12/20/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

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Former Menards building put to use 2A Council says no new apartments 2A BPAC seeks management proposals 5A

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Volume 30, Number # VOLUME 33, NUMBER 43

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Eagan family’s Christmas becomes brighter after tough times Business repays military family with free holiday decoration service

by Jessica Harper

Photo by Jessica Harper

Kathy and David Cleveland (middle) were surprised by their son, Geoff, with Christmas decorations hung along their home by Christmas Decor, a landscaping business that provides Christmas decorating services. The Clevelands’ decorations were provided for free as part of the company’s Decorated Family program, which provides free Christmas decorating services for military families.

DAKOTA COUNTY TRIBUNE

Kathy Cleveland understands firsthand the stress of war. Her husband, David, is a decorated Vietnam War vet and her son, Matt, an Army sergeant, will be shipping out to Afghanistan in January to serve his fourth tour in the Middle East. While her son faces combat abroad, the 62-year-old Eagan resident faces her own battle at home. Kathy was diagnosed with leukemia two years ago and continues to struggle with the disease. Yet she continues to hold the family together, said Geoff Cleveland, Kathy’s youngest son. “She’s the true soldier of this family,” said the Apple Valley resident and substitute teacher. It is her strength that inspired Geoff to nominate his parents to receive services from holiday decorator Christmas Decor’s Decorated Family program, which installs Christmas decorations for free on the homes of military families. Christmas Decor by Greener Grass Systems and the Greenskeepers is a St. Croix, Wis., business that provides landscaping from spring to fall and holiday decorating services in December for high-end homes in the St. Croix River Valley and eastern Twin Cities. Geoff explained that this Christmas will be a special one for his family because it will be the first time in eight years that he and all three of his brothers will be home for the holidays. Kathy loves to decorate for Christmas and fills her home each year with several Christmas trees of varying sizes, lights, garland and other decorations. However, she and David, 66, struggled to decorate the outside of their home this year because of illness and time constraints. As a result, the home was left with one strand of lights spanning half the front of the roof. Within a few weeks of sending the nomination, Geoff ’s family was one of two military families in Minnesota selected to receive the free decorating services. Unbeknownst to Kathy and David, a crew of five Christmas Decor workers came to their home on Dec. 6 with lights, garland and festive red bows, which they neatly drew across the home’s trim and shrubbery. Several strands of lights were custom fit to the shape of the ranchstyle home’s roof.

inside biz forum

360 Communities knows it takes more than just parents to help children f ind success in school. anika 4A rychner

forum

Minnesota has lost it lofty standing in the U.S. with regard to its four-year high school graduation rate. joe 4A nathan

news

Three lawmakers from the EaganBurnsville area are returning to the State Capitol after sitting out for one term. jim 7A carlson

dakota arts

Farmington woman donates her longtime this collection week news of Happy Meal toys-turnedCode Type: UPC Version A Stats: 0 Photo submitted Customer: 3242-ECM Publishers ornaments Order #: P34915-017 MAG: 1.00 to A crew of six Christmas Decor workers gathered with franchisee Melissa Crayford at the EaganP.O. #: BWA: 0.0020 senior Ordered By: Symbolcenter. Width: 1.4690 home of Geoff Cleveland’s parents to provide free outdoor Christmas decorating services. Polarity: Positive Up anne Symbol Height: 1.0200 Date Run: 05/29/2002 Flexo Width: Page 0.0000 Back The services are provided to military families as a part of the company’s Decorated Families tice program. “It’s pretty cool,” Geoff said. “It’s more than I expected.” Geoff said he hopes the decorations will make Christmas a little brighter for his mother as well as for Matt, who will be home on leave for the holidays. Despite her illness, Kathy focuses her attention on her job as a guidance secretary at Eagle Ridge Junior High School in Savage and on her sons, Geoff said. “She’s always been there for us,” he said. “She supported my brother’s decision to join the Army even though it’s not what she wanted for him knowing what Dad went through.” Christmas Decor launched its Decorated Family program about 10 years ago to assist military families in need, said Melissa Crayford of Christmas Decor. “It’s our way to give back to the community

that has supported us,” she said. In addition to loaning and installing Christmas decorations for the Clevelands and other military families, Christmas Decor removes the decorations for free at the end of the holidays. The crew finished working on the Clevelands’ home within two hours, leaving just enough time to surprise Kathy and David as they arrived home from work. Unsure for a moment if he had arrived at the correct home, David looked at the decorations in amazement. Overcome with joy, Kathy hugged Geoff and Crayford. “I love it,” she said. “I can’t thank you enough.” Jessica Harper is at jessica.harper@ecm-inc.com or facebook.com/sunthisweek.

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December 20, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Long-vacant Menards site is humming again Green Bay firm purchases property on Highway 13 in Burnsville

by John Gessner

“They came to an impasse with Menards on purchase price and financing Business is finally starting to hum and so forth, and that just came to a again at the long-vacant former Menstop,” Slania said. ards store in Burnsville. Fairchild Equipment, which sells Fairchild Equipment, which sells and services Yale-brand forklift and services forklifts and constructrucks, acquired Yale’s Minnesota tertion equipment, has bought the ritory in 2001 and opened a location 95,400-square-foot building at 3100 in Ham Lake, Fairchild said. Highway 13 W. It became clear that the company, The Green Bay, Wis.-based comwhich makes many service calls, also pany will be its largest occupant, with needed a south metro location, he school-bus contractor Durham Stusaid. dent Services and NAPA Auto Parts “Having technicians and parts as also renting space. close to the customer as possible is Durham, which this year won the very important,” Fairchild said. school-bus contract in the Burnsville The company will spend more than Eagan-Savage School District, is al$2 million on building improvements, ready storing its buses in back of the he said. building and using 9,000 square feet “When you walked in, you really had inside for its main dispatch center. to have some vision of how you could NAPA will occupy about 13,000 make it into a friendly place for a square feet and is expected to move in bunch of different tenants,” Fairchild May 1. Fairchild will move in in Febsaid. “We kind of had that vision, and ruary and occupy about 50,000 square it’s worked, and we’re very happy with Photo by Rick Orndorf feet, said company owner and Presithe outcome.” The long-vacant Menards building on West Highway 13 in Burnsville has been purchased by Fairchild Fairchild Equipment will initially dent Gary Fairchild. The company paid $3 million Equipment of Green Bay, Wis. employee 10 to 15 people at the for the property, which includes the Burnsville location and eventually ism and code-enforcement problems during going to be more to come in the spring. We’re Liquorville liquor-store building, employ 30 to 40, Fairchild said. its vacancy, according to City Planner Chris very happy to get some tenants in there.” Fairchild said. The sale was closed Oct. 5. The new NAPA space is an expansion of Menards, a chain of home-improvement its nearby location on the other side of High “The mayor was very happy when I bought Slania. Mayor Elizabeth Kautz even suggested stores, continued to own the property after way 13, Slania said. it,” Fairchild said. The 12-acre property has been vacant for to Costco Wholesale representatives in 2008 closing the old store, Slania said. Durham, the school-bus company, is vaabout six years, since Menards moved into a that they consider the building for their “I can’t say if they were actively looking for cating the First Student bus garage and disnew store next to the old one. Menards re- planned warehouse store in Burnsville. Cost- tenants or buyers,” he said. “I do know we got patch center, also on Highway 13. It initially developed the old Cub Foods site at 2700 co went with a site on Burnhaven Drive in the approached pretty regularly by people looking leased the First Student after winning the loto occupy the building.” Highway 13 W. when Cub built a new store County Road 42 corridor. cal bus contract. at Nicollet Plaza in Burnsville’s Heart of the “We’re very happy to have this building Noble RV, an Owatonna-based recreoccupied,” Slania said. “They’ve already start- ational-vehicle dealership, sought to buy the John Gessner can be reached at john.gessner@ City. The old Menards building had vandal- ed some exterior improvements, and there are building earlier this year. ecm-inc.com or facebook.com/sunthisweek. DAKOTA COUNTY TRIBUNE

Read their lips: no new apartments Gustafson’s pitch for luxury rentals doesn’t sway council members by John Gessner

DAKOTA COUNTY TRIBUNE

A majority of Burnsville City Council members reiterated Dec. 11 their support for the city’s long-held goal that 70 percent of housing be owner-occupied. And with home ownership at 66 percent, according to the 2010 Census, that means no new apartments, preferably. The council discussion at a Dec. 11 work session was meant to clarify its position after discussions earlier this year. Council Member Dan Gustafson, who leaves office at the end of this month, made a last-ditch effort to sway colleagues to his position that the council should be open to high-end rental housing, which he said would be perfect for remaining vacant land in the Heart of the City. Council Member Dan Kealey agreed. Mayor Elizabeth Kautz and council members Bill Coughlin and Mary Sherry stuck to their 70-30 guns. The city can’t arbitrarily deny permission to build apartments if proposals meet zoning and other requirements. There are some vacant properties in the Heart of the City and in newly created mixed-use districts where rental housing could be built, Community Development Director Jenni Faulkner said. The city does have authority to deny such projects on parcels under contract

with the city’s Economic Development Authority, such as those whose owners want tax-increment financing assistance, according to Faulkner. In fact, the council turned away developer George Sherman when he sought to build senior rentals in the Heart of the City, Kautz said. Gustafson insisted that Burnsville is missing out on a current real estate trend if it doesn’t welcome luxury apartments. Seventy percent of the city’s apartment stock is more than 20 years old, and 87 percent of its rental units go for less than $1,000 a month, he said. The city needs to replenish its rental stock and try to attract more high-income residents, Gustafson said, noting that bond-rater Moody’s raised a concern in a recent city rating report about Burnsville’s income demographics. “Our neighbors are all putting up luxury buildings around us right now,” Gustafson said. “They’re going to get those residents and we’re not.” Kealey said the 70-30 ratio is reasonable and Burnsville has done “more than our fair share” to accommodating rental housing – but he wishes the Heart of the City had been designed with a luxury-rental component. “But that’s the only rental project I would be open to” – a multistory, amenity-rich building with premium rents, Kealey said. It could attract older Burnsville

residents looking to leave their singlefamily homes, he said. “There’s no guarantee that a luxury rental is going to stay a luxury rental,” Coughlin said, adding that Burnsville’s single-family owners have long expressed opposition to more rental housing. “The type of housing you have affects the type of community you have,” Sherry said, adding that her experiences campaigning for office show that homeowners have a “stronger vested interest in their community” than renters. “But we’re talking about a very different demographic,” Kealey said of would-be luxury renters. “It doesn’t matter,” Sherry said. Besides, residents of retirement age looking to ditch their single-family homes already have options, said Kautz, who lives in the ParkCrest on Nicollet building in the Heart of the City. “I live in one of these, and it’s owner – it’s a condo, and it’s luxury,” she said. The city had pegged its homeownership rate at 68 percent before the 2010 Census. But Census figures showed it slipping to 66 percent. A total of 313 single-family homes or townhomes had been converted to rentals since the 2000 Census. John Gessner can be reached at john. gessner@ecm-inc.com or facebook.com/ sunthisweek.

MVTA salutes three outgoing board members The Minnesota Valley Transit Authority saluted three outgoing members of its board of directors: Will Branning, Wally Lyslo and Joe Zanmiller. Branning served as the representative from Dakota County since 1997 and previously served as the Apple Valley representative. During his time on the board, he twice served two-year terms as chair and also served on the Strategic Planning, Personnel, Development and Legislative committees. He served as chair of the Suburban Transit Association and worked actively on legislative issues related to transit. Branning also served on the ad-hoc AVL Committee, helping MVTA study automated vehicle locater systems technology. Lyslo joined the MVTA board in 2000, serving as the “at-large” commissioner or alternate during that time. The “at-large” position was established to create equity for the cities of Apple Valley, Burnsville and Eagan when funding for transit came from the property tax. In 2012, the board adopted an amended Joint Powers Agreement that added Dakota and Scott counties to the board as “parties”

and eliminated the “at-large” position. Lyslo was an active member of MVTA’s Finance and Development committees and he served on the AVL Committee. Zanmiller was appointed to the board in 2011 as the “atlarge” alternate selected by the city of Rosemount. He is a regular rider of MVTA Route 478 that serves Rosemount. During his tenure on the board, he served on the Finance Committee. Other members of the board include: Eagan Council Member Gary Hansen (chair), Rosemount Mayor William Droste (vice chair), Savage Council Member Jane Victorey (secretary-treasurer), Apple Valley Council Member Clint Hooppaw, Burnsville Council Member Dan Kealey; and Scott County Commissioner Jon Ulrich. Dakota County will designate a new commissioner to the MVTA board at its organizational meeting in January. The MVTA is the public transportation provider for the businesses and residents of Apple Valley, Burnsville, Eagan, Rosemount and Savage, and provides service to the Lakeville Cedar Park & Ride.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 20, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades Mitch Peterson Named to Minnesota Hospitality Hall of Fame by the Minnesota Lodging Association

Mitch Peterson, president of Torgerson Properties Inc., was named an inductee to the Minnesota Hospitality Hall of Fame at the Minnesota Lodging Association 2012 awards ceremony Dec. 13 at Treasure Island Resort & Casino. Peterson began his career with Torgerson Properties in 1988 as director of sales for the Holiday Inn-Austin. He was promoted to president of the company in 2001. Among Torgerson Properties holdings are Hurricane Grill & Wings in Burnsville and Hilton Garden Inn in Eagan. John Miller Named to “Forty Under 40” by Professional Remodeler Magazine

John Miller of James Barton DesignBuild, Apple Valley, has been named to Professional Remodeler Magazine’s “Forty Under 40.” The distinction was made based on Miller’s leadership skills, professional and personal experiences, innovation in the industry and his role in professional and charitable organizations. Miller has been with the company for 12 years and is currently a sales/general manager. He is a 1998 graduate of Apple Valley High School.

Accolades

AAA named Allied Vendor of the Year AAA was named Allied Vendor of the Year by the Minnesota Lodging Association at its 2012 awards ceremony Dec. 13 at Treasure Island Resort & Casino. The award is presented to an Allied member of the Minnesota Lodging Association that has demonstrated outstanding commitment to the industry and community. AAA has an office in Burnsville.

Business Briefs

Anytime Fitness moves to No. 6 on ‘Franchise 500’ list

MACKIN OFFERS CHANCE TO WIN AUTHOR VISIT

PrimeMail receives URAR reaccreditation

Hastings-based Anytime Fitness, a co-ed fitness club chain, is ranked No. 6 (up from No. 11 last year) on Entrepreneur magazine’s annual “Franchise 500” list. Opening new clubs at a rate of nearly one every business day, Anytime Fitness is also ranked No. 1 in the “Fitness Businesses” category by Entrepreneur. According to Entrepreneur, the most important factors for inclusion on its “Franchise 500” list are: financial strength and stability, growth rate and size of the system.

Mackin Educational Resources, Burnsville, is offering the chance for one U.S. library or classroom to win a visit from children’s author Betty Birney. The creator of the “According to Humphrey” series, Birney has written more than 35 books for children and has received numerous awards for her work. The nationwide contest will close on Dec. 31. One entry is allowed per person, but multiple entries are allowed per library or school. To learn more about the contest, contact Mackin at 1-800245-9540.

Prime Therapeutics, Eagan, a pharmacy benefit management, announced its mail-service pharmacy, PrimeMail, has received full accreditation from URAC, a Washington, D.C.-based health care accrediting organization that establishes quality standards for the health care industry. Prime received its first mail-service pharmacy accreditation on Jan. 1, 2009, and now remains accredited through Jan. 1, 2016. URAC offers the only third-party, voluntary accreditation program of this scope for the pharmacy benefit management and prescription services industry. URAC’s mail-service pharmacy standards address a range of industry practices including organizational quality, customer service, communications, disclosure, mail drug management and pharmacy operations. To achieve Mail-Service Pharmacy Accreditation, Prime participated in a rigorous application and on-site evaluation process. Prime is also accredited in Pharmacy Benefit Management, having received accreditation by URAC in 2007.

Moving Up Carrie Jacobs Named executive vice president of operations Chu Vision Institute, Bloomington

Carrie Jacobs of Burnsville has been appointed executive vice president of operations at Chu Vision Institute in Bloomington. Jacobs has more than 10 years of experience at Chu Vision and earned the Certified Ophthalmic Executive designation in 2011. In her new position, Jacobs will manage a team of 25 employees and managers while also leading efforts in marketing, research and health record management.

Eagan trucking company honored Dart Transit Company, an Eaganbased trucking company, was honored with a SmartWay Excellence Award from the U.S. Environmental Protection Agency as an industry leader in freight supply chain environmental performance and energy efficiency. Dart earned the award for having one of the lowest levels of CO2, NOx and PM emissions in its category.

Business Briefs

Business Briefs Insider Training presents ‘Nutrition Scholars’ Rosemount-based Insider Training’s Workplace Wellness will present “Nutrition Scholars,” a four-week education-centered nutrition program, beginning at 5 p.m. Tuesday, Jan. 8. Class participants will be educated on individual metabolism including current dietary and lifestyle habits. In addition, participants will use Nutritional Training Programs as learning tools in a weekly group class hosted at the Dakota County Regional Chamber office. The cost of the program is $110 per individual (10 percent discount for chamber members/organizations). For more information or to register, contact Chris Dixon at (612) 432-1021 or email chrisd@insidertrainingfitness. com.

Materials processing corp. expands data services Materials Processing Corporation, Mendota Heights, has announced the expansion of its services to provide customers with on-site options for certified data sanitization and hard drive shredding. MPC provides NAID-certified data destruction and data sanitization as a standard service for all material entering its facilities. In addition, protection can now be offered at customer locations across the country in compliance with NIST 800-88 and U.S. Department of Defense sanitization guidelines. Local business to appear on KSTP Best of 2012 episode Lady Katherine, a women’s fitness company with a location in Eagan, will be featured in KSTP’s “Twin Cities Live” Best of 2012 episode scheduled to air at 3 p.m. Wednesday, Dec. 26. Owner Katherine Fossler hosted the “Twin Cities Live” team in June when they interviewed her and participated in a fitness class at her Eagan studio.

Annual meeting set for River Heights Chamber The River Heights Chamber of Commerce and Progress Plus 110th annual meeting will be 5:30 to 7 p.m. Thursday, Jan. 17, at Southview Country Club, 239 E. Mendota Road, West St. Paul. The event will recognize outgoing chairman Steve Doody, hear the priorities of incoming chairman Tom Leonard and honor the 2013 Business of the Year. Cost is $45. To register or for more information, contact Jennifer Gale at (651) 451-2266, ext. 1031.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc. com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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December 20, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

360 Communities addresses basic needs while supporting school success by Anika Rychner

Special to the tribune

During the holiday break, there are many Dakota County students who will enjoy themselves at home surrounded with comforts of food and family. But some children are not so fortunate. For a variety of reasons, a break from school can mean long hours home alone with little food in the house or supervision. That is why 360 Communities plays an important role in supporting families both inside school and inside the home. 360 Communities Partners For Success family support workers, located in 27 schools in seven school districts, team with educators to identify at-risk students and support them not only academically, but holistically. Farmington Area Public Schools Superintendent Jay Haugen says the program provides a much-needed resource in removing barriers to school success that exist beyond school walls. “Ninety percent of a child’s life up until graduation is actually lived outside of school, so that has a major impact on the success of kids,” Haugen said. “And if outside of school they don’t get a lot of help with their homework, if they don’t have a lot of good, deep conversations, if they don’t get enough sleep, if they don’t get enough to eat, if they don’t get medical care or dental care – all those things have a significant impact on the learning that happens inside of school. Our schools can take care of what happens in that 10 percent, but we don’t have a lot of impact on the 90 percent. And that’s why we really need someone that helps us with the 90 percent. And for us, that has been Partners For

Guest Columnist Anika Rychner

Success.” Ensuring that a family’s basic needs are met is an important component of a child’s success in school. According to the U.S. Department of Agriculture, 16.7 million children in the U.S. were at risk of hunger in 2011. According to research conducted by Share Our Strength, children who arrive at school hungry may display an inability to concentrate, have poor academic performance and experience headaches and stomach aches. This is a problem we can all help to address. If a family is supported and connected with the most basic needs and have a sense of connection to the larger community, the entire family can thrive. The strength of 360 Communities lies in those human interactions – those are the building blocks of community. Because 360 Communities has a network of five food shelves in Dakota County, two family resource centers and two domestic violence shelters, PFS Family Support Workers are well-positioned to address the barriers to success in school. A family support worker can act as a representative for all of 360 Communities’ programs and can quickly connect families to the basic resources they need. In addition, family support workers are extremely knowledgeable about other resources that exist in the community and

work closely with other agencies to connect individuals when needed. Most importantly, they can help forge relationships and build trust between families and school and with their community as a whole. While teachers and family support workers partner together with parents to set educational goals with their children, often family support workers uncover other basic needs, such as food. That’s why 360 Communities family support workers and food shelf volunteers work hand in hand to help families address basic needs. Lakeville Family Support Worker Nikki Johnson met Susan and her 7-year-old daughter when they moved into the school district in the fall. A teacher referred the family to Nikki because the little girl had shared that their electricity was going to be shut off. Susan came to Minnesota for a temporary nursing job she hoped would become permanent. Unfortunately, when that did not happen, she became unemployed. Recognizing the emotional and financial the stress she was under, Nikki worked to connect her with support. She placed a food order for her at the food shelf at Messiah Lutheran Church in Lakeville, one of the network of five 360 Communities food shelves in Dakota County. After her visit, Susan called Nikki to share what a meaningful experience she had at Messiah Lutheran. She had been nervous and uncomfortable walking into a food shelf for the first time. But food shelf volunteer, Pam Johnson, put her at ease. The food had already been packed and was ready for her. Pam talked with Susan and listened to her

Minnesota ranks 29th in high school graduation? by Joe Nathan

dakota county tribune

Startling, stunning and shocking! Those are three words I heard constantly as Minnesotans have started to discuss a new federal report. It shows Minnesota is tied with several other states, ranking 29th in the U.S. for high school graduation. Our overall rate was 77 percent. Iowa ranked first with 88 percent. Wisconsin and Vermont tied for second. They graduated 87 percent on time. We’re used to thinking of ourselves as in the top four or five. Not true now, according to the latest figures published by the U.S. Department of Education. They showed the percentage of students, overall, and broken into various categories, for students who entered high school four years ago in the school year 2007-08 and should have graduated four years later, in the 2010-11 school year. One of the most surprising statistics involves white students. Minnesota is tied with Arkansas and Maine for 24th. Eighty-four percent of our white students graduated from high school in four years. Many others, including our neighbors, did better. South Dakota’s white student graduation rate was 89 percent. Iowa and North Dakota had 90 percent. Wisconsin’s four-year graduation rate for white students was 91 percent. Many states also are doing better in

Tribune Columnist Joe Nathan

graduating students of color. Minnesota has one of the nation’s largest gaps between white and African American, white and Hispanic/Latino, and white and American Indian/Native American students. In Minnesota, only 42 percent of Native American students, 49 percent of African American and 51 percent of Hispanic/Latino students graduated in four years. Wisconsin reported 75 percent of Native American students, 64 percent of African American, and 72 percent of Hispanic/Latino students graduate on time. Forty-five states have higher graduation rates of African American students than Minnesota. Seventy-two percent of Minnesota’s Asian-Pacific students graduated in four years. That also is a lower figure than in many other states, but the gap is not nearly as wide as for other racial groups. Enough numbers, right? To view the report, go online at http:// www2.ed.gov/documents/press-releases/

state-2010-11-graduation-rate-data.pdf. The U.S. Department of Education says the statistics are based on data provided by state departments of education and that the numbers are preliminary. Perhaps there will be adjustments. Nevertheless, we can’t be complacent. These statistics don’t tell us what to do. They do suggest an urgent need to examine what we are doing. That does not mean we should be getting into a blame/ shame game. Whether a person advocates more money, high quality early childhood, extended school year, chartered public schools, character education, greater use of technology and personalized learning, more respect for educators, etc., I think this is not a time for finger pointing. It’s a time for careful pondering. What are the most important steps forward? Research and experience do not suggest any single solution. In coming weeks, I’ll discuss possible priorities for the 2013 Minnesota Legislature, for community groups, educators, unions, families, students and others who care about the state’s future. But for today, I’d urge readers to consider these statistics. Joe Nathan, formerly a Minnesota public school teacher and administrator, directs the Center for School Change. Reactions welcome, joe@centerforschoolchange.org. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

story. Susan said she began to cry and that is when the volunteer offered her a hug – a simple act of kindness, but one that was so needed by a mother who felt so isolated and stressed. The guests at our food shelves are not the only ones who benefit from these connections. Pam says engaging people on a sincere and human level is an important part of why she likes to give back to the community by volunteering at the food shelf. “The thing about the people who come here is that somebody is everybody and everybody is somebody,” Johnson said. “It can be any of us at any time.” The need in our community for food and other basic resources has never been greater. 360 Communities recognizes and responds to those needs every day. But we take it a step further. We help ensure that children and families needs are met holistically. And for children, that means a healthy, safe and stable home life and a successful school experience. You can support our work in a variety of ways. To find out more about 360 Communities Partners For Success or about how you can build connections in your community through our food shelf locations in Apple Valley, Burnsville, Farmington, Lakeville and Rosemount, please visit 360Communities. org. Anika Rychner is lead director of services for 360 Communities, a nonprof it that engages communities to prevent violence, ensure school success and promote long-term self-suff iciency. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 20, 2012

Dan Gustafson took his lumps but leaves smiling Burnsville City Council member retiring after two terms, says he’s looking for work

by John Gessner

DAKOTA COUNTY TRIBUNE

Dan Gustafson took his lumps during eight years on the Burnsville City Council. His vote for building the city’s $20 million Performing Arts Center made him a target of citizens who opposed the project. Some of those same critics scoffed at his enthusiasm for the Heart of the City downtown redevelopment effort, of which, Gustafson maintains, the PAC is an integral part. Gustafson also filed for bankruptcy in 2010, drawing wide media coverage. But as he prepares to leave the council this month after two terms in office, Gustafson likes where he and the city are headed. “I just have a positive attitude,” said Gustafson, 60, predicting a resurgence in development that will bring projects to the few remaining vacant parcels in the Heart of the City, including the high-traffic northeast corner of Nicollet Avenue and Travelers Trail. “My agenda when I ran was to help complete the project down there, to get the Performing Arts Center built, to help recruit and develop development in the Heart of the City, and I believe we’ve succeeded in doing that,” Gustafson said in an interview. “And as I leave, we know there’s a hotel out there waiting to come in.”

Photo by John Gessner

Retiring Burnsville City Council Member Dan Gustafson is pictured in the Performing Arts Center, a project he championed. He said the city is close to a purchase a agreement with a hotel developer for city-owned land north of the PAC — a deal Gustafson said he initiated when he and former Chamber of Commerce President Daron Van Helden personally pitched the site to the still-unrevealed developer. “They came back and said, ‘You know what? We want to buy that piece of property,’ ” Gustafson said. Furthermore, he believes he

and the other council members who cast supporting votes for the PAC in 2006 and 2007 — Mayor Elizabeth Kautz and former council members Liz Workman and Teresa Daly — have won the day politically. “People are looking forward to the future. People are tired of the negative,” Gustafson said, pointing to his two successful elections and November’s re-election of Kautz, who widened her victory margin from four years ago over

second-time challenger Jerry Willenburg. The PAC — on track to post an operating loss of $325,300 this year, with a projected loss of $311,090 in 2013 — is hitting pre-opening forecasts of annual operating losses of up to $350,000. After opening in January 2009, the PAC suffered steep losses in its first two years. “Some people have to just accept the fact, whether they like it or not — and some of

them don’t like it — that when we built this thing, we said it will never, ever make money,” Gustafson said. “It’s doing everything we said it would do,” including driving business to Burnsville’s refashioned downtown and to other Burnsville businesses. “Did it do it as quickly as we had hoped? Not really, but we didn’t expect we’d be in a recession at that point, either.” Controversy over the PAC has diminished, Gustafson believes. “There’s some out there,” he said. “To be quite frank, I believe I did lose some friends over it. It’s sad. I wish I hadn’t, but I did. Life goes on. To be honest with you, 99 percent of the people I talk to, and I talk to a lot of folks, seem to have little or no problem with what’s going on down there these days.” Gustafson has said his 2010 bankruptcy was caused by the recession-battered fortunes of a freight-forwarding franchise he owned in Eagan. “It was some tough times,” he said. “Unfortunately, when you’re an elected official, pretty much everything becomes public. Millions of people are going through (bankruptcy). I happened to make the papers because of it.” He rebounded to open a Burnsville-based food truck called the Wicked Palate with his wife, Suzanne. The truck is parked for the winter, and

Gustafson said he’s looking for work. “I’ve got 30 years of transportation experience under my belt, eight years of government experience, 10 years of festival organizing,” said Gustafson, a one-time Minneapolis jazz club owner who heads the nonprofit Art and All That Jazz festival, an annual August event in the Heart of the City. He nearly did seek re-election to a third term but withdrew after filing. “The only thing I’m really going to miss is when I see a hole in the ground, I’m not going to know what’s going in there,” said Gustafson, who’s eager to see development spurred by a new Highway 13/ County Road 5 interchange, on which work begins next year, and by soils correction projects in the Minnesota River Quadrant. In November’s council election Gustafson publicly endorsed his successor, Suzanne Nguyen, who was elected along with Council Member Mary Sherry. She had done her homework on city government and will come to the council without biases, Gustafson said. “And, I found out she’s a good jazz singer. I’d call myself an adequate amateur. She actually sang in clubs.” John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Burnsville seeking management proposals for PAC by John Gessner

Dakota County Tribune

Burnsville is seeking proposals for a new management contract for the city’s Performing Arts Center. The current contract is held by VenuWorks, an Iowabased manager of theaters, arenas and convention Centers. VenuWorks has managed the PAC since it opened in January 2009. The company will seek the contract again, said PAC Executive Director Brian Luther, a VenuWorks employee. The company’s current two-year contract expires at the end of next year. The city issued a request for proposals from management companies last week. The request stipulates a new contract period of up to five years, said Heather Johnston, Burnsville’s chief financial officer. City staff will have a recommendation for the City Council by July 2, leaving time for a transition if the council chooses a new management company, Johnston said. At least one council member is seeking increased marketing punch in coming years.

Current operating company VenuWorks will throw hat in ring

Council Member Dan Kealey said at a Dec. 11 council work session that more needs to be spent on marketing the center and advertising events – and the extra money should come from the management company, not the taxpayers. Proposals from suitors should give some idea of their approach to marketing. “We have a place in the RFP where we ask how they will allocate their resources,” Johnston said. The city itself allocated too little for marketing in the early days of the PAC, which opened during the recession, Kealey said. He praised Luther as the best of the facility’s three managers since 2009, and said steady improvement has been shown in the PAC’s annual operating loss. “I know Brian is doing everything he can with the tools he has,” Kealey said. “I want to give him better tools.” The PAC suffered steep losses in its first two years. Now it’s hitting pre-opening forecasts of annual operating losses of up to $350,000. It’s on track to post an operating

loss of $325,300 this year, with a projected loss of $311,090 in 2013, according to VenuWorks. “It was never envisioned that this thing would ever break even,” though that remains a laudable goal, said Council Member Dan Gustafson, the council’s liaison to the PAC’s advisory committee. Marketing budgets have improved, and VenuWorks now has money – through an “angel fund” – to stage its own shows at the facility, which typically operates on rental fees paid by artists and promoters who book the main stage or smaller black-box theater. It also accommodates meetings and events. The PAC has “progressed and progressed” after its “slow start,” Gustafson said. The council originally hired VenuWorks under a three-year contract and added two more years after a review, City Manager Craig Ebeling said. VenuWorks – which had done some pre-construction consulting on the PAC under its previous incarnation, Com-

pass Facility Management – was initially hired through a request-for-proposal process, Ebeling said. The new RFP is online at the city’s website, www.burnsville.org. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Photo by Rick Orndorf

The arts center has both a 1,000-seat Proscenium stage and an intimate 150-seat Black Box theatre. Its twostory lobby also houses a 2,000-square-foot art gallery where approximately eight exhibits are on display every calendar year. For conventions or other events, a VIP lounge is available on the north side of the second floor lobby, and the upper floor can accommodate banquet-style events for more than 300 people. An 1,800-square-foot rehearsal room, several meeting rooms, and a Green Room are also available for use.

December 20, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Ironman rolling out of Lakeville by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Bad weather, increased expenses, ridership decline cited

After 13 years, the annual Ironman bike race is rolling out of Lakeville and into Washington County. Jon Ridge, the event’s ride director, said the April 28 race will be held in the St. Croix River Valley in 2013 to give riders fresh scenery and routes. In an earlier email message to Lakeville city staff, he also said the last four years have been financially difficult for the Ironman event due to poor weather, increased expenses and a decline in riders. “We knew we had to make a significant change,” Ridge wrote. In an interview, Ridge said Lakeville has been a great community for Ironman to be held and did not discount a return someday. “We’ve had a marvelous 13 years in Lakeville,” Ridge said. “We usually last 10 years in a community, then sometimes a community might ask us to leave, but in Lakeville, the people kept saying: ‘Are you coming back next year?’ ” Ridge has been running bike rides for nonprofits for 30 years and said he has “never felt a warmer welcome or had a better partnership” than from Lakeville officials, including Chamber of Commerce, police, City Council, and officials in the city’s Public Works and Parks and Recreation departments.

and 100 miles. Riders can choose the length of route that is best for them. For the first time, the event will not include the Minnesota Gran Fondo, a timed event, so organizers can focus on running the Ironman. “We remain committed to getting everyone out on their bike and encouraging the next generation of riders,” the organization’s email message stated. Local leaders were told in November of the changes planned. Lakeville police Capt. John Arvidson in an email thanked Ridge for allowing the city to be a part of Ironman. “From our vantage point it appeared each year ran smoother than the previous year” Arvidson wrote. “It was always a pleasure to see so many people enjoying the event.” In its 45-year history, Ironman has attracted over 100,000 cyclists of every level with short routes for new riders and families and the more challenging 100-mile option. Photo by Rick Orndorf Ironman, started in 1967 with about a The Ironman bike ride will be moving from its longtime start and finish line at Lakeville dozen participants has grown to include North High School to Washington County in 2013. 4,500 to 5,000 riders per year, Ridge said. Adult registration is $30 and children reg “All of the sudden, we felt like we were a Heights, offering “vastly different” terrain ister for $15. Funds raised support the nonpart of the Lakeville community,” Ridge said. from Lakeville, the group stated in an email profit organization Hostelling International. The new ride route will include the com- blast to its cyclists. munities of Scandia, Stillwater, Afton, Lake All the routes will start from the Washing- Laura Adelmann is at laura.adelmann@ecminc.com or facebook.com/sunthisweek. Elmo, Marine on the St. Croix and Oak Park ton County Fairgrounds and are between 15

STEM, business academies planned for high schools Officials hope programs will grow

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

There are big plans brewing for Lakeville high school students in 2013. At Lakeville North, instructors are proposing streamlining business classes to create a twoprong business academy pathway. Lakeville South will pilot a new Science, Technology, Engineering, and Mathematics (STEM) academy, that also offers pathways of academic concentration. Both academies include real-world opportunities and are intended to give students advantages to follow their dreams, whether stepping into the world of work, applying to universities or seeking other post-secondary education options. The district is also going to allow students to take classes at either high school if there is room and they can provide their own transportation, said Dana Cronin, dean and assistant principal and Lakeville South. South science teacher Bob Curry and chemistry teacher Jason Just presented the STEM Academy proposal to the Lakeville School Board at a Dec. 11 meeting. They described two pilot courses proposed as stepping stones to the STEM Academy, both offered to students in grades 9-12 with no prerequisites. Curry would lead an engineering class where innovation is encouraged through hands-on

exploration, discovery and problem-solving activities that reflect real-world application. Students will build and design projects, vie in competitions and explore engineering career options. “We think that STEM is a different way of thinking,” Currie told board members. “It teaches kids to innovate, be creative. It makes them take more math and science classes.” With the program, Just’s engineering technology class would include focus on scientific background, such as why an iPhone needs a five-volt charger (and why not to plug it into a 10volt one), digital tools, wired and wireless networks and problemsolving techniques. He called iPads a “critical component” of the course. Just was one of about 90 teachers district-wide to earn iPads for his classes through a competitive grant the district offered. Just will continue teaching chemistry classes with three options: A general chemistry class, a more rigorous honors course and an Advanced Placement chemistry class for higher-level students. Curry said student excitement about STEM was obvious when he had some of them to work on a project as a demonstration when he presented the program to the Curriculum Advisory Committee. “I told him there was like two minutes,” Curry said. “They wouldn’t stop doing it. They kept

doing it the entire time I was talking. It’s the way that kind of stuff works with the kids. It’s going to be huge.” While only offered in the high schools next year, the goal is to go K-12 with the STEM Academy curriculum, Curry said. In an interview, Just said future plans may involve a Cisco course, networking, biomedical applications or developing products that reflect how things work in nature. School Board members were enthusiastic about the plan, with Roz Peterson calling it “awesome” and “really exciting.” Board members were equally excited about the business academy opening at Lakeville North. Mike Zweber and Cindy Nolan, Lakeville North business, marketing and technology instructors, will offer students two options: an Advanced Business Academy for high-achieving students and Career-Oriented Business Ready Academy for students who may be ready to pursue a career right after high school. Nolan said ABA would be open to juniors and seniors who plan to seek a business career, taking one class each semester until senior year, when students would complete an entrepreneurial mentorship and a hybrid (a portion of it completed online) accounting class. By taking the classes sequentially, they could also test out to earn industry certificates in topics like financial literacy or sales.

“We think (that) really bolsters their resume as they move on beyond high school,” Zweber said. Mentorship and internships meet junior and senior job shadow requirements, and ABA students can earn college credits while completing their high school requirements. COBRA is focused for students more interested in pursuing a vocational track and would offer classes that allow them to complete job shadow requirements, math credits and take advantage of opportunities for on-the-job training. “We want to help the average kid feel empowered while they’re in school,” Zweber said. Courses are broken into quarters, with new topics each quarter, and they could also earn a certificate in customer service and sales. Class topics will include finance and economics until as seniors they would take high-end business classes. Lakeville North Principal Marne Berkvam said in the future, it is hoped both North and South are able to offer both academies at their schools. “I’d love to have a STEM Academy here,” she said. “And I’m sure (Lakeville South Principal) Scott (Douglas) would love to have a business academy there.” Laura Adelmann is at laura.adelmann@ecm-inc.com or facebook. com/sunthisweek.

Eagan UPS worker charged with mail theft by Jessica Harper

DAKOTA COUNTY TRIBUNE

A UPS worker faces felony charges for allegedly stealing packages from a distribution center in Eagan. Phat Vinh Nguyen, 36, was charged in Dakota County District Court on Nov. 26 with one count of felony mail theft. According to the criminal complaint, a UPS security employee reported to the U.S. Postal Investigation Service in February he suspected Nguyen, an Inver Grove Heights resident, of stealing packages from the customer service area at the distribution center. The security agent set up surveillance, which allegedly showed Nguyen taking packages from the center on three occasions between April 9 and April 16. During an interview with postal inspectors on April 17, Nguyen admitted to taking packages in February, according to the complaint. He allegedly said he started by only taking one package every now and then, but progressed to taking packages every day. Nguyen allegedly told investigators he believes he is “a kleptomaniac,” one who has a compulsion to steal. With Nguyen’s consent, investigators searched his vehicle and found five Red Wing shoe boxes, all stolen from the center, according to the complaint. The alleged mail theft isn’t Nguyen’s first run-in with the law. He has a prior conviction of fifth-degree drug possession, and four convictions of driving after suspension between 2005 and 2007. UPS has since fired Nguyen, according to recent reports. If convicted of mail theft, Nguyen could face up to three years in prison. He is scheduled to appear in court at 9 a.m. Jan. 7 in Hastings. Jessica Harper is at jessica.harper@ecm-inc. com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 20, 2012

Three area lawmakers return to Capitol Morgan, Carlson, Masin helped swing control to DFL Party

by T.W. Budig

DAKOTA COUNTY TRIBUNE

The start of the legislative session will see a wave of new lawmakers who aren’t really new. A double handful of former area lawmakers – legislators with office-holding experience ranging from a couple of terms to decades – will take the oath of office in January with no more fanfare than given the most inexperienced freshmen. They don’t care. “It’s always an honor to serve,” said former Rep. Will Morgan, DFL-Burnsville, a two-termer sent back to the State Capitol after a loss by voters two years ago from the swingdistrict paradise of Dakota County. He defeated Lakeville Area School Board Member Roz Peterson in a very close race to represent a House district created

when new lines were drawn for 2012. District 56B covers a portion of Burnsville and northwest Lakeville. Two former lawmakers from Dakota County also returning are former Sen. Jim Carlson, DFL-Eagan, back after a loss to Ted Daley and two years out of office. Former Rep. Sandra Masin, DFL-Eagan, is also back after a loss to Diane Anderson with legislative directory citing her newly won third term as “nonconsecutive.” Carlson said in a recent news release he is encouraged by the national and state economic news. “Our nation has come a long way in the past four years,” Carlson said. “President Obama’s leadership has kept the nation on its feet and Minnesota is starting to feel the impact of his efforts.”

Carlson was referring to the better than anticipated state revenue numbers released by State Economist Tom Stinson. Carlson is set to serve as a member of the K-12 Education Committee. “Giving our schools the funding they need to function at a high level needs to be a top priority and that starts will paying back the funding shifted from their budgets in recent years,” Carlson said. “Great schools equals a great state workforce which means an investment now is an investment in Minnesota’s future.” He said the session will be challenge but offers a great opportunity. “We have the ability to create a balanced and responsible budget that puts our state on the path to long-term fiscal health,” he said. “This means focusing

on the state’s future, not just the current budget cycle.” The area legislator returning to the Capitol with the longest legislative history is former Rep. Ron Erhardt. Erhardt, of Edina, ran afoul of Republicans, under whose banner he served for 10 terms in the House, by voting to override former Republican Gov. Tim Pawlenty’s veto of a transportation-finance bill. In a closely watched race, Erhardt, who has often said his stripes may have changed but not his core beliefs, defeated his Republican challenger as a newly minted Democrat. “I’m not going to be vindicative,” Erhardt said of dealing with Republicans. But he may razz House Republicans, who like Senate Republicans are now the minority, from time to time, Erhardt explained.

A former Republican transportation committee chairman, Erhardt will chair the House DFL Transportation Policy Committee. The area lawmaker who has been away the longest is former Rep. Alice Johnson, DFL-Spring Lake Park. Johnson, who served seven terms in the House before retiring with her husband to surf-fish from a retirement home in Texas, is returning to the State Capitol more than a decade after cleaning out her desk. Unsettled local DFL politics brought Johnson back into the fray to defeat Republican Sen. Pam Wolf, R-Spring Lake Park, months after Johnson returned from Texas with no intentions of running for anything. “They’d (voters) be shaking their heads in agreement with me,” she said of her campaign pitch that

the deliberative process was broken and needed to be mended. Johnson, who served 14 years in the House, feels a certain tentativeness in returning to St. Paul. It’s a big change, she noted. But some of her future Senate colleagues, such as Senator-elect Bruce Anderson, R-Buffalo, and Senator-elect Mary Kiffmeyer, R-Big Lake, are people she served with previously or knows. “I think Democrats are very concerned about that,” Johnson said of pushing the DFL agenda too strongly, of overreaching. “And I think that’s healthy.” The new legislative session begins Jan. 8. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

Sen. Hann saw it coming Senate minority leader says Republicans can bounce back from election losses by T.W. Budig

Dakota county Tribune

Sen. David Hann began sensing trouble while watching the early returns from the East Coast on election night. Republican presidential candidate Mitt Romney was under performing, and as the top of the Republican ticket began taking on water, Hann began worrying whether the political buoyancy needed to keep the Minnesota Senate Republicans in the majority was ebbing, too. “I’ll be the first to admit I was surprised,” said Hann, the new Republican Senate Minority Leader. Hann now leads a trimmed caucus into a political arena in which Democrats can do largely what they want. Other than for the bonding bill, Democratic Gov. Mark Dayton and the Democratic-controlled Legislature can either invite Republicans into the bargaining room or slam the door shut. With control of both houses and the governor’s office, it’s their call. “He hasn’t called me yet. And I’m not waiting for the phone to ring,” Hann said of early overtures from Democratic Senate Major-

ity Leader-designate Tom Bakk, DFL-Cook. Senate Republicans are not victims of circumstance, Hann said. The caucus had a good story to tell — a state budget turnaround without raising taxes, he argued — but failed to communicate clearly and didn’t begin trying early enough. “If the state budget forecast occurred a month before it did, it may have made a difference (in the election),” Hann said of the November forecast, released in early December, showing extra revenue this spending cycle buying down the school funding shift by half but projected a $1 billion future deficit. Hann expressed disbelief that anyone could look at the last forecast and fault Republican leadership. “I am proud of what we did,” he said. “We are handing the new majority a budget situation that’s far more favorable than they left us.” Although the election was not kind, Republicans represent many Minnesotans, he said. And these voters deserve active, vocal representation. Hann envisions his caucus as a “check” on Democratic ambitions. “Our job is to make the

arguments, not to win the votes on the floor,” Hann said. “We know we’re not going to pass legislation — we know we’re not going to win the votes. … But we can make the arguments.” This does not mean slinging mud. “I have never made any of these things in my political life personal,” Hann said. Senate Republicans “absolutely” can regain the majority when the Senate comes up for election in four years, Hann believes. In winning the Senate two years ago Senate Republicans broke a drought for the caucus lasting nearly 40 years. One indicator Senate Republicans are on track will be if House Republicans retake the majority in 2014, Hann said. “(But) these things are hard to gauge,” he said of a resurgence. Looking back one last time, Hann placed less emphasis on the impact of the proposed marriage and photo ID amendments on the election outcome than have other Republicans. “I think it’s probably the case that in some races those amendments may have made a difference,” he said. “It depends on the dis-

Photo by T.W. Budig

Democratic Senate Majority Leader-designate Tom Bakk gives Republican Senate Minority Leader David Hann a clinical look at a recent joint appearance at the State Capitol. Senate Republicans recently voted to have Hann lead their election-shorn caucus. tricts.” Instead, Hann points to the presidential race, the failure of Minnesota Republican U.S. Senate candidate Rep. Kurt Bills, as root causes of defeat. “To me, that was the single largest dynamic,” he said.

Lawsuit

While Senate Republicans say they left a brighter budget picture, they left a messy lawsuit. The suit was brought by former Republican communications director Michael Brodkorb of Eagan

who was involved in an affair with former Republican Senate Majority Leader Amy Koch. Hann urged Senate Democrats not to settle the suit, but to fight it. “The fact is, as an employer, the State Senate took actions that were perfectly appropriate and were right,” Hann said. “And then we got into a lawsuit which we believe is frivolous.” Hann insists he wants the suit brought to close as speedily and publicly as possible. A settlement could put

a cloak of secrecy over the Senate, he argued. “We’ve got nothing to hide,” Hann said. “I think he (Bakk) runs a huge risk if he settles with that kind of suggestion being out there,” Hann said, referring to allegations that other state senators had engaged in affairs with Senate staff without the staffers being fired. Media reports have the current cost of the lawsuit to the state at $200,000. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

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December 20, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ��

Students explore options at Career Day events

Photos submitted

More than 100 high school students from across the Twin Cities participated in a program from BestPrep called Classroom Plus. The program offers Career Day events, which bring students into major local corporations where they are exposed to a variety of career fields and gain an awareness of professional skill building. During each Classroom Plus Career Day, students visit stations where they are able to ask questions of professionals representing areas such as marketing, sales, human resources and law. The rotations at each station last approximately 20 minutes and give students a chance to experience the business world firsthand by asking questions about topics such as schooling and training required, as well as salary range expectations. At the conclusion of the program students share their perceptions of what they think it would take to be successful in each of those career. Students from Lakeville North and Burnsville high schools attended a Dec. 14 program hosted by U.S. Bank in Richfield.

Calendar To submit an item for the Calendar, email it to darcy.odden@ecminc.com or fax (952) 846-2010.

Apartments, 14610 Garrett Ave., Apple Valley, (952) 236-2625. Lakeville Area Chamber of Commerce events: • Wednesday, Jan. 2, 7:30 to 8:30 a.m., Morning Brew, location to be determined. River Heights Chamber of Commerce events: • Tuesday, Jan. 8, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch. Information: Chaz Kleinsteuber at chaz@riverheights.com.

Date-specific Dakota County Regional Chamber of Commerce events: • Tuesday, Jan. 8, 8 to 9 a.m., Rosemount Connection – Paul Eggen’s State Farm Insurance, 14450 S. Robert Trail, Suite 204, Rosemount. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. Ongoing Apple Valley Chamber of Platinum Partners, a chapter Commerce events: • Tuesday, Jan. 8 7:30 to 9 a.m., of BNI, welcomes one represenChamber Coffee Connection, Au- tative from each profession and gustana Care – Apple Valley Villa meets every Wednesday morning

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from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www.NetworkUnlimited. org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited. org. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. The group is based on relationships and charitable giving. Openings are available. Visit smartmnnetworking. com. Questions – contact Arlene Seifert at (952) 898-1777. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a network-

ing group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@ charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 298-3487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Eagan Community Center, 1501 Central Parkway Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome. For more information, contact Jay Taylor at (651) 688-3100, jay.taylor@ hitechmn.com. Find the chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International,

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networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. SMART (South Metro Area Referral Team) Business Net-

working Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan.  Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 994-8392 or meetup.com/riseandshine networking group. Referrals from the Heartland Networking Group meets 7:30 to 9:00 a.m. Tuesdays at: Heartland Credit Union, 5500 S. Robert Trail, Inver Grove Heights. Information: Sherry Buckley at Sherry@SherryBuckley4U.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 20, 2012

Real estate: Nine straight months of year-over-year price gains

Despite the dramatic arrival of winter, the housing market has retained much of its summer heat, according to the Minneapolis Area Association of Realtors. Three decisive trends continued through November: Buyer activity outperformed year-ago levels, inventory dropped and, for a ninth consecutive month, home prices rose compared to 2011. In simpler terms, more homes sold in less time at higher prices and for closer to asking price than

last year. During November, 3,843 homes closed, 20.0 percent higher than November 2011. There were 3,587 pending sales, a 12.6 percent increase over last year. The median sales price was up 16.9 percent to $173,000. The 10K Housing Value Index showed a more modest 9.1 percent increase to $173,113. The number of homes for sale fell 29.4 percent to 13,860 active listings — the lowest number since January 2003. Consequently, seller sentiment

has become even more critical to housing recovery. There is evidence of improvement on this front. “Traditional sellers are beginning to step back into the field,” said Cari Linn, president of the Minneapolis Area Association of Realtors. “Price gains combined with more competition among buyers for less supply should be appealing to homeowners looking to make a move in the near future.” The median sales price has risen for nine consecutive

months. Less supply, more demand and a healing distressed segment have enabled this trend. Overall, new listings were up 0.2 percent. However, traditional new listings were up 27.8 percent while foreclosure and short sale new listings fell 21.1 and 45.7 percent, respectively. Thus, a pullback in bank-mediated listings has diluted a significant increase in traditional seller activity. Similarly, closed sales were up 20.0 percent overall, but traditional sales were up 50.4

percent while foreclosures and short sales were down 14.9 and 2.7 percent, respectively. As for the shifting market share, traditional sales made up 64.2 percent of sales, foreclosures 24.6 percent and short sales 11.2 percent. Months’ supply of inventory fell 40.6 percent to 3.4 months. Figures below 4.0 months of supply are typically hallmarks of sellers’ markets. Homes tended to sell in 104 days, on average, 25.9 percent quicker than last year. Sellers

received 94.3 percent of their list price, on average, up from 90.9 percent last year. Conventional financing comprised 48.5 percent of all closed sales; FHA financing was used on 23.1 percent of sales; cash buyers made up 20.6 percent of sales. “As a whole, 2012 brought colossal change to our housing market, which is continuing today,” said Andy Fazendin, MAAR president-elect. “We remain optimistic for 2013.”

Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-769 Estate of Patrick J. Bauer, a/k/a Patrick James Bauer, a/k/a Pat Bauer, Decedent It is Ordered and Notice is given that on January, 10, 2013, at 9:00 AM, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Matthew J. Bauer, whose address is 544 2nd Avenue South, South St. Paul, MN, 55075 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12-13-12 BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorney for Petitioner Angela M. Lutz Amann LeVander, Gillen & Miller, P.A. 633 South Concord Street, Suite 400 South St. Paul, MN, 55075 Attorney License No: 249622 Telephone: (651) 451-1831 FAX: (651) 450-7384 3247857 12/20-12/27/12

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for the Exterior Renovations for (15) public housing town home units at 14631-14659 Glazier Ave. Apple Valley, MN. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 2:00 PM, January 7, 2013 (note that the date has been extended from 12/28/2012- 10AM). At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. Bid results will be furnished to those that bid the project. Project specifications, bid forms, contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn:Vince Markell The project manual will be available upon request (on) after December 13, 2012. A brief description of the work-remove existing & replace with new: roofing, exterior siding/trim, garage doors, exterior lighting, gutters, and gutter covers at all (15) public housing units. There is also some concrete and landscape work that will be completed in the spring of 2013. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 3251306 12/20/12

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-3550 Case Type: Harassment Cheri Leasure, Petitioner(s) vs. Nathan Ellering, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for January 3, 2013 at 9:00 a.m. at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: Dec. 17, 2012 Carolyn Renn Court Administrator Pam Schadegg Deputy 3250641 12/20/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-12-1822 Case Type: Name Change In the Matter of the Application of: Jaclyn Rose Fries On Behalf of: Alexis Marie Jones For a Change of Name to: Alexis Marie Fries TO: Curtis Dean Jones An Application for Name Change has been filed by Jaclyn Rose Fries for a change of name for the minor child(ren) Alexis Marie Jones to Alexis Marie Fries. A hearing on this Application will be held at 1 W. Mendota Rd #140, West St Paul, MN 55118 on January 16, 2013, at 9:00 a.m. You may obtain a copy of the Application for Name Change from Any Dakota County Court House. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child (ren) may be granted. Dated: Nov. 19th, 2012 Carolyn M. Renn Court Administrator By: Kelly L. Deputy 3230980 12/6-12/20/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-774 Estate of Fredrick Joseph Ullrich aka Fredrick J. Ullrich, Decedent It is Ordered and Notice is given that on 1-24-13, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated September 7, 2000 (“Will”), and for the appointment of Mary L. Kelm, whose address is 840 9th Avenue South, South St. Paul, MN 55075 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/14/12 BY THE COURT Robert R. King Judge of District Court (COURT SEAL) Attorney for Petitioner Daniel M. Sheridan SHERIDAN LAW OFFICES 4470 Erin Drive, Suite 101 Eagan, MN 55122Attorney License No: 183210 Telephone: 651-452-8705 Fax: 651-452-8745 Email: law@sheridanlaw.org 3250448 12/20-12/27/12

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-12-3579 Case Type: Domestic Abuse In the Matter of: Brittany Yetzer, Petitioner vs. Bobby Griffin, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave. AV MN 55124 on 1/3/13 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the Court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 12/13/12 Carolyn M. Renn Court Administrator Kelly Dougherty Deputy 3250404 12/20/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Boomchu Production 2. Principal Place of Business: 11204 Carver Ct., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Corey Toth, 11204 Carver CT, Burnsville, MN 55337 Tyler Dahlk, 14 Birnamwood Dr, Burnsville, MN 55337 Conrad Wachter, 113 South State, New Ulm, MN 56073 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/23/12 Corey Toth 3251421 12/20-12/27/12P

PUBLIC NOTICE

CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA ORDINANCE NO. 899 AN ORDINANCE AMENDING TITLE 11 OF THE LAKEVILLE CITY CODE (THE ZONING ORDINANCE) TO REZONE PROPERTY FROM RS-2, SINGLE FAMILY RESIDENTIAL DISTRICT TO RS-3, SINGLE FAMILY RESIDENTIAL DISTRICT THE CITY COUNCIL OF THE CITY OF LAKEVILLE ORDAINS: Section 1. Legal Description. Title 11 of the Lakeville City Code, the Zoning Ordinance, is hereby amended to rezone the following described property located within the City of Lakeville, Dakota County, Minnesota from RS-2, Single Family Residential District to RS-3, Single Family Residential District: Lots 1-5, Block 1; Lots 1-5, Block 2; and Lots 1-3, Block 3, Rose Creek Section 2. Zoning Map. The zoning map of the City of Lakeville, adopted by Section 11-45-5 of the City Code, shall not be republished to show the aforesaid rezoning, but the City Clerk shall appropriately mark the zoning map on file in the City Clerk’s office for the purpose of indicating the rezoning hereinabove provided for in this Ordinance, and all of the notations, references and other information shown thereon are hereby incorporated by reference and made part of this Ordinance. Section 3. Effective Date. This ordinance shall be effective upon its passage and publication and the recording of the Rose Creek final plat. Adopted by the Lakeville City Council this 17th day of December, 2012. CITY OF LAKEVILLE BY: /s/ Mark Bellows Mark Bellows, Mayor ATTEST: /s/ Charlene Friedges Charlene Friedges, City Clerk 3251396 12/20/12

Notice of Hearing by Publication of the Final Order (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19HA-FA-12-1130 Case Type: Domestic Abuse In the Matter of: Chinso Augustine Okafor, Petitioner vs. Kevaira Monique Hughes, Respondent To Respondent named above: An order has been issued directing you to appear at 1560 Highway 55, Hastings MN 55033 on January 25 at 9:00 A.M. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 12-14-12 Maureen Northrup Court Administrator / Deputy 3250341 12/20/12

PUBLIC NOTICE

ORDINANCE NO. 898 CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA AN ORDINANCE AMENDING TITLE 2, CHAPTER 1 OF THE LAKEVILLE CITY CODE (THE PLANNING COMMISSION) CONCERNING ELECTION OF OFFICERS THE CITY COUNCIL OF THE CITY OF LAKEVILLE ORDAINS: Section 1. Section 2-1-4.A of the Lakeville City Code is hereby amended to read as follows: 1. At the first regular meeting of the year following City Council appointment of Planning Commission members, the Planning Commission shall elect a chairperson whose election must receive the confirmation of the City Council. No Planning Commission member shall serve more than three (3) consecutive years as chairperson. 2. At the first regular meeting of the year following City Council appointment of Planning Commission members, the Planning Commission shall elect a vice chairperson from those of its members and may create such other offices as it may determine. Terms of all elected offices shall be for one (1) year, with eligibility for reelection. Section 2. This Ordinance shall be effective immediately upon its passage and publication according to law. ADOPTED by the Lakeville City Council this 17th day of December, 2012 CITY OF LAKEVILLE BY: /s/ Mark Bellows Mark Bellows, Mayor ATTEST BY: /s/ Charlene Friedges Charlene Friedges, City Clerk 3251371 12/20/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-709 In Re: Estate of JAMES E. KRATTENMAKER, Decedent. Neva D. Krattenmaker has filed a Petition for Determination of Descent. It is Ordered that on December 11, 2012, at 9:00 A.M., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 11/8/12 BY THE COURT Patrice Sutherland Judge of District Court Kathryn T. Raidt Attorney at Law MN# 161068 6950 France Ave S #109 Telephone: 952-926-2288 Facsimile: 952-926-9944 3241479 12/13-12/20/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 25544: 5900 148th Street W, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on January 3rd, 2013 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at E a g a n 2 5 5 4 8 : 3735 Sibley Memorial Hwy, Eagan, MN 55122. Notice is hereby given that the undersigned will sell at public auction on January 2nd, 2013 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

440 - Harper, Jessica 3242832

440 - Harper, Jessica 164 - Peterson, Mark 245 - Waheed, Janice 255 - Powell, Keena 3242645

12/13-12/20/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 20296: 15075 Foliage Ave, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on January 3rd, 2013 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 309 - Long, Nanette C 324 - DAVIDSON, DONNA 519 - Beaulieu, Kalyn 3242818 12/13-12/20/12

PUBLIC NOTICE

PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at West St. Paul 25559: 415 Marie Ave. E, West St. Paul, MN 55118. Notice is hereby given that the undersigned will sell at public auction on January 2, 2013 at 9:30 AM personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: Seewalker, Stephanie -1085; Nestaval-Blanks, Jamie - 1091; Owen, Arthur - 2014; JUDKINS, ALICE - 3006; REISDORF, MARK - 3047; Allen, Patricia - 3076; HENDERSON, KONSTANCE - 3078; S c h n e i d e r , D a n - 3 1 0 8 ; GROTTO, LINDA - 3116; Curry, Margaret - 4068; Porter, Anita - 4073; Omlie, Matthew - 4094; Vasquez, Maurice 4100; Montanez, Fernando - 4148; Mikacevich, Lori - 4154; Brownlee, Jesse - 5025; linn, Daniel - 5032; Shervonne, Perry - 5071; Lindsey, Kaiisha 5087 3243178 12/13-12/20/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-744 Estate of Bradley D. Steely, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Wendi S. Steely, whose address is 2150 Bunker Blvd., Rush City, MN, 55069 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/3/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Greig R. Tennis Tennis and Collins, P.A. 20 Lake Street North, Suite 202 Forest Lake, MN, 55025 Attorney License No: 015619X Telephone: (651) 464-7400 FAX: (651) 464-1090 3239749 12/13-12/20/12

12/13-12/20/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Rosemount 25552: 15854 Chippendale Ave W, Rosemount, MN 55068. Notice is hereby given that the undersigned will sell at public auction on January 3rd, 2013 at 2:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 1315 - Brendalen, Courtney 3101 - Lindsey, Sheena 3113 - Favors, Jacqueline 3122 - Aviles, Nelson 7322 - Hesser, Christian 3242856 12/13-12/20/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 08304: 14250 Burnsville Parkway W, Burnsville, MN 55306. Notice is hereby given that the undersigned will sell at public auction on January 2nd, 2013 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 1005 - Benson, Lisa 1007 - DeRemer, David 1009 - Dicresce, Ryan 1022 - JOHNSON, CHRISTINE 2022 - Folkers, Michael 2026 - Ohlsen, Jerod 2036 - Hantelmann, Michael 4112 - Sykora, Tom 4134 - Norton, James 4230 - Hasler, Kerri 4488 - Hawkins, Andre 4651 - Dowdell, Nicole 4723 - Clement, Keith 3242635 12/13-12/20/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-772 ESTATE OF Galen Arthur Wetherell, DECEDENT Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated March 19, 2003, and any codicil (__) to the will dated ____ and separate writing (__) under Minn. Stat. 524.2-513 (“Will”). Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on January 10, 2013 at 9:00 a.m., by this Court at 1560 Highway 55, Hastings, Minnesota. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/13/12 Edward Lynch Judge (COURT SEAL) Attorney For Petitioner Virginia A. Dwyer (ID# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121 123651 651-456-9000, 651-454-4232 dwyerv@grannishauge.com 3250430 12/20-12/27/12

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PUBLIC NOTICE

CITY OF LAKEVILLE PUBLIC HEARING NOTICE NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville at the Council Chambers, 20195 Holyoke Avenue, on the 7th day of January, 2013, at 7:00 p.m. or as soon as possible thereafter to consider the amendment of a fee schedule by ordinance pursuant to Minnesota Statutes 462.353, subdivision 4, and Minnesota Rules 1300.0160, subp. 2. Such persons as desire to be heard with reference to the proposed fee schedule amendment will be heard at this meeting. DATED this 12th day of December, 2012 Charlene Friedges, City Clerk 3246984 12/20/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Freedom Is Sweet, Inc. 2. Principal Place of Business: 2422 East 117th St., #102, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Freedom Is Sweet, Inc., 2422 East 117th St., #102, Burnsville, MN 55337 Tee it up for the Troops, Inc., 2422 East 117th St., #102, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/17/2012 James Ball 3250212 12/20-12/27/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-757 Estate of WILLIAM MICHAEL JENSEN aka William M. Jensen, Decedent Notice is given that an application for informal probate of the Decedent’s will dated December 15, 2011 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed William D. Jensen and Mary A. Jensen whose address is 17557 Fiesta Avenue, Farmington, MN 55024 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/5/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Daniel M. Sheridan SHERIDAN LAW OFFICES 4470 Erin Drive, Suite 101 Eagan, MN 55122 Attorney License No: 183210 Telephone: 651-452-8705 FAX: 651-452-8745 Email: law@sheridanlaw.org 3251684 12/20-12/27/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice to Creditors and Claimants Brass Monkey, LLC Brass Monkey, LLC (“the LLC”) has dissolved and is in the process of winding up its affairs. The LLC has filed with the MN Secretary of State a notice of dissolution, which was filed on December 10, 2012. Written claims against the LLC must be presented to: Brass Monkey, LLC, 3861 Gold Point Unit A, Eagan, MN 55122. All claims must be received by March 13, 2013. 3244370 12/13/12-1/3/13P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-CV-12-5079 Case Type: Contract/Other Civil _______________________________________ Nicholas Solinger and Lisa Solinger, Plaintiffs, v. Denise A. Bochniak f/k/a Denise A. Nielsen, an individual; Rory P. Bochniak, an individual; The Affinity Plus Federal Credit Union Foundation, a Minnesota nonprofit corporation; The First State Bank of Rosemount, a Minnesota corporation; Wyndemere Homeowners Association, a Minnesota nonprofit corporation; and all unknown assigns of the above-named Defendants, and all other persons unknown claiming any right, title, estate, interest, or lien in the estate described in the Complaint herein, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO DEFENDANTS DENISE A. BOCHNIAK F/K/A DENISE A. NIELSEN, RORY P. BOCHNIAK, THE AFFINITY PLUS FEDERAL CREDIT UNION FOUNDATION, THE FIRST STATE BANK OF ROSEMOUNT, WYNDEMERE HOMEOWNERS ASSOCIATION, AND ALL UNKNOWN DEFENDANTS. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. Y o u m a y wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lot Six (6), Block Two (2), Wyndemere Addition, according to the recorded plat, Dakota County, Minnesota. The object of this action is to obtain an order declaring that Plaintiffs have a security interest against the above described property and, in the alternative, to obtain a judgment to compensate Plaintiffs for the damages they’ve suffered. Dated: 10-23-12 THOMSEN & NYBECK, P.A. By /s/ Nathan J. Knoernschild Bradley J. Boyd (#0314687) Nathan J. Knoernschild (#0387842) Attorneys for Plaintiffs 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 Telephone No. (952) 835-7000 3250132 12/20/12-1/3/13

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: PerfectSense 2. Principal Place of Business: 1355 Mendota Heights Road #130, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Northport Engineering, Inc., 1355 Mendota Heights Road #130, Mendota Heights, MN 55120 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-5-2012 Cary L. Klingner, President 3242874 12/13-12/20/12P

PUBLIC NOTICE

ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-5380 In the Matter of the Petition of: U.S. Bank National Association, as Trustee on Behalf of Harborview 2006-1 Trust Fund, In Relation to Certificate of Title No. 135355 issued for Land in the County of Dakota and State of Minnesota and legally described as: Lot Twenty (20), Block One (1), SPRING GREEN, according to the recorded plat thereof. TO: SCOTT SCANLON; ABDULKARIM MOHAMED DAHIR; HALMA AHMED HAGI; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 23rd day of January 2013, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 135355 and enter a new Certificate of Title for the land therein described in favor of Gary Rudashevsky and Larissa Rudashevsky, as Joint Tenants, subject to the memorial of Document Nos. 427818.1, 427819, 427822.1, 427823, 435270 and 700083 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 701102, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: 11-26-2012 BY THE COURT: /s/ Jerome B. Abrams Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3250102 12/20-12/27/12

NOTICE OF FORECLOSURE SALE PURSUANT TO PARAGRAPH CHAPTER 514 OF THE MN STATUTES TO: Cledys S. Contreras 14750 W. Burnsville Parkway, #95 Burnsville, MN 55306 A public sale by auction to foreclose the lien on personal property described as 1976 MARS Manufactured Home, VIN 29719, held by Park of Four Seasons shall be held on the 16th day of January, 2013 at 10:00 a.m., at the Arbor Vista, d/b/a Camelot Acres MHC, LLC, 14750 Burnsville Parkway, Burnsville, MN 55306 in Dakota County, Minnesota. The amount due on sale of the above described personal property to Arbor Vista is $4,271, exclusive of the expenses of advertising and sale. The grounds for the lien held by Arbor Vista are as stated in M.S.A. §§514.18 subds. 1 and 4 and 514.19(2), in that Arbor Vista is holding and storing the personal property described above in paragraph 1, to its preservation and care. Dated this 11th day of December, 2012. _______________________ Stephen J. Olson, attorney for Arbor Vista 3245535 12/20/12-1/3/13P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,000.00 MORTGAGOR(S): Vladimir A Petruk, a single man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 02, 2005 Dakota County Recorder Document Number: 2327230 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1517 Covington Ln, Eagan, MN 55122-2746 Tax Parcel ID Number: 10-57665-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Pinetree Pass 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $497,711.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013259F03 3245542 12/20/12-1/24/13

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2005 MORTGAGOR: Cindy R. Clobes and Steven A. Clobes, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2005 Dakota County Recorder, Document No. 2321739. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA as trustee for Freddie Mac Securities REMIC Trust 2005-S001. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100330000000013291 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Midamerica Mortgage Coporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11091 166th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 224435004100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Lakeville Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $256,365.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 15, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004831 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 14, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 17, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004831 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251241 12/20/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: NexLight 2. Principal Place of Business: 1355 Mendota Heights Road #130, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Northport Engineering, Inc., 1355 Mendota Heights Road #130, Mendota Heights, MN 55120 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-5-2012 Cary L. Klingner, President 3242892 12/13-12/20/12P

PUBLIC NOTICE

SUPPLEMENTAL ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-4557 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, a United States corporation, in Relation to Certificate of Title No. 102003 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Thirty-three (33), Block One (1), in Oak Leaf Plat Two, according to the recorded plat thereof. TO: WILLIAM SCOTT; RICHARD SCOTT; CARMEN SCOTT; U.S. BANK NATIONAL ASSOCIATION ND; OAK LEAF WEST HOMEOWNERS ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of January, 2013, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 102003 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, a United States corporation, subject to the memorials of Document Nos. 466846 and 692025 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 697459, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served; a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/3/12 BY THE COURT: Timothy D. Wermager Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 3239311 12/13-12/20/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Willow Road Design 2. Principal Place of Business: 13129 Gable Lane, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Catherine Eileen Pilon, 13129 Gable Lane, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/07/2012 Catherine E. Pilon 3250264 12/20-12/27/12P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Summit Group North America 2. Principal Place of Business: 12548 Everest Trail, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Naciye Gibson, 12548 Everest Trail, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-08-2012 Naciye Gibson, Owner 3250706 12/20-12/27/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: East Asian Martial Arts 2. Principal Place of Business: 2713 River Hills Drive South, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Jr G Fendos, 2713 River Hills Drive South, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/30/2012 Paul G Fendos Jr 3251768 12/20-12/27/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Vermillion Brush 2. Principal Place of Business: 2713 River Hills Drive South, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Jr G Fendos, 2713 River Hills Drive South, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/30/2012 Paul G Fendos Jr 3251726 12/20-12/27/12P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: the deck store 2. Principal Place of Business: 6900 W 151 Street, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. The Deck & Door Company, 11632 Akron Ave, Inver Grove Heights, MN 55077 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/17/2012 Robert Michael Heidenreich 3239838 12/13-12/20/12P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Octet Squared 2. Principal Place of Business: 2713 River Hills Drive South, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Jr G Fendos, 2713 River Hills Drive South, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/30/2012 Paul G Fendos Jr 3251755 12/20-12/27/12P

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PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 08302: 7233 155th St West, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on January 3rd, 2013 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 1004 - williams, Tirie 3019 - NELSON, JESSIE 3122 - HURTGEN, CHRISTINA 5008 - CLERK, KEANNA 5201 - MCWRIGHT, ERIC 6546 - KOPPI, CAROL 3242650 12/13-12/20/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 34104: 2000 Old County Rd, 34th Pl, Burnsville, MN 55337. Notice is hereby given that the undersigned will sell at public auction on January 2nd, 2013 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: B013 - Weichman, Lisa B016 - Scott, Devin C053 - Brown, Dionna C061 - Sterry, Autumn C132 - Edlund, Dana C135 - Godinez Chavez, Jesus D030 - Hoiland, Doug E008 - Zulauf, Eleanor E033 - Baumgard, Tracy E050 - Velazquez Flores, Paula E122 - Clausen, Roger 3242628 12/13-12/20/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12850 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12850 Nicollet Avenue South, Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Sompasong Chanthavong and Ali Khammanivong , as Unit owners, to Ridgeview Homeowners Association, the principal amount of Two Thousand Eight Hundred Eighty Eight and 00/100 ($2,888.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 7, 2012, and recorded November 6, 2012 as Document No. 2907049 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 23, 2013, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 16, 2013. Dated: November 19, 2012 By ________________________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441143 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3231536 12/6/12-1/10/13

PUBLIC NOTICE

“Cellco Partnership and its controlled affiliates doing business as Verizon Wireless (Verizon Wireless) proposes to build a 79-foot Stealth Structure Communications Tower. Anticipated lighting application is medium intensity dual red/white strobes. The Site location is 1501 County Road 42, Burnsville, Dakota County, Minnesota 55306, 44° 43’ 57.2”, -93° 15’ 21.3”. The Federal Communications Commission (FCC) Antenna Structure Registration (ASR, Form 854) filing number is A0807701. ENVIRONMENTAL EFFECTS - Interested persons may review the application (www.fcc.gov/asr/applications) by entering the filing number. Environmental concerns may be raised by filing a Request for Environmental Review (www.fcc.gov/asr/environmentalrequest) and online filings are strongly encouraged. The mailing address to file a paper copy is: FCC Requests for Environmental Review, Attn: Ramon Williams, 445 12th Street SW, Washington, DC 20554. HISTORIC PROPERTIES EFFECTS Public comments regarding potential effects on historic properties may be submitted within 30 days from the date of this publication to: Caitlin Price, Tetra Tech EM Inc, 2001 Killebrew Drive Suite 141, Bloomington, MN 55425, 612-643-2235, caitlin.price@tetratech.com.” 3250350 12/20/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-753 Estate of Pearl J. Mankowski, a/k/a Pearl Julia Mankowski, a/k/a Pearle Mankowski, Decedent It is Ordered and Notice is given that on 1-10-2013 at 9:00 AM, a hearing will be held in this Court at Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, February 27, 1995, and (“Will”), and for the appointment of Margaret A. Mankowski, whose address is 8266 Dawson Way, Inver Grove Heights, MN, 55076 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/4/12 BY THE COURT Arlene Perkkio Judge of District Court (COURT SEAL) Attorney for Petitioner Angela M. Lutz Amann Levander, Gillen & Miller, P.A. 633 South Concord Street, Suite 400 South St. Paul, MN, 55075 Attorney License No: 249622 Telephone: (651) 451-1831 FAX: (651) 450-7384 3240713 12/13-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $416,000.00 MORTGAGOR(S): James C Griffin Jr. and Kathleen J Griffin, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Universal American Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 11, 2007 Dakota County Registrar of Titles Document Number: 608783 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 18, 2012 Registered: June 04, 2012 Dakota County Registrar of Titles Document Number: T697324 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600099345634 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER:

CERTIFICATE OF TITLE NUMBER: 142297 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13322 Couchtown Ct, Rosemount, MN 55068-4771 Tax Parcel ID Number: 34-25144-02-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Evermoor Glendalough 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $445,353.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024397F03 3211856 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-760 Estate of Elvina Pauline Shanley, Decedent. Notice is given that an application for informal probate of the Decedent’s will dated January 11, 1988 (“Will”), has been filed with the Registrar. The application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Registrar has informally appointed Dennis M. Shanley, whose address is 3245 Sprague Avenue, Anoka, MN 55303, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/6/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant: Robert J. Polski, Jr. 101 East 5th Street, #2300 St. Paul, MN 55101-1819 Attorney Registration #87439 Telephone: 651/224-1776 Facsimile: 651/224-4883 3243206 12/13-12/20/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-776 In Re: Estate of Ruby V. Beto, Decedent. It is Ordered and Notice is given that on 1-31-12 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated November 28, 1994, and for the appointment of Betty F. Fedde, whose address is 1662 Norwood Drive, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/14/12 BY THE COURT Robert King Judge of District Court Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 3250658 12/20-12/27/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-768 Estate of Sharon K. Askew, also known as Sharon Kay Askew and Sharon Askew, Decedent. It is Ordered and Notice is given that on 1-10-13, at 9:00 am, a hearing will be held in this court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, 55033, for the formal probate of Will for the above-named decedent and for the appointment of Scott Askew, 13602 Dellwood Way, Rosemount, Minnesota 55068, as personal representative of the Decedent’s estate, in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with the power to administer the Estate, to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property and to perform all necessary acts for the estate in accordance with Minnesota law. Notice is further given that all creditors having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Date: 12-12-12 Thomas W. Pugh Judge (COURT SEAL) Attorney for Personal Representative: Allison J. Frasier MASER AMUNDSON, P.A. 6601 Lyndale Ave. So., Ste. 320 Minneapolis, MN 55423 Telephone: (952) 925-4147 Fax: (952) 925-1926 E-mail: afrasier@maserlaw.com Attorney ID No. 0387756 3247130 12/20-12/27/12

PUBLIC NOTICE

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�� county �� as fol PID: 10-39802-08-010 by the �� Sheriff of said THAT pursuant to said Declaration, lows: there is claimed to be due and owing DATE AND TIME OF SALE: Decemas of October 31, 2012, from Rachel ber 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Ann Schaffer, title holder, to Johnny Cake Ridge Townhome Association, Law Enforcement Center, 1580 HighInc., a Minnesota non-profit corpora- way 55, Lobby S-100, Hastings, Minnetion, the amount of $3,254.40, for sota assessments, late fees and collection to pay the debt secured by said mortcosts, plus additional assessments and gage and taxes, if any, on said preother amounts that may have accrued mises and the costs and disbursesince the date of this notice, including ments, including attorney fees allowed the costs of collection and foreclosure; by law, subject to redemption within THAT prior to the commencement of six (6) months from the date of said this foreclosure proceeding, Lienor sale by the mortgagor(s), their percomplied with all notice requirements sonal representatives or assigns. as required by statute; that no action If the Mortgage is not reinstated or proceeding has been instituted at under Minn. Stat. §580.30 or the proplaw or otherwise to recover the debt erty is not redeemed under Minn. Stat. s e c u r e d b y s a i d l i e n , o r a n y p a r t §580.23, the Mortgagor must vacate thereof; the property on or before 11:59 p.m. on T H A T t h e o w n e r h a s n o t b e e n June 28, 2013, or the next business released from her financial obligation day if June 28, 2013 falls on a Saturto pay said amount; day, Sunday or legal holiday. THAT pursuant to Minn. Stat. Mortgagor(s) released from financial §515B.3-116, said debt creates a lien obligation: NONE upon said premises in favor of Johnny THIS COMMUNICATION IS FROM Cake Ridge Townhome Association, A DEBT COLLECTOR ATTEMPTInc., as evidenced by a lien statement ING TO COLLECT A DEBT. ANY recorded on September 4, 2012, in the INFORMATION OBTAINED WILL BE office of the Dakota County Registrar USED FOR THAT PURPOSE. of Titles as Document No. T702083; THE RIGHT TO VERIFICATION OF THAT pursuant to the power of sale THE DEBT AND IDENTITY OF THE granted by the owners in taking title to ORIGINAL CREDITOR WITHIN THE the premises subject to said Declara- T I M E P R O V I D E D B Y L A W I S N O T tion, said lien will be foreclosed by the AFFECTED BY THIS ACTION. sale of said property by the sheriff of THE TIME ALLOWED BY LAW FOR said County at the Dakota County REDEMPTION BY THE MORTGAGOR, Sheriff=s Office, 1580 Highway 55, in THE MORTGAGOR'S PERSONAL REPthe City of Hastings, County of Dakota, RESENTATIVES OR ASSIGNS, MAY BE Minnesota on January 10, 2013, at 10 REDUCED TO FIVE WEEKS IF A JUDIa.m., at public auction to the highest CIAL ORDER IS ENTERED UNDER bidder, for cash, to pay the amount MINNESOTA STATUTES, SECTION then due for said assessments, 582.032, DETERMINING, AMONG together with the costs of foreclosure, OTHER THINGS, THAT THE MORTincluding attorney’s fees as allowed by GAGED PREMISES ARE IMPROVED l a w . T h e t i m e a l l o w e d b y l a w f o r WITH A RESIDENTIAL DWELLING OF redemption by the unit owners, their LESS THAN FIVE UNITS, ARE NOT personal representatives or assigns is PROPERTY USED IN AGRICULTURAL six (6) months from the date of said PRODUCTION, AND ARE ABANDONED. sale. DATED: November 15, 2012 DATE TO VACATE PROPERTY: The ASSIGNEE OF MORTGAGEE: date on or before which the owner Deutsche Bank National Trust must vacate the property if the account Company, as Indenture Trustee is not brought current or the property for American Home Mortgage redeemed under Minn. Stat. §580.23 is Investment Trust 2007-1 July 10, 2013. If the foregoing date is Wilford, Geske & Cook P.A. a Saturday, Sunday or legal holiday, Attorneys for Assignee of Mortgagee then the date to vacate is the next 8425 Seasons Parkway, Suite 105 business day at 11:59 p.m. Woodbury, MN 55125-4393 REDEMPTION NOTICE (651) 209-3300 THE TIME ALLOWED BY LAW FOR File Number: 025981F01 R E D E M P T I O N B Y T H E O W N E R , 3213171 11/15-12/20/12 THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A NOTICE OF MORTGAGE JUDICIAL ORDER IS ENTERED FORECLOSURE SALE UNDER MINNESOTA STATUTES, NOTICE IS HEREBY GIVEN that SECTION 582.032, DETERMINING, A M O N G O T H E R T H I N G S , T H A T default has occurred in the conditions THE PREMISES ARE IMPROVED of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 WITH A RESIDENTIAL DWELLING ORIGINAL PRINCIPAL AMOUNT OF OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI- MORTGAGE: $202,101.00 MORTGAGOR(S): Isarel Bonfil, a CULTURAL PRODUCTION, AND single man and Juana M. Guzman, a ARE ABANDONED. single woman JOHNNY CAKE RIDGE MORTGAGEE: Mortgage Electronic TOWNHOME ASSOCIATION, INC., Registration Systems, Inc., solely as Lienor nominee for Prime Mortgage Dated: November 7, 2012 Corporation, its successors and By /s/ Thomas P. Carlson assigns Thomas P. Carlson (024871X) DATE AND PLACE OF REGISTERCarlson & Associates, Ltd. ING: 1052 Centerville Circle Registered: June 04, 2007 Dakota Vadnais Heights, MN 55127 County Registrar of Titles (651) 287-8640 Document Number: 611767 ATTORNEY FOR JOHNNY CAKE RIDGE ASSIGNMENTS OF MORTGAGE: TOWNHOME ASSOCIATION, INC. And assigned to: BAC Home Loans 3216951 11/15-12/20/12 Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 17, 2011 Registered: August 02, 2011 Dakota NOTICE OF MORTGAGE County Registrar of Titles FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Document Number: T682481 default has occurred in the conditions Transaction Agent: Mortgage Eleco f t h e f o l l o w i n g d e s c r i b e d tronic Registration Systems, Inc. mortgage:DATE OF MORTGAGE: FebTransaction Agent Mortgage Identifiruary 01, 2007 cation Number: 100103210000189703 ORIGINAL PRINCIPAL AMOUNT OF Lender or Broker: Prime Mortgage MORTGAGE: $324,000.00 Corporation MORTGAGOR(S): Gordon W. Meade Residential Mortgage Servicer: Bank and Jill M. Meade, husband and wife of America, N.A. MORTGAGEE: Mortgage Electronic Mortgage Originator: Not Applicable Registration Systems, Inc. as nominee CERTIFICATE OF TITLE NUMBER: for American Brokers Conduit, its suc- 135667 cessors and assigns COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: LOCATED: Dakota Recorded: March 13, 2007 Dakota Property Address: 3968 72nd St E, County Recorder Inver Grove Heights, MN 55076-2640 Document Number: 2502232 Tax Parcel ID Number: ASSIGNMENTS OF MORTGAGE: 20.71150.06.020 And assigned to: Deutsche Bank LEGAL DESCRIPTION OF PROPNational Trust Company, as Indenture ERTY: Lot Two (2), Block Six (6), of Trustee for American Home Mortgage South Grove, Dakota County, MinneInvestment Trust 2007-1 sota Dated: September 20, 2012 AMOUNT DUE AND CLAIMED TO BE Transaction Agent: Mortgage Elec- D U E A S O F D A T E O F N O T I C E : tronic Registration Systems, Inc. $258,839.26 Transaction Agent Mortgage IdentifiTHAT all pre-foreclosure requirecation Number: 100024200015985209 ments have been complied with; that Lender or Broker: American Brokers no action or proceeding has been instiConduit tuted at law or otherwise to recover the R e s i d e n t i a l M o r t g a g e S e r v i c e r : debt secured by said mortgage, or any Homeward Residential, Inc. part thereof; that this is registered Mortgage Originator: Not Applicable property; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the Property Address: 15785 Cardinal above-described property will be sold Cir, Rosemount, MN 55068-6613 by the Sheriff of said county as folT a x P a r c e l I D N u m b e r : lows: 346767501080 DATE AND TIME OF SALE: DecemL E G A L D E S C R I P T I O N O F P R O P - ber 28, 2012 at 10:00 AM ERTY: Lot 8, Block 1, Shannon Pond PLACE OF SALE: Dakota County East Addition, Dakota County, Minne- Law Enforcement Center, 1580 Highsota way 55, Lobby S-100, Hastings, MinneAMOUNT DUE AND CLAIMED TO BE sota D U E A S O F D A T E O F N O T I C E : to pay the debt secured by said mort$392,433.90 gage and taxes, if any, on said preTHAT all pre-foreclosure require- mises and the costs and disbursements have been complied with; that ments, including attorney fees allowed no action or proceeding has been insti- by law, subject to redemption within tuted at law or otherwise to recover the six (6) months from the date of said debt secured by said mortgage, or any sale by the mortgagor(s), their perpart thereof; sonal representatives or assigns. PURSUANT to the power of sale conIf the Mortgage is not reinstated t a i n e d i n s a i d m o r t g a g e , t h e under Minn. Stat. §580.30 or the propabove-described property will be sold by the Sheriff of said county as fol- ��

PUBLIC NOTICE

�� GAGE: None �� "THE TIME ALLOWED BY LAW FOR �� under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024531F02 3123766 11/15-12/20/12

PUBLIC NOTICE

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006101 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217077 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Michael J Starc, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for The Business Bank, DBA Prime Mortgage, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 09, 2010 Dakota County Recorder Document Number: 2765166 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 17, 2012 Recorded: September 28, 2012 Dakota County Recorder Document Number: 2897854 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001032-1000072992-0 Lender or Broker: The Business Bank, DBA Prime Mortgage Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 418 Tiffany Dr, Hastings, MN 55033-3980 Tax Parcel ID Number: 19-16400-08-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 8, Cari Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,411.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026317F01 3246831 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-766 Estate of ROSEMARY D. KOSCIELAK, Decedent It is Ordered and Notice is given that on January 10, 2013, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated May 14, 2012, and for the appointment of Patricia Kasheimer and Kenneth Kasheimer, whose address is 568 Fremont Avenue, Mendota Heights, MN 55118 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/12/12 Robert R. King Judge (COURT SEAL) Attorney for Personal Representative David A. Jaehne 60 East Marie Avenue #109 West St. Paul, MN 55118 Attorney License No.: 127188 Telephone: 651-457-2827 FAX: 651-457-9887 3246858 12/20-12/27/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-751 In Re: Estate of Pauline M. LaBarre, also known as Pauline Serpico, Decedent. It is Ordered and Notice is given that on January 10, 2013 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of James R. LaBarre, whose address is 7333 Clay Ave E, Inver Grove Heights, Minnesota 55076, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 12-4-12 BY THE COURT Arlene Perkkio Judge of District Court David J Raymond (MN# 221818) Raymond Law Offices PA 5838 Blackshire Path Inver Grove Heights Minnesota 55076 Telephone: (651) 455-3100 Facsimile: (651) 455-4811 3240327 12/13-12/20/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 1, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Bluff Townhome Condominium Association, Inc. (hereinafter the "Association") which was recorded as Document No. 1907615, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 86, CIC No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota STREET ADDRESS: 1659 River Bluff Court, Eagan, MN 55121 T A X P A R C E L I D N O .

T A X P A R C E L I D N O . 10-41300-05-086 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 1, 2012 to the Association, a Minnesota non-profit corporation, from Christina Parrott, title holder under Contract for Deed, to the Association, a Minnesota non-profit corporation, the amount of $5,010.16 (amount due since December 2, 2011, after the Contract for Deed was recorded) and $6,059.00 left unpaid by the Contract for Deed Vendors, Isaac and Elizabeth Obi) prior to the conveyance, leaving the total of $11,069.16 for unpaid association dues, late fees, fines, attorneys' fees and costs, plus any other such amounts that will accrue after November 1, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The current Contract for Deed Vendors and Vendee have not been released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on April 19, 2012, as Document No. 2863068 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 3rd day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 3, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR BLUFF TOWNHOME CONDOMINIUM ASSOCIATION, INC. Attorneys for Cedar Bluff Townhome Condominium Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Bluff/ Parrott/ 11-7-611D) 3216563 11/15-12/20/12

PUBLIC NOTICE

ERTY: Lot Sixteen, Block Two (2), Sunny View Terrace, According to the Recorded Plat Thereof on File and of Record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $58,082.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-006121 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3218253 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,600.00 MORTGAGOR(S): Tomas F. Visperas, a single person, Leon F. Visperas, a single person, and Victoria Aviles, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for DECISION ONE MORTGAGE COMPANY, LLC DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota County Recorder Document Number: 2439998 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 6 - O C 7 , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Dated: May 18, 2009 Recorded: June 16, 2009 Dakota County Recorder Document Number: 2664606 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910006302844 Lender or Broker: DECISION ONE MORTGAGE COMPANY, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 524 Fromme Ct, Eagan, MN 55123-3953 Tax Parcel ID Number: 10.18402.02.050 LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 2, COVENTRY PASS 3RD ADDITION AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,809.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-OC7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024950F01 3216886 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-767 In Re: Estate of Carol Jean Grewing, Decedent. It is Ordered and Notice is given that on 1-10-13 at 9:00 am, a hearing will be held in this Court at Dakota County District Court, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated November 1, 2012 and Separate Writing pursuant to Minn. Stat. § 524.2-513 dated November 1, 2012, and for the appointment of Thomas Peter Berken, who reside at 15870 Harmony Way, Apple Valley, MN 55124, and Gloria Jean Thompson, whose address is 11271 N. 129th Way, Scottsdale, AZ 85259 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12-12-12 BY THE COURT Thomas W. Pugh Judge of District Court Attorney For Personal Representatives: Laura A. Hage HAGE LAW OFFICE 1539 Grand Avenue St. Paul, MN 55105 Telephone: 651.690.1584 Facsimile: 651.690.1599 A.R.N.: 0292461 3246396 12/20-12/27/12P

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PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-764 In Re: Estate of Marie Stuewe, aka Marie A. Stuewe, aka Marie Ann Stuewe, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 10th day of January, 2013 at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 W. Highway 55, Hastings, Minnesota, on petition of Carol J. Blood, dated November 19, 2012, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Carol J. Blood, whose address is 4320 Harbor Lane North, Plymouth, Minnesota 55446, as personal representative of the estate of the above named decedent in unsupervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 12/13/12 Robert R. King Judge (Court Seal) Brian J. Taurinskas Attorney I.D. #338941 633 So. Concord Street, Suite 320, PO Box 605 South St. Paul, MN 55075 3250424 12/20-12/27/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 29, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Ranch Association, Inc. (hereinafter the "Association") which was recorded as Document No. 562866, in the Office of the County Recorder of Dakota County, Minnesota, covering the following property: Lot 23, LEGAL DESCRIPTION: Block 1, Diamond Path 7th Addition, Dakota County, Minnesota STREET ADDRESS: 14602 Embry Path, Apple Valley, MN 55124 T A X P A R C E L I D N O : 01-20506-01-230 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 29, 2012, from Thomas M. Crosby and Patricia A. Crosby, title holders, to the Association, a Minnesota non-profit corporation, the amount of $7,065.50 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 29, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5.The owners have not been released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 21, 2012, as Document No. 2875742 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Dakota County Sheriff, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 4th day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 5, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL

FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH RANCH ASSOCIATION, INC. Attorneys for Diamond Path Ranch Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path Ranch/ Crosby/ 12-7-098D) 3216634 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of the Lakeville's Lake Place Homeowners Association, (hereinafter the “Declaration”) recorded in the office of the Recorder's Office of Dakota County, Minnesota as Document No. 1914328 (as amended), which covers the following property: Legal Description: Unit No. 152, CIC No. 330, Lake Place, a condominium, located in Dakota County, Minnesota Property Address: 17156 Eastwood Avenue East, Farmington, Minnesota 55024 PID: 22-44078-15-152 THAT pursuant to said Declaration, there is claimed to be due and owing as of November 30, 2012, from Galina Yakovlev and Mihail Yakovlev, title holders, to Lakeville's Lake Place Homeowners Association, a Minnesota non-profit corporation, the amount of $2,795.20, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Lakeville's Lake Place Homeowners Association, as evidenced by a lien statement recorded on October 19, 2012, in the office of the Dakota County Recorder as Document No. 2902580; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 31, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, Lienor Dated: November 30, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR PENNOCK PLACE CONDOMINIUM ASSOCIATION 3245663 12/20/12-1/24/13

PUBLIC NOTICE

SECOND SUPPLEMENTAL ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-3898 In the Matter of the Petition of: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2004-13, In Relation to Certificate of Title No. 134357 issued for land in the County of Dakota and State of Minnesota and legally described as: Residential Unit No. 42 and Garage No 42A, Condominium No. 56, Castle Crest Condominiums. TO: LEONA GINES; CASTLE CREST HOMEOWNERS ASSOCIATION, INC.; BANK OF AMERICA, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 9th day of January, 2013, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 134357 and enter a new Certificate of Title for the land therein described in favor of The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2004-13, subject to the memorials of Document Nos. 110363, 127992, 156488 and 156489, but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 687795, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: 11/16/2012 BY THE COURT: /s/ Richard G. Spicer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3250069 12/20-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,495.00 MORTGAGOR(S): Benjamin X Gores and Erica K Gores, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for CTX Mortgage Company, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: June 23, 2005 Dakota County Recorder Document Number: 2333571 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 05, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015901074383142 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13819 Atwood Ave, Rosemount, MN 55068-3692 Tax Parcel ID Number: 34-48300-19-604 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1604, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $157,292.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026058F01 3212345 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,500.00 MORTGAGOR(S): Stacey L. Nelson and Scott M. Nelson, wife and husband MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF REGISTERING: Registered: July 21, 2006 Dakota County Registrar of Titles Document Number: 594379 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Dated: January 27, 2009 Registered: March 04, 2009 Dakota County Registrar of Titles Document Number: T640102 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140334 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 158 Juniper Ln, Apple Valley, MN 55124-9311 Tax Parcel ID Number: 01-11702-10-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 10, Apple Valley Third Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,976.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

��

�� by law, subject to redemption within redeemed under section 580.23 is six (6) months from the date of said 11:59 p.m. on July 3, 2013, unless the sale by the mortgagor(s), their per- redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or sonal representatives or assigns. If the Mortgage is not reinstated 582.032. MORTGAGOR(S) RELEASED FROM under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. FINANCIAL OBLIGATION ON MORT§580.23, the Mortgagor must vacate GAGE: None "THE TIME ALLOWED BY LAW FOR the property on or before 11:59 p.m. on June 28, 2013, or the next business REDEMPTION BY THE MORTGAGOR, day if June 28, 2013 falls on a Satur- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE day, Sunday or legal holiday. Mortgagor(s) released from financial REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER obligation: NONE THIS COMMUNICATION IS FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR ATTEMPT- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ING TO COLLECT A DEBT. ANY OTHER THINGS, THAT THE MORTINFORMATION OBTAINED WILL BE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT THE DEBT AND IDENTITY OF THE PROPERTY USED IN AGRICULTURAL ORIGINAL CREDITOR WITHIN THE P R O D U C T I O N , A N D A R E T I M E P R O V I D E D B Y L A W I S N O T ABANDONED." Dated: October 11, 2012 AFFECTED BY THIS ACTION. U.S. Bank National Association THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 OTHER THINGS, THAT THE MORT- 19-3089 FC1 GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 11/15-12/20/12 LESS THAN FIVE UNITS, ARE NOT 3217830 PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 NOTICE OF MORTGAGE ASSIGNEE OF MORTGAGEE: FORECLOSURE SALE Deutsche Bank National Trust THE RIGHT TO VERIFICATION OF THE Company, as Trustee for Argent DEBT AND IDENTITY OF THE ORIGISecurities Inc., Asset-Backed NAL CREDITOR WITHIN THE TIME Pass-Through Certificates, Series PROVIDED BY LAW IS NOT AFFECTED 2006-M2 BY THIS ACTION. Wilford, Geske & Cook P.A. NOTICE IS HEREBY GIVEN: That Attorneys for Assignee of Mortgagee Default has occurred in the conditions 8425 Seasons Parkway, Suite 105 of the following described mortgage: Woodbury, MN 55125-4393 DATE OF MORTGAGE: 07/20/2006 (651) 209-3300 ORIGINAL PRINCIPAL AMOUNT OF File Number: 025845F01 3211994 11/15-12/20/12 MORTGAGE: $118,000.00 MORTGAGOR(S): Sompasong Chanthavong and Ali Khammanivong, wife and husband, as joint tenants MORTGAGEE: U.S. Bank National NOTICE OF MORTGAGE Association ND FORECLOSURE SALE DATE AND PLACE OF FILING: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF 0 8 / 0 2 / 2 0 0 6 a s D o c u m e n t N u m b e r THE ORIGINAL CREDITOR WITHIN 2 4 5 0 0 5 2 t h e O f f i c e o f t h e C o u n t y THE TIME PROVIDED BY LAW IS Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 02-01300-16-428 LEGAL DESCRIPTION OF PROPdefault has occurred in conditions of ERTY: Apartment Number 102, 12850 the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 , Nicollet Avenue South, Apartment Ownership Number 15, Ridgeview Con2008 MORTGAGOR: T o d d T . K u h n a n d dominium Homes, Dakota County, Minnesota. Karin L. Kuhn, husband and wife. ABSTRACT MORTGAGEE: Mortgage Electronic STREET ADDRESS OF PROPERTY: Registration Systems, Inc.. DATE AND PLACE OF RECORDING: 12850 Nicollet Avenue South, Apt 102, Recorded January 10, 2008 Dakota Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS County Registrar, Document No. 622382. Certificate of title number LOCATED: Dakota LENDER OR BROKER AND MORT144144. ASSIGNMENTS OF MORTGAGE: G A G E O R I G I N A T O R : U . S . B a n k Assigned to: U.S. Bank National Asso- National Association ND RESIDENTIAL MORTGAGE SERciation. Said Mortgage being upon Regis- VICER: U.S. Bank National Association ND tered Land. TRANSACTION AGENT: None TRANSACTION AGENT: Mortgage THE AMOUNT CLAIMED TO BE DUE Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ON THE MORTGAGE AS OF THE DATE GAGE IDENTIFICATION NUMBER ON OF THIS NOTICE: $125,544.03 THAT no action or proceeding has MORTGAGE: 1000212680012262121 LENDER OR BROKER AND MORT- been instituted at law to recover the debt secured by said mortgage, or any GAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Com- part thereof; that there has been compliance with all pre-foreclosure notice pany, LLC R E S I D E N T I A L M O R T G A G E S E R - and acceleration requirements of said VICER: U.S. Bank Home Mortgage, a mortgage, and/or applicable statutes. Pursuant to the power of sale condivision of U.S. Bank National Associatained in said Mortgage, the Mortgage tion MORTGAGED PROPERTY ADDRESS: will be foreclosed, and the mortgaged 17346 Joplin Avenue, Lakeville, MN premises will be sold by the Sheriff of Dakota, Minnesota at public auction as 55044 follows: TAX PARCEL I.D. #: 221182504020 DATE AND TIME OF SALE: LEGAL DESCRIPTION OF PROP12/28/2012 at 10:00 A.M. ERTY: PLACE OF SALE: Dakota Sheriff's Lot Two, Block Four, Argonne Estates, according to the recorded Office, 1580 Highway 55, Hastings, MN plat thereof, Dakota County, Minne- 55033 to pay the debt then secured by said mortgage and taxes, if any actusota COUNTY IN WHICH PROPERTY IS ally paid by the mortgagee, on the premises and the costs and disburseLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ments allowed by law. The time allowed by law for redempMORTGAGE: $368,800.00 AMOUNT DUE AND CLAIMED TO BE t i o n b y s a i d M o r t g a g o r ( s ) o r DUE AS OF DATE OF NOTICE, INCLUD- Mortgagor's personal representatives ING TAXES, IF ANY, PAID BY MORT- or assigns is six (6) months from the date of sale. GAGEE: $395,289.99 TIME AND DATE TO VACATE PROPThat prior to the commencement of this mortgage foreclosure proceeding ERTY: Minnesota Statute 580.04(b) proMortgagee/Assignee of Mortgagee complied with all notice requirements as v i d e s , " I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, the notice must also specify the o r o t h e r w i s e t o r e c o v e r t h e d e b t date on or before which the mortgage secured by said mortgage, or any part must vacate the property if the mortgage is no reinstated under section thereof; PURSUANT to the power of sale con- 580.30 or the property redeemed under tained in said mortgage, the above section 580.23." If the statute applies, described property will be sold by the the time to vacate the proprty is 11:59 p.m. on 06/28/2013, or the next busiSheriff of said county as follows: DATE AND TIME OF SALE: January ness day if 06/28/2013 falls on a Saturday, Sunday or legal holiday. 3, 2013 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, FINANCIAL OBLIGATION ON MORTGAGE: None Lobby #S-100, Hastings, MN THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A MN Stat. §580.07. TIME AND DATE TO VACATE PROP- RESIDENTIAL DWELLING OF LESS E R T Y : I f t h e r e a l e s t a t e i s a n THAN FIVE UNITS, ARE NOT PROPowner-occupied, single-family dwell- ERTY USED IN AGRICULTURAL PROing, unless otherwise provided by law, DUCTION, AND ARE ABANDONED. Dated: 11/15/2012 the date on or before which the mortU.S. Bank National Association gagor(s) must vacate the property if the ND, mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is ��

PUBLIC NOTICE

�� ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3218382 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2009 MORTGAGOR: Domach Ruach and Rachel Gatluak, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed September 14, 2009, Dakota County Registrar of Titles, Document No. T650782 on Certificate of Title No. 144968. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000834820342 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare, A Division of FNF Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 13301 York Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 028360003040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) in Block Three (3) of West View Hills, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,743.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,566.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 5, 2012 Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 100 - 12-006305 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251432 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2005 MORTGAGOR: Nicholas P. Gillespie, a single person and Karie L. Lafferty, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 27, 2005 Dakota County Recorder, Document No. 2344218. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100257100030052191 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MidCountry Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3674 James Court, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-16401-03-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Cari Park Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,499.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,767.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-116-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251623 12/20/12-1/24/13

PUBLIC NOTICE

MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 03/21/2007 as Document Number 607851 in the Office of the County Registrar, Dakota County, Minnesota TAX PARCEL I.D. NO.: 20-71150-01-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), in Block One (1), of South Grove, Dakota County, Minnesota REGISTERED/TORRENS PROPERTY: Torrens Certificate No. 136124 STREET ADDRESS OF PROPERTY: 7314 Dawn Avenue E., Inver Grove Heights, MN 55076 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $237,792.15 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 12/28/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/28/2013, or the next business day if 06/28/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/15/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3218393 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,750.00 MORTGAGOR(S): Rhonda A. Arnold, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.), its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 29, 2007 Dakota County Recorder Document Number: 2492266 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 05, 2012 Recorded: September 17, 2012 Dakota County Recorder Document Number: 2894163 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604719746754 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6755 Foliage Ct W, Rosemount, MN 55068-1235

Rosemount, MN 55068-1235 Tax Parcel ID Number: 22-51350-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Niakwa Village, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,740.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026334F01 3213142 11/15-12/20/12

PUBLIC NOTICE

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-003507 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217117 11/15-12/20/12

PUBLIC NOTICE

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 8, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 2, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006192 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217726 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Bluff Townhome Condominium Association, Inc. (hereinafter the "Association") which was recorded as Document No. 8780487, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit 119, CIC No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota STREET ADDRESS: 3315 River Bluff Drive, Eagan, MN 55121 T A X P A R C E L I D N O . 10-41300-05-119 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 25, 2012, from Petite Powell, title holder under a contract for deed, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $4,513.94 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 25, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 12, 2012, as Document No. 2893176 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 3rd day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 3, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR BLUFF TOWNHOME

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CEDAR BLUFF TOWNHOME CONDOMINIUM ASSOCIATION, INC Attorneys for Cedar Bluff Townhome Condominium Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Bluff /Powell/ 12-7-349D) 3216535 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2007 MORTGAGOR: Amanda L. Feldten, a single person . MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 17, 2007 Dakota County Recorder, Document No. 2517837. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0007707256-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 20166 Home Fire Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.32100.02.330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 2, Heritage Square Addition, Common Interest Community No. 228, Together with Appurtenant Easements Created Pursuant to Declaration, Document No. 1443836 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,663.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 07, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 07, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004618 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251451 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,934.00 MORTGAGOR(S): Sareen K Devireddy and Jyothirmai Chittyreddy, Husband and Wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 05, 2011 Dakota County Recorder Document Number: 2813197 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 11, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4074 Johnny Cake Ridge Rd, Eagan, MN 55122-4207 Tax Parcel ID Number: 10-53760-05-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Oakbrooke, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $289,562.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025858F01 3249919 12/20/12-1/24/13

PUBLIC NOTICE

Asset Backed Certificates, Series 2005-18ALT Dated: January 28, 2011 , and recorded February 25, 2011 by Document No. 2788006 . LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 1, Wood Park Plat 15, Dakota County, Minnesota PROPERTY ADDRESS: 1014 Aston Circle, Burnsville, MN 55337 PROPERTY I.D: 02-84814-01-240 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-One Thousand Thirty-Three and 24/100 ($151,033.24) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 3, 2013 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 3, 2013, or the next business day if July 3, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2005-18ALT Asset-Backed Certificates, Series 2005-18ALT Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00861-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4326087 11/15/2012, 11/22/2012, 11/29/2012, 12/06/2012, 12/13/2012, 12/20/2012 3124229 11/15-12/20/12

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005233 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217713 11/15-12/20/12

PUBLIC NOTICE

��

�� e s Stat. Secs. o r n e y s f e�� l u d i n g a t t�� m e n t s , i n c�� 580.07 or�� 582.032. allowed by law subject to redemption MORTGAGOR(S) RELEASED FROM within six (6) months from the date of FINANCIAL OBLIGATION ON MORTsaid sale by the mortgagor(s), their GAGE: None "THE TIME ALLOWED BY LAW FOR personal representatives or assigns unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07. THE MORTGAGOR'S PERSONAL REPTIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on July 18, 2013 unless PROPERTY USED IN AGRICULTURAL that date falls on a weekend or legal P R O D U C T I O N , A N D A R E holiday, in which case it is the next ABANDONED." Dated: November 14, 2012 weekday, and unless the redemption Thrivent Financial Bank period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 9 - 12-006086 FC REDUCED TO FIVE WEEKS IF A JUDITHIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. MINNESOTA STATUTES, SECTION 3223999 11/22-12/27/12 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT N O T ICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL default has occurred in the conditions R E A P R O D U C T I O N , A N D of the following described mortgage: ABANDONED." DATE OF MORTGAGE: November 05, Dated: November 16, 2012 2001 PNC Bank, National Association ORIGINAL PRINCIPAL AMOUNT OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: $65,000.00 MORTGAGOR(S): James L. Huff and Attorneys for Mortgagee/Assignee of Kelly J. Huff, husband and wife Mortgagee MORTGAGEE: St. Paul Postal 4500 Park Glen Road #300 Employees Credit Union Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded: December 31, 2001 4 - 12-003397 FC THIS IS A COMMUNICATION FROM Dakota County Recorder Document Number: 1846249 A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 3224313 11/22-12/27/12 And assigned to: Postal Credit Union Dated: November 26, 2012 Transaction Agent: Not Applicable NOTICE OF MORTGAGE Transaction Agent Mortgage IdentifiFORECLOSURE SALE cation Number: Not Applicable THE RIGHT TO VERIFICATION Lender or Broker: St. Paul Postal OF THE DEBT AND IDENTITY OF Employees Credit Union THE ORIGINAL CREDITOR WITHIN Residential Mortgage Servicer: Postal THE TIME PROVIDED BY LAW IS Credit Union NOT AFFECTED BY THIS ACTION. Mortgage Originator: Not Applicable NOTICE IS HEREBY GIVEN, that COUNTY IN WHICH PROPERTY IS default has occurred in conditions of LOCATED: Dakota the following described mortgage: Property Address: 205 15th Ave S, DATE OF MORTGAGE: May 15, 2003 South Saint Paul, MN 55075-2135 MORTGAGOR: Shannon L. RuschmTax Parcel ID Number: eyer, a single person. 36-83900-09-290 MORTGAGEE: T h r i v e n t F i n a n c i a l LEGAL DESCRIPTION OF PROPBank. ERTY: Lot 29, Block 9, Wharton & DATE AND PLACE OF RECORDING: Miller's Addition to South St. Paul, Recorded June 19, 2003 Dakota Dakota County, Minnesota County Recorder, Document No. AMOUNT DUE AND CLAIMED TO BE 2066278. DUE AS OF DATE OF NOTICE: A S S I G N M E N T S O F M O R T G A G E : $35,293.58 NONE THAT all pre-foreclosure requireTRANSACTION AGENT: NONE ments have been complied with; that T R A N S A C T I O N A G E N T ' S M O R T - no action or proceeding has been instiGAGE IDENTIFICATION NUMBER ON tuted at law or otherwise to recover the MORTGAGE: NONE debt secured by said mortgage, or any LENDER OR BROKER AND MORT- part thereof; GAGE ORIGINATOR STATED ON PURSUANT to the power of sale conMORTGAGE: Thrivent Financial Bank tained in said mortgage, the R E S I D E N T I A L M O R T G A G E S E R - above-described property will be sold VICER: Dovenmuehle Mortgage, Inc. by the Sheriff of said county as folMORTGAGED PROPERTY ADDRESS: lows: 12970 South Nicollet Avenue Unit DATE AND TIME OF SALE: February #102, Burnsville, MN 55337 01, 2013 at 10:00 AM TAX PARCEL I.D. #: 020130016632 PLACE OF SALE: Dakota County LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 HighERTY: way 55, Lobby S-100, Hastings, MinneApartment Number 102, 12970 Nicol- sota let Avenue South, Condominium to pay the debt secured by said mortOwnership Number 15 Ridgeview gage and taxes, if any, on said preC o n d o m i n i u m H o m e s , D a k o t a mises and the costs and disburseCounty, Minnesota. ments, including attorney fees allowed COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota twelve (12) months from the date of ORIGINAL PRINCIPAL AMOUNT OF said sale by the mortgagor(s), their MORTGAGE: $85,600.00 personal representatives or assigns. AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated DUE AS OF DATE OF NOTICE, INCLUD- under Minn. Stat. §580.30 or the propING TAXES, IF ANY, PAID BY MORT- erty is not redeemed under Minn. Stat. GAGEE: $75,114.91 §580.23, the Mortgagor must vacate That prior to the commencement of the property on or before 11:59 p.m. on this mortgage foreclosure proceeding February 03, 2014, or the next busiMortgagee/Assignee of Mortgagee com- ness day if February 03, 2014 falls on a plied with all notice requirements as Saturday, Sunday or legal holiday. required by statute; That no action or Mortgagor(s) released from financial proceeding has been instituted at law obligation: NONE or otherwise to recover the debt THIS COMMUNICATION IS FROM secured by said mortgage, or any part A DEBT COLLECTOR ATTEMPTthereof; ING TO COLLECT A DEBT. ANY PURSUANT to the power of sale con- INFORMATION OBTAINED WILL BE tained in said mortgage, the above USED FOR THAT PURPOSE. described property will be sold by the THE RIGHT TO VERIFICATION OF Sheriff of said county as follows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: January ORIGINAL CREDITOR WITHIN THE 17, 2013 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE:Sheriff's Office, Law AFFECTED BY THIS ACTION. Enforcement Center, 1580 Hwy 55, THE TIME ALLOWED BY LAW FOR Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g CIAL ORDER IS ENTERED UNDER at9-12-006086torneys' fees allowed by MINNESOTA STATUTES, SECTION law subject to redemption within six 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (6) months from the date of said sale OTHER THINGS, THAT THE MORTby the mortgagor(s), their personal GAGED PREMISES ARE IMPROVED representatives or assigns unless WITH A RESIDENTIAL DWELLING OF reduced to Five (5) weeks under MN LESS THAN FIVE UNITS, ARE NOT Stat. §580.07. PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- PRODUCTION, AND ARE ABANDONED. ERTY: If the real estate is an DATED: December 20, 2012 owner-occupied, single-family dwellASSIGNEE OF MORTGAGEE: ing, unless otherwise provided by law, Postal Credit Union the date on or before which the mort- Wilford, Geske & Cook P.A. gagor(s) must vacate the property if the Attorneys for Assignee of Mortgagee mortgage is not reinstated under sec- 8425 Seasons Parkway, Suite 105 tion 580.30 or the property is not Woodbury, MN 55125-4393 redeemed under section 580.23 is (651) 209-3300 11:59 p.m. on July 17, 2013, unless File Number: 026618F01 that date falls on a weekend or legal 3245503 12/20/12-1/24/13 holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN �� Stat. Secs. 580.07 or 582.032.

PUBLIC NOTICE

�� Document �� Number: 2342771 ASSIGNMENTS OF MORTGAGE: ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGOR: Edith A. White, single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 4, 2006 Dakota County Recorder, Document No. 2465851. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010401455278594 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Suntrust Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 337 3rd Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.64300.13.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Bock 13, Riverside Park Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,971.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 01, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006681 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251320 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,600.00 MORTGAGOR(S): Roger W. Thompson and Lori J. Thompson, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: July 21, 2005 Dakota County Recorder Document Number: 2342771

And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: February 06, 2006 Dakota County Recorder Document Number: 2403531 And assigned to: PNC Bank, National Association Dated: August 05, 2011 Recorded: August 29, 2011 Dakota County Recorder Document Number: 2816631 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1005 Trillium Ct, Eagan, MN 55123-3991 Tax Parcel ID Number: 10-45094-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven, Block One, Lexington Pointe Tenth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,925.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2013, or the next business day if July 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 22, 2012 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F03 3219562 11/22-12/27/12

PUBLIC NOTICE

Lot 23, Block 2, Heritage Square Addition, Common Interest Community No. 228, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,493.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006414 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224142 11/22-12/27/12

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006111 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3221143 11/22-12/27/12

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-003637 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223799 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 7, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants, Conditions and Restrictions for Rosewood Village East Homeowners Association (hereinafter the "Association") which was recorded as Document No. 2283509, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot 23, Block 2, Rosewood Village Second Addition, Common Interest Community No. 486, Dakota County, Minnesota STREET ADDRESS: 14545 Blackberry Way, Rosemount, MN 55068 T A X P A R C E L I D N O . 34-65201-02-230 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 7, 2012, from Jeremy N. Saal and Kathleen E. Kerans, title holders, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,777.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after November 7, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 26, 2012, as Document No. 2882886 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 11th day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 11, 2013 if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MIN-

ORDER IS ENTERED UNDER MIN NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rosewood Village East Homeowners Association Attorneys for Rosewood Village East Homeowners Association THOMSEN & NYBECK, P.A. ______________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Rosewood Village East/ Saal-Kerans/12-7-248D) 3221448 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 10, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedarwick Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 316000, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 25, C.I.C136, CEDARWICK, a condominium, located in the County of Dakota STREET ADDRESS: 13850 Granada Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-16950-03-250 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 10, 2012, from Nixon Ayeni, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,063.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after December 10, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 8, 2012, as Document No. T695875 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 15th day of February, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, owner's personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 15, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDARWICK HOMEOWNERS ASSOCIATION, INC. Attorneys for Cedarwick Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedarwick/ Ayeni/ 11-7-098D) 3250221 12/20/12-1/24/13

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): John C. Myers and Denyce L. Myers, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc., its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: July 29, 2005 Dakota County Registrar of Titles Document Number: 570773 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: February 13, 2012 Registered: February 22, 2012 Dakota County Registrar of Titles Document Number: T691837 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800872573411 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126576 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6520 156th St E, Hastings, MN 55033-9517 Tax Parcel ID Number: 30-17451-05-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Circle Drive 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,556.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCC E S S O R B Y M E R G E R T O BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024068F03 3248042 12/20/12-1/24/13

PUBLIC NOTICE

band and wife and Fernando Zamora Escobar, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 21, 2004 Dakota County Recorder, Document No. 2260276. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000028174 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 157 2nd Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.32550.16.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 16, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,683.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-006248 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224094 11/22-12/27/12

PUBLIC NOTICE

55024 T A X P A R C E L I . D . # : 14.45350.01.470 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Limerock Ridge, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,114.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005679 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223888 11/22-12/27/12

PUBLIC NOTICE

GAGEE: $204,147.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40 - 12-004732 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223757 11/22-12/27/12

PUBLIC NOTICE

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�� S�� Mortgage, and taxes, if any, on said OWNER, THE OWNER PERSONAL premises, and the costs and disburse- REPRESENTATIVE OR ASSIGNS, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MAY BE REDUCED TO FIVE WEEKS allowed by law subject to redemption I F A J U D I C I A L O R D E R I S within six (6) months from the date of E N T E R E D U N D E R M I N N E S O T A said sale by the mortgagor(s), their STATUTES, SECTION 582.032, personal representatives or assigns DETERMINING, AMONG OTHER unless reduced to Five (5) weeks under THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENMN Stat. §580.07. TIME AND DATE TO VACATE PROP- TIAL DWELLING OF LESS THAN E R T Y : I f t h e r e a l e s t a t e i s a n FIVE UNITS, ARE NOT PROPERTY owner-occupied, single-family dwell- U S E D I N A G R I C U L T U R A L P R O ing, unless otherwise provided by law, DUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE the date on or before which the mortHOMEOWNERS ASSOCIATION, gagor(s) must vacate the property if the Lienor mortgage is not reinstated under section 580.30 or the property is not Dated: November 7, 2012 redeemed under section 580.23 is By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) 11:59 p.m. on ___July 10, 2013___, Carlson & Associates, Ltd. unless that date falls on a weekend or 1052 Centerville Circle legal holiday, in which case it is the Vadnais Heights, MN 55127 next weekday, and unless the redemp(651) 287-8640 tion period is reduced to 5 weeks u n d e r M N S t a t . S e c s . 5 8 0 . 0 7 o r ATTORNEY FOR LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION 582.032. 11/22-12/27/12 MORTGAGOR(S) RELEASED FROM 3220330 FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPTHE RIGHT TO VERIFICATION OF THE RESENTATIVES OR ASSIGNS, MAY BE DEBT AND IDENTITY OF REDUCED TO FIVE WEEKS IF A JUDITHE ORIGINAL CREDITOR WITHIN CIAL ORDER IS ENTERED UNDER THE TIME PROVIDED BY MINNESOTA STATUTES, SECTION LAW IS NOT AFFECTED BY THIS 582.032, DETERMINING, AMONG ACTION. OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN: That GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Default has occurred in the conditions LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: 07/30/2007 PROPERTY USED IN AGRICULTURAL ORIGINAL PRINCIPAL AMOUNT OF P R O D U C T I O N , A N D A R E MORTGAGE: $190,000.00 ABANDONED." MORTGAGOR(S): Tammy Torgerson, Dated: November 8, 2012 a single person CitiMortgage, Inc. MORTGAGEE: U.S. Bank National Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, Association ND DATE AND PLACE OF FILING: P.L.L.P. Attorneys for Mortgagee/Assignee of 0 8 / 1 5 / 2 0 0 7 a s D o c u m e n t N u m b e r 2537561 in the Office of the County Mortgagee Recorder, Dakota County, Minnesota 4500 Park Glen Road #300 TAX PARCEL I.D. NO.: Minneapolis, MN 55416 36-71500-30-240 (952) 925-6888 L EGAL DESCRIPTION OF PROP10 - 12-004417 FC THIS IS A COMMUNICATION FROM ERTY: Lot 24, Block 30, Spring Park, Dakota County, Minnesota A DEBT COLLECTOR. STREET ADDRESS OF PROPERTY: 3223909 11/22-12/27/12 200 Douglas St. E., South St. Paul, MN 55075 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS NOTICE OF ASSESSMENT LIEN LOCATED: Dakota FORECLOSURE SALE LENDER OR BROKER AND MORTTHIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN G A G E O R I G I N A T O R : U . S . B a n k ATTEMPT TO COLLECT A DEBT AND National Association ND RESIDENTIAL MORTGAGE SERANY INFORMATION OBTAINED WILL VICER: U.S. Bank National AssociaBE USED FOR THAT PURPOSE N O T I C E I S H E R E B Y G I V E N t h a t tion ND TRANSACTION AGENT: None default has been made in the terms THE AMOUNT CLAIMED TO BE DUE and conditions of the Declaration of Lakeville's Lake Place Homeowners ON THE MORTGAGE AS OF THE DATE Association, (hereinafter the “Declara- OF THIS NOTICE: $213,863.49 THAT no action or proceeding has tion”) recorded in the office of the County Recorder of Dakota County, been instituted at law to recover the Minnesota as Document No. 1914328, debt secured by said mortgage, or any part thereof; that there has been comwhich covers the following property: Legal Description: Unit No. 64, pliance with all pre-foreclosure notice CIC No. 330, Lake Place, a con- and acceleration requirements of said d o m i n i u m , l o c a t e d i n D a k o t a mortgage, and/or applicable statutes. Pursuant to the power of sale conCounty, Minnesota Property Address: 17047 Eagl- tained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged view Drive, Farmington, Minnepremises will be sold by the Sheriff of sota 55024 Dakota, Minnesota at public auction as PID: 22-44075-15-064 THAT pursuant to said Declaration, follows: DATE AND TIME OF SALE: there is claimed to be due and owing as of October 31, 2012, from George 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Jergerian and Ida Jergerian, title holders, to Lakeville's Lake Place Home- Office, 1580 Highway 55, Hastings, MN o w n e r s A s s o c i a t i o n , a M i n n e s o t a 55033 to pay the debt then secured by non-profit corporation, the amount of said mortgage and taxes, if any actu$16,355.30, for assessments, late fees ally paid by the mortgagee, on the and collection costs, plus additional premises and the costs and disburseassessments and other amounts that ments allowed by law. The time allowed by law for redempmay have accrued since the date of this notice, including the costs of col- t i o n b y s a i d M o r t g a g o r ( s ) o r Mortgagor's personal representatives lection and foreclosure; THAT prior to the commencement of or assigns is six (6) months from the this foreclosure proceeding, Lienor date of sale. TIME AND DATE TO VACATE PROPcomplied with all notice requirements as required by statute; that no action ERTY: None Minnesota Statute 580.04(b) proor proceeding has been instituted at law or otherwise to recover the debt v i d e s , " I f t h e r e a l e s t a t e i s a n s e c u r e d b y s a i d l i e n , o r a n y p a r t owner-occupied, single-family dwelling, the notice must also specify the thereof; THAT the owners have not been date on or before which the mortgage released from their financial obliga- must vacate the property if the mortgage is no reinstated under section tion to pay said amount; T H A T p u r s u a n t t o M i n n . S t a t . 580.30 or the property redeemed under §515B.3-116, said debt creates a lien section 580.23." If the statute applies, u p o n s a i d p r e m i s e s i n f a v o r o f the time to vacate the proprty is 11:59 Lakeville's Lake Place Homeowners p.m. on 07/25/2013, or the next busiAssociation, as evidenced by a lien ness day if 07/25/2013 falls on a Saturstatement recorded on December 12, day, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM 2011, in the office of the Dakota County Recorder as Document No. FINANCIAL OBLIGATION ON MORTGAGE: None 2835921; THE TIME ALLOWED BY LAW FOR THAT pursuant to the power of sale granted by the owners in taking title to REDEMPTION BY THE MORTGAGOR, the premises subject to said Declara- THE MORTGAGOR'S PERSONAL REPtion, said lien will be foreclosed by the RESENTATIVES OR ASSIGNS, MAY BE sale of said property by the sheriff of REDUCED TO FIVE WEEKS IF A JUDIsaid County at the Dakota County CIAL ORDER IS ENTERED UNDER Sheriff’s Office, 1580 Highway 55, in MINNESOTA STATUTES, SECTION the City of Hastings, County of Dakota, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minnesota on January 10, 2013, at 10 OTHER THINGS THAT MORTGAGED a.m., at public auction to the highest PREMISES ARE IMPROVED WITH A bidder, for cash, to pay the amount RESIDENTIAL DWELLING OF LESS t h e n d u e f o r s a i d a s s e s s m e n t s , THAN FIVE UNITS, ARE NOT PROPtogether with the costs of foreclosure, ERTY USED IN AGRICULTURAL PROincluding attorney’s fees as allowed by DUCTION, AND ARE ABANDONED. Dated: 12/13/2012 law. The time allowed by law for U.S. Bank National Association redemption by the unit owners, their ND, personal representatives or assigns is Mortgagee/Mortgage Assignee six (6) months from the date of said Dunakey & Klatt, P.C., sale. DATE TO VACATE PROPERTY: The By Brian G. Sayer and Crystal W. Rink, date on or before which the owner Attorneys for Mortgagee/Mortgage must vacate the property if the account Assignee is not brought current or the property 531 Commercial Street, P.O. Box 2363, redeemed under Minn. Stat. § 580.23 is Waterloo, IA 50701 July 10, 2013. If the foregoing date is THIS IS A COMMUNICATION FROM A a Saturday, Sunday or legal holiday, DEBT COLLECTOR ATTEMPTING TO then the date to vacate is the next COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR business day at 11:59 p.m. THAT PURPOSE. REDEMPTION NOTICE 12/13/12-1/17/13 T H E T I M E A L L O W E D B Y L A W 3244175 FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL ��

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 MORTGAGOR(S): Albin G. Sorenson and Deborah J. Sorenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: March 10, 2005 Dakota County Recorder Document Number: 2303405 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: August 15, 2012 Recorded: August 24, 2012 Dakota County Recorder Document Number: 2889653 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700044570618 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7154 145th St W, Apple Valley, MN 55124-8516 Tax Parcel ID Number: 01-66503-06-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 6, Scott Highlands Fourth Addition, Hennepin County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,281.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026689F01 3247944 12/20/12-1/24/13

PUBLIC NOTICE

FILING: 11/04/2005 as Document Number 2378018 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 02-22460-02-404 LEGAL DESCRIPTION OF PROPERTY: Unit Number 404, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 11647 Horizon Drive, Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $138,860.24 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/04/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/04/2013, or the next business day if 07/04/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/22/2012 U.S. Bank National Association ND, Mortgagee/ Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3220277 11/22-12/27/12

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NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 02, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,005.00 MORTGAGOR(S): Mark Jenkins and Carrie Jenkins, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Marketplace Home Mortgage, LLC, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 24, 2010 Dakota County Recorder Document Number: 2715913 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 19, 2012 Recorded: September 28, 2012 Dakota County Recorder Document Number: 2897856 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002491-2000030731-9 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4565 Cinnamon Ridge Trl, Eagan, MN 55122-3308 Tax Parcel ID Number: 10-17400-02-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Cinnamon Ridge, Dakota County, Minnesota, according

Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,322.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2013, or the next business day if July 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 22, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026289F01 3219445 11/22-12/27/12

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ____July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-3910 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3221182 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,500.00 MORTGAGOR(S): Thomas M. Stockwell and Diane L. Stockwell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: May 05, 2005 Dakota County Registrar of Titles Document Number: 564704 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 23, 2012 Registered: April 05, 2012 Dakota County Registrar of Titles Document Number: T694127 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000094697 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 43358 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 105 Woodcrest Dr, Burnsville, MN 55337-2761 Tax Parcel ID Number: 02-76430-10-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) Block Ten (10) Timberland-Knoll Acres, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,397.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025252F02 3228880 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2007 MORTGAGOR: M e l i s s a J . B u s s , a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc DATE AND PLACE OF RECORDING: Recorded August 16, 2007 Dakota County Recorder, Document No. 2537853. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000920-4710246868-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Webster Bank, NA RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 3427 156th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.64575.03.330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 3, Rosemount Commons, Common Interest Community No. 267, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,003.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005432 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230139 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 6 , 2006 MORTGAGOR: G i n a A . D e v e n e y , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 21, 2006 Dakota County Recorder, Document No. 2407453. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100197500000251264 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 8653 Collin Way, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.56740.01.220 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Park Point, CIC No. 466, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,853.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $339,902.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-006250 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3229151 11/29/12-1/3/13

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/08/2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,700.00 MORTGAGOR(S): Amy Neubauer, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 05/26/2006 as Document Number 2432848 in the Office of the County Recorder, Dakota County, Minnesota T A X P A R C E L I . D . N O : 10-32951-09-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 9, Hillandale Addition No. 2, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 4130 Meadowlark Way, Eagan, MN 55122 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $188,834.04 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244168 12/13/12-1/17/13

PUBLIC NOTICE

Assigned to: Mortgage Electronic Reg istration Systems, Inc. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 206 136TH Street West, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-02400-01-010 LEGAL DESCRIPTION OF PROPERTY: The West One Hundred Sixty-eight (168) feet of the following tract of land: Commencing at the Northeast corner of the Northeast quarter (NE 1/4) of Section Twenty-four (24), Township One Hundred Fifteen (115), Range Twenty-one (21), thence South One thousand three hundred nineteen and four-tenths (1319.4) feet, thence West Eight hundred thirteen and six-tenths (813.6) feet to the center line of the pipe line of the Northern Natural Gas Company for the point of beginning of land to be described, thence North Three (3) degrees West, Two hundred thirty-six and six-tenths (236.6) feet along said center line of said pipe line to an iron pipe, thence South Eighty-seven (87) degrees West, Four hundred sixty-eight (468) feet to an iron pipe, thence South Two Hundred ten (210) feet more or less to the center line of the Township Road, thence Easterly along said center line of Township Road, Four hundred sixty-eight (468) feet more or less to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,155.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,721.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 13, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3641 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230370 11/29/12-1/3/13

PUBLIC NOTICE

the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 6 , 2006 MORTGAGOR: Daniel L Provinzino, an unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 20, 2006 Dakota County Recorder, Document No. 2483094. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0007190197-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 5908 Cahill Avenue, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.78201.01.200 LEGAL DESCRIPTION OF PROPERTY: Lots 11, and 20, Block 1, Twin Oaks Estates Replat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,692.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006298 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228937 11/29/12-1/3/13

PUBLIC NOTICE

MORTGAGE: Countrywide Home Loans, Inc. DBA America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 5254 Upper 183rd Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.19505.05.110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 5, Dakota County Estates 6th Addition, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,274.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005321 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228889 11/29/12-1/3/13

PUBLIC NOTICE

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�� INCLUD NOTICE, OF DATE OF�� the Northeast Quarter�� (NE 1/4) of �� the DUE AS�� Southwest Quarter (SW 1/4) of Sec- ING TAXES, IF ANY, PAID BY MORTt i o n S e v e n t e e n ( 1 7 ) , T o w n s h i p GAGEE: $253,151.54 That prior to the commencement of Twenty-eight (28), Range Twenty-two (22) lying West of the West right of this mortgage foreclosure proceeding way line of Oakdale Avenue except Mortgagee/Assignee of Mortgagee comthe West 1100.34 feet thereof and plied with all notice requirements as e x c e p t B u t l e r A v e n u e , D a k o t a required by statute; That no action or County, according to the Govern- proceeding has been instituted at law or otherwise to recover the debt ment Survey thereof. COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part thereof; LOCATED: Dakota PURSUANT to the power of sale conORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 tained in said mortgage, the above AMOUNT DUE AND CLAIMED TO BE described property will be sold by the DUE AS OF DATE OF NOTICE, INCLUD- Sheriff of said county as follows: ING TAXES, IF ANY, PAID BY MORTDATE AND TIME OF SALE: January GAGEE: $124,038.70 24, 2013 at 10:00 AM That prior to the commencement of PLACE OF SALE:Sheriff's Office, Law this mortgage foreclosure proceeding Enforcement Center, 1580 Hwy 55, Mortgagee/Assignee of Mortgagee com- Lobby #S-100, Hastings, MN plied with all notice requirements as to pay the debt then secured by said required by statute; That no action or Mortgage, and taxes, if any, on said proceeding has been instituted at law premises, and the costs and disburseor otherwise to recover the debt ments, including attorneys' fees secured by said mortgage, or any part allowed by law subject to redemption thereof; within six (6) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their tained in said mortgage, the above personal representatives or assigns described property will be sold by the unless reduced to Five (5) weeks under MN Stat. §580.07. Sheriff of said county as follows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: January ERTY: If the real estate is an 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law owner-occupied, single-family dwellEnforcement Center, 1580 Hwy 55, ing, unless otherwise provided by law, the date on or before which the mortLobby #S-100, Hastings, MN to pay the debt then secured by said gagor(s) must vacate the property if the Mortgage, and taxes, if any, on said mortgage is not reinstated under secpremises, and the costs and disburse- tion 580.30 or the property is not m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s redeemed under section 580.23 is allowed by law subject to redemption 11:59 p.m. on July 24, 2013, unless within six (6) months from the date of that date falls on a weekend or legal said sale by the mortgagor(s), their holiday, in which case it is the next personal representatives or assigns weekday, and unless the redemption unless reduced to Five (5) weeks under period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM TIME AND DATE TO VACATE PROPE R T Y : I f t h e r e a l e s t a t e i s a n FINANCIAL OBLIGATION ON MORTowner-occupied, single-family dwell- GAGE: None "THE TIME ALLOWED BY LAW FOR ing, unless otherwise provided by law, the date on or before which the mort- REDEMPTION BY THE MORTGAGOR, gagor(s) must vacate the property if the THE MORTGAGOR'S PERSONAL REPmortgage is not reinstated under sec- RESENTATIVES OR ASSIGNS, MAY BE tion 580.30 or the property is not REDUCED TO FIVE WEEKS IF A JUDIredeemed under section 580.23 is CIAL ORDER IS ENTERED UNDER 11:59 p.m. on ___July 17, 2013__, MINNESOTA STATUTES, SECTION unless that date falls on a weekend or 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G legal holiday, in which case it is the OTHER THINGS, THAT THE MORTnext weekday, and unless the redemp- GAGED PREMISES ARE IMPROVED tion period is reduced to 5 weeks WITH A RESIDENTIAL DWELLING OF u n d e r M N S t a t . S e c s . 5 8 0 . 0 7 o r LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 582.032. MORTGAGOR(S) RELEASED FROM P R O D U C T I O N , A N D A R E FINANCIAL OBLIGATION ON MORT- ABANDONED." Dated: November 15, 2012 GAGE: None JPMorgan Chase Bank, National "THE TIME ALLOWED BY LAW FOR Association REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 GAGED PREMISES ARE IMPROVED 30 - 12-005023 FC WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. 11/29/12-1/3/13 PROPERTY USED IN AGRICULTURAL 3230251 P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 NOTICE OF MORTGAGE CitiMortgage, Inc. FORECLOSURE SALE Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Mortgagee THE TIME PROVIDED BY LAW IS 4500 Park Glen Road #300 NOT AFFECTED BY THIS ACTION. Minneapolis, MN 55416 NOTICE IS HEREBY GIVEN, that (952) 925-6888 default has occurred in conditions of 10 - 12-002244 FC THIS IS A COMMUNICATION FROM the following described mortgage: DATE OF MORTGAGE: November 30, A DEBT COLLECTOR. 2007 3228928 11/29/12-1/3/13 MORTGAGOR: Dianne R. Olsen, an unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE DATE AND PLACE OF RECORDING: FORECLOSURE SALE Filed April 4, 2008, Dakota County THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Registrar of Titles, Document No. THE ORIGINAL CREDITOR WITHIN 626134 on Certificate of Title No. THE TIME PROVIDED BY LAW IS 144549. ASSIGNMENTS OF MORTGAGE: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Assigned to: Green Tree Servicing default has occurred in conditions of LLC. the following described mortgage: Said Mortgage being upon RegisDATE OF MORTGAGE: December 14, tered Land. 2009 TRANSACTION AGENT: Mortgage MORTGAGOR: M a r k F r e d r i c k s , a Electronic Registration Systems, Inc. single person and Elizabeth Thorson, a TRANSACTION AGENT'S MORTsingle person. GAGE IDENTIFICATION NUMBER ON MORTGAGEE: Mortgage Electronic MORTGAGE: 1001337-0002758643-0 LENDER OR BROKER AND MORTRegistration Systems, Inc. DATE AND PLACE OF RECORDING: G A G E O R I G I N A T O R S T A T E D O N R e c o r d e d D e c e m b e r 1 8 , 2 0 0 9 MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERDakota County Recorder, Document No. 2703265. VICER: Green Tree Servicing LLC ASSIGNMENTS OF MORTGAGE: MORTGAGED PROPERTY ADDRESS: Assigned to: JPMorgan Chase Bank, 5412 Oriole Drive, Farmington, MN National Association. 55024 TRANSACTION AGENT: Mortgage T A X P A R C E L I . D . # : Electronic Registration Systems, Inc. 14.82500.08.028 TRANSACTION AGENT'S MORTLEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON ERTY: MORTGAGE: 100061907000134981 Unit No. 28, CIC No. 323, Vermillion LENDER OR BROKER AND MORTGrove Condominiums, a condoGAGE ORIGINATOR STATED ON minium, Dakota County, Minnesota MORTGAGE: Summit Mortgage CorpoCOUNTY IN WHICH PROPERTY IS ration LOCATED: Dakota RESIDENTIAL MORTGAGE SERORIGINAL PRINCIPAL AMOUNT OF V I C E R : J P M o r g a n C h a s e B a n k , MORTGAGE: $178,000.00 National Association AMOUNT DUE AND CLAIMED TO BE MORTGAGED PROPERTY ADDRESS: DUE AS OF DATE OF NOTICE, INCLUD2 7 1 7 C e d a r L a n e , B u r n s v i l l e , M N ING TAXES, IF ANY, PAID BY MORT55337 GAGEE: $172,854.30 TAX PARCEL I.D. #: 023290101230 That prior to the commencement of LEGAL DESCRIPTION OF PROP- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comERTY: Lot 23, Block 1, Highland Forest 2nd plied with all notice requirements as A d d i t i o n , a c c o r d i n g t o t h e p l a t required by statute; That no action or thereof on file or of record in the proceeding has been instituted at law Office of the County Recorder in and o r o t h e r w i s e t o r e c o v e r t h e d e b t for Dakota County, Minnesota secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conORIGINAL PRINCIPAL AMOUNT OF tained in said mortgage, the above MORTGAGE: $255,192.00 described property will be sold by the AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- ��

PUBLIC NOTICE

�� gage is no reinstated under section 580.30 or the property redeemed under �� described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005435 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230146 11/29/12-1/3/13

PUBLIC NOTICE

section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3230752 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Shirley M. Bailey, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 09, 2005 Dakota County Recorder Document Number: 2379547 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 25, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001310-2250086590-6 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6693 168th St W, Rosemount, MN 55068-1829 Tax Parcel ID Number: 22-21174-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Donnays Valley Park 5th, according to the recorded plat thereof Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,202.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025140F02 3226497 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of the Lakeville's Lake Place Homeowners Association, (hereinafter the “Declaration”) recorded in the office of the Recorder's Office of Dakota County, Minnesota as Document No. 1914328 (as amended), which covers the following property: Legal Description: Unit No. 46, CIC No. 330, Lake Place, a condominium, located in Dakota County, Minnesota Property Address: 17018 Eastwood Avenue, Farmington, MN 55024 PIN: 22-44075-15-046 THAT pursuant to said Declaration, there is claimed to be due and owing as of November 30, 2012, from Michelle Guertin (nka Michelle Polansky), title holder, to Lakeville's Lake Place Homeowners Association, a Minnesota non-profit corporation, the amount of $11,348.70, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owner has not been released from her financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Lakeville's Lake Place Homeowners Association, as evidenced by a lien statement recorded on July 29, 2008, in the office of the Dakota County Recorder as Document No. 2605079, as amended by Document No. 2816402; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 31, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THIN GS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, Lienor Dated: November 30, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR PENNOCK PLACE CONDOMINIUM ASSOCIATION 3245717 12/20/12-1/24/13

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded April 13, 2007 Dakota County Recorder, Document No. 2509459. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440003726031 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 676 East 143rd Street, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02.84808.01.090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Wood Park Plat Nine COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,064.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004652 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228908 11/29/12-1/3/13

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 12228 Oak Leaf Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 025370002160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Two (2), in Oak Leaf. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $81,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,028.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-006089 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3236339 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Susan M. Vought, a single woman MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded: March 03, 2005 Dakota County Recorder Document Number: 2301010 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for, Ameriquest Mortgage Securities Inc. Asset-Backed Pass-Through Certificates, Series 2005-R3 Dated: January 20, 2009 Recorded: February 17, 2009 Dakota County Recorder Document Number: 2637687 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Ameriquest Mortgage Company Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4466 Woodgate Pt, Eagan, MN 55122-2448 Tax Parcel ID Number: 10-84602-02-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2 Woodgate 3rd Addition, CIC No. 226, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,624.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026197F01 3235541 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE UNDER MINN. STAT. § 582.32 NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $340,000.00 MORTGAGOR(S): Randy Barker and Kristina Barker, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. solely as nominee for MILA, Inc. DATE AND PLACE OF RECORDING: Recorded: December 19, 2005 Dakota County Recorder Document Number: 2390015 ASSIGNMENTS OF MORTGAGE: And assigned to: Ocwen REO Trust Dated: November 6, 2007 Recorded: August 7, 2012 Dakota County Recorder Document Number: 2885698 ASSIGNMENTS OF MORTGAGE: And assigned to: VPH NPL JKC 57 Trust Dated: March 22, 2012 Recorded: August 7, 2012 Dakota County Recorder Document Number: 2885715 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000277694-9 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: Vista Pacific Holdings, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14259 Fridley Way, Apple Valley, MN 55124 Tax Parcel ID Number: 01-16583-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Cedar Isle Estates 4th, according to the recorded plat thereof and situated in Dakota County, Minnesota, VOLUNTARY FORECLOSURE AGREEMENT: dated: November 1, 2012 Recorded: November 5, 2012 Document Number: 2906625 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF VOLUNTARY FORECLOSURE AGREEMENT: $574,684.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE: Dakota County Sheriff's Main Office, Civil Division, 1580 W. Highway 55, Hastings, Minne-

��

1580 W. Highway 55, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within two (2) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the property is not redeemed under Minn. Stat. §582.32, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2013, or the next business day if March 10, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: VPH MPL JKC 57 TRUST Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025376L02 3235572 12/6-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/24/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 MORTGAGOR(S): Tho Van Nguyen and Kim Lien Thi Nguyen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 06/09/2005 as Document Number 567120 in the Office of the County Registrar, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 11/08/2012 as Document Number T705916 in the Office of the County Registrar, Dakota County, Minnesota TAX PARCEL I.D. NO.: 10-13750-03-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Three (3), in Berkshire Ponds, Dakota County, Minnesota REGISTERED/TORRENS PROPERTY: Torrens Certificate No. 127165 STREET ADDRESS OF PROPERTY: 1930 Covington Lane, Eagan, MN 55122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-5215050095-8 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $160,857.39 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3237517 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGOR: M a r y K . S c h l e i s , a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed April 10, 2003, Dakota County Registrar of Titles, Document No. 495295 on Certificate of Title No. 127652. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association S/B/M Chase Home Finance LLC. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001625-0003755724-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 101 Mary Ann Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027643009010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Timberland-Knoll Acres, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,966.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 22, 2013__, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: November 20, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005153 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3238113 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2007 MORTGAGOR: Justin M. Rojesky, an unmarried man and Rachel L. Peters, an unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 16, 2007 Dakota County Recorder, Document No. 2509981. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000745673 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 19726 Escort Trail, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-16600-10-607 LEGAL DESCRIPTION OF PROPERTY: Unit No. 607, Common Interest Community Number 520, a Condominium, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,636.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,289.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-11332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237576 12/6/12-1/10/13

�� Nicholas �� G Horan, �� MORTGAGOR(S):

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGOR: Lori Jan Martin and Eric Raymond Martin, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank f/k/a Washington Mutual Bank, FA . DATE AND PLACE OF RECORDING: Recorded February 9, 2007 Dakota County Recorder, Document No. 2495196; a portion of the premises originally encumbered by the Mortgage has been released pursuant to Doc. No. 2686708, re-recorded as Doc. No 2778136. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for WaMu Mortgage Pass-Through Certificates Series 2007-HY3 Trust. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 26386 Highview Avenue, Farmington, MN 55024 T A X P A R C E L I . D . # : 13-02800-26-030, 13-02800-26-012 LEGAL DESCRIPTION OF PROPERTY: The north 783.00 feet of the West Half of the Southwest Quarter of the Northwest Quarter of Section 28, Township 113, Range 20, Dakota County, Minnesota, EXCEPT the east 50.80 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $410,170.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ J a n u a r y 2 7 , 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 4, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001718 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3244409 12/13/12-1/17/13

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 06/16/2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $390,600.00 MORTGAGOR(S): Timothy Boxeth and Carrie Boxeth, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 07/28/2006 as Document Number 2449094 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 12/07/2012 as Document Number 2913831 in the Office of the Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 10-83954-02-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Whispering Woods Fifth Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 2273 Whispering Trail, Eagan, MN 55122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-9516050513-7 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $404,722.74 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244162 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 09, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,000.00 MORTGAGOR(S): Nicholas G Horan,

a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 19, 2002 Dakota County Recorder Document Number: 1864515 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: November 13, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3511110257-6 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3962 Dawn Way, Inver Grove Heights, MN 55076-3143 Tax Parcel ID Number: 20-53651-09-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, The Oaks Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $90,801.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026606F01 3227680 11/29/12-1/3/13

PUBLIC NOTICE

��

�� t a i �� ned in sa id mortgage, the above-described property will be sold �� 34.18305.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Hills 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $304,960.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2012 Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-006687 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237546 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,347.00 MORTGAGOR(S): James D. Puls and Michele E. Puls, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GB Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 04, 2008 Dakota County Recorder Document Number: 2606041 LOAN MODIFICATION: Dated: February 08, 2011 Recorded: August 10, 2012 Document Number: 2886564 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 26, 2009 Recorded: June 02, 2009 Dakota County Recorder Document Number: 2660927 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500007940488 Lender or Broker: GB Mortgage, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1742 Deerwood Dr, Eagan, MN 55122-1736 Tax Parcel ID Number: 10-19910-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Deerhawk Addition Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $331,953.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024953F02 3238210 12/6/12-1/10/13

PUBLIC NOTICE

assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005690 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237514 12/6/12-1/10/13

PUBLIC NOTICE

582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3237533 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 MORTGAGOR(S): Emmanuel Bour and Naana Ofori Atia, Husband and Wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457191 ASSIGNMENTS OF MORTGAGE: And assigned to: Citigroup Global Markets Realty Corp. Dated: October 14, 2008 Recorded: October 27, 2008 Dakota County Recorder Document Number: 2619822 And assigned to: PennyMac Corp. Dated: July 30, 2012 Recorded: August 10, 2012 Dakota County Recorder Document Number: 2886661 And assigned to: PennyMac Mortgage Investment Trust Holdings I, LLC Dated: October 30, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: PennyMac Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4076 152nd Ct W, Rosemount, MN 55068-1590 Tax Parcel ID Number: 34.83600.03.130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, Wensmann Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $296,278.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2013, or the next business day if July 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 13, 2012 ASSIGNEE OF MORTGAGEE: PennyMac Mortgage Investment Trust Holdings I, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023580F01 3243132 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of the Morningview Condominium Association, (hereinafter the “Declaration”) recorded in the office of the Recorder's Office of Dakota County, Minnesota as Document No. 638565 (as amended), which covers the following property: Legal Description: Unit No. 2304, Morningview Condominium Property Address: 7632 157th Street, Unit 304, Apple Valley, Minnesota 55124 PID: 01-49100-08-054 THAT pursuant to said Declaration, there is claimed to be due and owing as of December 3, 2012, from Peter Wernimont and Lisa Kula-Wernimont, title holders, to Morningview Condominium Association, a Minnesota non-profit corporation, the amount of $2,306.04, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Morningview Condominium Association, as evidenced by a lien statement recorded on November 2, 2012, in the office of the Dakota County Recorder as Document No. 2906182 (the Association is not foreclosing Garage Stall No. 229 which is referenced in the lien); THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 31, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH IN GS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORNINGVIEW CONDOMINIUM ASSOCIATION, Lienor Dated: December 3, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR MORNINGIVEW CONDOMINIUM ASSOCIATION 3245748 12/20/12-1/24/13

PUBLIC NOTICE

MORTGAGE: Minnesota Home Mort gage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14822 Covington Avenue, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.16402.02.060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Carrollton 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,407.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004934 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237505 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,604.00 MORTGAGOR(S): Ronald Dias, and Michelle Dias, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A. its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 12, 2010 Dakota County Recorder Document Number: 2707233 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by merger to BAC Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829794 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000323608-8 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16458 Elm Creek Ln, Lakeville, MN 55044-4738 Tax Parcel ID Number: 22-26701-12-015 LEGAL DESCRIPTION OF PROPERTY: Unit No. 02015, CIC No. 581, Fieldstone Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,569.67

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$193,569.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 SSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024880F03 3230945 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 MORTGAGOR(S): Michael R. Diehl, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, LLC, its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: January 03, 2007 Dakota County Registrar of Titles Document Number: 603570 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association as Trustee for BAFC 2007-4 Dated: October 31, 2012 Registered: November 02, 2012 Dakota County Registrar of Titles Document Number: T705621 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401447015476 Lender or Broker: SunTrust Mortgage, LLC Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128112 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 144 21st Ave S, South Saint Paul, MN 55075-5841 Tax Parcel ID Number: 36-53600-04-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Oak View Addition to South St. Paul, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,949.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association as Trustee for BAFC 2007-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026570F01 3231622 12/6/12-1/10/13

PUBLIC NOTICE

11:59 p.m. on __July 17, 2013____________________, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-12311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237560 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 1 , 2006 MORTGAGOR: D a v i d T V a r l e y a n d Cynthia L Varley, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 21, 2006 Dakota County Recorder, Document No. 2476905. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as trustee, on behalf of the holders of the Harborview Mortgage Loan Trust Mortgage Loan Pass-Through Certificates, Series 2006-12. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073889426 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 32266 Canada Avenue, Northfield, MN 55057 T A X P A R C E L I . D . # : 41.11900.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Arboretum Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $376,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $353,278.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-004252 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3231392 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 6, 2005 MORTGAGOR: Geraldine Style and Edward Style, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 30, 2005 Dakota County Recorder, Document No. 2366278. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0005632424-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 20468 Cypress Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.48760.01.520 LEGAL DESCRIPTION OF PROPERTY: Lot 52, Block 1, Middle Creek East, CIC No 404, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,555.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,304.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 29, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006237 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243753 12/13/12-1/17/13

�� AGENT: �� TRANSACTION Mortgage

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Ted J Torgerson and Teresa R Torgerson, as Joint Tenants, Husband and Wife MORTGAGEE: American Equity Mortgage, Inc. SERVICER: Carrington Mortgage Services, LLC LENDER: American Equity Mortgage, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 11, 2006, as Document No. 2459783 and re-recorded on September 22, 2006, as Document No. 2463367. ASSIGNED TO: Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 Dated: October 1, 2012 , and recorded November 8, 2012 by Document No. 2907667 . LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Melin`s Rearrangement of Blocks 16 and 18 South Park Division No. 10 to South St. Paul, Dakota County, Minnesota PROPERTY ADDRESS: 518 9th Ave N, South St. Paul, MN 55075-1609 PROPERTY I.D: 36-48300-01-020 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Seven Hundred Eighty-Four and 04/100 ($183,784.04) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 31, 2013 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2013, or the next business day if July 31, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 13, 2012 Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00468-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4337171 12/13/2012, 12/20/2012, 12/27/2012, 01/03/2013, 01/10/2013, 01/17/2013 3238961 12/13/12-1/17/13

PUBLIC NOTICE

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500029440428 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Residential Credit Solutions, Inc. MORTGAGED PROPERTY ADDRESS: 120 14th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368390006002 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Wharton and Miller's Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,384.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 Residential Credit Solutions, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 119 - 12-004914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3235621 12/6/12-1/10/13

PUBLIC NOTICE

��

�� proceeding this�� mortgage foreclosure Mortgagee/Assignee of Mortgagee com�� 10.72977.03.023 LEGAL DESCRIPTION OF PROPERTY: Unit No. S1866, Condominium File No. 84, Southpointe Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,257.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-006405 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3236344 12/6/12-1/10/13

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005223 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243767 12/13/12-1/17/13

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 31, 2013____, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006665 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3244042 12/13/12-1/17/13

PUBLIC NOTICE

that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-004529 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243841 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 0 , 2008 MORTGAGOR: Michael L Rasmussen and Robyn R Rasmussen, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc DATE AND PLACE OF RECORDING: Recorded June 18, 2008 Dakota County Recorder, Document No. 2597296. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1002823-0100002356-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: General Mortgage Finance Corp RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 19837 Highview Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.02000.82.010 LEGAL DESCRIPTION OF PROPERTY: The North 121.54 feet of the East 175.00 Feet of the North 303.07 feet of the South 468.00 feet of the North 1/2 of the Southeast 1/4 of the Southeast 1/4 of Section 20, Township 114, Range 20, Dakota County, Minnesota APN 22-02000-010-82 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,894.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 29, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006080 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243781 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,454.00 MORTGAGOR(S): Randolph Reynolds, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Savings of America, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 12, 2010 Dakota County Recorder Document Number: 2746068 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: March 29, 2012 Recorded: April 09, 2012 Dakota County Recorder Document Number: 2860609 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100442510070472420 Lender or Broker: Home Savings of America Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1916 55th Street Ct E, Inver Grove Heights, MN 55077-1688 Tax Parcel ID Number: 20-22100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Dupont Stevens Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,591.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026009F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to December 10, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 15, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2012 at 10:00 AM has been postponed to January 10, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 05, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 10, 2013 at 10:00 AM has been postponed to February 11, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026009F01 3250603 12/20/12

PUBLIC NOTICE

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the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005540 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 31, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 17, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005540 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251659 12/20/12

PUBLIC NOTICE

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00882-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4319597 11/01/2012, 11/08/2012, 11/15/2012, 11/22/2012, 11/29/2012, 12/06/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for December 18, 2012 at 10:00 AM , has been postponed to January 10, 2013 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: December 18, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Jennifer K Fischer (0311248) Attorneys for HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00882-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4341493 12/20/2012 3248153 12/20/12

PUBLIC NOTICE

30, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 30, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 LNV Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-3-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243731 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,270.00 MORTGAGOR(S): Michelle R. Litzner, a single person and Todd M. Bowman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Company, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 21, 2007 Dakota County Recorder Document Number: 2545627 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countywide Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829825 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500038856 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9275 190th St W, Lakeville, MN 55044-4449 Tax Parcel ID Number: 22-16951-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Century Ridge 2nd Addition, CIC No. 296, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,297.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2013, or the next business day if July 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026688F01 3239231 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 1 , 2005 MORTGAGOR: Joseph L. Balut, Jr. and Becky L. Balut, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 28, 2005 Dakota County Recorder, Document No. 2375479. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Minnesota, N.A. f/k/a Norwest Bank Minnesota, N.A., solely as Trustee for Bear Stearns Asset Backed Securities I, LLC, Green Point Mortgage Funding Trust 2006-AR1, Mortgage Pass-Through Certificates, Series 2006-AR1. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800881889097 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15993 Havelock Court, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-45801-08-190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 8, Longridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,305.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS,

��

�� 80.30 or the . § 5 �� u n d e r �� M i n n . S t a t �� REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF property is not redeemed under Minn. A J U D I C I A L O R D E R I S E N T E R E D Stat. §580.23, the Mortgagor must U N D E R M I N N E S O T A S T A T U T E S , vacate the property on or before 11:59 SECTION 582.032, DETERMINING, p.m. on April 12, 2013, or the next AMONG OTHER THINGS, THAT THE business day if April 12, 2013 falls on M O R T G A G E D P R E M I S E S A R E a Saturday, Sunday or legal holiday. IMPROVED WITH A RESIDENTIAL Mortgagor(s) released from financial D W E L L I N G O F L E S S T H A N F I V E obligation: NONE UNITS, ARE NOT PROPERTY USED IN THIS COMMUNICATION IS FROM AGRICULTURAL PRODUCTION, AND A DEBT COLLECTOR ATTEMPTING ARE ABANDONED." TO COLLECT A DEBT. ANY Dated: October 11, 2012 INFORMATION OBTAINED WILL BE Wells Fargo Bank, USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF National Association, as trustee THE DEBT AND IDENTITY OF THE Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL CREDITOR WITHIN THE Attorneys for Mortgagee/Assignee of T I M E P R O V I D E D B Y L A W I S N O T AFFECTED BY THIS ACTION. Mortgagee THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL (952) 925-6888 30-96-2012 FC REPRESENTATIVES OR ASSIGNS, THIS IS A COMMUNICATION FROM MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED A DEBT COLLECTOR. UNDER MINNESOTA STATUTES, NOTICE OF POSTPONEMENT OF SECTION 582.032, DETERMINING, MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f AMONG OTHER THINGS, THAT THE Minnesota Statutes 580.07, the M O R T G A G E D P R E M I S E S A R E f o r e g o i n g f o r e c l o s u r e s a l e i s IMPROVED WITH A RESIDENTIAL postponed until February 7, 2013 at D W E L L I N G O F L E S S T H A N F I V E 10:00 AM at the Sheriff's Office, Law UNITS, ARE NOT PROPERTY USED IN Enforcement Center, 1580 Hwy 55, AGRICULTURAL PRODUCTION, AND Lobby #S-100, Hastings, MN, in said ARE ABANDONED. DATED: August 30, 2012 county and state. ASSIGNEE OF MORTGAGEE: Dated: December 17, 2012. Nationstar Mortgage LLC Wells Fargo Bank, National Wilford, Geske & Cook P.A. Association, as trustee Attorneys for Assignee of Mortgagee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 8425 Seasons Parkway, Suite 105 Attorneys for Mortgagee/Assignee of Woodbury, MN 55125-4393 (651) 209-3300 Mortgagee File Number: 025401F01 4500 Park Glen Road #300 Minneapolis, MN 55416 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE (952) 925-6888 The above referenced sale scheduled 30-96-2012 FC THIS IS A COMMUNICATION FROM for October 12, 2012 at 10:00 AM has been postponed to December 13, 2012 A DEBT COLLECTOR. 3251615 12/20/12 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. NOTICE OF MORTGAGE DATED: October 10, 2012 FORECLOSURE SALE ASSIGNEE OF MORTGAGEE: NOTICE IS HEREBY GIVEN that Nationstar Mortgage LLC default has occurred in the conditions NOTICE OF POSTPONEMENT OF of the following described mortgage: MORTGAGE FORECLOSURE SALE DATE OF MORTGAGE: September The above referenced sale scheduled 26, 2005 for December 13, 2012 at 10:00 AM has ORIGINAL PRINCIPAL AMOUNT OF been postponed to February 14, 2013 MORTGAGE: $176,000.00 at 10:00 AM in the Dakota County Law MORTGAGOR(S): Benjamin Rivera Enforcement Center, 1580 Highway 55, and Elia Cervantes, husband and wife Lobby S-100, Hastings, Minnesota in MORTGAGEE: Mortgage Electronic said County and State. Registration Systems, Inc. as nominee TED: December 11, 2012 for Homecomings Financial Network, ASSIGNEE OF MORTGAGEE: Inc., its successors and assigns Nationstar Mortgage LLC DATE AND PLACE OF RECORDING: Wilford, Geske & Cook P.A. Recorded: October 17, 2005 Dakota Attorneys for Assignee Of Mortgagee: County Recorder Lawrence A. Wilford Document Number: 2371532 James A. Geske ASSIGNMENTS OF MORTGAGE: 8425 Seasons Parkway, Suite 105 And assigned to: Nationstar Mort- Woodbury, MN 55125-4393 gage LLC (651) 209-3300 Dated: July 16, 2012 File Number: 025401F01 Recorded: August 27, 2012 Dakota 3245526 12/20/12-1/24/13 County Recorder Document Number: 2889882 Transaction Agent: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE Transaction Agent Mortgage IdentifiTHE RIGHT TO VERIFICATION cation Number: 100062604257442089 Lender or Broker: Homecomings OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Financial Network, Inc. R e s i d e n t i a l M o r t g a g e S e r v i c e r : THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Nationstar Mortgage LLC NOTICE IS HEREBY GIVEN, that Mortgage Originator: Not Applicable default has occurred in conditions of COUNTY IN WHICH PROPERTY IS the following described mortgage: LOCATED: Dakota DATE OF MORTGAGE: F e b r u a r y 4 , Property Address: 14575 Cameo Ave 2004 W, Rosemount, MN 55068-4443 MORTGAGOR: John H. Wiegand, a Tax Parcel ID Number: single person. 34-64700-01-340 MORTGAGEE: J P M o r g a n C h a s e LEGAL DESCRIPTION OF PROPERTY: Lot 33 and the North 1/2 of Lot Bank, N.A. as successor in interest by 34, Block 1, Rose Park Addition to purchase from the FDIC as receiver of Rosemount, according to the recorded Washington Mutual Bank f/k/a Washplat thereof, and situate in Dakota ington Mutual Bank, FA. DATE AND PLACE OF RECORDING: County, Minnesota. Together with an Recorded March 23, 2004 Dakota easement for Driveway Purposes over that part of Lots 40 and 41, Auditors' C o u n t y R e c o r d e r , D o c u m e n t N o . S u b d i v i s i o n N o . 1 , R o s e m o u n t , 2188045. ASSIGNMENTS OF MORTGAGE: described as follows: Beginning at the Southeast corner of said Lot 40; Assigned to: DEUTSCHE BANK N A TIONAL TRUST COMPANY AS thence on an assumed bearing of North a distance of 3.40 feet along the T R U S T E E F O R W A M U M O R T G A G E East line of said Lot 40; thence North P A S S - T H R O U G H C E R T I F I C A T E S 89 degrees 10 minutes 19 seconds WAMU 2004-AR2. TRANSACTION AGENT: NONE West 42.00 feet; thence South 81 TRANSACTION AGENT'S MORTdegrees 31 minutes 43 seconds west 16.17 feet to the West line of the East GAGE IDENTIFICATION NUMBER ON 3.00 feet of said Lot 41; thence South MORTGAGE: NONE LENDER OR BROKER AND MORTalong said West line 2.65 feet to the Southwest corner of said East 3.00 feet G A G E O R I G I N A T O R S T A T E D O N of Lot 41; thence North 88 degrees 59 M O R T G A G E : W a s h i n g t o n M u t u a l minutes 12 seconds East along the Bank, FA RESIDENTIAL MORTGAGE SERSouth line of said Lots 40 and 41 a distance of 58.00 feet to the point of V I C E R : J P M o r g a n C h a s e B a n k , National Association beginning. MORTGAGED PROPERTY ADDRESS: AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E : 15430 Oriole Court, Burnsville, MN 55306 $189,367.69 T A X P A R C E L I . D . # : THAT all pre-foreclosure requirements have been complied with; 02-84650-100-01 LEGAL DESCRIPTION OF PROPthat no action or proceeding has been i n s t i t u t e d a t l a w o r o t h e r w i s e t o ERTY: Lot 10, Block 1, Wood Knoll Estates recover the debt secured by said COUNTY IN WHICH PROPERTY IS mortgage, or any part thereof; P U R S U A N T t o t h e p o w e r o f s a l e LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF contained in said mortgage, the above-described property will be sold MORTGAGE: $420,000.00 AMOUNT DUE AND CLAIMED TO BE by the Sheriff of said county as DUE AS OF DATE OF NOTICE, INCLUDfollows: DATE AND TIME OF SALE: October ING TAXES, IF ANY, PAID BY MORTGAGEE: $479,160.78 12, 2012 at 10:00 AM That prior to the commencement of PLACE OF SALE: Dakota County L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 this mortgage foreclosure proceeding Highway 55, Lobby S-100, Hastings, Mortgagee/Assignee of Mortgagee complied with all notice requirements as Minnesota t o p a y t h e d e b t s e c u r e d b y s a i d required by statute; That no action or mortgage and taxes, if any, on said proceeding has been instituted at law p r e m i s e s a n d t h e c o s t s a n d or otherwise to recover the debt disbursements, including attorney fees secured by said mortgage, or any part allowed by law, subject to redemption thereof; PURSUANT to the power of sale within six (6) months from the date of said sale by the mortgagor(s), their contained in said mortgage, the above described property will be sold by the personal representatives or assigns. If the Mortgage is not reinstated u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e ��

PUBLIC NOTICE

�� part�� thereof; �� PURSUANT to the power of sale con�� described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 13, 2013___, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 24, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 17, 2012. Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251277 12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $589,000.00 MORTGAGOR(S): Steven Michael Goutierez and Raquel Goutierez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp., its successor and assigns. DATE AND PLACE OF RECORDING: Recorded: January 13, 2005 Dakota County Recorder Document Number: 2285026 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank NA for the Benefit of Asset Backed Securities Corporation Home Equity Loan Trust, Series 2005-HE3 Asset Backed Pass through Certificates, Series 2005-HE3 Dated: June 09, 2008 Recorded: June 24, 2008 Dakota County Recorder Document Number: 2598543 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100136300110895231 Lender or Broker: WMC Mortgage Corp. Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16125 Hominy Ct, Lakeville, MN 55044-4448 Tax Parcel ID Number: 22-81750-08-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 8, Vermillion Springs AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $741,041.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to April 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 28, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE A S S E T B A C K E D SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 16, 2012 at 10:00 AM has been postponed to July 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 29, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE A S S E T B A C K E D SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2012 at 10:00 AM has been postponed to August 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 25, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 16, 2012 at 10:00 AM has been postponed to September 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE A S S E T B A C K E D SECURITIESCORPORATION

SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2012 at 10:00 AM has been postponed to October 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE B A C K E D A S S E T SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 17, 2012 at 10:00 AM has been postponed to December 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE B A C K E D A S S E T SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 20, 2012 at 10:00 AM has been postponed to January 22, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE B A C K E D A S S E T SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 3251073 12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,906.00 MORTGAGOR(S): Linda J Cardenas and Carlos A Cardenas, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2009 Dakota County Recorder Document Number: 2652469 LOAN MODIFICATION: Dated: December 22, 2010 Recorded: November 28, 2011 Document Number: 2832978 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP Dated: January 31, 2012 Recorded: February 13, 2012 Dakota County Recorder Document Number: 2848853 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100032413509073909 Lender or Broker: United Wholesale Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4291 Dodd Rd, Eagan, MN 55123-2088 Tax Parcel ID Number: 10-65800-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Saddle Horn Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,895.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2012, or the next business day if December 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 10, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024893F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 22, 2012 at 10:00 AM has been postponed to July 23, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 08, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 23, 2012 at 10:00 AM has been postponed to September 07, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 05, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 07, 2012 at 10:00 AM has been postponed to December 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2012 at 10:00 AM has been postponed to January 07, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 28, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2013 at 10:00 AM has been postponed to February 06, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP, FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024893F01 3250481 12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $342,475.00 MORTGAGOR(S): Bartt Stoltzman

MORTGAGOR(S): Bartt Stoltzman and Kimberlee Stoltzman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 01, 2006 Dakota County Recorder Document Number: 2409435 LOAN MODIFICATION: Dated: March 16, 2011 Recorded: June 08, 2011 Document Number: 2804259 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Dated: April 04, 2012 Recorded: April 11, 2012 Dakota County Recorder Document Number: 2861203 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001119298-9 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19595 Everest Path, Farmington, MN 55024-8671 Tax Parcel ID Number: 14-16500-04-060 LEGAL DESCRIPTION OF PROPERTY: LOT 6, BLOCK 4, CHARLESWOOD, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $384,711.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 28, 2013, or the next business day if February 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025188F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 31, 2012 at 10:00 AM has been postponed to October 01, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2012 at 10:00 AM has been postponed to November 01, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 27, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2012 at 10:00 AM has been postponed to December 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 23, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2006-AR2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2012 at 10:00 AM has been postponed to January 02, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 28, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 02, 2013 at 10:00 AM has been postponed to February 04, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR2, MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2006-AR2 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025188F01 3250468 12/20/12

PUBLIC NOTICE

��

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005636 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 22, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 17, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005636 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3250538 12/20/12

PUBLIC NOTICE

THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA WHICH LIES NORTHERLY OF THE FOLLOWING DESCRIBED LINE: COMMENCING AT THE SOUTHWEST CORNER OF SAID LOT 1, BLOCK 3; THENCE ON AN ASSUMED BEARING OF NORTH 8 DEGREES 46 MINUTES 53 SECONDS WEST, ALONG THE WEST LINE OF SAID LOT 1, A DISTANCE OF 57.44 FEET TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE NORTH 85 DEGREES 04 MINUTES 20 SECONDS EAST A DISTANCE OF 115.16 FEET TO THE EAST LINE OF SAID LOT 1, BLOCK 3 AND SAID LINE THERE TERMINATING. APN#02-19500-011-03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $86,209.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-6769 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251334 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,602.00 MORTGAGOR(S): Craig R. Johnson and Joy A. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 16, 2009 Dakota County Recorder Document Number: 2684577 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: July 01, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811080 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400007759028 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19150 Echo Ln, Farmington, MN 55024-9184 Tax Parcel ID Number: 14-11175-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Akin Park

ERTY: Lot 14, Block 2, Akin Park Estates, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $294,696.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 05, 2013, or the next business day if April 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025828F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 05, 2012 at 10:00 AM has been postponed to November 05, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 03, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 05, 2012 at 10:00 AM has been postponed to December 05, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 24, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 05, 2012 at 10:00 AM has been postponed to January 07, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2013 at 10:00 AM has been postponed to February 06, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025828F01 3251180 12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 6 , 2003 MORTGAGOR: Rebecca L. Howard, a single person. MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded August 13, 2003 Dakota County Recorder, Document No. 2093725. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., successor by merger with ABN Amro Mortgage Group, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 6727 Foliage Court, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-51350-01-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Niakwa Village COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $110,301.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 4, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001547 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 11, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 6, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-001547 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of

��

�� o f ARE ABANDONED. r o v i s i o n s�� t o t h e p�� P u r s u a n t�� DATED: June 21, 2012 Minnesota Statutes 580.07, the foregoing foreclosure sale is ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor postponed until February 7, 2013 at by merger of BAC Home Loans 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Servicing, LP, FKA Countrywide Lobby #S-100, Hastings, MN, in said Home Loans Servicing, LP Wilford, Geske & Cook P.A. county and state. Dated: December 17, 2012. Attorneys for Assignee of Mortgagee CitiMortgage, Inc. 8425 Seasons Parkway, Suite 105 Mortgagee/Assignee of Mortgagee Woodbury, MN 55125-4393 USSET, WEINGARDEN AND LIEBO, P.L.L.P. (651) 209-3300 Attorneys for Mortgagee/Assignee of File Number: 025345F01 Mortgagee NOTICE OF POSTPONEMENT OF 4500 Park Glen Road #300 MORTGAGE FORECLOSURE SALE Minneapolis, MN 55416 The above referenced sale scheduled for August 03, 2012 at 10:00 AM has (952) 925-6888 10 - 12-001547 FC been postponed to November 01, 2012 THIS IS A COMMUNICATION FROM at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, A DEBT COLLECTOR. 3251804 12/20/12 Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 24, 2012 ASSIGNEE OF MORTGAGEE: NOTICE OF MORTGAGE Bank of America, N.A., successor FORECLOSURE SALE by merger of BAC Home Loans NOTICE IS HEREBY GIVEN that Servicing, LP, FKA Countrywide default has occurred in the conditions Home Loans Servicing, LP of the following described mortgage: NOTICE OF POSTPONEMENT OF DATE OF MORTGAGE: March 08, MORTGAGE FORECLOSURE SALE 2007 The above referenced sale scheduled ORIGINAL PRINCIPAL AMOUNT OF for November 01, 2012 at 10:00 AM has MORTGAGE: $191,486.00 been postponed to December 03, 2012 M O R T G A G O R ( S ) : A n t h o n y A . at 10:00 AM in the Dakota County Law Remick, A Single Person and Emily J Enforcement Center, 1580 Highway 55, Robbins, A Single Person Lobby S-100, Hastings, Minnesota in MORTGAGEE: Homeservices Lend- said County and State. ing, LLC Series A DBA Edina Realty DATED: October 23, 2012 Mortgage ASSIGNEE OF MORTGAGEE: DATE AND PLACE OF REGISTERBank of America, N.A., successor ING: by merger of BAC Home Loans Registered: April 02, 2007 Dakota Servicing, LP, FKA Countrywide County Registrar of Titles Home Loans Servicing, LP Document Number: 608349 NOTICE OF POSTPONEMENT OF ASSIGNMENTS OF MORTGAGE: MORTGAGE FORECLOSURE SALE And assigned to: Wells Fargo Bank, The above referenced sale scheduled N. A. for December 03, 2012 at 10:00 AM has Dated: March 08, 2007 been postponed to January 04, 2013 at Registered: April 02, 2007 Dakota 10:00 AM in the Dakota County Law County Registrar of Titles Enforcement Center, 1580 Highway 55, Document Number: 608350 Lobby S-100, Hastings, Minnesota in And assigned to: Countrywide Bank, said County and State. N. A. DATED: November 29, 2012 Dated: March 08, 2007 ASSIGNEE OF MORTGAGEE: Registered: April 02, 2007 Dakota Bank of America, N.A., successor County Registrar of Titles by merger of BAC Home Loans Document Number: 608351 Servicing, LP, FKA Countrywide And assigned to: Countrywide Home Home Loans Servicing, LP Loans Servicing, LP NOTICE OF POSTPONEMENT OF Dated: November 14, 2008 MORTGAGE FORECLOSURE SALE Registered: November 21, 2008 The above referenced sale scheduled Dakota County Registrar of Titles for January 04, 2013 at 10:00 AM has Document Number: T636043 been postponed to February 04, 2013 Transaction Agent: Not Applicable at 10:00 AM in the Dakota County Law Transaction Agent Mortgage Identifi- Enforcement Center, 1580 Highway 55, cation Number: Not Applicable Lobby S-100, Hastings, Minnesota in Lender or Broker: Homeservices said County and State. Lending, LLC Series A DBA Edina DATED: December 14, 2012 Realty Mortgage ASSIGNEE OF MORTGAGEE: Residential Mortgage Servicer: Bank Bank of America, N.A., successor of America, N.A. by merger of BAC Home Loans Mortgage Originator: Not Applicable Servicing, LP, FKA Countrywide CERTIFICATE OF TITLE NUMBER: Home Loans Servicing, LP 142253 Wilford, Geske & Cook P.A. COUNTY IN WHICH PROPERTY IS Attorneys for Assignee Of Mortgagee: LOCATED: Dakota Lawrence A. Wilford Property Address: 3724 Vermilion Ct James A. Geske S, Eagan, MN 55122-3153 8425 Seasons Parkway, Suite 105 T a x P a r c e l I D N u m b e r : Woodbury, MN 55125-4393 10-16936-04-512 (651) 209-3300 L E G A L D E S C R I P T I O N O F P R O P - File Number: 025345F01 ERTY: UNIT NO. 512, CIC NO. 176, 3250388 12/20/12 V E R M I L IO N C A R R I AG E H O M E S , A CONDOMINIUM LOCATED IN DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE NOTICE OF MORTGAGE DUE AS OF DATE OF NOTICE: FORECLOSURE SALE $209,604.33 THE RIGHT TO VERIFICATION THAT all pre-foreclosure require- OF THE DEBT AND IDENTITY OF ments have been complied with; that THE ORIGINAL CREDITOR WITHIN no action or proceeding has been insti- THE TIME PROVIDED BY LAW IS tuted at law or otherwise to recover the NOT AFFECTED BY THIS ACTION. debt secured by said mortgage, or any NOTICE IS HEREBY GIVEN, that part thereof; that this is registered default has occurred in conditions of property; the following described mortgage: PURSUANT to the power of sale conDATE OF MORTGAGE: June 4, 2007 tained in said mortgage, the MORTGAGOR: Heidi M. Koury FKA above-described property will be sold Heidi M. Schuster and Nicholas L. by the Sheriff of said county as fol- Koury, wife and husband. lows: MORTGAGEE: Mortgage Electronic DATE AND TIME OF SALE: August Registration Systems, Inc. 03, 2012 at 10:00 AM DATE AND PLACE OF RECORDING: PLACE OF SALE: Dakota County Recorded June 21, 2007 Dakota Law Enforcement Center, 1580 High- C o u n t y R e c o r d e r , D o c u m e n t N o . way 55, Lobby S-100, Hastings, Minne- 2525526. sota ASSIGNMENTS OF MORTGAGE: to pay the debt secured by said mort- Assigned to: Green Tree Servicing gage and taxes, if any, on said pre- LLC. mises and the costs and disburseTRANSACTION AGENT: Mortgage ments, including attorney fees allowed Electronic Registration Systems, Inc. by law, subject to redemption within TRANSACTION AGENT'S MORTsix (6) months from the date of said GAGE IDENTIFICATION NUMBER ON sale by the mortgagor(s), their per- MORTGAGE: 1004184-0161692028-0 LENDER OR BROKER AND MORTsonal representatives or assigns. If the Mortgage is not reinstated G A G E O R I G I N A T O R S T A T E D O N u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERproperty is not redeemed under Minn. Stat. §580.23, the Mortgagor must VICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: vacate the property on or before 11:59 p.m. on February 04, 2013, or the next 412 3RD Avenue South, South Saint business day if February 04, 2013 falls Paul, MN 55075 T A X P A R C E L I . D . # : on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial 36-64300-11-270 LEGAL DESCRIPTION OF PROPobligation: NONE THIS COMMUNICATION IS FROM ERTY: Lot 27, Block 11, Riverside Park A DEBT COLLECTOR ATTEMPTING Addition to the City of St. Paul, TO COLLECT A DEBT. ANY Dakota County, Minnesota. INFORMATION OBTAINED WILL BE COUNTY IN WHICH PROPERTY IS USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE MORTGAGE: $204,250.00 AMOUNT DUE AND CLAIMED TO BE TIME PROVIDED BY LAW IS NOT DUE AS OF DATE OF NOTICE, INCLUDAFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ING TAXES, IF ANY, PAID BY MORTREDEMPTION BY THE MORTGAGOR, GAGEE: $198,652.67 That prior to the commencement of THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, this mortgage foreclosure proceeding MAY BE REDUCED TO FIVE WEEKS IF Mortgagee/Assignee of Mortgagee comA J U D I C I A L O R D E R I S E N T E R E D plied with all notice requirements as UNDER MINNESOTA STATUTES, SEC- required by statute; That no action or TION 582.032, DETERMINING, AMONG proceeding has been instituted at law O T H E R T H I N G S , T H A T T H E or otherwise to recover the debt M O R T G A G E D P R E M I S E S A R E secured by said mortgage, or any part I M P R O V E D W I T H A R E S I D E N T I A L thereof; PURSUANT to the power of sale DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN contained in said mortgage, the above AGRICULTURAL PRODUCTION, AND �� ARE ABANDONED.

PUBLIC NOTICE

�� COUNTY �� IN �� WHICH PROPERTY LOCATED: Dakota �� contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 27, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 13, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 8, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 7, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 17, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251257 12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $334,747.00 MORTGAGOR(S): Chia Vang, a single person and Thor Vang, a single person and GE Vang, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for M&I Marshall & Illsey Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 25, 2008 Dakota County Recorder Document Number: 2609692 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: May 13, 2011 Recorded: July 18, 2011 Dakota County Recorder Document Number: 2810193 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003074-0035328298-1 Lender or Broker: M&I Marshall & Illsey Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

Property Address: 9169 Courthouse Blvd Court E, Inver Grove Heights, MN 55077 Tax Parcel ID Number: 20-02100-04-020 LEGAL DESCRIPTION OF PROPERTY: That part of the SW1/4 of the NE1/4 of the South 100 feet of the NW1/4 of NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota lying south of the north one-half of the following described tract of land: Beginning at the northwest corner of said SW1/4 of NE1/4 and running thence South 2 degrees 43 minutes 26 seconds West along the west line thereof a distance of 324.6 feet; thence South 87 degrees 41 minutes 45 seconds East and parallel with the south line of said SW1/4 of NE1/4 a distance of 677.93 feet to the intersection with the following described Line A: Line A: Commencing at the northwest corner of the south 532.00 feet of the east 410.00 of the SW1/4 of NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota; thence easterly along the north line of said south 532.00 feet a distance of 117.11 feet to the point of beginning of the line to be described; thence deflecting 140 degrees 59 minutes 50 seconds left a distance of 371.58 feet; thence deflecting 35 degrees 01 minutes 20 seconds right a distance of 315.42 feet to a point hereinafter referred to as Point A; thence deflecting 18 degrees 48 minutes 20 seconds right, a distance of 217.90 feet and there terminating. Thence northwesterly along said Line A, a distance of 81.98 feet to the aforedescribed Point A; thence northerly along said line A, a distance of 217.90 feet; thence continue northerly, along the northerly production of the last described course of said Line A, a distance of 130.01 feet to the intersection with the north line of the south 100.00 feet of said NW1/4 of the NE1/4; thence 87 degrees 50 minutes 30 seconds West along said north line of the south 100.00 feet a distance of 669.44 feet to the northwest corner of said south 100.00 feet; thence South 2 degrees 43 minutes 26 seconds West along the west line of said south 100.00 feet a distance of 100.00 feet to the point of beginning and there terminating. (The north one-half of said tract being that parcel containing the north one-half of the area of the aforedescribed tract of land with the south line of said north one-half being parallel with the north line of said aforedescribed tract). And lying north of the following described Line B: Line B: Commencing at the southwest corner of the SW1/4 of the NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota; thence North 2 degrees 43 minutes 26 seconds East (assumed bearing) along the west line of said S W 1 / 4 o f t h e N E 1 / 4 a d i s t a n c e of 992.65 feet to the point of beginning of the line to be described; thence South 87 degrees 50 minutes 39 seconds East to its intersection with the above described Line A and there terminating, a distance of approximately 676.74 feet. Subject to and together with the burdens and benefits contained in easement filed as Document Number 362694. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $345,695.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024801F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 29, 2012 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 November 29, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 29, 2012 at 10:00 AM has been postponed to December 31, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 24, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 31, 2012 at 10:00 AM has been postponed to January 30, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. The redemption period shall be 5 weeks from the date of said sale. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024801F01 3251166 12/20/12

PUBLIC NOTICE

Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 11, 2013, or the next business day if March 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00587-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4276457 07/26/2012, 08/02/2012, 08/09/2012, 08/16/2012, 08/23/2012, 08/30/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for December 19, 2012 at 10:00 AM , has been postponed to January 7, 2013 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: December 19, 2012 Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Jennifer K Fischer (0311248) Attorneys for Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00587-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4341559 12/20/2012 3248465 12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its sucessors and assigns. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721183 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.08.080 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,175.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OA17 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to June 28, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 06, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OFTHE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES2006-OA17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 28, 2012 at 10:00 AM has been postponed to September 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 18, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OFTHE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES2006-OA17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 26, 2012 at 10:00 AM has been postponed to October 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 24, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OFTHE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES2006-OA17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to January 24, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OFTHE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17,

LOAN TRUST 2006 OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES2006-OA17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 24, 2013 at 10:00 AM has been postponed to February 25, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OFTHE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES2006-OA17 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F02 3251202 12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $514,150.00 MORTGAGOR(S): Kenna L Young and Ramona S Young, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 07, 2007 Dakota County Registrar of Titles Document Number: 612023 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683429 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600071185651 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142696 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1716 Terra Glenn Ct, Eagan, MN 55122-1632 Tax Parcel ID Number: 10-75401-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Terra Glenn 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $498,865.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE

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�� DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 20, 2012

�� 31A

Financial Sense

Generations and their money: Do you fit the profile?

Today’s America is a melting pot, not only in its ethnic, religious and socioeconomic diversity, but also in its generational makeup, with people who came of age in the early decades of the 20th century mixing with youngsters who were born in the late 20th or early 21st century. Nowhere are generational distinctions more evident than in the handling of money. Ultimately we are all products of our experience, said Bhaj Townsend, CFP, CLU, ChFC, founder of Focus and Sustain, in Kirkland, Wash. “Generational spending depends on two main factors: habits learned and habits observed — whether the wealth grew, stayed the same or was di��

DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2012 at 10:00 AM has been postponed to June 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2012 at 10:00 AM has been postponed to July 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2012 at 10:00 AM has been postponed to August 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 13, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2012 at 10:00 AM has been postponed to September 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE

minished as it effected the receiving generation.” One way to better understand ourselves and the people around us, as well as where our country has been and where it’s headed, is to examine how each of the four largest generations in America today handle their financial lives, from their spending and saving habits to their approaches to debt to their attitudes about passing assets to succeeding generations. Here’s a generational breakdown: Traditionalists, or the Silent Generation: Born in roughly the 1925-45 timeframe, this is a generation shaped by the Great Depression and World War II. They tend to be heavily cash-reliant and averse to YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 20, 2012 at 10:00 AM has been postponed to October 22, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2012 at 10:00 AM has been postponed to December 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 18, 2012 at 10:00 AM has been postponed to January 18, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 18, 2013 at 10:00 AM has been postponed to February 19, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 18, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 3251593 12/20/12

spending what they don’t have (taking on debt), explains Townsend. With the hardships of the Depression looming large, frugality and an emphasis on saving money are hallmarks of the Silent Generation, she said. For them, legacy is also important. “They tend to be more concerned about what’s going to happen to their money when they’re gone,” Townsend explains, “and they’re concerned about how generations after them handle money.” The Baby Boomer Generation (1946-64): The Boomer Generation has prided itself on taking a different route from their parents, including their handling of finances. This huge generation is considered more credit-savvy (and thus, perhaps more reckless with their money) than preceding generations. Some point to the spread of gaudy McMansion housing developments as a manifestation of Boomers’ reckless materialism and their rebellion against the frugal practicality of their parents. Boomers’ shared sense of

MVTA awarded for financial reporting

financial idealism — that their investments (in real estate, in the stock market) were destined to perpetually grow in value — was dashed by the recent series of financial downturns, the most recent one particularly. As the generation closest to retirement, the 2008 financial meltdown was especially ill-timed and damaging, but also constructive. “They’re now seeing the value of being in control of their money behaviors,” said Townsend. “They’re also having to shift into conservation mode with their money.” Boomers generally are less inclined than the Silent Generation to view 60 or 65 as a firm retirement age. Some need to keep working to restore their retirement nest eggs; for others, staying active in the workforce is more of a lifestyle choice. Generation X (born roughly between 196576): Gen Xers came of age straddling the world of checkbooks and cash on one side, and the plastic-centric world of online transactions and debit cards on the other. “On one level,” said

Minnesota Valley Transit Authority was awarded the Certificate of Achievement for Excellence in Financial Reporting by the Government Finance Officers Association of the United States and Canada. The award was presented for the MVTA’s comprehensive annual financial report. “This is significant recognition of the work we do at MVTA,” said MVTA Treasurer and Savage Council Member Jane Victorey. “We are proud to receive this award as it is the highest form of recognition in the area of governmental accounting and financial reporting.” An Award of Financial Reporting Achievement has also been awarded to MVTA finance officer Lois Spear for the role she played in preparing the award-winning report. “Lois provides significant leadership in the area of financial reporting and keeps the Finance Committee well informed,” said Victorey. The CAFR has been judged by an impartial panel to meet the high standards of the program including demonstrating a constructive “spirit of full disclosure” to clearly communicate its financial story and to motivate potential reading of the CAFR. GFOA is a nonprofit professional association serving approximately 17,500 government finance professionals. MVTA is the public transportation provider for residents and businesses of Apple Valley, Burnsville, Eagan, Rosemount, and Savage. Call (952) 882-7500 for transit information or visit www.mvta.com.

Townsend, “they’re used to having easy access to money and credit, because that’s what their parents had. But I think that on another level, they’re more interested in conserving cash than perhaps their parents have been.” With greater access to money, Gen Xers have struggled not only to establish what money means to them, but also to find the tools to manage their money, given their financial priorities. Having witnessed the recent damage inflicted to their parents’ retirement nest eggs (and their own), Gen Xers are more tempered in their expectations — of how their investments will perform, and of whether they’ll ultimately end up doing better than their parents did financially. Generation Y/Millennial Generation (roughly 1977-95): Like the Silent Generation, Millennials are coming of age in a period of financial upheaval, and at a time where for many, finding a well-paying job (or any job at all) isn’t a given, it’s a struggle. What’s more, many Millennials have been

forced to live with their parents as adults. Millennials may be more financially grounded as a result of these struggles, said Townsend. “They are echoing Baby Boomers in wanting to do things differently. They’re questioning whether they need that McMansion and they’re looking to buy things that last a long time — they’re conserving money to buy the grains instead of the bun.” That behavior is partly a backlash against the easy-money, debt-reliant mindset that contributed to America’s recent financial tailspin, Townsend asserts, and partly a result of witnessing their own generation and others struggling financially of late. This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benef it from professional f inancial planning. FPA of Minnesota can be found online at www.fpamn.org.

Tanning salon celebrates first anniversary

Photo submitted

Tan Ambitions, located in the Farmington Mall on Highway 3, hosted a ribbon cutting event on Dec. 12 to celebrate its first anniversary. Owned and operated by Kari and Scott Bennis, the salon offers a variety of tanning options and products. Debbi Odegard provides massage therapy at the salon. From left, Paul Kellum, Dakota County Regional Chamber membership director; Farmington Mayor Todd Larson; Tony Wippler, assistant city manager; Cindy Muller, executive assistant; Miranda Barrington, salon manager; Kari Bennis; Lee Smick, city planner; and Clyde Rath, president, Farmington Business Association.

32A

Dakota Arts

December 20, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Theater and Arts Briefs

The giving tree

Shaun Johnson/Big Band Experience

Lakeville woman donates Happy Meal toy collection

by Laura Adelmann

Dakota County Tribune

Anne Trice wanted to celebrate her 79th birthday this year by giving instead of receiving. Her birthday wish resulted in a memorable day that brought family and friends together and left behind a 10foot tall surprise at the Lakeville Senior Center: a Christmas tree decorated with about 1,700 Happy Meal toys as or-

Photo by Laura Adelmann

Ornaments on the Lakeville Senior Center Christmas tree include a wide variety of cartoon characters.

naments. Trice began collecting the toys in the early 1990s after her granddaughter Tiffany Mulder pointed one out to her at a flea market. “I knew nothing about them,” Trice said. “My children didn’t grow up on Happy Meals.” The toys’ clever design and creativity so charmed her that soon she was buying them from thrift stores in bulk, decorating with them at Christmas and planning to some day donate them to a children’s organization. Trice’s plans for the collection changed after her daughters all moved to Minnesota and convinced her to move in with daughter Tara Osterberg in Lakeville. The avid collector and jewelry designer joined the Lakeville Senior Center and saw many activities involving children happened there. With the blessing of Senior Center Coordinator Linda Walter, Trice and her family in November donated and installed the tree and ornaments. “I spent many hours ty-

Photo by Laura Adelmann

Anne Tice stands next to the 10-foot tall Christmas tree in the Lakeville Senior Center that is decorated with about 1,700 Happy Meal toy ornaments she has collected for the past 20 years. ing surgical knots with fishing tree has been overwhelmingly do to” (sic). The comment, also line,” Trice said. positive. in crayon, is signed “RJ.” Family and friends from all “Everyone comments on Osterberg said the family around stopped by as they had the tree,” she said. “They just would like to make the tree a time to help with the project, think it’s fabulous. … It’s kind tradition that joins family and including close family friend of a focal point.” friends each holiday season. Mike Ripley of New Hope, A memory book is perched Trice said she is glad so who at just 40 is recovering near the tree for visitors, espe- many are enjoying the tree. from a stroke. cially children, to write their “It adds joy,” Trice said. “It “It’s the first time in a long thoughts. just makes people happy.” time we’ve all been able to get In crayon, an entry signed everybody together,” said Os- by Joey Johnson said, “I like the Laura Adelmann is at laura. terberg. tree.” adelmann@ecm-inc.com or facebook.com/sunthisweek. Walter said response to the Beneath it are the words “I

Arts Calendar Jan. 30 at Lakeville Area Arts Center, 20965 Holyoke Ave. Information: (952) 985-4640.

Comedy Hawaiian Kermit Apio, 7 and 9:30 p.m. Monday, Dec. 31, at Laugh Lines Comedy at GrandStay Hotel, 7083 153rd St. W., Apple Valley. Tickets are $20 for the early show, $25 for the late show. Both feature laughs, food and drinks. Late show features free champagne toast at midnight, party favors, music and dancing. Tickets available at www.hahatickets.com or by calling (651) 5288454. Louie Anderson’s “Big Baby Boomer,” 7:30 and 10 p.m. Monday, Dec. 31, at Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets range from $29.95 to $101.95 for VIP tickets and a pre-show meet and greet. Purchase tickets at the box office or by phone at (952) 895-4680.

Theater “Irving Berlin’s White Christmas” will be presented FridaySunday, Dec. 14-30, by The Play’s the Thing Productions at Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $13 and can be purchased online at www.lakevilleareaartscenter.com or by calling (952) 985-4640.

Exhibits An acrylic painting exhibit by Sue Kemnitz is on display through

‘Mid Life Vices’ set March 7 at BPAC

Tickets for The Four Bitchin’ Babes’ March 7, 2013, performance of “Mid Life Vices” will be on sale beginning Saturday, Dec. 15, at the Burnsville Performing Arts Center box office and via Ticketmaster at (800) 982-2787 or ticketmaster.com. Tickets are $39 and $34.

Family Calendar

To submit items for the Arts Calendar, email: darcy.odden@ ecm-inc.com.

Dance Heartbeat Performing Arts Center’s 15th anniversary show, 7 p.m. Saturday, Jan. 5, at Eastview High School. Tickets are available at Heartbeat Performing Arts Center for $20 for adults and $18 for children under 12. Tickets will be $25 at the door. Information: (952) 432-7833.

Shaun Johnson, Emmy Award winner and lead vocalist of Tonic Sol-fa, will bring his Big Band Experience to Burnsville Performing Arts Center for a 7:30 p.m. Thursday, Dec. 20, concert. The holiday performance will raise money for Wishes and More, a charity that provides extraordinary experiences for children fighting life-threatening conditions. Tickets are $25 in advance and $30 at the door. Tickets can be purchased at the box office and via Ticketmaster at (800) 982-2787 or ticketmaster.com. For more information, visit www.bigbandexperience.com or facebook. com/shaunjohnsononline.

Workshops/classes/other Teen Poetry Jam/Rap Battle from 4 to 5 p.m. the first Tuesday of each month at Apple Valley Teen Center, 14255 Johnny Cake Ridge Road, Apple Valley, (952) 953-2385. Ages 12-18. Free admission. Free snack and writing workshop with Guante. Jewelry Club, 1 to 3 p.m. Friday, Dec. 14, at the Eagan Art House. Cost: $15 per class. Registration required: www.eaganarthouse.org or (651) 675-5521. Mystery Art Night at the Eagan Art House from 7 to 9 p.m. Friday, Dec. 14. Cost is $25 to preregister or $30 at the door. Supplies and light refreshments provided. Information: www.eaganarthouse.org or (651) 675-5521. Sample Saturday at the Eagan Art House from 1 to 5 p.m. Dec. 15. Pastel painting sampler workshop. Supplies provided. Cost: $20. Registration required: www. eaganarthouse.org or (651) 675-

5521. Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for ages 4 through adult. For a complete listing go to www. eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www. danpetrovart.com, (763) 8432734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 7363644. Show Biz Kids Theater Class for children with special needs (ASD/DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids,

13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Information: (651) 675-5500. Savage Art Studios, 4735 W. 123rd St., Suite 200, Savage, offers classes/workshops for all ages. Information: www.savageartstudios. com or (952) 895-0375. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651) 463-7833. The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 9854640. Rosemount History Book Club meets the second Tuesday of each month from 6:30 to 8 p.m. at the Robert Trail Library. Information: John Loch, (952) 255-8545 or jjloch@charter.net.

To submit items for the Family Calendar, email: darcy.odden@ecm-inc.com. Saturday, Dec. 15 Christmas in Sugarland, open house, 9 a.m. to 3 p.m., Good Shepherd Lutheran Church and School, 151 E. County Road 42, Burnsville. Activities include skit, songs, cookie decorating, crafts, games, and more. Free. Information: www.goodshep.com/. Saturday, Dec. 29 Winter Birds, all ages, 10 a.m. to noon, Ritter Farm Park, 19300 Ritter Trail, Lakeville. Free, but registration required at www. lakeville-rapconnect.com. Information: (952) 985-4600. Blood drives The American Red Cross will hold the following blood drives. Call 1-800-RED CROSS (1-800-733-2767) or visit redcrossblood.org to make an appointment or for more information. • Dec. 14, 12:30 to 5:30 p.m., Easter Lutheran Church – By the Lake, 4545 Pilot Knob Road, Eagan. • Dec. 15, 10:15 a.m. to 3:15 p.m., Burnhaven Library, 1101 W. County Road 42, Burnsville. • Dec. 15, 10 a.m. to 3 p.m., Wescott Library, 1340 Wescott Road, Eagan. • Dec. 17, 11 a.m. to 5 p.m., Dakota County Regional Chamber of Commerce, Unisys, 3199 Pilot Knob Road, Eagan. • Dec. 18, 11 a.m. to 5 p.m., Culver’s, 3445 O’Leary Lane, Eagan. • Dec. 19, noon to 5 p.m., Culver’s, 17800 Kenwood Trail, Lakeville. • Dec. 24, 9 a.m. to 3 p.m., Walmart, 7835 150th St. W., Apple Valley.