11/29/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

Outlet mall plan advances in Eagan 2A Burnsville election mailing source revealed 2A Future of air traffic uncertain 2A

jessica harper john gessner jessica harper

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date ##, 2009 november 29, 2012

Volume 30, Number # VOLUME 33, NUMBER 40

Dakota County Tribune Since 1884

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After an election season of more negative advertising, voters should demand better campaigns from candidates. keith 4A anderson forum

Photo by John Gessner

Bread remained on the shelves Monday at the Wonder Hostess Customers loaded up the trunk after shopping Monday at the Wonder Bakery Thriftshop in Burnsville, but the snack cakes were sold out. Hostess Bakery Thriftshop in Burnsville.

Hostess outlet store prepares for the end Snack cakes ‘fly off ’ shelves

by John Gessner

DAKOTA COUNTY TRIBUNE

As news spread last Friday that snack-cake giant Hostess Brands was going out of business, the nationwide run on Twinkies and Ho Hos was felt in Burnsville. Snack cakes flew off the shelves at the Hostess Wonder Bakery Thriftshop at 1205 Cliff Road E., a longtime fixture on the city’s commercial landscape. “They bought all the cake on Friday. Now they’re buying bread,” store manager Becky Phillips said Monday. “And it makes you wonder where all these people have been the last five years.” Texas-based Hostess Brands Inc. announced Friday, Nov. 16, it was shutting down all operations – including 570 bakery outlet stores – after a strike was called by its bakers union. National news reports Tuesday said a U.S. bankruptcy judge ordered a last-ditch mediation session between the company and the union that could forestall the liquidation. But on Monday, Phillips was preparing for a store shutdown that she said would come within the week.

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The Burnsville outlet, popular for its deeply discounted goods, has been there for 35 years, said Phillips, who’s worked there for 22 of them. “It’s sad,” she said. “It’s the economy that killed us.” Customer Ben McCurdy emerged from the store Monday morning with about a dozen loaves of the company’s Home Pride wheat bread. “I’m a fussy eater,” said McCurdy, a painting contractor from Lakeville who said he’s shopped at the Burnsville store for 10 years. “I only like one kind of bread. Once this is gone, I’m going to have to find out which kind of bread I like again.” Inside the store, rows of Wonder Bread and other Hostess-brand breads remained on the shelves,

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After Joe Nathan offered his advice for job seekers, more wisdom pours in from experts across the nation. joe 4A nathan news

A legislator who once served a district that covered all of Dakota County dies at the age of 100. Inside

along with assorted cookies, fruitcakes and stuffing. The Twinkies, Ho Hos, Ding Dongs and other walter sweets were long gone. klaus “Friday,” Phillips said, “after it hit the news.” She’s one of two full-time and one part-time dakota arts employees at the store, which she’s managed for 15 An Eagan theater of her 22 years there. this week news groupStats: will Code Type: UPC Version A 0 “The customers,” Phillips said when asked what Customer: 3242-ECM Publishers present Order #: P34915-017 MAG:“A 1.00 she’ll miss the most. “You get to know them and P.O. #: BWA: 0.0020 Christmas Carol” Ordered By: Symbol Width: 1.4690 they get to know you. It almost ends up like family.” Polarity: Positive Up Symbol Height: 1.0200 in the format of Date Run: 05/29/2002 Flexo Width: 0.0000 Some work in the area and would stop in frean old-time radio quently for a snack, said Phillips, of Burnsville. show. The store sells grocery-store returns. Most pete Back Page skarman products are discounted by about 50 percent by the time they hit the outlet’s shelves, Phillips said. “Whatever the drivers pick up from the grocery stores, we have so many days to try to sell it,” she said. With the Burnsville store gone, 8 34493 00023 6 McCurdy, also a fan of Hostess cupcakes and pies, said he may take his business to Taystee bakery outlet stores in Eagan or Apple Valley. General 952-894-1111 John Gessner can be reached at john. Distribution 952-846-2070 gessner@ecm-inc.com or facebook.com/ Advertising 952-846-2011 sunthisweek.

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November 29, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Air traffic shift on hold; Eagan residents still uneasy by Jessica Harper

DAKOTA COUNTY TRIBUNE

Graphic submitted

Paragon envisions one to two 25,000 square-foot anchors surrounded by three to four mini-anchors of 10,000 to 15,000 square feet. Pedestrian walkways will connect the shops to one another as well as to a central plaza. Segments of the walkway will be covered by a roof to break up the space.

Outlet mall moves forward in Eagan by Jessica Harper

“Many tenants follow us from one project to another,” An East Coast developer Antill said. “We feel the key is one step closer to bring- to our outlet projects is in ing an outlet mall to Eagan’s strong tenant relationships.” Cedar Grove Redevelopment Walkability District. On Nov. 20, the City In addition to buildCouncil approved a proposal ing the outlet mall, Paragon to rezone 25 acres of the 35- hopes to create a new street acre property to a planned called Paragon Parkway that development and to prelimi- will separate the outlet comnarily subdivide 51 acres into plex from its parking structwo lots and four outlots. By tures. The parkway would approving the preliminary create an access to the lowerplanned development, the level parking, while the upcouncil gave Baltimore-based per level would be accessed Paragon Outlet the green from Cedar Grove Parkway. light to build a multitenant A ramp would connect the retail outlet shopping center two levels from within the in Cedar Grove — located structure. between Highway 13 and “Paragon Parkway will help reduce traffic on CeCedar Grove Parkway. “Even though this is a dif- dar Parkway,” said Salem ferent use than we initially LaHood, design partner at envisioned, I think it will be Paragon. a good development,” said Pointing to Paragon’s recent development in LiverMayor Mike Maguire. Plans for the $100 mil- more, Council Member lion center call for an out- Cyndee Fields said she supdoor complex that includes a ports the plan but has conmix of large and small retail cerns about traffic on opening weekend. stores. Paragon envisions the Antill said the developer 408,0000 square-foot mall will make efforts to stem will have 100 different up- traffic concerns on opening day by hiring additional staff scale stores. Cedar Grove won’t be the to supervise parking. firm’s first development in He also noted that Liverthe Midwest. It previously more is unique in that it constructed an outlet mall in struggled with congestion prior to the development. Pleasant Prairie, Wis. Paragon opened two out- Several council members let malls this year, in Grand expressed concerns about Prairie, Texas, and Livermore, whether the project will be Calif. The Grand Prairie pedestrian-friendly. project is similar in scale to The council has said it is the Eagan project, said Kelvin committed to the principles Antill, development partner of higher density, walkability, transportation and mixedfor Paragon. At all of Paragon’s out- use development for the area. let malls, a variety of upscale “I would like to see more retailers such as JCrew, Sax sidewalks,” Council Member Fifth Avenue Off Fifth and Meg Tilley said. “I want it Tommy Hilfiger reside in to be easy to walk over there and not get run over.” those malls. DAKOTA COUNTY TRIBUNE

Antill assured council members the mall will have sidewalks around the perimeter and in between the parking structures, as well as nearby bike paths. Council members emphasized they also want the Cedar Grove Transit Station to be integrated into the project to encourage people to take public transportation to the mall rather than drive. Jon Hohenstein, community development director, said city officials envision the project as an opportunity for visitors to take the bus between the outlet mall and the Mall of America. Maguire expressed concerns about the mall’s appearance from major roadways. Buildings will have varying heights, colors and facades to break up spaces, and landscaping and decorative structures will create a visually appealing complex, LaHood said. Although most of the complex will be open, portions will have canopies with skylights, according to the developer’s plans. Paragon intends to begin construction by spring 2013 and open the outlet mall by fall 2014. The project is expected to bring thousands of jobs and add millions to the Eagan tax base. An estimated 400 constructions jobs and between 1,600 and 2,000 retail jobs are expected, said LaHood. Once finished it will add approximately $84 million to the tax base, according to city officials. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

Recent discussions surrounding airport flight pattern shifts have many Eagan residents on edge. Earlier this month, the Minneapolis-St. Paul International Airport proposed a major shift in flight patterns that would have increased traffic over some neighborhoods in Eagan as well as over southwest Minneapolis, Richfield and other suburbs. After facing stern opposition from area residents and officials, the Metropolitan Airports Commission endorsed a reduced shift that uses the Federal Aviation Administration’s new satellite technology to reduce airplane traffic over only Eagan, Mendota Heights and other suburbs. The commission opposed using the technology over southwest Minneapolis, Richfield and Edina. However, the FAA had hoped to use the technology for all flights from MSP Airport by next year and expressed concerns about potential safety issues. As a result, the FAA plans to put the proposal

on hold for approximately 16 months. In the meantime, flight patterns from MSP Airport will remain the same. Yet several Eagan residents who attended the Nov. 20 City Council meeting say they are concerned about the MAC’s recommendation and worry about the future. “I think this will be a very negative impact on Cliff and Pilot Knob (roads),” Eagan resident Gary Torfin said of the MAC recommendation. “The planes are loud and create a great deal of nuisance.” Dianne Miller, assistant city administrator and liaison to the Eagan Airport Relations Committee, assured residents that they will have at least a year to provide input into the matter since the recommendation has been put on hold. Miller reminded residents that the issue is not going away, but any decision the FAA makes in the future will not be immediately “set in stone.” “They will get advice from MAC and affected

communities,” she said. “It has been, from the start, the position of the city to have air traffic over industrial in the northern part of the city.” Still, several residents accused city officials of failing to advocate on residents’ behalf. “This will come back in a year or so,” Torfin said. “Please stand up for all of us,” Torfin said. City Administrator Tom Hedges said city officials too were surprised by the MAC’s recommendation, and added that the city had been a little “hoodwinked.” “Cities were not asked to vote on the oversight decision,” he said. One resident expressed her appreciation for the city’s work in the past on behalf of residents. “I want to say thank you for the efforts by the city,” Maureen Sorensen said. “At least you’re here for us as advocates.” Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

Commercial real estate broker behind Kautz attack mailing by John Gessner

DAKOTA COUNTY TRIBUNE

Paul F. Gonyea, a south suburban commercial real estate broker, is listed as chairman and treasurer of a political committee that sent a pre-election mailing attacking Mayor Elizabeth Kautz. In Nov. 12 campaign filings, Gonyea reported that the Coalition of Better Business in Burnsville spent $8,330 on the mailing, which was sent in late October. The mailing had Kautz and her supporters crying foul and puzzling over its source. The only identifier on the four-sided, red-white-and-blue mailing was the name “Coalition for Better Business in Burnsville” at the bottom of the front page. Kautz won re-election Nov. 6 with 57 percent of the vote in a rematch with challenger Jerry Willenburg. She widened her victory margin over her 2008 race against Willenburg, when she won 54 percent. Willenburg vehemently denied any involvement with the mailing after Kautz suggested it in a Nov. 2 Star Tribune article. Willenburg said in

Elizabeth Kautz

interest stemming from her one-time employment with developer Aravia Group Inc., which did business in Burnsville; and overselling the success of the Heart of the City despite some vacant condominiums and business failures. Gonyea, of Burnsvillebased Gonyea Commercial Properties Inc., is described on the company’s website as an industrial property specialist doing business primarily in the south-of-the-river market. Under state law, a political committee or fund is required to register with the Campaign Finance and Public Disclosure Board within 14 days after receiving contributions of or spending more than $750. In city elections, such filings are made with the city. Burnsville Clerk Macheal Brooks approximated that the mailings first went out on Oct. 29, giving the sender until Nov. 12 to meet the filing requirement.

a subsequent statement that the mailing included statements about Kautz he hadn’t raised during the campaign and about which he had no firsthand knowledge. Kautz denied charges in the mailing, which accused her of underreporting losses at the Burnsville Performing Arts Center; acting to have a stoplight installed directly across from her condominium in the Heart of the City; not supporting the nowdeparted Grossman Chevrolet when closure was John Gessner can be reached threatened by General at john.gessner@ecm-inc.com Motors and instead ush- or facebook.com/sunthisweek. ering in a Costco store on the property; conflicts of

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 29, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy Scott P. Anderson Patterson Companies CEO elected chairman of Dental Trade Alliance

Scott P. Anderson, president and chief executive officer of Mendota Heights-based Patterson Companies Inc., has been elected chairman of the board of the Dental Trade Alliance, an association of companies that provide dental equipment, supplies, materials and services to dentists and other oral care professionals. “Scott Anderson is the fifth person in Patterson’s 100-year history to serve as chairman of our dental trade group,” Gary Price, DTA’s chief executive officer, said. “We are proud to have him as our chairman and look forward to a successful and productive year under his leadership.” Anderson was first elected to the DTA board in 2006 as a director-atlarge. He became an officer in 2009 and was elected second vice chairman. Anderson serves on the DTA’s executive committee and has chaired its strategic planning committee.

Business Briefs Regional chamber holds holiday parties The Dakota County Regional Chamber of Commerce will hold the following holiday parties: • Eagan Holiday Party, 11:30 a.m. to 1 p.m. Thursday, Dec. 6, Casper’s Cherokee of Eagan, 4625 Nicols Road, Eagan. Cost: $25. RSVP by noon Wednesday, Dec. 5. • Rosemount Holiday Party, 11:30 a.m. to 1 p.m. Monday, Dec. 10, Fireside Restaurant, 3410 150th St. W., Rosemount. Cost: $20. RSVP no later than Dec. 4. • The Buzz Holiday Party & DARTS Bus Tour, 7:30 to 9 a.m. Thursday, Dec. 6, DARTS, 1645 Marthaler Lane, West St. Paul. RSVP by Dec. 3. • Farmington Holiday Party, 5 p.m. Wednesday, Dec. 5, Celts Pub, 200 Third St., Farmington. Free. For more information, contact Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. Basket business moves to new home in Eagan Baskets on Occasion will move to 1095 Diffley Road effective Dec. 1. Owner Mary O’Rourke specializes in creating custom-made gift baskets for individuals and businesses.

Accolades

Business Briefs

NACR named 2012 AVAYA U.S. Services Partner of the Year

Apple Valley Chamber holds Christmas luncheon

Women’s conference slated March 14

Eagan-based solutions integration expert NACR has been recognized as the 2012 Avaya U.S. Services Partner of the Year. The award was presented at the Americas Executive Partner Forum 2013, held Nov. 14-16 in Cancun, Mexico. Avaya is a global provider of business communications and collaboration systems, software, and services.

The Apple Valley Chamber of Commerce will hold its Christmas Luncheon on Wednesday, Dec. 12, at Old Chicago Conference Center, 14998 Glazier Ave., Apple Valley. Networking will begin at 11:30 a.m. Awards and lunch will follow from noon to 1:15 p.m. Cost is $15 for members and $20 for nonmembers. For more information, contact Kristy at kristy@applevalleychamber.com.

The Dakota County Regional Chamber of Commerce has set its third annual WomEn’s Conference for 11 a.m. to 5 p.m. March 14, 2013, at Lost Spur Golf and Event Center, 2750 Sibley Memorial Highway, Eagan. Early bird registration is $129. For information, contact Jessy Annoni at (651) 452-8978 or jannoni@dcrchamber.com.

Lakeville Holiday Inn named best wedding venue Holiday Inn and Suites Lakeville has been named a winner in the best wedding venue category by The Knot for the second consecutive year.

Business Briefs Changes made on 2012-13 DCR Chamber board The Dakota County Regional Chamber of Commerce recently announced changes within its board of directors for the 2012-13 term. Michelle Engdahl, Thomson Reuters, will be the new board chair. Kelly Schaefbauer, DanburyIT, will be the board chair for 2013-14. Allen Glynn, KLC Financial, will serve as treasurer. New board members include Lin Nelson, director of legislative affairs and chief lobbyist at Blue Cross and Blue Shield of Minnesota, and Troy Solis from Sol-Information Systems. Gary Huusko, Dougherty, Molenda, Solfest, Hills & Bauer P.A., has served a maximum term and will be leaving the board. The full 2012-2013 DCR Chamber Board of Directors is as follows: Rob Armfield, TDS; Ruthe Batulis, DCR Chamber of Commerce; Brent Cory, Eagan Convention & Visitors Bureau; Paul Eggen, State Farm Insurance; Michele Engdahl, Thomson Reuters; Allen Glynn, KLC Financial, Inc.; Cindy Haas, Gateway Bank; Greg Hansen, Ecolab Inc.; Jeff Indovina, Midwest Coca Cola Bottling Company; Carol A. Keyes, CHESS: Complete Health Environmental; Greg Konat, DARTS; Beth Krehbiel, Fairview Ridges Hospital; Jeffrey Larson, JBL Companies; Lin Nelson, Blue Cross and Blue Shield of Minnesota; Ryan O’Gara, SKB Environmental, Inc.; Roz Peterson, Cerron Commercial Properties; Jeff Rothmeyer, TruStone Financial; Kelly Schaefbauer, DanburyIT; Troy Solis, Sol-Information Systems, LLC; Phil Stalboerger, Faegre Baker Daniels LLP; Arleen Sullivan, Anchor Bank, Eagan; Scott Swenson, Home Federal.

Volunteers honored at River Heights Chamber event The River Heights Chamber of Commerce will recognize its Forrest Glewwe Visions of Excellence Award recipient, Rising Star and volunteer leaders at its Cheers to Our Volunteers event from 11:30 a.m. to 1:30 p.m. Thursday, Dec. 6, at Mendakota Country Club, 2075 Mendakota Drive, Mendota Heights. Brad Rixmann, entrepreneur and owner of Burnsville-based Pawn America, will be the keynote speaker. Cost is $30. Registration required. For information, contact Jennifer Gale at (651) 451-2266, ext. 1031, or jennifer@ riverheights.com. Lakeville Chamber sets December luncheon The Lakeville Area Chamber of Commerce will hold its December General Membership Luncheon on Tuesday, Dec. 11, at Porterhouse Steak & Seafood Restaurant, 11211 205th St. W., Lakeville. Registration will begin at 11:30 a.m. Lunch and a program will be at noon. Cost is $25 for members and $40 for nonmembers. Reservations required by Dec. 7. Contact Linda or Michele at info@lakevillechambercvb.org.

Holiday Gala set Dec. 6 in Burnsville The Burnsville Chamber of Commerce will hold its Holiday Gala, On Peppermint Hill, from 6 to 11 p.m. Thursday, Dec. 6, at Buck Hill Ski Resort, 15400 Buck Hill Road, Burnsville. The evening will include dinner, music, games, giveaways and the announcement of the 2012 Business Person of the Year. Tickets are $40 per person or $300 for a table of eight. Reservations can be made by contacting Maranda at (952) 435-6000 or maranda@burnsvillechamber.com. Small business counseling with SCORE at local libraries Free small business counseling from SCORE, a nonprofit business counseling and mentoring organization, will be offered in December at the Wescott and Heritage libraries on the following dates: • Wednesday, Dec. 5, 5 to 7 p.m., Wescott Library, 1340 Wescott Road, Eagan. • Tuesday, Dec. 11, 2 to 4 p.m., Heritage Library, 20085 Heritage Drive, Lakeville. • Wednesday, Dec. 19, 5 to 7 p.m., Wescott Library, 1340 Wescott Road, Eagan.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

November 29, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Voters should demand better campaigns by Keith Anderson

DAKOTA COUNTY TRIBUNE

The last maple leaves have been blown into the corners of shadowed corners, dancing erratically with every wisp of wind. Trees stand naked, abandoned and stripped of their cover, with bony limbs reaching toward the charcoal sky. Squirrels still scamper, searching for the last morsels of food to bury away for the impending winter. Box elder bugs dig deeper into the cracks and crevices of buildings, holding out hope for one more sun-drenched day when they can invade homes and cling to windows. The wind, which had been mostly silent through spring and summer, now moans like an injured soldier, numbing our flesh every time we step out of our cars and into his bleak world. There is a rhythm to life here and the election season is part of that process. As residents are hunkering down to survive or cheat winter from its icy grip, the election season comes to a grueling end. Just as we have reached our limit, that moment when absolute disappointment in the campaign system overwhelms our

Tribune Columnist Keith Anderson

senses because of one more destructive advertisement or wild accusation, it all screeches to a halt. The election locomotive sits motionless, steam exhaling from her side vents. The anxious candidates de-board, waiting for final instructions on whether they are going home or reporting for service in St. Paul or D.C. The natural tendency for a weary and battered electorate is to allow those who have been writing this carefully orchestrated script to drift peacefully behind the curtain. They were simply fulfilling a role, finding a way to get their candidate elected. But to forget about the non-productive nature of the most destructive campaign strategies would be the equivalent to giving them a green light to do it all again in another four years. And for all those candidates who willingly followed the shoddy plot, even when it meant lowering the bar

to the depths of an expanding cesspool, there is a personal price paid, and another that largely goes unnoticed by us all: the toll against citizens. If it is not reversed, voters will become more cynical, disenfranchised and eventually ambivalent of the greatest freedom ever secured through the blood of our forefathers. It is the candidates themselves who must take a stand, make a pledge that it will end now. We don’t want the negativity anymore. We want responsibility. Nobody is asking for anyone to restrict freedom of speech, but we are asking that candidates start using some common sense and start dealing with the obstacles that plague our state and country and not the sub-plots that unfairly stain an opponent. We want solutions to problems, not stammering and roadblocks in the name of party solidarity. We expect that when we elect representatives to our government, they will represent all of us as citizens of Minnesota and the United States, Democrats, Independents and Republicans alike. The winter season naturally causes many of us in the Midwest to slow our pace, to conserve our energy and to think

Help wanted for job seekers by Joe Nathan

Dakota County Tribune

“Help wanted” should not just be a sign located on business storefronts looking for new employees. Many job seekers need help, according to a 2012 study, a point also reiterated by people who responded to my recent column expressing compassion and concern for job applicants. Some who wrote had wise suggestions. Families and schools should do more to help people understand how to apply for a job. One person sent me a Bellevue University study of more than 1,600 U.S. adults. “Nearly 40 percent of adults … said they’re not where they wanted to be in life.” More than 30 percent thought they would “have achieved more by now.” Greg Meece, director of Newark Charter School in Delaware, wrote: “I couldn’t agree with you more. I receive hundreds of teacher application letters each year. Even teachers have few skills in how to best present themselves in print.” The school now teaches these skills in a seventh-grade business education and technology class. “It’s exciting to watch as kids, for the first time in their lives, begin to think of themselves as marketable commodities. When we ask them to create their resumes and they realize they haven’t joined any clubs or done any service projects they start to think about that. When we tell them they can’t list their moms as references they think of that, too.” Resume-writing instruction stresses spelling, organization and design, in addition to producing a video resume. Meece said future instruction will in-

Tribune Columnist Joe Nathan

clude interviewing skills, dressing for success, doing homework on a job or organization before submitting an application or go on an interview. “I begin every teacher interview with the question, ‘What do you know about our school?’ ” Reece said. “Most interviewees don’t even check our website first. We hope the skills we’re teaching our middle schoolers will put them at the top of your list of 60 if they ever apply to your organization.” Gary Gruber, an educator who works with schools around the United States, wrote: “We have not prepared students well or impressed them sufficiently with the importance of clear communication, precision and details. We have become a fast-food text nation of people who do not appreciate taking time to do things well, practice good grammar or project a more professional stance regardless of one’s job. “That said, as you have noted, there are legions of well-qualified, underemployed and unemployed people who deserve an opportunity.” Susan Abravanel, vice president of education at Youth Service America) in Washington, D.C., said she wanted to put the column up next to a “posted job description.” “I often interview candidates, and many of your comments resonated directly with what I have encountered,” she wrote. “When years ago, I first reached the point where I was interviewing others, I would

weed through the submitted applications with incredulity (‘I can’t believe she didn’t read the position posting!’) – or with exasperation as I read paragraph after paragraph that began, ‘I am the perfect person for your job!’ I wanted to respond, ‘Please, present your credentials and let us decide that.’ ” Abravanel said the situation has dramatically deteriorated over the past 10 years. “It is not only because there are fewer jobs to be had, and more people applying for them,” she wrote. “I think what we are seeing in candidates is a reflection (that) schools are not adequately preparing young people for the world of careers and work.” She said the majority of job seekers, especially for entry-level positions, are young people who are looking for their first or second job. “They arrive at our office doorstep filled with their own potential – but without either the skills to envision how that could fit with our needs nor even the understanding that it is something we would be looking for. While the world of work is built around teams meeting organizational missions, the world of these young people has been built around a far more individualistic – and outof-step – process of getting them through to this point, whatever that took. ‘Whatcha got for me?’ they ask.” Barry Peterson, who works with young people called the column, “short, sweet, and kind.” Please consider helping people present themselves more effectively. Joe Nathan has spent more than 40 years working with students, schools and families. Reactions welcome, joe@centerforschoolchange.org. Columns reflect the opinion of the author.

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long-term about how we will survive another winter. Perhaps this year we should not be so eager to purge all that has contaminated our souls during the last several months of the campaign season. Now may be a good time to look beyond 2012 and ask as citizens what we want for our state, nation and our children. The greatest country in the world can do much better at setting an example of democracy for her citizens, and the rest of the world. The best place to start is by fostering a more productive campaign season. The first flakes of the dead season will soon start to fall. They will blanket the landscape in white and camouflage the damage inflicted in a year of life. But that canvass is temporary, and when it evaporates we can ignore the wounds and allow them to scar or dig in with both hands and find a way to plant new life and a better world. Keith Anderson is director of news for ECM-Sun Group. Sun Thisweek Newspapers and the Dakota County Tribune are part of ECM-Sun.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 29, 2012

Final Exit Network requests dismissal of felonies by Laura Adelmann

DAKOTA COUNTY TRIBUNE

An assisted suicide group has filed a motion to dismiss felony charges Dakota County Attorney James Backstrom brought against it and its members for the May 30, 2007, suicide of an Apple Valley woman. If the court does not dismiss the charges against Final Exit Network and its members, an appellate court review has been requested, which could lead to a change of Minnesota’s assisted suicide laws. Doreen Nan (Gunderson) Dunn, 57, suffered intense chronic pain and depression when she killed herself using a helium hood, according to Backstrom and Robert Rivas, attorney for Final Exit Network, an organization Dunn had joined before she took her life using

its recommended method. In May, a Dakota County grand jury indicted Final Exit Network and four of its volunteers for allegedly violating Minnesota laws against assisting, aiding, advising or encouraging Dunn’s suicide, allowing Backstrom to file felony charges of assisting/aiding abetting another to commit suicide. Backstrom also charged members with interference with a death scene, gross misdemeanors that Rivas did not challenge in the motion. Charged were Thomas “Ted” Goodwin, former president of Final Exit Network; Roberta Massey, a Final Exit “case coordinator;” Jerry Dincin, then-Final Exit Network president; and the organization’s medical director Dr. Lawrence Eg-

bert. Rivas argued in his motion to dismiss the assisted suicide charges, on the basis of unconstitutionality because they violate the First Amendment right to free speech by regulating the content of speech. He cited laws in other states that prohibit assisting in a suicide, but do not include “advising” and “encouraging,” which Rivas said are beyond Minnesota’s police powers. Rivas stated Final Exit Network “Exit Guides” do not advise anyone in favor of suicide or assist in the suicide, but provide people with information of how to “die peacefully and with certainty if they decide to do so.” Backstrom refused comment on Rivas’ motion, but has said in the past that

Minnesota law prohibits anyone from aiding another person in committing suicide, and doing so is a felony. “Final Exit Network claims laws of this nature are unconstitutional,” Backstrom has said. “However, the laws enacted by the Minnesota Legislature are presumed to be constitutional until such time as the appellate courts of our state rule otherwise.” Final Exit Network’s website states it is the only organization in the country that will help individuals who are not terminally ill, and calls it a basic human right for a person to end their life when they suffer from fatal, irreversible illness or intractable pain and have no hope of recovery. In his motion, Rivas argued that 37 states criminalize aiding or assisting in

Farmington settles to avoid lawsuit with former finance director by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Farmington City Council members agreed Nov. 14 to settle a threatened lawsuit out of court with former Finance Director Teresa Walters. Under the agreement, Walters will receive $20,000 for “non-wage related damages” and her lawyer, John Fabian of Fabian, May and Anderson, will receive $3,000 for attorney fees. The city will pay $10,000 of that cost and Farmington’s insurer, the League of Minnesota Cities Insurance Trust, will pay the remainder, according to city documents. Farmington City Attor-

Walters will receive $20,000

ney Joel Jamnik stated the LMCIT recommended the settlement to avoid litigation costs and ramifications to all parties depending on the various outcomes if it were to go to court. Jamnik said Walters’ claims include a whistleblower lawsuit that Mayor Todd Larson said involved an internal matter that could not be discussed publicly. The contract between the city and Walters lists potential claims she has agreed not to pursue including severance, wrongful termination, breach of contract, defamation, intentional or negligent infliction of emotional distress.

It also specifies that the city will remove all performance evaluation forms from Walter’s official personnel file except for one dated Sept. 14, 2010. All the removed documents are to be sealed and maintained by the city in a separate, confidential file, according to the contract. Walters worked for Farmington from March 22, 2010 until June 6, 2012 when she unexpectedly resigned. In an interview at that time, Walters said she resigned for personal reasons. She has since been hired to oversee the financial operations, reporting and audit

process of the Metropolitan Council’s $780 million unified operating budget. In 2011, the Farmington City Council approved paying former City Administrator Peter Herlofsky $67,000 to avoid a threatened lawsuit; Herlofsky was also represented by Fabian. Herlofsky had unexpectedly submitted his resignation March 28; the settlement included approximately $32,500 of for severance pay and about $54,500 in accrued benefits. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Cedar Avenue construction nears completion Celebration set for Dec. 10 in Apple Valley

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

After more than 14 years of planning, Dakota County will celebrate the final construction phase of Cedar Avenue Transitway on Dec. 10. The event, at 10:30 a.m. at the Apple Valley Transit Station, 15450 Cedar Avenue, will feature the sleek Metro Red Line buses and comments from community leaders involved in the project, including Dakota County Commissioner Will Branning, County Board Chair Nancy Schouweiler and Metropolitan Council Chair Susan Haigh. Schouweiler said Dakota County’s bus rapid transit

project, set to open in spring 2013, is regionally significant for the county’s transportation future. “This is the first major step of getting the county on the transit road map,” Schouweiler said. “Cedar feeds into the Hiawatha line and eventually that connects with Central, so that puts us in that ‘major player’ category.” On the 16-mile road, shoulder-running buses will provide station-to-station service from Lakeville to the Mall of America hub where riders can connect to other transit lines. Cedar Avenue, the “Red Line,” is expected to ease con-

gestion, stimulate economic development and could result in cost savings for users. “We’ve got a few walk-up stations,” Schouweiler said. “So I would think that might allow some of those residents the opportunity to get down to only one vehicle in their family.” Dakota County started the Cedar Avenue Transitway project in 1999 with studies that considered costs, alternatives and engineering estimates. A final design was completed in 2010 and Stage 1 construction began in 2009. Schouweiler said it is a “strong possibility” that bus

rapid transit will be the transportation mode selected for the Robert Street Corridor, and the county’s experiences developing the Cedar Avenue Transitway will prove valuable as that project continues. “One of the problems we’ve had in this whole process is that nobody’s done BRT before,” Schouweiler said. “Part of it was like inventing the wheel — the Met Council had to develop their guidelines, we were shooting from the hip. So this time, we’ll have those templates to work from.” Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

suicide because the preservation of human life is “a compelling state interest,” wording that does not violate the Constitution, but he called Minnesota’s law “irrational” and “overbroad” because makes it a crime to “advise” or “encourage” suicide. He suggested that Minnesota’s law be changed to reflect that of other states like Arizona, which he said states a person commits manslaughter by intentionally aiding another to commit suicide. “FEN’s volunteers were once charged with this crime in Arizona and made no First Amendment facial challenge to the Arizona law,” Rivas wrote. In Georgia this year, the Supreme Court declared its statute unconstitutional after Final Exit Network chal-

lenged their law that prevented advertising assisted suicide services. The law was changed to ban assisting in a suicide, specifying “the act of physically helping or physically providing the means” for a suicide. “Minnesota’s law in this case cannot pass a First Amendment smell test,” Rivas said. “Because it creates a whole category of crime that is made a crime even in the absence of any sanctionable ‘conduct’ at all, and because it involves a ban on the expression of a specific viewpoint that Minnesota seeks to suppress.” Backstrom has until Dec. 4 to file a response to the FEN motion. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Former legislator Walter Klaus dies at 100 by Laura Adelmann

DAKOTA COUNTY TRIBUNE

the doctor prescribed whey butter milk he thrived. W a l t e r loved puzWalter Klaus zles, Bingo games and memorized poetry; one of his favorite poems was about autumn and will be printed in his memorial. Walter was the Republican Party chairman in 1948, and remained politically active the rest of his life; he was an avid reader and rarely watched television or listened to the radio unless it was to get election results, Geri said. He cast an absentee ballot for the Nov. 6 election, she said. “He knew every single name on that ballot,” Geri said. “He was exceedingly determined. Of course, he wasn’t too happy with the results.” Preceding Klaus in death was his wife Virginia (nee Taylor) and second cousin Robert. He is survived by daughter Caroline Koepp, Burnsville, and two granddaughters. A funeral service will be held 10 a.m. Saturday, Nov. 24, at Faith United Methodist Church, 710 Eighth St., Farmington. Visitation will be 6 to 8 p.m. Friday, Nov. 23, at White Funeral Home, 901 Third St., Farmington, and one hour prior to the service.

A former Dakota County legislator, Republican Party chairman, teacher and Christian school principal, died Nov. 16 at 100 years old. Walter Kloepping Klaus, Empire Township, died at a nursing home in Hastings, said Geri Klaus, wife of Walter’s second cousin Robert Klaus. Walter, the youngest of three siblings and born April 19, 1912, at his grandfather’s home in Empire Township, went to school to become a teacher but worked on the family farm until 1956 when he was elected to represent all of Dakota County in the Legislature. During alternating nonlegislative session years, Walter worked as a bank teller and high school teacher. He was the first principal of Christian Heritage Academy, a K-8 private school, first in Burnsville but now located in the Valley Christian Church building at Cedar Avenue and Dodd Boulevard. He was an avid reader, but lost his beloved book collection when his home burned down in 1997. The home was rebuilt, and he lived there until about a year ago when he was moved to the care facility. Geri said he loved it there, because he had a new audience for his many stories. Laura Adelmann is at laura. He often shared how his adelmann@ecm-inc.com or facebook.com/sunthisweek. parents worried he would not survive infancy, but after

November 29, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ��

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Views differ on Met Council’s worth by T.W. Budig

Dakota County Tribune

The state agency that takes over once you flush the toilet, offers you a ride to work, and may have had a say in the size of your lawn is surely well-known to metro residents. “Not at all,” Metropolitan Council Member Steve Elkins said of the 45-year-old organization. Called one of the best ideas on governance ever to come out of Minnesota by a former chairman — called other things by irate city councils — the 3,600-employee strong Met Council casts a long shadow in the seven-county metro area. The agency, comprised of three separate operating divisions — transportation, environmental services and community development — oversees 600 miles of regional

sewer lines, collecting wastewater from 106 metro communities and 2 million residents. Some 250 million gallons of dirty water are treated daily at seven regional wastewater treatment plants operated by the council. Each weekday, Metro Transit, operated by the Met Council, sees 256,000 riders board its buses and trains. To move this mass of commuters takes a fleet of 879 buses, patrolling 123 routes across the metro. To keep the fleet moving, Metro Transit employs nearly 1,400 bus drivers, their buses cared for by some 480 mechanics. Metro Transit bus drivers, mechanics, transit cops, supervisors and clerical workers total more than 2,500 employees — the bulk of the Met Council workforce.

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In the area of community development, 94 metro communities participate in the Metropolitan Livable Communities Act. Under the program, cities agree to provide affordable housing in order to vie for development grants. City of Andover Mayor Mike Gamache, whose city, unlike 13 other cities in Anoka County and all of the cities in Sun Thisweek’s coverage area in Dakota County, does not participate in the program, said Livable Communities has been a point of discussion with the council. “To my mind, it’s been more of a political thing,” Gamache said of the City Council’s refusal to join Livable Communities. Gamache, spokesman for the North Metro Mayors Association, an association of mayors from 17 north metro cities,

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indicated that dealings with the Met Council can be contentious. Proposed extensions of the Metropolitan Urban Service Area (MUSA) line boundaries, the line denoting the area in which the council provides regional amenities such as sewer, is welcomed by some while others fear a loss of local control. “I don’t see that happening,” Gamache said. The Met Council, regardless whether a Republican or Democratic governor is in power — governors appoint the 17-member council — just upsets some people. “They look at it differently from different (government) bodies,” Gamache said. The Met Council isn’t a steamroller, he indicated. “They listen to us,” Gamache said. East Bethel Mayor Richard Lawrence also suggested a workable co-existence. “I think the council and city staff have a good working relationship,” he said.

Affordable housing

One affordable housing advocate views the stars aligning at the Met Council. “I think looking forward it’s promising,” said Executive Director Chip Halbach of the Minnesota Housing Partnership, a coalition of organizations focused on homelessness and affordable housing. While some critics say the council as backing off affordable housing, Halbach views the federal government beginning in the late 1980s as stepping away from regional planning. And this had an affect on affordable housing. He views the Obama administration and Dayton administration as aligning to renew the affordable housing agenda. Halbach lists a series of steps the council should take to foster affordable housing — the number of affordable apartments in the metro, apartments around $650 per month, fell by half over a recent five-year period to about 10,000 units, he said. Halbach looks to the council to combat undeserved, negative images of affordable housing, fuel for the not-in-my-backyard mentality. He wants the council to ensure or mandate, if necessary, that fair housing policies are being honored and that funding for affordable housing be readily available. The council needs to make affordable housing a regional priority. “That’s where the Met Council can have a lot of significance,” said Halbach. Advocates look to spreading affordable housing across the metro as a means of preventing concentrations of poverty — dilution as the solution, said former Pawlenty Met Council Chairman Peter Bell, speaking

on Minnesota Public Radio shortly before leaving office. But Bell questions whether affordable housing can really correct deep-seated family issues, such as of out-of-wedlock births — 60 percent for African-Americans, he cited — that’s linked to poverty.

Transportation

Elwyn Tinklenberg, Ventura administration Minnesota Department of Transportation commissioner and former Blaine mayor, said the Met Council currently is pursuing a “constrained” vision in terms of transportation. That is, the council is focused within the 694/494 beltway rather than looking to suburbs beyond. “I understand the reason for that,” said Tinklenberg, pointing to uncertain federal transportation funding. “But I think there’s a huge problem going forward.” He concedes that there has been an uptick in growth in the inner cities, but the suburbs are still expected to absorb most of the growth. Tinklenberg laughed when asked whether MnDOT and the Met Council walked lockstep on transportation issues. While former Met Council Chairman Ted Mondale and he worked together well, there’s a natural tension, Tinklenberg said. That’s because the transportation department must consider the needs of the entire state, not just the metro, he said. Bell, the longest-serving Met Council chair, suggested transit advocates might view the eight years of the Met Council under his watch as “the Golden Age of Transit.” But Tinklenberg, while crediting the recent Met Council with keeping the transit ball rolling, argued others earlier set it into motion. Mondale, now executive director of the Minnesota Sports Facility Authority, while saying metro transit was doing “pretty good,” like Tinklenberg lamented the lack of long-term transportation funding. “It’s a real problem,” Mondale said. “I think there should be a regional fund.” Instead, a “Herculean” fight takes place every year over scant transportation dollars, explained Mondale. Speaking of the Met Council’s role, Mondale described it as an “extremely important” government entity, one that has saved billions of dollars by regionally addressing transportation, sewer, and other infrastructure needs. Other metropolitan areas across the country look with envy at the Met Council, he said. Once a regional decision is made, the means of implementing it in Minnesota exists with the Met Council. “That’s a huge advantage,” said Mondale.

There’s always “friction” between the council, cities and counties, and judging whether the council usurps local control is subjective, explained Mondale. Mondale takes as a kind of de facto endorsement, he said, that no serious attempt has been made by local government officials — people with considerable influence at the State Capitol — to markedly alter or dismember the Met Council. Mondale, though thinking it’s unlikely to happen anytime soon, like Bell, indicated that adding additional counties to the seven-county metro region makes sense. The seven counties within Met Council jurisdiction are Anoka, Carver, Dakota, Hennepin, Ramsey, Scott and Washington counties. “We’re really living in a 13-county economy,” Mondale said. Mondale supports the current practice of governors appointing Met Council members. Some lawmakers have long argued the council, which has taxing and bonding authority, should be elected to be more accountable to voters. The council is expected to receive about $76 million this year through its local levies. Bell believes an elected Met Council would become a mini legislature, each council member fighting for a slice of the pie instead of thinking regionally. He suggested, during the MPR interview, having a council commissioner from each of the seven counties serving on the council could lend more credibility. Bell did not respond to an interview request. For a Met Council chair to be successful, Mondale said they need the active support of the governor, which he said he had that with former Gov. Jesse Ventura. “I think (Met Council Chairwoman) Susan Haigh has that,” Mondale said of support from Democratic Gov. Mark Dayton. The Met Council’s current annual budget is about $778 million. About 39 percent of the council’s operating budget is state funding, with wastewater treatment charges making up about 22 percent of the revenue. In addition to transportation, wastewater and transit, the council, through its community development division rent assistance program, provides 6,700 Section 8 vouches and the Family Affordable Housing Program rents 150 housing units owned by the council to low-income families. The council also works with counties and local cities in maintaining some 55,000 acres of park land in the metro. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 29, 2012

More improved streets for Lakeville

Reconstruction project will come in 2013

by Aaron M. Vehling

area will pay about $4,000 to $4,500 per home. Homeowners along 204th Street and Clay’s Acres, which need the most work, will see assessments about $2,000 more than that. These projected assessments are attributable to Lakeville’s policy of assessing benefitting properties at 40 percent for street and storm sewer improvements, Heil said. Residents’ response to the project has been mixed. Some concerns were focused mainly on the cost of assessments and the effect on travel through the project areas during construction. Theresa Carroll, a Valley Park resident, contacted Public Works Director Chris Petree to express her opposition to the project, according to comment records provided by the city. Carroll said she was trying to sell her home and was concerned it would effect that process. Bob Eugene, a homeowner in the Clay’s Acres area, saw the project as an opportunity. “I feel that if you are going to do anything to improve the streets you should go ‘all the way’ and do it fully now,” Eugene said to city officials. “Who knows when you will get back here and what the costs will be in the future? Good luck.” The city held neighborhood meetings in August and also has held a comment period. The rest of the schedule is: • Approve plans/authorize bids, January 2013, • Assessment hearing, April 2013, • Construction, May to October 2013.

DAKOTA COUNTY TRIBUNE

Residents in the older parts of Lakeville have borne witness firsthand to the effects of aging infrastructure. What was once the problem of central cities is now becoming common in suburbs that came of age during the post-war era. In 2012, a large part of the Valley Park neighborhood’s streets, water mains and storm sewer systems were reconstructed as part of an $8.1 million project. Beginning in May 2013, the northwest portions of Valley Park in the northeast part of the city, along with the Clay’s Acres neighborhood and areas along 204th Street in southwest Lakeville, will experience their own bit of rejuvenation as part of an estimated $8.5 million project. As with the neighborhoods that were reconstructed this year, the homeowners in the new project area have endured increasingly decrepit roads and broken water mains. Iteri Avenue runs through Clay’s Acres, an area east of Lake Marion that dates back more than 40 years. Since 1995 – when the city started keeping track – there have been 13 water main breaks along that street and 19 in the neighborhood, said Monica Heil, the city’s engineering consultant from WSB & Associates, at a recent City Council meeting. To mitigate future costly disasters, the iron water mains that currently traverse the project areas will be replaced with wider, plastic mains, as was done with this year’s project. The affected parties for the 2013 project will be about 514 property owners. The cost of the project is projected to be about $8.4 million, which is about the same cost as this year’s reconstruction. Heil said the cost will be divided as such: $5.8 million from the city’s improvement and $2.6 million from special assessments. The projected assessment per home depends on the neighborhood (each neighborhood has different reconstruction needs). It also depends on bids, which won’t be known until next year, Heil said. This year’s reconstruction project in Valley Park cost about $500,000 less than anticipated. Residents in the 2013 Valley Park project

Vehling can be reached at aaron.vehling@ecminc.com or facebook.com/sunthisweek.

Graphic by the city of Lakeville

One part of Lakeville’s $8.5 million 2013 street reconstruction project is in the northwest corner of Valley Park (top photo), near Cedar Avenue and County Road 46, where Lakeville borders Apple Valley. Residents in the labeled areas will see completely reconstructed streets, in addition to replaced water mains and curbs and gutters. The other portions of the project with similar types of construction include Clay’s Acres and 204th Street (lower photo).

Shopping like it’s 2004

Twin Cities residents plan on spending at pre-recession levels by Nate Gotlieb

Murphy News Service University of Minnesota School of Journalism & Mass Communication

Twin Cities holiday shoppers plan on shopping like its 2004, according to a study by researchers at the University of St. Thomas. The 11th annual University of St. Thomas Holiday Spending Sentiment Survey released Nov. 14 indicated that Twin Cities households plan on spending at pre-recession levels. Shopper surveys at the height of the recession — 2007 to 2009 — said they planned to spend less during the holiday season. Twin Cities’ households will spend an average of $773 on gifts this holiday season, according to the survey, up from $703 last year and $680 in 2010. This year ranked sec-

ond only to 2004, when consumers said they would spend $796. The survey indicated that Twin Cities households are optimistic about their financial futures. Ninety-two percent of respondents said their household would be the same or better off in the coming year and only 8 percent said they would be worse off. “This is sort of a new normal,” said Jonathan Seltzer, a professor at the. University of St. Thomas Opus College of Business. “People have gotten used to the economy as it is.” The researchers, Seltzer and Dr. Lorman Lundsten, also a professor at the Opus College of Business, surveyed 304 households in 13 metroarea counties. Respondents completed the Internet-based surveys in late October.

The professors predicted that metro shoppers will spend just over $1 billion on gifts this year, up from last year’s predicted $915 million. The previous high was $959 million in 2004. National surveys predict a smaller increase in consumer spending. A survey by Deloitte & Touche projected a national increase of 4 percent and another by the International Council of Shopping Centers predicted an increase of 3 percent. Seltzer attributed the discrepancy between national and local forecasts to the nature of the Twin Cities economy. “The Twin Cities is a headquarter city, more of a service economy than manufacturing, in a region that’s doing pretty well agriculturally in terms of

natural resources,” he said. “So I think it’s just a little bit better.” Twin Cities’ retailers are optimistic about the holiday shopping season. “We’ve seen an increase in sales as well as traffic this entire year regarding mallwide sales, so I think that it’s just kind of continuing to snowball,” said Bridget Jewell, senior manager of public relations and social media at the Mall of America. “Consumer confidence is coming back.” Shoppers said they plan on spending 46.6 percent of their holiday budgets in the Twin Cities’ 14 malls and shopping areas, including the Mall of America. The Mall of America ranked as the most popular metro mall this year, ousting Rosedale from the top spot for only the second time.

All of the malls face increasing competition from the Internet, however. Shoppers plan on spending 29.7 percent of their gift budgets online, up from 7.3 percent in 2002. Of this, consumers will spend 40.5 percent on “Bricks and Clicks” sites, operated by stores such as Target, and 38.5 percent on “Internet only” sites such as Amazon. Seltzer said that the amount consumers spend online will continue to increase. But he also said that people tend to shop online where they feel comfortable, on sites such as Target, Best Buy and Amazon. Consumers are not only changing where they are buying but also what they are buying. The researchers ranked the relative popularity of 14 gift categories and

found changes near the top of the rankings. Gift certificates, the most popular gift category from 2007 to 2011, dropped to third, while cash rose from fourth to first. Books have steadily dropped over the past couple of years, falling from No. 2 in 2010 to No. 6 this year. While changes in what consumers buy may vary over time, Jewell said that the recession changed how retailers do holiday business, forcing the holiday shopping season to start earlier. “A lot of people are able to spend smaller amounts over the course of a longer period before Christmas,” she said. Nate Gotlieb is studying journalism at the University of Minnesota.

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November 29, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ��

Financial Sense Whiskers, wags and your wallet: Smart finances for pet owners

From warm laps to wet licks, the affection that pets bestow upon their people is priceless. But as amazing as sharing your life and home with a companion animal can be, it’s not a free ride. Indeed, Americans spent an estimated $50 billion on their pets in 2011, according to the American Pet Products Association. That’s right, billion. From food to veterinary care and beyond, pet guardianship comes with financial responsibilities, whether your companion is feline, canine, equine, aquatic or otherwise. First-year expenses alone for a relatively young dog or cat, for example, can range from $500 to $5,000.

Ongoing expenses, both expected and unexpected, can add up quickly, too. The best strategy for fulfilling the financial responsibilities that accompany pet guardianship? Plan ahead! Here, courtesy of the pet-adoring personal finance experts at the Financial Planning Association are suggestions for handling the practical side of owning a pet, so financial worries won’t spoil those warm and fuzzy moments. • Factor pet care costs into your household budget. “It’s a matter of just building pet-related line items into your budget,” said Amy Jo Lauber, CFP,

of Lauber Financial Planning in West Seneca, N.Y. Account for basics like food, veterinary care, bedding, toys, etc., as well as other expenses like training, grooming, day care and vacation care (boarding, pet sitting) and end-of-life costs. Keep in mind, costs associated with pet ownership vary greatly by the animal’s species, breed and age. Keeping a few goldfish costs much less than caring for several largebreed dogs, for example. • Create (or add a pet care component to) an emergency fund. An emergency fund with money earmarked specifically to cover unexpected major expenses and events (job loss,

health crisis, etc.) is a necessity for any household. Lauber suggests that pet guardians add a little extra to their emergency fund to account for unexpected pet-related expenses. Be sure those funds are safe and readily accessible. • Set spending limits in advance. It makes sense to have a firm idea of how much you can afford to spend on a pet’s health care before a health crisis strikes Fido or Fluffy, creating a potentially very unpleasant dilemma. Is it wise, for example, to pay for expensive cancer treatments that may or may not extend an animal’s life by a few months? “Providing for a pet’s medical

care can be highly emotional expense, and it’s a very, very slippery slope,” explains Lauber. “Deciding ahead of time how much you’re willing to spend on medical measures for a pet helps you make more rational decisions during the heat of the moment.” • Consider pet insurance. One way to avoid being ambushed by a large pet health care expense is with pet health insurance. It works much like health insurance for people: you pay regular premiums, set deductibles and, in return, the insurance company covers a percentage of the pet health care expenses you incur, up to a

set annual limit. A typical plan can easily pay for itself when illness or injury strikes. The key is finding a policy that’s best suited to you, your pet and your budget. Start by researching the various companies that offer policies at a website such as www.petinsurancereview.com.

• Wednesday, Dec. 12, 11:30 a.m. to 1:15 p.m., Chamber Christmas Luncheon, Old Chicago, 14998 Glazier Ave., Apple Valley. Cost: $15 for members, $20 for nonmembers. Burnsville Chamber of Commerce events: • Thursday, Nov. 29, noon, ribbon cutting, Frontier Communications retail store, 14450 Burnhaven Drive, Burnsville. Refreshments will be served and tours will be given following the ribbon cutting. • Thursday, Dec. 6, 6 to 11 p.m., Holiday Gala – On Peppermint Hill, Buck Hill Ski Resort, 15400 Buck Hill Road, Burnsville. Cost: $40 per guest or $300 per table. Reservations: Maranda at (952) 435-6000 or maranda@ burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Thursday, Nov. 29, 4:30 to 6:30 p.m., Networking After Hours, Pahl’s Market and Provincial Bank, 6885 160th St., Apple Valley. • Saturday, Dec. 1, 9 a.m. to 2 p.m., Holiday on Main, Lakeville Mall. • Wednesday, Dec. 5, 7:30 to 8:30 a.m., Morning Brew, Cracker Barrel Restaurant & Old Country Store. • Wednesday, Dec. 5, 7:30 to 8:30 a.m., Teacher Appreciation Breakfast, Lakeville North High School. • Thursday, Dec. 6, 4:30 to 7 p.m., Toys for Tots, Brunswick Zone XL, 11129 162nd St. W. Admission: Donate one toy and

receive one ticket for drawings. Donate five toys and receive 10 tickets for drawings. Draws done every hour. Must be present to win. • Friday, Dec. 7, 8:30 to 9:30 a.m., Teacher Appreciation Breakfast, Cherryview Elementary School. River Heights Chamber of Commerce events: • Thursday, Nov. 29, 7:30 to 9 a.m., CoffeeNet, Sam’s Club, 3035 Denmark Ave., Eagan. Information: Chaz Kleinsteuber at chaz@riverheights.com. • Thursday, Dec. 6, 11:30 a.m. to 1:30 p.m., Cheers to Our Volunteers Appreciation Luncheon, Mendakota Country Club, 2075 Mendakota Drive, Mendota Heights. Cost: $30. Information: Jennifer Gale at (651) 451-2266, ext. 1031, jennifer@riverheights. com. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow businessto-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank. com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www.NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cher-

okee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. The group is based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 8914057 or visit www.bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 298-3487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at Kowalski’s Market, 1646 Diffley Road, Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category.

Visitors are welcome. For more information, contact Jay Taylor at (651) 688-3100, jay.taylor@ hitechmn.com. Find the chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 6554339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., In-

ver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womens-business-exchange-eagan.  Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 994-8392 or meetup.com/riseandshine networking group. Referrals from the Heartland Networking Group meets 7:30 to 9:00 a.m. Tuesdays at: Heartland Credit Union, 5500 S. Robert Trail, Inver Grove Heights. Information: Sherry Buckley at Sherry@SherryBuckley4U.com.

This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benef it from professional f inancial planning. FPA of Minnesota can be found online at www.fpamn.org.

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Tuesday, Dec. 4, 5 to 7 p.m., Farmington Holiday Celebration, Celts Pub, 200 Third St., Farmington. Registration required. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Thursday, Dec. 6, 7:30 to 9 a.m., The Buzz – Holiday Celebration & DARTS Bus Tour, DARTS, 1645 Marthaler Lane, West St. Paul. RSVP to Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com by Dec. 3 and indicate if you will be participating in the DARTS Bus Ride-Along. • Thursday, Dec. 6, 4:30 to 7 p.m., ribbon cutting, Connolly Kuhl Group, 235 E. Sixth St., Suite 200, St. Paul. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Monday, Dec. 10, 11:30 a.m. to 1 p.m., Rosemount Holiday Party, Fireside Restaurant, 3410 150th St. W., Rosemount. Cost: $20. RSVP to Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com by Dec. 4. Apple Valley Chamber of Commerce events: • Thursday, Nov. 29, 4:30 to 6:30 p.m., Chamber Business After Hours, Pahl’s Market and Provincial Bank, 6885 W. 160th St., Apple Valley. Information: Kristy at kristy@applevalleychamber.com.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY November 29, 2012

Finances in focus at area libraries through April by Laura Adelmann

DAKOTA COUNTY TRIBUNE

As national leaders contemplate how to avert a fiscal cliff, Dakota County libraries are offering free “Know Your Money” classes geared to arm attendees with financial information for all life stages. Through April, series topics include how to navigate family financial decisions, long-term savings, investment concepts,

stretching food dollars, avoiding frauds and scams and understanding credit. Some high-profile financial experts are part of the series, including Chris Farrell, economics editor for American Public Media’s “Marketplace Money” show and author of “The New Frugality: How to Consume Less, Save More, and Live Better.” He will discuss finance trends, smart money man-

agement and keeping a healthy budget on Tuesday, Dec. 4, from 7 to 8 p.m. at Burnhaven Library, 1101 W. County Road 42 in Burnsville. The series also includes keynote speaker Gail Marks Jarvis, the Chicago Tribune’s award-winning personal finance columnist. Jarvis will discuss making the most of your money at the Saturday, April 20, Know Your Money resource

fair from 10 a.m. to 1 p.m. at Galaxie Library, 14955 Galaxie Ave., Apple Valley. The fair will include workshops, information on local financial support and a prize drawing. Dakota County was one of a handful of library systems around the country to receive a $69,000 grant, through the American Library Association and the Financial Industry Regulatory Authority, said Ken

Behringer, Dakota County Library director. He said many classes will cover topics that are frequently raised by patrons at library reference desks. “We thought there would be a lot of people interested in these kind of classes,” Behringer said. “We like to be associated with highquality programs that return value to people for the tax investment they make to the county and library.”

From June through October, the series offered classes for children to learn about money that included topics like understanding money and smart shopping. For a list of adult classes offered, go to www. co.dakota.mn.us and click the “libraries” tab. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau

Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: On December 13, 2012 at 9:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN 55044. Included in sale: #189 Nicole Riddle, 4905 Bisset Lane, Inver Grove Heights, MN 55076, Tag #0863100, Stroller, Crib, Totes, Bed, Boxes, Chairs, Luggage 3211574 11/22-11/29/12

PUBLIC NOTICE

CITY OF LAKEVILLE NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville in the Council Chambers, 20195 Holyoke Avenue, on the 17th day of December, 2012, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the application of Cedar BP, Inc. for an off-sale 3.2% malt liquor license at Cedar BP convenience store, located at 7468 - 167th Street W. DATED this 27th day of November 2012 Charlene Friedges, City Clerk 3230452 11/29/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-12-3312 Case Type: Domestic Abuse In the Matter of: Natashia Marie Swanson, Petitioner vs. Norbert Joseph Lees III, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Avenue Apple Valley, MN 55124 on December 10, 2012 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: November 19, 2012 Carolyn Renn Court Administrator Valerie Blomquist Deputy 3225987 11/29/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT First JUDICIAL DISTRICT Court File No.: 19HA-PR-12-728 In Re: Estate of Glory J. Dyshaw, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 22, 1997. The Registrar accepted the application and appointed Gary D. Dyshaw, whose address is 4048 Deerwood Place, Eagan, Minnesota 55122, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Fred A. Kueppers, Jr. (A.R. 58841) Kueppers, Kronschnabel & Daly, P.A. 101 East Fifth Street, Suite 2300 St. Paul, Minnesota 55101 Telephone: 651-222-5000 e-mail: fkueppers@kuepperslaw.com 3227317 11/29-12/6/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Darla’s Decorating 2. Principal Place of Business: 16820 Island Ave, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Darla L Ohlsen, 16820 Island Ave, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-15-12 Darla Ohlsen 3229069 11/29-12/6/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: mlbNetwork L.L.C. 2. Principal Place of Business: 15109 Dunwood Trail, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Marilyne Bouteiller, PO Box 241298, Apple Valley, MN 55124 7019 USA 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/15/2012 Marilyne Bouteiller 3226161 11/29-12/6/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: LE Gun Sales 2. Principal Place of Business: 620 E. 134th Street, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Timothy Michael Duren, 620 E. 134th Street, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/22/2012 Timothy Michael Duren 3229803 11/29-12/6/12P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE SUMMONS

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Make It Sweet 2. Principal Place of Business: 16631 Brick Path, Rosemount, MN 55068 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Anna M. Montag, 13631 Brick Path, Rosemount, MN 55068 Andrea J. Sutherland, 4395 Yorktown Drive, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/14/2012 Andrea J Sutherland 3226453 11/29-12/6/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-727 In Re: Estate of Beverly Mae Ochs, Decedent. Gary A. Ochs has filed a Petition for Determination of Descent. It is Ordered that on 12/18/2012, at 9:00 AM, a hearing will be held in this Court at Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court [probate the decedent’s Will,] determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 11/20/12 BY THE COURT Richard G. Spicer Judge of District Court Thomas R. Hughes, #47958 HUGHES AND COSTELLO 1230 Landmark Towers 345 St. Peter Street St. Paul, MN 55102 651/227-8427 3228965 11/29-12/6/12P

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: REPLEVIN _______________________________________ Mobile Mini, Inc., Plaintiff, vs. Marcus Zeien dba Advanced Automotive and Specialties LLC, Defendant. _______________________________________ M I N N E SOTA TO THE O F STATE ABOVE-NAMED DEFENDANT:

1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no Court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at Gurstel Chargo, P.A., 6681 Country Club Drive, Golden Valley, MN 55427. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Our file: 60529.02 GURSTEL CHARGO, P.A. Spencer Seamans (#388019) Attorneys for Plaintiff 6681 Country Club Drive Golden Valley, MN 55427 Telephone: (763) 267-6700 Fax: (763) 267-6777 3222841 11/22-12/6/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Binger Consulting 2. Principal Place of Business: 16565 Jacaranda Way, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Binger Consulting, 16565 Jacaranda Way, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/19/2012 Sharon L Solomon 3226473 11/29-12/6/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Lord Dracos 2. Principal Place of Business: 15050 Cedar Ave S Ste 116-133, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Erik R. Verplank, 8520 210 St W Apt 1, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/22/2012 Erik R. Verplank, proprietor 3224123 11/22-11/29/12P

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-720 Estate of William M. Gehan, also known as Bill Gehan, Decedent It is Ordered and Notice is given that on 12-18-12, at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, June 23, 2008, and codicil to the will, dated November 23, 2009, (“Will”), and for the appointment of Arthur D. Staples, whose address is 727 Spring Creek Rd., Mendota Heights, MN, 55118 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 11/19/12 BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Petitioner Randall W. Sayers Hansen, Dordell, Bradt, Odlaug & Bradt, PLLP 3900 Northwoods Drive, Suite 250 Saint Paul, MN, 55112 Attorney License No: 130746 Telephone: (651) 332-8725 FAX: (651) 482-8909 Email: rsayers@hdbob.com 3226226 11/29-12/6/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-729 In Re: Estate of Eleanor H. Brengman, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 19, 1996, Codicil dated December 4, 2001 and Codicil dated December 28, 2005. The Registrar accepted the application and appointed Ryan J. Brengman, whose address is 743 Nebraska Avenue West, St. Paul, Mn. 55117, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator LATTIMORE, MOONEY & MALCHOW PA Don M. Lattimore MN# 61001 2300 US Bank Center 101 East Fifth Street St. Paul, Mn. 55101 Telephone: 651-292-0973 Facsimile: 651-297-6134 e-mail: dlattimo@ties.net 3229532 11/29-12/6/12P

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-719 In Re: Estate of Janet M. Blad, a/k/a Janet Marie Blad, Decedent. It is Ordered and Notice is given that on 12-18, 2012, at 9:00 AM, a hearing will be held in this Court at Probate Court, Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated July 13, 1983, and for the appointment of Roger W. Blad, whose address is 1317 Orchard Drive, Burnsville MN 55306-4942, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/19/12 BY THE COURT Patrice Sutherland Judge of District Court Jay A. Joyner P.A. Jay A. Joyner Attorney for Petitioner MN# 52887 3247 Humboldt Ave S. Minneapolis, MN 55408-3329 Telephone: 763-560-1944 Facsimile: 763-560-1434 e-mail: jjoyner@joynerlaw.com 3227283 11/29-12/6/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-12-725 In Re: Estate of Marjorie Inez Anderson, Marjorie I. Anderson and Marjorie I. White, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 18th day of December, 2012, at 9:00 o’clock A.M., a hearing will be held in the above-named Court at Hastings, Minnesota, for the Formal Adjudication of Intestacy, Determination of Heirs, and for the Appointment of Julie A. Kirihara, whose address is 9745 16th Avenue South, Bloomington, MN 55425, as Personal Representative of the Estate of the above-named Decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a Personal Representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said Personal Representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 11/19, 2012 Richard G. Spicer Judge of District Court (COURT SEAL) Attorneys for Petitioner: Susan J. Link, No. 242949 Maslon Edelman Borman & Brand, LLP 3300 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 Phone: (612) 672-8349 Fax: (612) 642-8349 E-Mail: susan.link@maslon.com Joel A. Sommers, No. 0390406 Maslon Edelman Borman & Brand, LLP 3300 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 Phone: (612) 672-8349 Fax: (612) 642-8349 E-Mail: joel.sommers@maslon.com 3227728 11/29-12/6/12

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PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 20296: 15075 Foliage Ave, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on D e c e m b e r 6 t h , 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 24 - FOLSOM, LISA 34 - Webb, Kelly 449 - ROBINSON, DALE 611 - CLARK, STEVEN Cadillac VIN: 6GAL5785CE678364 3213059 11/15-11/29/12

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�� MORTGAGED PROPERTY ADDRESS:

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday December 12th, 2012 on or after 9:30am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. M. Jacobs - Unit 405 Couch, Loveseat, Misc. Totes S. Bell - Unit 214 Misc. Boxes, Misc. Totes J. Berget - Unit 327 Chairs, Elliptical, Misc. Furniture T. Floersch - Unit 454 Misc. Boxes, Misc. Furniture 3217885 11/22-11/29/12

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Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-12-1635 Case Type: Harassment Sharon A. Walker, Petitioner(s) vs. Marlon D. Harmon, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for December 19th, 2012 at 9:00 a.m. at 1 W. Mendota Rd #140, West St Paul, MN 55118. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: Nov. 19, 2012 Carolyn M. Renn Court Administrator Kelly L. Deputy 3226378 11/29/12 ��

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: The Pro’s Warehouse 2. Principal Place of Business: 1960 Cliff Lake Road Suite 129-103, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jason Drury, 1516 Covington Lane, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/5/2012 Jason Drury - Owner 3225506 11/29-12/6/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: H & R Block Lakeville 2. Principal Place of Business: 17400 Kenwood Trail Suite 102, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Borgerson Truman Lakeville LLC, 17400 Kenwood Trail Suite 102, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/16/2012 Timothy Truman 3229096 11/29-12/6/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-735 In Re: Estate of Sam G. Demou, Decedent. Victoria E. Hanson has filed a Petition for Determination of Descent. It is Ordered that on December 18, 2012, at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 11/21/12 BY THE COURT David L. Knutson Judge of District Court Kallas Law Office Ltd Michael T. Kallas MN#0159499 4601 Excelsior Blvd., Suite 500 St. Louis Park, MN 55416 Telephone: 952-832-9352 Facsimile: 952-832-9365 e-mail: mkallas@kallas-law.com 3229615 11/29-12/6/12

ICE ARENA ELECTRIC ICE RESURFACER LAKEVILLE ARENAS, MINNESOTA NOVEMBER 27, 2012 OWNER …The Lakeville Arenas, a Minnesota Joint Powers Organization hereby gives notice that sealed bids will be received for one electric ice arena resurfacer. TIME …Sealed bids will be received until 2:00p.m. local time, on December 11, 2012, 20195 Holyoke Avenue, Lakeville, MN 55044. PROJECT DESCRIPTION…New, of current model and year electric ice arena resurfacer. Contract award is anticipated to occur on December 21, 2012. Delivery of the resurfacer is to be no earlier than January 2, 2013. BIDDING DOCUMENTS…The bidding documents are on file for inspection at the office of Finance Director Dennis Feller. BID SECURITY…Bid security in the amount of not less than 5% of the bid shall accompany each bid in accordance with the Instructions to Bidders. BID REJECTION/ ACCEPTANCE …OWNER reserves the right to reject any and all bids, waive any informalities in bidding or to accept the bid or bids, which best serve the interests of the OWNER. BID WITHDRAWL… No bid shall be withdrawn for a period of 30 days after the scheduled opening of the bids without the consent of the OWNER. Published by the authority of the City of Lakeville, Minnesota. By: Shayne Ratcliff Lakeville Arenas Manager Date: November 27, 2012

Published in the Dakota County Tribune newspaper on November 29, 2012. 3230736 11/29/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE/MENTAL HEALTH DIVISION Court File No. 19HA-PR-12-724 In Re: Estate of Thomas W. Tighe, Deceased TO ALL INTERESTED PARTIES AND CREDITORS: It is ordered and notice is hereby given that on the 18th day of Dec, 2012, at 9:00 o’clock a.m., a hearing will be held in the above-named court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for adjudication of intestacy and determination of heirship of the decedent, and for the appointment of Mary E. Egan, whose address is 9744 Hall Avenue NE, Monticello, MN 55362, as personal representative of the estate of the above-named decedent in unsupervised administration, and that any objections thereto must be filed with t h e c o u r t . That, if p roper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 11/19/12 Shawn M. Moynihan Judge (COURT SEAL) Jennifer Athanases #157454 MacMILLAN, WALLACE, ATHANASES & PATERA, P.A. 9220 Bass Lake Road, Suite 355 Minneapolis, Minnesota 55428 Telephone: (763) 559-9553 Facsimile: (763) 559-1064 3226555 11/29-12/6/12

PUBLIC NOTICE

13216 Marion Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02.32901.02.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Highland Forest 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,780.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005349 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195636 10/25-11/29/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Carissa Christine Photography 2. Principal Place of Business: 12808 Edgewater Path, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Carissa Swartout, 12808 Edgewater Path, Apple Valley, MN 55124 4. This certificate is an amendment of Certificate of Assumed Name File Number 3896839-2 originally filed on 06/30/2010 under the name Carissa Christine Foetoegrafie 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/21/2012 Mrs. Carissa Christine Swartout 3230025 11/29-12/6/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Bombsquad 2. Principal Place of Business: 17328 HOLLAND AVE, LAKEVILLE, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. JACOB ROUSE, 17328 HOLLAND AVE, LAKEVILLE, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/12/2012 Jacob Rouse 3223024 11/22-11/29/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-716 Estate of TIMOTHY W. KIRCHNER, Decedent It is Ordered and Notice is given that on December 18, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, MN, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Matthew Kirchner, whose address is 3575 Lexington Avenue S #122 Eagan, MN 55121 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 11/19/12 Patrice Sutherland Judge (COURT SEAL) Attorney for Personal Representative David A. Jaehne 60 East Marie Avenue #109 West St. Paul, MN 55118 Attorney License No.: 127188 Telephone: 651-457-2827 FAX: 651-457-9887 3225259 11/29-12/6/12P

PUBLIC NOTICE

division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4259 Amber Court, Eagan, MN 55122 TAX PARCEL I.D. #: 101670107090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 7, Cedar Grove No. 2, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,250.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-004531 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196265 10/25-11/29/12

PUBLIC NOTICE

GAGEE: $185,187.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 13, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-005314 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3189947 10/25-11/29/12

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 Wells Fargo Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-96-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196711 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12946 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12946 Nicollet Avenue South, Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Russyl J. Magnuson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Two Hundred Eighty Eight and 00/100 ($4,288.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated May 1, 2012, and recorded August 24, 2012 as Document No. 2889595 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 16, 2013, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 16, 2013. Dated: November 13, 2012 By ___/s/___ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441207 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3227981 11/29/12-1/3/13

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-726 In Re: Estate of JOAN MARY WRIGHT, also known as JOAN M. WRIGHT, also known as JOAN H. WRIGHT, also known as JOAN WRIGHT, Decedent. It is Ordered and Notice is given that on 12-18-12 at 9:00 a.m. a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated February 27, 2012, and for the appointment of Leah Joan Meyer, whose address is 3401 Huntington Ave S, St. Louis Park MN 55416, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 11/20/12 Richard G. Spicer Judge of District Court Dymoke Law Office, P.A. Scott E. Dymoke MN# 219174 300 Riverside Avenue NW P.O. Box 127 Melrose, MN 56352 Telephone: (320) 256-4205 Facsimile: (320) 256-7201 e-mail: sedymoke@meltel.net 3227407 11/29-12/6/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12984 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12984 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Freedom Mortgage Corporation, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Eight Hundred Fifteen and 00/100 ($3,815.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 12, 2012, and recorded October 10, 2012 as Document No. 2900607 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: December 19, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on June 19, 2013. Dated: October 19, 2012 By __________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441210 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3198451 11/1-12/6/12

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2003 MORTGAGOR: Deborah Ann Cooper, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed October 30, 2003, Dakota County Registrar of Titles, Document No. 0519886 on Certificate of Title No. 111814. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000011127 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1119 Oakdale Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-01700-63-080 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” Legal Description That part of the North 154.75 feet of the Northeast Quarter (NE 1/4) of the Southwest Quarter (SW 1/4) of Section Seventeen (17), Township Twenty-eight (28), Range Twenty-two (22) lying West of the West right of way line of Oakdale Avenue except the West 1100.34 feet thereof and except Butler Avenue, Dakota County, according to the Government Survey thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,038.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 17, 2013__, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002244 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228928 11/29/12-1/3/13

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,500.00 MORTGAGOR(S): Thomas M. Stockwell and Diane L. Stockwell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: May 05, 2005 Dakota County Registrar of Titles Document Number: 564704 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 23, 2012 Registered: April 05, 2012 Dakota County Registrar of Titles Document Number: T694127 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000094697 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 43358 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 105 Woodcrest Dr, Burnsville, MN 55337-2761 Tax Parcel ID Number: 02-76430-10-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) Block Ten (10) Timberland-Knoll Acres, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,397.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025252F02 3228880 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 MORTGAGOR(S): Manuel A. Bonilla aka Manuel Bonilla and Maria Canas, both single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial Network, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375699

Document Number: 2375699 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 27, 2011 Recorded: February 23, 2011 Dakota County Recorder Document Number: 2787670 And assigned to: Nationstar Mortgage, LLC Dated: July 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604258156027 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3596 155th St W, Rosemount, MN 55068-1561 Tax Parcel ID Number: 34-54100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, O'Leary's Hills AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,106.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018976F02 3193493 10/25-11/29/12

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,272.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005540 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3194498 10/25-11/29/12

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-5281 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195727 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,500.00 MORTGAGOR(S): Lynn M. Holz, a single person MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded: August 01, 2005 Dakota County Recorder Document Number: 2346357 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R8 Dated: January 20, 2009 Recorded: February 17, 2009 Dakota County Recorder Document Number: 2637701 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Ameriquest Mortgage Company Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1025 Tamarack Trl, Farmington, MN 55024-7132 Tax Parcel ID Number: 14.74902.06.503 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1503, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,797.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMA-

��

�� COLLECT A�� DEBT. ANY INFORMA Dated: October 15,�� 2012 TION OBTAINED WILL BE USED FOR Wells Fargo Bank, N.A., as Trustee THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL CREDITOR WITHIN THE Attorneys for Mortgagee/Assignee of T I M E P R O V I D E D B Y L A W I S N O T Mortgagee 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 30 - 12-004831 FC RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 10/25-11/29/12 CIAL ORDER IS ENTERED UNDER 3196040 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF RIGHT TO VERIFICATION THE LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN PRODUCTION, AND ARE ABANDONED. THE TIME PROVIDED BY LAW IS DATED: October 25, 2012 A S S I G N E E O F M O R T G A G E E : NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Deutsche Bank National Trust default has occurred in conditions of Company, as Trustee for Ameriquest Mortgage Securities the following described mortgage: DATE OF MORTGAGE: February 24, Inc., Asset-Backed Pass-Through 2006 Certificates, Series 2005-R8 MORTGAGOR: K e l l y H o o t m a n , a Wilford, Geske & Cook P.A. single person. Attorneys for Assignee of Mortgagee MORTGAGEE: Washington Mutual 8425 Seasons Parkway, Suite 105 Bank, FA. Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded March 7, 2006 Dakota File Number: 025038F03 3195305 10/25-11/29/12 C o u n t y R e c o r d e r , D o c u m e n t N o . 2410863. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as trustee for WAMU Mortgage Pass NOTICE OF MORTGAGE Through Certificates Series 2006-PR3. FORECLOSURE SALE TRANSACTION AGENT: NONE THE RIGHT TO VERIFICATION TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: NONE LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of M O R T G A G E : W a s h i n g t o n M u t u a l Bank, FA the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: April 18, 2005 MORTGAGOR: Cindy R. Clobes and V I C E R : J P M o r g a n C h a s e B a n k , National Association Steven A. Clobes, wife and husband. MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 20144 Homefire Way, Lakeville, MN Registration Systems, Inc. DATE AND PLACE OF RECORDING: 55044 TAX PARCEL I.D. #: 223210002230 Recorded May 13, 2005 Dakota LEGAL DESCRIPTION OF PROPCounty Recorder, Document No. ERTY: 2321739. Lot 23, Block 2, Heritage Square ASSIGNMENTS OF MORTGAGE: Addition, Common Interest CommuAssigned to: Wells Fargo Bank, NA as nity No. 228, Dakota County, Minnetrustee for Freddie Mac Securities sota. REMIC Trust 2005-S001. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: $121,300.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100330000000013291 LENDER OR BROKER AND MORT- DUE AS OF DATE OF NOTICE, INCLUDG A G E O R I G I N A T O R S T A T E D O N ING TAXES, IF ANY, PAID BY MORTMORTGAGE: Midamerica Mortgage GAGEE: $137,493.21 That prior to the commencement of Coporation R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding V I C E R : J P M o r g a n C h a s e B a n k , Mortgagee/Assignee of Mortgagee complied with all notice requirements as National Association MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 11091 166th Street West, Lakeville, MN proceeding has been instituted at law or otherwise to recover the debt 55044 secured by said mortgage, or any part TAX PARCEL I.D. #: 224435004100 LEGAL DESCRIPTION OF PROP- thereof; PURSUANT to the power of sale conERTY: tained in said mortgage, the above Lot 10, Block 4, Lakeville Hills COUNTY IN WHICH PROPERTY IS described property will be sold by the Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: January ORIGINAL PRINCIPAL AMOUNT OF 10, 2013 at 10:00 AM MORTGAGE: $253,600.00 PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- Enforcement Center, 1580 Hwy 55, ING TAXES, IF ANY, PAID BY MORT- Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGEE: $256,365.51 That prior to the commencement of Mortgage, and taxes, if any, on said this mortgage foreclosure proceeding premises, and the costs and disburseMortgagee/Assignee of Mortgagee com- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s plied with all notice requirements as allowed by law subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale contained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwelling, unless otherwise provided by law, Sheriff of said county as follows: DATE AND TIME OF SALE: Decem- the date on or before which the mortgagor(s) must vacate the property if the ber 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law mortgage is not reinstated under secEnforcement Center, 1580 Hwy 55, tion 580.30 or the property is not redeemed under section 580.23 is Lobby #S-100, Hastings, MN to pay the debt then secured by said 11:59 p.m. on July 10, 2013, unless Mortgage, and taxes, if any, on said that date falls on a weekend or legal premises, and the costs and disburse- holiday, in which case it is the next m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s weekday, and unless the redemption allowed by law subject to redemption period is reduced to 5 weeks under MN within six (6) months from the date of Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM said sale by the mortgagor(s), their personal representatives or assigns FINANCIAL OBLIGATION ON MORTunless reduced to Five (5) weeks under GAGE: None "THE TIME ALLOWED BY LAW FOR MN Stat. §580.07. TIME AND DATE TO VACATE PROP- REDEMPTION BY THE MORTGAGOR, E R T Y : I f t h e r e a l e s t a t e i s a n THE MORTGAGOR'S PERSONAL REPowner-occupied, single-family dwell- RESENTATIVES OR ASSIGNS, MAY BE ing, unless otherwise provided by law, REDUCED TO FIVE WEEKS IF A JUDIthe date on or before which the mort- CIAL ORDER IS ENTERED UNDER gagor(s) must vacate the property if the MINNESOTA STATUTES, SECTION mortgage is not reinstated under sec- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tion 580.30 or the property is not OTHER THINGS, THAT THE MORTredeemed under section 580.23 is GAGED PREMISES ARE IMPROVED 11:59 p.m. on June 13, 2013, unless WITH A RESIDENTIAL DWELLING OF the redemption period is reduced to 5 LESS THAN FIVE UNITS, ARE NOT weeks under MN Stat. Secs. 580.07 or PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 582.032. MORTGAGOR(S) RELEASED FROM ABANDONED." Dated: November 12, 2012 FINANCIAL OBLIGATION ON MORTWells Fargo Bank, N.A., as GAGE: None Trustee "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 OTHER THINGS, THAT THE MORT- 30 - 12-006414 FC GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 11/22-12/27/12 LESS THAN FIVE UNITS, ARE NOT 3224142 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." �� Dated: October 15, 2012

PUBLIC NOTICE

�� and�� Adelina F.�� Caampued, husband and wife and Matthew F. Caampued, a ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2007 MORTGAGOR: M e l i s s a J . B u s s , a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc DATE AND PLACE OF RECORDING: Recorded August 16, 2007 Dakota County Recorder, Document No. 2537853. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000920-4710246868-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Webster Bank, NA RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 3427 156th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.64575.03.330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 3, Rosemount Commons, Common Interest Community No. 267, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,003.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005432 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230139 11/29/12-1/3/13

PUBLIC NOTICE

single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 4, 2009 Dakota County Recorder, Document No. 2682546. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000199348 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage & Financial, LLC, a Limited Liability Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 350 Oakdale Court, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-70900-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Solar Addition Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,162.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,592.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 4, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-003659 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195697 10/25-11/29/12

PUBLIC NOTICE

ERTY: Lot 8, Block 6, Dakota Hills Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,710.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,851.19 INTEREST RATE AND PER DIEM: Current interest rate is 4.625%, with a daily per diem of $31.82. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: June 7, 2013, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 19, 2012 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 3194738 10/25-11/29/12

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002705 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195661 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,900.00 MORTGAGOR(S): Pamela J. Giles, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: April 21, 2006 Dakota County Recorder Document Number: 2422190 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: September 17, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061906086000066 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11659 Millpond Ave, Burnsville, MN 55337-7252 Tax Parcel ID Number: 02-48502-03-042 LEGAL DESCRIPTION OF PROPERTY: Unit Number 42, C.I.C. Number 157, Boulder Pond, A Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,049.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026203F01 3193508 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 03/28/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): David R. Kreiling and Michelle L. Kreiling, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 04/10/2007 as Document Number 2508732 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 14-22505-04-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, East Farmington 6th Addition, Dakota County, Minnesota ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: 1108 Locust Street, Farmington, MN 55024 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $244,917.34 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3230752 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 1 , 2006 MORTGAGOR: D a v i d T V a r l e y a n d Cynthia L Varley, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 21, 2006 Dakota County Recorder, Document No. 2476905. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as trustee, on behalf of the holders of the Harborview Mortgage Loan Trust Mortgage Loan Pass-Through Certificates, Series 2006-12. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073889426 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 32266 Canada Avenue, Northfield, MN 55057 T A X P A R C E L I . D . # : 41.11900.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Arboretum Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $376,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $353,278.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-004252 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3227657 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Stephen J. Ritz, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota

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Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218211 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8589 144th St W, Apple Valley, MN 55124-9302 Tax Parcel ID Number: 01-27500-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Forest Park Estates, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $333,103.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016231F04 3195298 10/25-11/29/12

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $296,683.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-256-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195715 10/25-11/29/12

PUBLIC NOTICE

ber 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 13, 2013___, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3194584 10/25-11/29/12

PUBLIC NOTICE

11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 Select Portfolio Servicing, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-003894 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203473 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2008 MORTGAGOR: J u l i e S o d e r l u n d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 31, 2008 Dakota County Recorder, Document No. 2620777. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500801290722 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 687 Pinecone Trail, Eagan, MN 55123 TAX PARCEL I.D. #: 105770001010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Piney Woods, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $406,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $422,078.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2012

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�� Dated: October 23, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee NOTICE OF MORTGAGE USSET, WEINGARDEN AND LIEBO, P.L.L.P. FORECLOSURE SALE Attorneys for Mortgagee/Assignee of THE RIGHT TO VERIFICATION Mortgagee OF THE DEBT AND IDENTITY OF 4500 Park Glen Road #300 THE ORIGINAL CREDITOR WITHIN Minneapolis, MN 55416 THE TIME PROVIDED BY LAW IS (952) 925-6888 NOT AFFECTED BY THIS ACTION. 12-006019 FC NOTICE IS HEREBY GIVEN, that THIS IS A COMMUNICATION FROM default has occurred in conditions of A DEBT COLLECTOR. 3203677 11/1-12/6/12 the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 6 , 2006 MORTGAGOR: Daniel L Provinzino, NOTICE OF MORTGAGE an unmarried man. FORECLOSURE SALE MORTGAGEE: Mortgage Electronic THE RIGHT TO VERIFICATION Registration Systems, Inc. OF THE DEBT AND IDENTITY OF DATE AND PLACE OF RECORDING: THE ORIGINAL CREDITOR WITHIN Recorded December 20, 2006 THE TIME PROVIDED BY LAW IS Dakota County Recorder, Document NOT AFFECTED BY THIS ACTION. No. 2483094. NOTICE IS HEREBY GIVEN, that ASSIGNMENTS OF MORTGAGE: default has occurred in conditions of Assigned to: Green Tree Servicing the following described mortgage: LLC. DATE OF MORTGAGE: December 14, TRANSACTION AGENT: Mortgage 2009 Electronic Registration Systems, Inc. MORTGAGOR: M a r k F r e d r i c k s , a TRANSACTION AGENT'S MORTsingle person and Elizabeth Thorson, a GAGE IDENTIFICATION NUMBER ON single person. MORTGAGE: 1000157-0007190197-5 MORTGAGEE: Mortgage Electronic LENDER OR BROKER AND MORTRegistration Systems, Inc. GAGE ORIGINATOR STATED ON DATE AND PLACE OF RECORDING: M O R T G A G E : C o u n t r y w i d e H o m e R e c o r d e d D e c e m b e r 1 8 , 2 0 0 9 Loans, Inc Dakota County Recorder, Document RESIDENTIAL MORTGAGE SERNo. 2703265. VICER: Green Tree Servicing LLC ASSIGNMENTS OF MORTGAGE: MORTGAGED PROPERTY ADDRESS: Assigned to: JPMorgan Chase Bank, 5 9 0 8 C a h i l l A v e n u e , I n v e r G r o v e National Association. Heights, MN 55076 TRANSACTION AGENT: Mortgage T A X P A R C E L I . D . # : Electronic Registration Systems, Inc. 20.78201.01.200 TRANSACTION AGENT'S MORTLEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON ERTY: MORTGAGE: 100061907000134981 Lots 11, and 20, Block 1, Twin Oaks LENDER OR BROKER AND MORTEstates Replat GAGE ORIGINATOR STATED ON COUNTY IN WHICH PROPERTY IS MORTGAGE: Summit Mortgage Corpo- LOCATED: Dakota ration ORIGINAL PRINCIPAL AMOUNT OF R E S I D E N T I A L M O R T G A G E S E R - MORTGAGE: $128,800.00 VICER: JPMorgan Chase Bank, AMOUNT DUE AND CLAIMED TO BE National Association DUE AS OF DATE OF NOTICE, INCLUDMORTGAGED PROPERTY ADDRESS: ING TAXES, IF ANY, PAID BY MORT2 7 1 7 C e d a r L a n e , B u r n s v i l l e , M N GAGEE: $118,692.83 55337 That prior to the commencement of TAX PARCEL I.D. #: 023290101230 this mortgage foreclosure proceeding LEGAL DESCRIPTION OF PROP- Mortgagee/Assignee of Mortgagee comERTY: plied with all notice requirements as Lot 23, Block 1, Highland Forest 2nd required by statute; That no action or A d d i t i o n , a c c o r d i n g t o t h e p l a t proceeding has been instituted at law thereof on file or of record in the o r o t h e r w i s e t o r e c o v e r t h e d e b t Office of the County Recorder in and secured by said mortgage, or any part for Dakota County, Minnesota thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the above ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the MORTGAGE: $255,192.00 Sheriff of said county as follows: AMOUNT DUE AND CLAIMED TO BE DATE AND TIME OF SALE: January DUE AS OF DATE OF NOTICE, INCLUD- 22, 2013 at 10:00 AM ING TAXES, IF ANY, PAID BY MORTPLACE OF SALE:Sheriff's Office, Law GAGEE: $253,151.54 Enforcement Center, 1580 Hwy 55, That prior to the commencement of Lobby #S-100, Hastings, MN this mortgage foreclosure proceeding to pay the debt then secured by said Mortgagee/Assignee of Mortgagee com- Mortgage, and taxes, if any, on said plied with all notice requirements as premises, and the costs and disburserequired by statute; That no action or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s proceeding has been instituted at law allowed by law subject to redemption o r o t h e r w i s e t o r e c o v e r t h e d e b t within six (6) months from the date of secured by said mortgage, or any part said sale by the mortgagor(s), their thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under tained in said mortgage, the above MN Stat. §580.07. described property will be sold by the TIME AND DATE TO VACATE PROPSheriff of said county as follows: ERTY: If the real estate is an DATE AND TIME OF SALE: January owner-occupied, single-family dwell24, 2013 at 10:00 AM ing, unless otherwise provided by law, PLACE OF SALE:Sheriff's Office, Law the date on or before which the mortEnforcement Center, 1580 Hwy 55, gagor(s) must vacate the property if the Lobby #S-100, Hastings, MN mortgage is not reinstated under secto pay the debt then secured by said tion 580.30 or the property is not Mortgage, and taxes, if any, on said redeemed under section 580.23 is premises, and the costs and disburse- 11:59 p.m. on July 22,2013 unless that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s date falls on a weekend or legal holiallowed by law subject to redemption day, in which case it is the next weekwithin six (6) months from the date of day, and unless the redemption period said sale by the mortgagor(s), their is reduced to 5 weeks under MN Stat. personal representatives or assigns Secs. 580.07 or 582.032. unless reduced to Five (5) weeks under MORTGAGOR(S) RELEASED FROM MN Stat. §580.07. FINANCIAL OBLIGATION ON MORTTIME AND DATE TO VACATE PROP- GAGE: None ERTY: If the real estate is an "THE TIME ALLOWED BY LAW FOR owner-occupied, single-family dwell- REDEMPTION BY THE MORTGAGOR, ing, unless otherwise provided by law, THE MORTGAGOR'S PERSONAL REPthe date on or before which the mort- RESENTATIVES OR ASSIGNS, MAY BE gagor(s) must vacate the property if the REDUCED TO FIVE WEEKS IF A JUDImortgage is not reinstated under sec- CIAL ORDER IS ENTERED UNDER tion 580.30 or the property is not MINNESOTA STATUTES, SECTION redeemed under section 580.23 is 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 11:59 p.m. on July 24, 2013, unless OTHER THINGS, THAT THE MORTthat date falls on a weekend or legal GAGED PREMISES ARE IMPROVED holiday, in which case it is the next WITH A RESIDENTIAL DWELLING OF weekday, and unless the redemption LESS THAN FIVE UNITS, ARE NOT period is reduced to 5 weeks under MN PROPERTY USED IN AGRICULTURAL Stat. Secs. 580.07 or 582.032. P R O D U C T I O N , A N D A R E MORTGAGOR(S) RELEASED FROM ABANDONED." FINANCIAL OBLIGATION ON MORTDated: November 16, 2012 GAGE: None Green Tree Servicing LLC "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8 - 12-006298 FC OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. WITH A RESIDENTIAL DWELLING OF 3228937 11/29/12-1/3/13 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: November 15, 2012 THE RIGHT TO VERIFICATION JPMorgan Chase Bank, National OF THE DEBT AND IDENTITY OF Association THE ORIGINAL CREDITOR WITHIN Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME PROVIDED BY LAW IS Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: O c t o b e r 2 2 , (952) 925-6888 2002 30 - 12-005023 FC MORTGAGOR: Kevin P. Tierney and THIS IS A COMMUNICATION FROM Michelle L. Tierney, husband and wife. A DEBT COLLECTOR. MORTGAGEE: Mortgage Electronic 3230251 11/29/12-1/3/13 Registration Systems, Inc..

PUBLIC NOTICE

��

�� 1, 2 0 1 2 , i n c�� luding reasonable attorneys' fees and costs of collection �� Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 4, 2002 Dakota County Recorder, Document No. 1967833. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100148610000200821 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Instafi.com RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13218 James Avenue South, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-18550-02-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Crosstown Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $119,717.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-3411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203992 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 1, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 107 and Garage Unit No. 76 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota STREET ADDRESS: 14620 Garrett Avenue, #107, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-81401-01-107 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 1, 2012, from Michael J. Ross, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $6,185.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 1, 2012, including reasonable

and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended and Restated Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 8, 2011, as Document No. T681573 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Amended and Restated Declaration and granted by the owner in taking title to the premises subject to said Amended and Restated Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 17th day of December, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 17, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Sq/Ross/ 11-7-144D) 3202407 11/1-12/6/12

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 13, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004844 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203978 11/1-12/6/12

PUBLIC NOTICE

from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005636 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203535 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2007 MORTGAGOR: Suzanne C. Mueller, a single person. MORTGAGEE: Chase Bank USA, NA. DATE AND PLACE OF RECORDING: Recorded April 27, 2007 Dakota County Recorder, Document No. 2512801. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, NA s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, NA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20673 Hampshire Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205202050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Village Creek 3rd Addition, CIC No. 327 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,356.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 20, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003891 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3204032 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008. MORTGAGOR(S): Just Kidding Around Daycare and Preschool, Inc., a Minnesota corporation. MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed February 14, 2008, Dakota County Recorder, as Document No. 2572406. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated February 8, 2008, filed for record April 29, 2009, as Document No. 2653418, and re-recorded on June 22, 2009, as Document No. 2665777. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 5089 208th Street, Farmington, MN, 55024. TAX PARCEL I.D. NO.: 14-25855-01-020. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Farmington Industrial Park 208th Street Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $438,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $429,445.11. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. Dated: October 5, 2012. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 NOTICE OF POSTPONEMENT Date: November 26, 2012. NOTICE IS HEREBY GIVEN that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from November 29, 2012, at 10:00 a.m. to January 3, 2013, at 10:00 a.m., at the same place set forth in the foregoing Notice of Mortgage Foreclosure Sale, at the request of the Assignee. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1536519 3229578 11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 6 , 2006 MORTGAGOR: G i n a A . D e v e n e y , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 21, 2006 Dakota County Recorder, Document No. 2407453. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100197500000251264 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 8653 Collin Way, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.56740.01.220 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Park Point, CIC No. 466, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,853.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $339,902.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-006250 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3229151 11/29/12-1/3/13

PUBLIC NOTICE

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Bank, s/b/m to National City Mortgage, a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded June 24, 2005 Dakota County Recorder, Document No. 2333875. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage, a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 18837 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 146825101001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Silver Springs 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,987.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $289,296.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 24, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-005855 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203449 11/1-12/6/12

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 111 11TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364880002280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,569.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 20, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3204013 11/1-12/6/12

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $365,603.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 HSBC Bank USA, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40 - 12-004644 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203438 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Patrick M. Hammarsten, unmarried person MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901326 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 227 Ash St W, South Saint Paul, MN 55075-3410 Tax Parcel ID Number: 36-83300-03-060 LEGAL DESCRIPTION OF PROPERTY: Parcel 1 Lot 5, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota Parcel 2 Lot 6, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $114,216.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2013, or the next business day if June 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 01, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021487F05 3198176 11/1-12/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 2006 MORTGAGOR: R e b e c c a L B o u c h a and Michael Boucha, wife and husband. MORTGAGEE: National City Mortgage a division of National City Bank . DATE AND PLACE OF RECORDING: Recorded December 27, 2006 Dakota County Recorder, Document No. 2484276. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 2029 Southcross Drive #306, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02.71216.04.306 LEGAL DESCRIPTION OF PROPERTY: Unit 306, Condominium No. 115, Southcross Village condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,639.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

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�� 5 8 2 . 0 3 2 , D�� E T E R M I N�� I N G , A M O�� NG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: October 18, 2012 NOT AFFECTED BY THIS ACTION. Green Tree Servicing LLC NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of Attorneys for Mortgagee/Assignee of the following described mortgage: DATE OF MORTGAGE: November 30, Mortgagee 2007 4500 Park Glen Road #300 MORTGAGOR: Dianne R. Olsen, an Minneapolis, MN 55416 unmarried woman. (952) 925-6888 MORTGAGEE: Mortgage Electronic 8 - 12-005514 FC THIS IS A COMMUNICATION FROM Registration Systems, Inc. DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Filed April 4, 2008, Dakota County 3200056 11/1-12/6/12 Registrar of Titles, Document No. 626134 on Certificate of Title No. 144549. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE Assigned to: Green Tree Servicing THE RIGHT TO VERIFICATION LLC. OF THE DEBT AND IDENTITY OF Said Mortgage being upon RegisTHE ORIGINAL CREDITOR WITHIN tered Land. THE TIME PROVIDED BY LAW IS TRANSACTION AGENT: Mortgage NOT AFFECTED BY THIS ACTION. Electronic Registration Systems, Inc. NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT'S MORTdefault has occurred in conditions of GAGE IDENTIFICATION NUMBER ON the following described mortgage: MORTGAGE: 1001337-0002758643-0 DATE OF MORTGAGE: M a r c h 3 0 , LENDER OR BROKER AND MORT2007 GAGE ORIGINATOR STATED ON MORTGAGOR: Brandon Turner and MORTGAGE: Countrywide Bank, FSB Amanda Turner as husband and wife. RESIDENTIAL MORTGAGE SERMORTGAGEE: Mortgage Electronic VICER: Green Tree Servicing LLC Registration Systems, Inc. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 5412 Oriole Drive, Farmington, MN Recorded April 13, 2007 Dakota 55024 County Recorder, Document No. T A X P A R C E L I . D . # : 2509459. 14.82500.08.028 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPAssigned to: Green Tree Servicing ERTY: LLC. Unit No. 28, CIC No. 323, Vermillion TRANSACTION AGENT: Mortgage Grove Condominiums, a condoElectronic Registration Systems, Inc. minium, Dakota County, Minnesota TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota MORTGAGE: 100014440003726031 ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORT- MORTGAGE: $178,000.00 GAGE ORIGINATOR STATED ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: NetBank DUE AS OF DATE OF NOTICE, INCLUDR E S I D E N T I A L M O R T G A G E S E R - ING TAXES, IF ANY, PAID BY MORTVICER: Green Tree Servicing LLC GAGEE: $172,854.30 MORTGAGED PROPERTY ADDRESS: That prior to the commencement of 676 East 143rd Street, Burnsville, MN this mortgage foreclosure proceeding 55337 Mortgagee/Assignee of Mortgagee comT A X P A R C E L I . D . # : plied with all notice requirements as 02.84808.01.090 required by statute; That no action or LEGAL DESCRIPTION OF PROP- proceeding has been instituted at law ERTY: or otherwise to recover the debt Lot 9, Block 1, Wood Park Plat Nine secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conORIGINAL PRINCIPAL AMOUNT OF tained in said mortgage, the above MORTGAGE: $140,000.00 described property will be sold by the AMOUNT DUE AND CLAIMED TO BE Sheriff of said county as follows: DUE AS OF DATE OF NOTICE, INCLUDDATE AND TIME OF SALE: January ING TAXES, IF ANY, PAID BY MORT- 22, 2013 at 10:00 AM GAGEE: $136,064.05 PLACE OF SALE:Sheriff's Office, Law That prior to the commencement of Enforcement Center, 1580 Hwy 55, this mortgage foreclosure proceeding Lobby #S-100, Hastings, MN Mortgagee/Assignee of Mortgagee com- to pay the debt then secured by said plied with all notice requirements as Mortgage, and taxes, if any, on said required by statute; That no action or premises, and the costs and disburseproceeding has been instituted at law m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s o r o t h e r w i s e t o r e c o v e r t h e d e b t allowed by law subject to redemption secured by said mortgage, or any part within six (6) months from the date of thereof; said sale by the mortgagor(s), their PURSUANT to the power of sale con- personal representatives or assigns tained in said mortgage, the above unless reduced to Five (5) weeks under described property will be sold by the MN Stat. §580.07. Sheriff of said county as follows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: January E R T Y : I f t h e r e a l e s t a t e i s a n 17, 2013 at 10:00 AM owner-occupied, single-family dwellPLACE OF SALE:Sheriff's Office, Law ing, unless otherwise provided by law, Enforcement Center, 1580 Hwy 55, the date on or before which the mortLobby #S-100, Hastings, MN gagor(s) must vacate the property if the to pay the debt then secured by said mortgage is not reinstated under secMortgage, and taxes, if any, on said tion 580.30 or the property is not premises, and the costs and disburse- redeemed under section 580.23 is m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 11:59 p.m. on July 22, 2013 unless allowed by law subject to redemption that date falls on a weekend or legal within six (6) months from the date of holiday, in which case it is the next said sale by the mortgagor(s), their weekday, and unless the redemption personal representatives or assigns period is reduced to 5 weeks under MN unless reduced to Five (5) weeks under Stat. Secs. 580.07 or 582.032. MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM TIME AND DATE TO VACATE PROP- FINANCIAL OBLIGATION ON MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGE: None owner-occupied, single-family dwell"THE TIME ALLOWED BY LAW FOR ing, unless otherwise provided by law, REDEMPTION BY THE MORTGAGOR, the date on or before which the mort- THE MORTGAGOR'S PERSONAL REPgagor(s) must vacate the property if the RESENTATIVES OR ASSIGNS, MAY BE mortgage is not reinstated under sec- REDUCED TO FIVE WEEKS IF A JUDItion 580.30 or the property is not CIAL ORDER IS ENTERED UNDER redeemed under section 580.23 is MINNESOTA STATUTES, SECTION 11:59 p.m. on July 17, 2013 unless 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G that date falls on a weekend or legal OTHER THINGS, THAT THE MORTholiday, in which case it is the next GAGED PREMISES ARE IMPROVED weekday, and unless the redemption WITH A RESIDENTIAL DWELLING OF period is reduced to 5 weeks under MN LESS THAN FIVE UNITS, ARE NOT Stat. Secs. 580.07 or 582.032. PROPERTY USED IN AGRICULTURAL MORTGAGOR(S) RELEASED FROM P R O D U C T I O N , A N D A R E FINANCIAL OBLIGATION ON MORT- ABANDONED." GAGE: None Dated: November 16, 2012 "THE TIME ALLOWED BY LAW FOR Green Tree Servicing LLC REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 OTHER THINGS, THAT THE MORT- 8 - 12-005435 FC GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. LESS THAN FIVE UNITS, ARE NOT 3230146 11/29/12-1/3/13 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: November 13, 2012 FORECLOSURE SALE Green Tree Servicing LLC THE RIGHT TO VERIFICATION OF Mortgagee/Assignee of Mortgagee AND IDENTITY OF THE DEBT THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT Mortgagee AFFECTED BY THIS ACTION. 4500 Park Glen Road #300 NOTICE IS HEREBY GIVEN: That Minneapolis, MN 55416 default has occurred in the conditions (952) 925-6888 of the following described mortgage: 8 - 12-004652 FC DATE OF MORTGAGE: September THIS IS A COMMUNICATION FROM 20, 2005 A DEBT COLLECTOR. ORIGINAL PRINCIPAL AMOUNT OF 3228908 11/29/12-1/3/13

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�� T �� A X P A �� R C E L I 10.76502.04.040 �� ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,400.00 MORTGAGOR(S): Anna Bunnell And Christopher Bunnell, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment and Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100194450001730887 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment and Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 3, 2005, as Document No. 2366835. ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Dated: September 25, 2012 , and recorded October 11, 2012 by Document No. 2900893 . LEGAL DESCRIPTION OF PROPERTY: Lot 89, Block 1, Hawthorne 2nd CIC #369, DAKOTA COUNTY,MINNESOTA. PROPERTY ADDRESS: 15870 Frisian LN, Apple Valley, MN 55124 P PROPERTY I.D: 01-32151-01-089 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Ninety-Three Thousand Nine Hundred Twenty and 00/100 ($293,920.00) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 18, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2013, or the next business day if June 18, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2005-E, Mortgage-Backed Certificates, Series 2005-E Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00882-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4319597 11/01/2012, 11/08/2012, 11/15/2012, 11/22/2012, 11/29/2012, 12/06/2012 3199264 11/1-12/6/12

PUBLIC NOTICE

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LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Timbershores 3rd Addition, Together with appurtenant easements created pursuant to Declaration Document No. 401215, as Amended. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,080.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004461 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203461 11/1-12/6/12

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37 - 12-005990 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210946 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Michael Boxenbaum, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 02, 2005 Dakota County Recorder Document Number: 2318139 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-3 Dated: May 12, 2011 Recorded: July 18, 2011 Dakota County Recorder Document Number: 2810198 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004822031-9 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1659 Woodgate Ln, Eagan, MN 55122-2422 Tax Parcel ID Number: 10-47251-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Mallard Park 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $313,808.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022387F01 3205199 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/26/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $95,000.00 MORTGAGOR(S): Pamela A. Ackerman, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 08/21/2007 as Document Number 2538849 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 11/02/2012 as Document Number 2906225 in the Office/of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 02-01300-16-477 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 201, 12866 Nicollet Avenue, Ridgeview Condominium Homes, Condominium No. 15, Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 12866 Nicollet Avenue #201, Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-1817070054-8 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $94,515.55 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 12/21/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/21/2013, or the next business day if 06/21/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/08/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3211366 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 09, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,000.00 MORTGAGOR(S): Nicholas G Horan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 19, 2002 Dakota County Recorder Document Number: 1864515 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: November 13, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3511110257-6 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3962 Dawn Way, Inver Grove Heights, MN 55076-3143 Tax Parcel ID Number: 20-53651-09-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, The Oaks Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $90,801.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026606F01 3227680 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 MORTGAGOR: S h a r i f a B a k s h , a single person, and John Seidl, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 11, 2007 Dakota County Recorder, Document No. 2523276. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0008223471-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. DBA America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 5254 Upper 183rd Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.19505.05.110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 5, Dakota County Estates 6th Addition, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,274.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005321 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228889 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): John J. Catalfamo and Tayna L. Catalfamo, husband and wife MORTGAGEE: Mortgage Electronic

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MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Novastar Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 27, 2006 Dakota County Recorder Document Number: 2471627 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-6 Dated: September 17, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100080190060209939 Lender or Broker: Novastar Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3966 Dawn Way E, Inver Grove Heights, MN 55076 Tax Parcel ID Number: 205365109040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 9, The Oaks Second Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,995.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 14, 2013, or the next business day if June 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 01, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016123F02 3198166 11/1-12/6/12

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7982 Dempsey Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 206407501150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, in River Bluffs of Inver Grove Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,290.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002908 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3203477 11/1-12/6/12

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $364,871.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 112 - 12-006043 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3211089 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,910.00 MORTGAGOR(S): Anthony W. Hacker and Sara A. Hacker, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for RBMG, Inc., successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 25, 2003 Dakota County Recorder Document Number: 2145296 ASSIGNMENTS OF MORTGAGE: And assigned to: IXIS Real Estate Capital Inc. Dated: September 28, 2009 Recorded: September 28, 2010 Dakota County Recorder Document Number: 2755393 And assigned to: Homeward Residential, Inc. Dated: August 14, 2012 Recorded: September 24, 2012 Dakota County Recorder Document Number: 2896362 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014420004011468 Lender or Broker: RBMG, Inc. Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15491 Dresden Trl, Apple Valley, MN 55124-6829 Tax Parcel ID Number: 01-11754-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Apple Valley East 5th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,203.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: Homeward Residential, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026135F01 3205300 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,200.00 MORTGAGOR(S): Tara Lynn Kirby, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc., successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 14, 2006 Dakota County Recorder Document Number: 2412457 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 16, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800888379431 Lender or Broker: GreenPoint Mortgage Funding, Inc Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14567 Florissant Path # R201, Apple Valley, MN 55124-1400 Tax Parcel ID Number: 01.83612.25.201 LEGAL DESCRIPTION OF PROPERTY: Unit no. R201, and garage unit no. G19, Common Interest Community Number 443, Midtown Terraces Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,013.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 21, 2013, or the next business day if June 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

��

�� T I M E P R O V�� I D E D B Y�� L A W I S N�� OT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR NOTICE OF ASSESSMENT LIEN REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE Date: October 29, 2012 REDUCED TO FIVE WEEKS IF A JUDI- YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION and conditions of the Declaration for Diamond Path Ranch Association, Inc. 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- (hereinafter the "Association") which GAGED PREMISES ARE IMPROVED w a s r e c o r d e d a s D o c u m e n t N o . WITH A RESIDENTIAL DWELLING OF 562866, in the Office of the County LESS THAN FIVE UNITS, ARE NOT Recorder of Dakota County, MinnePROPERTY USED IN AGRICULTURAL sota, covering the following property: Lot 23, LEGAL DESCRIPTION: PRODUCTION, AND ARE ABANDONED. Block 1, Diamond Path 7th AddiDATED: November 08, 2012 tion, Dakota County, Minnesota ASSIGNEE OF MORTGAGEE: STREET ADDRESS: 14602 Embry Nationstar Mortgage LLC Path, Apple Valley, MN 55124 Wilford, Geske & Cook P.A. T A X P A R C E L I D N O : Attorneys for Assignee of Mortgagee 01-20506-01-230 8425 Seasons Parkway, Suite 105 2. Pursuant to said Declaration, Woodbury, MN 55125-4393 there is claimed to be due and owing (651) 209-3300 as of October 29, 2012, from Thomas File Number: 026048F01 3205218 11/8-12/13/12 M. Crosby and Patricia A. Crosby, title holders, to the Association, a Minnesota non-profit corporation, the amount of $7,065.50 for unpaid NOTICE OF MORTGAGE association dues, late fees, attorneys' FORECLOSURE SALE fees and costs, plus any other such THE RIGHT TO VERIFICATION OF THE amounts that will accrue after October DEBT AND IDENTITY OF 29, 2012, including reasonable THE ORIGINAL CREDITOR WITHIN attorneys' fees and costs of collection THE TIME PROVIDED BY and foreclosure which will be added to LAW IS NOT AFFECTED BY THIS the amount claimed due and owing at ACTION. the time of the sale herein. NOTICE IS HEREBY GIVEN: That 3. No action is now pending at law or Default has occurred in the conditions otherwise to recover said debt or any of the following described mortgage: part thereof. DATE OF MORTGAGE: 09/26/2005 4. That all preforeclosure requireORIGINAL PRINCIPAL AMOUNT OF ments have been met. MORTGAGE: $136,800.00 5.The owners have not been released MORTGAGOR(S): Julie Ann Sykes, a from the owners' financial obligation single person to pay said amount. MORTGAGEE: U.S. Bank National 6. The Declaration, referenced above, Association ND provides for a continuing lien against D A T E A N D P L A C E O F F I L I N G : the property. A Notice of Lien evi1 1 / 0 4 / 2 0 0 5 a s D o c u m e n t N u m b e r dencing the amount due was recorded 2378018 in the Office of the County on June 21, 2012, as Document No. Recorder, Dakota County, Minnesota 2875742 in the Dakota County T A X P A R C E L I . D . N O . : Recorder's Office. 02-22460-02-404 7. Pursuant to the power of sale conL E G A L D E S C R I P T I O N O F P R O P - tained in the same Declaration and ERTY: Unit Number 404, Common granted by the owners in taking title to Interest Community No. 188, Eagles the premises subject to said DeclaraRidge, Dakota County, Minnesota tion, said Lien will be foreclosed by the ABSTRACT sale of said property by the Dakota STREET ADDRESS OF PROPERTY: County Sheriff, at the Dakota County 11647 Horizon Drive, Burnsville, MN Sheriff's Office, Dakota County Law 55337 Enforcement Center, 1580 Highway 55, COUNTY IN WHICH PROPERTY IS Lobby S-100 , Hastings, MN 55033, on LOCATED: Dakota the 4th day of January, 2013, at LENDER OR BROKER AND MORT- 10:00 a.m. at public auction to the G A G E O R I G I N A T O R : U . S . B a n k highest bidder, to pay the amount then National Association ND due for said assessments, together R E S I D E N T I A L M O R T G A G E S E R - with the costs of foreclosure, includVICER: U.S. Bank National Associa- ing attorneys fees as allowed by law. tion ND 8. T h e t i m e a l l o w e d b y l a w f o r TRANSACTION AGENT: None redemption by the unit owners, their THE AMOUNT CLAIMED TO BE DUE personal representatives or assigns is ON THE MORTGAGE AS OF THE DATE six (6) months from the date of sale. OF THIS NOTICE: $138,860.24 The date and time to vacate the THAT no action or proceeding has property is 11:59 p.m. on July 5, been instituted at law to recover the 2013, if the account is not reindebt secured by said mortgage, or any stated or the owners do not redeem part thereof; that there has been com- from the foreclosure sale. pliance with all pre-foreclosure notice REDEMPTION NOTICE and acceleration requirements of said THE TIME ALLOWED BY LAW FOR mortgage, and/or applicable statutes. REDEMPTION BY THE MORTGAGPursuant to the power of sale con- O R S , T H E M O R T G A G O R S ' P E R tained in said Mortgage, the Mortgage S O N A L R E P R E S E N T A T I V E S O R will be foreclosed, and the mortgaged ASSIGNS, MAY BE REDUCED TO premises will be sold by the Sheriff of F I V E W E E K S I F A J U D I C I A L Dakota, Minnesota at public auction as ORDER IS ENTERED UNDER MINfollows: NESOTA STATUTES, SECTION D A T E A N D T I M E O F S A L E : 582.032, DETERMINING, AMONG 01/04/2013 at 10:00 A.M. OTHER THINGS, THAT THE PLACE OF SALE: Dakota Sheriff's M O R T G A G E D P R E M I S E S A R E Office, 1580 Highway 55, Hastings, MN IMPROVED WITH A RESIDENTIAL 55033 to pay the debt then secured by DWELLING OF LESS THAN FIVE said mortgage and taxes, if any actu- UNITS, ARE NOT PROPERTY USED ally paid by the mortgagee, on the IN AGRICULTURAL PRODUCTION, premises and the costs and disburse- AND ARE ABANDONED. ments allowed by law. 9. THIS IS A COMMUNICATION FROM The time allowed by law for redemp- A DEBT COLLECTOR ATTEMPTING TO t i o n b y s a i d M o r t g a g o r ( s ) o r COLLECT A DEBT. ANY INFORMAMortgagor's personal representatives TION OBTAINED WILL BE USED FOR or assigns is six (6) months from the THAT PURPOSE. date of sale. DIAMOND PATH RANCH TIME AND DATE TO VACATE PROPASSOCIATION, INC. ERTY: Attorneys for Diamond Path Ranch Minnesota Statute 580.04(b) pro- Association, Inc. v i d e s , " I f t h e r e a l e s t a t e i s a n THOMSEN & NYBECK, P.A. owner-occupied, single-family dwell- By: ing, the notice must also specify the Gretchen S. Schellhas (#195595) date on or before which the mortgage 3600 American Blvd. West, Suite 400 must vacate the property if the mort- Bloomington, Minnesota 55431 gage is no reinstated under section (952) 835-7000 580.30 or the property redeemed under ( D i a m o n d P a t h R a n c h / C r o s b y / section 580.23." If the statute applies, 12-7-098D) the time to vacate the proprty is 11:59 3216634 11/15-12/20/12 p.m. on 07/04/2013, or the next business day if 07/04/2013 falls on a Saturday, Sunday or legal holiday. NOTICE OF MORTGAGE MORTGAGOR(S) RELEASED FROM FORECLOSURE SALE FINANCIAL OBLIGATION ON MORTTHE RIGHT TO VERIFICATION GAGE: None THE TIME ALLOWED BY LAW FOR OF THE DEBT AND IDENTITY OF REDEMPTION BY THE MORTGAGOR, THE ORIGINAL CREDITOR WITHIN THE MORTGAGOR'S PERSONAL REP- THE TIME PROVIDED BY LAW IS RESENTATIVES OR ASSIGNS, MAY BE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in conditions of MINNESOTA STATUTES, SECTION the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED 2005 MORTGAGOR: G r e g L o c k y e r , a n d PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS Melissa Lockyer, husband and wife. MORTGAGEE: Mortgage Electronic THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRO- Registration Systems, Inc. DATE AND PLACE OF RECORDING: DUCTION, AND ARE ABANDONED. Recorded September 16, 2005 Dated: 11/22/2012 Dakota County Recorder, Document U.S. Bank National No. 2361335. Association ND, Mortgagee/ ASSIGNMENTS OF MORTGAGE: Mortgage Assignee Assigned to: Green Tree Servicing LLC Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, . TRANSACTION AGENT: Mortgage Attorneys for Mortgagee/Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTAssignee 531 Commercial Street, P.O. Box 2363, GAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0005734774-8 Waterloo, IA 50701 LENDER OR BROKER AND MORTTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO G A G E O R I G I N A T O R S T A T E D O N COLLECT A DEBT. ANY INFORMA- MORTGAGE: America's Wholesale TION OBTAINED WILL BE USED FOR Lender RESIDENTIAL MORTGAGE SERTHAT PURPOSE. 3220277 11/22-12/27/12

PUBLIC NOTICE

��

�� vacated �� be vacated, and subject or to �� to mineral rights reserved by the �� RESIDENTIAL MORTGAGE SER VICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 612 11th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.22501.03.090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,529.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 08, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 08, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005787 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3211303 11/8-12/13/12

PUBLIC NOTICE

state of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,819.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 28, 2013 _, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004702 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210976 11/8-12/13/12

PUBLIC NOTICE

more or less, to the West line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section; thence South along the West line of said Southeast Quarter of the Northeast Quarter (SE 1/4 NE of 1/4) of said section to the Southwest (SW) corner of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 of NE 1/4) of said Section Eighteen (18); thence East along the South line of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 NE 1/4) of said Section to the point of beginning, according to the Government Survey thereof; EXCEPTING THEREFROM, the West three (3) acres thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,822.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 23, 2012 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37 - 12-005991 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210954 11/8-12/13/12

LOT ONE (1) AND THE NORTH ONE-HALF OF LOT TWO (N 1/2 LOT 2) BLOCK TWO (2), STEIN’S ADDITION TO SOUTH ST. PAUL, ACCORDING TO THE PLAT THER EOF ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS IN AND FOR DAKOTA COUNTY, MINNESOTA. PARCEL 2: SOUTH ONE-HALF OF LOT TWO, BLOCK TWO, AND ALL OF LOT 3, BLOCK 2, STEIN’S ADDITION, DAKOTA COUNTY, MINNESOTA. ABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 1015 3RD ST N; SOUTH ST. PAUL, MN 55075. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,099.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 2, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 2, 2014, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 22, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003474 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3211023 11/8-12/13/12

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Lot 8 in Block 7 of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,259.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 30, 2012 Deutsche Bank Trust Company Americas, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-003465 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3210922 11/8-12/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 11, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,850.00 MORTGAGOR(S): Carrie A. Stengel, an unmarried woman MORTGAGEE: Cendant Mortgage Corporation D/B/A Burnet Home Loans DATE AND PLACE OF RECORDING: Recorded: August 14, 2003 Dakota County Recorder Document Number: 2095059 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 08, 2008 Recorded: August 05, 2008 Dakota County Recorder Document Number: 2606796 And assigned to: Nationstar Mortgage LLC Dated: October 09, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000243252354 Lender or Broker: Cendant Mortgage Corporation D/B/A Burnet Home Loans Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 121 MacArthur St W, South Saint Paul, MN 55075-3432 Tax Parcel ID Number: 36-83300-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,225.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM

ber 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026349F01 3216405 11/15-12/20/12

PUBLIC NOTICE

��

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3089 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217830 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,900.00 MORTGAGOR(S): Marlys R Mohs and Thomas E Mohs, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Brier Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001975-0000024684-3 SERVICER: Specialized Loan Servicing, LLC LENDER: Brier Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 20, 2005, as Document No. 2372560. ASSIGNED TO: U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2005-18ALT Asset-Backed Certificates, Series 2005-18ALT Dated: January 28, 2011 , and recorded February 25, 2011 by Document No. 2788006 . LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 1, Wood Park Plat 15, Dakota County, Minnesota PROPERTY ADDRESS: 1014 Aston Circle, Burnsville, MN 55337 PROPERTY I.D: 02-84814-01-240 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-One Thousand Thirty-Three and 24/100 ($151,033.24) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 3, 2013 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 3, 2013, or the next business day if July 3, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 U.S. Bank National Association, as Trustee for Terwin Mortgage

Trustee for Terwin Mortgage Trust 2005-18ALT Asset-Backed Certificates, Series 2005-18ALT Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00861-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4326087 11/15/2012, 11/22/2012, 11/29/2012, 12/06/2012, 12/13/2012, 12/20/2012 3124229 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGOR: Bradley J. Goette and Debra J. Goette, husband and wife. MORTGAGEE:PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage, a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded April 7, 2006 Dakota County Recorder, Document No. 2418838. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage, a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 445 South 10th Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-20200-02-190 LEGAL DESCRIPTION OF PROPERTY: All of Lot 19 and the N 20 feet of Lot 18, Block 2, Devine, Kaldunski and Spettel's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $135,707.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-003397 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224313 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2004 MORTGAGOR: Thomas J. Cardenas and Marie-Anne Cardenas, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2004 Dakota County Recorder, Document No. 2271945. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000515382 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1258 Dunberry Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 101710401050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Ches Mar Fifth Addition, according to the map or plat thereof on file of record in the Office of the County Recorder in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,823.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006111 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3221143 11/22-12/27/12

PUBLIC NOTICE

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 1, 2007 Dakota County Recorder, Document No. 2534647. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001400278 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 19747 Escort Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141660010604 LEGAL DESCRIPTION OF PROPERTY: Unit No. 604, Common Interest Community Number 520, a Condominium, Charleswood Crossing, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,881.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,916.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 8, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 2, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006192 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217726 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,495.00 MORTGAGOR(S): Benjamin X Gores and Erica K Gores, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for CTX Mortgage Company, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: June 23, 2005 Dakota County Recorder Document Number: 2333571 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 05, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015901074383142 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

��

�� will be sold property COUNTY IN WHICH �� PROPERTY�� IS above described LOCATED: Dakota by the Sheriff of said county as folProperty Address: 13819 Atwood lows: DATE AND TIME OF SALE: DecemAve, Rosemount, MN 55068-3692 T a x P a r c e l I D N u m b e r : ber 28, 2012 at 10:00 AM 34-48300-19-604 PLACE OF SALE: Dakota County L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 HighE R T Y : U n i t N o . 1 6 0 4 , M e a d o w s o f way 55, Lobby S-100, Hastings, MinneBloomfield, Common Interest Commu- sota nity Number 470, Dakota County, Min- to pay the debt secured by said mortnesota gage and taxes, if any, on said preAMOUNT DUE AND CLAIMED TO BE mises and the costs and disburseD U E A S O F D A T E O F N O T I C E : ments, including attorney fees allowed $157,292.48 by law, subject to redemption within THAT all pre-foreclosure require- six (6) months from the date of said ments have been complied with; that sale by the mortgagor(s), their perno action or proceeding has been insti- sonal representatives or assigns. tuted at law or otherwise to recover the If the Mortgage is not reinstated debt secured by said mortgage, or any under Minn. Stat. §580.30 or the proppart thereof; erty is not redeemed under Minn. Stat. PURSUANT to the power of sale con- §580.23, the Mortgagor must vacate t a i n e d i n s a i d m o r t g a g e , t h e the property on or before 11:59 p.m. on above-described property will be sold June 28, 2013, or the next business by the Sheriff of said county as fol- day if June 28, 2013 falls on a Saturlows: day, Sunday or legal holiday. DATE AND TIME OF SALE: DecemMortgagor(s) released from financial ber 28, 2012 at 10:00 AM obligation: NONE PLACE OF SALE: Dakota County THIS COMMUNICATION IS FROM Law Enforcement Center, 1580 High- A DEBT COLLECTOR ATTEMPTway 55, Lobby S-100, Hastings, Minne- ING TO COLLECT A DEBT. ANY sota INFORMATION OBTAINED WILL BE to pay the debt secured by said mort- USED FOR THAT PURPOSE. gage and taxes, if any, on said preTHE RIGHT TO VERIFICATION OF mises and the costs and disburse- THE DEBT AND IDENTITY OF THE ments, including attorney fees allowed ORIGINAL CREDITOR WITHIN THE by law, subject to redemption within T I M E P R O V I D E D B Y L A W I S N O T six (6) months from the date of said AFFECTED BY THIS ACTION. sale by the mortgagor(s), their perTHE TIME ALLOWED BY LAW FOR sonal representatives or assigns. REDEMPTION BY THE MORTGAGOR, If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION June 28, 2013, or the next business 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day if June 28, 2013 falls on a Satur- OTHER THINGS, THAT THE MORTday, Sunday or legal holiday. GAGED PREMISES ARE IMPROVED Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF obligation: NONE LESS THAN FIVE UNITS, ARE NOT THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ING TO COLLECT A DEBT. ANY ASSIGNEE OF MORTGAGEE: INFORMATION OBTAINED WILL BE Bank of America, N.A., successor USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF by merger of BAC Home Loans THE DEBT AND IDENTITY OF THE Servicing, LP FKA Countrywide ORIGINAL CREDITOR WITHIN THE Home Loans Servicing, LP T I M E P R O V I D E D B Y L A W I S N O T Wilford, Geske & Cook P.A. AFFECTED BY THIS ACTION. Attorneys for Assignee of Mortgagee THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 024531F02 11/15-12/20/12 REDUCED TO FIVE WEEKS IF A JUDI- 3123766 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF ASSESSMENT LIEN OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF THIS COMMUNICATION IS FROM A C OLLECTOR. THIS IS AN D E B T LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL PRODUCTION, AND ARE ABANDONED. BE USED FOR THAT PURPOSE DATED: November 15, 2012 NOTICE IS HEREBY GIVEN that ASSIGNEE OF MORTGAGEE: default has been made in the terms Nationstar Mortgage LLC and conditions of the Declaration of Wilford, Geske & Cook P.A. Johnny Cake Ridge Townhome AssoAttorneys for Assignee of Mortgagee ciation, Inc., (hereinafter the “Declara8425 Seasons Parkway, Suite 105 tion”) recorded in the office of the RegWoodbury, MN 55125-4393 istrar of Titles of Dakota County, (651) 209-3300 Minnesota as Document No. 483550, File Number: 026058F01 3212345 11/15-12/20/12 which covers the following property: Legal Description: Lot One (1), Block Eight (8) in Johnny Cake Ridge Third Addition, according to the recorded plat thereof, CertifiNOTICE OF MORTGAGE cate of Title No. 147684 FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Property Address: 4621 Penkwe default has occurred in the conditions Way, Eagan, Minnesota 55122 of the following described mortgage: PID: 10-39802-08-010 DATE OF MORTGAGE: May 10, 2007 THAT pursuant to said Declaration, ORIGINAL PRINCIPAL AMOUNT OF there is claimed to be due and owing MORTGAGE: $202,101.00 as of October 31, 2012, from Rachel MORTGAGOR(S): Isarel Bonfil, a Ann Schaffer, title holder, to Johnny single man and Juana M. Guzman, a Cake Ridge Townhome Association, single woman Inc., a Minnesota non-profit corporaMORTGAGEE: Mortgage Electronic tion, the amount of $3,254.40, for Registration Systems, Inc., solely as assessments, late fees and collection nominee for Prime Mortgage costs, plus additional assessments and Corporation, its successors and other amounts that may have accrued assigns since the date of this notice, including DATE AND PLACE OF REGISTER- the costs of collection and foreclosure; ING: THAT prior to the commencement of Registered: June 04, 2007 Dakota this foreclosure proceeding, Lienor County Registrar of Titles complied with all notice requirements Document Number: 611767 as required by statute; that no action ASSIGNMENTS OF MORTGAGE: or proceeding has been instituted at And assigned to: BAC Home Loans law or otherwise to recover the debt Servicing, LP FKA Countrywide Home s e c u r e d b y s a i d l i e n , o r a n y p a r t Loans Servicing, LP thereof; Dated: May 17, 2011 THAT the owner has not been Registered: August 02, 2011 Dakota released from her financial obligation County Registrar of Titles to pay said amount; Document Number: T682481 THAT pursuant to Minn. Stat. Transaction Agent: Mortgage Elec- §515B.3-116, said debt creates a lien tronic Registration Systems, Inc. upon said premises in favor of Johnny Transaction Agent Mortgage Identifi- Cake Ridge Townhome Association, cation Number: 100103210000189703 Inc., as evidenced by a lien statement Lender or Broker: Prime Mortgage recorded on September 4, 2012, in the Corporation office of the Dakota County Registrar Residential Mortgage Servicer: Bank of Titles as Document No. T702083; of America, N.A. THAT pursuant to the power of sale Mortgage Originator: Not Applicable granted by the owners in taking title to CERTIFICATE OF TITLE NUMBER: the premises subject to said Declara135667 tion, said lien will be foreclosed by the COUNTY IN WHICH PROPERTY IS sale of said property by the sheriff of LOCATED: Dakota said County at the Dakota County Property Address: 3968 72nd St E, Sheriff=s Office, 1580 Highway 55, in Inver Grove Heights, MN 55076-2640 the City of Hastings, County of Dakota, T a x P a r c e l I D N u m b e r : Minnesota on January 10, 2013, at 10 20.71150.06.020 a.m., at public auction to the highest L E G A L D E S C R I P T I O N O F P R O P - bidder, for cash, to pay the amount ERTY: Lot Two (2), Block Six (6), of t h e n d u e f o r s a i d a s s e s s m e n t s , South Grove, Dakota County, Minne- together with the costs of foreclosure, sota including attorney’s fees as allowed by AMOUNT DUE AND CLAIMED TO BE l a w . T h e t i m e a l l o w e d b y l a w f o r D U E A S O F D A T E O F N O T I C E : redemption by the unit owners, their $258,839.26 personal representatives or assigns is THAT all pre-foreclosure require- six (6) months from the date of said ments have been complied with; that sale. no action or proceeding has been instiDATE TO VACATE PROPERTY: The tuted at law or otherwise to recover the date on or before which the owner debt secured by said mortgage, or any must vacate the property if the account part thereof; that this is registered is not brought current or the property property; redeemed under Minn. Stat. §580.23 is PURSUANT to the power of sale con- July 10, 2013. If the foregoing date is tained in said mortgage, the above-described property will be sold ��

PUBLIC NOTICE

�� TION OBTAINED WILL BE USED FOR THAT PURPOSE. �� July 10, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. JOHNNY CAKE RIDGE TOWNHOME ASSOCIATION, INC., Lienor Dated: November 7, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR JOHNNY CAKE RIDGE TOWNHOME ASSOCIATION, INC. 3216951 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 1, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Bluff Townhome Condominium Association, Inc. (hereinafter the "Association") which was recorded as Document No. 1907615, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 86, CIC No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota STREET ADDRESS: 1659 River Bluff Court, Eagan, MN 55121 T A X P A R C E L I D N O . 10-41300-05-086 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 1, 2012 to the Association, a Minnesota non-profit corporation, from Christina Parrott, title holder under Contract for Deed, to the Association, a Minnesota non-profit corporation, the amount of $5,010.16 (amount due since December 2, 2011, after the Contract for Deed was recorded) and $6,059.00 left unpaid by the Contract for Deed Vendors, Isaac and Elizabeth Obi) prior to the conveyance, leaving the total of $11,069.16 for unpaid association dues, late fees, fines, attorneys' fees and costs, plus any other such amounts that will accrue after November 1, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The current Contract for Deed Vendors and Vendee have not been released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on April 19, 2012, as Document No. 2863068 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 3rd day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 3, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR

CEDAR BLUFF TOWNHOME CONDOMINIUM ASSOCIATION, INC. Attorneys for Cedar Bluff Townhome Condominium Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Bluff/ Parrott/ 11-7-611D) 3216563 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,600.00 MORTGAGOR(S): Tomas F. Visperas, a single person, Leon F. Visperas, a single person, and Victoria Aviles, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for DECISION ONE MORTGAGE COMPANY, LLC DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota County Recorder Document Number: 2439998 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 6 - O C 7 , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Dated: May 18, 2009 Recorded: June 16, 2009 Dakota County Recorder Document Number: 2664606 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910006302844 Lender or Broker: DECISION ONE MORTGAGE COMPANY, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 524 Fromme Ct, Eagan, MN 55123-3953 Tax Parcel ID Number: 10.18402.02.050 LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 2, COVENTRY PASS 3RD ADDITION AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,809.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-OC7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024950F01 3216886 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Shirley M. Bailey, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 09, 2005 Dakota County Recorder Document Number: 2379547 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 25, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001310-2250086590-6 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6693 168th St W, Rosemount, MN 55068-1829 Tax Parcel ID Number: 22-21174-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Donnays Valley Park 5th, according to the recorded plat thereof Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,202.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025140F02 3226497 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,750.00 MORTGAGOR(S): Rhonda A. Arnold, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.), its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 29, 2007 Dakota County Recorder Document Number: 2492266 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 05, 2012 Recorded: September 17, 2012 Dakota County Recorder Document Number: 2894163

Document Number: 2894163 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604719746754 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6755 Foliage Ct W, Rosemount, MN 55068-1235 Tax Parcel ID Number: 22-51350-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Niakwa Village, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,740.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026334F01 3213142 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $416,000.00 MORTGAGOR(S): James C Griffin Jr. and Kathleen J Griffin, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Universal American Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 11, 2007 Dakota County Registrar of Titles Document Number: 608783 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 18, 2012 Registered: June 04, 2012 Dakota County Registrar of Titles Document Number: T697324 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600099345634 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142297 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13322 Couchtown Ct, Rosemount, MN 55068-4771 Tax Parcel ID Number: 34-25144-02-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Evermoor Glendalough 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $445,353.61 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024397F03 3211856 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,920.00 MORTGAGOR(S): Lawrence J Murtaugh and Cheryl E Murtaugh, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: November 08, 2006 Dakota County Recorder Document Number: 2474384 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 23, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 930 Lyn Way Apt 101, Hastings, MN 55033-2500 Tax Parcel ID Number: 19-81301-03-101 LEGAL DESCRIPTION OF PROPERTY: Unit 101, Condominium No. 93, 930 Dakota Valley Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $99,603.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026076F01 3216416 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 8 , 2005 MORTGAGOR: Paul A. Dunlop and Patricia J. Dunlop, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed December 6, 2005, Dakota County Registrar of Titles, Document No. 580559 on Certificate of Title No. 134420. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC-1. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002137948 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 228 Liberty Place, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.53450.11.050 LEGAL DESCRIPTION OF PROPERTY: Lot five (5) in block eleven (11) of Oak Park Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,383.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

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582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005233 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217713 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/20/2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,000.00 MORTGAGOR(S): Sompasong Chanthavong and Ali Khammanivong, wife and husband, as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 08/02/2006 as Document Number 2450052 the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 02-01300-16-428 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 102, 12850 Nicollet Avenue South, Apartment Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota. ABSTRACT STREET ADDRESS OF PROPERTY: 12850 Nicollet Avenue South, Apt 102, Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $125,544.03 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 12/28/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/28/2013, or the next business day if 06/28/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/15/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3218382 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Lakeville's Lake Place Homeowners Association, (hereinafter the “Declaration”) recorded in the office of the County Recorder of Dakota County, Minnesota as Document No. 1914328, which covers the following property: Legal Description: Unit No. 64, CIC No. 330, Lake Place, a condominium, located in Dakota County, Minnesota Property Address: 17047 Eaglview Drive, Farmington, Minnesota 55024 PID: 22-44075-15-064 THAT pursuant to said Declaration, there is claimed to be due and owing as of October 31, 2012, from George Jergerian and Ida Jergerian, title holders, to Lakeville's Lake Place Homeowners Association, a Minnesota non-profit corporation, the amount of $16,355.30, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Lakeville's Lake Place Homeowners Association, as evidenced by a lien statement recorded on December 12, 2011, in the office of the Dakota County Recorder as Document No. 2835921; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 10, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. § 580.23 is July 10, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, Lienor Dated: November 7, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION 3220330 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Bluff Townhome Condominium Association, Inc. (hereinafter the "Association") which was recorded as Document No. 8780487, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit 119, CIC No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota STREET ADDRESS: 3315 River Bluff Drive, Eagan, MN 55121 T A X P A R C E L I D N O . 10-41300-05-119 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 25, 2012, from Petite Powell, title holder under a contract for deed, to the Association, a Minnesota non-profit corporation, the

sota non profit corporation, the a m o u n t o f $4,513.94 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after October 25, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 12, 2012, as Document No. 2893176 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 3rd day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 3, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR BLUFF TOWNHOME CONDOMINIUM ASSOCIATION, INC Attorneys for Cedar Bluff Townhome Condominium Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Bluff /Powell/ 12-7-349D) 3216535 11/15-12/20/12

PUBLIC NOTICE

DATE AND TIME OF SALE: 12/28/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 06/28/2013, or the next business day if 06/28/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/15/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3218393 11/15-12/20/12

PUBLIC NOTICE

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�� MN Stat. §580.07. THE �� TIME ALLOWED BY LAW FOR TIME AND DATE TO VACATE PROP- REDEMPTION BY THE MORTGAGOR, E R T Y : I f t h e r e a l e s t a t e i s a n THE MORTGAGOR'S PERSONAL REPowner-occupied, single-family dwell- RESENTATIVES OR ASSIGNS, MAY BE ing, unless otherwise provided by law, REDUCED TO FIVE WEEKS IF A JUDIthe date on or before which the mort- CIAL ORDER IS ENTERED UNDER gagor(s) must vacate the property if the MINNESOTA STATUTES, SECTION mortgage is not reinstated under sec- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tion 580.30 or the property is not OTHER THINGS, THAT THE MORTredeemed under section 580.23 is GAGED PREMISES ARE IMPROVED 11:59 p.m. on July 10, 2013, unless WITH A RESIDENTIAL DWELLING OF that date falls on a weekend or legal LESS THAN FIVE UNITS, ARE NOT holiday, in which case it is the next PROPERTY USED IN AGRICULTURAL weekday, and unless the redemption PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 period is reduced to 5 weeks under MN ASSIGNEE OF MORTGAGEE: Stat. Secs. 580.07 or 582.032. Deutsche Bank National Trust MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTCompany, as Trustee for Argent GAGE: None Securities Inc., Asset-Backed "THE TIME ALLOWED BY LAW FOR Pass-Through Certificates, Series REDEMPTION BY THE MORTGAGOR, 2006-M2 THE MORTGAGOR'S PERSONAL REP- Wilford, Geske & Cook P.A. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 8425 Seasons Parkway, Suite 105 CIAL ORDER IS ENTERED UNDER Woodbury, MN 55125-4393 MINNESOTA STATUTES, SECTION (651) 209-3300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G File Number: 025845F01 11/15-12/20/12 OTHER THINGS, THAT THE MORT- 3211994 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: October 30, 2012 THE ORIGINAL CREDITOR WITHIN U.S. Bank National Association TIME PROVIDED BY LAW IS THE Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: J a n u a r y 1 2 , Minneapolis, MN 55416 2006 (952) 925-6888 MORTGAGOR: Bernard Blazek and 12-006121 FC THIS IS A COMMUNICATION FROM Susan Blazek, husband and wife. MORTGAGEE: A r g e n t M o r t g a g e A DEBT COLLECTOR. 3218253 11/15-12/20/12 Company, LLC. DATE AND PLACE OF RECORDING: Recorded February 13, 2006 Dakota County Recorder, Document No. 2405574. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Assigned to: Deutsche Bank National default has occurred in the conditions Trust Company, as Trustee for Argent of the following described mortgage: Securities Inc., Asset-Backed DATE OF MORTGAGE: June 23, 2006 Pass-Through Certificates, Series ORIGINAL PRINCIPAL AMOUNT OF 2006-W5. MORTGAGE: $229,500.00 TRANSACTION AGENT: NONE MORTGAGOR(S): Stacey L. Nelson TRANSACTION AGENT'S MORTand Scott M. Nelson, wife and husband GAGE IDENTIFICATION NUMBER ON M O R T G A G E E : A r g e n t M o r t g a g e MORTGAGE: NONE Company, LLC LENDER OR BROKER AND MORTDATE AND PLACE OF REGISTER- G A G E O R I G I N A T O R S T A T E D O N ING: MORTGAGE: Argent Mortgage ComRegistered: July 21, 2006 Dakota pany, LLC County Registrar of Titles RESIDENTIAL MORTGAGE SERDocument Number: 594379 VICER: Homeward Residential, Inc. ASSIGNMENTS OF MORTGAGE: MORTGAGED PROPERTY ADDRESS: And assigned to: Deutsche Bank 107 21st Street West, Hastings, MN National Trust Company, as Trustee 55033 for Argent Securities Inc., T A X P A R C E L I . D . # : Asset-Backed Pass-Through Certifi- 19-03700-10-015 cates, Series 2006-M2 LEGAL DESCRIPTION OF PROPDated: January 27, 2009 ERTY: Registered: March 04, 2009 Dakota That part of Lot 10, Auditor's SubdiCounty Registrar of Titles vision No. 9, lying Northerly of Document Number: T640102 County Road No. 47 except the West Transaction Agent: Not Applicable 82 feet thereof Transaction Agent Mortgage IdentifiCOUNTY IN WHICH PROPERTY IS cation Number: Not Applicable LOCATED: Dakota Lender or Broker: Argent Mortgage ORIGINAL PRINCIPAL AMOUNT OF Company, LLC MORTGAGE: $136,000.00 Residential Mortgage Servicer: AMOUNT DUE AND CLAIMED TO BE Homeward Residential, Inc. DUE AS OF DATE OF NOTICE, INCLUDMortgage Originator: Not Applicable ING TAXES, IF ANY, PAID BY MORTCERTIFICATE OF TITLE NUMBER: GAGEE: $204,147.81 140334 That prior to the commencement of COUNTY IN WHICH PROPERTY IS this mortgage foreclosure proceeding LOCATED: Dakota Mortgagee/Assignee of Mortgagee comProperty Address: 158 Juniper Ln, plied with all notice requirements as Apple Valley, MN 55124-9311 required by statute; That no action or T a x P a r c e l I D N u m b e r : proceeding has been instituted at law 01-11702-10-130 or otherwise to recover the debt L E G A L D E S C R I P T I O N O F P R O P - secured by said mortgage, or any part ERTY: Lot 13, Block 10, Apple Valley thereof; Third Addition, according to the plat PURSUANT to the power of sale conthereof on file and of record in the tained in said mortgage, the above office of the Registrar of Titles in and described property will be sold by the for Dakota County, Minnesota. Sheriff of said county as follows: AMOUNT DUE AND CLAIMED TO BE DATE AND TIME OF SALE: January D U E A S O F D A T E O F N O T I C E : 17, 2013 at 10:00 AM $243,976.42 PLACE OF SALE:Sheriff's Office, Law THAT all pre-foreclosure require- Enforcement Center, 1580 Hwy 55, ments have been complied with; that Lobby #S-100, Hastings, MN no action or proceeding has been insti- to pay the debt then secured by said tuted at law or otherwise to recover the Mortgage, and taxes, if any, on said debt secured by said mortgage, or any premises, and the costs and disbursepart thereof; that this is registered m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s property; allowed by law subject to redemption PURSUANT to the power of sale con- within six (6) months from the date of t a i n e d i n s a i d m o r t g a g e , t h e said sale by the mortgagor(s), their above-described property will be sold personal representatives or assigns by the Sheriff of said county as fol- unless reduced to Five (5) weeks under lows: MN Stat. §580.07. DATE AND TIME OF SALE: DecemTIME AND DATE TO VACATE PROPber 28, 2012 at 10:00 AM ERTY: If the real estate is an PLACE OF SALE: Dakota County owner-occupied, single-family dwellLaw Enforcement Center, 1580 High- ing, unless otherwise provided by law, way 55, Lobby S-100, Hastings, Minne- the date on or before which the mortsota gagor(s) must vacate the property if the to pay the debt secured by said mortmortgage is not reinstated under secgage and taxes, if any, on said pre- tion 580.30 or the property is not mises and the costs and disburse- redeemed under section 580.23 is ments, including attorney fees allowed 11:59 p.m. on July 17, 2013 unless by law, subject to redemption within that date falls on a weekend or legal six (6) months from the date of said holiday, in which case it is the next sale by the mortgagor(s), their per- weekday, and unless the redemption period is reduced to 5 weeks under MN sonal representatives or assigns. If the Mortgage is not reinstated Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. FINANCIAL OBLIGATION ON MORT§580.23, the Mortgagor must vacate GAGE: None "THE TIME ALLOWED BY LAW FOR the property on or before 11:59 p.m. on June 28, 2013, or the next business REDEMPTION BY THE MORTGAGOR, day if June 28, 2013 falls on a Satur- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE day, Sunday or legal holiday. Mortgagor(s) released from financial REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER obligation: NONE THIS COMMUNICATION IS FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR ATTEMPT- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ING TO COLLECT A DEBT. ANY OTHER THINGS, THAT THE MORTINFORMATION OBTAINED WILL BE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT THE DEBT AND IDENTITY OF THE PROPERTY USED IN AGRICULTURAL ORIGINAL CREDITOR WITHIN THE P R O D U C T I O N , A N D A R E T I M E P R O V I D E D B Y L A W I S N O T ABANDONED." AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ��

PUBLIC NOTICE

�� ABANDONED. Dated: November 8, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40 - 12-004732 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223757 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2002 MORTGAGOR: Brent W. Zeller and Kendra K. Zeller, husband and wife. MORTGAGEE:W a s h i n g t o n M u t u a l Bank, FA. DATE AND PLACE OF RECORDING: Recorded January 22, 2003 Dakota County Recorder, Document No. 1987768. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR WAMU MORTGAGE PASS THROUGH CERTIFICATES SERIES 2002-AR19. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20634 Jutland Place, Lakeville, MN 55044 TAX PARCEL I.D. #: 224420202060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Lakeview Estates 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$352,994.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ____July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-3910 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3221182 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2007 MORTGAGOR: Ryan M Christensen, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 21, 2007 Dakota County Recorder, Document No. 2525505. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0008006413-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 5311 206th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.48703.05.123 LEGAL DESCRIPTION OF PROPERTY: Unit No. 123, CIC NO. 319, a Condominium, Middle Creek Condominium, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,165.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006101 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217077 11/15-12/20/12

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded September 20, 2007 Dakota County Recorder, Document No. 2545234. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0002505768-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1465 Pringle Court, Hastings, M N 55033 T A X P A R C E L I . D . # : 19-19601-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Dakota View Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,319.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-003507 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3217117 11/15-12/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: February 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,000.00 MORTGAGOR(S): Gordon W. Meade and Jill M. Meade, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 13, 2007 Dakota County Recorder Document Number: 2502232 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee for American Home Mortgage Investment Trust 2007-1 Dated: September 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200015985209 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15785 Cardinal

Property Address: 15785 Cardinal Cir, Rosemount, MN 55068-6613 Tax Parcel ID Number: 346767501080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Shannon Pond East Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $392,433.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee for American Home Mortgage Investment Trust 2007-1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025981F01 3213171 11/15-12/20/12

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-006248 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3224094 11/22-12/27/12

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-003637 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223799 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,600.00 MORTGAGOR(S): Roger W. Thompson and Lori J. Thompson, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: July 21, 2005 Dakota County Recorder Document Number: 2342771 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: February 06, 2006 Dakota County Recorder Document Number: 2403531 And assigned to: PNC Bank, National Association Dated: August 05, 2011 Recorded: August 29, 2011 Dakota County Recorder Document Number: 2816631 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1005 Trillium Ct, Eagan, MN 55123-3991 Tax Parcel ID Number: 10-45094-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven, Block One, Lexington Pointe Tenth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,925.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2013, or the next business day if July 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

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TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 22, 2012 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F03 3219562 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 7, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants, Conditions and Restrictions for Rosewood Village East Homeowners Association (hereinafter the "Association") which was recorded as Document No. 2283509, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot 23, Block 2, Rosewood Village Second Addition, Common Interest Community No. 486, Dakota County, Minnesota STREET ADDRESS: 14545 Blackberry Way, Rosemount, MN 55068 T A X P A R C E L I D N O . 34-65201-02-230 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 7, 2012, from Jeremy N. Saal and Kathleen E. Kerans, title holders, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,777.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after November 7, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 26, 2012, as Document No. 2882886 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 11th day of January, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 11, 2013 if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rosewood Village East Homeowners Association Attorneys for Rosewood Village East Homeowners Association THOMSEN & NYBECK, P.A. ______________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Rosewood Village East/ Saal-Kerans/12-7-248D) 3221448 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 02, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,005.00 MORTGAGOR(S): Mark Jenkins and Carrie Jenkins, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Marketplace Home Mortgage, LLC, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 24, 2010 Dakota County Recorder Document Number: 2715913 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 19, 2012 Recorded: September 28, 2012 Dakota County Recorder Document Number: 2897856 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002491-2000030731-9 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4565 Cinnamon Ridge Trl, Eagan, MN 55122-3308 Tax Parcel ID Number: 10-17400-02-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Cinnamon Ridge, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,322.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 05, 2013, or the next business day if July 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 22, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026289F01 3219445 11/22-12/27/12

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19338 Ellington Trail, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.45350.01.470 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Limerock Ridge, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,114.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005679 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223888 11/22-12/27/12

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $450,438.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 10, 2013___, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004417 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223909 11/22-12/27/12

PUBLIC NOTICE

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�� Lobby #S-100, Hastings,�� MN complied with all notice requirements to pay the debt then secured by said as required by statute; That no action Mortgage, and taxes, if any, on said or proceeding has been instituted at premises, and the costs and disburse- law or otherwise to recover the debt m e n t s , i n c l u d i n g secured by said mortgage, or any part at9-12-006086torneys' fees allowed by thereof; law subject to redemption within six PURSUANT to the power of sale (6) months from the date of said sale contained in said mortgage, the above by the mortgagor(s), their personal described property will be sold by the representatives or assigns unless Sheriff of said county as follows: reduced to Five (5) weeks under MN DATE AND TIME OF SALE: January Stat. §580.07. 18, 2013 at 10:00 AM TIME AND DATE TO VACATE PROPPLACE OF SALE:Sheriff's Office, Law E R T Y : I f t h e r e a l e s t a t e i s a n Enforcement Center, 1580 Hwy 55, owner-occupied, single-family dwell- Lobby #S-100, Hastings, MN ing, unless otherwise provided by law, to pay the debt then secured by said the date on or before which the mort- Mortgage, and taxes, if any, on said gagor(s) must vacate the property if the p r e m i s e s , a n d t h e c o s t s a n d mortgage is not reinstated under sec- disbursements, including attorneys' tion 580.30 or the property is not f e e s a l l o w e d b y l a w s u b j e c t t o redeemed under section 580.23 is redemption within six (6) months from 11:59 p.m. on July 17, 2013, unless t h e d a t e o f s a i d s a l e b y t h e that date falls on a weekend or legal mortgagor(s), their personal represenholiday, in which case it is the next tatives or assigns unless reduced to weekday, and unless the redemption Five (5) weeks under MN Stat. §580.07. period is reduced to 5 weeks under MN TIME AND DATE TO VACATE Stat. Secs. 580.07 or 582.032. PROPERTY: If the real estate is an MORTGAGOR(S) RELEASED FROM o w n e r - o c c u p i e d , s i n g l e - f a m i l y FINANCIAL OBLIGATION ON MORT- dwelling, unless otherwise provided by law, the date on or before which the GAGE: None "THE TIME ALLOWED BY LAW FOR mortgagor(s) must vacate the property REDEMPTION BY THE MORTGAGOR, if the mortgage is not reinstated under THE MORTGAGOR'S PERSONAL REP- section 580.30 or the property is not RESENTATIVES OR ASSIGNS, MAY BE redeemed under section 580.23 is REDUCED TO FIVE WEEKS IF A JUDI- 11:59 p.m. on July 18, 2013, unless CIAL ORDER IS ENTERED UNDER that date falls on a weekend or legal MINNESOTA STATUTES, SECTION holiday, in which case it is the next 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G weekday, and unless the redemption OTHER THINGS, THAT THE MORT- period is reduced to 5 weeks under MN GAGED PREMISES ARE IMPROVED Stat. Secs. 580.07 or 582.032. WITH A RESIDENTIAL DWELLING OF MORTGAGOR(S) RELEASED FROM LESS THAN FIVE UNITS, ARE NOT FINANCIAL OBLIGATION ON MORTPROPERTY USED IN AGRICULTURAL GAGE: None "THE TIME ALLOWED BY LAW FOR P R O D U C T I O N , A N D A R E ABANDONED." REDEMPTION BY THE MORTGAGOR, Dated: November 14, 2012 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, Thrivent Financial Bank Mortgagee/Assignee of Mortgagee MAY BE REDUCED TO FIVE WEEKS IF USSET, WEINGARDEN AND LIEBO, P.L.L.P. A J U D I C I A L O R D E R I S E N T E R E D Attorneys for Mortgagee/Assignee of U N D E R M I N N E S O T A S T A T U T E S , Mortgagee SECTION 582.032, DETERMINING, 4500 Park Glen Road #300 AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE Minneapolis, MN 55416 IMPROVED WITH A RESIDENTIAL (952) 925-6888 DWELLING OF LESS THAN FIVE 9 - 12-006086 FC THIS IS A COMMUNICATION FROM UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND A DEBT COLLECTOR. 3223999 11/22-12/27/12 ARE ABANDONED." Dated: November 13, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee NOTICE OF MORTGAGE USSET, WEINGARDEN AND LIEBO, P.L.L.P. FORECLOSURE SALE Attorneys for Mortgagee/Assignee of THE RIGHT TO VERIFICATION Mortgagee OF THE DEBT AND IDENTITY OF 4500 Park Glen Road #300 THE ORIGINAL CREDITOR WITHIN Minneapolis, MN 55416 THE TIME PROVIDED BY LAW IS (952) 925-6888 NOT AFFECTED BY THIS ACTION. 19 - 19-3641 NOTICE IS HEREBY GIVEN, that THIS IS A COMMUNICATION FROM default has occurred in conditions of A DEBT COLLECTOR. the following described mortgage: 3230370 11/29/12-1/3/13 DATE OF MORTGAGE: O c t o b e r 4 , 2001 MORTGAGOR: James B. Howe and NOTICE OF MORTGAGE Lisa M. Howe, husband and wife. FORECLOSURE SALE MORTGAGEE: TCF Mortgage CorpoNOTICE IS HEREBY GIVEN that ration. DATE AND PLACE OF RECORDING: default has occurred in the conditions F i l e d O c t o b e r 3 0 , 2 0 0 1 , D a k o t a of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 County Registrar of Titles, Document ORIGINAL PRINCIPAL AMOUNT OF No. 451519 on Certificate of Title No. MORTGAGE: $243,916.00 123110. MORTGAGOR(S): Julian M. LipsASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Reg- comb and Danielle L. Lipscomb, Husistration Systems, Inc. And thereafter band and Wife MORTGAGEE: Associated Bank, N.A. assigned to: U.S. Bank National AssoDATE AND PLACE OF RECORDING: ciation. Recorded: July 13, 2006 Dakota Said Mortgage being upon RegisCounty Recorder tered Land. Document Number: 2444943 TRANSACTION AGENT: NONE ASSIGNMENTS OF MORTGAGE: TRANSACTION AGENT'S MORTAnd assigned to: Mortgage ElecGAGE IDENTIFICATION NUMBER ON tronic Registration Systems, Inc. MORTGAGE: NONE Dated: July 17, 2006 LENDER OR BROKER AND MORTRecorded: September 11, 2006 GAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corpora- Dakota County Recorder Document Number: 2459547 tion And assigned to: Countrywide Home RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a Loans Servicing LP Dated: January 13, 2009 division of U.S. Bank National AssociaRecorded: January 20, 2009 Dakota tion MORTGAGED PROPERTY ADDRESS: County Recorder Document Number: 2631428 206 136TH Street West, Burnsville, MN Transaction Agent: Mortgage Elec55337 tronic Registration Systems, Inc. T A X P A R C E L I . D . # : Transaction Agent Mortgage Identifi02-02400-01-010 LEGAL DESCRIPTION OF PROP- cation Number: 100015700070172230 Lender or Broker: Associated Bank, ERTY: The West One Hundred Sixty-eight N.A. Residential Mortgage Servicer: Bank (168) feet of the following tract of of America, N.A. land: Mortgage Originator: Not Applicable Commencing at the Northeast corCOUNTY IN WHICH PROPERTY IS ner of the Northeast quarter (NE 1/4) of Section Twenty-four (24), Town- LOCATED: Dakota Property Address: 1134 Manomin ship One Hundred Fifteen (115), Range Twenty-one (21), thence South Ave, West St Paul, MN 55118-2000 Tax Parcel ID Number: One thousand three hundred nineteen and four-tenths (1319.4) feet, 42-34952-04-270 LEGAL DESCRIPTION OF PROPthence West Eight hundred thirteen and six-tenths (813.6) feet to the ERTY: Lots 26 and 27, Block 4, Icklers center line of the pipe line of the 3rd Addition to South St. Paul, accordNorthern Natural Gas Company for i n g t o t h e r e c o r d e d p l a t t h e r e o f , the point of beginning of land to be Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE described, thence North Three (3) degrees West, Two hundred thirty-six D U E A S O F D A T E O F N O T I C E : and six-tenths (236.6) feet along said $292,827.68 THAT all pre-foreclosure requirecenter line of said pipe line to an iron pipe, thence South Eighty-seven ments have been complied with; that (87) degrees West, Four hundred no action or proceeding has been instisixty-eight (468) feet to an iron pipe, tuted at law or otherwise to recover the thence South Two Hundred ten (210) debt secured by said mortgage, or any feet more or less to the center line of part thereof; PURSUANT to the power of sale conthe Township Road, thence Easterly along said center line of Township t a i n e d i n s a i d m o r t g a g e , t h e Road, Four hundred sixty-eight (468) above-described property will be sold feet more or less to the point of by the Sheriff of said county as follows: beginning. DATE AND TIME OF SALE: May 29, COUNTY IN WHICH PROPERTY IS 2012 at 10:00 AM LOCATED: Dakota PLACE OF SALE: Dakota County ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 HighMORTGAGE: $166,155.00 AMOUNT DUE AND CLAIMED TO BE way 55, Lobby S-100, Hastings, MinneD U E A S O F D A T E O F N O T I C E , sota INCLUDING TAXES, IF ANY, PAID BY t o p a y t h e d e b t s e c u r e d b y s a i d mortgage and taxes, if any, on said MORTGAGEE:$162,721.97 That prior to the commencement of p r e m i s e s a n d t h e c o s t s a n d this mortgage foreclosure proceeding disbursements, including attorney fees Mortgagee/Assignee of Mortgagee complied with all notice requirements ��

PUBLIC NOTICE

�� Lender �� America s Whole or Broker: sale Lender �� disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 29, 2012, or the next business day if November 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 12, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013388F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 29, 2012 at 10:00 AM has been postponed to August 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 24, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 26, 2012 at 10:00 AM has been postponed to December 11, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 20, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013388F02 3227481 11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,200.00 MORTGAGOR(S): Alexander Svirshch and Viktoria Svirshch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 27, 2004 Dakota County Registrar of Titles Document Number: 535497 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-5 Dated: October 28, 2011 Registered: November 10, 2011 Dakota County Registrar of Titles Document Number: T686952 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700035628649 Lender or Broker: America's Whole-

Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131525 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13754 Heywood Ct, Apple Valley, MN 55124-9588 Tax Parcel ID Number: 01-84190-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Common Interest Community No. 321, Wildwood First Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,493.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023999F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to June 28, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 29, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THECERTIFICATE HOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 28, 2012 at 10:00 AM has been postponed to September 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F THECERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 26, 2012 at 10:00 AM has been postponed to October 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE

YORK AS TRUSTEE FOR THE O F B E N E F I T THECERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F THECERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 26, 2012 at 10:00 AM has been postponed to December 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023999F01 3226027 11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 14, 2007 MORTGAGOR: N a t a s h a L . Taylor-Clark and Michael J. Clark, wife and husband . MORTGAGEE: V e r m i l l i o n S t a t e Bank. DATE AND PLACE OF RECORDING: Recorded October 8, 2007 Dakota County Recorder, Document No. 2548958. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Vermillion State Bank RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 1602 4th Street East, Hastings, MN 55033 T A X P A R C E L I . D . # : 19.13300.15.062 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Legal Description Lots 3, 4 and that part of Lot 6 and the vacated alley in Block 15, BARKER’S ADDITION TO HASTINGS, on file and of record in the Office of the County Recorder, Dakota County, Minnesota, and that part of Government Lot 5, Section 27, Township 115, Range 17 described as follows. Commencing at the Northwest corner of the East 7 40 feet of said Lot 3, Block 15, said point being marked by a Judicial Landmark set in Court File No. 19-C1-01-6087; thence South 00 degrees 15 minutes 50 seconds East (assumed bearing) along the West line of the East 7.40 feet of said Lot 3, Block 15 as marked by Judicial Landmarks set in Court File No. 19-C1-01-6087, a distance of 217.49 feet, said point being marked by a Judicial Landmark set in Court File No. 19-C4-05-6478; thence North 89 degrees 08 minutes 47 seconds West 169.11 feet to a point hereinafter known as Point “A”, thence South 21 degrees 20 minutes 32 seconds West 26 feet, more or less, to the shore of the Lake Isabel Outlet Creek and the point of beginning of the land to be described; thence North 21 degrees 20 minutes 32 seconds East to said Point “A”; thence South 89 degrees 08 minutes 47 seconds East 169.11 feet; thence North 00 degrees 15 minutes 50 seconds West 217.49 feet; thence South 89 degrees 45 minutes 01 seconds West, along the north line of said Lots 3 and 4, a distance of 124.16 feet to the northwest corner of said Lot 4, thence South 00 degrees 15 minutes 33 seconds East, along the west line of said Lot 4, a distance of 122 00 feet, thence South 65 degrees 12 minutes 57 seconds West 168 feet, more or less, to the shore of the Lake Isabel Outlet Creek; thence southeasterly,

Outlet Creek; thence southeasterly, along the shore of Lake Isabel Outlet Creek, to the point of beginning. Containing 0.8 acres, more or less. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,628.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 14, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-005698 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3223817 11/22-12/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $334,747.00 MORTGAGOR(S): Chia Vang, a single person and Thor Vang, a single person and GE Vang, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for M&I Marshall & Illsey Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 25, 2008 Dakota County Recorder Document Number: 2609692 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: May 13, 2011 Recorded: July 18, 2011 Dakota County Recorder Document Number: 2810193 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003074-0035328298-1 Lender or Broker: M&I Marshall & Illsey Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9169 Courthouse Blvd Court E, Inver Grove Heights, MN 55077 Tax Parcel ID Number: 20-02100-04-020 LEGAL DESCRIPTION OF PROPERTY: That part of the SW1/4 of the NE1/4 of the South 100 feet of the NW1/4 of NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota lying south of the north one-half of the following described tract of land: Beginning at the northwest corner of said SW1/4 of NE1/4 and running thence South 2 degrees 43 minutes 26 seconds West along the west line thereof a distance of 324.6 feet; thence South 87 degrees 41 minutes 45 seconds East and parallel with the south line of said SW1/4 of NE1/4 a distance of 677.93 feet to the intersection with

of 677.93 feet to the intersection with the following described Line A: Line A: Commencing at the northwest corner of the south 532.00 feet of the east 410.00 of the SW1/4 of NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota; thence easterly along the north line of said south 532.00 feet a distance of 117.11 feet to the point of beginning of the line to be described; thence deflecting 140 degrees 59 minutes 50 seconds left a distance of 371.58 feet; thence deflecting 35 degrees 01 minutes 20 seconds right a distance of 315.42 feet to a point hereinafter referred to as Point A; thence deflecting 18 degrees 48 minutes 20 seconds right, a distance of 217.90 feet and there terminating. Thence northwesterly along said Line A, a distance of 81.98 feet to the aforedescribed Point A; thence northerly along said line A, a distance of 217.90 feet; thence continue northerly, along the northerly production of the last described course of said Line A, a distance of 130.01 feet to the intersection with the north line of the south 100.00 feet of said NW1/4 of the NE1/4; thence 87 degrees 50 minutes 30 seconds West along said north line of the south 100.00 feet a distance of 669.44 feet to the northwest corner of said south 100.00 feet; thence South 2 degrees 43 minutes 26 seconds West along the west line of said south 100.00 feet a distance of 100.00 feet to the point of beginning and there terminating. (The north one-half of said tract being that parcel containing the north one-half of the area of the aforedescribed tract of land with the south line of said north one-half being parallel with the north line of said aforedescribed tract). And lying north of the following described Line B: Line B: Commencing at the southwest corner of the SW1/4 of the NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota; thence North 2 degrees 43 minutes 26 seconds East (assumed bearing) along the west line of said SW1/4 o f t h e N E 1 / 4 a distance o f 992.65 feet to the point of beginning of the line to be described; thence South 87 degrees 50 minutes 39 seconds East to its intersection with the above described Line A and there terminating, a distance of approximately 676.74 feet. Subject to and together with the burdens and benefits contained in easement filed as Document Number 362694. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $345,695.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024801F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 29, 2012 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 November 29, 2012 at 10:00 AM in

2 November 29, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 29, 2012 at 10:00 AM has been postponed to December 31, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 24, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. The redemption period shall be 5 weeks from the date of said sale. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024801F01 3199195 11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 6 , 2006 MORTGAGOR: D o n a l d M a d l a n d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2006 Dakota County Recorder, Document No. 2443637. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001770-5050001701-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 115 Spruce Street West, South St. Paul, MN 55075 TAX PARCEL I.D. #: 364755000030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Matt's Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,041.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _March 13, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

��

ARE ABANDONED." Dated: July 10, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 3012-001786 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 17, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001786 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 17, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 19, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001786 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3226285 11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,400.00 MORTGAGOR(S): Michael Asmondy , a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Franklin Financial Corp., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 14, 2007 Dakota County Recorder Document Number: 2517045 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: August 14, 2009 Recorded: September 04, 2009 Dakota County Recorder Document Number: 2682577 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240013901100 Lender or Broker: First Franklin Financial Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6458 157th St W, Apple Valley, MN 55124-6008 Tax Parcel ID Number: 01.63402.21.020 LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 21, REGATTA 3RD ADDITION, CIC NO. 281, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,744.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 21, 2013, or the next business day if January 21, 2013 falls on a Saturday, Sunday or legal holiday.

Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025201F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 17, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successorby merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage LoanTrust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2012 at 10:00 AM has been postponed to September 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successorby merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage LoanTrust, Mort gage Loan As set - B a ck e d Certificates, Series 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 19, 2012 at 10:00 AM has been postponed to October 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 05, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successorby merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage LoanTrust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 19, 2012 at 10:00 AM has been postponed to December 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successorby merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage LoanTrust, Mort gage Loan A s se t- B a ck e d Certificates, Series 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 18, 2012 at 10:00 AM has been postponed to January 18, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 21, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successorby merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage LoanTrust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025201F01 3228323 11/29/12

DAKOTA COUNTY TRIBUNE BUSINESS �� WEEKLY �� November ��29, ��2012 ��

Consultant to nonprofits receives fundraising award

27A ��

by Jessica Harper

DAKOTA COUNTY TRIBUNE

After spending more than a decade helping area nonprofits raise necessary funds, Eagan resident Michael Ferber received statewide recognition for his efforts. Ferber received the 2012 Outstanding Professional Fundraiser Award on Nov. 16 from the Minnesota Chapter of the Association of Fundraising Professionals. “I’m honored and humbled to receive the award,” he said. Ferber helped raise funds for more than 70 nonprofits — including the Caponi Art Park in Eagan, the Inver Hills Community College Foundation and Eagan-based Cheerful Givers — over the past 14 years through his consultant firm, Fundraising Solutions. Ferber has worked with nonprofit organizations for more than three decades. He spends much of his time training service dogs for New Hope nonprofit Can Do Canines Association, which provides foster homes for puppies to be trained as service dogs. “It’s very satisfying to play with them as puppies and watch them be matched and help people live normal lives,” said Ferber who has trained service dogs for the past 10 years. Ferber is also a member of the Eagan Funfest Committee and the Dakota County Regional Chamber of Commerce. Jessica Harper is at jessica.harper@ecm-inc. com or facebook.com/sunthisweek.

Photo by Jessica Harper

Eagan resident Michael Ferber received the Outstanding Professional Fundraiser Award on Nov. 16 from the Minnesota Chapter of the Association of Fundraising Professionals. When he’s not raising funds for area nonprofits, Ferber raises and trains service dogs for people with disabilities.

The Fountains at Hosanna grand opening

Photo submitted

The Fountains at Hosanna! senior community in Lakeville opened its doors with a ribbon cutting celebration Saturday, Nov. 10. Guests were able to tour the building, enjoy a live swing band performance and dine on fall treats. The Fountains offers independent living, assisted living and memory care apartments. The building was designed by Pope Architects, constructed by Kraus-Anderson and is managed by Ebenezer Management Services. Representatives on hand for the ribbon cutting included (from left) Mary Carroll, Hosanna; Vivian Smithburg, Fountains resident; Fred Johnson, Thrivent Financial for Lutherans; Kelli Thomas, Ebenezer; Craig Francois, Kraus-Anderson; Thelma Fredrickson, Fountains resident; Steve Grygar, Ebenezer; Pastor Bill Bohline, Hosanna. For more information, call (952) 435-7199, or visit www.thefountainsathosanna.com.

28A

Dakota Arts

November 29, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

‘A Christmas Carol’ radio play comes to Eagan stage Eagan Theater Company presents holiday classic Dec. 7-8 by Andrew Miller

Each member of the sixactor cast – including Carol Eagan Theater Company Bergeron, George Calger, is offering “A Christmas Car- Coy, Bob Martin, Pamela ol” with a twist this December. S a k a y a n and Pete The local theater group is staging the classic Charles Dickens holiday tale as it would have been presented in the 1940s over the radio airwaves. The radio play, which runs Dec. 7-8 at Eagan’s Cedar Valley Center, comes complete with period commercials (for Wheaties and Maxwell House) as well as an array of sound effects evocative of Victorian England. “In the days when radio Skarman – is performing was king, people used their multiple roles to bring to life imaginations to bring a story the story’s 32 characters. to life,” said the show’s direc- The show will be staged tor, Ken Coy. “Imagination is “reader’s theater” style, with becoming a bit of a lost art. actors reading from the script; We’re hoping to help folks instead of Victorian “Christrecapture this magical skill, mas Carol” costumes, they’ll and what better time than at be garbed as radio actors from Christmas with a familiar sea- the 1940s. sonal classic. The production’s sound DAKOTA COUNTY TRIBUNE

effects will be created live by Mary Coy (wife of director Ron Coy). She’ll be using a table full of musical instruments, and ordinary household items, for her audio magic; to create the sound of horses trotting, for example, she employs two mini plungers. For the sound of someone walking through snow, she crunches corn meal inside a rubber glove. The radio play also features live music from a choir made up of members of the Eagan Women of Note and West St. Paul’s Riverview Baptist Church. “A Christmas Carol” is the third production from the fledgling Eagan theater group, which was founded in 2011 and presented the murder-mystery “Dealt a Deadly Hand: Murder at Pocono Royale Casino” at the Eagan Community Center in March of this year. Performances of “A

Photo by Andrew Miller

Pete Skarman, right, is among the six-actor cast for the radio-play presentation of “A Christmas Carol.” Each member of the cast – which includes Ken Coy, center, and Bob Martin, left – is performing multiple roles to bring to life the classic holiday story’s 32 characters. Christmas Carol” are scheduled for 7 p.m. Friday, Dec. 7, and Saturday, Dec. 8, at the Cedar Valley Center, 2024 Rahn Way, Eagan. Doors open at 6 p.m. with caroling

at 6:30 p.m. ing (651) 454-6755. Advance tickets for the show are $10 and can be pur- Andrew Miller can be reached chased through the Eagan at andrew.miller@ecm-inc. Theater Company’s website, com or facebook.com/sunwww.etc-mn.org, or by callthisweek.

ern Dakota County Tri-District Community Education Youth Programs, will present Charles Dickens’ “A Christmas Carol” at 7 p.m. Dec. 6-7 at Simley High School Theater, 2920 E. 80th St., Inver Grove Heights. Tickets are $3 in advance, $5 at the door. Call (651) 306-3633 for information.

office or via Ticketmaster at ater@gmail.com for more (800) 982-2787 or ticketmas- information. ter.com.

Theater and Arts Briefs Handel’s ‘Messiah’

day extravaganza, to the Burnsville Performing Arts Center at 7:30 p.m. Friday, Nov. 30, and 3 and 7 p.m. Saturday, Dec. 1. Tickets are $48 and can be purchased at the box office or by phone at (952) 895-4680.

The Dakota Valley Symphony Chorus and soloists will perform Handel’s “Messiah” with the full orchestra Sunday, Dec. 2, at Burnsville Performing Arts Center, 12600 Nicollet Ave. A traditional performance will be at 2 p.m. A Free Christmas band sing-along performance will concert be at 7 p.m. Vocal scores will The South of the River be available for purchase at Community Band will presthe door. ent a free Christmas concert from 4 to 5 p.m. Sunday, Dec. 9, at Presbyterian Church of Lorie Line holiday the Apostles, 701 E. 130th concert St., Burnsville. For more in Pianist Lorie Line will formation, visit www.southbring “Immanuel,” her holi- oftheriverband.org.

‘Big Baby Boomer’ show

A 10 p.m. show has been added for comic Louie Anderson’s “Big Baby Boomer” on Dec. 31 at Burnsville Performing Arts Center. Tickets for the 7:30 p.m. performance are still available. Tickets range from $29.95 to $101.95 for VIP tickets and a pre-show meet Christmas in and greet. Purchase tickets harmony at the box office or by phone Four-part harmony group at (952) 895-4680. Tonic Sol-fa will perform a Christmastime extravaganza ‘A Christmas Carol’ at 7:30 p.m. Monday, Dec. The Awesome Children’s 10, at Burnsville Performing Theater, funded by North- Arts Center. Tickets are $32 and are available at the box

Children’s Castle Theater will hold auditions at 6:30 p.m. Dec. 3 and 4 at the Lakeville Area Arts Center for its winter musical, “Jack Frost.” Auditions are open to beginning and advanced actors ages 5 to adult with an approximate cast size of 100 actors. No prior theater experience is necessary. Visit www.childrenscastletheater.com or email childrenscastlethe-

St. John the Baptist Catholic School in Savage was one of 100 schools across the country to receive a local grant from Macy’s to assist with production costs of “Yes, Virginia The Musical.” It will be performed at 7 p.m. Friday, Nov. 30, and Saturday, Dec. 1, at the school. Also, the school was invited by Macy’s to perform “Yes, Virginia The Musical” at the Mall of America on Dec. 14.

the Thing Productions at Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $13 and can be purchased online at www.lakevilTheater “Ole & Lena’s Family Christ- leareaartscenter.com or by calling mas” will be performed at the (952) 985-4640. Lakeville Area Arts Center at 7:30 p.m. Friday, Nov. 30, and 2 Workshops/classes/other p.m. Sunday, Dec. 2. Tickets are Teen artist gatherings at the $17.50. Reservations can be made Eagan Art House from 1 to 3 p.m. by calling (952) 985-4640 or or- Saturday, Dec. 1, and from 3:30 to dered online at www.ci.lakeville. 5:30 Thursday, Dec. 6. Cost: $3. Information: (651) 675-5521. mn.us. Eagan Theater Company will Jewelry Club, 1 to 3 p.m. Fripresent “A Christmas Carol” as a day, Dec. 14, at the Eagan Art radio play Friday, Dec. 7, and Sat- House. Cost: $15 per class. Regurday, Dec. 8, at Cedar Valley Cen- istration required: www.eaganartter, 2024 Rahn Way, Eagan. Doors house.org or (651) 675-5521. open at 6 p.m.; carols begin at Mystery Art Night at the Ea6:30 p.m.; performance begins at gan Art House from 7 to 9 p.m. Exhibits “Color, Motion, and Land- 7 p.m. Tickets are $10 in advance Fridays, Nov. 30 and Dec. 14. scape,” an exhibit featuring the (www.etc-mn.org), $12 at the door. Cost is $25 to preregister or $30 works of Mary Lingen, Joonja Lee “Irving Berlin’s White Christ- at the door. Supplies and light Mornes, and Nanci Yermakoff, is mas” will be presented Friday- refreshments provided. Informaon display through Dec. 15 in the Sunday, Dec. 14-30, by The Play’s tion: www.eaganarthouse.org or

(651) 675-5521. Sample Saturday at the Eagan Art House from 1 to 5 p.m. Dec. 15. Pastel painting sampler workshop. Supplies provided. Cost: $20. Registration required: www. eaganarthouse.org or (651) 6755521. Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for ages 4 through adult. For a complete listing go to www. eaganarthouse.org or call (651)

675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www. danpetrovart.com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 736-3644. Show Biz Kids Theater Class for children with special needs (ASD/DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids, 13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644.

Auditions set for ‘Jack Frost’

‘ Yes, Virginia The Musical’

Arts Calendar To submit items for the Arts Calendar, email: darcy.odden@ ecm-inc.com. Concerts Lorie Line’s “Immanuel” concert, 7:30 p.m. Friday, Nov. 30, and 3 and 7 p.m. Saturday, Dec. 1, at Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets are $48 at the box office or by phone at (952) 895-4680. The South Metro Chorale will perform its holiday concert, “Peace on Earth,” at 3 p.m. Sunday, Dec. 9, at St. John the Baptist Catholic Church in Savage. Information: www.SouthMetroChorale. org. Dance DanceWorks Repertory Ensemble will present its annual holiday program, “Sharing the Season,” at 2 p.m. Saturday, Dec. 1, at

Lakeville North High School. Tickets available at DanceWorks or at the door for $12. A $2 per ticket discount will be given for each food shelf item that is donated. Seniors 65 years or older can receive a complimentary ticket by coming to DanceWorks during business hours. Information: danceworksmn@gmail.com or (952) 432-7123. Twin Cities Ballet of Minnesota will perform its 10th annual “Nutcracker” Dec. 7-9 at Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets range from $12 to $26 at the box office, or via Ticketmaster at (800) 982-2787 or ticketmaster.com.

gallery at Burnsville Performing Arts Center, 12600 Nicollet Ave.