10/18/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

laura adelmann Andrew miller John Gessner

New option for seniors in Farmington 5A Zoo dolphins have new home 5A Legislative candidates trade barbs 6A

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date ##, 2009 october 18, 2012

Volume 30, Number # VOLUME 33, NUMBER 34

Dakota County Tribune Since 1884

Strip comes alive with new restaurants The Rack, Hurricane open on Aldrich Avenue by John Gessner

DAKOTA COUNTY TRIBUNE

Wings with attitude are back on a Burnsville frontage road known in recent years for its empty buildings and departed Hooters Restaurant. Two new bar-restaurants opened in recent weeks on Aldrich Avenue west of Interstate 35W and south of Burnsville Parkway. The chicken wing-slinging Hooters, whose November 2010 closing followed the shuttering of the same owners’ Hooters locations in St. Cloud and downtown Minneapolis, is now the site of Hurricane Grill and Wings. While the Florida-based chain serves up wings, beers and other fare with an oceanside vibe, the competitor two doors down is keeping the Hooters legacy in its rear-view mirror. The Rack Bar and Grill is designed to evoke a hunting or fishing lodge, except hunting and fishing lodges don’t usually come with a wait-staff crew called the Rack Girls. These servers dress for the indoors, in black shorts and camouflage tank tops. The business is in the old Timber Lodge Steakhouse building, which was vacant longer than Hooters. Troy Benesh, general manager of the Burnsville Hurricane Grill and Wings, said the sudden appearance of two bar-restaurants JENNY WOODS AN STACEY ACKERM MILLER ANDREW

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Mike Obermueller is running against U.S. Rep. John Kline in the 2nd District. ECM says he’s the right choice. mike 4A obermueller news

Occasional sales stores have congregated in Farmington to give downtown a destination shopping vibe. joyce 2A christensen

Photo by John Gessner

The Rack Bar and Grill is one of two newly opened bar-restaurants on Aldrich Avenue in Burnsville. Pictured with general manager and owner Kevin Martinez are, from left, Rack Girls Jordan Combs, Jenna Hansen, Brittney Lynn Sellner and Heidi Cook.

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rot before it also went dark. A new occupant, Halal Groceries, arrived this spring. “We’re happy. Everything is full up on that corner,” said Skip Nienhaus, Burnsville’s economic development coordinator.

The Rack

Photo by John Gessner

Kevin Martinez of Savage is general manger of the newly opened Rack Bar and Grill on Aldrich Avenue in Burnsville, which he owns with two partners. on a previously moribund commercial strip can only benefit both. “My opinion is, high tides float all boats,” said Benesh, who was previously part-owner of the Dickey’s Barbecue Pit location in Burnsville’s Heart of the City. “I look at it strictly as a positive. It gives people an option, more reason to come by.” Between the two buildings is a retail building that housed a store called The Par-

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Rack Girls are “easy on the eyes,” said general manager Kevin Martinez, who owns the restaurant with two other partners. Martinez, of Savage, knows this territory. He spent 15 years opening and managing Hooters Restaurants, including stints at the Burnsville and Mall of America locations and even an assignment in Puerto Vallarta, Mexico. “It was just time for me to do it myself,” Martinez said. “It’s a dream come true. I feel really blessed to have this staff. A lot of them worked for me before.” The decor of the old Timber Lodge lent itself to the Rack concept, which Martinez designed. Customers are greeted by a rack of caribou antlers at the entrance. “Without the Rack Girls, we wouldn’t be the Rack Bar and Grill,” Martinez said. “The Rack

St. Paul Saints president/owner Mike Veeck will speak during a workshop for business leaders in Dakota County. 6A

mike veeck dakota arts

‘Speed-The-Plow’ and its Stats:f0ilm industry MAG: 1.00 BWA: 0.0020 commentary comes Symbol Width: 1.4690 Symbol Height: 1.0200 to the Burnsville Flexo Width: 0.0000 Performing Arts Center. garrick 28A dietze this week news

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October 18, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ��

Treasure awaits in Farmington Secondhand, occasional sales stores converge in town

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Shopping in some Farmington stores may resemble a thrift-store treasure hunt. Loaded with recycled, repurposed, and antique and/ or “shabby chic” items, consignment stores and occasional shops are popping up in Farmington and gaining momentum, setting the city apart for its unique shopping options. Farmington’s more established thrift and consignment stores include Lillian’s, Vintage Marketplace, The Market on Oak, and Shidor the Secondhand Store. Razberry Beret, a thrift store where some of the proceeds go to help the homeless, just opened in the Farmington Mall on Highway 3 in July. The store sells wellcared-for clothing, books, electronics and household items like lamps, pictures, furniture and cookware. Once Again Consignment & Boutique opened Oct. 1, and Occasionally Yours, opens Oct. 18 at 308 Oak St. Owners Joyce Christensen and Shelly

Photo by Laura Adelmann

Merchandise of nearly every variety is available at Shidor the Secondhand Store in downtown Farmington.

Photo by Laura Adelmann

Shelly Gaetz and Joyce Christensen are preparing to open their new store, Occasionally Yours, Oct. 18 in downtown Farmington. Gaetz plan regular sales the third weekend of each month. Many of the shop owners compare Farmington’s growing marketplace atmo-

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sphere to Hastings or Stillwater, with a hometown feel of quaint shops and one-ofa-kind finds. Nancy Cauley, owner of Vintage Marketplace at

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302 Oak St., said her smalltown background made her feel right at home setting up her store in Farmington. “Everyone is so friendly,” she said. Her store is open the third and fourth weekend each month and features a variety of items from nine vendors, including vintage jewelry, home decor and shabby chic furniture at affordable prices. “People know when they come in they’re going to see something different,” she said. Nikki Freeburg, owner of Once Again Consignment & Boutique said she expects occasional and resale shopping to continue growing in popularity. “I think its kind of the trend now, especially the way the economy is,” Free-

burg said. Her store, located in a converted farmhouse at 18566 Pilot Knob Road, includes displays of rhinestone-studded Tiger gear, custom-designed jewelry and antiques. Lillians’ inventory includes trendy clothing, scarves, belts, purses, accessories and wallets. Shidor the Secondhand Store is bursting with toys, clothes for any age, furniture, dishes and baby equipment. The Market on Oak features baskets, gift sets, soaps and lotions and also features “Made in Minnesota” products. Christensen of Occasionally Yours, described herself as a “picker,” and described searching for treasures to repurpose in attics, barns and even chicken coops. She has blogged about her adventures on Facebook, where she describes cleaning, sanding and painting her finds, turning them into original, affordable trea-

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sures. Occasionally Yours will also feature items from 20 vendors, including handdesigned jewelry, scarves, candles and a variety of home decor. Excited to open the store after a year of planning, she and business partner Shelly Gatez are sure they have picked the right place to kick off a new venture. They were planning to rent a condo in Burnsville for their store, but changed their minds when they visited Farmington, met neighboring shop owners and realized the kind of atmosphere that is being created in the city. “It just felt right,” Christensen said of Farmington’s historic downtown. “The condo was totally out there by ourselves. This is in a downtown area with a cute storefront that’s all ours. This was meant to be.” Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 18, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy

Accolades

John Gearman

Willis Branning

Named electrical segment manager at Dakota Supply Group

Receives Friend of Transit Award from Minnesota Valley Transit Authority

John Gearman has been named electrical segment manager at Dakota Supply Group, which has an office in Burnsville. He will take over the position from Mike Tupa, who was recently named DSG’s chief segment officer. In addition to his new role, Gearman will continue to serve as DSG’s automation segment manager. Gearman has worked for DSG since 1985. He was named automation segment manager in 2005. He took on the role of Sioux Falls branch manager in 2010. Patricia Zuzek Joins Coldwell Banker Burnet’s Apple Valley office

Patricia Zuzek has joined Coldwell Banker Burnet’s Apple Valley office. As a 15-year residential real estate broker associate, Zuzek works with traditional buyers and sellers as well as distressed properties. She also serves those who are going through loss and transition of their homes. In 2008, Zuzek founded a group called Hope for Homes whose mission is to help people through the loss and transition of life circumstance, in particular home ownership, by offering networking services for those in need. Zuzek, a lifelong Hastings resident, is on the board of directors for the Minnesota Association of Realtors, St. Paul Area Association of Realtors and the National Association of Realtors.

Business Briefs Small Business Saturday presentation set Oct. 25 Jeff Ferrazzo of Constant Contact will present the Southeast Metro Small Business Saturday event from 8 to 10 a.m. Thursday, Oct. 25, at Best Western Premier – Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. The free event will cover how businesses can put together a plan to let customers know about their holiday promotions including participation in Small Business Saturday (Nov. 24) and why they should shop locally. Each attendee will receive a copy of the Small Business Saturday toolkit and get ideas for successful holiday planning. To register, contact Ferrazzo or Jean Lesmeister at (303) 997-9327, or jlesmeister@constantcontact.com.

Dakota County Commissioner Willis E. Branning, founding member of the Minnesota Valley Transit Authority Board of Directors, was named one of three Friends of Transit at the Minnesota/Wisconsin Public Transit Association (MPTA) conference in LaCrosse, Wis. The award is “presented to an individual who has distinguished himself through exceptional service toward the development and improvement of public transit in Minnesota by policy or legislative initiatives and/or leadership.” Tony Kellen, president of MPTA, presented the award to Branning. “Known in the south metro as ‘Mr. Transit,’ Will Branning has been advocating for transit for years,” Kellen said. “He is a founding member of the Minnesota Valley Transit Authority Board of Directors and the Suburban Transit Association. He has been the force behind the Cedar Avenue BRT project, which will open as this state’s first BRT line in the spring of 2013. At the end of this year, Will is retiring from a lifetime of public service, including serving as council member or mayor of the city of Apple Valley for more than 20 years and his most recent stint has been as a Dakota County commissioner for the past 15 years. Transit is a passion for him, so we know he will continue to be out riding systems wherever he goes. Thank you for your dedication to transit, Mr. Branning.”

Business Briefs Local woman wins TV from Frontier Communications Barb Kuykendall of Rosemount was a winner in Frontier Communication’s weekly “Select Your Tech(nology)” contest. The contest is taking place throughout Frontier’s Central Region, comprising markets in Illinois, Minnesota, and Ohio. Each week, teams of Frontier employees volunteer in support of local festivals, parades, home shows, chamber and other events. At each venue, Frontier representatives host a booth where visitors who reside in Frontier’s Central Region service territory may either complete an online form or mail in a postcard to enter. One winner is selected at random weekly. Winners may choose from among three prizes: a 42-inch HDTV, laptop or an electronic tablet. Kuykendall, who entered the contest during the Dakota County Fair, chose the HDTV as her prize.

Business Briefs

Lakeville releases building permit report

Better business bureau celebrates 100 years

Lakeville has issued building permits with a total valuation of $81,915,853 through September 2012. This compares to a total valuation of $53,851,713 through September 2011. The city issued commercial and industrial permits with a total valuation of $9,086,500 through September 2012 compared to a total valuation of $8,646,000 during the same period in 2011. The city has also issued permits for 183 single-family homes through September 2012 with a total valuation of $53,549,000. This compares to 94 single-family home permits through September 2011 with a total valuation of $29,281,000.

The Better Business Bureau of Minnesota and North Dakota, the first BBB in the world, marked its 100th anniversary on Oct. 17. The BBB marked the actual anniversary of its founding with a gathering among staff, waiting until Monday, Oct. 29, to formally celebrate the milestone at its Integrity Awards Centennial Gala, to be held at the Minnesota History Center in St. Paul from 6 to 9 p.m. For more information on the gala, visit bbbis100. org/events/integrity-awards-centennialgala/.

River Valley Church pastor publishes book

The County-Wide Chamber Small Business Expo & Business After Hours event will be held from 5 to 7 p.m. Thursday, Nov. 15, at the Best Western Premier – Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Contact local chambers for event information.

Rob Ketterling, lead pastor of River Valley Church, has released the book “Change Before You Have To: Discover a New Life of Abundance, Passion, & Satisfaction.” Ketterling’s book is based on a personal experience with his weight. The book has been published by Influence Resources, http://store.influenceresources.com/. River Valley Church is located in five metro communities, including Apple Valley and Burnsville. Urgency Room now open in Eagan The Urgency Room (The UR) opened in Eagan on Oct. 15 at 3010 Denmark Ave. in a nearly 13,000-square-foot facility with a staff of 10 employees per shift or 20 employees per day with expanded staffing on the weekends. It is open seven days a week from 8 a.m. to 10 p.m.

County-Wide Chamber event set Nov. 15

Blood drive, open house set in Apple Valley A Red Cross blood drive will be held from 10 a.m. to 3 p.m. Monday, Oct. 29, on the west side of Eagle Valley Bank, 14800 Galaxie Ave., Apple Valley. The blood drive will celebrate the Eagan Jack of All Trades Handyman’s expansion into the Apple Valley, Rosemount and Hastings areas. Keller Williams Premier Realty – South Suburban will show off its new office space and collect non-perishable food items to be donated to a local food shelf for KW Cares. Call 1-800-REDCROSS or visit www.redcrossblood.org to schedule an appointment to donate blood.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

October 18, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Obermueller’s moderate politics a fit for 2nd District The political center isn’t a place Republican John Kline has had to worry much about in his five terms as U.S. representative in Minnesota’s 2nd District. That may prove true again once the ballots are counted on Nov. 6, but redistricting has given the 2nd a more purplish hue. Gone are Carver, Le Sueur and western Rice counties. Hello, South St. Paul and West St. Paul — older, first-ring suburbs that like to send Democrats to office and are used to having one, Betty McCollum, in Congress. Mike Obermueller, an Eagan attorney who served one term in the Minnesota House of Representatives, is the fifth Democrat to try to unseat Kline, a Lakeville resident and retired Marine colonel. Obermueller deserves to be elected. He’s young, bright and determined to win the expanded center in the new 2nd. His views and political instincts are a rebuke of the obstructionism that has discredited the Republican House majority. Raised on a dairy farm near Marshfield, Wis., Obermueller worked his way through college and law school before settling with his family in Eagan, where he is active in the Dakota County Regional Chamber of Commerce, the Knights of Columbus, the Eagan Art Festival and the

ECM Editorial

Eagan Athletic Association. He proudly proclaims that he was the first Democrat to win former Gov. Tim Pawlenty’s old Minnesota House seat since Eagan was still cornfields. A notable achievement, but it was in 2008, an especially hospitable year for Democrats. Likewise, Obermueller was unseated two years later in a nationwide sweep by Republicans. As a legislator, he voted against several DFL Party tax-raising initiatives and voted for a vetoed 2009 budget fix that would have imposed a $1 billion tax hike on the state’s highest income earners. It included a “blink-off ” provision for better fiscal times, he says. At the federal level, he supports keeping the middle-class breaks in the Bush tax cuts and says the economy can withstand an increase on upper-bracket earners. Obermueller’s critique of the historic Affordable Care Act — Obamacare, which he supports and Kline wants to repeal — is spot-on. “I don’t think we did enough on the cost-control side of things,” he told

ECM Publishers news staffers in Dakota County. “There wasn’t a real true discussion about how you change the payment model so that we keep the person healthy rather than just paying for service going down the line.” A central plank in Obermueller’s campaign is rooting out government waste, fraud and abuse. Citing a recent Government Accountability Office study, he says tens of billions of dollars can be saved through measures such as procurement reform and modernization of medical record-keeping. Waste, he says, undermines government credibility in taxpayers’ eyes. “When they feel that way, they don’t want to pay any taxes for things they do care about,” he says. Obermueller opposes the “premium support” plan for Medicare backed by Mitt Romney and Paul Ryan. Kline is rigidly conservative, with consistently high ratings from the American Conservative Union. Unlike many of the Tea Party members of his Republican caucus, he voted in 2011 to raise the federal debt ceiling. But he supports “Cut, Cap and Balance” — excessively harsh budget medicine that includes calling for a balanced-budget amendment to the Constitution.

He chairs the House Education and the Workforce Committee and wants to slash federal involvement in local schools. Yet he opposed the No Child Left Behind waiver in Minnesota while the state’s educators cheered. Kline is a favorite of the for-profit college industry, which showers him with campaign donations, but the industry has been called out in Congress for unsavory student-loan practices. Kline also has a growing reputation in his district for not making himself available during election season. His office rebuffed efforts by the Dakota County Regional Chamber of Commerce to recruit him for a candidate forum with Obermueller. And this is the second straight election cycle in which Kline’s press office refused requests from Sun Thisweek Newspapers to make the candidate available for an hour-long endorsement interview. The new 2nd District deserves a representative who’s less ideological and more respectful of its voters. Mike Obermueller is that candidate.

helped me use the knowledge I’ve acquired over the past years as a wife of a Lakeville firefighter. I also want to thank the entire staff that was involved with this academy for taking the time to share their expertise and knowledge of the field. It was through these times that I felt I was able to learn and grow the most in developing my skills. The staff was most helpful with all my questions and always made me feel like a full-time member of the group. This experience has made me really want to help out our community more. So, watch out, the Lakeville Fire Department may have another firefighter in a few years.

Dakota County Tribune

The is a product of the ECM Editorial Board. Sun Thisweek Newspapers and the Dakota County Tribune are part of ECM Publishers Inc.

Letters Zest! event was a success

To the editor: The first annual Zest! event Thursday, Sept 20, was hands down a success. The Eagan & Lakeville Resource Centers and Cheerful Givers are fortunate to have generous sponsors in Mauer Chevrolet, Home Federal Savings Bank, Superior Service Center, Xcel Energy, Thrivent Northern and Southern Dakota Chapters, State Farm Agent Nick DeVries, Don Stevens and Dakota Electric. Many thanks to our participating restaurants for their delicious, ethnic “tastes” —Andiamo Italian Restorante, Ansari’s Mediterranean Grill, Buca di Beppo (Burnsville), Gorkha Palace, Green Mill, Leeann Chin, Lost Spur, Qdoba, Rudy’s Red Eye Grill’s (Rosemount) and Ze’s Diner – topped off by craft beer samples by College City Beverage with Lucid Brewing and Odell Brewing Company. The entertainment was top-notch featuring emcee Robyne Robinson, celebrity chefs Amalia Moreno-Damgaard and Elizabeth Ries, Barb Schaller, Nitaya Panemalaythong (Miss Minnesota USA) and Al-Bahira Middle Eastern Dance Theater. The stage exploded with an energetic finale by O’Shea Irish Dancers. Thanks to Scott Swenson for emceeing the ‘heads and tails’ game to win one of two walls of wine, generously donated from Byerly’s and Bourget Imports. The ethnically themed Zest! silent auction baskets were more than extraordinary. Thank you to our many donors. Special thanks to the volunteers who,

instead of attending Zest! as a guest, helped make the flow of the evening seem like a seasoned event. Lost Spur management and staff graciously provided the upscale space and accommodating service. Overall, the event raised nearly $23,000. Thanks to our guests, sponsors and donors, your continued partnership allows us to eliminate hunger in Dakota County and provide birthday gifts for children experiencing poverty. Lisa Horn Eagan & Lakeville Resource Centers executive director

Firefighting citizens academy a plus

To the editor: I want to thank the Lakeville Fire Department for coordinating a successful citizens academy. Their knowledge and leadership throughout the six-week training sessions assisted me in further understanding what it is like to be on the Fire Department as well giving me key safety and life-saving advice. The experience was more than I could have expected and allowed me the freedom to get more hands-on training with the Fire Department. I was able to appreciate what all of the individuals do for our city. I actually felt like a major contributor in the weekly sessions and was able to independently grow from this experience. Working with the Fire Department

Holly Harklerode Lakeville

Archbishop is correct

To the editor: Twin Cities Archbishop John Nienstedt is biblically correct in supporting marriage between men and women. Nienstedt made it clear that marriage is best for children with a husband and wife. Scripture is clear that marriage is between a man and a woman. God has ordained it so. This is why same-sex marriage can never be put on an equal plane as traditional opposite gender marriage. For pastors marrying same-sex couples, they will have to answer to God. Kevin McCarney Lakeville

Submissions to Forum: www.DakotaCountyTribune.biz

BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President......................... Marge Winkelman General Manager ....................Jeff Coolman Director of News . .............. Keith Anderson Managing Editors ....................Tad Johnson .................................................John Gessner Sales Manager.........................Mike Jetchick Buzz submissions......darcy.odden@ecm-inc.com Business Briefs....... darcy.odden@ecm-inc.com Story ideas................tad.johnson@ecm-inc.com Letters.......................tad.johnson@ecm-inc.com Advertising...................... ads.dct@ecm-inc.com Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 18, 2012

Senior housing milestone recognized in Farmington Event draws crowd by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Residents of Vermillion River Crossing received an impressive welcome home during an Oct. 9 building dedication. Celebrating Farmington’s first county-built affordable senior housing complex were local officials, including speakers Farmington Mayor Todd Larson and Dakota County commissioners Joe Harris and Tom Egan, chair of the Dakota County Community Development Agency, project developer. Addressing the crowd that included residents and their families, Egan said Dakota County leads the nation in providing affordable housing for seniors with 1,500 units built and more planned. Harris called it a “great day,” noting that the 66-unit building will probably not be the last CDA senior housing project in Farmington.

Larson said the project took years of effort and collaboration with the CDA to achieve. “This building has taught me that when the Dakota County CDA builds something, they do it right, because it’s filled up almost instantly,” Larson said. There are five units left to fill in Vermillion River Crossing, and the CDA is working through remaining applicants to fill them, said CDA spokesperson Sara Swenson. “We have a waiting list for the building,” she said. Harris said filling the county’s senior housing buildings have not been a problem, a trend he expects will continue because by 2025 Dakota County’s senior population is expected for the first time to outnumber its population of school children. Many other local officials were at the event, including County Board Chair Nancy Schouweiler, Rosemount

Mayor Bill Droste, City Administrator Dave McKnight, Sheriff Dave Bellows, CDA Executive Director Mark Ulfers and Farmington City Council Member Terry Donnelly. The complex includes one- and two-bedroom fixedrate units that cost $566 and $691 per month, respectively. There are also six market-rate two-bedroom units in the complex that cost $900 per month. Complex features include heated underground parking, a community room with a kitchen and emergency call systems. “We’re very excited to have this building here,” Larson said. Swenson said seniors ages 55 and older are still encouraged to apply by calling (651) 675-4440. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Photo by Laura Adelmann

A crowd of residents and local officials joined for the Oct. 9 building dedication of Vermillion River Crossing, the Dakota County Community Development Agency’s first affordable senior housing complex in Farmington. Farmington Mayor Todd Larson and Dakota County commissioners Joe Harris and Tom Egan spoke at the event. City and Dakota County officials also attended the ceremony.

Union backs two of four incumbents for ISD 191 board

Submitted photo by Brookfield Zoo

Allie, back right, swims with her dolphin friends at her new home at the Brookfield Zoo in Illinois.

New homes for zoo’s dolphins Allie and Semo relocated out of state

by Andrew Miller

DAKOTA COUNTY TRIBUNE

The Minnesota Zoo’s two Atlantic bottlenose dolphins, Allie and Semo, have relocated to new homes in different parts of the country. Semo, age 48 and currently the oldest male bottlenose dolphin in human care, now resides at Six Flags Discovery Kingdom in California, while Allie, age 25, is at the Brookfield Zoo in Illinois. The zoo had to relocate its dolphins to allow for repairs to its saltwater-damaged, 15-year-old Discovery Bay building, zoo officials said. “We will miss Allie and Semo, but are excited to see them begin their new journeys,” said Diane Fusco, Minnesota Zoo marine mammal

supervisor. “They are being provided with opportunities to develop new social relationships with other dolphins, and we know they’ll be kept busy.” The Minnesota Zoo’s popular dolphin exhibit, which started in 1978, officially came to an end with the departure of Allie and Semo, and the zoo held open house events last month for visitors to come say goodbye to the dolphins. Semo joins 14 other dolphins at Six Flags Discovery Kingdom. Allie, who is owned by the Chicago Zoological Society and had been on a breeding loan at the Minnesota Zoo since 2008, returns to the dolphin group at the Brookfield Zoo where she lived between 1995 and 2000. Private charter flights were

used to transport Allie and Semo to their new homes. Both dolphins were accompanied by marine mammal experts and a veterinarian on their journeys. As for the Discovery Bay building at the Minnesota Zoo, repairs are expected to take at least a year, during which time the dolphin tank will remain empty. After repairs are completed, zoo officials say there will likely be a temporary exhibit of rays and fish in Discovery Bay until a larger exhibit can be funded and built. Andrew Miller can be reached at andrew.miller@ecm-inc. com or facebook.com/sunthisweek.

Two of the four incumbents in November’s District 191 School Board election made the list of candidates endorsed by the Burnsville Education Association. The teachers union local announced Monday it is backing retired teacher and administrator Steve Dove, marketing specialist Bob VandenBoom, diversity expert and consultant Seema Pothini and active community volunteer Sandra Sweep. VandenBoom is an appointed board member seeking election to a two-year term. Sweep is an incumbent seeking

Restaurants from Page 1A

Girl is the essence and key to our concept.” Rack also refers to the tender ribs on the menu, which includes burgers and other bar fare. “Chicken wings — we’ve had rave reviews on our chicken wings,” said Martinez, who, with his partners, considered locating in the old Hooters building before settling on the Timber Lodge. “Just having this whole corner alive again is going to be bringing people that usually don’t come to this side of Burnsville back again,” Martinez said.

re-election to a four-year term. Not on the list were board Chair Ron Hill and Board Member DeeDee Currier, both seeking re-election to four-year terms. “We are very excited to support these four individuals,” said Bob Nystrom, president of the BEA president, which represents 740 educators in the BurnsvilleEagan-Savage district. “Together they exhibit diverse and necessary talents, including expertise in finance, education and communication. Over the last few years we have seen controversy

resulting from, among other things, difficulty in communication. We are confident these four individuals will put the district on the right track.” The district has “weathered some difficult times. These four candidates are best suited to lead our district for the next several years,” Nystrom said in a news release. Candidates screened with the BEA at the end of September. The BEA’s executive board approved the endorsements on October 3. — John Gessner

Hurricane

building include fresh landscaping, an outdoor patio with fire pit, new lights in the parking lot, a fresh coat of paint on the outside and a refurbished interior. “If you saw an old surf shack along the beach somewhere, that’s just the vibe,” Benesh said. “You’re going from that dark ’80s decor to that light beach theme,” he said. “It’s 80 and sunny in Burnsville every day. That’s my new tag line.”

The Burnsville location of Hurricane Grill and Wings is the first in Minnesota for the Florida-based chain, which has nearly 50 restaurants in seven states. The Burnsville restaurant is owned by Torgerson properties, which owns and operates restaurants and hotels in Minnesota and Naples, Fla. Hurricane touts its 32 flavors of jumbo wings on a menu of “islandinspired” flavors. “Our speciality is great wings, great burgers, great wraps — just fresh flavors,” Benesh said. Improvements to the

John Gessner can be reached at john.gessner@ ecm-inc.com or facebook. com/sunthisweek.

October 18, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Opinions clash at legislative forum Burnsville, Eagan candidates in Senate Districts 51 and 56 speak

by John Gessner

DAKOTA COUNTY TRIBUNE

An Oct. 5 forum for Burnsville- and Eagan-area legislative candidates elicited clashing opinions on state finances, education funding and the definition of Obamacare. The Burnsville Chamber of Commerce forum included candidates in rematch races following a Republican sweep of local seats in the 2010 election and introduced candidates new to the scene. Candidates are running in new districts after the state legislative map was redrawn earlier this year. Republicans touted accomplishments from the last two years, when they held majorities in both the Senate and the House. The Republican Legislature “did a great job of turning our economy around,” said Rep. Diane Anderson, an Eagan Republican running in District 51A. “My policies of less government spending without raising taxes is what’s given us real results. We inherited a $6 billion deficit from the previous Legislature, and we reduced the spending and we didn’t raise taxes,” Anderson said. In February, the state forecast a $1.3 billion surplus, Anderson said. Sen. Ted Daley, an Eagan Republican running in District 51 against Eagan DFLer Jim Carlson, whom Daley unseated in 2010, said Republicans turned “that historic deficit into a budget surplus, which is about $1.3 billion right now.”

Diane Anderson

Jim Carlson

Anderson’s opponent, Eagan DFLer Sandra Masin, whom Anderson unseated in 2010, wasn’t at the forum. But another DFLer, Senate District 56 candidate Leon Thurman of Burnsville, tried to douse Republican claims of a surplus. “There is no surplus when you owe $2.4 billion to the schools,” said Thurman, who’s running against Republican Sen. Dan Hall in a district that includes all but northeast Burnsville, all of Savage and the northwest corner of Lakeville. “That’s working the accounting in a way that is just not accurate. A number of people have noticed that Republican legislators are making this claim, which is just patently not true.” According to its February economic forecast, the state has generated surpluses of $323 million in the current budget cycle along with $876 million reported in November 2011. By law, that money is being used to refill state coffers and begin to repay school-aid “shifts” totaling $2.7 billion enacted by the 2010 and 2011 Legislatures. Anderson said Republicans have done a “great job” of increasing school funding and suggested they’ve been more successful at that than

Ted Daley

Dan Hall

local Democrats who preceded them. “We did a great job as suburban representatives to bring money to our local school districts here that our opponents have not been able to do in the past,” Anderson said. Rosemount-Apple Valley-Eagan School District 196 isn’t making budget cuts after three straight years of cutting, she said. Carlson scoffed at the claim of improved school funding. He said District 196 is owed $79.2 million from the shifts and Burnsville-EaganSavage District 191 is owed $27.7 million. “This is not increased funding. This is why our class sizes are larger,” Carlson said, claiming that his wife, a teacher, has a second-year German class with 42 students.

Health care

Candidates were asked about creation of a state health exchange under the Obamacare federal healthcare law. Republican Rep. Pam Myhra of Burnsville said she wants it repealed by Congress and said Minnesota has a “wonderful, really effective system of health care” that

Dave Jensen

Sandra Masin

includes Medicaid for the very poor, MinnesotaCare for the working poor and the Minnesota Comprehensive Health Association for people with pre-existing conditions. But if Obamacare survives, “I certainly would prefer that we have a Minnesota exchange as opposed to having the federal exchange imposed upon us,” said Myhra, who is running against Savage DFLer Dave Jensen in District 56A, which includes all of Savage and the northwest corner of Burnsville. Jensen, a geriatric nurse practitioner, said Obamacare is “the best thing that’s come to date,” but he supports the proposed Minnesota Health Plan, a state single-payer plan with universal coverage. Minnesota needs health care “not related to employment,” Jensen said. Anderson, who serves on the Health and Human Services Finance Committee in the House, said a state exchange would force Minnesota into “government-run” health care and increase its health care costs. “And people are going to lose the good health care plans they have now.” Said Daley, “My opponent supports a government-run health care system, and I’m

Will Morgan

Pam Myhra

very much opposed to that.” He said private insurance agents “will lose their livelihoods potentially, or greatly jeopardize their income, if this exchange does go forward and it does happen and it’s not done the right way.” Obamacare is “not a government takeover,” Carlson insisted. “The health care providers will remain the same,” he said. “You go to your private doctor.” Candidates gave opening and closing statements. “I believe in the principles of free enterprise, personal responsibility, sensible government, personal choice and being fiscally responsible and living within our means,” said Republican Roz Peterson of Lakeville, a commercial Realtor and Lakeville Area School Board member who’s running against Burnsville DFLer Will Morgan for the House seat in District 56B, which includes much of Burnsville as well as northwest Lakeville. Morgan, a Burnsville High School science teacher who was first elected to the House in 2006 and was unseated by Myhra in 2010, was in class and didn’t attend the forum. In a statement read by his campaign manager, Morgan

Roz Peterson

Leon Thurman

touted his past work with the city of Burnsville on securing a tax credit for the expansion of the Goodrich Sensors (now UTC Aerospace) plant in Burnsville and on legislation to allow tax-increment financing districts in the city’s northwest quadrant, which awaits redevelopment. Hall, who defeated former DFL Sen. John Doll of Burnsville in 2010, was part of an historic Republican takeover of the Senate. “For 38 years, the course has gone to the left in the Senate,” said Hall, who insisted on no new taxes and said “everything I look at I try to filter through my faith, my family and my freedom.” Thurman called for taxcode simplification and reopening of the Minnesota Trade Office, which he said the last Legislature shuttered. “I have a doctor of education degree,” Thurman said. “That indicates my passion for that subject.” Jensen said he’s spent his life trying to alleviate human suffering, “whether it be physical, emotional or financial, and I would bring that work ethic to the Legislature.” John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Businesses can hit home run St. Paul Saints owner to speak about his hits and strike outs by Tad Johnson

DAKOTA COUNTY TRIBUNE

In the event of a fire in the house, young Mike Veeck’s job was to grab a wooden box filled with napkins and matchbox covers and make sure he and it got out unharmed. Why were his parents so concerned about a bunch of napkins and the matchboxes? It was what was written on them. “Scribbled on them were the ideas that one day they were going to try,” said Veeck, who will be the keynote speaker during the “Tips for Small Business Success: Hitting a Home Run in Dakota County” workshop from 8 to 11 a.m.

Friday, Oct. 26, at the Rosemount Community Center. “They thought less in terms of money and ideas were revered in our house,” said Veeck, the son and grandson of legendary professional sports team owners. As one of nine children, Veeck said he was encouraged by his parents to not be afraid to fail. The president and owner of the St. Paul Saints baseball team has lived by that advice and will share his failures and successes during the workshop. For Veeck, who is the author of “Fun Is Good: How to Create Joy & Passion in Your Workplace & Career,”

there’s nothing better than a good time. That is unless it involves too many explosives or mimes. Veeck said that failures make for much funnier stories and help people learn more about how to run a small business or be an entrepreneur. And it’s easier to learn from someone else’s mistakes. Veeck is well-known for his involvement in promoting the 1979 Disco Demolition Night when a crate full of disco records was detonated in Comiskey Photo submitted Park – home of the Chicago Mike Veeck, owner and president of the St. Paul Saints, will speak Friday, Oct. 26, during White Sox that his father the Hitting a Home Run workshop in Rosemount. See Businesses, Page 8A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 18, 2012 ��

Real Estate

Calendar

Residential construction stays strong in September

To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Eagan ranks third with 49 units permitted

September was a good month for new residential construction in the Twin Cities. Almost 90 percent more units were permitted in September 2012 than in September 2011. And, September had the third highest number of units permitted this year, behind only July and August. According to statistics compiled by the Keystone Report for the Builders Association of the Twin Cities, there were 413 permits for a total of 666 units during four weeks in the month of September 2012. Year-to-date, there were 3,080 permits issued for a total of 5,571 units. “Reports from our fall Parade of Homes confirm that the new construction market is doing better than it has in some time,” said Curt Christensen, Builders Association of the Twin Cities 2012 president and owner of Lee Lyn Construction. “Most of our builders reported strong traffic to their models, and even better, plenty of buyers were out looking. “The industry is looking forward to a return to more normal levels of demand in 2013 and 2014,” Christensen said. In September, Minnetonka led the metro area in building activity with 63 units permitted, with St. Louis Park not far behind at 59. Eagan ranked third with 49 units, followed by Mendota Heights with 47 and Blaine with 32.

Date-specific Dakota County Regional Chamber of Commerce events: • Tuesday, Oct. 23, noon to 1 p.m., Rosemount “Let’s Do Lunch,” Suzie’s Kitchen, 15023 Crestone Ave., Rosemount. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Wednesday, Oct. 24, 7:30 to 8:30 a.m., Eagan Area Business Council: Paragon Outlet Mall Presentation, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Thursday, Oct. 25, 8 to 9 a.m., Farmington Coffee Brew HaHa, Farmington Library, 508 Third St., Farmington. Information: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com. • Thursday, Oct. 25, 8 to 10 a.m., Southeast Metro Small Business Saturday Presentation, Best Western Premier – Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Free. Registration required. Information: Jeff Ferrazzo and Jean Lesmeister, (303) 9979327, jlesmeister@constantcontact.com. • Friday, Oct. 26, 8 to 11 a.m., Hitting a Homerun in Dakota County: Tips for Small Business Success, Rosemount Community Center, 13885 S. Robert Trail, Rosemount. Free. RSVP at www. dakotacda.org or (651) 675-4432. • Tuesday, Oct. 30, 7:30 to 9 a.m., Eagan Mayor’s Breakfast and Tour of Coca-Cola Refreshments, 2750 Eagandale Blvd., Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. Apple Valley Chamber of Commerce events: • Thursday, Oct. 18, 4:30 to 6:30 p.m., Chamber Business After Hours, Anchor Bank, 14665 Glazier Ave., Apple Valley. • Tuesday, Oct. 23, NEXTLeaders, 8:15 to 9:30 a.m., GrandStay Hotel and Conference Center, 7083 153rd St. W., Apple Valley. Speaker: Barb Dusek. Burnsville Chamber of Commerce events: • Wednesday, Oct. 24, 4 to 7 p.m., ribbon cutting (4:30 p.m.), Great Lakes Coin & Collectibles, 14321 Nicollet Court, Suite 365, Burnsville. Information: Tracy Orr, (952) 657-5283. • Thursday, Oct. 25, 7:15 to 9 a.m., SMEI Presents: Building a High Performance Culture, Woman’s Club, 410 Oak Grove St., Minneapolis. Cost: $60. Information: Cynde Bock, cbock@ mediarelations.com. • Friday, Oct. 26, 8 to 11 a.m., Hitting a Homerun in Dakota County: Tips for Small Business Success, Rosemount Community Center, 13885 S. Robert Trail, Rosemount. Free. Register by

Oct. 18. Information: www.dakotacda.org or (651) 675-4432. • Monday, Oct. 29, 3 to 5 p.m., Backups and Beer, Bloomington Hilton – West, 3900 American Blvd. W., Bloomington. Free. Information: Michael McKeen, (952) 649-1631. Lakeville Area Chamber of Commerce events: • Tuesday, Oct. 23, 11 a.m. to 2:30 p.m., General Membership Luncheon – State Legislative Candidate Forums, 11 a.m. to 2:30 p.m., Crystal Lake Golf Course, 16725 Innsbrook Drive, Lakeville. Cost: $20/members, $30/nonmembers. RSVP by Oct. 20. Information: Michele or Linda, info@lakevillechambercvb.org. • Thursday, Oct. 25, 8 to 10 a.m., Southeast Metro Small Business Saturday Presentation, Best Western Premier – Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Free. Registration required. Information: Jeff Ferrazzo and Jean Lesmeister, (303) 9979327, jlesmeister@constantcontact.com. • Friday, Oct. 26, 8 to 11 a.m., Hitting a Homerun in Dakota County: Tips for Small Business Success, Rosemount Community Center, 13885 S. Robert Trail, Rosemount. Free. RSVP at www. dakotacda.org or (651) 675-4432. River Heights Chamber of Commerce events: • Wednesday, Oct. 24, 7:30 to 9 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Chaz Kleinsteuber at chaz@riverheights.com. • Thursday, Oct. 25, 8 to 10 a.m., Southeast Metro Small Business Saturday Presentation, Best Western Premier – Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Free. Registration required. Information: Jeff Ferrazzo and Jean Lesmeister, (303) 9979327, jlesmeister@constantcontact.com. • Friday, Oct. 26, 8 to 11 a.m., Hitting a Homerun in Dakota County: Tips for Small Business Success, Rosemount Community Center, 13885 S. Robert Trail, Rosemount. Free. RSVP at www. dakotacda.org or (651) 675-4432. • Wednesday, Oct. 31, 7:30 to 9 a.m., Coffee Net, Tandem Printing, 2970 Lexington Ave. S., Eagan. Information: Chaz Kleinsteuber at chaz@riverheights. com. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals.

Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www. NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. The group is based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 8981777. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487.

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Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at Kowalski’s Market, 1646 Diffley Road, Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome. For more information, contact Jay Taylor at (651) 6883100, jay.taylor@hitechmn.com. Find the chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speak-

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ers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan.  Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 9948392 or meetup.com/riseandshine networking group.

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October 18, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Businesses from Page 6A

owned at the time – and a near-riot ensued. He’s had some other strike outs in his time with the Saints, including having mimes act out “instant replays,” but he says the club doesn’t sell out every game for nothing. “When you walk in to the park, the people who work there, they are having fun and games,” Veeck said

on the phone from the airport this week. “When you see that, the people themselves start having fun, too.” The St. Paul Saints experience is equal part baseball and sideshow. The sideshow has included a pig that brings baseballs to the umpire, a fan who is Velcroed to the outfield wall in hopes of catching a batted ball and the St. Paul Sieve hockey goalie squaring off against fans throwing base-

balls his way. Veeck said he sees the way he runs the Saints as the way people approach entrepreneurship. “I try to get across that people need to take their work seriously but make it an environment that is a great place to work,” Veeck said. He said business owners and managers can make changes that are structural in nature that don’t require money to improve their

revenues. Veeck is a highly sought after speaker for events like this because of his marketing strategies and what organizers tout as his engaging and entertaining style. In addition to talking about his business experience, Veeck also will provide information about the Saints’ expansion into Dakota County with the Sports Academy in Lakeville and an update on St.

Paul’s regional ballpark – the future new home of amateur and Saints baseball. The event will include Craig Veurink, senior vice president and regional manager for US Bank Business Banking, talking about the business loan process, a panel discussion featuring local business owners and a resource fair. The free workshop is being organized by Dakota County Community De-

velopment Agency, Dakota County cities and chambers of commerce. Register by Oct. 18 online at www.dakotacda. org or call (651) 675-4432. The first 100 people to register will receive a copy of Veeck’s book. Tad Johnson can be reached at tad.johnson@ecm-inc. com or facebook.com/sunthisweek.

Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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CITY OF LAKEVILLE LEGAL NOTICE PUBLIC ACCURACY TEST OF VOTING SYSTEMS NOTICE IS HEREBY GIVEN that a public accuracy test of the voting systems being used at the November 6, 2012 General Election will be held at Lakeville City Hall on Wednesday, October 31, 2012. The test will be held in the Marion Conference Room at 2:30 p.m. DATED this 15th day of October 2012. Charlene Friedges, City Clerk 3187394 10/18/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-2-2957 Case Type: Domestic Abuse In the Matter of: Krisha Lynne Saxon, Petitioner vs. Shawn Robert Gralish, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Avenue Apple Valley, MN 55124 on November 14, 2012 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: October 16, 2012 Carolyn Renn Court Administrator Valerie Blomquist Deputy 3188845 10/18/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Northland Outdoors Duluth Deer Classic 2. Principal Place of Business: 14551 Judicial Rd., #111, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Shamrock Productions, 14551 Judicial Rd., #111, Burnsville, MN 55306 4. This certificate is an amendment of Certificate of Assumed Name File Number: 3658194-3, originally filed on: 01/12/2010. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 05/25/2012 Robert M. Wright, Treasurer 3187433 10/18-10/25/12P

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-614 Estate of DIANNA LEWIS ALSO KNOWN AS DIANNA J. LEWIS, Decedent Notice is given that an application for informal probate of the Decedent’s will dated December 22, 2012, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed David K. Lewis, whose address is: 7410 Mark Street, Greenfield, MN 55357 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/1/12 Heidi Carstensen Registrar Attorney for Applicant Samuel R. Dalluge Koenig Dickinson & Dalluge, PLC 1850 West Wayzata Blvd. Long Lake, MN 55356 Attorney License No.: 210249 Telephone: 952-449-9070 FAX: 952-449-9886 3174313 10/11-10/18/12

PUBLIC NOTICE

NOTICE OF GENERAL ELECTION CITY OF LAKEVILLE NOTICE IS HEREBY GIVEN that a General Election will be held in and for the City of Lakeville, Dakota County, Minnesota, on Tuesday, November 6, 2012, between the hours of 7:00 a.m. and 8:00 p.m. The following offices will be filled: MAYOR (Two-year term) TWO (2) COUNCILMEMBERS (Four-year terms) PRECINCT 1 Lakeville Area Arts Center, 20965 Holyoke Avenue PRECINCT 2 St. John's Lutheran Church, 20165 Heath Avenue PRECINCT 3 Lakeville South High School, 21135 Jacquard Avenue PRECINCT 4 Trinity Evangelical Free Church, 10658 - 210th Street W PRECINCT 5 Kenwood Trail Middle School, 19455 Kenwood Trail PRECINCT 6 Family of Christ Lutheran Church, 10970 - 185th Street W PRECINCT 7 Evergreen Community Church, 16165 Kenwood Trail PRECINCT 8 Hosanna! Lutheran Church, 9600 - 163rd Street W PRECINCT 9 Church of Jesus Christ Latter Day Saints, 18460 Kachina Court PRECINCT 10 Lakeville Water Treatment Facility, 18400 Ipava Avenue PRECINCT 11 Crystal Lake Education Center, 16250 Ipava Avenue PRECINCT 12 Messiah Lutheran Church, 16725 Highview Avenue PRECINCT 13 Central Maintenance Facility, 7570 - 179th Street W PRECINCT 14 Valley Christian Church, 17297 Glacier Way PRECINCT 15 Parkview Elementary School, 6795 Gerdine Path PRECINCT 16 Lord of Life Lutheran Church, 16200 Dodd Lane PRECINCT 17 North Trail Elementary School, 5580-170th Street W DATED this 8th day of October, 2012 Charlene Friedges, City Clerk 3179069 10/11-10/18/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

The contents of the following storage units will be sold to the public using sealed bids. Sale and viewing will be held at 3:00pm on Friday 11/09/12 at the U-Haul Center of Apple Valley, located at 6895 West 151St Street, Apple Valley, MN 55122 Unit number 1103 leased by Thomas Erickson, Miscellaneous household and personal goods, Amount Due $349.90 3168684 10/11-10/18/12

PUBLIC NOTICE

The contents of the following storage units will be sold to the public using sealed bids. Sale and viewing will be held at 3:00pm on Friday 11/09/12 at the U-Haul Center of Apple Valley, located at 6895 West 151St Street, Apple Valley, MN 55122 Unit number 1101 leased by Wayne Figueroa, Miscellaneous household and personal goods, Amount Due $220.95 Unit number 2706 leased by Andrew Anderson, Miscellaneous household and personal goods, Amount Due $174.95 3171405 10/11-10/18/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 30, 2012 at 11 a.m. at 6 Capital Drive, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1 9 9 0 F r i e n d s h i p manufactured home, 14 x 70, Serial No. MY907011V28FKRA. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Patricia Kindschy. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $ 8809.00 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date October 1 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: October 11th, October 18th, October 25th 2012) 3172277 10/11-10/25/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No.19HA-PR-12-649 Estate of Walter D. Worcester a.k.a. W. Dean Worcester a.k.a. Walter Dean Worcester, Decedent Notice is given that an application for informal probate of the Decedent’s will dated July 14, 2009 and codicil ( ) to the will, dated ____, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed John Emory whose address is 8481 W. 172nd Street, Lakeville, MN 55044 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 10/12/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant James M. Kempainen 8609 Lyndale Ave So #115 Bloomington, MN 55420 Attorney License No: 54975 Telephone: 952-881-8636 FAX: 952-881-9150 Email: jimkemp5154@hotmail.com 3187938 10/18-10/25/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Rosemount 25552: 15854 Chippendale Ave W, Rosemount, MN 55068. Notice is hereby given that the undersigned will sell at public auction on N o v e m b e r 6 t h , 2012 at 2:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 3101 - Lindsey, Sheena 3182245 10/18-10/25/12

PUBLIC NOTICE

The contents of the following storage units will be sold to the public using sealed bids. Sale will be held at 3:00Pm on Tuesday 11/06/12 at the NEW U-Haul Storage Center of Burnsville, located at 12200 Portland Ave S, Burnsville, MN 55337 Unit number B101 leased by Jared Bozich, Miscellaneous household and personal goods, Amount Due $226.00 Unit number B119 leased by Charlene Woods, Miscellaneous household and personal goods, Amount Due $250.22 Unit number B138 leased by Thavyxay Panyasiri, Miscellaneous household and personal goods, Amount Due $558.00 3168735 10/11-10/18/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 30, 2012 at 11 a.m. at 19 Hays Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1979 Liberty manufactured home, 24 x 44, Serial No. 06L13190XU. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by James & Janet Pavlick and Judy Irene Harlow. The property has been abandon in the S k y l i n e V i l l a g e MHC for more than 60 days. The amount of the claim against the above referenced property is $ 4714.00 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date October 1 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: October 11, October 18th, October 25th 2012) 3172295 10/11-10/25/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL SUMMARY ADMINISTRATION OR DISTRIBUTION, PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE (UNSUPERVISED ADMINISTRATION) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-648 Estate of DAVID A. WITZKE, Decedent NOTICE IS GIVEN that a petition signed by Ingrid M. Witzke, surviving spouse of Decedent, for Notice and oorder of Hearing on Petition for Formal Summary Administration or Distribution, Probate of Will of Decedent and Appointment of Ingrid M. Witzke as Personal Representative (unsupervised administration) (“Petition”) has been filed with the Court. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised the Petition may be granted. IT IS ORDERED, that the Petition will be heard on 11-13-12, at 9:00 a.m. by this Court at Dakota County Judicial Center, 1560 West Highway 55, Hastings, MN 55033. 1. Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. 2. Notice shall be given by: Mailing a copy of this Notice and Order by U.S. Postal Service at least 14 days prior to the hearing date to all interested parties (Minn. Stat. 5241-401) and persons who have filed a Demand for Notice; Publishing this Notice and Order in accordance with law. Dated: 10/11/12 BY THE COURT David L. Knutson Judge of District Court Attorney for Personal Representative John Troyer Law Firm of John Troyer 16135 Linch Ave. Lakeville, MN 55044 Attorney License No: 0111004 Telephone: (952) 435-1747 FAX: (952) 898-9769 Email: trojoh@visi.com 3186814 10/18-10/25/12P

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGOR: D o u g l a s V . C o r rington and Stacey A. Corrington, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 4, 2005 Dakota County Recorder, Document No. 2301708. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2005-3. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001416624 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14915 East 210TH Street, Hastings, MN 55033 TAX PARCEL I.D. #: 250250051010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A LEGAL DESCRIPTION Parcel A certain tract or parcel of land in Dakota County, in the State of Minnesota, described as follows: The East Half (E 1/2) of Southeast Quarter (SE 1/4) of Southwest Quarter (SW 1/4) of Section Twenty-Five (25) Township One Hundred Fourteen (114) Range Seventeen (17) according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $390,075.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002863 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188674 10/18-11/22/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 08302: 7233 155th St West, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on N o v e m b e r 6 t h , 2012 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 3226 - Wittstruck, Kristel 5122 - Stellick, Joseph 6528 - Negen, Abbi 3182145 10/18-10/25/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 08304: 14250 Burnsville Parkway W, Burnsville, MN 55306. Notice is hereby given that the undersigned will sell at public auction on November 5th, 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 4112 - Sykora, Tom 4131 - Shepherd, Karl 4230 - Hasler, Kerri 4460 - Solleh, Dennis 3182097

10/18-10/25/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at E a g a n 2 5 5 4 8 : 3735 Sibley Memorial Hwy, Eagan, MN 55122. Notice is hereby given that the undersigned will sell at public auction on November 5th, 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 129 - Barbeau, Richard 163 - Mataya, Anthony 318 - Warling, Joe 354 - Jones, Dandre 442 - Prenger, Marcus 3182121 10/18-10/25/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-632 Estate of Herbert Mathias Foss, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 03/11/2011, and codicil(s) to the will, dated _____, and separate writing(s) under Minn. Stat. 524.2-513 dated ____ (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Deborah McMenomy, whose address is: 13622 Brass Parkway, Rosemount, MN 55068 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/5/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant: Pro Se Deborah McMenomy 13622 Brass Parkway Rosemount, MN 55068 Telephone: Cell 651-269-9056 FAX: 651-438-4469 Work: 651-438-4259 3178925 10/11-10/18/12P

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PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Custody/Parenting time Court File No.: 19AV-FA-12-2992 _______________________________________ In re: The Matter of: MICHAEL BELLUTO, Petitioner, and JENNIFER BROWN, Respondent. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: You are hereby summoned and required to serve upon petitioner’s attorney an answer to the petition which is served upon you together with this summons within twenty (20) days after service of this summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for relief demanded in the petition. Date: October 5, 2012 JAMES D. CAPRA, INC. /s/ James D. Capra (#019847X) Attorney For Petitioner 26 Exchange Street East, Suite 310 St. Paul, Minnesota 55101-2264 Tel: (651) 291-0903 Fax: (651) 291-0842 3186753 10/18-11/1/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Jones Unlimited 2. Principal Place of Business: 16933 Hubbard Trail, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. David S Jones, 16933 Hubbard Trail, Lakeville, MN 55044 Jodie M Jones, 16933 Hubbard Trail, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 07/13/2012 David S. Jones 3186933 10/18-10/25/12P

PUBLIC NOTICE

State of Wisconsin Circuit Court Burnett County Publication Summons - Case No. 12-CV-196 - The Honorable Kenneth L. Kutz - Case Code 30404 (Foreclosure of Mortgage) - The amount claimed exceeds $5000.00 CitiMortgage, Inc., 5280 Corporate Dr., Mail Code 22-528-1011(FCL) 0023(BK), Frederick, MD 21703, Plaintiff vs. Daniel J. O'Neil and Patricia M. O'Neil, 3647 Falcon Way, Saint Paul, MN 55123-2488, Defendants - The State of Wisconsin - To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after 10/18/12 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 7410 County Rd. K #115, Siren, WI 54872-9067 and to Gray & Assoc., L.L.P., plaintiff's attorney, whose address is 16345 W. Glendale Dr., New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 5th day of October, 2012. William N. Foshag, State Bar No. 1020417, Gray & Assoc., L.L.P., Attys. for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1271. Gray & Assoc., L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 3183993 10/18-11/1/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

The contents of the following storage units will be sold to the public using sealed bids. Sale will be held at 3:00Pm on Thursday 11/08/12 at the U-Haul Center of Burnsville, located at 1630 West Hwy13, Burnsville, MN 55337 Unit number A3143 leased by Leshaun Webb, Miscellaneous household and personal goods, Amount Due $179.90 Unit number B2043 leased by Galena Senneh, Miscellaneous household and personal goods, Amount Due $ 355.90 Unit number B2071 leased by Scott Browning, Miscellaneous household and personal goods, Amount Due $339.90 Unit number C1204 leased by Stacey Tremper, Miscellaneous household and personal goods, Amount Due $206.90 Unit number D2960 leased by Scott Browning, Miscellaneous household and personal goods, Amount Due $449.90 3168610 10/11-10/18/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 34104: 2000 Old County Rd, 34th Pl, Burnsville, MN 55337. Notice is hereby given that the undersigned will sell at public auction on November 5th, 2012 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 25544: 5900 148th Street W, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on N o v e m b e r 6 t h , 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

A002 - Burtness, Richard C045 - Buck, Sharon C048 - Strand, Linda C132 - Edlund, Dana D015 - Spence, David D068 - Gonzalez, Daniel E028 - Humensky, Rennie E063 - Oslund, Brianna E070 - Smith, Ryan 3182068 10/18-10/25/12

118 219 263 264 306

NOTICE PUBLIC NOTICE PUBLIC SUMMONS

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT DIVISION FIVE-APPLE VALLEY CASE TYPE: 4 Court File No: ---------------------------------------------------------In Re the Marriage of: TAMARA NICOLE MATHEWS, Petitioner, and ROBERT STEVE MATHEWS, Respondent, and COUNTY OF DAKOTA, Intervenor. ---------------------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: You are hereby summoned and required to serve upon Petitioner's attorney an Answer to the Petition, which is on file at the First Judicial District, District Court Administration within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded by the Petitioner. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statutes, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs. UPON SERVICE OF THE SUMMONS, THE RESTRAINING PROVISIONS CONTAINED IN THE NOTICE APPLY BY OPERATION OF LAW UPON BOTH PARTIES UNTIL MODIFIED BY FURTHER ORDER OF THE COURT OR DISMISSAL OF THE PROCEEDING, UNLESS MORE THAN ONE YEAR HAS PASSED SINCE THE LAST DOCUMENT WAS FILED WITH THE COURT. LEGAL ASSISTANCE OF DAKOTA COUNTY, LTD. Dated: __________________ By: ________________________________ KATIE TROTZKY Attorney for Petitioner 14800 Galaxie Avenue, Suite 103 Apple Valley, MN. 55124 (952) 431-3200 Attorney Registration No. 110978 3187873 10/18-11/1/12

With Real Estate State of Minnesota County Dakota District Court 1st Judicial District Court File Number: ________ Case Type: Dissolution with Children In Re the Marriage of: Laura Rose Esparza-Webster, Petitioner and Rafael Esparza-Gonzalez, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: Your spouse (husband or wife) has filed a lawsuit against you for dissolution of your marriage. A copy of the paperwork regarding the lawsuit is served on you with this summons. This summons is an official document from the court that affects your rights. Read this summons carefully. If you do not understand it, contact an attorney for legal advice. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. 2. You must serve upon Petitioner and file with the court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the court administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons , not counting the day of service. If you do not serve and file your Answer, the court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding involves, affects, or brings into question the real property located at the following address 1784 Gold Ct Eagan in Dakota County, State of MN with the following legal description: Cedar Grove No 6. 23 6 NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statues, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs. Dated: 9/30/12 3180266 10/11-10/25/12P

Sibal, Darius Davis, Anthony Hodgin, Krystal Jordan, Elissa Hahn, Joel Ford VIN: 8F03F172310 813 - Storlie, Christopher 3182201 10/18-11/1/12

PUBLIC NOTICE

Notice is hereby given that on November 23, 2012 at 11:00AM at Acorn Mini Storage, 2935 Lexington Ave. S., city of Eagan, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 155 Amy Hardwig Scooter, fishing equip., television, bicycle, furniture, boxes of unknown content #4678386 Unit # 503B Tasha Griffin Luggage, boxes of unknown content #4678385 Unit # 660 Sharrod Rowe/ Jessie Holt Stereo equip., luggage, furniture, boxes of unknown content #4678382 3188583 10/18-10/25/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Dakota Sports Apparel 2. Principal Place of Business: 15029 Tyacke Drive, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Thomas Cardella, 15029 Tyacke Drive, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/1/12 Thomas P. Cardella, Owner 3187399 10/18-10/25/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Open To Wellness 2. Principal Place of Business: 20660 Jacquard Ave, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Lori Colleen Triden, 20660 Jacquard Ave, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 09/18/2012 Lori Colleen Triden 3185294 10/18-10/25/12P

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Thursday, November 8, 2012 at 1:00 p.m. at the Queen Anne Courts Office at 17701 Kenyon Ave W., Lakeville Minnesota 55044, the following property will be sold by public auction by the Sheriff of Dakota County. 1966 Liberty Home 12x51 serial # 44866 This sale will be held to satisfy a claim upon the above-described property held by Queen Anne Courts, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Timothy Sayre. The amount of the claim against the above referenced property is $979.80 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: October 4, 2012 Queen Anne Courts 17701 Kenyon Ave W. Lakeville, Minnesota 55044 (952) 435-7979 or (952) 890-8440 3177440 10/11-10/25/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: MAG Marketing 2. Principal Place of Business: 7358 160th St W, Rosemount, MN 55068 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Murphy Automotive, Inc., 7358 160th St W, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/10/2012 Steve Caspers 3183416 10/18-10/25/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-655 Estate of Edward A Hagberg, Sr aka Edward August Hagberg, Sr, Decedent Notice is given that an application for informal probate of the Decedent’s will dated October 6, 1983, and codicil(s) to the will, dated ______, and separate writing(s) under Minn. Stat. 524.2-513 dated ____ (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Edward A Hagberg Jr, whose address is: 1949 Covington Lane, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice of the claims will be barred. Date: 10/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant/ pro se Edward A Hagberg Jr 1949 Covington Lane Eagan, MN 55122 Telephone: 651-206-3922 edhagbergjr@gmail.com 3188320 10/18-10/25/12P

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 20296: 15075 Foliage Ave, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on N o v e m b e r 6 t h , 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

275 - Mueller, Anya 309 - Long, Nanette C 324 - DAVIDSON, DONNA 34 - Webb, Kelly 35 - Sanford, Christopher 360 - THOMPSON, KATHARINE 388 - DOSS, YOLANDA 405 - HESSER, GREGORY 455 - OWUSU, KWAME 555 - KELLAR, MITZI 608 - SHEPHERD, BETTY 611 - CLARK, STEVEN Cadillac VIN: 6GAL5785CE678364 643 - BOWERS, ERIC 3182173 10/18-11/1/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: The Dusty Lens 2. Principal Place of Business: 1300 Forest Circle, Burnsville, MN 55306 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Keri S Otterson, 1300 Forest Circle, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/04/2012 Keri Otterson 3180813 10/11-10/18/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-617 Estate of Dorothy V. Belk, Decedent. It is Ordered and Notice is given that on November 13, 2012, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55 West, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Craig W. Belk, whose address is 7930 Banks Path, Inver Grove Heights, Minnesota 55077, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 10/3/2012 BY THE COURT Timothy D. Wermager Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt Dougherty, Molenda, Solfest, Hills & Bauer P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN, 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 FAX: (952) 432-3780 Email: tmerritt@dmshb.com 3174420 10/11-10/18/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 MORTGAGOR: Michael W. Moebeck, a single person. MORTGAGEE:Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded June 12, 2007 Dakota County Recorder, Document No. 2523507. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7612 157th Street West, Unit C, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.49108.02.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Morningview Ninth Addition, together with appurtenant easements created pursuant Declaration, Document No. 1210753 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,057.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-003551 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 13, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 15, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-003551 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188830 10/18/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at West St. Paul 25559: 415 Marie Ave E, West St. Paul, MN 55118. Notice is hereby given that the undersigned will sell at public auction on November 5, 2012 at 9:30 AM personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: Turner, Detra - 1031; Cuate, Jose 1035; Bushyhead, Beverly - 1046; Dalbec, Pamela - 1054; Willkom, Elizabeth - 1069; Mikacevich, David - 1074; Fierro, Dezerae - 1103; Passmore, Karen - 2011; Correo, Jonathan - 2036; Foote, Raquel - 2103; Youness, Brent 2109; Richardson - 3039; Anorve, Job 3104; Schneider, Dan - 3108; Grotto, Linda - 3116; Allen, Dymeka - 4035; Thompson, Cathy - 4072; Sandoval, Cynthia - 4101; Menz, Elena - 4115; Barron, Antonio - 4152; Mikacevich, Lori - 4154; Hurrell, Connie - 4168; Page, Brandon - 4174; Kelly, Prentiss - 5055 3186690 10/18-10/25/12

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 10/30/12 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows:

PUBLIC NOTICE

3181114

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: GEXPRO 2. Principal Place of Business: 2845 West Service Road, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. General Supply & Services, Inc., 1000 Bridgeport, Avenue, 5th Flr, Shelton, CT 06484 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 7/12/2012 John C. Gschwind, VP, Legal, General Counsel & Corporate Secretary 3182567 10/18-10/25/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-633 In Re: Estate of Victor Yanisch, Jr., Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated October 7, 2009. The Registrar accepted the application and appointed Michelle A. Lindner, whose address is 2106 Caroline Lane, So. St. Paul, Minnesota 55075, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/5/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Vance B. Grannis, Jr. (MN# 36821) Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 3179535 10/11-10/18/12

Household Goods David Sturlaugson $530.00 Household Goods Rebecca Wisner $275.00 10/18-10/25/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Feng Shui Forever 2. Principal Place of Business: 891 Stryker Ave., West St Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Xiaorong Yi Dahl, 891 Stryker Ave., West St Paul, MN 55118 4. This certificate is an amendment of Certificate of Assumed Name File Number: 4399033-2 originally filed on 8/8/2011 under the name Feng Shui Forever. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 07/05/2012 Xiaorong Yi Dahl / Owner 3180658 10/11-10/18/12P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-624 In RE: Estate of Josephine A. Bader, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on Nov. 13, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Government Center, 1560 Highway 55 West, Hastings, MN, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated August 6, 1979 and for the appointment of Deborah Lynn Grundner, whose address is 8449 Hillside Trail S., Cottage Grove, MN 55016 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 10/4/12 Richard G. Spicer Judge Attorney: Forrest M. Anderson #1946 7200 - 80th Street So. Cottage Grove, MN 55016 (651) 459-0955 3176317 10/11-10/18/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: More Than a Sparrow 2. Principal Place of Business: 3545 Blue Jay Way #201, Eagan, MN 55123 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Amy Jo Clark, 3545 Blue Jay Way #201, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/04/2012 Amy Jo Clark 3178388 10/11-10/18/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: RED TAG Cleaners 2. Principal Place of Business: 980 Garden View Drive, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. RED TAG Cleaners, Inc., 3250 Rollings Hills Drive, Eagan, MN 55121-2300 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/2/12 Lynn Ramsey, CEO 3187628 10/18-10/25/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Duluth Boat Sports Travel & RV Show 2. Principal Place of Business: 14551 Judicial Rd. #111, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Shamrock Productions, 14551 Judicial Rd. #111, Burnsville, MN 55306 4. This certificate is an amendment of Certificate of Assumed Name File Number: 58208 originally filed on: 11/25/1986 under the name Duluth Boat Sports and Travel Show 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 05/25/2012 Robert M. Wright, Treasurer 3187421 10/18-10/25/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Hastings Garage Door 2. Principal Place of Business: 1400 Pleasant Hills Dr, Lino Lakes, MN 55038 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Premium Garage Door Service Inc., 1400 Pleasant Hills Dr, Lino Lakes, MN 55038 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-5-12 Steve Jacobsen President 3179524 10/11-10/18/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-640 Estate of SARAH RUTH DANIELS, Decedent Notice is given that an application for informal probate of the Decedent’s will dated January 20, 2011 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Richard B. Daniels, whose address is: 1175 Norbert Lane, St. Paul, MN 55116 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/9/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Thomas B. Schway Law Office of Thomas B. Schway 6230 Tenth Street North, Suite 410 Oakdale, MN 55128 Attorney License No.: 130580 Telephone: (651) 731-6243 FAX: (651) 731-4111 3183510 10/18-10/25/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case type: Other civil (Reformation of Instrument/Quiet Title) Court File No. 19HA-CV-12-4521 _______________________________________ Jean Carol Rostollan, Plaintiff, v. The Pemtom Company, Woods of Walden, Inc., Mark J. Cotter and Mindy K. Cotter, Richard W. Cross, deceased, Mary Ellen Cross, deceased, the unknown heirs of Mary Ellen Cross, and also all other unknown persons claiming any right, title, estate interests, or lien in the real estate described in the Complaint, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE NAMED DEFENDANTS. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named

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named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Kevin J. Dunlevy John F. Nielsen Beisel & Dunlevy, P.A. 282 U.S. Trust Center 730 Second Ave. S. Minneapolis, MN 55402-2444 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6.ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY. This action involves, affects, or brings into question real property situated in the County of Dakota, commonly known as 1109 Walden Court, Burnsville, MN 55337 and legally described as: Lot 10, Block 1, Woods of Walden, according to the plat thereof, Dakota County, Minnesota and That part of Lot 11, Block 1, WOODS OF WALDEN, Dakota County, Minnesota, lying southeasterly of the following Line A: LINE A: Commencing at the Northwest corner of said Lot 11, thence South 46 degrees, 26 minutes, 41 seconds East, assumed bearing along the southwesterly line of said Lot 11, a distance of 115.41 feet to the actual point of beginning of Line A; thence North 45 degrees 04 minutes 42 seconds East, a distance of 110.42 feet to the intersection with the Northeasterly line of said Lot 11 and there terminate. Reserving and subject to easements or drainage and utility purposes in favor of City of Burnsville, 5 feet in width and adjacent to and southeasterly of Line A. and That part of Lot 9, Block 1, Woods of Walden, Dakota County, Minnesota, lying southwesterly of the following described Line C: Commencing at the most Southerly corner of said Lot 9; thence North 57 degrees 52 Minutes 51 seconds east, assumed bearing, along the Southeasterly line of said Lot 9, a distance of 50.00 feet to the point of beginning of said Line C being described; thence North 49 degrees 13 minutes 34 seconds West, 99.64 feet, to the Northwesterly line of said Lot 9 and there terminate. (the "Property") The purpose of this action is to obtain an Order as follows: 1. R e f o r m i n g t h e P e m t o m D e e d , document 933839, and the Woods Deed, document 933840, nunc pro tunc , t o d e s c r i b e t h e g r a n t e e s a s "Richard W. Cross and Mary Ellen Cross, as joint tenants." 2. Reforming the Transfer on Death Deed, document 2693377, nunc pro tunc, to describe the grantor as "Mary Ellen Cross." 3. D e t e r m i n i n g , a d j u d g i n g , a n d decreeing that Plaintiff Jean Carol Rostollan is the owner in fee of the Property, subject to the warranty deed given to Mindy K. Cotter and Mark J. Cotter, document 2810953, and subsequent conveyances by Mindy K. Cotter and Mark J. Cotter. 4. D e t e r m i n i n g , a d j u d g i n g , a n d decreeing that the Defendants, other than Mindy K. Cotter and Mark J.

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�� than Mindy K. Cotter and Mark J. Cotter, have no right, title, interest, estate, or lien in the Property. 557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiff. Dated: September 10, 2012 BEISEL & DUNLEVY, P.A. By_______________________________ Kevin J. Dunlevy (#162851) John F. Nielsen (#0392392) 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402-2444 Telephone: (612) 767-4839 Attorneys for Plaintiff 3167569 10/4-10/18/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-641 In Re: Estate of Mark Alan Henke, Decedent It is Ordered and Notice is given that on November 13, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Joyce Henke as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 10/10/12 BY THE COURT Tim Wermager Judge of District Court Lampe Law Group, LLP 105 East Fifth Street PO Box 240 Northfield, MN 55057 507-663-1211 Attorney Reg. #168877 3184612 10/18-10/25/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE(S) AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-627 Estate of: Melissa Whitney Herzog, a/k/a Melissa W. Herzog, a/k/a Melissa Herzog, Decedent. It is Ordered and Notice is given that on November 13, 2012, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated October 16, 2004, under Minn. Stat. 524.2-513 (“Will”), and for the appointment of William C. Herzog, whose address is 13342 Greenleaf Court, Apple Valley, MN 55124, as personal representative(s) of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative(s) will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real estate and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative(s) or to the Court Administrator within four months after the date of this Notice or the claims will be forever barred. Date: 10-4-2012 Timothy D. Wermager Judge (COURT SEAL) Attorney for Personal Representative(s) Mark M. Walbran WALBRAN & FURNESS 140 E. Main Street, P. O. Box 273 Owatonna, MN 55060 Phone: (507) 451-1173 Fax: (507) 451-8916 Attorney License No.: 113712 3176741 10/11-10/18/12P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN SUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT Court File No. 19HA-PR-12-643 In Re: Estate of STEVEN MICHAEL BUBOLTZ, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 13 day of November, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Hastings, Minnesota, on petition of Shawn Buboltz, dated August 7, 2012, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Shawn Buboltz, whose address is 50603 River Road, Rush City, Minnesota, as personal representative of the estate of the above named decedent in supervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 10/10/12 Tim Wermager Judge (COURT SEAL) Ronald R. Bradley #0201297 Attorney for Petitioner 12340 Grouse St NW Minneapolis, MN 55448-1944 612-280-6231 3184205 10/18-10/25/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-651 Estate of Daniel Joseph Steele, a/k/a Daniel J. Steele, Decedent It is Ordered and Notice is given that on Nov. 13, 2012, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated August 10, 2007 and under Minn. Stat. 524.2-513 (“Will”), and for the appointment of Lynn D. Steele, whose address is 7175 Wyandot Lane, Liberty Township, OH 45044 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 10/15/12 BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) R. Glenn Nord R. Glenn Nord & Associates, P.A. 20686 Holyoke Avenue, PO Box 427 Lakeville, MN 55044Attorney License No: 79625 Telephone: 952-469-4948 Fax: 952-469-4940 Email: rgnord@juno.com 3187992 10/18-10/25/12

PUBLIC NOTICE

No. 0530765 on Certificate of Title No. 114377. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co.. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee RALI 2004-QS7. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Enterprises Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3380 East 76TH Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115207080 LEGAL DESCRIPTION OF PROPERTY: Lot 8 in Block 7 of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,208.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 28, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-003465 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149519 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 MORTGAGOR(S): Timothy Daniel Ericksen and Debra Ann Ericksen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 19, 2007 Dakota County Recorder Document Number: 2551656 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831232 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002533574-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable

Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9390 207th St W, Lakeville, MN 55044-5999 Tax Parcel ID Number: 22-18200-05-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Country Creek Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $293,884.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022931F02 3144009 9/13-10/18/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-12-650 Estate of Shirley L. Nelson, Decedent It is Ordered and Notice is given that on November 13, 2012 at 9:00 a.m., a Hearing will be held in this Court at The Dakota County Judicial Center, 1560 Highway 55, Hastings, MN, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Dean Vik, whose address is 1848 Taconite Trail, Eagan, MN 55122 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/12/12 David L. Knutson Judge (COURT SEAL) Attorney for Petitioner Genelle Forsberg Genelle Forsberg Law Office 1345 Corporate Center Curve, #205 Eagan, MN 55121 Attorney License No.: 0255749 Phone: 651-209-8925 FAX: 651-209-8926 3187913 10/18-10/25/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA IN DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-12-634 ---------------------------------------------------------In Re: Estate of Joseph Lomonaco, Decedent. ---------------------------------------------------------TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that informal appointment of Amy Bercich, whose address is 17448 Honeysuckle Avenue, Lakeville, Minnesota 55044, as personal representative of the estate of the above named decedent, has been made. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the estate including, after thirty (30) days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four (4) months after the date of this notice or said claims will be barred. Dated: 10/5, 2012. Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative: Edward J. Hitchcock, ARN 207494 Hitchcock Law Firm, PLLC The Barrister Building 1465 Arcade Street Saint Paul, MN 55106 Telephone: (651) 772-3401 3179545 10/11-10/18/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-12-628 In Re: Estate of Helen J. Adams, a.k.a Helen E. Adams, Decedent It is Ordered and Notice is given that on the 13 day of November, 2012, at 9:00 o’clock A.M., a hearing will be held in this Court at Dakota County Courthouse, 1560 Highway 55, Hastings, Dakota County, Minnesota, for the Formal Probate of an instrument purporting to be the Last Will of the above named Decedent, dated April 10, 1973, under Minn. Stat. § 524.2-513 (“Last Will”), and for the appointment of Mary Pauline Staples, whose address is 1064 Woodhill Drive, Woodbury, Minnesota, as Personal Representative of the estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. § 524.3-801) ALL CREDITORS having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four (4) months after the date of this Notice or the claims will be barred. Date: 10-4-12 Shawn M. Moynihan Judge (COURT SEAL) Attorney for Personal Representative Bruce L. Beck, ID# 5885 BRUCE L. BECK & ASSOCIATES, L.L.C. 2785 White Bear Avenue, Suite 101 Maplewood, MN 55109 (651) 770-2400 3176827 10/11-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,454.00 MORTGAGOR(S): Randolph Reynolds, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Savings of America, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 12, 2010 Dakota County Recorder Document Number: 2746068 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: March 29, 2012 Recorded: April 09, 2012 Dakota County Recorder

County Recorder Document Number: 2860609 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100442510070472420 Lender or Broker: Home Savings of America Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1916 55th Street Ct E, Inver Grove Heights, MN 55077-1688 Tax Parcel ID Number: 20-22100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Dupont Stevens Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,591.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026009F01 3147919 9/13-10/18/12

PUBLIC NOTICE

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DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $160,502.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __May 8, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 6, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-002636 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149530 9/13-10/18/12

PUBLIC NOTICE

on October 30, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2013, or the next business day if April 30, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2012 Deutsche Bank National Trust Company as Trustee for GSAMP Trust 2004-AHL, Pooling and Servicing Agreement dated as of October 1, 2004 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 11MN00915-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4297136 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012 3143775 9/13-10/18/12

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3718 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149581 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,520.00 MORTGAGOR(S): Cynthia L. Smith, A Single Person MORTGAGEE: Wilmington Finance, a division of AIG Federal Savings Bank SERVICER: Ocwen Loan Servicing, LLC LENDER: Wilmington Finance, a division of AIG Federal Savings Bank. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on December 9, 2004, as Document No. 2274420 and Said mortgage modified by Loan Modification Agreement recorded on October 24,2011 as Document Number: 2826225 ASSIGNED TO: "The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association f/k/a JPMorgan Chase Bank, as Trustee - Specialty Underwriting and ResidentialFinance Trust Mortgage Loan Asset-Backed Certificates, Series 2005-BC1, Dated as of March 1, 2005 " Dated: August 6, 2012 , and recorded August 24, 2012 by Document No. 2889615 . LEGAL DESCRIPTION OF PROPERTY: North 1/2 of Lot 24 and all of Lots 25 and 26, Block 1, Deer Park, Dakota county, Minnesota PROPERTY ADDRESS: 319 14th Avenue South, South Saint Paul, MN 55075 PROPERTY I.D: 36-19900-01-260 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Five Thousand Eight Hundred Eighty-Seven and 14/100 ($175,887.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 30, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2013, or the next business day if April 30, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: September 13, 2012 "The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association f/k/a JPMorgan Chase Bank, as Trustee - Specialty Underwriting and Residential Fin a n c e T r u s t M o r t g a g e L o a n Asset-Backed Certificates, Series 2005-BC1, Dated as of March 1, 2005 " Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00568-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299081 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012 3147967 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated February 4, 2011 , executed by IC Properties, LLC , as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Five Hundred Fifty-four Thousand Three Hundred Forty-nine and 06/100 ($554,349.06 ) Dollars, recorded with the D a k o t a County Registrar of Titles, State of Minnesota, on February 22, 2011, as doc. no. T676125 ; that the mortgage is upon registered land; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Five Hundred Seventy-five Thousand Fifty-three and 17/100 ($575,053.17 ) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: Tract F, Registered Land Survey No. 58, according to the recorded survey thereof, Dakota County, Minnesota. Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, diversion or third party payments made to crop producers, improvements, structures, fixtures, replacements, wells, water, ditches, reservoirs, reservoir sites, dams and riparian and water rights. Street Address: 725 Spiral Blvd., Hastings, MN 55033 Parcel I.D. #: 19-90580-00-060 will be sold by the sheriff of said county at public auction on November 30, 2012, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), its heirs or assigns, within six (6) months from the date of sale. The mortgagor(s) must vacate the property on or before 11:59 p.m. on May 30, 2013, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. Dated: October 3, 2012 Vermillion State Bank, Mortgagee Ralph L. Moore, STEIN & MOORE, P.A., Attorneys for Mortgagee, 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 3163835 10/4-11/8/12

PUBLIC NOTICE

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�� LOCATED: Dakota ber 8, 2012 at 10:00 �� AM �� ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE:Sheriff's Office, Law MORTGAGE: $223,558.00 Enforcement Center, 1580 Hwy 55, AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said GAGEE: $256,305.60 premises, and the costs and disburseThat prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07. secured by said mortgage, or any part TIME AND DATE TO VACATE PROPthereof; ERTY: If the real estate is an PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortSheriff of said county as follows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: October mortgage is not reinstated under section 580.30 or the property is not 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law redeemed under section 580.23 is Enforcement Center, 1580 Hwy 55, 11:59 p.m. on May 8, 2013 unless the Lobby #S-100, Hastings, MN redemption period is reduced to 5 to pay the debt then secured by said weeks under MN Stat. Secs. 580.07 or Mortgage, and taxes, if any, on said 582.032. premises, and the costs and disburseMORTGAGOR(S) RELEASED FROM m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 1 1 : 5 9 p . m . o n _ A p r i l 2 5 , ABANDONED." Dated: September 7, 2012 2013_____________________, unless the Flagstar Bank, FSB redemption period is reduced to 5 Mortgagee/Assignee of Mortgagee weeks under MN Stat. Secs. 580.07 or USSET, WEINGARDEN AND LIEBO, P.L.L.P. 582.032. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 92 - 12-004485 FC RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 9/13-10/18/12 CIAL ORDER IS ENTERED UNDER 3149558 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF NOTICE IS HEREBY GIVEN that LESS THAN FIVE UNITS, ARE NOT default has occurred in the conditions PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E of the following described mortgage: DATE OF MORTGAGE: September ABANDONED." 25, 2009 Dated: August 27, 2012 ORIGINAL PRINCIPAL AMOUNT OF JPMorgan Chase Bank, National MORTGAGE: $244,163.00 Association MORTGAGOR(S): Arthur L Ham Jr Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. and Vickie Ham, Husband and Wife MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc. as nominee Mortgagee for Rescue Mortgage, Inc., its succes4500 Park Glen Road #300 sors and assigns Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded: October 02, 2009 Dakota 30 - 12-004010 FC THIS IS A COMMUNICATION FROM County Recorder Document Number: 2687881 A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 3149865 9/13-10/18/12 And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF MORTGAGE Dated: June 01, 2012 FORECLOSURE SALE Recorded: June 13, 2012 Dakota THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF County Recorder Document Number: 2874115 THE ORIGINAL CREDITOR WITHIN Transaction Agent: Mortgage ElecTHE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Transaction Agent Mortgage Identifidefault has occurred in conditions of cation Number: 1002489-0000003242-6 the following described mortgage: Lender or Broker: Rescue Mortgage, DATE OF MORTGAGE: A u g u s t 2 8 , Inc Residential Mortgage Servicer: Bank 2009 MORTGAGOR: T o d d J . B e r r y , a of America, N.A. single person. Mortgage Originator: Not Applicable MORTGAGEE: Mortgage Electronic COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Registration Systems, Inc. . Property Address: 8280 172nd St W, DATE AND PLACE OF RECORDING: R e c o r d e d D e c e m b e r 2 1 , 2 0 0 9 Lakeville, MN 55044-6208 Dakota County Recorder, Document Tax Parcel ID Number: No. 2703621. 22-84600-04-130 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Woodbury First Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Addition Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORT- D U E A S O F D A T E O F N O T I C E : GAGE IDENTIFICATION NUMBER ON $244,994.33 MORTGAGE: 100052550272808576 THAT all pre-foreclosure requireLENDER OR BROKER AND MORT- ments have been complied with; that G A G E O R I G I N A T O R S T A T E D O N no action or proceeding has been instituted at law or otherwise to recover the MORTGAGE: First American Bank, NA R E S I D E N T I A L M O R T G A G E S E R - debt secured by said mortgage, or any part thereof; VICER: Flagstar Bank, FSB PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: 19600 Escalade Way, Unit 1208, Farm- t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold ington, MN 55024 T A X P A R C E L I . D . # : by the Sheriff of said county as follows: 14.16600.11.208 DATE AND TIME OF SALE: October LEGAL DESCRIPTION OF PROP26, 2012 at 10:00 AM ERTY: Unit 1208, Charleswood Crossing, PLACE OF SALE: Dakota County Common Interest Community No. Law Enforcement Center, 1580 High520 way 55, Lobby S-100, Hastings, MinneCOUNTY IN WHICH PROPERTY IS sota LOCATED: Dakota to pay the debt secured by said mortORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said preMORTGAGE: $134,518.00 mises and the costs and disburseAMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE: $133,929.53 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t April 26, 2013, or the next business secured by said mortgage, or any part day if April 26, 2013 falls on a Saturthereof; day, Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: Novem�� ber 8, 2012 at 10:00 AM

PUBLIC NOTICE

�� LESS �� THAN�� FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL �� A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025962F01 3148061 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2006 MORTGAGOR: Amy N. Brenno and Garron D. Brenno, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association successor in interest by purchase from the FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank F.A. DATE AND PLACE OF RECORDING: Recorded April 28, 2006 Dakota County Recorder, Document No. 2424221. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank F.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 18866 Dylan Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 144780104030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Meadow Creek 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,659.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,752.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004234 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149804 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2002 MORTGAGOR: David M. Gorham and Marjorie J. Gorham, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed July 13, 2012, Dakota County Registrar of Titles, Document No. 699363 on Certificate of Title No. 99231. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599893094801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Brokerage Alternatives RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11120 168TH Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 223795103070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Jackson Heights 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,555.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10769 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180620 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 8 , 2005 MORTGAGOR: J o n a t h a n J o h n s o n and Jodea Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 7, 2005 Dakota County Recorder, Document No. 2386721. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100220710000093332 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Maribella Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 615 12th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.70207.03.190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, South Park Division No. 8, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,110.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004679 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188788 10/18-11/22/12

PUBLIC NOTICE

Recorded September 26, 2008 Dakota County Recorder, Document No. 2614869. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000828330134 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 509 3rd Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32150-61-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 61, Town of Hastings, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,448.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,547.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-266-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149823 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): James R. Jack and Carrie L. Jack, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 09, 2007 Dakota County Registrar of Titles Document Number: 607126 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: June 15, 2011 Registered: March 13, 2012 Dakota County Registrar of Titles Document Number: T692997 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077975007 Lender or Broker: Tradition Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138590 and CECT 129244

138590 and CECT 129244 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8287 Delaney Dr, Inver Grove Heights, MN 55076-2644 Tax Parcel ID Number: 20-18102-05-025 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25, CIC No. 351, Cobblestone Oaks III Condominium, A Common Interest Community, located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,357.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025934F01 3142814 9/13-10/18/12

PUBLIC NOTICE

Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 Ocwen Loan Servicing LLC Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 10MN00618-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4300095 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3150207 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Sharon V Mitchell, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325562 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5665 126th St W, Apple Valley, MN 55124-8228 Tax Parcel ID Number: 01-57675-01-320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Pinecrest Townhomes, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,179.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

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PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026108F01 3155984 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 06/30/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Tamera K. Mueller and Ross Z. Mueller, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Mercantile Mortgage Company DATE AND PLACE OF FILING: 08/22/2005 as Document Number 2353408 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to MCM Capital Homeowners Advantage Trust IX recorded on 03/26/2012 in Document Number 2857757 in the Office of the County Recorder, Dakota County, Minnesota. ASSIGNMENT OF MORTGAGE: Assigned to Newbury Place REO III, LLC recorded on 07/05/2012 as Document Number 2878233 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 10-83500-01-160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Waterview, Dakota County, Minnesota ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: 658 Waterview Cove, Eagan, MN 55123 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Mercantile Mortgage Company RESIDENTIAL MORTGAGE SERVICER: BSI Financial Services, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100236400000145363 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $315,133.96 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 11/30/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 05/30/2013, or the next business day if 05/30/2013 falls on a Saturrday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/18/2012 Newbury Place REO III, LLC, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3187689 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 3 , 2007 MORTGAGOR: C o u r t n e y P o l l o c k , unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 17, 2007 Dakota County Recorder, Document No. 2510263. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002780765 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Superior Financing, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1750 Delaware Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-01900-56-011 LEGAL DESCRIPTION OF PROPERTY: North 190 feet of South 498.39 feet of North 797.87 feet of the SW 1/4 of the SW 1/4 except the East 705 feet thereof, Section 19, Township 28, Range 22, Dakota County, Minnesota, also except the West 219 feet of the East 924.00 feet of the South 190 feet of the North 489.43 feet of the SW 1/4 of the SW 1/4, Section 19, Township 28, Range 22 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,285.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002056 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188430 10/18-11/22/12

PUBLIC NOTICE

single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 28, 2009 Dakota County Recorder, Document No. 2692977. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0010121434-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC, d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 49 Birnamwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021400008020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Birnamwood Plat 1, Dakota County, Minnestoa COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,891.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001436 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157360 9/20-10/25/12

PUBLIC NOTICE

trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Dated: April 3, 2007 , and recorded August 21, 2012 by Document No. T701448 . LEGAL DESCRIPTION OF PROPERTY: The land referred to in this commitment is described as follows: Lot One (1) in Block Four (4) of South Grove No. 5, Dakota County, Minnesota. PROPERTY ADDRESS: 3738 Upper 71st St E, Inver Grove Heights, MN 55076 PROPERTY I.D: 207115404012 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-One Thousand Six Hundred Twelve and 03/100 ($171,612.03) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 6, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299999 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3149482 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 MORTGAGOR(S): Mary Ann Maughan and Daniel N. Maughan, wife and husband MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 17, 2005 Dakota County Recorder Document Number: 2331578 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5443 180th St W, Farmington, MN 55024-9280 Tax Parcel ID Number: 14-19500-08-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 8, Dakota County Estates, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,187.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

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�� to pay the debt�� secured by said mort�� MINNESOTA STATUTES, SECTION gage and taxes, if any, on said pre- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mises and the costs and disburse- OTHER THINGS, THAT THE MORTments, including attorney fees allowed GAGED PREMISES ARE IMPROVED by law, subject to redemption within WITH A RESIDENTIAL DWELLING OF six (6) months from the date of said LESS THAN FIVE UNITS, ARE NOT sale by the mortgagor(s), their per- PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E sonal representatives or assigns. If the Mortgage is not reinstated ABANDONED." Dated: September 20, 2012 under Minn. Stat. §580.30 or the propHSBC Bank USA, N.A., as Trustee erty is not redeemed under Minn. Stat. for the registered holders of §580.23, the Mortgagor must vacate Renaissance Home Equity Loan the property on or before 11:59 p.m. on Trust 2006-1. May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Sunday or legal holiday. Mortgagor(s) released from financial Mortgagee Canadian Pacific Plaza, obligation: NONE THIS COMMUNICATION IS FROM 120 South Sixth Street, Suite 1100 A DEBT COLLECTOR ATTEMPT- Minneapolis, MN 55402 ING TO COLLECT A DEBT. ANY Phone: 952-232-0052 INFORMATION OBTAINED WILL BE Our File No. 09MN00058-2 THIS IS A COMMUNICATION FROM USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF A DEBT COLLECTOR. THE DEBT AND IDENTITY OF THE A-4299067 09/20/2012, 09/27/2012, ORIGINAL CREDITOR WITHIN THE 10/04/2012, 10/11/2012, 10/18/2012, T I M E P R O V I D E D B Y L A W I S N O T 10/25/2012 3147895 9/20-10/25/12 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDINOTICE IS HEREBY GIVEN that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in the conditions 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G of the following described mortgage: DATE OF MORTGAGE: December 16, OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2005 ORIGINAL PRINCIPAL AMOUNT OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE: $137,200.00 MORTGAGOR(S): Shelley Randazzo, PROPERTY USED IN AGRICULTURAL a single person PRODUCTION, AND ARE ABANDONED. MORTGAGEE: Mortgage Electronic DATED: September 20, 2012 MORTGAGEE: Wells Fargo Bank, Registration Systems, Inc. as nominee for United Residential Mortgage, LLC, N.A. its successors and assigns Wilford, Geske & Cook P.A. DATE AND PLACE OF RECORDING: Attorneys for Mortgagee Recorded: January 06, 2006 Dakota 8425 Seasons Parkway, Suite 105 County Recorder Woodbury, MN 55125-4393 Document Number: 2395169 (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 024378F01 And assigned to: Nationstar Mort3155249 9/20-10/25/12 gage LLC Dated: August 30, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE Transaction Agent Mortgage IdentifiFORECLOSURE SALE THE RIGHT TO VERIFICATION OF cation Number: 100200900001008009 Lender or Broker: United ResidenTHE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE tial Mortgage, LLC Residential Mortgage Servicer: TIME PROVIDED BY LAW IS NOT Nationstar Mortgage LLC AFFECTED BY THIS ACTION. Mortgage Originator: Not Applicable NOTICE IS HEREBY GIVEN: That COUNTY IN WHICH PROPERTY IS default has occurred in the conditions LOCATED: Dakota of the following described mortgage: Property Address: 5301 206th St W, DATE OF MORTGAGE: March 14, Farmington, MN 55024-1469 2006 Tax Parcel ID Number: ORIGINAL PRINCIPAL AMOUNT OF 14-48703-05-131 MORTGAGE: $156,100.00 LEGAL DESCRIPTION OF PROPMORTGAGOR(S): Jerry G Claussen and Michelle M Claussen, husband and ERTY: Unit No. 131, CIC No. 319, a Condominium, Middle Creek Condowife MORTGAGEE: Mortgage Electronic minium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE Registration Systems, Inc. as nominee for Fidelity Mortgage of NY a division of D U E A S O F D A T E O F N O T I C E : $131,828.52 Delta Funding Corporation THAT all pre-foreclosure requireTRANSACTION AGENT: Mortgage ments have been complied with; that Electronic Registration Systems, Inc. no action or proceeding has been instiMIN#: 100076600000592661 SERVICER: Ocwen Loan Servicing, tuted at law or otherwise to recover the debt secured by said mortgage, or any LLC LENDER: Fidelity Mortgage of NY a part thereof; PURSUANT to the power of sale condivision of Delta Funding Corporation. DATE AND PLACE OF FILING: t a i n e d i n s a i d m o r t g a g e , t h e Dakota County Minnesota, Recorder , above-described property will be sold on April 24, 2006, as Document No. by the Sheriff of said county as follows: 2422784. DATE AND TIME OF SALE: NovemASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered ber 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County holders of Renaissance Home Equity Loan Trust 2006-1. Dated: October 7, Law Enforcement Center, 1580 High2008 , and recorded January 22, 2009 way 55, Lobby S-100, Hastings, Minnesota by Document No. 2631965 . L E G A L D E S C R I P T I O N O F P R O P - to pay the debt secured by said mortERTY: REAL PROPERTY IN DAKOTA gage and taxes, if any, on said preCOUNTY, MINNESOTA, DESCRIBED AS mises and the costs and disburseFOLLOWS: Lot 7, Block 2, Riverwood ments, including attorney fees allowed 2 N D a d d i t i o n , a c c o r d i n g t o t h e by law, subject to redemption within recorded Plat thereof, and situate to six (6) months from the date of said Dakota County, MInnesota. sale by the mortgagor(s), their perPROPERTY ADDRESS: 3120 Teal Ct, sonal representatives or assigns. Hastings, MN 55033 If the Mortgage is not reinstated PROPERTY I.D: 19-64376-02-070 under Minn. Stat. §580.30 or the propCOUNTY IN WHICH PROPERTY IS erty is not redeemed under Minn. Stat. LOCATED: Dakota §580.23, the Mortgagor must vacate THE AMOUNT CLAIMED TO BE DUE the property on or before 11:59 p.m. on ON THE MORTGAGE ON THE DATE OF May 28, 2013, or the next business day T H E N O T I C E : O n e H u n d r e d if May 28, 2013 falls on a Saturday, Eighty-Eight Thousand Six Hundred Sunday or legal holiday. Two and 70/100 ($188,602.70) Mortgagor(s) released from financial THAT no action or proceeding has obligation: NONE been instituted at law to recover the THIS COMMUNICATION IS FROM debt secured by said mortgage, or any A DEBT COLLECTOR ATTEMPTpart thereof; that there has been com- ING TO COLLECT A DEBT. ANY pliance with all pre-foreclosure notice INFORMATION OBTAINED WILL BE and acceleration requirements of said USED FOR THAT PURPOSE. mortgage, and/or applicable statutes; THE RIGHT TO VERIFICATION OF PURSUANT, to the power of sale con- THE DEBT AND IDENTITY OF THE tained in said mortgage, the above ORIGINAL CREDITOR WITHIN THE described property will be sold by the T I M E P R O V I D E D B Y L A W I S N O T Sheriff of said county as follows: AFFECTED BY THIS ACTION. DATE AND TIME OF SALE: 10:00 AM THE TIME ALLOWED BY LAW FOR on November 6, 2012 REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Sheriff`s M a i n THE MORTGAGOR'S PERSONAL REPOffice, Law Enforcement Center, 1580 RESENTATIVES OR ASSIGNS, MAY BE Highway 55, Hastings MN 55033-2343 REDUCED TO FIVE WEEKS IF A JUDIto pay the debt then secured by said CIAL ORDER IS ENTERED UNDER mortgage and taxes, if any actually MINNESOTA STATUTES, SECTION paid by the mortgagee, on the pre- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mises and the costs and disburse- OTHER THINGS, THAT THE MORTm e n t s a l l o w e d b y l a w . T h e t i m e GAGED PREMISES ARE IMPROVED allowed by law for redemption by said WITH A RESIDENTIAL DWELLING OF mortgagor(s), their personal represen- LESS THAN FIVE UNITS, ARE NOT tatives or assigns is 6.00 months from PROPERTY USED IN AGRICULTURAL the date of sale. If Mortgage is not PRODUCTION, AND ARE ABANDONED. reinstated under Minn. Stat. §580.30 DATED: October 11, 2012 or the property is not redeemed under ASSIGNEE OF MORTGAGEE: Minn. Stat. §580.23, the Mortgagor Nationstar Mortgage LLC must vacate the property on or before Wilford, Geske & Cook P.A. 11:59 p.m. on May 6, 2013, or the next Attorneys for Assignee of Mortgagee business day if May 6, 2013 falls on a 8425 Seasons Parkway, Suite 105 Saturday, Sunday or legal holiday. Woodbury, MN 55125-4393 "THE TIME ALLOWED BY LAW FOR (651) 209-3300 REDEMPTION BY THE MORTGAGOR, File Number: 026029F01 THE MORTGAGOR`S PERSONAL REP- 3173552 10/11-11/15/12 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,360.00 MORTGAGOR(S): Wendy L. Alexander, a single woman and Michael H. Maurer, a single man MORTGAGEE: Option One Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: December 26, 2006 Dakota County Recorder Document Number: 2484013 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3 Dated: November 12, 2009 Recorded: November 18, 2009 Dakota County Recorder Document Number: 2697482 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Option One Mortgage Corporation Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14398 Banyan Ln, Rosemount, MN 55068-4456 Tax Parcel ID Number: 341470004110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Bloomfield, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,690.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 19, 2013, or the next business day if April 19, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025339F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 19, 2012 at 10:00 AM has been postponed to November 07, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 12, 2012 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025339F01 3187350 10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 1999 MORTGAGOR: Ann L. McMillon f/k/a Ann L. Pozzini and Melvin McMillon, wife and husband. MORTGAGEE: C e n d a n t M o r t g a g e Corporation dba Burnet Home Loans. DATE AND PLACE OF RECORDING: Recorded March 22, 1999 Dakota County Recorder, Document No. 1589592. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: JPMorgan Chase Bank, National Association . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation dba Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8412 173RD Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 221707602020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Cherry Ridge Second Addition. Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE $107,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $12,286.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __December 6, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002902 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188471 10/18-11/22/12

PUBLIC NOTICE

Company. DATE AND PLACE OF RECORDING: Recorded November 19, 2004 Dakota County Recorder, Document No. 2268965. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor by merger to Chase Home Finance, LLC, s/b/m to Chase Manhattan Mortgage Corporation. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Trusted Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 12946 Nicollet Avenue South, Unit 102, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01300-16-560 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 102, 12946 Nicollet Avenue, Ridgeview Condominium Homes, Condominium File Number 15, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $61,903.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-12311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157791 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 MORTGAGOR(S): Diane M. Arnold, a unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 13, 2004 Dakota County Recorder Document Number: 2275229 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7066 159th St W, Apple Valley, MN 55124-5130 Tax Parcel ID Number: 01-11653-020-02

01 11653 020 02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Apple Ponds 4th Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,272.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018439F02 3155242 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,539.00 MORTGAGOR(S): Jessenia J. Berrios, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 29, 2010 Dakota County Registrar of Titles Document Number: T668468 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 01, 2012 Registered: May 15, 2012 Dakota County Registrar of Titles Document Number: T696350 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025500008931360 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 149784 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2030 Bluestone Ln, Eagan, MN 55122-2865 Tax Parcel ID Number: 10-16702-07-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 7 in Cedar Grove No. 3, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,260.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025995F01 3152508 9/20-10/25/12

PUBLIC NOTICE

redeemed under section 580.23 is 11:59 p.m. on May 09,2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 18, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-003507 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157349 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2008 MORTGAGOR: M a r k A . S c h n e i d e r and Deborah K, Schneider, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 2, 2008 Dakota County Recorder, Document No. 2625026. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0003464962-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 1 7 3 3 2 I t h a c a L a n e , L a k e v i l l e , MN 55044 T A X P A R C E L I . D . # : 22-13201-04-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Barrett Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,803.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

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WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-003022 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157307 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGOR: A n n E . B o r m a n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 13, 2007 Dakota County Recorder, Document No. 2530126. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0002096041-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5683 West 126th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015765103070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinecrest 2nd Addition, Dakota County, Minnesota0713 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $269,060.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004981 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188818 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 8 , 2004 MORTGAGOR: Christine M. Gnerer and Thomas N. Gnerer, wife and husband. MORTGAGEE: Long Beach Mortgage Company. DATE AND PLACE OF RECORDING: Recorded March 8, 2005 Dakota County Recorder, Document No. 2302453. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company,as Trustee for Long Beach Mortgage Loan Trust 2005-1 . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2604 East 121st Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 021825101090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1,Connelly Estates 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $320,864.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004757 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188807 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,005.00 MORTGAGOR(S): Steven K. Darnell, husband and Cynthia A. Darnell, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 11, 2009 Dakota County Recorder

County Recorder Document Number: 2642937 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: December 09, 2011 Recorded: March 20, 2012 Dakota County Recorder Document Number: 2856701 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402187427731 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4401 Braddock Trl, Eagan, MN 55123-1929 Tax Parcel ID Number: 10-45091-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Lexington Pointe Seventh Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,198.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023357F01 3153140 9/20-10/25/12

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,625.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,810.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-002955 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3155998 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Tod Michael Franklin and Michele Anne Franklin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GN Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489518 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: August 14, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500006322118 Lender or Broker: GN Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17415 Goodhue Ave, Lakeville, MN 55044-9535 Tax Parcel ID Number: 22-17052-03-170 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Three (3), Cherry Highlands Third, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $319,751.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

��

�� UNDER by law, subject�� to redemption within CIAL ORDER IS ENTERED six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTsonal representatives or assigns. If the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 May 02, 2013, or the next business day ASSIGNEE OF MORTGAGEE: if May 02, 2013 falls on a Saturday, BANK OF AMERICA, N.A. Sunday or legal holiday. Mortgagor(s) released from financial Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM 8425 Seasons Parkway, Suite 105 A DEBT COLLECTOR ATTEMPT- Woodbury, MN 55125-4393 ING TO COLLECT A DEBT. ANY (651) 209-3300 INFORMATION OBTAINED WILL BE File Number: 026037F01 3150732 9/20-10/25/12 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE NOTICE OF MORTGAGE TIME PROVIDED BY LAW IS NOT FORECLOSURE SALE AFFECTED BY THIS ACTION. THE RIGHT TO VERIFICATION THE TIME ALLOWED BY LAW FOR OF THE DEBT AND IDENTITY OF REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- THE ORIGINAL CREDITOR WITHIN RESENTATIVES OR ASSIGNS, MAY BE THE TIME PROVIDED BY LAW IS REDUCED TO FIVE WEEKS IF A JUDI- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in conditions of the following described mortgage: 582.032, DETERMINING, AMONG DATE OF MORTGAGE: J a n u a r y 7 , OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2008 MORTGAGOR: M a t t h e w G . N e l s o n WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT and Carrie J. Nelson, husband and wife. PROPERTY USED IN AGRICULTURAL MORTGAGEE: Mortgage Electronic PRODUCTION, AND ARE ABANDONED. Registration Systems, Inc. DATED: September 20, 2012 DATE AND PLACE OF RECORDING: ASSIGNEE OF MORTGAGEE: Recorded January 16, 2008 Dakota Nationstar Mortgage LLC County Recorder, Document No. Wilford, Geske & Cook P.A. 2566702. Attorneys for Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: 8425 Seasons Parkway, Suite 105 Assigned to: Green Tree Servicing Woodbury, MN 55125-4393 LLC. (651) 209-3300 TRANSACTION AGENT: Mortgage File Number: 025804F01 3155257 9/20-10/25/12 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1002812-1073602362-6 LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: Platinum Lending Corpodefault has occurred in the conditions ration RESIDENTIAL MORTGAGE SERof the following described mortgage: VICER: Green Tree Servicing LLC DATE OF MORTGAGE: July 02, 2009 MORTGAGED PROPERTY ADDRESS: ORIGINAL PRINCIPAL AMOUNT OF 3628 West 152nd Street, Rosemount, MORTGAGE: $322,800.00 MORTGAGOR(S): Brenda Lysholm, a MN 55068 T A X P A R C E L I . D . # : single person, Myron R Lysholm, and 34.54104.02.100 Julia L Lysholm, Husband and Wife LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Registration Systems, Inc. Lot 10, Block 2, O'Leary's Hills Fifth DATE AND PLACE OF RECORDING: Addition, Dakota County, Minnesota Recorded: July 15, 2009 Dakota COUNTY IN WHICH PROPERTY IS County Recorder LOCATED: Dakota Document Number: 2671463 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: A n d a s s i g n e d t o : B A N K O F MORTGAGE: $328,000.00 AMOUNT DUE AND CLAIMED TO BE AMERICA, N.A. DUE AS OF DATE OF NOTICE, INCLUDDated: May 12, 2012 R e c o r d e d : M a y 1 7 , 2 0 1 2 D a k o t a ING TAXES, IF ANY, PAID BY MORTGAGEE: $326,183.72 County Recorder That prior to the commencement of Document Number: 2868797 Transaction Agent: Mortgage Elec- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comtronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- plied with all notice requirements as cation Number: 1000255-0000167957-8 required by statute; That no action or Lender or Broker: Bank of America, proceeding has been instituted at law or otherwise to recover the debt N.A. Residential Mortgage Servicer: Bank secured by said mortgage, or any part thereof; of America, N.A. PURSUANT to the power of sale conMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above described property will be sold by the LOCATED: Dakota Property Address: 17630 Hemlock Sheriff of said county as follows: DATE AND TIME OF SALE: DecemAve, Lakeville, MN 55044-3908 T a x P a r c e l I D N u m b e r : ber 6 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law 22-57200-05-080 L E G A L D E S C R I P T I O N O F P R O P - Enforcement Center, 1580 Hwy 55, ERTY: Lot 8, Block 5, Pine Grove, Lobby #S-100, Hastings, MN according to the recorded plat thereof, to pay the debt then secured by said and situate in Dakota County, Minne- Mortgage, and taxes, if any, on said premises, and the costs and disbursesota AMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s D U E A S O F D A T E O F N O T I C E : allowed by law subject to redemption within six (6) months from the date of $320,953.82 THAT all pre-foreclosure require- said sale by the mortgagor(s), their ments have been complied with; that personal representatives or assigns no action or proceeding has been insti- unless reduced to Five (5) weeks under tuted at law or otherwise to recover the MN Stat. §580.07. TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any ERTY: If the real estate is an part thereof; owner-occupied, single-family dwellPURSUANT to the power of sale cont a i n e d i n s a i d m o r t g a g e , t h e ing, unless otherwise provided by law, above-described property will be sold the date on or before which the mortby the Sheriff of said county as fol- gagor(s) must vacate the property if the mortgage is not reinstated under seclows: DATE AND TIME OF SALE: Novem- tion 580.30 or the property is not redeemed under section 580.23 is ber 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County 11:59 p.m. on June 6, 2013 unless the Law Enforcement Center, 1580 High- redemption period is reduced to 5 way 55, Lobby S-100, Hastings, Minne- weeks under MN Stat. Secs. 580.07 or 582.032. sota MORTGAGOR(S) RELEASED FROM to pay the debt secured by said mortgage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: None "THE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns. If the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the prop- MINNESOTA STATUTES, SECTION erty is not redeemed under Minn. Stat. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G §580.23, the Mortgagor must vacate OTHER THINGS, THAT THE MORTthe property on or before 11:59 p.m. on GAGED PREMISES ARE IMPROVED May 02, 2013, or the next business day WITH A RESIDENTIAL DWELLING OF if May 02, 2013 falls on a Saturday, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Sunday or legal holiday. Mortgagor(s) released from financial P R O D U C T I O N , A N D A R E ABANDONED." obligation: NONE Dated: October 9, 2012 THIS COMMUNICATION IS FROM Green Tree Servicing LLC A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 8 - 12-005046 FC AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 10/18-11/22/12 THE MORTGAGOR'S PERSONAL REP- 3185019 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ��

PUBLIC NOTICE

�� Dakota �� Recorder, County No. 2365978. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 9, 2005 MORTGAGOR: Tommy Ngo and Le Ngo, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 22, 2005 Dakota County Recorder, Document No. 2391278. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000389-0001003586-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyager Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7241 Brittany Lane, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-73150-03-022 LEGAL DESCRIPTION OF PROPERTY: Unit no. 22, Condominium Number 118, Brittany Lane Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,881.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004874 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3187388 10/18-11/22/12

PUBLIC NOTICE

Document

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20842 North Jacquard Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221775001030 LEGAL DESCRIPTION OF PROPERTY: The North 80 feet of Lot 3, Block 1, Clay's Acres, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,166.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004588 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3165153 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 13, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Lot 112, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota STREET ADDRESS: 5157 148th Street West, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-20505-01-112 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 13, 2012, from Jodene M. Kipfer, title holder, to the Association, a Minnesota non-profit corporation, the amount of $14,409.75 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after September 13, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure require-

4. That all preforeclosure require ments have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. An Amended Notice of Lien evidencing the amount due was recorded on February 14, 2012, as Document No. 2849259 in the Dakota County Recorder's Office, which amends Notice of Lien filed on October 14, 2009 as Document No. 2690393. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 16th day of November, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 16, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 Diamond Path Villages/ Kipfer/08-7-845D) 3163777 9/27-11/1/12

PUBLIC NOTICE

Sheriff s Office, 1580 Highway 55 Hast ings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 05/09/2013 or the next business day if 05/09/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 9/27/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3158644 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 20, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Diffley Commons Homeowner’s Association (hereinafter the “Association”) which was recorded as Document No. 1022377 on January 10, 1997 in the office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. § 515B.3-116, covering the following property: Unit 22, Diffley Commons Condominium No. 107 Property Address: 1936 Glenfield Court Eagan, MN 55122 PID: 10-20450-04-022 2. Pursuant to said Declaration, there is claimed to be due and owing as of the date of this notice from the owner of said unit, The Secretary of Housing and Urban Development to the Association, a Minnesota non-profit corporation, the amount of $2,877.00 for unpaid association dues, attorneys fees and costs, plus any other such amounts that will accrue after the date of this notice for costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. The owner has not been released from its financial obligation to pay said amount. 5. The lien arises pursuant to the Declaration, describes above, Minn. Stat. §515B.3-116 and is further described in a Notice of Lien in favor of the Association recorded on September 6, 2011 as Document No. 2891860 in the Dakota County Recorder’s Office. 6. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. Sec. 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at 1580 Highway 55, Hastings, MN 55033 on November 15, 2012 at 10:00 am at public auction to the highest bidder, to p a y t h e a m o u n t t h e n d u e for s a i d assessments, together with the additional costs of foreclosure, including attorneys fees as allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, its personal representatives or assigns is six(6) months from date of sale. If the lien is not satisfied under Minn. Stat. § 580.23 or the property is not redeemed under Minn. Stat. § 580.23, the owner must vacate the property on or before 11:59p.m. on May 15, 2013 or the next business day if May 15, 2013 falls on a Saturday, Sunday or legal holiday. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 8. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPT-

FROM A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 9/20, 2012 Attorney for the Association: THE LAW OFFICE OF DAVID S. HOLMAN By: /s/ David S. Holman David S. Holman # 193628 201 W Travelers Trail Suite 225 Burnsville, MN 55337 952-895-1224 3160636 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Susan K. Roverud, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 27, 2007 Dakota County Recorder Document Number: 2540126 DATE AND PLACE OF REGISTERING: Registered: August 27, 2007 Dakota County Registrar of Titles Document Number: 616128 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: June 14, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000054979-7 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143264 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 673 Brockton Curv, Eagan, MN 55123-1678 Tax Parcel ID Number: 10.32990.05.180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Five (5), in Hills of Stonebridge, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,007.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022727F01 3166706 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 6 , 2006 MORTGAGOR: Keng Cee Yang and Pa M. Yang, husband and wife. MORTGAGEE: Postal Credit Union. DATE AND PLACE OF RECORDING: Recorded October 23, 2006 Dakota County Recorder, Document No. 2470212. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Postal Credit Union RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 8822 Branson Drive, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.11857.02.053 LEGAL DESCRIPTION OF PROPERTY: Unit No. 53, Common Interest Community No. 181, Rose Hill Villas, a Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,308.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-005515 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188656 10/18-11/22/12

PUBLIC NOTICE

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DATE AND PLACE OF RECORDING: Recorded December 22, 2005 Dakota County Recorder, Document No. 2391159. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500053161456 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Morgage Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 13124 Gable Lane, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-52016-02-028 LEGAL DESCRIPTION OF PROPERTY: Unit 28, Nordic Woods 17th Addition, CIC Number 158, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,596.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-001744 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3163942 9/27-11/1/12

PUBLIC NOTICE

Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1596 Ashbury Place, Eagan, MN 55122 TAX PARCEL I.D. #: 101435103030 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 3, Block 3 in Blackhawk Glen 2nd Addition, according to the recorded plat thereof lying South of the South line of the Northeast Quarter of the Southwest Quarter of Section 16, Township 27, Range 23, Dakota County, Minnesota. (Torrens cert 107837) AND Lot 3, Block 3, Blackhawk Glen 2nd Addition, Dakota County, Minnesota, Except that part lying South of the South line of the Northeast Quarter of the Southwest Quarter of Section 16, Township 27, Range 23. (Abstract) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,536.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002905 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3165078 9/27-11/1/12

PUBLIC NOTICE

Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20458 Kensfield Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 227139006105 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1105, CIC No. 340, Springbrook Condominiums, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,998.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001361 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3159941 9/27-11/1/12

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $87,703.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 1, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002632 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3163957 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 12, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Gardenview Place 1st, Dakota County, Minnesota STREET ADDRESS: 14338 Hickory Way, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-28950-01-260 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 12, 2012, from Scott Clark, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,247.60 for unpaid association dues, late fees, attorneys' fees and costs,plus any other such amounts that will accrue after September 12, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 20, 2012, as Document No. 2875483 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 16th day of November, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The

��

�� (6) months from the date �� of sale. The to pay th e d e b t s�� e c u�� red by said date and time to vacate the property is mortgage and taxes, if any, on said 11:59 p.m. on May 16, 2013, if the p r e m i s e s a n d t h e c o s t s a n d account is not reinstated or the owner disbursements, including attorney fees does not redeem from the foreclosure allowed by law, subject to redemption sale. within six (6) months from the date of REDEMPTION NOTICE said sale by the mortgagor(s), their T H E T I M E A L L O W E D B Y L A W personal representatives or assigns. FOR REDEMPTION BY THE MORTIf the Mortgage is not reinstated GAGOR, THE MORTGAGOR'S PER- u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e S O N A L R E P R E S E N T A T I V E S O R property is not redeemed under Minn. ASSIGNS, MAY BE REDUCED TO Stat. §580.23, the Mortgagor must F I V E W E E K S I F A J U D I C I A L vacate the property on or before 11:59 ORDER IS ENTERED UNDER MIN- p.m. on May 09, 2013, or the next N E S O T A S T A T U T E S , S E C T I O N business day if May 09, 2013 falls on a 582.032, DETERMINING, AMONG Saturday, Sunday or legal holiday. OTHER THINGS, THAT THE Mortgagor(s) released from financial M O R T G A G E D P R E M I S E S A R E obligation: NONE IMPROVED WITH A RESIDENTIAL THIS COMMUNICATION IS FROM DWELLING OF LESS THAN FIVE A DEBT COLLECTOR ATTEMPTING UNITS, ARE NOT PROPERTY USED T O C O L L E C T A D E B T . A N Y IN AGRICULTURAL PRODUCTION, INFORMATION OBTAINED WILL BE AND ARE ABANDONED. USED FOR THAT PURPOSE. 9. THIS IS A COMMUNICATION FROM THE RIGHT TO VERIFICATION OF A DEBT COLLECTOR ATTEMPTING TO THE DEBT AND IDENTITY OF THE COLLECT A DEBT. ANY INFORMA- ORIGINAL CREDITOR WITHIN THE TION OBTAINED WILL BE USED FOR T I M E P R O V I D E D B Y L A W I S N O T THAT PURPOSE. AFFECTED BY THIS ACTION. GARDENVIEW PLACE THE TIME ALLOWED BY LAW FOR ASSOCIATION REDEMPTION BY THE MORTGAGOR, Attorneys for Gardenview Place THE MORTGAGOR'S PERSONAL Association REPRESENTATIVES OR ASSIGNS, THOMSEN & NYBECK, P.A. MAY BE REDUCED TO FIVE WEEKS IF By: _________________ A JUDICIAL ORDER IS ENTERED Gretchen S. Schellhas (#195595) UNDER MINNESOTA STATUTES, 3600 American Blvd. West, Suite 400 SECTION 582.032, DETERMINING, Bloomington, Minnesota 55431 AMONG OTHER THINGS, THAT THE (952) 835-7000 MORTGAGED PREMISES ARE (Gardenview Place / Clark/ 12-7-303D) IMPROVED WITH A RESIDENTIAL 3163812 9/27-11/1/12 D W E L L I N G O F L E S S T H A N F I V E UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. NOTICE OF MORTGAGE DATED: September 27, 2012 FORECLOSURE SALE ASSIGNEE OF MORTGAGEE: NOTICE IS HEREBY GIVEN that Bank of America, N.A., successor default has occurred in the conditions by merger to BAC Home Loans of the following described mortgage: Servicing, LP, F/K/A Countrywide DATE OF MORTGAGE: August 25, Home Loans Servicing, LP 2008 Wilford, Geske & Cook P.A. ORIGINAL PRINCIPAL AMOUNT OF Attorneys for Assignee of Mortgagee MORTGAGE: $235,721.00 8425 Seasons Parkway, Suite 105 MORTGAGOR(S): Scott D Collings Woodbury, MN 55125-4393 and Julie A Hart-Collings, husband (651) 209-3300 and wife File Number: 026180F01 MORTGAGEE: Mortgage Electronic 3163767 9/27-11/1/12 Registration Systems, Inc. as nominee for Summit Mortgage Corporation, it successors and/or assigns DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Recorded: September 17, 2008 FORECLOSURE SALE Dakota County Recorder NOTICE IS HEREBY GIVEN that Document Number: 2613662 default has occurred in the conditions ASSIGNMENTS OF MORTGAGE: of the following described mortgage: And assigned to: BAC Home Loans DATE OF MORTGAGE: September Servicing, LP, fka Countrywide Home 06, 2006 Loans Servicing, LP ORIGINAL PRINCIPAL AMOUNT OF Dated: September 10, 2010 MORTGAGE: $66,000.00 Recorded: September 17, 2010 MORTGAGOR(S): Timothy Wayne Dakota County Recorder Kirchner and Robin J Kirchner, HusDocument Number: 2753237 band and Wife Transaction Agent: Mortgage ElecMORTGAGEE: Mortgage Electronic tronic Registration Systems, Inc. Registration Systems, Inc. Transaction Agent Mortgage IdentifiDATE AND PLACE OF RECORDING: cation Number: 100061907000058669 Recorded: September 19, 2006 Lender or Broker: Summit Mortgage Dakota County Recorder Corporation Document Number: 2462494 Residential Mortgage Servicer: Bank ASSIGNMENTS OF MORTGAGE: of America, N.A. And assigned to: DEUTSCHE BANK Mortgage Originator: Not Applicable NATIONAL TRUST COMPANY AS COUNTY IN WHICH PROPERTY IS TRUSTEE FOR THE CERTIFICATELOCATED: Dakota HOLDERS OF IMPAC SECURED Property Address: 20737 Akin Road A S S E T S C O R P . , M O R T G A G E W, Farmington, MN 55024-8024 PASS-THROUGH CERTIFICATES, T a x P a r c e l I D N u m b e r : SERIES 2006-4 14.02500.80.082 Dated: May 12, 2012 LEGAL DESCRIPTION OF PROPRecorded: June 17, 2012 Dakota ERTY: That part of the Northeast Quar- County Recorder ter of the Southeast Quarter of SecDocument Number: 2868790 tion 25, Township 114, Range 20, Transaction Agent: Mortgage Elecdescribed as follows: tronic Registration Systems, Inc. Commencing at a point on the North Transaction Agent Mortgage Identifil i n e o f s a i d N o r t h e a s t Q u a r t e r o f cation Number: 100024200014107342 Southeast Quarter a distance of 1034.7 Lender or Broker: American Brokers feet West of the Northeast corner Conduit thereof; thence South 34 degrees 58 Residential Mortgage Servicer: Bank minutes 00 seconds East 890.65 feet; of America, N.A. thence South 25 degrees 31 minutes Mortgage Originator: Not Applicable 00 seconds East 379.55 feet to the COUNTY IN WHICH PROPERTY IS actual p oint of beginning; t h e n c e LOCATED: Dakota South 64 degrees 34 minutes 00 secProperty Address: 918 Hall Ave, West onds West 290.4 feet; thence South 25 Saint Paul, MN 55118-1418 degrees 31 minutes 00 seconds East to Tax Parcel ID Number: the south line of said Northeast Quar- 42-48700-00-040 ter of the Southeast Quarter; thence LEGAL DESCRIPTION OF PROPeast along said south line to the cen- ERTY: The South 80 feet of Lots 1 terline of C.S.A.H. No. 31; thence through 4 in Minea & Schneemann's northwesterly along said centerline to Re-arrangement of Block No. 35, Jackthe point of beginning. son & Bidwell's Addition to West Saint Lying southerly of the following Paul, which includes the North 7 1/2 described line: feet of the vacated alley adjacent Commencing at a point on the North thereto, according to the recorded plat l i n e o f s a i d N o r t h e a s t Q u a r t e r o f thereof, and situate in Dakota County, Southeast Quarter a distance of 1034.7 Minnesota feet West of the Northeast corner AMOUNT DUE AND CLAIMED TO BE thereof; thence South 34 degrees 58 D U E A S O F D A T E O F N O T I C E : minutes 00 seconds East 890.65 feet; $66,666.56 thence South 25 degrees 31 minutes THAT all pre-foreclosure require00 seconds east 379.55 feet; thence ments have been complied with; that S o u t h 6 4 d e g r e e s 3 4 m i n u t e s 0 0 no action or proceeding has been instiseconds West 290.4 feet; thence South tuted at law or otherwise to recover the 25 degrees 31 minutes 00 seconds debt secured by said mortgage, or any East a distance of 74.86 feet to the part thereof; beginning of the line to be described; PURSUANT to the power of sale conthence North 73 degrees 31 minutes t a i n e d i n s a i d m o r t g a g e , t h e 56 seconds East to the centerline of above-described property will be sold C.S.A.H. No. 31 and said line there by the Sheriff of said county as folterminating. lows: AMOUNT DUE AND CLAIMED TO BE DATE AND TIME OF SALE: NovemD U E A S O F D A T E O F N O T I C E : ber 09, 2012 at 10:00 AM $292,318.51 PLACE OF SALE: Dakota County T H A T a l l p r e - f o r e c l o s u r e Law Enforcement Center, 1580 Highrequirements have been complied with; way 55, Lobby S-100, Hastings, Minnethat no action or proceeding has been sota i n s t i t u t e d a t l a w o r o t h e r w i s e t o to pay the debt secured by said mortr e c o v e r t h e d e b t s e c u r e d b y s a i d gage and taxes, if any, on said premortgage, or any part thereof; mises and the costs and disburseP U R S U A N T t o t h e p o w e r o f s a l e ments, including attorney fees allowed c o n t a i n e d i n s a i d m o r t g a g e , t h e by law, subject to redemption within above-described property will be sold six (6) months from the date of said b y t h e S h e r i f f o f s a i d c o u n t y a s sale by the mortgagor(s), their perfollows: sonal representatives or assigns. DATE AND TIME OF SALE: If the Mortgage is not reinstated November 09, 2012 at 10:00 AM under Minn. Stat. §580.30 or the propPLACE OF SALE: Dakota County erty is not redeemed under Minn. Stat. L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 §580.23, the Mortgagor must vacate Highway 55, Lobby S-100, Hastings, the property on or before 11:59 p.m. on Minnesota t o p a y t h e d e b t s e c u r e d b y s a i d ��

PUBLIC NOTICE

�� REDEMPTION �� BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP�� the property on or before 11:59 p.m. on May 09, 2013, or the next business day if May 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 27, 2012 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026125F01 3162486 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 MORTGAGOR(S): William K. Harrison and Amy A. Harrison, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder Document Number: 2319738 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB2 Dated: May 24, 2011 Recorded: July 07, 2011 Dakota County Recorder Document Number: 2808547 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400003893086 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17417 Hummingbird Ave, Lakeville, MN 55044-7470 Tax Parcel ID Number: 22-33312-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Homestead Creek East 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,099.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026245F01 3171271 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008. MORTGAGOR(S): Just Kidding Around Daycare and Preschool, Inc., a Minnesota corporation. MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed February 14, 2008, Dakota County Recorder, as Document No. 2572406. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated February 8, 2008, filed for record April 29, 2009, as Document No. 2653418, and re-recorded on June 22, 2009, as Document No. 2665777. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 5089 208th Street, Farmington, MN, 55024. TAX PARCEL I.D. NO.: 14-25855-01-020. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Farmington Industrial Park 208th Street Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $438,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $429,445.11. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. Dated: October 5, 2012. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 3179031 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,900.00 MORTGAGOR(S): Valerie J. Stading, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for PHH Home Loans, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 17, 2007 Dakota County Recorder Document Number: 2544339 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: November 02, 2011 Recorded: November 15, 2011 Dakota County Recorder Document Number: 2830746 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000450134899 Lender or Broker: PHH Home Loans, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1569 Clemson Dr, Eagan, MN 55122-4805 Tax Parcel ID Number: 10-75951-02-340 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 2, Thomas Lake Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,002.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026243F01 3171264 10/4-11/8/12

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Lot Three (3), Block Two (2), Marion Village Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,343.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _May 29, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2012 Fidelity Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 62 - 12-003750 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3172948 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE You are notified that: 1. Default has occurred in the conditions of the Multifamily Mortgage, Assignment of Leases and Rents, Security Agreement and Fixture Financing Statement, dated May 31, 2007, executed by THE JOHNSON MANAGEMENT COMPANY, a Minnesota general partnership, JOHNSON MANAGEMENT COMPANY II, LLC, a Minnesota limited liability company, and BURNINGHAM 324, LLC, a Minnesota limited liability company, as Mortgagors, to Wells Fargo Bank, N.A., a national association, as Mortgagee, recorded in the office of the County Recorder in and for Dakota County, Minnesota on June 4, 2007 as Document No. 2521579, assigned to Federal Home Loan Mortgage Corporation, a United States of America corporation, by Assignment of Security Instrument, dated May 31, 2007, recorded in the office of said County Recorder on June 4, 2007 as Document No. 2521580, and amended by Amendment No. 1 to Multifamily Mortgage, Assignment of Rents, Security Agreement and Fixture Financing Statement, dated as of July 25, 2007, recorded in the office of said County Recorder on August 17, 2007 as Document No. 2538088 (as so assigned and amended, the "Mortgage"). 2. The original principal amount secured by the Mortgage was Eighteen Million Seven Hundred Thousand and no/100 Dollars ($18,700,000.00). 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with any conditions precedent to acceleration of the debt secured by, and foreclosure of, the Mortgage, and any notice and other requirements of any applicable statutes. 5. At the date of this Notice, the amount due on the Mortgage is Nineteen Million Two Hundred Twenty-six Thousand Seven Hundred Twelve and 75/100ths Dollars ($19,226,712.75). 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed and the real and personal property described as follows:

property described as follows: Lots 1 and 3, Block 1, Burningham Replat, Dakota County, Minnesota; TOGETHER WITH the fixtures and personal property described in the Mortgage and in the Financing Statement recorded in the office of said County Recorder on June 4, 2007 as Document No. 2521581, and in the Financing Statement filed in the office of the Secretary of State of the State of Minnesota on June 8, 2007 as File No. 200717099071; will be sold by the Sheriff of Dakota County, Minnesota at public auction on November 28, 2012, at 10:00 a.m., at the Sheriff's Main Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S100, Hastings, Minnesota 55033. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors, their successors or assigns, is six (6) months after the date of sale. 8. No Mortgagor has been released from financial obligation on the Mortgage. Dated: September 25, 2012. Federal Home Loan Mortgage Corporation Assignee of Mortgagee Timothy L. Gustin Jeffrey L. Watson Beth A. Gliedman Attorneys for Assignee of Mortgagee 4800 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402-4129 (612) 877-5000 3172244 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,500.00 MORTGAGOR(S): Jose T. Ortega and Sabina Franco Cortes, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder Document Number: 2319623 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB1 Dated: February 13, 2012 Recorded: February 23, 2012 Dakota County Recorder Document Number: 2851253 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700048896027 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1031 Ohio St, Saint Paul, MN 55118-1227 Tax Parcel ID Number: 42-66750-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block One (1) of Schmalzbauer's Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,031.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026165F01 3167382 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,079.00 MORTGAGOR(S): Ruth G Blondin, a Single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for M&I Marshall & Ilsley Bank, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 18, 2009 Dakota County Recorder Document Number: 2697181 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Dated: September 06, 2011 Recorded: September 19, 2011 Dakota County Recorder Document Number: 2820049 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003074-0035371130-2 Lender or Broker: M&I Marshall & Ilsley Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17168 Gannon Way W, Rosemount, MN 55068-5136 Tax Parcel ID Number: 22.16703.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Cedar Highlands 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $257,810.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2013, or the next business day if May 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 18, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026274F01 3187870 10/18-11/22/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2002 MORTGAGOR: Kevin P. Tierney and Michelle L. Tierney, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 4, 2002 Dakota County Recorder, Document No. 1967833. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100148610000200821 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Instafi.com RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13218 James Avenue South, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-18550-02-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Crosstown Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $119,717.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-3411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188514 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): William S. Zarbok and Amy C. Zarbok, husband and wife MORTGAGEE: Wells Federal Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2443118 LOAN MODIFICATION: Dated: May 21, 2010

Dated: May 21, 2010 Recorded: July 08, 2010 Document Number: 2739428 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Federal Bank, FSB Residential Mortgage Servicer: Wells Federal Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18002 Chippendale Ave , Farmington, MN 55024-9677 Tax Parcel ID Number: 12-01700-27-017 LEGAL DESCRIPTION OF PROPERTY: The West 234.38 feet of the West 550.00 feet of the North 262.00 feet of the Northwest Quarter of the Northwest Quarter of Section 17, Township 114, Range 19, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,856.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 MORTGAGEE: Wells Federal Bank, formerly known as Wells Federal Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025774F02 3168470 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2012 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated April 14, 2005, executed by BEPCO, LLC, a Minnesota limited liability company, as Mortgagor, to Thrivent Financial Bank, a federal savings bank, as Mortgagee, and filed for record April 22, 2005, as Document Number: 2315303, in the Office of the County Recorder, Dakota County, Minnesota, which Mortgage has been amended from time to time, most recently by the Third Amendment of Promissory Note and Real Estate Mortgage dated August 5, 2011, and filed for record on September 27, 2011, as Document Number 2821387, in the office of the County Recorder of Dakota County, Minnesota. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. There is no transaction agent for this Mortgage. 4. There is no transaction agent's mortgage identification number identified in the Mortgage. 5. There is no residential mortgage servicer for this Mortgage. 6. The original principal amount secured by the Mortgage was: Three Hundred Fifty-Five Thousand and 00/100ths ($355,000.00) Dollars. 7. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 8. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclo-

secured by the Mortgage and foreclo sure of the Mortgage, and all notice and other requirements of applicable statutes, including all pre-foreclosure requirements, if applicable. 9. At the date of this notice the amount due and claimed to be due on the Mortgage, including taxes, if any, paid by the Mortgagee is: Three Hundred Thirty-One Thousand Nine Hundred Twenty-Seven and 23/100ths Dollars ($331,927.23). 10. T h e p h y s i c a l a d d r e s s o f t he mortgaged premises is: 120 and 122 2nd Street E. Hastings, Minnesota 55033. 11. The Property Tax Identification Number of the mortgaged premises is: 19-32150-13-012 and 19-32150-13-010. 12. Pursuant to the power of sale in the Mortgage, the Mortgage will be f o r e c l o s e d , a n d t h e r e a l p r o p e r ty legally described as follows: The East 1/2 of the West 2/3 of Lot 1, Block 13, Town of Hastings, Dakota County, Minnesota and The North 80 feet 2 1⁄2 inches of the East 1/3 of Lot 1, Block 13, Town of Hastings, Dakota County, Minnesota (the "Property") will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on Tuesday, November 20, 2012, at 10:00 a.m., at the Dakota County Sheriff's Office, Civil Division, 1580 Highway 55, Hastings, Minnesota, 55033. 13. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statute 582.32, subd. 9, beginning after the expiration of the Mortgagor's redemption period. 14. U n l e s s t h e M o r t g a g e i s reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 20, 2013. 15. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THE FOLLOWING PAGE IS THE SIGNATURE PAGE FOR THE NOTICE OF MORTGAGE FORECLOSURE SALE. Attorney for Mortgagee: JENSEN SONDRALL & PERSELLIN, P.A. By: /s/ Stacy A. Woods Stacy A. Woods, #261658 8525 Edinbrook Crossing, Suite 201 Brooklyn Park, MN 55443 (763) 424-8811 Mortgagee: THRIVENT FINANCIAL BANK, a federal savings bank By: /s/ Timothy Knutzen Its: Assistant V.P. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. THIS IS THE SIGNATURE PAGE FOR THE NOTICE OF MORTGAGE FORECLOSURE SALE. 3168485 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,735.00 MORTGAGOR(S): Adib N Akale, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Marketplace Home Mortgage, LLC DATE AND PLACE OF REGISTERING: Registered: November 19, 2009 Dakota County Registrar of Titles Document Number: T654227 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: August 13, 2012 Registered: August 17, 2012 Dakota County Registrar of Titles Document Number: T701283 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002491-2000022369-8 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147922 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4684 Lenore Ln, Eagan, MN 55122-3619 Tax Parcel ID Number: 10-63983-12-010 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Twelve (12), in Ridgecliffe Fourth Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,825.03 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025921F01 3166782 10/4-11/8/12

PUBLIC NOTICE

��

�� 582.032. �� Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: NovemFINANCIAL OBLIGATION ON MORTber 27, 2012 at 10:00 a.m. PLACE OF SALE: Dakota County GAGE: None "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of REDEMPTION BY THE MORTGAGOR, Hastings, County of Dakota, State of THE MORTGAGOR'S PERSONAL REPMinnesota. RESENTATIVES OR ASSIGNS, MAY BE to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDImortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys’ fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns. If LESS THAN FIVE UNITS, ARE NOT the Mortgage is not reinstated under PROPERTY USED IN AGRICULTURAL Minn. Stat. §580.30, the property is not P R O D U C T I O N , A N D A R E redeemed under Minn. Stat. §580.23, ABANDONED." Dated: September 28, 2012 or the redemption period is not Flagstar Bank, FSB reduced under Minn. Stat. §582.032, Mortgagee/Assignee of Mortgagee the Mortgagor must vacate the property on or before 11:59 p.m. on May 27, USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2013, or the next business day if May Attorneys for Mortgagee/Assignee of 27, 2013 falls on a Saturday, Sunday or Mortgagee 4500 Park Glen Road #300 legal holiday. M O R T G A G O R ( S ) R E L E A S E D Minneapolis, MN 55416 FROM FINANCIAL OBLIGATION ON (952) 925-6888 92 - 12-004973 FC MORTGAGE: NONE. “THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 10/11-11/15/12 THE MORTGAGOR'S PERSONAL REP- 3180540 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG NOTICE IS HEREBY GIVEN, that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: August 2, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 2007. MORTGAGOR(S): Juette P. Holseth P R O D U C T I O N A N D A R E and Patrick M. Holseth, wife and husABANDONED.” band. Dated: September 18, 2012 MORTGAGEE: Peoples Bank of GREEN TREE SERVICING LLC, Commerce, a Minnesota banking corAssignee poration. /s/ Peter B. Tiede DATE AND PLACE OF RECORDING: PETER B. TIEDE -forFiled August 31, 2007, Dakota County Atty. I.D. #245094 Recorder, as Document No. 2541359. MURNANE BRANDT ASSIGNMENT(S) OF MORTGAGE: Attorneys for Assignee NA. 30 East Seventh Street, Suite 3200 The land described in said mortgage St. Paul, Minnesota 55101 is not registered land. Telephone (651) 227-9411 MORTGAGE HOLDER (as defined in THIS IS A COMMUNICATION FROM section 58.02): A DEBT COLLECTOR. Transaction Agent: NA. 3158667 10/4-11/8/12 Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Peoples Bank of Commerce. NOTICE OF MORTGAGE Residential Mortgage Servicer: NA. FORECLOSURE SALE MORTGAGE ORIGINATOR (as defined THE RIGHT TO VERIFICATION in section 58.02): Peoples Bank of OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Commerce. MORTGAGED PROPERTY ADDRESS: THE TIME PROVIDED BY LAW IS 1625 Robert Street South and 66 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Wentworth Avenue East, West St. Paul, default has occurred in conditions of Minnesota, 55118. the following described mortgage: TAX PARCEL I.D. NO.: DATE OF MORTGAGE: June 3, 2011 42-02000-54-050; 42-02000-54-030. MORTGAGOR: Sunika Loth, unmarLEGAL DESCRIPTION OF PROPried woman and Wachira Loth, a mar- ERTY: Parcel 1: The North 180 feet of ried man. the West 160 feet of the East 483.4 feet MORTGAGEE: Mortgage Electronic of the Northeast 1⁄4 of the Northwest 1⁄4 Registration Systems, Inc. . of the Southwest 1⁄4 of Section 20, DATE AND PLACE OF RECORDING: T o w n s h i p 2 8 , R a n g e 2 2 , D a k o t a Recorded June 10, 2011 Dakota County, Minnesota, except the North C o u n t y R e c o r d e r , D o c u m e n t N o . 30 feet thereof and except the West 18.4 feet thereof. 2804672. Parcel 2: The South 165 feet of the ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. North 345 feet of the East 465 feet of TRANSACTION AGENT: Mortgage the Northwest 1⁄4 of the Southwest 1⁄4 of Electronic Registration Systems, Inc. Section 20, Township 28, Range 22, T R A N S A C T I O N A G E N T ' S M O R T - Dakota County, Minnesota; GAGE IDENTIFICATION NUMBER ON together with (I) all buildings and MORTGAGE: 100052550321345117 improvements located on the property, LENDER OR BROKER AND MORT- (II) all machinery, equipment, fixtures, G A G E O R I G I N A T O R S T A T E D O N business assets, personal property MORTGAGE: Lendsmart Mortgage LLC located on the property, and (III) fixR E S I D E N T I A L M O R T G A G E S E R - tures appurtenant thereto owned by the mortgagor(s) and used in connecVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: tion with the operation and occupancy 16978 Galleon Circle, Lakeville, MN thereof. 55044 COUNTY IN WHICH PROPERTY IS TAX PARCEL I.D. #: 221853003020 LOCATED: Dakota. LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $625,000.00. AMOUNT CLAIMED TO BE DUE ON Lot 2, Block 3, Creekside Village COUNTY IN WHICH PROPERTY IS THE MORTGAGE ON THE DATE OF LOCATED: Dakota THIS NOTICE: $600,599.55. ORIGINAL PRINCIPAL AMOUNT OF The holder of the mortgage has comMORTGAGE: $196,950.00 plied with all conditions precedent to AMOUNT DUE AND CLAIMED TO BE acceleration of the debt secured by the DUE AS OF DATE OF NOTICE, INCLUD- mortgage and foreclosure of the mortING TAXES, IF ANY, PAID BY MORT- gage and all notice and other requireGAGEE: $198,519.70 ments of applicable statutes. That no That prior to the commencement of action or proceeding has been instithis mortgage foreclosure proceeding tuted at law or otherwise to recover the Mortgagee/Assignee of Mortgagee com- debt secured by said mortgage, or any plied with all notice requirements as part thereof. required by statute; That no action or PURSUANT to the power of sale conproceeding has been instituted at law tained in said mortgage, the above o r o t h e r w i s e t o r e c o v e r t h e d e b t described property will be sold by the secured by said mortgage, or any part Sheriff of said county as follows: thereof; DATE AND TIME OF SALE: DecemPURSUANT to the power of sale con- ber 6, 2012 at 10:00 a.m. tained in said mortgage, the above PLACE OF SALE: Sheriff's main described property will be sold by the o f f i c e i n t h e D a k o t a C o u n t y L a w Sheriff of said county as follows: Enforcement Center, 1580 Highway 55, DATE AND TIME OF SALE: Novem- Lobby #S-100, in the City of Hastings, ber 29, 2012 at 10:00 AM County of Dakota, State of Minnesota. PLACE OF SALE:Sheriff's Office, Law to pay the debt then secured by said Enforcement Center, 1580 Hwy 55, mortgage, and taxes, if any, on said Lobby #S-100, Hastings, MN premises, and the costs and disburseto pay the debt then secured by said m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgage, and taxes, if any, on said allowed by law subject to redemption premises, and the costs and disburse- within six (6) months from the date of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s said sale by the mortgagor(s), their allowed by law subject to redemption personal representatives or assigns. within six (6) months from the date of MORTGAGOR(S) RELEASED FROM said sale by the mortgagor(s), their FINANCIAL OBLIGATION ON MORTpersonal representatives or assigns GAGE: Patrick M. Holseth. unless reduced to Five (5) weeks under Dated: October 15, 2012. MN Stat. §580.07. PEOPLES BANK OF COMMERCE, TIME AND DATE TO VACATE PROPMortgagee E R T Y : I f t h e r e a l e s t a t e i s a n /s/ Jodie L. Grabarski owner-occupied, single-family dwell- JODIE L. GRABARSKI -foring, unless otherwise provided by law, Atty. I.D. #277125 the date on or before which the mort- MURNANE BRANDT gagor(s) must vacate the property if the Attorneys for Mortgagee mortgage is not reinstated under sec- 30 East Seventh Street, Suite 3200 tion 580.30 or the property is not St. Paul, Minnesota 55101 redeemed under section 580.23 is Telephone (651) 227-9411 11:59 p.m. on May 29, 2013 unless the 1504044 redemption period is reduced to 5 3187544 10/18-11/22/12 weeks under MN Stat. Secs. 580.07 or �� 582.032.

PUBLIC NOTICE

�� DATE AND�� PLACE OF RECORDING: Filed August 28, 2003, Dakota ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 15, 2006 MORTGAGOR: Bryon J. Suski and Joy M. Suski, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed November 6, 2006, Dakota County Registrar of Titles, Document No. 600350 on Certificate of Title No. 141222. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038900010059074 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyager Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1331 16th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-19500-02-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,340.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,491.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003444 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188413 10/18-11/22/12

PUBLIC NOTICE

County Registrar of Titles, Document No. 0512215 on Certificate of Title No. 129080. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4611 Lenore Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.63980.10.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 10, in Ridgecliffe First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,659.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004554 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180575 10/11-11/15/12

PUBLIC NOTICE

tion MORTGAGED PROPERTY ADDRESS: 5536 Upper 183RD Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-75600-03-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Terra Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,237.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3243 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3179010 10/11-11/15/12

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve(12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-005502 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180568 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Tsitsi Magaya, a single woman and Ngoma Hantuba, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GWP Mortgage, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2460239 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: September 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000312-0540755344-1 Lender or Broker: GWP Mortgage Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17294 Greentree Path, Lakeville, MN 55044-7412 Tax Parcel ID Number: 22-67505-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Shady Oak Shores 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $288,238.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 28, 2013, or the next business day if May 28, 2013 falls on a Saturday,

if May 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026080F01 3178079 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2009 MORTGAGOR: Kathleen R. Bowen, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 5, 2009 Dakota County Recorder, Document No. 2676105. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969618141363 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation Georgia RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 1780 Meadowlark Road, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.32950.03.009 LEGAL DESCRIPTION OF PROPERTY: Unit 11780, CIC No. 142, Meadowlark Ridge Townhomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,536.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $178,348.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 4, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Branch Banking and Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 108 - 12-002441 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180531 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,200.00 MORTGAGOR(S): Christine Johnson, single and Robert Johnson and Amy Johnson, married to eachother MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC, DBA the lending center TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100195910004510676 SERVICER: Ocwen Loan Servicing, LLC LENDER: First NLC Financial Services, LLC, DBA the lending center. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , recorded by Court Order on March 15, 2010, as Document No. T 659136. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of First NLC Trust 2007-1 Mortgage-Backed Certificates, Series 2007-1 Dated: June 12, 2012 , and recorded June 27, 2012 by Document No. T698531 . LEGAL DESCRIPTION OF PROPERTY: Lot 11 except the South 97 feet, and the East 20 feet of Lot 12 except the South 97 feet of Lot 12, all in Block 5, Gilbert Heights, according to the recorded plat thereof, Dakota County, Minnesota. PROPERTY ADDRESS: 1521 Christensen Avenue, Saint Paul, MN 55118 PROPERTY I.D: 42-30000-05-121 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-One Thousand Two Hundred Fifty-Three and 27/100 ($231,253.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 27, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 27, 2013, or the next business day if May 27, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 HSBC Bank USA, N.A., as Trustee for the registered holders of First N L C T r u s t 2 0 0 7 - 1 Mortgage-Backed Certificates, Series 2007-1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 11MN00531-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4308767 10/11/2012, 10/18/2012, 10/25/2012, 11/01/2012, 11/08/2012, 11/15/2012 3170256 10/11-11/15/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/22/2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $305,000.00 MORTGAGOR(S): Patrick D. Weir and Laurie L. Weir, husband and wife as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 12/12/2006 as Document Number 2481302 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 22-64452-02-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Rock Ridge Third Addition, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 9741 172nd Street West, Lakeville, MN 55044 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $310,700.55 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 11/30/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 05/30/2013, or the next business day if 05/30/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/18/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3188365 10/18-11/22/12

PUBLIC NOTICE

2496327. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001464-0125800830-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17402 Harding Lane, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.17153.04.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Cherrywood Heights, 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,558.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004398 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180597 10/11-11/15/12

PUBLIC NOTICE

Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,450.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003602 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180585 10/11-11/15/12

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 12, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 11, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002125 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 21, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 11, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002125 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3185430 10/18/12

PUBLIC NOTICE

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�� Mortgage �� proceeding has�� been instituted at law MORTGAGE: Freedom Cor o r o t h e r w i s e t o r e c o v e r t h e d e b t poration RESIDENTIAL MORTGAGE SERsecured by said mortgage, or any part VICER: JPMorgan Chase Bank, thereof; P U R S U A N T t o t h e p o w e r o f s a l e National Association MORTGAGED PROPERTY ADDRESS: contained in said mortgage, the above described property will be sold by the 7678 172nd Street West, Lakeville, MN 55044 Sheriff of said county as follows: TAX PARCEL I.D. #: 226750403060 DATE AND TIME OF SALE: May 11, LEGAL DESCRIPTION OF PROP2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law ERTY: LOT 6, BLOCK 3, SHADY OAK Enforcement Center, 1580 Hwy 55, SHORES 5TH ADDITION, DAKOTA Lobby #S-100, Hastings, MN to pay the debt then secured by said COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said p r e m i s e s , a n d t h e c o s t s a n d LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF disbursements, including attorneys' f e e s a l l o w e d b y l a w s u b j e c t t o MORTGAGE: $258,838.00 AMOUNT DUE AND CLAIMED TO BE redemption within six (6) months from t h e d a t e o f s a i d s a l e b y t h e DUE AS OF DATE OF NOTICE, INCLUDmortgagor(s), their personal represen- ING TAXES, IF ANY, PAID BY MORTtatives or assigns unless reduced to GAGEE: $279,275.27 Five (5) weeks under MN Stat. §580.07. That prior to the commencement of T I M E A N D D A T E T O V A C A T E this mortgage foreclosure proceeding PROPERTY: If the real estate is an Mortgagee/Assignee of Mortgagee comowner-occupied, single-family dwell- plied with all notice requirements as ing, unless otherwise provided by law, required by statute; That no action or t h e d a t e o n o r b e f o r e w h i c h t h e proceeding has been instituted at law mortgagor(s) must vacate the property o r o t h e r w i s e t o r e c o v e r t h e d e b t if the mortgage is not reinstated under secured by said mortgage, or any part section 580.30 or the property is not thereof; PURSUANT to the power of sale redeemed under section 580.23 is 11:59 p.m. on November 12, 2012, contained in said mortgage, the above u n l e s s t h e r e d e m p t i o n p e r i o d i s described property will be sold by the reduced to 5 weeks under MN Stat. Sheriff of said county as follows: DATE AND TIME OF SALE: SepSecs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM tember 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law FINANCIAL OBLIGATION ON Enforcement Center, 1580 Hwy 55, MORTGAGE: None "THE TIME ALLOWED BY LAW FOR Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said T H E M O R T G A G O R ' S P E R S O N A L Mortgage, and taxes, if any, on said REPRESENTATIVES OR ASSIGNS, premises, and the costs and disburseMAY BE REDUCED TO FIVE WEEKS IF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s A J U D I C I A L O R D E R I S E N T E R E D allowed by law subject to redemption U N D E R M I N N E S O T A S T A T U T E S , within six (6) months from the date of SECTION 582.032, DETERMINING, said sale by the mortgagor(s), their AMONG OTHER THINGS, THAT THE personal representatives or assigns M O R T G A G E D P R E M I S E S A R E unless reduced to Five (5) weeks under I M P R O V E D W I T H A R E S I D E N T I A L MN Stat. §580.07. DWELLING OF LESS THAN FIVE TIME AND DATE TO VACATE UNITS, ARE NOT PROPERTY USED IN PROPERTY: If the real estate is an AGRICULTURAL PRODUCTION, AND o w n e r - o c c u p i e d , s i n g l e - f a m i l y ARE ABANDONED." dwelling, unless otherwise provided by law, the date on or before which the Dated: March 19, 2012. JPMorgan Chase Bank, National mortgagor(s) must vacate the property Association if the mortgage is not reinstated under Mortgagee/Assignee of Mortgagee section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of 11:59 p.m. on March 11, 2013, unless Mortgagee the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 4500 Park Glen Road #300 Minneapolis, MN 55416 582.032. (952) 925-6888 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON 30-11525 THIS IS A COMMUNICATION FROM MORTGAGE: None "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. REDEMPTION BY THE MORTGAGOR, NOTICE OF POSTPONEMENT OF THE MORTGAGOR'S PERSONAL MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f REPRESENTATIVES OR ASSIGNS, M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e MAY BE REDUCED TO FIVE WEEKS IF f o r e g o i n g f o r e c l o s u r e s a l e i s A JUDICIAL ORDER IS ENTERED postponed until July 13, 2012 at 10:00 U N D E R M I N N E S O T A S T A T U T E S , A M a t t h e S h e r i f f ' s O f f i c e , L a w SECTION 582.032, DETERMINING, Enforcement Center, 1580 Hwy 55, AMONG OTHER THINGS, THAT THE Lobby #S-100, Hastings, MN, in said M O R T G A G E D P R E M I S E S A R E county and state. IMPROVED WITH A RESIDENTIAL Dated: May 14, 2012 DWELLING OF LESS THAN FIVE JPMorgan Chase Bank, National UNITS, ARE NOT PROPERTY USED IN Association AGRICULTURAL PRODUCTION, AND Mortgagee/Assignee of Mortgagee ARE ABANDONED." Dated: July 5, 2012 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of JPMorgan Chase Bank, National Mortgagee Association 4500 Park Glen Road #300 Mortgagee/Assignee of Mortgagee Minneapolis, MN 55416 USSET, WEINGARDEN AND LIEBO, P.L.L.P. (952) 925-6888 Attorneys for Mortgagee/Assignee of 30-11525 Mortgagee THIS IS A COMMUNICATION FROM 4500 Park Glen Road #300 Minneapolis, MN 55416 A DEBT COLLECTOR. (952) 925-6888 NOTICE OF POSTPONEMENT OF 3030-277-2012 FC MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f THIS IS A COMMUNICATION FROM M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e A DEBT COLLECTOR. foregoing foreclosure sale is NOTICE OF POSTPONEMENT OF postponed until November 15, 2012 at MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minne10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, sota Statutes 580.07, the foregoing Lobby #S-100, Hastings, MN, in said foreclosure sale is postponed until November 27, 2012 at 10:00 AM at the county and state. Sheriff's Office, Law Enforcement Dated: October 15, 2012. JPMorgan Chase Bank, National Center, 1580 Hwy 55, Lobby #S-100, Association Hastings, MN, in said county and state. Mortgagee/Assignee of Mortgagee Dated: September 10, 2012. JPMorgan Chase Bank, National USSET, WEINGARDEN AND LIEBO, P.L.L.P. Association Attorneys for Mortgagee/Assignee of Mortgagee/Assignee of Mortgagee Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4500 Park Glen Road #300 Minneapolis, MN 55416 Attorneys for Mortgagee/Assignee of Mortgagee (952) 925-6888 30-11525 4500 Park Glen Road #300 THIS IS A COMMUNICATION FROM Minneapolis, MN 55416 (952) 925-6888 A DEBT COLLECTOR. 3188550 10/18/12 30-277-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3179814 10/18/12 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF NOTICE OF MORTGAGE THE ORIGINAL CREDITOR WITHIN FORECLOSURE SALE NOTICE IS HEREBY GIVEN that THE TIME PROVIDED BY LAW IS default has occurred in the conditions NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that of the following described mortgage: default has occurred in conditions of DATE OF MORTGAGE: September the following described mortgage: 03, 2003 DATE OF MORTGAGE: April 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGOR: Tamara J Windschitl MORTGAGE: $176,000.00 and Chad A Windschitl, wife and husMORTGAGOR(S): Morganna Starrett band. Ochtera, FKA Morganna L. Johnson, MORTGAGEE: Mortgage Electronic and Christopher John Ochtera, husRegistration Systems, Inc.. band and DATE AND PLACE OF RECORDING: MORTGAGEE: Mortgage Electronic R e c o r d e d M a y 1 9 , 2 0 0 8 D a k o t a Registration Systems, Inc., as nomiC o u n t y R e c o r d e r , D o c u m e n t N o . nee for America's Wholesale Lender, 2590979. its successors and assigns ASSIGNMENTS OF MORTGAGE: DATE AND PLACE OF RECORDING: Assigned to: JPMorgan Chase Bank, Recorded: December 01, 2003 National Association s/b/m to Chase Dakota County Recorder Home Finance LLC. Document Number: 2146485 TRANSACTION AGENT: Mortgage ASSIGNMENTS OF MORTGAGE: Electronic Registration Systems, Inc. And assigned to: The Bank of New T R A N S A C T I O N A G E N T ' S M O R T - York Mellon FKA The Bank of New GAGE IDENTIFICATION NUMBER ON York as Trustee for the CertificateMORTGAGE: 100073000823549035 holders of CWMBS, Inc., CHL MortLENDER OR BROKER AND MORT- gage Pass-Through Trust 2003-53 GAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Cor- ��

PUBLIC NOTICE

�� 2�� 0 1 2 a t 1 0�� :00 AM in the Dakota County Law Enforcement Center, 1580 �� gage Pass Through Trust 2003 53 Mortgage Pass-Through Certificates, Series 2003-53 Dated: March 26, 2012 Recorded: April 02, 2012 Dakota County Recorder Document Number: 2858978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0002916597-0 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15373 Flower Way, Apple Valley, MN 55124-3126 Tax Parcel ID Number: 01-55900-05-066 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 66, ORCHARD POINTE CONDOMINIUMS, CIC NO. 311, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,634.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 21, 2013, or the next business day if January 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2012 at 10:00 AM has been postponed to September 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 15, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 19, 2012 at 10:00 AM has been postponed to October 19, 2012 at 10:00 AM in the Dakota

Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 19, 2012 at 10:00 AM has been postponed to November 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 12, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 3187341 10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,500.00 MORTGAGOR(S): Jeremy Bardwell, a single man MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded: October 30, 2003 Dakota County Recorder Document Number: 2133714 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-FF1 Dated: February 27, 2012 Recorded: March 05, 2012 Dakota County Recorder Document Number: 2853277 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin Financial Corp., subsidiary of National City Bank of Indiana Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 204 5th Ave N, South Saint Paul, MN 55075-2030 Tax Parcel ID Number: 36-70300-14-160 LEGAL DESCRIPTION OF PROPERTY: Lots Fifteen (15) and Sixteen (16), in Block Fourteen (14) in South St. Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,549.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2013, or the next business day if May 30, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 18, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFIC A T E S , S E R I E S 2006-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023918F02 3182032 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,800.00 MORTGAGOR(S): Patti A. Stettner and Terry Stettner, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., it successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582655 LOAN MODIFICATION: Dated: August 30, 2011 Registered: October 27, 2011 Document Number: T686166 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: May 23, 2011 Registered: May 27, 2011 Dakota County Registrar of Titles Document Number: T680072 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000038797-4 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 115726 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7529 Borman Ct, Inver Grove Heights, MN 55076-2900 Tax Parcel ID Number: 20-18212-07-012 LEGAL DESCRIPTION OF PROPERTY: That part of Lot One (1), Block Seven (7), COLLEGE HIGHLANDS 3RD ADDITION, according to the recorded plat thereof on file in the office of the County Recorder, Dakota County Minnesota, which lies northeasterly of the following described line: Commencing at the northwesterly corner of said Lot 1, thence southeasterly along the northerly line of said Lot 1 a distance of 38.50 feet to the point of beginning of the line to be described; thence southeasterly deflecting to the right 57 degrees 18 minutes 41 seconds 51.42 feet; thence southeasterly deflecting to the left 27 degrees 59 minutes 22 seconds 96.35 feet to the southeasterly boundary of said Lot 1 and there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,894.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2012 at 10:00 AM has been postponed to October 15, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2012 at 10:00 AM has been postponed to November 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 05, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 3179580 10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $359,100.00 MORTGAGOR(S): Gerald Rasmussen, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 11, 2005 Dakota County Registrar of Titles Document Number: 571769 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 4 6 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Dated: August 02, 2011 Registered: August 09, 2011 Dakota County Registrar of Titles Document Number: T682830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700054508607 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132581 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4778 Slater Rd, Eagan, MN 55122-2364 Tax Parcel ID Number: 10-65870-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), St. Charles Wood, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $369,019.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day

May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTG A G E P A S S - T H R O U G H CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 04, 2011 at 10:00 AM has been postponed to December 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 31, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 05, 2011 at 10:00 AM has been postponed to January 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2012 at 10:00 AM has been postponed to February 08, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 08, 2012 at 10:00 AM has been postponed to March 12, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 12, 2012 at 10:00 AM has been postponed to June 12, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 02, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 12, 2012 at 10:00 AM has been postponed to July 12, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2012 at 10:00 AM has been postponed to August 13, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2012 at 10:00 AM has been postponed to September 14, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 23, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2012 at 10:00 AM has been postponed to October 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 16, 2012 at 10:00 AM has been postponed to December 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 19, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 3159356 10/18/12

PUBLIC NOTICE

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GAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 9029 Coffman Circle, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 203270007003 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Three (3), Hidden Forest COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $323,748.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 8, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 6, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 1, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 24, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 26, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 5, 2011. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 1, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 23, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 5, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 28, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 17, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 9, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 28, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 9, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 2, 2012. Wells Fargo Bank, N.A., as Trustee

Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 11, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 13, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 6, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 15, 2012. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188936 10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Domingo Delos Santos and Lerma Delos Santos, husband and wife MORTGAGEE: Pillar Mortgage Services Corporation DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341590 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 12, 2005 Recorded: November 10, 2005 Dakota County Recorder Document Number: 2379686 And assigned to: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Dated: November 18, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626119 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004212821 Lender or Broker: Pillar Mortgage Services Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1426 Circle Dr, Burnsville, MN 55337-5804 Tax Parcel ID Number: 02.82202.02.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Vista View 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,727.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday.

on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 28, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As F o r T h e T r u s t e e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2012 at 10:00 AM has been postponed to September 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 18, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As F o r T h e T r u s t e e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 18, 2012 at 10:00 AM has been postponed to October 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 10, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 18, 2012 at 10:00 AM has been postponed to December 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 15, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As F o r T h e T r u s t e e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F02 3187720 10/18/12

PUBLIC NOTICE

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�� 6888 ASSIGNMEN T S O F M�� O R T G A G E�� : (952) 925 �� Assigned to: JPMorgan Chase Bank, 60-2979 National Association. THIS IS A COMMUNICATION FROM Said Mortgage being Registered Land. A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage NOTICE OF POSTPONEMENT OF Electronic Registration Systems, Inc. MORTGAGE FORECLOSURE SALE TRANSACTION AGENT'S MORTPursuant to the provisions of GAGE IDENTIFICATION NUMBER ON M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e MORTGAGE: foregoing foreclosure sale is LENDER OR BROKER AND MORT- postponed until February 17, 2012 at G A G E O R I G I N A T O R S T A T E D O N 10:00 am at the Sheriff's Office, Law MORTGAGE: Fremont Investment & Enforcement Center, 1580 Hwy 55, Loan Lobby #S-100, Hastings, MN, in said R E S I D E N T I A L M O R T G A G E S E R - county and state. VICER: JPMorgan Chase Bank, Dated: January 11, 2012. JPMorgan Chase Bank, National National Association Association MORTGAGED PROPERTY ADDRESS: 13333 Hummingbird Lane, Apple ValMortgagee/Assignee of Mortgagee ley, MN 55124 USSET, WEINGARDEN AND LIEBO, P.L.L.P. TAX PARCEL I.D. #: 01-56501-020-09 By: Paul A. Weingarden LEGAL DESCRIPTION OF PROP- Attorneys for Mortgagee/Assignee of Mortgagee ERTY: Lot Two (2), Block Nine (9), Palo- 4500 Park Glen Road #300 mino Cliffs 2nd Addition, Common Minneapolis, MN 55416 Interest Community Number 257 (952) 925-6888 COUNTY IN WHICH PROPERTY IS 60-2979 LOCATED: Dakota THIS IS A COMMUNICATION FROM ORIGINAL PRINCIPAL AMOUNT OF A DEBT COLLECTOR. MORTGAGE: $308,000.00 NOTICE OF POSTPONEMENT OF AMOUNT DUE AND CLAIMED TO BE MORTGAGE FORECLOSURE SALE Pursuant to the provisions of DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e GAGEE: $371,339.37 foregoing foreclosure sale is That prior to the commencement of postponed until March 23, 2012 at this mortgage foreclosure proceeding 10:00 am at the Sheriff's Office, Law Mortgagee/Assignee of Mortgagee com- Enforcement Center, 1580 Hwy 55, plied with all notice requirements as Lobby #S-100, Hastings, MN, in said required by statute; That no action or county and state. proceeding has been instituted at law Dated: February 13, 2012. or otherwise to recover the debt JPMorgan Chase Bank, National Association secured by said mortgage, or any part thereof; Mortgagee/Assignee of Mortgagee P U R S U A N T t o t h e p o w e r o f s a l e USSET, WEINGARDEN AND LIEBO, P.L.L.P. contained in said mortgage, the above By: Paul A. Weingarden described property will be sold by the Attorneys for Mortgagee/Assignee of Mortgagee Sheriff of said county as follows: D A T E A N D T I M E O F S A L E : S e p - 4500 Park Glen Road #300 tember 2, 2011 at 10:00 AM Minneapolis, MN 55416 PLACE OF SALE: S h e r i f f ' s O f f i c e , (952) 925-6888 Law Enforcement Center, 1580 Hwy 60-2979 55, Lobby #S-100, Hastings, MN THIS IS A COMMUNICATION FROM to pay the debt then secured by said A DEBT COLLECTOR. Mortgage, and taxes, if any, on said NOTICE OF POSTPONEMENT OF premises, and the costs and MORTGAGE FORECLOSURE SALE disbursements, including attorneys' Pursuant to the provisions of fees allowed by law subject to redemp- M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e tion within six (6) months from the f o r e g o i n g f o r e c l o s u r e s a l e i s date of said sale by the mortgagor(s), postponed until May 18, 2012 at 10:00 t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r AM at the Dakota County Sheriff's assigns unless reduced to Five (5) Office, Law Enforcement Center, 1580 weeks under MN Stat. §580.07. Hwy 55, Lobby #S-100, Hastings, MN, T I M E A N D D A T E T O V A C A T E in said county and state. PROPERTY: If the real estate is an Dated: March 21, 2012. owner-occupied, single-family JPMorgan Chase Bank, National dwelling, unless otherwise provided by Association law, the date on or before which the Mortgagee/Assignee of Mortgagee mortgagor(s) must vacate the property USSET, WEINGARDEN AND LIEBO, P.L.L.P. if the mortgage is not reinstated under By: Paul A. Weingarden section 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 11:59 p.m. on March 2, 2012, unless 4500 Park Glen Road #300 the redemption period is reduced to 5 Minneapolis, MN 55416 weeks under MN Stat. Secs. 580.07 or (952) 925-6888 582.032. 60-2979 MORTGAGOR(S) RELEASED FROM THIS IS A COMMUNICATION FROM F I N A N C I A L O B L I G A T I O N O N A DEBT COLLECTOR. MORTGAGE: None NOTICE OF POSTPONEMENT OF "THE TIME ALLOWED BY LAW FOR MORTGAGE FORECLOSURE SALE MORTGAGOR, THE BY REDEMPTION Pursuant to the provisions of THE MORTGAGOR'S PERSONAL Minnesota Statutes 580.07, the REPRESENTATIVES OR ASSIGNS, f o r e g o i n g f o r e c l o s u r e s a l e i s MAY BE REDUCED TO FIVE WEEKS IF postponed until July 20, 2012 at 10:00 A JUDICIAL ORDER IS ENTERED A M a t t h e S h e r i f f ' s O f f i c e , L a w U N D E R M I N N E S O T A S T A T U T E S , Enforcement Center, 1580 Hwy 55, SECTION 582.032, DETERMINING, Lobby #S-100, Hastings, MN, in said AMONG OTHER THINGS, THAT THE county and state. MORTGAGED PREMISES ARE Dated: May 16, 2012. IMPROVED WITH A RESIDENTIAL JPMorgan Chase Bank, National DWELLING OF LESS THAN FIVE Association UNITS, ARE NOT PROPERTY USED IN Mortgagee/Assignee of Mortgagee AGRICULTURAL PRODUCTION, AND USSET, WEINGARDEN AND LIEBO, P.L.L.P. ARE ABANDONED." Attorneys for Mortgagee/Assignee of Dated: July 12, 2011. Mortgagee JPMorgan Chase Bank, N.A. 4500 Park Glen Road #300 Mortgagee/Assignee of Mortgagee Minneapolis, MN 55416 USSET, WEINGARDEN AND LIEBO, P.L.L.P. (952) 925-6888 Attorneys for Mortgagee/Assignee of 60-2979 Mortgagee THIS IS A COMMUNICATION FROM 4500 Park Glen Road #300 A DEBT COLLECTOR. Minneapolis, MN 55416 NOTICE OF POSTPONEMENT OF (952) 925-6888 MORTGAGE FORECLOSURE SALE 60-2979 Pursuant to the provisions of THIS IS A COMMUNICATION FROM M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e foregoing foreclosure sale is A DEBT COLLECTOR. postponed until October 12, 2012 at NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE 10:00 AM at the Sheriff's Office, Law P u r s u a n t t o t h e p r o v i s i o n s o f Enforcement Center, 1580 Hwy 55, Minnesota Statutes 580.07, the forego- Lobby #S-100, Hastings, MN, in said ing foreclosure sale is postponed until county and state. Dated: July 20, 2012 December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement JPMorgan Chase Bank, National Center, 1580 Hwy 55, Lobby #S-100, Association Hastings, MN, in said county and state. Mortgagee/Assignee of Mortgagee Dated: October 12, 2011. USSET, WEINGARDEN AND LIEBO, P.L.L.P. JPMorgan Chase Bank, National Attorneys for Mortgagee/Assignee of Mortgagee Association Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Minneapolis, MN 55416 (952) 925-6888 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 60 - 60-2979 Mortgagee THIS IS A COMMUNICATION FROM 4500 Park Glen Road #300 A DEBT COLLECTOR. Minneapolis, MN 55416 NOTICE OF POSTPONEMENT OF (952) 925-6888 MORTGAGE FORECLOSURE SALE 60-2979 Pursuant to the provisions of THIS IS A COMMUNICATION FROM M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e foregoing foreclosure sale is A DEBT COLLECTOR. postponed until December 21, 2012 at NOTICE OF POSTPONEMENT OF 10:00 AM at the Sheriff's Office, Law MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f Enforcement Center, 1580 Hwy 55, M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Lobby #S-100, Hastings, MN, in said foregoing foreclosure sale is post- county and state. poned until January 13, 2012 at 10:00 Dated: October 11, 2012 JPMorgan Chase Bank, National am at the Sheriff's Office, Law Association Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said Mortgagee/Assignee of Mortgagee county and state. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Dated: November 28, 2011. JPMorgan Chase Bank, National Mortgagee Association 4500 Park Glen Road #300 Mortgagee/Assignee of Mortgagee Minneapolis, MN 55416 USSET, WEINGARDEN AND LIEBO, P.L.L.P. (952) 925-6888 By: Paul A. Weingarden 60 - 60-2979 Attorneys for Mortgagee/Assignee of THIS IS A COMMUNICATION FROM Mortgagee A DEBT COLLECTOR. 3185424 10/18/12 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 ��

�� for �� 12, 2012 at 10:00 AM has October �� been postponed to December 13, 2012 ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Benjamin Rivera and Elia Cervantes, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial Network, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 17, 2005 Dakota County Recorder Document Number: 2371532 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: July 16, 2012 Recorded: August 27, 2012 Dakota County Recorder Document Number: 2889882 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604257442089 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14575 Cameo Ave W, Rosemount, MN 55068-4443 Tax Parcel ID Number: 34-64700-01-340 LEGAL DESCRIPTION OF PROPERTY: Lot 33 and the North 1/2 of Lot 34, Block 1, Rose Park Addition to Rosemount, according to the recorded plat thereof, and situate in Dakota County, Minnesota. Together with an easement for Driveway Purposes over that part of Lots 40 and 41, Auditors' Subdivision No. 1, Rosemount, described as follows: Beginning at the Southeast corner of said Lot 40; thence on an assumed bearing of North a distance of 3.40 feet along the East line of said Lot 40; thence North 89 degrees 10 minutes 19 seconds West 42.00 feet; thence South 81 degrees 31 minutes 43 seconds west 16.17 feet to the West line of the East 3.00 feet of said Lot 41; thence South along said West line 2.65 feet to the Southwest corner of said East 3.00 feet of Lot 41; thence North 88 degrees 59 minutes 12 seconds East along the South line of said Lots 40 and 41 a distance of 58.00 feet to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,367.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025401F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2012 at 10:00 AM has

at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 10, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025401F01 3183479 10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Recorded: August 06, 2010 Dakota County Recorder Document Number: 2745002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02

File Number: 013029F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 11, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 29, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 22, 2011 at 10:00 AM has been postponed to March 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 22, 2011 at 10:00 AM has been postponed to April 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE

YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 25, 2011 at 10:00 AM has been postponed to May 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 26, 2011 at 10:00 AM has been postponed to June 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 27, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 10, 2011 at 10:00 AM has been postponed to September 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2011 at 10:00 AM has been postponed to October 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 14, 2011 at 10:00 AM has been postponed to December 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 14, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 11, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to March 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 20, 2012 at 10:00 AM has been postponed to April 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to May 21, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2012 at 10:00 AM has been postponed to July 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 01, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been

for July 20, 2012 at 10:00 AM has been postponed to September 25, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 25, 2012 at 10:00 AM has been postponed to December 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 26, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 26, 2012 at 10:00 AM has been postponed to January 03, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 3184778 10/18/12

PUBLIC NOTICE

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 18, 2012

Lakeville mayoral candidates face off Chamber forum becomes heated by Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

Before a packed house, Lakeville mayoral candidates faced off at a Lakeville Area Chamber of Commerce-sponsored forum at City Hall on Oct. 9. Mayor Mark Bellows and Council Member Matt Little sparred back-and-forth for much of the debate with Council Member Laurie Rieb making her case for her candidacy in the middle, mostly outside of the fight. Chamber forums typically are not full-on debates, but instead focus on exposing to an audience and cable viewers candidates’ positions on various topics. Executive Director Todd Bornhauser emphasized to the candidates before air-time and to the audience that “this is not a debate.” However, Little and Bellows – foes on the council since early 2011’s swearing in of the current term – took to calling each other out on alleged fallacies and misrepresentations. Bellows, pastor of Hope Community Church in Lakeville, accused Little of being a liberal, big-government candidate who uses special interest groups for political gain. He said that Little’s vote against outsourcing the city’s electrical inspection – a $90,000 savings – is evidence of this. Little, a U of M law student, countered that he is “not worried about saving the city money. I’m worried about saving the taxpayer money. Wait times are increased now and service is reduced.” He said that a public/private compromise he supported would have retained revenue at

a time when “permitting is on the rise” while saving taxpayers money. One of the questions asked centered on the three top challenges Lakeville faces. Rieb, development director for 360 Communities, said aging infrastructure and the tax consequences on residents and businesses was a major challenge. As the city’s streets age, they need to be replaced or reconstructed. This puts a burden on “residents assessed 40 percent of the project cost and is also a burden to taxpayers who shoulder the other 60 percent.” Bellows agreed that roads are an issue, whether it is their maintenance, replacement or easing excessive traffic loads thus ensuring better safer roads. “It’s a significant price tag,” he said. Balancing people’s expectations with financial constraints is a huge challenge, he said. “The council is forced to make choices where it can’t make everyone happy,” he said. “We have to differentiate between wants and needs.” He said another challenge is making the city more competitive. “We’re trying to attract new businesses and industries to the city, but so is every other city,” he said. “We have to take a hard look at developers’ fees, (city) policies and (the city’s) marketing strategies.” Little said public safety needs will only grow as the city adds thousands of more people over the coming decades. Public safety is the city’s largest budget line-item. In addition to infrastructure needs, Little said that the economic recession taught Lakeville that diversified commercial and industrial sectors are important. Lakeville’s primarily manufacturing-based sector left

Financial Sense

Mark Bellows

Matt Little

it vulnerable, he said. Another question asked candidates to define and prove their fiscal conservatism. Little, first elected to the council in 2010, said it is about “spending our money smart in a way that doesn’t just save money tomorrow, but saves money long into the future.” He referred to his 2011 advocacy for the return of a police records technician – to take the burden off police officers and keep them on the streets – as an example. “It was wasted money,” he said. “A records technician costs much less than a police officer.” Bellows, who first was elected to the City Council in 2000, referred to his opening remarks from the night, when he said, quoting former Mayor Bob Johnson, that he is “a reflection of Lakeville’s values and principles.” “I believe in smaller, more efficient and less intrusive government,” Bellows said. “I believe the private sector takes precedence over the public sector.” He said his vote for outsourcing the electrical inspector is an example of his fiscal conservatism. He then pointed out that Police Chief Tom Vonhof had budgeted a full-time records technician for 2013. He then wondered why “Little attempted to bring (the position) on six months” before the police even wanted it. Rieb, who has served on the

Laurie Rieb

council as long as Bellows, said it is about spending taxpayers’ money wisely and efficiently. Collaboration with other governments was evidence of her fiscally conservative leanings, she said, referring to the Dakota County Communications Center and the joint ISD 194/city of Lakeville-owned Hasse Arena. “I’m a fiscal conservative,” she said. Another question asked about the city’s services and if any should be eliminated. They all agreed that public safety, infrastructure and water and sewer were essential services. Little and Rieb added that “youth and senior services” such as the parks, recreation and the Heritage Center are important parts of the city and offer, as Rieb said, “a quality of life in all stages.” She said that Lakeville has managed to be a high- amenity city while having some of the lowest tax rates in the metro. Little said in addition to the recreational elements, a city should attempt to attract businesses within its borders. He pointed to his recentlyreleased 17-page policy document, inside which is a FourPoint Job Creation Plan that consists of a business competition package, leveraging a new marketing plan, encouraging small-business growth and streamlining the city’s development process.

Bellows said that businesses reacted to “the new economic normal” by becoming leaner and more efficient. “Government is expected to be leaner, too,” he said. In 2008, when the fiscal winds blew their stench into the mix, the city started to make preparations. Departments recommended cuts and efficiencies. “(Finance Director) Dennis Feller and staff responded by downsizing the operation,” Bellows said. “We reduced the number of employees quite dramatically since 2008.” In their closing remarks, the candidates defined themselves and Bellows and Little made some references to each other. “Mayor Bellows and I trade back and forth ... it’s a little ‘inside baseball,’ ” Little said. “But our job up here isn’t rocket science. It’s not about details, labels, old or young and certainly not about yard signs. It’s not about us up here. It’s about coming together to build a better city.” “In the end, being a good leader in our community means working with people to solve problems and build a better city,” he said. “If elected mayor, that’s what I will do.” Bellows said he is a “watchdog for the taxpayer. I will lead with principle and reflect Lakeville’s values. It has been an honor to be your mayor.” He said that Little has made him out to be a “conservative who wants to push granny off the cliff, in typical liberal fashion” because he opposed the Heritage Center. He opposed the Heritage Center, he said, because he thought selling the building to pay off debt incurred from building a new police station would have been a better option. “The vacant building was a

Seven shrewd spending habits to get you where you want to go in life

It’s not easy being a smart spender in a world where consumers are constantly goaded to buy now and worry about the consequences of their purchase decisions later. But according to personal financial experts, good things come to those who practice wise spending habits. “If you want to be able to do things like buy a home or a car, take a trip or even start a business, smart spending is the only way to get there,” said Jude Boudreaux, CFP, founder of Upperline Financial in New Orleans, La. “On the other hand, if you’re not smart about what you’re spending, you are going to limit your future choices. You may have less to spend on the things you really want, and you may even have to work longer before retirement.” Smart spending gives a person the best chance of living life on their own terms, fulfilling their dreams and avoiding

financial hardship. The alternative, as enticing as it might seem at the moment, is sure to invite financial problems, from a heavy debt burden and depleted bank account to a later, and less comfortable, retirement. Being a smart spender doesn’t mean being overly frugal or denying yourself things you really want or need. Nor does it necessarily mean spending less. Rather, said Boudreaux, it’s a matter of prioritizing — choosing to spend your hard-earned dollars on things that will help you fulfill your life goals and aspirations. Would the money you spend on restaurant meals be better put toward a trip or a graduate degree, for example? Try applying these seven suggestions to your own situation and you’ll be on your way to a fulfilling and financially stable future: • Track your spending. Whether with a pad and pen-

cil or computer software, start keeping records of exactly what you’re spending money on, from necessities to discretionary items. • Commit to following a plan. A spending strategy that, based on your income, specifies how you’ll use your money, preferably on a weekly instead of monthly basis. The Financial Planning Association’s website includes several resources to help consumers develop a spending plan. Check out www. FPAnet.org/ToolsResources/ BrochuresGuidesWorksheets/ Worksheets/ • Set goals that are realistic. Having goals in mind, such as buying a home or saving for an exotic vacation, can provide the motivation to stick to a spending plan. But be sure those goals aren’t too aggressive. Set modest savings targets to start, then adjust them over time. • Use cash instead of plas-

tic. Doing so not only limits your debt burden, it helps you resist the temptation to spend money you don’t have, asserts Boudreaux. “I’m a big believer in using cash whenever you can because it helps crystallize the decisions you make and the priorities you have about money. It’s a great scorecard.” • Resist temptation. The compulsion to buy an item you don’t necessarily need can be strong. To resist the urge, remind yourself of the big picture — how your choices will impact meeting your long-term goals, the guilt you may feel later about an impulse purchase, etc. Also, avoid places and situations where you’re likely to spend money unwisely, Boudreaux suggests. • Give yourself room for spontaneity. Don’t get carried away here! Build enough flexibility into your spending plan to accommodate occasional un-

planned purchases. • Lean on someone for support. Couples may find it much easier to practice smart spending habits and resist temptation if they both buy into the program. Given their personal finance expertise, financial planners can provide singles and couples alike with valuable advice, guidance and support. Visit FPA’s national database of personal finance experts at www.FPAnet.org/PlannerSearch/PlannerSearch.aspx to find one near you. This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benef it from professional f inancial planning. FPA of Minnesota can be found online at www.fpamn.org.

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monument to government inefficiency,” Bellows said. Also, the Heritage Center is not visionary enough, he said, referring to former Parks and Recreation Director Steve Michaud’s assessment that the Heritage Center would serve seniors for eight years. Rieb said she is running for mayor “because I have a passion for Lakeville.” “I have been involved in volunteering since I moved here 25 years ago,” she said. “I have no higher political aspirations.” She then said she wants to “help lead Lakeville into the future. I believe I have the temperament, skills and leadership to do that.” The forum in full will be available to stream online at the city’s website or by tuning into the city’s cable channel. The next chamber-sponsored forum focuses on City Council candidates Doug Anderson, Dave Bares and incumbent Kerrin Swecker who are competing for two seats. It will be at 7 p.m. on Oct. 16 at City Hall. As with the other forums, it will be broadcast live and recorded for later consumption. Aaron Vehling can be reached at aaron.vehling@ecm-inc. com or facebook.com/sunthisweek.

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reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 27, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-001827 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 21, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 5, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-001827 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3179020 10/18/12

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Dakota Arts

October 18, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

‘Speed-The-Plow’ comes to Burnsville stage by Andrew Miller

DAKOTA COUNTY TRIBUNE

“The script is really explosive and stunningly honest. In 80 minutes you go on this huge, beautiful rollercoaster ride.” The three-member cast of “Speed-The-Plow” includes Garrick Dietze, Sean Dooley and Nicole Bachman. Show times remaining for “Speed-The-Plow” are 7:30 p.m. Oct. 18-19 and 20, and 2 p.m. Oct. 21. Audio description will be performed on Oct. 14, and ASL interpretation will accompany the show on Oct. 19. The Oct. 15 staging of “Speed-The-Plow” included a post-performance discussion with the cast and crew. Tickets are $20 for adults, $17 for students, and are available at the PAC box office and through Ticketmaster at (800) 982-2787.

Chameleon Theatre Circle is offering a satire on the sordid inner workings of the American film business with its presentation of “Speed-The-Plow” this month at the Burnsville Performing Arts Center. The classic David Mamet play is being presented Oct. 12-21 in the Burnsville venue’s Black Box Theatre. The play, which premiered on Broadway in 1988 with a cast that included Joe Mantegna and Madonna, centers on a Hollywood producer forced to choose between corporate and personal values as he decides which film to pitch to his studio’s chief. Theater fans won’t be disappointed by the high-octane, Tony Award-nominated David Mamet script, according to diAndrew Miller can be reached rector Barbe Marshall. “The Mamet-speak – it’s a at andrew.miller@ecm-inc. com or facebook.com/sunheightened poetry that’s realisthisweek. tic to the way we talk,” she said.

The cast of “Speed-The-Plow” includes, from left, Sean Dooley, Garrick Dietze and Nicole Bachman.

Theater and Arts Briefs Performance rescheduled

Ralphie May’s “Too Big to Ignore” performance originally scheduled for Friday, Nov. 9, at the Burnsville Performing Arts Center has been postponed to 7:30 p.m. Saturday, March 30, 2013. Tickets for the Nov. 9 date will be honored. Refunds will be available at point of purchase. Tickets are available at the box office, or via Ticketmaster at (800) 982-2787 or ticketmaster.com.

Musical ‘Miracle on 34th Street’

Troupe America will present “Miracle on 34th Street: The Musical” at 2 and 7:30 p.m. Saturday, Nov. 17, at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets are $34 and $39 and can be purchased at the box office, or via Ticketmaster at (800) 982-2787 or ticketmaster.com.

Write to wrestlers

Between Oct. 15 and Nov. 2, the Dakota County Library is encouraging children in grades five to 12 to write a letter to their favorite World Wrestling Entertainment superstar, convincing the superstar to read the letter writer’s favorite book. Letters can be submitted to any Dakota County Library location for judging. Three

Arts Calendar

letters – one for each grade category (grades 5-6, 7-8, and 9-12) – will be chosen from all entries to move on to the national judging. Eighteen finalists from all of the national entries will be chosen in January 2013 and will win a trip to attend WrestleMania 29 in East Rutherford, N.J., on Submitted photo by Ashley Ondicek April 7, 2013. The two newest additions to the Tiger Lair on the Minnesota For more information, visit Zoo’s Northern Trail went on exhibit this week. Amur tigers, www.dakotacounty.us/library. an endangered species native to eastern Asia, have been a part of the Northern Trail since the zoo opened in 1978.

Ballet plans season events

Twin City Ballet of Minnesota, Lakeville, will celebrate its 10th anniversary performances of “The Nutcracker” Dec. 7-9 at the Burnsville Performing Arts Center, 12600 Nicollet Ave. A VIP reception fundraiser with backstage tour will be Friday, Dec. 7. Pre-orders for the ballet’s May 10-11, 2013, performance of “Cinderella 1944: A Love Story” will be available during intermission at the VIP event. “The Nutcracker” tickets range from $12 to $26. Tickets for the VIP fundraiser are $150, advance purchase only. Tickets can be purchased at the box office, or via Ticketmaster at (800) 982-2787 or ticketmaster.com. An early bird special season package for both productions is available for $24 to $42, only at the box office or by calling (952) 895-4680. For more information, visit TwinCitiesBallet.org or call (952) 452-3163.

Photo submitted

Here come the cubs Two tiger cubs make public debut at zoo

Guests at the Minnesota Zoo were seeing stripes this week with the zoo’s two Amur tiger cubs going on exhibit for the first time. Over the past few months, viewers from around the world have watched the cubs grow up via the zoo’s live Tiger Cam. The first cub was born at the Minnesota Zoo in June; the second was born at the St. Louis Zoo in July. Both female, the cubs were brought together to ensure proper socialization, zoo officials said. Both were hand-reared because their mother did not successfully nurse them, and now the cubs are nearly off bottles and growing strong. Amur tigers have been part of the Minnesota Zoo’s Northern Trail since the zoo opened in 1978. Native to far-eastern Asia, Amur tigers are endangered primarily due to poaching and habitat loss. In 2005, scientists estimated the population at

430 to 500, but it is thought that Amur tigers have declined since then to about 350. The Minnesota Zoo is one of 14 members of the Amur Leopard and Tiger Alliance, a coalition that supports conservation efforts for wild Amur populations. “We’re excited for the public to get to know these tiger cubs and learn more about their wild counterparts,” Tara Harris, the zoo’s director of conservation, said of the two newest additions to the zoo’s Tiger Lair. “We hope to inspire people to care and to help secure a future for this highly endangered species.” In-person is now the only way to meet the cubs – with the young Amurs on exhibit, the Tiger Cam video feed has been discontinued. The zoo is conducting a tiger naming contest through its Facebook page (facebook.com/ mnzoo). —Andrew Miller

To submit items for the Arts Calendar, email: darcy. odden@ecm-inc.com.

the box office and through Ticketmaster online or by calling (800) 982-2787.

Concerts/music The Atlantis Quartet, 7:30 p.m. Thursday, Oct. 18. Part of the Minnesota Zoo’s Acoustic Concert Series in the Target Learning Center. Tickets: $25. Information: www.mnzoo.com/ events/Events_LiveOnStage. asp.

Workshops/classes Sampler Saturday, oil painting, 1 to 5 p.m. Oct. 27 at the Eagan Art House. Cost: $20. Registration required: www.eaganarthouse.org or (651) 6755521. Holiday Cards in Watercolor, 9 a.m. to noon Friday, Nov. 9, at the Eagan Art House. Cost: $45. Registration required: www. eaganarthouse.org or (651) 6755521. Teen artist gatherings at the Eagan Art House from 3:30 to 5:30 Thursdays, Nov. 8 and Dec. 6; and from 1 to 3 p.m. Saturdays, Nov. 3 and Dec. 1. Cost: $3. Information: (651) 675-5521. Jewelry Club, 1 to 3 p.m. Fridays, Oct. 19, Nov. 9 and Dec. 14, at the Eagan Art House. Cost: $15 per class. Registration required: www.eaganarthouse.org or (651) 675-5521. Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for ages 4 through adult. For a complete listing go to www. eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart.com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 7363644.

Exhibits/art shows Harvest of Art Community Art Exhibit runs through Nov. 2 at the Eagan Art House, 3981 Lexington Ave. S., and other Eagan locations. Information: (651) 675-5521 or www.eaganarthouse.org. Art Madness by the Eastview Community Foundation, 7 to 11 p.m. Saturday, Nov. 3, at The Barn, Spirit of Brandtjen Farms, 16972 Brandtjen Farm Drive, Lakeville. Tickets are $35 in advance at www.evcf.org or $40 at the door. Seasonal events Minnesota Zoo’s Scarecrow Alley, Oct. 6-31, Apple Valley. Information: mnzoo.org. Harvest Moon Festival, 10 a.m. to 8 p.m. Oct. 19-20 at Dakota City, Dakota County fairgrounds, Farmington. Admission: $5 (age 13 and older), $3 (ages 4-12), free for children under 3. Information: dakotacity.org. ValleySCARE Halloween Haunt, Oct. 6-31, 7 p.m. to midnight Fridays, noon to midnight Saturdays, Shakopee. Information: valleyfair.com. Planet Spooky at Valleyfair, daytime hours Saturdays and Sundays through Oct. 28, Shakopee. Information: valleyfair.com. Theater Chameleon Theatre Circle will present David Mamet’s “SpeedThe-Plow” at 7:30 p.m. Oct. 18, 19, and 20, and at 2 p.m. Oct. 21, at the Burnsville Performing Arts Center’s Black Box Theatre. Tickets are $20 for adults, $17 for students, seniors, AD and ASL patrons, and groups of eight or more. Tickets are available at