Dakota County Tribune Business Weekly by Dakota County Tribune

john gessner laura adelmann laura adelmann

Business highlights year in Burnsville 5A Registration opens for Lakeville expo 6A Police union enters arbitration 7A

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date ##, 2009 january 3, 2013

Volume 30, Number # VOLUME 33, NUMBER 45

Dakota County Tribune Since 1884

Nominations open for 2013 Exceptional Businesswomen by Tad Johnson

inside biz forum

The Lakeville Area Public Schools is looking to the future by implementing the latest classroom technologies lisa 4A snyder

Celebration will be Tuesday, March 5 in Eagan

DAKOTA COUNTY TRIBUNE

Nominations are being accepted for the 2013 Exceptional Businesswomen Award, which has been given by the Dakota County Tribune and Sun Thisweek since 2010. To nominate a woman who has distinguished herself in her business and community efforts and who works in Dakota County, go online at www.SunThisweek.com and look for the Exceptional Businesswomen Award link. The nomination will include your name, contact information, the name of the woman being nominated, reasons why she should receive the award and her past accomplishments. Nominations also can be emailed to tad.johnson@ecm-inc. com or mailed to 15322 Galaxie Avenue, Suite 219, Apple Valley, MN 55124. The deadline for submitting nomination is Jan. 11. Nominations will be reviewed by a panel of judges from the Dakota County Tribune, Sun Thisweek and the Dakota County Technical College Foundation. The newspaper and the foundation are organizing the recognition program, which will include a special print edition of the Tribune profiling the winners and an awards breakfast Tuesday, March 5, at Lost Spur Event Center and Golf Course in Eagan. The event, which has previously been held in Lakeville, Apple Valley and Burnsville, will include a guest speaker and a chance to meet past and present Exceptional Businesswomen. Information about event registration will be in a future story along with the announcement of this year’s featured speaker. Sponsorship packages are available by calling Mike Jetchick at (952) 894-1111. Past winners of the Exceptional Businesswomen award have been: Class of 2012: Sunny Bhakta, Comfort Inn and Budget Host Inn; Connie Braziel, Minnesota Zoo; Jamie Dahlen, Holiday Inn and Best Western Premier Nicollet Inn; Michele Engdahl, Thomson Reuters; Carrie Guarrero, Cornerstone Mortgage Company; Chris Holtan, Lancet Software; Peggy Johnson, Dakota Electric; Sheila Longie,

forum

kent kaiser

Early voting in Minnesota can be improved with a simple legislative change that should be acceptable to both parties. 4A

news

2013 The Farmington School District started rolling out a program to loan an iPad to each student for the academic year. shaye 2A jenrich

Photo by Rick Orndorf

Last year’s Exceptional Businesswomen event was held at the Best Western Premier Nicollet Inn in Burnsville. This year’s event will be at the Lost Spur Golf & Event Center in Eagan. The event has previously been held in Lakeville and Apple Valley. More information is at www.SunThisweek.com.

dakota arts

From theater productions to festivals, the arts made this community week news headlines Code Type: UPC Version A Stats: 0 in many Customer: 3242-ECM Publishers ways MAG: in the Order #: P34915-017 1.00 year P.O. #: BWA: 0.0020 2012. Ordered By: Symbol Width: 1.4690 Polarity: Positivejacqueline Up Symbol Height: 1.0200 Date Run: 05/29/2002 Flexo Width: Page 0.0000 Back evans One of last year’s winners was Last year’s emcee was former Terri Shepherd (right), Xact Lakeville Mayor-elect Matt Litte Lakeville Mayor Holly Dahl. Resources Inc. attended last year’s event. Shred Right; Sona Mehring, CaringBridge; Terri Shepherd, Xact Resources Inc.; and Theresa Wise, Delta Airlines. Class of 2011: Mary Ajax, 360 Communities; Jan Beeson, Lily Wellness Inc.; Cheryl Caponi, Caponi Art Park and Learning Center; Jennifer Eisenhuth, Dr. Jennifer Eisenhuth Orthodontics; Elaine Grundhauser, One 2 One Marketing Inc.; JuliAnne Jonker, Jonker Portrait Gallery; Nicole Nogosek, Double N Equestrian Center; Wanda Oland, Rascal’s Apple Valley Bar

& Grill; Nancy Quinnell, Hollstadt & Associates; Barbara Toombs, First State Bank of Rosemount; Janie Tutewohl, Janie’s Home Team and Market on Oak; Denise Vogt; Twin Cities Ballet & Ballet Royale MN; and Linda Young, Lucky’s 13 Pub. Class of 2010: LaDonna Boyd, Dakota Electric; Marie DeNicola; Mainstream Boutique; Jackie Fritz, Sterling State Bank; Holly Hewitt, Holly’s Centre Stage Dance; Rachel Hollstadt, Hollstadt and Associates; Kathy Klang, Cummings,

Keegan and Co.; Beth Krehbiel; Fairview Ridges Hospital; Doris LaMott Hoel, Chateau Lamothe; Maggie Linvill, Linvill Properties; Annette Marquez, The Perfect Occasion; Amy Mayer, BI Consulting Group; Darlene Miller, Permac Industries; Deb Thomas, Partners in Excellence; Julia Thompson, TAGS Gymnastics; and Janelle Waldock, Blue Cross Blue Shield. Tad Johnson can be reached at tad. johnson@ecm-inc.com or facebook. com/sunthisweek.

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

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Dakota Arts

January 3, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

That’s entertainment

2012

Photo by Rick Orndorf

(From left to right) Regan McGillick, Kaitlyn Finkel and Jessica Xi hang paintings to dry outside the Kids Art Tent at the Lakeville Art Festival, which took place at the Lakeville Area Arts Center on Sept. 15 and 16. The annual event features several dozen professional artists, performers and food options.

Photo by Rick Orndorf

Mike Leach and Jacqueline Evans played the lead roles in the Eagan production of “Cinderella” this year.

Eight-year-old Henry McCormick and 14-year-old Tia Thompson, both of Burnsville, were among the 80-actor cast of “The Wizard of Oz” which played the Burnsville Performing Arts Center this year. Thompson was cast as Dorothy; McCormick was the munchkin coroner. Photo by Rick Orndorf

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 3, 2013

Arts Calendar To submit items for the Arts Calendar, email: darcy.odden@ ecm-inc.com. Dance Heartbeat Performing Arts Center’s 15th anniversary show, 7 p.m. Saturday, Jan. 5, at Eastview High School. Tickets are available at Heartbeat Performing Arts Center for $20 for adults and $18 for children under 12. Tickets will be $25 at the door. Information: (952) 432-7833. Exhibits An acrylic painting exhibit by Sue Kemnitz is on display through Jan. 30 at Lakeville Area Arts Center, 20965 Holyoke Ave. Information: (952) 985-4640. “Our Burnsville” exhibit by the Burnsville Historical Society chapter of the Dakota County Historical Society will be on display Jan. 3-31 in the gallery at Burnsville Performing Arts Center, 12600 Nicollet Ave. Theater “Irving Berlin’s White Christmas” will be presented Friday-Sunday, Dec. 14-30, by The Play’s the Thing Productions at Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $13 and can be purchased online at www. lakevilleareaartscenter.com or by calling (952) 985-4640. Workshops/classes/other Teen Poetry Jam/Rap Battle from 4 to 5 p.m. the first Tuesday of each month at Apple Valley Teen Center, 14255 Johnny Cake

��

10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2013 at 10:00 AM has been postponed to February 14, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 28, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 3260208 1/3/13

PUBLIC NOTICE

Ridge Road, Apple Valley, (952) 953-2385. Ages 12-18. Free admission. Free snack and writing workshop with Guante. Teen artist gatherings at the Eagan Art House from 3:30 to 5:30 Thursdays, Jan. 3, Feb. 7 and March 7, and from 1 to 3 p.m. Saturdays, Jan. 5, Feb. 2 and March 2. Cost: $3. Information: (651) 675-5521. Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for ages 4 through adult. For a complete listing go to www. eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart.com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 7363644. Show Biz Kids Theater

Class for children with special needs (ASD/DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids, 13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Information: (651) 675-5500. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651) 463-7833. The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 985-4640. Rosemount History Book Club meets the second Tuesday of each month from 6:30 to 8 p.m. at the Robert Trail Library. Information: John Loch, (952) 2558545 or jjloch@charter.net.

MORTGAGED PROPERTY ADDRESS: 120 11th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48800-060-03 LEGAL DESCRIPTIO N O F P R O P ERTY: Lot 6, Block 3, Minnesota and Northwestern Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $103,696.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 19, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10733 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 18, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10733 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 20, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10733 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 21, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10733 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256969 1/3/13

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Cataloging a history of war machines Dakota County Historical Society has collected thousands of items from Lockheed Martin for a project on the defense company’s history by Jessica Harper

DAKOTA COUNTY TRIBUNE

Thousands of photographs, documents and artifacts from Lockheed Martin’s Eagan campus fill storage rooms at the Lawshe Memorial Museum in South St. Paul. Making sense of it all is a daunting task, but it’s one being taken on by members of the Dakota County Historical Society. Their work is part of one of the society’s latest projects called Accessioning in View. “It’s all about innovation as a central theme and how (Lockheed Martin) has influenced this and other countries,” said Chad Roberts, executive director of the Dakota County Historical Society. “These machines (developed by Lockheed) got us through the Cold War. They made national defense work.” Getting every item sorted,

identified and cataloged is the first phase of the project. Thanks to a $7,000 grant from the Minnesota Historical Society, the Dakota County organization can employ someone to assist with the task. Lockheed Martin and its predecessors, Engineer Research Association and UNISYS, have designed military technology, such as weapons and aircraft, since the 1930s. This military history is present in many of the items collected at the museum, such as aircraft computers dating back to the 1940s. “Lockheed’s predecessor’s led the way of the development of computers starting in the 1940s,” Roberts said. “Their work made Minnesota the Silicon Valley of the ’30s and ’40s. Among the artifacts is a 45-year-old Japanese fighter

plane computer that still operates. Other items are only a few years old, such as materials related to a drone recently used by the United Kingdom’s Royal Air Force. Members of the public will be able to observe the cataloging process in February at the museum. “It will be kind of a behind the scenes look,” Roberts said. “People who are into technology will get a real kick out of this.” Once the items are all cataloged, the historical society will begin planning an exhibit, which likely won’t be on display for at least four years due to budget and time constraints, Roberts said. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

Burnsville history exhibition opens Jan. 4 at arts center The Burnsville Historical Society will present a monthlong exhibition, “Stories of Burnsville,” in January at the Burnsville Performing Arts Center. An opening reception will be held Thursday, Jan. 3, at 7 p.m. The public is invited. Historical society volunteers Jeff and Pat Jerde say the exhibition, which will introduce the new organization and its mission, won’t look like the typical historical show. “We’ve recorded nearly 20 videotape conversations so far — many with those who were here when Burnsville Township was nearly all farms, and the population was about 550,” Jeff Jerde said. The interviews, edited into short videos, will appear on flat screens throughout

the arts center gallery. Ma- The exhibition will in�� jor sponsor Pawn America is clude a “Guess What This Is” helping supply the screens. pedestal, with prizes for win The interviews include ning guesses. stories about Buck Hill, the There will also be a small city’s holiday lighting and video studio where visitors the attempt by Bloomington can be interviewed about in the early 1960s to annex their own Burnsville stories 25 square miles south of the or memories. river in Burnsville. “The interviews will con “This led to Burnsville’s tinue right in the gallery,” said birth as a village, and later, a Len Nachman, who spearcity,” Jerde said. “It’s an amaz- head historical society. “The ing story.” exhibition itself is a great op But there will more than portunity to capture stories.” TV screens. “Some amazing The Burnsville Historical nearby collectors are loaning Society was restarted about a farm implements, and even year ago after a 20-year lapse. a buggy and a sleigh,” said Now a chapter of the Dakota member John Dedzej, whose County Historical Society, photo of an antique “Little the group is seeking new Jim” tricycle from J.C. Penny members. will be on display next to the More information is on original toy. Photos, maps the society’s website, burnsand documents will enhance villehistory.org. the displays.

Theater and Arts Briefs ‘Mid Life Vices’ set March 7

Tickets for The Four Bitchin’ Babes’ March 7, 2013, performance of “Mid Life Vices” will be on sale beginning Saturday, Dec. 15, at the Burnsville Performing Arts Center box office and via Ticketmaster at (800) 982-2787 or ticketmaster.com. Tickets are $39 and $34. The show is a celebration of “Whine Women and Song!” that aims to hysterically journal the lives of the Baby Boomer generation.

Street Beat at BPAC in March

at 7 p.m. Saturday, Jan. 5, at Eastview High School. Special guests will include tap dancers Dianne “Lady Di” Walker, Yukiko Misumi, Jason Samuels-Smith and Guillem Alonso, and television personality/author Joan Steffend. Tickets are available at Heartbeat Performing Arts Center for $20 for adults and $18 for children under 12. Tickets will be $25 at the door. Guest tap dancers will share their styles in a class from noon to 5 p.m. Sunday, Jan. 6, at Heartbeat, 7661 W. 145th St., Apple Valley. Call (952) 432-7833 for information.

Street Beat, a theatrical drum and dance show, will perform at 8 p.m. Friday, March 8, at the Burnsville Performing Arts Center, Painting exhibit opens 12600 Nicollet Ave. Tickets are $34 for adults and $17 for students. Tickets can be pur- An acrylic painting exhibit by Sue Kemchased at the box office and via Ticketmaster nitz is on display through Jan. 30 at Lakeville Area Arts Center. Kemnitz is a graphic artist at (800) 982-2787 or ticketmaster.com. who has designed the Lakeville Art Festival website and marketing materials. Heartbeat’s anniversary Heartbeat Performing Arts Center in Ap- The Lakeville Area Arts Center is located ple Valley will hold its 15th anniversary show at 20965 Holyoke Ave. For additional information, call (952) 985-4640.

�� MORT GAGE PASS THROUGH CERTIFICATES, SERIES �� NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, I N C. , A L T ER NA T IV E LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: May 05, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803695 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350015955 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 605 Crane Creek Ln, Eagan, MN 55121-2377 Tax Parcel ID Number: 10.18475.01.190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, CIC No. 297, Crane Creek Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,832.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2 005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 04, 2011 at 10:00 AM has been postponed to December 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 05, 2011 at 10:00 AM has been postponed to January 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH

2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2012 at 10:00 AM has been postponed to February 07, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 07, 2012 at 10:00 AM has been postponed to March 09, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 02, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 09, 2012 at 10:00 AM has been postponed to June 07, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 07, 2012 at 10:00 AM has been postponed to July 09, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 04, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 09, 2012 at 10:00 AM has been postponed to August 08, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 08, 2012 at 10:00 AM has been postponed to September 10, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2012 at 10:00 AM has been postponed to January 08, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 08, 2013 at 10:00 AM has been postponed to February 07, 2013

been postponed to February 07, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 26, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 3258258 1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 6 , 2003 MORTGAGOR: Rebecca L. Howard, a single person. MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded August 13, 2003 Dakota County Recorder, Document No. 2093725. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., successor by merger with ABN Amro Mortgage Group, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 6727 Foliage Court, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-51350-01-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Niakwa Village COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $110,301.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 4, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001547 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 11, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 6, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-001547 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 13, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 15, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-001547 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 7, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 17, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-001547 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3258245 1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,600.00 MORTGAGOR(S): Tomas F. Visperas, a single person, Leon F. Visperas, a single person, and Victoria Aviles, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for DECISION ONE MORTGAGE COMPANY, LLC DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota County Recorder Document Number: 2439998 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 6 - O C 7 , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Dated: May 18, 2009 Recorded: June 16, 2009 Dakota County Recorder Document Number: 2664606 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910006302844 Lender or Broker: DECISION ONE MORTGAGE COMPANY, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 524 Fromme Ct, Eagan, MN 55123-3953 Tax Parcel ID Number: 10.18402.02.050 LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 2, COVENTRY PASS 3RD ADDITION AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,809.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-OC7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024950F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 28, 2012 at 10:00 AM has been postponed to March 28, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-OC7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OC7 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024950F01 3256898 1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 03, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Morganna Starrett Ochtera, FKA Morganna L. Johnson, and Christopher John Ochtera, husband and MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 01, 2003 Dakota County Recorder Document Number: 2146485 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Dated: March 26, 2012 Recorded: April 02, 2012 Dakota County Recorder Document Number: 2858978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0002916597-0 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15373 Flower Way, Apple Valley, MN 55124-3126 Tax Parcel ID Number: 01-55900-05-066 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 66, ORCHARD POINTE CONDOMINIUMS, CIC NO. 311, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,634.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 21, 2013, or the next business day if January 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2012 at 10:00 AM has been postponed to September 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 15, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 19, 2012 at 10:00 AM has been postponed to October 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 19, 2012 at 10:00 AM has been postponed to November 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 12, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2012 at 10:00 AM has been postponed to January 14, 2013 at 10:00 AM in the Dakota County Law

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Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED.” Dated: December 17, 2012 U.S. BANK, N.A. AS TRUSTEE ON BEHALF OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, SERIES 2010-NP1, ASSIGNEE /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone: (651) 227-9411 3252225 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No. 19HA-CV-12-2881 _______________________________________ Vermillion State Bank, Plaintiff, v. James H. Cunningham, Kathleen J. Cunningham, The Gallagher Company, Cunningham's Sports, Inc., Dakota County, Minnesota in the person of James C. Backstrom, J. Doe I-V and XYX Co. I-V, Defendants. ______________________________________ Notice is hereby given that under and by virtue of a judgment entered in the above-entitled action on November 21, 2012, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants James H. Cunningham, Kathleen J. Cunningham, The Gallagher Company and Cunningham's Sports, Inc., the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on February 18, 2013, at 10:00 a.m., at the Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: PARCEL A: Lot 9, Block 4, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota. Property address: 133 - 8th Avenue South, South St. Paul, MN 55075 Parcel I.D. No. 36-32550-090-04 AND PARCEL B: The East 5 acres of the following described land (the West line of said East 5 acres being perpendicular to the North line of said parcel): That part of the South Half of the Northwest quarter of Section 23, Township 27, Range 22 described as follows: Beginning at the Northwest corner thereof; thence South 89 degrees 59 minutes 44 seconds East along the North line of said South half of the Northwest quarter 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.49 feet; thence North 3 degrees 23 minutes 52 seconds West 31.1 feet; thence North 12 degrees 18 minutes 13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet to a point hereinafter referred to as Point “A”; thence South 75 degrees 11 minutes 13 seconds West 52.87 feet to the West line of said Northwest Quarter; thence North 0 degrees 09 minutes 11 seconds East along said West line 44.42 Feet to the point of beginning. Together with the following easements: Easement No. 1 An easement for ingress and egress over the South 20 feet of the following described land: Parcel A: That part of the following described land lying West of the East 5 acres thereof (the West line of said East 5 acres being perpendicular to the North line of said parcel): That part of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22 described as follows; Beginning at the Northwest corner thereof; thence South 89 degrees 59 minutes 44 seconds East along the North line of said South Half of the Northwest Quarter 1469.38 feet to the westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes

thence North 89 degrees 59 minutes 44 seconds West 889.48 feet; thence North 3 degrees 23 minutes 52 seconds West 31.1 feet; thence North 12 degrees 18 minutes 13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet to a point hereinafter referred to as Point “A”; thence South 75 degrees 11 minutes 13 seconds West 52.87 feet to the West line of said Northwest Quarter; thence North 0 degrees 09 minutes 11 seconds East along said West line 44.42 feet to the point of beginning. Easement No. 2 An easement for ingress and egress over that part of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22 described as follows: Commencing at the Northwest corner of said South Half of the Northwest Quarter; thence South 89 degrees 59 minutes 44 seconds East along the North line of said South Half of the Northwest Quarter 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.48 feet to the point of beginning of the easement to be described; thence South 3 degrees 23 minutes 52 seconds East 80 feet; thence North 53 degrees 38 minutes 50 seconds East 50.37 feet; thence North 82 degrees 52 minutes 47 seconds East 161.25 feet; thence North 88 degrees 36 minutes 27 seconds East 205.06 feet; thence South 89 degrees 59 minutes 44 seconds East 260.00 feet; thence North 0 degrees 00 minutes 16 seconds East 25 feet to the intersection with a line that bears South 89 degrees 59 minutes 44 seconds East from the point of beginning; thence Westerly 670.31 feet to the point of beginning. Easement No. 3 A 20 foot easement for ingress and egress over portion of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22, the Easterly line of which is described as follows: Commencing at the Northwest corner of said South Half of the Northwest Quarter; thence South 89 degrees 59 minutes 44 seconds East, along the North line of said South Half of the Northwest Quarter, 1469.38 feet of the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.48 feet; thence South 3 degrees 23 minutes 52 seconds East 80 feet to the point of beginning of the Easterly line of said 20 foot easement; thence North 3 degrees 23 minutes 52 seconds West 111.10 feet; thence North 12 degrees 18 minutes 13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet and there terminating, Dakota County, Minnesota. NOTE: This property is Abstract. Property address: 9244 Inver Grove Trail, Inver Grove Heights, MN 55076 Parcel I.D. No. 20-02300-31-014 AND PARCEL C: All that part of the Southwest 1/4 of the Northeast 1/4 of the Northwest 1/4 of Section 23, Township 27, Range 22 lying Northerly and Westerly of the right of way of the Chicago and North Western Transportation Company, according to the United States Government Survey thereof and situate in the Dakota County, Minnesota, Except any part thereof which lies within the following described property: That part of the Northeast 1/4 of the Northwest 1/4 of said Section, thence West 17 chains and 67 links to the Northwest corner of said Northeast 1/4 of the Northwest 1/4, thence South 11 chains, thence East 10 chains and 75 links to the West line o f t h e C h i c a g o & Gr e a t W e s t e r n Railway right-of-way; thence in a Northerly direction along the said West right-of-way line of said Railway to the place of beginning. Property address: xxxx Inver Grove Trail, Inver Grove Heights, MN 55076 Parcel I.D. No. 20-02300-26-011 subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Date: December 20, 2012 DAVE BELLOWS, Sheriff of Dakota County By: Robert Shingledecker Deputy Kristine K. Nogosek, #304803 STEIN & MOORE, P.A. Attorneys for Plaintiff 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-968 3257770 1/3-2/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,250.00 MORTGAGOR(S): Bradley E. Praznik, aka Brad Praznik, a married man and Tammy L. Torres Praznik, a married woman, as husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: August 09, 2007 Dakota County Recorder Document Number: 2536202 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 03, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018202651 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9989 Upper 205th St W, Lakeville, MN 55044-8844 Tax Parcel ID Number: 22-75853-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Meadows 4th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,598.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 08, 2013, or the next business day if August 08, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 27, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003989F05 3256361 12/27/12-1/31/13

PUBLIC NOTICE

MORTGAGE: 100026900190922053 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC, DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1126 Pine Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-15300-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Bristol Square First Addition, according to the recorded plat thereof, Dakota County, Minnesota, Common Interest Community No. 258 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,179.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3310 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256434 12/27/12-1/31/13

PUBLIC NOTICE

�� ERTY: Lot 28, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,569.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 20, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 23, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 14, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3258231 1/3/13

PUBLIC NOTICE

�� R E S I D E N�� T I A L M O�� RT G A G E �� SER

VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 346 12th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.32800.04.110 LEGAL DESCRIPTION OF PROPERTY: The South 22 and 1/2 ( S 22 1/2) feet of Lots 6 and 7, 8 and The North 20 feet of Lots 9, 10, and 11, Block 4, Highland Heights, Including any part or portion of any street or alley adjacent to said premises heretofore vacated or to be vacated, and subject to mineral rights reserved by the state of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,819.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 28, 2013 _, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 29, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004702 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 1, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 26, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004702 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3257708 1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Sharon Tenney, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Magnus Financial Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367914 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE

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�� WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026317F01 3246831 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2007 MORTGAGOR: C o l l e e n L e a h y , a single woman and James Curtis, a single man. MORTGAGEE: Prime Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded July 26, 2007 Dakota County Recorder, Document No. 2533090. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated June 22, 2007 Recorded July 26, 2007, as Document No. 2533091. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1025 Macarthur Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42.34000.02.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Hurley's Addition to West St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,078.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007085 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256414 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 9 , 2010 MORTGAGOR: Dorrien J Williams, an unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 26, 2010 Dakota County Recorder, Document No. 2748652. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation. Dated November 21, 2012 Recorded November 29, 2012, as Document No. 2911775. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000840133417 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare, A Division of FNF Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 18068 Everglade Court, Farmington, MN 55024 TAX PARCEL I.D. #: 141985102130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Deer Meadow 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,472.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,268.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013 case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 13, 2012 Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 100 - 12-006888 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256334 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF SHERIFF'S SALE OF REAL PROPERTY IN A FORECLOSURE BY ACTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-12-5220 CASE TYPE: Contract/Foreclosure Bank of the West, Plaintiff, v. Dunham Properties, LLC, a Minnesota limited liability company; Receivables Management Solutions, Inc., a Minnesota corporation; Robert C. Dunham; Lisa M. Dunham; Anchor Bank, West

Lisa M. Dunham; Anchor Bank, West St. Paul, N.A.; PSC Info Group; and XYZ Corporation, ABC Partnership, Joe Doe and Mary Rowe, whose true names and addresses are unknown to Plaintiff, Defendants. NOTICE IS HEREBY GIVEN that, at 10:00 a.m. on February 26, 2013, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033-2343 and pursuant to the Findings of Fact, Conclusions of Law, Order for Default Judgment, and Judgment of the District Court of Dakota County, Minnesota, First Judicial District, entered in the above captioned action on December 13, 2012 ("Judgment Order"), the undersigned Sheriff of Dakota County, Minnesota will sell the real property described in said Judgment Order, to wit: Parcel 1: The East 190 feet of the North 416 feet of the following described real estate: Beginning at a point on the North line of the Northwest Quarter of the Southeast Quarter, Section 20, Township 28, Range 22, said point being 750.94 feet West of the Northeast corner of said Northwest Quarter of the Southeast Quarter; thence South 1 degree 00 minutes West, a distance of 772 feet; thence West to West line of said Northwest Quarter of the Southeast Quarter; thence North 772 feet, more or less, to the center of Section 20; thence East to the point of beginning, except the North 30 feet thereof. According to the Government Survey thereof. Parcel 2: The East 190 feet of Lot 3, Block 1, Marthaler Industrial Center. Together with an easement for access to Marthaler Lane and for utility purposes over, under and across Lot 3, Block 1, Marthaler Industrial Center, except the East 190 feet thereof as set forth in Dakota County Recorder Document No. 547257. Street Address: 260 Wentworth Avenue East, West St. Paul, Minnesota 55118. (hereinafter the "Real Property") together with all the estates and rights in and to said Real Property and in and to lands lying in streets, alleys and roads adjoining the Real Property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights-of-way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to said Real Property, as one parcel (or, if directed by Plaintiff, in separate parcels), for cash, to the highest bidder, all in accordance with Minnesota Statutes Chapter 581 and the provisions of law relating to the sale of real estate on execution. As set forth in said Judgment Order, the proceeds of the sale shall be applied first to pay Plaintiff's usual and customary costs and expenses of said sale and second to pay, in whole or in p a r t , t h e C o u r t ' s j u d g m e n t i n t he amount of $726,197.68 against Dunham Properties, LLC, Receivables Management Solutions, Inc., Robert C. Dunham and Lisa M. Dunham as described in the Judgment Order, plus interest at the judgment rate accruing on and after December 13, 2012. The overage, if any, shall be paid to the Court to abide by the further order of the Court with respect thereto. The sale is subject to redemption within six (6) months from the date of the order confirming the sale. Dated this 20 day of December, 2012. Dave Bellows Sheriff of Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Robert Shingledecker BRIGGS AND MORGAN, P.A. Charles B. Rogers (#130588) Joseph D. Roach (#250843) Daniel N. Moak (#347474) 2200 IDS Center 80 South Eighth Street Minneapolis, MN 55402 ATTORNEYS FOR PLAINTIFF 3256181 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,300.00 MORTGAGOR(S): Nicholas Yoon Lee, a single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: May 01, 2008 Dakota County Registrar of Titles Document Number: 627407 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144688 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2127 Cliffhill Ln, Eagan, MN 55122-2376 Tax Parcel ID Number: 10-16600-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), in Cedar Cliff, according to the recorded plat thereof, Dakota County, Minne-

plat thereof, Dakota County, Minne sota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,234.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 08, 2013, or the next business day if August 08, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 27, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026741F01 3253581 12/27/12-1/31/13

PUBLIC NOTICE

Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007084 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256422 12/27/12-1/31/13

PUBLIC NOTICE

2013_____________________, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004837 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256455 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 MORTGAGOR(S): Victor Makori and Mary Nyarusa, married, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB, a Delaware corporation DATE AND PLACE OF RECORDING: Filed June 14, 2007, Dakota County Registrar of Titles, as Document No. 612366 ASSIGNMENT(S) OF MORTGAGE: Assigned to Southstar I, LLC by assignment dated March 25, 2008, filed of record November 24, 2008 as Document No. 636126 and further assigned to U.S. Bank, N.A. as trustee on behalf of Merrill Lynch Mortgage Investors Trust, Series 2010-NP1, by assignment dated August 9, 2012 and filed of record December 14, 2012. The land described in said mortgage is registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA Transaction Agent’s Mortgage Identification Number on Mortgage: NA Lender or Broker: U.S. Bank, N.A. as trustee on behalf of Merrill Lynch Mortgage Investors Trust, Series 2010-NP1 Residential Mortgage Servicer: Green Tree Servicing LLC MORTGAGE ORIGINATOR (as defined in section 58.02): Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB, a Delaware corporation MORTGAGED PROPERTY ADDRESS: 2300 Friendship Lane, Burnsville, MN 55337 TAX PARCEL I.D. NO.: 02-27700-01-250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, in Friendship Acres, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: 200,134.66 The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. § 580.23, or the redemption period is not reduced under Minn. Stat. § 582.032, the Mortgagor must vacate the property on

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 8 , 2007 MORTGAGOR: Carlos Delatorre and Maria Orozco, husband and wife, as joint tenants. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 20, 2007 Dakota County Recorder, Document No. 2538561. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP. Dated May 18, 2012 Recorded May 24, 2012, as Document No. 2870206. And thereafter assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700023880118 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 18340 Everton Court, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-33102-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Hillview 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,874.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-004811 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256468 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGOR: Edith A. White, single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 4, 2006 Dakota County Recorder, Document No. 2465851. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010401455278594 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Suntrust Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 337 3rd Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.64300.13.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Bock 13, Riverside Park Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,971.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 01, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006681 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251320 12/20/12-1/24/13

PUBLIC NOTICE

2517837. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0007707256-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 20166 Home Fire Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.32100.02.330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 2, Heritage Square Addition, Common Interest Community No. 228, Together with Appurtenant Easements Created Pursuant to Declaration, Document No. 1443836 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,663.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 07, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 07, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004618 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251451 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 05, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00 MORTGAGOR(S): James L. Huff and Kelly J. Huff, husband and wife MORTGAGEE: St. Paul Postal Employees Credit Union DATE AND PLACE OF RECORDING: Recorded: December 31, 2001 Dakota County Recorder Document Number: 1846249 ASSIGNMENTS OF MORTGAGE: And assigned to: Postal Credit Union Dated: November 26, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: St. Paul Postal Employees Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 205 15th Ave S, South Saint Paul, MN 55075-2135 Tax Parcel ID Number: 36-83900-09-290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 9, Wharton & Miller's Addition to South St. Paul,

Miller s Addition to South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $35,293.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 03, 2014, or the next business day if February 03, 2014 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026618F01 3245503 12/20/12-1/24/13

PUBLIC NOTICE

�� MORTGAGE: $112,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $86,209.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-6769 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251334 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,000.00 MORTGAGOR(S): Vladimir A Petruk, a single man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 02, 2005 Dakota County Recorder Document Number: 2327230 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1517 Covington Ln, Eagan, MN 55122-2746 Tax Parcel ID Number: 10-57665-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Pinetree Pass 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $497,711.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

�� the property�� on or before 11:59 p.m. on

August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013259F03 3245542 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Michael J Starc, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for The Business Bank, DBA Prime Mortgage, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 09, 2010 Dakota County Recorder Document Number: 2765166 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 17, 2012 Recorded: September 28, 2012 Dakota County Recorder Document Number: 2897854 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001032-1000072992-0 Lender or Broker: The Business Bank, DBA Prime Mortgage Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 418 Tiffany Dr, Hastings, MN 55033-3980 Tax Parcel ID Number: 19-16400-08-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 8, Cari Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,411.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

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�� LENDER�� OR BROKER AND MORT GAGE ORIGINATOR STATED ON �� Association ND DATE AND PLACE OF FILING: 05/26/2006 as Document Number 2432848 in the Office of the County Recorder, Dakota County, Minnesota T A X P A R C E L I . D . N O : 10-32951-09-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 9, Hillandale Addition No. 2, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 4130 Meadowlark Way, Eagan, MN 55122 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $188,834.04 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244168 12/13/12-1/17/13

PUBLIC NOTICE

MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 26386 Highview Avenue, Farmington, MN 55024 T A X P A R C E L I . D . # : 13-02800-26-030, 13-02800-26-012 LEGAL DESCRIPTION OF PROPERTY: The north 783.00 feet of the West Half of the Southwest Quarter of the Northwest Quarter of Section 28, Township 113, Range 20, Dakota County, Minnesota, EXCEPT the east 50.80 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $410,170.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 27, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 4, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001718 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3244409 12/13/12-1/17/13

PUBLIC NOTICE

55122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-9516050513-7 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $404,722.74 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244162 12/13/12-1/17/13

PUBLIC NOTICE

Association, as evidenced by a lien statement recorded on July 29, 2008, in the office of the Dakota County Recorder as Document No. 2605079, as amended by Document No. 2816402; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 31, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH INGS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, Lienor Dated: November 30, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR PENNOCK PLACE CONDOMINIUM ASSOCIATION 3245717 12/20/12-1/24/13

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-116-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251623 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): John C. Myers and Denyce L. Myers, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc., its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: July 29, 2005 Dakota County Registrar of Titles Document Number: 570773 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: February 13, 2012 Registered: February 22, 2012 Dakota County Registrar of Titles Document Number: T691837 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800872573411 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126576 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6520 156th St E, Hastings, MN 55033-9517 Tax Parcel ID Number: 30-17451-05-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Circle Drive 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,556.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCC E S S O R B Y M E R G E R T O BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024068F03 3248042 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2009 MORTGAGOR: Domach Ruach and Rachel Gatluak, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed September 14, 2009, Dakota County Registrar of Titles, Document No. T650782 on Certificate of Title No. 144968. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000834820342 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare, A Division of FNF Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 13301 York Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 028360003040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) in Block Three (3) of West View Hills, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,743.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,566.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 5, 2012 Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee

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PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of the Morningview Condominium Association, (hereinafter the “Declaration”) recorded in the office of the Recorder's Office of Dakota County, Minnesota as Document No. 638565 (as amended), which covers the following property: Legal Description: Unit No. 2304, Morningview Condominium Property Address: 7632 157th Street, Unit 304, Apple Valley, Minnesota 55124 PID: 01-49100-08-054 THAT pursuant to said Declaration, there is claimed to be due and owing as of December 3, 2012, from Peter Wernimont and Lisa Kula-Wernimont, title holders, to Morningview Condominium Association, a Minnesota non-profit corporation, the amount of $2,306.04, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Morningview Condominium Association, as evidenced by a lien statement recorded on November 2, 2012, in the office of the Dakota County Recorder as Document No. 2906182 (the Association is not foreclosing Garage Stall No. 229 which is referenced in the lien); THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 31, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH INGS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORNINGVIEW CONDOMINIUM ASSOCIATION, Lienor Dated: December 3, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR MORNINGIVEW CONDOMINIUM ASSOCIATION 3245748 12/20/12-1/24/13

PUBLIC NOTICE

2463367. ASSIGNED TO: Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 Dated: October 1, 2012 , and recorded November 8, 2012 by Document No. 2907667 . LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Melin`s Rearrangement of Blocks 16 and 18 South Park Division No. 10 to South St. Paul, Dakota County, Minnesota PROPERTY ADDRESS: 518 9th Ave N, South St. Paul, MN 55075-1609 PROPERTY I.D: 36-48300-01-020 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Seven Hundred Eighty-Four and 04/100 ($183,784.04) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 31, 2013 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2013, or the next business day if July 31, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 13, 2012 Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00468-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4337171 12/13/2012, 12/20/2012, 12/27/2012, 01/03/2013, 01/10/2013, 01/17/2013 3238961 12/13/12-1/17/13

PUBLIC NOTICE

follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244175 12/13/12-1/17/13

PUBLIC NOTICE

mortgagor(s), their personal repre sentatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 29, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006080 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243781 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 6, 2005 MORTGAGOR: Geraldine Style and Edward Style, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 30, 2005 Dakota County Recorder, Document No. 2366278. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0005632424-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 20468 Cypress Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.48760.01.520 LEGAL DESCRIPTION OF PROPERTY: Lot 52, Block 1, Middle Creek East, CIC No 404, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,555.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,304.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 29, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

�� ON �� FINANCIAL OBLIGATION MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006237 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243753 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 10, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedarwick Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 316000, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 25, C.I.C136, CEDARWICK, a condominium, located in the County of Dakota STREET ADDRESS: 13850 Granada Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-16950-03-250 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 10, 2012, from Nixon Ayeni, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,063.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after December 10, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 8, 2012, as Document No. T695875 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 15th day of February, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, owner's personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 15, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDARWICK HOMEOWNERS ASSOCIATION, INC. Attorneys for Cedarwick Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedarwick/ Ayeni/ 11-7-098D) 3250221 12/20/12-1/24/13

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,270.00 MORTGAGOR(S): Michelle R. Litzner, a single person and Todd M. Bowman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Company, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 21, 2007 Dakota County Recorder Document Number: 2545627 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countywide Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829825 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500038856 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9275 190th St W, Lakeville, MN 55044-4449 Tax Parcel ID Number: 22-16951-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Century Ridge 2nd Addition, CIC No. 296, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,297.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2013, or the next business day if July 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026688F01 3239231 12/13/12-1/17/13

PUBLIC NOTICE

��

�� 24, 2013 at�� 10:00 AM PLACE OF SALE:Sheriff's Office, Law �� DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $207,289.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-11332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237576 12/6/12-1/10/13

PUBLIC NOTICE

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004934 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237505 12/6/12-1/10/13

PUBLIC NOTICE

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 31, 2013____, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006665 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3244042 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2005 MORTGAGOR: Alice Huber, a single person. MORTGAGEE: Anchor Bank Farmington, N.A.. DATE AND PLACE OF RECORDING: Recorded August 5, 2005 Dakota County Recorder, Document No. 2348124. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: GMAC Mortgage, LLC. And thereafter assigned to: DLJ Mortgage Capital, Inc.. And thereafter assigned to: LNV Corporation. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Anchor Bank Farmington, N.A. RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20650 207TH Court West, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-27550-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Four Star 1st Addition, County of Dakota, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,304.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 30, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 30, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 LNV Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-3-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243731 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE PURSUANT TO PARAGRAPH CHAPTER 514 OF THE MN STATUTES TO: Cledys S. Contreras 14750 W. Burnsville Parkway, #95 Burnsville, MN 55306 A public sale by auction to foreclose the lien on personal property described as 1976 MARS Manufactured Home, VIN 29719, held by Park of Four Seasons shall be held on the 16th day of January, 2013 at 10:00 a.m., at the Arbor Vista, d/b/a Camelot Acres MHC, LLC, 14750 Burnsville Parkway, Burnsville, MN 55306 in Dakota County, Minnesota. The amount due on sale of the above described personal property to Arbor Vista is $4,271, exclusive of the expenses of advertising and sale. The grounds for the lien held by Arbor Vista are as stated in M.S.A. §§514.18 subds. 1 and 4 and 514.19(2), in that Arbor Vista is holding and storing the personal property described above in paragraph 1, to its preservation and care. Dated this 11th day of December, 2012. _______________________ Stephen J. Olson, attorney for Arbor Vista 3245535 12/20/12-1/3/13P

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005223 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243767 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2010 MORTGAGOR: Jack W. Peterson and Terra K. Peterson, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 8, 2010 Dakota County Recorder, Document No. 2771127. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100848168003866018 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited Inc, A Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 7411 142nd Street Court West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110101050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Greenleaf Townhouses 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,916.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,645.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-004529 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243841 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of the Lakeville's Lake Place Homeowners Association, (hereinafter the “Declaration”) recorded in the office of the Recorder's Office of Dakota County, Minnesota as Document No. 1914328 (as amended), which covers the following property: Legal Description: Unit No. 152, CIC No. 330, Lake Place, a condominium, located in Dakota County, Minnesota Property Address: 17156 Eastwood Avenue East, Farmington, Minnesota 55024 PID: 22-44078-15-152 THAT pursuant to said Declaration, there is claimed to be due and owing as of November 30, 2012, from Galina Yakovlev and Mihail Yakovlev, title holders, to Lakeville's Lake Place Homeowners Association, a Minnesota non-profit corporation, the amount of $2,795.20, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Lakeville's Lake Place Homeowners Association, as evidenced by a lien statement recorded on October 19, 2012, in the office of the Dakota County Recorder as Document No. 2902580; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 31, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH IN GS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, Lienor Dated: November 30, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR PENNOCK PLACE CONDOMINIUM ASSOCIATION 3245663 12/20/12-1/24/13

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PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association as Trustee for BAFC 2007-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026570F01 3231622 12/6/12-1/10/13

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 Residential Credit Solutions, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 119 - 12-004914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3235621 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/02/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,700.00 MORTGAGOR(S): Terri E. Norby, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 05/14/2007 as Document Number 2517027 the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 01-63402-50-046 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46, Regatta Village Homes, Common Interest Community No. 282, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 15535 Foghorn Lane, Apple Valley, MN 55124 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $164,782.59 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED

OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3237533 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 MORTGAGOR(S): Albin G. Sorenson and Deborah J. Sorenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: March 10, 2005 Dakota County Recorder Document Number: 2303405 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: August 15, 2012 Recorded: August 24, 2012 Dakota County Recorder Document Number: 2889653 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700044570618 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7154 145th St W, Apple Valley, MN 55124-8516 Tax Parcel ID Number: 01-66503-06-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 6, Scott Highlands Fourth Addition, Hennepin County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,281.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026689F01 3247944 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,347.00 MORTGAGOR(S): James D. Puls and Michele E. Puls, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GB Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 04, 2008 Dakota County Recorder Document Number: 2606041 LOAN MODIFICATION: Dated: February 08, 2011 Recorded: August 10, 2012 Document Number: 2886564 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 26, 2009 Recorded: June 02, 2009 Dakota County Recorder Document Number: 2660927 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500007940488 Lender or Broker: GB Mortgage, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1742 Deerwood Dr, Eagan, MN 55122-1736 Tax Parcel ID Number: 10-19910-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Deerhawk Addition Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $331,953.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024953F02 3238210 12/6/12-1/10/13

PUBLIC NOTICE

��Inc.. �� Assigned to: CitiMortgage, Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249130000013411 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1442 Summit Shores Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02.73081.01.180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Summit Shores Second, Common Interest Community Number 135, a Planned Community. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,131.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005690 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237514 12/6/12-1/10/13

PUBLIC NOTICE

�� 1866 Southpointe Terrace, Eagan, MN

55122 T A X P A R C E L I . D . # : 10.72977.03.023 LEGAL DESCRIPTION OF PROPERTY: Unit No. S1866, Condominium File No. 84, Southpointe Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,257.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-006405 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3236344 12/6/12-1/10/13

PUBLIC NOTICE

��

�� SSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR �� FINANCIAL OBLIGATION ON MORT GAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3237517 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,604.00 MORTGAGOR(S): Ronald Dias, and Michelle Dias, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A. its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 12, 2010 Dakota County Recorder Document Number: 2707233 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by merger to BAC Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829794 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000323608-8 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16458 Elm Creek Ln, Lakeville, MN 55044-4738 Tax Parcel ID Number: 22-26701-12-015 LEGAL DESCRIPTION OF PROPERTY: Unit No. 02015, CIC No. 581, Fieldstone Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,569.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 SSIGNEE OF MORTGAGEE: BANK

BY MERGER TO BAC HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024880F03 3230945 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 5 , 2004 MORTGAGOR: Luis O. Martinez, a married woman. MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation. DATE AND PLACE OF RECORDING: Filed May 28, 2004, Dakota County Registrar of Titles, Document No. 538127 on Certificate of Title No. 131858. ASSIGNMENTS OF MORTGAGE: Assigned to: Inter Savings Bank, FSB. Dated March 5, 2004 Recorded May 28, 2004, as Document No. 538128. And thereafter assigned to: Minnesota Housing Finance Agency. Dated March 9, 2004 Recorded February 3, 2005, as Document No. 558178. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3923 77th Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.71163.01.140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, South Grove No. 14 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,956.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,471.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-006985 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3259520 1/3-2/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2006 MORTGAGOR: Milissa A. Delao and Roman D. Delao, wife and husband. MORTGAGEE: C o m m u n i t y N e i g h borhood Housing Services, Inc.. DATE AND PLACE OF RECORDING: Filed June 13, 2006, Dakota County Registrar of Titles, Document No. 592159 on Certificate of Title No. 140077. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated April 25, 2006 Filed 6/13/2006, Dakota, as Document No. 592160. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Community Neighborhood Housing Services, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 6815 Clayton Avenue, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.71160.03.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, South Grove No. 11 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,155.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,420.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 19, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007136 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3259514 1/3-2/7/13

PUBLIC NOTICE

MORTGAGOR: M a r y K . S c h l e i s , a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed April 10, 2003, Dakota County Registrar of Titles, Document No. 495295 on Certificate of Title No. 127652. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association S/B/M Chase Home Finance LLC. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001625-0003755724-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 101 Mary Ann Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027643009010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Timberland-Knoll Acres, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,966.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 22, 2013__, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005153 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3238113 12/6/12-1/10/13

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Fifth Third Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Fifth Third Mortgage Company MORTGAGED PROPERTY ADDRESS: 13473 Danube Lane, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.18305.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Hills 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $304,960.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2012 Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-006687 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237546 12/6/12-1/10/13

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $63,062.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 17, 2013____________________, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-12311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237560 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 MORTGAGOR(S): Michael R. Diehl, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, LLC, its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: January 03, 2007 Dakota County Registrar of Titles Document Number: 603570 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association as Trustee for BAFC 2007-4 Dated: October 31, 2012 Registered: November 02, 2012 Dakota County Registrar of Titles Document Number: T705621 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401447015476 Lender or Broker: SunTrust Mortgage, LLC Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128112 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 144 21st Ave S, South Saint Paul, MN 55075-5841 Tax Parcel ID Number: 36-53600-04-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Oak View Addition to South St. Paul, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,949.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale con-

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MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3230752 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,934.00 MORTGAGOR(S): Sareen K Devireddy and Jyothirmai Chittyreddy, Husband and Wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 05, 2011 Dakota County Recorder Document Number: 2813197 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 11, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4074 Johnny Cake Ridge Rd, Eagan, MN 55122-4207 Tax Parcel ID Number: 10-53760-05-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Oakbrooke, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $289,562.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025858F01 3249919 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 MORTGAGOR(S): Emmanuel Bour and Naana Ofori Atia, Husband and Wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457191 ASSIGNMENTS OF MORTGAGE: And assigned to: Citigroup Global Markets Realty Corp. Dated: October 14, 2008 Recorded: October 27, 2008 Dakota County Recorder Document Number: 2619822 And assigned to: PennyMac Corp. Dated: July 30, 2012 Recorded: August 10, 2012 Dakota County Recorder Document Number: 2886661 And assigned to: PennyMac Mortgage Investment Trust Holdings I, LLC Dated: October 30, 2012 Recorded: December 07, 2012 Dakota County Recorder Document Number: 2913795 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: PennyMac Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4076 152nd Ct W, Rosemount, MN 55068-1590 Tax Parcel ID Number: 34.83600.03.130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, Wensmann Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $296,610.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2013, or the next business day if August 15, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 03, 2013 ASSIGNEE OF MORTGAGEE: PennyMac Mortgage Investment Trust Holdings I, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023580F01 3259505 1/3-2/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 09, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,000.00 MORTGAGOR(S): Nicholas G Horan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 19, 2002 Dakota County Recorder

County Recorder Document Number: 1864515 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: November 13, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3511110257-6 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3962 Dawn Way, Inver Grove Heights, MN 55076-3143 Tax Parcel ID Number: 20-53651-09-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, The Oaks Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $90,801.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026606F01 3227680 11/29/12-1/3/13

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,003.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005432 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230139 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Susan M. Vought, a single woman MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded: March 03, 2005 Dakota County Recorder Document Number: 2301010 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for, Ameriquest Mortgage Securities Inc. Asset-Backed Pass-Through Certificates, Series 2005-R3 Dated: January 20, 2009 Recorded: February 17, 2009 Dakota County Recorder Document Number: 2637687 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Ameriquest Mortgage Company Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4466 Woodgate Pt, Eagan, MN 55122-2448 Tax Parcel ID Number: 10-84602-02-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2 Woodgate 3rd Addition, CIC No. 226, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,624.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

�� to pay the debt secured by �� said mort gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026197F01 3235541 12/6/12-1/10/13

PUBLIC NOTICE

�� gagor(s) must vacate the property�� if the

mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-006089 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3236339 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/24/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 MORTGAGOR(S): Tho Van Nguyen and Kim Lien Thi Nguyen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 06/09/2005 as Document Number 567120 in the Office of the County Registrar, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 11/08/2012 as Document Number T705916 in the Office of the County Registrar, Dakota County, Minnesota TAX PARCEL I.D. NO.: 10-13750-03-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Three (3), in Berkshire Ponds, Dakota County, Minnesota REGISTERED/TORRENS PROPERTY: Torrens Certificate No. 127165 STREET ADDRESS OF PROPERTY: 1930 Covington Lane, Eagan, MN 55122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-5215050095-8 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $160,857.39 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008. MORTGAGOR(S): Just Kidding Around Daycare and Preschool, Inc., a Minnesota corporation. MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed February 14, 2008, Dakota County Recorder, as Document No. 2572406. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated February 8, 2008, filed for record April 29, 2009, as Document No. 2653418, and re-recorded on June 22, 2009, as Document No. 2665777. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 5089 208th Street, Farmington, MN, 55024. TAX PARCEL I.D. NO.: 14-25855-01-020. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Farmington Industrial Park 208th Street Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $438,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $429,445.11. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. Dated: October 5, 2012. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 NOTICE OF POSTPONEMENT Date: November 26, 2012. NOTICE IS HEREBY GIVEN that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from November 29, 2012, at 10:00 a.m. to January 3, 2013, at 10:00 a.m., at the same place set forth in the foregoing Notice of Mortgage Foreclosure Sale, at the request of the Assignee. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1536519 NOTICE OF FURTHER POSTPONEMENT Date: December 29, 2012. NOTICE IS HEREBY GIVEN that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale and Notice of Postponement has been further postponed from January 3, 2013, at 10:00 a.m. to January 31, 2013, at 10:00 a.m., at the same place set forth in the foregoing Notice of Mortgage Foreclosure Sale, at the request of the Assignee. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1552397 3260180 1/3/13

PUBLIC NOTICE

SUPPLEMENTAL ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-4502 In the Matter of the Petition of: Federal National Mortgage Association, In Relation to Certificate of Title No. 124040 issued for Land in the County of Dakota and State of Minnesota and legally described as: Lot Two (2) in Block Four (4) of South Grove No. 3, according to the plat thereof on file and of record in the office of the Registrar of Deeds within and for the County of Dakota and State of Minnesota. TO: The unknown heirs of Alan G. Wright and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 23rd day of January 2013, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 124040 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorial of Document No. 15446 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 702694, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named partie s residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: 12-14-2012 BY THE COURT: /s/ Robert R. King, Jr. Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: _/s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3253700 12/27/12-1/3/13

PUBLIC NOTICE

(168) feet of the following tract of land: Commencing at the Northeast corner of the Northeast quarter (NE 1/4) of Section Twenty-four (24), Township One Hundred Fifteen (115), Range Twenty-one (21), thence South One thousand three hundred nineteen and four-tenths (1319.4) feet, thence West Eight hundred thirteen and six-tenths (813.6) feet to the center line of the pipe line of the Northern Natural Gas Company for the point of beginning of land to be described, thence North Three (3) degrees West, Two hundred thirty-six and six-tenths (236.6) feet along said center line of said pipe line to an iron pipe, thence South Eighty-seven (87) degrees West, Four hundred sixty-eight (468) feet to an iron pipe, thence South Two Hundred ten (210) feet more or less to the center line of the Township Road, thence Easterly along said center line of Township Road, Four hundred sixty-eight (468) feet more or less to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,155.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,721.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 13, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3641 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230370 11/29/12-1/3/13

PUBLIC NOTICE

National Association MORTGAGED PROPERTY ADDRESS: 2717 Cedar Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 023290101230 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Highland Forest 2nd Addition, according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,192.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,151.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005023 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230251 11/29/12-1/3/13

PUBLIC NOTICE

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004652 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228908 11/29/12-1/3/13

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005435 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3230146 11/29/12-1/3/13

PUBLIC NOTICE

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DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22,2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006298 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228937 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12838 Nicollet Avenue South, Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Seven Hundred Ninety Eight and 00/100 ($2,798.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated May 1, 2012, and recorded November 29, 2012 as Document No. 2911805 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 13, 2013, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 13, 2013. Dated: December 13, 2012 By _______/S/_________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441137 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3252880 12/27/12-1/31/13

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2007 MORTGAGOR: Suzanne C. Mueller, a single person. MORTGAGEE: Chase Bank USA, NA. DATE AND PLACE OF RECORDING: Recorded April 27, 2007 Dakota County Recorder, Document No. 2512801. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, NA s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, NA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20673 Hampshire Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205202050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Village Creek 3rd Addition, CIC No. 327 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,356.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 20, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003891 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 31, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003891 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256991 1/3/13

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-793 In Re: Estate of Dorothy M. Schadegg, a/k/a Dorothy Murphy Schadegg, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated October 8, 1992. The Registrar accepted the application and appointed Michael Tauer, whose address is 7967 230th Street Lane North, Forest Lake, Minnesota 55025, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/24/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Vance B. Grannis, Jr. (MN# 36821) Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 3256840 1/3-1/10/13

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-805 Estate of Donald A. Messerich, Decedent It is Ordered and Notice is given that on 1-31-13, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, August 12, 2003, and codicils to the will, dated September 26, 2003, (“Will”), and for the appointment of Jeffrey J. Messerich, whose address is 703 Maple Park Court, Mendota Heights, MN, 55118 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/27/12 BY THE COURT Mary J. Theisen Judge of District Court (COURT SEAL) Attorney for Petitioner Randall W. Sayers Hansen, Dordell, Bradt, Odlaug & Bradt, PLLP 3900 Northwoods Drive, Suite 250 Saint Paul, MN, 55112 Attorney License No: 130746 Telephone: (651) 332-8725 FAX: (651) 482-8909 Email: rsayers@hdbob.com 3258973 1/3-1/10/13

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-812 Estate of Patricia M. Kraemer aka Patricia Marie Kraemer and Patricia Kraemer, Decedent Notice is given that an application for informal probate of the Decedent’s will dated April 30, 2010 and codicil ( ) to the will, dated N/A, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Harry M. Kraemer whose address is 1300 Sheridan Road, Wilmette, IL 60091 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may been entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/28/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Susan L. Anderson Hellmuth & Johnson, PLLC 8050 West 78th Street Edina, MN 55439Attorney License No: 248071 Telephone: 952-941-4005 FAX: 952-941-2337 Email: sanderswon@hjlawfirm.com

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,500.00 MORTGAGOR(S): Thomas M. Stockwell and Diane L. Stockwell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: May 05, 2005 Dakota County Registrar of Titles Document Number: 564704 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 23, 2012 Registered: April 05, 2012 Dakota County Registrar of Titles Document Number: T694127 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000094697 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 43358 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 105 Woodcrest Dr, Burnsville, MN 55337-2761 Tax Parcel ID Number: 02-76430-10-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) Block Ten (10) Timberland-Knoll Acres, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,397.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

�� sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025252F02 3228880 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 MORTGAGOR: S h a r i f a B a k s h , a single person, and John Seidl, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 11, 2007 Dakota County Recorder, Document No. 2523276. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC . TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0008223471-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. DBA America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 5254 Upper 183rd Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.19505.05.110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 5, Dakota County Estates 6th Addition, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,274.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR

�� THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005321 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228889 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,000.00 MORTGAGOR(S): Michele M Gramaglia and Patrick G Gramaglia Jr, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457338 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: November 28, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003309876 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17105 Gannon Way, Rosemount, MN 55068-5137 Tax Parcel ID Number: 22.16.703.02.090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Cedar Highlands Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,565.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2013, or the next business day if August 15, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 03, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026661F01 3260167 1/3-2/7/13

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-785 Estate of DAVID EDMUND ESSLING, a/k/a David Essling, Decedent Notice is given that an application for informal probate of the Decedent's will dated June 14, 2012, and codicil ( ) to the will, dated ____, and separate writing ( ) under Minn. Stat. 524.2-513 (“Will), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Jennifer Ciresi, whose address is 1713 Terra Glenn Court, Eagan, Minnesota 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Steven R. Kufus Steven R. Kufus, P.A. 1600 University Ave., #313 St. Paul, MN 55104 Attorney License No.: 58853 Telephone: 651-645-9359 FAX: 651-645-6801 3256286 12/27/12-1/3/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-789 Estate of ARTHUR D RUSSELL, Decedent Notice is given that an application for informal probate of the Decedent’s will dated June 25, 2007 and codicil ( ) to the will, dated _____, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Mary Ann Russell whose address is 13352 Huntington Drive, Apple Valley, Mn 55124-9475 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also give that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant William F. Huefner BARNA, GUZY & STEFFEN, LTD. 200 Coon Rapids Boulevard, Suite 400 Minneapolis, MN 55433 Attorney License No: 238855 Telephone: 763-780-8500 FAX: 763-780-1777 Email: whuefner@bgs.com 3256513 12/27/12-1/3/13

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice to Creditors and Claimants Brass Monkey, LLC Brass Monkey, LLC (“the LLC”) has dissolved and is in the process of winding up its affairs. The LLC has filed with the MN Secretary of State a notice of dissolution, which was filed on December 10, 2012. Written claims against the LLC must be presented to: Brass Monkey, LLC, 3861 Gold Point Unit A, Eagan, MN 55122. All claims must be received by March 13, 2013. 3244370 12/13/12-1/3/13P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-CV-12-5079 Case Type: Contract/Other Civil _______________________________________ Nicholas Solinger and Lisa Solinger, Plaintiffs, v. Denise A. Bochniak f/k/a Denise A. Nielsen, an individual; Rory P. Bochniak, an individual; The Affinity Plus Federal Credit Union Foundation, a Minnesota nonprofit corporation; The First State Bank of Rosemount, a Minnesota corporation; Wyndemere Homeowners Association, a Minnesota nonprofit corporation; and all unknown assigns of the above-named Defendants, and all other persons unknown claiming any right, title, estate, interest, or lien in the estate described in the Complaint herein, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO DEFENDANTS DENISE A. BOCHNIAK F/K/A DENISE A. NIELSEN, RORY P. BOCHNIAK, THE AFFINITY PLUS FEDERAL CREDIT UNION FOUNDATION, THE FIRST STATE BANK OF ROSEMOUNT, WYNDEMERE HOMEOWNERS ASSOCIATION, AND ALL UNKNOWN DEFENDANTS. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. Y o u m a y wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lot Six (6), Block Two (2), Wyndemere Addition, according to the recorded plat, Dakota County, Minnesota. The object of this action is to obtain an order declaring that Plaintiffs have a security interest against the above described property and, in the alternative, to obtain a judgment to compensate Plaintiffs for the damages they’ve suffered. Dated: 10-23-12 THOMSEN & NYBECK, P.A. By /s/ Nathan J. Knoernschild Bradley J. Boyd (#0314687) Nathan J. Knoernschild (#0387842) Attorneys for Plaintiffs 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 Telephone No. (952) 835-7000 3250132 12/20/12-1/3/13

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: KIM’S TAILORING 2. Principal Place of Business: 12501 Nicollet Avenue Suite 2, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Hyung Kim, 13513 Morgan Court, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 81686 originally filed on 4/20/89. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/11/2012 Hyung Kim, Owner 3256707 12/27/12-1/3/13P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Action Court File No. _______ _______________________________________ Gallagher Law Office, LLC, Plaintiff, v. Michael Cockayne, Defendant. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: 1. Y O U A R E BE I N G S UE D . The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Cottrell Law Firm, P.A., 2315 Waters Drive, Mendota Heights, MN 55120. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In you Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Date: 12-20-2012 /s/ William G. Cottrell Plaintiff’s attorney signature William G. Cottrell Attorney at Law Cottrell Law Firm, P.A. 2315 Waters Drive Mendota Heights, MN 55120 (651) 905-0496 This communication is an attempt to collect a debt. 3255957 12/27/12-1/10/13P

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-779 In Re: Estate of DAVID LEON BROWN, JR., Decedent. It is Ordered and Notice is given that on January 24, 2013 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Sharon Teresa Brown, whose address is: 5356 - 184th Street West, Farmington, MN, as Personal Representative of the Estate of the Decedent in an U N S U P E R V I S E D administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/18/12 Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorneys for Personal Representative Lori. L. Guzman, Att’y Reg. No. 285808 Eric B. Bjerva, Att’y Reg. No. 390129 Megan C. Kelly, Att’y Reg. No. 393186 GUZMAN LAW FIRM, PA 14847 Energy Way Apple Valley, MN 55124 Tel: (952) 432-0648 FAX: (952) 431-2491 3253397 12/27/12-1/3/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-790 In Re: Estate of Renee Gloria Hawe, formerly known as Renee, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated May 9, 2012. The Registrar accepted the application and appointed Randy Nellis, whose address is 3786 Conroy Trail, Inver Grove Heights, Minnesota 55076, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of the hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Martha J. Sullivan (MN# 0335435 Attorney for Personal Representative 111 East 3rd Street Suite 2A Hastings Minnesota 55033 Telephone: (651) 438-9992 3256122 12/27/12-1/3/13P

PUBLIC NOTICE

Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 21, 2006 Dakota County Recorder, Document No. 2407453. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100197500000251264 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 8653 Collin Way, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.56740.01.220 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Park Point, CIC No. 466, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,853.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $339,902.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-006250 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3229151 11/29/12-1/3/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Shirley M. Bailey, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 09, 2005 Dakota County Recorder Document Number: 2379547 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 25, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001310-2250086590-6 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6693 168th St W, Rosemount, MN 55068-1829 Tax Parcel ID Number:

Tax Parcel ID Number: 22-21174-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Donnays Valley Park 5th, according to the recorded plat thereof Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,202.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2013, or the next business day if July 11, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 29, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025140F02 3226497 11/29/12-1/3/13

PUBLIC NOTICE

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Bob Haase Design 2. Principal Place of Business: 20763 Hartford Way, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Robert H Haase, 20763 Hartford Way, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/18/2012 Robert H Haase 3252125 12/27/12-1/3/13P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Inspired Byte 2. Principal Place of Business: 16957 Evening Terrace, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Inspired Byte Consulting Inc, 16957 Evening Terrace, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/26/2012 Joshua Wilson 3258735 1/3-1/10/13

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Helping Hands For You 2. Principal Place of Business: 256 County Road 42, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tenesha M Sawatsky, 256 County Road 42, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/10/2012 Tenesha Sawatsky 3256621 12/27/12-1/3/13P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Coastal Bliss 2. Principal Place of Business: 431 Timberland Drive, Burnsville, M N 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Chelsea Bolling, 431 Timberland Dr., Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/10/12 Chelsea Bolling 3256705 12/27/12-1/3/13P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: twin cities special-t quilt company 2. Principal Place of Business: 200 Wentworth Ave West Apt C, west saint paul MN 55118 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Carla Maria Jacobson, 200 Wentworth Ave West Apt C, West Saint Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/18/12 Carla M Jacobson 3253809 12/27/12-1/3/13P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Lake State Insurance 2. Principal Place of Business: 1750 220th Street East, Farmington, MN 55024 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Wayne Olson, 1750 220th Street East, Farmington, MN 55024 Micah Jeremiah Olson, 1100 Toledo Ave N, Golden Valley, MN 55422 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/19/2012 Paul W Olson 3256313 12/27/12-1/3/13P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice is hereby given that on February 15, 2013 at 11:00 AM at Acorn Mini Storage, 2935 Lexington Ave. S., city of Eagan, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 503B Tasha Griffin Luggage, boxes of unknown content #4678368 3257172 1/3-1/10/13

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-3213 Case Type: Harassment Lauren Moran, Petitioner(s) vs. Brandon Fridolfson, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: Dec. 27, 2012 Carolyn Renn Court Administrator Pam Schadegg Deputy 3259558 1/3/13

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-3509 In the Matter of the Welfare of A.D.T., Child. TO: Bradley Paul Kemp Attorney, Judith D. Vincent, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: the parental rights of the father to the above named child should be terminated pursuant to Minnesota Statutes; section 260C.301(1)(b)(1) and (2)(a)(2), in that the child is under two years of age and has been deserted by the parent under circumstances that show an intent not to return to care for the child. Section 260C.301(1)(b)(1) and (2)(a)(1), in the the parent has had no contact with the child on a regular basis and not demonstrated consistent interest in the child’s well-being for six months. Section 260.301(1)(2), in that the parent has substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon that parent by the parent and child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental, or emotional health and development. Section 259.52(8)(3), a putative father who has failed to register on the Father’s Adoption Registry “is considered to have abandoned the child” and has created “prima facie evidence of sufficient grounds to support termination of the putative father’s parental rights under section 260C.301(1). Section 260C.301(1)(b)(1), abandonment of the child is sufficient grounds to terminate parental rights. Section 260C.301(1)(7), if the birth mother was not married to the birth father when the child was conceived or born, and the birth father is not entitled to notice under section 259.49 and has not registered with the father’s adoption registry, sufficient grounds exist to support termination of the putative father’s parental rights. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY TERMINATE YOUR PARENTAL RIGHTS IN YOUR ABSENCE. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on January 23, 2013 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three publication in a legal newspaper as provided by law, viz: Bradley Paul Kemp. Dated: December 12, 2012 Richard G. Spicer Judge 3250277 12/27/12-1/10/13P

NOTICE TO CREDITORS To: All Creditors of World Buffet Inc. This notice to Creditors is given pursuant to Minnesota Statutes Section 302A.727 and gives notice: 1. That World Buffet Inc. has dissolved and is in the process of winding up its affairs. 2. That World Buffet Inc. has filed with the secretary of state a notice of dissolution. 3. That the date of filing this notice of dissolution was December 11, 2012. 4. The address of the office to which written claims against the corporation must be presented: Paulson Law Firm PLLC, 1434 Appaloosa Trail, Eagan, MN 55122. 5. All claims must be received within the later of 90 days after published notice or, with respect to know creditors or claimants, 90 days after the date on which written notice was given to that creditor or claimant. Published notice is considered given on the date of first publication for the purpose of determining this date. Dated: December 28, 2013. By: /s/ Jon E. Paulson Paulson Law Firm PLLC Attorney for World Buffet, Inc. 3259573 1/3-1/24/13

PUBLIC NOTICE

Notice of Hearing by Publication State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19HA-FA-11-623 Case Type: CUSTODY In the Matter of: DAKOTA COUNTY JESSICA MARIE DAVILA, Petitioner vs. MAURICIO JUNIOR GARZA AKA MAURICIO J AGUIRRE, AKA MAURICIO JUNIOR GARY, Respondent To Petitioner Jessica Marie Davila named above: An order has been issued directing you to appear at Judicial Center 1560 Hwy 55, Hastings, MN 55033 on 1/17/13 at 9:00 a.m. and explain why the relief sought in the Motion for parenting time should not be granted. You may obtain a copy of the Petition and any order issued from the Court from the DAKOTA County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 12-27-12 Maureen Northrup Deputy 3259153 1/3/13

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-12-808 ---------------------------------------------------------In Re: Estate of FRANK W. MIKACEVICH also known as FRANK WILLIAM MIKACEVICH, Deceased. ---------------------------------------------------------TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 31st day of January, 2013, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent dated May 10, 2006, and for the appointment of Victoria J. Campbell whose address is 1730 Lane Street, South St. Paul, MN 55075 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 12/27/12 Mary J. Theisen Judge (COURT SEAL) DAVID L. GRANNIS Attorney I.D. No. 36808 Grannis & Lehmann, P.A. Attorney for Petitioner 413 Southview Boulevard, Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 3259532 1/3-1/10/12

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,750.00 MORTGAGOR(S): Rhonda A. Arnold, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.), its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 29, 2007 Dakota County Recorder Document Number: 2492266 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 05, 2012 Recorded: September 17, 2012 Dakota County Recorder Document Number: 2894163 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604719746754 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6755 Foliage Ct W, Rosemount, MN 55068-1235 Tax Parcel ID Number: 22-51350-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Niakwa Village, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,740.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026334F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 28, 2012 at 10:00 AM has been postponed to January 31, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 27, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026334F01 3259640 1/3/13

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2003 MORTGAGOR: Deborah Ann Cooper, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed October 30, 2003, Dakota County Registrar of Titles, Document No. 0519886 on Certificate of Title No. 111814. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000011127 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1119 Oakdale Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-01700-63-080 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” Legal Description That part of the North 154.75 feet of the Northeast Quarter (NE 1/4) of the Southwest Quarter (SW 1/4) of Section Seventeen (17), Township Twenty-eight (28), Range Twenty-two (22) lying West of the West right of way line of Oakdale Avenue except the West 1100.34 feet thereof and except Butler Avenue, Dakota County, according to the Government Survey thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,038.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 17, 2013__, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002244 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3228928 11/29/12-1/3/13

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Breach of Contract/Claim and Delivery Court File No. 19HA-CV-12-5013 Judge: ____________ Bankwest, Inc., a South Dakota Banking corporation, Plaintiff, vs. Karen L. Johnson, an individual, and Roberta G. Magnussen, an individual. Defendants. THIS SUMMONS IS DIRECTED TO KAREN L. JOHNSON AND ROBERTA G. MAGNUSSEN. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Jon T. Powers, Esq. Fafinski Mark & Johnson, P.A. 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: October 19, 2012FAFINSKI MARK & JOHNSON, P.A. By: Jon Travis Powers David E. Runck, #0289954 Jon T. Powers, #0391845 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 David.Runck@fmjlaw.com Travis.Powers@fmjlaw.com ATTORNEYS FOR PLAINTIFF BANKWEST, INC. ACKNOWLEDGMENT REQUIRED BY MINNESOTA STATUTES § 549.211, SUBDIVISION 1

The undersigned hereby acknowledges that pursuant to Minnesota Statutes § 549.211, monetary and other sanctions may be imposed if the Court should find that the undersigned has violated Minnesota Statutes § 549.211, subdivision 2 by presenting a position which is unwarranted or for an improper purpose, as more fully defined in that statute. Dated: October 19, 2012FAFINSKI MARK & JOHNSON, P.A. By: Jon Travis Powers David E. Runck, #0289954 Jon T. Powers, #0391845 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 David.Runck@fmjlaw.com Travis.Powers@fmjlaw.com ATTORNEYS FOR PLAINTIFF BANKWEST, INC. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3255947 12/27/12-1/10/13

CITY OF LAKEVILLE REQUEST: The Planning Commission of the City of Lakeville will hold a public hearing on Thursday January 17, 2013 at 6:00 p.m. or as soon thereafter as the parties may be heard at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota to consider an amendment to the Staged MUSA Expansion Areas component of the City of Lakeville's Comprehensive Plan concerning MUSA Expansion Area A. All who wish to comment are asked to attend and be heard. QUESTIONS: Call Allyn Kuennen, Associate Planner at (952) 985-4424 or e-mail questions or comments to akuennen@lakevillemn.gov DATED this 28th day of December 2012. CITY OF LAKEVILLE _____________________________ Charlene Friedges, City Clerk 3257156 1/3/13

PUBLIC NOTICE

Notice is hereby given that on February 15, 2013 at 10:00 AM at Acorn Mini Storage, 5000 Babcock Trail, city of Inver Grove Heights, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 301 Jasen Johnson/ Charley Alden Computer equip., BBQ grill, furniture, boxes of unknown content #4678330 Unit # 303 Mehendra Swate/ Jean Aumer Computer equip., lawn mower, furniture, boxes of unknown content #4678234 Unit # 307 Jasen Johnson/ Charley Alden Luggage, furniture, boxes of unknown content #4678331 Unit #901 Belinda Welters Television, vacuum cleaner, furniture, boxes of unknown content #4678323 Unit # 935 Donia Bentzin Furniture, boxes of unknown content #4678329 Unit # 982 Laurie Barilla Furniture, boxes of unknown content #4678327 Unit #1115 Cynthia Alberson Tools, furniture, boxes of unknown content #4678326 Unit # 1917 Teri Blood Luggage, drum, furniture, boxes of unknown content #4678328 Unit # 3317 Nancy Martin VCR, luggage, boxes of unknown content #4678325 3257258 1/3-1/10/13

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-803 In Re: Estate of Ruth I. Huback, aka Ruth Ilene Huback, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 31st day of January 2013 at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 W. Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated April 15, 2009, and for the appointment of Sharon Lee Coen, P. O. Box 204, Shafer, MN 55074 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 12/27/12 Robert R. King Judge (COURT SEAL) P. James Taurinskas Attorney 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 3258699 1/3-1/10/13

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 3, 2013

Negotiations fail; Lakeville police, city to enter arbitration by Laura Adelmann

DAKOTA COUNTY TRIBUNE

One last mediated negotiation between union representatives and Lakeville city officials Dec. 19 failed to resolve police contract disputes, so an arbitrator will determine stipulations of Lakeville’s patrol officers’ contract. Issues include 12-hour shifts, pay and benefits and the number of patrol officers in the department, according to Mike Golen, Minnesota

Public Employee Association director. City Administrator Steve Mielke said the longer shifts allow the city to cover shifts more efficiently, saving taxpayer money. Patrol officers’ last contract expired Dec. 31, 2011. If settled in arbitration, the contract would cover 2012 and 2013, leaving a slim window before negotiations start again. Golen estimated the arbi-

Issue like to be resolved in spring 2013 tration process would begin in the spring and be resolved by May or June. “I’d like to see it end sooner, but if things go well, that’s probably about the time table,” Golen said. An arbitrator is selected by each side striking off a list of seven Bureau of Mediation Services arbitrator until one is left, Golen said. He estimated it would take one day to arbitrate, then each side would have 30 days to

present briefs. The arbitrator has up to another 30 days to render a decision. “Normally that (decision) would be considered to be binding,” Golen said. “Once in a great while, there’s employers or unions that are fighting it and they move forward in court when they weren’t happy with that. It’s an extreme rarity. It’s not something I’d recommend.” Mielke said he is anxious to see a resolution to the con-

tract disputes. “I think it’s important that there be a strong bond between the administration and leadership of this community with officers,” he said. At the same time, Mielke said the city needs to watch out for taxpayers, and keep city employee benefits equal for all. “The issues are financial and have an impact on taxpayers, so we have to be cautious and look out for the taxpayer.”

Lakeville police officers are considered essential personnel and are not allowed to strike. “We have a very good crew of people who are extremely good police officers,” Mielke said. “We’re in a position where the bargaining group and the administration just see things a little differently in terms of compensation.” Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Dakota County Business Contacts

Apple Valley Chamber of Commerce

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Burnsville Chamber of Commerce

Burnsville Convention & Visitors Bureau

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau

Dakota County Regional Chamber of Commerce

Eagan Convention and Visitors Bureau

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

River Heights Chamber of Commerce

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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January 3, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Lakeville expo invites area organizations to participate

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Early bird deadline to receive reduced rate is Jan. 1

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Local businesses and organizations will have an opportunity to get their message out with a booth at the 10th annual Lakeville Home Show and Consumer Showcase. Sponsored by the Lakeville Area Chamber of Commerce, the popular and well-publicized event held at Lakeville North High School, 19600 Ipava Avenue, from 9 a.m. to 3 p.m. Saturday, March 23, draws about 1,700 adults every year, said chamber president Todd Bornhauser.

For the past several years, about 130 participants have taken advantage of the showcase opportunity to highlight their business or service, and they come from within Lakeville and outside the city from places like Northfield, Apple Valley, Burnsville and Eagan. When first held, the event was known as the Lakeville Home Show and featured about 80 landscaping-related business booths, but in its second year, popular request caused it to expand it to include the consumer showcase section that features many other

businesses, organizations and groups. “The show is a really good opportunity for them to present their products and services,” Bornhauser said. “Once people start in the aisles, they have to snake through it all, so there isn’t a bad booth.” Every registrant receives a 10-by-10-foot booth, skirted table and two chairs. Vendors are invited to bring in displays, giveaways, signs and staff to host the booth. In the past, vendors have displayed things like waterfalls, golf carts and retain-

ing walls. Giveaways have included starter plants, pencils, candy and rulers. “People usually can walk out with a bag full of goodies,” Bornhauser said. The look of the event is professional, resembling trade shows at Minneapolis and St. Paul downtown venues. “In the past we’ve had seminars and demonstrations, too,” he said. “You’re going to get a wide variety of businesses there.” Chamber members who register by Jan. 1 will receive an early bird special of $240, after then the cost is

$340. Non-chamber members can participate in the event for $750, but if they join the Lakeville Area Chamber of Commerce for the first time and participate in the show, the cost drops to $550. Average annual chamber memberships cost between $270 and $1,000. Price is based on a business’ number of employees. Registration deadline is March 1, 2013. Bornhauser said chamber members have opportunities to network with each other, take advantage of ed-

Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com. • Thursday, Jan. 10, 8 to 9 a.m., Coffee Break, Home Federal, 2805 Dodd Road, Suite 160, Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Friday, Jan. 11, 7:30 to 9:30 a.m., Legislative Breakfast, Brown College, 1345 Mendota Heights Road, Mendota Heights. RSVP to Jessy Annoni (651) 288-9202 or jannoni@ dcrchamber.com. • Friday, Jan. 11, noon to 1 p.m., The Changing Needs of Employers in the 21st Century, DARTS, 1645 Marthaler Lane, West St. Paul. Information: Kathy Mutch, (651) 403-7002,

kathy.mutch@isd197.org. Apple Valley Chamber of Commerce events: • Tuesday, Jan. 8, 7:30 to 9 a.m., Chamber Coffee Connection, Augustana Care – Apple Valley Villa Apartments, 14610 Garrett Ave., Apple Valley, (952) 236-2625. Burnsville Chamber of Commerce events: • Wednesday, Jan. 9, 4 to 9 p.m., 2013 Minnesota Chamber Session Priorities, St. Paul RiverCentre, 175 W. Kellogg Blvd., St. Paul. Cost: $95. Information: Bill Corby, bill@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Wednesday, Jan. 9, 7:30 to 8:30 a.m., Morning Brew, Bob Curtis Agency Farmers Insurance, 19950 Dodd Blvd., Suite 104, Lakeville. • Wednesday, Jan. 9, 4 to 9 p.m., Session Priorities Dinner, St. Paul RiverCentre, 175 W. Kellogg Blvd., St. Paul. • Friday, Jan. 11, 8:30 to 9:30 a.m., Teacher Appreciation Breakfast, Lake Marion Elementary School. River Heights Chamber of Commerce events: • Wednesday, Jan. 9, 4 to 9 p.m., Minnesota Chamber Session Priorities Dinner, St. Paul River Centre, 175 W. Kellogg Blvd., St. Paul. Cost: $95. Information: Jennifer Gale at jennifer@riverheights.com.

Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www.NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. SMART is a networking group based on relationships and charitable giving. Openings are available. Website: smartmnnetworking. com. For location and questions, contact Arlene Seifert at (952) 898-1777. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter

of Business Networking Inter- 7:30 to 9 a.m. on the fourth national meets each Tuesday Tuesday of each month. POC 7:30-9 a.m. at the Eagan Com- is Jeff Robinson at (952) 890munity Center, 1501 Central 6611. The SE Metro Group Parkway Eagan. This lively re- meets at 2918 Upper 55th St., ferral group can help you grow Inver Grove Heights, the first your business. Membership is Thursday of each month from limited to one person from each 12 noon to 1 p.m. (bring your category. Visitors are welcome. lunch). POC is Ginger Ewing at For more information, contact (651) 389-1177. Jay Taylor at (651) 688-3100, SMART (South Metro Area jay.taylor@hitechmn.com. Find Referral Team) Business the chapter’s website at bnimn. Networking Group meets the com. second and fourth Tuesday of Beta Sigma Phi, Preceptor every month from 8 to 9 a.m. at Alpha Delta Chapter, meets the the Green Mill Restaurant, 1940 second Wednesday of every Rahncliff Court, Eagan. We are month at 7:30 at a member’s a networking group based on home. For information, call relationships and charitable (952) 894-8831. giving. Openings are available. Network Results Chapter Visit smartmnnetworking.com. of Business Network Interna- Questions – contact Arlene tional, networking for local busi- Seifert at (952) 898-1777. ness owners, only one person The S.T.A.R. (South Twin from each profession. First two Cities Area Referral) Netmeetings are free. We meet ev- working Group meets 8 to ery Wednesday for breakfast, 9 a.m. every Wednesday at 7-8:30 a.m. at Roasted Pear, Bremer Bank, 17600 Cedar 14200 Nicollet Ave. S., Burns- Ave, Lakeville. Openings are ville. Call Jim Culpepper for available. For questions, call more information: (612) 655- Kathy Andrade at (952) 9974339. 1306. Networks Plus - Diversi- SHiFT network events are fied Business Professionals held Thursdays from 6:30 to 8 Chapter of Business Network p.m. at Inver Hills Community International, a business refer- College, 2500 E. 80th St., Inral organization. Meetings will ver Grove Heights. SHiFT is a be held Thursdays 11:30 a.m. nonprofit network connecting – 1 p.m. at Savage City Hall, adults in mid-life transition with 6000 McColl Drive, Savage, opportunities to seek meaningMN. All professionals are invit- ful work, new avocations, and ed to attend. Call Crystal (952) a supportive community (www. 314-8676. shiftonline.org). Members: Networking coffee group Free. Guests: $5. at Caribou Coffee will meet Women’s Business Exfrom 9:30-11:30 a.m. at Cari- change meets the fourth bou Coffee, 14638 Cedar Ave., Wednesday from 11:30 a.m. to on the second and fourth Mon- 1 p.m. at Baskets On Occasion, days of the month. Call (763) 4580 Scott Trail, Suite 204, 783-4767 to register. Eagan. Fee: $5 per meeting. Grapevine Network “Com- For more information, contact mon Denominator” Group Mary at (651) 994-8392 or visit meets Tuesdays from 7:30- w w w. m e e t u p . c o m / w o m e n s 8:45 a.m. at Coldwell Banker business-exchange-eagan.  Burnet, 190 Cobblestone Lane, Seed Your Business referralBurnsville. For information, call based networking group meets (952) 746-5611 or visit www. the first and third Wednesday at thegrapevinenetwork.com. noon at Baskets On Occasion, Grapevine Networking 4580 Scott Trail, Suite 204, Group meets Wednesdays Eagan. Fee is $5 per meeting. from 7:30-8:45 a.m. at Coldwell Up to two professions per perBanker Burnet, 190 Cobble- son. Contact Mary at (651) 994stone Lane, Burnsville. For in- 8392. formation, call (952) 746-5611 Rise and Shine Networkor visit www.thegrapevinenet- ing Group meets the second work.com. Wednesday every month at 8 Kingdom Advisors mem- a.m. at Baskets On Occasion, bers meet monthly for fellow- 4580 Scott Trail, Suite 204, ship, training, networking, Eagan. Fee is $5 per meeting. prayer, and sharing of best Information: Mary at (651) 994practices. Ron Blue or other 8392 or meetup.com/riseandrecognized speakers (via DVD) shine networking group. cover a topic each month help- Referrals from the Hearting members integrate and ap- land Networking Group meets ply Biblical financial wisdom 7:30 to 9:00 a.m. Tuesdays at: into their professional advice. Heartland Credit Union, 5500 Visitors welcome. The S Metro S. Robert Trail, Inver Grove Group meets at Family Finan- Heights. Information: Sherry cial Services, 151 W. Burns- Buckley at Sherry@Sherryville Parkway, Burnsville, from Buckley4U.com.

ucational opportunities and market to other businesses and residents in the Lakeville area. “The chamber also is an advocacy group for businesses,” Bornhauser said. “We look out for the business’ best interest.” To register or for more information, visit www. lakevillechamber.org or call the chamber office at (952) 469-2020. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Calendar To submit an item for the Calendar, email it to darcy.odden@ecm-inc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: • Tuesday, Jan. 8, 8 to 9 a.m., Rosemount Connection – Paul Eggen’s State Farm Insurance, 14450 S. Robert Trail, Suite 204, Rosemount. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Wednesday, Jan. 9, 4 to 9 p.m., 2013 Minnesota Chamber Session Priorities, St. Paul RiverCentre, 175 W. Kellogg Blvd., St. Paul. Cost: $95. RSVP to

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Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:15-9:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook.

METRO

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 3, 2013

Burnsville had yearlong showdown with apartment owner Walmart, CVS came to town in 2012

by John Gessner

DAKOTA COUNTY TRIBUNE

Burnsville’s showdown with the owner of the problem-plagued Country Village Apartments continued all year in 2012. The 138-unit complex finally regained full city licensure in December. But the city’s battle with Lindahl Partnerships over decrepit conditions and hundreds of code violations forever changed the way Burnsville regulates rental housing, with mandatory inspections of all units beginning in 2013. November’s election returned Mayor Elizabeth Kautz to a seventh term. Burnsville-area voters elected a mix of Democrats and Republicans to state office, including some faces from the past. Burnsville also appointed a new police chief, Eric Gieseke, who started with the city as a police cadet 23 years ago. 2012 brought notable additions to the commercial landscape. Walmart and CVS Pharmacy stores opened. So did two new restaurants on a sleepy frontage road. And city officials say a hotel is likely in the Heart of the City. Here’s a recap of 2012 news highlights from the pages of Sun Thisweek.

Country Village

Country Village is now all the way back from a city-imposed exile that included its shutdown in March. The City Council voted 4-0 Dec. 4 to reissue rental licenses for the final two buildings in the complex, which was discovered in May 2011 to have widespread building, fire and property code violations. Now all six buildings are relicensed under a schedule the council imposed in August, after Lindahl Partnerships began in earnest to make needed repairs. The city revoked Country Village’s 2012 provisional rental license after Lindahl missed a Jan. 17 deadline for correcting fire-code violations pending since August 2011. The provisional license included subsequent deadlines for fixing other code violations. After Lindahl missed the Jan. 17 deadline, the city pulled the provisional license, and residents of the 138-unit complex were given until March 1 to vacate. In September, the council passed changes in the city’s rental licensing ordinance that require residential rental units, including single-family rentals and rented mobile homes, to be inspected once every three years. Landlords will pay for the inspections. “Make no mistake about it, (Country Village) was the seed that made us do that,” Council Member Dan Gustafson told Lindahl representatives Dec. 4.

Elections

Mayor Elizabeth Kautz won her election rematch with challenger Jerry Willenburg Nov. 6, expanding her margin of victory from four years ago. Facing Willenburg in 2008, Kautz won 54 percent of the vote in the closest race of her mayoral career, which began in 1995. On Nov. 6, she won 57 percent of the vote in an election that also returned one-term incumbent Mary Sherry to the City Council and ushered in a council newcomer, Suzanne Nguyen. In newly drawn legislative districts, Sen. Dan Hall, R-Burnsville, was re-elected in District 56, which covers most of Burnsville. He defeated Burnsville DFLer Leon Thurman. Former DFL Rep. Will Morgan of Burnsville defeated Roz Peterson of Lakeville, a Lakeville Area School Board member, in an open-seat contest in the new House District 56B. Rep. Pam Myhra, R-Burnsville, was re-elected in the new House District 56A, which includes northwest Burnsville and all of Savage. She defeated Savage DFLer David Jensen. Morgan is one of three local DFLers who

themselves have it all taken away so quickly. No one expects to lose a student.”

Boys and Girls Club

Momentum grew this year behind plans to open a Boys and Girls Club in Burnsville. The first suburban outlet of the Boys and Girls Clubs of the Twin Cities would likely replace The GARAGE, Burnsville’s 13-year-old teen center. The Boys and Girls Club would expand youth services to include elementary-age children. But questions of funding and location remain. Renovating the GARAGE space in Civic Center Park to accommodate the club — including a Kids Feeding Kids program, with a kitchen and dining area that could accommodate 180 children per day — would cost an estimated $1 million. City officials and backers of the project are waiting to see if a site becomes available in School District 191, which is studying its building needs.

Chamber presidents Photo by Rick Orndorf

Mayor Elizabeth Kautz kept an eye on results during her election-night gathering at the Mediterranean Cruise Cafe. First elected mayor in 1994, Kautz beat two-time challenger Jerry Willenburg on Nov. 6. found their way back into office after being elected in 2006 and ousted in 2010. Former Sen. Jim Carlson of Eagan beat Republican incumbent Ted Daley in District 51 (northeast Burnsville and Eagan), and former Rep. Sandra Masin of Eagan beat Republican incumbent Diane Anderson in House District 51A.

Walmart

A Walmart store opened Oct. 26 at 12200 River Ridge Blvd., east of Interstate 35W in north Burnsville. The store is one of three smaller, leaner prototype stores that opened in Minnesota, according to Burnsville store manager Sean Brooks said. The stores are about 150,000 square feet and are designed to use less energy and better accommodate customer traffic patterns, he said. Less product is stored on-site. Brooks said in August he expected the store to provide 350 to 375 jobs, making Walmart a major employer in Burnsville.

More new business

• The old TCF Bank building, a landmark at Burnsville Parkway and Nicollet Avenue since 1974, was torn down in April to make way for a long-planned CVS Pharmacy store, which opened this summer. The developer, Burnsville Crossing LLC, first struck a development contract, which included tax-increment financing incentives, with the city in 2007. Plans originally called for a pharmacy, a medical office building and a two-story parking deck. Since then there have been amendments to the contract. The developer told the city that the slow economy hindered progress on the site. • On Aldrich Avenue west of I-35W and south of Burnsville Parkway, a pair of bar-restaurants opened this fall, returning life to a strip that had become known for vacant buildings. The Rack Bar and Grill, with a wait staff known as the Rack Girls, opened in the former Timber Lodge Steakhouse building. Florida-based Hurricane Grill and Wings occupied the vacant Hooters Restaurant building. • Yussuf and Ifrah Shafie, longtime Burnsville residents by way of Kenya and Somalia, opened the city’s first Somali restaurant in the Nic-Burn strip mall east of Nicollet Avenue and north of Burnsville Parkway. The brother-and-sister team opened Tawakal Restaurant on Sept. 21. • Wisconsin-based Fairchild Equipment, which sells and services forklifts and construction equipment, bought the long-vacant Men-

ards building at 3100 Highway 13 W. Menards vacated the 95,400-square-foot building about six years ago when it built a new store next door. New occupants will be Fairchild, which expects to move in in February; NAPA Auto Parts, which expects to move in May 1; and Durham Student Services, the bus contractor in School District 191, which is already using the property for bus parking and a dispatch center. • City officials said in October they’re negotiating with a hotel developer to sell city-owned land north of the Performing Arts Center. “We’ve gotten indications from (the group) that this is something that they want to do,” Community Development Director Jenni Faulkner said. “Certainly, this has been a longterm vision of the city, that we have a hotel in the Heart of the City.”

Burnsville Chamber of Commerce President Daron Van Helden resigned in August to take a job with join Burnsville-based Pawn America, which is in an aggressive expansion phase. He was chamber president for 10 years. His replacement at the helm of the 47-yearold, 575-member business organization is Bill Corby, who was president of the Hutchinson Area Chamber of Commerce, Convention and Visitors Bureau for five years and previously owned a Hutchinson portrait studio.

Contented but tax-wary

Burnsville residents and business owners are pretty happy campers who share an opinion on city taxes: Don’t raise ’em. New city-commissioned surveys, one of residents and one of business owners and managers, gave Burnsville high marks for quality of life, government and city services. But when the 400 randomly selected residents were asked if they’d favor a tax increase to maintain city services, 63 percent said “no” and only 17 percent said “yes.” When the 300 randomly selected business New police leadership people were asked, 43 percent said “no” to 19 Police veteran Bob Hawkins, who grew up in percent “yes.” The survey results were delivered Burnsville and was chief for eight years, retired in June. Dec. 19. His replacement is Eric Gieseke, who started Search for man ended with Burnsville as a police cadet in 1989 and In May, police called off the active search for worked his way up to captain before being se- a Burnsville man who had been missing for more lected for the top job by City Manager Craig than a month. Ebeling. Lorenzo Pacheco-Orozco (aka Lorenzo “Eric has excelled at every position he has Moreno-Pacheco), 61, was last seen at about held,” Hawkins said. “But even more important 6:30 a.m. Sunday, April 15, near his southwest than that, he’s just a good man. It’s always about Burnsville home. the organization and the community; it’s never Pacheco-Orozco doesn’t speak English and about him. He’s extremely humble.” suffers dementia from a head injury, according to Gieseke’s fellow former captain, Eric Werner, police. was hired as Rosemount police chief in August. New captains in Burnsville are department Performing Arts Center veterans Tanya Schwartz, the city’s first female In December the city issued a request for procaptain, and Jef Behnken. posals for management of the city’s Performing Arts Center. Teens die in rollover The current two-year contract period for Frederick Alexander, 16, of Burnsville and VenuWorks, which has managed the center since Alesha Roehl, 17, of Castle Rock Township, it opened in January 2009, expires at the end of were killed in an Aug. 21 car crash in Burnsville. next year. The company plans to submit a proThe car they were riding in, driven by a 17-year- posal to win the new contract. old Lakeville boy, was speeding along Buck Hill The PAC is on track to post an operating loss Road when it went out of control, rolled down of $325,300 this year, with a projected loss of the embankment and landed on the southbound $311,090 in 2013, according to VenuWorks. lanes of I-35, according to the State Patrol. City officials reported in January that the Alexander and Roehl were students at the venue had its best year yet in 2011. Operating Lakeville Area Learning Center, an alternative losses totaled $275,711 — about $116,400 less high school, which took the news hard. than the $392,130 loss budgeted for the year. “These two students had enormous potential,” said Joan Vievering, Roehl’s language arts John Gessner can be reached at john.gessner@ teacher at the ALC. “It’s so hard to see students ecm-inc.com or facebook.com/sunthisweek. turning the corner and starting to believe in

January 3, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

‘Early voting’ is inferior to what we already have by Kent Kaiser

Special to the tribune

Minnesota Secretary of State Mark Ritchie recently suggested that the state should institute a system of “early voting.” This is an ill-conceived idea. Minnesota has a system of absentee voting, which, with one small legislative change, would be far superior to early voting. Currently, Minnesota law allows absentee voting supposedly only for people who claim one of the following reasons for needing an absentee ballot: • Absence from their precinct on Election Day • Illness or disability • Service as an election judge in another precinct on Election Day • Religious discipline or religious holiday or observance • Eligible emergency declared by the governor or quarantine declared by the federal or state government. Ritchie’s predecessor, Mary Kiffmeyer, heavily promoted absentee voting — especially “in-person” absentee voting at a local election office, which is easier for most people than by-mail absentee voting. In doing so, she emphasized the fact that no one actually checks to see whether voters meet absentee ballot eligibility criteria and

Guest Columnist Kent Kaiser

the fact that the law requiring an excuse to vote absentee is basically unenforceable. Nevertheless, citizens have not necessarily recognized these facts, and, consequently, the current law may be a deterrent to some people, which Ritchie has noted correctly. Yet “early voting” schemes like Ritchie has suggested have major flaws compared to our current absentee voting system. • For one, an early voting system does not allow voters to change their minds after casting their ballots like the current absentee voting system does. Many more voters change their minds than most people recognize — and not just for dramatic reasons such as a U.S. Senate candidate dying in a plane crash a few days before an election, as happened in Minnesota in 2002. Much new information becomes available about candidates in the days just prior to Election Day, and voters should have the right to change their votes based on new information. An early voting system would

not allow this: Voters in such systems are stripped of the right to change their votes, once their votes are cast, because their ballots have already been placed in the ballot box and counted, with no way track them back to the voters. Legislators should be especially dissuaded against coupling an early voting system with the state’s current absentee voting system. There would probably be great distress caused for people who participated in early voting and were later told they could not change their votes while others who voted by absentee ballot were told they could change their votes. • Another downside to early voting systems is that the running vote totals approaching Election Day are knowable and tracked closely by politicos and the media. With all the reports from early-voting states this year, media outlets were basically calling the race for president before Election Day. This is a certain vote suppressor. Some people seeing early vote-total reports and believing their votes won’t matter probably stay home rather than vote on Election Day. • A clear weakness of early voting, if implemented in Minnesota, would be the after-the-fact discovery of some voters’ ineligibility. We already have this problem with

Lakeville Area Public Schools – watch us transform by Lisa L. Snyder

Special to the tribune

Newtown, Conn., has impacted all of us greatly, but it also has provided us with an opportunity to assess and improve our security procedures and practices. I have received numerous emails from community members wanting to be part of the solution. We are forming a task force to analyze the data we are collecting from each building principal, information and concerns from parents and staff and asking this group to make recommendations to our Board of Education. On a broader level, our district is taking a very proactive path resulting from the recent updating of our strategic plan and visioning process. Simply stated, we are committed to a world-class education for our students. In order to achieve this, we know things can’t be “business as usual.” In the past few years, we have seen class sizes creep up and programs diminish. In the past, just hiring more teachers would have been the answer, but now that is not possible. The truth is the current model of education is not financially sustainable. I believe the best schools will adapt and change and improve through innovative thinking and programming. To this end, I am supporting a shift to a more inclusive culture in our district, which will give our staff and community members a voice in the direction of our district. In addition we have a made a commitment to continuous improvement through continually improving our processes and becoming increasingly more student and customer focused. Together, I believe

Guest Columnist Lisa Snyder

we can create a sustainable educational model that supports a high-quality learning environment that prepares our students for this global economy. I fully support the recent recommendations from our Education MinnesotaLakeville workload committee. These recommendations included examining our schedules, instructional approaches and how we structure the day in order to give teachers the needed time to develop quality relationships with students and provide instruction in smaller group settings. As part of this work, we have proposed a district calendar that promotes collaborative work time for teachers to better meet the learning needs of all students. The bottom line is that our teachers and staff are willing to work together to create a better future for our district. Like them, I want to support systemic, positive change for our district as we strive for our vision of a personalized education for every student. Recently, we have also leveraged technology through the ILearn iPad grants to give teachers and students another powerful tool for managing learning, assessment and meeting individual needs. In addition, we have implemented hybrid classes at the high school level which also give students access to their teachers in a smaller group

setting as well as instant access to them via technology. We can overcome the challenges we face now. Although we continue to achieve high academic standards as evidenced by Minnesota Comprehensive Assessment and ACT scores and Advanced Placement participation in our district, we can do better. We have to be open to innovation in order for public schools to remain a viable and meaningful path for our students’ success. We know that students take many different pathways to success. We are committed to partnering with business and higher education to open up these pathways for our students. As soon as next year, we are implementing a Business Academy at the Lakeville North High School and phasing in a STEM Academy at Lakeville South High School. To this end, we are forming a Technology Advisory Council in January to have corporate and community experts help guide us in our developments. We are currently positioning our district to offer fully online courses as well. Join us in our excitement for leading positive change in public education. You can join the conversation by sharing on our webpage or Facebook page, joining a district committee or volunteering in our schools. Email me at lisa.snyder@isd194.org or call (952) 2322001 for more information. Lisa Snyder, the superintendent of the Lakeville Area School District, holds a Doctor of Education-Administration from the University of Minnesota. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

our loose Election Day registration procedures (same-day voter registration with no ID requirement). Expanding the looseness to the weeks of voting prior to Election Day would not be an improvement. In our current absentee voting system, it is possible to verify voters’ eligibility before their ballots are counted until Election Day with all the other ballots. Consequently, a superior legislative reform would be simply to change the law to allow absentee voting without an excuse. This small tweak to the current absentee ballot system would increase the voters’ right to ballot access and preserve their right to election integrity. Kent Kaiser is a professor of communication at Northwestern College in Roseville, Minn., and a senior fellow at the Minneapolis-based think tank Center of the American Experiment. He previously served as communications and voter outreach director for the Off ice of the Minnesota Secretary of State under Mary Kiffmeyer, a Republican, and Mark Ritchie, a Democrat. This recommendation appears in Center of the American Experiment’s 2009 report “No Longer a National Model: 15 Recommendations for Fixing Minnesota Election Law and Practice.” Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President......................... Marge Winkelman General Manager ....................Jeff Coolman Director of News................. Keith Anderson Managing Editors ....................Tad Johnson .................................................John Gessner Sales Manager.........................Mike Jetchick Buzz submissions......darcy.odden@ecm-inc.com Business Briefs....... darcy.odden@ecm-inc.com Story ideas................tad.johnson@ecm-inc.com Letters.......................tad.johnson@ecm-inc.com Advertising...................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 3, 2013

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades Joe Willging Selected to receive 2012 E. Manning Seltzer Award

Joe Willging of Eagan, chief attorney for the U.S. Army Corps of Engineers, St. Paul District, was recently selected as the 2012 E. Manning Seltzer Award recipient. The E. Manning Award is a national award named after the chief legal advisor to the Chief of Engineers and General Counsel of the U.S. Army Corps of Engineers from 1956 to 1977. The award recognizes an attorney who has made one or more special contributions to the Corps’ legal services mission through the development of a legal theory, a legal management innovation or practice or outstanding performance in solving a legal or management problem. Willging was recognized for his efforts regarding the Tolna Coulee project, in Tolna, N.D. The project presented many challenges which were overcome by Willging’s ability to counsel and advise his clients on the various laws, rules and regulations governing complex civil works projects. Willging has served as the district’s chief attorney since June 2008. Prior to joining that, he was an associate deputy general counsel in the Office of the Army General Counsel from December 2005 until June 2008, providing advice to senior Army Secretariat officials in all areas of environmental law. From 2003 to 2005 he practiced in the Office of the Deputy General Counsel, Environment and Installations, Office of the Secretary of Defense. In May of 2003, Willging retired from active duty in the United States Air Force in the grade of colonel. Prior to his retirement, he served as chief of the Environmental Law and Litigation Division, Civil Law and Litigation Directorate, Air Force Legal Services Agency, Washington, D.C.

Business Briefs

‘Promote your Business with Facebook’ offered at library The Dakota County Farmington Library will offer “Promote Your Business with Facebook” from 6 to 8 p.m. Monday, Feb. 4. The library is at 508 Third St., Farmington. Participants will learn how to set up a business Facebook page, distribute consistent information, grow a fan base and set up editorial calendars. If possible, participants should bring their own laptop. Presented by Twin Cities Media Alliance and funded by MELSA. This event is free to attend. For more information, call (651) 438-0250 or visit http://www.dakotacounty.us/library.

Business Briefs

Free downloadable recycling signs available

Women’s conference is Thursday, March 14

Coca-Cola employees support children’s club

Free downloadable and customizable recycling signs are now available from the Recycling Association of Minnesota. Through a partnership with the Minnesota Pollution Control Agency, RAM created standardized recycling signs intended for use at home, in schools and offices, and in various other away-from-home settings where recycling is offered. The static signs can be downloaded for free from RecycleMinnesota.org and RecycleMoreMinnesota. org. Businesses can now also customize the signs with their own logo and contact information at RecycleMinnesota. org.

The Dakota County Regional Chamber of Commerce will be hosting the third annual WomEn’s Conference from noon to 5 p.m. Thursday, March 14, at Lost Spur Golf and Event Center, 2750 Sibley Memorial Highway, Eagan. With nationally recognized keynote speakers and break-out sessions of prominent local businesswomen, the WomEn’s conference is billed as being Energizing, Educational and Empowering. The event features a light lunch and refreshments during the afternoon, a marketplace full of products and services to enhance personal and professional lives. Following the conference, there will be a wine and appetizer reception, featuring a message from the event’s nonprofit partner. Early Bird registration is $129 per person or regular registration is $149. Corporate tables of eight available for a discounted price. The event is expected to be attended by approximately 250 influential business women from various companies throughout the metro area. Sponsorships are available to expand a business’s network, enhance visibility and develop new relationships. The chamber also accepts tax deductible donations for this educational program through the DCR Chamber Charitable Foundation. To register or to find out about sponsorship opportunities, go online to www. dcrchamber.com.

Employees from Coca-Cola Refreshments, Eagan, joined more than 100 children and staff at the West Side Boys & Girls Club, St. Paul, for a holiday event and a check presentation of a $2,545 active, healthy lifestyle donation to the club. The money will be used to purchase recreational equipment to inspire the boys and girls to be more physically active.

Mystic Lake employees raise money for CAP Agency Mystic Lake Casino Hotel’s 15th annual fundraiser for Community Action Partnership of Scott, Carver and Dakota counties (the CAP Agency) on Dec. 7 raised $15,053. Team members from Mystic Lake Casino Hotel, as well as local businesses, donated the items for this event, which has raised $102,050 for the CAP Agency since 1998. Event attendees also contributed 7,391 pounds of non-perishable food, which is being donated to the CAP Agency. The donation from Mystic Lake Casino Hotel will benefit individuals and families who receive assistance from the CAP Agency. The nonprofit has served the community for almost 50 years and assists 50,000 people annually through 22 programs, including heat assistance, a food shelf, thrift store, senior dining, school readiness, crisis child care, parenting education, holiday toy distribution and more. Eagan-based ISIS adds to board of trustees Eagan-based International Species Information System, or ISIS, has appointed Linda Hatfield to a seat on its 27-member board of trustees. Hatfield, vice president of knowledge management at Minneapolis-based IDeaS, was appointed for her expertise in developing, marketing and selling software. In its first appointment of a member outside the zoological community, ISIS hopes Hatfield’s expertise will aid the organization in showcasing its multifaceted software platform to a broader base within the zoological community — and potentially in other similar markets.

Businesses invited to STEM Career Fair in eagan Local businesses are invited to participate in the inaugural Eagan High School STEM Career Fair from 6 to 8 p.m. Tuesday, Feb. 26. Businesses owners and staff who work in the fields of science, technology, engineering, and math are encouraged to set up a display and talk informally to students about career options with a STEM-focused curriculum. The program is hosted by the EHS FIRST Robotics Team 2220. Students from District 196 schools and surrounding area robotics teams will attend. There is no cost to business owners to display their products and materials. Interested business owners seeking more information, or to register, can go to http://team2220.org/events/upcoming-and-past-events/stem-career-fair.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter. thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

January 3, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Jennifer Chick

Tony Shackman looks over the shoulder of his son, Jon, a freshman at Farmington High School, as Jon follows the steps to register his iPad during a family engagement night last Wednesday. All FHS students received an iPad at three distribution nights last week as the district works toward a goal of putting an iPad in the hands of each of its 6,700 students by next spring. Photo by Jennifer Chick

Sofi Chadwick, a 10th-grade student at Farmington High School, investigates her new iPad Wednesday night. All 1,848 Farmington High School students received iPads during a three-night distribution process last week. By this spring, Farmington Area Public Schools intends to place an iPad in the hands of each student in the district to provide customized learning for all students. Farmington is the largest district in Minnesota to attempt this one-to-one technology program.

iPads for everyone Farmington School District offers new technology

by Jennifer Chick Sun Thisweek

Farmington students are beginning a new learning adventure as the district rolls out a program to issue iPads to every student. The Farmington School District has made it a priority to purchase an iPad for every student in its 6,700-student district as part of a customized learning program. According to school officials, the district is the largest in Minnesota to attempt a one-to-one program for every student. And last week, the district began distributing those iPads to its 1,848 high school students. “Our intent is to open the doors for students where the learning experience is fully customizable,” said Charles Duarte, the district’s head of instructional technology. “Since these are personal devices, we can really cater to the needs of each student as compared to laptops.” The mobility of the iPads, along with a mobile device management system and the ability to easily distribute apps and electronic books that the district endorses, were all factors in Farmington’s decision to lease the iPads for all students.

“It’s trying to create this new system for educating,” said Carl Colmark, the district’s finance director, “the idea being that they have a digital partner who will always be with them.” Currently, only those students in high school have picked up iPads, which they can take home with them. Each student received an iPad and a Griffin Survivor Case free of charge. Parents had the option to purchase insurance for $28 per device. If parents did not purchase the highly recommended insurance package, they were responsible for the full replacement cost in the case of theft, damage or loss. The iPads will be turned in at the end of the school year. The devices are on a three-year lease, so in the fall, each student will receive the same iPad again. By this spring, the district will have received all the iPads it has leased. Students in fourth through eighth grades might have the ability to take their iPads home, while kindergarten through thirdgrade students will only use their devices at school. The iPad fleet consists of iPad 2s and iPad Minis. The iPads work only on Wi-Fi, which the district has in each of its build-

ings. Also, a mobile device management system allows teachers to make content available over that system, which students can download at school and view later offline at home if they do not have Wi-Fi access at home. Duarte said the iPads no only make learning exciting for students, but they present an exciting way to teach so they should open the door for differentiated learning opportunities for kids. “If teachers have good rapport with the kids and are risk takers and like to have fun, it’s going to be an adventure,” said Rick Yonker, who teaches biology at FHS. “It’s fun. It’s going to work as well as the teachers are willing to be flexible.” Teachers in the district have had their own iPads since August. Yonker will be using the iPad as a tool to present biology games, conduct research in the middle of class, and supplement discussions on DNA and photosynthesis. “If you look at the research and people looking at the trends nationally and internationally, this is where it is heading,” he said. “I’m just proud Farmington has taken the lead among metro schools.” Students also seem ex-

Photo by Jennifer Chick

Jacob Kost, left, 12th grade, and Shaye Jenrich, 11th grade, prepare to put Kost’s new iPad into a carrying case last Wednesday night at Farmington High School. Kost was picking up his iPad, which he received as part of the district’s vision to create customized learning for each student. By this spring, Farmington Area Public Schools intends to place an iPad in the hands of each of its 6,700 students to provide customized learning for all students. iPads will be turned in at the end of the school year. cited with the possibilities. “I think it’s going to be very helpful,” said junior Shaye Jenrich. “I think it’s really going to go far. Some kids might abuse them, but most of us are so excited to do school work on it. … It’s all right there in front of us.” Senior Jacob Kost is interested to see how it will change the daily classroom life. Parents like Tony Schackman, whose freshman son, Jon, picked up his iPad last Wednesday night, are concerned how students might use the devices. “I’m skeptical,” he said. “I’m concerned with the potential abuse of the device.” He said the iPads allow free access to all that is

available on the Internet, and he’s not sure that is what is best for the kids. Duarte said the district has filters in place at the school to keep kids from accessing questionable content, and teachers will be highly vigilant, but he also sees the iPads as a chance to teach responsibility. “This is a great place to develop what is appropriate for school and in the workplace,” he said. As students leave high school and head to college or into the workforce, Farmington can help shape how those students can be good digital citizens, he said. “Our intent is to equip our students with the strategies and skills necessary to know appropriate

use,” Duarte said. The district is also hoping to cut down on the amount of paper used in its buildings once all students receive a device. Parent Kim Sharp thought one of the main reasons the district implemented the iPad strategy was an effort to go green. She just wanted to hear more information about where the district got the money for the program. “Are they actually going to be for learning or playing?” she asked. Everyone will be watching, from the School Board to the parents to other districts, as the district rolls this program out for all students.