Life Insurance as a supplemental investment?

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Life Insurance as a supplemental investment? I want to buy universal life insurance as an investment option to supplement my 401K and Roth IRA. I am 40 and single, no health concerns. Is this a good option to build cash value? If so, what coverage amount would I choose? I am not limited on making larger payments to achieve higher coverage and larger return. No dependents at this time except for siblings. Related

Do life insurance companies check your medical records after you die? Let's say that you get life insurance and claim to be a non-smoker. Then let's say that you start smoking or resume smoking. Assuming that your medical records show that you smoked, will most life insurance companies check your records, see that you smoked, and then cancel your benefit?" Question about starting a business and health insurance in CA? If I was to decide to start a small business on the side (doing gardening, or growing food for sale, or something like that) and I am my only employee - I would be THE only person working this job - am I required by law to buy health insurance (especially if I already have health insurance through my husband's job)? I find this new thing kind of confusing... I'm in California, by the way, if it helps any. Thanks." "Can i get my medical insurance to pay for surgery to correct a covered surgery, if coverage lapsed meantime?" In 2008 I had insurance in California, through my employer. I got laid off in June, but was on COBRA in Sept. 2008, when Blue Cross authorized me for gastric bypass surgery. In Oct 2009, owing to a dispute over COBRA payments, my insurance lapsed. As of Nov 1 I have no coverage, and new insurance through my wife's Kaiser won't start until Jan 1. Yesterday (Dec 23 09) I had to go to the ER due to abdominal pain that turned out to be a complication of the 2008 gastric bypass. Last night I had a CT scan and emergency surgery to correct the problem. Blue Cross rejected the claim, which of course makes sense and pushing it through was just a formality anyway. But today I wondered if, since the procedure was covered originally, would surgery to correct a complication be covered by law even if my insurance lapsed? I know I'm grasping at straws here, but it seems like it might be worth a consultation with an attorney to find out. I think this surgery is going to run to $40K or more. It was a simple laproscopic procedure, but y'know nothing's cheap. The original bypass was billed to Blue Cross at $38K. I know it's not like defect liability, since a surgeon can't guarantee there will not be complications. Also, I know I can't expect free legal advice here. But if someone knows for sure or has thoughts one way or the other would be helpful." How much is insurance on a 250-500cc bike? Im probably going to purchase a ninja 250, but whats the average insurance price? or in California?"


Is california an affordable and nice place to live? I live in ohio and I want to move to california to go to cal state in concord. I just need a little information from someone who lives there. Like is food and clothes expensive and is it expensive to buy furniture. I have already got the cost of a house and found some cheap ones. I just need to know how much money I will need. So can anyone help? Why would a African America have to pay more for car insurance? Me and my friend writes for the school news paper. We did our own investigation like the local news will do sometimes.We both at two different times went to see a local and same agent for a car insurance quote . We are both the same age, No record of bad driving, No criminal record, also wanted insurance on the same car and same gender. The only different variable was race. I don't think time would of played part since it was only 1 hour apart. This offends me how the car companies can do this. I wondered why? Any information or missing links that can help us write this story?" Should I get car insurance in my name or parents? I'm 16. A lot of people are telling my parents to get my car insurance in their name and not tell them i'm the primary driver because it will be so much cheaper. Does that mean if I get in my first wreck they won't cover it or they'll just raise it after? Motorcycle insurance? I want to know what insurance company gives you a better quotel on motorcycle coverage. Allstate sucks I went down on my bike injuring my shoulder only to find out I get just $1000.00 maximum coverage for medical. Somebody help me find a new agent please. As always thanks in advance Affordable health care for a healthy individual age 23? I'm working somewhere where I don't get health insurance and I'm a grad student right now. I'm 23 and healthy. Getting on either of my parents' plans would be ...show more Will my health insurance pay for my surgery? I hurt my back one month ago and had no insurance. I am now employed with insurance and need back surgery. Will the insurance company call this a pre existing condition and not pay? Is there anything I can do to avoid the fight? How much would be the insurance in these cars? im almost getting my license and i havnt really mentioned any of the cars I want for my first... IM sharing the car with my brother and he has a 3.1 and i have a 3.6... i dont know if you neeed to know that but whatever. My parents are going to say to the insurance people that this is their car that we get to drive every one in awhile so the insurance is cheaper.... but these are the cars a want to know.... 1998-2002 pontiac


firebird v6 1998-2002 pontiac firebird v8 1998-2002 chevy camaro v6 1998-2002 chevy camaro v8 1995-ish lexus sc300 v6 1995-ish lexus sc400 v8 2004 chevy avalanche the only reason i want to know what the insurance on these cars are because they are more on the sporty side and i dont want to look at these cars if they are reduculously expencive About US Motor Insurance? Where I can learn the basics of US motor Insurance (need not be state specific) I am 17 how can I get cheap car insurance? I have an ac cobra with a LS3 V8 in it. Is there a way to get cheap insurance. Could I get my dad to get insurance for the car from another country allowing anyone to drive the car insured? How is automobile insurance not extortion? How is automobile insurance not extortion? Do you need insurance for a 50cc scooter in florida? Do you need insurance for a 50cc scooter in florida? Which is the cheapest van insurance? okay I have searched many sites for my Dad for van insurances but no hope we've tried nearly all insurances churchull, gocompare, moneysupermarket u name it all!!! Do u no any? if so plz let us on plz coz am getting really mad with this insurance!!!! Thanks" DUI - charged but not convicted (yet) do I need to tell my insurance now or wait until conviction? DUI - charged but not convicted (yet) do I need to tell my insurance now or wait until conviction? Is minimum coverage car insurance the same as an SR22? In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks." Male vs. female car insurance? So as a 16 year old male driver, I'm aware that car insurance rates for me are significantly higher than a same age female driver, just because of my gender. How are insurance companies able to do this, no matter how many statistics they have saying we crash more, speed more often, ect...? This is discrimination vs. my gender,


and for all they know I could drive like a granny. Now consider this: if statistics showed that blacks were twice as likely to crash than whites, could insurance companies charge more? No way! The NAACP would be all over them. That would be unfair to the black drivers that may drive safe. I just dont get why I am charged way more than what a girl gets charged, even though I am a very safe driver." Insurance for driving my bf car? I am getting my driving license, how much roughly will cost the insurance to drive my boyfriend's car? It is an old petrol skoda... Thank you!" Do you all have health insurances? I mean what is a health insurance? more info please thanks Cars that have cheap insurance? im 18 and just passed my driving test, but unsure of what car(s) are cheap on insurance and road tax, is there a site i could go on to find the information i require?" Car insurance? Can you own a car and be covered legally in under your parents insurance? My wife and I purchased a car from her father and I want the title, but we are able to pay really cheap insurance through them...I don't want to lose that...can we have the title put in our name, but still have insurance through them?" Do I need Liability insurance? I live in So california, and just brought lots In Texas,Arkansas and Utah.The lots are vacant land. Im being told that laibility insurance might be wise. is there someone out there who knows for sure." Can I drive my friends car (with his permission) on my fully comprehensive insurance? The car is registered in my friends name but his insurance has expired and he has not renewed it as he is away on holiday and not due back for a couple of months. Will I still be covered for Third Party as I insurance on my own car? Life Insurance as a supplemental investment? I want to buy universal life insurance as an investment option to supplement my 401K and Roth IRA. I am 40 and single, no health concerns. Is this a good option to build cash value? If so, what coverage amount would I choose? I am not limited on making larger payments to achieve higher coverage and larger return. No dependents at this time except for siblings. How much is insurance on a genesis coupe? I'm thinking about getting a genesis coupe sometime in june. How much is insurance on this car? I'll be 17, and I have done drivers ed."


Will my insurance go up for my speeding ticket? I just recently got a speeding ticket or doing 46 in a 30. (which wasn't possible) I'm only 16 and it is my first ticket. My parents will kill me when they find out. We have stated arm insurance and only liability on the car but will the insurance go up and/or cause my parents to fin out? First time insurance on following cars? im 17 and looking for my first car at the moment as i just passed recently. ive looked at a few but when i do insurance quotes on the net i get some crazy quotes like 5000 for a 2004 fiat punto 1.2. i no insurance is expensive for first timers and being a male, and 17, its even more. however all my frineds who have cars pay way less, eg my friend also 17 and first car has a 1.6L vw polo 1998 and he pays only 1,500 also another has a 2004 punto 1.2 and pays 1,700. another has corsa 2005 1.4 and pays about 2000 all above are fully comp and with them as first and only driver on policy. who is the best company for my age and experience group. also whatinsurance prices can i expecct for following cars, if you know or have one etc.. live in a good, low crime area and it will be garaged at night so insurance should be lower with this. corsa polo punto clio 206 fiesta all from about 2000- 2005 plates thanks" "I bought a good life insurance for my family, Just how much does McCain loves 303 million Americans?" I bought a good life insurance for my family, Just how much does McCain loves 303 million Americans?" "Got a cell phone ticket driving my friends car, will it raise her insurance rates?" I was pulled over today by a cop. He gave me a yellow violation slip for using my cell phone. I was just checking traffic at a stop light! Ugh. Anyways, I was driving my friends car. And i'm trying to figure out if, my insurance rates will go up or will hers? Please help!!" I wanna buy insurance for my car? I wanna buy insurance for my car . In my postcode insurance is very expensive if i give a another postcode to insurance company car insurance is very cheap . Is this ok if i buy car insurance and give a another postcode to insurance company ..... Whats the best auto insurance for new drivers? Newly 20 year old and trying to be on her own and independent. Im currently under my grandparents insurance(GEICO). I believe i got a good deal with Nationwide which would be 274.00 a month with full coverage and rental... Im looking to buy a 2008 infinti G37 sports coupe for $26,000< so excited about it hopefully i get it. I just wanted to know what should i be looking for in auto insurance... i def. need full coverage because im going to be financing the car..Correct? but yeah what are some things should i look for. i would ask my family members but they are stubborn, when it comes to things like this... but thanks!!! :)"


The Cheapest Car Insurance Company? Hi im 20, i got a quote on a peugeot 205, m reg, 1.6, its around the 1,500 mark =O, anyone maybe can help" Im pregnant and dont have health insurance.? Recently my boyfriend lost his job and we lost our health insurance. What can i do to get insurance for myself and our two other kids, him? I live in california" How long does it take to get auto insurance? if i apply now how long will i be able to get the insurance? im a new driver and i need insurance 4 myself. i need to drive a car with insurance before may Cheapest car insurance for a 18 year old female? I have recently passed my driving test and all my quotes are coming up as 9,000 all the way to 30,000 which i dont think is normal. I know that insurance for teenagers is high but what is a average price I should be looking for and what websites will I find a decent quote? I have a 2002 vauxhall corsa 3 doors. I have tried all comparing websites which have given me the prices above and all 'black box' companies will not give me a quote as they are 'not available' to. Any help will be appreciated :)" Do I have to respond to a insureance quote? So today I got a insurance quote from 21st Century Insurance and it says Response requested by: Dec.4,2910 DO I really have to respond?" Insurance Car Accident? So today my insurance expired Feb 1st and I had thought I was covered for today. It is snowing outside and a car crashed behind me and did some serious damage. I called the insurance company and got insured. If the crash happened before I paid the insurance but no police were involved am I still covered. The exact timings wouldn't be found out if no police were called at the time correct? Car insurance question? I am 16 years old and I will be getting my liscence soon. I am really excited to be able to drive and not to the bus to clas anymore and be able to meet my friends whenever but my parents are making me pay car insurance on my own and they will get me a car. Probably a toyota or something like that. How much will it cost I do have a good amount already saved up but i would like to get an idea of how much it will cost me thanks "Ticket for no proof of insurance, because of no insurance card?"


I got pulled over tonight, and I didn't have proof of insurance. I have insurance, but I didn't have the card on me. I have to go to court, and will I get my license taken away if I show I have proof of insurance, and will I still have to pay a heavy fee?" Is full liability auto insurance the same as full coverage auto insurance? Is full liability auto insurance the same as full coverage auto insurance? Where can I find info on LOW COST Medical Insurance In Central NY? (Student Artist Musician Business Owner)? My wife and I are moving soon from PHX, AZ to the greater Syracuse area. I am moving my multimedia business / record label (websites, print design, videography, DVD production and studio recording) and I need information on which companies can provide my family reasonable cost heath insurance. Right now my wife works fulltime so we use her benefits, but we will be starting a family and would like to keep her at home for a few years. In PHX, health insurance for non-group individuals runs about $300 a month - from what I can see in CNY it can cost closer to $1000! Can some one help me with this? Am I looking at the wrong companies or is it just that mush more expensive? Are any loop holes? In some states Students, Artist, Musicians & Small Business Owners can get highly discounted rates - is this true in CNY? Can anyone help? Thanks in advance!" How much would it cost to insure a large SUV for a 16 year old? I have always wanted this car: http://pictures.topspeed.com/IMG/crop/200608/2006-toyota-sequoia-1_460x0w.jpg The Toyota Sequoia. I know it gets crappy gas mileage, but ive seen worse. And plus Im not gonna be driving that much either. my school is very close to me, along with all my friends houses. But how much will insurance be at your best guess? Also, if I don't blow off gas, and waster it, how much money do you think I will pay per month in California? Dont try to tell me that I am not old enough to be behind an SUV, because 1) Im going to be learning how to drive from my parents in an suv, so i will have some experience 2) my parents want me to get an SUV 3) Im not a dumb a** whos gonna go 50 mph and try to cut a corner and flip over. Bottom line is, im getting an suv and thats that." How much does it cost to add a teen driver to an insurance? I have completed driver ed privately and also have a 4.8 gpa. My parents are with allstate insurance company, I plan on getting my own car and being the primary driver. I was just looking about around how much it would be yearly. I'm not sure if it makes a difference but the car is either going to be jeep or an suv." "Lets be honest, will a 2000 mustang gt run a 17 year old over 150 per month on insurance?" State or no state, tennessee. Will it run in 200's or more? Just need to know before i go looking. Don't give me your opinion, i get it has horses and can kick, im not looking for a preacher to praise down on me. thanks"


On an application for car insurance does having the use of other vehicles increase or decrease the quote? I'm filling in an insurance comparison and it asks if I have the use of other vehicles, I can drive my dad's but does it make it more or less expensive?" Anybody know of cheap but good car insurance? i drive an SUV and i would like to have good coverage as well as being covered if someone else is driving my car.... "Looking for good Health Care Insurance, that covers pre-exisitng illness?" Looking for good Health Care Insurance, that covers pre-exisitng illness?" Is there any Health insurance for a 4 year Marine Veteran (never deployed)? I just got out of the military after my four year contract. It seems all Tricare military insurance is aimed at is current Active Duty and retirees. If not, what is a good insurance ...show more" Would a married male receive a lower auto insurance rate? Would a married male receive a lower auto insurance rate? Life Insurance as a supplemental investment? I want to buy universal life insurance as an investment option to supplement my 401K and Roth IRA. I am 40 and single, no health concerns. Is this a good option to build cash value? If so, what coverage amount would I choose? I am not limited on making larger payments to achieve higher coverage and larger return. No dependents at this time except for siblings. What is the cheapest car to insure for a 17 year old? i turned 17 in november and i am really close to passing my driving test, what is the cheapest car to insure? as insurance for girls has gone up to the same as boys :(" Does anyone know this car insurance joke? I heard a car insurance joke a while back it started with a lot of cussing and then at the end of it it said something like something something something I just saved money by switching my car insurance to GEICO or something like that can someone please tell me the joke if you know it? I wanna send it to a friend :) "State farm just dropped me for poor driving history, what insurance company should i go to now? the title says it all...Statefarm told me they would no longer insure me after my last accident. So now i need to find an insurance company that would cover me. I live in California. i drive a sports car. and my driving record isnt pretty :/


Whay is insurance? why is it necessary? types of insurance? i need more about insurance. what is assurance?principles of insurance? Car rental insurance? I have auto insurance and credit card insurance.? Hi, I'm totally new to car rentals (having just turned 21 a few months ago). I'm planning on getting a car from Dollar Car Rentals. I have auto insurance via AAA and I know that if I use a major credit card, there's some coverage there as well. Am I required to purchase insurance through Dollar, or am I able to use my own? What about the credit card coverage? Thanks!" Auto theft and insurance question? My 95 Honda accord was stolen last week and I did have full coverage etc..how do i negotiate a fair replacement cost of the car to the ins company when they offer me their price? I have Allstate and they have been grat in followup with me, but i dont know how they will base the value of the car..will it be kelly book or the NADA? thank you!!" Insurance high for red cars? Is it true that Car insurance is higher for red cars? if so, how much more expensive is it?" How much do you pay for insurance? What kind of car? How much do you pay for insurance? What kind of car? Can i drive my moms car without my own insurance? My mom has car insurance and everything, but i'm just wondering if i could like drive her car to the gym or something without adding me to her policy? I heard its as long as the car is insured right? I live in california and i do have a valid drivers license and i do live in the household." Cheap insurance? im 17 & i live in toronto (CANADA) and i gotta 1992 honda civic , and i m looking for the cheapest insurance possible does anyone know some kind of insurance agency who can get me a cheap insurance $300 or less?" Whats an Average Insurance Quote For a 15 year old? I recently bought a car, so its not a family car. Its a vw manx buggy i use it to go the desert with my brother who is 25. I need insurance and I am wondering how much average it would cost to put just me on the plan. Our current insurance is wawanesa so maybe their price??"


How much will my brothers insurance go up after his accident? How much will my 18 year old brothers car insurance go up after a 3,000 single car accident? Thanks! :o)" How does a foreigner to the uk get car insurance? My husband is NOT a uk resident but i am. He is living here in the uk and currently applying to be a uk resident. We are struggling to find car insurance for my husband as main companies like churchills say he has to be a U.K resident. It could take us quite a few years before he becomes a uk resident. Surely business people or visitors to the uk get car insurance or do they all only use car hire? Any advice greatly appreciated. On average what is the cost of mobile home insurance in the state of Florida? Im looking to purchase a mobile home and put it on 2.5 acres. on average how much is home owner insurance in the state of florida if its a newer manufactured home? What is a rough guess what insurance for a 97 Yamaha yzf1000 would cost? Im looking at getting a 97 Yamaha YZF1000 and was wondering about how much i would be paying for insurance? What insurance plans are available in hawaii? What insurance plans are available in Hawaii? Will my car Insurance rates up if my car was vandalized? My car was vandalized and there was about $1100 in damage. I m paying the $500 deductable and my insurance is paying the rest. Will my rates go up? How do i get my national insurance number? I've lost my national insurance number, if it helps i'm 17 and scottish." Health Insurance N. Florida? Health Insurance CHP (Capital Health Plan) Tallahassee FL is diagnosing me? Why did my health insurance company contact my primary doctor after a hospital visit? After a recent visit to the ER due to a esophageal stricter which scared us thinking Chest pain! Spent 16 hours being observed and tested! Finally send down to endoscopy for a esophageal dilation! Did the job!! I was sent home 4 hours later! Now two weeks later I get a phone call from my Primary care Doctors office manager saying that my primary received a memo from my health insurance (after my ER visit) company and I was instructed to call and make an appointment for alcoholism counseling???? The night of the incident where I couldn't swallow, and was in pain!


we had guests over and had a few beers! I gave the attending ER doctor all information including I had drank beer an hour before I got there. OK, now, For the 16 hours at the hospital and the multiple blood tests, everybody including the Dr's said everything looked good! and the Dr. that discharged me explained to my wife in detail about my blood work, said things were fine. So, why would my CHP (Capital Health Plan) health insurance company be contacting my primary? Especially about alcoholism counseling, this has NEVER been an issue in the past! I'm so upset! I've been with my primary for over 15 years and due to a knee injury he prescribes me mild pain killers, and Florida Law makes him take a urine sample every 3 months! Again this has never come up. Is this normal for an insurance company to do??? I'm so upset!!!!" How much is my car insurance ? 07 Camry 20 years of age southern California what would be the car insurance ? How much is my car insurance ? 07 Camry 20 years of age southern California what would be the car insurance ? How much will Liability Car Insurance Cost For A 20 year Old Male? Im going to get a car soon, something 2004 or older." Health care insurance? My wife retired last year and got the cobra plan from the school district in California,now we moved to Arizona and she is going to get a job at the school here in Page and will get health ins. Just to cover us until she is established can we have both insurances just in case the Page job doesn't fly. Concerned in Arizona" Car insurance HELPPPPPPPPPPPPPPPPP? how much money would car insurance be on a alfa romeo giulietta turismo in white from brand new out of the show room this year on a woman driver at the age of 17 cost ??? Someone hit my car parked at work and i do not have insurance. whats the next step? i was at work and when i came out, someone had hit my car while i was working. they left all their insurance information and a note apologizing, however, i do not have insurance. whats the next step for me?" Is it the car or the person must have insurance? I was layed off my job and could not pay my auto insurance i did not drive however my girlfriend whom we live together has insurance that covers her on any vehical she drives the car. on thanksgiving 2 wks after my ins expired my girl was visiting family the car was parked and un occupied a lady backed into it she said her deductable was 1000 so get a est and she will pay we made police report the est was 1500 she said she cant afford and contacted her ins. they called me and are acting as if because i was not insured they dont have to pay for repair and the are not retuning my calls she admited to the police she did it


Life Insurance as a supplemental investment? I want to buy universal life insurance as an investment option to supplement my 401K and Roth IRA. I am 40 and single, no health concerns. Is this a good option to build cash value? If so, what coverage amount would I choose? I am not limited on making larger payments to achieve higher coverage and larger return. No dependents at this time except for siblings. Is insurance on jeeps more expensive? im thinking of buying a jeep 1995 or older most likly (YJ, TJ) do they tend to be more or less expensive on insurance then the average car?" Do you purchase the new car or car insurance first? I want to buy myself a new car. I have never done this before. My parents have always taken care of things and now I want to do this on my own. I want to put down a $15,000 down payment/cash and I have no credit. Will this be possible? Do I look for insurance first? Or do I buy the car first?" Does my dad lose his no claims if I'm added to his car insurance? I have a query about car insurance. When I passed my test last May, I was told that if I was to have my dad as the main driver, and me as the named driver, and my dad has 9 years or more no claims, then they would have to be reset to 0 years when i am added to the insurance, is this true? if it is, then i'm going to have to stick with the ridiculous insurance quotes... if not, then i've just realised that i could be saving myself 1000! Any opinions appreciated! :)" Hit and run + Insurance: Help? Okay..long story short: I told the insurance company I had B average but I have a C average in Aug. 2009.. They called mid Sept but didnt get in touch and neither left a message on my voicemail. Oct. 9 - I was at a parking lot at night and hit a car; no one was there and the damage was minimal (minor bumper scratch) Oct. 14 (today; after thanksgiving long weekend since I live in Canada its earlier) I have a missed call from my insurance; again no message on my voicemail Now, should I be worried because if they were calling about the hit and run...they would have left a message...also its a home phone line..since I live at home any input would be greatly and thankfully appreciated..." How much per year does health insurance cost for an average 50 year old with no employment benefits? just a single person. no previous health problems. I realize this depends on specific circumstances, but you can ballpark estimate it for me thanks." HELP whats the Cheapest place to ge car insurance in ontario? im a 18 male just got my g1 not to long ago, i have had/drove cars be4 But i am not doin the driving school thing as i dnt have $500 to Blow! so im just gonna wait the


12months to get my g2 (so ill be 19 goin on 20 when i have my g2), i just started saving for a car tht i plan on puttin on the road after i have my g2 (i can get cars for a fair price so im not worried about tht), but where can i get cheaap Car insurance in Belleviille Ontario?, as i dnt make alot of money right no and nobody else n my family has a license lmao so i cant go under their insurance. and i did a online thing sayin i had a 99 z24 nd it said ill have to pay $1013 a month wht is wayy to much money!! and i have already had a 96 cavailer, 93 mx6 (but i drove em with no license or anything) but now i either wana get a honda civic, sunfire, neon, mx3 or acura, 95 and up" "Why is it that I am still able to be sued for an auto accident if I live in Florida, a no-fault state?" I've been in 2 accidents. The first was very minor; I rolled into the bumper in the car in front of me at a stop light and scratched their bumper. No damage was sustained to my car, but I am at-fault. The second I was cutting through an intersection that was at a red light and was about to pull into the left-turn lane when the woman in the car that was coming down the lane wasn't looking forward and hit the driver side door of my car. I was already halfway in the lane trying to straighten out into the left-turn lane but I couldn't move when she was coming, because if I moved back I might have hit someone and if I went forward she would have hit me anyway. At the scene the policewoman told me I was at fault, but when I talked to my claims adjuster, she told me that there is some negligence on the other party's part because if I had just randomly pulled out into traffic, the other party would have hit the front of my car, not the driver-side door. I am being sued by the first person and I found out just now I am being sued by the person in the second accident as well. I was told that since I am registered under my parents insurance, the other party can see that they have a lot of assets they can sue for from my parents. My question is, why are they able to sue me so easily? I've done research, and I know Florida is a no-fault state, meaning drivers cannot sue each other unless serious injury occurred, such as loss of life, limb, permanent injury, etc. In both accidents, I did not get ticketed, and I believe no police report was written, only exchanges of information.(Police were called, however. I did not leave the scene) Also both of the other parties did not ask for an ambulance or medical assistance(I know about the feeling pain later thing) but I'm sure if someone was suing for something as serious that can be listed as loss of limb or death, they would have showed some indication of injury at the scene. Both people stepped out of their cars and were fine, however." Best health insurance? Im looking for a great health insurance. One that is reasonable with cost. My location is kansas if it matters. Insurance? what will happen? ii was diagnosed at 17 i am 19 currently getting medical cause of my parents income and my current diagnosis brain tumor i was wondering if i worked and made my own income would it be my own or family? i am cvred under family cvrage what would happen to the insurance i live in california would i have to purchase my own insurance are there companine who would do that? i will be able tto work i have a physical disability Insurance for a jeep wrangler?


I really wanna buy a two door hard top keep wrangler. I was just wondering roughly what would my insurance be like. I have never gotten in an accident or in trouble with the law, I have good grades, took a drivers Ed course and I'm a girl. Anyone know how much the would be? Roughly" Does your car insurance go up if you had an accident falling asleep at the wheel? I just had an accident where I fell asleep at the wheel and ran into a cement barrier, thank god no one was hurt and there was no destruction to public property, the cement barrier was just dandy. But I wanted to know if your insurance rate goes up if something like this happens. Aside from this I'm a good driver and the only other accident I had involved a drunk driver hitting my car." Do you get cheaper car insurance for being married (uk)? Do you get cheaper car insurance for being married (uk)? Local car insurance in california? Local car insurance in california? Should I pay my car insurance premium? I purchased a car for my daughter last August and paid the annual premium. In November the insurance company said I cancelled her coverage and they issued me a refund for the remainder of the policy year (thru July). I didn't know what the refund was for, but deposited the check anyway. I don't know what I did to cancel coverage (for just this vehicle, all my other vehicles remain covered.) I don't dispute that I must have done something.... In April I found out I didn't have coverage for this car by my accidentally calling the insurance company about another question. I asked for them to reinstate the coverage immediately. They did and sent me a bill for the full amount of the refund, plus another $176. I feel I should only pay insurance for the remaining two months on this year's policy since, if I would have had an accident, the insurance company would not have covered me. They say they can't charge me for just the remaining two months, but that they have to bill me the full amount (plus what's with the additional $176 charge?) I'm thinking that I should just go to another insurance company and get the car covered. Any thoughts?" Where can I get affordable child only insurance in Virginia? We had Virginia FAMIS but they took it away after my husband got a new job. Though he does make more money now there is no way I can pay 200$ a month for my son to be added to the company health insurance! I work, but they take out 340$ a month for child care out of my check! Why doesn't FAMIS consider things like this? Anyway it seems everywhere I check for child only insurance it doesn't seem to exist. They want you to have a parent on the policy as well, and I really don't have money for that!" USAA auto-insurance discounts?


Does anyone out there have USAA for car insurance who ALSO has banking through USAA? I've been told by USAA that if I did have banking with them that I'd get a discount on auto insurance as well, but they can't tell me any specifics as to how much of a discount. If it's only gonna save 10 dollars or something I'm not gonna mess with it. Anyone out there able to tell me a decent estimate on how much I might save or how much they save?" Does insurance compaines cover the person or the car at fault? The girl that parks right next to me in my apartment swiped the side of my car. she is now claiming her friends park her car sometimes, but she knows she didn't hit my car. Personally her car is her responsibility and I feel like even if a friend of hers was parking when the incident happend, she is responsible for damages because its her car. Would she be responsible? Can I take her to court if she doesn't have insurance? And if she does have insurance would they cover this? I also have good pics." "OHIO: I'm 17, and got cited for failure to stop at a 4-way stop...got in accident...price?" I live in Akron, Ohio. But I got cited in Salem, Ohio. I got cited for failure to stop at a 4-way stop sign. and got in a wreck. my car is fine. I was going speed limit (25). Other car, minor problems. I have to go to court. This is my first wreck, and citation. I drive a nissain altima 2003, my parents own. -how many points will i get on my license? -how much will my ticket be? -is there anyway the charges will be dropped? -how much will insurance go up? Thank you sooo much! sorry the police just weren't very helpful. I have statefarm insurance!!" How much does car insurance cost for a male mid 20s in Boston? Ill be moving there in a few weeks and need to get insured. I was wondering how much I can expect to pay every year to be insured fairly well. Thanks What could make my car insurance cheaper? I am currently 19 years old and I want to buy myself a new car. It would be about 200 dollars a month for the current car i'm driving for car insurance but it is in my fathers name so I only pay 80. Now pretty much any new car I am choosing the quotes are over 400 a month. Would have car insurance in my name for my current car at 200 a month for 6 months until the policy is over make the quotes for the new car cheaper? Or is the quotes based off of how long I've had my license? Which is the best insurance company for an 18 year old male driver? Hey, I'm an 18 year old boy (hurdle #1) and live in South-East London (hurdle #2) and I've had my license for a month now (hurdle #3!) and just bought my VW Polo 999cc (999cc!!)..I CANNOT for the life of me find a decent insurance quote I mean i'm in full-time employment but still most of the quotes I've been given are more than half my annual salary! Public transport is NOT an option because of the shifts I've been given..I've tried the young drivers' insurance with people like Co-Op and InsureTheBox but they're not much different to anyone else.. So, if ANYONE has ANY advice/anecdotes they could share, I'd really appreciate it. Thanks in advance (:"


Any good/affordable individual health plans for me and unborn baby in Connecticut? My boyfriend and I are moving to Connecticut in Nov. from Seattle area. His plan can't be renewed until next summer. I got laid off in July and am currently on COBRA plan with my ...show more "Has anyone bought insurance from Insphere Insurance Solutions (MEGA Life, Alliance for Affordable Services?" I met with an agent yesterday and Googled the companies he represented, and saw so many complaints from both agents and consumers that my mind is spinning. I own a small business with only two employees. I don't want to be ripped off by some sweet talking insurance salesman, but if he is honest (chuckle) and his products are as good as he represents, then I would consider this option. If you've had any experience with these companies, I would like to hear it... good or bad. Thanks." Question about health insurance for unborn son? When am i supposed to try and get insurance for my son? I'm sorry if this is a completely stupid question but i've asked many people and they don't know. He's due January 28th, 2012. Am i supposed to get insurance BEFORE he's born, or after? Can i even get it before he's born? It just seems like if i try to get it after he's born it'll take awhile and he needs to go to the doctor soon after he's born of course. My insurance will not cover him. My fiance's will cover him but the owners of the company have been putting his paperwork off. Anyway, please help. :)" Which company provide online health insurance? I want to buy health insurance online without any agent. Will you please suggest me the best online health insurance plan? Thanks in Advance Life Insurance as a supplemental investment? I want to buy universal life insurance as an investment option to supplement my 401K and Roth IRA. I am 40 and single, no health concerns. Is this a good option to build cash value? If so, what coverage amount would I choose? I am not limited on making larger payments to achieve higher coverage and larger return. No dependents at this time except for siblings.


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