12-27-2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

john gessner jessica harper Tad johnson

Thrift store out in Burnsville 2A Builder does a good deed 2A All aboard new transit station 5A

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The Feelin’ nearly ‘The Voice’ Singer with Eagan, Rosemount connections places third in NBC show

by Tad Johnson

DAKOTA COUNTY TRIBUNE

Those who watch the reality singing contest phenomenon known as “The Voice” on NBC certainly know Nicholas David, who was this season’s third-place winner as announced Tuesday night. But they probably don’t know his last name is Mrozinski and he’s a 1995 eighth-grade graduate of St. Joseph Catholic School in Rosemount and an Eagan High School graduate. It could be said Nicholas David that his gigs playing piano at several St. Joseph school Mrozinski talent shows helped prepare by Tony Nelson, him for one of the biggest talent shows in the Photo Mall of America world. Nicholas David “(He) was a reflective, humble student Mrozinski received who was very gifted in terms of talents which recognition from included music and drawing,” said Tom Jo- Eagan Mayor Mike seph, principal at St. Joseph. “I remember Maguire and Council saying to myself when I would see Nick play Member Cyndee the piano at talent shows that he has all the Fields during his makings of a professional musician. What I performance at the Mall really noticed was that he put his whole heart of America in and soul in to his playing.” Bloomington. That heart and soul was on display during the 2012 season of “The Voice,” where Nicholas performed such numbers as Jerry Lee Lewis’s “Great Balls of Fire” merged with Jimi Hendrix’s “Fire,” “Play that Funky Music,” and “Lean On Me.” Nicholas was true to his nickname The Feelin’ during his performances as they were highlighted by “You Are So Beautiful,” which he dedicated to his fiance and children, and a duet of “Cruisin’ ” with Motown legend Smokey Robinson on the final night. “I believe that Nicholas has fared so well on the show because he is a multi-talented performer who is humble, gracious and, most importantly – shows love and respect for his family,” Joseph said. “I believe that he has a strong faith in God which is reflected in his values and his strong commitment to his family.” Nicholas earned legions of fans, including more than 36,000 on his Facebook page, and students at St. Joseph who sent a photo of themselves with a huge banner that read: “Nicholas David, Good Luck. We’re behind you all the way!” “Nick was very talented,” said LeAnn Mansour, music specialist at St. Joseph, who taught Nicholas for one year. “He was very tall and towered over the other students but was always mellow showing respect at all times to the teachers and staff.” His choir teacher at Eagan High School, Steve Albaugh, said Nicholas had his break-out moment performing Billy Joel’s “Piano Man” in Encore See Voice, Page 5A

Photo by Tony Nelson, Mall of America

Nicholas David Mrozinski, who finished in third place during the 2012 season of “The Voice” on NBC, belts out a song during his appearance at the Mall of America in Bloomington.

inside biz forum

Newspapers cover bad news, in part, because that is what readers are interested in f inding more about. larry 4A werner

forum

Encouraging math and science test scores mean business leaders and employers should have more capable workers. joe 4A nathan

news

The chairman of the Minnesota DFL Party says the organization made some very good choices in the last election. ken 6A martin

dakota arts

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December 27, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Thrift store upended by moratorium by John Gessner

DAKOTA COUNTY TRIBUNE

Plans for a Value Village thrift store in Burnsville were upended Dec. 18 by a 3-2 City Council vote for a moratorium on new thrift stores. Moratorium backers say land-use issues raised by the Value Village proposal show a need to review standards for thrift stores, which aren’t fully addressed in current zoning codes. The moratorium is for up to 12 months, though officials say the review will take probably half that time. But The Arc Greater Twin Cities, a nonprofit seeking to open its fifth Value Village store in the former Ultimate Electronics building at 14232 Burnhaven Drive, says the moratorium dooms the project. The Arc — which rents its other store locations but is seeking to buy the Burnsville building — won’t borrow money for the store without knowing if its plan will ultimately be approved, said its attorney, Steven Mayeron.

The Arc says Value Village deal is doomed

And the building’s seller is unlikely to wait for the moratorium period, Mayeron said. “With the moratorium in place, we would not be able to close on the purchase of that property,” he said. The Arc sought “host approval” from Burnsville for the St. Paul Port Authority to issue up to $2 million in revenue bonds for purchase and renovation of the building, located south of County Road 42 and west of Burnsville Center. After passing the moratorium the council approved the bonds, an apparently meaningless gesture. They would be good for the Burnhaven Drive site only, City Attorney Joel Jamnik said. City staffers had initially raised concerns about parking of semi trailers at the store and the potential for donation drop-off lanes to stack traffic back into the street. The council tabled the bond request at its Dec. 4 meeting so staffers could meet with The Arc officials.

The Arc agreed to enclose the semi trailer parking area and provided an on-site stacking plan for cars in the drop-off lanes. But the zoning ordinance doesn’t specifically address used-goods processing that occurs at thrift stores. Two other Burnsville thrift stores — Unique and Salvation Army — have drop-off functions that never came under city review because they weren’t part of the original plans, Community Development Director Jenni Faulkner said. Those stores do “the best they can do with the space that they have,” she said. Any new zoning codes would apply to the current stores only if they applied for expansions or new land uses, Jamnik said. Possible restrictions on clustering and spacing of thrift stores could also emerge from the moratorium. Thrift stores are a “relatively new” type of retailing that’s growing more popular, and a review of standards is

in order, said Council Member Mary Sherry, who was joined by Mayor Elizabeth Kautz and Council Member Bill Coughlin in voting for the moratorium. “One of our three thrift stores (in Burnsville) is not well-kept and I find it very disturbing, and it is in that area,” Sherry said, referring to Unique, located at 14308 Burnhaven Drive. Burnsville is an aging city that must protect the appearance of its vital County Road 42 retail corridor, Kautz said, adding that both Unique and Salvation Army have had congestion problems at their drop-offs. “It’s the standard and quality of that whole retail area that we’re looking at,” the mayor said. Another point of contention is the loss of propertytax revenue if the Ultimate Electronics building goes to a nonprofit. The Arc Greater Twin Cities, whose stores raise funds to help people with de-

velopmental disabilities, says it will pay the city annually in lieu of property tax collections. Such arrangements are common in the United States but relatively new among nonprofits, and agreements with nonprofits haven’t been court-tested in Minnesota, Jamnik said. “I just can’t give you a guarantee that it’s enforceable,” he told the council. Mayeron insisted that a payment contract between the city and The Arc would be enforceable. “We have means, and we have integrity,” said Lisette Schlosser, chief financial officer for The Arc Greater Twin Cities. Coughlin, a lawyer, wasn’t satisfied. “To me it is a tax-roll issue,” he said, adding that the city would be “at some level at the mercy of what your organization chooses to pay or not to pay.” Council Members Dan Gustafson and Dan Kealey voted against the morato-

rium. Kealey said The Arc had answered every concern, from the semi trailers and car stacking to the payment in lieu of taxes. “This is a very businessunfriendly decision for us to make,” he said, adding that the Value Village store plan is superior to existing thrift stores in Burnsville. A moratorium could send a chilling message to businesses considering Burnsville, Chamber of Commerce President Bill Corby told the council. Even if there were a tax loss, the city and surrounding businesses would benefit from filling the vacant Ultimate Electronics building, he said. Kautz tartly replied that a single council action doesn’t overshadow the council’s business-friendly record. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Restaurant under scrutiny after violent incidents Liquor license in question at Spoon

by Andrew Miller

DAKOTA COUNTY TRIBUNE

An Apple Valley restaurant’s liquor license is in question over public safety concerns involving violent incidents and unlicensed security guards at the restaurant’s “nightclub events.” The Apple Valley City Council last week opted not to renew Spoon’s oneyear liquor license, instead granting the Asian fusion restaurant located at 14871 Granada Ave. a provisional, one-month liquor license that will expire at the end of January 2013. The council’s decision came after the city’s top police and fire officials reported a litany of troubling activities at Spoon including large fights and unruly crowds. Apple Valley police Chief Jon Rechtzigel said that since May 2011 police have responded to at least eight incidents that occurred during nightclub music events at Spoon that were organized by third parties. At one such event in September, Rechtzigel said, police observed four unlicensed “security guards” consuming alcohol while carrying loaded handguns. The security guards were not employees of Spoon. While on the scene, Apple Valley officers defused three separate fights that broke out. At another event on Oct.

27, police responded to a riot-like scene involving 20 to 30 people. “It was a rather unruly crowd, several arrests were made, force was used by officers,” Rechtzigel said. “I would also add we had to call on some of our neighboring agencies for mutual aid. … We had quite a few squad cars down there.” There have also been reports of gang activity. In May, the city’s police department learned from Minneapolis police that a known criminal gang had planned a hip-hop event at Spoon. Addressing the council, Rechtzigel asked that Spoon’s liquor license either not be renewed or that it only be renewed with “strict conditions imposed.” “What’s been most disturbing here is just the nature of the calls – this is just something we’ve never seen before,” he said. “We’ve had great concern.” Fire Chief Nealon Thompson told the council that Spoon has had a total of 27 fire code violations in the past two years. Among the repeat violations, Thompson said, are obstructed exits and improperly maintained exit signs, as well as allowing crowds that exceed the maximum occupancy of the building. Michael Padden, legal counsel for Spoon, said that

the restaurant’s owners have agreed to no longer have a nightclub format, and will no longer host hip-hop events. He noted that the planned May 2012 hip-hop event involving a criminal gang was ultimately canceled by Spoon after police spoke with restaurant co-owner Kav Theng. Padden also told the council that Spoon losing its liquor license would have dire consequences for the restaurant. “The reality is, if that liquor license is not sustained, they really can’t sustain the business,” he said. The council opted for a one-month liquor license that is, in the words of Council Member Tom Goodwin, “a very short leash.” The council voted 3-2 in favor of the one-month license, with council members John Bergman and Clint Hooppaw opposed. “None of us want to see anybody go out of business,” Goodwin said of supporting the measure, “but this is their last chance.” The council plans to discuss conditions of a longerterm liquor license for the restaurant in the coming month. Andrew Miller can be reached at andrew.miller@ecm-inc. com or facebook.com/sunthisweek.

Photo submitted

Eagan remodeler B2 Build Design assisted in a remodeling project that appeared on the Rachel Ray Show in November. The project consisted of a free kitchen remodel for a New Brighton family. The family received new appliances, custom cabinets, counter tops, a kitchen table and other amenities.

Eagan builder in spotlight for good deeds by Jessica Harper

DAKOTA COUNTY TRIBUNE

An Eagan builder received some national attention last month after being contacted by a national celebrity for a remodeling project. B2 Design Build assisted famed remodeler Carter Oosterhouse in a charity remodeling project in early November, which appeared on the Rachel Ray Show on Nov. 13. “We felt it was a great thing to do for a family in need,” said B2 Design co-owner Bruce Schweich. “I’ve always wanted to do something like this since I do most of my work in Dakota County.” The show’s producers had

selected a New Brighton family to receive a free kitchen makeover worth $100,000 and asked B2 Design owners Schweich and Bart Ikens to help due to the company’s reputation and location. The two men immediately agreed and gathered a team of volunteers. The homeowner, Tara Canfield, is a mother of eight children, most of whom have special needs. She had started to remodel her kitchen but ran out of funds. The space was outdated, had little counter and cabinet space and was cramped for the large family. The team had only five weeks to give the kitchen a

complete makeover. “It was the most intense weeks of my life,” Schweich said. “We usually spend five weeks planning.” Once finished, the kitchen had new appliances, custom cabinets, counter tops, kitchen table and a new stairway leading to the room. “The most rewarding part was being there when the homeowner saw it,” Schweich said. “It was awesome seeing the excitement in her and her family.” Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 27, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades mackin announces winner of 2012 north star grant Burnsville-based Mackin Educational Resources announced the winner of its 2012 North Star Innovators Grant: Patricia Bauer, an American history teacher at Black Hawk Middle School in Eagan. Bauer submitted a winning lesson plan and will receive $500 for the acquisition of books from Mackin. Earlier this year, Mackin Educational Resources introduced the North Star Innovators Grant as a new funding opportunity exclusively for Minnesota educators and librarians. Named in honor of The Star of the North Picture Book Award, which recognizes a picture book of merit selected by Minnesota schoolchildren, the grant required applicants to submit an original lesson plan. This lesson plan was to demonstrate an innovative method of using a specific picture book for students in any grade level, from pre-kindergarten through 12th grade. Many quality lesson plans were received by the Oct. 23 deadline. After all identifying information was removed from each submission, a panel of experienced teachers and librarians reviewed the lesson plans. Bauer’s lesson plan focused on the book “Under the Quilt of Night.” The lesson guides students through the workings of the Underground Railroad and its importance to slaves in the years leading up to the Civil War. Bauer’s plans for the grant money include exploring picture books that relate to values. “My goal is to choose 10 of these values and develop an annotated bibliography as a resource for myself and other teachers that can be used for character education, as well as academic subjects such as social studies and language arts,” said Bauer in her application. “I plan to share these books by conducting workshops in my school district and at professional conferences.” To request a copy of Patricia Bauer’s winning lesson plan or to be notified of future Mackin events and contests, contact Mackin’s customer service team at 1-800-245-9540.

Business Briefs Minnesota chamber totalk about 2003 session priorities 2013 Session Priorities is the topice of a Minnesota Chamber reception and dinner from 3-9 p.m. Jan. 9. This event has a typical sell out crowd of over 1,500 business leaders, elected officials, association representatives and

local chambers of commerce. A traditional program features the legislative leadership providing their views on the top priorities for the upcoming session. The governor is invited to present the administration’s priorities for the upcoming year and the Minnesota Chamber’s policy agenda on key business issues are introduced. More information is at www.burnsvillechamber.com. Burnsville chamber of commerce to have luncheon The Burnsville Chamber of Commerce will have its 2013 Annual Membership Luncheon from 11:30 a.m. to 1 p.m. Jan. 24, at Best Western Premier Nicollet Inn, 14201 Nicollet Avenue Burnsville. The event will include recognition of the 2012 Business Person of the Year, Ambassador of the Year, Volunteer of the Year and the 2012 Top Gun award winner. The cost is $20 to attend. Contact Maranda at (952) 898-5642 or by email at maranda@burnsvillechamber.com. The 2012 Business Person of the Year, Mark Meier from Force America Inc. He is being recognized for his activity as a chamber member and member of the Burnsville community. Blue Cross and blue shield of minnesota honored American Well announced that Eagan-based Blue Cross and Blue Shield of Minnesota received the 2012 Institute for HealthCare Consumerism 2012 award. These awards are given each year to innovators in healthcare and benefit management. Blue Cross received the “Most Innovative Employee Communications/Education Plan Award” from the IHC for being an employer who designed and implemented tools for their employees that exceeded plan participation. Blue Cross was acknowledged by the Institute for HealthCare Consumerism for successful implementation of its Online Care Anywhere Telehealth service, powered by American Well. Online Care Anywhere offers an immediate connection to licensed doctors to answer questions, provide treatment, provide diagnoses, and electronically write prescriptions, if appropriate. Blue Cross was first health plan in the continental United States to offer Online Care. At the onset it chose to offer unlimited Online Care Anywherevisits to its employees and their family members free of charge. Blue Cross pioneered the concept of “Virtual Online Care Rooms” — private, secure locations where employees can consult with a doctor without leaving the office. The consultation rooms, similar to on-site employee health clinics, but with significantly less overhead, are located throughout the Blue Cross campus.

Business Briefs Women’s conference is Thursday, March 14 The Dakota County Regional Chamber of Commerce will be hosting the third annual WomEn’s Conference from noon to 5 p.m. Thursday, March 14, at Lost Spur Golf and Event Center, 2750 Sibley Memorial Highway, Eagan. With nationally recognized keynote speakers and break-out sessions of prominent local businesswomen, the WomEn’s conference is billed as being Energizing, Educational and Empowering. The event features a light lunch and refreshments during the afternoon, a marketplace full of products and services to enhance personal and professional lives. Following the conference, there will be a wine and appetizer reception, featuring a message from the event’s nonprofit partner. Early Bird registration is $129 per person or regular registration is $149. Corporate tables of eight available for a discounted price. The event is expected to be attended by approximately 250 influential business women from various companies throughout the metro area. Sponsorships are available to expand a business’s network, enhance visibility and develop new relationships. The chamber also accepts tax deductible donations for this educational program through the DCR Chamber Charitable Foundation. To register or to find out about sponsorship opportunities, go online to www.dcrchamber.com. Vail resorts closes on acquisition of afton alps

sports markets in the Midwest with more than 468,000 active skiers and snowboarders in the nearby Minneapolis-St. Paul and Detroit metropolitan areas. Vail Resorts plans to upgrade and enhance the guest experience at each ski area and create opportunities to connect guests from each of these ski areas to its seven world-class resorts in Colorado and Lake Tahoe through season pass and other lift ticket products. Vail Resorts is planning season pass products for Afton Alps beginning in March 2013. Afton Alps season pass holders will immediately receive a 25-percent discount off of the window rate on lift tickets at Vail, Beaver Creek, Breckenridge, Keystone, Heavenly, Northstar and Kirkwood this season. More information is at www.aftonalpsisepic.com. City of Rosemount names employee of the year Recreation supervisor Lisa Maurer has been named the city of Rosemount’s 2012 Employee of the Year for her service to the organization and the community it serves. “Lisa consistently provides high quality programs, creates valuable collaborations, and is a vital resource to the community,” said Rosemount Parks and Recreation Director Dan Schultz. “She is an extremely focused person and works very efficiently. Lisa’s strong work ethic and willingness to overcome the challenges are just some of the attributes that make her an excellent employee.” Maurer was among five employees nominated for the recognition by colleagues. Her selection for the top honor was made by the city’s management team, led by City Administrator Dwight Johnson.

Vail Resorts Inc. announced on Dec. 18 that it has closed on its acquisition of two ski areas in the Midwest, Afton Alps north of Hastings and Mount Brighton in Michigan, for total cash consideration of $20 million. Both ski areas serve major snow

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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December 27, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Surprising, encouraging Minnesota results on international math/science tests by Joe Nathan

Dakota County Tribune

How about a Christmas/Hanukkah/ Kwanza compliment for Minnesota’s eighth-grade students’ knowledge of math and science? Recently released results of an international study in those fields had encouraging news for Minnesota and a surprise. Here’s a summary, followed by what the results may mean. Let’s begin with the surprise. Over the last few years, Finland has been cited as a model, based on international tests results released several years ago. Finland was first in the world, without using any state or national testing. Finland didn’t score first on any of the four just released mathematics and science tests. It was in the top 10, but in the top five on only one of the assessments. And here’s the compliment: Minnesota’s eighth-grade students did considerably better than Finnish counterparts in math, and slightly better in science. Minnesota eighth-graders rank in the top 10 among the 63 countries and 14 “other entities” that participated. (Not enough Minnesota fourth-graders were tested separately to show how they compared to others). Massachusetts eighthgraders also ranked ahead of their counterparts in Finland and Minnesota.

Tribune Columnist Joe Nathan

In math, eighth-grade Minnesota students were seventh (after several Asian countries and Massachusetts). Finland ranked 10th, including both countries and the states. Minnesota eighth-grade students improved from a score of 518 in 1995 to 545 in 2011. Finnish eighthgraders dropped from 520 in 1995 to 514 in 2011. In science, eighth-grade Minnesota students ranked sixth, one point ahead of Finland. The report was administered by Trends in International Mathematics and Science Study, based in Boston. It’s available at http://timssandpirls.bc.edu/ timss2011/. Along with the 63 countries, the “other entities” including among others, are the states of Alabama, California, Colorado, Connecticut, Florida, Indiana, Massachusetts, Minnesota, North Carolina and Canadian provinces. Each had a “representative sample” of students in the study. The research began in 1995. The latest results come from tests taken in 2011.

The top performers were in almost every case, Singapore, Korea, Chinese Taipei, Japan, Korea and Hong Kong, all countries or regions with strong assessment programs. As the report noted in describing math results “At the eighth grade, clearly the East Asian countries, particularly Chinese Taipei, Singapore, Hong Kong and Korea, are pulling away from the rest of the world by a considerable margin.” Among the participating nations, the United States ranked 11th in fourthgrade math, ninth in eighth-grade math, seventh in fourth-grade science and 10th in eighth-grade science (not including the “other entities”). What’s happened in Minnesota over the last decade that can help explain these results? First, give credit to teachers, students and the Minnesota Department of Education, Minnesota Business Partnership, Minnesota Chamber of Commerce, Minnesota High Tech Council, Minnesota Office of Higher Education and a group called “SciMath Minnesota.” “These groups worked together to host teacher workshops all over Minnesota,” said former Minnesota Commissioner of Education Alice Seagren. “Several of these groups also did career workshops for students and/or created materials to help promote the value of math and sci-

ence. Many teachers told us these were the most valuable workshops they had attended in years.” Part of Minnesota’s economy depends on companies that need people well trained in these areas. As we made decisions about the environment, it helps to have more people who understand scientific principles. The new reports also cite the value of strong early childhood education, and family involvement; around the world, students who had both scored higher than those who didn’t. As legislators establish priorities in 2013, I hope they consider this report. Among other things, we should modify testing, but not eliminate it. Expanding high quality early childhood programs also should be a priority. Thirty-three year Minnesota Educator Mike Lindstrom, formerly with the Anoka-Hennepin district and formerly director of SciMath Minnesota thinks new, higher state standards helped. He agreed with Seagren’s wise conclusion: “Give educators and key partners credit for what has been accomplished. But recognize there’s much more that can and should be done.” Joe Nathan directs the Center for School Change. Reactions welcome at joe@centerforschoolchange.org. Columns reflect the opinion of the author.

We don’t like ‘bad news’ any more than readers – or maybe not as much by Larry Werner

Dakota County Tribune

A few weeks ago, I was having lunch in downtown Little Falls with Tom West, editor and general manager of the Morrison County Record, and Terry Lehrke, the newspaper’s news editor. We were discussing the gruesome case of Byron David Smith, who has been charged with seconddegree murder for shooting and killing two local teenagers who had broken into his house. Tom and Terry talked about how difficult it is to deal with stories about a local man killing local kids in a way that has been described by authorities and other media as “executions.” After shooting Haile Kifer and Nick Brady on Thanksgiving Day, Smith told police he finished them off with shots to their heads. If you’ve been to Little Falls, you know it doesn’t seem like the kind of place such newspaper stories happen. The coverage of the Smith case was followed on the Dec. 16 front page of the Record with this headline: “Morrison County Attorney’s office dealing with unprecedented number of murder cases.” In Little Falls? Yes, and as I read through the other newspapers ECM publishes throughout the suburbs and Greater Minnesota, I see similar disturbing headlines: “Man guilty of plot to murder county attorney,” reads a headline in Sun Thisweek by Tad Johnson. “Man wanted on warrants flees police, but is arrested, charged” — a story by Peter Bodley in ABC Newspapers in Anoka County. On the front page of the Elk River Star News, Jim Boyle has a story about “Two suspects jailed in Rush Avenue fire.”

Tribune Columnist Larry Werner

These aren’t your grandfather’s suburbs and small towns, it seems. The crime we used to associate with the core cities of Minneapolis and St. Paul has turned our community editors into cops and courts reporters. And it’s a big adjustment. Is this what we should be spending our time and newsprint doing? Anyone who has been in the news business for any time at all has heard this complaint: All you focus on is the bad news. That wasn’t true for the dailies I’ve worked for, and when you see how little space we devote to crime in our weekly papers, it’s clear that most of what we publish has to do with the good news of civic life – charity fundraisers, holiday festivals, local heroes. For example, below the story about record murders in Morrison County is a photo of three law-enforcement officers and this headline: “Morrison County deputies honored for lifesaving work.” I could point out similar “good-news stories” from our papers in Burnsville, Coon Rapids and Elk River. So why do people think we are obsessed with bad news? It’s what readers notice. I’ve always felt that we in the media get a bad rap for supposedly focusing on bad news. I can assure you that we don’t enjoy writing about larceny, violent deaths and other crime. And the space we devote to such stories, even though crime is increas-

ing in our suburbs and small towns, is a fraction of the space we devote to covering the good news of community events and the neutral news about city councils and school boards. Given that imbalance, I found it interesting to look at statistics compiled by Cory Hendrickson, ECM’s director of new media. He gave me a report on the top-viewed stories for 2012 on our 20 local news websites. He rated those stories based on pageviews – one page clicked by a website reader is a pageview. Cory’s survey showed that after the big story in Little Falls, pageviews jumped dramatically – more than 200 percent from the week before the break-in and shootings to the week of the incident on mcrecord. com. During 2012, seven of the top 10 stories on sunthisweek.com were about crime and courts. At abcnewspapers.com, six of the top 10 viewed stories were about crime, courts and crashes. And Elk River readers showed similar high interest in stories about the bad things happening there – seven of the top 10 stories were about such matters as auto accidents and arrests. Within the news operations of ECM, we’ve been talking about crime coverage. We can’t ignore the bad things happening in the communities we serve with 51 newspapers and 20 websites. And based on Cory’s report on pageviews, it seems our readers want to know about such matters. I’d be interested in what readers think about news of crime and courts. Larry Werner is director of news for ECM Publishers. His email is larry.werner@ ecm-inc.com. Columns reflect the opinion of the author.

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Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 27, 2012

Burnsville honors Ames Construction

Giant company still headquartered in Burnsville

by John Gessner

DAKOTA COUNTY TRIBUNE

Photo by Tony Nelson, Mall of America

Nicholas David Mrozinski greets the legions of fans who showed up that the Mall of America in Bloomington this month to see him perform. Voice from Page 1A

– Eagan’s annual review show. “I just remember his fellow students gathering as large groups off the side of the stage to watch him perform every show,” said Albaugh, Rosemount High School’s choir teacher. “He was a huge hit with the students, as well as the crowd. “I thought at that age – as a high school student – that he showed a great deal of musical promise. He was already very musical and open to creative suggestions.” His talent and his personality captured the show’s scouts at an audition earlier this year in Chicago. Nicholas drove his family to the Windy City for the open call for singers and his version of “Stand By Me,” made such an impression on one of the show’s coaches, Cee Lo Green, that he was selected for Team Cee Lo. Nicholas advanced to the final three among 64 contestants. Although he didn’t nab the show’s top prize – a recording contract – Nicholas has the keys to a new car and visibility that’s second to none. While he’s recorded five CDs and performed countless gigs around the Twin Cities, it is possible that a record company could sign Nicholas to a recording contract based on his loyal following, many of whom chimed in that he should have been the winner. “I am not surprised as to his success,” Albaugh said. “He was very humble

throughout the entire process and I believe America responds well to those that place the power and love of music ahead of the love of themselves. … I certainly cannot take credit for where he is, but I am thrilled that he did so well on the show. A tribute to personal perseverance and a love of family and faith.” “I think that ‘The Voice’ is a compelling show because the contestants are treated with respect by the coaches and encouraged through positive feedback and, there is some strong bonding that takes place between the contestants that is wholesome to see,” Joseph said.

Roots

While the St. Joseph talent show helped spur Nicholas’s interest in music, another source is the accordion playing of his grandfather at St. Joseph spaghetti suppers, according to his family, which moved to Eagan when he was a child. Nicholas, a 32-year-old St. Paul resident, said his grandparents were a great source of musical inspiration. He said in a documentary on his website that it was their encouragement to “never stop playing the piano” when he was 9 years old that kept him going. His parents, Jennifer and David, gave Nicholas a lot of options as a child and he gravitated to the piano and then voice lessons. They said after his first lesson, it was apparent that there was something special. He describes The Feelin’

toward music as being able to pour himself into it and have it be genuine. He looks for inspiration in stories and melodies that are already there as it sometimes comes in multiple tunes or just words. His band mates say Nicholas is able to speak to people in different ways through his singing with so much soul and they don’t know what Nicholas would do if music what wasn’t part of his life. His early teachers say he probably would have turned to art. “Nick also had a real gift to draw,” Joseph said. Nicholas competed each year in the “Keep Christ in Christmas” poster contest at St. Joseph and at least one year received a top award. “Because his artwork was very impressive, I asked him to design the cover for our annual Christmas program bulletins,” Mansour said. “His work was very tasteful and he did not disappoint.” The Mrozinskis had an extensive attachment to the school in the ’80s and ’90s as they attended the church that confirmed Nicholas. Nicholas’s father Dave served on the School Committee, and two of his younger siblings – Matt and Natalie – are St. Joseph graduates. More about Mrozinski is at www.thefeelin.com. Tad Johnson can be reached at tad.johnson@ecm-inc. com or facebook.com/sunthisweek.

Working on projects from gravel roads in Burnsville to the Denver International Airport, Ames Construction has vaulted to national prominence over the last half century. Today Ames has offices in five states. But the family-owned civil and industrial general contracting firm has maintained its Burnsville headquarters from the beginning. In honor of the company’s 50th anniversary, Mayor Elizabeth Kautz declared Dec. 17 through 24 Ames Construction Week in Burnsville. Company founder and President Richard Ames and his brothers Raymond (“Butch”) and Ron, also company executives, attended the Dec. 18 City Council meeting, at which Kautz read a proclamation honoring the company. The silver-haired founder recalled when Burnsville’s Nicollet Avenue was a gravel road with a single farm on it and a filling station at Highway 13. “I think Ames built

Nicollet Avenue three times,” Richard said. The former laborer for the Volden Highway Construction Co. launched his own business, then called Richard J. Ames Excavating, in 1962. He purchased and renovated a Caterpillar D8 tractor.

Twin Cities. But the company’s vast portfolio has included projects such as the Denver airport, the Intermountain Power Plant in Utah and the High Savery Dam in Wyoming, the proclamation noted. The company has annual sales of about $800 million. The company and the Ames family have been generous benefactors in Burnsville and Lakeville. They donated the sculpture that sits at the corner of Burnsville Parkway and Pleasant Avenue and “made very significant contributions to the construction of the Burnsville Performing Arts Center,” the proclamation said. Their “generosity has been extended to numerous other civic groups for many years, including Rotary and other service organizations,” it said. Ames has published a book about its 50-year history.

Brother Raymond signed on in 1963, and the company changed its name to Ames Construction Inc. The headquarters is still south of County Road 42 at 2000 Ames Drive. The company has been an “expert and reliable” builder of infrastructure in Burnsville and plowed snow in the city for many years, the proclamation said. Ames still works close to home. It recently won the bid to rebuild the Highway 13/County Road 5 interchange in Burnsville. The much-anticipated project will begin in the spring and take two seasons to complete. Ames projects also include the Crosstown/Inter- John Gessner can be reached state 35W interchange and at john.gessner@ecm-inc.com the Central Corridor Light or facebook.com/sunthisweek. Rail Project, both in the

City seeks grant for parking project Officials want to expand Heart of City deck

by John Gessner

DAKOTA COUNTY TRIBUNE

Citing increased demand, Burnsville officials are seeking to expand the Heart of the City parking deck adjacent to the city’s Performing Arts Center. The City Council voted Dec. 18 to apply for a $250,000 project grant from the Dakota County Community Development Agency. The Redevelopment In-

centive Grant would require the city to put up at least $500,000 of its own money. The cost of the 40-stall expansion is estimated at $1.3 million. The deck was built to allow expansion on the west side, according to the city. A hotel proposal, increased attendance at arts center events and increased leasing of space in the Heart of the City are driving the need for the added spaces,

said a city staff report. The city is negotiating with a hotel developer to sell city-owned land north of the arts center. The city would use landsale proceeds and tax-increment financing funds to provide the two-to-one match for the county grant, the report said. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Commuters have new transit station Site opens across from Rosemount City Hall

by Tad Johnson

DAKOTA COUNTY TRIBUNE

Options for Rosemount commuters going to and from Minneapolis and St. Paul each day quietly have increased in recent years, but a visual recognition of the changes officially opened this month. The 102-parking stall Rosemount Transit Station opened Dec. 10 across the street from City Hall and had a grand opening ceremony Tuesday. For the past few years, commuters have trekked to the Rosemount Community Center to ride Minnesota Valley Transit Author-

ity Routes 476R and 478. Those routes will run out of the new station with three peak-period morning trips to downtown Minneapolis and four peak-period afternoon trips from downtown Minneapolis. MVTA says plans are in place to expand the service to Minneapolis and to St. Paul with a federal Congestion Mitigation Air Quality grant. Flex Route 420, which runs to the 157th Street Station on Pilot Knob Road and the Apple Valley Transit Station, will also begin and end at the 15540 Burnley Ave. location.

To complete the project that started in September, MVTA partnered with the Minnesota Department of Transportation, the city of Rosemount, the Dakota County CDA and the Metropolitan Council. MVTA is the public transportation provider for the businesses and residents of Apple Valley, Burnsville, Eagan, Rosemount and Savage, and provides service to the Lakeville Cedar Park & Ride. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

December 27, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

State Electoral College includes Burnsville woman Elector Buckner marched on Washington in ’63

by John Gessner

DAKOTA COUNTY TRIBUNE

Lucy Buckner has come full circle, as she likes to say — from the March on Washington in 1963 to the Minnesota Capitol rotunda in 2012. The Burnsville resident, who marched as a teenager nearly 40 years ago, was one of 10 presidential electors assembled at the Capitol on Dec. 17 to cast Minnesota’s ballots in the Electoral College. The electors, all DFLers who ran for their posts and were selected through their party’s convention system, each cast public ballots for Barack Obama as president and Joe Biden as vice president. It was a chance to make history and to do something different in politics after decades of Democratic activism, said Buckner, 67. She was an Obama delegate at both of his winning Democratic National Conventions. The thrill isn’t gone for Buckner as Obama approaches inauguration to a second term. “Oh, my goodness, I’m still filled with that,” Buckner said hours after returning from the Electoral College ceremony. “And I’m still 110 percent supportive of President Obama.” Raised in Akron, Ohio, Buckner was just out of high school when she and a friend drove to D.C. for the historic March on Washington for Jobs and Freedom. “It was during the days of the Afro hairstyle, and I wore a wig,” Buckner recalled,

Photo by Howard Lestrud

Minnesota Electoral College electors Lucy Buckner, left, of Burnsville, and Jettie Ann Hill of Minneapolis sign documents in officially casting their votes for Barack Obama as president and Joe Biden as vice president. The ceremony took place Monday, Dec. 17, at the state Capitol. laughing at the memory. “And that was not the place to wear a wig — not during those days and not at a civil rights event.” Buckner went on to work for the Ohio Bell Telephone Co. and later Xerox Corp.,

where she was the first African-American woman customer representative for the Akron-Cleveland territory and served on a board to recruit minority employees. Buckner also broke racial and gender

ground, she said, when she founded a hardwood pallet company in Atlanta, Ga. She was a delegate to the 1980 Democratic National Convention. “I was campaigning for Walter Mondale and President Carter and Walter Mondale had been to my home in Ohio,” Buckner said. “I took him through my neighborhood.” While living in Atlanta, she witnessed the 1986 Democratic congressional nomination battle between civil rights heroes Julian Bond and Rep. John Lewis. “Congressman Lewis got in,” Buckner said. “He and I were very close because we went to the same church. That kept me in the political arena when I moved to Georgia.” Buckner came to Minnesota in 2005 and to Burnsville in 2011. She serves as affirmative action officer for the 2nd Congressional District DFL Party organization. Her loyalty to Obama is unbowed. Even among the DFL electors, there was a little second-guessing of the president during a pre-vote meeting on Dec. 17, Buckner said. “Don’t just stand here and say what he hasn’t done,” she said. “He didn’t make those kinds of promises. He said he would do his best.” Charlie Thomas of Lakeville was an alternate elector. John Gessner can be reached at john.gessner@ ecm-inc.com or facebook.com/sunthisweek.

With great power, comes great responsibility DFL Party chairman says politicians understand the stakes

by Howard Lestrud

dakota County Tribune

With the results of the Nov. 6 election in the history books, the Minnesota DFL is at the apex of political power and never been more powerful at a political level, says state DFL Party Chairman Ken Martin of Eagan. Martin, who is finishing his first term as party chair and says he plans to run for re-election next February, explains the DFL political power hold by pointing to the fact that DFLers control seven of 10 federal offices, control all state constitutional offices, including the governorship, and have control of both chambers of the Legislature. Minnesota was the only state in the nation to flip both chambers during the last election, Martin says. The control of both bodies of the Legislature and of the governor’s chair marks the first time this has happened in 22 years. The DFL Party has rebounded from one of the worst elections in some time in 2010, losing the 38-year majority in the state Senate and losing the

veto-proof House. “To come back two years later and sweep everything is pretty profound,” Martin said. A number of things resulted in the party turnaround, Martin believes. “A good organization, money, and, first and foremost, we had good candidates,” Martin said. “And importantly we had issues where voters sent a message. Voters were sick and tired of partisanship, the shutdown, lack of action and gridlock. They wanted to see elected officials put voters’ interests ahead of their own.” Using a style he learned from one of his political heroes, former college professor and U.S. Sen. Paul Wellstone, Martin said: “Voters said let’s grow up, stop finger pointing, forget about placing blame and come up with solutions to problems people have.” He said Republicans did not learn that you cannot push a narrow, rigid ideology at the state Legislature. “The focus must be on why people sent you there,” he said. He said Republicans

did not do this and paid the price. “I hope DFLers have learned that lesson, too, and will be open to working with the other side to find compromise and to find solutions,” Martin said. The two proposed constitutional amendments, regarding same-sex marriage and requiring a photo ID for voting, definitely had an effect on the election but were not a driving factor in whom people voted for, Martin said. The amendments “gave our base a shot in the arm and served as an issue to rally around,” he said. The amendments galvanized the DFL base “like no other candidate could have.” Martin credits President Barack Obama and U.S. Sen. Amy Klobuchar for running strong campaigns in Minnesota and bringing helpful coattails to assist in the overall DFL victory. Prior to the election, Martin said he was confident the DFL would win the state Senate and thought there was an “excellent chance” to win the House.

He thought the marriage amendment, which would have made same-sex marriage unconstitutional, would be defeated and thought the voter ID balloting would be close. Winning back the 8th Congressional District was also big. “We also almost won the Sixth,” he said. Republican incumbent Michele Bachmann was challenged by DFLer Jim Graves who lost by 4,000 votes. Since the election of 2010, Martin believes the DFL succeeded in making the party processes much more inclusive. The party looked at ways of improving representation in communities previously under represented and also worked to put more people in leadership positions. Fifty at-large positions were created in the DFL party leadership. More diversity was emphasized. The DFL campaign was a big-tent campaign appealing to a broad electorate, Martin said. He says the “real problem” for Republicans was their platform and messages that appealed to only a small segment of the population.

“That is real dangerous for a political party if you don’t have a big-tent process,” he said. He mentions DFL support from the GLBT community and minorities being necessary. Republicans appealed only to older, white voters, Martin says. Martin is proud of the party wiping out a $725,000 debt. “We spent $14 million on the last election cycle,” he said. “The Republicans didn’t come close to doing that.” Republicans are betting that Democrats could overreach with control of the governor’s office and both chambers of the Legislature. “I’m not concerned about that,” Martin said. “We have to look for incremental change and change that makes sense. We must focus on issues people sent us to the Legislature. We cannot under perform. People did not send us to sit on our hands to do nothing. They want us to invest in our communities, our schools, our roads and to create jobs in the state.” Martin said a DFL priority is fixing the struc-

tural deficit of $1.1 billion over the next two years. It is more like $2 billion with inflation, he says. “We must find a way to solve the deficit, need a balanced approach in spending cuts and revenue and must figure out how we repay our schools.” Martin says Republicans took $3 million of school money over the last biennium. Creating jobs is another major goal of the DFL, the party chair said. There are other things, too, he says. For example, there must be a focus on property tax control, Martin believes. He says the Legislature must stop passing the buck to local governments. Asked if the DFL should aggressively pursue same-sex marriage legislation during the 2013 session, Martin says he believes the DFL should “definitely try to find a way to get marriage equality in this state.” He insists that fixing the structural deficit should come first. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 27, 2012

Veto override may not be needed It will take a coalition to raise a transportation tax by T.W. Budig

Dakota County Tribune

To nudge a gas tax hike or other transportation tax increases through the Legislature is going to take a coalition, Capitol insiders believe. Some question whether such a coalition currently exists, but recent transportation finance reports have raised hope among funding advocates. “I think we see this year as different,” said Executive Director Margaret Donahoe of the Minnesota Transportation Alliance, a century-old group of business, labor, and government transportation advocates. Donahoe points to the creation of a state transportation finance advisory group by Democratic Gov. Mark Dayton, which recently released a report suggesting vehicle tab fees, the gas tax, and other transportation taxes be considered for increases. Donahoe cites a recent report by the Itasca Project, a business CEO-driven group, which claims that speedily completing the regional transit system at a cost of $5 billion could produce direct benefits ranging from $11 billion to $16 billion over 20 years. “All of these things are sort of coming together,” Donahoe said. Minnesota Trucking Association President John Hausladen said association board members support a “reasonable increase” in the state fuel tax if the increase provides tangible benefits to the trucking industry. The association board, Hausladen said, has not determined the exact amount of the increase it might support. Members are not eager to be first in line when it comes to absorbing new taxes, Hausladen explained, but they know funding discussions will be taking place this coming session. “We want to be part of that,” Hausladen said. The association, with some 720 members, “strongly” opposes the use of toll roads or a mileage tax in raising transportation revenues. In polling conducted within the association, the interstate system in Minnesota was considered adequate. Close to a third of the members deemed county and city roads below average, Hausladen said. The Minnesota Chamber of Commerce, which like the Trucking Association has

supported gas tax increases in the past, is not supporting taxes now. “The chamber’s current fiscal policy supports revenue neutrality,” Kate Johansen, health and transportation policy manager for the chamber, said in an email. “Within that principle, the chamber’s transportation position has been to maximize existing state resources to give Minnesotans the greatest value for their transportation dollars.” The chamber supports innovative public-private partnerships, she noted. It will continue to focus on “increased value” as an important tool in improving infrastructure this session, Johansen said. Rep. Jim Abeler, R-Anoka – one of six Republicans who broke ranks to vote to override Republican Gov. Tim Pawlenty’s veto of a transportation finance bill four years ago – senses the fervor of those days is lacking. “They’d have to do a lot of selling on it,” Abeler said of getting transportation tax increases through the Legislature. “The momentum is not there yet.” Hennepin County Board Chairman Mike Opat said it’s not enough that transportation advocates rally around proposed transportation tax increases. Other groups need to back them, too. The Hennepin County Board, other than an “enduring” desire to see Southwest LRT and the Bottineau Transitway funded, has not taken a stance on transportation tax increases, Opat said. Opat indicated support for a gas tax increase. “I think long term, the gas tax is too low in Minnesota,” he said. Anoka County Commissioner Andy Westerberg views state government facing a spending problem, not a revenue, problem. Roads projects are expensive, he noted. Some state leaders have been coy in discussing transportation tax increases. But Dayton has been direct, coming out against a gas tax increase and citing the findings of the transportation finance advisory group as evidence of a growing problem. “I think they (the task force) laid it out,” Dayton said. “If we continue where we are now — that level of effort — we’re going to have continued deterioration, more congestion, longer drive times, worse roads. And

that’s not a pleasant prospect. “But no one can say now that we’re not forewarned.” Senate Majority Leaderdesignate Tom Bakk, DFLCook, when asked about lawmakers passing additional transportation funding beyond bonding, indicated things were up in the air. “I don’t have a clue at this point,” he said. “I know there are a lot of unmet needs in our transportation infrastructure.” House Speaker-designate Paul Thissen, DFL-Minneapolis, agreed. “We didn’t get into this situation in being behind on transportation funding in a year or two years or even a decade,” Thissen said. “It’s been a long time coming. And it’s not going to be fixed in a year or two years.” The Minnesota Department of Transportation has identified billions in unmet transportation needs over upcoming decades. Bakk counselled all funding advocates to show restraint. House Transportation Policy Committee Chairman Ron Erhardt, DFL-Edina, indicated there was no doubt in his mind transportation needs more money. Erhardt, one of the Override Six who later changed political parties, spoke of funding Southwest Light Rail to leverage federal dollars. With more fuel efficient vehicles, gas tax revenues, if not flat, are faltering, he noted. Replacing the gas tax with a mileage tax is likely years away, Erhardt said. Gas tax history In the 1920s, a 2 cent per gallon gas tax was established in Minnesota to help pay for the growing road system, a state revenue history noted. Currently, the state gas tax is about 28 cents a gallon — the federal gas tax 18 cents a gallon and it hasn’t been raised in almost 20 years. In 2011, state fuel taxes raised about $849 million. Every penny the gas tax is increased yields an additional $31 million a year. The Tax Foundation ranks the state gas tax 19th among the 50 states. Almost 5 million vehicles were registered in Minnesota last year. MnDOT oversees about 12,000 miles of state roads. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

Photo by T.W. Budig

Sen. John Marty, DFL-Roseville, will be carrying same-sex marriage legislation this coming legislative session. The session begins Jan. 8 at noon.

Marriage debate continues Same-sex marriage supporters to move quickly on bill by T.W. Budig

Dakota County Tribune

Supporters of legalizing same-sex marriage hope to speedily pass legislation in the first weeks of the upcoming legislative session. They hope to send a bill to Democratic Gov. Mark Dayton’s desk prior to the release of February budget forecast. “This kind of closes the loop of the election,” said Rep. Alice Hausman, DFLSt. Paul, who looks to carry same-sex marriage legislation in the House. Hausman, like Sen. John Marty, DFLRoseville, who plans to carry a same-sex marriage bill in the Senate, points to the failure of the Republican-sponsored marriage amendment last election as evidence of the state reaching a consensus on samesex marriage. A conversation has taken place, they argue. “To me, I think the time has come,” said Marty, who has sponsored same-sex marriage bills in the past. Hausman and Marty argue passage of same-sex marriage legislation needn’t be time consuming nor distract from the mission of setting the state budget. Marty speaks of a two-hour debate in the Senate Judiciary Committee and an up or down vote. Hausman is a bit more cautious, saying the number of committees a same-sex marriage bill might need to clear in the House depends on its legal implications and the desire of House leadership. She also looks to passing a bill before the final state budget numbers come out in the forecast. Democrats control the Legislature. Dayton has long indicated his support for same-sex marriage, ceremonially vetoing the proposed marriage amendment when passed by the Republican-controlled Legislature last session. If lawmakers take their cue from voters in their districts, passage of the samesex marriage legislation will be bipartisan, Hausman argues. That’s because the amendment failed in about 20 districts that elected Republican House members, she said. “It’s bipartisan,” she said of the perceived support. Marty and Hausman stress passage of same-sex marriage legislation — Marty speaks of gender-neutral marriage law — would not require churches to marry same-

sex couples. “No church will be forced to marry (same-sex couples) if they don’t want to,” Marty said. Because the Catholic Church, for instance, might debate same-sex marriage for decades, that shouldn’t prevent the state from taking action now, Marty said. Marty’s and Hausman’s views do not perfectly fit those expressed by DFL legislative leaders. Senate Majority Leader-designate Tom Bakk, DFL-Cook, anticipates that samesex marriage legislation will be introduced. “But I think the more pressing thing probably this session is the budget,” Bakk said. “I still think we need to have a pretty significant conversation around the state on that (same-sex marriage) subject.” House Minority Leader Kurt Daudt, R-Crown, said his caucus hadn’t yet discussed anticipated same-sex marriage bills. By bringing the issue up, Democrats are contradicting themselves, Daudt argued. “What the DFL’s message (in the election) was, is that we shouldn’t be focused on divisive social issues,” he said. Rather, lawmakers should focus on budgetary matters. “It’s interesting how roles have switched,” Daudt said. House Republicans thought long and hard about proposing the marriage amendment, Daudt explained. And they will debate the issue seriously again, he said. “These are complex issues that affect people’s lives,” Daudt said. “I don’t think anybody takes them lightly on either side of the aisle.” Although not specifically speaking on same-sex marriage, Senate Minority Leader David Hann, R-Eden Prairie, recently indicated that he did not support extending state employee benefits to same-sex partners. About 1.4 million Minnesotans voted “Yes” on the marriage amendment defining marriage as between man and woman, with about 1.5 million voting “No.” About 40,000 voters left the amendment ballot question blank, an omission or decision that automatically translated into a “No” vote. The marriage amendment failed in Dakota County. T.W. Budig can be reached at tim.budig@ ecm-inc.com or facebook.com/sunthisweek.

December 27, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Eagan residents give city, community high marks

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Survey shows most residents are highly satisfied with city government, services, but have concerns about taxes, want more retail options by Jessica Harper

DAKOTA COUNTY TRIBUNE

Money Magazine isn’t alone in believing Eagan is among the nation’s best places to live. A recent survey shows Eagan residents believe it too, as its resident satisfaction rate places Eagan second among metro cities surveyed by Decision Resources. A 2012 survey released on Dec. 18 shows that Eagan residents are highly satisfied with most aspects of the community including quality of life, local government and city services. “We made sure to be in line with recent census data when representing the population,” said Bill Morris, president of Decision Resources, an independent marketing and research firm that conducts the biennial survey. The results placed Eagan second in the metro in terms

of satisfaction among residents. Edina ranks first in satisfaction. City officials use the survey, which has a margin of plus or minus 5 percent, as a performance review for the City Council and a guide for the city’s annual budget, said Tom Hedges, Eagan city administrator. Of the 400 households polled, 97 percent of Eagan residents said they believe the city has a high quality of life. Of those who gave a high rating, 54 percent described Eagan’s quality of life as excellent, which is a 7.4-point increase from 2008, Morris said. Residents’ opinion on quality of life in Eagan has fluctuated over the past 10 years but has consistently remained high, he said. Eagan’s elected officials and employees received high marks from residents.

High approval for council

Of those polled, 93 percent said they believe the city is headed in the right direction, while 5 percent said the city if off track. Not only are Eagan residents highly satisfied with their local government, but they also are more informed than most in the metro, according to the survey. Of those polled, 57 percent of Eagan residents said they believe they are informed about city government, which is 29 points higher than the metro average of 28 percent. Of those who say they are informed, 95 percent approve of the Eagan City Council. The survey found even higher satisfaction with city employees. More than 80 percent of residents said they are satisfied with city services.

Eagan’s police and fire departments received the highest grades of 96 and 97 percent satisfaction, respectively. As a result, Eagan departments have among the highest rates of satisfaction in the metro, Morris said. “What a positive affirmation of the professionalism that Tom (Hedges) and staff bring to the city and its citizens,” Mayor Mike Maguire said. Eagan residents have expressed satisfaction with their community in each survey since it was first conducted in the 1990s, Morris said. Some Eagan residents (17 percent) said they believe the city doesn’t have any challenges to address. This is a 4 point increase from 2008. Eagan’s percentage of optimists is higher than the Twin

Cities’ average of 6 percent. “These are people who will follow you through thick or thin,” Morris said. Most residents noted a few challenges they believe the city needs to face. Of the issues listed, traffic, growth and taxes were among residents’ highest concerns. Taxes has fallen down the list from 20 percent of residents raising the issue in 2008 to 10 percent in 2012. Thirty-five percent of residents cited the city’s greatest challenges as keeping property taxes low but responsible. This has been a consistent view among residents since 2005, Morris said. Although residents expressed concern about Eagan taxes, 49 percent said they would accept a property tax increase to maintain city services. More than half of residents

surveyed said they would be willing to pay more in property taxes if it would help support new development. A larger portion of residents (67 percent) said they support financial incentives to spur development in the city. Commercial and residential development continues to be important to Eagan residents, most of whom (81 percent) said they believe the city should be involved in development efforts. When asked what amenities are needed, 44 percent of residents said clothing stores, 28 percent said retail stores, 27 percent said entertainment venues, and 31 percent said restaurants. Maguire noted that he expects residents’ concerns for a lack of clothing stores will largely be addressed by a

Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the Eagan Community Center, 1501 Central Parkway Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome. For more information, contact Jay Taylor at (651) 688-3100, jay.taylor@hitechmn. com. Find the chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200

Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at

the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan.  Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 9948392 or meetup.com/riseandshine networking group. Referrals from the Heartland Networking Group meets 7:30 to 9:00 a.m. Tuesdays at: Heartland Credit Union, 5500 S. Robert Trail, Inver Grove Heights. Information: Sherry Buckley at Sherry@SherryBuckley4U.com.

Taxes, development

See Eagan, Page 27A

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Tuesday, Jan. 8, 8 to 9 a.m., Rosemount Connection – Paul Eggen’s State Farm Insurance, 14450 S. Robert Trail, Suite 204, Rosemount. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Wednesday, Jan. 9, 4 to 9 p.m., 2013 Minnesota Chamber Session Priorities, St. Paul RiverCentre, 175 W. Kellogg Blvd., St. Paul. Cost: $95. RSVP to Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: • Tuesday, Jan. 8 7:30 to 9 a.m., Chamber Coffee Connection, Augustana Care – Apple Valley Villa Apartments, 14610 Garrett Ave., Apple Valley, (952) 236-2625. Lakeville Area Chamber of Commerce events: • Tuesday, Jan. 8, 7 to 8 a.m., Breakfast with the Schools, Cracker Barrel Restaurant. • Wednesday, Jan. 9, 7:30 to

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8:30 a.m., Morning Brew, location to be determined. • Wednesday, Jan. 9, 4 to 9 p.m., Session Priorities Dinner, St. Paul RiverCentre, 175 W. Kellogg Blvd., St. Paul. River Heights Chamber of Commerce events: • Tuesday, Jan. 8, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch. Information: Chaz Kleinsteuber at chaz@riverheights. com. • Wednesday, Jan. 9, 4 to 9 p.m., Minnesota Chamber Session Priorities Dinner, St. Paul River Centre, 175 W. Kellogg Blvd., St. Paul. Cost: $95. Information: Jennifer Gale at jennifer@riverheights.com. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating in-

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terpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www. NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. The group is based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 8981777. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 27, 2012

Three arrested after armed robbery in Apple Valley by Andrew Miller

DAKOTA COUNTY TRIBUNE

Three teenagers were arrested following an armed robbery outside an Apple Valley apartment complex in which the victim was threatened with a gun, thrown to the ground and beaten, according to police. Officers were called to

the Oaks Whitney Pines Apartments at 7750 Whitney Drive at about 9:30 p.m. Thursday, Dec. 6, and spoke with the victim shortly after the incident occurred. The victim – a 20-yearold Apple Valley man – reported that he was accosted outside the apartment complex by four males, none of

whom he knew. According to the victim’s account, the assailants first asked him for money; when he told them he had none – and opened his wallet to show them it was empty – they then asked him for marijuana. He had none of that either, so they demanded he give them his

cellphone. The victim refused to hand over his phone, at which point he was punched, thrown to the ground and attacked by all four of the suspects. At one point during the incident one of the males pointed a handgun at him, the police report said.

Later that night, police located and arrested three of the four suspects at the Apple Valley Cub Foods at 15350 Cedar Ave. Those arrested were two Burnsville youths – ages 15 and 16 – and a 15-year-old Minneapolis resident. One of the four suspects remains at large, police said.

Apple Valley police have forwarded their report of the incident to the Dakota County Attorney’s Office for criminal charges. Andrew Miller can be reached at andrew.miller@ecm-inc. com or facebook.com/sunthisweek.

Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-12-1906 Case Type: Domestic Abuse In the Matter of: Andrea Rose Ruhnau, Petitioner vs. Anthony Craig Koleber, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: 1 W. Mendota Rd #140, West St Paul, MN 55118. Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order. Date: 12/18/2012 Carolyn M. Renn Court Administrator Kelly L. Deputy 3253189 12/27/12

PUBLIC NOTICE

SECOND SUPPLEMENTAL ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-3898 In the Matter of the Petition of: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2004-13, In Relation to Certificate of Title No. 134357 issued for land in the County of Dakota and State of Minnesota and legally described as: Residential Unit No. 42 and Garage No 42A, Condominium No. 56, Castle Crest Condominiums. TO: LEONA GINES; CASTLE CREST HOMEOWNERS ASSOCIATION, INC.; BANK OF AMERICA, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 9th day of January, 2013, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 134357 and enter a new Certificate of Title for the land therein described in favor of The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2004-13, subject to the memorials of Document Nos. 110363, 127992, 156488 and 156489, but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 687795, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: 11/16/2012 BY THE COURT: /s/ Richard G. Spicer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3250069 12/20-12/27/12

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-785 Estate of DAVID EDMUND ESSLING, a/k/a David Essling, Decedent Notice is given that an application for informal probate of the Decedent's will dated June 14, 2012, and codicil ( ) to the will, dated ____, and separate writing ( ) under Minn. Stat. 524.2-513 (“Will), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Jennifer Ciresi, whose address is 1713 Terra Glenn Court, Eagan, Minnesota 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Steven R. Kufus Steven R. Kufus, P.A. 1600 University Ave., #313 St. Paul, MN 55104 Attorney License No.: 58853 Telephone: 651-645-9359 FAX: 651-645-6801 3256286 12/27/12-1/3/13

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-774 Estate of Fredrick Joseph Ullrich aka Fredrick J. Ullrich, Decedent It is Ordered and Notice is given that on 1-24-13, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated September 7, 2000 (“Will”), and for the appointment of Mary L. Kelm, whose address is 840 9th Avenue South, South St. Paul, MN 55075 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/14/12 BY THE COURT Robert R. King Judge of District Court (COURT SEAL) Attorney for Petitioner Daniel M. Sheridan SHERIDAN LAW OFFICES 4470 Erin Drive, Suite 101 Eagan, MN 55122Attorney License No: 183210 Telephone: 651-452-8705 Fax: 651-452-8745 Email: law@sheridanlaw.org 3250448 12/20-12/27/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-789 Estate of ARTHUR D RUSSELL, Decedent Notice is given that an application for informal probate of the Decedent’s will dated June 25, 2007 and codicil ( ) to the will, dated _____, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Mary Ann Russell whose address is 13352 Huntington Drive, Apple Valley, Mn 55124-9475 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also give that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant William F. Huefner BARNA, GUZY & STEFFEN, LTD. 200 Coon Rapids Boulevard, Suite 400 Minneapolis, MN 55433 Attorney License No: 238855 Telephone: 763-780-8500 FAX: 763-780-1777 Email: whuefner@bgs.com 3256513 12/27/12-1/3/13

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-757 Estate of WILLIAM MICHAEL JENSEN aka William M. Jensen, Decedent Notice is given that an application for informal probate of the Decedent’s will dated December 15, 2011 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed William D. Jensen and Mary A. Jensen whose address is 17557 Fiesta Avenue, Farmington, MN 55024 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/5/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Daniel M. Sheridan SHERIDAN LAW OFFICES 4470 Erin Drive, Suite 101 Eagan, MN 55122 Attorney License No: 183210 Telephone: 651-452-8705 FAX: 651-452-8745 Email: law@sheridanlaw.org 3251684 12/20-12/27/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Breach of Contract/Claim and Delivery Court File No. 19HA-CV-12-5013 Judge: ____________ Bankwest, Inc., a South Dakota Banking corporation, Plaintiff, vs. Karen L. Johnson, an individual, and Roberta G. Magnussen, an individual. Defendants. THIS SUMMONS IS DIRECTED TO KAREN L. JOHNSON AND ROBERTA G. MAGNUSSEN. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Jon T. Powers, Esq. Fafinski Mark & Johnson, P.A. 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: October 19, 2012FAFINSKI MARK & JOHNSON, P.A. By: Jon Travis Powers David E. Runck, #0289954 Jon T. Powers, #0391845 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 David.Runck@fmjlaw.com Travis.Powers@fmjlaw.com ATTORNEYS FOR PLAINTIFF BANKWEST, INC. ACKNOWLEDGMENT REQUIRED BY MINNESOTA STATUTES § 549.211, SUBDIVISION 1

The undersigned hereby acknowledges that pursuant to Minnesota Statutes § 549.211, monetary and other sanctions may be imposed if the Court should find that the undersigned has violated Minnesota Statutes § 549.211, subdivision 2 by presenting a position which is unwarranted or for an improper purpose, as more fully defined in that statute. Dated: October 19, 2012FAFINSKI MARK & JOHNSON, P.A. By: Jon Travis Powers David E. Runck, #0289954 Jon T. Powers, #0391845 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 David.Runck@fmjlaw.com Travis.Powers@fmjlaw.com ATTORNEYS FOR PLAINTIFF BANKWEST, INC. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3255947 12/27/12-1/10/13

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2003 MORTGAGOR: Deborah Ann Cooper, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed October 30, 2003, Dakota County Registrar of Titles, Document No. 0519886 on Certificate of Title No. 111814. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000011127 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1119 Oakdale Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-01700-63-080 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” Legal Description That part of the North 154.75 feet of the Northeast Quarter (NE 1/4) of the Southwest Quarter (SW 1/4) of Section Seventeen (17), Township Twenty-eight (28), Range Twenty-two (22) lying West of the West right of way line of Oakdale Avenue except the West 1100.34 feet thereof and except Butler Avenue, Dakota County, according to the Government Survey thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,038.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 17, 2013__, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002244 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228928 11/29/12-1/3/13

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/24/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 MORTGAGOR(S): Tho Van Nguyen and Kim Lien Thi Nguyen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 06/09/2005 as Document Number 567120 in the Office of the County Registrar, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 11/08/2012 as Document Number T705916 in the Office of the County Registrar, Dakota County, Minnesota TAX PARCEL I.D. NO.: 10-13750-03-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Three (3), in Berkshire Ponds, Dakota County, Minnesota REGISTERED/TORRENS PROPERTY: Torrens Certificate No. 127165 STREET ADDRESS OF PROPERTY: 1930 Covington Lane, Eagan, MN 55122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-5215050095-8 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $160,857.39 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3237517 12/6/12-1/10/13

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ORDER RESOLVING MATTERS OF TRUST ADMINISTRATION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CIVIL DIVISION Court File No. 19HA-CV-12-5668 FRIEDA SCHLICHTING TRUST By Genelle Forsberg, Trustee Petitioner NOTICE IS GIVEN that a petition signed by Genelle Forsberg as Trustee of the Frieda Schlichting Trust for an Order Resolving Matters of Trust Administration (“Petition”) relating to the Frieda Schlichting Trust (herein “Trust”) has been filed with this Court (pursuant to Minn. Stat. 501B.16). Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised the Petition may be granted. IT IS ORDERED, that the Petition will be heard on January 22, 2013, at 9:00 a.m. by this Court at 1560 Highway 55, Hastings, Minnesota. 1. Notice shall be given to all beneficiaries of the Trust (Minn. Stat. 501B.18) 2. Notice shall be given by: Mailing a copy of this Notice and Order by U.S. Postal Service at least 15 days prior to the hearing date to those beneficiaries of the Trust who are known to or reasonable ascertainably by the petitioner. Publishing this Notice and Order in accordance with the law (Minn. Stat. 501B.18) at least 20 days before the date of the hearing. Date: 12/6/12 Arlene Perkkio Judge Petitioner: Genelle Forsberg, Trustee and Attorney 1345 Corporate Center Curve, #205 Eagan, MN 55121 Attorney License No.: 0255749 Phone: 651-209-8925 FAX: 651-209-8926 3256377 12/27/12

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-3509 In the Matter of the Welfare of A.D.T., Child. TO: Bradley Paul Kemp Attorney, Judith D. Vincent, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: the parental rights of the father to the above named child should be terminated pursuant to Minnesota Statutes; section 260C.301(1)(b)(1) and (2)(a)(2), in that the child is under two years of age and has been deserted by the parent under circumstances that show an intent not to return to care for the child. Section 260C.301(1)(b)(1) and (2)(a)(1), in the the parent has had no contact with the child on a regular basis and not demonstrated consistent interest in the child’s well-being for six months. Section 260.301(1)(2), in that the parent has substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon that parent by the parent and child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental, or emotional health and development. Section 259.52(8)(3), a putative father who has failed to register on the Father’s Adoption Registry “is considered to have abandoned the child” and has created “prima facie evidence of sufficient grounds to support termination of the putative father’s parental rights under section 260C.301(1). Section 260C.301(1)(b)(1), abandonment of the child is sufficient grounds to terminate parental rights. Section 260C.301(1)(7), if the birth mother was not married to the birth father when the child was conceived or born, and the birth father is not entitled to notice under section 259.49 and has not registered with the father’s adoption registry, sufficient grounds exist to support termination of the putative father’s parental rights. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY TERMINATE YOUR PARENTAL RIGHTS IN YOUR ABSENCE. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on January 23, 2013 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three publication in a legal newspaper as provided by law, viz: Bradley Paul Kemp. Dated: December 12, 2012 Richard G. Spicer Judge 3250277 12/27/12-1/10/13P

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Notice to Creditors and Claimants Brass Monkey, LLC Brass Monkey, LLC (“the LLC”) has dissolved and is in the process of winding up its affairs. The LLC has filed with the MN Secretary of State a notice of dissolution, which was filed on December 10, 2012. Written claims against the LLC must be presented to: Brass Monkey, LLC, 3861 Gold Point Unit A, Eagan, MN 55122. All claims must be received by March 13, 2013. 3244370 12/13/12-1/3/13P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-CV-12-5079 Case Type: Contract/Other Civil _______________________________________ Nicholas Solinger and Lisa Solinger, Plaintiffs, v. Denise A. Bochniak f/k/a Denise A. Nielsen, an individual; Rory P. Bochniak, an individual; The Affinity Plus Federal Credit Union Foundation, a Minnesota nonprofit corporation; The First State Bank of Rosemount, a Minnesota corporation; Wyndemere Homeowners Association, a Minnesota nonprofit corporation; and all unknown assigns of the above-named Defendants, and all other persons unknown claiming any right, title, estate, interest, or lien in the estate described in the Complaint herein, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO DEFENDANTS DENISE A. BOCHNIAK F/K/A DENISE A. NIELSEN, RORY P. BOCHNIAK, THE AFFINITY PLUS FEDERAL CREDIT UNION FOUNDATION, THE FIRST STATE BANK OF ROSEMOUNT, WYNDEMERE HOMEOWNERS ASSOCIATION, AND ALL UNKNOWN DEFENDANTS. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. Y o u m a y wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lot Six (6), Block Two (2), Wyndemere Addition, according to the recorded plat, Dakota County, Minnesota. The object of this action is to obtain an order declaring that Plaintiffs have a security interest against the above described property and, in the alternative, to obtain a judgment to compensate Plaintiffs for the damages they’ve suffered. Dated: 10-23-12 THOMSEN & NYBECK, P.A. By /s/ Nathan J. Knoernschild Bradley J. Boyd (#0314687) Nathan J. Knoernschild (#0387842) Attorneys for Plaintiffs 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 Telephone No. (952) 835-7000 3250132 12/20/12-1/3/13

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Boomchu Production 2. Principal Place of Business: 11204 Carver Ct., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Corey Toth, 11204 Carver CT, Burnsville, MN 55337 Tyler Dahlk, 14 Birnamwood Dr, Burnsville, MN 55337 Conrad Wachter, 113 South State, New Ulm, MN 56073 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/23/12 Corey Toth 3251421 12/20-12/27/12P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Action Court File No. _______ _______________________________________ Gallagher Law Office, LLC, Plaintiff, v. Michael Cockayne, Defendant. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: 1. Y O U A R E BE I N G S UE D . The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Cottrell Law Firm, P.A., 2315 Waters Drive, Mendota Heights, MN 55120. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In you Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Date: 12-20-2012 /s/ William G. Cottrell Plaintiff’s attorney signature William G. Cottrell Attorney at Law Cottrell Law Firm, P.A. 2315 Waters Drive Mendota Heights, MN 55120 (651) 905-0496 This communication is an attempt to collect a debt. 3255957 12/27/12-1/10/13P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Vermillion Brush 2. Principal Place of Business: 2713 River Hills Drive South, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Jr G Fendos, 2713 River Hills Drive South, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/30/2012 Paul G Fendos Jr 3251726 12/20-12/27/12P

PUBLIC NOTICE

ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-5380 In the Matter of the Petition of: U.S. Bank National Association, as Trustee on Behalf of Harborview 2006-1 Trust Fund, In Relation to Certificate of Title No. 135355 issued for Land in the County of Dakota and State of Minnesota and legally described as: Lot Twenty (20), Block One (1), SPRING GREEN, according to the recorded plat thereof. TO: SCOTT SCANLON; ABDULKARIM MOHAMED DAHIR; HALMA AHMED HAGI; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 23rd day of January 2013, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 135355 and enter a new Certificate of Title for the land therein described in favor of Gary Rudashevsky and Larissa Rudashevsky, as Joint Tenants, subject to the memorial of Document Nos. 427818.1, 427819, 427822.1, 427823, 435270 and 700083 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 701102, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: 11-26-2012 BY THE COURT: /s/ Jerome B. Abrams Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3250102 12/20-12/27/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Freedom Is Sweet, Inc. 2. Principal Place of Business: 2422 East 117th St., #102, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Freedom Is Sweet, Inc., 2422 East 117th St., #102, Burnsville, MN 55337 Tee it up for the Troops, Inc., 2422 East 117th St., #102, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/17/2012 James Ball 3250212 12/20-12/27/12P

PUBLIC NOTICE

SUPPLEMENTAL ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-4502 In the Matter of the Petition of: Federal National Mortgage Association, In Relation to Certificate of Title No. 124040 issued for Land in the County of Dakota and State of Minnesota and legally described as: Lot Two (2) in Block Four (4) of South Grove No. 3, according to the plat thereof on file and of record in the office of the Registrar of Deeds within and for the County of Dakota and State of Minnesota. TO: The unknown heirs of Alan G. Wright and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 23rd day of January 2013, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 124040 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorial of Document No. 15446 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 702694, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named partie s residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: 12-14-2012 BY THE COURT: /s/ Robert R. King, Jr. Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: _/s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3253700 12/27/12-1/3/13

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-766 Estate of ROSEMARY D. KOSCIELAK, Decedent It is Ordered and Notice is given that on January 10, 2013, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated May 14, 2012, and for the appointment of Patricia Kasheimer and Kenneth Kasheimer, whose address is 568 Fremont Avenue, Mendota Heights, MN 55118 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/12/12 Robert R. King Judge (COURT SEAL) Attorney for Personal Representative David A. Jaehne 60 East Marie Avenue #109 West St. Paul, MN 55118 Attorney License No.: 127188 Telephone: 651-457-2827 FAX: 651-457-9887 3246858 12/20-12/27/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12838 Nicollet Avenue South, Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Seven Hundred Ninety Eight and 00/100 ($2,798.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated May 1, 2012, and recorded November 29, 2012 as Document No. 2911805 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 13, 2013, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 13, 2013. Dated: December 13, 2012 By _______/S/_________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441137 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3252880 12/27/12-1/31/13

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Bob Haase Design 2. Principal Place of Business: 20763 Hartford Way, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Robert H Haase, 20763 Hartford Way, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/18/2012 Robert H Haase 3252125 12/27/12-1/3/13P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Octet Squared 2. Principal Place of Business: 2713 River Hills Drive South, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Jr G Fendos, 2713 River Hills Drive South, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/30/2012 Paul G Fendos Jr 3251755 12/20-12/27/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Helping Hands For You 2. Principal Place of Business: 256 County Road 42, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tenesha M Sawatsky, 256 County Road 42, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/10/2012 Tenesha Sawatsky 3256621 12/27/12-1/3/13P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Coastal Bliss 2. Principal Place of Business: 431 Timberland Drive, Burnsville, M N 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Chelsea Bolling, 431 Timberland Dr., Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/10/12 Chelsea Bolling 3256705 12/27/12-1/3/13P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: East Asian Martial Arts 2. Principal Place of Business: 2713 River Hills Drive South, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Jr G Fendos, 2713 River Hills Drive South, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/30/2012 Paul G Fendos Jr 3251768 12/20-12/27/12P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Summit Group North America 2. Principal Place of Business: 12548 Everest Trail, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Naciye Gibson, 12548 Everest Trail, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-08-2012 Naciye Gibson, Owner 3250706 12/20-12/27/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Willow Road Design 2. Principal Place of Business: 13129 Gable Lane, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Catherine Eileen Pilon, 13129 Gable Lane, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/07/2012 Catherine E. Pilon 3250264 12/20-12/27/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Lake State Insurance 2. Principal Place of Business: 1750 220th Street East, Farmington, MN 55024 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Wayne Olson, 1750 220th Street East, Farmington, MN 55024 Micah Jeremiah Olson, 1100 Toledo Ave N, Golden Valley, MN 55422 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/19/2012 Paul W Olson 3256313 12/27/12-1/3/13P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: twin cities special-t quilt company 2. Principal Place of Business: 200 Wentworth Ave West Apt C, west saint paul MN 55118 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Carla Maria Jacobson, 200 Wentworth Ave West Apt C, West Saint Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/18/12 Carla M Jacobson 3253809 12/27/12-1/3/13P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE PURSUANT TO PARAGRAPH CHAPTER 514 OF THE MN STATUTES TO: Cledys S. Contreras 14750 W. Burnsville Parkway, #95 Burnsville, MN 55306 A public sale by auction to foreclose the lien on personal property described as 1976 MARS Manufactured Home, VIN 29719, held by Park of Four Seasons shall be held on the 16th day of January, 2013 at 10:00 a.m., at the Arbor Vista, d/b/a Camelot Acres MHC, LLC, 14750 Burnsville Parkway, Burnsville, MN 55306 in Dakota County, Minnesota. The amount due on sale of the above described personal property to Arbor Vista is $4,271, exclusive of the expenses of advertising and sale. The grounds for the lien held by Arbor Vista are as stated in M.S.A. §§514.18 subds. 1 and 4 and 514.19(2), in that Arbor Vista is holding and storing the personal property described above in paragraph 1, to its preservation and care. Dated this 11th day of December, 2012. _______________________ Stephen J. Olson, attorney for Arbor Vista 3245535 12/20/12-1/3/13P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: KIM’S TAILORING 2. Principal Place of Business: 12501 Nicollet Avenue Suite 2, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Hyung Kim, 13513 Morgan Court, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 81686 originally filed on 4/20/89. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/11/2012 Hyung Kim, Owner 3256707 12/27/12-1/3/13P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-772 ESTATE OF Galen Arthur Wetherell, DECEDENT Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated March 19, 2003, and any codicil (__) to the will dated ____ and separate writing (__) under Minn. Stat. 524.2-513 (“Will”). Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on January 10, 2013 at 9:00 a.m., by this Court at 1560 Highway 55, Hastings, Minnesota. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/13/12 Edward Lynch Judge (COURT SEAL) Attorney For Petitioner Virginia A. Dwyer (ID# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121 123651 651-456-9000, 651-454-4232 dwyerv@grannishauge.com 3250430 12/20-12/27/12

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-768 Estate of Sharon K. Askew, also known as Sharon Kay Askew and Sharon Askew, Decedent. It is Ordered and Notice is given that on 1-10-13, at 9:00 am, a hearing will be held in this court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, 55033, for the formal probate of Will for the above-named decedent and for the appointment of Scott Askew, 13602 Dellwood Way, Rosemount, Minnesota 55068, as personal representative of the Decedent’s estate, in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with the power to administer the Estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property and to perform all necessary acts for the estate in accordance with Minnesota law. Notice is further given that all creditors having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Date: 12-12-12 Thomas W. Pugh Judge (COURT SEAL) Attorney for Personal Representative: Allison J. Frasier MASER AMUNDSON, P.A. 6601 Lyndale Ave. So., Ste. 320 Minneapolis, MN 55423 Telephone: (952) 925-4147 Fax: (952) 925-1926 E-mail: afrasier@maserlaw.com Attorney ID No. 0387756 3247130 12/20-12/27/12

AMENDED NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-776 In Re: Estate of Ruby V. Beto, Decedent. It is Ordered and Notice is given that on 1-31-13 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated November 28, 1994, and for the appointment of Betty F. Fedde, whose address is 1662 Norwood Drive, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/14/12 BY THE COURT Robert King Judge of District Court Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 3250658 12/20-12/27/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-764 In Re: Estate of Marie Stuewe, aka Marie A. Stuewe, aka Marie Ann Stuewe, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 10th day of January, 2013 at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 W. Highway 55, Hastings, Minnesota, on petition of Carol J. Blood, dated November 19, 2012, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Carol J. Blood, whose address is 4320 Harbor Lane North, Plymouth, Minnesota 55446, as personal representative of the estate of the above named decedent in unsupervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 12/13/12 Robert R. King Judge (Court Seal) Brian J. Taurinskas Attorney I.D. #338941 633 So. Concord Street, Suite 320, PO Box 605 South St. Paul, MN 55075 3250424 12/20-12/27/12

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12850 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12850 Nicollet Avenue South, Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Sompasong Chanthavong and Ali Khammanivong , as Unit owners, to Ridgeview Homeowners Association, the principal amount of Two Thousand Eight Hundred Eighty Eight and 00/100 ($2,888.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 7, 2012, and recorded November 6, 2012 as Document No. 2907049 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 23, 2013, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 16, 2013. Dated: November 19, 2012 By ________________________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441143 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3231536 12/6/12-1/10/13

PUBLIC NOTICE

�� 2418838. Ridge Trl, Eagan, MN�� 55122-3308 Tax Parcel ID Number: ASSIGNMENTS OF MORTGAGE: NONE 10-17400-02-050 TRANSACTION AGENT: NONE LEGAL DESCRIPTION OF PROPT R A N S A C T I O N A G E N T ' S M O R T - ERTY: Lot 5, Block 2, Cinnamon Ridge, GAGE IDENTIFICATION NUMBER ON Dakota County, Minnesota, according MORTGAGE: NONE to the recorded plat thereof. LENDER OR BROKER AND MORTAMOUNT DUE AND CLAIMED TO BE GAGE ORIGINATOR STATED ON D U E A S O F D A T E O F N O T I C E : MORTGAGE: National City Mortgage, a $200,322.44 division of National City Bank of IndiTHAT all pre-foreclosure requireana ments have been complied with; that R E S I D E N T I A L M O R T G A G E S E R - no action or proceeding has been instiVICER: PNC Bank, National Associa- tuted at law or otherwise to recover the tion debt secured by said mortgage, or any MORTGAGED PROPERTY ADDRESS: part thereof; PURSUANT to the power of sale con445 South 10th Avenue, South Saint Paul, MN 55075 tained in said mortgage, the T A X P A R C E L I . D . # : above-described property will be sold 36-20200-02-190 by the Sheriff of said county as folLEGAL DESCRIPTION OF PROP- lows: ERTY: DATE AND TIME OF SALE: January All of Lot 19 and the N 20 feet of Lot 04, 2013 at 10:00 AM PLACE OF SALE: Dakota County 18, Block 2, Devine, Kaldunski and Law Enforcement Center, 1580 HighSpettel's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS way 55, Lobby S-100, Hastings, Minnesota LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt secured by said mortgage and taxes, if any, on said preMORTGAGE: $135,300.00 AMOUNT DUE AND CLAIMED TO BE mises and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- ments, including attorney fees allowed ING TAXES, IF ANY, PAID BY MORT- by law, subject to redemption within GAGEE: $135,707.35 six (6) months from the date of said That prior to the commencement of sale by the mortgagor(s), their perthis mortgage foreclosure proceeding sonal representatives or assigns. Mortgagee/Assignee of Mortgagee comIf the Mortgage is not reinstated plied with all notice requirements as under Minn. Stat. §580.30 or the proprequired by statute; That no action or erty is not redeemed under Minn. Stat. proceeding has been instituted at law §580.23, the Mortgagor must vacate o r o t h e r w i s e t o r e c o v e r t h e d e b t the property on or before 11:59 p.m. on secured by said mortgage, or any part July 05, 2013, or the next business day thereof; if July 05, 2013 falls on a Saturday, PURSUANT to the power of sale con- Sunday or legal holiday. tained in said mortgage, the above Mortgagor(s) released from financial described property will be sold by the obligation: NONE Sheriff of said county as follows: THIS COMMUNICATION IS FROM DATE AND TIME OF SALE: January A DEBT COLLECTOR ATTEMPT18, 2013 at 10:00 AM ING TO COLLECT A DEBT. ANY PLACE OF SALE:Sheriff's Office, Law INFORMATION OBTAINED WILL BE Enforcement Center, 1580 Hwy 55, USED FOR THAT PURPOSE. Lobby #S-100, Hastings, MN THE RIGHT TO VERIFICATION OF to pay the debt then secured by said THE DEBT AND IDENTITY OF THE Mortgage, and taxes, if any, on said ORIGINAL CREDITOR WITHIN THE premises, and the costs and disburse- T I M E P R O V I D E D B Y L A W I S N O T m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s AFFECTED BY THIS ACTION. allowed by law subject to redemption THE TIME ALLOWED BY LAW FOR within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07. CIAL ORDER IS ENTERED UNDER TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not PRODUCTION, AND ARE ABANDONED. redeemed under section 580.23 is DATED: November 22, 2012 11:59 p.m. on July 18, 2013 unless ASSIGNEE OF MORTGAGEE: that date falls on a weekend or legal GMAC Mortgage, LLC holiday, in which case it is the next Wilford, Geske & Cook P.A. weekday, and unless the redemption Attorneys for Assignee of Mortgagee period is reduced to 5 weeks under MN 8425 Seasons Parkway, Suite 105 Stat. Secs. 580.07 or 582.032. Woodbury, MN 55125-4393 MORTGAGOR(S) RELEASED FROM (651) 209-3300 FINANCIAL OBLIGATION ON MORT- File Number: 026289F01 GAGE: None 3219445 11/22-12/27/12 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF AND ORDER FOR RESENTATIVES OR ASSIGNS, MAY BE HEARING ON PETITION FOR REDUCED TO FIVE WEEKS IF A JUDIFORMAL PROBATE OF WILL AND CIAL ORDER IS ENTERED UNDER APPOINTMENT OF PERSONAL MINNESOTA STATUTES, SECTION REPRESENTATIVE AND NOTICE 582.032, DETERMINING, AMONG TO CREDITORS OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED STATE OF MINNESOTA COUNTY OF DAKOTA WITH A RESIDENTIAL DWELLING OF DISTRICT COURT LESS THAN FIVE UNITS, ARE NOT FIRST JUDICIAL DISTRICT PROPERTY USED IN AGRICULTURAL Court File No.: 19HA-PR-12-767 P R O D U C T I O N , A N D A R E In Re: Estate of Carol Jean Grewing, ABANDONED." Decedent. Dated: November 16, 2012 It is Ordered and Notice is given that PNC Bank, National Association on 1-10-13 at 9:00 am, a hearing will be Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. held in this Court at Dakota County Attorneys for Mortgagee/Assignee of District Court, 1560 Highway 55, Hastings, Minnesota, on a petition for the Mortgagee formal probate of an instrument pur4500 Park Glen Road #300 porting to be the decedent’s Will dated Minneapolis, MN 55416 November 1, 2012 and Separate Writ(952) 925-6888 ing pursuant to Minn. Stat. § 524.2-513 4 - 12-003397 FC THIS IS A COMMUNICATION FROM dated November 1, 2012, and for the appointment of Thomas Peter Berken, A DEBT COLLECTOR. 3224313 11/22-12/27/12 who reside at 15870 Harmony Way, Apple Valley, MN 55124, and Gloria Jean Thompson, whose address is 11271 N. 129th Way, Scottsdale, AZ NOTICE OF MORTGAGE 85259 as personal representative of FORECLOSURE SALE the decedent’s estate in an unsuperN O T I C E I S H E R E B Y G I V E N t h a t vised administration. Any objections to default has occurred in the conditions the petition must be raised at the hearof the following described mortgage: ing or filed with the Court prior to the DATE OF MORTGAGE: February 02, hearing. If the petition is proper and 2010 no objections are filed or raised, the ORIGINAL PRINCIPAL AMOUNT OF p e r s o n a l r e p r e s e n t a t i v e w i l l b e MORTGAGE: $198,005.00 appointed with the full power to MORTGAGOR(S): Mark Jenkins and administer the decedent’s estate, Carrie Jenkins, Husband and Wife including the power to collect all MORTGAGEE: Mortgage Electronic assets; pay all legal debts, claims, Registration Systems, Inc. as nominee taxes, and expenses; sell real and perfor Marketplace Home Mortgage, LLC, sonal property; and do all necessary its successor and/or assigns acts for decedent’s estate. Notice is DATE AND PLACE OF RECORDING: further given that, subject to Minn. Recorded: February 24, 2010 Dakota Stat. § 524.3-801, all creditors having County Recorder claims against the decedent’s estate Document Number: 2715913 are required to present the claims to ASSIGNMENTS OF MORTGAGE: the personal representative or to the And assigned to: GMAC Mortgage, Court within four (4) months after the LLC date of this notice or the claims will be Dated: September 19, 2012 barred. Recorded: September 28, 2012 Dated: 12-12-12 Dakota County Recorder BY THE COURT Document Number: 2897856 Thomas W. Pugh Transaction Agent: Mortgage ElecJudge of District Court tronic Registration Systems, Inc. Attorney For Personal Representatives: Transaction Agent Mortgage Identifi- Laura A. Hage cation Number: 1002491-2000030731-9 HAGE LAW OFFICE Lender or Broker: Marketplace Home 1539 Grand Avenue Mortgage, LLC St. Paul, MN 55105 Residential Mortgage Servicer: GMAC Telephone: 651.690.1584 Mortgage, LLC Facsimile: 651.690.1599 Mortgage Originator: Not Applicable A.R.N.: 0292461 COUNTY IN WHICH PROPERTY IS 3246396 12/20-12/27/12P LOCATED: Dakota Property Address: 4565 Cinnamon �� Ridge Trl, Eagan, MN 55122-3308

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 MORTGAGOR(S): Victor Makori and Mary Nyarusa, married, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB, a Delaware corporation DATE AND PLACE OF RECORDING: Filed June 14, 2007, Dakota County Registrar of Titles, as Document No. 612366 ASSIGNMENT(S) OF MORTGAGE: Assigned to Southstar I, LLC by assignment dated March 25, 2008, filed of record November 24, 2008 as Document No. 636126 and further assigned to U.S. Bank, N.A. as trustee on behalf of Merrill Lynch Mortgage Investors Trust, Series 2010-NP1, by assignment dated August 9, 2012 and filed of record December 14, 2012. The land described in said mortgage is registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA Transaction Agent’s Mortgage Identification Number on Mortgage: NA Lender or Broker: U.S. Bank, N.A. as trustee on behalf of Merrill Lynch Mortgage Investors Trust, Series 2010-NP1 Residential Mortgage Servicer: Green Tree Servicing LLC MORTGAGE ORIGINATOR (as defined in section 58.02): Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB, a Delaware corporation MORTGAGED PROPERTY ADDRESS: 2300 Friendship Lane, Burnsville, MN 55337 TAX PARCEL I.D. NO.: 02-27700-01-250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, in Friendship Acres, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: 200,134.66 The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. § 580.23, or the redemption period is not reduced under Minn. Stat. § 582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED.” Dated: December 17, 2012 U.S. BANK, N.A. AS TRUSTEE ON BEHALF OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, SERIES 2010-NP1, ASSIGNEE /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone: (651) 227-9411 3252225 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-769 Estate of Patrick J. Bauer, a/k/a Patrick James Bauer, a/k/a Pat Bauer, Decedent It is Ordered and Notice is given that on January, 10, 2013, at 9:00 AM, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Matthew J. Bauer, whose address is 544 2nd Avenue South, South St. Paul, MN, 55075 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12-13-12 BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorney for Petitioner Angela M. Lutz Amann LeVander, Gillen & Miller, P.A. 633 South Concord Street, Suite 400 South St. Paul, MN, 55075 Attorney License No: 249622 Telephone: (651) 451-1831 FAX: (651) 450-7384 3247857 12/20-12/27/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-779 In Re: Estate of DAVID LEON BROWN, JR., Decedent. It is Ordered and Notice is given that on January 24, 2013 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Sharon Teresa Brown, whose address is: 5356 - 184th Street West, Farmington, MN, as Personal Representative of the Estate of the Decedent in an U N S U P E R V I S E D administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/18/12 Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorneys for Personal Representative Lori. L. Guzman, Att’y Reg. No. 285808 Eric B. Bjerva, Att’y Reg. No. 390129 Megan C. Kelly, Att’y Reg. No. 393186 GUZMAN LAW FIRM, PA 14847 Energy Way Apple Valley, MN 55124 Tel: (952) 432-0648 FAX: (952) 431-2491 3253397 12/27/12-1/3/13

PUBLIC NOTICE

Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 21, 2004 Dakota County Recorder, Document No. 2260276. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000028174 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 157 2nd Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.32550.16.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 16, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,683.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-006248 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224094 11/22-12/27/12

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Lot 47, Block 1, Limerock Ridge, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,114.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005679 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223888 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Lakeville's Lake Place Homeowners Association, (hereinafter the “Declaration”) recorded in the office of the County Recorder of Dakota County, Minnesota as Document No. 1914328, which covers the following property: Legal Description: Unit No. 64, CIC No. 330, Lake Place, a condominium, located in Dakota County, Minnesota Property Address: 17047 Eaglview Drive, Farmington, Minnesota 55024 PID: 22-44075-15-064 THAT pursuant to said Declaration, there is claimed to be due and owing as of October 31, 2012, from George Jergerian and Ida Jergerian, title holders, to Lakeville's Lake Place Homeowners Association, a Minnesota non-profit corporation, the amount of $16,355.30, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Lakeville's Lake Place Homeowners Association, as evidenced by a lien statement recorded on December 12, 2011, in the office of the Dakota County Recorder as Document No. 2835921; THAT pursuant to the power of sale

THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 10, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. § 580.23 is July 10, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH IN GS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, Lienor Dated: November 7, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION 3220330 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 7, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants, Conditions and Restrictions for Rosewood Village East Homeowners Association (hereinafter the "Association") which was recorded as Document No. 2283509, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot 23, Block 2, Rosewood Village Second Addition, Common Interest Community No. 486, Dakota County, Minnesota STREET ADDRESS: 14545 Blackberry Way, Rosemount, MN 55068 T A X P A R C E L I D N O . 34-65201-02-230 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 7, 2012, from Jeremy N. Saal and Kathleen E. Kerans, title holders, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,777.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after November 7, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 26, 2012, as Document No. 2882886 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 11th day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 11, 2013 if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO

ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rosewood Village East Homeowners Association Attorneys for Rosewood Village East Homeowners Association THOMSEN & NYBECK, P.A. ______________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Rosewood Village East/ Saal-Kerans/12-7-248D) 3221448 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF FINDING OF NO SIGNIFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS December 27, 2012 This notice shall satisfy two separate but related procedural requirements for activities to be undertaken by the Dakota County CDA. REQUEST FOR RELEASE OF FUNDS On or about January 14, 2013 the Dakota County CDA on behalf of Dakota County will submit a request to the Department of Housing and Urban Development (HUD) for the release of Community Development Block Grant funds under Title I of the Housing and Community Development Act of 1974, as amended, and/or HOME Investment Partnership Program funds under Title II of the Cranston-Gonzalez National Affordable Housing Act of 1990 as amended, to undertake the following project: Construct 36 townhome units affordable to working families with low incomes. The CDA will manage the development, which will be located at Outlot E Morgan Square in Lakeville, MN, and will own the development as the General Partner of the Morgan Square Family Housing Limited Partnership. FINDING OF NO SIGNIFICANT IMPACT The Dakota County CDA has determined that the project will have no significant impact on the human environment. Therefore, an Environmental Impact Statement under the National Environmental Policy Act of 1969 (NEPA) is not required. Additional project information contained in the Environmental Review Record (ERR) on file at the Dakota County CDA located at 1228 Town Centre Drive, Eagan MN is available for review and may be examined or copied weekdays from 8:00 A.M. to 4:30 P.M. PUBLIC COMMENTS Any individual, group, or agency disagreeing with this determination or wishing to comment on the project may submit written comments to the Dakota County CDA at 1228 Town Centre Drive, Eagan MN 55123. All comments received by January 14, 2013 will be considered by the Dakota County CDA prior to authorizing submission of a request for release of funds. Comments should specify which Notice they are addressing. RELEASE OF FUNDS The Dakota County CDA certifies to HUD that Andrea Brennan as the Certifying Officer consents to accept the jurisdiction of the Federal Courts if an action is brought to enforce responsibilities in relation to the environmental review process and that these responsibilities have been satisfied. HUD's approval of the certification satisfies its responsibilities under NEPA and related laws and authorities, and allows Dakota County to use Program funds. OBJECTIONS TO RELEASE OF FUNDS HUD will accept objections to its release of funds and the Dakota County CDA's certification for a period of fifteen days following the anticipated submission date or its actual receipt of the request (whichever is later) only if the objections are based on one of the following: (a) the certification was not executed by the Certifying Officer of the Dakota County CDA; (b) the Dakota County CDA omitted a step or failed to make a decision or finding required by HUD regulations at 24 CFR Part 58; (c) the Dakota County CDA committed funds or incurred costs not authorized by 24 CFR Part 58 before approval of a release of funds by HUD; or (d) another Federal agency acting pursuant to 40 CFR Part 1504 submitted a written finding that the project is unsatisfactory from the standpoint of environmental quality. Objections must be prepared and submitted in accordance with the required procedures (24 CFR Part 58) and shall be addressed to MN State HUD Office at 920 2nd Ave South, Ste 1300, Minneapolis, MN 55402. Potential objectors should contact HUD to verify the actual last day of the objection period. Andrea Brennan, Director of Community Economic Development Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 3256560 12/27/12

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-790 In Re: Estate of Renee Gloria Hawe, formerly known as Renee, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated May 9, 2012. The Registrar accepted the application and appointed Randy Nellis, whose address is 3786 Conroy Trail, Inver Grove Heights, Minnesota 55076, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of the hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Martha J. Sullivan (MN# 0335435 Attorney for Personal Representative 111 East 3rd Street Suite 2A Hastings Minnesota 55033 Telephone: (651) 438-9992 3256122 12/27/12-1/3/13P

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006414 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224142 11/22-12/27/12

PUBLIC NOTICE

holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-003637 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223799 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2002 MORTGAGOR: Brent W. Zeller and Kendra K. Zeller, husband and wife. MORTGAGEE:W a s h i n g t o n M u t u a l Bank, FA. DATE AND PLACE OF RECORDING: Recorded January 22, 2003 Dakota County Recorder, Document No. 1987768. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR WAMU MORTGAGE PASS THROUGH CERTIFICATES SERIES 2002-AR19. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20634 Jutland Place, Lakeville, MN 55044 TAX PARCEL I.D. #: 224420202060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Lakeview Estates 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$352,994.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ____July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-3910 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3221182 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2005 MORTGAGOR: Nicholas P. Gillespie, a single person and Karie L. Lafferty, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 27, 2005 Dakota County Recorder, Document No. 2344218. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100257100030052191 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MidCountry Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3674 James Court, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-16401-03-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Cari Park Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,499.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,767.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-116-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251623 12/20/12-1/24/13

�� DATE�� OF MORTGAGE: 09/26/2005

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2006 MORTGAGOR: A l i c i a F r e d r i c k s o n and Lucas Fredrickson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 30, 2006 Dakota County Recorder, Document No. 2478673. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900190922053 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC, DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1126 Pine Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-15300-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Bristol Square First Addition, according to the recorded plat thereof, Dakota County, Minnesota, Common Interest Community No. 258 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,179.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3310 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256434 12/27/12-1/31/13

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,800.00 MORTGAGOR(S): Julie Ann Sykes, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 11/04/2005 as Document Number 2378018 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 02-22460-02-404 LEGAL DESCRIPTION OF PROPERTY: Unit Number 404, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 11647 Horizon Drive, Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $138,860.24 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/04/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/04/2013, or the next business day if 07/04/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/22/2012 U.S. Bank National Association ND, Mortgagee/ Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3220277 11/22-12/27/12

PUBLIC NOTICE

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�� ORIGINAL ��PRINCIPAL ��AMOUNT OF MORTGAGE: $194,400.00 �� VICER: Homeward Residential, Inc. MORTGAGED PROPERTY ADDRESS: 107 21st Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-03700-10-015 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 10, Auditor's Subdivision No. 9, lying Northerly of County Road No. 47 except the West 82 feet thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,147.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40 - 12-004732 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223757 11/22-12/27/12

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,823.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006111 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3221143 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,600.00 MORTGAGOR(S): Roger W. Thompson and Lori J. Thompson, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: July 21, 2005 Dakota County Recorder Document Number: 2342771 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: February 06, 2006 Dakota County Recorder Document Number: 2403531 And assigned to: PNC Bank, National Association Dated: August 05, 2011 Recorded: August 29, 2011 Dakota County Recorder Document Number: 2816631 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1005 Trillium Ct, Eagan, MN 55123-3991 Tax Parcel ID Number: 10-45094-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven, Block One, Lexington Pointe Tenth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,925.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2013 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2013, or the next business day if July 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 22, 2012 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F03 3219562 11/22-12/27/12

PUBLIC NOTICE

legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004417 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223909 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 4 , 2001 MORTGAGOR: James B. Howe and Lisa M. Howe, husband and wife. MORTGAGEE: TCF Mortgage Corporation. DATE AND PLACE OF RECORDING: Filed October 30, 2001, Dakota County Registrar of Titles, Document No. 451519 on Certificate of Title No. 123110. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 206 136TH Street West, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-02400-01-010 LEGAL DESCRIPTION OF PROPERTY: The West One Hundred Sixty-eight (168) feet of the following tract of land: Commencing at the Northeast corner of the Northeast quarter (NE 1/4) of Section Twenty-four (24), Township One Hundred Fifteen (115), Range Twenty-one (21), thence South One thousand three hundred nineteen and four-tenths (1319.4) feet, thence West Eight hundred thirteen and six-tenths (813.6) feet to the center line of the pipe line of the Northern Natural Gas Company for the point of beginning of land to be described, thence North Three (3) degrees West, Two hundred thirty-six and six-tenths (236.6) feet along said center line of said pipe line to an iron pipe, thence South Eighty-seven (87) degrees West, Four hundred sixty-eight (468) feet to an iron pipe, thence South Two Hundred ten (210) feet more or less to the center line of the Township Road, thence Easterly along said center line of Township Road, Four hundred sixty-eight (468) feet more or less to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,155.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,721.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the

the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 13, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3641 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230370 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,500.00 MORTGAGOR(S): Thomas M. Stockwell and Diane L. Stockwell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: May 05, 2005 Dakota County Registrar of Titles Document Number: 564704 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 23, 2012 Registered: April 05, 2012 Dakota County Registrar of Titles Document Number: T694127 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000094697 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 43358 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 105 Woodcrest Dr, Burnsville, MN 55337-2761 Tax Parcel ID Number: 02-76430-10-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) Block Ten (10) Timberland-Knoll Acres, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,397.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025252F02 3228880 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,250.00 MORTGAGOR(S): Bradley E. Praznik, aka Brad Praznik, a married man and Tammy L. Torres Praznik, a married woman, as husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: August 09, 2007 Dakota County Recorder Document Number: 2536202 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 03, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018202651 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9989 Upper 205th St W, Lakeville, MN 55044-8844 Tax Parcel ID Number: 22-75853-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Meadows 4th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,598.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 08, 2013, or the next business day if August 08, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 27, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003989F05 3256361 12/27/12-1/31/13

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2000 MORTGAGOR: Stephen M. Saver, a single person. MORTGAGEE: B r e m e r B a n k , National Association. DATE AND PLACE OF RECORDING: Recorded February 17, 2000 Dakota County Recorder, Document No. 1674971. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated January 28, 2000 Recorded February 17, 2000, as Document No. 1674972. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 100 East Richmond Street, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.71500.34.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15 in Block 34 of Spring Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $84,858.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007084 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256422 12/27/12-1/31/13

PUBLIC NOTICE

MORTGAGOR: Dianne R. Olsen, an unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed April 4, 2008, Dakota County Registrar of Titles, Document No. 626134 on Certificate of Title No. 144549. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0002758643-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 5412 Oriole Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.82500.08.028 LEGAL DESCRIPTION OF PROPERTY: Unit No. 28, CIC No. 323, Vermillion Grove Condominiums, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,854.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005435 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230146 11/29/12-1/3/13

PUBLIC NOTICE

MORTGAGE: Countrywide Home Loans, Inc. DBA America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 5254 Upper 183rd Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.19505.05.110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 5, Dakota County Estates 6th Addition, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,274.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005321 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228889 11/29/12-1/3/13

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $136,064.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004652 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228908 11/29/12-1/3/13

PUBLIC NOTICE

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�� the mort DATE AND�� TIME OF SALE: January the date on or before which gagor(s) must vacate the property if the 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law mortgage is not reinstated under secEnforcement Center, 1580 Hwy 55, tion 580.30 or the property is not Lobby #S-100, Hastings, MN redeemed under section 580.23 is to pay the debt then secured by said 11:59 p.m. on July 22,2013 unless that Mortgage, and taxes, if any, on said date falls on a weekend or legal holipremises, and the costs and disburse- day, in which case it is the next weekm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s day, and unless the redemption period allowed by law subject to redemption is reduced to 5 weeks under MN Stat. within six (6) months from the date of Secs. 580.07 or 582.032. said sale by the mortgagor(s), their MORTGAGOR(S) RELEASED FROM personal representatives or assigns FINANCIAL OBLIGATION ON MORTunless reduced to Five (5) weeks under GAGE: None MN Stat. §580.07. "THE TIME ALLOWED BY LAW FOR TIME AND DATE TO VACATE PROP- REDEMPTION BY THE MORTGAGOR, E R T Y : I f t h e r e a l e s t a t e i s a n THE MORTGAGOR'S PERSONAL REPowner-occupied, single-family dwell- RESENTATIVES OR ASSIGNS, MAY BE ing, unless otherwise provided by law, REDUCED TO FIVE WEEKS IF A JUDIthe date on or before which the mort- CIAL ORDER IS ENTERED UNDER gagor(s) must vacate the property if the MINNESOTA STATUTES, SECTION mortgage is not reinstated under sec- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tion 580.30 or the property is not OTHER THINGS, THAT THE MORTredeemed under section 580.23 is GAGED PREMISES ARE IMPROVED 11:59 p.m. on July 24, 2013, unless WITH A RESIDENTIAL DWELLING OF that date falls on a weekend or legal LESS THAN FIVE UNITS, ARE NOT holiday, in which case it is the next PROPERTY USED IN AGRICULTURAL weekday, and unless the redemption P R O D U C T I O N , A N D A R E period is reduced to 5 weeks under MN ABANDONED." Dated: November 16, 2012 Stat. Secs. 580.07 or 582.032. Green Tree Servicing LLC MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORTUSSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 8 - 12-006298 FC MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 11/29/12-1/3/13 OTHER THINGS, THAT THE MORT- 3228937 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E N O T ICE IS HEREBY GIVEN that ABANDONED." default has occurred in the conditions Dated: November 15, 2012 JPMorgan Chase Bank, National of the following described mortgage: DATE OF MORTGAGE: November 02, Association 2005 Mortgagee/Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of MORTGAGE: $180,000.00 MORTGAGOR(S): Shirley M. Bailey, a Mortgagee single person 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. as nominee (952) 925-6888 for American Mortgage Network, Inc., 30 - 12-005023 FC THIS IS A COMMUNICATION FROM its successors and/or assigns DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded: November 09, 2005 3230251 11/29/12-1/3/13 Dakota County Recorder Document Number: 2379547 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage NOTICE OF MORTGAGE Company FORECLOSURE SALE Dated: October 25, 2012 THE RIGHT TO VERIFICATION Transaction Agent: Mortgage ElecOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiTHE TIME PROVIDED BY LAW IS cation Number: 1001310-2250086590-6 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Lender or Broker: American Mortdefault has occurred in conditions of gage Network, Inc. the following described mortgage: Residential Mortgage Servicer: CenDATE OF MORTGAGE: O c t o b e r 1 6 , tral Mortgage Company Mortgage Originator: Not Applicable 2006 MORTGAGOR: Daniel L Provinzino, COUNTY IN WHICH PROPERTY IS LOCATED: Dakota an unmarried man. Property Address: 6693 168th St W, MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Rosemount, MN 55068-1829 DATE AND PLACE OF RECORDING: Tax Parcel ID Number: R e c o r d e d D e c e m b e r 2 0 , 2 0 0 6 22-21174-02-140 Dakota County Recorder, Document LEGAL DESCRIPTION OF PROPNo. 2483094. ERTY: Lot 14, Block 2, Donnays Valley A S S I G N M E N T S O F M O R T G A G E : Park 5th, according to the recorded Assigned to: Green Tree Servicing plat thereof Dakota County, Minnesota. LLC. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE: Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - $174,202.31 THAT all pre-foreclosure requireGAGE IDENTIFICATION NUMBER ON ments have been complied with; that MORTGAGE: 1000157-0007190197-5 LENDER OR BROKER AND MORT- no action or proceeding has been instiG A G E O R I G I N A T O R S T A T E D O N tuted at law or otherwise to recover the M O R T G A G E : C o u n t r y w i d e H o m e debt secured by said mortgage, or any part thereof; Loans, Inc PURSUANT to the power of sale conRESIDENTIAL MORTGAGE SERtained in said mortgage, the VICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: above-described property will be sold 5 9 0 8 C a h i l l A v e n u e , I n v e r G r o v e by the Sheriff of said county as follows: Heights, MN 55076 DATE AND TIME OF SALE: January T A X P A R C E L I . D . # : 11, 2013 at 10:00 AM 20.78201.01.200 LEGAL DESCRIPTION OF PROPPLACE OF SALE: Dakota County ERTY: Law Enforcement Center, 1580 HighLots 11, and 20, Block 1, Twin Oaks way 55, Lobby S-100, Hastings, MinneEstates Replat sota COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED: Dakota gage and taxes, if any, on said preORIGINAL PRINCIPAL AMOUNT OF mises and the costs and disburseMORTGAGE: $128,800.00 ments, including attorney fees allowed AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within DUE AS OF DATE OF NOTICE, INCLUD- six (6) months from the date of said ING TAXES, IF ANY, PAID BY MORT- sale by the mortgagor(s), their perGAGEE: $118,692.83 sonal representatives or assigns. That prior to the commencement of If the Mortgage is not reinstated this mortgage foreclosure proceeding under Minn. Stat. §580.30 or the propMortgagee/Assignee of Mortgagee com- erty is not redeemed under Minn. Stat. plied with all notice requirements as §580.23, the Mortgagor must vacate required by statute; That no action or the property on or before 11:59 p.m. on proceeding has been instituted at law July 11, 2013, or the next business day o r o t h e r w i s e t o r e c o v e r t h e d e b t if July 11, 2013 falls on a Saturday, secured by said mortgage, or any part Sunday or legal holiday. thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the above THIS COMMUNICATION IS FROM described property will be sold by the A DEBT COLLECTOR ATTEMPTSheriff of said county as follows: ING TO COLLECT A DEBT. ANY DATE AND TIME OF SALE: January INFORMATION OBTAINED WILL BE 22, 2013 at 10:00 AM USED FOR THAT PURPOSE. PLACE OF SALE:Sheriff's Office, Law THE RIGHT TO VERIFICATION OF Enforcement Center, 1580 Hwy 55, THE DEBT AND IDENTITY OF THE Lobby #S-100, Hastings, MN ORIGINAL CREDITOR WITHIN THE to pay the debt then secured by said T I M E P R O V I D E D B Y L A W I S N O T Mortgage, and taxes, if any, on said AFFECTED BY THIS ACTION. premises, and the costs and disburseTHE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07. 582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, the date on or before which the mort- ��

PUBLIC NOTICE

�� WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025140F02 3226497 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2007 MORTGAGOR: C o l l e e n L e a h y , a single woman and James Curtis, a single man. MORTGAGEE: Prime Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded July 26, 2007 Dakota County Recorder, Document No. 2533090. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated June 22, 2007 Recorded July 26, 2007, as Document No. 2533091. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1025 Macarthur Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42.34000.02.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Hurley's Addition to West St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,078.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007085 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256414 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 9 , 2010 MORTGAGOR: Dorrien J Williams, an unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 26, 2010 Dakota County Recorder, Document No. 2748652. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation. Dated November 21, 2012 Recorded November 29, 2012, as Document No. 2911775. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000840133417 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare, A Division of FNF Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 18068 Everglade Court, Farmington, MN 55024 TAX PARCEL I.D. #: 141985102130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Deer Meadow 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,472.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,268.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013 case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 13, 2012 Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 100 - 12-006888 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256334 12/27/12-1/31/13

PUBLIC NOTICE

wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 04/10/2007 as Document Number 2508732 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 14-22505-04-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, East Farmington 6th Addition, Dakota County, Minnesota ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: 1108 Locust Street, Farmington, MN 55024 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $244,917.34 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3230752 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 09, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,000.00 MORTGAGOR(S): Nicholas G Horan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 19, 2002 Dakota County Recorder Document Number: 1864515 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: November 13, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3511110257-6 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3962 Dawn Way, Inver Grove Heights, MN 55076-3143 Tax Parcel ID Number: 20-53651-09-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, The Oaks Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $90,801.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026606F01 3227680 11/29/12-1/3/13

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-006250 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3229151 11/29/12-1/3/13

PUBLIC NOTICE

weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005432 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230139 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Susan M. Vought, a single woman MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded: March 03, 2005 Dakota County Recorder Document Number: 2301010 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for, Ameriquest Mortgage Securities Inc. Asset-Backed Pass-Through Certificates, Series 2005-R3 Dated: January 20, 2009 Recorded: February 17, 2009 Dakota County Recorder Document Number: 2637687 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Ameriquest Mortgage Company Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4466 Woodgate Pt, Eagan, MN 55122-2448 Tax Parcel ID Number: 10-84602-02-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2 Woodgate 3rd Addition, CIC No. 226, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,624.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust

��

Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026197F01 3235541 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 8 , 2007 MORTGAGOR: Carlos Delatorre and Maria Orozco, husband and wife, as joint tenants. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 20, 2007 Dakota County Recorder, Document No. 2538561. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP. Dated May 18, 2012 Recorded May 24, 2012, as Document No. 2870206. And thereafter assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700023880118 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 18340 Everton Court, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-33102-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Hillview 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,874.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-004811 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256468 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2007 MORTGAGOR: Timothy J. Chandler and Christina M. Chandler, husband and wife. MORTGAGEE: C i t i M o r t g a g e , I n c . S/B/M with ABN Amro Mortgage Group, Inc.. DATE AND PLACE OF RECORDING: Filed November 6, 2007, Dakota County Registrar of Titles, Document No. 619820 on Certificate of Title No. 132493. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 744 22nd Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.76800.02.140 LEGAL DESCRIPTION OF PROPERTY: Lot Numbered Fourteen (14) in Block Two (2) of Tower Heights, County of Dakota, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,051.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14 , 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-006771 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256444 12/27/12-1/31/13

PUBLIC NOTICE

single person. MORTGAGEE: First Franklin Financial Corporation. DATE AND PLACE OF RECORDING: Filed May 31, 2000, Dakota County Registrar of Titles, Document No. 421351 on Certificate of Title No. 118960. ASSIGNMENTS OF MORTGAGE: Assigned to: Altegra Credit Company n/k/a National City Home Loan Services, Inc.. And thereafter assigned to: PNC Bank, National Association, successor by merger to National City Bank successor by merger to National City Bank of Kentucky. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 12228 Oak Leaf Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 025370002160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Two (2), in Oak Leaf. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $81,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,028.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-006089 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3236339 12/6/12-1/10/13

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249130000013411 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1442 Summit Shores Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02.73081.01.180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Summit Shores Second, Common Interest Community Number 135, a Planned Community. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,131.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005690 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237514 12/6/12-1/10/13

PUBLIC NOTICE

��

�� lows: �� ERTY: DATE AND TIME OF SALE: January Unit No. S1866, Condominium File 18, 2013 at 10:00 AM No. 84, Southpointe Condominium PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 HighLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF way 55, Lobby S-100, Hastings, MinneMORTGAGE: $140,650.00 sota AMOUNT DUE AND CLAIMED TO BE to pay the debt secured by said mortDUE AS OF DATE OF NOTICE, INCLUD- gage and taxes, if any, on said preING TAXES, IF ANY, PAID BY MORT- mises and the costs and disbursements, including attorney fees allowed GAGEE: $130,257.37 That prior to the commencement of by law, subject to redemption within this mortgage foreclosure proceeding six (6) months from the date of said Mortgagee/Assignee of Mortgagee com- sale by the mortgagor(s), their perplied with all notice requirements as sonal representatives or assigns. required by statute; That no action or If the Mortgage is not reinstated proceeding has been instituted at law under Minn. Stat. §580.30 or the propo r o t h e r w i s e t o r e c o v e r t h e d e b t erty is not redeemed under Minn. Stat. secured by said mortgage, or any part §580.23, the Mortgagor must vacate thereof; the property on or before 11:59 p.m. on PURSUANT to the power of sale con- July 18, 2013, or the next business day tained in said mortgage, the above if July 18, 2013 falls on a Saturday, described property will be sold by the Sunday or legal holiday. Sheriff of said county as follows: Mortgagor(s) released from financial DATE AND TIME OF SALE: January obligation: NONE 24, 2013 at 10:00 AM THIS COMMUNICATION IS FROM PLACE OF SALE:Sheriff's Office, Law A DEBT COLLECTOR ATTEMPTEnforcement Center, 1580 Hwy 55, ING TO COLLECT A DEBT. ANY Lobby #S-100, Hastings, MN INFORMATION OBTAINED WILL BE to pay the debt then secured by said USED FOR THAT PURPOSE. Mortgage, and taxes, if any, on said THE RIGHT TO VERIFICATION OF premises, and the costs and disburse- THE DEBT AND IDENTITY OF THE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ORIGINAL CREDITOR WITHIN THE allowed by law subject to redemption T I M E P R O V I D E D B Y L A W I S N O T within six (6) months from the date of AFFECTED BY THIS ACTION. said sale by the mortgagor(s), their THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on July 24, 2013 unless PRODUCTION, AND ARE ABANDONED. that date falls on a weekend or legal DATED: December 06, 2012 holiday, in which case it is the next ASSIGNEE OF MORTGAGEE: weekday, and unless the redemption Bank of America, N.A., successor period is reduced to 5 weeks under MN by merger to BAC Home Loans Stat. Secs. 580.07 or 582.032. Servicing, LP MORTGAGOR(S) RELEASED FROM Wilford, Geske & Cook P.A. FINANCIAL OBLIGATION ON MORT- Attorneys for Assignee of Mortgagee GAGE: None 8425 Seasons Parkway, Suite 105 "THE TIME ALLOWED BY LAW FOR Woodbury, MN 55125-4393 REDEMPTION BY THE MORTGAGOR, (651) 209-3300 THE MORTGAGOR'S PERSONAL REP- File Number: 024953F02 RESENTATIVES OR ASSIGNS, MAY BE 3238210 12/6/12-1/10/13 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: November 20, 2012 M i n n e s o t a H o u s i n g F i n a n c e the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , Agency 2002 Mortgagee/Assignee of Mortgagee MORTGAGOR: M a r y K . S c h l e i s , a USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of single woman. MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc.. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Filed April 10, 2003, Dakota County (952) 925-6888 Registrar of Titles, Document No. 135 - 12-006405 FC THIS IS A COMMUNICATION FROM 495295 on Certificate of Title No. 127652. A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 3236344 12/6/12-1/10/13 Assigned to: JPMorgan Chase Bank, National Association S/B/M Chase Home Finance LLC. NOTICE OF MORTGAGE Said Mortgage being upon RegisFORECLOSURE SALE tered Land. NOTICE IS HEREBY GIVEN that TRANSACTION AGENT: Mortgage default has occurred in the conditions Electronic Registration Systems, Inc. of the following described mortgage: TRANSACTION AGENT'S MORTDATE OF MORTGAGE: July 24, 2008 GAGE IDENTIFICATION NUMBER ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 1001625-0003755724-7 MORTGAGE: $260,347.00 LENDER OR BROKER AND MORTMORTGAGOR(S): James D. Puls and G A G E O R I G I N A T O R S T A T E D O N Michele E. Puls, husband and wife MORTGAGE: Alpine Lending, LLC MORTGAGEE: Mortgage Electronic RESIDENTIAL MORTGAGE SERRegistration Systems, Inc. as nominee V I C E R : J P M o r g a n C h a s e B a n k , for GB Mortgage, LLC, its successors National Association and assigns MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 101 Mary Ann Lane, Burnsville, MN Recorded: August 04, 2008 Dakota 55337 County Recorder TAX PARCEL I.D. #: 027643009010 Document Number: 2606041 LEGAL DESCRIPTION OF PROPLOAN MODIFICATION: ERTY: Dated: February 08, 2011 Lot 1, Block 9, Timberland-Knoll Recorded: August 10, 2012 Acres, Dakota County, Minnesota Document Number: 2886564 COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: LOCATED: Dakota And assigned to: BAC Home Loans ORIGINAL PRINCIPAL AMOUNT OF Servicing, LP MORTGAGE: $90,000.00 Dated: May 26, 2009 AMOUNT DUE AND CLAIMED TO BE Recorded: June 02, 2009 Dakota DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder ING TAXES, IF ANY, PAID BY MORTDocument Number: 2660927 GAGEE: $106,966.96 Transaction Agent: Mortgage ElecThat prior to the commencement of tronic Registration Systems, Inc. this mortgage foreclosure proceeding Transaction Agent Mortgage Identifi- Mortgagee/Assignee of Mortgagee comcation Number: 100016500007940488 plied with all notice requirements as Lender or Broker: GB Mortgage, LLC required by statute; That no action or Residential Mortgage Servicer: Bank proceeding has been instituted at law of America, N.A. or otherwise to recover the debt Mortgage Originator: Not Applicable secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 1742 Deerwood tained in said mortgage, the above Dr, Eagan, MN 55122-1736 described property will be sold by the T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 10-19910-01-040 DATE AND TIME OF SALE: January L E G A L D E S C R I P T I O N O F P R O P - 22, 2013 at 10:00 AM ERTY: Lot 4, Block 1, Deerhawk AddiPLACE OF SALE:Sheriff's Office, Law tion Dakota County, Minnesota Enforcement Center, 1580 Hwy 55, AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said $331,953.43 Mortgage, and taxes, if any, on said THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their part thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07. above-described property will be sold TIME AND DATE TO VACATE PROPby the Sheriff of said county as fol�� lows:

PUBLIC NOTICE

�� ATTEMPT A DEBT COLLECTOR ING TO COLLECT A DEBT. ANY �� TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 22, 2013__, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005153 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3238113 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE UNDER MINN. STAT. § 582.32 NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $340,000.00 MORTGAGOR(S): Randy Barker and Kristina Barker, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. solely as nominee for MILA, Inc. DATE AND PLACE OF RECORDING: Recorded: December 19, 2005 Dakota County Recorder Document Number: 2390015 ASSIGNMENTS OF MORTGAGE: And assigned to: Ocwen REO Trust Dated: November 6, 2007 Recorded: August 7, 2012 Dakota County Recorder Document Number: 2885698 ASSIGNMENTS OF MORTGAGE: And assigned to: VPH NPL JKC 57 Trust Dated: March 22, 2012 Recorded: August 7, 2012 Dakota County Recorder Document Number: 2885715 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000277694-9 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: Vista Pacific Holdings, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14259 Fridley Way, Apple Valley, MN 55124 Tax Parcel ID Number: 01-16583-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Cedar Isle Estates 4th, according to the recorded plat thereof and situated in Dakota County, Minnesota, VOLUNTARY FORECLOSURE AGREEMENT: dated: November 1, 2012 Recorded: November 5, 2012 Document Number: 2906625 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF VOLUNTARY FORECLOSURE AGREEMENT: $574,684.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE: Dakota County Sheriff's Main Office, Civil Division, 1580 W. Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within two (2) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the property is not redeemed under Minn. Stat. §582.32, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2013, or the next business day if March 10, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: VPH MPL JKC 57 TRUST Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025376L02 3235572 12/6-12/27/12

PUBLIC NOTICE

NOTICE OF SHERIFF'S SALE OF REAL PROPERTY IN A FORECLOSURE BY ACTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-12-5220 CASE TYPE: Contract/Foreclosure Bank of the West, Plaintiff, v. Dunham Properties, LLC, a Minnesota limited liability company; Receivables Management Solutions, Inc., a Minnesota corporation; Robert C. Dunham; Lisa M. Dunham; Anchor Bank, West St. Paul, N.A.; PSC Info Group; and XYZ Corporation, ABC Partnership, Joe Doe and Mary Rowe, whose true names and addresses are unknown to Plaintiff, Defendants. NOTICE IS HEREBY GIVEN that, at 10:00 a.m. on February 26, 2013, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033-2343 and pursuant to the Findings of Fact, Conclusions of Law, Order for Default Judgment, and Judgment of the District Court of Dakota County, Minnesota, First Judicial District, entered in the above captioned action on December 13, 2012 ("Judgment Order"), the undersigned Sheriff of Dakota County, Minnesota will sell the real property described in said Judgment Order, to wit: Parcel 1: The East 190 feet of the North 416 feet of the following described real estate: Beginning at a point on the North line of the Northwest Quarter of the Southeast Quarter, Section 20, Township 28, Range 22, said point being 750.94 feet West of the Northeast corner of said Northwest Quarter of the Southeast Quarter; thence South 1 degree 00 minutes West, a distance of 772 feet; thence West to West line of said Northwest Quarter of the Southeast Quarter; thence North 772 feet, more or less, to the center of Section 20; thence East to the point of beginning, except the North 30 feet thereof. According to the Government Survey thereof. Parcel 2: The East 190 feet of Lot 3, Block 1, Marthaler Industrial Center. Together with an easement for access to Marthaler Lane and for utility purposes over, under and across Lot 3, Block 1, Marthaler Industrial Center, except the East 190 feet thereof as set forth in Dakota County Recorder Document No. 547257. Street Address: 260 Wentworth Avenue East, West St. Paul, Minnesota 55118. (hereinafter the "Real Property") together with all the estates and rights in and to said Real Property and in and to lands lying in streets, alleys and roads adjoining the Real Property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights-of-way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to said Real Property, as one parcel (or, if directed by Plaintiff, in separate parcels), for cash, to the highest bidder, all in accordance with Minnesota Statutes Chapter 581 and the provisions of law relating to the sale of real estate on execution. As set forth in said Judgment Order, the proceeds of the sale shall be applied first to pay Plaintiff's usual and customary costs and expenses of said sale and second to pay, in whole or in p a r t , t h e C o u r t ' s j u d g m e n t i n t he amount of $726,197.68 against Dunham Properties, LLC, Receivables Management Solutions, Inc., Robert C. Dunham and Lisa M. Dunham as described in the Judgment Order, plus interest at the judgment rate accruing on and after December 13, 2012. The overage, if any, shall be paid to the Court to abide by the further order of the Court with respect thereto. The sale is subject to redemption within six (6) months from the date of the order confirming the sale. Dated this 20 day of December, 2012. Dave Bellows Sheriff of Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Robert Shingledecker BRIGGS AND MORGAN, P.A. Charles B. Rogers (#130588) Joseph D. Roach (#250843) Daniel N. Moak (#347474) 2200 IDS Center 80 South Eighth Street Minneapolis, MN 55402 ATTORNEYS FOR PLAINTIFF 3256181 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2002 MORTGAGOR: B r i a n J O l s o n , a n unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 24, 2003 Dakota County Recorder, Document No. 1989111. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100076030100145105 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: RateOne Home Loans RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 325 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640003040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Cari Park, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,225.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 7, 2013_____________________, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004837 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256455 12/27/12-1/31/13

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded April 16, 2008 Dakota County Recorder, Document No. 2584837. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fifth Third Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Fifth Third Mortgage Company MORTGAGED PROPERTY ADDRESS: 13473 Danube Lane, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.18305.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Hills 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $304,960.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2012 Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-006687 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237546 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 MORTGAGOR(S): Michael R. Diehl, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, LLC, its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: January 03, 2007 Dakota County Registrar of Titles Document Number: 603570 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association as Trustee for BAFC 2007-4 Dated: October 31, 2012 Registered: November 02, 2012 Dakota County Registrar of Titles Document Number: T705621 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401447015476 Lender or Broker: SunTrust Mortgage, LLC Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128112

128112 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 144 21st Ave S, South Saint Paul, MN 55075-5841 Tax Parcel ID Number: 36-53600-04-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Oak View Addition to South St. Paul, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,949.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association as Trustee for BAFC 2007-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026570F01 3231622 12/6/12-1/10/13

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 Residential Credit Solutions, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 119 - 12-004914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3235621 12/6/12-1/10/13

PUBLIC NOTICE

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premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 17, 2013____________________, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-12311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237560 12/6/12-1/10/13

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-004252 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3231392 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/02/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,700.00 MORTGAGOR(S): Terri E. Norby, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 05/14/2007 as Document Number 2517027 the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 01-63402-50-046 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46, Regatta Village Homes, Common Interest Community No. 282, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 15535 Foghorn Lane, Apple Valley, MN 55124 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $164,782.59 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 U.S. Bank National Association ND,

ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3237533 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,604.00 MORTGAGOR(S): Ronald Dias, and Michelle Dias, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A. its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 12, 2010 Dakota County Recorder Document Number: 2707233 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by merger to BAC Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829794 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000323608-8 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16458 Elm Creek Ln, Lakeville, MN 55044-4738 Tax Parcel ID Number: 22-26701-12-015 LEGAL DESCRIPTION OF PROPERTY: Unit No. 02015, CIC No. 581, Fieldstone Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,569.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 SSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024880F03 3230945 12/6/12-1/10/13

PUBLIC NOTICE

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2005 MORTGAGOR: J u l i e K . W i e s s e n berger and Lonnie Wiessenberger, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 5, 2005 Dakota County Recorder, Document No. 2386076. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100382202002317228 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14822 Covington Avenue, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.16402.02.060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Carrollton 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,407.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004934 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237505 12/6/12-1/10/13

PUBLIC NOTICE

��

�� proceeding �� THAT�� no action or has MORTGAGE:�� 100015904000745673 LENDER OR BROKER AND MORT- been instituted at law to recover the G A G E O R I G I N A T O R S T A T E D O N debt secured by said mortgage, or any MORTGAGE: CTX Mortgage Company, part thereof; that there has been comLLC pliance with all pre-foreclosure notice R E S I D E N T I A L M O R T G A G E S E R - and acceleration requirements of said V I C E R : J P M o r g a n C h a s e B a n k , mortgage, and/or applicable statutes. Pursuant to the power of sale conNational Association MORTGAGED PROPERTY ADDRESS: tained in said Mortgage, the Mortgage 19726 Escort Trail, Farmington, MN will be foreclosed, and the mortgaged premises will be sold by the Sheriff of 55024 T A X P A R C E L I . D . # : Dakota, Minnesota at public auction as 14-16600-10-607 follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: ERTY: 01/25/2013 at 10:00 A.M. Unit No. 607, Common Interest PLACE OF SALE: Dakota Sheriff's Community Number 520, a Condo- Office, 1580 Highway 55, Hastings, MN minium, Charleswood Crossing, 55033 to pay the debt then secured by Dakota County, Minnesota. said mortgage and taxes, if any actuCOUNTY IN WHICH PROPERTY IS ally paid by the mortgagee, on the LOCATED: Dakota premises and the costs and disburseORIGINAL PRINCIPAL AMOUNT OF ments allowed by law. MORTGAGE: $172,636.00 The time allowed by law for redempAMOUNT DUE AND CLAIMED TO BE t i o n b y s a i d M o r t g a g o r ( s ) o r DUE AS OF DATE OF NOTICE, INCLUD- Mortgagor's personal representatives ING TAXES, IF ANY, PAID BY MORT- or assigns is six (6) months from the GAGEE: $207,289.02 date of sale. That prior to the commencement of TIME AND DATE TO VACATE PROPthis mortgage foreclosure proceeding ERTY: None Mortgagee/Assignee of Mortgagee comMinnesota Statute 580.04(b) proplied with all notice requirements as v i d e s , " I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, the notice must also specify the o r o t h e r w i s e t o r e c o v e r t h e d e b t date on or before which the mortgage secured by said mortgage, or any part must vacate the property if the mortgage is no reinstated under section thereof; PURSUANT to the power of sale con- 580.30 or the property redeemed under tained in said mortgage, the above section 580.23." If the statute applies, described property will be sold by the the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next busiSheriff of said county as follows: DATE AND TIME OF SALE: January ness day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law MORTGAGOR(S) RELEASED FROM Enforcement Center, 1580 Hwy 55, FINANCIAL OBLIGATION ON MORTLobby #S-100, Hastings, MN GAGE: None to pay the debt then secured by said THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS THAT MORTGAGED MN Stat. §580.07. PREMISES ARE IMPROVED WITH A TIME AND DATE TO VACATE PROP- RESIDENTIAL DWELLING OF LESS E R T Y : I f t h e r e a l e s t a t e i s a n THAN FIVE UNITS, ARE NOT PROPowner-occupied, single-family dwell- ERTY USED IN AGRICULTURAL PROing, unless otherwise provided by law, DUCTION, AND ARE ABANDONED. the date on or before which the mortDated: 12/13/2012 gagor(s) must vacate the property if the U.S. Bank National Association ND, mortgage is not reinstated under secMortgagee/Mortgage Assignee tion 580.30 or the property is not redeemed under section 580.23 is Dunakey & Klatt, P.C., 11:59 p.m. on _July 24, 2013, unless By Brian G. Sayer and Crystal W. Rink, that date falls on a weekend or legal Attorneys for Mortgagee/Mortgage holiday, in which case it is the next Assignee weekday, and unless the redemption 531 Commercial Street, P.O. Box 2363, period is reduced to 5 weeks under MN Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM DEBT COLLECTOR ATTEMPTING TO FINANCIAL OBLIGATION ON MORT- COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR GAGE: None "THE TIME ALLOWED BY LAW FOR THAT PURPOSE. REDEMPTION BY THE MORTGAGOR, 3244168 12/13/12-1/17/13 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: F e b r u a r y 1 , Dated: November 21, 2012 JPMorgan Chase Bank, National 2008 MORTGAGOR: Jacqueline J. Stanley, Association a single person. Mortgagee/Assignee of Mortgagee MORTGAGEE: Mortgage Electronic USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Mortgagee Recorded February 21, 2008 Dakota 4500 Park Glen Road #300 County Recorder, Document No. Minneapolis, MN 55416 2573105. (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 30 - 30-11332 Assigned to: JPMorgan Chase Bank, THIS IS A COMMUNICATION FROM National Association. A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage 3237576 12/6/12-1/10/13 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500063979836 NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: AmTrust Bank DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN RESIDENTIAL MORTGAGE SERTHE TIME PROVIDED BY VICER: JPMorgan Chase Bank, LAW IS NOT AFFECTED BY THIS National Association ACTION. MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN: That 1304 Aspen Drive, Burnsville, MN Default has occurred in the conditions 55337 of the following described mortgage: TAX PARCEL I.D. #: 025657501050 DATE OF MORTGAGE: 05/08/2006 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $182,700.00 Lot 5, Block 1, Park Hill, Dakota MORTGAGOR(S): Amy Neubauer, a County, Minnesota single person COUNTY IN WHICH PROPERTY IS MORTGAGEE: U.S. Bank National LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Association ND D A T E A N D P L A C E O F F I L I N G : MORTGAGE: $274,000.00 AMOUNT DUE AND CLAIMED TO BE 05/26/2006 as Document Number 2432848 in the Office of the County DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTRecorder, Dakota County, Minnesota T A X P A R C E L I . D . N O : GAGEE: $264,454.80 That prior to the commencement of 10-32951-09-020 L E G A L D E S C R I P T I O N O F P R O P - this mortgage foreclosure proceeding ERTY: Lot 2, Block 9, Hillandale Addi- Mortgagee/Assignee of Mortgagee complied with all notice requirements as tion No. 2, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: required by statute; That no action or 4130 Meadowlark Way, Eagan, MN proceeding has been instituted at law or otherwise to recover the debt 55122 ABSTRACT PROPERTY secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conLENDER OR BROKER AND MORT- tained in said mortgage, the above G A G E O R I G I N A T O R : U . S . B a n k described property will be sold by the National Association ND Sheriff of said county as follows: RESIDENTIAL MORTGAGE SERDATE AND TIME OF SALE: January VICER: U.S. Bank National Associa- 31, 2013 at 10:00 AM tion ND PLACE OF SALE:Sheriff's Office, Law TRANSACTION AGENT: None Enforcement Center, 1580 Hwy 55, THE AMOUNT CLAIMED TO BE DUE Lobby #S-100, Hastings, MN ON THE MORTGAGE AS OF THE DATE to pay the debt then secured by said OF THIS NOTICE: $188,834.04 THAT no action or proceeding has ��

PUBLIC NOTICE

�� ing,�� unless otherwise provided by law, the date on or before which the mort�� to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 31, 2013____, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006665 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3244042 12/13/12-1/17/13

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 30, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 LNV Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-3-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243731 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 6, 2005 MORTGAGOR: Geraldine Style and Edward Style, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 30, 2005 Dakota County Recorder, Document No. 2366278. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0005632424-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 20468 Cypress Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.48760.01.520 LEGAL DESCRIPTION OF PROPERTY: Lot 52, Block 1, Middle Creek East, CIC No 404, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,555.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,304.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 29, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006237 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243753 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 MORTGAGOR(S): Emmanuel Bour and Naana Ofori Atia, Husband and Wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457191 ASSIGNMENTS OF MORTGAGE: And assigned to: Citigroup Global Markets Realty Corp. Dated: October 14, 2008 Recorded: October 27, 2008 Dakota County Recorder Document Number: 2619822 And assigned to: PennyMac Corp. Dated: July 30, 2012 Recorded: August 10, 2012 Dakota County Recorder Document Number: 2886661 And assigned to: PennyMac Mortgage Investment Trust Holdings I, LLC Dated: October 30, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: PennyMac Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4076 152nd Ct W, Rosemount, MN 55068-1590 Tax Parcel ID Number: 34.83600.03.130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, Wensmann Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $296,278.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2013, or the next business day if July 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 13, 2012 ASSIGNEE OF MORTGAGEE: PennyMac Mortgage Investment Trust Holdings I, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023580F01 3243132 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,300.00 MORTGAGOR(S): Nicholas Yoon Lee, a single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: May 01, 2008 Dakota County Registrar of Titles Document Number: 627407 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144688 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2127 Cliffhill Ln, Eagan, MN 55122-2376 Tax Parcel ID Number: 10-16600-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), in Cedar Cliff, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,234.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 08, 2013, or the next business day if August 08, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 27, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026741F01 3253581 12/27/12-1/31/13

PUBLIC NOTICE

Trustee, for New Century Home Equity Loan Trust 2005-1 Dated: October 1, 2012 , and recorded November 8, 2012 by Document No. 2907667 . LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Melin`s Rearrangement of Blocks 16 and 18 South Park Division No. 10 to South St. Paul, Dakota County, Minnesota PROPERTY ADDRESS: 518 9th Ave N, South St. Paul, MN 55075-1609 PROPERTY I.D: 36-48300-01-020 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Seven Hundred Eighty-Four and 04/100 ($183,784.04) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 31, 2013 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2013, or the next business day if July 31, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 13, 2012 Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00468-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4337171 12/13/2012, 12/20/2012, 12/27/2012, 01/03/2013, 01/10/2013, 01/17/2013 3238961 12/13/12-1/17/13

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005223 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243767 12/13/12-1/17/13

PUBLIC NOTICE

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premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-004529 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243841 12/13/12-1/17/13

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 27, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 4, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001718 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3244409 12/13/12-1/17/13

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 29, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006080 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243781 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/30/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Tammy Torgerson, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 08/15/2007 as Document Number 2537561 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 36-71500-30-240 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 30, Spring Park, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 200 Douglas St. E., South St. Paul, MN 55075 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $213,863.49 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DUCTION, AND ARE ABANDONED. Dated: 12/13/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244175 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2007 MORTGAGOR: Amanda L. Feldten, a single person . MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 17, 2007 Dakota County Recorder, Document No. 2517837. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0007707256-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 20166 Home Fire Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.32100.02.330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 2, Heritage Square Addition, Common Interest Community No. 228, Together with Appurtenant Easements Created Pursuant to Declaration, Document No. 1443836 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,663.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 07, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 07, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004618 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251451 12/20/12-1/24/13

�� LEGA L DESCRIP T I O�� N OF

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,934.00 MORTGAGOR(S): Sareen K Devireddy and Jyothirmai Chittyreddy, Husband and Wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 05, 2011 Dakota County Recorder Document Number: 2813197 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 11, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4074 Johnny Cake Ridge Rd, Eagan, MN 55122-4207 Tax Parcel ID Number: 10-53760-05-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Oakbrooke, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $289,562.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025858F01 3249919 12/20/12-1/24/13

PUBLIC NOTICE

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PROP ERTY: Lot 6, Block 2, Whisperin g Woods Fifth Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 2273 Whispering Trail, Eagan, MN 55122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-9516050513-7 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $404,722.74 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244162 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,270.00 MORTGAGOR(S): Michelle R. Litzner, a single person and Todd M. Bowman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Company, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 21, 2007 Dakota County Recorder Document Number: 2545627 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countywide Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829825 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500038856 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9275 190th St W, Lakeville, MN 55044-4449 Tax Parcel ID Number: 22-16951-01-030

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�� 01, �� 2013 at 10:00 AM PLACE OF SALE: Dakota �� 22 16951 01 030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Century Ridge 2nd Addition, CIC No. 296, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,297.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2013, or the next business day if July 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026688F01 3239231 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 MORTGAGOR(S): Albin G. Sorenson and Deborah J. Sorenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: March 10, 2005 Dakota County Recorder Document Number: 2303405 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: August 15, 2012 Recorded: August 24, 2012 Dakota County Recorder Document Number: 2889653 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700044570618 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7154 145th St W, Apple Valley, MN 55124-8516 Tax Parcel ID Number: 01-66503-06-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 6, Scott Highlands Fourth Addition, Hennepin County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,281.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM

County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026689F01 3247944 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Michael J Starc, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for The Business Bank, DBA Prime Mortgage, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 09, 2010 Dakota County Recorder Document Number: 2765166 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 17, 2012 Recorded: September 28, 2012 Dakota County Recorder Document Number: 2897854 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001032-1000072992-0 Lender or Broker: The Business Bank, DBA Prime Mortgage Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 418 Tiffany Dr, Hastings, MN 55033-3980 Tax Parcel ID Number: 19-16400-08-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 8, Cari Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,411.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026317F01 3246831 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): John C. Myers and Denyce L. Myers, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc., its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: July 29, 2005 Dakota County Registrar of Titles Document Number: 570773 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: February 13, 2012 Registered: February 22, 2012 Dakota County Registrar of Titles Document Number: T691837 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800872573411 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126576 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6520 156th St E, Hastings, MN 55033-9517 Tax Parcel ID Number: 30-17451-05-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Circle Drive 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,556.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCC E S S O R B Y M E R G E R T O BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024068F03 3248042 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 05, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00 MORTGAGOR(S): James L. Huff and Kelly J. Huff, husband and wife MORTGAGEE: St. Paul Postal Employees Credit Union DATE AND PLACE OF RECORDING: Recorded: December 31, 2001 Dakota County Recorder Document Number: 1846249 ASSIGNMENTS OF MORTGAGE: And assigned to: Postal Credit Union Dated: November 26, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: St. Paul Postal Employees Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 205 15th Ave S, South Saint Paul, MN 55075-2135 Tax Parcel ID Number: 36-83900-09-290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 9, Wharton & Miller's Addition to South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $35,293.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 03, 2014, or the next business day if February 03, 2014 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026618F01 3245503 12/20/12-1/24/13

PUBLIC NOTICE

Street, Unit 304, Apple Valley, Minnesota 55124 PID: 01-49100-08-054 THAT pursuant to said Declaration, there is claimed to be due and owing as of December 3, 2012, from Peter Wernimont and Lisa Kula-Wernimont, title holders, to Morningview Condominium Association, a Minnesota non-profit corporation, the amount of $2,306.04, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Morningview Condominium Association, as evidenced by a lien statement recorded on November 2, 2012, in the office of the Dakota County Recorder as Document No. 2906182 (the Association is not foreclosing Garage Stall No. 229 which is referenced in the lien); THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 31, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH IN GS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORNINGVIEW CONDOMINIUM ASSOCIATION, Lienor Dated: December 3, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR MORNINGIVEW CONDOMINIUM ASSOCIATION 3245748 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of the Lakeville's Lake Place Homeowners Association, (hereinafter the “Declaration”) recorded in the office of the Recorder's Office of Dakota County, Minnesota as Document No. 1914328 (as amended), which covers the following property: Legal Description: Unit No. 152, CIC No. 330, Lake Place, a condominium, located in Dakota County, Minnesota Property Address: 17156 Eastwood Avenue East, Farmington, Minnesota 55024 PID: 22-44078-15-152 THAT pursuant to said Declaration, there is claimed to be due and owing as of November 30, 2012, from Galina Yakovlev and Mihail Yakovlev, title holders, to Lakeville's Lake Place Homeowners Association, a Minnesota non-profit corporation, the amount of $2,795.20, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Lakeville's Lake Place Homeowners

Lakeville s Lake Place Homeowners Association, as evidenced by a lien statement recorded on October 19, 2012, in the office of the Dakota County Recorder as Document No. 2902580; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 31, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH IN GS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, Lienor Dated: November 30, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR PENNOCK PLACE CONDOMINIUM ASSOCIATION 3245663 12/20/12-1/24/13

PUBLIC NOTICE

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personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 5, 2012 Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 100 - 12-006305 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251432 12/20/12-1/24/13

PUBLIC NOTICE

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006681 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251320 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2003 MORTGAGOR: John B.Mahoney and Joan T. Mahoney, husband and wife. MORTGAGEE: C i t i M o r t g a g e , I n c s/b/m with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded June 23, 2003 Dakota County Recorder, Document No. 2068268, as reformed by Order for Judgment recorded as Document No. 2878492. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13002 County Road 5, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-19500-03-011 LEGAL DESCRIPTION OF PROPERTY: Schedule “A” SITUATED IN THE COUNTY OF DAKOTA AND THE STATE OF MINNESOTA THAT PART OF LOT 1, BLOCK 3, DAKOTA PLACE, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA WHICH LIES NORTHERLY OF THE FOLLOWING DESCRIBED LINE: COMMENCING AT THE SOUTHWEST CORNER OF SAID LOT 1, BLOCK 3; THENCE ON AN ASSUMED BEARING OF NORTH 8 DEGREES 46 MINUTES 53 SECONDS WEST, ALONG THE WEST LINE OF SAID LOT 1, A DISTANCE OF 57.44 FEET TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE NORTH 85 DEGREES 04 MINUTES 20 SECONDS EAST A DISTANCE OF 115.16 FEET TO THE EAST LINE OF SAID LOT 1, BLOCK 3 AND SAID LINE THERE TERMINATING. APN#02-19500-011-03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $86,209.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next

holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-6769 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251334 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,800.00 MORTGAGOR(S): Patti A. Stettner and Terry Stettner, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., it successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582655 LOAN MODIFICATION: Dated: August 30, 2011 Registered: October 27, 2011 Document Number: T686166 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: May 23, 2011 Registered: May 27, 2011 Dakota County Registrar of Titles Document Number: T680072 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000038797-4 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 115726 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7529 Borman Ct, Inver Grove Heights, MN 55076-2900 Tax Parcel ID Number: 20-18212-07-012 LEGAL DESCRIPTION OF PROPERTY: That part of Lot One (1), Block Seven (7), COLLEGE HIGHLANDS 3RD ADDITION, according to the recorded plat thereof on file in the office of the County Recorder, Dakota County Minnesota, which lies northeasterly of the following described line: Commencing at the northwesterly corner of said Lot 1, thence southeasterly along the northerly line of said Lot 1 a distance of 38.50 feet to the point of beginning of the line to be described; thence southeasterly deflecting to the right 57 degrees 18 minutes 41 seconds 51.42 feet; thence southeasterly deflecting to the left 27 degrees 59 minutes 22 seconds 96.35 feet to the southeasterly boundary of said Lot 1 and there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,894.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2012 at 10:00 AM has been postponed to October 15, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2012 at 10:00 AM has been postponed to November 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 05, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 16, 2012 at 10:00 AM has been postponed to December 31, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 07, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 31, 2012 at 10:00 AM has been postponed to January 31, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 3256409 12/27/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of the Lakeville's Lake Place Homeowners Association, (hereinafter the “Declaration”) recorded in the office of the Recorder's Office of Dakota County, Minnesota as Document No. 1914328 (as amended), which covers the following property: Legal Description: Unit No. 46, CIC No. 330, Lake Place, a condominium, located in Dakota County, Minnesota Property Address: 17018 Eastwood Avenue, Farmington, MN 55024 PIN: 22-44075-15-046 THAT pursuant to said Declaration, there is claimed to be due and owing as of November 30, 2012, from Michelle Guertin (nka Michelle Polansky), title holder, to Lakeville's Lake Place Homeowners Association, a Minnesota non-profit corporation, the amount of $11,348.70, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owner has not been released from her financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Lakeville's Lake Place Homeowners Association, as evidenced by a lien statement recorded on July 29, 2008, in the office of the Dakota County Recorder as Document No. 2605079, as amended by Document No. 2816402;

��

�� No. �� amended by Document 2816402;�� ORDER IS ENTERED UNDER MIN THAT pursuant to the power of sale N E S O T A S T A T U T E S , S E C T I O N granted by the owners in taking title to 582.032, DETERMINING, AMONG the premises subject to said Declara- O T H E R T H I N G S , T H A T T H E tion, said lien will be foreclosed by the M O R T G A G E D P R E M I S E S A R E sale of said property by the sheriff of IMPROVED WITH A RESIDENTIAL said County at the Dakota County DWELLING OF LESS THAN FIVE Sheriff’s Office, 1580 Highway 55, in UNITS, ARE NOT PROPERTY USED the City of Hastings, County of Dakota, IN AGRICULTURAL PRODUCTION, Minnesota on January 31, 2013, at 10 AND ARE ABANDONED. a.m., at public auction to the highest 9. T H I S I S A C O M M U N I C A T I O N bidder, for cash, to pay the amount F R O M A D E B T C O L L E C T O R then due for said assessments, ATTEMPTING TO COLLECT A together with the costs of foreclosure, D E B T . A N Y I N F O R M A T I O N including attorney’s fees as allowed by OBTAINED WILL BE USED FOR l a w . T h e t i m e a l l o w e d b y l a w f o r THAT PURPOSE. redemption by the unit owners, their CEDARWICK HOMEOWNERS personal representatives or assigns is ASSOCIATION, INC. six (6) months from the date of said Attorneys for Cedarwick Homeowners sale. Association, Inc. DATE TO VACATE PROPERTY: The THOMSEN & NYBECK, P.A. date on or before which the owner By: must vacate the property if the account Gretchen S. Schellhas (#195595) is not brought current or the property 3600 American Blvd. West, Suite 400 redeemed under Minn. Stat. §580.23 is Bloomington, Minnesota 55431 July 31, 2013. If the foregoing date is (952) 835-7000 a Saturday, Sunday or legal holiday, (Cedarwick/ Ayeni/ 11-7-098D) then the date to vacate is the next 3250221 12/20/12-1/24/13 business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW NOTICE OF MORTGAGE FOR REDEMPTION BY THE FORECLOSURE SALE OWNER, THE OWNER’S PERSONAL NOTICE IS HEREBY GIVEN that REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS default has occurred in the conditions I F A J U D I C I A L O R D E R I S of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ENTERED UNDER MINNESOTA ORIGINAL PRINCIPAL AMOUNT OF STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER MORTGAGE: $359,100.00 MORTGAGOR(S): Gerald Rasmussen, TH IN GS, THAT THE PREMISES ARE IMPROVED WITH A RESIDEN- a single man MORTGAGEE: Mortgage Electronic TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY Registration Systems, Inc., as nominee for America's Wholesale Lender, USED IN AGRICULTURAL PROits successors and assigns DUCTION, AND ARE ABANDONED. DATE AND PLACE OF REGISTERLAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, ING: Registered: August 11, 2005 Dakota Lienor County Registrar of Titles Dated: November 30, 2012 Document Number: 571769 By /s/ Thomas P. Carlson ASSIGNMENTS OF MORTGAGE: Thomas P. Carlson (024871X) And assigned to: THE BANK OF NEW Carlson & Associates, Ltd. YORK MELLON FKA THE BANK OF 1052 Centerville Circle NEW YORK, AS TRUSTEE FOR THE Vadnais Heights, MN 55127 CERTIFICATEHOLDERS OF CWALT, (651) 287-8640 ATTORNEY FOR PENNOCK PLACE I N C . , A L T E R N A T I V E L O A N T R U S T 2 0 0 5 - 4 6 C B , M O R T G A G E CONDOMINIUM ASSOCIATION PASS-THROUGH CERTIFICATES, 3245717 12/20/12-1/24/13 SERIES 2005-46CB Dated: August 02, 2011 Registered: August 09, 2011 Dakota County Registrar of Titles NOTICE OF ASSESSMENT LIEN Document Number: T682830 FORECLOSURE SALE Date: December 10, 2012 Transaction Agent: Mortgage ElecYOU ARE NOTIFIED THAT: tronic Registration Systems, Inc. 1. Default has occurred in the terms Transaction Agent Mortgage Identifiand conditions of the Declaration for cation Number: 100015700054508607 Cedarwick Homeowners Association, Lender or Broker: America's WholeInc. (hereinafter the "Association") sale Lender which was recorded as Document No. Residential Mortgage Servicer: Bay316000, in the Office of the Registrar view Loan Servicing of Titles of Dakota County, Minnesota, Mortgage Originator: Not Applicable as amended, and also, pursuant to CERTIFICATE OF TITLE NUMBER: Minn. Stat. §515B.3-116, covering the 132581 following property: COUNTY IN WHICH PROPERTY IS LEGAL DESCRIPTION: Unit No. LOCATED: Dakota Property Address: 4778 Slater Rd, 25, C.I.C136, CEDARWICK, a c o n d o m i n i u m , l o c a t e d i n t h e Eagan, MN 55122-2364 Tax Parcel ID Number: County of Dakota S T R E E T A D D R E S S : 1 3 8 5 0 10-65870-01-040 LEGAL DESCRIPTION OF PROPGranada Way, Apple Valley, MN ERTY: Lot Four (4), Block One (1), St. 55124 T A X P A R C E L I D N O . Charles Wood, Dakota County, Minnesota 01-16950-03-250 2. Pursuant to said Declaration, AMOUNT DUE AND CLAIMED TO BE there is claimed to be due and owing D U E A S O F D A T E O F N O T I C E : as of December 10, 2012, from Nixon $369,019.53 Ayeni, title holder, to the Association, THAT all pre-foreclosure requirea Minnesota non-profit corporation, ments have been complied with; that the amount of $5,063.00 for unpaid no action or proceeding has been instiassociation dues, late fees, attorneys' tuted at law or otherwise to recover the fees and costs, plus any other such debt secured by said mortgage, or any amounts that will accrue after Decem- part thereof; that this is registered ber 10, 2012, including reasonable property; PURSUANT to the power of sale conattorneys' fees and costs of collection and foreclosure which will be added to t a i n e d i n s a i d m o r t g a g e , t h e the amount claimed due and owing at above-described property will be sold by the Sheriff of said county as folthe time of the sale herein. 3. No action is now pending at law or lows: DATE AND TIME OF SALE: Novemotherwise to recover said debt or any ber 04, 2011 at 10:00 AM part thereof. PLACE OF SALE: Dakota County 4. That all preforeclosure requireLaw Enforcement Center, 1580 Highments have been met. 5. The owner has not been released way 55, Lobby S-100, Hastings, Minnefrom the owner's financial obligation sota to pay the debt secured by said mortto pay said amount. 6. The Declaration, referenced above, gage and taxes, if any, on said preand Minn. Stat. §§515B.3-115 and mises and the costs and disburse515B.3-116 provide for a continuing ments, including attorney fees allowed lien against the property. A Notice of by law, subject to redemption within Lien evidencing the amount due was six (6) months from the date of said recorded on May 8, 2012, as Docu- sale by the mortgagor(s), their perm e n t N o . T 6 9 5 8 7 5 i n t h e D a k o t a sonal representatives or assigns. County Registrar of Titles' Office. If the Mortgage is not reinstated 7. Pursuant to the power of sale con- under Minn. Stat. §580.30 or the proptained in the same Declaration and erty is not redeemed under Minn. Stat. granted by the owner in taking title to §580.23, the Mortgagor must vacate the premises subject to said Declara- the property on or before 11:59 p.m. on t i o n a n d p u r s u a n t t o M i n n . S t a t . May 04, 2012, or the next business day §§515B.3-115 and 515B.3-116, said if May 04, 2012 falls on a Saturday, Lien will be foreclosed by the sale of Sunday or legal holiday. said property by the Sheriff of Dakota Mortgagor(s) released from financial County, at the Dakota County Sheriffs obligation: NONE Office, Dakota County Law EnforceTHIS COMMUNICATION IS FROM ment Center, 1580 Highway 55, Lobby A DEBT COLLECTOR ATTEMPTS-100 , Hastings, MN 55033, on the ING TO COLLECT A DEBT. ANY 1 5 t h d a y o f F e b r u a r y , 2 0 1 3 , a t INFORMATION OBTAINED WILL BE 10:00 a.m. at public auction to the USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF highest bidder, to pay the amount then due for said assessments, together THE DEBT AND IDENTITY OF THE with the costs of foreclosure, includ- ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT ing attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR redemption by the unit owner, owner's personal representatives or assigns is REDEMPTION BY THE MORTGAGOR, six (6) months from the date of sale. THE MORTGAGOR'S PERSONAL REPThe date and time to vacate the RESENTATIVES OR ASSIGNS, MAY BE property is 11:59 p.m. on August REDUCED TO FIVE WEEKS IF A JUDI15, 2013, if the account is not rein- CIAL ORDER IS ENTERED UNDER stated or the owner does not redeem MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG from the foreclosure sale. OTHER THINGS, THAT THE MORTREDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W GAGED PREMISES ARE IMPROVED FOR REDEMPTION BY THE MORT- WITH A RESIDENTIAL DWELLING OF GAGOR, THE MORTGAGOR'S PER- LESS THAN FIVE UNITS, ARE NOT S O N A L R E P R E S E N T A T I V E S O R PROPERTY USED IN AGRICULTURAL ASSIGNS, MAY BE REDUCED TO PRODUCTION, AND ARE ABANDONED. FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MIN- ��

PUBLIC NOTICE

�� Minnesota in Lobby S 100, Hastings, said County and State. �� PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 04, 2011 at 10:00 AM has been postponed to December 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 31, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 05, 2011 at 10:00 AM has been postponed to January 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2012 at 10:00 AM has been postponed to February 08, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 08, 2012 at 10:00 AM has been postponed to March 12, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 12, 2012 at 10:00 AM has been postponed to June 12, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 02, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 12, 2012 at 10:00 AM has been postponed to July 12, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2012 at 10:00 AM has been postponed to August 13, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

DATED: June 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2012 at 10:00 AM has been postponed to September 14, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 23, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2012 at 10:00 AM has been postponed to October 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 16, 2012 at 10:00 AM has been postponed to December 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 19, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 19, 2012 at 10:00 AM has been postponed to February 19, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 3256230 12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,000.00 MORTGAGOR(S): Vladimir A Petruk, a single man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 02, 2005 Dakota County Recorder Document Number: 2327230 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1517 Covington Ln, Eagan, MN 55122-2746 Tax Parcel ID Number: 10-57665-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Pinetree Pass 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $497,711.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013259F03 3245542 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: August 26, 2011 Recorded: December 28, 2011 Dakota County Recorder Document Number: 2839004 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 17-02400-01-012 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West 1322 feet of the North Half of the Northeast Quarter of Section 24, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $523,882.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 18, 2013, or the next business day if February 18, 2013 falls on a

ness day if February 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to April 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to May 21, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2012 at 10:00 AM has been postponed to July 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 03, 2012 at 10:00 AM has been postponed to September 04, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 04, 2012 at 10:00 AM has been postponed to October 09, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 04, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 09, 2012 at 10:00 AM has been postponed to November 08, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 03, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 08, 2012 at 10:00 AM has been postponed to December 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 26, 2012 at 10:00 AM has been postponed to January 28, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 3252724 12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2006 MORTGAGOR: M a n a l R a s h i d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 29, 2006, Dakota County Registrar of Titles, Document No. 601796, Certificate of Title No. 141362. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13333 Hummingbird Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-56501-020-09 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Nine (9), Palomino Cliffs 2nd Addition, Common Interest Community Number 257 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,339.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 12, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 28, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 23, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 13, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 18, 2012 at 10:00 AM at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

��

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 12, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 20, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 21, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 18, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3252832 12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 MORTGAGOR(S): Timothy Daniel Ericksen and Debra Ann Ericksen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 19, 2007 Dakota County Recorder Document Number: 2551656 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831232 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002533574-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9390 207th St W, Lakeville, MN 55044-5999 Tax Parcel ID Number: 22-18200-05-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Country Creek Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $293,884.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022931F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 26, 2012 at 10:00 AM has been postponed to December 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 09, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 27, 2012 at 10:00 AM has been postponed to January 28, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022931F02 3247583 12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,735.00 MORTGAGOR(S): Adib N Akale, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Marketplace Home Mortgage, LLC DATE AND PLACE OF REGISTERING: Registered: November 19, 2009 Dakota County Registrar of Titles Document Number: T654227 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: August 13, 2012 Registered: August 17, 2012 Dakota County Registrar of Titles Document Number: T701283 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002491-2000022369-8 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147922 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4684 Lenore Ln, Eagan, MN 55122-3619 Tax Parcel ID Number:

Tax Parcel ID Number: 10-63983-12-010 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Twelve (12), in Ridgecliffe Fourth Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,825.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025921F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 16, 2012 at 10:00 AM has been postponed to December 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 16, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 17, 2012 at 10:00 AM has been postponed to December 28, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025921F01 3256207 12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,600.00 MORTGAGOR(S): Tomas F. Visperas, a single person, Leon F. Visperas, a single person, and Victoria Aviles, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for DECISION ONE MORTGAGE COMPANY, LLC DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota County Recorder Document Number: 2439998 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 6 - O C 7 , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Dated: May 18, 2009 Recorded: June 16, 2009 Dakota County Recorder Document Number: 2664606

DAKOTA COUNTY TRIBUNE BUSINESS December 27, �� WEEKLY �� MELLON �� 2012 �� OF27A �� FKA THE BANK NEW ING:

Document Number: 2664606 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910006302844 Lender or Broker: DECISION ONE MORTGAGE COMPANY, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 524 Fromme Ct, Eagan, MN 55123-3953 Tax Parcel ID Number: 10.18402.02.050 LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 2, COVENTRY PASS 3RD ADDITION AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,809.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-OC7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024950F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 28, 2012 at 10:00 AM has been postponed to March 28, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-OC7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024950F01 3256369 12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,200.00 MORTGAGOR(S): Alexander Svirshch and Viktoria Svirshch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING:

Registered: April 27, 2004 Dakota County Registrar of Titles Document Number: 535497 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-5 Dated: October 28, 2011 Registered: November 10, 2011 Dakota County Registrar of Titles Document Number: T686952 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700035628649 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131525 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13754 Heywood Ct, Apple Valley, MN 55124-9588 Tax Parcel ID Number: 01-84190-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Common Interest Community No. 321, Wildwood First Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,493.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023999F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to June 28, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 29, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F THECERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 28, 2012 at 10:00 AM has been postponed to September 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW

YORK AS TRUSTEE FOR THE B E N E F I T O F THECERTIFICATEHOLDERS OF THE CWABS INC., ASSETBACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 26, 2012 at 10:00 AM has been postponed to October 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THECERTIFICATE HOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THECERTIFICATE HOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 26, 2012 at 10:00 AM has been postponed to December 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F THECERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 27, 2012 at 10:00 AM has been postponed to January 28, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F THECERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2004-5 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023999F01 3256397 12/27/12

Eagan from Page 8A

planned outlet mall in the Cedar Grove Redevelopment District. Most residents said they believe family sit-down restaurants, buffets and upscale dinning are missing in Eagan. In 2008, residents saw a growing need for senior housing and care facilities, which is no longer a major concern among residents, according to the latest survey. Unlike some other cities in the metro, crime has never been a large concern among residents, according to the survey. A lack of affordable housing was a great concern among residents in previous surveys, but that concern has nearly dropped off in 2012. Residents’ source of information has also changed considerably since 2008 with the city’s newsletter at the top of the list. Of those surveyed, 41 percent said they use Eagan’s newsletter as their primary source of city information. This is 10 points higher than in 2008. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

48A

Dakota Arts

December 27, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Devoted to dance Apple Valley’s Heartbeat Studios celebrates 15th anniversary with performance Jan. 5 by Andrew Miller

DAKOTA COUNTY TRIBUNE

The story of Heartbeat Studios begins with Deborah Lysholm selling everything she owned. After escaping an abusive marriage, Lysholm sold her home and all of her possessions in 1996 to buy the property in Apple Valley that would become Heartbeat. “I literally sold everything – I didn’t even own a fork,” said Lysholm, a dancer since age 4 who had been teaching dance classes through School District 196 Community Education prior to opening her own studio. She and daughter Kristin Freya opened their dance studio in 1998. There were some lean years initially as Lysholm brought her dream to reality. “I secretly lived in the studio for three years,” she said. “I slept on the lobby sofa. Cardboard boxes in the closet became my dresser.” What began as a small dance studio, Lysholm said, has

blossomed into a full performing arts center, and now offers acting, piano and voice lessons in addition to its array of dance classes. The studio serves about 500 students each year. Heartbeat is celebrating its 15th anniversary this month with a Jan. 5 performance at Eastview High School. In addition to Heartbeat’s students, the show at Eastview features four professional tap dancers Lysholm has worked with over the years. They are: Guillem Alonso from Spain, Yukiko Misumi from Japan, Jason Samuels Smith of New York City and Dianne Walker of Boston. Part of the success of Heartbeat, Lysholm said, has been the relationship building with other dance studios around the globe. Heartbeat has “sister studios” in Barcelona, Milan and Geneva. And over the years Lysholm has taken groups of her students to perform at venues in Japan, Spain and England. Highlights of her 15 years

at Heartbeat, she said, include studying under tap legend Gregory Hines, and staging a dance adaptation of “Star Wars” with the blessing of George Lucas. The best part, though, has been watching her students develop. “The main reason I’m in business is to provide a place to build self-esteem and selfconfidence,” she said. “Many of my students now are the kids of former students. I call myself a ‘studio grandma.’ ” The 15th anniversary performance at Eastview is at 7 p.m. Saturday, Jan. 5. Tickets are on sale at the dance studio and also will be available at the door. More about Heartbeat is at www.heartbeatstudios.com. Andrew Miller can be reached at andrew. miller@ecm-inc.com or facebook.com/sunthisweek.

Christmas” will be presented Friday-Sunday, Dec. 14-30, by The Play’s the Thing Productions at Lakeville Area Arts Center, 20965 Comedy Holyoke Ave. Tickets are $13 and Hawaiian Kermit Apio, 7 and can be purchased online at www. 9:30 p.m. Monday, Dec. 31, at lakevilleareaartscenter.com or by Laugh Lines Comedy at Grand- calling (952) 985-4640. Stay Hotel, 7083 153rd St. W., Apple Valley. Tickets are $20 for Workshops/classes/other the early show, $25 for the late Teen Poetry Jam/Rap Battle show. Both feature laughs, food from 4 to 5 p.m. the first Tuesday and drinks. Late show features of each month at Apple Valley free champagne toast at mid- Teen Center, 14255 Johnny Cake night, party favors, music and Ridge Road, Apple Valley, (952) dancing. Tickets available at 953-2385. Ages 12-18. Free adwww.hahatickets.com or by call- mission. Free snack and writing ing (651) 528-8454. workshop with Guante. Louie Anderson’s “Big Baby Teen artist gatherings at the Boomer,” 7:30 and 10 p.m. Eagan Art House from 3:30 to Monday, Dec. 31, at Burnsville 5:30 Thursdays, Jan. 3, Feb. 7 Performing Arts Center, 12600 and March 7, and from 1 to 3 p.m. Nicollet Ave. Tickets range from Saturdays, Jan. 5, Feb. 2 and $29.95 to $101.95 for VIP tickets March 2. Cost: $3. Information: and a pre-show meet and greet. (651) 675-5521. Purchase tickets at the box office Adult painting open studio or by phone at (952) 895-4680. from 9 a.m. to noon the first and third Fridays of the month at the Dance Eagan Art House, 3981 Lexington Heartbeat Performing Arts Ave. S. Fee is $5 per session. InCenter’s 15th anniversary formation: (651) 675-5521. show, 7 p.m. Saturday, Jan. 5, Music Together in the Valat Eastview High School. Tickets ley offers classes for parents and are available at Heartbeat Per- their infant, toddler and preschool forming Arts Center for $20 for children in Rosemount, Farmingadults and $18 for children under ton, Lakeville and Apple Valley. 12. Tickets will be $25 at the door. Information: www.musictogetherInformation: (952) 432-7833. classes.com or (651) 439-4219. The Eagan Art House offers Exhibits classes for ages 4 through adult. An acrylic painting exhibit For a complete listing go to www. by Sue Kemnitz is on display eaganarthouse.org or call (651) through Jan. 30 at Lakeville Area 675-5521. Arts Center, 20965 Holyoke Ave. Dan Petrov Art Studio in Information: (952) 985-4640. Burnsville offers oil painting “Our Burnsville” exhibit by classes for beginners, intermethe Burnsville Historical Society diate and advanced skill level chapter of the Dakota County painters, www.danpetrovart.com, Historical Society will be on dis- (763) 843-2734. play Jan. 3-31 in the gallery at Teens Express Yourself Burnsville Performing Arts Cen- with Paint, 5 to 7 p.m. Mondays ter, 12600 Nicollet Ave. at Brushworks School of Art in Burnsville, www.BrushworksSTheater choolofArt.com, (651) 214-4732. “Irving Berlin’s White Drama/theater classes for

Photo by Rick Orndorf

Heartbeat Studios dancers rehearsed Tuesday for their upcoming 15th anniversary show.

Arts Calendar To submit items for the Arts Calendar, email: darcy.odden@ ecm-inc.com.

Photo by Rick Orndorf

Deborah Lysholm (right), who founded Heartbeat Studios in 1998 with daughter Kristin Freya, said the best part of owning the studio has been watching her students develop. “Many of my students now are the kids of former students,” she said. “I call myself a ‘studio grandma.’ ”

Family Calendar ages 4 and up at River Ridge Arts Building, Burnsville, (952) 7363644. Show Biz Kids Theater Class for children with special needs (ASD/DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids, 13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Information: (651) 675-5500. Savage Art Studios, 4735 W. 123rd St., Suite 200, Savage, offers classes/workshops for all ages. Information: www. savageartstudios.com or (952) 895-0375. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651) 463-7833. The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 985-4640. Rosemount History Book Club meets the second Tuesday of each month from 6:30 to 8 p.m. at the Robert Trail Library. Information: John Loch, (952) 2558545 or jjloch@charter.net.

To submit items for the Family Calendar, email: darcy.odden@ecm-inc.com. Thursday, Dec. 27 Children’s concert – “A Musical Meander with Jeff and Paige,” 10:30 to 11:15 a.m., Presbyterian Church of the Apostles, 701 E. 130th St., Burnsville. For ages 2 to 92. Free. Information: (952) 890-7877. Saturday, Dec. 29 Winter Birds, all ages, 10 a.m. to noon, Ritter Farm Park, 19300 Ritter Trail, Lakeville. Free, but registration required at www.lakeville-rapconnect.com. Information: (952) 985-4600. Saturday, Jan. 5 “Toy Story 3” movie, 10 a.m. to noon, recital hall, Farmington High School, 20655 Flagstaff Ave. Free. Concessions sold during 20-minute intermission. Children must be accompanied by an adult. Sponsored by Farmington Area Community Education. Monday, Jan. 7 Open house for prospective Boy Scouts, 7 to 8:30 p.m. at Community of Christ Church, 5990 134th St. W., Apple Valley. Hosted by Troop 293 of Apple Valley. Information: Scoutmaster Paul Chellsen, (612) 597-4468, chellsen@ charter.net, or www.troop293.org. Blood drives The American Red Cross will hold the following blood drives. Call 1-800-RED CROSS (1-800-733-2767) or visit redcrossblood.org to make an appointment or for more information. • Dec. 27, 10 a.m. to 4 p.m., Minnesota Zoo, School of Environmental Studies, 12155 Johnny Cake Ridge Road, Apple Valley. • Dec. 27, 11 a.m. to 5 p.m., St. James Lutheran Church, 3650 Williams Drive, Burnsville. • Dec. 29, 9 a.m. to 2 p.m., Sprint Lakeville, 17713 Kenwood Trail, Lakeville. • Jan. 3, 2 to 7 p.m., St. John the Baptist Catholic Church, 4625 W. 125th St., Savage.

Theater and Arts Briefs New Year’s Eve at Buck Hill

Buck Hill in Burnsville will ring in 2013 with skiing, boarding, tubing and entertainment. The evening will include magicians, jugglers, tarot card readings, glitter glam hairdos for children, and midnight fireworks. New Year’s Eve activities are free; holiday rates apply for lift tickets, ski and snowboard rentals, with food and beverages sold on-site. Lift tickets go on sale at 4 p.m. More information about the celebration can be found at www.buckhill.com/winter/ new-years-eve-party.html.

Street Beat at BPAC in March

Street Beat, a theatrical drum and dance show, will perform at 8 p.m. Friday, March 8, at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets are $34 for adults and $17 for students. Tickets can be purchased at the box office and via Ticketmaster at (800) 982-2787 or ticketmaster. com.

A Dakota perspective

The Minnesota Historical Society recently published two books about the Dakota: • “Mni Sota Makoce: The Land of the Dakota” by Gwen Westerman and Bruce White, examines the history of Dakota people and their cultural connection to the land that is now Minnesota. • “Henry Sibley and the U.S.-Dakota War of 1862,” a short e-book by Rhoda Gilman excerpted from her larger biography “Henry Hastings Sibley: A Divided Heart.” The ebook focuses on the rifts and crises leading up to the 1862 war in Minnesota as represented by then-governor Henry Sibley.