Health insurance?

Health insurance? personal Related

Motorcycle Insurance in Ontario(re asked)?

Hello, I am a 20 year old female looking for motorcycle insurance for a Honda CBR 250r with an M2. I have never owned a bike before and have a clean driving record.

Like most people my age it is nearly impossible to get insurance that is affordable if you are under the age of 25. If anyone knows of an insurance company/brokerage that would give a quote below 2.5k a year please give me any way I can contact them.

I live in the Ottawa area if that is any help as well."

Can I have two different health insurance providers?

I would like to get my medical insurance from Geisinger choice (I live in PA and know first hand they are good insurance) but I want my dental and vision from Humana. Am I allowed to mix insurance companies??

"How to save more money as a teen, for a car and motorcycle?"

I'm about to turn 16, and would like to save up for a reliable, cheap (2k-4.5k), good-looking, car. It has to be American, or anything other than Honda, Subaru, Toyota, Lexus, Hyundai, etc. cause dad works for GM. I am paying for the car on my own, most likely, but maybe I can convince parents to pay 1k or so. Money is tight right now in my family. Dad got demoted last year during GM's bankruptcy, and may get a promotion in spring. My Mom is opening a restaurant this year, which is going to cost a lot. I got a job in November at a brand new Kroger grocery store, where I get minimum wage and cannot work over 16 hours per week because I'm only 15. I have saved a little over 1.2k in the bank. I also have invested $500 of my own money this year into stocks, which are up a little. This might sound dumb to some, but I have dreamed of buying a motorcycle. I want a Kawasaki Ninja 650R. AND YES, I KNOW INSURANCE COSTS MONEY, (FOR CAR AND MOTORCYCLE) I'M NOT AN IDIOT. I also need to plan on how to save for that. Any tips, help, and info would be great!

Thanks so much."

What Car Insurance Company will offer the Cheapest Insurance for an 18YO Male?

Looking for the least expensive.

Will my car insurance go up for failure to stop for a school bus in NY? It is my first moving violation?

Also, I am not the primary driver on the insurance, my mother is. Will that make a difference? If my insurance does increase how much of an increase would i be looking at and what kind of fine I will be looking at for the ticket? Any feedback will be helpful...thanks"

WOULD BEING A VEHICLE BODY REPAIRER AFFECT MY CAR INSURANCE IN ANY WAY? I NEED TO KNOW IF IT WILL GO UP OR DOWN ON AVERAGE Is it true that in MA your first ever ticket doesn't count against your auto insurance?

Is it like the first ticket is a wash/freebie? or does it raise your insurance points and rates regardless?

Insurance for expecting baby?

Where can I get free / low cost health insurance for my expecting baby? In louisville, Ky ???? Please help!!! Im 18."

Who has the most affordable health coverage?

Who has the most affordable health coverage?

"Car insurance, applies to other car?"

Alright so, I plan on driving to a camping trip up in WI and I live in IL. The thing is, I don't know if I'm insured on the car I want to use. I usually drive an SUV (which my parents said they put my name under to use) so I'm insured on that one. But I want to take the other car because of gas mileage. I don't know how the insurance works. Am I covered on the other car too? P.S. My parents have State Farm as our insurance."

Allstate Insurance Price Estimate?

I was wondering what the price of a 1993 2.3 L V4 Mustang LX would be for a 17 year old male would be with less than 100K miles on it Car insurance is too much.. must bring down $$ any ideas?

So my boyfriend's insurance went up a lot due to 2 accidents in the same year to the amount he is unable to afford to drive. We are considered Common law now... He needs to be able to drive due to his job he has to get to different locations! We thought about joining our insurance and downing to one vehicle to try and save money to see if that made a difference but the bottom line is we need to down his insurance so he can still get to site... Any ideas?

Can I add my girlfriend to my health insurance if we live together?

Some states allow benefits for partners. Is this the same? I am insured by Humana (Open Choice PPO) Can you apply for health insurance with a work permit?

United States only. people with the differed action, that obama passed a few months ago are planning to apply for health insurance. Are they able to ? and if they are how will it work" How much should I expect to pay per month for auto insurance?

21 year old male with a new 2012 Jeep Grand Cherokee. I have been involved in one minor accident (my fault) and have one traffic ticket.

Where do i find affordable health insurance for my dog?

I need health care insurance for my American Bull Dog My insurance quote on a 2SS 2010 Camaro?

I just wanted to get an estimate of what my insurance cost would be for a 2010 Camaro since I'm 16 yrs old. In the quote I put my mom and dad also as drivers of the car and I told them I took a driver's ed course and that I had a really good gpa (which I do). My quote was $186 per month on a 2SS Camaro and I'm 16 yrs old. That thing has freakin over 400 HP. I was just wondering if I'm getting a good deal or a bad deal.

Thanks for all the help everyone How much could my insurance increase?

I ended up scratching the corner of my car after trying to get into the only parking spot available (some guy was over the line). It was on a chain link fence, no one got hurt, and I only have to worry about paying my problems, no one else's. I'm 19 and use my parent's USAA insurance. I went in for an estimate to see if it would be possible to cover it without using my insurance at all, but the damage was apparently worse than I thought, as they quoted about $1,550. I could potentially cover this with my upcoming paycheck (I think, don't know for sure), but would it be better to pay for it myself or use the deductible from USAA and see my parent's insurance rise? I know there are a lot of variables, but how much could our insurance potentially increase?"

Which car insurance company is the cheapest if you have many points?

Which car insurance company is the cheapest if you have many points?

How can i get cheaper car insurance?

I have been looking around for car insurance for a while now and other than getting a pretty good quote from a company that fit a box inside my car, the other quotes are no lower than 4,500! It's a 1.4 Astra, nothing fancy about it. It's a bigger car than usual learner drivers drive but i'm sure the quotes i am getting ar way to high..1000 deposit and 492 a month? Help needed!"

Car Insurance for 16 Year old Boy in CA?

I am looking to buy a car, I had a list of all these cars... but then when I had a quote put on them... I was shocked. I was looking at BMW 325i, Jeep Cherokee, and Mitshubishi Montero... each costing around 2500 for full coverage. What car brand or type would have a relatively low insurance cost for my age and gender group?"

How much on average is car insurance for young drivers in florida? i'm a 20 yr old female just trying to budget to figure out how much i need to save for when I get my car. I plan on spending about 2000$ on a used car, but am trying to add in the price of tags, tax, insurance all those up front prices so I figure out how much i need to save up and how many hours i absolutely need to have per week. So, just a rough estimate like $100...$150...something like that. Don't feel like doing price check to price check online with the quotes since I have no clue on the car yet..don't want it to be anything under maybe a '95" What is a rough guess what insurance for a 97 Yamaha yzf1000 would cost?

Im looking at getting a 97 Yamaha YZF1000 and was wondering about how much i would be paying for insurance?

Comparing and contrasting life insurance? was looking for some experianced and educated perspectives on taking the best approach considering life insurance for the first time at age 28 with 3 kids?

How cheap could i get insurance? im 17, gonna be 18, no parking violations tickets or accidents whatsoever. the reason i ask is because the state i live in requires insurance."

Health insurance? personal Motor insurance policy q2? hi contemplating on making a second claim. how does this effect my renewal premium? situation is the policy holder had an accident where the third party was at fault and this claim was dealt with few months ago. now a named driver had a piece of metal flung at the car. the excess is only 50 and estimated cost to repair independantly 150-200. but i'm not sure how much premiums usually go up by? if for example making a second claim bears not much difference as a claim has already been made then I might as well do it through insurance. If making a second claim bumps up the renewal considerably higher then maybe I should just pay 150-200 GBP by independant garage and save on my premium?

"Health insurance, to see chiropractor help!?" im trying to find health insurance because i dont qualify for medicare. im currently unemployed and looking for work, and couldnt go to fiu this semester. im 26 years old woman. i hurt my back lifting boxes a few months ago. the pain is horrible some days that i have to stay in bed all day. i need to see a doctor but i dont have money and i

am living with my disabled mother. http://consumerdirect.bcbsfl.com my zipcode is 33010 what is the cheapest insurance here that would let me see a chiro and get xrays done? the less i would have to pay the better since my financial situation right now is bad."

"When i buy my first car (before taking test), i want to practise with sumeone, how do i go about insurance? i know i just get insurance but for a provisonal licence holder only.. when i pass (hopefully) do i just phone the insurance company and 'upgrade' my existing insurance or do i just get altogether new insurance? and How long did it take you to pass.. from first lesson to passing? Cheers! 10 points for best answer =D Where can I sign up for just 1 week of health insurance?

I just graduated and I will have travel health insurance (for a extended trip celebrating graduation) until September 16th and my health insurance from my new job will start on Septemeber 21st. Everything online for health insurance keeps giving me monthly rates -- is there a way I can just buy 1 week's worth of insurance? (I live in Massachsuetts, so while I would normally go uninsured for 5 days, I hear it might cause me huge tax issues under the new mandatory health insurance laws)" Which company deals with indemnity title insurance for remortgaging?

I want to remortgage my property and have been given an offer by a lender, however I can't complete without indemnity title insurance. Norwich Union no longer does title insurance due to the credit crunch, is there anyone else who can help me?"

"For me, the auto insurance company USAgencies is cheaper than Progressive, Geico, All State, State Farm, ...?" ....Direct, The General, and Safe Auto. Does anyone have an auto insurance company not mentioned above that is cheaper than USAgencies? Do not send my links of places that quote different companies. I want to know from your personal experience."

How much will my car insurance go up because of a ticket?

The other day, I was in a hurry to get to school, and I was pulled over going 70mph in a 45mph speed zone. I was issued a $101.99 speeding ticket and was NOT charged with reckless driving or anything else. I haven't told my father yet (I'm not yet 18.), but I am selling a lot of video games I do not play anymore to pay for the ticket and any other increased insurance rates. My question is: how much will my car insurance (USAA Full Coverage) rates increase per month because of this ticket? I drive a 2008 Super Black 350z, and I have been involved in an accident, so my rates are already about $500/mo. Friends have told me that my insurance will go up at least $200. Is this true? More or less? Or is there a percentage of my current rate that it increases by. Any help would be appreciated, so I know how much I should expect to pay my father when he sees the ticket on my insurance report. Thanks!"

Buying Car at 17 - Is there easier way to check insurance?

My parents are getting me a car for when i turn 17, and they asked me to look around online for one. The thing is, is there a easier way to check how much the insurance would be for me without answering a million questions. I just want to check approximately how much it would be? Because i need a car that would be about under 1500 a year insurance" Gta v online mors mutual insurance. Problemas.?

Tengo un problema con mors mutual Insurance. Me han destruido mi vehculo personal y al llamar al seguro me dicen que tiene. Todos sus agentes ocupados y que lo intente mas tarde. ...mostrar ms How much for kit car insurance ? how much is insurance on a 1929 Mercedes Gazelle kit car valued at about $8000. ? i like in Florida and KY so it could be purchased in either state (cheapest) occasional ride not a daily driver What is the average cost of car insurance for teens?

Hi my name is Evelyn and Im planning on getting my car soon. It'll be an old used car.

Im a girl. 16 years old. 3.5 or higher gpa. possibly 3.75. Im wondering what the cost for insurance will be when I get the car. I am also currently taking drivers ed in school but have not completed the coarse yet. Does that matter? or should I get the insurance after finishing the class for the discount?

Buying a used car insurance question? i'm buying my first car soon and i have a question. I dont have my license yet so obviously i wont be able to drive it home, my parents will. do they need insurance on it to drive it home or is there an acceptance on that?"

Which company gives best insurance to young drivers?

I'm currently 17 and the cheapest quote i've got at the moment is 4000 on my own car as the main policy holder but with my dad as the main driver i've found a quote for 1500. but does anyone know which companies are good for young drivers?

I used to own a Vauxhall Astra 1.6 I now want a Fiesta 1.4 will that be cheap tax /insurance I am 61? female, just need a cheaper car, second hand & automatic,Thanks ."

Can I purchase life insurance on my husband without his signature?

My husband is 41 years old and in perfect health but he won't get life insurance because he thinks nothing is going to happen to him. Is it legal for me as his spouse to purchase a reasonable policy of $50,000 without his signature from a company that doesn't require medical questions?"

What's a good cheap health insurance for a college student?

My college doesn't offer any health insurance and I don't have much money. What should I do? I need to get my throat checked out.

How I Know Credit Card Insurance?

I would like to learn Credit card Insurance. Is it available in banks? How do i know, which bank offer very attractive manner? Which are all the bank tie up with insurance company? How to calculate the premium amount, sum assured and relevant details?

Please give me detailed query....."

I hit someones car who doesn't have car insurance? so at school in the parking lot i hit a parked car and left it there. a hit and run i guess. i told someone who told the girl. so she told me she would go halfs with me on the damages. the damages is $1,000. i asked her again if she would go halfs with me and she said she couldnt. i dont have $1000 and i found out she doesnt even have car insurance (through someone else). i live in MA and its illegal if you dont have car insurance. your license will be suspended. so im trying to get her to admit that she doesnt have car insurance. so then what do i do? any advice?"

Do mopeds in California require insurance?

Do mopeds in California require insurance?

I want to buy a moped in california?

I want to buy a moped under 50cc in california, and I am 15 with a drivers permit. Do i need a license to ride a moped under 50cc? Also, would i need insurance, or a license?"

Pregnant and losing insurance?

I recently got laid off and don't want to use COBRA because of the high cost. I am only 31 so I don't think I can apply for Medical or Medicaid. I also know that I cannot get new insurance because I am already pregnant. Does anyone know how to get State-Funded insurance or at least assistance from the state? I live in California.

Is the acura rsx a cheap car to insure for 16yr old?

Is the acura rsx a cheap car to insure?

Does my insurance background disappear when i cancel my insurance premium?

What i mean is you know how some insurance companies give you a little discount if you havent gotten into an accident or received any tickets or any sort for a year? Well say After one year you cancel your insurance for about 7 months, and then you want

to get re-insured, would that discount still be available? Or canceling the insurance would mean your background is gone? I plan on leaving for basic training for the Army and ill be gone for 7 months. Ive been driving since i was 17 and almost have a year in clean record and wouldnt mind the good drivers discount?"

What the health insurance influences on?

I would like to know if a pregnant women can be treated in different ways depending on her health insurance. I can imagine that different health insurances can cover pregnancy in different way. For example with some health insurance the woman cannot get some services which she could get with another health insurance. Is that true? I also can imagine that different health insurances can have a different network of medical providers which could have different level of services and qualification of staff. Is that true?

Is insurance on bikes cheaper than cars at 17?

I am thinking of getting a bike when I'm 17 but I was wondering which one is cheaper?

If I chose a bike it will probably be a 125cc but if I chose a car it will be like a ford fiesta type. Which one is cheaper to run and maintain?

Health insurance? personal What car is cheapest to insure?

I'm looking for a cheap car what is kinda cheap to insure kinda in the insurance group 1 i'm looking to spend about 700-1000 Average motorcycle insurance cost for 18 yr old with 2007 yamaha yzf-r1?

Average motorcycle insurance cost for 18 yr old with 2007 yamaha yzf-r1?

Best and cheap major health insurance?

Best and cheap major health insurance?

Approx. how much would a leased car amd insurance cost a 24yr old male?

Planning on either a alfa romeo, or civic moving to the uk so not sure what leases are like and insurance. Insurance in toronto is sky high so im assuming it will be the same.

I pay $400 a month so arounds 200pounds. Just looking for estimations thanks. City driver too, possibly london or glasgow."

How much will my insurance go up from a honda oddessey to a bmw x3?

How much will my insurance go up from a honda oddessey to a bmw x3?

Why are the local prices for auto insurance lower than online prices ?

Why are the local prices for auto insurance lower than online prices ?

Car insurance for 5 weeks - where from at a good price?

I know Google will happily direct me to tons of crappy comparison sites, but I was wondering if anyone had some suggestions for a cheap car insurance in the UK for around 5 weeks. 28 days offered by many temp companies is slightly too short and probably too expensive, as is a year policy!"

How do you get proof of car insurance without a car ? ...so will no longer be using my car . the insurance company is requiring...

Where to Find Really Cheap Health Care Insurance?

I know a lot of sites that offer health insurance, but need to know really cheap health care insurance.Thank you in advance."

Can I sue my husband's car insurance company?

Me and my husband have been split up for a little while, we are not divorced nor have we filed.We decided to go on a small vacation to TN together with our children,to see if we can work thing's out. While there we had a bad car accident to were we were hanging on the side of a cliff in the mountain's by a tree with our 2 daughter's in the car as well. The car was totaled out by the insurance company, I didn't go to the hospital as nothing was seriously wrong at the time but now I have bruising and painful bruising. Can I sue my husband's car insurance company? I live in Kentucky for refernce to the different state laws" What is the difference between farmer's insurance and state farm?

I'm confuse. and what is the best insurance company.

Cheapest Car to insure for a 17 yr old new driver?

What is the cheapest small car to insure for a 17 year old who's just passed their test?

I believe the model can affect the price too eg - SX, GL?" Does anyone know a home owner's insurance company that will cover Pit Bulls?

Attempting to buy a home and need homeowners insurance.

Car insurance lapse payments?

My car was towed because I had a lapse of payments on my insurance. The cop told me i could get my car back in a day. My question is will i be able to get on a new insurance plan bring it to the DMV and re-register my car? Anymore information on this topic will be great. fyi i live in CT, USA."

Car Insurance For 17 Year Old?!?

So im doing my driving lessons but am so worried about insurance. I want to go on my dads insurance who has maximum no claims bonus. The car I will be driving is a 1.2L Vauxhall Corsa SXI (52 Plate). The cheapest quote I have had is 4000. I was just wondering if any of you guys know the cheapest insurance provider or can help me in anyway at all or tell me the best thing to do? Im willing to do a Pass Plus if that helps?

Thanks.

Best california car insurance?

Best california car insurance?

Auto Insurance Licence? how can i get a licence to sell auto insurance i live in tx How much will it costs me to cancel my Car Insurance?

Hi guys, I pay monthly installments on my car insurance and renewed my policy on 2nd February. Anyhow to cut a long story short I've bought a house with my fiancee and I work in Leeds now, and figured that it's cheaper to buy a monthly ticket for the train than it is to drive there, so want to cancel my insurance asap. I rang my insurance firm and they didn't give me an exact cost, only an admin fee of 29.95 to cancel, but mentioned that it is carried out on a 'pro-rata' basis. What does this mean and how much roughly am I looking to pay? I pay 51.00 a month at the moment...I'm confused.com! Thanks guys!! D" How much insurance is for a sporty car?

I want an '05 ford mustang coupe but i'm probably going to have to pay for my insurance...any clue how much that would be a month?

18 years old purchasing car and insurance?

I am an 18 year old female and im looking to purchase a car - preferably a new car but we'll see how far that goes... I would like opinions on which car insurance is the best for new drivers. I did a couple of quotes and Geico seems to be good, any other suggestions?"

"In Ca, If you had insurance on a car that was repossessed , do u still have to pay for the whole premium?"

Or what happens? How can you, or do you cancel it ? This is about the state of California."

CLASSIC MINI!!! How much does insurance cost for a 17 year old female?

About to buy a classic mini as my first car and wanted to know how much other peoples insurance has cost. Im female thanks Cheap car insurance for 7 star driver?

Cheap car insurance for 7 star driver?

How much would car Insurance be for a 16 year old guy?

My parents want me to start picking what car I want to get. I was wondering how much insurance would cost for each of these cars for a 16 year old guy. I am interested in a BMW E36 323is Coupe, BMW E36 325is Coupe, BMW E36 328is Coupe, 1997-2001 Honda Prelude, and a 2000 VW Golf GTi. Please help me because I need to know the cost to insure each of these cars before I pick."

How much does car insurance cost.?

I am 18 and ready to get my drivers license but how much does car insurance cost per month on average.?

Health insurance? personal Car insurance question?

I recently got into a car accident that was my fault. The total damages is around 2000 dollars. the owner of the car has contacted me and asked if we could resolve it with out involving the insurance Company. What would be better to do? i have had one other accident that was not my fault. how much will my car insurance go up and for how long?

Car insurance under parents name?

So my parents are thinking about buying me a car. The only thing that is holding them back is the high insurance rate (I'm 21). Currently I am using my parents car for college and my current insurance is under my parents name. If my parents buy the car under their name, while having me on their insurance list, wouldn't the insurance rate be the same as my current one? Or at the least not as expensive as having my own insurance? Thanks."

My auto insurance cancelling my auto insurance...Help?

My husband caused a hit and run accident last year. After a half year later, my insurance send me a letter that they will cancel my auto insurance. I don't know what to do... Please help."

Will the eclipse GSX make my insurance more than the GS? Ive been trying to to see if the insurance is cheaper on the GS than the GSX because i dont want to get ripped just because it has a turbo. But i also dont want to buy the GS

and then have to buy a whole bunch of new stuff just to put a turbo on it.

Insurance for tuners ?

Getting a car soon and wanted to know how insurance works if you tune it uo...like say a geo tracker with an RB26DETT in it...yes i no its close to impossible...would they charge more or what....i no they dont cosmetically but like adding a turbo would they add to ur insurance??

Cheaper without health insurance?

I'm sick and got a prescription for Zithromax(zpack) Costco has it for 8.87 under the generic form. My copay for my insurance is $20. Does that mean I should get it without using my health insurance? I was born in Canada so not familiar with all those copay and drug copay stuff. Thanks What are my best options for Martial Arts Insurance?

I am going to begin instructing self defense soon, more as a passion than a business, and I am trying to research and find a good liability insurance provider that will cover martial arts training at a low cost."

Does anyone know an insurance plan for health and dental?

I am in need of health insurance and dental and i a in between jobs does anyone out there know a decent affordable insurance company that offers help to people like me thank you in advance I need affordable and reliable health insurance. 23 yrs old.? hi I am a 23 year old foreign student currently studying in the US in a student visa..I am thinking about getting an affordable health insurance that covers emergencies and any sudden diseases that might occur in future.. also may be a yearly doctor visit etc.. i do not need dental.. i just want to make sure i am covered in case of emergency.. i am just a student and do not have a stable job so i cant afford a lot.. i have heard about medicare and medicaid but they are not for foreign nationals.. i have also heard about blue cross blue shield i was thinking about going with them but what do you guys think?? and what should be the monthly price?? thank you in advance .. no advertisements or spam please!!

Should I get rental insurance for my apartment?

I don't have any expensive appliances. I only have used funiture and my clothes.

Lately I have seen a lot of apartment fires on the news and now I am indecisive about getting rental insurance for my apartment.

Car Insurance In Virginia?

I'm 19, First time driver, 1 Child, Car paid in full, Live in the 22031 area (fairfax), Had a seatbelt ticket before I obtained my license, Female. I want to know which insurance

would be best suited for me, I dont need the quotes, I just want advice (from expierience) on where to get quotes from first. I have my permit, and will have my license in 25 days. I'm looking into cars right now, and should have one chosen in the next 2 weeks. I know the car will change what the insurance is, but I have not chosen it. I know I want an automatic 4 door sedan Used. Not sure on mileage yet. Leaning towards Nissan Altima. Any advice???"

Do health insurance companies report paid claims ?

I had a year of therapy and was on anti depressant for about 3 years (ended 2004).

Does the insurance company report to a database or something saying they paid out for services I received? Do insurance claims like this come up on a HIPAA mental health check? Please only answer with facts, not opinions."

No Insurance?

I have being taking mixed martial arts for a few weeks now with a local martial arts centre (own gym etc) but each time I ask about paying for insurance they just say they still have to sort the insurance out, would you still train there without."

Do I need to use an insurance broker to buy business insurance?

I run a small independent shop, and require business insurance. Does anyone offer this direct like household and motor, or do I have to use a specialist broker?"

Pregnant and need insurance where in pinellas county can i get insurance help for pregnancy as far as free insurance?

Insurance Company sent me 2 checks?

So I recently got rear ended and the other party was at fault. I went to the appraiser that the all state agent had directed me to and had my car appraised. When I got my car appraised the appraiser wrote me a check then and there for the damages . Today I got a phone call from the insurance agent asking if my mailing address was correct and that they were going to mail me out a check for the damages that their appraiser had estimated. She never asked me once if I had already received a check for the damages.The appraiser made some kind of contact with allstate but I guess he never stated that he already had written me a check. Is it a crime if I cash both checks?

If men have to pay more for car insurance then why aren't women paying more for health insurance?

You can use the same exact argument they use against men to increase their car insurance. http://www.jfponline.com/purls/Pages.asp?AID=2450 From the departments of Family and Community Medicine (K.D.B., E.J.C.) and Internal Medicine (J.A.R.) University of California, Davis, School of Medicine, Sacramento; and the Division of Statistics (R.A.) and the Department of Economics (L.J.H.), University of California, Davis, Davis. Reprint requests should be addressed to Klea D. Bertakis, MD, MPH, Department of Family and Community Medicine, 4860 Y

Street, Suite 2300, Sacramento, CA 95817. E-mail: kdbertakis@ucdavis.edu.

BACKGROUND: Studies have shown that women use more health care services than men. We used important independent variables, such as patient sociodemographics and health status, to investigate gender differences in the use and costs of these services. METHODS: New adult patients (N = 509) were randomly assigned to primary care physicians at a university medical center. Their use of health care services and associated charges were monitored for 1 year of care. Self-reported health status was measured using the Medical Outcomes Study Short Form-36 (SF-36). We controlled for health status, sociodemographic information, and primary care physician specialty in the statistical analyses. RESULTS: Women had significantly lower self-reported health status and lower mean education and income than men. Women had a significantly higher mean number of visits to their primary care clinic and diagnostic services than men. Mean charges for primary care, specialty care, emergency treatment, diagnostic services, and annual total charges were all significantly higher for women than men; however, there were no differences for mean hospitalizations or hospital charges. After controlling for health status, sociodemographics, and clinic assignment, women still had higher medical charges for all categories of charges except hospitalizations. CONCLUSIONS: Women have higher medical care service utilization and higher associated charges than men.

Although the appropriateness of these differences was not determined, these findings have implications for health care."

What is the best insurance for a pregnant woman?

So I got a girl pregnant. We are not married. I have a good job making plenty of money but do not have benefits. She does not have benefits or make enough to afford health insurance. What is the best route for us to take to make sure we have the best care for her and the baby during pregnancy and after birth?

My insurance company doesnt want to pay!!?

I was struck by an uninsured driver on 02-10-11. Because the driver who struck me was uninsured I was forced to file a claim with my insurance company(Omni Insurance). The car was towed to CJ's collision at 6128 n beechwood Philadelphia, pa ,19138 on 02-11-11. Phone number 215-848-2836. On 02-14-11 Omni insurance sent out an appraiser to evaluate the vehicle. They then faxed an estimate on 02-15-11 totaling $5300 to CJ's collision shop. I went to the collision shop on 02-15-11 to sign paperwork giving them permission to work on my car. They then began the repairs.

On 02-18-11 the insurance company then deemed my car a total loss. The vehicle is a 2005 Nissan Altima SL with 96,477 miles. The NADA value for the vehicle is 10,995.

According to Omni insurance a car is deemed a total loss when the repairs reach 70% of the value of the vehicle. Omni insurance valued my car at 7,415. They then proposed a settlement offer of 5826.40. They deducted 975.00 in prior damages(which I disagree with) and 1000.00 my deductible. The settlement offer included 386.40 in sales tax. After negotiating on 02-28-11 they proposed an offer of 7835.30. The value they gave my car was 9255. Again 975.00 was deducted and my 1000.00 deductible. They including sales tax and tags/registration fee in the offer. I accepted the offer out of desperation because they also stopped paying for the rental car I was driving on 02-28-11. I work, attend school and have a child my schedule requires that I have a car so I paid out of pocket for a rental car until 03-07-11, expecting the payment to be issued to my lien holder by then so I could purchase another car. I contacted them on 03-07-11 inquiring about my payment and was informed they did not pick the vehicle up from the collision shop therefore they were not issuing a payment. The collision shop gave them a bill of 1750.00 for the repairs they did and the storage fees. The insurance company disagrees with this and refuses

to pick the vehicle up and issue my payment. They have also stated this may come out of my settlement offer. The insurance company already has the title to the car and all the necessary paperwork to the vehicle but refuses to issue a payment. It has been a month since I filed my claim and I can no longer afford to pay for a rental especially since it seems I will have to purchase a new vehicle. The insurance company is low balling me and also forcing me to pay for repairs they approved then backed out of."

Damaged rental car. How much should I pay?

Hi. I was involved in an at-fault car accident while driving a rental. Here is the rental situation: The rental car was not insured through the independent rental company. My insurance won't cover it either. I was never offered rental insurance and there was no contract signed regarding the car in question. The owner of the rental company has a rent-to-own business as well, and priced the car at $6,000, but is letting me pay just $4,550. According to Blue Book, the car is worth anywhere from $2,100 to $2,900. I'm willing to pay for the car. My question is, do I pay what he is asking or pay what the car is worth according to Kelly Blue Book? If I would have bought the car before the accident I would have never paid $6,000. It was only in fair condition when I got it.

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My son is 17 in January and already owns a car, im looking for car insurance for him as a learner then obviously as a passed driver. Most comparisson sites wont search as he is not 17 at the moment. He insists that he does not want one with a box fitted to the car. Any ideas of companies that will give a reasonable quote would be appreciated."

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Car Insurance question! please help confused. SR-22?

So I just purchased a new car, its in my name only. I live with my girlfriend who has to have SR-22 insurance and she does. She will drive this car periodically. Do i need to list her as a driver of this car? It really raises my rates! If she is paying for her own SR-22 insurance, and its unnamed so it covers her in any vehicle she drives do I need

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