALLEY OAK SPCA is to make sure all of your contact information is kept current with the microchip company. If you move or change your phone number, you must call the chip company to let them know. If your dog is brought to a shelter and the number on the microchip is old or disconnected, it can be impossible for staff to track you down. Valley Oak SPCA is a 501(c)3 nonprofit, no-kill rescue that operates solely on donations and contributions from our local community. To make an online donation or submit a volunteer application, please visit www.vospca.org. To microchip your pets, please visit our Low-Cost Veterinary Clinic located at 9405 W. Goshen Ave., Visalia, CA, Monday– Friday during our vaccination and microchip clinics from 9 a.m.-12 p.m. or 4–6 p.m. on Thursdays. No appointment necessary.

PET OF THE MONTH

Microchip - A Safe and Permanent Identification for Your Pet

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hat would you do if your pet was lost? Would the person who found your cat or dog know who you are and how to contact you? That’s a very stressful situation for you and your pet. A collar with a license and identification attached is extremely helpful, but what if the collar slipped off or you didn’t put it back on after giving your pet a bath? The only permanent form of identification your pet can carry with it is a microchip. A microchip is a tiny device (about the size of a grain of rice) that is encoded with a unique identification

number. The device is implanted with a syringe just under the skin between the shoulder blades. The process is quick and done with little or no pain. If your pet is lost and brought to a veterinarian or animal shelter, the microchip can be quickly detected with a scanner; the identification number will show up on the scanner which then will be either entered into a shelter’s database or phoned in to the microchip company. This will immediately give the owner’s contact information. One very important step in ensuring the microchip will serve its purpose

HI, I’M DOBBY! I'm a one-year-old teeny tiny, lap-loving pup who specializes in the sweetest cuddles and kisses. I don’t require much space, and will make an excellent companion dog for someone who is looking for a pet with an outgoing personality. I get along nicely with other dogs and am learning good doggie manners. Am I the one you’ve been looking for?

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TULARE CHAMBER

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he Tulare Chamber of Commerce exists to serve its members and citizens by advocating for, and engaging in, efforts to encourage economic opportunity and business prosperity. The Tulare Chamber supports businesses by building partnerships, providing educational opportunities, and advocating for its members and community.

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1. The Tulare Joint Union High School District celebrated their newly remodeled facility which houses Sierra Vista Charter High School and the Tulare Adult School. All who attended the Business After Hours and Ribbon Cutting event enjoyed a tasty selection of hors d’oeuvres provided by the Adult School’s culinary arts program. 2. The Chamber recently held a three-day membership event during which 102 volunteers recruited 160 new members in an effort to grow the voice of businesses in Tulare. The increase in membership to over 600 strengthens the Chamber’s programs for economic and community development, broadens the base for business networking and engagement, and boosts the organization’s efforts in advocacy.

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PHOTOS SUBMITTED BY THE TULARE CHAMBER OF COMMERCE


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VISALIA CHAMBER

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he Visalia Chamber of Commerce serves as the local “voice of business” as they advocate for businesses throughout Visalia. Each month, the Chamber facilitates a variety of events to support and further the success of the community. 1. The Visalia Chamber of Commerce launched the 2017-2018 Leadership Visalia class with orientation at the Lamp Liter Inn. Participants met with Steering Committee Members who will act as mentors for the program. Christen Hulsey, CASA of Tulare County Esperanza Alcazar, Gubbler & Abbot LLP Zach Green, Zach Green Films Shelly Ellis, Visalia Convention Center Samantha Ferrera, County of Tulare Raquel Garcia, Fresno Pacific University, Visalia Campus Vincent Salinas, Financial Advisor Matt Seals, Seals Construction

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2. The Visalia Chamber attended the Grand Opening of the new Planing Mill Pizzeria on Center Street. They now are a part of the new Micro-Brew district that the Chamber helped to start. 3. 12 @ 12 – The Visalia Chamber met with eight local retailers at Blaze Pizza to discuss issues facing the Visalia Retail Industry and how we can partner to help our community. Rick Feder, Visalia Mall Michelle Wiebe, Pacific Treasures Susie Espinola, Espis Kids Mary Castillo, Toys R Us Melissa Wiseman, GW Stewarts Rob Fox, Party Works Angela Gaspar, Old Navy Sara Ashoori, Ashoori & Co Jewelers

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FASHION TEXT BY SHARON MOSLEY

Fall Fashion Season

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he kids are back in school, and it's time to take a deep breath and relax. Yes, take some time to reflect on a new season and get yourself together...or rather put yourself together. Fall is a great time to push the reset button. Here are some ways to make the most of all the fashion fun ahead.

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Do your own homework. Check out your favorite style magazine or online site. Take a few minutes, grab a cup of coffee (or a glass of wine) and start taking notes. There are lots of resources at your fingertips. Fall magazines are hitting the newsstands and offer volumes of inspiration. Many retail and designer websites and blogs are overflowing with new merchandise, tips and trends. Don't forget to dream big. There's nothing like keeping a few of those catalogs on a bedside table and ripping out a few pages of ideas that jump out

at you. Forget about the fact you would never consider paying thousands of dollars for that Gucci floral jacket. It's the look you're going for. Don't underestimate browsing the latest designer collections in print or online. You'll be amazed at what might just mysteriously "manifest" itself when you get ready to actually start shopping. Do take your time. It's easy to get overwhelmed with all the fall fashion news...after all, this time of year has traditionally always been a favorite of designers who introduce exciting merchandise. Make a wish list or bookmark your favorites, and sleep on them. Then if you're still set on that new plush coat, go for it. Don't miss the real deals. Even though we may not need to pounce right away on making a huge investment on a designer coat, there are times when you do need to act quickly and snap up a good deal. Shoes, in particular, seem to vanish overnight. And shoes are accessories that can update your wardrobe instantly. This fall, colorful velvet mules are musthaves, and at every price point, they can be a bargain you'll want to go ahead and buy. Do take a peek at your closet. It may be fun to dream and think about what we love about new fall clothes, but before you head to the mall, check out what you already have in your closet. How many of us find ourselves buying the same pair of black pants over and over? If you find you are constantly replacing items that have been "lost" among all the excess clothing in your closet, then it's time to start your spring-cleaning now. Don't forget to recycle. And speaking of excess, it may also be time to rethink the ways you spend your fashion dollars. When you do get around to purging, consider recycling clothes you no longer wear. Many retailers now offer discount incentives when you bring in gently worn clothes. There are also many online ways to recycle your older clothes and make some fast cash.


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CRAFT CORNER TEXT BY IMAGINEU CHILDREN’S MUSEUM

Mr. Bones

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alloween is closer than you think! Let’s get the skeletons out of the closet and rattle some bones. For this craft, you only need a few items.

SUPPLIES: • Black construction paper • 20 Q-tips • White paper • Black marker or crayon • Non-toxic glue • Scissors DIRECTIONS: • Cut a skull out of the white paper; draw a face on it with the black marker or crayon. • Take 5 of the Q-tips and cut them off about one inch from each end. These will be the fingers for each hand. • Take one more Q-tip and cut it in half. These will be the feet. • Arrange the Q-tips and the skull on the black construction paper, then glue them down. Mr. Bones is now ready for Halloween. Be safe Trick-or-Treating!

On Halloween, ImagineU Museum will be opening its doors at 6 p.m. for Trick-or-Treaters with parents, to knock on our 40 doors for treats. We will be open until 8 p.m. This event is free to the public. Please join us for a safe way to Trick-or-Treat. For more information, visit www.imagineumuseum.org, or our Facebook page. DIRECT MAGAZINE

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VISALIA FIRST TEXT BY TONY KENSINGER

Kids Just Want to Have Fun! These are the best years of a person’s life-childhood! The pottytraining phase has been conquered and puberty hasn’t started yet. Can life get any better? Food is free. Friends are easy to make. School revolves around recess. Everyone just wants to have fun! Don’t you wish you could go back to those elementary years…back when you pretended your bicycle was a race car and playing house didn’t include arguing over which bills to pay this month? During these elementary years parents need to engage the interests of their child to help them discover and apply with confidence the truths of God’s word in their lives. Elementary-age kids look at the world through a lens different from any other age group. They think like scientists, seeking to discover how things work. They desire to apply the elements they learn to everyday life. There is an innate sense of confidence within them that can’t wait to show you 18

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just how smart and fast and strong they really are. And everything sounds like fun! So how do I engage my child during this phase? DISCOVER. Elementary students are more likely to try new things than at any other phase in their life, simply because they have more confidence that they can accomplish the task. These are the years they attempt art, music, sports, and crafts. They talk about growing up in a fanciful way where every job is a dream job. The sad fact is if they don’t try it out now, they probably won’t when they go through adolescence. Help your child discover new things. Explore, investigate, and experience as much as you can during these years. Just make sure it remains fun and doesn’t turn into busyness. APPLICATION. As your child is learning how to run bases, or the names of the planets, or who discovered America, apply moral lessons to every experience. Just in these three examples you can teach your child the value in team sportsmanship, the vastness of creation, and the courage of exploration. Make every opportunity an opportunity to apply a value to your child’s life. CONFIDENCE. Humans are made in

the image of God. God has a plan for your child using the specific talents and abilities placed within them. Let them explore what those gifts are while they are confident, and refuse to let their spirits be broken. Encourage them and cheer them on. Participate in their lives don’t miss it! Here at Visalia First we make it a point to ENGAGE our kids every week. It’s not just about teaching them the Bible; it’s about helping them discover some basic truths that will change their lives forever. We want them to learn to make the wise choice, to know they can trust God no matter what, and that they should treat others the way they want to be treated. In every element of their “fun,” we are instilling moral values into their lives that will direct their future decisions. Let your child enjoy this phase of life. Let them be kids. In fact, join them and allow some of your own child-like inhibitions to come out. Discover together the simple things of life and learn something new each week. Apply values and life lessons to every experience. And remember the confidence they have needs to be engaged at every opportunity. Let’s have fun together!


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AUTO SHOP

Auto Service at it’s

BEST

FULL SYTHETIC

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Up to 5 quarts regular oil, most vehicles. Expires 30 days from recommended services date.

Understanding your car’s systems is what we do. Give us a call when any need or problems arise. We are here to help.

How to Slowly Kill Your Car

2044 E. Main St., Visalia 559.734.2886 www.misfiregone.com

1. Ignore the check engine light. This could rob fuel mileage and could cause the cat convertor to overheat. 2. Don’t change your fluids and filters as recommended by the manufacturer. 3. Don’t check your tires inflation or wear pattern. Worn shocks and struts can cut your tire life by two thirds. A general rule of thumb: replace around 60-80,000 miles. 4. Don’t change your timing belt. Yeah, this one will hurt. Bent valves run about $2,500-$4,000. If you have a timing belt, you better know when it is due. To be safe, you might want to check your manual at 60,000 miles. Hopefully these pointers can save you some grief! Stay well, and be thankful for today. Our grandson Joel just turned six-years-old. He started his first day of kindergarten, and he got another clean scan last month.

Jim and Staff Follow this link to learn about the basics of your car. theautoshop.mynapasa.com

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SEEN AROUND TOWN TEXT BY DR. JOHN SULLIVAN, SMILE CENTRAL VALLEY

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here’s always something great happening in Visalia, so Direct is highlighting the people, places, and events that make this community thrive. SEMPER FI! Thanks to the Visalia Veterans Committee, which has collected $8,000 dollars of its $12,500 goal in order to bring the USMC Band to Visalia. If you would like to contribute, make you contribution payable to VFW Post 1864, with “Visalia Veterans Committee/ USMC Band” in the comments. Then send your donation to Visalia Veterans Committee, P.O. Box 4076, Visalia, CA. 93278. If you have any questions you may contact Dan Kelley at 559-799-1675.

WESTERN MILLING In the aftermath of Hurricane Harvey, thousands of animals were displaced from their homes and shelters. Employees at Western Milling in Goshen worked around-the-clock in order to rush animal feed to Houston.

ROY DRESSEL Congratulations to local photographer, Roy Dressel, for winning the area’s Toastmasters' Humorist speech contest, about his recent cardiac surgery.

SUBMIT AN ANNOUNCEMENT If you witnessed something great happening around town, had a recent promotion or career change, or opened a new business, submit a short blurb and a photo for Seen Around Town or People on the Move to direct@dmiagency.com.

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FOCUS FITNESS ON

ANDY & ERYN SALAZAR, EMPOWER FITNESS TEXT BY DR. JOHN SULLIVAN, SMILE CENTRAL VALLEYTRAINING

What’s Going to Help You Reach Your Goals?

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ummer has come to an end, and you’re ready to get back to a routine and back into shape. You tell yourself, “Okay, now it’s time take control of my schedule and get back to the gym.” This isn’t the first time you have told yourself it’s the perfect time to reclaim my health, fitness and weight loss. We’ve all started and stopped short of our fitness and weight loss goals you are not alone. Let me ask you a couple questions: What’s going to be different this time? What’s going to help you get the results you want and create lasting change? Here are three key things you can do differently that will help you reach your goals and create lasting change. Key #1: Work on Your Mindset. Change begins with language! Adopt an “I can” attitude, take ownership for yourself, and eliminate all excuses. In order to succeed with your health, fitness and weight loss goals, you have

to be willing to stay positive, stay committed, and keep moving forward even if you have minor setbacks. I recommend doing a gratitude and goal journal every morning and night; write out all you are thankful for and rewrite your goals. This will help to create a positive attitude and keep your goals on the forefront of your mind. Key #2: Ditch the unrealistic workout routine and diet. I know this may sound counterintuitive, but really think about what I am saying here. When was the last time you stuck to a workout routine you purchased through the TV or Internet, or what was the last dieting fad you tried? Instead really think about the activities you like to do, such as walking, running, hiking, yoga, swimming, weight training, or combination of these, and do them more often on a regular schedule. As far a diet is concerned, there is no magic pill. You have to cut out processed foods, eliminate excess sugars, and eat lean meats, vegetables and fruits. In order to lose weight, you have to burn more calories than you consume. Key #3: Find a Mentor or Coach. Success leaves clues if you want to find success with your health, fitness and weight loss, then take the same actions your mentor or coach has taken to find success with their health, fitness, and weight loss. It’s not a mystery or something that is unattainable. You can do this, you just have follow the same exact steps as the person you want to emulate.

So I ask the question again: What’s going to be different this time? Write down your answers and take the first step today! If you need help there are many fitness professionals who make it their life goal to help you. If you start now, you will be well on your way to a healthy, fit body and mind by Christmas. I believe in you!

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EmpowerFitnessTraining.com

The accountability you need to get the results you want, guaranteed! PICK UP THE PHONE TODAY AND CALL 559.636.FITT (3488) DIRECT MAGAZINE

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VISALIA RESCUE MISSION The Oath for Compassionate Service, Pt. 3

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’ve always been an avid reader, but for the past eight years my bookshelves have been filled with picture books I read with my children. Fortunately, I recently stumbled upon two picture books for grownups, which tackle the complicated issues of pain and trauma. Turns out the one question the brain is constantly asking itself is, “Am I safe?” With no central pain center in the brain, one part of our brain may answer pleasantly enough, yet another part may scream, “No! Run away!” Trauma can then add insult to injury at times, by blaring in our brains like a smoke alarm in a fireless building. Just one past painful event can sometimes have us stuck on an internal

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treadmill, unable to step off and go a new direction. For nearly three decades, my father has practiced medicine here in Tulare County and has helped so many people turn off that pain alarm in this community over the past 30 years. Over the past couple of months, we have looked at Robert Lupton’s “Oath of Compassionate Service” from his book, Toxic Charity. Lupton’s sixth and final oath in charity work is a tip of the hat to the Hippocratic Oath: Above all, do no harm. To best care for their patients, physicians ask a lot of questions, take your temperature, and stare in your eyes, ears, and mouth. Similarly, Lupton’s organization, Focused Community Strategies, has implemented the best remedies for inner-city poverty by asking the right questions. One remedy is now one of their foundational principles and is found in the Bible, which “…places equal emphasis on both mercy and justice,” Lupton writes. “Mercy is a force that compels us to acts of compassion. Justice is “reasonableness… in the way people are treated or how decisions are made. Twinned together, these commands lead us to holistic involvement [with your neighbor].”

As I read this, I remember a conversation I had years ago with a homeless man in his early-70s. City of Visalia staff were going to be removing the restrooms at Oval Park and this man was concerned, “Where are we supposed to go?” he pleaded. “We’re homeless!” Mercy, of course, would have me help this man. A few months later, I learned this man was a heroin dealer. Justice, in this situation, would require me to reasonably derail this man’s manipulative mode of operation. Lupton shares about a pair of homeless men waiting outside his church on Sunday mornings with a sign stating: HOMELESS. NEED HELP. GOD BLESS YOU. When their appeals were refused, Lupton writes, “…their meek can-youhelp-me expressions immediately change into and-you-call-yourself-a-Christian barbs. We couldn’t decide which emotion was stronger,” Lupton continues, “guilt from refusing to help or anger from being manipulated.” To drive the point home, I once saw a man in his early 30s holding a sign in front of a grocery store parking lot. It just had three words: TESTING HUMAN KINDNESS. If you didn’t give — right then, right there — there is something wrong…with you. In these types of situations, it’s easy to forget what is truly needed in most situations: relationship, accountability, tools, goals, sobriety, and ultimately…whole-life restoration. “What good is a sandwich and a cup of soup,” Lupton asks, “when a severe addiction has control of a man’s life?” As you go around town, consider what you’ve been learning through VRM. Consider the parents diligently praying their drug-addicted children into recovery and how you can be part of that answered prayer. Consider the 12-yearold boy approaching his teenage years without a father, because his dad spends his days on street corners accepting dollar bills through open car windows. Make a choice to serve those in need with a healthy balance of mercy and justice. Make a choice to do no harm. Bob really said it best, “Mercy is a door…not a destination.”


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GARDENING TEXT BY BY SHARON PLEIN, UCCE MASTER GARDENER

Saving Seeds From The Garden

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ummer is almost over, but it is not too soon to plan ahead for next year’s garden. You can start by harvesting flowers and collecting seeds. It is an educational and fun project that you and your children can enjoy together. Not only will you learn about the life cycle of flowering plants, you will also have free seeds for next spring’s planting! HERE IS WHAT YOU WILL NEED TO GET STARTED: • Flowering annuals like marigolds, zinnias, or cosmos, these annuals are very common and grow well in our area. • A container for collecting flower heads • Scissors or gardening shears to cut flowerhead from plants • Several sheets of newspaper • A tray or sheet for drying flower heads and seeds • Paper envelopes for storing dry seeds • A pencil or marker for labeling the envelopes • Crayons for coloring pictures on the envelopes. • A cool dry place to store the sorted seeds DIRECTIONS 1. Collect faded flower heads on a dry sunny day. If flower heads are damp, they will need to be dried to ensure that the seeds will germinate later. Use the scissors or shears to remove the dried flowers from the plant. This is probably the only occasion in the life of a flower when browner and deader is better. Place the flower heads in the collecting container.

2. When you have finished collecting flower heads, it is time to spread them on the newspaper sheets on your work area. 3. Separate the different types of flowers so you will be able to label and identify the seeds for storage. If the flowers are not dried enough, you will have to spread them on a tray to dry. This could take a week or two. 4. Remove the seeds from the flower base of dried blossoms by crushing and rolling them between your fingers. The seeds are located below the petals in marigolds, zinnias, and cosmos. Once you have pulled the flower head apart and found the seeds, the remainder of the flower is called chaff. Discard the chaff and save the seed. Dried seeds will be brownish in color, not green. If the seeds are green, they are immature and should be dried out before storage. 5. Label a paper seed envelope with the name of the flower. Have children draw or decorate the envelopes with pictures of the flower and place the dried seeds inside. 6. Store the sealed envelopes in a cool dry location. I keep mine in a sealed container on my garden shelf. The hard part about harvesting seeds will be waiting to plant them in the spring. You can sow your seeds directly in the soil in a sunny location

after the last frost has passed. This usually occurs in March in our area. Cover the seeds with 1/4” of soil. Keep the soil moist to germinate the seeds. Flowers like marigolds, zinnias, and cosmos grow quickly in warm weather. When daytime temperatures warm to the 60 to 80 degree range they will begin a period of rapid growth. Be prepared to be amazed by the beautiful flowers that you'll grow from your harvested seeds.

Happy Gardening! Interested in gardening and sharing your horticultural passion with others? The Master Gardeners of Tulare-Kings Counties are now recruiting new trainees! The new training class begins January 17, 2018. Weekly classes will be held Wednesday mornings from January through May. If you are interested, attend our Orientation meeting on October 11, 2017, from 3:004:30, at the Master Gardener Office, 4437 B South Laspina Street, Tulare. Fill out an on-line application at cetulare.ucanr.edu. For more information, contact Sue Gillison, Master Gardener Program Coordinator, at 684-3343 or sgillison@ucanr.edu. More detailed information can be found on the Tulare-Kings County Master Gardener website, at cetulare.ucanr.edu.

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CHARACTER COUNTS! TEXT BY KELLEY PETTY, CHARACTER COUNTS! COORDINATOR, TULARE COUNTY OFFICE OF EDUCATION

Sportsmanship Over Gamesmanship

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he Tulare County Office of Education CHARACTER COUNTS! Office provides coaches throughout the county with training in the Pursuing Victory with Honor (PVWH) program, created by the Josephson Institute of Ethics. The philosophy of this program is teaching student-athletes “sportsmanship over gamesmanship.” As a result, PVWHtrained coaches have helped to shape the fine character of many Tulare County student-athletes. These young men and women have become role models for their fellow players, fans in the stands, referees on the court, pool, and field, and even their opponents. What better way to learn from these student-athletes’ commitment to character than to ask a couple of experts in the field – high school juniors Brook Ruby from Mt. Whitney High School and Mallory Elick from Tulare Union High School:

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Why is sportsmanship important to an athletic program? Brook: Sportsmanship helps promote positivity and encourages motivation for your whole team. Mallory: Sportsmanship affects your character and who you are as a person. It shows your integrity to everyone watching and supporting you.

What does “Pursuing Victory with Honor” mean to you? Brook: It means being respectful even to the opposing team. In volleyball, this could mean looking the other team in the eye and shaking their hands with a smile no matter if you win or lose. In everyday life, this means putting yourself in someone else’s shoes and thinking about how the situation could play out if you act negatively. Mallory: It is a major key in my eyes. Winning a game feels a lot better knowing you played honorably than if you win a game knowing you didn't play with integrity. Playing volleyball has really affected my character in an influential way because it taught me to have a positive standpoint on everything. It pays to work hard on and off the court to bring joy through everything I do. Sometimes spectators antagonize players, coaches and referees. How do you handle a situation like this?

Varsity volleyball players Brook Ruby (Mt. Whitney High School, left) and Mallory Elick (Tulare Union High School, right) are shining examples of good sportsmanship on the court.


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What advice do you have for younger student-athletes when it comes to displaying sportsmanship? Brook: No matter your age, it is always important to display sportsmanship. This shows others who you are as a person and creates a more positive attitude, which carries beyond the court. Attitude is everything. Mallory: Use your attitude positively and help others around you be the best they can be. It doesn't matter if they are on your side of the court or not, you still show respect and love toward everyone. Always think about others before yourself, even when it may be difficult.

Brook: When I play there is nothing more important than the game, and although there have been very distracting times, we always stay focused on the game. Being distracting and disrespectful to the players, the referees, and the other observers, really doesn’t help anyone in the end. Mallory: Everyone on this court and on the sidelines has a passion for what they do, and there is no reason for disrespect if you truly value the sport. We try to ignore the negative situation and play hard to show them that they cannot get to us no matter what.

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C U LT U R E , C O M M E R C E A N D C O M M U N I T Y I N V I S A L I A A N D T U L A R E — T H E H E A R T O F T H E S O U T H VA L L E Y

VUSD TEXT BY TODD OTO, ED.D, VUSD SUPERINTENDENT

important part of our overall suicide prevention effort. In short, the signs of suicide can be summarized as follows: • Feelings that seem different from the past, including: hopelessness, helplessness, fear of losing control, worthlessness, anxiety, or being worried or angry often. • Actions that are different from the way a child acted in the past, especially with things like talking about death or suicide, taking dangerous risks, withdrawing from activities or sports, or using alcohol or drugs. • Changes in personality, behavior, sleeping patterns, eating habits, loss of interest in friends or activities, or sudden improvement after a period of being down or withdrawn.

Know the Signs

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chool age child suicide is a reality. Visalia is not exempt from this sad truth. Having someone we know complete suicide shocks and saddens us, and the impact is even greater somehow when younger kids do so. Suicide can be prevented, and Visalia Unified is engaging in a campaign to help our schools and community understand how we can promote life-supporting factors and resources that protect against suicide. Our timing is appropriate, for we know that the suicide rates for adolescent boys and girls have been rising steadily since 2007, according to U.S. Centers for Disease Control and Prevention. Our campaign focuses on three things that each of us can know and do to prevent suicide. First, we can know the warning signs of kids who are

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considering suicide; second, we can know what to say to someone we believe may be considering suicide; third, we can know of resources to connect someone we are concerned about with. This knowledge, spread throughout our organization and supported by our collective will to prevent suicide, will go a very long way toward making Visalia a safer, better and stronger community for our kids to grow up in. Our Know the Signs campaign started in September, to coincide with National Suicide Prevention Month. Parents received a letter stating the warning signs of suicide and what to do when those signs are observed. We began a training program on suicide prevention for all staff members that focused on information and simple steps that will help us be proactive. Other activities will carry this message through the school year. One of our District Goals is to maintain a caring and encouraging learning environment, and our work on that goal is an

• Threats that convey a sense of hopelessness, worthlessness, or preoccupation with death, such as: “Life doesn’t seem worth it sometimes,” or “I wish I were dead.” This also includes plans for giving away favorite things, studying ways to die, obtaining a weapon or drugs, or suicide attempts like overdosing or cutting. • Situations that can serve as “trigger points” for suicidal behaviors, including: loss of loved ones, humiliations, rejections, failures, or getting in trouble at home, school or with the law. SuicideIsPreventable.org is an excellent resource for parents to obtain information on suicide, to learn strategies to start the conversation about suicide and what to do when signs of suicide are encountered. Should you encounter someone in suicidal crisis, the national 24-hour hotline is 1-800-273-8255. We are committed to the well-being of our kids, and this motivates us to work hard to prevent school age child suicide. This is important work, and as a school district and a community we all can engage in this effort to help keep kids safe.


C U LT U R E , C O M M E R C E A N D C O M M U N I T Y I N V I S A L I A A N D T U L A R E — T H E H E A R T O F T H E S O U T H VA L L E Y

MONEY MATTERS Establishing a Budget

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o you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? If so, you may want to establish a budget to help keep track of how you spend your money and help you reach your financial goals. Examine your financial goals Before you establish a budget, you should examine your financial goals. Start by making a list of your short-term goals (new car, vacation) and your long-term goals our child's college education, retirement). Next, ask yourself, “How important is it for me to achieve this goal? How much will I need to save?” Armed with a clear picture of your goals, you can work toward establishing a budget that can help you reach them. Identify your current monthly income and expenses To develop a budget that is appropriate for your lifestyle, you'll need to identify your current monthly income and expenses. You can jot the information down with a pen and paper, or you can use one of the many software programs available that are designed specifically for this purpose. Start by adding up all of your income. In addition to your regular salary and wages, be sure to include other types of income, such as dividends, interest, and child support. Next, add up all of your expenses. To see where you have a choice in your spending, it helps to divide them into two categories: fixed expenses (housing, food, clothing, transportation) and discretionary expenses (entertainment, vacations, hobbies).

You'll also want to make sure you have identified any out-of-pattern expenses, such as holiday gifts, car maintenance, home repair, and so on. To make sure you're not forgetting anything, it may help to look through canceled checks, credit card bills, and other receipts from the past year. Finally, as you list your expenses, it is important to remember your financial goals. Whenever possible, treat your goals as expenses and contribute toward them regularly. Evaluate your budget Once you've added up all of your income and expenses, compare the two totals. To get ahead, you should be spending less than you earn. If this is the case, you're on the right track and you’ll need to look at how well you use your extra income. If you find yourself spending more than you earn, you'll need to make some adjustments. Look at your expenses closely and cut down on your discretionary spending. And remember, if you do find yourself coming up short, don't worry! All it will take is some determination and a little self-discipline, and you'll eventually get it right. Monitor your budget You'll need to monitor your budget periodically and make changes when

necessary. But keep in mind that you don't have to keep track of every penny you spend. In fact, the less record keeping you have to do, the easier it will be to stick to your budget. Above all, be flexible. Any budget that is too rigid is likely to fail. So be prepared for the unexpected (leaky roof, failed car transmission). Tips to help you stay on track • Involve the entire family. Agree on a budget up front and meet regularly to check your progress. • Stay disciplined. Try to make budgeting a part of your daily routine. • Start your new budget at a time when it will be easy to follow and stick with the plan (the beginning of the year, as opposed to right before the holidays). • Find a budgeting system that fits your needs (budgeting software). • Distinguish between expenses that are "wants" (designer shoes) and expenses that are "needs" (groceries). • Build rewards into your budget (eat out every other week). Avoid using credit cards to pay for everyday expenses; it may seem like you're spending less, but your credit card debt will continue to increase.

Presented by Penney R. Sick, Registered Principal and Jenny M. Powell, CFP® with Raymond James Financial Services, Inc. in Visalia, CA. 303 E. Caldwell Ave. Visalia, CA 93277 | (559) 429-4270 | www.raymondjames.com/visalia Certified Financial Planning Board of Standards,Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the US. ©2017 Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment Advisory services offered through Raymond James Financial Services Advisors, Inc. Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2017. DIRECT MAGAZINE

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C U LT U R E , C O M M E R C E A N D C O M M U N I T Y I N V I S A L I A A N D T U L A R E — T H E H E A R T O F T H E S O U T H VA L L E Y

COLLEGE PREP TEXT BY MISSY YAVASILE, INDEPENDENT COLLEGE CONSULTANT, SOAR COLLEGE PLANNING AND CONSULTING

What’s in a Name? “What’s in a name?” is a familiar quote by William Shakespeare in which Juliet suggests that Romeo’s name does not matter. Perhaps this would be a good quote for us to consider when choosing a great college as well. Although there is some truth to the value of the name, it can be argued that the name of the college is not as important as whether the college is a good “fit” and what the student does while attending. So as school gets underway and a new senior class begins to search for the perfect college, we have to address the value of rankings as criteria for choice. Did you know the US News rankings are based on how other college administrators rank them? Sometimes those administrators know very little about the school they are 28

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ranking. Clearly in California, for many people, UCLA would be ranked higher than Pomona Pitzer, simply because many people have not heard of the Pomona Pitzer. It is difficult to compare schools with different activities and cultures anyway. Money magazine has also gotten involved in the ranking game and it ranks based on affordability, quality of education, and alumni success. Of course "success" in their book is measured by income. Other rankings may be based on graduation rates, which will clearly be higher at more competitive schools, humanistic research, and how the college reaches out to low-income students. So let's talk about the things that really matter, which may not be included in the rankings. How about the weather? What is great for one student may be terrible for another. How about access to professors? The small liberal arts colleges will likely give more access than the large research universities. The quality of instruction is rarely addressed

in these rankings because it is so difficult to assess. Some students like the idea of crazy football spirit, while others prefer low-key school pride. And all students need to be sure the major they want is offered at the school they choose to attend. I know of many students who have selected their college based on whether or not it is near the beach only to find out the major they wanted is not offered. It’s okay to figure that out before you enroll, but it can be a costly mistake if you enroll in the school before you figure it out. Maybe rankings give parents bragging rights or a sense of security. Maybe rankings reassure the family they are getting the best; just understand that what is "best" for one student may not be "best" for another student. Focus on what matters instead of the rankings; focus on things that give a student a happy, and satisfying college experience.


C U LT U R E , C O M M E R C E A N D C O M M U N I T Y I N V I S A L I A A N D T U L A R E — T H E H E A R T O F T H E S O U T H VA L L E Y

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Elementary ACROSS 1 Cipher 5 Savory 10 Cleared out 14 War god 15 Lessen 16 Storm 17 Part 18 Artificial bank 19 Neglect 20 Consumed 21 Try 23 Fish 24 Parent: Ger. 26 Birds 28 Turned inside out

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Different form Load Is excessively fond Fragments Transparent substance Scratch off Choice New Zealand tree Simple Marked Incrustation Dispose of Headgear Epistles Spoil Revise

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Furnace Evergreen fruit Go up Trample Busy bodies Surfeit First principles Muddle

7 Prepare 8 Detail 9 Profound 10 Backward 11 In thin plates 12 Obvious 13 Hates 21 Skill 22 Spanish river 25 Prior to 27 S. Am. city 29 Borders 30 Playthings 31 Clothing 32 Credit 35 Tribe of SE Asia 38 Slices 39 District of Greece 40 Politician 41 Measure 43 Tear 4 4 Flower 45 Occupiers 46 Speech 4 8 Wriggler 50 Fool 55 Lizards 56 Ripped 57 Ancestral chart 5 8 Minced oath 59 Colors 62 Starting point 6 4 Mechanical device

PERFORMANCE - SEPT. ISSUE

DOWN 1 Confection 2 Town in Canary Islands 3 Scrubbed 4 Belonging to: suffix 5 Sailor 6 Encourage

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C U LT U R E , C O M M E R C E A N D C O M M U N I T Y I N V I S A L I A A N D T U L A R E — T H E H E A R T O F T H E S O U T H VA L L E Y

GOINGS-ON TASTE OF DOWNTOWN VISALIA During the 24th Annual Taste of Downtown, a fabulous community of restaurants opens their doors and offers a taste of their favorite menu items. A ticket admits you to all of the participating restaurants, as well as entrance to the wine and beer tasting. Tickets: $40. When: Oct. 3, 5:30-8:30 p.m. Where: Downtown Visalia Contact: For more information, visit www.downtownvisalia.com 1ST ANNUAL COLLEGE OF THE SEQUOIAS CAREER & RESOURCE FAIR 2017 Visit College of the Sequoias for the 1st Annual Career & Resource Fair, sponsored by WorkAbility III and the Access & Ability Center. No charge for event or parking. When: Oct. 4, Check-in starts at 9 a.m.; Fair runs 10 a.m.-1 p.m. Where: COS Visalia Campus Quad, 915 S. Mooney Blvd., Visalia Contact: Brittney Salas, 730-3805 and brittneys@cos.edu HAPPY TRAILS RIDING ACADEMY 5TH ANNUAL ROUND UP Join HTRA for a Cowboy BBQ, live music, riding demonstrations, and more to benefit the lives of children and adults with physical, mental and emotional disabilities through therapeutic horsemanship. When: Oct. 6, 6-9 p.m. Where: Happy Trails Riding Academy, 2773 E. Oakdale Ave., Tulare Contact: Leslie Gardner, Leslie@ WeAreHappyTrails.com, 688-8685

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VALLEY OAK SPCA 8TH ANNUAL WINE & WAGS GALA AND AUCTION You're invited to a delightful evening of wine and beer tasting, hors d’oeuvres and a no-host bar. Proceeds from the event and live and silent auctions will benefit our local no-kill animal rescue mission and to help provide vital programs and resources to our community. When: Oct. 6, 6-10 p.m. Where: Wyndham Hotel, 9000 W. Airport Dr., Visalia Contact: Abby Dean, adean@vospca.org, 303-506-8406 TEA TASTING EVENING GALA/ AUTUMN MOON FESTIVAL Join us for Moon Cakes and Chinese appetizers, cultural performances, and an excellent tea workshop to celebrate the Autumn Moon Festival. Bring your own Asian teacup to sample various types of teas as well as a small lantern or stand-alone candle for evening light. When: Oct. 7, 6 p.m. Where: Visalia address provided upon ticket purchase Contact: Center for Integrated Medicine, 559-625-4246 104TH ANNUAL EXETER FALL FESTIVAL This year’s Exeter Fall Festival will continue with many fun traditions from the past 104 years –games, contests, arts & crafts, petting zoo, car show, food, entertainment, and more. A 5k run and 2-mile walk begin at 7 a.m., and the parade begins at 10 a.m. It’s guaranteed to be fun for the whole family! When: Oct. 14, 7 a.m.-4p.m. Where: Downtown Exeter and Exeter City Park, E Street Contact: www.exeterchamber.com

MARSHALL TUCKER BAND CONCERT The Marshall Tucker Band is a Southern, hard rockin’, Country-loving band. Since forming in 1971, they have remained a high-energy presence performing more than 130 dates a year, for more than 40 years. Tickets: $45-$25 When: Oct. 12, 8 p.m.; doors open 7 p.m. Where: Hanford Fox Theater, 326 N. Irwin St., Hanford Contact: www.foxhanford.com or call 584-7423 TASTE THE ARTS, PRESENTED BY ARTS CONSORTIUM The Central Valley is known for it’s diverse crops and multi-cultured community. To celebrate, Taste the Arts offers a full day of free activities for the community with more than 70 regional visual artists, along with music, dance and cultural performances. When: Oct. 14, 10 a.m.-5 p.m. Where: Visalia Garden Street Plaza (Garden & Main) and the Old Lumber Yard (Garden & Oak St.) Contact: Joshua Kaneversky, joshua@ artsconsortium.org, 802-3266 visit www.artsconsortium.org/tastethearts CASA’S 5TH ANNUAL CASA LAS VEGAS Come out for an amazing night, supporting CASA of Tulare County, with casino-styled games, food, drinks, live music, dancing, and silent auction. All proceeds go to supporting CASA of Tulare County and the children they serve. Tickets: $50 When: Oct. 14, 6:30 p.m.-11 p.m. Where: Visalia Country Club, 625 N. Ranch St., Visalia Contact: CASA of Tulare County, 559-625-4007


C U LT U R E , C O M M E R C E A N D C O M M U N I T Y I N V I S A L I A A N D T U L A R E — T H E H E A R T O F T H E S O U T H VA L L E Y

SHISH-KEBAB LUNCHEON Don’t miss the St. Mary Armenian Church of Yettem’s annual shish-kebab luncheon, which includes delicious lamb-kebab, pilaf, green beans, salad, peda bread, and bourma for dessert. Dine in, take out, or drive-thru. Donation: $22. Benefiting St. Mary Armenian Church. When: Oct. 15, meals served 11 a.m.-3 p.m. Where: Visalia Elks Lodge, 3100 W. Main St., Visalia Contact: For more information call 936-2227 VISALIA SOUP The SOUP is a community-based, crowdfunding dinner where Visalia’s best ideas are pitched in a four-minute presentation. Attendees break bread, eat soup, talk, share resources, enjoy art/music, and vote on the project they think is most deserving. At the end of the night, we count the ballots and the winner goes home with all of the money raised to carry out their project. When: Oct. 20, 5-8 p.m. Where: Tulare County Office Of Education, Redwood Conference Room, 6200 S. Mooney Blvd., Visalia Contact: www.visaliachamber.org/soup SPRINGVILLE APPLE FESTIVAL Join visitors from around the world for the 37th Annual Springville Apple Festival. This family-friendly festival features wonderful handmade crafts, incredible apple-themed food, pony rides, a petting zoo, the Fat Tire Classic bike race and the Apple Run. When: Oct. 21-22, 9 a.m.-4p.m. Where: Highway 190, Springville Contact: For more information, visit: www.springvilleapplefestival.com

6TH ANNUAL KAWEAH DELTA HEALTH CARE DISTRICT PINK TEA PARTY Featuring guest speaker, Kim Becking who is a nationally recognized author, motivational speaker and cancer survivor. The Pink Tea Party is an event celebrating those whose lives have been touched by breast cancer. All proceeds go to help pay the cost of mammograms and breast cancer care items for low-income women. When: Oct. 22, 1 p.m. Where: Visalia Convention Center, 303 E. Acequia Ave., Visalia Contact: Jennifer Corum, 624-5283, 679-7323, jcorum@kdhcd.org, www.kaweahdelta.org DIABLO TORO BREWFEST Visalia's very first Halloween Brewfest: "Diablo Toro Brewfest" located at Rawhide Ballpark, presented by Golden Road Brewing. Enjoy beer tastings, DJ, food vendors, and costume contest for a chance to cash prizes. When: Oct. 27, 6-9 p.m. Where: Rawhide Ballpark, 300 N. Giddings St., Visalia Contact: Caitlin Carter, 732-4433 ext: 4 or info@rawhidebaseball.com BUS TOUR TO SACRAMENTO’S CROCKER ART MUSEUM Sign up for a chartered bus tour to Sacramento’s Crocker Art Museum, which is made possible by Arts Visalia and the Visalia Art League. Bring your own food and drinks for the trip. When: Oct. 28, Bus departs 6 a.m. and returns 10 p.m. Where: Visalia Convention Center, 303 E. Acequia Ave., Visalia Contact: Arts Visalia Visual Art Center, 739-0905 or visit www.artsvisalia.org

VOODOO ON THE BAYOU HALLOWEEN BALL One of the most anticipated parties of the year is the Halloween Ball “fun”draiser for local charity. There will be a costume contest, pumpkin carving, fortuneteller, door prizes, DJ, dancing, food and drinks. Must be 21 or older to participate. Tickets: squareup.com/ store/votb When: Oct. 28, 8 p.m.-12 a.m. Where: Wyndham Visalia, 9000 W. Airport Dr., Visalia Contact: The Source LGBT+ Center, 429-4277 or email nick@thesourcelgbt.org 38TH ANNUAL HARVEST OF HANDWOVENS Featuring a fashion boutique, yarn shop, demonstrations and raffle. Peruse a variety of hand-woven garments and household items for sale. Free admission and parking. When: Oct. 28, 10 a.m.-3 p.m. Where: Exeter Veterans’ Memorial Building, 324 N. Kaweah Ave., Exeter Contact: Nikki Crain, 559-561-4048 or visit www.hwotv.org FALL FLASHBACK: A TOTALLY AWESOME 80S PARTY Enjoy beer, food, and live music, by 80’s cover band, Flash Pants. This event is open to all ages. When: Nov. 4, 6-10 p.m. Where: Rawhide Ballpark, 300 N. Giddings St., Visalia Contact: Caitlin Carter, 559-732-4433, info@rawhidebaseball.com

If you would like to have your event considered for a free listing in our “Goings-On” section, please email your submission to direct@dmiagency.com or fax to 738-0909, attention Goings-On. Please note, we do not guarantee listing of any submission. Submissions must be received six (6) weeks before publication. DIRECT MAGAZINE

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C U LT U R E , C O M M E R C E A N D C O M M U N I T Y I N V I S A L I A A N D T U L A R E — T H E H E A R T O F T H E S O U T H VA L L E Y

WARREN REPORTS TEXT BY WARREN GUBLER, VISALIA MAYOR

Visalia City Updates

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CO: The Environmental Cleanup Opportunities (ECO) project, previously known as the Homeless Work Program, is off and running. Under this program, the city – with the help of Able Industries and the Workforce Investment Board – is employing 10 homeless people parttime to work on trash abatement and graffiti removal around our community for three months. The program started at the end of July, and we are now fully staffed. The crews have averaged collecting 20 yards of trash material per week, including clearing two homeless camps and covering about 10 miles along Highway 198. Their cleaning efforts are now reaching our city ditches, alleys, and trails. I hope you've noticed the difference! We’re looking forward to helping these trainees transition into full-time employment in the private sector, and we appreciate their help in improving our clean city. In God We Trust: At our August 21 City Council meeting, on the agenda was the issue of whether or not to place our national motto, In God We Trust, on the wall of council chambers. The council voted not to do so. There are many wonderful mottos and slogans out there which we fully appreciate and support, including In God We Trust, E. Pluribus Unum, and Do A Good Turn Daily; how do you select just one? In the Gubler home, we have the words "One Nation Under God" posted on our kitchen wall. The cost estimate to mount the requested phrase was approximately $2,000, and as public stewards of city monies, we have to be careful how each dollar is spent. Finally, the council, for many years has begun every meeting with the flag salute and a prayer given by various local ministers and pastors, and we always appreciate those additional blessings and thoughts. Certainly, we should all live so as to 32

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demonstrate our trust in God. 2018 Senior Games: Planning is now underway for our Third Annual Senior Games, to be held March 10-11 and 17-18, 2018. We just got the final numbers in for our successful 2017 games, and we came out in the black by $1,308.65. With more than 500 participants in 2017 from throughout California, and from as far away as Washington and Texas, we're looking to build upon that success in 2018. Start getting in shape now; more details will be forthcoming. VECC: The Visalia Emergency Communications Center (VECC) building was turned over to the city by the contractor the last week of August. Fire administration, along with our 911 call center, immediately began moving in equipment, furniture, consoles, and highly specialized computer equipment. Network fiber was also brought into the building to make high-speed connections. The ribbon-cutting was held September 20 and this beautiful new building is up and running. In the near future, look for the ribbon-cutting for our newly remodeled Water Conservation Plant. The plant has been testing the new membranes and filters for the last few months, and we hope to have the new facility up and

working as soon as the city receives the permit from the state for tertiary water. KTIP Radio: Since last year, I've been interviewed each Wednesday at 7:40 a.m. by Hopper and PK about current issues before the Visalia City Council. Be sure to tune to AM 1450 to listen in. Caldwell Widening: The city, county and TCAG have broken ground, and the work has commenced to widen Avenue 280 (Caldwell Avenue) from two lanes to four lanes between Akers Street and Highway 99, with signalization. This will be a terrific infrastructure improvement to Visalia's southern gateway, in essence making Caldwell Avenue four lanes throughout the city, using Measure R funds. It will take approximately 16 months to complete. Also, the Betty Drive interchange upgrade in Goshen is underway, and will greatly improve access to Visalia’s Industrial Park along Riggin Avenue. It is scheduled for completion in Fall 2019. If you have questions or topics regarding the city that you would like to have addressed in future articles, please email Warren at warren. gubler@visalia.city. For past articles, visit directfromwarren.blogspot.com.



Community Kids Event Friday, November 10th 8:30-5:30 | Kinder-6th Grades Giant Inflatables | NERF Battles Black Light Treasure Hunts Pirate Fun

www.thejungleforkids.com SERVICE TIMES Sat 5pm Sun 9am/10:45am/12:30pm

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