Legacy quarter page ad.pdf
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20/04/2012
15:22
Last year we helped over 80,000 wild birds and animals like Rudolph
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Please help me get better
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Not only do we treat more hedgehogs than any other wildlife hospital, but our caring teams save lives every day. Our aim is simple, to treat injured British wildlife, then return them to the wild. Like Rudolph, who arrived badly injured at just five days old. Our specialist care saved this little deer and he is now facing a brighter future. But it is only with your support we can help casualties like Rudolph; please remember Tiggywinkles in your Will.
Our late friend Dame Thora Hird actively encouraged others to help us secure funding for our lifesaving work. In her words "All the little wild creatures and I thank you so very much". For more information please contact: Jenny Babb, Tiggywinkles, Aylesbury, Buckinghamshire HP17 8AF
Money and Budgeting
01844 292 292 mail@sttiggywinkles.org.uk www.tiggywinkles.com Registered Charity No. 286447
Come and have a look around our Visitor Centre. Opening times can be found on our website www.tiggywinkles.com.
is the busiest wildlife hospital in the world.
Discover the freedom of renting… Exclusively for over 55’s our properties include independent living spaces alongside welcoming communal lounges with maintained gardens for socialising & relaxing. On-site managers and 24 hour emergency care line for additional peace of mind. All these services and more are included in the rent!
Money and Budgeting
Why RENT?:
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• Flexibility to choose to live and move - where and when you want • No property ownership responsibilities • Added security with our assured ‘lifetime’ tenancy • Rent your home for as long as you wish • No service charges or event fees • Landlord is responsible for maintenance
Start living your retirement to the full!
Register with us to find your new home today. We have properties available to rent nationwide. Visit the blog on our website for the latest information on living independently in retirement.
0800 525 184 www.girlings.co.uk RETIREMENT
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etirement is the reward for a hard-working life – but while you may be ceasing work, you should not allow your money to retire as well. It is important that it continues to work hard for you, so that you’ve got the financial security and flexibility you need. There are many money-related decisions to be made when you retire: get them right, and your income could increase year by year; fail to plan, and you might be faced with making personal cutbacks at a time when you should be relaxing and enjoying yourself. With people living longer, secure pensions from salary-related pension schemes fading fast and new pension freedoms that have reduced the use of annuities, more pensioners are directly exposed to the three great risks of retirement; longevity (outliving your savings), inflation risk (the buying power of your money falling over time), and investment risk (being exposed to the ups and downs of the stock market). Inflation means a sustained rise in prices – not just a temporary hike in the cost of coffee or petrol, but the relentless upward drift of prices over time that means your money buys less today than it did in the past. Even low rates of inflation have a big impact on prices over a long period: for example, if inflation averaged 2 per cent a year (the official target for the UK), £100 after 25 years would buy only the same as £61 today, meaning you’d have to cut your spending by over a third. Aviva (an insurance and pensions provider) suggests that over three-quarters of pensioners are worried about the rising cost of living and having to continue working to make ends meet. Obviously one way of increasing the problem is to bury your head in your hands and do nothing.