Bill Rogers | Arizona Homebuilder

AZBUILD

AArizona rizonaH Homebuilder omebuilder April | May 2017

Builder Division

You’re an Arizona Builder.

We’re an Arizona Lender.

Experience the HFG Difference With local and in-house processing, underwriting and funding, call us today to find out how we can help you sell more homes and provide your clients with the best service!

As an Arizona based lender, we always welcome and recognize the value of working with builders who are building Arizona communities.

Working with other local companies helps Arizona to build stronger communities.

Bill Rogers Founder & CEO

EXPANDED GUIDELINES High LTV Jumbo Products Borrowers with Recent Housing Events Conventional FHA/VA/USDA/Jumbo

“A big thank you to Homeowners Financial Group for the consistent professionalism, diligence and willingness to help both Dorn Homes and our buyers with the mortgage process. HFG’s level of expertise

SERVICE LEVEL COMMITMENTS Builder Files Receive Initial 30-Day Underwriting Extended Locks up to 12 Months Customized Marketing Support

and “can-do” attitude have assisted Dorn Homes with

Homeowners Financial Group USA, LLC Corporate Office 16427 North Scottsdale Road, Suite 145 Scottsdale, Arizona 85254

BK#0906222

NMLS#93718

480.305.8500 phone 877.305.5571 toll free

homeownersfg.com

our goal to connect people and build neighborhoods!”

Barbara Boetts, Closing Department Dorn Homes

Equal Housing Lender Copyright ©2017, Homeowners Financial Group USA, LLC. All rights reserved.

We care for your home, while you care for your family.

Homeowners Financial Group is a co-founder of Care Fund, a nonprofit organization providing housing expense relief to Arizona families during their child’s extended illness or injury. We strongly believe a parent should never have to choose between working to pay for their housing or caring for their child. For more information on what you can do to get involved, visit thecarefund.org

Produced by DLP Marketing (480)460-0996 DLPmarketing.com Produced by DLP•Marketing • (480) 460-0996•• DLPMarketing.com

LIVE life at Copper Leaf Villas Heart of South Mountain Village

Live

Life at Copper Leaf Villas

Buyer Education CHARITY MORELAND

Copper Leaf Villas boasts 155 new Mediterranean style villas located in the heart of South Mountain Village. The perfect urban location to keep connected with all that Phoenix has to offer. Enjoy a low maintenance lifestyle with a slant on sophistication and modern luxury.

Help Care Fund grant mortgage or rent to families with a seriously ill or injured child, while reducing dollar-for-dollar what you pay in Arizona income tax!

At Copper Leaf, life is more than simply living space. Enjoy resort style pools, two courts for a little one-on-one basketball, take a brisk walk throughout the community on walkways and paths to burn off extra calories, love exhilarating pet jaunts, or just take in the view of lush landscaping and play areas with a good book. Copper Leaf has every convenience covered. Escape home without ever leaving the Villas.

Experience one of five Mediterranean-inspired floorplans – up to 1,371 square foot condominiums designed for contemporary living. Two- and three-story homes with generous living spaces, sleek finishes, two car garage, private balconies and porches.

URBAN HOME Beautifully designed condominiums built in an amenity-rich neighborhood and an ideal location make this the right choice for Phoenix home shoppers. Copper Leaf Villas is convenient to major transportation, health facilities, dining, shopping and nightlife; just minutes to Downtown Phoenix, Sky Harbor Airport and area golf courses. They offer two community pools, multiple greenbelts, ramadas, tot lots and basketball courts. The Copper Leaf community affords a home buyer the time to LIVE life. It mindfully CONNECTS to countless things to do and sets the homeowner FREE from yard work and long commutes. It provides a fantastic opportunity for first time home buyers.

• Unique Features • Energy Efficient Home Design • Striking Modern Designs • Contemporary Flair • Exclusive Amenities

In a recent survey performed by ClosingCorp, a provider of real National Builder estate closing costs data, the top Sales Manager five closing costs that surprised Homeowners Financial Group homebuyers were:

GIVE AND RECEIVE

EXTRAS FROM EVERY ANGLE

Individuals or head of household lers can claim a tax credit of up to $400.

Couples who le jointly can reduce their state taxes up to $800.

• Beneet LOCAL Arizona families!

• Keep YOUR tax dollars local!

THREE SIMPLE STEPS

YOUR DESIGN The 2-story San Tropez villa starts at $125,900.

At 883 square feet, it’s a thoughtful twobedroom, one-bath great room style with a two-car garage, joining simplicity and style.

You’ll enjoy the easy lifestyle surrounding Copper Leaf master-planned amenities.

1. Donate to the Care Fund, an Arizona qualifying charitable organizaaon, at

www.thecarefund.org

2. Claim an annual tax credit reducing dollar-for-dollar your state income tax.

3. Receive for example: Single lers who donate $400 and owe $100, receive a refund of $300. If you are due a refund of $100, you receive $500.

HOW YOUR GIFT WORKS

Copper Leaf Villas in largest unit is Monte Carlo, starting at $168,900. The MediterraneanSouth Mountain Village Theinspired floorplan of 1,371 square feet is designed with modern luxury in mind.

This villa’s nine foot ceilings combined with expansive windows in the – a dynamic neighborhood great room and dining area create a generous living space for relaxing and that embraces a melting pot entertaining. Villa also provides sleek kitchen, three bedrooms, two and a of lifestyles, people, and half baths and a two-car garage.

Whichever design suits your needs, you’ll embrace the low maintenance, city-loving fun! exclusive lifestyle at Copper Leaf Villas.

Contact: Tamala L. Daniels Director of Sales and Marketing: 602-688-6327 Tamala@CopperLeafVillas.com CopperLeafVillas.com Sales Center: 2305 E. Huntington Dr. TAMALA L. DANIELS

Phoenix, AZ 85040 New Home Developer Consultant

602-281-6103 Realty ONE Group

Clearing Up Closing Costs

• Your tax credit donaaon will go toward keeping local families in their homes • Your year-end gii can reduce your tax total and help your community • This deduccon is in addiion to the school tax credit - so you can do both donate now!

16427 N. SCOTTSDALE ROAD, SUITE 145 • SCOTTSDALE, AZ 85254 480.305.8607 (OFFICE) • 480.223.6311 (FAX) • THECAREFUND.ORG

✎ 1. Mortgage Insurance ✎ 2. Bank fee/points ✎ 3. Taxes ✎ 4. Title Insurance ✎ 5. Appraisal fees Most alarming, however, was that 17% said they hadn’t expected they would be required at all. In any mortgage transaction, closing costs are typical but can vary by Lender. At Homeowners Financial Group we will provide buyers with a Loan Estimate which includes estimated interest rate, monthly payment and total closing costs.

We will provide all of this information up front, so there will not be any surprises later. Call us today to discuss your mortgage financing needs!

Live

Life at Copper Leaf Villas

Buyer Education CHARITY MORELAND

Copper Leaf Villas boasts 155 new Mediterranean style villas located in the heart of South Mountain Village. The perfect urban location to keep connected with all that Phoenix has to offer. Enjoy a low maintenance lifestyle with a slant on sophistication and modern luxury.

Help Care Fund grant mortgage or rent to families with a seriously ill or injured child, while reducing dollar-for-dollar what you pay in Arizona income tax!

At Copper Leaf, life is more than simply living space. Enjoy resort style pools, two courts for a little one-on-one basketball, take a brisk walk throughout the community on walkways and paths to burn off extra calories, love exhilarating pet jaunts, or just take in the view of lush landscaping and play areas with a good book. Copper Leaf has every convenience covered. Escape home without ever leaving the Villas.

Experience one of five Mediterranean-inspired floorplans – up to 1,371 square foot condominiums designed for contemporary living. Two- and three-story homes with generous living spaces, sleek finishes, two car garage, private balconies and porches.

URBAN HOME Beautifully designed condominiums built in an amenity-rich neighborhood and an ideal location make this the right choice for Phoenix home shoppers. Copper Leaf Villas is convenient to major transportation, health facilities, dining, shopping and nightlife; just minutes to Downtown Phoenix, Sky Harbor Airport and area golf courses. They offer two community pools, multiple greenbelts, ramadas, tot lots and basketball courts. The Copper Leaf community affords a home buyer the time to LIVE life. It mindfully CONNECTS to countless things to do and sets the homeowner FREE from yard work and long commutes. It provides a fantastic opportunity for first time home buyers.

• Unique Features • Energy Efficient Home Design • Striking Modern Designs • Contemporary Flair • Exclusive Amenities

In a recent survey performed by ClosingCorp, a provider of real National Builder estate closing costs data, the top Sales Manager five closing costs that surprised Homeowners Financial Group homebuyers were:

GIVE AND RECEIVE

EXTRAS FROM EVERY ANGLE

Individuals or head of household lers can claim a tax credit of up to $400.

Couples who le jointly can reduce their state taxes up to $800.

• Beneet LOCAL Arizona families!

• Keep YOUR tax dollars local!

THREE SIMPLE STEPS

YOUR DESIGN The 2-story San Tropez villa starts at $125,900.

At 883 square feet, it’s a thoughtful twobedroom, one-bath great room style with a two-car garage, joining simplicity and style.

You’ll enjoy the easy lifestyle surrounding Copper Leaf master-planned amenities.

1. Donate to the Care Fund, an Arizona qualifying charitable organizaaon, at

www.thecarefund.org

2. Claim an annual tax credit reducing dollar-for-dollar your state income tax.

3. Receive for example: Single lers who donate $400 and owe $100, receive a refund of $300. If you are due a refund of $100, you receive $500.

HOW YOUR GIFT WORKS

Copper Leaf Villas in largest unit is Monte Carlo, starting at $168,900. The MediterraneanSouth Mountain Village Theinspired floorplan of 1,371 square feet is designed with modern luxury in mind.

This villa’s nine foot ceilings combined with expansive windows in the – a dynamic neighborhood great room and dining area create a generous living space for relaxing and that embraces a melting pot entertaining. Villa also provides sleek kitchen, three bedrooms, two and a of lifestyles, people, and half baths and a two-car garage.

Whichever design suits your needs, you’ll embrace the low maintenance, city-loving fun! exclusive lifestyle at Copper Leaf Villas.

Contact: Tamala L. Daniels Director of Sales and Marketing: 602-688-6327 Tamala@CopperLeafVillas.com CopperLeafVillas.com Sales Center: 2305 E. Huntington Dr. TAMALA L. DANIELS

Phoenix, AZ 85040 New Home Developer Consultant

602-281-6103 Realty ONE Group

Clearing Up Closing Costs

• Your tax credit donaaon will go toward keeping local families in their homes • Your year-end gii can reduce your tax total and help your community • This deduccon is in addiion to the school tax credit - so you can do both donate now!

16427 N. SCOTTSDALE ROAD, SUITE 145 • SCOTTSDALE, AZ 85254 480.305.8607 (OFFICE) • 480.223.6311 (FAX) • THECAREFUND.ORG

✎ 1. Mortgage Insurance ✎ 2. Bank fee/points ✎ 3. Taxes ✎ 4. Title Insurance ✎ 5. Appraisal fees Most alarming, however, was that 17% said they hadn’t expected they would be required at all. In any mortgage transaction, closing costs are typical but can vary by Lender. At Homeowners Financial Group we will provide buyers with a Loan Estimate which includes estimated interest rate, monthly payment and total closing costs.

We will provide all of this information up front, so there will not be any surprises later. Call us today to discuss your mortgage financing needs!

AZBUILD

AArizona rizonaH Homebuilder omebuilder April | May 2017

Builder Division

You’re an Arizona Builder.

We’re an Arizona Lender.

Experience the HFG Difference With local and in-house processing, underwriting and funding, call us today to find out how we can help you sell more homes and provide your clients with the best service!

As an Arizona based lender, we always welcome and recognize the value of working with builders who are building Arizona communities.

Working with other local companies helps Arizona to build stronger communities.

Bill Rogers Founder & CEO

EXPANDED GUIDELINES High LTV Jumbo Products Borrowers with Recent Housing Events Conventional FHA/VA/USDA/Jumbo

“A big thank you to Homeowners Financial Group for the consistent professionalism, diligence and willingness to help both Dorn Homes and our buyers with the mortgage process. HFG’s level of expertise

SERVICE LEVEL COMMITMENTS Builder Files Receive Initial 30-Day Underwriting Extended Locks up to 12 Months Customized Marketing Support

and “can-do” attitude have assisted Dorn Homes with

Homeowners Financial Group USA, LLC Corporate Office 16427 North Scottsdale Road, Suite 145 Scottsdale, Arizona 85254

BK#0906222

NMLS#93718

480.305.8500 phone 877.305.5571 toll free

homeownersfg.com

our goal to connect people and build neighborhoods!”

Barbara Boetts, Closing Department Dorn Homes

Equal Housing Lender Copyright ©2017, Homeowners Financial Group USA, LLC. All rights reserved.

We care for your home, while you care for your family.

Homeowners Financial Group is a co-founder of Care Fund, a nonprofit organization providing housing expense relief to Arizona families during their child’s extended illness or injury. We strongly believe a parent should never have to choose between working to pay for their housing or caring for their child. For more information on what you can do to get involved, visit thecarefund.org

Produced by DLP Marketing (480)460-0996 DLPmarketing.com Produced by DLP•Marketing • (480) 460-0996•• DLPMarketing.com

LIVE life at Copper Leaf Villas Heart of South Mountain Village