Dakota County Tribune Business Weekly by Dakota County Tribune

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Eagan retail space plan revived 5A Food trucks vs. ballpark concessions 7A Bill aims to regulate pet sellers 7A

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date ##, 2009 february 21, 2013

Volume 30, Number # VOLUME 33, NUMBER 52

Dakota County Tribune Since 1884

Bridalwear in the Heart of the City

inside biz

New location a fresh start for Bridal Accents Couture

forum

by John Gessner

Rosemount pastor talks about the ways in which Dakota County congregations can learn from each other. rev. paul 4A jarvis

Dakota County Tribune

Always drawn to fashion and design, Michelle Beck has spent a lifetime working toward her goal of being a shopkeeper. It extended from her makebelieve games as a girl growing up in Burnsville to a six-year stint with Nordstrom, learning the ropes of fashion retail. Today Beck owns Bridal Accents Couture, the Savage shop she bought in 2009 and moved to Burnsville’s Heart of the City in late December 2012. Seeking a space more centrally located for a regional clientele, Beck purchased 5,600 square feet of suite space on the first floor of the Park Crest on Nicollet condominium building. Located at 12501 Nicollet Ave., the bridal shop is next to Jo Jo’s Rise and Wine and includes the space once occupied by the Double Dip ice cream shop. “I like the location and I wanted to freshen the brand and be brand new, and have a little more space as well,” she said of the shop that held a grand opening earlier this month. A 1992 graduate of The Academy of Holy Angels, Beck studied fashion merchandising and management at the University of Wisconsin-Stout. She began her career at Nordstrom at the Mall of America, first as an intern and then as a full-time employee. She was hired as assistant manager of accessories after college, and within a few months had been promoted to manager of the store’s Savvy department, which handles women’s designer labels. “I ultimately wanted more of a small boutique setting where I could make a lot of the decisions with regard to marketing and buying,” Beck said. In 1999, after having her first child, Beck was hired as a parttime sales associate at Bridal Accents Couture, which had outfitted her and her sister’s double wedding in 1997. “Ten bridesmaids, 10 groomsmen, two brides,” said Beck, who now lives in Lakeville with husband Adam and their children, 13-year-old Morgan and 9-yearold Luke. “My mother got her gown there.” She became manager and buyer at Bridal Accents Couture, which was located in a cluster of wedding-related shops on West

forum

Twin Cities church provides a Valentine’s Day gift that one couple will never forget – a free wedding and reception. don 4A heinzman

news

Photo by John Gessner

Michelle Beck has moved her bridal shop, Bridal Accents Couture, to Burnsville’s Heart of the City. County Road 42 known as the Bridal Retreat. Bridal Accents Couture owner Sonja Bomhoff eventually relocated to Texas, said Beck, who bought the business in 2009 from a subsequent owner. The Bridal Retreat eventually dissolved as businesses came and went, but one of the businesses — Kim’s Tailoring, owned by Angela Kim — followed Beck to Burnsville and rents space from her at Park Crest on Nicollet. “Our brides don’t have to use her, but most do,” Beck said. “She’s very talented.” Bridal Accents Couture offers brides selections from 14 designers, Beck said. It carries rental tuxes from two suppliers. The trend in bridalwear is toward lace and neckline variations, said Beck, who travels annually to an industry show in New York. Strapless gowns are losing some steam. “Certainly the royal wedding had an influence on that,” she said. The store employs eight people, including sales and marketing manager Aubrie Hansen. For more information, call (952) 846-4496 or visit www. bridalaccentscouture.com. John Gessner can be reached at john. gessner@ecm-inc.com or facebook. com/sunthisweek.

anna wills

First-term state Rep. Anna Wills, R-Apple Valley, proposes bill that would encourage businesses to hire veterans. 2A

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February 21, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Sharon Hoffman Avent President and CEO | Smead Manufacturing Company | Hastings Photo by T.W. Budig

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Apple Valley legislator proposes tax credits for hiring veterans Unemployment rate is 23 percent for state’s vets

by T.W. Budig

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Rep. Anna Wills, R-Apple Valley, speaks at a Capitol press conference announcing legislation to create tax credits for businesses hiring veterans. Standing to the right of Wills is Sen. Chuck Wiger, DFL-Maplewood, who is carrying the legislation in the Senate.

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Rep. Anna Wills called her legislation a good first step. A first-term Republican serving Rosemount and a portion of Apple Valley in District 57B, Wills is proposing a tax credit to spur the hiring of military veterans. Minnesota veterans endure an unemployment rate of 23 percent, Wills said. This double-digit rate is starkly contrasted by the state’s seasonally adjusted unemployment rate in December showing the general unemployment at 5.5 percent. The state’s unemployment rate for veterans is one of the highest in the nation, Wills said. “We’re excited to have broad, bipartisan support,” she said of her bill. Wills lauded the proposal as a “win-win” for Minnesota. She is teaming up with Sen. Chuck Wiger, DFLMaplewood, in her tax credit proposal. “Totally unacceptable,” Wiger said of the unemployment rate among veterans. Although the lawmakers

do not have an overall cost of their proposal, they envision the state offering a $3,000 tax credit for a business hiring a disabled veteran, a $1,500 tax credit for hiring an unemployed veteran and a $500 tax credit for hiring a veteran. The taxes generated by getting the 30,000 unemployed veterans back to work, Wills believes, would cover the cost of the tax credit program. Wills and Wiger view their proposal as another tool in veterans employment. Democratic Secretary of State Mark Ritchie, who appeared at a Capitol press conference for the bill’s unveiling, spoke of many ripples coming off seemingly small pebbles. Dennis Davis, chief translation officer for Metafrazo, a firm focusing on veteran hiring practices, theorizes the lack of a sizable activeduty military presence in the state contributes to the high unemployment rate. “They don’t understand the culture,” he said of potential employers. Wills’ legislation is supported by veterans advocacy groups, including the Military Action Group, the

United Veterans Legislative Council, the Minnesota Assistance Council for Veterans and the Association of the United States Army. Democratic Gov. Mark Dayton has offered a number of veterans initiatives in his proposed state budget. He is proposing to expand the Minnesota G.I. Bill by $1 million and slated another $1 million for county veteran service office grants. Dayton is proposing $400,000 in ongoing funding for the honor guard program that assists at veterans’ funerals, and $200,000 in permanent funding for the Gold Star Program to assist the families of veterans killed in action. He is also including $425,000 for a new state veterans cemetery in Fillmore County, and $5 million for information technology upgrades at the Minnesota Department of Veterans Affairs. This should help ensure high-quality health care is delivered for state veterans, according to the administration. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 21, 2013

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades Grazzini Brothers wins ‘Job of the Year’ Award Grazzini Brothers & Company of Eagan was recognized by The Marble Institute of America with the Grande Pinnacle Award for the company’s interior work on the Lakewood Cemetery Garden Mausoleum in Minneapolis. Grazzini Brothers received the award at MIA’s Jan. 30 StonExpo/Marmomacc Americas in Las Vegas, Nev. Ebenezer Ridges Campus receives Award Ebenezer Ridges, a senior housing campus in Burnsville, has received the distinguished Leading Change Innovation Award from Aging Services of Minnesota. Honored in the programming and life enrichment category, Ebenezer Ridges received the award for its excellence in developing new and innovative service programs that benefit its residents and communities. Aging Services of Minnesota is the state’s largest association of organizations serving Minnesota seniors, and helps to promote the future of older adult services through excellence and innovation. Small Business of the Year award finalist is from Eagan Superior Service Center, Eagan, is one of seven finalists for the U.S. Chamber of Commerce’s 2013 DREAM BIG Small Business of the Year Award. The award honors businesses that excel in the areas of staff training and motivation, community involvement, customer service, and strategy. One finalist from each of the seven regions was selected out of the 100 Blue Ribbon Award winners. The national winner will be announced at the America’s Small Business Summit in Washington, D.C., on April 30. Superior Service Center is a full service automotive facility that offers both mechanical and collision repairs with state-of-art equipment.

Business Briefs Local franchise owner attends conference Sue Mrugala, owner of Once Upon A Child, Burnsville, attended the company’s annual conference and trade show Jan. 21-24 in Clearwater Beach, Fla., where franchisees learned about the tools needed to grow and retain their customer base.

Noteworthy Dr. Jonathan Schorn Elected president of the Minnesota Optometric Association

Dr. Jonathan Schorn of Focused Eye Care, Lakeville, has been elected president of the Minnesota Optometric Association. Schorn received his bachelor’s degree in biochemistry/molecular biology from the University of Minnesota Duluth, and earned the degree of Doctor of Optometry in 1999 from the University of Missouri at St. Louis.

Business Briefs Subway Bedrace for Bridging set March 2 at Buck Hill The 15th annual Subway Bedrace for Bridging will begin at 5 p.m. Saturday, March 2, at Buck Hill in Burnsville. Teams of four, preferably in costume, are invited to race down the tubing hill atop specially covered and provided bed mattresses. Registration is open at SubwayBedrace.org. Team fees are $180 (now through Feb. 28 at 5 p.m.) or $200 at the event. Team members must be at least 18 years old and are encouraged to dress creatively and compete in the Cities 97 Costume Contest. On-site registration opens at 3 p.m. March 2 with the first race pushing off at 5 p.m. All registration fees and dollars raised benefit Bridging, a nonprofit organization serving the greater Twin Cities with furniture and household goods for families and individuals transitioning out of homelessness and poverty. Minnesota Energy Resources donates to charities Minnesota Energy Resources, Rosemount, made donations totaling more than $94,000 in 2012 to Minnesota charitable organizations, associations and worthwhile causes that requested financial assistance. The contributions are presented by Minnesota Energy Resources and the Wisconsin Public Service Foundation, a private charitable foundation supporting Minnesota Energy Resources and other subsidiaries of their parent company, Integrys Energy Group. The foundation is funded by shareholders of the corporation and not by utility customers. The company provided gifts to more than 150 qualifying agencies. For a list of recipients, visit http://www.minnesotaenergyresources.com/company/involvement.aspx.

Business Briefs

Breakfast With Champions slated Feb. 28

Dakota Electric customers donate over $26,000 to needy

Business coach Jon O’Malley will be the featured speaker at Dakota County Regional Chamber of Commerce’s Breakfast With Champions from 7:30 to 9 a.m. Thursday, Feb. 28, at Hilton Garden Inn, 1975 Rahncliff Court, Eagan. O’Malley will cover the seven drivers of growth and profits for business owners. Cost is $20 for members and $30 for nonmembers, including breakfast. RSVP to Jessy Annoni at jannoni@ dcrchamber.com or (651) 288-9202.

Farmington-based Dakota Electric Association distributed $26,376 in 2012 through its Helping Neighbors program to the Community Action Program, The Salvation Army and 360 Communities for local energy assistance. In 2012, giving was down approximately $1,200 from the previous year. Dakota Electric’s Helping Neighbors is an ongoing program established by the Helping Neighbors Trust. Since its inception in 1993, the Helping Neighbors program has donated $461,620 to assist people in need. For more information, members may contact Dakota Electric at (651) 4636212 or visit www.dakotaelectric.com.

Anytime Fitness releases ‘Weight of the Union’ report The United States is the wealthiest nation on earth, but devotes a greater percentage of its gross domestic product to health care than any other country, according to a report released by Anytime Fitness, Hastings. A total of $147 billion a year is spent in direct medical costs related to obesity. If that money were to be reallocated, America could invest in 100,000 newly built homes, 1.6 million full college scholarships, or 35 billion healthy meals. The economic impact of obesity extends beyond rising health care costs to include $153 billion per year in lost productivity to companies, and $1 billion per year in medical care for active duty members. These statistics are part of the third annual Anytime Fitness “Weight of the Union” report, which examines the macro implications of obesity on the nation’s health, and provides recommendations to curb the growing epidemic. To view the full report, go to http://cdn.anytimefitness.com/en-us/ Anytime-Fitness-Weight-of-theUnion-2013.pdf.

CHS inc. will boost crude oil access CHS Inc., an Inver Grove Heightsbased energy, grains and foods company and farmer-owned cooperative, will build a seven-mile connection in central Montana to link its Front Range Crude Oil pipeline with the Kinder Morgan Express Pipeline. Pending approvals, the project is expected to begin this summer with completion estimated for fall 2014. Dress barn helps women to re-enter workforce Area Dress Barn stores, including the Burnsville location, will collect clothing donations during the retailer’s S.O.S. – Send One Suit Weekend Donation Drive, March 7-10. All of the collected professional items will be given to the nonprofit organization, Dress for Success, which will distribute them to women looking to gain a job or trying to re-enter the workforce.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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February 21, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

That all of them may be one...

by the Rev. Paul Jarvis

Special to Dakota County Tribune

“My prayer is not for them alone. I pray also for those who will believe in me through their message, that all of them may be one, Father, just as you are in me and I am in you. May they also be in us so that the world may believe that you have sent me. I have given them the glory that you gave me, that they may be one as we are one — I in them and you in me — so that they may be brought to complete unity. Then the world will know that you sent me and have loved them even as you have loved me.” – Jesus’ farewell discourse to his disciples in the Gospel of John 17: 20-21 Christians are supposed to be together! The movement among Christians promoting Christian unity, as everyone knows, is the ecumenical movement. It is the attempt by Christian Church – in its broadest sense, throughout its various traditions – to practice what Our Lord prayed for on the night before he died for us. During one recent week, all sorts of Christians prayed for unity as Christ wills it. Not necessarily how any particular tradition or individual Christian would like to see it … which is usually in conformity with one’s tradition. As one of the first congregations established in Rosemount, we at St. Joseph Church have considered it our duty and privilege to join in this prayer for unity. In fact, as an assembly and as individu-

Guest Columnist Rev. Paul Jarvis

als, St. Joe’s parishioners are right now praying for individual Christian communities, by name, within Rosemount and neighboring cities. We’re praying that they grow in doing God’s will. Loving God … others … oneself. We ask that other communities pray for ours. Praying for each other is important, but just the beginning. Christian disciples of different traditions also need to spend time with each other. We might just learn something. And move beyond misinformation and prejudice. I have found in my life that when folks only associate with like-minded people, virtually living in separate worlds, it’s relatively easy to “them”-ify others. To think “them” weird. Perhaps even demonize “them.” Certainly to not give a hoot about “them.” This is why praying for other Christian denominations and congregations during this week of prayer for Christian unity – wishing their well, rather than wishing them gone or corrected or absorbed – needs to be accompanied by breaking through social barriers, and spending time with “them.” To de“them”-ify other denominations’ Christians. I ask Christian readers, When was

the last time you actually sought out the company of another Christian community’s members? Not to theologically argue or convert. But to get together. The occasional wedding and funeral aside – which are not exactly conducive to interdenominational fellowship – most Christians keep within their sectarian walls. And pastors: When was the last time you sought fellowship with another denomination’s pastor … outside of periodic meetings with community leaders? I’ve been blessed here in Rosemount. When I arrived at my new assignment one and a half years ago, two pastors reached out to me for fellowship: Pastor Per Nelsen of the Community of Hope, and Pastor Bill Goodwin of Lighthouse Christian Church. I now periodically meet with Per for lunch, just to talk. And only incidentally to creatively think of ways to collaborate. I’ve come to expect Bill Goodwin to be good enough to show up at St. Joseph Church events that we’ve invited area congregations to. And I try to return the favor. At St. Joe’s Leprechaun Days Tailgate Party and Fireworks Watch last summer, I humbly let Bill think he won the Commode Race between us. It was quite ecumenical of me. Last Fall, Pastor Karen Bruins of Rosemount United Methodist invited St. Joe’s to join with them in resurrecting a dormant tradition: an ecumenical Thanksgiving Service on Thanksgiving Eve. True to the ecumenical spirit, Karen

invited me to preach at the service in her congregation. Next year, the St. Joseph family is hosting the extended family’s gathering, and Pastor Bruins will be preaching. Last Good Friday, Easter Lutheran Church in Eagan invited congregations like St. Joe’s into their “Cross Walk.” It was a veritable United Nations of denominations taking turns in carrying that heavy wooden cross. And it was beautiful. Come 11 a.m. on the first Saturday in October, we’re hoping many pastors will join me and Deacon Steve Boatwright in blessing pets, farm animals, exotic beasts at our Blessing of the Animals. I figure half of those at the annual blessing are from other congregations. Praying for other congregations by name, praying for Christian unity is an important beginning. But in order to keep right with Jesus’ farewell wish for us, we need to be together. If you’ve got some ideas of how Christians of all shapes and stripes can come together … just to be together … please let me know. I’ll try them out with my new pastor-friends. The Rev. Father Paul Jarvis is pastor at St. Joseph Church and School. He can be reached at Paul.Jarvis@StJosephCommunity.org. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

Church gives Valentine’s Day gifts that won’t be forgotten by Don Heinzman

Dakota County Tribune

Members of a church in St. Bonifacious gave five couples a Valentine they won’t forget – a free wedding worth at least $1,500. Pastor John Braland of the Freshwater Community Church came up with the idea after realizing many couples want to get married but can’t afford the expense of the wedding. So he, his staff and volunteers removed all the barriers by providing at no charge: the wedding license, the space, the photographer, the music, the printed program, the reception and even the wedding cake. Over the “Wedding Weekend” of Feb. 8-10, Pastor Braland married a couple on Friday night and four brides and grooms on Saturday in separate ceremonies to the delight of many guests. The five were picked out of those who responded to an appeal on Facebook. On Sunday of Valentine week, 14 couples renewed their wedding vows. The church supplied 19 sheet cakes for all the couples. Braland explains the reasoning of offering free weddings. Marriage is the

Tribune Columnist Don Heinzman

bedrock of society. Married couples build better families, and better families make better communities. So you are wondering — what’s the catch? There is none. The couples do not have to be members of the church. In fact, they don’t even have to be Christians. They did have to attend premarital counseling as part of a “Happily Ever After Marriage” series, to make sure they were ready for marriage. “We said if you say ‘I do,’ we say ‘We do,’ ” he said. Pastor Braland figures that, including a reception, the church is saving each couple up to $2,000. The 900 members of the church are paying the bills, because they believe this is one way to build better families and a better community. Pastor Braland has been getting posi-

tive reaction to the free weddings since the story by Todd Moen broke in the Waconia Patriot newspaper. The pastor probably would offer free weddings again on a smaller scale. This is an idea other churches should try, Braland agreed. What about those who make a living selling wedding services to married couples? The pastor figures there are enough weddings to go around, saying these won’t make a dent in the wedding market. Vanessa Martinson, the church office manager who coordinated the wedding weekend, said, “We want to be a church that gives something and reaches out and helps the community.” With all the sad news lately, she said, it’s nice to have a good-news story that helps people. Come to think about it, that’s the real message of Valentine’s Day. Don Heinzman, an ECM columnist and former editor of the Elk River Star News, can be reached at don.heinzman@ecm-inc. com or facebook.com/sunthisweek. Columns reflect the opinion of the author.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 21, 2013

CSM: We’re committed to developing Lockheed site

Twin Cities developer says it will resubmit application in next few months by Jessica Harper

DAKOTA COUNTY TRIBUNE

Two months after withdrawing its plans to redevelop the Lockheed Martin property in Eagan, CSM representatives say the company intends to resubmit plans for the site in the near future. “We are definitely committed to moving forward with developing this property,” said Tom Palmquist, vice president of commercial development for CSM. “But I think it needs to be market driven.” Palmquist said he expects CSM will resubmit a planned development application in the next few months. CSM Eagan, a subsidiary of CSM Corp. of Minneapolis, purchased the property off Pilot Knob Road in 2011 after Lockheed Martin announced its plans to vacate its 620,000-square-foot campus in 2013. The developer submitted a proposal last spring to turn the 51-acre site into a large-scale retail development. CSM withdrew its application in December while awaiting results of a traffic study by Dakota County. The study examined traffic on Pilot Knob Road in Eagan and its findings were presented in January. “The results of the traffic study

solidified certain aspects,” Palmquist said. Palmquist said the company is still interested in bringing retail to the site, but in doing so will require a large anchor. The company is also looking at potentially adding a 40,000- to 70,000-square-foot medical office to further complement retail on the site, he said. Shortly after CSM withdrew its application, the Eagan City Council stepped in and hired consulting firm Hoisington Koegler Group to conduct a study to determine best uses of the site. The city previously used the firm’s services while forming its comprehensive guide plan in 2009. Representatives of the firm presented various scenarios to the City Council at a Feb. 12 meeting. Council members Paul Bakken and Gary Hansen were absent. All scenarios would likely impact traffic levels equally, said Bryan Hartjes, of Hoisington Koegler Group. The group developed five retail scenarios for the site. One calls for a big box store surrounded by smaller retailers, while another depicts a large entertainment venue, such as a movie theater, surrounded by small-

Lakeville artist’s painting selected for state stamp by Laura Adelmann

DAKOTA COUNTY TRIBUNE

A Lakeville artist’s acrylic painting of two male turkeys has won the 2014 Minnesota wild turkey stamp contest. Stephen Hamrick’s painting, “The Challenge,” depicts two turkeys challenging each other for a female turkey in a wilderness setting. Hamrick said he referenced photos he has taken over his years as an avid outdoorsman to create the painting in about one week’s time. Sponsored by the Minnesota Department of Natural Resources, the stamps may be purchased with hunting and fishing licenses and proceeds will be used to promote turkey habitats and run conservation programs. His painting won over 14 other entries, all unsigned to ensure unbiased judging, and while he will receive no compensation, Hamrick retains marketing and reproduction rights. Hamrick has been a professional artist for 31 years, and is a self-described “outdoors person” with a passion for wildlife and biology. In college, he double-majored in biology and business and thought about pursuing law or medicine, but after four years of college “decided that was enough.” For a while he worked days,

er retail buildings. A third concept has a mix of large and small retail stores with several parking lots of varying sizes, which are broken up by buildings. Two other scenarios allow for underground parking or parking structures. Council members preferred the idea of breaking up parking lots rather than one or two large ones. All agreed they want to avoid creating a strip mall with “a sea of parking.” Mayor Mike Maguire said he would like to ensure any retail development on the site consists of a mix of small and large buildings. “My concern with such large footprints is it separates the development from the community,” he said. The study explored the possibility of leaving the site as a large office campus, but Hartjes noted there is little demand for it in the current market. The group also presented the option of turning the site into an urban village. An urban village consists of a walkable retail area that features on-street parking, small parking lots, and parking structures. These developments often have a central theme, such as upscale fashion. Woodbury Lakes in Woodbury and

painting at night until eventually getting his work featured at galleries and various shows. “My mom was an artsy person,” he said. “She pushed art when we were kids, and I took a lot of courses in junior high and high school.” His work also includes portraits and landscapes. “Most of my work involves something living,” he said, “a fish or anything.” This marks the seventh time his work has been selected for a state stamp. His paintings were previously selected three times for the trout stamp and once for the pheasant and duck stamp; he also won the 2004 turkey stamp. “Walleye is the only one I haven’t won,” Hamrick said. “I do want to get them all, definitely.” Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook. com/sunthisweek.

members reiterated their desire to see a mixed-use, pedestrian-friendly retail development. “I think it’s key with it next to Central Park and walking trails,” Council Member Meg Tilley said. Tilley and Maguire said they would also like to see a mix of housing – perhaps condos or senior living – incorporated into the development. Jessica Harper is at jessica.harper@ ecm-inc.com or facebook.com/sunthisweek.

Farmington resident hopes unemployment compensation for school bus drivers will improve retention by Jennifer Chick

Photo submitted

the Heart of the City in Burnsville are examples of such developments. Once the real estate bubble burst, however, demand for this type of development plummeted within suburbs, Hartjes said. “It’s a long-term commitment and the marketplace isn’t there today,” he said. Palmquist concurred, adding that Eagan’s proximity to the Mall of America would make it especially difficult to create an urban village on the Lockheed site. Although they too don’t foresee an urban village on the site, council

Keeping bus drivers at the wheel DAKOTA COUNTY TRIBUNE

The winning entry of two male turkeys for the state turkey stamp.

Photo by Jessica Harper

Representatives of CSM say the company intends to resubmit a planned development application in the next few months to turn the Lockheed Martin property in Eagan into a retail development. The developer withdrew its application in December while awaiting the results of a traffic study.

One Farmington school bus driver hopes to change unemployment compensation to include school bus drivers who are not employed in the summer. Kathy Plumley of Farmington drives a school bus for Durham School Services, a bus company that provides buses for BurnsvilleSavage-Eagan District 191. She has been driving a school bus for four years after retiring from IBM. With no unemployment benefits available during the summer months, Plumley watches as many of her fellow trained school bus drivers leave in the spring to find other jobs. “We have a lot, a lot, of single parents that decide to get their CDL licenses to drive school bus,” she says, “and I’m seeing them start to leave. I think that’s not right. Those kids are more special than that.” She says the lack of unemployment benefits causes high turnover in a career where students need consistency. School bus drivers don’t only transport students, she said, they pass on observations to teachers, serve as spokespersons for the school system and are the first authority figures students encounter each morning. “The positive (or negative) atmosphere on the bus can set the tone for the rest of the day,” Plumley wrote in a draft petition she hopes to circulate

to gain support for her idea. Plumley can’t understand why construction workers, landscapers, and even, in some cases, entertainment workers, like actors, stagehands, television producers, ballet dancers, and opera singers, can collect unemployment compensation between seasons when bus drivers can’t for the two months they are unemployed. On Feb. 1, Plumley and two fellow bus drivers, Kim Johnson, Plumley’s daughter, who also drives for Durham School Services, and Chris Rinehart, who drives for Marschall Lines out of Farmington, met with state Rep. Patrick Garofalo, RFarmington. According to Plumley, Garofalo said he would do some research into the issue in other states. “He’s going to pursue it,” Plumley said. “He was so wonderful, not just to listen to us and take time out of his schedule, but saying that he and his staff will do some work.” Garofalo said it’s unlikely the law will change because of cost. “If the economy were better and things were going well, it would be an easier sell,” Garofalo said in a phone conversation. “I just don’t see the money there to pay for it. When you expand the pool. Someone’s got to pay for it.” “We’re not the federal government,” he said. “We can’t just print money to pay for everything.”

But, he will study the issue, optimistic that there might be other ways to help those drivers who are struggling. “We always want our kids bused by the most competent people,” Garofalo said. Plumley first learned of unemployment compensation from Wisconsin bus drivers who were subbing for Durham. Those bus drivers said under Wisconsin law, they are eligible to receive unemployment compensation during the summer. Durham School Services is the nation’s second largest student school transportation provider, working in 32 states. In some of those other states, the company’s school bus drivers do receive unemployment compensation. Plumley said with her small pension, Medicare and Social Security, she can stretch her budget to fill the summer months, but for other bus drivers, that’s just not possible. “It’s breaking my heart that they end up going to other companies that will provide 12 months employment,” she said. “It’s hard on the drivers, it’s hard on the aides, it’s hard on the students.” Plumley drives a bus for students with special needs. “It’s very rewarding,” she said. “When one of the kids looks at you and says, ‘I love you. Can we play some music?’ It makes it all worthwhile. It’s a good profession.”

February 21, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Twin Cities housing market boasts most January sales since 2005 Just one month into 2013, the Twin Cities housing market has concluded its best January in terms of closed sales since 2005. In the Twin Cities metro area, those sales were up to 2,816, an 11.8 percent increase over January 2012. That’s most closed sales in January since 2005, when there were 2,968.

“Winter sales activity has been brisk, and it seems that our seasonal ‘spring market,’ which usually kicks into gear in the early second quarter, has already begun. Buyers are serious, and ready to purchase. The issue continues to be limited inventory at all price points,” said Kate Beckman, president of the St. Paul

Area Association of Realtors. While sales activity remains strong, inventory continues to dwindle. The combination of 6.2 percent fewer listings, along with the increase in closed sales, has left the Twin Cities area with just 2.9 months’ supply of inventory, compared to a five months’ supply in Janu-

ary 2012. When inventory levels are at a five months’ supply, they are generally considered balanced and favor neither buyer nor seller. The result of this low inventory trend is that buyers could be left with fewer choices and the potential to find themselves in multiple-offer situations for

the homes that are available. Low mortgage rates, high affordability, improving economic conditions and rising rents are all increasing home buying activity. Low inventory and increased buying activity are helping to buoy prices. The Twin Cities area median sales price is $160,000, which is up 14.3 percent

year-over-year. Foreclosures and shorts sales continue to constitute a declining share of the overall marketplace. Of the 2,816 closed sales, more than 1,600 were traditional or non-distressed properties. Days on the market shrank from 141 to 107, down 24.1 percent year-over-year.

Cost: $20 for members, $30 for nonmembers. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Thursday, Feb. 28, 8 to 9 a.m., launch of Open To Business Dakota County, Burnsville Performing Arts Center Upper Lobby, 12600 Nicollet Ave., Burnsville. Register at http://opentobusiness.eventbrite.com. Apple Valley Chamber of Commerce events: • Thursday, Feb. 21, 4:30 to 6:30 p.m., Chamber Business After Hours, Apple Valley Liquor, 5470 157th St. E., Apple Valley. Free. • Tuesday, Feb. 26, 6:30 p.m., Heart Walk Community Kick Off Event, Dunn Bros Coffee, 15265 Galaxie Ave., Apple Valley. Learn more details about the 2013 Heart Walk that will take place in downtown Minneapolis on Saturday, May 4. Free. Information: Sara Shaw at sara.shaw@heart. org. Burnsville Chamber of Commerce events: • Thursday, Feb. 21, 4:30 to 8 p.m., Business Young Professionals Night of Fun, Buck Hill, Burnsville. Guest speaker: Ameet Shah, founder and CEO of Shah Corp. Cost: $20, includes presentation, networking, snow tubing and food. RSVP: maranda@ burnsvillechamber.com. • Friday, March 1, 3 p.m., grand opening and ribbon cutting, Vibrant Realty, 2420 E. 117th St., Suite 200, Burnsville. Happy hour at Stephano’s following. Information: Ashley Kirkland, (952) 8081208. Lakeville Area Chamber of Commerce events: • Thursday, Feb. 21, 4:30 to 6:30 p.m., Networking After Hours, Stonebrooke Wealth Management at Carbone’s Pizza Bar & Grill, 7670 160th St. W., Lakeville. • Thursday, Feb. 21, 4:30

to 8 p.m., South Metro Young Professionals Group, Buck Hill, Burnsville. Guest speaker: Ameet Shah, founder and CEO of Shah Corp. Cost: $20, includes presentation, networking, snow tubing and food. RSVP: maranda@ burnsvillechamber.com. • Friday, Feb. 22, 8 to 8:30 a.m., Minnesota Chamber Conference Call, chamber conference room. • Friday, Feb. 22, 11:45 a.m. to 1 p.m., General Membership Luncheon – Transportation, Muller Family Theatres of Lakeville, 20653 Keokuk Ave., Lakeville. Representatives from MnDOT and Lakeville will speak about the summer closure of I-35. Cost: $12 for members, $15 for nonmembers. Register before Feb. 19. • Tuesday, Feb. 26, 11:15 a.m., Lakeville Women in Business Luncheon, Holiday Inn & Suites Lakeville, 20800 Kenrick Ave. Speaker: Joan Steffend, “Giving is Good Business.” Cost: $20 for members, $30 for nonmembers. RSVP by Feb. 19. Information: Michele Shea at michele@lakevillechamber.org. • Thursday, Feb. 28, 8 to 9 a.m., launch of Open to Business Dakota County, Burnsville Performing Arts Center Upper Lobby, 12600 Nicollet Ave., Burnsville. Register online at http://opentobusiness.eventbrite.com. River Heights Chamber of Commerce events: • Wednesday, Feb. 27, 7:30 to 9 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Chaz Kleinsteuber at (651) 451-2266 or chaz@riverheights.com. • Wednesday, Feb. 27, 2 to 3:30 p.m., Estate Planning Seminar, Bremer Bank, second floor, 633 Concord St. S., South St. Paul. Free. Register by Feb. 25. Information: Jackie Shea at (651) 450-5149. District 196 Community Education will offer the Starting Your Own Business series, presented by SCORE, at Scott Highlands Middle School in Apple Valley. Register at www.district196. org/ce or call (651) 423-7920. • Financial Management of Your Business, Tuesday, Feb. 26, 6:30 to 8:30 p.m. Cost: $29. • Developing Your Business Plan, Tuesday, March 5, 6:30 to 8:30 p.m. Cost: $29. Speak for Your Success seminar by Randall Munson and Kathy Brown, 9 a.m. to noon, Thursday, March 14, Rasmussen College, 3500 Federal Drive, Eagan. Overcome the fear of speaking, build speaking skills and confidence. Cost: $199. Register at http://speakforyoursuccess.eventbrite.com/.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www. NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave.,

Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the Eagan Community Center, 1501 Central Parkway Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome. For more information, contact Jay Taylor at (651) 688-3100, jay.taylor@hitechmn. com. Find the chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.

thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at the Mediterranean Cruise Cafe, 12500 Nicollet Ave., Burnsville. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the second and fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 1095 Diffley Road, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan.  Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 1095 Diffley Road, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Referrals from the Heartland Networking Group meets 7:30 to 9:00 a.m. Tuesdays at: Heartland Credit Union, 5500 S. Robert Trail, Inver Grove Heights. Information: Sherry Buckley at Sherry@SherryBuckley4U.com.

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Feb. 21, noon, Rosemount “Let’s Do Lunch,” Guiseppe’s, 15090 Chippendale Ave. W., Rosemount. Information: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com. • Thursday, Feb. 21, 4:30 to 8 p.m., South Metro Young Professionals Group, Buck Hill, Burnsville. Guest speaker: Ameet Shah, founder and CEO of Shah Corp. Cost: $20, includes presentation, networking, snow tubing and food; $10 for non-snow tubers. Information: Alex Carlson at (651) 259-8145 or Alexander. Carlson@rasmussen.edu. • Friday, Feb. 22, 8 to 9 a.m., Government Affairs – Minnesota Chamber Webcast Series, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Information: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com. • Tuesday, Feb. 26, 10 to 10:30 a.m., ribbon cutting, Baskets on Occasion, 1095 Diffley Road, Eagan. Baskets on Occasion will hold a ribbon cutting for at its new location. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Wednesday, Feb. 27, 7:30 to 8:30 a.m., Mendota Heights State of the City Address, City Hall, 1101 Victoria Curve, Mendota Heights. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Thursday, Feb. 28, 7:30 to 9 a.m., Breakfast With Champions – Jon O’Malley, Hilton Garden Inn, 1975 Rahncliff Court, Eagan. O’Malley will share the seven drivers of growth and profits.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 21, 2013

Davis selected for open Rules for food trucks Lakeville City Council seat Burnsville weighs regulations for culinary newcomers by John Gessner

DAKOTA COUNTY TRIBUNE

be in the Heart of the City. “The less things stop in the middle of the road, the better off we’ll all be. ... Just day-to-day traffic in Burnsville is challenging enough,” Police Chief Eric Gieseke said. The prospect of food trucks in city parks has raised concerns with the Burnsville Athletic Club and Baseball Association 191, Mayor Elizabeth Kautz said. The BAC, which sells concessions at Sue Fischer Fields, and BA 191, which sells at Alimagnet Park, flow their profits back into park facilities and youth sports. The city is also a nonprofit concessionaire, notably at the Lac Lavon Park softball complex. Parks staffers recommend that food-vending permits for parks with an existing concessionaire be granted only with the concessionaire’s approval. Gustafson and Richie said they’d be willing to not sell the same items the concessionaires are selling when working those parks. Gustafson said he wants to sell food at weeknight adult softball games the city operates. He said he worked some sporting events last summer under agreements with nonprofit concessionaires. “... Just serving lunches does not make for a living in Burnsville,” said Gustafson, who has limited his business to the city and said he wants to stay here. “You need something to do in the evening.” Council Member Dan Kealey said the nonprofits might make more money by making deals to allow food trucks. There’s an “enormous” market for more interesting fare at local ballgames than “stuff purchased at Sam’s Club and resold over the counter,” Kealey said. Proposed food-truck regulations also include an annual fee on the businesses and performance standards such as hours of operation and sign rules. Officials don’t propose limiting the number of vendors or barring those that already have a permanent business location in Burnsville. Writing the ordinance will take about two months and include hearings before the parks and planning commissions, officials said.

Now that the growing food-truck movement has made its way to Burnsville, city officials are working their way through a host of regulatory issues the businesses bring with them. City staffers will develop an ordinance covering topics from permitted locations for the trucks to whether they can sell food alongside nonprofit concession stands at ballgames. Current city ordinances regulate door-to-door sales and outdoor sales in which a vendor camps out in one place for weeks or months. They don’t fully address location-hopping food trucks, although the City Council made some changes last year to allow the trucks. Suburbs in general have done little yet to clarify regulations for mobile food vendors, Community Development Director Jenni Faulkner said. “This really is a new kind of thing,” she said at a Feb. 12 work session. Three food trucks were licensed by the city last year. Proprietors of two — The Wicked Palate and Motley Crews Heavy Metal Grill — told the council they’re amenable to regulations the city is considering. One of the changes made last year allows vending on to employees of a business on the business’ property, so long as the vendor is invited or has permission. The Wicked Palate has sold food at corporate sites in Burnsville such as Northern Tool and Frontier Communications, said proprietor Dan Gustafson, a former City Council member who operates the truck with his wife. Motley Crews, which opened in September, was invited to work the grand opening at the new Best Buy retail location at 14141 Aldrich Ave S. and to sell food there on Black Friday, said proprietor Marty Richie of Lakeville, who has taken his truck to other cities. Proposed regulations would generally prohibit vending in rights-of-way, consistent with current city code. Ice cream trucks are allowed because they’re on the move. The city would determine rights-of-way where food trucks could use on-street parking without creating John Gessner can be reached at traffic or pedestrian hazards. john.gessner@ecm-inc.com or facebook.com/sunthisweek. Such spots would most likely

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Lakeville City Council members unanimously selected Bart Davis as its fifth member at its Feb. 12 workshop. Davis, a Lakeville Planning Commission member for over six years, will fill the council seat vacated when Matt Little was elected mayor in November. The council is ex- Bart pected to formally ap- Davis prove the appointment at its Feb. 19 meeting, and Davis will be sworn in at the March 4 meeting. Davis’ Planning Commission experience was called “extremely important,” in his selection by Council Member Kerrin Swecker, who was first to share that Davis was her top pick of the seven finalists interviewed. She also said his background and experience would complement the strengths and qualities of the council. “I thought he would be a nice balance,” she said. Council Member Doug Anderson said Davis was also his top pick because he seemed very centered and professional. Council Member Colleen LeBeau said Davis’ interview was “great,” and

Little noted that Davis’ experience would allow him to quickly get up to speed on the issues since there is less than two years left for the open term. Members were also impressed with Davis’ business background with U.S. Bank where he is responsible for mobile banking services. In an interview, Davis said he is “very excited” about the opportunity to serve on the City Council. “I believe this is an evolution, the next step to provide insight I’ve gleaned on the Planning Commission,” he said. During his interview with the council, Davis noted how his years on the Planning Commission grew his appreciation for what local government does and emphasized his desire for greater community involvement. He said many in neighboring communities have questioned what is going on in Lakeville. “We need to become that model of local government again,” he told the council, adding that recent meetings have been “quite productive” and demonstrated collaboration and a “teamwork approach” to issues. He advocated for a taking long-term view when making budget decisions, “understanding that we may have to adjust based on the short-term situation.”

If cuts were necessary, Davis said he would consider areas where resources could be repurposed and larger budget items. He said the city needs to be “more inviting” to development and growth, noting the city should consider the burden taxation puts on businesses, the development community and citizens. Davis suggested the city should evaluate whether the amount it charges for park dedication fees is appropriate since “we’re no longer in a (development) boom.” Residents are invited to download an application to fill Davis’ vacated seat on the Planning Commission on the city’s website, www.ci.lakeville,mn.us. The city is also taking applications for other boards and commissions, all due by Wednesday, Feb. 20. Other candidates interviewed for the open City Council seat were Craig Manson, Bob Boerschel, Scott Kelly, Karen Wentworth, Don Kurta and Judy Jordan. Council members expressed appreciation for everyone who applied, commented on their high quality and encouraged them to get or stay involved in civic activities in the city. Laura Adelmann is at laura.adelmann@ ecm-inc.com or facebook.com/sunthisweek.

Bill would regulate dog, cat breeders It aims to reduce inhumane treatment and abuse

by Howard Lestrud ECM Political Editor

The current session of the Minnesota Legislature marks the sixth year an animal bill has been introduced to regulate dog and cat breeders. The Dog and Cat Breeder Regulation Bill aims to help eliminate dog and cat breeding practices and conditions that cause inhumane treatment and abuse. Regulation is supported in the bill language and would involve registration and licensing, annual inspections and enforcement and penalties. This legislation also aims at preventing the propagation of puppy and kitty mills. Sen. John Marty, DFLRoseville, is chief author in the Senate, says there are “sad illustrations” of dogs and cats being abused in less-thanfavorable surroundings. “Lots of breeders are very good breeders, love pets and animals and make a living raising and selling them,” Marty said. Other breeders “cram things more tightly together” and pay less attention to the welfare of animals and are more concerned about making money with their business. The legislation does not target small, hobby breeders that fall below the threshold of 10 or more adult animals and more than five total litters

in a year, said Nancy Minion, who for 19 years has run the nonprofit Second Chance Animal Rescue. Animal bills “are tough to get passed,” Minion said. She has worked on animal legislation for 24 years as a citizen, she said. Minion’s nonprofit organization is a member of the Speak Up for Dogs and Cats coalition working to pass legislation to regulate the dog and cat breeding industry. It has been reported on the Animal Folks MN website that over 220 Minnesota veterinarians and vet technicians have signed a petition in support of breeder regulation. More than 50 Minnesota animal organizations reportedly have joined in support. It is also reported that over 18,000 petitions signed by Minnesotans in support of commercial dog and cat breeder regulation were delivered to state legislators. Marty and Minion both express optimism that the legislation will pass this session and reach Gov. Mark Dayton’s desk for a signature. All breeders will be required to register, Marty said, but only the larger breeders will be required to be licensed and inspected. Dog and cat breeding is big business for some breeders, who have as many as 500 or more dogs or cats, Marty

said. “In this case you are talking about a huge operation and a small licensing and inspection fee is not an onerous thing when other businesses have much more expensive fees and registration fees,” Marty said. Minion said she has rescued many animals that have been abused at breeding facilities. Opposition to the dog and cat breeder legislation has held up passage in previous years, Minion said. It comes from a variety of areas, she said. One of the opposition groups represents agricultural interests. Minion says they use a “slippery slope argument” that if you regulate dog and cat breeders, then you will come after the farms. “We are regulating the dog and cat breeding industry,” she said. Other opposition comes from breeders. “They’ve never been regulated before and don’t want to be,” she said. There is one situation where breeders are regulated by the U.S. Department of Agriculture. That’s when a breeder sells animals wholesale to pet shops or other brokers or breeders. The USDA is not an enforcement agency, however, and only a regulatory agency. When the USDA observes unfavorable situa-

tions, it issues a violation and asks the breeders to comply and fix the problems. The general public, Minion said, is becoming more aware of abuse of animals and when they notice something that is not quite right, they contact law enforcement more freely. The current legislation was reduced in length after supporters met with breeders. “There are many good breeders in Minnesota,” Minion said. “This is a bill to address a problem, this is a bill not to put anyone out of business, or not a bill to hurt anybody,” she added. The legislation will “bring us up to speed with other states and to make sure there are not situations where animals are suffering and are hidden from the public,” Minion said. “It is a community issue,” she believes. Thirty-two states currently have dog and cat breeder regulation. Minnesota reportedly is one of the top puppy producing states with some of the largest kennels in the United States. A rally supporting the dog and cat breeder bill is planned from 3 to 4 p.m. in the State Capitol Rotunda Tuesday, Feb. 19. Hundreds are expected to attend. Howard Lestrud is at howard.lestrud@ecm-inc.com.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-13-363 Case Type: Domestic Abuse In the Matter of: Molly Walker, Petitioner vs. Keith Thomas Jakala, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave, Apple Valley, MN 55124 on 3/7/13 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 2/15/13 Kelly Dougherty Court Administrator / Deputy 3303560 2/21/13

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-13-56 Case Type: Domestic Abuse In the Matter of: Jane Marie Porterfield, Petitioner vs. Benjamin Taylor Porterfield, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave, Apple Valley, MN 55124 on 3/11/13 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 2/13/13 Kelly Dougherty Court Administrator / Deputy 3302404 2/21/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-103 In Re: Estate of Arlene Murphy Tauer, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated October 20, 1999, and a Codicil dated February 23, 2006. The Registrar accepted the application and appointed John Tauer, whose address is 12768 Diamond Court, Apple Valley, Minnesota 55124, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/15/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Paul C. Glaeser (MN# 0215958) Glaeser Law Office 1013 1st Avenue, P.O. Box 437 Gibbon Minnesota 55335 Telephone: (507) 834-6212 Facsimile: (888) 322-0984 ATTORNEY FOR PERSONAL REPRESENTATIVE 3303493 2/21-2/28/13

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 08302: 7233 155th St West, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on March 14th, 2013 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 08302 08302 08302 08302

1109 3017 3104 5005

3302691

TONN, KRISTINA LARSON, JUSTIN Bifulk, Paul RICHARDSON, THOMAS 2/21-2/28/13

PUBLIC NOTICE

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-13-325 Case Type: Domestic Abuse In the Matter of: Lynn Marie Hilton, Petitioner vs. Jonathan Dale Hilton, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: Dakota County W SC, 14955 Galaxie Ave, Apple Valley, MN 55124. Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order. Date: 2/19/13 Kelly Dougherty Court Administrator / Deputy 3304815 2/21/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-59 Estate of HUGH E. FAIRBAIRN, a/k/a HUGH FAIRBAIRN and as HUGH ERWIN FAIRBAIRN, Decedent Notice is given that an application for informal probate of the Decedent’s will dated October 28, 2008 (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Mark H. Fairbairn and David R. Fairbairn whose addresses are 2311 Bush Street, Red Wing, MN 55066 and 1680 Dodd Road, Mendota Heights, MN 55118; respectively, as co-personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 2/9/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant David C. Lingren NEWBY & LINGREN, LTD. 1219 - 14th Street Cloquet, MN 55720 Attorney License No: 63721 Telephone: (218) 879-3333 FAX: (218) 879-3201 Email: Dlingren@newby-law.com 3297971 2/21-2/28/13P

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at E a g a n 2 5 5 4 8 : 3735 Sibley Memorial Hwy, Eagan, MN 55122. Notice is hereby given that the undersigned will sell at public auction on March 13th, 2013 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

25548 164 - Peterson, Mark 25548 275 - Mendoza, Ngoc 3302685

2/21-2/28/13

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at West St. Paul 25559: 415 Marie Ave. E., West St. Paul, MN 55118. Notice is hereby given that the undersigned will sell at public auction on March 12, 2013 at 9:30 AM personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 1085 - Seewalker, Stephanie; 2108 RIVERA, JOSE; 2119 - GARCIA, LISA; 3006 - JUDKINS, ALICE; 4039 Donahue, Daniel; 4068 - Curry, Margaret; 5058 - GIRARD, TERRENCE; 5067 Hamilton, Abbye; 5078 - Long, Amber; 5087 - Lindsey, Kaiisha. 3302495

2/21-2/28/13

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 20296: 15075 Foliage Ave, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on March 14th, 2013 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 20296 20296 20296 20296 20296 20296 20296

309 - Long, Nanette C 314 - HAIRSTON, ELLIOT 321 - VAN METER, JOSEPH 324 - DAVIDSON, DONNA 327 - MADRID, LATESHA 455 - OWUSU, KWAME 611 - CLARK, STEVEN Vehicle - Cadillac VIN: 6GAL5785CE678364 20296 674 - WAGNER, CHRISTOPHER 20296 716 - McDUFFIE, MICHAEL 3302696

2/21-2/28/13

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-13-101 In Re Estate of JOSH F. BEISSEL, Deceased Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Kimberly Beissel, whose address is 1205 102nd Street West, Inver Grove Heights, MN 55077, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/9/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney: Esther M. Lerman, #62315 1155 Centre Pointe Drive, Suite 10 Mendota Heights, MN 55120 651/452-1431 3298043 2/14-2/21/13P

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Rosemount 25552: 15854 Chippendale Ave W, Rosemount, MN 55068. Notice is hereby given that the undersigned will sell at public auction on March 14th, 2013 at 2:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 25544: 5900 148th Street W, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on March 14th, 2013 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

25552 25552

25544 520 - Wavinak, Mary 25544 527 - Dorado, Guillermo

3123 - Szymanski, Gerard 7106 - Skym, Teresa

3302702

2/21-2/28/13

3302700

2/21-2/28/13

NOTICE PUBLIC NOTICE PUBLIC NOTICE OF SALE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday March 6th 2013 on or after 9:30 am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. S.Henry #631 Misc. Boxes, Shelving, Totes T.Bird #217 Misc Boxes, Misc. Totes, Dresser 3288130

2/14-2/21/13

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 08304: 14250 Burnsville Parkway W, B u r n s v i l l e , M N 5 5 3 0 6. Notice is hereby given that the undersigned will sell at public auction on March 13th, 2013 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 08304 08304 08304 08304 08304

4112 4131 4134 4230 4732

3302680

Sykora, Tom Shepherd, Karl Norton, James Hasler, Kerri Williams, Kathryn 2/21-2/28/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-13-100 In Re Estate of Deborah Mae Christensen, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated June 5, 2012. The Registrar accepted the application and appointed Stephanie Rae Christensen, whose address is 2401 Blaisdell Avenue, #6, Minneapolis, Minnesota 55404, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/9/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant William C. Peper Peper Law Office, P.C. 10285 Yellow Circle Drive, Ste. 105 Minnetonka, MN 55343 Attorney License No.: 0230960 Telephone: (952) 941-4448 FAX: (952) 941-4487 Email: wpeper@peperlaw.com 3302220 2/21-2/28/13P

AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 34104: 2000 Old County Rd, 34th Pl, B u r n s v i l l e , M N 5 5 3 3 7. Notice is hereby given that the undersigned will sell at public auction on March 13th, 2013 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 34104 34104 34104 34104 34104 34104

C014 - Lackner-Kulyas, Jaide C043 - Wolf, Ashley D019 - Shelly, Constance E091 - Ferrier, Kimberly E123 - Hubner, Barbara G025 - Moyers, Justin

3302670

2/21-2/28/13

PUBLIC NOTICE SuperLock Self Storage

You are hereby notified that SuperLock Self Storage, 14541 Glenda Drive, Apple Valley, MN 55124 will conduct a sale on site on Wednesday, March 20, 2013 at 10:00 AM. Unit # 2117 Michael M. Emami Description of Items Garage heater, dishwasher, garden tools, 8 florescent lamps, Honda lawn mower, shop vac, mini frig, BBQ, audio equipment, Coke cooler, file cabinet, Craftsman chop saw, sewing machine, decorative items, range, frig, 20 +/misc. boxes. Unit # 2314 Lowell Johnson Description of Items Thermal beverage container, table, 50+ misc boxes & bags Unit# 1216 Christopher Jones Description of Items Toys, 8+/- bags of clothes/misc, The contents will be sold for cash at auction to the highest bidder. 3303605

2/21-2/28/13

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-94 In Re: Estate of SHARON KAY BEHRENS, Decedent. It is Ordered and Notice is given that on March 14, 2013 at 9:00 am, a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, 55033 on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated January 4, 2008, and for the appointment of Virginia Krause, whose address is 611 Albion Avenue, Fairmont, Minnesota, 56031, as personal representative of the decedent’s estate in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/5/13 BY THE COURT David Knutson Judge of District Court Estate & Elder Law Services Monica Lewis MN#0145221 1900 Central Avenue NE, Suite 106 Minneapolis, MN 55418 Telephone: 612-676-6301 Facsimile: 612-676-6304 e-mail: mlewis@voamn.org 3297657 2/14-2/21/13

ADVERTISEMENT FOR BIDS

The Inver Hills Family Housing Limited Partnership (Partnership) and Dakota County Community Development Agency (CDA) invites prospective Bidders to submit bids for the construction of two townhome developments; a 24 unit development in Inver Grove Heights and a 27 unit development in Eagan, Minnesota. Single bids will be received for the total bid package. Sealed bids will be received at the CDA until 2:00 p.m., Thursday, February 28, 2013. Bids received after this date and hour will be returned unopened No telephone bids or fax bids will be accepted. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Kari Gill, Inver Hills Family Housing Limited Partnership c/o Dakota County CDA, 1228 Town Centre Drive, Eagan, Minnesota 55123. Bidding Documents will be available beginning Monday, February 11, 2013. Bidding Documents are available electronically on-line at www.questcdn.com (Quest eBidDoc #: 2432904). There is a download fee of $25.00. Alternatively, Bidding Documents can be viewed at LHB's Minneapolis' office located at 250 Third Avenue North, Suite 450, Minneapolis, Minnesota, 55401; Phone: (612) 338-2029. Plan Holders list is available at www.questcdn.com. A certified check, cashier's check or corporate surety bond in an amount equal to five (5%) percent of the base bid shall accompany each bid. This bid security shall be made payable to the Inver Hills Family Housing Limited Partnership. The bidder who is awarded the contract will be required to furnish a Performance Bond and a Labor and Material Payment Bond. The cost of all bonds shall be included in the bid. The company providing the bid bond must sign the bid form. The Contractor must be a responsible bidder as defined in the bid documents. The CDA, as general partner of the Partnership, may select any combination of alternates at its own discretion. The CDA, as general partner of the Partnership, reserves the right to reject any and all bids received and to waive informalities and irregularities in the bidding. 3297113 2/14-2/21/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-62 Estate of Virgil Keith Mack, aka, Virgil K. Mack, Keith Mack, V. Keith Mack, Decedent Notice is given that an application for informal probate of the Decedent’s will dated November 29, 2012, and codicil ( ) to the will, dated __________, and separate writing ( ) under Minn. Stat. 524.2-513 (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Darrick Mack and Noah Carr, whose address is: Darrick Mack, 3715 Evergreen Lane North, Plymouth, MN. 55441; Noah Carr, 1049 Kenneth Street, Eagan, MN. 55121. as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/25/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative James G. Roban Roban Law Office 261 Ruth St. North St. Paul, MN. 55119 Attorney License No.: 92058 Telephone: 651-738-2102 FAX: 651-738-2102 3298117 2/14-2/21/13

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PUBLIC NOTICE

NOTICE TO CREDITORS AND CLAIMANTS OF CIRCLE T TRANSFER, INC. Please be advised that Circle T Transfer, Inc., a Minnesota corporation, is in the process of dissolving. The corporation filed its Notice of Intent to Dissolve with the Minnesota Secretary of State on January 23, 2013. Dissolution will occur within the time period permitted by Minn. Stat. §302A.727. All claims against Circle T Transfer, Inc. must be submitted in writing to MacMillan, Wallace, Athanases & Patera, P.A., to the attention of Jennifer Athanases, 9220 Bass Lake Road, Suite 355, Minneapolis, Minnesota 55428. All claims must be presented to Circle T Transfer, Inc. by the later of 90 days after the first date of publication of this notice, or with respect to a particular creditor or claimant, 90 days after the date on which written notice was given to that creditor or claimant. 3300400 2/21-3/14/13

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: ACE TAXI 2. Principal Place of Business: 1421 143rd Street W., #124, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ace Transportation Management Corp., 1421 143rd Street W., #124, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/9/2013 Eric Ateh 3300211 2/21-2/28/13P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-105 In Re: Estate of Alice Angeline McCarr, also known as Alice A. McCarr, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated December 22, 1999. The Registrar accepted the application and appointed Thomas H. McCarr, whose address is 2265 Summit Ave, St. Paul, Minnesota 55105, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/13/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator David J Raymond (MN# 221818) Raymond Law Offices PA 5838 Blackshire Path Inver Grove Heights Minnesota 55076 Telephone: (651) 455-3100 Facsimile: (651) 455-4811 ATTORNEY FOR PERSONAL REPRESENTATIVE 3302374 2/21-2/28/13

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

AT&T Mobility Services, LLC is proposing to install telecommunications equipment near the northeast intersection of Ipava Avenue and 185th Street West, near Lakeville, Minnesota 55044 (Lat: 44.682267, Long: 93.254308). The height of the tower is approximately 34.5 meters above ground level. The tower is not anticipated to require FAA markings and/or lighting. Any interested party may request further environmental review of the proposed action under the FCC’s National Environmental Policy Act rules, 47 CFR §1.1307, by notifying the FCC of the specific reasons that the action may have a significant impact on the quality of the human environment. This request must only raise environmental concerns and can be filed online using the FCC pleadings system at www.fcc.gov within 30 days of the date that notice of this proposed action is published on the FCC’s website. Refer to Antenna Structure Registration No. A0828329 to file the request and view the specific information about the proposed action. A copy of the request should be provided to Impact7G, Inc at 6505 Merle Hay Road Suite B, Johnston, Iowa 50131. 3304861 2/21/13P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Laura Ann Photography 2. Principal Place of Business: 3637 Widgeon Way, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Laura A. Duholm, 3637 Widgeon Way, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/13/2013 Laura A. Duholm 3298360 2/14-2/21/13P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-102 In Re: Estate of Gladys Martha Morgel, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 12, 1984. The Registrar accepted the application and appointed Karen A Auger, whose address is 3370 68th Court East, Inver Grove Heights, Minnesota 55076, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/15/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Vance B. Grannis, Jr. (MN# 36821) Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 3303526 2/21-2/28/13

NOTICE OF DISSOLUTION OF BURNSVILLE RESTAURANT GROUP, LLC

Pursuant to Minnesota Statute §322B.81, Burnsville Restaurant Group, LLC files this Notice of Dissolution. 1. The name of the limited liability company is: Burnsville Restaurant Group, LLC. 2. The dissolution of this limited liability company has occurred under Minnesota Statutes §322B.80, subdivision 1, clause (2) on February 12, 2013 by a valid written action of the members without a meeting. This company is in the process of winding up its affairs pursuant to Minn. Stat. §322B.816 (2012). 3. All creditors with claims against the company must present a written statement of their claim to the offices of Foster & Brever, PLLC, 2812 Anthony Lane So., Suite 200, St. Anthony, MN 55418 within 90 days of the first publication of this notice. 4. Articles of Termination will be filed following the end of the winding-up period. Dated: February 13, 2013 Burnsville Restaurant Group, LLC /s/ Eric B. Brever Authorized Attorney 3302420 2/21-3/14/13

PUBLIC NOTICE

AMENDED SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-13-171 Daniel J. Helgesen, and Nancy J. Helgesen, Plaintiffs, v. Samual Akuffo, aka Samual O. Akuffo, any unknown spouse, Capital One Bank, John Roe, Mary Doe, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described in the Complaint herein Defendants. THIS SUMMONS IS DIRECTED TO THE NAMED DEFENDANTS 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN TWENTY (20) DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within twenty (20) days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Richard K. Hocking Richard K. Hocking, P.A. 10657 165th Street West Lakeville MN 55044 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within twenty (20) days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. YOU ARE HEREBY NOTIFIED that this cause of action calls into question title to the real estate in Dakota County, Minnesota, legally described as follows: Lot 10, Block 3, O’Learys Hills Fifth Addition. Dated: January 20, 2013 /s/ Richard K. Hocking Richard K. Hocking, P.A. Richard K. Hocking 10657 165th Street West Lakeville MN 55044 952-432-8129 Attorney ID No. 45639 3290073 2/7-2/21/13

NOTICE TO CREDITORS To: All Creditors of Rechtzigel, Inc.. This Notice to Creditors is given pursuant to Minnesota Statutes Section 302A.727 and gives notice: 1. That Rechtzigel, Inc. has dissolved and is in the process of winding up its affairs. 2. That Rechtzigel, Inc. has filed with the secretary of state a notice of dissolution. 3. That the date of filing this notice of dissolution was February 5, 2013. 4. The address of the office to which written claims against the corporation must be presented: Stier Law Offices, 4450 Erin Drive, Suite 200, Eagan, MN 55122. 5. All claims must be received within the later of 90 days after published notice or, with respect to known creditors or claimants, 90 days after the date on which written notice was given to that creditor or claimant. Published notice is considered given on the date of first publication for the purpose of determining this date. Dated: February 7, 2013. By: /s/ Jeremy C. Stier, Stier Law Offices, P.A., Attorney for Rechtzigel, Inc. 3297229 2/14-3/7/13P

PUBLIC NOTICE

SUMMONS (for publication) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No: 19HA-CV-12-3604 _______________________________________ Vermillion State Bank, Plaintiff, v. Stephani J. Zautner, Michael Zautner, Robert E. Fischer, Sheryl J. Fischer, Morningview Second Association, J. Doe I-V and XYZ Co. I-V, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO DEFENDANTS J. DOE I-V AND XYZ CO. I-V. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Stein & Moore, P.A. The First National Bank Building 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lot 4, Block 17, Morningview Second Addition, Dakota County, Minnesota. The object of this action is to foreclose the mortgage executed by Defendants Stephani J. Zautner, Robert E. Fischer and Sheryl J. Fischer dated September 9, 2004, and filed for record in the office of the Dakota County Recorder on September 28, 2004 as Document No. 2252796. Dated: February 1, 2013 STEIN & MOORE, P.A. By: /s/ Kristine K. Nogosek Kristine K. Nogosek, #304803 The First National Bank Building 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-9683 Attorneys for Plaintiff 3291807 2/7-2/21/13

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-13-46 Case Type: Domestic Abuse In the Matter of: Shawnee Mardecella Bullock, Petitioner vs. Carlos DeGarcia, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court - 1 Mendota Rd. W., #140, West St. Paul, MN 55118 on MARCH 6, 2013 at 9:00 AM and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 2-12-2013 Terri Miller Court Administrator / Deputy 3303578 2/21/13

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: CENTURY 21 MarketLink Realty 2. Principal Place of Business: 2121 Cliff Drive #212, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. MarketLink Realty, Inc., 2121 Cliff Drive #212, Eagan, MN 55122 4. This certificate is an amendment of Certificate of Assumed Name File Number 639708600020 originally filed on 1/11/13 under the name Century 21 MarketLink Realty, Inc. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/23/2013 Angela Peterson, CFO/Owner 3304898 2/21-2/28/13P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: MNDAKSPAN (Minnesota Dakotas Society of Perianesthesia Nurses) 2. Principal Place of Business: 908 West 158th St., Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. MNDAKSPAN, 908 West 158th St., Burnsville, MN 55306 4. This certificate is an amendment of Certificate of Assumed Name File Number 235561 originally filed on 04/11/2000. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01-23-2013 Susan K. Poulson - Treasurer 3298485 2/14-2/21/13P

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-13-172 Case Type: Domestic Abuse In the Matter of: Desiree Cara Smith, Petitioner vs. Lawrence Cornelius Hill, Respondent To Respondent named above: An order has been issued directing you to appear at DAKOTA COUNTY DISTRICT COURT - 1 MENDOTA RD. W. #140, WEST ST PAUL, MN 55118 on MARCH 12, 2013 at 1:30 PM and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: February 12, 2013 Carolyn M. Renn / Terri Miller Court Administrator / Deputy 3303655 2/21/13

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA ACTION TO DETERMINE ADVERSE CLAIMS CASE TYPE: OTHER CIVIL IN DISTRICT COURT FIRST JUDICIAL DISTRICT SCOTT T. DOHMEN and LAURA D. DOHMEN, husband and wife, Plaintiffs, vs. MAX C. MARKLEY and GLADYS F. MARKLEY, husband and wife, and HARRY S. MARKLEY and MARIE L. MARKLEY, husband and wife, also the unknown heirs of any deceased defendant and also the successors or assigns of any defendant together with all other parties unknown that claim a right, title, interest, lien or estate in the real estate described in the Complaint herein, Defendants. THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANTS: You and each of you are hereby summoned and required to answer the Complaint of the Plaintiffs in the above entitled action which Complaint has been filed in the office of the Clerk of District Court above named, in the Dakota County District Court in the City of Hastings, Dakota County, Minnesota, and to file your answer to the said Complaint with the Clerk of the above named Court within twenty (20) days after the service of this Summons upon you, exclusive of the day of such service; and if you fail to file said answer to said Complaint within the time aforesaid, the Plaintiffs will apply to the Court for the relief demanded in said Complaint. And you are hereby notified that the object of this action, among other things, is to obtain a judgment that the Plaintiffs are the owners in fee simple of the following described real property and that none of said defendants have any estate or interest therein or lien thereon, and that such action affects the following described lands situation in the County of Dakota, State of Minnesota: EXHIBIT “A” ********************* The East Half of the Northwest Quarter of the Northeast Quarter of the Northeast Quarter of Section 18, Township 113, Range 18, Dakota County, Minnesota, EXCEPT that part lying within the West 330.00 feet of said Northeast Quarter of the Northeast Quarter. AND The Northeast Quarter of the Southwest Quarter of the Northeast Quarter of the Northeast Quarter of Section 18, Township 113, Range 18, Dakota County, Minnesota. AND The Southeast Quarter of the Southwest Quarter of the Northeast Quarter of the Northeast Quarter of Section 18, Township 113, Range 18, Dakota County, Minnesota, EXCEPT that part lying within the East 660.00 feet of said Northeast Quarter which lies south of the North 990.00 feet of said Northeast Quarter. AND The North 5.28 feet of the Northeast Quarter of the Northwest Quarter of the Southeast Quarter of the Northeast Quarter of Section 18, Township 113, Range 18, Dakota County, Minnesota, EXCEPT that part lying within the East 660.00 feet of said Northeast Quarter. No personal claim is made against any defendant. Dated at Cannon Falls, Minnesota this 13th day of February, 2013 /s/ James M. Burkhardt James M. Burkhardt Attorney for Plaintiffs 215 Fourth Street North Cannon Falls, MN 55009 (507) 263-3921 Attorney I.D. No. 13286 3302755 2/21-3/7/13P

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PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No. 19HA-CV-12-3604 Vermillion State Bank, Plaintiff, v. Stephani J. Zautner, Michael Zautner, Robert E. Fischer, Sheryl J. Fischer, Morningview Second Association, J. Doe I-V and XYZ Co. I-V, Defendants. Notice is hereby given that under and by virtue of a judgment entered in the above-entitled action on January 23, 2013, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants Stephani J. Zautner, Robert E. Fischer and Sheryl J. Fischer, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on April 11, 2013, at 10:00 a.m., at the Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: Lot 4, Block 17, Morningview Second Addition, Dakota County, Minnesota. Property address: 7698 - 157th Street West, Apple Valley, MN 55124 Parcel I.D. No: 01-49101-17-040 subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Date: February 19, 2013 DAVE BELLOWS, Sheriff of Dakota County By: /s/ Robert Shingledecker Deputy Kristine K. Nogosek, #304803 STEIN & MOORE, P.A. Attorneys for Plaintiff 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-9683 3304755 2/21-3/28/13

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated May 31, 2006, executed by Zwiefel Investments, L.L.C., as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Two Million Three Hundred Five Thousand Eight Hundred ($2,305,800.00) Dollars, recorded with the Dakota County Registrar of Titles, State of Minnesota, on June 2, 2006, as doc. no. 591334; that the mortgage is upon registered land; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of One Million Two Hundred Ninety-eight Thousand Eight Hundred Fifty-nine and 94/100 ($1,298,859.94) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: Lot 10, Block 6, Eagandale Center Industrial Park No. 3, Dakota County, Minnesota; together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all improvements, structures, fixtures, and replacements that are part of the real estate described above; Street Address: 1034 Gemini Road, Eagan, MN 55121 Parcel I.D. #: 10-22502-06-100 will be sold by the sheriff of said county at public auction on April 4, 2013, a t 1 0 : 0 0 o ' c l o c k A . M . a t Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), its heirs or assigns, within two (2) months from the date of sale. This notice pertains to a voluntary foreclosure proceeding pursuant to Minn. Stat. §582.32 pursuant to an Agreement for Voluntary Foreclosure dated January 30, 2013. Each holder of a junior lien may redeem in the order and manner provided in §582.32 subd. 9, beginning after the expiration of the mortgagor's two month redemption period. Dated: February 20, 2013 Vermillion State Bank, Mortgagee Ralph L. Moore, STEIN & MOORE, P.A., Attorneys for Mortgagee, 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 3300760 2/21-3/14/13

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Minnesota Lakes Insurance 2. Principal Place of Business: 1750 220th St. E., Farmington, MN 55024 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Liggett Companies Incorporated, 1750 220th St. E., Farmington, MN 55024 Paul Wayne Olson, 1750 220th St. E., Farmington, MN 55024 Micah Jeremiah Olson, 1100 Toledo Ave. N., Golden Valley, MN 55422 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 02/07/2013 Paul W. Olson 3296786 2/14-2/21/13P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-95 Estate of NANCY JEAN ROATCH, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last Will (if any), and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on 3-14-2013, at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota. 1. Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. 2. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 2/5/13 BY THE COURT David Knutson Judge of District Court (COURT SEAL) Attorney for Petitioner David L. Grannis Grannis & Lehmann, P.A. 412 Southview Blvd., Suite 100 South St. Paul, MN, 55075 Attorney License No: 36808 Telephone: (651) 455-1661 FAX: (651) 455-2359 3297623 2/14-2/21/13

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Lot 5, Block 7, Hillandale Addition No. 3, Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 4110 Meadowlark Road South, Eagan, MN 55122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3517020048-5 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $158,153.01 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 03/01/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the property is 11:59 p.m. on 09/01/2013, or the next business day if 09/01/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 01/17/2013 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3272770 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,200.00 MORTGAGOR(S): Kristin R. Pomplun, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Winstar Mortgage Partners, Inc., its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: March 24, 2005 Dakota County Registrar of Titles Document Number: 561575 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: December 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000095413 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135583 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3337 Cory Ln, Hastings, MN 55033-3926 Tax Parcel ID Number: 19-73206-01-180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block One (1), Sunny Acres 7, Common Interest Community Number 231, a planned community located in Dakota County, Minnesota and according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,809.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 03, 2013, or the next business day if September 03, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 17, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026782F01 3271859 1/17-2/21/13

PUBLIC NOTICE

sonal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section 580.30 or the property is not redeemed under Minn. Stat. Section 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 5, 2013, or the next business day if September 5, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 17, 2013 U.S. Bank National Association as Legal Title Trustee for Truman 2012 SC Title Trust Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00998-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4350518 01/17/2013, 01/24/2013, 01/31/2013, 02/07/2013, 02/14/2013, 02/21/2013 3271499 1/17-2/21/13

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Paul F. Gonyea, Plaintiff, v. Charity Jacobs, Defendant. THIS SUMMONS IS DIRECTED TO DEFENDANT ABOVE-NAMED. 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Siegel Brill, P.A. 100 Washington Avenue South Suite 1300 Minneapolis, MN 55401 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: January 16, 2013. SIEGEL BRILL, P.A. By: /s/ Nathan M. Brandenburg Nathan M. Brandenburg (#0387180) Jennifer Kolias (#0393195) 100 Washington Avenue South Suite 1300 Minneapolis, MN 55401 (612) 337-6100 (612) 339-6591 (facsimile) ATTORNEY FOR PLAINTIFF ACKNOWLEDGMENT The undersigned acknowledges that costs, disbursements and reasonable attorney and witness fees may b e awarded to the party against whom the allegations in this pleading are asserted for the violation of Minn. Stat. § 549.211, subd. 2. By: /s/ Nathan M. Brandenburg 3298879 2/14-2/28/13

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-91 Estate of Thelma D. Sherman, also known as Thelma Dorothy Sherman and Thelma Sherman, Decedent. It is Ordered and Notice is given that on March 14, 2013, at 9:00 a.m., a hearing will be held in this court at the Dakota County District Court, 1560 Highway 55, Hastings, Minnesota, 55033, for the formal probate of Will for the above-named decedent and for the appointment of Christopher Picard, 4226 North River Run, Savage, Minnesota, 55378, as personal representative of the Decedent’s estate, in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with the power to administer the Estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property and to perform all necessary acts for the estate in accordance with Minnesota law. Notice is further given that all creditors having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Date: 2/5/13 David Knutson Judge (COURT SEAL) Attorney for Personal Representative Joy E. S. Gullikson MASER AMUNDSON, P.A. 6601 Lyndale Ave. So., Ste. 320 Minneapolis, MN 55423 Telephone: (952) 925-4147 Fax: (952) 925-1926 E-mail: jgullikson@maserlaw.com Attorney ID No. 0345714 3297651 2/14-2/21/13

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-111 In Re: Estate of Louis L. Closmore, a/k/a Louis Lawrence Closmore, Decedent. It is Ordered and Notice is given that on 3-14-2013 at 9:00 am, a hearing will be held in this Court at Dakota County District Court, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated September 2, 2012, and for the appointment of Gregory L. Closmore, whose address is 9420 North 140th Street, Hugo, Minnesota 55038 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/11/13 BY THE COURT Shawn M. Moynihan Judge of District Court SCHMITZ & SCHMIDT, P.A. Stuart E. Schmitz (128181) 400 Robert Street North, Suite 1840 Saint Paul, MN 55101 Telephone: 651-291-2405 Facsimile: 651-291-0887 e-mail: sschmitz@elderlaw123.com 3298758 2/14-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,750.00 MORTGAGOR(S): Rebecca A. Faust, a single person and Darby J. Myers, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial Network, Inc., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: October 02, 2006 Dakota

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Registered: October 02, 2006 Dakota County Registrar of Titles Document Number: 598709 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank Trust Company Americas as Trustee for RALI 2006-QA10 Dated: August 29, 2012 Registered: September 06, 2012 Dakota County Registrar of Titles Document Number: T702330 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604703843971 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127815 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 132 5th Ave S, South Saint Paul, MN 55075-2332 Tax Parcel ID Number: 36-32550-08-220 LEGAL DESCRIPTION OF PROPERTY: North One Half (1/2) of Lot Twenty-one (21) and all of Lot Twenty-two (22), Block Eight (8), Hepburn Park Addition to the City of St. Paul, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $177,800.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 03, 2013, or the next business day if September 03, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 17, 2013 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as Trustee for RALI 2006-QA10 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026147F01 3272854 1/17-2/21/13

PUBLIC NOTICE

MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 20585 Abbey Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 144870605149 LEGAL DESCRIPTION OF PROPERTY: Unit No. 149, CIC No. 319, a condominium, Middle Creek Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,663.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 5, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 5, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-005055 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3273108 1/17-2/21/13

PUBLIC NOTICE

nesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,088.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 07, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 09, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-007365 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3273159 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-63 Estate of LOIS MARIE CONWAY, Decedent Notice is given that an application for informal probate of the Decedent’s Will dated September 29, 2008 (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Jerome M. Conway, whose address is: 2014 Montreal Ave., St. Paul, MN 55116 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/25/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Michael P. Gibbons 241 Cleveland Ave. South, Suite A-9 St. Paul, MN 55101 Attorney License No.: 651-270-0955 3284546 2/21-2/28/13P

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PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-115 In Re: Estate of Albin C. Markun, aka Albin Charles Markun, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on 3/28/13, at 9:00 am a hearing will be held in the above named court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument dated April 14, 2003, purporting to be the Last Will of the above named decedent and for the appointment of Kathleen D. Pierce, whose address is 5729 Washburn Ave S, Minneapolis, MN 55410, as personal representative of the estate of the above named decedent in unsupervised administration; and that any objections thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. NOTICE IS FURTHER GIVEN THAT ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the probate court administrator within four months after the date of this notice or said claims will be barred. Dated: 2/12/2013 BY THE COURT Erica MacDonald Judge of District Court, Probate Division Andrew M. Lehner (#388061) Attorney for Petitioner Lehner Law Office, LLC 1069 S. Robert St., Ste 100 West St. Paul, MN 55118 T 651.222.9829 | F 651.222.1122 andy@lehnerlawoffice.com 3302349 2/21-2/28/13

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-99 In Re: Estate of James A. Evenson, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Rayce Evenson, whose address is 2274 Holiday Rd., Coraville, IA 52241, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/9/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator BASSFORD HANVIK PLLC James T. Hanvik MN# 158963 4725 Excelsior Blvd, Ste. 401 Minneapolis, MN 55416 Telephone: 952-285-1811 Facsimile: 952-285-2881 e-mail: j.hanvik@att.net 3297944 2/14-2/21/13P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 08, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $361,900.00 MORTGAGOR(S): Charles R Cano aka Charles Cano, a Single Person MORTGAGEE: Wells Federal Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 14, 2011 Dakota County Recorder Document Number: 2809803 Transaction Agent: Not Applicable

�� Transaction �� Agent: Not �� Applicable �� this mortgage foreclosure proceeding Transaction Agent Mortgage Identifi- Mortgagee/Assignee of Mortgagee comcation Number: Not Applicable plied with all notice requirements as Lender or Broker: Wells Federal required by statute; That no action or Bank, FSB proceeding has been instituted at law Residential Mortgage Servicer: Wells o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part Federal Bank Mortgage Originator: Not Applicable thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the above Property Address: 16641 Jacaranda described property will be sold by the Way, Lakeville, MN 55044-4630 Sheriff of said county as follows: DATE AND TIME OF SALE: March Tax Parcel ID Number: 22-46982-01-080 07, 2013 at 10:00 AM LEGAL DESCRIPTION OF PROPPLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot 8, Block 1, Lynwood North Law Enforcement Center, 1580 Hwy 8th Addition, Dakota County, Minne- 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said sota AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$363,647.28 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; MN Stat. §580.07. PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: March gagor(s) must vacate the property if the 01, 2013 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on September 09, 2013 sota unless that date falls on a weekend or to pay the debt secured by said mortlegal holiday, in which case it is the gage and taxes, if any, on said pre- next weekday, and unless the redempmises and the costs and disburse- tion period is reduced to 5 weeks ments, including attorney fees allowed u n d e r M N S t a t . S e c s . 5 8 0 . 0 7 o r by law, subject to redemption within 582.032. MORTGAGOR(S) RELEASED FROM six (6) months from the date of said sale by the mortgagor(s), their per- FINANCIAL OBLIGATION ON MORTGAGE: None sonal representatives or assigns. "THE TIME ALLOWED BY LAW FOR If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- REDEMPTION BY THE MORTGAGOR, erty is not redeemed under Minn. Stat. THE MORTGAGOR'S PERSONAL REP§580.23, the Mortgagor must vacate RESENTATIVES OR ASSIGNS, MAY BE the property on or before 11:59 p.m. on REDUCED TO FIVE WEEKS IF A JUDISeptember 03, 2013, or the next busi- CIAL ORDER IS ENTERED UNDER ness day if September 03, 2013 falls on MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED obligation: NONE THIS COMMUNICATION IS FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR ATTEMPT- LESS THAN FIVE UNITS, ARE NOT ING TO COLLECT A DEBT. ANY PROPERTY USED IN AGRICULTURAL INFORMATION OBTAINED WILL BE P R O D U C T I O N , A N D A R E ABANDONED." USED FOR THAT PURPOSE. Dated: January 7, 2013 THE RIGHT TO VERIFICATION OF Green Tree Servicing LLC THE DEBT AND IDENTITY OF THE Mortgagee/Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 8 - 12-007195 FC CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 1/17-2/21/13 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 3273183 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF SHERIFF’S SALE LESS THAN FIVE UNITS, ARE NOT UNDER JUDGMENT AND DECREE PROPERTY USED IN AGRICULTURAL STATE OF MINNESOTA PRODUCTION, AND ARE ABANDONED. COUNTY OF DAKOTA DATED: January 17, 2013 DISTRICT COURT MORTGAGEE: Wells Federal FIRST JUDICIAL DISTRICT Bank, formerly known as (Mortgage Foreclosure by Action) Wells Federal Bank, FSB Court File No. 19HA-CV-12-2881 Wilford, Geske & Cook P.A. _______________________________________ Attorneys for Mortgagee

PUBLIC NOTICE

8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026862F01 3273499 1/17-2/21/13

PUBLIC NOTICE

Vermillion State Bank, Plaintiff, v. James H. Cunningham, Kathleen J. Cunningham, The Gallagher Company, Cunningham’s Sports, Inc., Dakota County, Minnesota in the person of James C. Backstrom, United States of America, State of Minnesota, J. Doe I-V and XYX Co. I-V, Defendants. _______________________________________ Notice is hereby given that under and by virtue of a judgment entered in the above-entitled action on November 21, 2012, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants James H. Cunningham, Kathleen J. Cunningham, The Gallagher Company and Cunningham's Sports, Inc., the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on March 4, 2013, at 10:00 a.m., at the Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: PARCEL A: Lot 9, Block 4, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota. Property address: 133 - 8th Avenue South, South St. Paul, MN 55075 Parcel I.D. No. 36-32550-090-04 AND PARCEL B: The East 5 acres of the following described land (the West line of said East 5 acres being perpendicular to the North line of said parcel): That part of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22 described as follows: Beginning at the Northwest corner thereof; thence South 89 degrees 59 minutes 44 seconds East along the North line of said South Half of the Northwest Quarter 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of

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�� at a point 2 follows: Commencing chains and 33 links West of the �� 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.49 feet, thence North 3 degrees 23 minutes 52 seconds West 31.1 feet; thence North 12 degrees 18 minutes13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet to a point hereinafter referred to as Point "A"; thence South 75 degrees 11 minutes 13 seconds West 52.87 feet to the West line of said Northwest Quarter; thence North 0 degrees 09 minutes 11 seconds East along said West line 44.42 feet to the point of beginning. Together with the following easements.

Easement No. 1: An easement for ingress and egress over the South 20 feet of the following described land. Parcel A: That part of the following described land lying West of the East 5 acres thereof (the West line of said East 5 acres being perpendicular to the North line of said parcel): That part of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22 described as follows: Beginning at the Northwest corner thereof, thence South 89 degrees 59 minutes 44 seconds East along the North line of said South Half of the Northwest Quarter 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.48 feet; thence North 3 degrees 23 minutes 52 seconds West 31.1 feet; thence North 12 degrees 18 minutes 13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet to a point hereinafter referred to as Point "A", thence South 75 degrees 11 minutes 13 seconds West 52.87 feet to the West line of said Northwest Quarter; thence North 0 degrees 09 minutes 11 seconds East along said West line 44.42 feet to the point of beginning. Easement No.2: An easement for ingress and egress over that part of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22 described as follows: Commencing at the Northwest corner of said South Half of the Northwest Quarter; thence South 89 degrees 59 minutes 44 seconds East along the North line of said South Half of the Northwest Quarter 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet, thence North 89 degrees 59 minutes 44 seconds West 889.48 feet to the point of beginning of the easement to be described; thence South 3 degrees 23 minutes 52 seconds East 80 feet; thence North 53 degrees 38 minutes 50 seconds East 50.37 feet; thence North 82 degrees 52 minutes 47 seconds East 161.25 feet, thence North 88 degrees 36 minutes 27 seconds East 205.06 feet; thence South 89 degrees 59 minutes 44 seconds East 260.00 feet; thence North 0 degrees 00 minutes 16 seconds East 25 feet to the intersection with a line that bears South 89 degrees 59 minutes 44 seconds East from the point of beginning; thence Westerly 670.31 feet to the point of beginning. Easement No.3: A 20 foot easement for ingress and egress over portion of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22, the Easterly line of which is described as follows: Commencing at the Northwest corner of said South Half of the Northwest Quarter; thence South 89 degrees 59 minutes 44 seconds East, along the North line of said South Half of the Northwest Quarter, 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company, thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.48 feet; thence South 3 degrees 23 minutes 52 seconds East 80 feet to the point of beginning of the Easterly line of said 20 foot easement; thence North 3 degrees 23 minutes 52 seconds West 111.10 feet; thence North 12 degrees 18 minutes 13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet and there terminating, Dakota County, Minnesota. Property address: 9244 Inver Grove Trail, Inver Grove Heights, MN 55076 Parcel I.D. No. 20-02300-31-014 AND PARCEL C: All that part of the Southwest 1/4 of the Northeast 1/4 of the Northwest 1/4 of Section 23, Township 27, Range 22 lying Northerly and Westerly of the right of way of the Chicago and North Western Transportation Company, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Except any part thereof which lies within the following described property: That part of the Northeast 1/4 of the Northwest 1/4 of Section 23, Township 27, Range 22, described as follows: Commencing at a point 2

Northeast corner of the Northeast 1/4 of the Northwest 1/4 of said Section, thence West 17 chains and 67 links to the Northwest corner of said Northeast 1/4 of the Northwest 1/4, thence South 11 chains, thence East 10 chains and 75 links to the West line of the Chicago & Great Western Railway right-of-way; thence in a Northerly direction along the said West right-of-way line of said Railway to the place of beginning. Property address: xxxx Inver Grove Trail, Inver Grove Heights, MN 55076 Parcel I.D. No. 20-02300-26-011

subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Date: January 15, 2013 DAVE BELLOWS, Sheriff of Dakota County By: /s/ Robert Shingledecker Deputy Kristine K. Nogosek, #304803 STEIN & MOORE, P.A. Attorneys for Plaintiff 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-9683 3273365 1/17-2/21/13

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-98 Estate of BERNARD DANIEL GRUENKE, Bernard D. Gruenke, Decedent It is Ordered and Notice is given that on March 14, 2013, at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated June 22, 2004 (”Will”), and for the appointment of Dale A. Gruenke, whose address is 734 Summer Place, Eagan, MN 55123 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 2/7/13 BY THE COURT David Knutson Judge of District Court (COURT SEAL) Attorney for: Petitioner Daniel M. Sheridan SHERIDAN LAW OFFICES 4470 Erin Drive, Suite 101 Eagan, MN 55122 Attorney License No: 183210 Telephone: 651-452-8705 Fax: 651-452-8745 Email: law@sheridanlaw.org 3297674 2/14-2/21/13

PUBLIC NOTICE

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First National Bank of New Richmond RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1711 Pleasant Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363090006202 LEGAL DESCRIPTION OF PROPERTY: The South 100 Feet of Lots 15, 16, 17, 18, 19 and 20 except the West 20 feet of the South 100 feet of said Lot 15; all in Block 6, Grand View Addition to South St. Paul, according to the recorded plat thereof, in Dakota County, Minnesota, Except the East 20 feet thereof, together with that part of vacated Moreland Avenue, adjacent, with accrued thereto by reason of the vacation thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $351,649.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 7, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 7, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007261 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3273447 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 MORTGAGOR(S): Joseph R Heim and Kari R Heim, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Residential Mortgage Group, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: August 17, 2007 Dakota County Recorder Document Number: 2538228 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: December 26, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915494068 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17260 Glencoe

Property Address: 17260 Glencoe Ave, Lakeville, MN 55044-7423 Tax Parcel ID Number: 22-67503-01-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Shady Oaks Shores 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,494.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 03, 2013, or the next business day if September 03, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 17, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026748F01 3272868 1/17-2/21/13

PUBLIC NOTICE

DATE AND TIME OF SALE: March 5, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 5, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-004100 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3273074 1/17-2/21/13

PUBLIC NOTICE

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 5, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 3, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-003059 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3273130 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): Amie A. Cooper, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: August 12, 2003 Dakota County Registrar of Titles Document Number: 0510096 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 22, 2012 Registered: June 04, 2012 Dakota County Registrar of Titles Document Number: T697231 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100131020303890428 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122051 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7675 142nd St W Unit 101, Apple Valley, MN 55124 Tax Parcel ID Number: 01-57001-02-067 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. RC 101 and Garage Unit No. GC 101, Condominium No. 57, The Pennock Place Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $53,647.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

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the property on or before 11:59 p.m. on September 03, 2013, or the next business day if September 03, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 17, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026849F01 3272843 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2007 MORTGAGOR: R a v e n G o n s e r , a single person. MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded October 31, 2007 Dakota County Recorder, Document No. 2553640. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.. Dated October 22, 2007 Recorded October 31, 2007, as Document No. 2553641. And thereafter assigned to: Minnesota Housing Finance Agency. Dated October 22, 2007 Recorded October 31, 2007, as Document No. 2553642. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 408 1st Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14.77000.13.030 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of the South 1/3 of Lots 1, 2 and 3, Block 13, Town of Farmington COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $90,927.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 14, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks

tion period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 15, 2013 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007617 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3279093 1/24-2/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,350.00 MORTGAGOR(S): Aimee R Evansen, a single person MORTGAGEE: Bremer Bank, National Association DATE AND PLACE OF RECORDING: Recorded: December 14, 2006 Dakota County Recorder Document Number: 2481888 LOAN MODIFICATION: Dated: February 12, 2011 Recorded: November 23, 2011 Document Number: 2832639 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, N.A. Dated: December 01, 2006 Recorded: December 14, 2006 Dakota County Recorder Document Number: 2481889 And assigned to: Countrywide Home Loans Servicing LP Dated: November 11, 2008 Recorded: December 01, 2008 Dakota County Recorder Document Number: 2624774 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 486 Tiffany Dr, Hastings, MN 55033-3980 Tax Parcel ID Number: 19-16402-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Cari Park 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,033.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2013, or the next business day if September 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 24, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026939F01 3278906 1/24-2/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2008 MORTGAGOR: Anna Spychalla and Keith Spychalla, wife and husband. MORTGAGEE: Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded March 19, 2008 Dakota County Recorder, Document No. 2579221. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated October 25, 2012 Recorded November 20, 2012, as Document No. 2909910. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13797 Atrium Avenue Unit 2701, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830020701 LEGAL DESCRIPTION OF PROPERTY: Unit 2701, Meadows of Bloomfield, CIC# 470, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,666.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 14, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 12, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007004 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3304646 2/21-3/28/13

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2006 MORTGAGOR: Nick Regenscheid, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed January 16, 2007, Dakota County Registrar of Titles, Document No. 604319 on Certificate of Title No. 141816. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Dated October 16, 2012 Filed October 31, 2012 , as Document No. T705347. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0007614750-9 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 4617 1/2 Penkwe Way, Eagan, MN 55122 TAX PARCEL I.D. #: 10.39802.09.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 9 in Johnny Cake Ridge Third Addition, Common Interest Community No. 341 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,437.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 11, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 11,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006239 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3304616 2/21-3/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,384.00 MORTGAGOR(S): Allen Clausen and Mandy Clausen, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Advisor's Mortgage, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING:

�� T a x �� P a r c e l �� I D �� Number: DATE AND PLACE OF RECORDING: Recorded: April 26, 2004 Dakota 20-44026-06-601 LEGAL DESCRIPTION OF PROPCounty Recorder Document Number: 2198044 ERTY: Unit No. 6601, Lafayette Park ASSIGNMENTS OF MORTGAGE: East, Common Interest Community No. And assigned to: Bank of America, 434, Dakota County, Minnesota. N.A., successor by merger to BAC AMOUNT DUE AND CLAIMED TO BE Home Loans Servicing, LP fka Coun- D U E A S O F D A T E O F N O T I C E : trywide Home Loans Servicing, LP $215,025.82 THAT all pre-foreclosure requireDated: January 19, 2012 Recorded: January 31, 2012 Dakota ments have been complied with; that no action or proceeding has been instiCounty Recorder tuted at law or otherwise to recover the Document Number: 2845507 Transaction Agent: Mortgage Elec- debt secured by said mortgage, or any part thereof; tronic Registration Systems, Inc. PURSUANT to the power of sale conTransaction Agent Mortgage Identifitained in said mortgage, the cation Number: 100199600000077251 Lender or Broker: Advisor's Mort- above-described property will be sold by the Sheriff of said county as folgage, LLC Residential Mortgage Servicer: Bank lows: DATE AND TIME OF SALE: March of America, N.A. 08, 2013 at 10:00 AM Mortgage Originator: Not Applicable PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 HighLOCATED: Dakota Property Address: 15340 Drexel Way, way 55, Lobby S-100, Hastings, MinneApple Valley, MN 55124-6833 sota T a x P a r c e l I D N u m b e r : to pay the debt secured by said mort01-11752-02-020 gage and taxes, if any, on said preL E G A L D E S C R I P T I O N O F P R O P - mises and the costs and disburseERTY: Lot 2, Block 2, Apple Valley ments, including attorney fees allowed East 3rd Addition, Dakota County, by law, subject to redemption within Minnesota six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perD U E A S O F D A T E O F N O T I C E : sonal representatives or assigns. $165,204.29 If the Mortgage is not reinstated THAT all pre-foreclosure require- under Minn. Stat. §580.30 or the propments have been complied with; that erty is not redeemed under Minn. Stat. no action or proceeding has been insti- §580.23, the Mortgagor must vacate tuted at law or otherwise to recover the the property on or before 11:59 p.m. on debt secured by said mortgage, or any September 09, 2013, or the next busipart thereof; ness day if September 09, 2013 falls on PURSUANT to the power of sale con- a Saturday, Sunday or legal holiday. tained in said mortgage, the Mortgagor(s) released from financial above-described property will be sold obligation: NONE by the Sheriff of said county as folTHIS COMMUNICATION IS FROM A lows: DEBT COLLECTOR ATTEMPTING TO DATE AND TIME OF SALE: March COLLECT A DEBT. ANY INFORMA08, 2013 at 10:00 AM TION OBTAINED WILL BE USED FOR PLACE OF SALE: Dakota County THAT PURPOSE. Law Enforcement Center, 1580 HighTHE RIGHT TO VERIFICATION way 55, Lobby S-100, Hastings, Minne- OF THE DEBT AND IDENTITY OF sota THE ORIGINAL CREDITOR WITHIN to pay the debt secured by said mort- THE TIME PROVIDED BY LAW IS gage and taxes, if any, on said pre- NOT AFFECTED BY THIS ACTION. mises and the costs and disburseTHE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns. If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF September 09, 2013, or the next busi- LESS THAN FIVE UNITS, ARE NOT ness day if September 09, 2013 falls on PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. a Saturday, Sunday or legal holiday. DATED: January 24, 2013 Mortgagor(s) released from financial ASSIGNEE OF MORTGAGEE: obligation: NONE Nationstar Mortgage LLC, f/k/a THIS COMMUNICATION IS FROM Centex Home Equity Company, LLC A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY Wilford, Geske & Cook P.A. INFORMATION OBTAINED WILL BE Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Woodbury, MN 55125-4393 THE DEBT AND IDENTITY OF THE (651) 209-3300 ORIGINAL CREDITOR WITHIN THE File Number: 010952F04 1/24-2/28/13 T I M E P R O V I D E D B Y L A W I S N O T 3277534 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE NOTICE IS HEREBY GIVEN that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in the conditions MINNESOTA STATUTES, SECTION of the following described mortgage: DATE OF MORTGAGE: September 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL single person MORTGAGEE: Mortgage Electronic PRODUCTION, AND ARE ABANDONED. Registration Systems, Inc. as nominee DATED: January 24, 2013 for American Patriot Mortgage Inc., its ASSIGNEE OF MORTGAGEE: successors and/or assigns Bank of America, N.A., DATE AND PLACE OF RECORDING: successor by merger to BAC Recorded: November 05, 2003 Home Loans Servicing, LP fka Dakota County Recorder Countrywide Home Loans Document Number: 2136322 Servicing, LP LOAN MODIFICATION: Wilford, Geske & Cook P.A. Dated: August 16, 2010 Attorneys for Assignee of Mortgagee Recorded: October 21, 2010 8425 Seasons Parkway, Suite 105 Document Number: 2760713 Woodbury, MN 55125-4393 ASSIGNMENTS OF MORTGAGE: (651) 209-3300 And assigned to: Central Mortgage File Number: 026941F01 3278949 1/24-2/28/13 Company Dated: April 27, 2010 Recorded: June 03, 2010 Dakota County Recorder Document Number: 2733450 NOTICE OF MORTGAGE Transaction Agent: Mortgage ElecFORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t tronic Registration Systems, Inc. Transaction Agent Mortgage Identifidefault has occurred in the conditions cation Number: 1000381-1001741238-9 of the following described mortgage: Lender or Broker: American Patriot DATE OF MORTGAGE: November 11, Mortgage Inc. 2005 Residential Mortgage Servicer: CenORIGINAL PRINCIPAL AMOUNT OF tral Mortgage Company MORTGAGE: $203,358.00 Mortgage Originator: Not Applicable MORTGAGOR(S): September M COUNTY IN WHICH PROPERTY IS Grames, a single woman MORTGAGEE: CTX Mortgage Com- LOCATED: Dakota Property Address: 14856 Lower pany, LLC Endicott Way Unit 46, Apple Valley, MN DATE AND PLACE OF RECORDING: R e c o r d e d : N o v e m b e r 3 0 , 2 0 0 5 55124-6338 Tax Parcel ID Number: Dakota County Recorder 01-81450-03-046 Document Number: 2384763 LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mort- ERTY: Unit No. 46 and Garage Unit No. gage LLC, f/k/a Centex Home Equity 46A, Condominium No. 78, Valley Way Company, LLC Village Condominium, Dakota County, Dated: March 21, 2006 Minnesota. Recorded: March 27, 2006 Dakota AMOUNT DUE AND CLAIMED TO BE County Recorder DUE AS OF DATE OF NOTICE: Document Number: 2415443 $160,187.46 Transaction Agent: Not Applicable THAT all pre-foreclosure requireTransaction Agent Mortgage Identifi- ments have been complied with; that cation Number: Not Applicable no action or proceeding has been instiLender or Broker: CTX Mortgage tuted at law or otherwise to recover the debt secured by said mortgage, or any Company, LLC R e s i d e n t i a l M o r t g a g e S e r v i c e r : part thereof; PURSUANT to the power of sale conNationstar Mortgage LLC tained in said mortgage, the Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS above-described property will be sold LOCATED: Dakota by the Sheriff of said county as folProperty Address: 4857 Boatman Ln, lows: Inver Grove Heights, MN 55076-1160 T a x P a r c e l I D N u m b e r : ��

PUBLIC NOTICE

�� THE �� MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE �� lows: DATE AND TIME OF SALE: March 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2013, or the next business day if September 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 24, 2013 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F03 3278307 1/24-2/28/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 4, 2013 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Pointe Carriage Homes Condominium Association (hereinafter the "Association") which was recorded as Document No. 1164049, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 59, Cedar Pointe Carriage Homes Condominium, Condominium File No. 117, Dakota County, Minnesota STREET ADDRESS: 15575 Garnet Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-16700-04-059 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 4, 2013, from David B. Larsen, title holder, to the Association, a Minnesota non-profit corporation, the amount of $11,325.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after January 4, 2013, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 16, 2012, as Document No. 2909481 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 14th day of March, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 16, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR POINTE CARRIAGE HOMES CONDOMINIUM ASSOCIATION Attorneys for Cedar Pointe Carriage Homes Condominium Association THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Pointe/Larsen/ 12-7-475D)

3277759

1/24-2/28/13

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE UNDER JUDGMENT AND DECREE (Real Property) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No:19HA-CV-12-4791 Case Type: Mortgage Foreclosure _______________________________________ AnchorBank, fsb, Plaintiff, v. 3012 Bryant Avenue South, LLC, Michael J. White, Gerald J. Schult and Bernice M. Schult, Amy A. White n/k/a Amy Aileen Tritschler, Unknown Tenants, John Doe, Mary Roe, and XYZ Corporation, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that pursuant to and by virtue of a Judgment and Decree entered in the above-entitled action on January 10, 2013, a certified copy of which has been delivered to me, directing the sale of the subject real property to satisfy the amount found and adjudged due to Plaintiff from Defendant 3012 Bryant Avenue South, LLC, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on March 13, 2013, at 10:00 a.m., at the Dakota County Law Enforcement Center - Lobby Entrance, 1580 Highway 55, Hastings, Minnesota 55033 the premises and real estate described in the Judgment and Decree of Foreclosure, to wit: Lots 9, 10 and 11, Block 2, Motor Line Addition to Dakota County, according to the recorded plat thereof, and situate in Dakota County, Minnesota. PID: 36.49100.02.090; 36.49100.02.100; 36.49100.02.110 and commonly known as 1551 Willis Avenue, South St. Paul, Minnesota 55075 ("Property"). The common addresses are for reference purposes only. The sale is subject to redemption by the mortgagor, its personal representatives or assigns within six (6) months from the date of confirmation of the sale, unless reduced to five (5) weeks under Minn. Stats. §580.07. DAVE BELLOWS Sheriff of Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Drafted By: Eckberg, Lammers, Briggs, Wolff & Vierling, PLLP (NJV) Attorneys for Plaintiff 1809 Northwestern Avenue Stillwater, MN 55082 (651) 439-2878 3278319 1/24-2/28/13

PUBLIC NOTICE

Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,677.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 21, 2013 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37 - 12-007452 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3279112 1/24-2/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 MORTGAGOR(S): Clayton Shull, a single person and Christopher R. Harchanko, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.), its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: October 22, 2007 Dakota County Registrar of Titles Document Number: 619119 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: October 17, 2012 Registered: November 13, 2012 Dakota County Registrar of Titles Document Number: T706136 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000626-0475484754-1 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143655 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 131 Chaparral Dr, Saint Paul, MN 55124-9719 Tax Parcel ID Number: 01-56603-01-220 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-two (22), Block One (1) in Palomino Hills Fourth Addition, according to the recorded plat thereof now on file and of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,992.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2013, or the next business day if September 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 24, 2013 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026843F01 3278532 1/24-2/28/13

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007565 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3279125 1/24-2/28/13

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 21, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007171 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286026 1/31-3/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 22, 2008 MORTGAGOR: Nadine Shelley and Michael J. Shelley, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Filed September 25, 2008, Dakota County Registrar of Titles, Document No. 633628 on Certificate of Title No. 145526. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3698 Conroy Trail East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205365218010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 18, The Oaks Third Addition, according to the recorded plat, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,487.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,348.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM

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( ) FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 18, 2013 JPMorgan Chase Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007568 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286009 1/31-3/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 8 , 2006 MORTGAGOR: Mitchell L. Edelstein, a single person. MORTGAGEE: B a n k o f A m e r i c a , N.A.. DATE AND PLACE OF RECORDING: Recorded May 5, 2006 Dakota County Recorder, Document No. 2426465. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 657-659 South 5th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36.75100.17.150 LEGAL DESCRIPTION OF PROPERTY: Lots 14 and 15, Block 17, Tarbox Addition to South St. Paul. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,962.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 14, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 16, 2013 Bank of America, N.A. Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Cornelia W. Travis, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 10, 2006 Dakota County Recorder Document Number: 2443975 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6746 158th St W, Apple Valley, MN 55124-6529 Tax Parcel ID Number: 01-32150-01-097 LEGAL DESCRIPTION OF PROPERTY: Lot 97, Block 1, Hawthorne, CIC No. 369, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,885.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 16, 2013, or the next business day if September 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 31, 2013 MORTGAGEE: Wells Fargo Bank, N.A Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026884F01 3284290 1/31-3/7/13

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001950663 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20048 Cabrilla Way, Farmington, MN 55024 TAX PARCEL I.D. #: 122450004069 LEGAL DESCRIPTION OF PROPERTY: Lot 69, Block 4, Empire River Preserve, Common Interest Community No. 386, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,486.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 24, 2013 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007187 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286077 1/31-2/7/13

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12962 Nicollet Avenue South, Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Stephen Erick Soderlund, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Five Thousand Four Hundred Eight and 00/100 ($5,408.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 15, 2012, and recorded

g , , November 30, 2012 as Document No. 2912031 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: March 20, 2013, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on September 20, 2013. Dated: January 14, 2013 By __________/s/___________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441221 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3285498 1/31-3/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,818.00 MORTGAGOR(S): Michael L. Risdon, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Towne Mortgage Company dba AmeriCU Mortgage, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 02, 2010 Dakota County Recorder Document Number: 2763193 ASSIGNMENTS OF MORTGAGE: And assigned to: Towne Mortgage Company d/b/a AmeriCU Mortgage Dated: January 22, 2013 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100063700004060643 Lender or Broker: Towne Mortgage Company dba AmeriCU Mortgage Residential Mortgage Servicer: Towne Mortgage Company d/b/a AmeriCU Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 624 5th St W, Hastings, MN 55033-1710 Tax Parcel ID Number: 19-10500-27-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 27, Addition No. Thirteen to the City of Hastings, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,265.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 16, 2013, or the next business day if September 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

�� Mortgagee/Assignee �� of Mortgagee

PRODUCTION, AND ARE ABANDONED. DATED: January 31, 2013 ASSIGNEE OF MORTGAGEE: Towne Mortgage Company d/b/a AmeriCU Mortgage Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026927F01 3284276 1/31-3/7/13

USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-005340 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3285837 1/31-3/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2007 MORTGAGOR: Justin M. Rojesky, an unmarried man and Rachel L. Peters, an unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 16, 2007 Dakota County Recorder, Document No. 2509981. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. Dated June 25, 2009 Recorded July 1, 2009, as Document No. 2668043. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000745673 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 19726 Escort Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16600-10-607 LEGAL DESCRIPTION OF PROPERTY: Unit No. 607, Common Interest Community Number 520, a Condominium, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,636.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,801.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 14, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 15, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-11332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3285922 1/31-3/7/13

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 18, 2010 MORTGAGOR: Adam J. Herrmann, a married person. MORTGAGEE: W e l l s F a r g o B a n k , N.A.. DATE AND PLACE OF RECORDING: Recorded July 6, 2010 Dakota County Recorder, Document No. 2738952. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated September 21, 2010 Recorded September 29, 2010, as Document No. 2755789. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 509 8th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 140320059021 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A The West Two Hundred Seventy-six feet (W. 276’) of the South Eighty feet (S. 80’) of the North Three Hundred Twenty-five and five tenths feet (N. 325.5’) of the Northwest Quarter of the Southwest Quarter (NW 1/4 of SW 1/4) of Section Thirty Two (32), Township One Hundred Fourteen (114), Range Nineteen (19), according to the survey thereof, Dakota County, Minnesota, LESS AND EXCEPT The East 40 feet of the West 276 feet of the South 80 feet of the North 325.5 feet of the NW 1/4 of the SW 1/4 of Section 32, Township 114, Range 19, Dakota County, Minnesota, as deeded to City of Farmington in Warranty Deed recorded as Document No. 1311450 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,940.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,762.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 18, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

��

�� Registration �� Systems, �� Inc. DATE AND PLACE OF RECORDING: ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 MORTGAGOR: Mikhail A. Yurik and Olga A. Yurik husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. . DATE AND PLACE OF RECORDING: Recorded June 29, 2005 Dakota County Recorder, Document No. 2335541. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing, LLC. Dated December 13, 2012 Recorded December 14, 2012, as Document No. 2915567. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000125863 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 20720 Gemini Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 22.71450.02.170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Spyglass, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,762.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $310,506.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 09,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 1, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 13-001092 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3304607 2/21-3/28/13

PUBLIC NOTICE

Recorded January 29, 2003 Dakota County Recorder, Document No. 1991155. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated June 25, 2012 Recorded July 17, 2012, as Document No. 2880699. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599906326158 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nokomis Corporation of Minnesota RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 358 Stanley Street East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424280005061 LEGAL DESCRIPTION OF PROPERTY: The West 30 feet of Lot 5 and the East Half of Lot 6, Block 5, Koch and Kersts Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $125,487.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 24, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006895 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286106 1/31-3/7/13

PUBLIC NOTICE NOTICE OF SHERIFF’S SALE

UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA OTHER CIVIL DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4361 Alerus Financial, National Association, as successor to Prosperan Bank f/k/a Washington County Bank, Plaintiff, v. Premier Development Group, Inc., a Minnesota Corporation; Korey Bannerman, an individual; Robert Carlson, an individual; JEM Mortgage Holdings, LLC, a Minnesota Limited Liability Company; Mesenbrink Construction & Engineering, Inc., a Minnesota Corporation; John Mesenbrink, an individual; Orion Development, LLC, an inactive Minnesota Limited Liability Company; Cheryl M. Wachal Trnka, an individual. Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of the Order Grant-

under and by virtue of the Order Grant ing Plaintiff’s Motion for Default Judgment Against Defendants and Order of Foreclosure (”Order”) entered in the above-entitled action on the 18th day of January, 2012, a certified copy of which has been delivered to me directing the sale of the real property hereinafter described to satisfy or partially satisfy the amount found and adjudged due to said Plaintiff Alerus Financial, National Association, as successor to Prosperan Bank (formerly known as Washington County Bank), as prescribed in the Order, the undersigned Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on Friday, March 15, 2013, at 10:00 a.m., in the at the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, in the City of Hastings, County of Dakota, State of Minnesota, the real property, lying and being in the Counties of Dakota and Blue Earth, State of Minnesota, described in said Order as the parcel of real property located at: 3344 Sherman Court, Eagan, Minnesota 55122 that is legally described as: Lot Three (3), Block One (1), Birchwood Office Park, according to the plat and survey thereof on file and of record in the office of the County recorder in and for Dakota County, Minnesota; (hereinafter the “Premises”) together with: (i) all buildings and improvements now or hereafter located on the Premises (the “Improvements”); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of Borrower in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, hereinafter the “Mortgaged Property”). The Property is abstract property. Tax Parcel ID No. is 10-14225-01-030; and [no street address has been assigned to this parcel] That part of Lot 1, Block 1, Trail Creek Addition, according to the plat thereof on file and of record in the

thereof on file and of record in the office of the County Recorder in and for Blue Earth County, Minnesota, which lies westerly and southerly of the following described line: Commencing at the southeast corner of said Lot 1; thence South 89 degrees 25 minutes 53 seconds West (Minnesota County Coordinate System of 1983, Blue Earth County Zone), along the south line of said Lot 1 a distance of 182.96 feet to the point of beginning; thence North 00 degrees 34 minutes 27 seconds West, 293.45 feet; thence South 89 degrees 25 minutes 33 seconds West, 255.95 feet to a point on the westerly line of said Lot 1 and there terminating; (hereinafter the “Premises”) together with: (i) all buildings and improvements now or hereafter located on the Premises (the “Improvements”); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property, or appurtenances thereto, or usable in connection with the present or future operation and occupancy of the Mortgaged Property and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Mortgaged Property (hereinafter collectively referred to as the Equipment), and the right, title and interest of Borrower in and to any of the Equipment which may be subject to any security agreements (as defined in the Uniform Commercial Code of the State in which the Premises are located), superior in lien to the lien of this Mortgage; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Mortgaged Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Mortgaged Property; (vi) all leases and other agreements (other than the Ground Lease) affecting the use or occupancy of the Mortgaged Property now or hereafter entered into (hereinafter referred to as the Leases) and the right to receive and apply the rents, issues and profits of the Mortgaged Property (hereinafter referred to as the Rents) to the payment of the Obligations; (vii) all proceeds of and any unearned premiums on any insurance policies (collectively, hereinafter referred to as the Policies) covering the Mortgaged Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Mortgaged Property; (viii) the right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Mortgaged Property and to commence any action or proceeding to protect the interest of Plaintiff in the Mortgaged Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Premises, hereinafter the “Mortgaged Property”). The Property is abstract property. The Tax Parcel ID No. is 01.09.03.152.015. The Property is secured by a Mortgage dated October 25, 2007, and recorded in the Office of the County Recorder in and for Dakota County, Minnesota, on December 20, 2007, as Document No. 2562455 and recorded in the Office of the County Recorder in and for Blue Earth County, Minnesota, on January 7, 2008, as Document No. 481CR339, as assigned (hereinafter collectively the “Mortgage”). The maximum indebtedness secured by the Mortgage is $1,475,000.00. As of the date of this Notice, the amount claimed to be due on the Mortgage is $681,531.24, pursuant to the Order. The time allowed by law for redemption by the mortgagor or mortgagor’s personal representatives or assigns is twelve (12) months after the date of sale. Dated: December 10, 2012

Dated: December 10, 2012 Dave Bellows, the Sheriff of Dakota County By: /s/ Robert Shingledecker Deputy Dorsey & Whitney LLP 50 South Sixth Street, Suite 1500 Minneapolis, MN 55402 By: Michael D. Stinson Atty. Reg. No. 0392482 (612) 492-6624 Attorneys for Plaintiff 3283005 1/31-3/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2006 MORTGAGOR: Janet L. Isaacson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed June 19, 2006, Dakota County Registrar of Titles, Document No. 592418 on Certificate of Title No. 114912. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated October 23, 2012 Filed January 23, 2013, as Document No. T710200. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500018791 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 308 Valley High Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 028135001170 LEGAL DESCRIPTION OF PROPERTY: Lot 17 in Block 1 of Valley Highlands, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,409.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 14, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 12, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3304681 2/21-3/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2005 MORTGAGOR: Benjamin Glubka and Amy Glubka, husband and wife. MORTGAGEE: Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded April 26, 2005 Dakota County Recorder, Document No. 2316332. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated November 10, 2012 Recorded November 29, 2012, as Document No. 2911808. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13010 Grand Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 024170200040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Kelly Heights Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $335,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,228.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 9, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 12, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007315 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3304734 2/21-3/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,790.00 MORTGAGOR(S): Doug Commerford, an unmarried man and Abby Kolesar, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Partners XII, L.L.C., its successors and assigns

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L.L.C., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 14, 2006 Dakota County Recorder Document Number: 2437588 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank Trust Company Americas as Trustee for RALI 2006-QA6 Dated: August 21, 2012 Recorded: August 28, 2012 Dakota County Recorder Document Number: 2890231 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177071200006027 Lender or Broker: Cornerstone Mortgage Partners XII, L.L.C. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1225 Willow Trl, Farmington, MN 55024-8412 Tax Parcel ID Number: 14.15303.03.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Bristol Square Fourth Addition, CIC 504, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $134,120.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 16, 2013, or the next business day if September 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 31, 2013 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as Trustee for RALI 2006-QA6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026056F01 3283574 1/31-3/7/13

PUBLIC NOTICE

TAX PARCEL I.D. #: 348131006200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Valley Oak Addition Replat, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,222.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 21, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007239 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286068 1/31-3/7/13

PUBLIC NOTICE

degrees 04 minutes 20 seconds East a distance of 115.16 feet to the east line of said Lot 1, Block 3 and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $86,209.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-6769 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3292347 2/7-3/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,585.00 MORTGAGOR(S): Krystal Siegfried, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 15, 2004 Dakota County Recorder Document Number: 2185489 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: January 31, 2012 Recorded: February 13, 2012 Dakota County Recorder Document Number: 2848811 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061904022000019 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 36 Lilac Ln, Farmington, MN 55024-8416 Tax Parcel ID Number: 14-15302-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Bristol Square Third Addition, Common Interest Community No. 258, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,658.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 23, 2013, or the next business day if September 23, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 07, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025507F03 3289246 2/7-3/14/13

PUBLIC NOTICE

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�� within six (6) months from the date of next weekday, and unless the redemp said sale by the mortgagor(s), their tion period is reduced to 5 weeks personal representatives or assigns u n d e r M N S t a t . S e c s . 5 8 0 . 0 7 o r unless reduced to Five (5) weeks under 582.032. MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM TIME AND DATE TO VACATE PROP- FINANCIAL OBLIGATION ON MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGE: None owner-occupied, single-family dwell"THE TIME ALLOWED BY LAW FOR ing, unless otherwise provided by law, REDEMPTION BY THE MORTGAGOR, the date on or before which the mort- THE MORTGAGOR'S PERSONAL REPgagor(s) must vacate the property if the RESENTATIVES OR ASSIGNS, MAY BE mortgage is not reinstated under sec- REDUCED TO FIVE WEEKS IF A JUDItion 580.30 or the property is not CIAL ORDER IS ENTERED UNDER redeemed under section 580.23 is MINNESOTA STATUTES, SECTION 11:59 p.m. on September 30, 2013, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless that date falls on a weekend or OTHER THINGS, THAT THE MORTlegal holiday, in which case it is the GAGED PREMISES ARE IMPROVED next weekday, and unless the redemp- WITH A RESIDENTIAL DWELLING OF tion period is reduced to 5 weeks LESS THAN FIVE UNITS, ARE NOT u n d e r M N S t a t . S e c s . 5 8 0 . 0 7 o r PROPERTY USED IN AGRICULTURAL 582.032. P R O D U C T I O N , A N D A R E MORTGAGOR(S) RELEASED FROM ABANDONED." Dated: January 25, 2013 FINANCIAL OBLIGATION ON MORTGAGE: None Nationstar Mortgage LLC "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 21 - 12-007388 FC OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 2/7-3/14/13 WITH A RESIDENTIAL DWELLING OF 3292403 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: January 29, 2013 THE RIGHT TO VERIFICATION JPMC Specialty Mortgage LLC OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN Attorneys for Mortgagee/Assignee of THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Mortgagee NOTICE IS HEREBY GIVEN, that 4500 Park Glen Road #300 default has occurred in conditions of Minneapolis, MN 55416 the following described mortgage: (952) 925-6888 DATE OF MORTGAGE: February 25, 30 - 13-001592 FC THIS IS A COMMUNICATION FROM 2004 MORTGAGOR: F e l i c i a O r t e g a a n d A DEBT COLLECTOR. 3292262 2/7-3/14/13 Gerardo Ortega, husband and wife. MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded May 3, 2004 Dakota County NOTICE OF MORTGAGE Recorder, Document No. 2200410. FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Assigned to: Inter Savings Bank, FSB. THE ORIGINAL CREDITOR WITHIN Dated February 25, 2004 Recorded May THE TIME PROVIDED BY LAW IS 3, 2004, as Document No. 2200411. And thereafter assigned to: Minnesota NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Housing Finance Agency. Dated Februdefault has occurred in conditions of ary 27, 2004 Recorded August 27, the following described mortgage: 2004, as Document No. 2242566. DATE OF MORTGAGE: May 30, 2007 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTMORTGAGOR: Joanne M. Schaefer, a single person. GAGE IDENTIFICATION NUMBER ON MORTGAGEE: Mortgage Electronic MORTGAGE: NONE Registration Systems, Inc. LENDER OR BROKER AND MORTDATE AND PLACE OF RECORDING: G A G E O R I G I N A T O R S T A T E D O N R e c o r d e d J u n e 2 2 , 2 0 0 7 D a k o t a MORTGAGE: First Residential MortC o u n t y R e c o r d e r , D o c u m e n t N o . gage Corporation 2525891. RESIDENTIAL MORTGAGE SERA S S I G N M E N T S O F M O R T G A G E : VICER: U.S. Bank Home Mortgage, a Assigned to: Nationstar Mortgage, LLC. division of U.S. Bank National AssociaDated December 14, 2012 Recorded tion January 8, 2013, as Document No. MORTGAGED PROPERTY ADDRESS: 2920548. 159 Arion Street East, West Saint Paul, TRANSACTION AGENT: Mortgage MN 55118 Electronic Registration Systems, Inc. TAX PARCEL I.D. #: 42.34000.02.100 LEGAL DESCRIPTION OF PROPTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON ERTY: MORTGAGE: 100062604741949418 Lot 10, Block 2, Hurley's Addition to LENDER OR BROKER AND MORTWest Saint Paul, according to the GAGE ORIGINATOR STATED ON map or plat thereof on file in the MORTGAGE: Homecomings Financial, Office of the County Recorder in and LLC (F/K/A Homecomings Financial for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS Network, Inc.) R E S I D E N T I A L M O R T G A G E S E R - LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF VICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: MORTGAGE: $197,880.00 AMOUNT DUE AND CLAIMED TO BE 512 15th Avenue North, South Saint DUE AS OF DATE OF NOTICE, INCLUDPaul, MN 55075 ING TAXES, IF ANY, PAID BY MORTTAX PARCEL I.D. #: 36.62700.01.040 LEGAL DESCRIPTION OF PROP- GAGEE: $192,893.40 That prior to the commencement of ERTY: Lot 4, Block 1, F. Radant's Addition this mortgage foreclosure proceeding to South St. Paul, Dakota County, Mortgagee/Assignee of Mortgagee comMinnesota. plied with all notice requirements as COUNTY IN WHICH PROPERTY IS required by statute; That no action or LOCATED: Dakota proceeding has been instituted at law ORIGINAL PRINCIPAL AMOUNT OF o r o t h e r w i s e t o r e c o v e r t h e d e b t MORTGAGE: $107,100.00 secured by said mortgage, or any part AMOUNT DUE AND CLAIMED TO BE thereof; DUE AS OF DATE OF NOTICE, INCLUDPURSUANT to the power of sale conING TAXES, IF ANY, PAID BY MORT- tained in said mortgage, the above GAGEE: $125,226.42 described property will be sold by the That prior to the commencement of Sheriff of said county as follows: this mortgage foreclosure proceeding DATE AND TIME OF SALE: March Mortgagee/Assignee of Mortgagee com- 29, 2013 at 10:00 AM plied with all notice requirements as PLACE OF SALE: S h e r i f f ' s O f f i c e , required by statute; That no action or Law Enforcement Center, 1580 Hwy proceeding has been instituted at law 55, Lobby #S-100, Hastings, MN o r o t h e r w i s e t o r e c o v e r t h e d e b t to pay the debt then secured by said secured by said mortgage, or any part Mortgage, and taxes, if any, on said thereof; premises, and the costs and disbursePURSUANT to the power of sale con- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tained in said mortgage, the above allowed by law subject to redemption described property will be sold by the within six (6) months from the date of Sheriff of said county as follows: said sale by the mortgagor(s), their DATE AND TIME OF SALE: March personal representatives or assigns 26, 2013 at 10:00 AM unless reduced to Five (5) weeks under PLACE OF SALE: S h e r i f f ' s O f f i c e , MN Stat. §580.07. Law Enforcement Center, 1580 Hwy TIME AND DATE TO VACATE PROP55, Lobby #S-100, Hastings, MN ERTY: If the real estate is an to pay the debt then secured by said owner-occupied, single-family dwellMortgage, and taxes, if any, on said ing, unless otherwise provided by law, premises, and the costs and disburse- the date on or before which the mortm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s gagor(s) must vacate the property if the allowed by law subject to redemption mortgage is not reinstated under secwithin six (6) months from the date of tion 580.30 or the property is not said sale by the mortgagor(s), their redeemed under section 580.23 is personal representatives or assigns 11:59 p.m. on September 30,2013 unless reduced to Five (5) weeks under unless that date falls on a weekend or MN Stat. §580.07. legal holiday, in which case it is the TIME AND DATE TO VACATE PROP- next weekday, and unless the redempE R T Y : I f t h e r e a l e s t a t e i s a n tion period is reduced to 5 weeks owner-occupied, single-family dwell- u n d e r M N S t a t . S e c s . 5 8 0 . 0 7 o r ing, unless otherwise provided by law, 582.032. the date on or before which the mortMORTGAGOR(S) RELEASED FROM gagor(s) must vacate the property if the FINANCIAL OBLIGATION ON MORTmortgage is not reinstated under sec- GAGE: None tion 580.30 or the property is not "THE TIME ALLOWED BY LAW FOR redeemed under section 580.23 is REDEMPTION BY THE MORTGAGOR, 11:59 p.m. on September 26, 2013, THE MORTGAGOR'S PERSONAL REPunless that date falls on a weekend or RESENTATIVES OR ASSIGNS, MAY BE legal holiday, in which case it is the next weekday, and unless the redemp- ��

PUBLIC NOTICE

�� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2013 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007729 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3292205 2/7-3/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00 MORTGAGOR(S): Jim Hendren, a single person MORTGAGEE: Wilmington Finance, a division of AIG Federal Savings Bank SERVICER: Ocwen Loan Servicing, LLC LENDER: Wilmington Finance, a division of AIG Federal Savings Bank. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on September 30, 2004, as Document No. 2253773. ASSIGNED TO: The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association, as Trustee - SURF 2004-BC4 Dated: January 10, 2013, and recorded January 25, 2013 by Document No. 2924974. LEGAL DESCRIPTION OF PROPERTY: Unit No. 204, Orchard Pointe Condominium, CIC No.311, According to the recorded plat thereof, PROPERTY ADDRESS: 15300 Flower Way, Apple Valley, MN 55124 PROPERTY I.D: 01-55901-05-204 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand Eight Hundred One and 66/100 ($160,801.66) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 2, 2013 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section 580.30 or the property is not redeemed under Minn. Stat. Section 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 2, 2013, or the next business day if October 2, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2013 The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association, as Trustee SURF 2004-BC4 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00321-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4359167 02/14/2013, 02/21/2013, 02/28/2013, 03/07/2013, 03/14/2013, 03/21/2013 3297235 2/14-3/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2004 MORTGAGOR: Jeffrey Franklin Pierick and Robin D. Pierick, husband and wife. MORTGAGEE: Union Planters Bank, NA. DATE AND PLACE OF RECORDING: Recorded July 14, 2004 Dakota County Recorder, Document No. 2225537. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated February 15, 2008 Recorded April 18, 2008, as Document No. 2585439. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Union Planters Bank, NA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 6720 175th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 221830103005 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Country Pond South 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,156.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 4, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 4, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 1, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006742 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3297296 2/14-3/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Daryl P Estby and Susan M Estby, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Rubicon Mortgage Advisors, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: July 01, 2010 Dakota County Recorder Document Number: 2738333

Document Number: 2738333 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: December 10, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550293772892 Lender or Broker: Rubicon Mortgage Advisors, LLC Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1155 Charlton St, West St. Paul, MN 55118-2119 Tax Parcel ID Number: 42-34952-01-110 LEGAL DESCRIPTION OF PROPERTY: Lots 10 and 11, Block 1, Ickler's 3rd Addition to South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,482.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 23, 2013, or the next business day if September 23, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 07, 2013 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026338F02 3289228 2/7-3/14/13

PUBLIC NOTICE

requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2013, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: September 26, 2013, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 30, 2013 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Provincial Bank IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 3292285 2/7-3/14/13

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2013 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007607 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3292227 2/7-3/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Jose G. Maldonado, an unmarried man MORTGAGEE: Option One Mortgage Corporation DATE AND PLACE OF REGISTERING: Registered: March 31, 2004 Dakota County Registrar of Titles Document Number: 0533660 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 Dated: January 15, 2013 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Option One Mortgage Corporation Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131318 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1565 Christensen Ave, West St. Paul, MN 55118-3515 Tax Parcel ID Number: 42-30000-06-021 LEGAL DESCRIPTION OF PROPERTY: The East 33 feet of Lot 2, except the North 80 feet thereof, and all of Lot 1, except the North 80 feet thereof, in Block 6, Gilbert Heights, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,138.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 23, 2013, or the next business day if September 23, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 07, 2013 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026645F01 3289701 2/7-3/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 05, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,778.00 MORTGAGOR(S): Christopher J. Patrick and Elizabeth R. Patrick, husband and wife MORTGAGEE: Associated Bank National Association DATE AND PLACE OF RECORDING: Recorded: March 11, 2010 Dakota County Recorder Document Number: 2718697 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: March 16, 2010 Recorded: July 06, 2010 Dakota County Recorder Document Number: 2738994 And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: March 08, 2012 Recorded: March 19, 2012 Dakota County Recorder Document Number: 2856382 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025500005045297 Lender or Broker: Associated Bank National Association Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5770 Babcock Trl, Inver Grove Heights, MN 55077-2109 Tax Parcel ID Number: 20-03210-76-020 LEGAL DESCRIPTION OF PROPERTY: Beginning at a point in the center of State Aid Road No. 21 or the German Road (so called) said point being 1191.25 feet North and 430 feet West of the Southeast (SE) corner of Section Thirty two (32), Township Twenty eight (28), Range Twenty two (22), thence South 82 degrees 53 minutes East 215.6 feet, thence North 8 degrees 00 minutes East 106.55 feet, thence North 82 degrees 30 minutes West 200.8 feet to the center of said State Aid Road No. 21 and being 1294.9 feet North and 399.15 feet West of the Southeast corner of said Section Thirty two (32), thence Southwesterly along the center of said road 109.5 feet to point of beginning, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,616.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 26, 2013, or the next business day if September 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS,

��

REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 07, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026972F01 3291608 2/7-3/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2008 MORTGAGOR: Veronique L. Harmon, a single person. MORTGAGEE: W e l l s F a r g o B a n k , N.A.. DATE AND PLACE OF RECORDING: Recorded May 12, 2008 Dakota County Recorder, Document No. 2589464. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated April 23, 2008 Recorded May 12, 2008, as Document No. 2589465. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 12968 Nicollet Avenue South Unit #102, Burnsville, MN 55337 TAX PARCEL I.D. #: 02.01300.16.626 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12968 Nicollet Avenue South, Condominium Ownership No. 15 Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $63,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $64,105.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 28, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 24, 2013 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2005 MORTGAGOR: Thomas A. Ryther and Catherine A. Ryther, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 19, 2005 Dakota County Recorder, Document No. 2323345. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in Interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as trustee for Washington Mutual Mortgage Pass-Through WMALT 2005-5 Dated October 11, 2012 Recorded October 26, 2012, as Document No. 2904438. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030007170658 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 17519 Five Oaks Drive, Lakeville, MN 55024 TAX PARCEL I.D. #: 222087803070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Dodd Ridge Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $236,505.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 28, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2013 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005031 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3297578 2/14-3/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,934.00 MORTGAGOR(S): Sareen K Devireddy and Jyothirmai Chittyreddy, Husband and Wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 05, 2011 Dakota County Recorder Document Number: 2813197 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 13, 2012 Recorded: October 26, 2012 Dakota County Recorder Document Number: 2904154 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4074 Johnny Cake Ridge Rd, Eagan, MN 55122-4207 Tax Parcel ID Number: 10-53760-05-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Oakbrooke, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $291,411.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 30, 2013, or the next business day if September 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 14, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025858F01 3298303 2/14-3/21/13

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0003356940-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank FSB RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1762 Gabbro Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 10.16705.09.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 9, in Cedar Grove No. 6, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,318.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 28, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-007125 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3292179 2/7-3/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,000.00 MORTGAGOR(S): Paul D. Stanz and Julie P. Stanz, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Castle Mortgage Corporation, its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: September 11, 2007 Dakota County Registrar of Titles Document Number: 616967 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: December 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002871184 Lender or Broker: Castle Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 104617 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7485 Borman Ave, Inver Grove Heights, MN 55076-2403 Tax Parcel ID Number: 20-40600-01-140 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block One (1), In Justin Addition, according to the recorded plat thereof, Dakota County, Minnesota.

��

�� County, Minnesota. thence�� South 0 degrees 00 minutes AMOUNT DUE AND CLAIMED TO BE 05 seconds East, parallel with said DUE AS OF DATE OF NOTICE: East line a distance of 217.85 feet; $140,311.21 thence South 88 degrees 48 minutes THAT all pre-foreclosure require00 seconds East, a distance of ments have been complied with; that 500.00 feet to the point of beginning. no action or proceeding has been instiAbstract tuted at law or otherwise to recover the COUNTY IN WHICH PROPERTY IS debt secured by said mortgage, or any LOCATED: Dakota part thereof; that this is registered ORIGINAL PRINCIPAL AMOUNT OF property; MORTGAGE: $364,000.00 PURSUANT to the power of sale conAMOUNT DUE AND CLAIMED TO BE tained in said mortgage, the DUE AS OF DATE OF NOTICE, above-described property will be sold INCLUDING TAXES, IF ANY, PAID BY by the Sheriff of said county as fol- MORTGAGEE: $394,313.57 lows: That prior to the commencement of DATE AND TIME OF SALE: March this mortgage foreclosure proceeding 22, 2013 at 10:00 AM Mortgagee/Assignee of Mortgagee PLACE OF SALE: Dakota County complied with all notice requirements Law Enforcement Center, 1580 High- as required by statute; That no action way 55, Lobby S-100, Hastings, Minne- or proceeding has been instituted at law or otherwise to recover the debt sota to pay the debt secured by said mort- secured by said mortgage, or any part gage and taxes, if any, on said pre- thereof; PURSUANT to the power of sale mises and the costs and disbursements, including attorney fees allowed contained in said mortgage, the above by law, subject to redemption within described property will be sold by the six (6) months from the date of said Sheriff of said county as follows: DATE AND TIME OF SALE: April 2, sale by the mortgagor(s), their per2013 at 10:00 AM sonal representatives or assigns. PLACE OF SALE: S h e r i f f ' s O f f i c e , If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- Law Enforcement Center, 1580 Hwy erty is not redeemed under Minn. Stat. 55, Lobby #S-100, Hastings, MN §580.23, the Mortgagor must vacate to pay the debt then secured by said the property on or before 11:59 p.m. on Mortgage, and taxes, if any, on said September 23, 2013, or the next busi- p r e m i s e s , a n d t h e c o s t s a n d ness day if September 23, 2013 falls on disbursements, including attorneys' fees allowed by law subject to a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial redemption within six (6) months from the date of said sale by the obligation: NONE THIS COMMUNICATION IS FROM mortgagor(s), their personal represenA DEBT COLLECTOR ATTEMPT- tatives or assigns unless reduced to ING TO COLLECT A DEBT. ANY Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE INFORMATION OBTAINED WILL BE PROPERTY: If the real estate is an USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF o w n e r - o c c u p i e d , s i n g l e - f a m i l y THE DEBT AND IDENTITY OF THE dwelling, unless otherwise provided by ORIGINAL CREDITOR WITHIN THE law, the date on or before which the T I M E P R O V I D E D B Y L A W I S N O T mortgagor(s) must vacate the property if the mortgage is not reinstated under AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR section 580.30 or the property is not REDEMPTION BY THE MORTGAGOR, redeemed under section 580.23 is THE MORTGAGOR'S PERSONAL REP- 11:59 p.m. on October 2, 2013, unless RESENTATIVES OR ASSIGNS, MAY BE that date falls on a weekend or legal REDUCED TO FIVE WEEKS IF A JUDI- holiday, in which case it is the next CIAL ORDER IS ENTERED UNDER weekday, and unless the redemption MINNESOTA STATUTES, SECTION period is reduced to 5 weeks under MN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED F I N A N C I A L O B L I G A T I O N O N WITH A RESIDENTIAL DWELLING OF MORTGAGE: None "THE TIME ALLOWED BY LAW FOR LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL PRODUCTION, AND ARE ABANDONED. REPRESENTATIVES OR ASSIGNS, DATED: February 07, 2013 MAY BE REDUCED TO FIVE WEEKS IF ASSIGNEE OF MORTGAGEE: A JUDICIAL ORDER IS ENTERED Nationstar Mortgage LLC UNDER MINNESOTA STATUTES, Wilford, Geske & Cook P.A. SECTION 582.032, DETERMINING, Attorneys for Assignee of Mortgagee AMONG OTHER THINGS, THAT THE 8425 Seasons Parkway, Suite 105 MORTGAGED PREMISES ARE Woodbury, MN 55125-4393 IMPROVED WITH A RESIDENTIAL (651) 209-3300 DWELLING OF LESS THAN FIVE File Number: 007007F02 3291634 2/7-3/14/13 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 28, 2013 NOTICE OF MORTGAGE U.S. Bank National Association, FORECLOSURE SALE as Trustee THE RIGHT TO VERIFICATION Mortgagee/Assignee of Mortgagee OF THE DEBT AND IDENTITY OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN Attorneys for Mortgagee/Assignee of THE TIME PROVIDED BY LAW IS Mortgagee NOT AFFECTED BY THIS ACTION. 4500 Park Glen Road #300 NOTICE IS HEREBY GIVEN, that Minneapolis, MN 55416 default has occurred in conditions of (952) 925-6888 the following described mortgage: 30 - 12-006625 FC DATE OF MORTGAGE: July 26, 2006 THIS IS A COMMUNICATION FROM MORTGAGOR: Larry O Morgan and A DEBT COLLECTOR. Barbara K Morgan, husband and wife. 3292376 2/7-3/14/13 MORTGAGEE: A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Recorded August 17, 2006 Dakota FORECLOSURE SALE County Recorder, Document No. THE RIGHT TO VERIFICATION 2454443. A S S I G N M E N T S O F M O R T G A G E : OF THE DEBT AND IDENTITY OF Assigned to: Mortgage Electronic Reg- THE ORIGINAL CREDITOR WITHIN istration Systems, Inc. Dated Decem- THE TIME PROVIDED BY LAW IS ber 30, 2008 Recorded February 4, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 2009, as Document No. 2635155. And t h e r e a f t e r a s s i g n e d t o : U . S . B a n k default has occurred in conditions of National Association, as Trustee, suc- the following described mortgage: DATE OF MORTGAGE: A u g u s t 8 , cessor in interest to Bank of America, N.A as Trustee as successor by merger 2008 MORTGAGOR: Trudy S. Ackerman, a to LaSalle Bank National Association, as Trustee for Certificate holders of single person. MORTGAGEE: S u m m i t M o r t g a g e Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series Corporation. DATE AND PLACE OF RECORDING: 2006-AQ1. Dated May 8, 2012 Recorded M a y 2 9 , 2 0 1 2 , a s D o c u m e n t N o . Recorded August 21, 2008 Dakota County Recorder, Document No. 2870705. 2609224. TRANSACTION AGENT: NONE ASSIGNMENTS OF MORTGAGE: TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON A s s i g n e d t o : M i n n e s o t a H o u s i n g Finance Agency. Dated August 8, 2008 MORTGAGE: NONE LENDER OR BROKER AND MORT- Recorded August 21, 2008, as DocuG A G E O R I G I N A T O R S T A T E D O N ment No. 2609225. TRANSACTION AGENT: NONE MORTGAGE: Argent Mortgage ComTRANSACTION AGENT'S MORTpany, LLC R E S I D E N T I A L M O R T G A G E S E R - GAGE IDENTIFICATION NUMBER ON V I C E R : J P M o r g a n C h a s e B a n k , MORTGAGE: NONE LENDER OR BROKER AND MORTNational Association MORTGAGED PROPERTY ADDRESS: G A G E O R I G I N A T O R S T A T E D O N 29655 Isle Avenue, Northfield, MN MORTGAGE: Summit Mortgage Corporation 55057 RESIDENTIAL MORTGAGE SERTAX PARCEL I.D. #: 160070078012 LEGAL DESCRIPTION OF PROP- VICER: U.S. Bank Home Mortgage, a division of U.S. Bank National AssociaERTY: tion Exhibit A MORTGAGED PROPERTY ADDRESS: That part of the Southeast Quarter of the Southeast Quarter of Section 7, 436 North 17th Avenue, South Saint Township 112, Range 20, Dakota Paul, MN 55075 TAX PARCEL I.D. #: 36.62700.04.170 County Minnesota described as folLEGAL DESCRIPTION OF PROPlows: Commencing at the Southeast corner of said Southeast Quarter of ERTY: Lots 16 and 17, Block 4 in F. the Southeast Quarter; thence North Radant's Addition to South Park 0 degrees 00 minutes 05 seconds COUNTY IN WHICH PROPERTY IS assumed bearing along the East line of said Southeast Quarter of the LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Southeast Quarter, a distance of 662.39 feet to the point of beginning MORTGAGE: $113,905.00 AMOUNT DUE AND CLAIMED TO BE of the land to be described; thence North 0 degrees 00 minutes 05 sec- DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTonds West, along said East line, a distance of 217.85 feet; thence North GAGEE: $118,058.66 That prior to the commencement of 88 degrees 48 minutes 00 seconds West, a distance of 500.00 feet; thence South 0 degrees 00 minutes ��

PUBLIC NOTICE

�� sale �� their by the mortgagor(s), sonal representatives or assigns. �� That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 26, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2013 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 13-001468 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3292117 2/7-3/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,920.00 MORTGAGOR(S): Lawrence J Murtaugh and Cheryl E Murtaugh, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: November 08, 2006 Dakota County Recorder Document Number: 2474384 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 16, 2012 Recorded: October 30, 2012 Dakota County Recorder Document Number: 2905211 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 930 Lyn Way Apt 101, Hastings, MN 55033-2500 Tax Parcel ID Number: 19-81301-03-101 LEGAL DESCRIPTION OF PROPERTY: Unit 101, Condominium No. 93, 930 Dakota Valley Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $101,015.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

per

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 23, 2013, or the next business day if September 23, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 07, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026076F01 3291626 2/7-3/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2008 MORTGAGOR: P r i y a n g a n i G o o n athilaka, Sudesh Fernando, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 6, 2008 Dakota County Recorder, Document No. 2616416; modified on 4/1/2012 as Doc# 2878512, Recorded in Dakota County on 7/6/2012. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company. Dated November 16, 2012 Recorded December 13, 2012, as Document No. 2915109. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969615806901 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 305 Stanley Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367320002111 LEGAL DESCRIPTION OF PROPERTY: Lots 1, 2, 3, 4 and 11, Block 2, Sunnyside Addition to South Park, Dakota County, Minnesota, together with that part of vacated Wilgus Street adjacent thereto which accrued thereto by reason of the vacation thereof, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,333.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,590.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 4, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on October 4, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 5, 2013 Branch Banking and Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 108 - 12-006157 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3298616 2/14-3/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2006 MORTGAGOR: Paul W Kobi, a married man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 26, 2006 Dakota County Recorder, Document No. 2432965. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Dated April 5, 2012 Recorded April 12, 2012, as Document No. 2861548. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0006493027-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 19627 Escalade Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14.16600.11.104 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1104, Common Interest Community Number 520 , A Condominium Charleswood Crossing, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,768.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 02,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 28, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-007520 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3298712 2/14-3/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $294,880.00 MORTGAGOR(S): Dean Weasler and Meagan Weasler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for CitiMortgage, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 30, 2008 Dakota County Recorder Document Number: 2569035 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: August 07, 2012 Recorded: September 05, 2012 Dakota County Recorder Document Number: 2891292 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520048030854 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20575 Camden Path, Farmington, MN 55024-7141 Tax Parcel ID Number: 14-74901-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Tamarack Ridge Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $311,615.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 30, 2013, or the next business day if September 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 14, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026002F02 3297814 2/14-3/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,520.00

MORTGAGE: $205,520.00 MORTGAGOR(S): Trent Kramer and Susan Kramer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: December 20, 2004 Dakota County Recorder Document Number: 2277667 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. as Trustee for Holders of Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2004-4 Dated: November 21, 2012 Recorded: December 06, 2012 Dakota County Recorder Document Number: 2913265 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910002870729 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14329 11th Ave S, Burnsville, MN 55337-4795 Tax Parcel ID Number: 02-84805-04-100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Four (4), Wood Park Plat Six, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,677.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 30, 2013, or the next business day if September 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 14, 2013 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A. as Trustee for Holders of Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2004-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026930F01 3296755 2/14-3/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 02, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeffrey C. Scott, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers, FSB, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: April 13, 2007 Dakota County Recorder Document Number: 2509584 AND CORRECTIVE MORTGAGE RECORDING: March 16, 2012 Dakota County Recorder Document Number: 2855917 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: November 15, 2011 Recorded: June 11, 2012 Dakota County Recorder Document Number: 2873300 And assigned to: Nationstar Mortgage LLC

gage LLC Dated: January 23, 2013 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003683783 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 433 12th Ave N, South Saint Paul, MN 55075-1915 Tax Parcel ID Number: 36-70209-04-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14 and the North 1/2 of Lot 13, Block 4, South Park Division No. 10, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $226,634.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 30, 2013, or the next business day if September 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 14, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024063F02 3298313 2/14-3/21/13

PUBLIC NOTICE

��

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,723.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 9, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 9, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 5, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006926 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3298641 2/14-3/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Nicholas Morical a/k/a Nick Morical and Jennifer Morical, husband and wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: February 23, 2006 Dakota County Recorder Document Number: 2408159 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: April 04, 2006 Recorded: September 25, 2006 Dakota County Recorder Document Number: 2463726 And assigned to: PNC Bank, National Association Dated: December 27, 2005 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 506 Sunnyside Cir, Farmington, MN 55024-1627 Tax Parcel ID Number: 14-73100-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Sunnyside Addition to Farmington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $226,639.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 30, 2013, or the next business day if September 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 14, 2013 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026759F01 3297801 2/14-3/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,200.00 MORTGAGOR(S): Matthew J. Ploeger and Kimberly A. Ploeger, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Company, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 02, 2005 Dakota County Recorder Document Number: 2377101 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: January 09, 2013 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500006689 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 612 Tamarack Trl, Farmington, MN 55024-7125 Tax Parcel ID Number: 14-74902-05-907 LEGAL DESCRIPTION OF PROPERTY: Unit Number 907, Tamarack Ridge Carriage Homes, Common Interest Community No. 294, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,512.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 30, 2013, or the next business day if September 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 14, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026906F01 3296777 2/14-3/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 1994 MORTGAGOR: Kathy A. Humphrey, a single woman. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A., S/B/M Chase Home Finance, LLC, S/B/M to Chase Manhattan Mortgage Coroporation, F/K/A Chemical Residential Mortgage Corporation S/B/M to Margaretten & Company, Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 1994 Dakota County Recorder, Document No. 1207870. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Margaretten & Company, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 923 Oakwood Heights Circle, Eagan, MN 55123 TAX PARCEL I.D. #: 105380002103 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3, Condominium Number 59, Oakwood Heights Condominium, a Condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $55,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $32,344.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 2, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 2, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 4, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 3, 2003 MORTGAGOR: Mario A. Pelagalli and Giovanina I Pelagalli, Husband and Wife. MORTGAGEE: U . S . B a n k N a t i o n a l Association. DATE AND PLACE OF RECORDING: Recorded December 22, 2003 Dakota County Recorder, Document No. 2155558. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U. S. Bank N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 9717 West 171st Street, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-72690-04-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Stonebriar, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,838.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 4, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 4, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-1874 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3298184 2/14-3/21/13

PUBLIC NOTICE

��

�� NOTICE IS �� HEREBY �� GIVEN, that Recorded: July �� 27, �� 2012 Dakota default has occurred in conditions of County Recorder the following described mortgage: Document Number: 2883313 DATE OF MORTGAGE: J u n e 2 9 , Transaction Agent: Mortgage Elec2007 tronic Registration Systems, Inc. MORTGAGOR: Faisal Ahmed, unmarTransaction Agent Mortgage Identifiried. cation Number: 100202690413664444 MORTGAGEE: U.S. Bank, N.A.. Lender or Broker: Downey Savings DATE AND PLACE OF RECORDING: and Loan Association, F.A. Recorded July 17, 2007 Dakota County Residential Mortgage Servicer: CenRecorder, Document No. 2530814. tral Mortgage Company ASSIGNMENTS OF MORTGAGE: Mortgage Originator: Not Applicable Assigned to: Minnesota Housing COUNTY IN WHICH PROPERTY IS Finance Agency. Dated June 29, 2007 LOCATED: Dakota Property Address: 16524 Hyland Ct, Recorded July 30, 2007, as Document No. 2534047. Lakeville, MN 55044-4608 TRANSACTION AGENT: NONE Tax Parcel ID Number: T R A N S A C T I O N A G E N T ' S M O R T - 22-34602-03-030 GAGE IDENTIFICATION NUMBER ON LEGAL DESCRIPTION OF PROPMORTGAGE: NONE ERTY: Lot 3, Block 3, Hypointe CrossLENDER OR BROKER AND MORT- ings, 3rd Addition, DaKota County, G A G E O R I G I N A T O R S T A T E D O N Minnesota MORTGAGE: U.S. Bank, N.A. AMOUNT DUE AND CLAIMED TO BE RESIDENTIAL MORTGAGE SER- D U E A S O F D A T E O F N O T I C E : VICER: U.S. Bank Home Mortgage, a $474,576.09 division of U.S. Bank National AssociaTHAT all pre-foreclosure requiretion ments have been complied with; that MORTGAGED PROPERTY ADDRESS: no action or proceeding has been insti14811 Embry Path Unit 51, Apple Val- tuted at law or otherwise to recover the ley, MN 55124 debt secured by said mortgage, or any TAX PARCEL I.D. #: 01.81450.03.051 part thereof; PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPERTY: tained in said mortgage, the Residential Unit No. 51, Garage Unit above-described property will be sold No. 51A, Condominium File No. 78, by the Sheriff of said county as folValley Way Village Condominiums lows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM LOCATED: Dakota PLACE OF SALE: Dakota County ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 MORTGAGE: $177,000.00 AMOUNT DUE AND CLAIMED TO BE Highway 55, Lobby S-100, Hastings, DUE AS OF DATE OF NOTICE, INCLUD- Minnesota ING TAXES, IF ANY, PAID BY MORT- t o p a y t h e d e b t s e c u r e d b y s a i d GAGEE: $182,281.37 mortgage and taxes, if any, on said That prior to the commencement of premises and the costs and disbursethis mortgage foreclosure proceeding ments, including attorney fees allowed Mortgagee/Assignee of Mortgagee com- by law, subject to redemption within plied with all notice requirements as six (6) months from the date of said required by statute; That no action or s a l e b y t h e m o r t g a g o r ( s ) , t h e i r proceeding has been instituted at law personal representatives or assigns. or otherwise to recover the debt If the Mortgage is not reinstated secured by said mortgage, or any part u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e thereof; property is not redeemed under Minn. PURSUANT to the power of sale con- Stat. §580.23, the Mortgagor must tained in said mortgage, the above vacate the property on or before 11:59 described property will be sold by the p.m. on March 14, 2013, or the next Sheriff of said county as follows: business day if March 14, 2013 falls on DATE AND TIME OF SALE: April 4, a Saturday, Sunday or legal holiday. 2013 at 10:00 AM Mortgagor(s) released from financial PLACE OF SALE: S h e r i f f ' s O f f i c e , obligation: NONE Law Enforcement Center, 1580 Hwy THIS COMMUNICATION IS FROM 55, Lobby #S-100, Hastings, MN A DEBT COLLECTOR ATTEMPTING to pay the debt then secured by said T O C O L L E C T A D E B T . A N Y Mortgage, and taxes, if any, on said INFORMATION OBTAINED WILL BE premises, and the costs and disburse- USED FOR THAT PURPOSE. ments, including attorneys' fees THE RIGHT TO VERIFICATION OF allowed by law subject to redemption THE DEBT AND IDENTITY OF THE within six (6) months from the date of ORIGINAL CREDITOR WITHIN THE said sale by the mortgagor(s), their T I M E P R O V I D E D B Y L A W I S N O T personal representatives or assigns AFFECTED BY THIS ACTION. unless reduced to Five (5) weeks under THE TIME ALLOWED BY LAW FOR MN Stat. §580.07. REDEMPTION BY THE MORTGAGOR, TIME AND DATE TO VACATE PROP- T H E M O R T G A G O R ' S P E R S O N A L E R T Y : I f t h e r e a l e s t a t e i s a n REPRESENTATIVES OR ASSIGNS, owner-occupied, single-family dwell- MAY BE REDUCED TO FIVE WEEKS IF ing, unless otherwise provided by law, A J U D I C I A L O R D E R I S E N T E R E D the date on or before which the mort- U N D E R M I N N E S O T A S T A T U T E S , gagor(s) must vacate the property if the SECTION 582.032, DETERMINING, mortgage is not reinstated under sec- AMONG OTHER THINGS, THAT THE tion 580.30 or the property is not M O R T G A G E D P R E M I S E S A R E redeemed under section 580.23 is I M P R O V E D W I T H A R E S I D E N T I A L 11:59 p.m. on October 4, 2013 unless D W E L L I N G O F L E S S T H A N F I V E that date falls on a weekend or legal UNITS, ARE NOT PROPERTY USED IN holiday, in which case it is the next AGRICULTURAL PRODUCTION, AND weekday, and unless the redemption ARE ABANDONED. period is reduced to 5 weeks under MN DATED: August 02, 2012 Stat. Secs. 580.07 or 582.032. ASSIGNEE OF MORTGAGEE: MORTGAGOR(S) RELEASED FROM Central Mortgage Company FINANCIAL OBLIGATION ON MORT- Wilford, Geske & Cook P.A. GAGE: None Attorneys for Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 023627F01 REDUCED TO FIVE WEEKS IF A JUDINOTICE OF POSTPONEMENT OF CIAL ORDER IS ENTERED UNDER MORTGAGE FORECLOSURE SALE MINNESOTA STATUTES, SECTION The above referenced sale scheduled 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G for September 14, 2012 at 10:00 AM OTHER THINGS, THAT THE MORT- has been postponed by the mortgagor GAGED PREMISES ARE IMPROVED pursuant to Minn. Stat. § 580.07 Subd. WITH A RESIDENTIAL DWELLING OF 2 February 14, 2013 at 10:00 AM in the LESS THAN FIVE UNITS, ARE NOT D a k o t a C o u n t y L a w E n f o r c e m e n t PROPERTY USED IN AGRICULTURAL Center, 1580 Highway 55, Lobby S-100, P R O D U C T I O N , A N D A R E Hastings, Minnesota in said County ABANDONED." and State. Dated: February 1, 2013 DATED: August 31, 2012 Minnesota Housing Finance Agency ASSIGNEE OF MORTGAGEE: Mortgagee/Assignee of Mortgagee Central Mortgage Company USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOTICE OF POSTPONEMENT OF Attorneys for Mortgagee/Assignee of MORTGAGE FORECLOSURE SALE Mortgagee The above referenced sale scheduled 4500 Park Glen Road #300 for February 14, 2013 at 10:00 AM has Minneapolis, MN 55416 been postponed to March 14, 2013 at (952) 925-6888 10:00 AM in the Dakota County Law 135 - 13-001431 FC Enforcement Center, 1580 Highway 55, THIS IS A COMMUNICATION FROM Lobby S-100, Hastings, Minnesota in A DEBT COLLECTOR. said County and State. 3298625 2/14-3/21/13 DATED: February 13, 2013 ASSIGNEE OF MORTGAGEE: Central Mortgage Company The redemption period shall be 5 NOTICE OF MORTGAGE weeks from the date of said sale. FORECLOSURE SALE Wilford, Geske & Cook P.A. N O T I C E I S H E R E B Y G I V E N t h a t Attorneys for Assignee Of Mortgagee: default has occurred in the conditions Lawrence A. Wilford of the following described mortgage: James A. Geske DATE OF MORTGAGE: January 26, 8425 Seasons Parkway, Suite 105 2005 Woodbury, MN 55125-4393 ORIGINAL PRINCIPAL AMOUNT OF (651) 209-3300 MORTGAGE: $390,000.00 File Number: 023627F01 M O R T G A G O R ( S ) : N a r y n d r a 3302016 2/21/13 Ramadhar, an unmarried man MORTGAGEE: Downey Savings and Loan Association, F.A. DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Recorded: February 16, 2005 Dakota FORECLOSURE SALE County Recorder NOTICE IS HEREBY GIVEN that Document Number: 2296455 default has occurred in the conditions ASSIGNMENTS OF MORTGAGE: of the following described mortgage: And assigned to: Mortgage ElecDATE OF MORTGAGE: July 26, 2006 tronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF Dated: December 13, 2005 MORTGAGE: $261,250.00 Recorded: January 03, 2006 Dakota MORTGAGOR(S): Emmanuel Bour County Recorder and Naana Ofori Atia, Husband and Document Number: 2393627 Wife And assigned to: Central Mortgage MORTGAGEE: Argent Mortgage Company Company, LLC Dated: July 02, 2012 Recorded: July 27, 2012 Dakota ��

PUBLIC NOTICE

�� default �� has occurred in conditions of the following described mortgage: �� Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457191 ASSIGNMENTS OF MORTGAGE: And assigned to: Citigroup Global Markets Realty Corp. Dated: October 14, 2008 Recorded: October 27, 2008 Dakota County Recorder Document Number: 2619822 And assigned to: PennyMac Corp. Dated: July 30, 2012 Recorded: August 10, 2012 Dakota County Recorder Document Number: 2886661 And assigned to: PennyMac Mortgage Investment Trust Holdings I, LLC Dated: October 30, 2012 Recorded: December 07, 2012 Dakota County Recorder Document Number: 2913795 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: PennyMac Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4076 152nd Ct W, Rosemount, MN 55068-1590 Tax Parcel ID Number: 34.83600.03.130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, Wensmann Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $296,610.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2013, or the next business day if August 15, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 03, 2013 ASSIGNEE OF MORTGAGEE: PennyMac Mortgage Investment Trust Holdings I, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023580F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 15, 2013 at 10:00 AM has been postponed to March 18, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 13, 2013 ASSIGNEE OF MORTGAGEE: PennyMac Mortgage Investment Trust Holdings I, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023580F01 3301610 2/21/13

PUBLIC NOTICE

DATE OF MORTGAGE: O c t o b e r 2 0 , 2009 MORTGAGOR: P a m e l a J a y n e Mikkalson, a/k/a Pamela J. Mikkalson and Peter D. Mikkalson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 10, 2009 Dakota County Recorder, Document No. 2695801. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000124966 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 111 11TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364880002280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,569.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 23, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 14, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 4, 2013 at 10:00

postponed until April 4, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 13, 2013. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3300957 2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 03, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Morganna Starrett Ochtera, FKA Morganna L. Johnson, and Christopher John Ochtera, husband and MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 01, 2003 Dakota County Recorder Document Number: 2146485 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Dated: March 26, 2012 Recorded: April 02, 2012 Dakota County Recorder Document Number: 2858978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0002916597-0 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15373 Flower Way, Apple Valley, MN 55124-3126 Tax Parcel ID Number: 01-55900-05-066 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 66, ORCHARD POINTE CONDOMINIUMS, CIC NO. 311, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,634.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 21, 2013, or the next business day if January 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105

8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2012 at 10:00 AM has been postponed to September 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 15, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 19, 2012 at 10:00 AM has been postponed to October 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 19, 2012 at 10:00 AM has been postponed to November 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 12, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2012 at 10:00 AM has been postponed to January 14, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2013 at 10:00 AM has been postponed to February 14, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 28, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 14, 2013 at 10:00 AM has been postponed to March 18, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2013 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 18, 2013 at 10:00 AM has been postponed to April 17, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 14, 2013 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through

Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 3302034 2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 8 , 2007 MORTGAGOR: Carlos Delatorre and Maria Orozco, husband and wife, as joint tenants. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 20, 2007 Dakota County Recorder, Document No. 2538561. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP. Dated May 18, 2012 Recorded May 24, 2012, as Document No. 2870206. And thereafter assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700023880118 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 18340 Everton Court, Farmington, MN 55024 TAX PARCEL I.D. #: 14-33102-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Hillview 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,874.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 14, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-004811 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 21, 2013 at

postponed until March 21, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 13, 2013. Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-004811 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3300949 2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 5 , 2004 MORTGAGOR: Luis O. Martinez, a married woman. MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation. DATE AND PLACE OF RECORDING: Filed May 28, 2004, Dakota County Registrar of Titles, Document No. 538127 on Certificate of Title No. 131858. ASSIGNMENTS OF MORTGAGE: Assigned to: Inter Savings Bank, FSB. Dated March 5, 2004 Recorded May 28, 2004, as Document No. 538128. And thereafter assigned to: Minnesota Housing Finance Agency. Dated March 9, 2004 Recorded February 3, 2005, as Document No. 558178. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3923 77th Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20.71163.01.140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, South Grove No. 14 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,956.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,471.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 17, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 21, 2013

23A

Bill may eliminate statute of limitations Sex abuse victims argue current law limits opportunity for justice by T.W. Budig

dakota county tribune

Traumatized victims of childhood sexual abuse should not be walled off from seeking justice against predators by a fleeting statute of limitation, advocates of legislation argue. “Should I apologize for my own self, protecting me,” James Keenan, a victim of childhood sexual abuse, said of missing the current legal window. Currently, childhood sexual abuse victims must file suit against predators or

��

Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-006985 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 18, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 13, 2013. Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-006985 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3301589 2/21/13

PUBLIC NOTICE

decide,” Simon said. Should the lawmakers’ legislation find success, Keenan, for one, isn’t automatically going back to court. A journey through the legal system isn’t fun, he said. “It was hard on myself. It was hard on my wife. It was hard on my kids,” said Keenan, who filed suit at age 39 for abuse committed when he was 13 to 15 years old. Just before leaving for the State Capitol on Wednesday, Feb. 13, his wife, Keenan said, asked if he would again go to court. “‘Honey, we’d have to talk a lot about it,’” he said.

institutions within six years of becoming adults – age 24, explained bill authors Rep. Steve Simon, DFL-St. Louis Park, and Sen. Ron Latz, DFL-St. Louis Park. The two attorneys, who describe their legislation as simple and straightforward, argue the nature of childhood sexual abuse can make meeting a six-year window an impossibility. Their legislation would eliminate the existing statute of limitations and allow victims of childhood sexual abuse to file suit at any time. “I didn’t become aware of my abuse until adulthood,” said Keenan, of Savage, who as an altar boy was abused by a priest but saw his lawsuit dismissed by the state Supreme Court on the grounds the statue of limitations had

run out, advocates said. Both lawmakers and sexual abuse victims spoke of layers of emotions – shame, guilt, despair – that can prevent abuse victims for years to acknowledge to themselves that abuse had occurred. Rep. Sondra Erickson, RPrinceton, said as a parent and teacher she understood that childhood secrets can remain secrets into adulthood. She’s backing the bill, Erickson said, not only to seek justice but to find a means for the victims of sexual abuse to heal. Perhaps even abusers, cowering for different reasons, might seek repentance. “So I want to look at this from two perceptions,” Erickson said.

Beyond addressing lingering crimes, advocates argue eliminating the statute of limitations can prevent future crimes. That’s because sex offenders in their 70s, 80s, hunched over walkers or even in wheelchairs, will continue to abuse children, Jeff Dion, deputy executive director, National Center for Victims of Crime, said. “Pedophiles don’t retire,” he said. “There is really nothing we can do about it unless those kids are ready to tell us.” In the case of his abuser, Keenan said, the trail of sexual abuse traced back to 1961. “I wasn’t born then,” he said. Abusers and the institutions sometimes shielding

them are fully aware that time provides a threshold for them to cross to escape legal actions, advocates said. Under the bill, this will change, Latz argued. “Delay is not a safe harbor for these institutions,” Latz, chair of the Senate Judiciary Committee, said. Bills dealing with the statute of limitations and sexual abuse litigation have been proposed before. Simon and Latz view their legislation as superior for its simplicity. Not that filing a suit regarding actions that took place many years or even decades ago is easy. It isn’t, Simon said. But it belongs in the courts. “This should be in the hands of judges and juries to

MORTGAGE: $151,742.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,992.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 12, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3839 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 7, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 7, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3839 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 15, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 10, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3839 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 5, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 13, 2013. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3839 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3300933 2/21/13

Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17105 Gannon Way, Rosemount, MN 55068-5137 Tax Parcel ID Number: 22.16.703.02.090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Cedar Highlands Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,565.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2013, or the next business day if August 15, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 03, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026661F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

��sale �� SALE: ��February The above referenced scheduled DATE AND TIME OF for February 15, 2013 at 10:00 AM has 14, 2013 at 10:00 AM been postponed to April 16, 2013 at PLACE OF SALE: S h e r i f f ' s O f f i c e , 10:00 AM in the Dakota County Law Law Enforcement Center, 1580 Hwy Enforcement Center, 1580 Highway 55, 55, Lobby #S-100, Hastings, MN Lobby S-100, Hastings, Minnesota in to pay the debt then secured by said Mortgage, and taxes, if any, on said said County and State. premises, and the costs and DATED: February 14, 2013 disbursements, including attorneys' ASSIGNEE OF MORTGAGEE fees allowed by law subject to Nationstar Mortgage LLC redemption within six (6) months from Wilford, Geske & Cook P.A. the date of said sale by the Attorneys for Assignee Of Mortgagee: mortgagor(s), their personal represenLawrence A. Wilford tatives or assigns unless reduced to James A. Geske Five (5) weeks under MN Stat. §580.07. 8425 Seasons Parkway, Suite 105 TIME AND DATE TO VACATE Woodbury, MN 55125-4393 PROPERTY: If the real estate is an (651) 209-3300 owner-occupied, single-family File Number: 026661F01 3302101 2/21/13 dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under NOTICE OF MORTGAGE section 580.30 or the property is not FORECLOSURE SALE redeemed under section 580.23 is THE RIGHT TO VERIFICATION 11:59 p.m. on August 14, 2013 unless OF THE DEBT AND IDENTITY OF that date falls on a weekend or legal THE ORIGINAL CREDITOR WITHIN holiday, in which case it is the next THE TIME PROVIDED BY LAW IS weekday, and unless the redemption NOT AFFECTED BY THIS ACTION. period is reduced to 5 weeks under MN NOTICE IS HEREBY GIVEN, that Stat. Secs. 580.07 or 582.032. default has occurred in conditions of MORTGAGOR(S) RELEASED FROM the following described mortgage: FINANCIAL OBLIGATION ON DATE OF MORTGAGE: April 25, 2006 MORTGAGE: None MORTGAGOR: Milissa A. Delao and "THE TIME ALLOWED BY LAW FOR Roman D. Delao, wife and husband. REDEMPTION BY THE MORTGAGOR, MORTGAGEE: C o m m u n i t y N e i g h - T H E M O R T G A G O R ' S P E R S O N A L borhood Housing Services, Inc.. REPRESENTATIVES OR ASSIGNS, DATE AND PLACE OF RECORDING: MAY BE REDUCED TO FIVE WEEKS IF Filed June 13, 2006, Dakota County A J U D I C I A L O R D E R I S E N T E R E D Registrar of Titles, Document No. U N D E R M I N N E S O T A S T A T U T E S , 592159 on Certificate of Title No. SECTION 582.032, DETERMINING, 140077. AMONG OTHER THINGS, THAT THE ASSIGNMENTS OF MORTGAGE: M O R T G A G E D P R E M I S E S A R E Assigned to: Minnesota Housing IMPROVED WITH A RESIDENTIAL Finance Agency. Dated April 25, 2006 D W E L L I N G O F L E S S T H A N F I V E Filed 6/13/2006, Dakota, as Document UNITS, ARE NOT PROPERTY USED IN No. 592160. AGRICULTURAL PRODUCTION, AND Said Mortgage being upon Registered ARE ABANDONED." Land. Dated: December 19, 2012 TRANSACTION AGENT: NONE Minnesota Housing Finance TRANSACTION AGENT'S MORTAgency GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee MORTGAGE: NONE USSET, WEINGARDEN AND LIEBO, P.L.L.P. LENDER OR BROKER AND MORT- Attorneys for Mortgagee/Assignee of G A G E O R I G I N A T O R S T A T E D O N Mortgagee MORTGAGE: Community Neighbor- 4500 Park Glen Road #300 hood Housing Services, Inc. Minneapolis, MN 55416 R E S I D E N T I A L M O R T G A G E S E R - (952) 925-6888 VICER: U.S. Bank Home Mortgage, a 135 - 12-007136 FC division of U.S. Bank National Associa- THIS IS A COMMUNICATION FROM tion A DEBT COLLECTOR. MORTGAGED PROPERTY ADDRESS: NOTICE OF POSTPONEMENT OF 6815 Clayton Avenue, Inver Grove MORTGAGE FORECLOSURE SALE Heights, MN 55076 Pursuant to the provisions of TAX PARCEL I.D. #: 20.71160.03.010 Minnesota Statutes 580.07, the LEGAL DESCRIPTION OF PROP- f o r e g o i n g f o r e c l o s u r e s a l e i s ERTY: postponed until April 18, 2013 at 10:00 Lot 1, Block 3, South Grove No. 11 AM at the Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, LOCATED: Dakota Lobby #S-100, Hastings, MN, in said ORIGINAL PRINCIPAL AMOUNT OF county and state. MORTGAGE: $223,155.00 Dated: February 13, 2013. AMOUNT DUE AND CLAIMED TO BE Minnesota Housing Finance Agency DUE AS OF DATE OF NOTICE, INCLUDMortgagee/Assignee of Mortgagee ING TAXES, IF ANY, PAID BY MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGEE: $264,420.35 Attorneys for Mortgagee/Assignee of That prior to the commencement of Mortgagee this mortgage foreclosure proceeding 4500 Park Glen Road #300 Mortgagee/Assignee of Mortgagee com- Minneapolis, MN 55416 plied with all notice requirements as (952) 925-6888 required by statute; That no action or 135 - 12-007136 FC proceeding has been instituted at law THIS IS A COMMUNICATION FROM o r o t h e r w i s e t o r e c o v e r t h e d e b t A DEBT COLLECTOR. secured by said mortgage, or any part 3301535 2/21/13 thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,000.00 MORTGAGOR(S): Michele M Gramaglia and Patrick G Gramaglia Jr, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457338 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: November 28, 2012 Recorded: December 31, 2012 Dakota County Recorder Document Number: 2918430 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003309876 Lender or Broker: Lehman Brothers

Tim Budig can be reached at tim.budig@ecm-inc.com.

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PUBLIC NOTICE

24A

Dakota Arts

February 21, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Controversy came with bestseller status for young-adult author ‘Shine’ author Lauren Myracle to speak Feb. 23 at Galaxie Library

by Andrew Miller

Dakota County Tribune

Lauren Myracle’s youngadult fiction has brought her success and controversy. The realistic depictions of teenage life she brought to her bestselling “Internet Girls” series and other works landed the author on the American Library Association’s list of “Most Challenged Books,” based on complaints to libraries and schools, in 2009, 2011 and 2012. The 43-year-old Colorado author, who will be visiting the Galaxie Library in Apple Valley on Feb. 23 to talk about her writing as part of the “Teens Know Best” author series, says the “Internet Girls” books touch on many of the pressures and challenges she experienced as a teenager. “The books follow high

school girls through sophomore, junior and senior years – they talk about sex, going to Planned Parenthood, drugs – one of them smokes pot and gets busted for buying pot,” she said. “All of these things were part of my teenage rites of passage.” Myracle says her intent

with the “Internet Girls” series and other books is to encourage critical thinking among her readers and not, as some have claimed, to corrupt America’s youths. “I’m not out to earn a quick buck by being salacious,” she said. “I’m not trying to write ‘Fifty Shades of Grey’ for kids.” Myracle’s 2011 novel “Shine” probably didn’t win her any converts among parents who had objected to her earlier books. It’s about a girl investigating the beating and near death of her homosexual best friend. One question Myracle is frequently asked by adults who object to her fiction is: Would you let your own kids read your books? “I have three kids, and actually they’re allowed to read whatever they want,” she said. While her books have

generated controversy, they’ve also brought the author acclaim. Myracle has received numerous honors from the American Library Association, including the placement of “Shine” on the ALA’s “Top Ten Best Fiction for Young Adults” list in 2012. She’s also credited with penning the first-ever novel written entirely in the style of instant-message conversations. For “ttyl” – published in 2005 and the first book in the “Internet Girls” series – Myracle asked some of the teenage girls she’d hired as babysitters to send her transcripts of their instant-messaging conversations from the Internet. “It was a great, fun challenge because you don’t have access to normal writing tools like exposition and setting,” she said of creating “ttyl,” which is a teen-speak phrase

Arts Calendar To submit items for the Arts Calendar, email: darcy.odden@ ecm-inc.com. Comedy Tracy Morgan will perform at 7 p.m. Wednesday, March 20, at Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets are $49.50 and are on sale at http:// tinyurl.com/TMorganPAC. Information: www.burnsvillepac.com. Dance Ballet Royale Minnesota’s Summer Intensive Programs auditions will be 1 p.m. Sunday, Feb. 24, 16233 Kenyon Ave., Suite 100, Lakeville. Information: (952) 8983163 or BalletRoyaleMN.org. Exhibits A youth art exhibit will be on display from Feb. 25 to March 10 at the Lakeville Area Arts Center, 20965 Holyoke Ave. An opening reception will be held from 4 to 7 p.m. Monday, Feb. 25. Information: (952) 985-4640. Ten Brushes’s “Path of Light” exhibit runs through March 9 at Burnsville Performing Arts Center, 12600 Nicollet Ave. Information: (952) 895-4685. Music Apple Valley High School will present “Broadway 2013: Twilight Zone” at 7:30 p.m. Feb. 22-23 and March 1-2, and 2 p.m. Feb. 24 and March 3 at the high school theater. The box office is open 11 a.m. to 4 p.m. Feb. 13-28. Tickets also sold one hour prior to performances. Information: (952) 431-8208. South Metro Chorale’s Cabaret 2013 will be at 7 p.m. Saturday, March 2, and 2:30 p.m. Sunday, March 3, at Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets can be purchased at (952) 985-4640 or tickets@southmetrochorale.org. Information: southmetrochorale.org. Velvet Tones, the senior adult community chorus of Apple Valley, will present its annual Spring Festival of Music at 2 p.m. Sunday, March 3, at Eastview High School, 6200 W. 140th St., Apple Valley. Free.

Photo submitted

While some of Lauren Myracle’s books have generated controversy, they’ve also brought the author acclaim. Myracle has received numerous honors from the American Library Association, including the placement of “Shine” on the ALA’s “Top Ten Best Fiction for Young Adults” list in 2012. short for “talk to you later.” day, Feb. 23, and admission is Myracle’s appearance at free. The library is at 14955 the Galaxie Library, which is Galaxie Ave. in Apple Valley. sponsored by the Metropolitan Library Service Agency, Andrew Miller is at andrew. miller@ecm-inc.com. runs from 1 to 2 p.m. Satur-

Theater and Arts Briefs Workshops/classes/other Ukulele workshop for ages 13 and older will be offered from 4 to 5 p.m. Saturday, March 16, at Rosemount United Methodist Church, 14770 Canada Ave. W., Rosemount. Reserve a loaner instrument (or bring your own) by calling (952) 3888652 or by email at rosemountarts@ gmail.com by Feb. 28. Preregistration is required at rosemountarts@ gmail.com. “The Ups and Downs of Juggling” will be offered for adults by Homeward Bound Theatre Company from 7 to 9 p.m. Monday, Feb. 25, at Scott Highlands School in Apple Valley. Information: (651) 423-7925. “Dr. Seuss and Me” will be offered by Homeward Bound Theatre Company for students in first through third grade from 3:50 to 4:50 p.m. Tuesdays, Feb. 26 through April 9, at Oak Ridge Elementary School in Eagan and from 2:45 to 4 p.m. Thursdays, Feb. 28 through April 11, at Highland Elementary School in Apple Valley. Information: (651) 423-7925. “Magic Storytelling” will be offered by Homeward Bound Theatre Company for students in first through third grade from 3:50 to 5:05 p.m. Wednesdays, Feb. 27 through March 20, at Rosemount Elementary School. Information: (651) 423-7925. Teen Poetry Jam/Rap Battle from 4 to 5 p.m. the first Tuesday of each month at Apple Valley Teen Center, 14255 Johnny Cake Ridge Road, Apple Valley, (952) 953-2385. Ages 12-18. Teen artist gathering at the Eagan Art House from 3:30 to 5:30 p.m. Thursday, March 7, and from 1 to 3 p.m. Saturday, March 2. Cost: $3. Information: (651) 675-5521. Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www. musictogetherclasses.com or (651) 439-4219.

The Eagan Art House offers classes for ages 4 through adult. For a complete listing go to www.eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart.com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 736-3644. Show Biz Kids Theater Class for children with special needs (ASD/ DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids, 13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Information: (651) 6755500. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 4 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20110 Holyoke Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651) 463-7833. The Lakeville Area Arts Center offers arts classes for all ages, www. lakevillemn.gov, (952) 985-4640. Rosemount History Book Club meets the second Tuesday of each month from 6:30 to 8 p.m. at the Robert Trail Library. Information: John Loch, (952) 255-8545 or jjloch@ charter.net.

Irish Mystery Dinner Theater

School’s 18th annual quilt exhibit honoring Women’s History Month, will be available for viewing from 9 a.m. to 3 p.m. Monday-Friday, March 2-21, in the EHS Library at 4185 Braddock Trail, Eagan. The exhibit will be closed weekends and March 8. Admission is free. Featured quilt designer Pam Dinndorf will present a free lecture at 11 a.m. Saturday, March 2, on “Adventures in Color.” Her quilt exhibit will be on display along with 70 additional quilts. This event will also be the Minnesota Quilters March morning meeting. Refreshments will be served and three local quilt vendors will be on hand. Doors open at 10 a.m. for viewing and shopping. For more information, call Laura Nagel at (651) 683-6933 or visit www.eagan.k12.mn.us/librarynew/ quilts/index.html.

Eagan Theater Company, in partnership with the Eagan 55+/Seniors, will present “Eat, Drink and Be Murdered” at 6 p.m. March 14 and 15 at the Eagan Community Center. Audience members are encouraged to show their Irish spirit by wearing green or other Irish attire. The event is intended for adult audiences. Irish music and entertainment will begin at 6 p.m. Dinner will be served at 6:45 p.m., followed by the performance. Proceeds benefit the Eagan 55+/ Seniors and the Eagan Theater Company. Purchase tickets at www. etc-mn.org or in person at the Eagan Community Center. Tickets are $40 and include dinner and the performance. A cash bar will be available. Tickets must be purchased prior to March 8. Call Eagan Parks & Rec- Coffee concert is Feb. 24 reation at (651) 675-5500 for more Carrie Vecchione, oboe/English information. horn, and Rolf Erdahl, double bass, will combine with Julie Johnson and Local students in production the No-Accounts for the second con Logan Daniels and Stefan Marc cert of this year’s Coffee Concert Chellsen of Apple Valley, and April series at 2 p.m. Sunday, Feb. 24, at Bailey and Eric Larson of Eagan are Lakeville Area Arts Center. among the cast of Inver Hills Com- Johnson is a flutist/composer and munity College Theatre’s produc- the No-Accounts are Doug Otto, votion of Agatha Christie’s “And Then cals and guitar, and Drew Druckrey, There Were None.” Performances resonator guitar, vocals, and mandowill be at 7:30 p.m. March 1-2 and lin. 8-9 in the Fine Arts Theatre, 2500 E. The combined quintet will present 80th St., Inver Grove Heights. Gen- a crossover program blending classieral admission is $5; senior tickets are cal music with Minnesota roots and $4. Information: (651) 450-3588. ethnic influences. Tickets are $14.50 for general adQuilt display mission, $12 for seniors/students and are available by calling (952) 985at Eagan High 4640 or at the arts center at 20965 Quilted Expressions, Eagan High Holyoke Ave.