Check if You’re Eligible for a Phone Contract

How To Check if You’re Eligible for a Phone Contract

Looking For A New Contract Phone?

It’s a fantastic time to browse the mobile market: there are smartphones catering to buyers of all tastes, on all budgets. You can get a stunning Samsung Galaxy S10 (as covered in this hugelypopular Unbox Therapy video), Apple iPhone 11 Pro, Huawei P30, and so many others in competitive deals that make your money go further. https://youtu.be/U_H12mgwnHA

How Do I Know If I’m Eligible For A Phone Contract?

But there’s one question buy a contract phone online:

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You may think you’re unable to sign up for a good deal for a number of reasons, including bad credit or being a new resident of the UK (or both).

But don’t worry — you can still get a fantastic phone no matter how bad your credit score or where you’re from.

And in this guide, we give you all the key information on how to check if you’re eligible for a phone contract in the UK.

Do I have To Be From the UK to Get A Phone Contract?

We live in a more diverse, globalized world now than we did when phone contracts became so important to consumers. Today, you may live in one country for a few years before relocating to another, traveling from one side of the planet to another.

That’s why you don’t have to be from the UK to get a phone contract.

But some providers may prefer you to have lived in Great Britain for three years or more. In this case, you would be asked to submit specific proof of identity or employment from across that period.

What Credit Score Do I Need To Be Eligible For A Phone Yes, there are. Having a bad credit rating doesn’t mean you’re not eligible Contract? for a phone contract in the UK. You can still get your hands on a great smartphone with the features and apps you rely on every day.

But like any other form of credit available to consumers (such as a credit card or loan), a bad credit score can make securing a perfect deal a little bit more difficult.

What If You Have No Credit History?

The first step you should take here is to open an account with a UK bank.

This demonstrates that you’re committed to handling your money responsibly and (if you’re a non-UK citizen) to staying within the country for the foreseeable future.

Place a portion of money into the account and avoid becoming overdrawn (which can happen more easily than you might expect).

Next, take out a credit card, if your bank is willing to set one up, though you could apply for one through a company like MasterCard instead.

What Is Considered A Good Credit Score?

Different lenders and credit agencies score consumer credit in various ways, but in general, the higher the score, the better.

Experian, for example, provides credit scores from 0 all the way up to 999, but a ‘good’ rating lies between 881 and 960. A ‘fair’ rating is from 721 and 880.

So, yes, you can get mobiles for bad credit. There are specialist companies online (such as Mega Mobile Deals) dedicated to helping you find deals on the latest smartphones no matter how low your credit score is.

How Can You Improve Your Credit Rating? ● Make payments on your accounts on time every month, and in full (where possible), to show you’re responsible with your money — this includes always having funds to cover your phone contract when payment is due ● Take a few minutes to register on the electoral roll ● Be careful how much you use your credit cards ● Only make credit applications you consider essential ● Close any unused credit accounts you might have, as lenders could think that you’re unable to handle more credit if you have several deals in place already

What Do I Need To Provide To Get A Phone Contract?

Buying phones with bad credit is easier than you might expect.

When registering for a new contract, you’re usually asked to provide the following information: ● ● ● ●

Personal details Address Bank account details Credit/debit card information

Final Thoughts A poor credit score can hold you back in some aspects of life. If you want to take out a mortgage on your first home to get on the property ladder, a bad credit history could put lenders off.

You can find deals available online that cater to people with all credit scores and histories. This offers you the flexibility to choose a phone contract that suits your personal financial situation and lifestyle.

So, now you how to check that you’re eligible for a phone contract, start looking?

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