12/13/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

john gessner jessica harper john gessner

Thrift store to expand in Burnsville 2A Workforce housing advances in Eagan 2A Country Village license reinstated 2A

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date ##, 2009 december 13, 2012

Volume 30, Number # VOLUME 33, NUMBER 42

Dakota County Tribune Since 1884

Adventure on Main Street Burnsville couple transforming historic building in rural Minnesota

inside biz forum

ECM Publishers aims to offer more coverage of state and national government with additional resources. howard 4A lestrud forum

Local and state education off icials offer advice for President Barack Obama on federal school policy reforms. joe 4A nathan Submitted photo

David and Michelle Van Engen plan to transform part of the historic Sanger’s Bakery building in Lamberton, Minn., into a cafe, coffee shop and event center. Michelle is a Lamberton native.

Submitted photo

The old Sanger’s Bakery building on Main Street in Lamberton, Minn., dates back to 1892. by John Gessner

DAKOTA COUNTY TRIBUNE

The late Bob Sanger ran a busy working bakery in an historic building on Lamberton’s Main Street. It was also a town gathering spot, with a soda fountain, hot coffee and shelves full of sweets. “I remember going in there for the candy, and I remember specifically the Tootsie Rolls for a penny. That’s what I always bought,” said Lamberton native and Burnsville resident Michelle Van Engen. More than friends, family and nostalgia draw her back to Lamberton, a town of about 850 on U.S. Highway 14 in southwest Minnesota farm country. Michelle and her husband, David, recently bought the 120-year-old Sanger’s Bakery building, which went on sale this summer after Bob Sanger’s passing in March at age 80.

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Former Gov. Tim Pawlenty’s rural job-creation initiative has its supporters and detractors at the State Capitol. tim 5A pawlenty dakota arts

In place of the bakery, which had been closed, the Van Engens plan to open Seven Sisters Coffee – a combination cafe, coffee shop and event center with beer, wine and music. “We’re saying this summer,” said Michelle, one of seven sisters in a family of 10 children. “That’s a race.” The Van Engens, both 29, were in town for a wedding reception when they noticed that the building had gone up for sale as part of the Sanger estate. “We were like, ‘Oh, my God, what a mess,’ ” David recalled. “But we just fell in love with the building.” The object of their desire and of Michelle’s childhood memories is a two-story brick structure built in 1892 to house First National Bank. See Adventure, Page 5A

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December 13, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

CDA plans fourth affordable housing project in Eagan by Jessica Harper

Demand for workforce housing continues to rise

DAKOTA COUNTY TRIBUNE

As the recession lingers on, the Dakota County Community Development Agency continues to face growing demand for affordable housing – prompting the agency to plan a new townhome development in Eagan. The CDA hopes to build the 28-unit Riverview Ridge Townhomes at Highway 13 and Letendre Street next year as an expansion of its Family Townhome Project, which is designed for moderate-income families with children under age 18. “We are aiming to provide affordable housing for people with modest paying jobs,” said Kari Gill, deputy executive director of the CDA. The CDA currently operates 19 rental townhome complexes under the program, which includes two developments in Eagan. A third is set to open in the summer of 2013. There are 1,100 families waiting to obtain workforce housing in Eagan, Gill said. Residents must meet income guidelines, provide good landlord and credit references and pass a criminal background check. The 4.3-acre property considered for the project currently consists of the former Richfield Blacktop site and two undeveloped lots to the north. The Eagan City Council unanimously agreed on Dec. 4 to submit a comprehensive guide amendment to the Metropolitan Council for review. “For the past 13 years, I have watched what the CDA has done,” Council Member

Photo by Jessica Harper

The Dakota County Community Development Agency plans to build a 28-unit townhome complex at Highway 13 and Letendre Street in Eagan as a part of its Family Townhome Project, which is aimed at providing affordable housing for moderate-income families with children under age 18. Cyndee Fields said. “I don’t think there will be any problems with what they bring forward.” Mayor Mike Maguire said he supports the proposed plan but encouraged the CDA to consider finding accesses to nearby parks from the site. The city’s comprehensive guide currently designates the northern lots as high density and the southern lot as medium density. If approved, all three lots would be designated as medium density. If the comprehensive guide amendment is approved by the Met Council, it will return to the City Council for a vote. The CDA hopes to be-

gin construction on its latest development by spring 2013 and open the following summer. A few residents who live near the proposed development expressed concerns about the number of homes on the site. Ron Miller, whose home abuts the northern portion of the proposed site, expressed concerns about the growing numbers of rental properties nearby. There are currently approximately five single-family homes to the west of the site and a multifamily development to the west of the homes. “If this development be-

comes large, we will become an island,” Miller said. Miller suggested the CDA build twinhomes instead of clusters of townhomes. Maguire noted that the city cannot dictate the style of homes built on a site. Both twinhomes and up to 12 townhomes per two acres are permitted under the medium-density zoning, he said. For more information on the CDA’s Family Townhome Project, visit www.dakotacda.org/townhome_program.htm. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

Plans for Value Village thrift store in Burnsville may face roadblocks by John Gessner

DAKOTA COUNTY TRIBUNE

Plans for a new thrift store in Burnsville may face a couple of zoning-related roadblocks. The Arc Greater Twin Cities is seeking to open its fifth Value Village store in the former Ultimate Electronics store at 14232 Burnhaven Drive. The building is south of County Road 42 and west of Burnsville Center near the Burnhaven Library. The Arc Greater Twin Cities, a nonprofit organization that provides advocacy and support for people with developmental disabilities and their families, has Value Village stores in Richfield, New Hope, Brooklyn Center and St. Paul. There’s demand for a south suburban store, said Laurel Hansen, business director of The Arc Greater Twin Cities. “We have a lot of customers, donors and volunteers that come from south of the river and have been sort of encouraging us to maybe have a site in their neck of the woods,” Hansen said in an interview Monday. “That opportunity is appealing, and we’re hoping to make it a reality for spring 2013.” However, the property’s commercial zoning doesn’t allow parking of semitrailers outside, which the other Value Village stores have, Community Development Director Jenni Faulkner told the City Council on Tuesday. The Arc also wants a portico for vehicles dropping off donated goods, which raises concerns about overflow vehicle stacking at 143rd Street and Burnhaven Drive, Faulkner said. A meeting with The Arc officials was planned Wednesday to discuss the concerns, she said. The City Council voted Tuesday to table The Arc’s request for “host approval” of up to $2 million in revenue bonds to finance building acquisition and renovations. Council members want the site problems addressed before they vote on authorizing the St. Paul Port Authority to issue bonds for the Burnsville store on behalf of The Arc. The Ultimate Electronics building has been vacant for some time but only recently came onto the market, Hansen said. Value Village stores sell mostly used clothing and household items. Thrift-store sales fund about half of The Arc’s services, which include advocacy and support groups, Hansen said. “Thrifting is such a popular and well-received business nowadays,” she said. Many of the people working in Value Village stores are volunteers, Hansen said. Stores typically employee around 50 people, most of them part time, and have 100 or more volunteers, she said. The Arc’s flagship store, in Richfield, is 30 years old, Hansen said. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Country Village fully relicensed after passing final inspection by John Gessner

DAKOTA COUNTY TRIBUNE

Country Village Apartments in Burnsville is now all the way back from a cityimposed exile that included its shutdown in March. The City Council voted 4-0 Dec. 4 to reissue rental licenses for the final two buildings in the complex, where the city discovered widespread building, fire and property code violations in May 2011. Now all six buildings are relicensed under a provisional licensing edict the council imposed in August, after owner Lindahl Partnerships began in earnest to make needed repairs. The council said it would issue one license for every two buildings that passed

city code inspection. The trigger for relicensing the final two buildings was a clean Nov. 27 inspection following work on the last, and largest, building in the complex, at 12525 Glenhurst Ave. The city revoked Country Village’s rental license after Lindahl missed a Jan. 17 deadline for correcting fire-code violations pending since August 2011. Subsequent deadlines were set for fixing other code violations. The city had been wrestling with Lindahl over code violations for most of 2011, after discovering numerous problems including mold, pests, faulty plumbing, leaks, sagging floors, soaked carpets, damaged sheetrock, pests, nonworking fire doors and nonworking smoke detectors.

Minor repairs were made to individual units, but by December 2011 the property still “grossly failed” to meet minimum code requirements, a city staff report said. The council granted Lindahl a provisional license for 2012 conditioned on the deadlines for fixing code violations. After Lindahl missed the Jan. 17 deadline, the city pulled the provisional license, and residents of the 138-unit complex were given until March 1 to vacate. Once the complex, located south of Highway 13 near Savage, was empty, repair work began in earnest under a building contractor. Lindahl returned to the city in July, seeking relicensure for three completed build-

ings. The council responded with the staggered relicensing deal, which included a Dec. 31 deadline for all repairs and daily fines for missing it. Unit and building reinspection fees have been charged. The council also required the Lindahl Partnerships team to attend every regular council meeting and give progress updates. After many months of issuing stern public rebukes, council members offered the Lindahl team muted congratulations Dec. 4. “It was a long, frustrating road to get here, though,” retiring Council Member Dan Gustafson said, adding that he hopes he doesn’t read media accounts of more County

Village code violations after he leaves office at the end of the year. The Country Village debacle prompted the city to begin a citywide regimen of mandatory apartment inspections, Gustafson said. The council had resisted mandatory inspections since passing a rental licensing ordinance in 2005. “Make no mistake about it, that was the seed that made us do that,” Gustafson told Lindahl family member Ann Lindahl and Lindahl attorney Bruce Malkerson. Council Member Mary Sherry abstained from voting Dec. 4 on the license for the final two buildings. “Because I don’t trust them,” she said afterward. Sherry has issued some of

the sternest rebukes of all, accusing the Lindahls in August of showing “disdain” for the city and for tenants it allowed to live in “horrible, horrible” conditions. Sherry has said Country Village unfairly sullied the reputation of rental properties across Burnsville. She voted against the provisional relicensing plan in August. Delores Lindahl is the company’s general partner, and her five children are limited partners, Ann told the council in August. Improvements to Country Village would total “10plus million dollars,” Malkerson said at the time. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 13, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

New Hires

Noteworthy

Anthony Wedo

Patterson Companies reports change in board

CHS University Initiative on Co-op Education Launched

MOM Brands closes on Lakeville property

Patterson Companies Inc., Mendota Heights, announced the resignation of Brian S. Tyler from its board of directors effective Dec. 10. Tyler, executive vice president-corporate strategy and business development for McKesson Corporation, determined that due to the scale and scope of his new responsibilities at McKesson he should resign from Patterson’s board. “My association with Patterson was professionally and personally gratifying, and I am confident of the company’s continued success in the future.” Patterson intends to seek a replacement for the vacated board position.

CHS Inc., an Inver Grove Heightsbased farmer-owned cooperative, will launch a $2 million CHS University Initiative on Cooperative Education program, a major investment in building understanding of the cooperative business model through education, development and practical experience. The Initiative on Cooperative Education will support an extensive range of programs at universities and organizations across the country that integrate cooperative education into agribusiness curriculums, cooperative development and farm business studies. It will also support graduate-level cooperative education programs, soil, water and environmental studies, as well as technologybased learning programs. University of Minnesota is among the program’s partner universities and organizations.

MOM Brands, formerly Malt-OMeal, closed recently on the purchase of a property adjacent to its existing building located on Kensington Boulevard in the Fairfield Business Campus in Lakeville. The acquisition will add 65,000 square feet of building and 10 acres of land to MOM Brands’ existing facilities in Lakeville. Plans are already being prepared to remodel this manufacturing and warehouse building into additional office and research and development space. The company also plans to move its corporate headquarters from Minneapolis to Lakeville by the fall of 2014.

Appointed chief executive officer of Buffets Inc. Eagan

Restaurant industry pro Anthony Wedo has been appointed chief executive officer of Eagan-based Buffets Inc. With more than 25 years of restaurant industry experience, including a key leadership position with a Fortune 50 brand, Wedo has developed and led the turnaround of major restaurant chains throughout the United States. His brand experience includes PepsiCo Restaurants, KFC, Boston Market, Noah’s and Manhattan Bagels, and Einstein Bros. Bagels. Most recently, Wedo has served as chief executive officer of Mainline Capital Advisors LLC, which provided mergers and acquisitions, turnaround management, advisory and executive management consulting services to debt investors and private equity sponsors in the restaurant industry. Mike Luckraft Named general manager at Willingers Golf Club Northfield

Burnsville native Mike Luckraft has been named general manager at Willingers Golf Club in Northfield effective Jan. 1. He began his career as an assistant golf professional in 1989 and is a 19year member of the PGA. Luckraft served as director of golf and general manager at Northfield Golf Club and more recently as general manager of Cherokee Country Club in Madison, Wis. The Burnsville High School graduate studied at the University of Minnesota as well as South Carolina Coastal. He holds a bachelor’s degree in physical education. Willingers Golf Club is located west of Interstate 35 southwest of Lakeville off Highway 19. Eagan-based Showcore adds three employees Showcore, an Eagan-based event design and production services company, has hired Jill Blihovde as business development executive, Dan Dunaj as show services specialist and Derek Holt as show services specialist.

Anytime Fitness opens 2,000th Club in 10 years Anytime Fitness, a Hastings-based co-ed fitness club chain, announced the opening of its 2,000th club in Neede, The Netherlands. Founded in 2002, it took Anytime Fitness only 10 years to reach the 2,000unit mark, less than half as long as other well-known franchises like Subway (23 years) and McDonald’s (32 years). Caribou Coffee celebrates 20th anniversary Caribou Coffee Company Inc. will celebrate its 20th anniversary on Dec. 14. To mark the milestone, Caribou has introduced a special 20th Anniversary Blend coffee featuring the original Caribou Blend recipe. Caribou’s Anniversary Blend, commemorative ceramic mug and stainless steel tumbler will be available for purchase in stores and online through January. Caribou has locations in Apple Valley, Burnsville, Eagan, Lakeville and Rosemount.

Business Briefs Pet food stores donate to food shelf Chuck & Don’s Pet Food Outlet’s second annual Grateful & Giving Back event on Black Friday took in 70 pounds of donations for Second Harvest Heartland from the Eagan store and 52 pounds from the Lakeville location. Chuck & Don’s donated 1 pound of pet food to Second Harvest for every guest who visited that morning, and two pounds of pet food for every shopper who attended the event with their pet.

Business Briefs

Lakeville releases November building report Lakeville issued building permits with a total valuation of $112,769,568 through November 2012. This compares to a total valuation of $75,582,704 through November 2011. The city issued commercial and industrial permits with a total valuation of $9,815,500 through November of this year compared to a total valuation of $9,097,000 during the same period in 2011. Lakeville has also issued permits for 237 single-family homes through November 2012 with a total valuation of $70,177,000. This compares to 110 single-family home permits through November of 2011 with a total valuation of $34,050,000.

Business Briefs

Interviewing skills to be addressed at job group Michael Monroe Kiefer will present “Advanced Interviewing Skills That Get You Hired!” at the 7:30 a.m. Tuesday, Dec. 18, meeting of Easter Job Transitions Group at Easter Lutheran Church, 4200 Pilot Knob Road, Eagan. For more information, contact Denise at denise.p.sjoberg@ gmail.com. Construction nearly done at National Polymers Construction is nearly complete on a 1,306-square-foot office addition and a 31,388-square-foot warehouse addition for Lakeville-based National Polymers. The company will have a building totaling 103,123 square feet when the project is completed.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc. com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

December 13, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Newspaper group bolsters political coverage team by Howard Lestrud

ECM Publishers Political Editor

Abraham Lincoln is alive and well. It seems this is true, seeing the many books, periodicals, television specials and movie productions that are before us. In my new assignment as political editor for ECM Publishers, I just might try to gain an interview with America’s 16th president. I haven’t seen the movie yet but in a future column, I plan to visit about it. I watched the trailer video and that’s enough to get your history-loving corpuscles hopping and jumping. This leads me to share my excitement for my new assignment. This is another chapter in my 50-plus years newspaper career. I entered semi-retirement nearly two years ago, still carrying out some of my duties dedicated to ECM’s website HometownSource and to the ECM Editorial Board. I am now shifting away from HometownSource. I will continue leading a conference call once a week with the editors of ECM Publishers. I hope to continue serving on the ECM Editorial Board and now will work side by side at times with ECM Publishers’ capitol reporter, Tim Budig. Our mission will be to continue providing news stories on the happenings at the Capitol, happenings that accent the local impact of state government. Our ECM Capitol coverage has the potential of reaching over 650,000 households. I have worked with Tim in previous years, more as a sounding board for his assignments. Now, we will work together in bringing political impact to the

Political Tidbits Howard Lestrud

newspapers and online publications you read. Government has always intrigued me from a historical standpoint. Working with Tim, I have witnessed history as it happens through his pen and camera lens. Together, we covered the 2008 Republican National Convention in St. Paul. I now plan on utilizing those same tools to bring topics forward that appeal to our readers. This new commitment by ECM Publishers to provide more well-rounded government news coverage will see a partnership, too, with MinnPost in providing coverage of our Minnesota delegation in the U.S. Congress, our two U.S. senators and eight U.S. representatives. MinnPost has had Devin Henry in Washington covering national politics and the Minnesota congressional delegation for MinnPost since May 2011. Before his Washington assignment, Henry was editor in chief of the Minnesota Daily, the student newspaper at the University of Minnesota. He’s previously done internships with the St. Paul Pioneer Press and the Minneapolis-St. Paul Business Journal. A native of Minnesota, Henry often travels home to cover the congressional delegation back in the state, including two month-long trips before November’s election. Henry grew up in Shakopee and graduated from the U in

2011 with degrees in journalism and political science. A strong cog in our government news reporting team is Tim Budig, known as T.W. Budig in his byline. He started at the Capitol in the last months of the Carlson Administration, so that would have been the latter part of 1997 – wow, that’s a long time ago, just like 50 years ago for me. Budig has been in the newspaper business more than 20 years. His first job was on a community newspaper in Circle Pines, though he had done some freelance work prior to that. Budig has been connected to many of the newsmakers at the Capitol since he started his Capitol reporter assignment in late 1997. “One thing I like about the Capitol is that the place is greater than the people in it,” he says. “That is, while people come and go, the larger ideals outlast everybody, which is the way it’s suppose to be. It’s both stirring and humbling.” Some of the most challenging stories he’s dealt with are the ones that go on and on and on. The Vikings stadium story was one. The years of debate over the Northstar Commuter Rail Line was another. In looking ahead to what might be on the state government burners, I also take a moment to look back at my involvement with being a political observer/reporter. As a young editor of my college newspaper in Austin, Minn., I vividly remember doing a page layout on the assassination of President John F. Kennedy. During JFK’s campaign, I visited a local campaign office and still proudly cling to a Kennedy for President

District 196, other school leaders describe education priorities by Joe Nathan

DAKOTA COUNTY TRIBUNE

What should the top educational priority be for Congress and the Obama Administration? Twenty-seven Minnesota education leaders recently responded when I asked them. Their recommendations fell into several major areas, some general, and some specific. Jane Berenz, School District 196 superintendent, urged the president to: “Create an invironment that honors and elevates the profession of teaching by investing in and supporting professionals who are in fromt of children every day.” Dennis Carlson, Anoka-Hennepin superintendent, spoke for many, including Eden Prairie Superintendent Curt Tryggestad, when he wrote, “We need a bipartisan approach to address Special Education funding. The Anoka-Hennepin school district is now subsidizing special education services to students using $31 million annually from our general fund. We support wholeheartedly the services to our special education students but it should not come as a cost to our other students. State and federal mandates should be adequately funded or the statute intent is not genuine.” According to the non-partisan publication Education Week, Congress promised to pay approximately 40 percent of the cost of special education when the initial federal

Tribune Columnist Joe Nathan

law was passed in 1975. But current federal spending is about 16 percent of the costs. Providing 40 percent would involve going from about $11.5 billion to about $35.3 billion. Legislation that would do this by 2021 was introduced earlier this year, but it did not pass. Tom Dooher, president of Education Minnesota, agreed and added to these priorities. “My top priority for the next president is to stop treating federal education policy like a political football and bring some stability to our schools,” he said. “That starts with closing the Pell Grant shortfall once and for all, actually honoring the federal government’s promise to pay for special education in the states and replacing No Child Left Behind with a new law that creates sensible accountability while preserving flexibility at the state and local levels.” Jason Ulbrich, executive director of Eagle Ridge Charter, Eden Prairie wrote “My number one priority in education for the next president … is to encourage high performing schools to share best practices

and reproduce. This would include providing promised funding on time and to give flexibility in utilizing federal monies.” Finally, many leaders agreed with Cam Hedlund of the Lakes International Charter in Forest Lake. He wrote: “Please move away from standardized test scores as the sole measure of a school’s success. Please insist that states measure school success by how well educators meet the needs of the whole child, by how well they help students become well-rounded world citizens, by how well they help students maintain physical and emotional well-being and balance and by how much students come to love learning and maintain a sense of inquiry throughout their lives.” Our taxes have paid for development of new assessments that are supposed to give a broader, more complete view of student progress. Standardized tests measure some, but not all important things we want students to learn. It may be naïve to think that Congress and the president will agree on most, or even all of these suggestions. But I think it’s a good list. I hope legislators listen to and learn from these folks. Joe Nathan received awards from parent, professional and student groups for his work. Reactions welcome, joe@centerforschoolchange. org. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

campaign pin. One of my biggest assignments early in my newspaper career at The Evening Tribune in Albert Lea was covering Richard Nixon’s presidential campaign stop in Rochester, one week before the 1968 election. With proper credentials I had the opportunity to photograph Nixon from about 10 feet away. I even snapped a photo of him doing is famous Victory hands salute. Those photos from that appearance nearly covered the front page of that day’s newspaper. It was a real rush for a young reporter. I also earned a tongue lashing from a Boston Globe photographer for having my right elbow too high in the air, shielding his view. Oh well, I learned. Sitting at my Evening Tribune desk one day in my days as a cub reporter, I was nudged by an extended hand. The introduction came next: “Hello, I’m Eugene McCarthy.” I have had the opportunity to have covered events including these presidents: Jimmy Carter, Bill Clinton, George W. Bush and Barack Obama. I’ve also interviewed the following Minnesota governors: Elmer L. Andersen, Harold LeVander, Wendell Anderson, Al Quie, Arne Carlson, Jesse Ventura, Tim Pawlenty and Mark Dayton. Agreed, other journalists have covered more presidents and governors but these opportunities help me appreciate current events. Via this column and news stories, I plan to provide political news of interest. If you have a political question or have a story idea, send it my way: howard.lestrud@ecm-inc. com.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 13, 2012

JOBZ has supporters, detractors by T.W. Budig

Dakota County Tribune

The Job Opportunity Building Zones 2011 annual report shows the initiative’s apparent success, but uneasiness about the program remains. Republican Gov. Tim Pawlenty’s signature rural economic development initiative, JOBZ was envisioned as kickstarting business development in distressed areas of Greater Minnesota by offering a menu of tax incentives for businesses willing to expand or locate in select locations outside of the metro. In exchange, businesses agreed to create jobs and offer specific wages to their employees. Empowerment zones predate the creation of JOBZ, the idea having been tried in other states and used in Minnesota for decades in cities along the state’s western border in honing their competitiveness against neighboring North Dakota, according to a Legislative Auditor’s 2008 JOBZ report. The Department of Employment and Economic Development, which oversees the JOBZ program, in its 2011 annual report credits JOBZ with creating more than 7,100 jobs paying an average wage of $17.36 an hour. JOBZ is credited with sparking, either directly or indirectly, an additional 21,600 jobs with an annual yearly wage of $38,000. Against this, the program Adventure from Page 1A

A post office addition went up in the early 1900s, David said. Entrepreneur Martin Kuhar bought the building in about 1920 and turned it into a bakery, David said. The bakery was later sold to Nick Sanger, who turned it over to son Bob in 1960. The Van Engens inspected the building and sent a couple of contractors to do the same. They initiated the purchase in September, Michelle said. “And it was such a low price that it offset some of the risk,” David said. “If you bought a building like this in the Twin Cities, it would cost a million, two million dollars.” Bob Sanger and members of his extended family lived in part of the building, which encompasses more than 6,000 square feet and whose high ceilings have the Van Engens dreaming of a pair of loft-style apartments on the second floor. “That’s in the future, though,” David said last Friday from Lamberton, where he was stripping linoleum glue from the 120-year-old

Recent report says Pawlenty program has created 7,100 jobs

costs in 2010 represented an estimated $26 million in state tax expenditures and about $14 million in property tax exemptions. The business tax incentives expire at the end of 12-year JOBZ program in 2015. At the time of the state auditor’s 2008 JOBZ report some 300 business subsidy agreements worth about $45 million in tax breaks had been signed. The report credited the program as having “some value” as an economic development tool, but criticized it for a lack of focus, granting tax breaks to businesses likely to expand in Greater Minnesota anyway and subsidizing some businesses that competed against others for the same customers among other reasons. Former State Auditor Pat Anderson never supported her fellow Eagan resident’s program, arguing it would distort the marketplace and having the state pick winners and losers. Minnesota Chamber of Commerce President David Olson and Minnesota Business Partnership Executive Director Charlie Weaver both express uneasiness with the perceived idea of the state reaching into the marketplace. Still, some businesses would like to see a JOBZ-style incentive program introduced into the metro, Olson said. “We’re trying to figure that out as we speak,” he said of

chamber’s position toward tax incentive programs. Business can be scared away from the state, regardless of tax incentives, if taxes are too high, Olson said. Weaver views tax incentive programs as having a role in economic development. “It’s kind of like stadium funding — nobody likes it,” Weaver said. Yet, can the state afford to adopt a purist attitude when neighboring states, such as Wisconsin and Iowa, actively compete to lure business to their side of the border, Weaver argues. “Every arrow in the quiver helps,” Weaver said. Senate Majority Leaderdesignate Tom Bakk, DFLCook, authored JOBZ legislation and wrestled with it as Senate Tax Committee Chairman, he explained. “I was hopeful,” said Bakk when starting out. Bakk now gives a coolish appraisal. The idea behind JOBZ, Bakk explained, was to have a program targeted to economically distressed areas of Greater Minnesota. “That’s not what happened with it,” Bakk explained, questioning whether windowmaker Andersen Corporation’s JOBZ eased a move to North Branch or Polaris Industries testing center in Wyoming fulfils the original intention of the legislation. Bakk tried to screw-down the geographic parameters of

JOBZ in the 2007 tax bill, basing eligibility on county population dynamics. But for other reasons, Pawlenty vetoed the bill, he said. “In a few little pockets it worked,” Bakk said. Bakk is not faulting anyone. “At least we tried something,” he said. Instead of focusing on tax incentives, the wiser approach to economic development could be a focus on infrastructure and workforce education, Bakk suggested. “I think that’s what I learned from it,” Bakk said.

wooden floor on the first level. “Right now the emphasis is getting the business going. My wife and I have been spending the last three months just cleaning the building. Bob was a bit of a collector, and he never threw anything away. There’s just an enormous amount of history that we’ve been unearthing. We have found relics that date back to 1870.” The larger of the relics include old boilers, a wood burner and a rotary oven that could bake several dozen loaves of bread at a time. The behemoth was assembled and welded together on site in 1951. “I actually dislocated my shoulder doing it, but we finally have that monster taken apart,” David said. Some of the relics will stay. “There are a number of large cabinets that are beautiful,” David said. “The old soda fountain, including the soda fountain stools, are going to be refurbished and installed elsewhere. We will still have an old soda fountain.” An Iraq War veteran who works long three-day shifts as an emergency technician

at Park Nicollet Hospital in St. Louis Park, David spends much of his spare time back in Lamberton, toiling over his building. Michelle said she makes the two-and-a-half-hour trip at least two weekends a month to work on the project. The couple moved from Golden Valley to Burnsville about a year ago to be closer to her job as an electronic communications and marketing specialist for CaringBridge, an Eagan-based nonprofit. “My wife and I possess a large number of skill sets ourselves,” David said. “We’re willing to do the hard work. And we have been doing the dirty work to get things done. ... By laying the groundwork, we cut our cost in half of what it takes to resurrect a building this size. It’s quite daunting.” Financing building upgrades and the business startup remains a challenge, he said. “The banks, and I won’t name specific banks, have been pretty difficult to work with,” David said. “In doing our due diligence for this business, we’ve gone through

the appropriate resources.” If necessary, next summer’s planned opening could be extended. “For us,” David said, “failure is not an option, but it is something we’re prepared for. It all comes down to the banks.” The couple is planning a cheery, hometown-style cafe in the front of the building, a more modern coffee shop in the middle and the music club and event center in the back, which has exposedbrick walls. “We want to open it up to everybody,” David said. Lamberton could use such a place right now. A cafe recently closed, Michelle noted. Perhaps the best thing the Van Engens have going for them is the townspeople’s encouragement. “The response has been absolutely ecstatic,” David said. “Everyone is very much looking forward to it. It’s been difficult to get work done because everyone is constantly dropping in to say hi.”

New views

House Speaker-designate Paul Thissen, DFL-Minneapolis, indicated House Democrats will take a sharp, skeptical appraisal of JOBZ. But some argue the whole tax incentive as business bait approach ought to be tossed out. Former Federal Reserve Bank of Minneapolis official Art Rolnick, senior fellow at the Humphrey Institute at the University of Minnesota, has long opposed tax incentive zones. In general, offering tax incentives is a zero-sum game, he explained. “It’s a bidding war,” Rolnick said. States that place higher value on education funding, for instance, are forced to compete against other states that do not. Beyond this, financial in-

John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

stitutions, not government, are best judges of business worthiness in terms of financing. The tax incentive issue needs to addressed nationally, Rolnick explained. “You can’t just unilaterally withdraw,” Rolnick said of a given state backing away from offering tax incentives. More than 8,000 state and local economic development agencies nationwide compete to retain and attract businesses through the use of preferential taxes and subsidies, Rolnick said in testimony before Congress in 2007. According to a recent article in the New York Times, Minnesota spends at least $239 million per year on incentive programs – about $45 per capita. Dayton Administration officials indicated Democratic Gov. Mark Dayton views the use of tax incentives as constructive. The governor heard a lot about JOBZ this fall in listening sessions in Greater Minnesota, said Dayton Press Secretary Katharine Tinucci in an email. “There are certainly aspects of the program that are valuable and the governor is interested in finding a way to continue providing valuable incentives to companies across the state,” she said. DEED Commissioner Katie Clark offered the same sentiments. “I know he (Dayton) was hearing from developers across

the state that it’s a very important program for them. And I think he also heard there are some challenges as well,” Clark said. She plans to travel state in upcoming months to ask business people and developers how DEED is doing. “Ultimately, we’ll be taking all that feedback back,” Clark said. “I don’t think the discussion will be around whether we keep it ( JOBZ) or discard it. I think the discussion will be how do we tweak or refine the program to be as effective as it can be,” she said. Outgoing House Tax Committee Chairman Greg Davids, R-Preston, views JOBZ as useful and argues it should be renewed. Coalition of Greater Minnesota Cities President and City of Cloquet Mayor Bruce Ahlgren said the shortness of the time left in the program has dulled it as an economic development tool. Tax increment financing is a more useful tool at this point, he explained. “It’s in our toolbox,” Ahlgren said. And yes, there are concerns about cities grabbing businesses away from other cities, negative impacts on school districts and other concerns. “Nothing is perfect,” Ahlgren said. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

Pizza Ranch opens in Apple Valley Pizza Ranch is open for business in Apple Valley. The popular Iowa-based pizza chain opened its newest location Monday at the northeast corner of Pilot Knob Road and 157th Street in the city’s Cobblestone Lake neighborhood. The 7,000-square-foot restaurant seats approximately 250 people in a dining area with decor that mimics the Old West. It offers dine-in, carry-out and delivery, as well as gluten-free menu options. The new restaurant is the first free-standing Pizza Ranch in the metro area. Pizza Ranch also has strip mall locations in Lakeville and Champlin. The Apple Valley restaurant will employ approximately 110 people in part-time positions, according to Pizza Ranch. A “fast casual” restaurant chain founded in 1981, Pizza Ranch has about 170 restaurants in nine states, mostly in the Midwest. In addition to pizza, its menu offers chicken, a salad bar and a pizza-and-chicken buffet. More about the restaurant is at www.pizzaranch. com. —Andrew Miller

December 13, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Woman who stole from employer avoids prison

A Burnsville woman pleaded guilty last Monday to six counts of theft by swindle and one count of theft (wrongfully obtaining public assistance) for stealing more than $183,000 from her former employer, an Eagan freight-shipping company. Laura Michelle Schwartz, 37, was sentenced to 60 days on electronic home monitoring, 20 days of sentence to serve and 20 years of probation. Judge David Knutson stayed a 51-month prison sentence and ordered Schwartz to pay restitution of $224,190. She was accused of initiating 182 fraudulent transactions from June 2007 to January 2012 that funneled funds from her employer, Network FOB, to her personal bank accounts. The company, which was located in Eagan until October 2011 and has moved to Florida, contracts with truckers and trucking companies to provide freight shipments for its clients. “We are pleased to have convicted Ms. Schwartz for the commission of these significant financial crimes,” Dakota County Attorney James Backstrom said. Schwartz started as a clerical support worker at the company and worked in the Eagan office until 2005, when she was allowed to

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work at home, according to the criminal complaint. Her duties included billing and collecting from clients, bank reconciliations and basic bookkeeping. A recent company audit revealed suspicious transactions linked to an employee with Schwartz’s password, according to the complaint. The company discovered that invoices from old reconciled and closed accounts were being reopened and paid years later, the complaint said. Company records showed that the employee reopened closed accounts numerous times by altering vendor codes. Payments to carriers were arranged to be paid via check or electronically. But many of the checks issued were sent to addresses that didn’t belong to the carriers whose names were on the checks. And the electronic payments were routed to two bank accounts belonging to Schwartz, the complaint said. Burnsville police determined that from June 2007 to January 2012, about 82 checks and 100 electronic payments wound up in Schwartz’s accounts. She allegedly used the money to pay for personal items such as utilities, legal fees, child care, children’s athletics, schools, automotive services and health care. — John Gessner

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Calendar To submit an item for the Calendar, email it to darcy.odden@ecm-inc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Dec. 13, 11:30 a.m. to 1 p.m., A Healthy & Fit Minnesota – Roundtable Discussion, Fireside Restaurant, Mendakota Country Club, 2075 Mendakota Drive, Mendota Heights. Cost: $20. Information: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com. • Thursday, Dec. 13, 4 p.m., ribbon cutting at Rosemount’s Front Porch, The Steeple Center, 13885 S. Robert Trail, Rosemount. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Friday, Dec. 14, 11:30 a.m., Workforce Investment Board Legislative and Employer Awards, Eagan Community Center, 1501 Central Parkway, Eagan. • Wednesday, Dec. 19, 7:30 to 9 a.m., Business Owner’s Roundtable, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Information: Kelly Schaefbauer at kschaefbauer@danburyit.com. Apple Valley Chamber of Commerce events: • Thursday, Dec. 13, 5 to 7 p.m., Chamber Business After Hours, American Bank, 14295 Cedar Ave., Apple Valley. River Heights Chamber of Commerce events: • Thursday, Dec. 13, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the District offices. Information: Chaz Kleinsteuber at chaz@riverheights.com. • Thursday, Dec. 13, 5 to 6:30 p.m., Holiday Business Card Exchange by Langer Real Estate Services, Blvd Bar & Grille, 433 E. Mendota Road, West St. Paul. Information: Chaz Kleinsteuber at chaz@ riverheights.com. • Tuesday, Dec. 18, 4:45 to 5:45 p.m., Member Ally Group, location to be determined. Information: Chaz Kleinsteuber at chaz@riverheights.com. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are

welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:15-9:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www.NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. The group is based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 8981777. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 298-

3487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Eagan Community Center, 1501 Central Parkway Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome. For more information, contact Jay Taylor at (651) 688-3100, jay.taylor@hitechmn.com. Find the chapter’s website at bnimn. com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 6554339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

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Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. The S.T.A.R. (South Twin Cities Area Referral) Net working Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit w w w. m e e t u p . c o m / w o m e n s business-exchange-eagan.  Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 9948392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 9948392 or meetup.com/riseandshine networking group. Referrals from the Heartland Networking Group meets 7:30 to 9:00 a.m. Tuesdays at: Heartland Credit Union, 5500 S. Robert Trail, Inver Grove Heights. Information: Sherry Buckley at Sherry@SherryBuckley4U.com.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 13, 2012

Lifeworks opens Apple Valley $3.3 million facility serves adults with disabilities

by Andrew Miller

DAKOTA COUNTY TRIBUNE

The pumpkins are long gone and Lifeworks Services clients and staff are settling into their digs. Lifeworks, an Eaganbased nonprofit that provides enrichment programs and employment opportunities for adults with disabilities, held an open house last Tuesday to celebrate the opening of its new Apple Valley facility. Built on the site of what was once a pumpkin patch at Upper 147th Street and Johnny Cake Ridge Road, the $3.3 million building features overhead wheelchair lifts, a fitness center and a space dedicated to those

with autism, among other amenities. “We feel like this is the premier facility of its kind in the state and our clients and families love it,” said Judy Lysne, Lifeworks president and CEO. Lifeworks also operates centers in Bloomington, Brooklyn Park, Eagan, Hastings, Minneapolis, Mankato and St. Paul. The new Apple Valley center replaces a center in Burnsville and is twice the size of that site. It will serve 120 people. The nonprofit was founded in 1965 by a group of parents seeking more educational opportunities for their disabled children. By 1973, the organization

began offering opportunities for adults as the nation began to deinstitutionalize people with developmental disabilities. Lifeworks began to shift its focus entirely to adults in 1988 when public schools created special education programs. Today, Lifeworks provides services for 850 adults with disabilities across the Twin Cities. The new building in Apple Valley was designed by Lampert Architects and built by Mendota Heightsbased RJ Ryan Construction. More about the nonprofit is at www.lifeworks.org. Andrew Miller is at andrew. miller@ecm-inc.com.

Photo by Andrew Miller

Musical Syndrome, a music group made up of Lifeworks clients and staff, performed at the Dec. 4 open house for Lifeworks’ new Apple Valley facility.

Pull up a chair on Rosemount’s Front Porch Arts council to staff visitors bureau-style office in Steeple Center by Tad Johnson

DAKOTA COUNTY TRIBUNE

There are plenty of front porches in the city of Rosemount but only one aims to provide residents and visitors with all they need to know to shop and play in town. The Front Porch, a visitors bureau-style outpost, opened at the city-owned Rosemount Steeple Center last Tuesday as a way to spread the word about happenings in town and for the Rosemount Area Arts Council to fund programs and events that are held at the local venue. The council is responsible for scheduling volunteers to staff the site Tuesday through Thursday from 10 a.m. to 5 p.m. and on Fridays from 10 a.m. to 3 p.m., subject to private events taking priority. In exchange the city will provide the Steeple Center for arts council events for free. That can add up to big bucks for RAAC, which has paid $150 per each weeknight event and $350 per weekend booking. City Administrator Dwight Johnson called the council’s staffing commitment “ambitious” and “was surprised” with the number of hours it would be open. “They wanted to do more special events and we wanted more special events at the Steeple Cen-

ter,” Johnson said. “That’s what we bought it for.” The City Council and Port Authority were pitched the idea this spring and summer. As the concept gained momentum, members of the business community threw their support behind the project. “Once we started to talk about the concept, they readily saw the benefit of it,” said RAAC Member Jeanne Schwartz about the Rosemount Business Council’s reaction. Previous to the Front Porch, people looking for information about shopping or entertainment in Rosemount sometimes found their way to City Hall where there was a full-time receptionist. That longtime city employee and Rosemount resident was more than happy to provide information, but her retirement led to that position being eliminated. Five RAAC members have volunteered to take half-day shifts at the Front Porch, which has several brochures and guides related to area businesses and community groups. While that information aims to help visitors looking for shopping, dining or entertainment, the Front Porch also aims to be a place where residents can gather to share news, talk about what’s going on

in town and connect with others. “We always have a pot of coffee on,” said RAAC Member John Loch, a longtime area resident and retired pharmacist. “We are realistic that we will not have a lot of visitors,” Loch said. That is until word gets out that the Front Porch is open. On its first day, one visitor from out of town stopped by after seeing the “sandwich board” sign out front on Highway 3. The real boost will come in the near future when the Steeple Center senior housing and senior center is built next door. Just this week, the city entered into a preliminary development agreement with a company in an effort to have the building constructed. “Everything will start to change when that is open,” Loch said. RAAC members working at the site have been trained to give a short tour of the facility to those people who may want to rent it for a wedding, special event or other reason. Beyond that, they will be working the desk to answer questions about the community and stimulate conversation with local residents. “Everyone we have talked to has been very excited about it,” Loch said. One of the next steps

RAAC members are undertaking is sending a letter to businesses and community groups encouraging them to send brochures and other material that can be handed out. Schwartz said the group also hopes to standardize that information on postcard-sized designs, create a website and also a resource book. RAAC is also looking to have businesses sponsor the coffee and cookies served at the Front Porch. “Ultimately I see a very comfortable place where local residents can come in and talk,” Schwartz said. “It could be a drop-in for anyone to exchange news, make friends and do what you do on a front porch of old.” She said the more volunteers the merrier. The only requirement is they become members of RAAC – for a senior/student membership costs $15, an individual $30 and a family $45. The Front Porch, 13885 South Robert Trail, will have a ribbon-cutting ceremony at 4 p.m. Thursday, Dec. 13. More information about RAAC is at www. rosemountaac.org. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

Senior housing project advances City enters into preliminary agreement with Doran Development by Tad Johnson

DAKOTA COUNTY TRIBUNE

About a year after the city of Rosemount parted ways with another developer because it could not finance the proposed Steeple Center senior housing project, the City Council approved entering into a preliminary development agreement with Bloomington-based Doran Development LLC in anticipation of drafting a final development contract in the next 90 days. The move, which received unanimous council and Port Authority approval last Tuesday night, sets the stage for initial work to begin for the proposed 80- to 90-unit senior housing building and attached 5,000-square-foot senior center that would be built on the 1.6-acre area where St. Joseph Catholic School used to stand along with some residential homes. One of the stipulations of the agreement is that Doran satisfy a number of conditions that the city says would merit providing a public subsidy for the project. That subsidy would be selling the land to Doran for $1. Before that can happen, Doran would have to build a building with a value between $10 million and $15 million, not make an unreasonable profit, include 60 underground and 30 surface parking spaces, and show a 20-30 percent savings to the city by jointly constructing the private senior housing and public senior center among other items. Community Development Director Kim Lindquist said the agreement is more detailed than previous ones related to the housing development on the former Brockway Golf Course and downtown’s Waterford Commons because of wanting to ensure both parties’ expectations and show the public subsidy was appropriate. Lindquist said this is a long time in coming, but that the city is excited about moving forward with the project. The preliminary development agreement is nonbinding, allowing either party to not move forward with the final contract. Doran will start creating designs of the project this month in anticipation of showing them to the public during a meeting possibly in late January. The site between Highway 3 and Cameo Avenue has long been eyed for the senior development. It follows other development in the area in recent years including the construction of the Dakota County branch Robert Trail Library and the city’s purchase of the former St. Joseph Catholic Church and converting it to an arts and entertainment venue. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

December 13, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name. The Barbershop A Hair Salon for Men, 1308 Town Centre Drive, Eagan. Sushi 123, 895 Blue Gentian Road, Suite 6, Eagan. ServiceOne Companies Inc., 17160 Franchise Way, Farmington. Copper River Contracting Inc., 17160 Franchise Way, Farmington. Computer Consultants, 2235 Old County Road 34 Place, Burnsville. Janecky Plumbing and Heating, 720 Pontiac Place, Mendota Heights. Pelu Investments, 15100 Orchard Drive, Burnsville. Tenucifabrics Services, 15050 Cedar Ave., Suite 116-

120, Apple Valley. Ability I.T., 26835 Ipava Ave., Lakeville. ABT Global, 1230 Eagan Industrial Road, Suite 115, Eagan. Coordinated Business Systems Ltd. of Minnesota, 851 W. 128th St., Burnsville. Valley Gift Baskets, 14155 Ensley Court, Apple Valley. Midwest Regional Billing, 19950 Dodd Blvd., Suite 102, Lakeville. Gladstone Used Cars, 144 S. Concord Exchange, South St. Paul. Quality Consignment Sales, 2050 Mockingbird Ave., Shakopee. Expetec Technology Services, 4794 Beacon Hill Road, Eagan. Copperstown 2013, 8930 177th St. W., Lakeville. MacMillan Consulting, 1442 Wellington Way, Eagan. Estella Davis, 15529 Dunhill Lane, Apple Valley. Deering & Sons Auto Body,

1449 Concord St. S., South St. Paul. Drexel Appraisals Corporation, 18825 Iroquois Way, Lakeville. French Fantacy Maid Service, 13412 Bryant Ave. S., Burnsville. Schneider’s Farrier Service, 15649 Cornell Trail, Rosemount. DBG Strategic Advisors, 23190 Woodland Ridge Drive, Lakeville. AAA plus A, 3821 Ballantrae St., Eagan. Left Field Trading, 567 Hiawatha Ave., Mendota Heights. Adamo Interiors, 18208 Jacquard Path, Lakeville. Damrow Creative, 19706 Escort Trail, Farmington. Provision Associates, 1335 Corporate Center Curve, Suite 210, Eagan. 4Life, 3517 RiverWood Drive, Hastings. Twin Cities Women Entrepreneurs Magazine, 150 E. Travelers Trail, Suite A130,

Burnsville. Summit Group North America, 12548 Everest Trail, Apple Valley. Mi5 Fitness, 16320 Kenrick Loop, Lakeville. Hoang Auto Repair, 1308 W. Highway 13, Burnsville. Twin City Tilling, 4697 141st St. W., Apple Valley. NT Plumbing Heating & Air, 1806 E. Bluestone Drive, Eagan. Bloomington Lutheran Family Ministries, 9580 209th St. W., Lakeville. Jessica Wilson Photography, 13 Maple Island Road, Burnsville. Freedom Is Sweet Inc., 2422 E. 117th St., Suite 102, Burnsville. Hair Love, 3878 Mersey Way, Eagan. Kim Spa & Nails, 17717 Kenwood Trail, Lakeville. Tree Top Lighting, 14958 Overlook Drive, Savage. Nicole Vesper, 12950 Eagle Bluff Drive, Burnsville.

CB Painting & Fine Finishes, 1093 Wescott Road, Eagan. George Mojan Engineering, 285 Haskell St. E., West St. Paul. Gerlach Law Firm, 1320 S. Frontage Road, Suite 210, Hastings. Betz-Tek, 542 Stone Road, St. Paul. KB Transport, 17725 Glasgow Ave., Suite 235, Lakeville. Bouncing Caterpillar Design, 2215 Burma Lane, South St. Paul. Cycle Grill, 4301 Sunrise Road, Eagan. Concessions by BGA, 12730 Blanca Ave., Rosemount. Gajeski Vending, 2713 Westcliffe Drive, Burnsville. JT REO Consultants Inc., 17925 Fulda Trail, Lakeville. Loud Mouth Studios, 15470 Darjeeling Path, Rosemount. Positive Solutions, 18663 Jasmine, Lakeville. A G Construction & Remodeling, 16398 Gannon Ave. W., Rosemount.

JAMS, 11325 172nd St. W., Lakeville. HaveFunBiking.com, 12753 Ethelton Way, Apple Valley. Impress Nails, 3800 150th St. W., Rosemount. Cruisin Cuisine, 1626 Tierney Drive, Hastings. Pamper Nails, 3390 Coachman Road, Suite 206, Eagan. Q & A Barber and Beauty Shop, 62 Riverwoods Lane, Burnsville. Salvaged with Style, 2119 Patricia St., Mendota Heights. Ntelithings, 4471 W. 150th St., Savage. Powerhouse Productions, 709 Sixth St., Farmington. Resourceful Consulting Services, 500 E. Travelers Trail, Burnsville. Belle Ruj Boutique, 1340 Duckwood Drive, Suite 10, Eagan. Lakeville Nurtishop LLC, 9265 207th St. W., Lakeville. Senior Support Services of St. Paul, 2110 Second St. S., South St. Paul.

Dakota County Business Contacts

Apple Valley Chamber of Commerce

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Burnsville Chamber of Commerce

Burnsville Convention & Visitors Bureau

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau

Dakota County Regional Chamber of Commerce

Eagan Convention and Visitors Bureau

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

River Heights Chamber of Commerce

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 25544: 5900 148th Street W, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on January 3rd, 2013 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

Notice is hereby given that on January 18, 2013 at 11:00AM at Acorn Mini Storage, 2935 Lexington Ave. S., city of Eagan, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by:

440 - Harper, Jessica 3242832

Unit #454B Bradford Vanhaveren Sports equip., bicycles, luggage, furniture, boxes of unknown content #4678920 3233355 12/6-12/13/12

12/13-12/20/12

PUBLIC NOTICE

Unit #214 Nathaniel Lane Tool roller cabinet, snowblower, computer equip., tools, luggage, BBQ grill, furniture, boxes of unknown content #4678921

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 20296: 15075 Foliage Ave, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on January 3rd, 2013 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

ary 18, 2013 at 10:00AM at Acorn Mini Storage, 5000 Babcock Trail, city of Inver Grove Heights, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by:

309 - Long, Nanette C 324 - DAVIDSON, DONNA 519 - Beaulieu, Kalyn 3242818 12/13-12/20/12

Unit #879 Brandy Roth Stereo equip., computer equip., BBQ grill, aquarium, furniture, boxes of unknown content #4678917

PUBLIC NOTICE

Unit #4401 Barbara Artz Computer equip., furniture, boxes of unknown content #4678916 3233629 12/6-12/13/12

SUPPLEMENTAL ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-4557 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, a United States corporation, in Relation to Certificate of Title No. 102003 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Thirty-three (33), Block One (1), in Oak Leaf Plat Two, according to the recorded plat thereof. TO: WILLIAM SCOTT; RICHARD SCOTT; CARMEN SCOTT; U.S. BANK NATIONAL ASSOCIATION ND; OAK LEAF WEST HOMEOWNERS ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of January, 2013, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 102003 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, a United States corporation, subject to the memorials of Document Nos. 466846 and 692025 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 697459, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served; a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/3/12 BY THE COURT: Timothy D. Wermager Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 3239311 12/13-12/20/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at E a g a n 2 5 5 4 8 : 3735 Sibley Memorial Hwy, Eagan, MN 55122. Notice is hereby given that the undersigned will sell at public auction on January 2nd, 2013 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

Notice to Creditors and Claimants Brass Monkey, LLC Brass Monkey, LLC (“the LLC”) has dissolved and is in the process of winding up its affairs. The LLC has filed with the MN Secretary of State a notice of dissolution, which was filed on December 10, 2012. Written claims against the LLC must be presented to: Brass Monkey, LLC, 3861 Gold Point Unit A, Eagan, MN 55122. All claims must be received by March 13, 2013. 3244370 12/13/12-1/3/13P

440 - Harper, Jessica 164 - Peterson, Mark 245 - Waheed, Janice 255 - Powell, Keena 3242645

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 34104: 2000 Old County Rd, 34th Pl, Burnsville, MN 55337. Notice is hereby given that the undersigned will sell at public auction on January 2nd, 2013 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

12/13-12/20/12

PUBLIC NOTICE PUBLIC NOTICE Notice is hereby given that on Janu-

Unit #806 Cheryl Brown Vehicle #4678919

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Rosemount 25552: 15854 Chippendale Ave W, Rosemount, MN 55068. Notice is hereby given that the undersigned will sell at public auction on January 3rd, 2013 at 2:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

1315 - Brendalen, Courtney 3101 - Lindsey, Sheena 3113 - Favors, Jacqueline 3122 - Aviles, Nelson 7322 - Hesser, Christian 3242856 12/13-12/20/12

PUBLIC NOTICE PUBLIC NOTICE PS Orangeco, Inc and/or Shurgard

TRS, Inc will conduct sale(s) at Public Storage located at West St. Paul 25559: 415 Marie Ave. E, West St. Paul, MN 55118. Notice is hereby given that the undersigned will sell at public auction on January 2, 2013 at 9:30 AM personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: Seewalker, Stephanie -1085; Nestaval-Blanks, Jamie - 1091; Owen, Arthur - 2014; JUDKINS, ALICE - 3006; REISDORF, MARK - 3047; Allen, Patricia - 3076; HENDERSON, KONSTANCE - 3078; S c h n e i d e r , D a n - 3 1 0 8 ; GROTTO, LINDA - 3116; Curry, Margaret - 4068; Porter, Anita - 4073; Omlie, Matthew - 4094; Vasquez, Maurice 4100; Montanez, Fernando - 4148; Mikacevich, Lori - 4154; Brownlee, Jesse - 5025; linn, Daniel - 5032; Shervonne, Perry - 5071; Lindsey, Kaiisha 5087 3243178 12/13-12/20/12

PUBLIC NOTICE ALLSTATE SELF STORAGE 12001 SOUTH HWY 35W BURNSVILLE, MN 55337 952-894-4944 PUBLIC SALE December 15th, 2012 1:00 P.M. 95 5x15 JOY AGBARA AMOUNT OWED $260 MISC BOXES, SUITCASES E459 5x10 SERRIN ANDREAS AMOUNT OWED $300 BIKES F492 5x10 JAMES DUFFY AMOUNT OWED $290 HH ITEMS, BOXES F543 5x10 LOREN HALL AMOUNT OWED $388 MISC BOXES C640 5x8 JIMMY TORRENCE AMOUNT OWED $213 HH ITEMS C652 5x8 BRITNEY BAILEY AMOUNT OWED $212 HH ITEMS G775 10x10 JODI STROM G1161 5x12 JODI STROM AMOUNT OWED $678 HH ITEMS, BOXES H812 10x10 AARON HOIDAHL AMOUNT OWED $500 FURNITURE, BOXES I861 5x5 THOMAS STEERS AMOUNT OWED $175 MISC BINS I920 5x10 NEAL ROSENLUND AMOUNT OWED $224 FURNITURE I955 5x10 BRENTON ZITKA AMOUNT OWED $370 MISC BOXES & BAGS L1391 4x4 BRITTANY SMITH AMOUNT OWED $234 KIDS ITEMS 3235458 12/6-12/13/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 08302: 7233 155th St West, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on January 3rd, 2013 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

1004 - williams, Tirie 3019 - NELSON, JESSIE 3122 - HURTGEN, CHRISTINA 5008 - CLERK, KEANNA 5201 - MCWRIGHT, ERIC 6546 - KOPPI, CAROL 3242650 12/13-12/20/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-749 Estate of Thomas A. LaNasa, Decedent It is Ordered and Notice is given that on January 10, 2013, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated 1/7/1995, and for the appointment of Joseph F. LaNasa, whose address is 258 Shamrock Lane, Mahtomedi, MN 55110 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/3/12 BY THE COURT Arlene Perkkio Judge of District Court (COURT SEAL) Attorney for Personal Representative John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118 Attorney License No: 0110929 Telephone: 651-451-9696 FAX: 651-451-9786 Email: john.trojack@trojacklaw.com 3237394 12/6-12/13/12

PUBLIC NOTICE

B013 - Weichman, Lisa B016 - Scott, Devin C053 - Brown, Dionna C061 - Sterry, Autumn C132 - Edlund, Dana C135 - Godinez Chavez, Jesus D030 - Hoiland, Doug E008 - Zulauf, Eleanor E033 - Baumgard, Tracy E050 - Velazquez Flores, Paula E122 - Clausen, Roger 3242628 12/13-12/20/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 08304: 14250 Burnsville Parkway W, Burnsville, MN 55306. Notice is hereby given that the undersigned will sell at public auction on January 2nd, 2013 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 1005 - Benson, Lisa 1007 - DeRemer, David 1009 - Dicresce, Ryan 1022 - JOHNSON, CHRISTINE 2022 - Folkers, Michael 2026 - Ohlsen, Jerod 2036 - Hantelmann, Michael 4112 - Sykora, Tom 4134 - Norton, James 4230 - Hasler, Kerri 4488 - Hawkins, Andre 4651 - Dowdell, Nicole 4723 - Clement, Keith 3242635 12/13-12/20/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-751 In Re: Estate of Pauline M. LaBarre, also known as Pauline Serpico, Decedent. It is Ordered and Notice is given that on January 10, 2013 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of James R. LaBarre, whose address is 7333 Clay Ave E, Inver Grove Heights, Minnesota 55076, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 12-4-12 BY THE COURT Arlene Perkkio Judge of District Court David J Raymond (MN# 221818) Raymond Law Offices PA 5838 Blackshire Path Inver Grove Heights Minnesota 55076 Telephone: (651) 455-3100 Facsimile: (651) 455-4811 3240327 12/13-12/20/12

SMALL CLAIMS STATE OF WISCONSIN MILWAUKEE COUNTY CIRCUIT COURT-CIVIL DIVISION CASE NO.: 12SC036390 Joseph P. Lindstrom, Defendant 15300 Greenhaven Lane #223; Burnsville, MN 55306 You are being sued by Chalet at the River, LLC in the small claims court for Milwaukee County, Wisconsin, Room 400 of the Milwaukee County Courthouse, 901 N. 9th Street, Milwaukee, WI 53233. A hearing will be held at 8:30 o’clock (a.m.) on January 10, 2013. If you do not appear a judgment may be given to the person suing you. (A copy of the claim has been mailed to you at the address above.) Dated this 5th day of December, 2012. Mark A. Pumpian Plaintiff’s Attorney or Plaintiff 10224 N. Port Washington Road, Mequon, WI 53092 3239686 12/13/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-10-3981 Case Type: Domestic Abuse In the Matter of: Natalie Hawley, Petitioner vs. Johnny Forbes, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave, AV MN 55124 on 1/2/13 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 12/6/12 Kelly Dougherty Deputy 3243245 12/13/12

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for the Exterior Renovations for (15) public housing town home units at 14631-14659 Glazier Ave. Apple Valley, MN. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 10:00 AM, December 28, 2012. At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. Bid results will be furnished to those that bid the project. Project specifications, bid forms, contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn:Vince Markell The project manual will be available upon request (on) after December 13, 2012. A brief description of the work-remove existing & replace with new: roofing, exterior siding/trim, garage doors, exterior lighting, gutters, and gutter covers at all (15) public housing units. There is also some concrete and landscape work that will be completed in the spring of 2013. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 3237271 12/6-12/13/12

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-12-1822 Case Type: Name Change In the Matter of the Application of: Jaclyn Rose Fries On Behalf of: Alexis Marie Jones For a Change of Name to: Alexis Marie Fries TO: Curtis Dean Jones An Application for Name Change has been filed by Jaclyn Rose Fries for a change of name for the minor child(ren) Alexis Marie Jones to Alexis Marie Fries. A hearing on this Application will be held at 1 W. Mendota Rd #140, West St Paul, MN 55118 on January 16, 2013, at 9:00 a.m. You may obtain a copy of the Application for Name Change from Any Dakota County Court House. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child (ren) may be granted. Dated: Nov. 19th, 2012 Carolyn M. Renn Court Administrator By: Kelly L. Deputy 3230980 12/6-12/20/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Amy Ryan Consulting 2. Principal Place of Business: 3513 Birchpond Road, Eagan, MN 55122 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. amy m ryan, 3513 Birchpond Road, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 06/03/2012 amy m ryan 3236357 12/6-12/13/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-709 In Re: Estate of JAMES E. KRATTENMAKER, Decedent. Neva D. Krattenmaker has filed a Petition for Determination of Descent. It is Ordered that on December 11, 2012, at 9:00 A.M., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 11/8/12 BY THE COURT Patrice Sutherland Judge of District Court Kathryn T. Raidt Attorney at Law MN# 161068 6950 France Ave S #109 Telephone: 952-926-2288 Facsimile: 952-926-9944 3241479 12/13-12/20/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Fairytale Cleaning Service 2. Principal Place of Business: 13000 Circle Drive, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Stacy D Hansen, 13000 Circle Dr, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/1/12 Stacy Hansen 3233671 12/6-12/13/12P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Kilzer Piano Studio 2. Principal Place of Business: 5707 138th Street Ct, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jill R Kilzer, 5707 138th Street Ct, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/3/12 Jill R Kilzer 3236619 12/6-12/13/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: PerfectSense 2. Principal Place of Business: 1355 Mendota Heights Road #130, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Northport Engineering, Inc., 1355 Mendota Heights Road #130, Mendota Heights, MN 55120 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-5-2012 Cary L. Klingner, President 3242874 12/13-12/20/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: the deck store 2. Principal Place of Business: 6900 W 151 Street, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. The Deck & Door Company, 11632 Akron Ave, Inver Grove Heights, MN 55077 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/17/2012 Robert Michael Heidenreich 3239838 12/13-12/20/12P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Love God. Love People. Period. 2. Principal Place of Business: 18016 Judicial Way S, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Steven A Knutson, 18016 Judicial Way S, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/26/2012 Steven A Knutson 3233726 12/6-12/13/12P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: NexLight 2. Principal Place of Business: 1355 Mendota Heights Road #130, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Northport Engineering, Inc., 1355 Mendota Heights Road #130, Mendota Heights, MN 55120 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-5-2012 Cary L. Klingner, President 3242892 12/13-12/20/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Lana Llama 2. Principal Place of Business: 1508 W 155th St, Burnsville, MN 55306 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Darcy Ellarby, 1508 W 155th St, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/03/2012 Darcy Ellarby 3237023 12/6-12/13/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: M1Connectors.com 2. Principal Place of Business: 14261 W Burnsville Parkway, Burnsville, MN 55306 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Covantia, LLC, 19198 Ismay Court, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/30/2012 Brett Harris 3236697 12/6-12/13/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Honest-1 Auto Care #193 2. Principal Place of Business: 1014 County Road 42 West, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Steadfast Services Inc., 1014 County Rd 42 West, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 476770600027 originally filed on 3/7/2012. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/29/2012 Fred Haynes, President 3235957 12/6-12/13/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 7 , 2008 MORTGAGOR: M a t t h e w G . N e l s o n and Carrie J. Nelson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 16, 2008 Dakota County Recorder, Document No. 2566702. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1002812-1073602362-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 3628 West 152nd Street, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.54104.02.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, O'Leary's Hills Fifth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $326,183.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 9, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005046 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 7, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 10, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005046 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243704 12/13/12

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGOR: Lori Jan Martin and Eric Raymond Martin, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank f/k/a Washington Mutual Bank, FA . DATE AND PLACE OF RECORDING: Recorded February 9, 2007 Dakota County Recorder, Document No. 2495196; a portion of the premises originally encumbered by the Mortgage has been released pursuant to Doc. No. 2686708, re-recorded as Doc. No 2778136. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for WaMu Mortgage Pass-Through Certificates Series 2007-HY3 Trust. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 26386 Highview Avenue, Farmington, MN 55024 T A X P A R C E L I . D . # : 13-02800-26-030, 13-02800-26-012 LEGAL DESCRIPTION OF PROPERTY: The north 783.00 feet of the West Half of the Southwest Quarter of the Northwest Quarter of Section 28, Township 113, Range 20, Dakota County, Minnesota, EXCEPT the east 50.80 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $410,170.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 27, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 4, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001718 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3244409 12/13/12-1/17/13

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-741 Estate of JAYNE L. FRANK ALSO KNOWN AS JANE L. FRANK, Decedent It is Ordered and Notice is given that on 1-24-13, 20__ at 9:00 a.m., a hearing will be held in this Court at Dakota County Justice Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated January 13, 2010, and codicil dated (none), and for the appointment of John A. Price III, whose address is 22530 Forest Ridge Road, Lakeville, MN 55044 as Personal Representative of the Estate of the Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11/28/12 Shawn M. Moynihan Judge (COURT SEAL) Attorney for Decedent John A. Price III 22530 Forest Ridge Drive Lakeville, Minnesota 55044 Tel: (952) 469-6961 Fax: (763) 478-9110 Attorney License No.: 242469 3233283 12/6-12/13/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-742 In Re: Estate of John Francis Hable, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 10, 2007. The Registrar accepted the application and appointed Sally Soliday, whose address is 16048 Goodview Court, Lakeville, MN 55044 to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/29/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Thomas W. Krause (MN#186351 Krause Law Offices, PLLC 101 East Fifth Street Suite 1800 St. Paul Minnesota 55101 Telephone: (651) 222-2838 Facsimile: (651) 222-6826 ATTORNEY FOR PERSONAL REPRESENTATIVE 3235401 12/6-12/13/12

PUBLIC NOTICE

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�� Identifi RECORDING: PLACE OF DATE AND�� Transaction Agent�� Mortgage Recorded October 1, 2008 Dakota cation Number: 100014420004011468 County Recorder, Document No. Lender or Broker: RBMG, Inc. 2615584. Residential Mortgage Servicer: A S S I G N M E N T S O F M O R T G A G E : Homeward Residential, Inc. Assigned to: Liberty Savings Bank, Mortgage Originator: Not Applicable FSB. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Property Address: 15491 Dresden Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - Trl, Apple Valley, MN 55124-6829 GAGE IDENTIFICATION NUMBER ON Tax Parcel ID Number: MORTGAGE: 100283308080041513 01-11754-01-050 LEGAL DESCRIPTION OF PROPLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ERTY: Lot 5, Block 1, Apple Valley MORTGAGE: Liberty Savings Bank, East 5th Addition, Dakota County, Minnesota FSB AMOUNT DUE AND CLAIMED TO BE RESIDENTIAL MORTGAGE SERDUE AS OF DATE OF NOTICE: VICER: Liberty Savings Bank FSB MORTGAGED PROPERTY ADDRESS: $230,203.04 THAT all pre-foreclosure require20340 Quentin Avenue East, Hastings, ments have been complied with; that MN 55033 no action or proceeding has been instiTAX PARCEL I.D. #: 330280027073 LEGAL DESCRIPTION OF PROP- tuted at law or otherwise to recover the debt secured by said mortgage, or any ERTY: The South 205 feet of the North 1620 part thereof; PURSUANT to the power of sale confeet of the West 1/2 of the NW 1/4, Section 28 Township 114 Range 16, t a i n e d i n s a i d m o r t g a g e , t h e lying East of the West 813.84 feet, above-described property will be sold by the Sheriff of said county as folalso except for road. COUNTY IN WHICH PROPERTY IS lows: DATE AND TIME OF SALE: DecemLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ber 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County MORTGAGE: $370,475.00 AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 HighDUE AS OF DATE OF NOTICE, INCLUD- way 55, Lobby S-100, Hastings, MinneING TAXES, IF ANY, PAID BY MORT- sota GAGEE: $364,871.68 to pay the debt secured by said mortThat prior to the commencement of gage and taxes, if any, on said prethis mortgage foreclosure proceeding mises and the costs and disburseMortgagee/Assignee of Mortgagee com- ments, including attorney fees allowed plied with all notice requirements as by law, subject to redemption within required by statute; That no action or six (6) months from the date of said proceeding has been instituted at law sale by the mortgagor(s), their pero r o t h e r w i s e t o r e c o v e r t h e d e b t sonal representatives or assigns. secured by said mortgage, or any part If the Mortgage is not reinstated thereof; under Minn. Stat. §580.30 or the propPURSUANT to the power of sale con- erty is not redeemed under Minn. Stat. tained in said mortgage, the above §580.23, the Mortgagor must vacate described property will be sold by the the property on or before 11:59 p.m. on Sheriff of said county as follows: June 21, 2013, or the next business DATE AND TIME OF SALE: January day if June 21, 2013 falls on a Satur3, 2013 at 10:00 AM day, Sunday or legal holiday. PLACE OF SALE:Sheriff's Office, Law Mortgagor(s) released from financial Enforcement Center, 1580 Hwy 55, obligation: NONE Lobby #S-100, Hastings, MN THIS COMMUNICATION IS FROM to pay the debt then secured by said A DEBT COLLECTOR ATTEMPTMortgage, and taxes, if any, on said ING TO COLLECT A DEBT. ANY premises, and the costs and disburse- INFORMATION OBTAINED WILL BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s USED FOR THAT PURPOSE. allowed by law subject to redemption THE RIGHT TO VERIFICATION OF within six (6) months from the date of THE DEBT AND IDENTITY OF THE said sale by the mortgagor(s), their ORIGINAL CREDITOR WITHIN THE personal representatives or assigns T I M E P R O V I D E D B Y L A W I S N O T unless reduced to Five (5) weeks under AFFECTED BY THIS ACTION. MN Stat. §580.07. THE TIME ALLOWED BY LAW FOR TIME AND DATE TO VACATE PROP- REDEMPTION BY THE MORTGAGOR, E R T Y : I f t h e r e a l e s t a t e i s a n THE MORTGAGOR'S PERSONAL REPowner-occupied, single-family dwell- RESENTATIVES OR ASSIGNS, MAY BE ing, unless otherwise provided by law, REDUCED TO FIVE WEEKS IF A JUDIthe date on or before which the mort- CIAL ORDER IS ENTERED UNDER gagor(s) must vacate the property if the MINNESOTA STATUTES, SECTION mortgage is not reinstated under sec- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tion 580.30 or the property is not OTHER THINGS, THAT THE MORTredeemed under section 580.23 is GAGED PREMISES ARE IMPROVED 11:59 p.m. on July 3, 2013, unless that WITH A RESIDENTIAL DWELLING OF date falls on a weekend or legal holi- LESS THAN FIVE UNITS, ARE NOT day, in which case it is the next week- PROPERTY USED IN AGRICULTURAL day, and unless the redemption period PRODUCTION, AND ARE ABANDONED. is reduced to 5 weeks under MN Stat. DATED: November 08, 2012 Secs. 580.07 or 582.032. ASSIGNEE OF MORTGAGEE: MORTGAGOR(S) RELEASED FROM Homeward Residential, Inc. FINANCIAL OBLIGATION ON MORT- Wilford, Geske & Cook P.A. GAGE: None Attorneys for Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 026135F01 REDUCED TO FIVE WEEKS IF A JUDI- 3205300 11/8-12/13/12 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: November 1, 2012 default has occurred in conditions of Liberty Savings Bank, FSB the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: A u g u s t 2 5 , USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of 2005 MORTGAGOR: G r e g L o c k y e r , a n d Mortgagee Melissa Lockyer, husband and wife. 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 112 - 12-006043 FC Recorded September 16, 2005 THIS IS A COMMUNICATION FROM Dakota County Recorder, Document A DEBT COLLECTOR. No. 2361335. 3211089 11/8-12/13/12 ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE TRANSACTION AGENT'S MORTN O T I C E I S H E R E B Y G I V E N t h a t GAGE IDENTIFICATION NUMBER ON default has occurred in the conditions MORTGAGE: 1000157-0005734774-8 of the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: September G A G E O R I G I N A T O R S T A T E D O N 25, 2003 MORTGAGE: America's Wholesale ORIGINAL PRINCIPAL AMOUNT OF Lender MORTGAGE: $196,910.00 RESIDENTIAL MORTGAGE SERMORTGAGOR(S): Anthony W. Hacker VICER: Green Tree Servicing LLC and Sara A. Hacker, husband and wife MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 6 1 2 1 1 t h S t r e e t , F a r m i n g t o n , M N Registration Systems, Inc., as nomi- 55024 nee for RBMG, Inc., successors and/or T A X P A R C E L I . D . # : assigns 14.22501.03.090 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPR e c o r d e d : N o v e m b e r 2 5 , 2 0 0 3 ERTY: Dakota County Recorder Lot 9, Block 3, East Farmington 2nd Document Number: 2145296 Addition, Dakota County, Minnesota ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS And assigned to: IXIS Real Estate LOCATED: Dakota Capital Inc. ORIGINAL PRINCIPAL AMOUNT OF Dated: September 28, 2009 MORTGAGE: $196,000.00 Recorded: September 28, 2010 AMOUNT DUE AND CLAIMED TO BE Dakota County Recorder DUE AS OF DATE OF NOTICE, INCLUDDocument Number: 2755393 ING TAXES, IF ANY, PAID BY MORTAnd assigned to: Homeward Residen- GAGEE: $196,529.02 tial, Inc. That prior to the commencement of Dated: August 14, 2012 this mortgage foreclosure proceeding R e c o r d e d : S e p t e m b e r 2 4 , 2 0 1 2 Mortgagee/Assignee of Mortgagee comDakota County Recorder plied with all notice requirements as Document Number: 2896362 required by statute; That no action or Transaction Agent: Mortgage Elec- proceeding has been instituted at law tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- ��

PUBLIC NOTICE

�� under Minn. Stat. is not redeemed erty�� §580.23, the Mortgagor must vacate �� proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 08, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 08, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005787 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3211303 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,200.00 MORTGAGOR(S): Tara Lynn Kirby, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc., successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 14, 2006 Dakota County Recorder Document Number: 2412457 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 16, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800888379431 Lender or Broker: GreenPoint Mortgage Funding, Inc Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14567 Florissant Path # R201, Apple Valley, MN 55124-1400 Tax Parcel ID Number: 01.83612.25.201 LEGAL DESCRIPTION OF PROPERTY: Unit no. R201, and garage unit no. G19, Common Interest Community Number 443, Midtown Terraces Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,013.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026048F01 3205218 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-743 Estate of Donna Jean Sands, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Leonard L. Sands, whose address is: 2330 Heimel Street, South St. Paul, MN 55075 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11/29/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Personal Representative Contact Information: Leonard L. Sands 2330 Heimel Street South St. Paul, MN 55075 Telephone: 651-450-0734 Cell Phone: 763-742-2690 Email: lensands@comcast.net 3236636 12/6-12/13/12P

PUBLIC NOTICE

sale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1659 Woodgate Ln, Eagan, MN 55122-2422 Tax Parcel ID Number: 10-47251-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Mallard Park 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $313,808.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022387F01 3205199 11/8-12/13/12

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,819.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 28, 2013 _, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004702 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210976 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-744 Estate of Bradley D. Steely, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Wendi S. Steely, whose address is 2150 Bunker Blvd., Rush City, MN, 55069 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/3/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Greig R. Tennis Tennis and Collins, P.A. 20 Lake Street North, Suite 202 Forest Lake, MN, 55025 Attorney License No: 015619X Telephone: (651) 464-7400 FAX: (651) 464-1090 3239749 12/13-12/20/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-760 Estate of Elvina Pauline Shanley, Decedent. Notice is given that an application for informal probate of the Decedent’s will dated January 11, 1988 (“Will”), has been filed with the Registrar. The application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Registrar has informally appointed Dennis M. Shanley, whose address is 3245 Sprague Avenue, Anoka, MN 55303, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/6/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant: Robert J. Polski, Jr. 101 East 5th Street, #2300 St. Paul, MN 55101-1819 Attorney Registration #87439 Telephone: 651/224-1776 Facsimile: 651/224-4883 3243206 12/13-12/20/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-748 Estate of Helyn Wanda Kulhanek, Decedent It is Ordered and Notice is given that on January 10, 2012, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated October 27, 1995, and for the appointment of Joseph G. Kulhanek, whose address is 12945 Charlseton Court, Rosemount, MN 55068 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: December 3, 2012 BY THE COURT Arlene Perkkio Judge of District Court Attorney for Personal Representative Thomas R. Lehmann Lehmann & Lutter, P.A. 2113 Cliff Drive Eagan, MN 55122Attorney License No: 184226 Telephone: 651-452-6693 FAX: 651-452-8316 Email: tom@lehmannlutter.com 3237143 12/6-12/13/12

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded June 2, 2006 Dakota County Recorder, Document No. 2434519. ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 20039 Ideal Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228195301130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Viking Square Fourth COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,376.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37 - 12-005990 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210946 11/8-12/13/12

PUBLIC NOTICE

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MORTGAGED PROPERTY ADDRESS: 3380 East 76TH Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115207080 LEGAL DESCRIPTION OF PROPERTY: Lot 8 in Block 7 of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,259.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2012 Deutsche Bank Trust Company Americas, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-003465 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210922 11/8-12/13/12

PUBLIC NOTICE

BLOCK 2, STEIN S ADDITION, DAKOTA COUNTY, MINNESOTA. ABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 1015 3RD ST N; SOUTH ST. PAUL, MN 55075. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,099.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 2, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 2, 2014, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003474 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3211023 11/8-12/13/12

PUBLIC NOTICE

1/4) of said section thence West on a line parallel to the South line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said Section Eighteen (18) 1330 feet, more or less, to the West line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section; thence South along the West line of said Southeast Quarter of the Northeast Quarter (SE 1/4 NE of 1/4) of said section to the Southwest (SW) corner of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 of NE 1/4) of said Section Eighteen (18); thence East along the South line of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 NE 1/4) of said Section to the point of beginning, according to the Government Survey thereof; EXCEPTING THEREFROM, the West three (3) acres thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,822.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 23, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37 - 12-005991 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210954 11/8-12/13/12

PUBLIC NOTICE

ABSTRACT STREET ADDRESS OF PROPERTY: 12866 Nicollet Avenue #201, Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-1817070054-8 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $94,515.55 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 12/21/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/21/2013, or the next business day if 06/21/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/08/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3211366 11/8-12/13/12

PUBLIC NOTICE

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�� LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,800.00 NOTICE OF ASSOCIATION LIEN AMOUNT DUE AND CLAIMED TO BE FORECLOSURE SALE DUE AS OF DATE OF NOTICE, INCLUDNOTICE IS HEREBY GIVEN, that ING TAXES, IF ANY, PAID BY MORTdefault has occurred in the terms and GAGEE: $395,289.99 That prior to the commencement of conditions of the Declaration for Ridthis mortgage foreclosure proceeding geview Condominium Homes ("DeclaMortgagee/Assignee of Mortgagee com- ration") as recorded in the office of the plied with all notice requirements as County Recorder in and for Dakota required by statute; That no action or County, Minnesota, which said Declaproceeding has been instituted at law ration covers the following described o r o t h e r w i s e t o r e c o v e r t h e d e b t property situated in the County of secured by said mortgage, or any part Dakota and State of Minnesota, to-wit: Apartment Number 102, thereof; 12850 Nicollet Avenue South, PURSUANT to the power of sale conCondominium Ownership No. 15, tained in said mortgage, the above Ridgeview Condominium Homes described property will be sold by the P R O P E R T Y A D D R E S S : 12850 Sheriff of said county as follows: DATE AND TIME OF SALE: January Nicollet Avenue South, Unit 102, Burnsville MN 55337 3, 2013 at 10:00 AM THAT, pursuant to said Declaration, PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, there is claimed to be due and owing as of the date of this Notice by SompaLobby #S-100, Hastings, MN to pay the debt then secured by said song Chanthavong and Ali KhamMortgage, and taxes, if any, on said manivong , as Unit owners, to Ridgepremises, and the costs and disburse- view Homeowners Association, the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s principal amount of Two Thousand allowed by law subject to redemption Eight Hundred Eighty Eight and within six (6) months from the date of 0 0 / 1 0 0 ( $ 2 , 8 8 8 . 0 0 ) f o r c o n d o said sale by the mortgagor(s), their minium assessments; and that any personal representatives or assigns action being now pending at law or unless reduced to Five (5) weeks under otherwise to recover said debt or any MN Stat. §580.07. part thereof has been discontinued, or TIME AND DATE TO VACATE PROP- that an execution upon any judgment E R T Y : I f t h e r e a l e s t a t e i s a n rendered therein has been returned owner-occupied, single-family dwell- unsatisfied, in whole or in part, and; ing, unless otherwise provided by law, THAT, pursuant to said Declaration, the date on or before which the mort- and the statute in such case made and gagor(s) must vacate the property if the provided, said debt creates a lien upon mortgage is not reinstated under sec- said premises in favor of Ridgeview tion 580.30 or the property is not H o m e o w n e r s A s s o c i a t i o n , a s e v i redeemed under section 580.23 is denced by that Notice of Lien dated 11:59 p.m. on July 3, 2013, unless the September 7, 2012, and recorded redemption period is reduced to 5 November 6, 2012 as Document No. weeks under MN Stat. Secs. 580.07 or 2907049 in the Dakota County 582.032. Recorder's Office. MORTGAGOR(S) RELEASED FROM THAT, notice is hereby given that by FINANCIAL OBLIGATION ON MORT- virtue of the power of sale created by GAGE: None statute, said lien will be foreclosed by "THE TIME ALLOWED BY LAW FOR the sale of said premises with the REDEMPTION BY THE MORTGAGOR, hereditiments and appurtenances THE MORTGAGOR'S PERSONAL REP- thereto, which said sale will be made RESENTATIVES OR ASSIGNS, MAY BE by the Sheriff of Dakota County, at REDUCED TO FIVE WEEKS IF A JUDI- public auction to the highest bidder, CIAL ORDER IS ENTERED UNDER for cash, to pay the amount then due MINNESOTA STATUTES, SECTION for said condominium assessments, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G together with the costs of foreclosure, OTHER THINGS, THAT THE MORT- including attorney's fees as allowed by GAGED PREMISES ARE IMPROVED law, as follows: WITH A RESIDENTIAL DWELLING OF DATE AND TIME OF SALE: JanuLESS THAN FIVE UNITS, ARE NOT ary 23, 2013, at 10:00 A.M. PROPERTY USED IN AGRICULTURAL PLACE OF SALE: Dakota County P R O D U C T I O N , A N D A R E Law Enforcement Center, 1580 HighABANDONED." way 55, Hastings, MN. Dated: October 11, 2012 The time allowed by law for redempU.S. Bank National Association tion by the Unit owner, their personal Mortgagee/Assignee of Mortgagee representatives or assigns, is six (6) USSET, WEINGARDEN AND LIEBO, P.L.L.P. months from the date of said sale. If Attorneys for Mortgagee/Assignee of no redemption occurs, the property Mortgagee must be vacated by 11:59 PM on July 4500 Park Glen Road #300 16, 2013. Minneapolis, MN 55416 Dated: November 19, 2012 (952) 925-6888 By ________________________________ 19-3089 FC1 David J. Raymond, #221818 THIS IS A COMMUNICATION FROM Attorney for Ridgeview Homeowners A DEBT COLLECTOR. Association 3217830 11/15-12/20/12 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441143 NOTICE AND ORDER OF HEARING THIS COMMUNICATION IS FROM A ON PETITION FOR PROBATE OF DEBT COLLECTOR WILL AND APPOINTMENT OF 3231536 12/6/12-1/10/13 PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA NOTICE OF MORTGAGE FIRST JUDICIAL DISTRICT FORECLOSURE SALE DISTRICT COURT NOTICE IS HEREBY GIVEN that PROBATE DIVISION default has occurred in the conditions Court File No. 19HA-PR-12-753 of the following described mortgage: Estate of Pearl J. Mankowski, a/k/a DATE OF MORTGAGE: June 23, 2006 Pearl Julia Mankowski, a/k/a Pearle ORIGINAL PRINCIPAL AMOUNT OF Mankowski, Decedent MORTGAGE: $229,500.00 It is Ordered and Notice is given that MORTGAGOR(S): Stacey L. Nelson on 1-10-2013 at 9:00 AM, a hearing will and Scott M. Nelson, wife and husband be held in this Court at Highway 55, MORTGAGEE: Argent Mortgage Hastings, Minnesota, for the formal Company, LLC probate of an instrument purporting to DATE AND PLACE OF REGISTERbe the Will of the Decedent dated, Feb- ING: ruary 27, 1995, and (“Will”), and for Registered: July 21, 2006 Dakota the appointment of Margaret A. Man- County Registrar of Titles kowski, whose address is 8266 DawDocument Number: 594379 son Way, Inver Grove Heights, MN, ASSIGNMENTS OF MORTGAGE: 55076 as Personal Representative of And assigned to: Deutsche Bank t h e E s t a t e o f t h e D e c e d e n t i n a n National Trust Company, as Trustee UNSUPERVISED administration. Any f o r A r g e n t S e c u r i t i e s I n c . , objections to the petition must be filed Asset-Backed Pass-Through Certifiwith the Court prior to or raised at the cates, Series 2006-M2 hearing. If proper and if no objections Dated: January 27, 2009 are filed or raised, the Personal RepreRegistered: March 04, 2009 Dakota sentative will be appointed with full County Registrar of Titles power to administer the Estate includDocument Number: T640102 ing the power to collect all assets, to Transaction Agent: Not Applicable pay all legal debts, claims, taxes and Transaction Agent Mortgage Identifiexpenses, to sell real and personal cation Number: Not Applicable property, and to do all necessary acts Lender or Broker: Argent Mortgage for the Estate. Company, LLC Notice is also given that (subject to Residential Mortgage Servicer: Minn. Stat. 524.3-801) all creditors Homeward Residential, Inc. having claims against the Estate are Mortgage Originator: Not Applicable required to present the claims to the CERTIFICATE OF TITLE NUMBER: Personal Representative or to the 140334 Court Administrator within four COUNTY IN WHICH PROPERTY IS months after the date of this Notice or LOCATED: Dakota the claims will be barred. Property Address: 158 Juniper Ln, A charitable beneficiary may request Apple Valley, MN 55124-9311 notice of the probate proceedings be Tax Parcel ID Number: given to the Attorney General pursu- 01-11702-10-130 ant to Minn. Stat. 501B.41, subd. 5. LEGAL DESCRIPTION OF PROPDated: 12/4/12 ERTY: Lot 13, Block 10, Apple Valley BY THE COURT Third Addition, according to the plat Arlene Perkkio thereof on file and of record in the Judge of District Court office of the Registrar of Titles in and (COURT SEAL) for Dakota County, Minnesota. Attorney for Petitioner AMOUNT DUE AND CLAIMED TO BE Angela M. Lutz Amann DUE AS OF DATE OF NOTICE: Levander, Gillen & Miller, P.A. $243,976.42 633 South Concord Street, Suite 400 THAT all pre-foreclosure requireSouth St. Paul, MN, 55075 ments have been complied with; that Attorney License No: 249622 no action or proceeding has been instiTelephone: (651) 451-1831 tuted at law or otherwise to recover the FAX: (651) 450-7384 debt secured by said mortgage, or any 3240713 12/13-12/20/12 part thereof; that this is registered

PUBLIC NOTICE

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�� DATE �� TO VACATE PROPERTY: The date on or before which the owner �� part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025845F01 3211994 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Johnny Cake Ridge Townhome Association, Inc., (hereinafter the “Declaration”) recorded in the office of the Registrar of Titles of Dakota County, Minnesota as Document No. 483550, which covers the following property: Legal Description: Lot One (1), Block Eight (8) in Johnny Cake Ridge Third Addition, according to the recorded plat thereof, Certificate of Title No. 147684 Property Address: 4621 Penkwe Way, Eagan, Minnesota 55122 PID: 10-39802-08-010 THAT pursuant to said Declaration, there is claimed to be due and owing as of October 31, 2012, from Rachel Ann Schaffer, title holder, to Johnny Cake Ridge Townhome Association, Inc., a Minnesota non-profit corporation, the amount of $3,254.40, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owner has not been released from her financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Johnny Cake Ridge Townhome Association, Inc., as evidenced by a lien statement recorded on September 4, 2012, in the office of the Dakota County Registrar of Titles as Document No. T702083; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff=s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 10, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The

must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 10, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. JOHNNY CAKE RIDGE TOWNHOME ASSOCIATION, INC., Lienor Dated: November 7, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR JOHNNY CAKE RIDGE TOWNHOME ASSOCIATION, INC. 3216951 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 1, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Bluff Townhome Condominium Association, Inc. (hereinafter the "Association") which was recorded as Document No. 1907615, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 86, CIC No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota STREET ADDRESS: 1659 River Bluff Court, Eagan, MN 55121 T A X P A R C E L I D N O . 10-41300-05-086 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 1, 2012 to the Association, a Minnesota non-profit corporation, from Christina Parrott, title holder under Contract for Deed, to the Association, a Minnesota non-profit corporation, the amount of $5,010.16 (amount due since December 2, 2011, after the Contract for Deed was recorded) and $6,059.00 left unpaid by the Contract for Deed Vendors, Isaac and Elizabeth Obi) prior to the conveyance, leaving the total of $11,069.16 for unpaid association dues, late fees, fines, attorneys' fees and costs, plus any other such amounts that will accrue after November 1, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The current Contract for Deed Vendors and Vendee have not been released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on April 19, 2012, as Document No. 2863068 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 3rd day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 3, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM

9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR BLUFF TOWNHOME CONDOMINIUM ASSOCIATION, INC. Attorneys for Cedar Bluff Townhome Condominium Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Bluff/ Parrott/ 11-7-611D) 3216563 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2010 MORTGAGOR: Jack W. Peterson and Terra K. Peterson, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 8, 2010 Dakota County Recorder, Document No. 2771127. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100848168003866018 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited Inc, A Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 7411 142nd Street Court West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110101050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Greenleaf Townhouses 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,916.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,645.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-004529 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243841 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 06/16/2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $390,600.00 MORTGAGOR(S): Timothy Boxeth and Carrie Boxeth, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 07/28/2006 as Document Number 2449094 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 12/07/2012 as Document Number 2913831 in the Office of the Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 10-83954-02-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Whisperin g Woods Fifth Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 2273 Whispering Trail, Eagan, MN 55122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-9516050513-7 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $404,722.74 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244162 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 29, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Ranch Association, Inc. (hereinafter the "Association") which was recorded as Document No. 562866, in the Office of the County

562866, in the Office of the County Recorder of Dakota County, Minnesota, covering the following property: Lot 23, LEGAL DESCRIPTION: Block 1, Diamond Path 7th Addition, Dakota County, Minnesota STREET ADDRESS: 14602 Embry Path, Apple Valley, MN 55124 T A X P A R C E L I D N O : 01-20506-01-230 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 29, 2012, from Thomas M. Crosby and Patricia A. Crosby, title holders, to the Association, a Minnesota non-profit corporation, the amount of $7,065.50 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 29, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5.The owners have not been released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 21, 2012, as Document No. 2875742 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Dakota County Sheriff, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 4th day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 5, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH RANCH ASSOCIATION, INC. Attorneys for Diamond Path Ranch Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path Ranch/ Crosby/ 12-7-098D) 3216634 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: February 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,000.00 MORTGAGOR(S): Gordon W. Meade and Jill M. Meade, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 13, 2007 Dakota County Recorder Document Number: 2502232 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee for American Home Mortgage Investment Trust 2007-1 Dated: September 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200015985209 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15785 Cardinal Cir, Rosemount, MN 55068-6613 Tax Parcel ID Number: 346767501080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Shannon Pond East Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $392,433.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee for American Home Mortgage Investment Trust 2007-1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025981F01 3213171 11/15-12/20/12

PUBLIC NOTICE

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Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006101 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217077 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,101.00 MORTGAGOR(S): Isarel Bonfil, a single man and Juana M. Guzman, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., solely as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 04, 2007 Dakota County Registrar of Titles Document Number: 611767 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 17, 2011 Registered: August 02, 2011 Dakota County Registrar of Titles Document Number: T682481 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000189703 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135667 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3968 72nd St E, Inver Grove Heights, MN 55076-2640 Tax Parcel ID Number: 20.71150.06.020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Six (6), of South Grove, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $258,839.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday.

day, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024531F02 3123766 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $416,000.00 MORTGAGOR(S): James C Griffin Jr. and Kathleen J Griffin, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Universal American Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 11, 2007 Dakota County Registrar of Titles Document Number: 608783 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 18, 2012 Registered: June 04, 2012 Dakota County Registrar of Titles Document Number: T697324 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600099345634 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142297 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13322 Couchtown Ct, Rosemount, MN 55068-4771 Tax Parcel ID Number: 34-25144-02-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Evermoor Glendalough 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $445,353.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024397F03 3211856 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2008 MORTGAGOR: Lonnie J. Kurtti, and Brenda K. Deremer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed March 28, 2008, Dakota County Registrar of Titles, Document No. 625814 on Certificate of Title No. 129531. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0002888763-9 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 3937 77th Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.71163.01.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1 in South Grove No. 14, According to the Recorded Plat Thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,642.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005223 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243767 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 0 , 2008 MORTGAGOR: Michael L Rasmussen and Robyn R Rasmussen, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc DATE AND PLACE OF RECORDING: Recorded June 18, 2008 Dakota County Recorder, Document No. 2597296. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1002823-0100002356-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: General Mortgage Finance Corp RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 19837 Highview Avenue, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.02000.82.010 LEGAL DESCRIPTION OF PROPERTY: The North 121.54 feet of the East 175.00 Feet of the North 303.07 feet of the South 468.00 feet of the North 1/2 of the Southeast 1/4 of the Southeast 1/4 of Section 20, Township 114, Range 20, Dakota County, Minnesota APN 22-02000-010-82 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,894.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 29, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006080 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243781 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Bluff Townhome Condominium Association, Inc. (hereinafter the "Association") which was recorded as Document No. 8780487, in the Office of the County Recorder of Dakota

��

�� Commu of the County Recorder of Dakota Bloomfield, Common Interest County, Minnesota, as amended, and nity Number 470, Dakota County, Mina l s o , p u r s u a n t t o M i n n . S t a t . nesota §515B.3-116, covering the following AMOUNT DUE AND CLAIMED TO BE property: DUE AS OF DATE OF NOTICE: LEGAL DESCRIPTION: Unit 119, $157,292.48 THAT all pre-foreclosure requireCIC No. 358, Cedar Bluff Townh o m e C o n d o m i n i u m , D a k o t a ments have been complied with; that no action or proceeding has been instiCounty, Minnesota STREET ADDRESS: 3315 River tuted at law or otherwise to recover the debt secured by said mortgage, or any Bluff Drive, Eagan, MN 55121 T A X P A R C E L I D N O . part thereof; PURSUANT to the power of sale con10-41300-05-119 2. Pursuant to said Declaration, t a i n e d i n s a i d m o r t g a g e , t h e there is claimed to be due and owing above-described property will be sold as of October 25, 2012, from Petite by the Sheriff of said county as folPowell, title holder under a contract lows: DATE AND TIME OF SALE: Decemfor deed, to the Association, a Minnes o t a n o n - p r o f i t c o r p o r a t i o n , t h e ber 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County a m o u n t o f $4,513.94 for unpaid association dues, late fees, attorneys' Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnefees and costs, plus any other such amounts that will accrue after October sota 2 5 , 2 0 1 2 , i n c l u d i n g r e a s o n a b l e to pay the debt secured by said mortattorneys' fees and costs of collection gage and taxes, if any, on said preand foreclosure which will be added to mises and the costs and disbursethe amount claimed due and owing at ments, including attorney fees allowed by law, subject to redemption within the time of the sale herein. 3. No action is now pending at law or six (6) months from the date of said otherwise to recover said debt or any sale by the mortgagor(s), their personal representatives or assigns. part thereof. 4. That all preforeclosure requireIf the Mortgage is not reinstated ments have been met. under Minn. Stat. §580.30 or the prop5. The owner has not been released erty is not redeemed under Minn. Stat. from the owner's financial obligation §580.23, the Mortgagor must vacate to pay said amount. the property on or before 11:59 p.m. on 6. The Declaration, referenced above, June 28, 2013, or the next business and Minn. Stat. §§515B.3-115 and day if June 28, 2013 falls on a Satur515B.3-116 provide for a continuing day, Sunday or legal holiday. lien against the property. A Notice of Mortgagor(s) released from financial Lien evidencing the amount due was obligation: NONE recorded on September 12, 2012, as THIS COMMUNICATION IS FROM Document No. 2893176 in the Dakota A DEBT COLLECTOR ATTEMPTCounty Recorder's Office. ING TO COLLECT A DEBT. ANY 7. Pursuant to the power of sale con- INFORMATION OBTAINED WILL BE tained in the same Declaration and USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF granted by the owner in taking title to the premises subject to said Declara- THE DEBT AND IDENTITY OF THE t i o n a n d p u r s u a n t t o M i n n . S t a t . ORIGINAL CREDITOR WITHIN THE §§515B.3-115 and 515B.3-116, said T I M E P R O V I D E D B Y L A W I S N O T Lien will be foreclosed by the sale of AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR said property by the Sheriff of Dakota County, at the Dakota County Sheriffs REDEMPTION BY THE MORTGAGOR, Office, Dakota County Law Enforce- THE MORTGAGOR'S PERSONAL REPment Center, 1580 Highway 55, Lobby RESENTATIVES OR ASSIGNS, MAY BE S-100 , Hastings, MN 55033, on the REDUCED TO FIVE WEEKS IF A JUDI3rd day of January, 2013, at 10:00 CIAL ORDER IS ENTERED UNDER a.m. at public auction to the highest MINNESOTA STATUTES, SECTION bidder, to pay the amount then due for 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said assessments, together with the OTHER THINGS, THAT THE MORTcosts of foreclosure, including attor- GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF neys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r LESS THAN FIVE UNITS, ARE NOT redemption by the unit owner, her per- PROPERTY USED IN AGRICULTURAL sonal representatives or assigns is six PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 (6) months from the date of sale. The ASSIGNEE OF MORTGAGEE: date and time to vacate the property Nationstar Mortgage LLC is 11:59 p.m. on July 3, 2013, if the account is not reinstated or the Wilford, Geske & Cook P.A. owners do not redeem from the fore- Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 closure sale. Woodbury, MN 55125-4393 REDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W (651) 209-3300 FOR REDEMPTION BY THE MORT- File Number: 026058F01 11/15-12/20/12 GAGOR, THE MORTGAGOR'S PER- 3212345 SONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL NOTICE OF MORTGAGE ORDER IS ENTERED UNDER MINFORECLOSURE SALE NESOTA STATUTES, SECTION NOTICE IS HEREBY GIVEN that 582.032, DETERMINING, AMONG O T H E R T H I N G S , T H A T T H E default has occurred in the conditions M O R T G A G E D P R E M I S E S A R E of the following described mortgage: DATE OF MORTGAGE: October 31, IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE 2006 ORIGINAL PRINCIPAL AMOUNT OF UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, MORTGAGE: $103,920.00 MORTGAGOR(S): Lawrence J MurAND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM taugh and Cheryl E Murtaugh, husband and wife A DEBT COLLECTOR ATTEMPTING TO MORTGAGEE: Bank of America, N.A. COLLECT A DEBT. ANY INFORMADATE AND PLACE OF RECORDING: TION OBTAINED WILL BE USED FOR Recorded: November 08, 2006 THAT PURPOSE. Dakota County Recorder CEDAR BLUFF TOWNHOME Document Number: 2474384 CONDOMINIUM ASSOCIATION, ASSIGNMENTS OF MORTGAGE: INC And assigned to: Nationstar MortAttorneys for Cedar Bluff Townhome gage LLC Condominium Association, Inc. Dated: October 23, 2012 THOMSEN & NYBECK, P.A. Transaction Agent: Not Applicable By: Transaction Agent Mortgage IdentifiGretchen S. Schellhas (#195595) cation Number: Not Applicable 3600 American Blvd. West, Suite 400 Lender or Broker: Bank of America, Bloomington, Minnesota 55431 N.A. (952) 835-7000 Residential Mortgage Servicer: (Cedar Bluff /Powell/ 12-7-349D) 3216535 11/15-12/20/12 Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 930 Lyn Way Apt NOTICE OF MORTGAGE 101, Hastings, MN 55033-2500 FORECLOSURE SALE Tax Parcel ID Number: NOTICE IS HEREBY GIVEN that default has occurred in the conditions 19-81301-03-101 LEGAL DESCRIPTION OF PROPof the following described mortgage: DATE OF MORTGAGE: June 07, 2005 ERTY: Unit 101, Condominium No. 93, ORIGINAL PRINCIPAL AMOUNT OF 9 3 0 D a k o t a V a l l e y C o n d o m i n i u m , Dakota County, Minnesota. MORTGAGE: $155,495.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGOR(S): Benjamin X Gores DUE AS OF DATE OF NOTICE: and Erica K Gores, Husband and Wife MORTGAGEE: Mortgage Electronic $99,603.01 THAT all pre-foreclosure requireRegistration Systems, Inc. as nominee for CTX Mortgage Company, LLC, its ments have been complied with; that action or proceeding has been instino successors and/or assigns tuted at law or otherwise to recover the DATE AND PLACE OF RECORDING: Recorded: June 23, 2005 Dakota debt secured by said mortgage, or any part thereof; County Recorder PURSUANT to the power of sale conDocument Number: 2333571 tained in said mortgage, the ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mort- above-described property will be sold by the Sheriff of said county as folgage LLC lows: Dated: October 05, 2012 DATE AND TIME OF SALE: DecemTransaction Agent: Mortgage Elecber 28, 2012 at 10:00 AM tronic Registration Systems, Inc. OF SALE: Dakota County PLACE Transaction Agent Mortgage IdentifiLaw Enforcement Center, 1580 Highcation Number: 100015901074383142 Lender or Broker: CTX Mortgage way 55, Lobby S-100, Hastings, Minnesota Company, LLC R e s i d e n t i a l M o r t g a g e S e r v i c e r : to pay the debt secured by said mortgage and taxes, if any, on said preNationstar Mortgage LLC mises and the costs and disburseMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed by law, subject to redemption within LOCATED: Dakota Property Address: 13819 Atwood six (6) months from the date of said sale by the mortgagor(s), their perAve, Rosemount, MN 55068-3692 T a x P a r c e l I D N u m b e r : sonal representatives or assigns. If the Mortgage is not reinstated 34-48300-19-604 L E G A L D E S C R I P T I O N O F P R O P - under Minn. Stat. §580.30 or the propERTY: Unit No. 1604, Meadows of Bloomfield, Common Interest Commu- ��

PUBLIC NOTICE

�� FINANCIAL OBLIGATION GAGE: None �� under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026076F01 3216416 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 1994 MORTGAGOR: John M. Pawlenty and Jodi L. Pawlenty, Husband and Wife. MORTGAGEE: N o r w e s t M o r t g a g e , Inc. DATE AND PLACE OF RECORDING: Recorded August 19, 1994 Dakota County Recorder, Document No. 1236374. ASSIGNMENTS OF MORTGAGE: Assigned to: Universal Mortgage Corporation of Wisconsin. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 131 Ash Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367315002160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen, Block Two (2), Sunny View Terrace, According to the Recorded Plat Thereof on File and of Record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $58,082.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

ON MORT

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-006121 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3218253 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Shirley M. Bailey, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 09, 2005 Dakota County Recorder Document Number: 2379547 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 25, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001310-2250086590-6 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6693 168th St W, Rosemount, MN 55068-1829 Tax Parcel ID Number: 22-21174-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Donnays Valley Park 5th, according to the recorded plat thereof Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,202.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025140F02 3226497 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2005 MORTGAGOR: Alice Huber, a single person. MORTGAGEE: Anchor Bank Farmington, N.A.. DATE AND PLACE OF RECORDING: Recorded August 5, 2005 Dakota County Recorder, Document No. 2348124. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: GMAC Mortgage, LLC. And thereafter assigned to: DLJ Mortgage Capital, Inc.. And thereafter assigned to: LNV Corporation. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Anchor Bank Farmington, N.A. RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20650 207TH Court West, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-27550-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Four Star 1st Addition, County of Dakota, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,304.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 30, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 30, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 LNV Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-3-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243731 12/13/12-1/17/13

PUBLIC NOTICE

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 1, 2007 Dakota County Recorder, Document No. 2534647. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001400278 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 19747 Escort Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141660010604 LEGAL DESCRIPTION OF PROPERTY: Unit No. 604, Common Interest Community Number 520, a Condominium, Charleswood Crossing, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,881.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,916.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 8, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 2, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006192 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217726 11/15-12/20/12

PUBLIC NOTICE

12850 Nicollet Avenue South, Apt 102, Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $125,544.03 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 12/28/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/28/2013, or the next business day if 06/28/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/15/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3218382 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,750.00 MORTGAGOR(S): Rhonda A. Arnold, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.), its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 29, 2007 Dakota County Recorder Document Number: 2492266 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 05, 2012 Recorded: September 17, 2012 Dakota County Recorder Document Number: 2894163 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604719746754 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6755 Foliage Ct W, Rosemount, MN 55068-1235 Tax Parcel ID Number: 22-51350-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Niakwa Village, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,740.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026334F01 3213142 11/15-12/20/12

PUBLIC NOTICE

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p.m. on July 3, 2013, or the next busi ness day if July 3, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2005-18ALT Asset-Backed Certificates, Series 2005-18ALT Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00861-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4326087 11/15/2012, 11/22/2012, 11/29/2012, 12/06/2012, 12/13/2012, 12/20/2012 3124229 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 02/27/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 MORTGAGOR(S): Dustin D. Milbrandt, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 03/21/2007 as Document Number 607851 in the Office of the County Registrar, Dakota County, Minnesota TAX PARCEL I.D. NO.: 20-71150-01-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), in Block One (1), of South Grove, Dakota County, Minnesota REGISTERED/TORRENS PROPERTY: Torrens Certificate No. 136124 STREET ADDRESS OF PROPERTY: 7314 Dawn Avenue E., Inver Grove Heights, MN 55076 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $237,792.15 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 12/28/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/28/2013, or the next business day if 06/28/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/15/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee

Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3218393 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,600.00 MORTGAGOR(S): Tomas F. Visperas, a single person, Leon F. Visperas, a single person, and Victoria Aviles, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for DECISION ONE MORTGAGE COMPANY, LLC DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota County Recorder Document Number: 2439998 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 6 - O C 7 , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Dated: May 18, 2009 Recorded: June 16, 2009 Dakota County Recorder Document Number: 2664606 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910006302844 Lender or Broker: DECISION ONE MORTGAGE COMPANY, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 524 Fromme Ct, Eagan, MN 55123-3953 Tax Parcel ID Number: 10.18402.02.050 LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 2, COVENTRY PASS 3RD ADDITION AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,809.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-OC7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024950F01 3216886 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 1 , 2008 MORTGAGOR: Jacqueline J. Stanley, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 21, 2008 Dakota County Recorder, Document No. 2573105. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500063979836 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1304 Aspen Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 025657501050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Park Hill, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,454.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 31, 2013____, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006665 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3244042 12/13/12-1/17/13

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Filed December 6, 2005, Dakota County Registrar of Titles, Document No. 580559 on Certificate of Title No. 134420. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC-1. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002137948 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 228 Liberty Place, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.53450.11.050 LEGAL DESCRIPTION OF PROPERTY: Lot five (5) in block eleven (11) of Oak Park Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,383.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005233 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217713 11/15-12/20/12

PUBLIC NOTICE

��

�� R E S I D E N �� T I A L M O R�� TGAGE SE R plied with all notice�� requirements as VICER: Green Tree Servicing LLC required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 1465 Pringle Court, Hastings, M N o r o t h e r w i s e t o r e c o v e r t h e d e b t 55033 secured by said mortgage, or any part T A X P A R C E L I . D . # : thereof; 19-19601-02-020 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the Lot 20, Block 1, Dakota View Sec- Sheriff of said county as follows: ond Addition, Dakota County, MinDATE AND TIME OF SALE: January 10, 2013 at 10:00 AM nesota PLACE OF SALE:Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $179,500.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE: $176,319.00 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE PROPor otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: January redeemed under section 580.23 is 10, 2013 at 10:00 AM 11:59 p.m. on ___July 10, 2013___, PLACE OF SALE:Sheriff's Office, Law unless that date falls on a weekend or Enforcement Center, 1580 Hwy 55, legal holiday, in which case it is the Lobby #S-100, Hastings, MN next weekday, and unless the redempto pay the debt then secured by said tion period is reduced to 5 weeks Mortgage, and taxes, if any, on said u n d e r M N S t a t . S e c s . 5 8 0 . 0 7 o r premises, and the costs and disburse- 582.032. MORTGAGOR(S) RELEASED FROM ments, including attorneys' fees allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on July 10, 2013, unless P R O D U C T I O N , A N D A R E that date falls on a weekend or legal ABANDONED." Dated: November 8, 2012 holiday, in which case it is the next CitiMortgage, Inc. weekday, and unless the redemption period is reduced to 5 weeks under MN Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee GAGE: None 4500 Park Glen Road #300 "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 10 - 12-005679 FC RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 11/22-12/27/12 CIAL ORDER IS ENTERED UNDER 3223888 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: November 8, 2012 NOTICE IS HEREBY GIVEN, that Green Tree Servicing LLC default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE: November 7, Attorneys for Mortgagee/Assignee of 2002 Mortgagee MORTGAGOR: Brent W. Zeller and 4500 Park Glen Road #300 Kendra K. Zeller, husband and wife. Minneapolis, MN 55416 MORTGAGEE:W a s h i n g t o n M u t u a l (952) 925-6888 Bank, FA. 8 - 12-003507 FC DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded January 22, 2003 Dakota A DEBT COLLECTOR. C o unty Recorder, Document No. 3217117 11/15-12/20/12 1987768. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS NOTICE OF MORTGAGE TRUSTEE FOR WAMU MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION P A S S T H R O U G H C E R T I F I C A T E S OF THE DEBT AND IDENTITY OF SERIES 2002-AR19. TRANSACTION AGENT: NONE THE ORIGINAL CREDITOR WITHIN TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: NONE default has occurred in conditions of LENDER OR BROKER AND MORTthe following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: July 1, 2005 MORTGAGE: Washington Mutual MORTGAGOR: D a v i d F . B o o k h o u t Bank, FA and Lee Ann Bookhout, husband and RESIDENTIAL MORTGAGE SERwife as joint tenants. VICER: JPMorgan Chase Bank, MORTGAGEE: CitiMortgage, Inc. National Association DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: Recorded July 25, 2005 Dakota 20634 Jutland Place, Lakeville, MN C o u n t y R e c o r d e r , D o c u m e n t N o . 55044 2343528. TAX PARCEL I.D. #: 224420202060 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPNONE ERTY: TRANSACTION AGENT: NONE Lot 6, Block 2, Lakeview Estates 3rd Addition, Dakota County, Minnesota TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LOCATED: Dakota LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $362,000.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: CitiMortgage, Inc. R E S I D E N T I A L M O R T G A G E S E R - DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: GAGEE:$352,994.55 19338 Ellington Trail, Farmington, MN That prior to the commencement of 55024 this mortgage foreclosure proceeding T A X P A R C E L I . D . # : Mortgagee/Assignee of Mortgagee complied with all notice requirements as 14.45350.01.470 LEGAL DESCRIPTION OF PROP- required by statute; That no action or ERTY: proceeding has been instituted at law Lot 47, Block 1, Limerock Ridge, o r o t h e r w i s e t o r e c o v e r t h e d e b t a c c o r d i n g t o t h e r e c o r d e d p l a t secured by said mortgage, or any part thereof. thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the above ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the MORTGAGE: $272,080.00 Sheriff of said county as follows: AMOUNT DUE AND CLAIMED TO BE DATE AND TIME OF SALE: January DUE AS OF DATE OF NOTICE, INCLUD- 10, 2013 at 10:00 AM ING TAXES, IF ANY, PAID BY MORTPLACE OF SALE:Sheriff's Office, Law GAGEE: $298,114.79 Enforcement Center, 1580 Hwy 55, That prior to the commencement of Lobby #S-100, Hastings, MN this mortgage foreclosure proceeding to pay the debt then secured by said Mortgagee/Assignee of Mortgagee complied with all notice requirements as ��

PUBLIC NOTICE

�� the property is not 580.30 or tion redeemed under section 580.23 is �� to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ____July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-3910 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3221182 11/22-12/27/12

PUBLIC NOTICE

11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 Thrivent Financial Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9 - 12-006086 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223999 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 MORTGAGOR: K e l l y H o o t m a n , a single person. MORTGAGEE: Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded March 7, 2006 Dakota County Recorder, Document No. 2410863. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as trustee for WAMU Mortgage Pass Through Certificates Series 2006-PR3. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20144 Homefire Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 223210002230 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Heritage Square Addition, Common Interest Community No. 228, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,493.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006414 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224142 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,270.00 MORTGAGOR(S): Michelle R. Litzner, a single person and Todd M. Bowman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Company, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 21, 2007 Dakota County Recorder Document Number: 2545627 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countywide Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829825 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500038856 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9275 190th St W, Lakeville, MN 55044-4449 Tax Parcel ID Number: 22-16951-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Century Ridge 2nd Addition, CIC No. 296, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,297.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2013, or the next business day if July 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026688F01 3239231 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 6, 2005 MORTGAGOR: Geraldine Style and Edward Style, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 30, 2005 Dakota County Recorder, Document No. 2366278. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0005632424-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 20468 Cypress Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.48760.01.520 LEGAL DESCRIPTION OF PROPERTY: Lot 52, Block 1, Middle Creek East, CIC No 404, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,555.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,304.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 29, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006237 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243753 12/13/12-1/17/13

PUBLIC NOTICE

Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 21, 2004 Dakota County Recorder, Document No. 2260276. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000028174 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 157 2nd Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.32550.16.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 16, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,683.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-006248 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224094 11/22-12/27/12

PUBLIC NOTICE

GAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $138,860.24 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/04/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/04/2013, or the next business day if 07/04/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/22/2012 U.S. Bank National Association ND, Mortgagee/ Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3220277 11/22-12/27/12

PUBLIC NOTICE

��

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006111 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3221143 11/22-12/27/12

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-003397 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224313 11/22-12/27/12

PUBLIC NOTICE

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-003637 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223799 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 9 , 2007 MORTGAGOR: D o n M . B a l l a n d Natalie K. Perry, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 24, 2007 Dakota County Recorder, Document No. 2532450. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520044079178 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5880 Burke Trail, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.47375.01.080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Majestic Woodlands, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $422,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $450,438.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004417 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223909 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2005 MORTGAGOR: J u l i e K . W i e s s e n berger and Lonnie Wiessenberger, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 5, 2005 Dakota County Recorder, Document No. 2386076. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100382202002317228 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14822 Covington Avenue, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.16402.02.060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Carrollton 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,407.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004934 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237505 12/6/12-1/10/13

�� And assigned to:�� GMAC Mortgage,

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 MORTGAGOR(S): Emmanuel Bour and Naana Ofori Atia, Husband and Wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457191 ASSIGNMENTS OF MORTGAGE: And assigned to: Citigroup Global Markets Realty Corp. Dated: October 14, 2008 Recorded: October 27, 2008 Dakota County Recorder Document Number: 2619822 And assigned to: PennyMac Corp. Dated: July 30, 2012 Recorded: August 10, 2012 Dakota County Recorder Document Number: 2886661 And assigned to: PennyMac Mortgage Investment Trust Holdings I, LLC Dated: October 30, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: PennyMac Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4076 152nd Ct W, Rosemount, MN 55068-1590 Tax Parcel ID Number: 34.83600.03.130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, Wensmann Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $296,278.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2013, or the next business day if July 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 13, 2012 ASSIGNEE OF MORTGAGEE: PennyMac Mortgage Investment Trust Holdings I, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023580F01 3243132 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 02, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,005.00 MORTGAGOR(S): Mark Jenkins and Carrie Jenkins, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Marketplace Home Mortgage, LLC, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 24, 2010 Dakota County Recorder Document Number: 2715913 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage,

LLC Dated: September 19, 2012 Recorded: September 28, 2012 Dakota County Recorder Document Number: 2897856 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002491-2000030731-9 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4565 Cinnamon Ridge Trl, Eagan, MN 55122-3308 Tax Parcel ID Number: 10-17400-02-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Cinnamon Ridge, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,322.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2013, or the next business day if July 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 22, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026289F01 3219445 11/22-12/27/12

PUBLIC NOTICE

��

�� the �� premises subject to said Declara tion, said lien will be foreclosed by the �� 82 feet thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,147.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40 - 12-004732 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223757 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Lakeville's Lake Place Homeowners Association, (hereinafter the “Declaration”) recorded in the office of the County Recorder of Dakota County, Minnesota as Document No. 1914328, which covers the following property: Legal Description: Unit No. 64, CIC No. 330, Lake Place, a condominium, located in Dakota County, Minnesota Property Address: 17047 Eaglview Drive, Farmington, Minnesota 55024 PID: 22-44075-15-064 THAT pursuant to said Declaration, there is claimed to be due and owing as of October 31, 2012, from George Jergerian and Ida Jergerian, title holders, to Lakeville's Lake Place Homeowners Association, a Minnesota non-profit corporation, the amount of $16,355.30, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Lakeville's Lake Place Homeowners Association, as evidenced by a lien statement recorded on December 12, 2011, in the office of the Dakota County Recorder as Document No. 2835921; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declara-

sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 10, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. § 580.23 is July 10, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, Lienor Dated: November 7, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION 3220330 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,600.00 MORTGAGOR(S): Roger W. Thompson and Lori J. Thompson, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: July 21, 2005 Dakota County Recorder Document Number: 2342771 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: February 06, 2006 Dakota County Recorder Document Number: 2403531 And assigned to: PNC Bank, National Association Dated: August 05, 2011 Recorded: August 29, 2011 Dakota County Recorder Document Number: 2816631 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1005 Trillium Ct, Eagan, MN 55123-3991 Tax Parcel ID Number: 10-45094-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven, Block One, Lexington Pointe Tenth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,925.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2013, or the next business day if July 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 22, 2012 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F03 3219562 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2007 MORTGAGOR: M e l i s s a J . B u s s , a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc DATE AND PLACE OF RECORDING: Recorded August 16, 2007 Dakota County Recorder, Document No. 2537853. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000920-4710246868-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Webster Bank, NA RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 3427 156th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.64575.03.330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 3, Rosemount Commons, Common Interest Community No. 267, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,003.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 Green Tree Servicing LLC

Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005432 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230139 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2004 MORTGAGOR: Russyl J. Magnuson as his sole and separate property, a single person. MORTGAGEE: T r u s t e d M o r t g a g e Company. DATE AND PLACE OF RECORDING: Recorded November 19, 2004 Dakota County Recorder, Document No. 2268965. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor by merger to Chase Home Finance, LLC, s/b/m to Chase Manhattan Mortgage Corporation. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Trusted Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 12946 Nicollet Avenue South, Unit 102, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01300-16-560 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 102, 12946 Nicollet Avenue, Ridgeview Condominium Homes, Condominium File Number 15, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $63,062.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 17, 2013____________________, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-12311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237560 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,347.00 MORTGAGOR(S): James D. Puls and Michele E. Puls, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GB Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 04, 2008 Dakota County Recorder Document Number: 2606041 LOAN MODIFICATION: Dated: February 08, 2011 Recorded: August 10, 2012 Document Number: 2886564 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 26, 2009 Recorded: June 02, 2009 Dakota County Recorder Document Number: 2660927 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500007940488 Lender or Broker: GB Mortgage, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1742 Deerwood Dr, Eagan, MN 55122-1736 Tax Parcel ID Number: 10-19910-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Deerhawk Addition Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $331,953.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024953F02 3238210 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 7, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants, Conditions and Restrictions for Rosewood Village East Homeowners Association (hereinafter the "Association") which was recorded as Document No. 2283509, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot 23, Block 2, Rosewood Village Second Addition, Common Interest Community No. 486, Dakota County, Minnesota STREET ADDRESS: 14545 Blackberry Way, Rosemount, MN 55068

55068 T A X P A R C E L I D N O . 34-65201-02-230 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 7, 2012, from Jeremy N. Saal and Kathleen E. Kerans, title holders, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,777.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after November 7, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 26, 2012, as Document No. 2882886 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 11th day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 11, 2013 if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rosewood Village East Homeowners Association Attorneys for Rosewood Village East Homeowners Association THOMSEN & NYBECK, P.A. ______________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Rosewood Village East/ Saal-Kerans/12-7-248D) 3221448 11/22-12/27/12

PUBLIC NOTICE

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ING TAXES, IF ANY, PAID BY MORT GAGEE: $136,064.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004652 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228908 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,500.00 MORTGAGOR(S): Thomas M. Stockwell and Diane L. Stockwell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: May 05, 2005 Dakota County Registrar of Titles Document Number: 564704 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 23, 2012 Registered: April 05, 2012 Dakota County Registrar of Titles Document Number: T694127 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000094697 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 43358 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 105 Woodcrest Dr, Burnsville, MN 55337-2761 Tax Parcel ID Number: 02-76430-10-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) Block Ten (10) Timberland-Knoll Acres, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,397.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025252F02 3228880 11/29/12-1/3/13

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 13, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3641 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230370 11/29/12-1/3/13

PUBLIC NOTICE

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005023 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230251 11/29/12-1/3/13

PUBLIC NOTICE

��

�� Secs. 580.07 �� or 582.032.�� P R O D U C T I O N�� , �� A N D A R E MORTGAGOR(S) RELEASED FROM ABANDONED." FINANCIAL OBLIGATION ON MORTDated: November 13, 2012 GAGE: None Green Tree Servicing LLC "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8 - 12-005321 FC OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. WITH A RESIDENTIAL DWELLING OF 3228889 11/29/12-1/3/13 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: November 16, 2012 THE RIGHT TO VERIFICATION Green Tree Servicing LLC OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN Attorneys for Mortgagee/Assignee of THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Mortgagee NOTICE IS HEREBY GIVEN, that 4500 Park Glen Road #300 default has occurred in conditions of Minneapolis, MN 55416 the following described mortgage: (952) 925-6888 DATE OF MORTGAGE: November 30, 8 - 12-006298 FC THIS IS A COMMUNICATION FROM 2007 MORTGAGOR: Dianne R. Olsen, an A DEBT COLLECTOR. unmarried woman. 3228937 11/29/12-1/3/13 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed April 4, 2008, Dakota County NOTICE OF MORTGAGE Registrar of Titles, Document No. FORECLOSURE SALE THE RIGHT TO VERIFICATION 626134 on Certificate of Title No. OF THE DEBT AND IDENTITY OF 144549. ASSIGNMENTS OF MORTGAGE: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Assigned to: Green Tree Servicing LLC. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Said Mortgage being upon Regisdefault has occurred in conditions of tered Land. TRANSACTION AGENT: Mortgage the following described mortgage: DATE OF MORTGAGE: May 31, 2007 Electronic Registration Systems, Inc. MORTGAGOR: S h a r i f a B a k s h , a TRANSACTION AGENT'S MORTsingle person, and John Seidl, a single GAGE IDENTIFICATION NUMBER ON person. MORTGAGE: 1001337-0002758643-0 MORTGAGEE: Mortgage Electronic LENDER OR BROKER AND MORTRegistration Systems, Inc. GAGE ORIGINATOR STATED ON DATE AND PLACE OF RECORDING: MORTGAGE: Countrywide Bank, FSB Recorded June 11, 2007 Dakota RESIDENTIAL MORTGAGE SERC o u n t y R e c o r d e r , D o c u m e n t N o . VICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 2523276. A S S I G N M E N T S O F M O R T G A G E : 5412 Oriole Drive, Farmington, MN Assigned to: Green Tree Servicing LLC 55024 . TRANSACTION AGENT: Mortgage T A X P A R C E L I . D . # : 14.82500.08.028 Electronic Registration Systems, Inc. LEGAL DESCRIPTION OF PROPTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON ERTY: MORTGAGE: 1000157-0008223471-3 Unit No. 28, CIC No. 323, Vermillion LENDER OR BROKER AND MORTGrove Condominiums, a condoGAGE ORIGINATOR STATED ON minium, Dakota County, Minnesota MORTGAGE: Countrywide Home COUNTY IN WHICH PROPERTY IS Loans, Inc. DBA America's Wholesale LOCATED: Dakota Lender ORIGINAL PRINCIPAL AMOUNT OF R E S I D E N T I A L M O R T G A G E S E R - MORTGAGE: $178,000.00 VICER: Green Tree Servicing LLC AMOUNT DUE AND CLAIMED TO BE MORTGAGED PROPERTY ADDRESS: DUE AS OF DATE OF NOTICE, INCLUD5254 Upper 183rd Street West, Farm- ING TAXES, IF ANY, PAID BY MORTington, MN 55024 GAGEE: $172,854.30 T A X P A R C E L I . D . # : That prior to the commencement of 14.19505.05.110 this mortgage foreclosure proceeding LEGAL DESCRIPTION OF PROP- Mortgagee/Assignee of Mortgagee comERTY: plied with all notice requirements as L o t 1 1 , B l o c k 5 , D a k o t a C o u n t y required by statute; That no action or Estates 6th Addition, according to proceeding has been instituted at law the recorded plat thereof on file and o r o t h e r w i s e t o r e c o v e r t h e d e b t of record in the office of the County secured by said mortgage, or any part Recorder, Dakota County, Minnesota thereof; PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the MORTGAGE: $181,500.00 Sheriff of said county as follows: AMOUNT DUE AND CLAIMED TO BE DATE AND TIME OF SALE: January DUE AS OF DATE OF NOTICE, INCLUD- 22, 2013 at 10:00 AM ING TAXES, IF ANY, PAID BY MORTPLACE OF SALE:Sheriff's Office, Law GAGEE: $186,274.78 Enforcement Center, 1580 Hwy 55, That prior to the commencement of Lobby #S-100, Hastings, MN this mortgage foreclosure proceeding to pay the debt then secured by said Mortgagee/Assignee of Mortgagee com- Mortgage, and taxes, if any, on said plied with all notice requirements as premises, and the costs and disburserequired by statute; That no action or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s proceeding has been instituted at law allowed by law subject to redemption o r o t h e r w i s e t o r e c o v e r t h e d e b t within six (6) months from the date of secured by said mortgage, or any part said sale by the mortgagor(s), their thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under tained in said mortgage, the above MN Stat. §580.07. described property will be sold by the TIME AND DATE TO VACATE PROPSheriff of said county as follows: ERTY: If the real estate is an DATE AND TIME OF SALE: January owner-occupied, single-family dwell17, 2013 at 10:00 AM ing, unless otherwise provided by law, PLACE OF SALE:Sheriff's Office, Law the date on or before which the mortEnforcement Center, 1580 Hwy 55, gagor(s) must vacate the property if the Lobby #S-100, Hastings, MN mortgage is not reinstated under secto pay the debt then secured by said tion 580.30 or the property is not Mortgage, and taxes, if any, on said redeemed under section 580.23 is premises, and the costs and disburse- 11:59 p.m. on July 22, 2013 unless m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s that date falls on a weekend or legal allowed by law subject to redemption holiday, in which case it is the next within six (6) months from the date of weekday, and unless the redemption said sale by the mortgagor(s), their period is reduced to 5 weeks under MN personal representatives or assigns Stat. Secs. 580.07 or 582.032. unless reduced to Five (5) weeks under MORTGAGOR(S) RELEASED FROM MN Stat. §580.07. FINANCIAL OBLIGATION ON MORTTIME AND DATE TO VACATE PROP- GAGE: None ERTY: If the real estate is an "THE TIME ALLOWED BY LAW FOR owner-occupied, single-family dwell- REDEMPTION BY THE MORTGAGOR, ing, unless otherwise provided by law, THE MORTGAGOR'S PERSONAL REPthe date on or before which the mort- RESENTATIVES OR ASSIGNS, MAY BE gagor(s) must vacate the property if the REDUCED TO FIVE WEEKS IF A JUDImortgage is not reinstated under sec- CIAL ORDER IS ENTERED UNDER tion 580.30 or the property is not MINNESOTA STATUTES, SECTION redeemed under section 580.23 is 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 11:59 p.m. on July 17, 2013, unless OTHER THINGS, THAT THE MORTthat date falls on a weekend or legal GAGED PREMISES ARE IMPROVED holiday, in which case it is the next WITH A RESIDENTIAL DWELLING OF weekday, and unless the redemption LESS THAN FIVE UNITS, ARE NOT period is reduced to 5 weeks under MN PROPERTY USED IN AGRICULTURAL Stat. Secs. 580.07 or 582.032. P R O D U C T I O N , A N D A R E MORTGAGOR(S) RELEASED FROM ABANDONED." FINANCIAL OBLIGATION ON MORTDated: November 16, 2012 GAGE: None Green Tree Servicing LLC "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8 - 12-005435 FC OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 11/29/12-1/3/13 WITH A RESIDENTIAL DWELLING OF 3230146 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ��

PUBLIC NOTICE

�� Dated: �� November 13, 2012 Transaction Agent: Mortgage ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Ted J Torgerson and Teresa R Torgerson, as Joint Tenants, Husband and Wife MORTGAGEE: American Equity Mortgage, Inc. SERVICER: Carrington Mortgage Services, LLC LENDER: American Equity Mortgage, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 11, 2006, as Document No. 2459783 and re-recorded on September 22, 2006, as Document No. 2463367. ASSIGNED TO: Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 Dated: October 1, 2012 , and recorded November 8, 2012 by Document No. 2907667 . LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Melin`s Rearrangement of Blocks 16 and 18 South Park Division No. 10 to South St. Paul, Dakota County, Minnesota PROPERTY ADDRESS: 518 9th Ave N, South St. Paul, MN 55075-1609 PROPERTY I.D: 36-48300-01-020 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Seven Hundred Eighty-Four and 04/100 ($183,784.04) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 31, 2013 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2013, or the next business day if July 31, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 13, 2012 Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00468-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4337171 12/13/2012, 12/20/2012, 12/27/2012, 01/03/2013, 01/10/2013, 01/17/2013 3238961 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 09, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,000.00 MORTGAGOR(S): Nicholas G Horan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 19, 2002 Dakota County Recorder Document Number: 1864515 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: November 13, 2012

Elec-

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3511110257-6 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3962 Dawn Way, Inver Grove Heights, MN 55076-3143 Tax Parcel ID Number: 20-53651-09-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, The Oaks Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $90,801.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026606F01 3227680 11/29/12-1/3/13

PUBLIC NOTICE

the West 1100.34 feet thereof and except Butler Avenue, Dakota County, according to the Government Survey thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,038.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 17, 2013__, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002244 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228928 11/29/12-1/3/13

PUBLIC NOTICE

DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3230752 11/29/12-1/3/13

PUBLIC NOTICE

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-006250 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3229151 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE UNDER MINN. STAT. § 582.32 NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $340,000.00 MORTGAGOR(S): Randy Barker and Kristina Barker, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. solely as nominee for MILA, Inc. DATE AND PLACE OF RECORDING: Recorded: December 19, 2005 Dakota County Recorder Document Number: 2390015 ASSIGNMENTS OF MORTGAGE: And assigned to: Ocwen REO Trust Dated: November 6, 2007 Recorded: August 7, 2012 Dakota County Recorder Document Number: 2885698 ASSIGNMENTS OF MORTGAGE: And assigned to: VPH NPL JKC 57 Trust Dated: March 22, 2012 Recorded: August 7, 2012 Dakota County Recorder Document Number: 2885715 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000277694-9 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: Vista Pacific Holdings, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14259 Fridley Way, Apple Valley, MN 55124 Tax Parcel ID Number: 01-16583-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Cedar Isle Estates 4th, according to the recorded plat thereof and situated in Dakota County, Minnesota, VOLUNTARY FORECLOSURE AGREEMENT: dated: November 1, 2012 Recorded: November 5, 2012 Document Number: 2906625 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF VOLUNTARY FORECLOSURE AGREEMENT: $574,684.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE: Dakota County Sheriff's Main Office, Civil Division, 1580 W. Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within two (2) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the property is not redeemed under Minn. Stat. §582.32, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2013, or the next business day if March 10, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: VPH MPL JKC 57 TRUST Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025376L02 3235572 12/6-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGOR: M a r y K . S c h l e i s , a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed April 10, 2003, Dakota County Registrar of Titles, Document No. 495295 on Certificate of Title No. 127652. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association S/B/M Chase Home Finance LLC. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001625-0003755724-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 101 Mary Ann Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027643009010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Timberland-Knoll Acres, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,966.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 22, 2013__, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005153 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3238113 12/6/12-1/10/13

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/08/2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,700.00 MORTGAGOR(S): Amy Neubauer, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 05/26/2006 as Document Number 2432848 in the Office of the County Recorder, Dakota County, Minnesota T A X P A R C E L I . D . N O : 10-32951-09-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 9, Hillandale Addition No. 2, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 4130 Meadowlark Way, Eagan, MN 55122 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $188,834.04 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244168 12/13/12-1/17/13

PUBLIC NOTICE

n/k/a National City Home Loan Ser vices, Inc.. And thereafter assigned to: PNC Bank, National Association, successor by merger to National City Bank successor by merger to National City Bank of Kentucky. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 12228 Oak Leaf Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 025370002160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Two (2), in Oak Leaf. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $81,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,028.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-006089 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3236339 12/6/12-1/10/13

PUBLIC NOTICE

34.18305.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Hills 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $304,960.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2012 Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-006687 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237546 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,604.00 MORTGAGOR(S): Ronald Dias, and Michelle Dias, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A. its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 12, 2010 Dakota County Recorder Document Number: 2707233 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by merger to BAC Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829794 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000323608-8 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16458 Elm Creek Ln, Lakeville, MN 55044-4738 Tax Parcel ID Number: 22-26701-12-015 LEGAL DESCRIPTION OF PROPERTY: Unit No. 02015, CIC No. 581, Fieldstone Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,569.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 SSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024880F03 3230945 12/6/12-1/10/13

PUBLIC NOTICE

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�� MORTGAGOR, �� personal representatives Mortgagor s �� REDEMPTION BY THE or assigns is six (6) months from the THE MORTGAGOR'S PERSONAL REPdate of sale. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIERTY: CIAL ORDER IS ENTERED UNDER Minnesota Statute 580.04(b) pro- MINNESOTA STATUTES, SECTION v i d e s , " I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, the notice must also specify the GAGED PREMISES ARE IMPROVED date on or before which the mortgage WITH A RESIDENTIAL DWELLING OF must vacate the property if the mort- LESS THAN FIVE UNITS, ARE NOT gage is no reinstated under section PROPERTY USED IN AGRICULTURAL 580.30 or the property redeemed under PRODUCTION, AND ARE ABANDONED. section 580.23." If the statute applies, DATED: December 06, 2012 the time to vacate the proprty is 11:59 ASSIGNEE OF MORTGAGEE: p.m. on 07/18/2013, or the next busiDeutsche Bank National Trust ness day if 07/18/2013 falls on a SaturCompany, as Trustee for day, Sunday or legal holiday. Ameriquest Mortgage Securities MORTGAGOR(S) RELEASED FROM Inc., Asset-Backed Pass-Through FINANCIAL OBLIGATION ON MORTCertificates, Series 2005-R3 Wilford, Geske & Cook P.A. GAGE: None THE TIME ALLOWED BY LAW FOR Attorneys for Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 026197F01 12/6/12-1/10/13 CIAL ORDER IS ENTERED UNDER 3235541 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED NOTICE OF MORTGAGE PREMISES ARE IMPROVED WITH A FORECLOSURE SALE RESIDENTIAL DWELLING OF LESS THE RIGHT TO VERIFICATION THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRO- OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN DUCTION, AND ARE ABANDONED. THE TIME PROVIDED BY LAW IS Dated: 12/06/2012 Provident Funding Associates, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that L.P., default has occurred in conditions of Mortgagee/Mortgage Assignee the following described mortgage: Dunakey & Klatt, P.C., DATE OF MORTGAGE: April 2, 2007 By Brian G. Sayer and Crystal W. Rink, MORTGAGOR: Justin M. Rojesky, an Attorneys for Mortgagee/Mortgage man and Rachel L. Peters, unmarried Assignee an unmarried woman. 531 Commercial Street, P.O. Box 2363, MORTGAGEE: Mortgage Electronic Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A Registration Systems, Inc.. DATE AND PLACE OF RECORDING: DEBT COLLECTOR ATTEMPTING TO Recorded April 16, 2007 Dakota COLLECT A DEBT. ANY INFORMAC o unty Recorder, Document No. TION OBTAINED WILL BE USED FOR 2509981. THAT PURPOSE. ASSIGNMENTS OF MORTGAGE: 3237517 12/6/12-1/10/13 Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE NOTICE IS HEREBY GIVEN that TRANSACTION AGENT'S MORTdefault has occurred in the conditions GAGE IDENTIFICATION NUMBER ON of the following described mortgage: MORTGAGE: 100015904000745673 DATE OF MORTGAGE: February 14, LENDER OR BROKER AND MORT2005 GAGE ORIGINATOR STATED ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: CTX Mortgage Company, MORTGAGE: $163,800.00 LLC MORTGAGOR(S): Susan M. Vought, a RESIDENTIAL MORTGAGE SERsingle woman VICER: JPMorgan Chase Bank, MORTGAGEE: Ameriquest Mortgage National Association Company MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 19726 Escort Trail, Farmington, MN Recorded: March 03, 2005 Dakota 55024 County Recorder T A X P A R C E L I . D . # : Document Number: 2301010 14-16600-10-607 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPAnd assigned to: Deutsche Bank ERTY: National Trust Company, as Trustee Unit No. 607, Common Interest for, Ameriquest Mortgage Securities Community Number 520, a CondoInc. Asset-Backed Pass-Through Cerminium, Charleswood Crossing, tificates, Series 2005-R3 Dakota County, Minnesota. Dated: January 20, 2009 COUNTY IN WHICH PROPERTY IS Recorded: February 17, 2009 Dakota LOCATED: Dakota County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2637687 MORTGAGE: $172,636.00 Transaction Agent: Not Applicable AMOUNT DUE AND CLAIMED TO BE Transaction Agent Mortgage Identifi- DUE AS OF DATE OF NOTICE, INCLUDcation Number: Not Applicable ING TAXES, IF ANY, PAID BY MORTLender or Broker: Ameriquest Mort- GAGEE: $207,289.02 gage Company That prior to the commencement of R e s i d e n t i a l M o r t g a g e S e r v i c e r : this mortgage foreclosure proceeding Homeward Residential, Inc. Mortgagee/Assignee of Mortgagee comMortgage Originator: Not Applicable plied with all notice requirements as COUNTY IN WHICH PROPERTY IS required by statute; That no action or LOCATED: Dakota proceeding has been instituted at law Property Address: 4466 Woodgate Pt, o r o t h e r w i s e t o r e c o v e r t h e d e b t Eagan, MN 55122-2448 secured by said mortgage, or any part T a x P a r c e l I D N u m b e r : thereof; 10-84602-02-180 PURSUANT to the power of sale conL E G A L D E S C R I P T I O N O F P R O P - tained in said mortgage, the above ERTY: Lot 18, Block 2 Woodgate 3rd described property will be sold by the Addition, CIC No. 226, Dakota County, Sheriff of said county as follows: Minnesota DATE AND TIME OF SALE: January AMOUNT DUE AND CLAIMED TO BE 24, 2013 at 10:00 AM DUE AS OF DATE OF NOTICE: PLACE OF SALE:Sheriff's Office, Law $159,624.83 Enforcement Center, 1580 Hwy 55, THAT all pre-foreclosure require- Lobby #S-100, Hastings, MN ments have been complied with; that to pay the debt then secured by said no action or proceeding has been insti- Mortgage, and taxes, if any, on said tuted at law or otherwise to recover the premises, and the costs and disbursedebt secured by said mortgage, or any m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s part thereof; allowed by law subject to redemption PURSUANT to the power of sale con- within six (6) months from the date of t a i n e d i n s a i d m o r t g a g e , t h e said sale by the mortgagor(s), their above-described property will be sold personal representatives or assigns by the Sheriff of said county as fol- unless reduced to Five (5) weeks under lows: MN Stat. §580.07. DATE AND TIME OF SALE: January TIME AND DATE TO VACATE PROP18, 2013 at 10:00 AM ERTY: If the real estate is an PLACE OF SALE: Dakota County owner-occupied, single-family dwellLaw Enforcement Center, 1580 High- ing, unless otherwise provided by law, way 55, Lobby S-100, Hastings, Minne- the date on or before which the mortsota gagor(s) must vacate the property if the to pay the debt secured by said mort- mortgage is not reinstated under secgage and taxes, if any, on said pre- tion 580.30 or the property is not mises and the costs and disburse- redeemed under section 580.23 is ments, including attorney fees allowed 11:59 p.m. on _July 24, 2013, unless by law, subject to redemption within that date falls on a weekend or legal six (6) months from the date of said holiday, in which case it is the next sale by the mortgagor(s), their per- weekday, and unless the redemption period is reduced to 5 weeks under MN sonal representatives or assigns. If the Mortgage is not reinstated Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. FINANCIAL OBLIGATION ON MORT§580.23, the Mortgagor must vacate GAGE: None "THE TIME ALLOWED BY LAW FOR the property on or before 11:59 p.m. on July 18, 2013, or the next business day REDEMPTION BY THE MORTGAGOR, if July 18, 2013 falls on a Saturday, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE Sunday or legal holiday. Mortgagor(s) released from financial REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER obligation: NONE THIS COMMUNICATION IS FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR ATTEMPT- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ING TO COLLECT A DEBT. ANY OTHER THINGS, THAT THE MORTINFORMATION OBTAINED WILL BE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT THE DEBT AND IDENTITY OF THE PROPERTY USED IN AGRICULTURAL ORIGINAL CREDITOR WITHIN THE P R O D U C T I O N , A N D A R E T I M E P R O V I D E D B Y L A W I S N O T ABANDONED." Dated: November 21, 2012 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, ��

PUBLIC NOTICE

�� Dated: November 21, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-11332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237576 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2004 MORTGAGOR: Craig D. Diercks and Julie K. Diercks, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed April 26, 2004, Dakota County Registrar of Titles, Document No. 535458 on Certificate of Title No. 120308. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249130000013411 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1442 Summit Shores Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02.73081.01.180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Summit Shores Second, Common Interest Community Number 135, a Planned Community. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,131.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005690 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237514 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/30/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Tammy Torgerson, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 08/15/2007 as Document Number 2537561 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 36-71500-30-240 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 30, Spring Park, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 200 Douglas St. E., South St. Paul, MN 55075 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $213,863.49 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244175 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 MORTGAGOR(S): Michael R. Diehl, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, LLC, its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: January 03, 2007 Dakota County Registrar of Titles Document Number: 603570 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association as Trustee for BAFC 2007-4 Dated: October 31, 2012

Dated: October 31, 2012 Registered: November 02, 2012 Dakota County Registrar of Titles Document Number: T705621 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401447015476 Lender or Broker: SunTrust Mortgage, LLC Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128112 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 144 21st Ave S, South Saint Paul, MN 55075-5841 Tax Parcel ID Number: 36-53600-04-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Oak View Addition to South St. Paul, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,949.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association as Trustee for BAFC 2007-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026570F01 3231622 12/6/12-1/10/13

PUBLIC NOTICE

debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3237533 12/6/12-1/10/13

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-006405 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3236344 12/6/12-1/10/13

PUBLIC NOTICE

redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 Residential Credit Solutions, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 119 - 12-004914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3235621 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 1 , 2006 MORTGAGOR: D a v i d T V a r l e y a n d Cynthia L Varley, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 21, 2006 Dakota County Recorder, Document No. 2476905. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as trustee, on behalf of the holders of the Harborview Mortgage Loan Trust Mortgage Loan Pass-Through Certificates, Series 2006-12. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073889426 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 32266 Canada Avenue, Northfield, MN 55057 T A X P A R C E L I . D . # : 41.11900.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Arboretum Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $376,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $353,278.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

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582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-004252 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3231392 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Teodoro Lozano and Mary T. Lozano, Husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for BNC Mortgage, Inc., a Delaware Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200003118442 SERVICER: Ocwen Loan Servicing, LLC LENDER: BNC Mortgage, Inc., A Delaware Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on April 17, 2007, as Document No. 609125. ASSIGNED TO: Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Dated: April 3, 2007 , and recorded August 21, 2012 by Document No. T701448 . LEGAL DESCRIPTION OF PROPERTY: The land referred to in this commitment is described as follows: Lot One (1) in Block Four (4) of South Grove No. 5, Dakota County, Minnesota. PROPERTY ADDRESS: 3738 Upper 71st St E, Inver Grove Heights, MN 55076 PROPERTY I.D: 207115404012 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-One Thousand Six Hundred Twelve and 03/100 ($171,612.03) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 6, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 20, 2012 Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299999 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for December 11, 2012 at 10:00 AM , has been postponed to January 16, 2013 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: December 11, 2012 Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Jennifer K Fischer (0311248) Attorneys for Wilmington Trust National Association, as successor trustee to Citibank, N . A . , a s T r u s t e e for BNC Mortgage L o a n T r u s t S e r i e s 2007-3 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00776-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4339465 12/13/2012 3243038 12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 MORTGAGOR(S): Pamela Bannie, Single MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 28, 2005, as Document No. 2335101. ASSIGNED TO: U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Dated: June 28, 2005 , and recorded February 13, 2012 by Document No. 2848786 . LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3,Donnay`s Valley Park 4th Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 16515 Forbes Avenue W, Lakeville, MN 55068 PROPERTY I.D: 22-21173-03-050 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Six Thousand Five Hundred Eighty-Three and 32/100 ($176,583.32) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 8, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 8, 2012, or the next business day if November 8, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 22, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza,

One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN01048-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4215431 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for December 6, 2012 at 10:00 AM , has been postponed to January 3, 2013 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: December 6, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Jennifer K Fischer (0311248) Attorneys for U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 11MN01048-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4337276 12/13/2012 3238976 12/13/12

PUBLIC NOTICE

(1), in PURDY ESTATES, according to the recorded plat thereof, lying Northeasterly of the following described line, and its extensions: Commencing at the Southeast corner of said Lot Four (4); thence North 89 degrees 54 minutes 00 seconds West, assumed bearing, along the South line of said Lot 4 (4) a distance of 16.21 feet to the point of beginning of the line to be described; thence North 46 degrees 16 minutes 44 seconds West a distance of 108.19 feet to the angle point, on the Northwesterly line of said Lot Four (4), and there terminating. (Torrens) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,469.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,826.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-006071 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243862 12/13/12-1/17/13

PUBLIC NOTICE

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�� Dakota County, Minnesota LEGA L DESCRIP T I O�� N OF PROP COUNTY IN WHICH PROPERTY IS ERTY: Lot 3, Block 1, CarrollWood VilLOCATED: Dakota lage Fifth Addition, According to the ORIGINAL PRINCIPAL AMOUNT OF plat thereof on file and of record in the MORTGAGE: $215,323.00 office of the county recorder for AMOUNT DUE AND CLAIMED TO BE Dakota County, Minnesota, Subject to DUE AS OF DATE OF NOTICE, INCLUD- matters, if any, of record ING TAXES, IF ANY, PAID BY MORTPROPERTY ADDRESS: 7850 142nd GAGEE: $224,175.06 Street West, Apple Valley, MN 55124 That prior to the commencement of PROPERTY I.D: 01-16404-01-030 this mortgage foreclosure proceeding COUNTY IN WHICH PROPERTY IS Mortgagee/Assignee of Mortgagee com- LOCATED: Dakota plied with all notice requirements as THE AMOUNT CLAIMED TO BE DUE required by statute; That no action or ON THE MORTGAGE ON THE DATE OF proceeding has been instituted at law THE NOTICE: One Hundred Fifty-Six o r o t h e r w i s e t o r e c o v e r t h e d e b t Thousand One Hundred Eighty-Five secured by said mortgage, or any part and 99/100 ($156,185.99) thereof; THAT no action or proceeding has P U R S U A N T t o t h e p o w e r o f s a l e been instituted at law to recover the contained in said mortgage, the above debt secured by said mortgage, or any described property will be sold by the part thereof; that there has been comSheriff of said county as follows: pliance with all pre-foreclosure notice DATE AND TIME OF SALE: Decem- and acceleration requirements of said ber 11, 2012 at 10:00 AM mortgage, and/or applicable statutes; PLACE OF SALE:Sheriff's Office, Law PURSUANT, to the power of sale conEnforcement Center, 1580 Hwy 55, tained in said mortgage, the above Lobby #S-100, Hastings, MN described property will be sold by the to pay the debt then secured by said Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM Mortgage, and taxes, if any, on said p r e m i s e s , a n d t h e c o s t s a n d on June 19, 2012 PLACE OF SALE: Sh eriff`s Mai n disbursements, including attorneys' f e e s a l l o w e d b y l a w s u b j e c t t o Office, Law Enforcement Center, 1580 redemption within six (6) months from Highway 55, Hastings MN 55033-2343 t h e d a t e o f s a i d s a l e b y t h e to pay the debt then secured by said m o r t g a g o r ( s ) , t h e i r p e r s o n a l mortgage and taxes, if any actually representatives or assigns unless paid by the mortgagee, on the premises reduced to Five (5) weeks under MN a n d t h e c o s t s a n d d i s b u r s e m e n t s allowed by law. The time allowed by Stat. §580.07. TIME AND DATE TO VACATE l a w f o r r e d e m p t i o n b y s a i d PROPERTY: If the real estate is an m o r t g a g o r ( s ) , t h e i r p e r s o n a l o w n e r - o c c u p i e d , s i n g l e - f a m i l y representatives or assigns is 6.00 dwelling, unless otherwise provided by m o n t h s f r o m t h e d a t e o f s a l e . I f law, the date on or before which the Mortgage is not reinstated under Minn. mortgagor(s) must vacate the property Stat. Section580.30 or the property is if the mortgage is not reinstated under n o t r e d e e m e d u n d e r M i n n . S t a t . section 580.30 or the property is not Section580.23, the Mortgagor must redeemed under section 580.23 is vacate the property on or before 11:59 11:59 p.m. on June 11, 2013, unless p.m. on December 19, 2012, or the the redemption period is reduced to 5 next business day if December 19, weeks under MN Stat. Secs. 580.07 or 2012 falls on a Saturday, Sunday or legal holiday. 582.032. "THE TIME ALLOWED BY LAW FOR MORTGAGOR(S) RELEASED FROM F I N A N C I A L O B L I G A T I O N O N REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REPRESENTATIVES OR ASSIGNS, REDEMPTION BY THE MORTGAGOR, MAY BE REDUCED TO FIVE WEEKS IF THE MORTGAGOR'S PERSONAL A JUDICIAL ORDER IS ENTERED REPRESENTATIVES OR ASSIGNS, U N D E R M I N N E S O T A S T A T U T E S , MAY BE REDUCED TO FIVE WEEKS IF SECTION 582.032, DETERMINING, A J U D I C I A L O R D E R I S E N T E R E D AMONG OTHER THINGS, THAT THE UNDER MINNESOTA STATUTES, M O R T G A G E D P R E M I S E S A R E SECTION 582.032, DETERMINING, I M P R O V E D W I T H A R E S I D E N T I A L AMONG OTHER THINGS, THAT THE D W E L L I N G O F L E S S T H A N F I V E M O R T G A G E D P R E M I S E S A R E UNITS, ARE NOT PROPERTY USED IN I M P R O V E D W I T H A R E S I D E N T I A L AGRICULTURAL PRODUCTION, AND D W E L L I N G O F L E S S T H A N F I V E ARE ABANDONED." UNITS, ARE NOT PROPERTY USED IN Dated: April 19, 2012 AGRICULTURAL PRODUCTION, AND U.S. Bank, National Association, ARE ABANDONED." as Trustee under the Pooling and Dated: October 9, 2012 Servicing Agreement dated as of U.S. Bank National Association M a r c h 1 , 2 0 0 7 , G S A M P T r u st Mortgagee/Assignee of Mortgagee 2 0 0 7 - H E 2 , M o r t g a g e USSET, WEINGARDEN AND LIEBO, P.L.L.P. Pass-Through Certificates, Series Attorneys for Mortgagee/Assignee of 2007-HE2 Mortgagee Randall S. Miller and Associates, PLLC 4500 Park Glen Road #300 Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, Minneapolis, MN 55416 120 South Sixth Street, Suite 1100 (952) 925-6888 Minneapolis, MN 55402 19 - 12-002705 FC THIS IS A COMMUNICATION FROM Phone: 612-573-3677 Our File No. 12MN00294-1 A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF THIS IS A COMMUNICATION FROM MORTGAGE FORECLOSURE SALE A DEBT COLLECTOR. P u r s u a n t t o t h e p r o v i s i o n s o f A-4230136 04/19/2012, 04/26/2012, M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e 05/03/2012, 05/10/2012, 05/17/2012, f o r e g o i n g f o r e c l o s u r e s a l e i s 05/24/2012 postponed until February 12, 2013 at NOTICE OF POSTPONEMENT OF 10:00 AM at the Sheriff's Office, Law FORECLOSURE SALE Enforcement Center, 1580 Hwy 55, The above referenced sale scheduled Lobby #S-100, Hastings, MN, in said for December 11, 2012 at 10:00 AM , county and state. has been postponed to January 2, 2013 Dated: December 11, 2012. at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 U.S. Bank National Association Mortgagee/Assignee of Mortgagee Highway 55, Hastings MN 55033-2343, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Dakota Minnesota Dated: December 11, 2012 Attorneys for Mortgagee/Assignee of U.S. Bank, National Association, Mortgagee as Trustee under the Pooling and 4500 Park Glen Road #300 Servicing Agreement dated as of Minneapolis, MN 55416 (952) 925-6888 M a r c h 1 , 2 0 0 7 , G S A M P T r u st 19 - 12-002705 FC 2 0 0 7 - H E 2 , M o r t g a g e Certificates, Series Pass-Through THIS IS A COMMUNICATION FROM 2007-HE2 A DEBT COLLECTOR. 3243815 12/13/12 J e n n i f e r K F i s c h e r ( 0 3 1 1 2 4 8 ) Attorneys for U.S. Bank, Nationa l Association, as Trustee under the Pooling and Servicing Agreement dated NOTICE OF MORTGAGE as of March 1, 2007, GSAMP Trust FORECLOSURE SALE 2007-HE2, Mortgage Pass-Through THE RIGHT TO VERIFICATION OF Certificates, Series 2007-HE2 THE DEBT AND IDENTITY OF THE Randall S. Miller and Associates, PLLC ORIGINAL CREDITOR WITHIN THE Canadian Pacific Plaza, T I M E P R O V I D E D B Y L A W I S N O T 120 South Sixth Street, Suite 1100 AFFECTED BY THIS ACTION. Minneapolis, MN 55402 NOTICE IS HEREBY GIVEN: That (952) 232-0052 default has occurred in the conditions Our File No. 12MN00294-1 of the following described mortgage: PURSUANT TO THE FAIR DEBT DATE OF MORTGAGE: January 12, COLLECTION PRACTICES ACT, YOU 2007 ARE ADVISED THAT THIS OFFICE ORIGINAL PRINCIPAL AMOUNT OF M A Y B E D E E M E D A D E B T MORTGAGE: $182,400.00 COLLECTOR ANY INFORMATION MORTGAGOR(S): James R. Sims and OBTAINED MAY BE USED FOR THAT Bernadette Sims, husband and wife, as PURPOSE. THIS NOTICE IS REQUIRED joint tenants BY THE PROVISIONS OF THE FAIR MORTGAGEE: Mortgage Electronic DEBT COLLECTION PRACTICES ACT Registration Systems, Inc. as nominee AND DOES NOT IMPLY THAT WE ARE for New Century Mortgage Corporation ATTEMPTING TO COLLECT MONEY TRANSACTION AGENT: Mortgage F R O M A N Y O N E W H O H A S D I S Electronic Registration Systems, Inc. CHARGED THE DEBT UNDER THE MIN#: 100488910115957036 BANKRUPTCY LAWS OF THE UNITED SERVICER: Ocwen Loan Servicing, STATES. LLC A-4337751 12/13/2012 LENDER: New Century Mortgage 3239022 12/13/12 Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 26, 2007, as Document No. NOTICE OF MORTGAGE 2491669 Said Mortgage was Modified FORECLOSURE SALE and Recorded on June 29, 2010 as THE RIGHT TO VERIFICATION Document No. 2737882. OF THE DEBT AND IDENTITY OF ASSIGNED TO: U.S. Bank, National THE ORIGINAL CREDITOR WITHIN Association, as Trustee under the THE TIME PROVIDED BY LAW IS Pooling and Servicing Agreement dated NOT AFFECTED BY THIS ACTION. as of March 1, 2007, GSAMP Trust NOTICE IS HEREBY GIVEN, that 2007-HE2, Mortgage Pass-Through default has occurred in conditions of Certificates, Series 2007-HE2 Dated: the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , March 9, 2012 , and recorded March 23, 2012 by Document No. 2857468. L E G A L D E S C R I P T I O N O F P R O P - ��

PUBLIC NOTICE

�� 10:00 AM at the Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, �� DATE OF MORTGAGE: J a n u a r y 2 6 , 2009 MORTGAGOR: Katherine M. Sanchez Rosario F/K/A Katherine M. Kenney and Edward Johanny Sanchez Rosario, Wife and Husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 2, 2009 Dakota County Recorder, Document No. 2640559, and corrected by Corrective Mortgage on February 16, 2011 as Document No. 2786718.. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600012351231 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 663 East Burnsville Parkway, Burnsville, MN 55337 TAX PARCEL I.D. #: 025720000039 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 29, Building Number 7, Burnhill Townhomes, Condominium File Number 30, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,742.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,992.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 12, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3839 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 7, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 7, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3839 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 15, 2013 at 10:00 AM at the Sheriff's Office, Law

Lobby #S-100, Hastings, MN, in said county and state. Dated: December 10, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3839 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243148 12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Michael Boxenbaum, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 02, 2005 Dakota County Recorder Document Number: 2318139 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-3 Dated: May 12, 2011 Recorded: July 18, 2011 Dakota County Recorder Document Number: 2810198 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004822031-9 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1659 Woodgate Ln, Eagan, MN 55122-2422 Tax Parcel ID Number: 10-47251-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Mallard Park 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $313,808.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022387F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 21, 2012 at 10:00 AM has

for December 21, 2012 at 10:00 AM has been postponed to January 22, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022387F01 3239238 12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2010 MORTGAGOR: D a n i e l M L o e s a n d Jennifer J Herman, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 24, 2010 Dakota County Recorder, Document No. 2748216. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268003442676 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage and Equity Consultants, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1532 Sherwood Way, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.15007.02.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Brittany 8th Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $296,683.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 2, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-256-2012 FC THIS IS A COMMUNICATION FROM

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 7, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-256-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243722 12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2004 MORTGAGOR: A n n T R o t h e r , f k a Ann Theresa Gelhar, a single person. MORTGAGEE: TCF Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded May 19, 2004 Dakota County Recorder, Document No. 2206461. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 400 East 5TH Street, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32150-33-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 33, Town of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$125,222.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 12, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300

4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3233 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 7, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 7, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3233 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 15, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 10, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3233 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243158 12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,454.00 MORTGAGOR(S): Randolph Reynolds, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Savings of America, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 12, 2010 Dakota County Recorder Document Number: 2746068 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: March 29, 2012 Recorded: April 09, 2012 Dakota County Recorder Document Number: 2860609 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100442510070472420 Lender or Broker: Home Savings of America Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1916 55th Street Ct E, Inver Grove Heights, MN 55077-1688 Tax Parcel ID Number: 20-22100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Dupont Stevens Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,591.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026009F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to December 10, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 15, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2012 at 10:00 AM has been postponed to January 10, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 05, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026009F01 3240311 12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $514,150.00 MORTGAGOR(S): Kenna L Young and Ramona S Young, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 07, 2007 Dakota County Registrar of Titles Document Number: 612023 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683429 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600071185651 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142696 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1716 Terra Glenn Ct, Eagan, MN 55122-1632 Tax Parcel ID Number: 10-75401-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Terra Glenn 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $498,865.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

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sale by the mortgagor(s), their per sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2012 at 10:00 AM has been postponed to June 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2012 at 10:00 AM has been postponed to July 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2012 at 10:00 AM has been postponed to August 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 13, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2012 at 10:00 AM has been postponed to September 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 20, 2012 at 10:00 AM has been postponed to October 22, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14

PASS THROUGH TRUST 2007 14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2012 at 10:00 AM has been postponed to December 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 18, 2012 at 10:00 AM has been postponed to January 18, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 3239194 12/13/12

PUBLIC NOTICE

reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 8, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 6, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 1, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 24, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 26, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 5, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 1, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 23, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229

DAKOTA COUNTY TRIBUNE BUSINESS �� WEEKLY �� December ��13, ��2012 ��

27A ��

NAHB: Builder confidence rises five points in November

The builder confidence in the market for newly built, single-family homes posted a solid, five-point gain to 46 on the National Association of Home Builders/ Wells Fargo Housing Market Index (HMI) for November. This marks the seventh consecutive monthly gain in the confidence gauge and brings it to its highest point since May of 2006. “Builders are reporting increasing demand for new homes as inventories of foreclosed and distressed properties begin to shrink in markets across the country,” said NAHB Chairman Barry Rutenberg, a home builder from Gainesville, Fla. “In view of the tightening supply and other improving conditions, many potential buyers who were on the fence are now motivated to move forward with a purchase in order to take advantage of today’s favorable prices and interest rates.” “While our confidence gauge has yet to breach the 50 mark — at which point an equal number of builders view sales conditions as good versus poor — we have certainly made substantial progress since this time last year, when the HMI stood at 19,” observed NAHB 60 3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 5, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 28, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 17, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 9, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 28, 2012 at 10:00 AM at the Sheriff's Office, Law

chief economist David Crowe. “At this point, difficult appraisals and tight lending conditions for builders and buyers remain limiting factors for the burgeoning housing recovery, along with shortages of buildable lots that have begun popping up in certain markets.” Derived from a monthly survey that NAHB has been conducting for the past 25 years, the NAHB/Wells Fargo Housing Market Index gauges builder perceptions of current single-family home sales and sales expectations for the next six months as “good,” “fair” or “poor.” The survey also asks builders to rate traffic of prospective buyers as “high to very high,” “average” or “low to very low.” Scores from each component are then used to calculate a seasonally adjusted index where any number over 50 indicates that more builders view sales conditions as good than poor. Two out of three of the HMI’s component indexes registered gains in November. The component gauging current sales conditions posted the biggest increase, with an eight-point gain to 49 — its highest mark in more than six years. Meanwhile, the com-

at the Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 9, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 2, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 11, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 13, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee

ponent measuring sales expectations for the next six months held above 50 for a third consecutive month with a twopoint gain to 53, and the component measuring traffic of prospective buyers held unchanged at 35 following a fivepoint gain in the previous month. All four regions of the country posted gains in their HMI three-month moving averages as of November. The South posted a four-point gain to 43, while the Midwest and West each posted three-point gains, to 45 and 47, respectively, and the Northeast posted a two-point gain to 31. (Note, the HMI survey was conducted in the two weeks immediately following Hurricane Sandy and therefore does reflect builder sentiment during that period.) Editor’s note: The NAHB/Wells Fargo Housing Market Index is strictly the product of NAHB Economics, and is not seen or influenced by any outside party prior to being released to the public. HMI tables can be found at www.nahb.org/ hmi. More information on housing statistics is also available at: http:// www.housingeconomics. com/.

Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 6, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 15, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 31, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 10, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243711 12/13/12

28A

Dakota Arts

December 13, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Theater and Arts Briefs

Holiday musical brings Broadway to Lakeville stage

Heartbeat’s anniversary

Heartbeat Performing Arts Center in Apple Valley will hold its 15th anniversary show at 7 p.m. Saturday, Jan. 5, at Eastview High School. Special guests will include tap dancers Dianne “Lady Di” Walker, Yukiko Misumi, Jason Samuels-Smith and Guillem Alonso, and television personality/author Joan Steffend. Tickets are available at Heartbeat Performing Arts Center for $20 for adults and $18 for children under 12. Tickets will be $25 at the door. Guest tap dancers will share their styles in a class from noon to 5 p.m. Sunday, Jan. 6, at Heartbeat, 7661 W. 145th St., Apple Valley. Call (952) 432-7833 for information.

The Play’s the Thing Productions presents ‘Irving Berlin’s White Christmas’ by Andrew Miller

DAKOTA COUNTY TRIBUNE

The Play’s the Thing Productions is looking to bring a little bit of Broadway to Lakeville this month. The Lakeville-based children’s theater company’s holiday musical, “Irving Berlin’s White Christmas,” is based on the Broadway musical circa 2004, which itself was inspired by the iconic 1954 feature film “White Christmas” starring Bing Crosby and Rosemary Clooney. “Our show is the Broadway version, and it’s a big show – the costumes, the sets, the big song-and-dance numbers where everyone’s matching,” said director Dayna Railton. “This was very ambitious for us.” The musical, which runs Dec. 14-30 at the Lakeville Area Arts Center, features a 30-member, all-youth cast performing classic songs such as “Blue Skies,” “How Deep is the Ocean,” and “I Love a Piano.” The show seeks to evoke the 1950s-feel of the original, Railton said, and the production includes a short homage to “The Ed Sullivan Show” along with a group tapdance number arranged by The Play’s the Thing choreographer Doug Dally. “White Christmas” is The Play’s the

Painting exhibit opens

An acrylic painting exhibit by Sue Kemnitz is on display through Jan. 30 at Lakeville Area Arts Center. Kemnitz is a graphic artist who has designed the Lakeville Art Festival website and marketing materials. The Lakeville Area Arts Center is located at 20965 Holyoke Ave. For additional information, call (952) 985-4640. Photo by Rick Orndorf

Julie Herzog and Gracie Wagner, both of Burnsville, are among the cast of 30 young actors in “Irving Berlin’s White Christmas.” Thing’s second holiday-themed produc- Christmas” are $13 and can be purchased tion at the Lakeville Area Arts Center. online at www.LakevilleAreaArtsCenter. Last year, the theater group presented com or by calling (952) 985-4640. “Junie B. Jones in Jingle Bells, Batman More about The Play’s the Thing is at Smells,” a production which Railton says www.childrenstheatretptt.com. proved so successful the theater company plans to stage it as its holiday show again Andrew Miller can be reached at andrew. in 2013. miller@ecm-inc.com or facebook.com/sun Tickets for “Irving Berlin’s White thisweek.

Arts Calendar To submit items for the Arts Calendar, email: darcy.odden@ ecm-inc.com. Comedy Louie Anderson’s “Big Baby Boomer,” 7:30 and 10 p.m. Monday, Dec. 31, at Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets range from $29.95 to $101.95 for VIP tickets and a preshow meet and greet. Purchase tickets at the box office or by phone at (952) 895-4680. Exhibits “Color, Motion, and Landscape,” an exhibit featuring the works of Mary Lingen, Joonja Lee Mornes, and Nanci Yermakoff, is on display through Dec. 15 in the gallery at Burnsville Performing Arts Center, 12600 Nicollet Ave. Theater “Irving Berlin’s White Christmas” will be presented FridaySunday, Dec. 14-30, by The Play’s the Thing Productions at Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $13 and can be purchased online at www.lakevilleareaartscenter.com or by calling (952) 985-4640. Workshops/classes/other Teen Poetry Jam/Rap Battle from 4 to 5 p.m. the first Tuesday of each month at Apple Valley Teen Center, 14255 Johnny Cake Ridge Road, Apple Valley, (952) 9532385. Ages 12-18. Free admission. Free snack and writing workshop with Guante. Jewelry Club, 1 to 3 p.m. Friday, Dec. 14, at the Eagan Art House. Cost: $15 per class. Registration required: www.eaganart-

house.org or (651) 675-5521. Mystery Art Night at the Eagan Art House from 7 to 9 p.m. Friday, Dec. 14. Cost is $25 to preregister or $30 at the door. Supplies and light refreshments provided. Information: www.eaganarthouse. org or (651) 675-5521. Sample Saturday at the Eagan Art House from 1 to 5 p.m. Dec. 15. Pastel painting sampler workshop. Supplies provided. Cost: $20. Registration required: www.eaganarthouse.org or (651) 675-5521. Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for ages 4 through adult. For a complete listing go to www. eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www. danpetrovart.com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt. com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 7363644. Show Biz Kids Theater Class for children with special needs

(ASD/DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids, 13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Information: (651) 675-5500. Savage Art Studios, 4735 W. 123rd St., Suite 200, Savage, offers classes/workshops for all ages. Information: www.savageartstudios.com or (952) 895-0375. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 4637833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651) 463-7833. The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 9854640. Rosemount History Book Club meets the second Tuesday of each month from 6:30 to 8 p.m. at the Robert Trail Library. Information: John Loch, (952) 255-8545 or jjloch@charter.net.

Mark Weber book event

Rosemount resident and Minnesota National Guard Lt. Col. Mark Weber will read from his book, “Tell My Sons,” at 1:30 p.m. Sunday, Dec. 16, at the Robert Trail Library in Rosemount. Weber has living with an inoperable form of cancer after being diagnosed in 2011. More about the book is at www.tellmysons.com. The event is sponsored by the library and the Rosemount Area Arts Council. Admission is free.

Art park names photo contest winners Photo submitted

Winners of the 2012 Caponi Art Park photo contest have been announced. Adult category: First place, “First Kiss” by Karen Biwersi (above); second place, “Untitled” by Mitch Pieper; third place, “Untitled” by Tim Girton. Youth category: First place, “Campfire” by Lukas Laube, age 12; second place, “Art and Me” by Ava Girton, age 7; third place, “Hidden Eye” by Jack Girton, age 9. Select images from the contest will be on display Jan. 4 through Feb. 28 at Eagan Community Center. An opening reception and awards ceremony will be 7 p.m. Jan. 7 at the community center. Winning images and all photo submissions can be viewed at www.caponiartpark.org.

Family Calendar To submit items for the Family Calendar, email: darcy.odden@ ecm-inc.com. Saturday, Dec. 15 Christmas in Sugarland, open house, 9 a.m. to 3 p.m., Good Shepherd Lutheran Church and School, 151 E. County Road 42, Burnsville. Activities include skit, songs, cookie decorating, crafts, games, and more. Free. Information: www.goodshep. com/. Sunday, Dec. 16 Free practice ACT test, 9 a.m. to 12:30 p.m., Sylvan Learning, 170 Cobblestone Lane,

Burnsville. Bring a calculator. Reservations: (952) 435-6603. To receive test results, parents must be present at a follow-up appointment. Santa’s Helpers Kids Cheer Clinic by the Eastview High School competition cheer team for students in grades K-8, noon to 4 p.m., in the gym. Parent performance at 3:45 p.m. Cost: $35, includes T-shirt, pom-poms, snack and more. Information/registration: www. leaguelineup.com/eastview lightningcheer.

Blood drives The American Red Cross will hold the following blood drives. Call 1-800-RED CROSS (1-800733-2767) or visit redcrossblood. org to make an appointment or for more information. • Dec. 14, 12:30 to 5:30 p.m., Easter Lutheran Church – By the Lake, 4545 Pilot Knob Road, Eagan. • Dec. 15, 10:15 a.m. to 3:15 p.m., Burnhaven Library, 1101 W. County Road 42, Burnsville. • Dec. 15, 10 a.m. to 3 p.m., Wescott Library, 1340 Wescott Road, Eagan.