11/22/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

Laura adelmann Tribune staff aaron vehling

County elections run smoothly 2A Burnsville city manager to retire 5A Campaign earns feedback 6A

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date ##, 2009 november 22, 2012

Volume 30, Number # VOLUME 33, NUMBER 39

Dakota County Tribune Since 1884

Farmington businesses being wooed by other cities by Laura Adelmann

City will increase its recruitment efforts

inside biz forum

Helping the economy recover depends on knowing the history of previous depressions and recessions. lee 4A egerstrom

Dakota County Tribune

Farmington officials heard unwelcome news during recent onsite business visits: Other cities are aggressively working to woo away some Farmington businesses. “We were surprised,” said Economic Development Authorforum ity Member Jeri Jolley. “We heard other cities were calling them every School district six months to see how they are doleaders throughout ing and if they are looking to make Minnesota have changes.” advice for Elected officials and economic President Obama development staff from other cities as he starts his have also personally visited Farmsecond term. joe ington businesses, inviting owners 4A nathan to move. The news angered Farmington news Mayor Todd Larson, who has made economic development his top priThe city of Eagan ority. must f ind a way “You could see steam coming out to replace another of his ears,” Farmington Business top managment Association President Clyde Rath off icial who has a said. long history in the Larson said Farmington will city. Photo by Laura Adelmann gene have to get more aggressive with its 5A vanoverbeke efforts to grow the city’s commercial Businesses in the Farmington Industrial Park have been visited by officials from other cities seeking to entice them to move out of tax base. dakota arts “This one got me going,” Larson Farmington. He supports Farmington offering said. “I went into City Hall, and (City incentives like abatements because Burnsville woman this week news Administrator) Dave (McKnight) industrial property so there are more options they can help attract more businesses and helpsStats: bring Code Type: UPC Version A 0 and I are figuring things out. We want busi- for businesses to consider. Customer: 3242-ECM Publishers author’s of residents and passionately encouraged resiOrder #: P34915-017 MAG: story 1.00 nesses to feel welcome here, and to partner A possible strategy to build Farmington’s P.O. #: BWA: 0.0020 overcoming abuse dents to support their community verbally Ordered By: Symbol Width: 1.4690 with them. I want to make sure none of the business base could include property tax Polarity: Positive Up Height: 1.0200 to aSymbol new audience and financially. Date Run: 05/29/2002 Flexo Width: 0.0000 businesses leave Farmington.” abatements. through “When we say shop local and encourage The city’s strategy The topic has already come up with a translation. businesses to come to Farmington, that’s sonja will include continued Farmington business owner considering for real,” Rath said. “That’s not just blowing johnston Back Page and improved commumoving into a building in the industrial park smoke.” nications with existing or moving out of the city, but nothing has Chris Nielsen owns a truck repair business businesses and more agbeen formally presented or is being considin Eureka Township. gressive recruitment efered by the City Council or EDA. He said Eureka Township is “not real forts. The business has been approached by at friendly” toward business, and although there Larson said the city least two other cities, Larson said. would be costs involved, he would consider will start recruiting busi Using tax dollars to subsidize business moving to Farmington. nesses they know may be expenses can be controversial because oth8 34493 00023 6 “We’ve been here since 1988, and they looking for a new loca- Todd Larson er property taxes may increase to fund the won’t even let me have a sign,” Nielsen said. tion. abatements, or there could be a rush on City “I’d consider Farmington.” “When we hear of a Hall as businesses seek similar tax relief. business looking to expand or move, I’d like Rath said in the world of economic develLaura Adelmann is at laura.adelmann@ecm-inc. General 952-894-1111 us to be the first one on the doorstep saying: opment, cities are competitive and have a “no com or facebook.com/sunthisweek. Distribution 952-846-2070 ‘Hey, look to Farmington,’ ” Larson said. holds barred” attitude to get new businesses Advertising 952-846-2011 He is also interested in adding to the city’s to move into their community. JENNY WOODS AN STACEY ACKERM MILLER ANDREW

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November 22, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Few problems with Dakota County voting process

VIP Movie Night hosted at paragon odyssey 15 | november 13, 2012

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Strong voter turnout in state, county by Laura Adelmann

Dakota County Tribune

The voting process went smoothly in most Dakota County precincts last week, although there were some problems with some of the county’s 14-year-old ballot counting machines. Unbeknownst to election judges at Apple Valley Precinct 5A, the electronic results they had submitted to the county after polls closed were not transmitted to the county due to memory card failure. “We used a backup card, and it transmitted the first time we attempted to send it,” said Pam Gackstetter, city clerk and election administrator for Apple Valley. A ballot counting machine in Farmington stopped working immediately when polls opened, said Cindy Muller, city clerk and election coordinator. “It stopped working on the first one,” she said. “So voters just put ballots in the auxiliary slot and they brought a new machine.” The motor in a ballot counter used in South St. Paul also broke early in the day, said Dakota County Elections and Vital Statistics Manager Andy Lokken. It was replaced with an extra stored at the county’s Northern Service Center. Lokken said by 2014, the county is slated to have new election equipment at all polling locations. “Dakota County was among several counties granted some equipment money,” he said. “We are working with the municipalities to put together their contributions and then purchase the equipment in the next year or two,” he said. The county also received complaints about an election judge who some said was too detailed in explaining that not voting on the amendments equalled a “no” vote. Other concerns reported were of children being present and a church that displayed signs stating the Biblical description of marriage, Lokken said. Voter turnout was strong across the county and state. According to the Minnesota Secretary of State’s website, over 76 percent of registered voters cast ballots in the state, and Dakota County boasted a 96.4 percent turnout. Gackstetter and Muller said voting was heaviest in the morning. “Here at City Hall, our first voter was waiting in line at 6:05 a.m.,” Gackstetter said. Polls opened at 7 a.m. “It was an extremely busy day,” Muller said. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 22, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

New Hires

Noteworthy

Katie Hufnagle

Joshua Cochrane

Hired as operations coordinator at True Choice Services, Burnsville

Named student representative to Minnesota Association of Nurse Anesthetists Board

Katie Hufnagle has been hired as operations coordinator at Burnsvillebased True Choice Services, a business advisory company specializing in the employee benefits industry. In her new role, Hufnagle works directly with business owners and their employees to help them transition from group health insurance plans to individual plans utilizing a Health Reimbursement Account. Hufnagle received a bachelor’s degree in health education and promotion from Oklahoma State University. She previously was an intern with the American Red Cross. She has also worked as a healthcare coordinator for Stillwater Group Homes. She was most recently employed by Wings of Home domestic violence shelter as a shelter intake and victims service coordinator.

Accolades Eagan financial representatives honored Northwestern Mutual has honored Eagan-based financial representatives Michael Smith, Michael M. Erpelding, Robert L. Erkel, Bradley J. Baune, and Kyle Alexander Hanken with membership into its 2012 Forum group, which recognizes an outstanding year of helping people achieve financial security. Only the top 5 percent of Northwestern Mutual’s more than 6,000 financial representatives receive this annual honor. Smith, Erpelding, Erkel, Baune and Hanken are affiliated with the Northwestern Mutual-Bohannon Network Office in Eagan. Forum honorees were recognized at a Nov. 11-14 conference in Scottsdale, Ariz. Blue Cross achieves perfect score on equality index Blue Cross and Blue Shield of Minnesota, Eagan, achieved a perfect score on the Human Right Campaign’s annual Corporate Equality Index for 2013. Blue Cross was among 889 U.S. businesses rated this year, and one of only 252 to achieve the top rating of 100 percent. The CEI is broadly recognized as the premier national benchmark for LGBT workplace inclusion and rates companies on 40 specific policies and practices.

Business Briefs

Latest edition of ‘Trade Finance Guide’ available

NACR sponsors Avaya Evolutions on Dec. 12

Eagan resident Joshua Cochrane, BSN, RN, SRNA, who is studying to become a Certified Registered Nurse Anesthetist, has been named student representative to the 2012-13 Minnesota Association of Nurse Anesthetists Board of Directors. CRNAs are highly educated Advanced Practice Nurses who provide anesthesia in every kind of health care setting. In Greater Minnesota, they provide more than two‑thirds of anesthesia care. Before enrolling in graduate school to receive a master’s degree in anesthesia, candidates like Cochrane must already have a bachelor’s degree in nursing, must a be licensed registered nurse, and must have significant experience in an acute care facility, such as an ICU or emergency room.

The U.S. Commerce Department’s International Trade Administration released the third edition of its “Trade Finance Guide: A Quick Reference for U.S. Exporters” at the Nov. 13 Finance, Credit and International Business Association’s 23rd Annual Global Conference. “Since the publication of its first edition in 2007, the “Trade Finance Guide” has been an invaluable self-learning tool to America’s small- and medium-sized businesses,” said Francisco Sánchez, undersecretary of commerce for international trade. “This tool helps American businesses of all sizes and in all sectors overcome one of their major export challenges — how to get paid, thereby turning their export opportunities into actual sales.” The guide is available online for download at http://export.gov/TradeFinanceGuide.

Eagan-based solutions integration expert NACR will be a gold sponsor of Avaya Evolutions on Dec. 12 at the San Mateo Event Center in San Francisco. Designed for IT and collaboration leaders from enterprises of all sizes, Avaya Evolutions has attracted more than 20,000 attendees in the Americas since its inception in June 2010. NACR works closely with Avaya and other technology innovators to integrate the latest hardware, software, and applications into endto-end multi-vendor solutions for diverse markets. As a gold sponsor and exhibitor at Avaya Evolutions, NACR will highlight emerging technologies and its capabilities in areas including real-time collaboration and customer experience management.

Business Briefs

Recent Retiree Opens In-Home Care Business in Eagan

Business Person of the Year nominations open

Recent retiree Stephen Endrizzi and his wife Martha recently opened a ComForcare Senior Services franchise in Eagan. The company provides in-home care to residents of Eagan, Lakeville, Hastings, Farmington, Burnsville, Apple Valley, Rosemount, West St. Paul, Inver Grove Heights, Lilydale, Sunfish Lake, Elko, and New Market and Prior Lake. Caregivers assist people with activities of daily living such as grooming and hygiene, meal preparation and light housekeeping. Endrizzi plans to expand into Ramsey and Washington counties. The company’s website is at www.dakotacountymn.comforcare.com.

The Lakeville Area Chamber of Commerce will accept nominations for its 2012 Business Person of the Year through Friday, Dec. 14. The award honors a business person or persons who have done an outstanding job in developing their company, made an impact in the community, and have given back to the Chamber. The award will be presented at the 64th annual Chamber Membership Meeting & Holiday Dinner on Jan. 28 at Crystal Lake Golf Club. Nomination forms are available from the Lakeville Area Chamber of Commerce.

Staffing company partners with Simon Says Give Express Employment Professionals, Eagan, has partnered with Simon Says Give to collect book and school supplies for children ages 5 to 12 in the Eagan community. Simon Says Give was founded earlier in 2012 by Mandi Simon, 9, who wanted to make the world a better place. She set a goal of providing 25 birthday parties and distributing 50 backpacks for backto-school in the first year. Between now and Dec. 15, Express Employment Professionals will distribute more than 100 Simon Says Give collection boxes to their clients, asking them to donate books and school supplies for the cause. On Dec. 15 the boxes of supplies will be delivered to Simon Says Give for distribution. For more information about Simon Says Give, visit www.simonsaysgive.org. Frontier slates ribbon cutting for new retail store Frontier Communications will hold a ribbon cutting at noon Thursday, Nov. 29, at its new retail location in Burnsville at 14450 Burnhaven Drive. Tours of the store and call center will be held after the ribbon cutting and company representatives will be available to answer questions on all Frontier products and services. The store is open 8 a.m. to 5 p.m. Monday through Friday.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

November 22, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

History signals slower recovery for industrial workers by Lee Egerstrom

Special to the Tribune

Back in the early 1920s when the Great Depression had already set foot in rural America, Minnesota Gov. J.A.O. Preus and six other Midwest state governors convened a National Wheat Conference in Chicago to discuss what they could do to counter economic problems hammering the countryside and farm prices. Industrial America may be in a similar situation today. Unemployed and underemployed workers are painfully aware of the slow or “jobless” recovery that has followed the 2007-2009 Great Recession. What agricultural educators note and most other Americans forget is that the farm depression lasted from 1920 to 1941, much longer than the Great Depression for the nation. Are today’s working people facing a similar fate? Agriculture offers lessons for modern Minnesota and modern American industry, said Tom O’Connell, a labor historian and sociologist at Metropolitan State University in the Twin Cities. That makes the Chicago wheat conference worthy of note. “More than 10 million men, women and children of the United States are directly interested in the production of wheat,” Preus and the governors declared in calling for the summit, as Time magazine reported in July 1923. Nick Kominus, a veteran Washington, D.C., journalist, former government information specialist, and trade association

Guest Columnist Lee Egerstrom

executive found the Time magazine article about Preus and passed it along. While currently researching a book on USDA history, Kominus thought the Minnesota connection and the sheer changes in demographic numbers might be of interest for Minnesota 2020 and its readers. What’s especially telling is how science has replaced physical labor on farms, and what that might suggest about other current industrial sectors. Back in 1920, Census Bureau and other data show there were 31.6 million people living on farms, with a total U.S. population of 105.7 million. There were 6.4 million American farms, and farmers represented 27 percent of the U.S. workforce. A combination of studies from Census, the USDA Economic Research Service, and the Labor Department’s Bureau of Economic Analysis finds the following contemporary data: There were 2.1 million farms ranging from large commercial enterprises to small exurban hobby farms in 2011; only 45.1 percent of the farm operators declared themselves as primarily dependent on farm operations in the 2007 U.S. Census of Agriculture, and the Labor Depart-

ment’s bureau found people engaged in agriculture made up only 1.5 percent of the U.S. workforce in 2008. Agriculture has gone through a huge transition. American manufacturing may be only midstream in such change. The World Bank currently estimates that 40 percent of the global workforce is made up of farmers and agricultural workers. What happens when these agricultural land operators catch up with North America, European, South American and Oceanic-style agriculture physics (machines), biology and chemistry to displace farm and field workers? “This is the dialogue that should be going on now,” said Metro State’s O’Connell. Up to 1.3 billion people by World Bank estimates may become accessible to cheap labor manufacturing once they are displaced by science on the world’s farms. This is consistent with the rural migration to cities and urban industrialization that has marked China’s development over the past two decades. Anyone doubt outsourcing of American manufacturing jobs to cheap-labor developing countries will continue in the future? Steve Keillor, the Minnesota author (“Cooperative Commonwealth,” Minnesota Historical Society Press, 2000), historian and current adjunct professor of Minnesota history at Bethel University, said laborers probably should be looking at owning their own factories to build sustainable jobs and businesses, like they do

Farmington, Lakeville leaders describe education priorities for the president by Joe Nathan

Dakota County Tribune

What should the top educational priority be for Congress and the Obama administration? Twenty-seven Minnesota education leaders responded when I asked them recently. Their responses fell into several major areas, some general, some specific. Lisa Snyder, Lakeville Area Public Schools superintendent, urged the president “to make education a priority in our nation. Educating all American students to high levels is our most powerful tool to combat poverty, racism, violence and government dependence.” Jay Haugen, Farmington superintendent, urged the president to “help lead us in the creation of the best educational system in the world – a system that possesses both excellence and equity, a system that goes far beyond meeting standards, to one that customizes education for every student, engaging each student in ‘sky’s-the-limit’ learning based on their own unique strengths and talents.” Dennis Carlson, Anoka-Hennepin superintendent, spoke for many, including Eden Prairie Superintendent Curt Tryggestad, when he wrote, “We need a bipartisan approach to address Special Education funding. The Anoka-Hennepin school district is now subsidizing special education services to students using $31 million annually from our general fund. We support wholeheartedly the services to our special education students but it should not come as a cost to our other students. State and federal mandates should be

Tribune Columnist Joe Nathan

adequately funded or the statute intent is not genuine.” According to the non-partisan publication Education Week, Congress promised to pay approximately 40 percent of the cost of special education when the initial federal law was passed in 1975. But current federal spending is about 16 percent of the costs. Providing 40 percent would involve going from about $11.5 billion to about $35.3 billion. Legislation that would do this by 2021 was introduced earlier this year, but it did not pass. Tom Dooher, president of Education Minnesota, agreed and added to these priorities. “My top priority for the next president is to stop treating federal education policy like a political football and bring some stability to our schools,” he said. “That starts with closing the Pell Grant shortfall once and for all, actually honoring the federal government’s promise to pay for special education in the states and replacing No Child Left Behind with a new law that creates sensible accountability while preserving flexibility at the state and local levels.” Jason Ulbrich, executive director of Eagle Ridge Charter, Eden Prairie wrote “My number one priority in education for the next

president … is to encourage high performing schools to share best practices and reproduce. This would include providing promised funding on time and to give flexibility in utilizing federal monies.” Finally, many leaders agreed with Cam Hedlund of the Lakes International Charter in Forest Lake. He wrote: “Please move away from standardized test scores as the sole measure of a school’s success. Please insist that states measure school success by how well educators meet the needs of the whole child, by how well they help students become well-rounded world citizens, by how well they help students maintain physical and emotional well-being and balance and by how much students come to love learning and maintain a sense of inquiry throughout their lives.” Our taxes have paid for development of new assessments that are supposed to give a broader, more complete view of student progress. Standardized tests measure some, but not all important things we want students to learn. It may be naïve to think that Congress and the president will agree on most, or even all of these suggestions. But I think it’s a good list. I hope legislators listen to and learn from these folks. Joe Nathan has received awards from parent, professional and student groups for his work. Reactions welcome at joe@centerforschoolchange.org. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

in the Mondragon region of Spain. Then again, Minnesota history of such ventures doesn’t guarantee success. Keillor noted that the former Knights of Labor union was a leader in developing this democratic capitalism with cooperage businesses. But coopers succeeded only in making the flour barrels for Minneapolis flour millers shortly before Minneapolis millers moved milling to Buffalo, N.Y., and other points closer to consumers. Then, canvas and paper packaging materials replaced barrels for storing and shipping bread and bakery flours. Much of this election year’s political rhetoric was based on putting things back in place as they were before the Great Recession (2007-2009). That might not be a reality, or even the best strategy. Looking back, Keillor said Minnesota’s cooperage business wasn’t a bad strategy, but it was terrible timing in the face of scientific changes hitting the industry. For the present, O’Connell said public attention should focus on what changes are occurring to industry and manufacturing with an eye toward developing an industrial policy. Labor, the middle class, educators, and people who still have some influence on public policy should be looking at “where are we going,” he said. “That’s where we need a good dialogue.” Lee Egerstrom is a Minnesota 2020 Economic Development Fellow. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 22, 2012

Burnsville city manager announces he will retire next year

After ten years as the city of Burnsville’s top admistrator, City Manager Craig Ebeling announced Tuesday his plans to retire on March 29, 2013. “I could not imagine a better place to serve in government than at this city,” Ebeling wrote in a note to City Council members. “I am privileged to have the opportunity to do so. I thank you for the opportunity to work with you these many years.” Ebeling was hired as Burnsville’s sixth city manager in 2003. He began his career with the city as assistant city engineer in 1987. He was promoted to city engineer in 1988 and was promoted to deputy city manager for parks, planning and public works in 1993. From 1995 to 2001, Ebeling took a job in the private sector as a regional office manager/client services manager for Howard R. Green Co. In 2001, he returned to Burnsville as the city’s director of development and redevelopment, a position he held for two years before becoming city manager. As city manager, Ebeling has championed a number of partnerships, with both private entities and other public organizations, according to a city news release. During his tenure, he has regularly engaged Dakota County, other city managers, local school districts and local businesses in discussions about how to work together to provide high-quality services to the community at a lower cost. Under Ebeling’s leadership, Burnsville has been a leader in using technology to improve city services and has seen continued growth of its businesses community, the news release said. During his tenure the city also witnessed the construction of the Burnsville Performing Arts Center, the Heart of the City downtown area and the Burnsville Surface Water Treatment Plant. Ebeling also had a hand in ensuring the long-term maintenance of the city’s infrastructure, having worked to create the city’s infrastructure trust fund plan in 1995. The long-range plan for Burnsville’s future infrastructure improvements has been used by the city ever since. Burnsville has also consistently maintained a Aaa bond rating under Ebeling’s watch. “Craig has provided solid leadership inside City Hall, and has been an outstanding partner to our council members, our community and me,” Mayor Elizabeth Kautz said in a statement. “Under his watch, we have achieved much in Burnsville. He has brought a thoughtful, logical and intellectual approach to the position of city manager that will be missed. Through both good and difficult times, Craig has helped maintain this organization’s integrity, service-oriented approach, and the unyielding support of our city staff. This will be a difficult transition for all of us.” The City Council intends to hire an executive search firm to coordinate the search process for a new city manager and hopes to have a replacement hired by April 1, 2013.

Eagan loses another legacy builder Gene VanOverbeke retires after 33 years as finance director

by Jessica Harper

Dakota county Tribune

After leading the city of Eagan down a path of financial stability for the past 33 years, Gene VanOverbeke will retire. VanOverbeke has been semi-retired since February by taking a part-time role. But earlier this fall he announced he plans to retire fully at the end of December. “I felt this was a good time,” the 66-year-old Eagan resident said. “We would like to travel, volunteer more in the community and visit our children.” VanOverbeke is one of three directors to retire this year after serving in Eagan for more than three decades. Tom Colbert retired in May after 34 years as the public works director and City Administrator Tom Hedges announced his retirement in September after 36 years with the city. VanOverbeke has been instrumental in obtaining national recognition of the city’s financial reports and improving the city’s bond rating. A good bond rating helps the city, among other things, obtain lower interest rates when borrowing. “He’s an important part of our team,” Hedges said. “His ability to think strategically about finance and the budget has been great for the city.” VanOverbeke has also played a vital role in ensuring the city’s receives clean audit reports and has a stable budget. “With the exception of the Market Value Homestead Credit being taken away (and replaced by a market exclusion), we never had a deficit at the end of the year,” Hedges said. “The fact that the city is in excellent financial situation is the main part of Gene’s legacy. Though Eagan has faced staffing reduction and other issues due to the recession, it has fared better than some of its neighbors, which VanOverbeke

Gene VanOverbeke

attributes to its “conservative DNA.” “Starting with the township, Eagan has been conservative in terms of spending,” he said. Despite its frugal nature, the city, with VanOverbeke’s direction, has maintained city services to the satisfaction of residents, according to biennial city surveys. VanOverbeke said he takes pride in helping the city build a reputation of properly handling its finances. The most challenging times, he said, occurred early in his career when Eagan was rapidly growing during the 1980s and ’90s. The city faced increasing demands on infrastructure and long-term financial planning, VanOverbeke explained. “We were able to put it together without too much impact on the taxpayer, and that is rewarding,” he said. VanOverbeke said he will miss working for the city of Eagan. “I will miss the people and the challenges,” he said. “It’s been a rewarding place to work.” Career change pays off VanOverbeke hadn’t always aspired to be a city finance director. He initially followed in his older sister’s footsteps by becoming a high school math teacher in 1968. A year later,

VanOverbeke was drafted into the U.S. Army and deployed to Vietnam to fight in the war. He resumed teaching upon his return in 1971 but within a few years he decided it wasn’t the career he wanted. “I realized at 25 I was getting complacent and preferred to go to the school when students weren’t there,” he said. VanOverbeke said he is grateful he came to that realization early in his career. He decided to return to school and earned a bachelor’s in accounting in 1975 from Mankato State University. Shortly after earning his degree, VanOverbeke took a temporary job as an assistant city manager at Brooklyn Center but decided that being a city manager wasn’t a path he wanted to take. A few months later, VanOverbeke took a position in Brooklyn Park as an assistant finance director. He quickly realized that finance was a much more fitting career path and stayed in Brooklyn Park for three years. “I liked math and the analytical side of things,” he said. In 1979, VanOverbeke earned a master’s in business administration and was hired that same year as the finance director in Eagan. “Eagan was a great opportunity and Tom Hedges was known as a great person to work for,” VanOverbeke said. Hedges reputation turned out to be quite accurate, VanOverbeke said. Shortly after starting his new job, VanOverbeke and his family sold their home in Brooklyn Center and moved to Eagan. The family fell in love with the southern suburb where they raised their three sons — all Eagan High School graduates. Within a year, VanOverbeke took over the city clerk respon-

sibilities after the clerk retired. Over the years, he has also been responsible for human resources and other administrative duties. Many of those responsibilities have since been given to other employees. Much has changed since VanOverbeke was hired more than three decades ago. New regulations have created additional requirements, while technology has made filing accounting and administrative paperwork easier, VanOverbeke said. Later in his career, VanOverbeke took up teaching again but this time at the college level. He said he prefers teaching college students over high school students. VanOverbeke served as a school board member in District 196 from 1995 to 1999, and briefly left the city of Eagan in 2000 to take a job as the finance director for the Rosemount-Apple Valley-Eagan School District. He returned to Eagan within a few months after realizing he prefers city finances over education funding. Fortunately, for VanOverbeke, the city hadn’t yet found a replacement. “It was a great experience but not a fit,” he said of his experience at the district. After his retirement, VanOverbeke said he plans to stay in Eagan and find additional volunteer opportunities. “Eagan is a great location with its proximately to the airport and St. Paul, and it has a great sense of community,” he said. Tom Pepper, who previously served as assistant finance director for 20 years was promoted two weeks ago to finance director while VanOverbeke continues to oversee administrative duties until the end of the year. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

Are you a Lion? Local club seeks new members by Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

There was a time when social and community organizations such as the Lions Club and the Rotary could command large, active membership pools. The demands of modern living have chipped away a bit at this. “Now, everybody’s so busy,” said Lakeville Lions Membership Director Jim Emond Sr., a former Lakeville City Council member and longtime volunteer

firefighter. However, the robust philanthropy of Lakeville’s organizations has meant the local groups have mostly staved off that national trend. “I think it’s always been, we had pretty good participation,” Emond said. Like the Lakeville Rotary, the Lions Club raises money to support local causes, such as providing scholarships to high school students. The Lions Club internationally – and lo-

cally – has also taken up the cause of sight and hearing. The local membership has been active in its goals, Emond said. On Nov. 12 the organization is holding an open house for prospective members. The 6:30 p.m. event will be held at Rudy’s Redeye at the Holiday Inn in Lakeville. “We’ll tell them about the history of the Lions and outline our fundraising and the many causes we sup-

port,” Emond said. The Lions Club currently has about 40 members, including local politicians, police officers and business people, among others. Men and women are allowed to join. Emond said active participation is somewhere in the 15-20 percent range. “Like any good organization, we need some new blood,” he said. Among the Lions Club’s routine efforts are the collection of used glasses for donation to those in need

internationally and the donation of school supplies to needy local children. Over the past year the Lions Club has had a smaller pool of money to work with, following the loss of a lucrative charitable gambling arrangement with Babe’s in downtown Lakeville. The club’s Beer, Brats and Bingo Pan-O-Prog event and an annual pancake breakfast have allowed it to continue its mission, albeit with a smaller bud-

get, Emond said. Adding to the revenue are small charitable gambling contracts with local businesses such as Carbone’s. The Lions have a pull-tab booth there. “Does it make up for Babe’s? No,” Emond said, “but it’s a step in the right direction.” Vehling can be reached at aaron.vehling@ecm-inc.com or facebook.com/sunthisweek.

November 22, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Knockin’ on the electorate’s door Newly re-elected District 194 board member finds a more hopeful community

by Aaron M. Vehling

Dakota County Tribune

Lakeville School Board Member Bob Erickson was out getting exercise this fall. He and his campaign committee (and sometimes just Erickson) knocked on 3,000 doors around the district, including areas in Burnsville, Lakeville and the townships. He was invited into more than 100 different homes for discussions. As an incumbent, achieving namerecognition with the electorate was less of a concern, though it is good due diligence when a race has a cadre of quality candidates. What Erickson wanted to achieve was something that he could bring back to the School Board: confirmation of the community’s thoughts and feelings about the district. “One of my primary goals in doing my campaign was to validate survey results that we received as part of our engagement process,” he said. “I was able to measure what the prevailing attitude was about district programs and finances.” When he initially ran for office four years ago, Erickson walked the same path. He visited empty-nesters and young families; big houses and mobile homes were also on his itinerary. He also walked neighborhoods in Eureka and New Market townships.

What he saw, Erickson said, was progress. In one part of Elko New Market he visited, the number of vacant homes was half that it was in 2008, he said. He saw new houses under construction in all of the communities District 194 serves. “In the field,” Erickson said, “I was encouraged by how (the new housing) will positively affect future enrollment.” District officials have projected a steady decline in enrollment for the next five years. A smaller student body means reduced funding from the state. People seemed more willing to help out the district, too. In 2010, voters approved a renewal of an existing $236 per pupil operating levy, but turned down two other questions: one that would have added $512 per pupil in extra funding and another that would have provided about $900,000 to replace computer equipment. A 2012 survey conducted by Springsted revealed that a majority of voters, after experiencing the draconian effects of more than $15 million in budget adjustments, would be willing to vote yes on an operating levy referendum – within reason. The survey results indicated that 60 percent of the public would support a modest operating levy, about an increase of $168 in property taxes a year for a home worth $230,000. This

amounts to about $300 more per pupil in funding. That is below the $525 per pupil funding the district would need to maintain status quo, said Superintendent Lisa Snyder in August, but it would make cuts less intrusive. With the district facing another biennium with about $13 million in deficit with the potential for more budget adjustments, Erickson found many people who affirmed the study’s results. “There was a realization on the part of district residents that we need additional funding to avoid any more increase in class sizes,” Erickson said. Terry Lind, the former elementary school principal and 43-year employee of the district, was one of three people elected to the school board last week (and the only non-incumbent). During his campaign, he held listening sessions – often at Mainstreet Coffee Cafe in downtown Lakeville. Between that and door-knocking, Lind said that he had learned a few things. He heard a lot of expressions of concern about class sizes growing too large. Overall, he said during an interview with Sun Thisweek this fall, people want to “feel ownership over what’s going on.” Aaron Vehling can be reached at aaron. vehling@ecm-inc.com or facebook.com/ Bob Erickson sunthisweek.

County Board balks at ‘treehouse’ estimates by Laura Adelmann

Dakota County Tribune

Dakota County commissioners suffered sticker shock Nov. 13 when considering the cost of adding a “wow factor” at the county’s newest regional park, Whitetail Woods in Empire Township. Commissioners balked at the estimated $810,000 cost to build nine rustic “treehouse” cabins at the park. A restroom building and short road with parking was estimated to cost another $450,000. “Are you crazy?” Commissioner Kathleen Gaylord asked parks officials presenting plans at the board’s Nov. 13 Physical Development Committee meeting. “Little cabins in the woods without any plumbing cost $90,000 each? … I could build a house for this kind of money.” Cabin estimated costs are high because they are proposed as custom-designed for year-round use, and include insulation, heat and electricity, said Bruce Blair,

Whitetail Regional Park construction to begin in 2013

Most commissioners liked the cabin concept and wanted to include three of them in the park’s first development phase starting in 2013, but asked staff to return with less expensive options. In October, Dakota County commissioners approved spending $4.7 million to begin developing the park in 2013. At the meeting, commissioners recommended funding increases of $75,000 for play equipment, $25,000 for irrigation and $25,000 for planting and natural resources. The board also recommended adding wood and stone to steel picnic shelter beams to translate a less industrial feel. Commissioner Joe Harris Photo submitted argued for the park’s 1.5 mile Dakota County’s Whitetail Woods Regional Park features a lake. entrance road to be paved, and encouraged the county to talk to Empire Township Dakota County Parks facili- Department Director Steve cabins as proposed better about paving the township ties development manager. Sullivan. He said treehouse met the vision outlined in road leading to the park as Custom architecture kits used in the state parks the county’s master plan for well. comes at a price, added Parks cost about $30,000, but the the park. Current plans call for a

gravel road into the park and a paved parking lot to help manage storm water and ensure the park is accessible. Harris said visitors would not come back or recommend others go if the drive there gets their car dirty. “If you expect people to come here, you gotta give them a paved road,” Harris said. Concerns were raised about the park entrance road’s location that will require the county to obtain an easement from the University of Minnesota. Sullivan said there is discussion of the university granting the county a $58,000 easement for the road. Its location will displace the Master Gardener area, but Sullivan said they also need electricity and water that will become available due to the county park’s development. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 22, 2012

Republicans are asking: What happened? Election Day losses included the Legislature, amendments by T.W. Budig

Dakota County Tribune

Republicans expressed a certain mystification over the thumping they took on Election Day. “Nobody saw it coming,” said Rep. Jim Abeler, R-Anoka, a 14-year veteran of the House, of Republicans losing the Legislature, a congressman and two amendments. “I was surprised,” said Jeff Johnson, Minnesota Republican National committeeman and Hennepin County commissioner. “Honestly, I don’t know (what happened).” What happened, for sure, was Republicans had a bad night. After languishing for some 40 years under a Democratic majority in the Senate, Senate Republicans two years ago seized control in the Republican-wave election and spoke of a new era. But the era was more of an interlude. Republican Senate election “losses” included Ted Daley in District 51 (Burnsville and Eagan) and Chris Gerlach in District 57 (Apple Valley, Rosemount and a portion of Lakeville), who resigned from the Senate earlier this year. The District 57 seat was won by former Rosemount High School Principal Greg Clausen, who is the first DFL senator in the Apple Valley-Rosemount since 1989. In the House, the list of the Republican fallen includes Diane Anderson (District 51A), Doug Wardlow (District 51B) and a House seat created by redistricting that was won by DFLer Will Morgan, a past state representative from Burnsville. “I don’t think it was a lack of work ethic,” Johnson said. “Our candidates didn’t leave anything out there. And it wasn’t a lack of enthusiasm.” Rep. Mary Kiffmeyer, R-Big Lake, points to the presidential race as a source of loss of Republican steam. “This time the October surprise was a hurricane,” Kiffmeyer said, blaming Hurricane Sandy for sapping the momentum of Republican presidential candidate Mitt Romney. Kiffmeyer, who carried the photo ID amendment in the House, believes in regard to the failed amendments, photo ID and the marriage amendment, it wasn’t the case of doing one amendment when they should have done the other. “I don’t think it would have made any difference at all,” Kiffmeyer said. Abeler views several things revolving around the amendments that could have added to Republican misfortunes. For one thing, the marriage amendment invigorated college students in a way President Barack Obama was no longer doing. “It was something to rally around,” Abeler said. Beyond this, Abeler wonders whether Republican leaders asked enough questions from the groups who wanted to see the amendments on the ballot. For instance, did someone inquire into whether photo ID supporters had the financial means to counter attacks on the amendment, such as from former Republican Gov. Arne Carlson, they should have known were coming. As for the marriage amendment, Abeler doesn’t believe Minnesota churches backed the amendment to the same degree that churches in other states did. Abeler argues the House could reverse back in two years. “I presume the DFL will overreach,” Abeler said. Abeler believes voters by next election will be thinking about DFL tax increases, perhaps same-sex marriage legislation and other social issues. “They’re (Democrats) going to have the same problems with the left that we had with the right,” Abeler said. Johnson believes Republicans can bounce back. He said Republicans first need to analyze what they’re doing, possibly reshape its message and reestablish its finances. And this can be achieved, Johnson said. Kiffmeyer indicated that she has no intentions of abandoning photo ID. “I’ll take the governor at his word,” Kiffmeyer said of Gov. Mark Dayton who has committed to crafting a bipartisan photo ID legislation. Republicans were caught off-guard by the election results. “I think the planets all lined up,” Abeler said. “Everything that could go bad went bad.” T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

Grassroots campaign succeeds Dakota County Votes No mobilized volunteers in amendment battle

by Tad Johnson

Dakota County Tribune

Rosemount High School teacher and Lakeville resident Veda Kanitz was so tired on Election Day she went to bed about 9:30 p.m. She was exhausted from time spent at her job as a teacher at Rosemount High School and much of the rest of it volunteering with the Dakota County branch of Minnesotans United for All Families to campaign against passage of a proposed constitutional amendment to define marriage between one man and one woman. After going to bed tired and “cautiously optimistic,” she said she was elated to discover the amendment that needed over 50 percent of yes votes of all ballots entered was defeated 1,550,606 (52.36) to 1,399,676 (47.64). “It was an incredible feeling of empowerment that our efforts made a difference,” Kanitz said on Monday. She was a volunteer with Dakota County Votes No, an affiliate of Minnesotans United, which was formed to rally voter support against the Legislature’s proposed constitutional amendment that all of the Republican legislators in Sun Thisweek’s coverage area voted to put on the ballot. Dakota County voters rejected the measure – 125,707 (55.41) to 103,246 (44.59 percent) – on a night when seven of 12 Republicans won legislative seats in the Sun Thisweek coverage area and U.S. Rep. John Kline won his sixth term. (For statewide Republican reaction to the election, see related story.) “The strength of this campaign was our thousands of volunteers, and our broad and diverse coalition of partners,” said Minnesotans United campaign manager Richard Carlbom in a

File photo by John Gessner

Rosemount High School science teacher and Lakeville resident Veda Kanitz, an organizer of the Dakota County Votes No campaign, spoke at a kickoff event Sunday, Apri 29. statement. “This campaign did something that has never been done before: it brought together people of all faiths, in all communities, and of all political affiliations on the principle that freedom means freedom for everybody.” The Dakota County Votes No effort was based in Eagan where dozens of volunteers ranging from high school students to senior citizens, including those from church groups from many different faiths, made phone calls to likely voters. Kanitz, one of the many volunteers who helped train others, said during one of the busier of their four daily shifts on Oct. 31, 42 volunteers connected with 300 people, mostly in the metro area. “We had a lot of very dedicated people,” Kanitz said. She said about seven out of 10 people they spoke to indicated they would vote no on the amendment but not all

for the same reason. Some, like Kanitz, viewed the proposed amendment as hurtful to those in same-sex relationships. “To think that people would value (those in samesex relationships) any differently becomes a personal thing,” Kanitz said. Others were opposed to the idea of legislating by constitutional amendment, or viewed it as government intrusion or felt it was redundant since gay marriage is already illegal in Minnesota. Still others opposed the idea of putting such a measure into the constitution since reversing such a law if societal attitudes change is problematic. About a week prior to the election, she said the volunteers’ effort changed from talking about why to vote no to simply encouraging people to vote. Kanitz said she was very thankful for the entire staff,

describing it as a top-notch campaign. She said she grew through the experience as it showed her that people can make a difference through grassroots organizing. “Sometimes you have to stand up and let people know how you feel,” she said. As for the future of the issue of same-sex marriage, Kanitz said it shouldn’t distract the Legislature from the real issues. She said legislators should focus on fixing the state budget, stimulating job growth and addressing other economic issues. “I don’t expect anything on (the same-sex marriage issue) in the near future,” said Kanitz, who has a relative in a same-sex relationship. “But I fully expect that in my lifetime she will be married.” Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

District seeks public input on budget challenges by Laura Adelmann

Dakota County Tribune

Farmington School District officials want public input as the district faces a budget deficit of more than $1 million next year and expects more fiscal challenges for the next five years. To address the problems, the district is starting its budget process earlier in the year, and will hold budget input meetings Nov. 19 at Dodge Middle School Media Center and Nov. 20 at Boeckman Middle School Media Center. Both meetings are at 7

p.m. “It’s very important to get people’s input and ideas, especially if they have valid input that’s workable,” said Farmington School Board Chair Tera Lee. “We want to have great communication with the community.” She said the district is considering cost-cutting measures such as splitting student groups differently, using school space in new ways or offering online teaching for high school students so they have time to pursue their natural interests.

“These are just some ideas floating around,” Lee said. “They could go to Dakota County Technical College or the Minnesota Zoo, do plumbing at a pipe fitting shop. They could pursue their real interests. This is what we’re talking about: finding their spark and how could we make time in their day for them to pursue things they love.” According to the district, officials are seeking systemic and sustainable measures with a multi-year approach to address the budget shortfalls.

Following a budget overview at the meetings, Superintendent Jay Haugen and Finance Director Carl Colmark will encourage discussion and feedback from the meeting attendees. Additional budget input meetings will be held in January and February. The School Board is expected to vote on the budget adjustments on Feb. 25. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

November 22, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Calendar

kristy@applevalleychamber.com. Burnsville Chamber of Commerce events: • Monday, Nov. 26, 11:30 a.m. to 1 p.m., Regional Chamber Luncheon – Advance Your 2013 Date-specific Dakota County Regional Priorities, Best Western Premier Chamber of Commerce events: – Nicollet Inn, 14201 Nicollet Ave. • Monday, Nov. 26, 11:30 a.m. S., Burnsville. Cost: $20. RSVP to 1 p.m., Regional Chamber by Nov. 21: Maranda at (952) Luncheon – Advance Your 2013 435-6000 or maranda@burnsvilPriorities, Best Western Premier lechamber.com. – Nicollet Inn, 14201 Nicollet Ave. • Wednesday, Nov. 28, 11:15 S., Burnsville. Cost: $20. Registra- a.m. to 1 p.m., Women Empowtion required. RSVP: Jessy Annoni ered Luncheon, Buca di Beppo, at (651) 288-9202 or jannoni@ 14300 Burnhaven Drive, Burnsville. Cost: $20/members, $25/ dcrchamber.com. • Tuesday, Nov. 27, 7:30 to nonmembers. Registration re8:30 a.m., Rosemount Area Busi- quired. Information: Maranda at ness Council, Paul Eggen – State (952) 435-6000 or maranda@ Farm Insurance, 14450 S. Rob- burnsvillechamber.com. ert Trail, Rosemount. Guest: Eric Lakeville Area Chamber of Werner, chief of police. Registra- Commerce events: tion required. Information: Jessy • Monday, Nov. 26, 11:30 a.m. Annoni at (651) 288-9202 or jan- to 1 p.m., Regional Chamber �� Luncheon – Advance Your 2013 noni@dcrchamber.com. �� Premier • Tuesday, Dec. 4, 5 to 7 p.m., Priorities, Best Western Inn, 14201 Nicollet Farmington Holiday Celebration, – Nicollet �� Ave. Celts Pub, 200 Third St., Farm- S., Burnsville. Cost: $20/mem�� $30/nonmembers. RSVP by ington. Registration required. In- bers, formation: Jessy Annoni at (651) Nov. 19: Linda Rynda or Michele 288-9202 or jannoni@dcrcham- Shea, info@lakevillechambercvb. org. ber.com. Apple Valley Chamber of • Thursday, Nov. 29, 4:30 to � � 6:30 p.m., Networking Commerce events: �� After Hours, • Monday, Nov. 26, 11:30 a.m. Pahl’s Market and Provincial �� Chamber �� Bank, 6885 160th St., Apple Valto 1 p.m., Regional 2013 ley. � �� Luncheon – Advance Your �� Dec. 1, 9 a.m. to 2 •�� Saturday, Priorities, Best Western �� Premier Holiday on Main, Lakeville – Nicollet Inn, 14201 Nicollet Ave.��p.m., �� Mall. S., Burnsville. RSVP to kristy@ap�� River Heights Chamber of plevalleychamber.com. �� Nov. 29, 4:30 to Commerce events: • Thursday, 6:30 p.m., Chamber Business Af- • Wednesday, Nov. 28, 7:30 ter Hours, Pahl’s Market and Pro- a.m., South St. Paul Local Issues, vincial Bank, 6885 W. 160th St., Central Square Community CenApple Valley. Information: Kristy at ter, 100 Seventh Ave. N., South St. To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

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thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womens-business-exchange-eagan.  Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 994-8392 or meetup.com/riseandshine networking group. Referrals from the Heartland Networking Group meets 7:30 to 9:00 a.m. Tuesdays at: Heartland Credit Union, 5500 S. Robert Trail, Inver Grove Heights. Information: Sherry Buckley at Sherry@SherryBuckley4U.com.

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Farmington’s annual assessment notice to properties for unpaid utility and service bills totaled $546,020 in 2012, a 42 percent increase from last year’s $384,508 assessment notice. The number of accounts noticed as past-due certified to Dakota County for collection has likewise grown from 1,087 last year to 1,309 in 2012, according to City Finance Director Robin Hanson. A primary reason for the increased number of delinquencies is that Farmington has certified as delinquent all accounts with balances due as of Aug. 31, not just those that were 90 days or more past due, as in the past. Hanson said under the former way of collecting delinquent bills, it could take 18 months for the city to collect amounts owed. She said some delinquent bills due the city since 2011 are not expected to be received until 2013, since the amounts were not included in last year’s certification to the county. “In talking with other cities, we learned that we’re not certifying as often as we could to collect all of those balances,” Hanson said at an Oct. 15 City Council meeting. Hanson said past-due balances appear on quarterly bills and notices are sent to landlords and tenants. Delinquencies included in this year’s certification would have been 30 days past-due at the end of August, and those balances are now 75 days overdue. The council unanimously approved the certification. Delinquent payments are certified to the county auditor for collection as special assessments. They are due and payable over a one-year term at a 3.5 percent interest rate. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

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Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www.NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. The group is based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 8914057 or visit www.bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 298-3487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at Kowalski’s Market, 1646 Diffley Road, Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome. For more information, contact Jay Taylor at (651) 688-3100, jay.taylor@ hitechmn.com. Find the chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 6554339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.

Farmington utility bill delinquencies on the rise

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Paul. Information: Chaz Kleinsteuber at chaz@riverheights.com. • Thursday, Nov. 29, 7:30 to 9 a.m., CoffeeNet, Sam’s Club, 3035 Denmark Ave., Eagan. Information: Chaz Kleinsteuber at chaz@riverheights.com.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 22, 2012

Twin Cities area Realtors eye housing recovery Housing recovery pushed forward during October. Just like most of this year, more homes sold in less time at higher prices and for closer to asking price than last year. During October, 4,483 homes went under contract, 34.0 percent higher than October 2011. There were 4,262 closed sales, a 15.1 percent increase over last year. The median sales price was up 14.8 percent to $175,000. The 10K Housing Value Index showed a 7.4 percent increase to $172,804. Seller confidence is improving, as 5,301 homes were placed onto

the market, 7.5 percent more than last year at this time. The number of homes for sale fell 29.7 percent to 15,002 active listings — the lowest number since before January 2003. “Sellers have been hesitant, but with tightening inventory comes improved prices.” said Cari Linn, president of the Minneapolis Area Association of Realtors, which serves Dakota County. The median sales price has now risen for eight consecutive months. That’s being driven by three primary factors: less supply, more de-

mand and a healing distressed segment. Overall, new listings were up 7.5 percent, but traditional new listings were up 25.4 percent while both foreclosure and short sale new listings were down 7.5 and 31.6 percent, respectively. Prices were up across the board. The overall median sales price was up 14.8 percent to $175,000; the traditional median price was up 9.6 percent to $212,500; the foreclosure price was up 15.2 percent to $123,500; and the short sale price was up 4.2 percent to $131,871, only the second year-over-year gain

since June 2008. Traditional sales made up 64.4 percent of sales, foreclosures 25.1 percent and short sales 10.5 percent. The number of homes for sale has dropped for 21 consecutive months and is just above 15,000, the lowest level for any month since January 2003. Months’ supply of inventory fell 41.4 percent to 3.7 months. This indicates that the market is on the brink of favoring sellers. Figures below 4.0 months of supply are typically hallmarks of sellers’ markets. Sellers can take some comfort

in these ongoing improvements. Homes sold in an average of 104 days, 24.8 percent less time than last October. Sellers, on average, received 94.4 percent of their list price, 3.5 percent more than last year. Cash buyers made up 21.2 percent of all closed sales. “The market is starting to lean away from lender-owned and short sale properties and more toward traditional sellers again,” said Andy Fazendin, MAAR president-elect. “We’re optimistic for 2013.”

Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau

Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-3081 Case Type: Harassment Alisha Marie Bolland, Petitioner(s) vs. David Wesley Failor, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: Nov. 14, 2012 Carolyn Renn Court Administrator Pam Schadegg Deputy 3219733 11/22/12

PUBLIC NOTICE

SUPPLEMENTAL ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-3902 In the Matter of the Petition of: The Bank of New York Mellon, FKA The Bank of New York as Trustee for the benefit of the Certificateholders of the CWALT, Inc. Alternative Loan Trust 2004-27CB, Mortgage Pass Through Certificates, Series 2004-27CB, In Relation to Certificate of Title No. 142947 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Twenty one (21) in Block One (1) of South Grove No. 8, according to the recorded plat. TO: ANDREW JAMES VAN AVERY; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 12th day of December, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 142947 and enter a new Certificate of Title for the land therein described in favor of The Bank of New York Mellon, FKA The Bank of New York as Trustee for the benefit of the Certificateholders of the CWALT, Inc. Alternative Loan Trust 2004-27CB, Mortgage Pass Through Certificates, Series 2004-27CB, subject to the memorials of Document Nos. 21458, 162515 and 344734, but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 687315, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: 11/8/2012 BY THE COURT: /s/ Michael J. Mayer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3216837 11/15-11/22/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at E a g a n 2 5 5 4 8 : 3735 Sibley Memorial Hwy, Eagan, MN 55122. Notice is hereby given that the undersigned will sell at public auction on December 5th, 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 174 - Taylor, Randy 314 - Gilbertsen, John 340 - Sheridan, Kevin 471 - Kloeppel, Josiah 174 - Taylor, Randy 314 - Gilbertsen, John 3213033

11/15-11/22/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Zoe Jewelry 2. Principal Place of Business: 1217 Emerson Ct., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Andrea H Eknes, 1217 Emerson Ct, Burnsville, MN 55337 Barbara D Raddatz, 1812 Rolling Green Curve, Mendota Hgts., MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-24-12 Andrea H. Eknes 3218179 11/15-11/22/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-711 Estate of Shannon Marie Comer, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Sarah P. Comer, whose address is 3017 Fremont Avenue South, Minneapolis, MN 55408 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days for the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/9/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Sarah P. Comer Suzanne Wolbeck Kvas Lehmann & Lutter, P.A. 2113 Cliff Drive Eagan, MN 55122Attorney License No: 0184093 Telephone: 651-452-6693 FAX: 651-452-8316 Email: suzanne@lehmannlutter.com 3216507 11/15-11/22/12

ORDER AND NOTICE OF HEARING ON PETITION FOR AN ORDER TO: ACCEPT THE RESIGNATION OF THE SUCCESSOR TRUST PROTECTOR; AND APPOINT A SUCCESSOR TRUST PROTECTOR STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No: 19HA-CV-12-5234 In Re: the Stacy Jo Carmona Special Needs Trust u/a dated June 17, 2005 The petition of Jan Frahm has been filed requesting an order to Accept the Resignation of the Successor Trust Protector, and Appoint a Successor Trust Protector, and Reform the Trust. NOW, THEREFORE, IT IS ORDERED that a hearing on the petition will be held at Hastings @ 9:00 a.m. on D e c e m b e r 1 2 , 2 0 1 2 a t t h e D a k o ta County Courthouse, 1560 Highway 55, Hastings, MN 55033. It is ordered that notice be published at least one time in a legal newspaper for Dakota County at least 20 days prior to the hearing. IT IS FURTHER ORDERED that notice by mail postmarked not less than fifteen (15) days prior to the hearing be given to those beneficiaries of the trust who are known to or reasonably ascertainable by the petitioner. In the case of a beneficiary who is a minor or an incapacitated person as defined in section 525.54 and for whom a conservator, guardian, or guardian ad litem known to the petitioner has been appointed, notice must be mailed to that fiduciary. Dated: 11-7-12, 2012 BY THE COURT: Patrice Sutherland Judge of District Court (COURT SEAL) Laurie Hanson Long, Reher & Hanson, P.A. 5881 Cedar Lake Road Minneapolis, MN 55416 952-929-0622 Attorney ID No. 209132 3220169 11/22/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12984 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12984 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Freedom Mortgage Corporation, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Eight Hundred Fifteen and 00/100 ($3,815.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 12, 2012, and recorded October 10, 2012 as Document No. 2900607 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 19, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 19, 2013. Dated: October 19, 2012 By __________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441210 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3198451 11/1-12/6/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 25544: 5900 148th Street W, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on D e c e m b e r 6 t h , 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

405 - Wiessner, Matthew 411 - Mills, Sandi 3213070 11/15-11/22/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 20296: 15075 Foliage Ave, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on D e c e m b e r 6 t h , 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 24 - FOLSOM, LISA 34 - Webb, Kelly 449 - ROBINSON, DALE 611 - CLARK, STEVEN Cadillac VIN: 6GAL5785CE678364 3213059 11/15-11/29/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Rosemount 25552: 15854 Chippendale Ave W, Rosemount, MN 55068. Notice is hereby given that the undersigned will sell at public auction on D e c e m b e r 6 t h , 2012 at 2:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 2106 - Barfuss, Emer Kim 2303 - Helms, Rachel 2307 - whitney, rich 3102 - Salak, Julie 5101 - Macal, Tyler 6102 - Enriquez, Cortney 3213110 11/15-11/22/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-705 ESTATE OF JUNE B. COERPER, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated July 10, 2012, and separate writing ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Judith J. Fox whose address is: 899 Cleveland Avenue So., Apt. 1203, St. Paul, MN 55116 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/5/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative W. Timothy Malchow LATTIMORE, MOONEY & MALCHOW P.A. 2300 U.S. Bank Center 101 East Fifth Street St. Paul, MN 55101 Ph: (651) 292-0973/Fax: (651) 297-6134 Attorney ID# 66825 3213584 11/15-11/22/12P

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-12-3329 Case Type: Domestic Abuse In the Matter of: Michael Jay Bastian, Petitioner vs. Carrie Ann Fitzgerald, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Avenue Apple Valley, MN 55124 on December 10, 2012 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: November 19, 2012 Carolyn Renn Court Administrator Valerie Blomquist Deputy 3224327 11/22/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-12-1776 Case Type: Domestic Abuse In the Matter of: SABRINA MARIE LUNA, Petitioner vs. ALEXANDER MARTIN LUNA, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul MN on December 11, 2012 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: NOVEMBER 14, 2012 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 3220725 11/22/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-12-708 In Re: Estate of STEVEN MICHAEL BUBOLTZ, Decedent It is Ordered and Notice is given that on December 11, 2012 at 9:00 a.m. a hearing will be held in this Court located at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the last will of Decedent, dated April 26, 2010, and for the appointment of Beth Kaler Buboltz, whose address is: 8103 157th St. W, Apple Valley, MN 55124 as Personal Representative of the Estate of the Decedent in an Unsupervised Administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 11/8/12 BY THE COURT Patrice Sutherland Judge of District Court Attorneys for Petitioner: Lori L. Guzman, Att’y Reg. No. 285808 Eric B. Bjerva, Att’y Reg. No. 391029 Megan C. Kelly, Att’y Reg. No. GUZMAN LAW FIRM, PA 14847 Energy Way Apple Valley, MN 55124 Tel: (952) 432-0648 FAX: (952) 431-2491 3214904 11/15-11/22/12

PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at West St. Paul 25559: 415 Marie Ave E, West St. Paul, MN 55118. Notice is hereby given that the undersigned will sell at public auction on December 3, 2012 at 9:30 AM personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: Seewalker, Stephanie - 1085; Finstrom, Barbara - 2050; Stewart, Courtland 2064; Mckinney, DARRYL - 2070; Moua, E - 2087; GARCIA, LISA - 2119; Hernandez, Muko - 3007; Allen, Patricia - 3076; DAWSON, JERRY - 3091; Jackson, Doris - 4021; Hinz, Joe 4043; Mcdowell, Jeanette - 4096; Palacio, Connie - 4117; Conlin, Jeff - 5068; Hernandez, Mark - 5075; Long, Amber 5078 3214114 11/15-11/22/12

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: 1. A Comprehensive Plan amendment to bring property into the current MUSA. 2. A Z o n i n g M a p a m e n d m e n t t o rezone property from RS-2, Single Family Residential District to RS-3, Single Family Residential District. 3. The preliminary plat of 49 single family lots to be known as Rose Creek. APPLICANT: Rose Lake Development, Inc. LOCATION AND LEGAL DESCRIPTION: The property is located northwest of Dodd Boulevard (CR 9) and northeast of 183rd Street in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: That part of the East Half of the Northwest Quarter of Section 17, Township 114, Range 20, Dakota County, Minnesota, described as follows: Beginning at the northeast corner of said East Half of the Northwest Quarter; thence west on the north line of said East Half of the Northwest Quarter a distance of 322.63 feet; thence southeasterly to a point on the east of said East Half of the Northwest Quarter 718.04 feet south of said northeast corner; thence north along said East line to the point of beginning. And The Northwest Quarter of the Northeast Quarter of Section 17, Township 114, Range 20, Dakota County, Minnesota, which lies northwesterly of the centerline of County State Aid Highway No. 9 (Dodd Boulevard), EXCEPT that part lying southwesterly of the following line: Beginning at a point on the west line of said Northwest Quarter of the Northeast Quarter lying 605.15 feet north of the southwest corner of said Northwest Quarter of the Northeast Quarter; thence southeasterly to a point on the south line of said Northwest Quarter of the Northeast Quarter lying 272.21 feet east of said southwest corner and there terminating. And That part of the East Half of the Northwest Quarter of Section 17, Township 114, Range 20, Dakota County, Minnesota, described as follows: Commencing at the northeast corner of said East Half of the Northwest Quarter, Commencing at the; thence North 89 degrees 52 minutes 44 seconds West, assumed bearing along the north line of said East Half of the Northwest Quarter, a distance of 322.63 feet; thence South 24 degrees 36 minutes 41 seconds East a distance of 49.40 feet to the point of beginning of the land to be described; thence continuing South 24 degrees 36 minutes 40 seconds East a distance of 318.13 feet; thence South 73 degrees 01 minutes 57 seconds West a distance of 21.13 feet; thence North 16 degrees 58 minutes 11 seconds West a distance of 130.00 feet; thence South 73 degrees 01 minutes 49 seconds West a distance of 39.13 feet; thence North 16 degrees 58 minutes 11 seconds West a distance of 60.00 feet; thence North 08 degrees 48 minutes 47 seconds West a distance of 126.59 feet to the point of beginning. W H E N : Thursday, December 6, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: Planning Commission meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. Q U E S T I O N S : Contact Planning Director Daryl Morey at (952) 985-4422 o r b y e - m a i l a t dmorey@lakevillemn.gov DATED this 19th day of November, 2012. CITY OF LAKEVILLE ____________________________ Charlene Friedges, City Clerk 3224019 11/22/12

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PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 08304: 14250 Burnsville Parkway W, Burnsville, MN 55306. Notice is hereby given that the undersigned will sell at public auction on December 5th, 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 2023 - Brunson, Michelle 2027 - Nguyen, Phuong 4655 - Martinez, Rolando 4666 - Roque, Mary Janet 4737 - Kranz, Melissa 3213023 11/15-11/22/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday December 12th, 2012 on or after 9:30am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. M. Jacobs - Unit 405 Couch, Loveseat, Misc. Totes S. Bell - Unit 214 Misc. Boxes, Misc. Totes J. Berget - Unit 327 Chairs, Elliptical, Misc. Furniture T. Floersch - Unit 454 Misc. Boxes, Misc. Furniture 3217885 11/22-11/29/12

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NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 08302: 7233 155th St West, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on D e c e m b e r 6 t h , 2012 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

1008 - Washington, Candace 1109 - TONN, KRISTINA 3001 - Adams, Quentin 3015 - BROWN, CYNTHIA 3210 - BELGARDE, CHRISTINA 5008 - CLERK, KEANNA 5201 - MCWRIGHT, ERIC 5233 - Yeazle, Shirley 6007 - Dimka, Dungak 3213044 11/15-11/22/12

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Notice of Public Sale: On December 13, 2012 at 9:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN 55044. Included in sale: #189 Nicole Riddle, 4905 Bisset Lane, Inver Grove Heights, MN 55076, Tag #0863100, Stroller, Crib, Totes, Bed, Boxes, Chairs, Luggage 3211574 11/22-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 2 , 2006 MORTGAGOR: Bernard Blazek and Susan Blazek, husband and wife. MORTGAGEE: A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded February 13, 2006 Dakota County Recorder, Document No. 2405574. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W5. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Homeward Residential, Inc. MORTGAGED PROPERTY ADDRESS: 107 21st Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-03700-10-015 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 10, Auditor's Subdivision No. 9, lying Northerly of County Road No. 47 except the West 82 feet thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,147.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40 - 12-004732 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223757 11/22-12/27/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 34104: 2000 Old County Rd, 34th Pl, Burnsville, MN 55337. Notice is hereby given that the undersigned will sell at public auction on December 5th, 2012 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: C048 - Strand, Linda C070 - Bostick, Vincent D024 - Goggin, Mark D059 - Harlin, Alfonzio G025 - Moyers, Justin J007 - Deyo, Lauren 3213010 11/15-11/22/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 7, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants, Conditions and Restrictions for Rosewood Village East Homeowners Association (hereinafter the "Association") which was recorded as Document No. 2283509, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot 23, Block 2, Rosewood Village Second Addition, Common Interest Community No. 486, Dakota County, Minnesota STREET ADDRESS: 14545 Blackberry Way, Rosemount, MN 55068 T A X P A R C E L I D N O . 34-65201-02-230 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 7, 2012, from Jeremy N. Saal and Kathleen E. Kerans, title holders, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,777.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after November 7, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 26, 2012, as Document No. 2882886 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 11th day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 11, 2013 if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rosewood Village East Homeowners Association Attorneys for Rosewood Village East Homeowners Association THOMSEN & NYBECK, P.A. ______________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Rosewood Village East/ Saal-Kerans/12-7-248D) 3221448 11/22-12/27/12

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,735.00 MORTGAGOR(S): Adib N Akale, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Marketplace Home Mortgage, LLC DATE AND PLACE OF REGISTERING: Registered: November 19, 2009 Dakota County Registrar of Titles Document Number: T654227 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: August 13, 2012 Registered: August 17, 2012 Dakota County Registrar of Titles Document Number: T701283 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002491-2000022369-8 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147922 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4684 Lenore Ln, Eagan, MN 55122-3619 Tax Parcel ID Number: 10-63983-12-010 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Twelve (12), in Ridgecliffe Fourth Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,825.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025921F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 16, 2012 at 10:00 AM has been postponed to December 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 16, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025921F01 3223919 11/22/12

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PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-CV-12-1660 Case Type: Harassment MICHAEL D MORAN, Petitioner(s) vs. CHRIS TEIGEN, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for December 12, 2012 at 9:00 a.m. at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: NOVEMBER 15, 2012 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 3223695 11/22/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Sizzle Lingerie 2. Principal Place of Business: 3380 Cloman Way E., Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Virtual Shopping Inventories Inc, 3380 Cloman Way E, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-8-12 Laura Riley President 3214096 11/15-11/22/12P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Mortgage Foreclosure File No. 19HA-CV-12-4272 Jeffrey R. Wiegand, Carolyn M. Wendell, Wings Financial Federal Credit Union, Discover Bank, John Doe and Mary Roe Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS : YOU ARE HEREBY SUMMONED AND REQUIRED to serve on Plaintiff's attorney an answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. YOU ARE HEREBY NOTIFIED that this action is brought for the purpose of foreclosing a mortgage executed by and between Jeffrey R. Wiegand and Carolyn M. Wiegand n/k/a Carolyn M. Wendell, as mortgagors, to Discover Mortgage Corporation, as mortgagee, dated March 31, 1998, and recorded in the office of the County Recorder May 19, 1998, as Document No. 1501604. The mortgage was subsequently assigned to Plaintiff and encumbers the following described property, lying and being in the County of Dakota and State of Minnesota: Lot 3, Block 1, Hunters Wood Second Addition. *Personal judgment is sought only against Carolyn M. Wendell and Jeffrey R. Wiegand. Minnesota General Rules of Practice set forth alternative dispute resolution processes. These processes are defined and discussed in Rule 114 and may be available as a method of resolving this litigation. Dated: October 31, 2012 USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: s/Kevin T. Dobie Kevin T. Dobie, No. 388322 Attorney for Plaintiff 4500 Park Glen Road, #300 Minneapolis, MN 55416 (952) 925-6888 3205482 11/8-11/22/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Bombsquad 2. Principal Place of Business: 17328 HOLLAND AVE, LAKEVILLE, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. JACOB ROUSE, 17328 HOLLAND AVE, LAKEVILLE, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/12/2012 Jacob Rouse 3223024 11/22-11/29/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Lord Dracos 2. Principal Place of Business: 15050 Cedar Ave S Ste 116-133, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Erik R. Verplank, 8520 210 St W Apt 1, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/22/2012 Erik R. Verplank, proprietor 3224123 11/22-11/29/12P

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003444 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188413 10/18-11/22/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: KristinCooking.com 2. Principal Place of Business: 6671 Flycatcher Lane, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. David John Quade, 6671 Flycatcher Lane, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/08/2012 David John Quade 3214424 11/15-11/22/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,079.00 MORTGAGOR(S): Ruth G Blondin, a Single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for M&I Marshall & Ilsley Bank, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 18, 2009 Dakota County Recorder Document Number: 2697181 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Dated: September 06, 2011 Recorded: September 19, 2011 Dakota County Recorder

Dakota County Recorder Document Number: 2820049 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003074-0035371130-2 Lender or Broker: M&I Marshall & Ilsley Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17168 Gannon Way W, Rosemount, MN 55068-5136 Tax Parcel ID Number: 22.16703.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Cedar Highlands 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $257,810.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2013, or the next business day if May 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 18, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026274F01 3187870 10/18-11/22/12

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $183,308.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-005515 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188656 10/18-11/22/12

PUBLIC NOTICE

or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 05/30/2013, or the next business day if 05/30/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/18/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3188365 10/18-11/22/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: REPLEVIN _______________________________________ Mobile Mini, Inc., Plaintiff, vs. Marcus Zeien dba Advanced Automotive and Specialties LLC, Defendant. _______________________________________ STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no Court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at Gurstel Chargo, P.A., 6681 Country Club Drive, Golden Valley, MN 55427. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Our file: 60529.02 GURSTEL CHARGO, P.A. Spencer Seamans (#388019) Attorneys for Plaintiff 6681 Country Club Drive Golden Valley, MN 55427 Telephone: (763) 267-6700 Fax: (763) 267-6777 3222841 11/22-12/6/12

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PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Lakeville's Lake Place Homeowners Association, (hereinafter the “Declaration”) recorded in the office of the County Recorder of Dakota County, Minnesota as Document No. 1914328, which covers the following property: Legal Description: Unit No. 64, CIC No. 330, Lake Place, a condominium, located in Dakota County, Minnesota Property Address: 17047 Eaglview Drive, Farmington, Minnesota 55024 PID: 22-44075-15-064 THAT pursuant to said Declaration, there is claimed to be due and owing as of October 31, 2012, from George Jergerian and Ida Jergerian, title holders, to Lakeville's Lake Place Homeowners Association, a Minnesota non-profit corporation, the amount of $16,355.30, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Lakeville's Lake Place Homeowners Association, as evidenced by a lien statement recorded on December 12, 2011, in the office of the Dakota County Recorder as Document No. 2835921; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 10, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. § 580.23 is July 10, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH IN GS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, Lienor Dated: November 7, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION 3220330 11/22-12/27/12

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 1002812-1073602362-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 3628 West 152nd Street, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.54104.02.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, O'Leary's Hills Fifth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $326,183.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005046 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3185019 10/18-11/22/12

PUBLIC NOTICE

A certain tract or parcel of land in Dakota County, in the State of Minnesota, described as follows: The East Half (E 1/2) of Southeast Quarter (SE 1/4) of Southwest Quarter (SW 1/4) of Section Twenty-Five (25) Township One Hundred Fourteen (114) Range Seventeen (17) according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $390,075.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002863 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188674 10/18-11/22/12

PUBLIC NOTICE

MORTGAGE: 100236400000145363 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $315,133.96 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 11/30/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 05/30/2013, or the next business day if 05/30/2013 falls on a Saturrday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/18/2012 Newbury Place REO III, LLC, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3187689 10/18-11/22/12

PUBLIC NOTICE

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�� PLACE OF �� SALE:Sheriff s Office, Law redeemed under section 580.23 is Enforcement Center, 1580 Hwy 55, 11:59 p.m. on June 7, 2013, unless the redemption period is reduced to 5 Lobby #S-100, Hastings, MN to pay the debt then secured by said weeks under MN Stat. Secs. 580.07 or Mortgage, and taxes, if any, on said 582.032. premises, and the costs and disburseMORTGAGOR(S) RELEASED FROM m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None within six (6) months from the date of "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 11:59 p.m. on June 6, 2013 unless the ABANDONED." redemption period is reduced to 5 Dated: October 2, 2012 Green Tree Servicing LLC weeks under MN Stat. Secs. 580.07 or Mortgagee/Assignee of Mortgagee 582.032. MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 8 - 12-004874 FC REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 10/18-11/22/12 MINNESOTA STATUTES, SECTION 3187388 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE P R O D U C T I O N , A N D A R E ORIGINAL CREDITOR WITHIN THE ABANDONED." TIME PROVIDED BY LAW IS NOT Dated: October 3, 2012 JPMorgan Chase Bank, National AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: Association That default has occurred in the condiMortgagee/Assignee of Mortgagee tions of the following described mortUSSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of gage: DATE OF MORTGAGE: November Mortgagee 16, 2010 4500 Park Glen Road #300 MORTGAGOR: Charles F. Cox and Minneapolis, MN 55416 Michelle L. Cox, husband and wife (952) 925-6888 MORTGAGEE: Affinity Plus Fed30 - 12-004981 FC THIS IS A COMMUNICATION FROM eral Credit Union, a credit union organized under the laws of the United A DEBT COLLECTOR. 3188818 10/18-11/22/12 States of America DATE AND PLACE OF RECORDING: Recorded December 9, 2010, in the office of the County Recorder, as NOTICE OF MORTGAGE Document No. 2771438, Dakota FORECLOSURE SALE County, Minnesota. THE RIGHT TO VERIFICATION MORTGAGED PROPERTY OF THE DEBT AND IDENTITY OF ADDRESS: 1211 Hillside Court, HastTHE ORIGINAL CREDITOR WITHIN ings, Minnesota 55033 THE TIME PROVIDED BY LAW IS TAX PARCEL I.D. NO. NOT AFFECTED BY THIS ACTION. 19-19501-06-080 NOTICE IS HEREBY GIVEN, that LEGAL DESCRIPTION OF PROPdefault has occurred in conditions of ERTY: Lot 8, Block 6, Dakota Hills the following described mortgage: Second Addition, Dakota County, MinDATE OF MORTGAGE: December 9, nesota. 2005 COUNTY IN WHICH PROPERTY IS MORTGAGOR: Tommy Ngo and Le LOCATED: Dakota Ngo, husband and wife. ORIGINAL PRINCIPAL AMOUNT MORTGAGEE: Mortgage Electronic OF MORTGAGE: $260,710.00 Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO DATE AND PLACE OF RECORDING: BE DUE AS OF DATE OF NOTICE, R e c o r d e d D e c e m b e r 2 2 , 2 0 0 5 INCLUDING TAXES, IF ANY, PAID Dakota County Recorder, Document BY MORTGAGEE: $260,851.19 No. 2391278. INTEREST RATE AND PER DIEM: A S S I G N M E N T S O F M O R T G A G E : Current interest rate is 4.625%, with a Assigned to: Green Tree Servicing daily per diem of $31.82. LLC. That prior to commencement of this TRANSACTION AGENT: Mortgage mortgage foreclosure proceeding MortElectronic Registration Systems, Inc. gagee complied with all notice TRANSACTION AGENT'S MORT- requirements by statute; That no GAGE IDENTIFICATION NUMBER ON action or proceeding has been instiMORTGAGE: 1000389-0001003586-8 tuted at law or otherwise to recover the LENDER OR BROKER AND MORT- debt secured by said mortgage or any G A G E O R I G I N A T O R S T A T E D O N part thereof; MORTGAGE: Voyager Bank PURSUANT to the power of sale conR E S I D E N T I A L M O R T G A G E S E R - tained in said mortgage, the above VICER: Green Tree Servicing LLC described property will be sold by the MORTGAGED PROPERTY ADDRESS: Sheriff of said county as follows: 7241 Brittany Lane, Inver Grove DATE AND TIME OF SALE: Heights, MN 55076 December 7, 2012, at 10:00 am. T A X P A R C E L I . D . # : PLACE OF SALE: Dakota County 20-73150-03-022 Sheriff's Office, Law Enforcement CenLEGAL DESCRIPTION OF PROP- ter, 1580 Highway 55, Hastings, MinERTY: nesota 55033, to pay the debt then Unit no. 22, Condominium Number secured by said Mortgage, taxes, if any, 118, Brittany Lane Condominium, on said premises, and the costs and Dakota County, Minnesota disbursements, including attorneys' COUNTY IN WHICH PROPERTY IS fees allowed by law subject to redempLOCATED: Dakota tion within six (6) months from the ORIGINAL PRINCIPAL AMOUNT OF date of said sale by the mortgagor(s), MORTGAGE: $154,400.00 their personal representatives or AMOUNT DUE AND CLAIMED TO BE assigns. DUE AS OF DATE OF NOTICE, INCLUDDATE AND TIME MORTGAGOR ING TAXES, IF ANY, PAID BY MORTMUST VACATE THE PREMISES: GAGEE:$148,881.94 June 7, 2013, at 11:59 p.m. That prior to the commencement of "THE TIME ALLOWED BY LAW this mortgage foreclosure proceeding FOR REDEMPTION BY THE MORTMortgagee/Assignee of Mortgagee comGAGOR, THE MORTGAGOR'S PERplied with all notice requirements as SONAL REPRESENTATIVES OR required by statute; That no action or ASSIGNS, MAY BE REDUCED TO proceeding has been instituted at law FIVE (5) WEEKS IF A JUDICIAL or otherwise to recover the debt ORDER IS ENTERED UNDER MINsecured by said mortgage, or any part NESOTA STATUTES, SECTION thereof; 582.032, DETERMINING, AMONG PURSUANT to the power of sale conOTHER THINGS, THAT THE tained in said mortgage, the above MORTGAGED PREMISES ARE described property will be sold by the IMPROVED WITH A RESIDENTIAL Sheriff of said county as follows: DWELLING OF LESS THAN FIVE DATE AND TIME OF SALE: DecemUNITS, ARE NOT PROPERTY USED ber 07, 2012 at 10:00 AM IN AGRICULTURAL PRODUCTION, PLACE OF SALE:Sheriff's Office, Law AND ARE ABANDONED." Enforcement Center, 1580 Hwy 55, Dated: October 19, 2012 Lobby #S-100, Hastings, MN MESSERLI & KRAMER P.A. to pay the debt then secured by said By:/s/ Creig Andreasen Mortgage, and taxes, if any, on said Creig Andreasen (Lic. #334832) premises, and the costs and disburse1400 Fifth Street Towers ments, including attorneys' fees 100 South Fifth Street allowed by law subject to redemption Minneapolis, MN 55402-1217 within six (6) months from the date of (612) 672-3600 said sale by the mortgagor(s), their Attorney in Fact for personal representatives or assigns Affinity Plus Federal Credit Union unless reduced to Five (5) weeks under IMPORTANT NOTICE MN Stat. §580.07. This communication is from a debt TIME AND DATE TO VACATE PROPcollector and is an attempt to collect a ERTY: If the real estate is an debt. Any information obtained will be owner-occupied, single-family dwellused for that purpose. ing, unless otherwise provided by law, 3194738 10/25-11/29/12 the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is ��

PUBLIC NOTICE

�� DATE �� AND PLACE OF RECORDING: Filed August 31, 2007, Dakota County ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 24, 2004 MORTGAGOR: E d u a r d o A l f a r o Gomez and Sandra Lorena Alfaro, husband and wife and Fernando Zamora Escobar, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 21, 2004 Dakota County Recorder, Document No. 2260276. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000028174 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 157 2nd Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.32550.16.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 16, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,683.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-006248 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224094 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 2, 2007. MORTGAGOR(S): Juette P. Holseth and Patrick M. Holseth, wife and husband. MORTGAGEE: Peoples Bank of Commerce, a Minnesota banking corporation. DATE AND PLACE OF RECORDING:

Recorder, as Document No. 2541359. ASSIGNMENT(S) OF MORTGAGE: NA. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Peoples Bank of Commerce. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Peoples Bank of Commerce. MORTGAGED PROPERTY ADDRESS: 1625 Robert Street South and 66 Wentworth Avenue East, West St. Paul, Minnesota, 55118. TAX PARCEL I.D. NO.: 42-02000-54-050; 42-02000-54-030. LEGAL DESCRIPTION OF PROPERTY: Parcel 1: The North 180 feet of the West 160 feet of the East 483.4 feet of the Northeast 1⁄4 of the Northwest 1⁄4 of the Southwest 1⁄4 of Section 20, Township 28, Range 22, Dakota County, Minnesota, except the North 30 feet thereof and except the West 18.4 feet thereof. Parcel 2: The South 165 feet of the North 345 feet of the East 465 feet of the Northwest 1⁄4 of the Southwest 1⁄4 of Section 20, Township 28, Range 22, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property, (II) all machinery, equipment, fixtures, business assets, personal property located on the property, and (III) fixtures appurtenant thereto owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $625,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $600,599.55. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Patrick M. Holseth. Dated: October 15, 2012. PEOPLES BANK OF COMMERCE, Mortgagee /s/ Jodie L. Grabarski JODIE L. GRABARSKI -forAtty. I.D. #277125 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1504044 3187544 10/18-11/22/12

PUBLIC NOTICE

01 45801 08 190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 8, Longridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,305.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 Wells Fargo Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-96-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196711 10/25-11/29/12

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005349 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195636 10/25-11/29/12

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-256-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195715 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: M a t t h e w A . Ceminsky, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 17, 2007 Dakota County Recorder, Document No. 2488651. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-5. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100382200060763283 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Funding Group RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 7325 Upper 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011165003180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 3, Apple Ponds, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,187.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 13, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-005314 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3189947 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/15/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,500.00 MORTGAGOR(S): Kevin L. Hanson and Melissa Hanson, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 12/02/2005 as Document Number 2385693 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 36-32550-01-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 133 9th Avenue South, South Saint Paul, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $221,578.70 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Daktoa, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/11/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/11/2013, or the next business day if 07/11/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/29/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3224491 11/22-12/27/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 MORTGAGOR: K e l l y H o o t m a n , a single person. MORTGAGEE: Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded March 7, 2006 Dakota County Recorder, Document No. 2410863. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as trustee for WAMU Mortgage Pass Through Certificates Series 2006-PR3. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20144 Homefire Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 223210002230 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Heritage Square Addition, Common Interest Community No. 228, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,493.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006414 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224142 11/22-12/27/12

PUBLIC NOTICE

MORTGAGOR: I d o n n a J . M i l l e r , a single person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded September 25, 2002 Dakota County Recorder, Document No. 1939850. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4259 Amber Court, Eagan, MN 55122 TAX PARCEL I.D. #: 101670107090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 7, Cedar Grove No. 2, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,250.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-004531 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196265 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,900.00 MORTGAGOR(S): Pamela J. Giles, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: April 21, 2006 Dakota County Recorder Document Number: 2422190 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: September 17, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061906086000066 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage LLC

Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11659 Millpond Ave, Burnsville, MN 55337-7252 Tax Parcel ID Number: 02-48502-03-042 LEGAL DESCRIPTION OF PROPERTY: Unit Number 42, C.I.C. Number 157, Boulder Pond, A Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,049.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026203F01 3193508 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,500.00 MORTGAGOR(S): Lynn M. Holz, a single person MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded: August 01, 2005 Dakota County Recorder Document Number: 2346357 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R8 Dated: January 20, 2009 Recorded: February 17, 2009 Dakota County Recorder Document Number: 2637701 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Ameriquest Mortgage Company Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1025 Tamarack Trl, Farmington, MN 55024-7132 Tax Parcel ID Number: 14.74902.06.503 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1503, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,797.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R8 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025038F03 3195305 10/25-11/29/12

PUBLIC NOTICE

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�� E R T Y : I f t�� he real e s t a t e i s �� a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 11:59 p.m. on June 6, 2013, unless the ABANDONED." Dated: October 12, 2012 redemption period is reduced to 5 JPMorgan Chase Bank, National weeks under MN Stat. Secs. 580.07 or Association 582.032. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 30 - 12-005540 FC CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 10/25-11/29/12 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 3194498 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION OF THE P R O D U C T I O N , A N D A R E DEBT AND IDENTITY OF THE ORIGIABANDONED." NAL CREDITOR WITHIN THE TIME Dated: October 4, 2012 PROVIDED BY LAW IS NOT AFFECTED U.S. Bank National Association BY THIS ACTION. Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN: That USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Default has occurred in the conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: 07/20/2006 4500 Park Glen Road #300 ORIGINAL PRINCIPAL AMOUNT OF Minneapolis, MN 55416 MORTGAGE: $118,000.00 (952) 925-6888 MORTGAGOR(S): Sompasong Chan12-003659 FC THIS IS A COMMUNICATION FROM thavong and Ali Khammanivong, wife and husband, as joint tenants A DEBT COLLECTOR. MORTGAGEE: U.S. Bank National 3195697 10/25-11/29/12 Association ND DATE AND PLACE OF FILING: 08/02/2006 as Document Number 2450052 the Office of the County NOTICE OF MORTGAGE Recorder, Dakota County, Minnesota FORECLOSURE SALE TAX PARCEL I.D. NO.: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF 02-01300-16-428 LEGAL DESCRIPTION OF PROPTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ERTY: Apartment Number 102, 12850 Nicollet Avenue South, Apartment NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Ownership Number 15, Ridgeview Condefault has occurred in conditions of dominium Homes, Dakota County, the following described mortgage: Minnesota. DATE OF MORTGAGE: December 7, ABSTRACT 2004 STREET ADDRESS OF PROPERTY: MORTGAGOR: Jay C. Emerson and 12850 Nicollet Avenue South, Apt 102, Trudi A. Emerson, husband and wife. Burnsville, MN 55337 MORTGAGEE: J P M o r g a n C h a s e COUNTY IN WHICH PROPERTY IS Bank, National Association S/B/M with LOCATED: Dakota Chase Home Finance LLC S/B/M with LENDER OR BROKER AND MORTChase Manhattan Mortgage Corpora- G A G E O R I G I N A T O R : U . S . B a n k tion. National Association ND DATE AND PLACE OF RECORDING: RESIDENTIAL MORTGAGE SERRecorded January 21, 2005 Dakota VICER: U.S. Bank National AssociaC o u n t y R e c o r d e r , D o c u m e n t N o . tion ND 2287207. TRANSACTION AGENT: None ASSIGNMENTS OF MORTGAGE: THE AMOUNT CLAIMED TO BE DUE NONE ON THE MORTGAGE AS OF THE DATE TRANSACTION AGENT: NONE OF THIS NOTICE: $125,544.03 TRANSACTION AGENT'S MORTTHAT no action or proceeding has GAGE IDENTIFICATION NUMBER ON been instituted at law to recover the MORTGAGE: NONE debt secured by said mortgage, or any LENDER OR BROKER AND MORT- part thereof; that there has been comG A G E O R I G I N A T O R S T A T E D O N pliance with all pre-foreclosure notice MORTGAGE: Chase Manhattan Mort- and acceleration requirements of said gage Corporation mortgage, and/or applicable statutes. RESIDENTIAL MORTGAGE SERPursuant to the power of sale conV I C E R : J P M o r g a n C h a s e B a n k , tained in said Mortgage, the Mortgage National Association will be foreclosed, and the mortgaged MORTGAGED PROPERTY ADDRESS: premises will be sold by the Sheriff of 786 North Hay Lake Road, Eagan, MN Dakota, Minnesota at public auction as 55123 follows: TAX PARCEL I.D. #: 102580105010 DATE AND TIME OF SALE: LEGAL DESCRIPTION OF PROP- 12/28/2012 at 10:00 A.M. ERTY: PLACE OF SALE: Dakota Sheriff's Lot 1, Block 5, Fawn Ridge 2nd Addi- Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by tion COUNTY IN WHICH PROPERTY IS said mortgage and taxes, if any actually paid by the mortgagee, on the LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF premises and the costs and disbursements allowed by law. MORTGAGE: $194,000.00 AMOUNT DUE AND CLAIMED TO BE The time allowed by law for redempDUE AS OF DATE OF NOTICE, INCLUD- t i o n b y s a i d M o r t g a g o r ( s ) o r ING TAXES, IF ANY, PAID BY MORT- Mortgagor's personal representatives GAGEE: $181,272.07 or assigns is six (6) months from the That prior to the commencement of date of sale. this mortgage foreclosure proceeding TIME AND DATE TO VACATE PROPMortgagee/Assignee of Mortgagee com- ERTY: plied with all notice requirements as Minnesota Statute 580.04(b) prorequired by statute; That no action or v i d e s , " I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, the notice must also specify the secured by said mortgage, or any part date on or before which the mortgage thereof; must vacate the property if the mortPURSUANT to the power of sale con- gage is no reinstated under section tained in said mortgage, the above 580.30 or the property redeemed under described property will be sold by the section 580.23." If the statute applies, Sheriff of said county as follows: the time to vacate the proprty is 11:59 DATE AND TIME OF SALE: Decem- p.m. on 06/28/2013, or the next busiber 13, 2012 at 10:00 AM ness day if 06/28/2013 falls on a SaturPLACE OF SALE:Sheriff's Office, Law day, Sunday or legal holiday. Enforcement Center, 1580 Hwy 55, MORTGAGOR(S) RELEASED FROM Lobby #S-100, Hastings, MN FINANCIAL OBLIGATION ON MORTto pay the debt then secured by said GAGE: None Mortgage, and taxes, if any, on said THE TIME ALLOWED BY LAW FOR premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date REDUCED TO FIVE WEEKS IF A JUDIof said sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MN Stat. §580.07. OTHER THINGS THAT MORTGAGED TIME AND DATE TO VACATE PROP- PREMISES ARE IMPROVED WITH A E R T Y : I f t h e r e a l e s t a t e i s a n RESIDENTIAL DWELLING OF LESS owner-occupied, single-family dwell- THAN FIVE UNITS, ARE NOT PROPing, unless otherwise provided by law, ERTY USED IN AGRICULTURAL PROthe date on or before which the mort- DUCTION, AND ARE ABANDONED. gagor(s) must vacate the property if the Dated: 11/15/2012 mortgage is not reinstated under secU.S. Bank National Association tion 580.30 or the property is not ND, redeemed under section 580.23 is Mortgagee/Mortgage Assignee 11:59 p.m. on June 13, 2013, unless Dunakey & Klatt, P.C., the redemption period is reduced to 5 By Brian G. Sayer and Crystal W. Rink, weeks under MN Stat. Secs. 580.07 or Attorneys for Mortgagee/Mortgage 582.032. Assignee MORTGAGOR(S) RELEASED FROM 531 Commercial Street, P.O. Box 2363, FINANCIAL OBLIGATION ON MORT- Waterloo, IA 50701 GAGE: None THIS IS A COMMUNICATION FROM A "THE TIME ALLOWED BY LAW FOR DEBT COLLECTOR ATTEMPTING TO REDEMPTION BY THE MORTGAGOR, COLLECT A DEBT. ANY INFORMATHE MORTGAGOR'S PERSONAL REP- TION OBTAINED WILL BE USED FOR RESENTATIVES OR ASSIGNS, MAY BE THAT PURPOSE. REDUCED TO FIVE WEEKS IF A JUDI- 3218382 11/15-12/20/12 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION ��

PUBLIC NOTICE

�� 2010 MORTGAGOR: Christian ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2004 MORTGAGOR: Thomas J. Cardenas and Marie-Anne Cardenas, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2004 Dakota County Recorder, Document No. 2271945. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000515382 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1258 Dunberry Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 101710401050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Ches Mar Fifth Addition, according to the map or plat thereof on file of record in the Office of the County Recorder in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,823.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006111 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3221143 11/22-12/27/12

PUBLIC NOTICE

J. Gordon and Lydia H. Gordon, as husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 15, 2010 Dakota County Recorder, Document No. 2719172. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268100103114 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Granite Mortgage & Construction Finance, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 257 Hurley Avenue East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424770001250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, McClung and McMurran's Addition to St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,175.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002705 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195661 10/25-11/29/12

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: CitiCorp Trust Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3585 148th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-62800-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, of Edwin Rahn Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,501.44 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,714.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-5281 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195727 10/25-11/29/12

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004831 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196040 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Stephen J. Ritz, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218211 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8589 144th St W, Apple Valley, MN 55124-9302 Tax Parcel ID Number: 01-27500-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Forest Park Estates, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $333,103.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016231F04 3195298 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 4 , 2004 MORTGAGOR: John H. Wiegand, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest by purchase from the FDIC as receiver of Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded March 23, 2004 Dakota County Recorder, Document No. 2188045. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR WAMU MORTGAGE PASS-THROUGH CERTIFICATES WAMU 2004-AR2. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15430 Oriole Court, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-84650-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Wood Knoll Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $420,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $479,160.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 13, 2013___, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3194584 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2003 MORTGAGOR: Shannon L. Ruschmeyer, a single person. MORTGAGEE: T h r i v e n t F i n a n c i a l Bank. DATE AND PLACE OF RECORDING: Recorded June 19, 2003 Dakota County Recorder, Document No. 2066278. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Thrivent Financial Bank RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12970 South Nicollet Avenue Unit #102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016632 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 102, 12970 Nicollet Avenue South, Condominium Ownership Number 15 Ridgeview Condominium Homes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $75,114.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursem e n t s , i n c l u d i n g at9-12-006086torneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 Thrivent Financial Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9 - 12-006086 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223999 11/22-12/27/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGOR: D o r e e n K . A u n e , a single person. MORTGAGEE: TCF Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded January 3, 2003 Dakota County Recorder, Document No. 1979707. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3230 Hill Ridge Drive, Eagan, MN 55121 TAX PARCEL I.D. #: 104130007088 LEGAL DESCRIPTION OF PROPERTY: Unit 88, Common Interest Community Number 347, a planned community, Valley Ridge Townhomes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,916.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,138.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-003637 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223799 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 MORTGAGOR(S): Manuel A. Bonilla aka Manuel Bonilla and Maria Canas, both single

both single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial Network, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375699 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 27, 2011 Recorded: February 23, 2011 Dakota County Recorder Document Number: 2787670 And assigned to: Nationstar Mortgage, LLC Dated: July 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604258156027 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3596 155th St W, Rosemount, MN 55068-1561 Tax Parcel ID Number: 34-54100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, O'Leary's Hills AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,106.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018976F02 3193493 10/25-11/29/12

PUBLIC NOTICE

687 Pinecone Trail, Eagan, MN 55123 TAX PARCEL I.D. #: 105770001010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Piney Woods, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $406,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $422,078.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-006019 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203677 11/1-12/6/12

PUBLIC NOTICE

PURSUANT, to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 18, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2013, or the next business day if June 18, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00882-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4319597 11/01/2012, 11/08/2012, 11/15/2012, 11/22/2012, 11/29/2012, 12/06/2012 3199264 11/1-12/6/12

PUBLIC NOTICE

��

�� P R O D U C T I O N�� , �� A N D A R E mortgage is �� not reinstated under sec tion 580.30 or the property is not ABANDONED." Dated: September 12, 2012 redeemed under section 580.23 is JPMorgan Chase Bank, National 11:59 p.m. on _June 14, 2013, unless Association the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or Mortgagee/Assignee of Mortgagee 582.032. USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee GAGE: None 4500 Park Glen Road #300 "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 30 - 12-003891 FC RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 11/1-12/6/12 CIAL ORDER IS ENTERED UNDER 3204032 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: October 8, 2012 NOTICE IS HEREBY GIVEN, that JPMorgan Chase Bank, National Assodefault has occurred in conditions of ciation the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: J u n e 2 9 , USSET, WEINGARDEN AND LIEBO, 2007 P.L.L.P. MORTGAGOR: D o n M . B a l l a n d Attorneys for Mortgagee/Assignee of Natalie K. Perry, husband and wife. Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded July 24, 2007 Dakota 60 - 60-3411 C o unty Recorder, Document No. THIS IS A COMMUNICATION FROM 2532450. A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 3203992 11/1-12/6/12 Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE: 100011520044079178 LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that VICER: CitiMortgage, Inc. default has occurred in conditions of MORTGAGED PROPERTY ADDRESS: the following described mortgage: 5880 Burke Trail, Inver Grove Heights, DATE OF MORTGAGE: April 12, 2007 MN 55076 T A X P A R C E L I . D . # : MORTGAGOR: Suzanne C. Mueller, a single person. 20.47375.01.080 MORTGAGEE: Chase Bank USA, NA. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Lot 8, Block 1, Majestic Woodlands, Recorded April 27, 2007 Dakota according to the recorded plat County Recorder, Document No. thereof, Dakota County, Minnesota 2512801. COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, LOCATED: Dakota NA s/b/m to Chase Home Finance, LLC. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: NONE MORTGAGE: $422,400.00 TRANSACTION AGENT'S MORTAMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: NONE ING TAXES, IF ANY, PAID BY MORTLENDER OR BROKER AND MORT- GAGEE: $450,438.17 That prior to the commencement of GAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, NA this mortgage foreclosure proceeding R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee comV I C E R : J P M o r g a n C h a s e B a n k , plied with all notice requirements as National Association required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 20673 Hampshire Way, Lakeville, MN o r o t h e r w i s e t o r e c o v e r t h e d e b t 55044 secured by said mortgage, or any part TAX PARCEL I.D. #: 228205202050 thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the above Lot 5, Block 2, Village Creek 3rd described property will be sold by the Addition, CIC No. 327 Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: January LOCATED: Dakota 10, 2013 at 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE:Sheriff's Office, Law MORTGAGE: $156,800.00 Enforcement Center, 1580 Hwy 55, AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said GAGEE: $175,356.00 premises, and the costs and disburseThat prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07. TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part thereof; ERTY: If the real estate is an PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- mortgage is not reinstated under section 580.30 or the property is not ber 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law redeemed under section 580.23 is Enforcement Center, 1580 Hwy 55, 11:59 p.m. on ___July 10, 2013___, unless that date falls on a weekend or Lobby #S-100, Hastings, MN to pay the debt then secured by said legal holiday, in which case it is the Mortgage, and taxes, if any, on said next weekday, and unless the redemppremises, and the costs and disburse- tion period is reduced to 5 weeks ments, including attorneys' fees under MN Stat. Secs. 580.07 or allowed by law subject to redemption 582.032. within six (6) months from the date of MORTGAGOR(S) RELEASED FROM said sale by the mortgagor(s), their FINANCIAL OBLIGATION ON MORTpersonal representatives or assigns GAGE: None unless reduced to Five (5) weeks under "THE TIME ALLOWED BY LAW FOR MN Stat. §580.07. REDEMPTION BY THE MORTGAGOR, TIME AND DATE TO VACATE PROP- THE MORTGAGOR'S PERSONAL REPE R T Y : I f t h e r e a l e s t a t e i s a n RESENTATIVES OR ASSIGNS, MAY BE owner-occupied, single-family dwell- REDUCED TO FIVE WEEKS IF A JUDIing, unless otherwise provided by law, CIAL ORDER IS ENTERED UNDER the date on or before which the mort- MINNESOTA STATUTES, SECTION gagor(s) must vacate the property if the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage is not reinstated under sec- OTHER THINGS, THAT THE MORTtion 580.30 or the property is not GAGED PREMISES ARE IMPROVED redeemed under section 580.23 is WITH A RESIDENTIAL DWELLING OF 1 1 : 5 9 p . m . o n _ _ J u n e 2 0 , LESS THAN FIVE UNITS, ARE NOT 2013____________________, unless the PROPERTY USED IN AGRICULTURAL redemption period is reduced to 5 P R O D U C T I O N , A N D A R E weeks under MN Stat. Secs. 580.07 or ABANDONED." 582.032. Dated: November 8, 2012 MORTGAGOR(S) RELEASED FROM CitiMortgage, Inc. FINANCIAL OBLIGATION ON MORT- Mortgagee/Assignee of Mortgagee GAGE: None USSET, WEINGARDEN AND LIEBO, "THE TIME ALLOWED BY LAW FOR P.L.L.P. REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 MINNESOTA STATUTES, SECTION 10 - 12-004417 FC 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. GAGED PREMISES ARE IMPROVED 3223909 11/22-12/27/12 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ��

PUBLIC NOTICE

�� R�� ecorded M ay 7, 2007 Dakota County Recorder, Document No. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 1, 2005 MORTGAGOR: D a v i d F . B o o k h o u t and Lee Ann Bookhout, husband and wife as joint tenants. MORTGAGEE: CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded July 25, 2005 Dakota County Recorder, Document No. 2343528. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19338 Ellington Trail, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.45350.01.470 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Limerock Ridge, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,114.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005679 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223888 11/22-12/27/12

PUBLIC NOTICE

2514730. ASSIGNMENTS OF MORTGAGE: Assigned to: Select Portfolio Servicing, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100152711000013710 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage One, Inc. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1418 Woodhill Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 028220101090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Vista View 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,413.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 Select Portfolio Servicing, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-003894 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203473 11/1-12/6/12

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Lot 1, Block 1, Silver Springs 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,987.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $289,296.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 24, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-005855 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203449 11/1-12/6/12

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 13, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004844 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203978 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): John J. Catalfamo and Tayna L. Catalfamo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Novastar Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 27, 2006 Dakota County Recorder Document Number: 2471627 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-6 Dated: September 17, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100080190060209939 Lender or Broker: Novastar Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3966 Dawn Way E, Inver Grove Heights, MN 55076 Tax Parcel ID Number: 205365109040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 9, The Oaks Second Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,995.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate

§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2013, or the next business day if June 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 01, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016123F02 3198166 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 2006 MORTGAGOR: R e b e c c a L B o u c h a and Michael Boucha, wife and husband. MORTGAGEE: National City Mortgage a division of National City Bank . DATE AND PLACE OF RECORDING: Recorded December 27, 2006 Dakota County Recorder, Document No. 2484276. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 2029 Southcross Drive #306, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02.71216.04.306 LEGAL DESCRIPTION OF PROPERTY: Unit 306, Condominium No. 115, Southcross Village condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,639.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005514 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3200056 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 02/27/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 MORTGAGOR(S): Dustin D. Milbrandt, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 03/21/2007 as Document Number 607851 in the Office of the County Registrar, Dakota County, Minnesota TAX PARCEL I.D. NO.: 20-71150-01-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), in Block One (1), of South Grove, Dakota County, Minnesota REGISTERED/TORRENS PROPERTY: Torrens Certificate No. 136124 STREET ADDRESS OF PROPERTY: 7314 Dawn Avenue E., Inver Grove Heights, MN 55076 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $237,792.15 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 12/28/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/28/2013, or the next business day if 06/28/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/15/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3218393 11/15-12/20/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,600.00 MORTGAGOR(S): Roger W. Thompson and Lori J. Thompson, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: July 21, 2005 Dakota County Recorder Document Number: 2342771 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: February 06, 2006 Dakota County Recorder Document Number: 2403531 And assigned to: PNC Bank, National Association Dated: August 05, 2011 Recorded: August 29, 2011 Dakota County Recorder Document Number: 2816631 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1005 Trillium Ct, Eagan, MN 55123-3991 Tax Parcel ID Number: 10-45094-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven, Block One, Lexington Pointe Tenth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,925.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2013, or the next business day if July 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 22, 2012 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F03 3219562 11/22-12/27/12

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: Option One Mortgage Corporation. And thereafter assigned to: HSBC Bank USA, National Association, as Trustee for SG Mortgage Securities Trust 2006-OPT2, Asset Backed Certificates, Series 2006-OPT2. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants RESIDENTIAL MORTGAGE SERVICER: Homeward Residential, Inc. MORTGAGED PROPERTY ADDRESS: 750 Keokuk Lane, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 272780018060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 18, Friendly Hills Re-Arr COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $365,603.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 HSBC Bank USA, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40 - 12-004644 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203438 11/1-12/6/12

PUBLIC NOTICE

111 11TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364880002280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,569.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 20, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3204013 11/1-12/6/12

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005636 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203535 11/1-12/6/12

PUBLIC NOTICE

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�� AMONG m e n t s , i n c�� l u d i n g a t t�� orneys fe e s 582.032, DETERMINING, allowed by law subject to redemption O T H E R T H I N G S , T H A T T H E within six (6) months from the date of M O R T G A G E D P R E M I S E S A R E said sale by the mortgagor(s), their IMPROVED WITH A RESIDENTIAL personal representatives or assigns DWELLING OF LESS THAN FIVE unless reduced to Five (5) weeks under UNITS, ARE NOT PROPERTY USED MN Stat. §580.07. IN AGRICULTURAL PRODUCTION, TIME AND DATE TO VACATE PROP- AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM ERTY: If the real estate is an owner-occupied, single-family dwell- A DEBT COLLECTOR ATTEMPTING TO ing, unless otherwise provided by law, COLLECT A DEBT. ANY INFORMAthe date on or before which the mort- TION OBTAINED WILL BE USED FOR gagor(s) must vacate the property if the THAT PURPOSE. GARRETT SQUARE mortgage is not reinstated under secASSOCIATION tion 580.30 or the property is not Attorneys for Garrett Square Associaredeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless tion the redemption period is reduced to 5 THOMSEN & NYBECK, P.A. weeks under MN Stat. Secs. 580.07 or By: Gretchen S. Schellhas (#195595) 582.032. MORTGAGOR(S) RELEASED FROM 3600 American Blvd. West, Suite 400 FINANCIAL OBLIGATION ON MORT- Bloomington, Minnesota 55431 (952) 835-7000 GAGE: None "THE TIME ALLOWED BY LAW FOR (Garrett Sq/Ross/ 11-7-144D) 11/1-12/6/12 REDEMPTION BY THE MORTGAGOR, 3202407 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION N O T ICE IS HEREBY GIVEN that 582.032, DETERMINING, AMONG default has occurred in the conditions OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED of the following described mortgage: DATE OF MORTGAGE: February 02, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2010 ORIGINAL PRINCIPAL AMOUNT OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E MORTGAGE: $198,005.00 MORTGAGOR(S): Mark Jenkins and ABANDONED." Carrie Jenkins, Husband and Wife Dated: October 17, 2012 MORTGAGEE: Mortgage Electronic CitiMortgage, Inc. Registration Systems, Inc. as nominee Mortgagee/Assignee of Mortgagee for Marketplace Home Mortgage, LLC, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of its successor and/or assigns DATE AND PLACE OF RECORDING: Mortgagee Recorded: February 24, 2010 Dakota 4500 Park Glen Road #300 County Recorder Minneapolis, MN 55416 Document Number: 2715913 (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 10 - 12-004461 FC And assigned to: GMAC Mortgage, THIS IS A COMMUNICATION FROM LLC A DEBT COLLECTOR. Dated: September 19, 2012 3203461 11/1-12/6/12 Recorded: September 28, 2012 Dakota County Recorder Document Number: 2897856 Transaction Agent: Mortgage ElecNOTICE OF ASSESSMENT LIEN tronic Registration Systems, Inc. FORECLOSURE SALE Transaction Agent Mortgage IdentifiDate: October 1, 2012 cation Number: 1002491-2000030731-9 YOU ARE NOTIFIED THAT: Lender or Broker: Marketplace Home 1. Default has occurred in the terms and conditions of the Amended and Mortgage, LLC Residential Mortgage Servicer: GMAC Restated Declaration for Garrett Square Association (hereinafter the Mortgage, LLC Mortgage Originator: Not Applicable "Association") which was recorded as COUNTY IN WHICH PROPERTY IS Document No. 261860, in the Office of t h e R e g i s t r a r o f T i t l e s o f D a k o t a LOCATED: Dakota Property Address: 4565 Cinnamon County, Minnesota, as amended, and a l s o , p u r s u a n t t o M i n n . S t a t . Ridge Trl, Eagan, MN 55122-3308 Tax Parcel ID Number: §515B.3-116, covering the following 10-17400-02-050 property: LEGAL DESCRIPTION OF PROPLEGAL DESCRIPTION: Residential Unit No. 107 and Garage Unit ERTY: Lot 5, Block 2, Cinnamon Ridge, No. 76 in Condominium No. 36, Dakota County, Minnesota, according to the recorded plat thereof. Garrett Square Condominium AMOUNT DUE AND CLAIMED TO BE Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Gar- D U E A S O F D A T E O F N O T I C E : $200,322.44 rett Avenue, #107, Apple Valley, THAT all pre-foreclosure requireMN 55124 T A X P A R C E L I D N O . ments have been complied with; that no action or proceeding has been insti01-81401-01-107 2. Pursuant to said Declaration, tuted at law or otherwise to recover the there is claimed to be due and owing debt secured by said mortgage, or any as of October 1, 2012, from Michael J. part thereof; PURSUANT to the power of sale conRoss, title holder, to the Association, a Minnesota non-profit corporation, the t a i n e d i n s a i d m o r t g a g e , t h e a m o u n t o f $6,185.00 for unpaid above-described property will be sold association dues, late fees, attorneys' by the Sheriff of said county as folfees and costs, plus any other such lows: DATE AND TIME OF SALE: January amounts that will accrue after October 1 , 2 0 1 2 , i n c l u d i n g r e a s o n a b l e 04, 2013 at 10:00 AM PLACE OF SALE: Dakota County attorneys' fees and costs of collection and foreclosure which will be added to Law Enforcement Center, 1580 Highthe amount claimed due and owing at way 55, Lobby S-100, Hastings, Minnesota the time of the sale herein. 3. No action is now pending at law or to pay the debt secured by said mortotherwise to recover said debt or any gage and taxes, if any, on said premises and the costs and disbursepart thereof. 4. That all preforeclosure requirements, including attorney fees allowed by law, subject to redemption within ments have been met. 5. The owner has not been released six (6) months from the date of said from the owner's financial obligation sale by the mortgagor(s), their personal representatives or assigns. to pay said amount. If the Mortgage is not reinstated 6. The Amended and Restated Declaration, referenced above, and Minn. under Minn. Stat. §580.30 or the propStat. §§515B.3-115 and 515B.3-116 erty is not redeemed under Minn. Stat. provide for a continuing lien against §580.23, the Mortgagor must vacate the property. A Notice of Lien evi- the property on or before 11:59 p.m. on dencing the amount due was recorded July 05, 2013, or the next business day on July 8, 2011, as Document No. if July 05, 2013 falls on a Saturday, T681573 in the Dakota County Regis- Sunday or legal holiday. Mortgagor(s) released from financial trar of Titles' Office. 7. Pursuant to the power of sale con- obligation: NONE THIS COMMUNICATION IS FROM tained in the same Amended and Restated Declaration and granted by A DEBT COLLECTOR ATTEMPTthe owner in taking title to the pre- ING TO COLLECT A DEBT. ANY mises subject to said Amended and INFORMATION OBTAINED WILL BE Restated Declaration and pursuant to USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be fore- THE DEBT AND IDENTITY OF THE closed by the sale of said property by ORIGINAL CREDITOR WITHIN THE the Sheriff of Dakota County, at the T I M E P R O V I D E D B Y L A W I S N O T Dakota County Sheriff's Office, Dakota AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, REDEMPTION BY THE MORTGAGOR, M N 5 5 0 3 3 , o n t h e 1 7 t h d a y o f THE MORTGAGOR'S PERSONAL REPDecember, 2012, at 10:00 a.m. at RESENTATIVES OR ASSIGNS, MAY BE public auction to the highest bidder, to REDUCED TO FIVE WEEKS IF A JUDIpay t h e a m o u n t t h e n d u e fo r s a i d CIAL ORDER IS ENTERED UNDER assessments, together with the costs MINNESOTA STATUTES, SECTION of foreclosure, including attorneys fees 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTas allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r GAGED PREMISES ARE IMPROVED redemption by the unit owner, his per- WITH A RESIDENTIAL DWELLING OF sonal representatives or assigns is six LESS THAN FIVE UNITS, ARE NOT (6) months from the date of sale. The PROPERTY USED IN AGRICULTURAL date and time to vacate the property PRODUCTION, AND ARE ABANDONED. DATED: November 22, 2012 is 11:59 p.m. on June 17, 2013, if ASSIGNEE OF MORTGAGEE: the account is not reinstated or the GMAC Mortgage, LLC owner does not redeem from the Wilford, Geske & Cook P.A. foreclosure sale. Attorneys for Assignee of Mortgagee REDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W 8425 Seasons Parkway, Suite 105 FOR REDEMPTION BY THE MORT- Woodbury, MN 55125-4393 GAGOR, THE MORTGAGOR'S PER- (651) 209-3300 S O N A L R E P R E S E N T A T I V E S O R File Number: 026289F01 11/22-12/27/12 ASSIGNS, MAY BE REDUCED TO 3219445 FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG ��

PUBLIC NOTICE

�� Credit Union �� Mortgage Originator: Not Applicable ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/26/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,800.00 MORTGAGOR(S): Julie Ann Sykes, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 11/04/2005 as Document Number 2378018 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 02-22460-02-404 LEGAL DESCRIPTION OF PROPERTY: Unit Number 404, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 11647 Horizon Drive, Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $138,860.24 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/04/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/04/2013, or the next business day if 07/04/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/22/2012 U.S. Bank National Association ND, Mortgagee/ Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3220277 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Patrick M. Hammarsten, unmarried person MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901326 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 227 Ash St W, South Saint Paul, MN 55075-3410 Tax Parcel ID Number: 36-83300-03-060 LEGAL DESCRIPTION OF PROPERTY: Parcel 1 Lot 5, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota Parcel 2 Lot 6, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $114,216.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2013, or the next business day if June 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 01, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021487F05 3198176 11/1-12/6/12

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002908 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203477 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Michael Boxenbaum, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 02, 2005 Dakota County Recorder Document Number: 2318139 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-3 Dated: May 12, 2011 Recorded: July 18, 2011 Dakota County Recorder Document Number: 2810198 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004822031-9 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1659 Woodgate Ln, Eagan, MN 55122-2422 Tax Parcel ID Number: 10-47251-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Mallard Park 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $313,808.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022387F01 3205199 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 1 , 2007 MORTGAGOR: Clifford Blair Buccicone, a single man and Brianne Brown, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed April 16, 2007, Dakota County Registrar of Titles, Document No. 608989 on Certificate of Title No. 142325. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000164961 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 346 12th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.32800.04.110 LEGAL DESCRIPTION OF PROPERTY: The South 22 and 1/2 ( S 22 1/2) feet of Lots 6 and 7, 8 and The North 20 feet of Lots 9, 10, and 11, Block 4, Highland Heights, Including any part or portion of any street or alley adjacent to said premises heretofore vacated or to be vacated, and subject to mineral rights reserved by the state of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,819.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 28, 2013 _, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004702 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210976 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2008 MORTGAGOR: T i m o t h y M M o e l l e r and Nicole Moeller, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 1, 2008 Dakota County Recorder, Document No. 2615584. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100283308080041513 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank FSB MORTGAGED PROPERTY ADDRESS: 20340 Quentin Avenue East, Hastings, MN 55033 TAX PARCEL I.D. #: 330280027073 LEGAL DESCRIPTION OF PROPERTY: The South 205 feet of the North 1620 feet of the West 1/2 of the NW 1/4, Section 28 Township 114 Range 16, lying East of the West 813.84 feet, also except for road. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $370,475.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $364,871.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 112 - 12-006043 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3211089 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 6, 2006 MORTGAGOR: J a m e s P . M c L a r e n and Kathryn L. McLaren, husband and wife. MORTGAGEE:Bank of America, N.A.. DATE AND PLACE OF RECORDING: Filed September 18, 2006, Dakota County Registrar of Titles, Document No. 597971 on Certificate of Title No. 80520. ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 24403 West Chippendale Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 070180014011 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” That part of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 of NE 1/4) of Section Eighteen (18), Township One Hundred Thirteen (113), Range Nineteen (19), described as follows, to-wit: Beginning at a point at the Southeast (SE) corner of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 of NE 1/4) of Section eighteen (18); thence North on the East Section line to a point 594 feet North of the Southeast (SE) corner of the Northeast Quarter (NE 1/4) of said section thence West on a line parallel to the South line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said Section Eighteen (18) 1330 feet, more or less, to the West line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section; thence South along the West line of said Southeast Quarter of the Northeast Quarter (SE 1/4 NE of 1/4) of said section to the Southwest (SW) corner of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 of NE 1/4) of said Section Eighteen (18); thence East along the South line of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 NE 1/4) of said Section to the point of beginning, according to the Government Survey thereof; EXCEPTING THEREFROM, the West three (3) acres thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,822.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE

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TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 23, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37 - 12-005991 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210954 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,200.00 MORTGAGOR(S): Tara Lynn Kirby, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc., successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 14, 2006 Dakota County Recorder Document Number: 2412457 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 16, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800888379431 Lender or Broker: GreenPoint Mortgage Funding, Inc Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14567 Florissant Path # R201, Apple Valley, MN 55124-1400 Tax Parcel ID Number: 01.83612.25.201 LEGAL DESCRIPTION OF PROPERTY: Unit no. R201, and garage unit no. G19, Common Interest Community Number 443, Midtown Terraces Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,013.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026048F01 3205218 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGOR: Nathaniel J. Edel and Annie P. Edel, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 1, 2007 Dakota County Recorder, Document No. 2534647. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001400278 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 19747 Escort Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141660010604 LEGAL DESCRIPTION OF PROPERTY: Unit No. 604, Common Interest Community Number 520, a Condominium, Charleswood Crossing, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,881.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,916.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 8, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 2, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006192 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217726 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGOR: Bradley J. Goette and Debra J. Goette, husband and wife. MORTGAGEE:PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage, a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded April 7, 2006 Dakota County Recorder, Document No. 2418838. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage, a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 445 South 10th Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-20200-02-190 LEGAL DESCRIPTION OF PROPERTY: All of Lot 19 and the N 20 feet of Lot 18, Block 2, Devine, Kaldunski and Spettel's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $135,707.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-003397 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224313 11/22-12/27/12

PUBLIC NOTICE

MORTGAGEE: B a n k o f A m e r i c a , N.A.. DATE AND PLACE OF RECORDING: Recorded June 2, 2006 Dakota County Recorder, Document No. 2434519. ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 20039 Ideal Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228195301130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Viking Square Fourth COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,376.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37 - 12-005990 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210946 11/8-12/13/12

PUBLIC NOTICE

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�� LOCATED: Dakota �� LEGAL DESCRIPTION ORIGINAL PRINCIPAL AMOUNT OF PARCEL 1: L O T O N E ( 1 ) A N D T H E N O R T H MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE ONE-HALF OF LOT TWO (N 1/2 LOT 2) BLOCK TWO (2), STEIN’S ADDI- DUE AS OF DATE OF NOTICE, INCLUDTION TO SOUTH ST. PAUL, ACCORD- ING TAXES, IF ANY, PAID BY MORTING TO THE PLAT THER EOF ON GAGEE: $196,529.02 That prior to the commencement of FILE AND OF RECORD IN THE O F F I C E O F T H E R E G I S T E R O F this mortgage foreclosure proceeding D E E D S I N A N D F O R D A K O T A Mortgagee/Assignee of Mortgagee complied with all notice requirements as COUNTY, MINNESOTA. required by statute; That no action or PARCEL 2: SOUTH ONE-HALF OF LOT TWO, proceeding has been instituted at law BLOCK TWO, AND ALL OF LOT 3, o r o t h e r w i s e t o r e c o v e r t h e d e b t B L O C K 2 , S T E I N ’ S A D D I T I O N , secured by said mortgage, or any part thereof; DAKOTA COUNTY, MINNESOTA. PURSUANT to the power of sale conABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITU- tained in said mortgage, the above ATED IN DAKOTA COUNTY, STATE described property will be sold by the OF MINNESOTA. Sheriff of said county as follows: ADDRESS: 1015 3RD ST N; SOUTH DATE AND TIME OF SALE: January ST. PAUL, MN 55075. 08, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE: $131,099.97 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE PROPor otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: January redeemed under section 580.23 is 2, 2013 at 10:00 AM 11:59 p.m. on July 08, 2013 unless PLACE OF SALE:Sheriff's Office, Law that date falls on a weekend or legal Enforcement Center, 1580 Hwy 55, holiday, in which case it is the next Lobby #S-100, Hastings, MN weekday, and unless the redemption to pay the debt then secured by said period is reduced to 5 weeks under MN Mortgage, and taxes, if any, on said Stat. Secs. 580.07 or 582.032. premises, and the costs and disburseMORTGAGOR(S) RELEASED FROM m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None within twelve (12) months from the "THE TIME ALLOWED BY LAW FOR date of said sale by the mortgagor(s), REDEMPTION BY THE MORTGAGOR, t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r THE MORTGAGOR'S PERSONAL REPassigns unless reduced to Five (5) RESENTATIVES OR ASSIGNS, MAY BE weeks under MN Stat. §580.07. REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 11:59 p.m. on January 2, 2014, unless ABANDONED." the redemption period is reduced to 5 Dated: November 1, 2012 Green Tree Servicing LLC weeks under MN Stat. Secs. 580.07 or Mortgagee/Assignee of Mortgagee 582.032. MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 8 - 12-005787 FC REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 11/8-12/13/12 MINNESOTA STATUTES, SECTION 3211303 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: October 22, 2012 NOT AFFECTED BY THIS ACTION. CitiMortgage, Inc. NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of the following described mortgage: Attorneys for Mortgagee/Assignee of DATE OF MORTGAGE: F e b r u a r y 2 , Mortgagee 2004 4500 Park Glen Road #300 MORTGAGOR: Joseph J. Ciupik and Minneapolis, MN 55416 Tamra L. Ciupik, husband and wife. (952) 925-6888 MORTGAGEE: Mortgage Enterprises 10 - 12-003474 FC THIS IS A COMMUNICATION FROM Inc.. AND PLACE OF RECORDING: DATE A DEBT COLLECTOR. Filed February 24, 2004, Dakota 3211023 11/8-12/13/12 County Registrar of Titles, Document No. 0530765 on Certificate of Title No. 114377. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: National City Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Co.. And thereafter assigned to: DeutOF THE DEBT AND IDENTITY OF sche Bank Trust Company Americas as THE ORIGINAL CREDITOR WITHIN Trustee. And thereafter assigned to: THE TIME PROVIDED BY LAW IS Deutsche Bank Trust Company Americas as Trustee RALI 2004-QS7. NOT AFFECTED BY THIS ACTION. Said Mortgage being upon RegisNOTICE IS HEREBY GIVEN, that default has occurred in conditions of tered Land. the following described mortgage: TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTDATE OF MORTGAGE: A u g u s t 2 5 , GAGE IDENTIFICATION NUMBER ON 2005 MORTGAGOR: G r e g L o c k y e r , a n d MORTGAGE: NONE LENDER OR BROKER AND MORTMelissa Lockyer, husband and wife. MORTGAGEE: Mortgage Electronic G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Mortgage Enterprises Registration Systems, Inc. DATE AND PLACE OF RECORDING: Inc. RESIDENTIAL MORTGAGE SERRecorded September 16, 2005 Dakota County Recorder, Document VICER: PNC Bank, National Association No. 2361335. MORTGAGED PROPERTY ADDRESS: ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC 3380 East 76TH Street, Inver Grove . TRANSACTION AGENT: Mortgage Heights, MN 55076 TAX PARCEL I.D. #: 207115207080 Electronic Registration Systems, Inc. LEGAL DESCRIPTION OF PROPTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON ERTY: Lot 8 in Block 7 of South Grove No. 3 MORTGAGE: 1000157-0005734774-8 LENDER OR BROKER AND MORTCOUNTY IN WHICH PROPERTY IS G A G E O R I G I N A T O R S T A T E D O N LOCATED: Dakota MORTGAGE: America's Wholesale ORIGINAL PRINCIPAL AMOUNT OF Lender MORTGAGE: $204,800.00 RESIDENTIAL MORTGAGE SERAMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: ING TAXES, IF ANY, PAID BY MORT6 1 2 1 1 t h S t r e e t , F a r m i n g t o n , M N GAGEE: $200,259.04 That prior to the commencement of 55024 T A X P A R C E L I . D . # : this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com14.22501.03.090 LEGAL DESCRIPTION OF PROP- plied with all notice requirements as required by statute; That no action or ERTY: Lot 9, Block 3, East Farmington 2nd proceeding has been instituted at law or otherwise to recover the debt Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS �� LOCATED: Dakota

PUBLIC NOTICE

�� and taxes, if any actu mortgage �� said�� ally paid by the mortgagee, on the �� or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2012 Deutsche Bank Trust Company Americas, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-003465 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210922 11/8-12/13/12

PUBLIC NOTICE

premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/21/2013, or the next business day if 06/21/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/08/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3211366 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,910.00 MORTGAGOR(S): Anthony W. Hacker and Sara A. Hacker, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for RBMG, Inc., successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 25, 2003 Dakota County Recorder Document Number: 2145296 ASSIGNMENTS OF MORTGAGE: And assigned to: IXIS Real Estate Capital Inc. Dated: September 28, 2009 Recorded: September 28, 2010 Dakota County Recorder Document Number: 2755393 And assigned to: Homeward Residential, Inc. Dated: August 14, 2012 Recorded: September 24, 2012 Dakota County Recorder Document Number: 2896362 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014420004011468 Lender or Broker: RBMG, Inc. Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15491 Dresden Trl, Apple Valley, MN 55124-6829 Tax Parcel ID Number: 01-11754-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Apple Valley East 5th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,203.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: Homeward Residential, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026135F01 3205300 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 1, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Bluff Townhome Condominium Association, Inc. (hereinafter the "Association") which was recorded as Document No. 1907615, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 86, CIC No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota STREET ADDRESS: 1659 River Bluff Court, Eagan, MN 55121 T A X P A R C E L I D N O . 10-41300-05-086 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 1, 2012 to the Association, a Minnesota non-profit corporation, from Christina Parrott, title holder under Contract for Deed, to the Association, a Minnesota non-profit corporation, the amount of $5,010.16 (amount due since December 2, 2011, after the Contract for Deed was recorded) and $6,059.00 left unpaid by the Contract for Deed Vendors, Isaac and Elizabeth Obi) prior to the conveyance, leaving the total of $11,069.16 for unpaid association dues, late fees, fines, attorneys' fees and costs, plus any other such amounts that will accrue after November 1, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The current Contract for Deed Vendors and Vendee have not been released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on April 19, 2012, as Document No. 2863068 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 3rd day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 3, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THAT PURPOSE. CEDAR BLUFF TOWNHOME CONDOMINIUM ASSOCIATION, INC. Attorneys for Cedar Bluff Townhome Condominium Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Bluff/ Parrott/ 11-7-611D) 3216563 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 1994 MORTGAGOR: John M. Pawlenty and Jodi L. Pawlenty, Husband and Wife. MORTGAGEE: N o r w e s t M o r t g a g e , Inc. DATE AND PLACE OF RECORDING: Recorded August 19, 1994 Dakota County Recorder, Document No. 1236374. ASSIGNMENTS OF MORTGAGE: Assigned to: Universal Mortgage Corporation of Wisconsin. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 131 Ash Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367315002160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen, Block Two (2), Sunny View Terrace, According to the Recorded Plat Thereof on File and of Record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $58,082.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-006121 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3218253 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2002 MORTGAGOR: Brent W. Zeller and Kendra K. Zeller, husband and wife. MORTGAGEE:W a s h i n g t o n M u t u a l Bank, FA. DATE AND PLACE OF RECORDING: Recorded January 22, 2003 Dakota County Recorder, Document No. 1987768. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR WAMU MORTGAGE PASS THROUGH CERTIFICATES SERIES 2002-AR19. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20634 Jutland Place, Lakeville, MN 55044 TAX PARCEL I.D. #: 224420202060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Lakeview Estates 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$352,994.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ____July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-3910 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3221182 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 29, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Ranch Association, Inc. (hereinafter the "Association") which was recorded as Document No. 562866, in the Office of the County Recorder of Dakota County, Minnesota, covering the following property: LEGAL DESCRIPTION: Lot 23, Block 1, Diamond Path 7th Addi-

Block 1, Diamond Path 7th Addi tion, Dakota County, Minnesota STREET ADDRESS: 14602 Embry Path, Apple Valley, MN 55124 T A X P A R C E L I D N O : 01-20506-01-230 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 29, 2012, from Thomas M. Crosby and Patricia A. Crosby, title holders, to the Association, a Minnesota non-profit corporation, the amount of $7,065.50 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 29, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5.The owners have not been released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 21, 2012, as Document No. 2875742 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Dakota County Sheriff, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 4th day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 5, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH RANCH ASSOCIATION, INC. Attorneys for Diamond Path Ranch Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path Ranch/ Crosby/ 12-7-098D) 3216634 11/15-12/20/12

PUBLIC NOTICE

��

MORTGAGE: $135,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,165.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006101 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217077 11/15-12/20/12

PUBLIC NOTICE

a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 10, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. JOHNNY CAKE RIDGE TOWNHOME ASSOCIATION, INC., Lienor Dated: November 7, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR JOHNNY CAKE RIDGE TOWNHOME ASSOCIATION, INC. 3216951 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,101.00 MORTGAGOR(S): Isarel Bonfil, a single man and Juana M. Guzman, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., solely as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 04, 2007 Dakota County Registrar of Titles Document Number: 611767 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 17, 2011 Registered: August 02, 2011 Dakota County Registrar of Titles Document Number: T682481 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000189703 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135667 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3968 72nd St E, Inver Grove Heights, MN 55076-2640 Tax Parcel ID Number: 20.71150.06.020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Six (6), of South Grove, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $258,839.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024531F02 3123766 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 8 , 2005 MORTGAGOR: Paul A. Dunlop and Patricia J. Dunlop, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed December 6, 2005, Dakota County Registrar of Titles, Document No. 580559 on Certificate of Title No. 134420. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC-1. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002137948 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 228 Liberty Place, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.53450.11.050 LEGAL DESCRIPTION OF PROPERTY: Lot five (5) in block eleven (11) of Oak Park Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,383.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012

Dated: October 12, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005233 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217713 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,600.00 MORTGAGOR(S): Tomas F. Visperas, a single person, Leon F. Visperas, a single person, and Victoria Aviles, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for DECISION ONE MORTGAGE COMPANY, LLC DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota County Recorder Document Number: 2439998 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 6 - O C 7 , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Dated: May 18, 2009 Recorded: June 16, 2009 Dakota County Recorder Document Number: 2664606 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910006302844 Lender or Broker: DECISION ONE MORTGAGE COMPANY, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 524 Fromme Ct, Eagan, MN 55123-3953 Tax Parcel ID Number: 10.18402.02.050 LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 2, COVENTRY PASS 3RD ADDITION AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,809.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-OC7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024950F01 3216886 11/15-12/20/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 , 2008 MORTGAGOR: T o d d T . K u h n a n d Karin L. Kuhn, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 10, 2008 Dakota County Registrar, Document No. 622382. Certificate of title number 144144. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000212680012262121 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 17346 Joplin Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221182504020 LEGAL DESCRIPTION OF PROPERTY: Lot Two, Block Four, Argonne Estates, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $395,289.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3089 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217830 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,500.00 MORTGAGOR(S): Stacey L. Nelson and Scott M. Nelson, wife and husband MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF REGISTERING:

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Registered: July 21, 2006 Dakota County Registrar of Titles Document Number: 594379 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Dated: January 27, 2009 Registered: March 04, 2009 Dakota County Registrar of Titles Document Number: T640102 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140334 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 158 Juniper Ln, Apple Valley, MN 55124-9311 Tax Parcel ID Number: 01-11702-10-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 10, Apple Valley Third Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,976.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025845F01 3211994 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,750.00 MORTGAGOR(S): Rhonda A. Arnold, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.), its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 29, 2007 Dakota County Recorder Document Number: 2492266 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 05, 2012 Recorded: September 17, 2012 Dakota County Recorder Document Number: 2894163 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

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�� has been insti or proceeding no action tuted at law or otherwise to recover the �� Transaction Agent Mortgage Identifi cation Number: 100062604719746754 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6755 Foliage Ct W, Rosemount, MN 55068-1235 Tax Parcel ID Number: 22-51350-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Niakwa Village, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,740.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026334F01 3213142 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $416,000.00 MORTGAGOR(S): James C Griffin Jr. and Kathleen J Griffin, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Universal American Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 11, 2007 Dakota County Registrar of Titles Document Number: 608783 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 18, 2012 Registered: June 04, 2012 Dakota County Registrar of Titles Document Number: T697324 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600099345634 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142297 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13322 Couchtown Ct, Rosemount, MN 55068-4771 Tax Parcel ID Number: 34-25144-02-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Evermoor Glendalough 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $445,353.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024397F03 3211856 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,920.00 MORTGAGOR(S): Lawrence J Murtaugh and Cheryl E Murtaugh, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: November 08, 2006 Dakota County Recorder Document Number: 2474384 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 23, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 930 Lyn Way Apt 101, Hastings, MN 55033-2500 Tax Parcel ID Number: 19-81301-03-101 LEGAL DESCRIPTION OF PROPERTY: Unit 101, Condominium No. 93, 930 Dakota Valley Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $99,603.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026076F01 3216416 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,800.00 MORTGAGOR(S): Patti A. Stettner and Terry Stettner, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., it successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582655 LOAN MODIFICATION: Dated: August 30, 2011 Registered: October 27, 2011 Document Number: T686166 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: May 23, 2011 Registered: May 27, 2011 Dakota County Registrar of Titles Document Number: T680072 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000038797-4 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 115726 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7529 Borman Ct, Inver Grove Heights, MN 55076-2900 Tax Parcel ID Number: 20-18212-07-012 LEGAL DESCRIPTION OF PROPERTY: That part of Lot One (1), Block Seven (7), COLLEGE HIGHLANDS 3RD ADDITION, according to the recorded plat thereof on file in the office of the County Recorder, Dakota County Minnesota, which lies northeasterly of the following described line: Commencing at the northwesterly corner of said Lot 1, thence southeasterly along the northerly line of said Lot 1 a distance of 38.50 feet to the point of beginning of the line to be described; thence southeasterly deflecting to the right 57 degrees 18 minutes 41 seconds 51.42 feet; thence southeasterly deflecting to the left 27 degrees 59 minutes 22 seconds 96.35 feet to the southeasterly boundary of said Lot 1 and there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,894.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2012 at 10:00 AM has been postponed to October 15, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2012 at 10:00 AM has been postponed to November 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 05, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 16, 2012 at 10:00 AM has been postponed to December 31, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 07, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 3126370 11/22/12

PUBLIC NOTICE

ments allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 3, 2013, or the next business day if July 3, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2005-18ALT Asset-Backed Certificates, Series 2005-18ALT Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00861-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4326087 11/15/2012, 11/22/2012, 11/29/2012, 12/06/2012, 12/13/2012, 12/20/2012 3124229 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2007 MORTGAGOR: Brandon L. Schloegel, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2007 Dakota County Recorder, Document No. 2545234. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0002505768-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1465 Pringle Court, Hastings, M N 55033 T A X P A R C E L I . D . # : 19-19601-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Dakota View Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,319.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-003507 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217117 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Bluff Townhome Condominium Association, Inc. (hereinafter the "Association") which was recorded as Document No. 8780487, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit 119, CIC No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota STREET ADDRESS: 3315 River Bluff Drive, Eagan, MN 55121 T A X P A R C E L I D N O . 10-41300-05-119 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 25, 2012, from Petite Powell, title holder under a contract for deed, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $4,513.94 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 25, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 12, 2012, as Document No. 2893176 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 3rd day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 3, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR BLUFF TOWNHOME CONDOMINIUM ASSOCIATION, INC Attorneys for Cedar Bluff Townhome Condominium Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Bluff /Powell/ 12-7-349D) 3216535 11/15-12/20/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,495.00 MORTGAGOR(S): Benjamin X Gores and Erica K Gores, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for CTX Mortgage Company, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: June 23, 2005 Dakota County Recorder Document Number: 2333571 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 05, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015901074383142 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13819 Atwood Ave, Rosemount, MN 55068-3692 Tax Parcel ID Number: 34-48300-19-604 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1604, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,292.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026058F01 3212345 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: February 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,000.00 MORTGAGOR(S): Gordon W. Meade and Jill M. Meade, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 13, 2007 Dakota County Recorder Document Number: 2502232 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee for American Home Mortgage Investment Trust 2007-1 Dated: September 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200015985209 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15785 Cardinal Cir, Rosemount, MN 55068-6613 Tax Parcel ID Number: 346767501080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Shannon Pond East Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $392,433.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee for American Home Mortgage Investment Trust 2007-1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025981F01 3213171 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 11, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,850.00 MORTGAGOR(S): Carrie A. Stengel, an unmarried woman MORTGAGEE: Cendant Mortgage Corporation D/B/A Burnet Home Loans DATE AND PLACE OF RECORDING: Recorded: August 14, 2003 Dakota County Recorder Document Number: 2095059 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 08, 2008 Recorded: August 05, 2008 Dakota County Recorder Document Number: 2606796 And assigned to: Nationstar Mortgage LLC Dated: October 09, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000243252354 Lender or Broker: Cendant Mortgage Corporation D/B/A Burnet Home Loans Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 121 MacArthur St W, South Saint Paul, MN 55075-3432 Tax Parcel ID Number: 36-83300-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,225.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026349F01 3216405 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,650.00 MORTGAGOR(S): Pernella F. Bull and Charles R. Bull, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP.SUB. of MLB&T Co., FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 01, 2007 Dakota County Recorder Document Number: 2513350 ASSIGNMENTS OF MORTGAGE: And assigned to: LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: December 01, 2007 Recorded: February 20, 2008 Dakota County Recorder Document Number: 2572978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240013822678 Lender or Broker: First Franklin Financial Corp., an OP.SUB. of MLB&T Co., FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 353 4th Ave S, South Saint Paul, MN 55075-2617 Tax Parcel ID Number: 36-64300-12-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 12, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,413.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025202F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2012 at 10:00 AM has been postponed to August 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, L O A N M O R T G A G E ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2012 at 10:00 AM has been postponed to September 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, M O R T G A G E L O A N ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 26, 2012 at 10:00 AM has been postponed to October 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 26, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, L O A N M O R T G A G E ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, M O R T G A G E L O A N ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 26, 2012 at 10:00 AM has been postponed to December 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

��

�� Lobby S 100, Hastings,�� Minnesota�� in Mortgagee said County and State. 4500 Park Glen Road #300 DATED: November 16, 2012 Minneapolis, MN 55416 ASSIGNEE OF MORTGAGEE: (952) 925-6888 U . S . B A N K , N A T I O N A L 19-3359 A S S O C I A T I O N , S U C C E S S O R THIS IS A COMMUNICATION FROM T R U S T E E T O B A N K O F A DEBT COLLECTOR. AMERICA, N.A. AS SUCCESSOR NOTICE OF POSTPONEMENT OF TO LASALLE BANK, N.A. AS MORTGAGE FORECLOSURE SALE TRUSTEE FOR THE MERRILL P u r s u a n t t o t h e p r o v i s i o n s o f L Y N C H F I R S T F R A N K L I N Minnesota Statutes 580.07, the MORTGAGE LOAN TRUST, foregoing foreclosure sale is M O R T G A G E L O A N postponed until May 1, 2012 at 10:00 ASSET-BACKED CERTIFICATES, a m a t t h e S h e r i f f ' s O f f i c e , L a w SERIES 2007-3 Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: county and state. Lawrence A. Wilford Dated: March 9, 2012. U.S. Bank National Association James A. Geske 8425 Seasons Parkway, Suite 105 Mortgagee/Assignee of Mortgagee Woodbury, MN 55125-4393 USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden (651) 209-3300 File Number: 025202F01 Attorneys for Mortgagee/Assignee of 3223933 11/22/12 Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 NOTICE OF MORTGAGE 19-3359 FORECLOSURE SALE THIS IS A COMMUNICATION FROM THE RIGHT TO VERIFICATION A DEBT COLLECTOR. OF THE DEBT AND IDENTITY OF NOTICE OF POSTPONEMENT OF THE ORIGINAL CREDITOR WITHIN MORTGAGE FORECLOSURE SALE THE TIME PROVIDED BY LAW IS Pursuant to the provisions of MinNOT AFFECTED BY THIS ACTION. nesota Statutes 580.07, the foregoing NOTICE IS HEREBY GIVEN, that foreclosure sale is postponed until default has occurred in conditions of J u l y 1 7 , 2 0 1 2 a t 1 0 : 0 0 A M a t t h e the following described mortgage: Sheriff's Office, Law Enforcement DATE OF MORTGAGE: A u g u s t 3 0 , Center, 1580 Hwy 55, Lobby #S-100, 2005 Hastings, MN, in said county and state. MORTGAGORS: Paul E. Werner and Dated: May 4, 2012. Cheren J. Werner, Husband and Wife. U.S. Bank National Association MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee Registration Systems, Inc.. USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Registered September 15, 2005, Mortgagee Dakota County Registrar of Titles, 4500 Park Glen Road #300 Document No. 574446, Certificate of Minneapolis, MN 55416 Title No. 137489. (952) 925-6888 A S S I G N M E N T S O F M O R T G A G E : 19-3359 Assigned to: U. S. Bank National THIS IS A COMMUNICATION FROM Association. A DEBT COLLECTOR. Said Mortgage being Registered NOTICE OF POSTPONEMENT OF Land. MORTGAGE FORECLOSURE SALE TRANSACTION AGENT: Mortgage Pursuant to the provisions of Electronic Registration Systems, Inc. Minnesota Statutes 580.07, the TRANSACTION AGENT'S MORT- f o r e g o i n g f o r e c l o s u r e s a l e i s GAGE IDENTIFICATION NUMBER ON postponed until September 11, 2012 at MORTGAGE: 100021278104475608 10:00 AM at the Sheriff's Office, Law LENDER OR BROKER AND MORT- Enforcement Center, 1580 Hwy 55, G A G E O R I G I N A T O R S T A T E D O N Lobby #S-100, Hastings, MN, in said MORTGAGE: Pioneer Mortgage Corpo- county and state. ration Dated: July 14, 2012. R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee VICER: U.S. Bank Home Mortgage USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGED PROPERTY ADDRESS: Attorneys for Mortgagee/Assignee of 3780 Upper 71st Street East, Inver Mortgagee Grove Heights, MN 55076 4500 Park Glen Road #300 T A X P A R C E L I . D . # : Minneapolis, MN 55416 20-71155-020-06 (952) 925-6888 LEGAL DESCRIPTION OF PROP- 19-3359 ERTY: THIS IS A COMMUNICATION FROM Lot Two (2) in Block Six (6) of South A DEBT COLLECTOR. Grove No. 6, According to the NOTICE OF POSTPONEMENT OF recorded plat thereof, Dakota MORTGAGE FORECLOSURE SALE County, Minnesota. Pursuant to the provisions of COUNTY IN WHICH PROPERTY IS M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e LOCATED: Dakota foregoing foreclosure sale is ORIGINAL PRINCIPAL AMOUNT OF postponed until November 27, 2012 at MORTGAGE: $220,255.00 10:00 AM at the Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN, in said ING TAXES, IF ANY, PAID BY MORT- county and state. GAGEE: $287,580.63 Dated: September 10, 2012. That prior to the commencement of U.S. Bank National Association this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee Mortgagee/Assignee of Mortgagee com- USSET, WEINGARDEN AND LIEBO, P.L.L.P. plied with all notice requirements as Attorneys for Mortgagee/Assignee of required by statute; That no action or Mortgagee proceeding has been instituted at law 4500 Park Glen Road #300 o r o t h e r w i s e t o r e c o v e r t h e d e b t Minneapolis, MN 55416 secured by said mortgage, or any part (952) 925-6888 thereof; 19-3359 P U R S U A N T t o t h e p o w e r o f s a l e THIS IS A COMMUNICATION FROM contained in said mortgage, the above A DEBT COLLECTOR. described property will be sold by the 3224321 11/22/12 Sheriff of said county as follows: DATE AND TIME OF SALE: March 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law NOTICE OF MORTGAGE Enforcement Center, 1580 Hwy 55, FORECLOSURE SALE Lobby #S-100, Hastings, MN THE RIGHT TO VERIFICATION OF to pay the debt then secured by said THE DEBT AND IDENTITY OF THE Mortgage, and taxes, if any, on said ORIGINAL CREDITOR WITHIN THE p r e m i s e s , a n d t h e c o s t s a n d TIME PROVIDED BY LAW IS NOT disbursements, including attorneys' AFFECTED BY THIS ACTION. fees allowed by law subject to NOTICE IS HEREBY GIVEN: That redemption within six (6) months from default has occurred in the conditions t h e d a t e o f s a i d s a l e b y t h e of the following described mortgage: mortgagor(s), their personal DATE OF MORTGAGE: January 12, representatives or assigns unless 2007 reduced to Five (5) weeks under MN ORIGINAL PRINCIPAL AMOUNT OF Stat. §580.07. MORTGAGE: $182,400.00 TIME AND DATE TO VACATE MORTGAGOR(S): James R. Sims and PROPERTY: If the real estate is an Bernadette Sims, husband and wife, as o w n e r - o c c u p i e d , s i n g l e - f a m i l y joint tenants dwelling, unless otherwise provided by MORTGAGEE: Mortgage Electronic law, the date on or before which the Registration Systems, Inc. as nominee mortgagor(s) must vacate the property for New Century Mortgage Corporation if the mortgage is not reinstated under TRANSACTION AGENT: Mortgage section 580.30 or the property is not Electronic Registration Systems, Inc. redeemed under section 580.23 is MIN#: 100488910115957036 11:59 p.m. on September 6, 2012, SERVICER: Ocwen Loan Servicing, u n l e s s t h e r e d e m p t i o n p e r i o d i s LLC reduced to 5 weeks under MN Stat. LENDER: New Century Mortgage Secs. 580.07 or 582.032. Corporation. MORTGAGOR(S) RELEASED FROM DATE AND PLACE OF FILING: F I N A N C I A L O B L I G A T I O N O N Dakota County Minnesota, Recorder , MORTGAGE: None on January 26, 2007, as Document No. "THE TIME ALLOWED BY LAW FOR 2491669 Said Mortgage was Modified REDEMPTION BY THE MORTGAGOR, and Recorded on June 29, 2010 as T H E M O R T G A G O R ' S P E R S O N A L Document No. 2737882. REPRESENTATIVES OR ASSIGNS, ASSIGNED TO: U.S. Bank, National MAY BE REDUCED TO FIVE WEEKS IF Association, as Trustee under the A J U D I C I A L O R D E R I S E N T E R E D Pooling and Servicing Agreement dated U N D E R M I N N E S O T A S T A T U T E S , as of March 1, 2007, GSAMP Trust SECTION 582.032, DETERMINING, 2007-HE2, Mortgage Pass-Through AMONG OTHER THINGS, THAT THE Certificates, Series 2007-HE2 Dated: M O R T G A G E D P R E M I S E S A R E March 9, 2012 , and recorded March I M P R O V E D W I T H A R E S I D E N T I A L 23, 2012 by Document No. 2857468. DWELLING OF LESS THAN FIVE LEGAL DESCRIPTION OF PROPUNITS, ARE NOT PROPERTY USED IN ERTY: Lot 3, Block 1, CarrollWood VilAGRICULTURAL PRODUCTION, AND lage Fifth Addition, According to the ARE ABANDONED." plat thereof on file and of record in the Dated: January 6, 2012. office of the county recorder for U.S. Bank National Association Dakota County, Minnesota, Subject to Mortgagee/Assignee of Mortgagee matters, if any, of record USSET, WEINGARDEN AND LIEBO, P.L.L.P. PROPERTY ADDRESS: 7850 142nd Attorneys for Mortgagee/Assignee of �� Mortgagee

PUBLIC NOTICE

�� and �� its successors assigns DATE AND PLACE OF RECORDING: �� PROPERTY ADDRESS: 7850 142nd Street West, Apple Valley, MN 55124 PROPERTY I.D: 01-16404-01-030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Six Thousand One Hundred Eighty-Five and 99/100 ($156,185.99) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 19, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 19, 2012, or the next business day if December 19, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 19, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of M a r c h 1 , 2 0 0 7 , G S A M P T r u st 2 0 0 7 - H E 2 , M o r t g a g e Pass-Through Certificates, Series 2007-HE2 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00294-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4230136 04/19/2012, 04/26/2012, 05/03/2012, 05/10/2012, 05/17/2012, 05/24/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for November 20, 2012 at 10:00 AM , has been postponed to December 11, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: November 20, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of M a r c h 1 , 2 0 0 7 , G S A M P T r u st 2 0 0 7 - H E 2 , M o r t g a g e Pass-Through Certificates, Series 2007-HE2 Jennifer K Fischer (0311248) Attorneys for U.S. Bank, Nationa l Association, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2007, GSAMP Trust 2007-HE2, Mortgage Pass-Through Certificates, Series 2007-HE2 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00294-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4328336 11/22/2012 3217979 11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 03, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Morganna Starrett Ochtera, FKA Morganna L. Johnson, and Christopher John Ochtera, husband and MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns

Recorded: December 01, 2003 Dakota County Recorder Document Number: 2146485 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Dated: March 26, 2012 Recorded: April 02, 2012 Dakota County Recorder Document Number: 2858978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0002916597-0 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15373 Flower Way, Apple Valley, MN 55124-3126 Tax Parcel ID Number: 01-55900-05-066 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 66, ORCHARD POINTE CONDOMINIUMS, CIC NO. 311, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,634.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 21, 2013, or the next business day if January 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2012 at 10:00 AM has been postponed to September 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 15, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53

Pass Through Trust 2003 53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 19, 2012 at 10:00 AM has been postponed to October 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 19, 2012 at 10:00 AM has been postponed to November 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 12, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2012 at 10:00 AM has been postponed to January 14, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 3210358 11/22/12

PUBLIC NOTICE

08 minutes 47 seconds East 169.11 feet; thence North 00 degrees 15 minutes 50 seconds West 217.49 feet; thence South 89 degrees 45 minutes 01 seconds West, along the north line of said Lots 3 and 4, a distance of 124.16 feet to the northwest corner of said Lot 4, thence South 00 degrees 15 minutes 33 seconds East, along the west line of said Lot 4, a distance of 122 00 feet, thence South 65 degrees 12 minutes 57 seconds West 168 feet, more or less, to the shore of the Lake Isabel Outlet Creek; thence southeasterly, along the shore of Lake Isabel Outlet Creek, to the point of beginning. Containing 0.8 acres, more or less. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,628.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 14, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-005698 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223817 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder Document Number: 2503434 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 06, 2011 Recorded: February 15, 2011 Dakota County Recorder Document Number: 2786397 And assigned to: Aurora Bank FSB Dated: November 08, 2011 Recorded: February 24, 2012 Dakota County Recorder Document Number: 2851433 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number:

Tax Parcel ID Number: 02-73251-04-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,849.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F05 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 13, 2012 at 10:00 AM has been postponed to May 14, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 09, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2012 at 10:00 AM has been postponed to June 28, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 17, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 28, 2012 at 10:00 AM has been postponed to July 30, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 20, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2012 at 10:00 AM has been postponed to August 29, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 29, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 29, 2012 at 10:00 AM has been postponed to October 01, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 27, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2012 at 10:00 AM has been postponed to November 15, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 28, 2012

DATED: September 28, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 15, 2012 at 10:00 AM has been postponed to January 16, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 14, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F05 3219693 11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 8 , 2006 MORTGAGOR: Thomas G Mielke and Kathryn L Mielke, husband and wife. MORTGAGEE: A s s o c i a t e d B a n k , N.A.. DATE AND PLACE OF RECORDING: Filed September 14, 2006, Dakota County Registrar of Titles, Document No. 597401 on Certificate of Title No. 140846. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Associated Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank FSB MORTGAGED PROPERTY ADDRESS: 6950 Claude Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115308120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 8, South Grove No. 4, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,454.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __February 25, 2013___, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 22, 2012 Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001748 FC

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�� DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 22, 2012

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From flower peddler to commissioner Brenda Cassellius spent time as a Burnsville teacher, too

by T.W. Budig and Elyse Kaner

DAKOTA COUNTY TRIBUNE

Education Commissioner Brenda Cassellius has a copy of a photo from the old Minneapolis Star in her office showing a young girl peddling flowers on the streets of Minneapolis. “That’s me,” said Cassellius, glancing at the copy. The first minority to lead the Department of Education, Cassellius grew up in public housing in Minneapolis. Long hours peddling flowers earned some money, but her family also used food stamps and was homeless for a time. Cassellius’ mother, who never graduated from high school, was 16-years-old when she gave birth to her first daughter and only few years older when daughter Brenda was born. “I grew up poor, but I never felt a poverty of love,” Cassellius once wrote. Although her father and mother at times were separated, her father remained a presence in his daughter’s life. And he instilled the belief that cycles of poverty can be broken. “You know, ‘Peanuts,’ ” Cassellius remembers her father saying to her about the comic strip book “You Can Be Anything.”

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12-001748 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 16, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 23, 2012 Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001748 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 1, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 15, 2012 Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001748 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223051 11/22/12

PUBLIC NOTICE

Photo by T.W. Budig

Minnesota Education Commissioner Brenda Cassellius talks during a press conference at the State Capitol.

Photo by Jessica Harper

Minnesota Education Commissioner Brenda Cassellius met some Eagan students during a visit in June 2011. She said her father told her: “You can be anything you want to be. You might have to work harder at it, but you can be anything you want to be – and don’t let anybody tell you you can’t be.” Something stuck. U.S. Secretary of Education Arne Duncan described Cassellius as “an overachiever.” Other depictions of Cassellius include that of a workhorse. Cassellius had other guiding lights. Her grandfather, Melvin Alston, was president of the black teachers’ union in Nor-

folk, Va., in the late 1930s. At that time in Norfolk, black teachers were paid less than white teachers. With the assistance of the National Association for the Advancement of Colored People (NAACP), Alston successfully sued the city for equal pay. Serving as his attorney was future U.S. Supreme Court Justice Thurgood Marshall. Cassellius tempers her own personal achievement – hard work, a bit of luck – by speaking of uplifting hands. Her mother enrolled her in Head Start as a small child, and

SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 28, 2005, as Document No. 2335101. ASSIGNED TO: U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Dated: June 28, 2005 , and recorded February 13, 2012 by Document No. 2848786 . LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3,Donnay`s Valley Park 4th Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 16515 Forbes Avenue W, Lakeville, MN 55068 PROPERTY I.D: 22-21173-03-050 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Six Thousand Five Hundred Eighty-Three and 32/100 ($176,583.32) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 8, 2012 PLACE OF SALE : S h er i f f `s M ai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 8, 2012, or the next business day if November 8, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE

AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 22, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN01048-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4215431 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for November 15, 2012 at 10:00 AM , has been postponed to December 6, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: November 15, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Jennifer K Fischer (0311248) Attorneys for U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 11MN01048-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4327721 11/22/2012 3219612 11/22/12

Cassellius remembers community assets from bookmobiles to summer camp buoying her along. “It was quite amazing to get into books and learn to read,” she recently told a group of educators. There was an ongoing theme – you can be whatever you want. And there were teachers. Cassellius recalls with a smile the “magic wand” her kindergarten teacher waved to reward and encourage. The teacher would extend the wand over deserving kindergartners, lightly tapping their heads, and the tip would light up. Of course, the wand had a battery and an on/off switch, probably hidden in the teacher’s hand. But they didn’t think of that, Cassellius explained. It seemed magical. Debate at the State Capitol might lend a sense teachers en masse are closely watching, hanging on developments. But Cassellius said that’s not true, because they’re too busy. Cassellius, 45, originally thought of pursuing a career in medicine. She briefly attended Gustavus Adolphus College, but racial slurs prompted her to transfer to the University of Minnesota. There she earned her first degree, taking a semester off to give birth to her first child. Two years ago her son graduated from college. “That was my greatest accomplishment,” Cassellius said. “To be a single mom, to go to school full time, to be a teacher full time and, then, to see him walk across that stage has truly been my greatest accomplishment.” Cassellius began her teaching career in St. Paul and Burnsville, eventually becoming associate superintendent in the Minneapolis Public Schools. She was superintendent of the East Metro Integration District before being named education commis-

sioner in 2010 by Democratic Gov. Mark Dayton – a governor Cassellius credits with a keenness for innovation, good judgment, but one she personally knew so little about she researched his background before applying. Other than for several years in Memphis, Tenn., as academic superintendent of middle schools, a brief stint in Oklahoma City, Okla., Cassellius has lived and worked in Minnesota. A hockey fan – she attended Dayton’s inaugural wearing a hockey shirt – Cassellius plays forward on a team in the Women’s Hockey Association of Minnesota. She says she’s a better skater than stick handler, but speaks of her time on the ice to girls to encourage them to try. Highlights of her tenure as commissioner include applying for and winning a federal No Child Left Behind waiver. The education department won a $45 million federal Race to the Top early learning challenge grant, plus a $28 million federal charter school grant. Alternative teacher licensing legislation was successfully negotiated with the Republican-controlled Legislature and signed into law.

Capitol views

doze change by enacting bad policy or targeting teachers as the sole source of our problems minimizes our challenges,” she wrote. Former House K-12 Finance Committee Chairwoman Mindy Greiling, DFLRoseville, said Cassellius’ first appearance at the State Capitol was like a breath of fresh air. The word about Cassellius from a lawmaker who knew her was that Cassellius spoke passionately about education – something Greiling likes to hear. But Greiling views Cassellius receding into the background. She cited several possible reasons why. To those unaccustomed to politics, the State Capitol can be shock, Greiling explained. Greiling hopes the commissioner, if she’s been troubled by the politics, finds her “sea legs.” Beyond this, Dayton’s approach to negotiating is that he – not a commissioner – makes the final decision, Greiling explained. If Cassellius feels a need for wariness because the Senate has not yet acted on her confirmation, Greiling suggests the commissioner shrug it off. It’s unlikely, given Cassellius’ background and that she is a minority, the Senate would reject her confirmation, Greiling said. “She should just follow her heart, and not worry about the Republicans,” Greiling said. Cassellius drew a distinction to the suggestion that her early life serves as an example of the state’s commitment to education. She grew up in the days of the Minnesota Miracle, Cassellius explained. She questions whether such an unifying spirit still pervades Minnesota. But Cassellius does see a lesson in a photo of a 9-yearold flower peddler. “So I always ask teachers to think about those stories that you maybe don’t know about those children who are right in front of you ... because always, always, always, it’s going to be a story you don’t expect,” Cassellius said.

Senate Education Committee Chairwoman Gen Olson, R-Minnetrista, who has witnessed about a dozen education commissioners over her service in the Senate, said although her dealings with Cassellius have been limited, the commissioner is someone she can talk to. But whatever the commissioner’s other strengths, an ability to deal with the Legislature is not uppermost, Olson said. “Often she steps in with guns loaded,” Olson said. Admittedly, these are challenging times, Olson said, but Cassellius could be more open to the give and take. Cassellius’ public voice, like her skates, can have an edge. During the recent “Last In, First Out” debate over teacher seniority and rehiring, in an opinion piece Cassellius bore in. “Quick fixes, silver bullets, or ‘policies du jour’ won’t T.W. Budig can be reached at or move the achievement needle tim.budig@ecm-inc.com for kids. And trying to bull- facebook.com/sunthisweek.

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Dakota Arts

November 22, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Just a daughter no more Author, activist speaks for oppressed girls of the world by John Gessner

DAKOTA COUNTY TRIBUNE

Sarita Skagnes remembers being at least 16 before she got her first hug. It wasn’t from the father who abused her, the grandparents she’d waited on back in India or the cousin who raped her. It came from a woman in Oslo, Norway, whose house the teenaged Sarita was paid to clean. Now 43, the native of Punjab was one of India’s unwanted daughters, the third girl born to parents who longed for a son to carry the family name, earn money and look after them when they grew old. Sarita was considered a burden, a dowry-in-waiting to be paid when her parents married her off. Many South Asian girls born into patriarchal social structures don’t get that far. Their problem has generated global headlines and been recognized by the United Nations. “There are still many parents who kill their daughters” in countries including India, China and Pakistan, Sarita said, adding that 65 million girls are “missing” in South Asia. “The numbers will say that most of them are missing in India,” she said. “That’s because for many, many years, many parents have killed their daughters or aborted their daughters, because they are just daughters.” “Just A Daughter” is the name of Sarita’s book, about

her upbringing and her deliverance from family elders who treated her as property. A former best-seller in Norway first published in 2007, “Just a Daughter” has also been published in Sweden, Finland and now the United States, where Sarita is on a book tour that brought her to Burnsville and Bloomington and will conclude in New York. Her aide and companion on the tour is 73-year-old Sonja Johnston of Burnsville, whose second cousin, Alex Skragnes, is Sarita’s husband. Johnston first met Sarita in 1999, when the couple came to visit Midwestern relatives. “I liked her right away,” Johnston said. “But I had no idea she had such a horrible past.” Already a celebrated figure in Norway, who’d been asked to consult with the justice minister on domestic violence and girls’ rights, Sarita asked Johnston to edit an Englishlanguage version of “Just a Daughter.” The Burnsville woman worked on it for two years, ever patient with Sarita’s evolving English skills. Johnston arranged to have Sarita speak to Burnsville Rotarians on Oct. 25. This Sunday, Oct. 28, Sarita will speak at the 10:30 a.m. service at Minnesota Valley Unitarian Universalist Fellowship, 10715 Zenith Ave. S., Bloomington, where Johnston has been music minister for 36 years. Johnston will accompany the author to New York to

promote the 3,000-edition printing, royalties from which are being donated to help girls in India. “She is my manager, she is my editor, she is my mom, she is my business director,” said an appreciative Sarita, whose own mother traded her for a boy.

Just a daughter

After she was conceived, Sarita said her Sikh parents visited a temple to pray and seek the blessing of a son in her mother’s womb. Instead, the couple bore their third girl. Her father allegedly tried to smother the baby. “And he thought I was dead, but after some while I started to breathe again,” Sarita said. “This is a story told by my aunt and grandmother.” When she was 2 her parents traded her for a male cousin, whom they adopted. They left India for Norway, leaving Sarita (not her birth name) behind to work as a maidservant at her aunt’s house. She was raped by a cousin when she was no older than 5. “I don’t remember the exact age,” said Sarita, whose aunt insisted that servitude was her God-given destiny. “My aunt always told me she had offered her son to my parents as their son, so it was my duty to serve them as (part of ) this exchange,” she said. She met her parents at age 9 when they visited Punjab to show off the biological son they’d finally conceived. When she was 12, Sarita was

Photo by Rick Orndorf

Author Sarita Skagnes and her English-language editor, Sonja Johnston of Burnsville, are promoting the English-language version of Sarita’s “Just a Daughter.” sent to care for her father’s aging parents. When she was 15, her father raped her while visiting his parents, Sarita said. Her honor was gone in her grandmother’s eyes. “And that was the reason my grandmother said to her son, ‘No, you are taking your daughter along with you because you did a mistake,’ ” she said. So Sarita joined her parents, two sisters and two brothers in Oslo, where she attended school and cleaned houses to help support the family. Her father, Sarita said, was a “crazy man.” “Sometimes he just beat us first and tell the reason later,” she said. What really set him off was seeing a photo taken by Sarita’s sister, Guddi, of Sarita

Theater and Arts Briefs ‘Peace on Earth’ choral concert

The South Metro Chorale will perform its holiday concert, “Peace on Earth,” at 3 p.m. Sunday, Dec. 9, at St. John the Baptist Catholic Church in Savage. Accompanied by string quartet, piano, and percussion, the program includes sacred and secular music ranging from the Renaissance to contemporary. Visit www.SouthMetroChorale.org for tickets and more information.

Christmas in the Village

The annual Christmas in the Village event is scheduled from 1 to 8 p.m. Dec. 1-2 and Dec. 8-9 at Dakota City Heritage Village, 4008 220th St. W., at the Dakota County Fairgrounds in Farmington. Admission will be $3 for

ages 4 to 12 and $5 for ages 13 and older. Children under 3 will be admitted free. For information or to volunteer, call (651) 460-8050.

Dakota County photo exhibit

Photographers looking to display their work can submit their original photos to be considered for a new exhibit. Photographers, age 8 and older, may submit up to two photographs reflecting the theme “Human Faces of Dakota County.” Photographs must be taken in Dakota County. Entrants must live in Dakota County and submissions are due by Wednesday, Jan. 2, 2013. Criteria for photo selection are at www.dakotacounty.us and can be found by searching “photography exhibit.” For more information, contact Jean Erickson, deputy

and the son of one of the homeowners she worked for. “We were not boyfriend and girlfriend. We were just friends,” Sarita said. “I think (my) family made us boyfriend and girlfriend.” After several days of being confined to the house, Sarita convinced her father to let her go to school and work. The escape was permanent. The boy’s mother took her in. She and the boy, Alex (not his given name) were married 22 years ago. The small Punjabi community in Norway was aghast at the unarranged, crosscultural marriage, Sarita said. Her father threatened to kill the young couple and hired a kidnapper, she said. The newlyweds took new names and got a “secret telephone number.”

“So I became a secret,” Sarita said. “My family thought I had moved abroad because they couldn’t find me anymore in Norway, but I just became a secret. I cut my hair and eyebrows.” Today she considers herself an author, activist and fundraiser for the rights of girls as well as children forced into servitude. “It’s not a unique story,” Sarita said of her own past. Yet she’s one of millions who broke free and spoke up. “He (God) gave me many tests through my life,” Sarita said. “But he or she also gave me the strength or power to do something about it. Maybe I was picked. I don’t know.” John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Arts Calendar director of Dakota County’s Public Services and Revenue Division, (651) 438-4286 or jean.erickson@co.dakota.mn.us.

StringWerks concert

School District 191 Community Education’s StringWerks Music Program concert will be 3 p.m. Saturday, Nov. 27, at Mraz Performing Arts Center, Burnsville High School, 600 E. Highway 13, Burnsville. StringWerks Youth Orchestras are comprised of students in grades K-12.

Victorian holidays

The LeDuc House, 1629 Vermillion St., Hastings, will be open for special holiday tours from 10 a.m. to 4 p.m. Dec. 1-2 and 8-9. A Victorian holiday dinner will be offered from 4 to 7:30 p.m. Dec. 2. Reservations are required. Visit http://www. dakotahistory.org/ or call (651) 437-7055 for information.

To submit items for the Arts Calendar, email: darcy.odden@ecm-inc. com.

and can be purchased online at www. lakevilleareaartscenter.com or by calling (952) 985-4640.

Dance Twin Cities Ballet of Minnesota will perform its 10th annual “Nutcracker” Dec. 7-9 at Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets range from $12 to $26 at the box office, or via Ticketmaster at (800) 982-2787 or ticketmaster.com.

Workshops/classes/other Fabric Printing and Surface Design, adults and teens 13-plus, 1:30 to 3:30 p.m. Tuesdays, Nov. 20 through Dec. 4, at the Eagan Art House. Cost: $79. Registration required: www.eaganarthouse.org or (651) 675-5521. Teen artist gatherings at the Eagan Art House from 1 to 3 p.m. Saturday, Dec. 1, and from 3:30 to 5:30 Thursday, Dec. 6. Cost: $3. Information: (651) 675-5521. Jewelry Club, 1 to 3 p.m. Friday, Dec. 14, at the Eagan Art House. Cost: $15 per class. Registration required: www.eaganarthouse.org or (651) 6755521. Mystery Art Night at the Eagan Art House from 7 to 9 p.m. Fridays, Nov. 30 and Dec. 14. Cost is $25 to preregister or $30 at the door. Supplies and light refreshments provided. Information: www.eaganarthouse.org or (651) 6755521. Sample Saturday at the Eagan Art House from 1 to 5 p.m. Dec. 15. Pastel painting sampler workshop. Supplies provided. Cost: $20. Registration required: www.eaganarthouse.org or (651) 675-5521.

Theater “Ole & Lena’s Family Christmas” will be performed at the Lakeville Area Arts Center at 7:30 p.m. Friday, Nov. 30, and 2 p.m. Sunday, Dec. 2. Tickets are $17.50. Reservations can be made by calling (952) 985-4640 or ordered online at www.ci.lakeville.mn.us. Eagan Theater Company will present “A Christmas Carol” as a radio play Friday, Dec. 7, and Saturday, Dec. 8, at Cedar Valley Center, 2024 Rahn Way, Eagan. Doors open at 6 p.m.; carols begin at 6:30 p.m.; performance begins at 7 p.m. Tickets are $10 in advance (www.etc-mn.org), $12 at the door. “Irving Berlin’s White Christmas” will be presented Friday-Sunday, Dec. 14-30, by The Play’s the Thing Productions at Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $13