10/11/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

Legislative candidates debate 2A Old Lakeville Senior Center sold 2A Revenue commissioner talks taxes 6A

Jessica harper Aaron vehling T.W. Budig

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date ##, 2009 October 11, 2012

Volume 30, Number # VOLUME 33, NUMBER 33

Dakota County Tribune Since 1884

Yoga and martial arts to fuse in Eagan New yoga studio to open in Fusion Martial Arts in November by Jessica Harper

DAKOTA COUNTY TRIBUNE

the past 16 years. “I have a passion for teaching and love helping people find their inner strength,” he said. Koepke fell in love with yoga while studying dance performance at the University of Minnesota. A few years after graduating, she took a new path as a yoga instructor. “Both dance and yoga involve how the body moves, but dance is done for others and I like that yoga is done for oneself,” she said. Blomquist has owned Fusion Martial Arts

inside biz forum

for 10 years and was interested in expanding upon the business. Despite the recession, Fusion Martial Arts has prospered in the last few years with 2009 marking its second most profitable year, Blomquist said. After learning about the increased demand for yoga in Eagan, Blomquist decided to pursue that avenue, which he felt would be a natural fit with martial arts. At the same time, Koepke, a yoga instructor in St. Paul, had dreamed for years of having her own business. “I’ve spent a few years in management and it seemed like the next step,” she said. Blomquist and Koepke said they have no reservations about competition in the area. “We have something unique with specialized instruction and that is affordable,” Blomquist said. Once open, Fusion Yoga will offer individual classes as well as membership packages. Class will range between $12 and $18. For more information Fusion Yoga or Fusion Marital Arts, visit www.fusionyoga.com or fusionminnesota.com.

To some, yoga and martial arts may seem like opposites. Matt Blomquist, owner of Fusion Martial Arts in Eagan, believes the two can easily fuse together. “It seems like a nice pairing,” Blomquist said. “Both require a combination of mental and physical precision. They are two different paths to the same end.” Blomquist recently partnered with Twin Cities yoga instructor Brigitte Koepke to bring a new yoga studio inside the martial arts business at 1012 Diffley Road. The studio called Fusion Yoga is set to open Nov. 1 and will offer a variety of yoga classes in its private studio, which is expected to cost between $60,000 to $70,000 to renovate. “It’s ideal for families,” Blomquist said. “There isn’t anything like it in the south suburbs that offers a heated environment.” A shared main entrance will allow parents to drop off their children at Taekwondo classes and proceed to the yoga studio, while a separate door off the studio will enable people to bypass the martial arts area. The business partners met last year when Blomquist began taking classes from Koepke to learn to teach yoga. Eventually the two began talking about opening a yoga studio, and from there, Fusion Yoga was born. The partnership between Blomquist and Koepke seemed to have blossomed over the past year as well due to their pasPhoto by Jessica Harper sion for their own craft. Matt Blomquist, owner of Fusion Martial Arts, and Blomquist found his passion for Twin Cities yoga instructor Brigitte Koepke formed a martial arts as a child and partnership to create Fusion Yoga, which is set to open has taught the art on Nov. 1 in the same space on 1012 Diffley Road as f o r Fusion Martial Arts.

Jessica Harper is at jessica.harper@ ecm-inc.com or facebook.com/ sunthisweek.

ecm editorial

Voters should deny a constitutional amendment requiring photo ID to vote because of the restrictions it would create. 4A

forum

Former Minnesota secretary of state and current lawmaker says requiring a photo ID will ensure election integrity. mary 4A kiffmeyer news

Despite commissioner’s pleas to reconsider, Dakota County will leave the Minnesota River Board. 5A

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October 11, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Jessica Harper

Sen. Ted Daley, R-Eagan (left), Jim Carlson, District 51 Democratic candidate, Laurie Sandra Masin, District 51A Democratic candidate, and Rep. Diane Anderson (right) both Halverson, District 51B Democratic candidate, Rep. Doug Wardlow, R-Eagan debate said they value jobs, education and the economy by had different ways to address those over the issues during a forum on Sept. 26 hosted by Dakota County Regional Chamber issues. at Rasmussen College.

Eagan-Burnsville Minnesota Senate, House candidates focus on jobs, education by Jessica Harper

Republicans returned the blows by claiming Democrat Jobs, education and the ic support for “ObamaCare” economy remained at the will hurt small businesses. forefront during a Wednesday forum among District 51 Health Care The two sides were split legislative candidates. A crowd of residents and on whether they support inbusiness owners filled the surance exchanges created by Rasmussen College class- the Federal Health Care Act. room to standing-room only Daley said he doesn’t supon Sept. 26 to hear from the port the exchanges and suggested the state should wait six contenders. The forum, hosted by the until after the November Dakota County Regional election to create a plan to Chamber of Commerce, in- comply with the federal law. cluded Sen. Ted Daley, R-Ea- Halverson said she believes gan, Jim Carlson, District 51 the state must create a plan DFL candidate, Rep. Doug immediately to tailor the proWardlow, R-Eagan, Laurie gram to Minnesota’s needs. Halverson, District 51B DFL “If we don’t take action, candidate, Rep. Diane An- we will get a one size fits all derson, R-Eagan, and Sandra plan,” she said. Masin, District 51A DFL Wardlow concurred with Daley adding that “Obamcandidate. Although every candidate aCare” is nothing more than called for civility among the a tax on employers. two parties, not everyone re- “We will stop taxing small business owners if the exfrained from trading barbs. Describing the past ses- change is overturned,” he sion as dysfunctional and said. scandalous, Democrats point- Masin agreed with Halved to the state shut down and erson, adding that Minnesota recent “sex scandal” involving can build upon its existing Republican Sen. Amy Koch health care systems by tailorand staffer Michael Brodkorb ing a plan early. Anderson argued that exas Republican failings. “The Legislature is on the changes under the federal act wrong track. … Republicans would infringe upon private have focused on social issues health decisions. instead of their own failings,” “We need to make sure we have quality care at an affordCarlson said. DAKOTA COUNTY TRIBUNE

able cost,” she said. “We need to keep health care private. This will bring government into health care and they will make the decisions.” Carlson argued that the exchanges will allow people to consider cost and quality of insurance plans. He said he believes the Legislature should focus more on Medicare fraud and misappropriated UCare funds, programs aimed at providing insurance for the elderly and low-income Minnesotans.

ucation is a key component to growing jobs. “We must support K-12 education to ensure the state has a trained workforce,” she said, adding that reducing regulation and taxes are just as essential. Daley and Wardlow agreed. “We need to lead by getting out of the way,” Daley said. Wardlow added that he believes government has gotten too big and is “getting in the way of entrepreneurship.”

Carlson also pointed to the exchanges and similar measures as ways the Legislature can help create jobs. “Small businesses are often tied up in health care,” Carlson said. “In other countries, this isn’t a problem.” He added that bonding bill is another key way to create jobs in Minnesota. Masin and Halverson agreed pointing to the 2012 bonding bill and Vikings stadium as examples of ways the Legislature will create thousands of jobs over the next few years. All three added that adequately funding education in the state is another essential way to grow jobs. Anderson agreed that ed-

All six candidates placed education among their top priorities but had very different ways to address the issue. Democrats and Republicans pointed fingers at one another when addressing the funding shifts imposed on school districts over the past several years. “We are living on $2.7 billion owed to schools in the state,” Carlson said. According to the Minnesota Department of Education, the state owed Rosemount-Apple Valley-Eagan School District $78.7 million, Burnsville-Eagan-Savage $28.2 million and West St. Paul-Mendota-Eagan $12.7 million as of June 2012. The Democrats agree that

Job creation

Education

these shifts cause property taxes to rise as school districts look to recoup their loses from borrowing and tax levy referendums. All three said that if elected, they would find a way to balance the state’s budget without borrowing from school districts. Republicans disagreed with the Democrat’s depiction. Daley said he supports funding K-12 education, adding that he believes education is funded better today than under previous legislatures. Wardlow and Anderson agreed, noting that Gov. Mark Dayton vetoed a Republican proposal to reinstate education funding using the state’s surplus. Republicans and Democrats also disagreed on whether teacher performance assessments should be used to determine layoffs and pay increases. Wardlow said he believes these assessments will allow districts to retain strong teachers. “Most teachers are very good but some are not,” he said. “We need to reward teacher excellence.” Anderson concurred saying that she strives “to make it easier for districts to ensure it has the best teachers.”

Although Daley supports implementing a teacher performance system, he stressed that parents must also be involved to have successful schools. Carlson noted the Legislature must address a multitude of issues, in addition to teacher performance, when trying to address student achievement. Pointing to Minnesota’s achievement gap between white students and minorities, Carlson said: “The teachers are the same for all these students and yet we have the same results.” Carlson said he believes poverty, hunger and early childhood education must be addressed first. Halverson said she too is leery of a performance-based system because she believes its effectiveness needs further research. Masin accused proponents of the system of “dwelling on the wrong issue.” “We need to focus on funding education and on the size of classrooms,” she said. “When we’re talking a classroom of 38 kids, how much time can a teacher spend with each kid without a para?” Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

Lakeville finds buyer for former Senior Center Rosemount-based church to buy the downtown facility by Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

The Lakeville City Council voted to sell the old downtown senior center building for $345,000 at its Oct. 1 meeting.

The city had received an offer about a week before from Rose Mountain Spiritual Community Center of Rosemount. About $230,000 will go toward paying down the cost of the Heritage Center project and the rest will go toward paying off a block grant from Dakota County that helped fund the initial

Senior Center project in the early 1980s. That money, said City Administrator Steve Mielke, will go back into Lakeville’s account with the Dakota County CDA for future CDA-eligible projects. The building’s final “asis” sale value matches an appraisal from about eight months ago. There was ne-

gotiation surrounding the sale price, but the parties settled at the appraised value, Mielke said. The buyer is expected to close on the place within the next 90 days, Mielke said, adding that there are two contingencies: (1) The buyer will have the property inspected and if something troublesome is found can

walk away (likewise, he said, the city could walk away as well); (2) As a church or religious organization, Rose Mountain must acquire a conditional-use permit. This would take a couple months. Mielke said he does not expect anything to go awry with the deal. The Heritage Center,

which houses the Lakeville Senior Center, the Lakeville Area Historical Society and the Lakeville Beyond the Yellow Ribbon organization, opened last week. Aaron Vehling can be reached at aaron.vehling@ecm-inc. com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 11, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy Claudia Stegora Hired as business banker and market manager Bremer Bank, Lakeville

Claudia Stegora has been hired as business banker and market manager of Bremer Bank’s Lakeville location. Stegora has more than 16 years of banking experience with eight years focused in the Twin Cities. Prior to joining Bremer, Stegora was with US Bank serving as vice president and relationship manager in the Twin Cities Business Banking Group in Apple Valley. She previously worked at JP Morgan/Chase Manhattan in New York City. Stegora has a bachelor’s degree in economics from Rutgers University. She has been active volunteer with Brush with Kindness and Second Harvest Heartland. Ronald E. Thomas Presents at National Association for Community College Entrepreneurship Conference

Ronald E. Thomas, president of Dakota County Technical College, Rosemount, will present at the 10th annual conference of the National Association for Community College Entrepreneurship in Chicago, Ill., Oct. 7-10. The three-day conference is expected to draw 500 community college administrators and faculty from across the nation and around the world. More than 50 learning sessions and workshops will be held to share information on the work being done at community colleges across the country to support the entrepreneurial aspirations of the people they serve. Thomas, who also serves as NACCE board chair, will present a session titled “Increasing Entrepreneurs’ Engagement in Community Colleges,” which will inform attendees about Commitment No. 3 of the Presidents for Entrepreneurship Forum. Anthony Bumgarner Joins US Federal CU Advisors as financial advisor Burnsville

Anthony Bumgarner has been hired as a financial advisor at US Federal CU Advisors, Burnsville. Bumgarner has more than 13 years of financial planning experience. He will primarily be responsible for serving US Federal Credit Union (USFCU) members located in the northern Twin Cities metro area and will be based in USFCU’s Fridley and Minneapolis branches.

Accolades

Business Briefs

BBB of Minnesota and North Dakota wins Mott Award

NACR wins contract as authorized vendor

McDonald’s expansion continues

The Better Business Bureau of Minnesota and North Dakota (BBB) was presented the Marshall A. Mott Award at the recent Assembly of Better Business Bureaus held Sept. 30 to Oct. 3 in Washington, D.C. The award recognizes outstanding overall communications by a local BBB in areas such as internal and external communications, as well as advertising and marketing campaigns. This follows wins in this category in 2008 and 2010. The BBB presented with this award may not compete for it again the following year. In addition to being named the winner of the Mott Award — the highest honor for a local Better Business Bureau — at the recent Assembly meetings, the BBB of Minnesota and North Dakota also won the Outstanding BBB Award for Advertising Review. Ad review is a core service of the BBB, wherein advertising in Minnesota and North Dakota is monitored closely for adherence to the BBB Code of Advertising. Advertisements that seem questionable or “too good to be true” are challenged, with a request to either substantiate or alter the advertising.

Eagan-based solution integration expert NACR has been awarded a fiveyear contract by the state of Delaware. Under the contract, eligible public sector entities can take advantage of prenegotiated, competitive pricing when purchasing communications products and services from NACR.

Construction has begun for a new McDonald’s restaurant located at Cedar Avenue and 179th Street in the Crossroads Shopping Center in Lakeville. An existing building was demolished to allow for the new McDonald’s to be constructed. On Sept. 17, the Lakeville City Council approved a conditional use permit that will allow for the existing McDonald’s in the McStop area along County Road 70 to be renovated and add a second drive-through lane. At its Oct. 1 meeting, the Lakeville City Council approved a conditional use permit for a new McDonald’s to be constructed in front of the Brunswick Zone along County Road 46 just west of I-35.

Business Briefs Dakota Supply Group joins with Montana company Dakota Supply Group (DSG), which has a branch in Burnsville, has acquired MDM Supply, a distributor of plumbing, HVAC and industrial PVF (pipe, valves, fittings) supplies. MDM Supply has locations in Bozeman, Helena, Kalispell and Missoula, Mont. MDM Supply will retain its name and staff. While it will become a division of DSG, virtually everything else will be “business as usual” for both customers and manufacturers. This new partnership will add western Montana to DSG’s service area, which currently includes Minnesota, North Dakota, South Dakota and Wisconsin, as well as eastern Montana and parts of Iowa, Michigan, Nebraska and Wyoming. The acquisition of MDM Supply will add nearly 70 employee owners to DSG. Beyond their compatibility in product selection, the two companies share many traits, including an organization-wide commitment to treating both customers and manufacturers as partners.

Retail growth continues in Lakeville The grand opening for the Lakeville Walmart is scheduled for Wednesday, Oct. 17. Ultimate Martial Arts & Fitness is currently under construction in the new retail building at the Heritage Commons development in central Lakeville. A fall opening is planned. Mi5 Fitness & Crossfit Lakeville is now open in its new location on Kenrick Loop just off of Kenrick Avenue south of County Road 46. Cherry Berry and Wild Birds Unlimited, both located in the Crossroads Shopping Center at the intersection of Cedar Avenue and Dodd Boulevard, also recently opened. Business workshop slated Oct. 26 in Rosemount The Dakota County Community Development Agency, Dakota County cities and chambers will host a county-wide informational workshop titled “Hitting a Home Run in Dakota County – Tips for Small Business Success” from 8 to 11 a.m. Friday, Oct. 26, at the Rosemount Community Center. Dakota County business owners are invited to attend this free informational workshop to get tips on bringing success to their business. Visit www.dakotacda.org for more information and to register to attend.

FRONTIER LAUNCHES MOBILE PRODUCTS WITH AT&T Frontier Communications Corporation customers in Lakeville, Burnsville, Apple Valley, Farmington and Rosemount can now bundle AT&T wireless service with Frontier products. In November 2011 Frontier and AT&T Mobility announced a three-year agency agreement which complements Frontier’s services. The agreement offers Frontier customers the benefits of AT&T’s mobile broadband network and a wide array of wireless devices and applications as part of a Frontier bundle, all on a single bill from Frontier. J&E COMPANIES UPGRADES TO VOIP TECHNOLOGY Lakeville-based J&E Companies has partnered with Frontier Communications to upgrade its communications to VoIP technology at all five of its plants.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

October 11, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum

Amendment 2 Photo identification required for voting

Shall the Minnesota Constitution be amended to require all voters to present valid photo identification to vote and to require the state to provide free identification to voters effective July 1, 2013.

Voting restrictions outweigh the merits of photo ID ECM Editorial

This country is stronger when virtually every adult is empowered with their constitutional right to vote. Few restrictions should limit this right, and a change in those limits should only be made when it’s been demonstrated that the rights of the majority are in danger. There are two principles of a free election on which all should agree. Those who either are not citizens or who have lost their right to vote should not be voting. Every citizen regardless of economic physical condition, politics, religious belief, race, gender or age must be given an opportunity to vote. On Nov. 6, Minnesotans will vote on a significant change in voting rights – a constitutional amendment that would require a valid voter identification with a photograph of the individual voting. If passed, the amendment also says the state must issue photographic identification at no charge. A voter unable to provide a government-issued photograph identification would be permitted to cast a provisional ballot that can be counted only after lawful identification is provided. The Editorial Board of ECM Publishers Inc., heard presentations by two experts

Dakota County Tribune BUSINESS WEEKLY

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on both sides of this question. One representing opposition to the amendment was Mark Ritchie, secretary of state, and a chief proponent, Rep. Mary Kiffmeyer, former secretary of state. After those presentations and some discussion, the board voted to oppose the voter ID amendment. Republicans who have proposed the amendment argue that strict voter ID laws are necessary to prevent voter fraud. The editorial board’s primary reason for opposing the amendment is lack of evidence of voter fraud and voter impersonation in Minnesota elections. According to an exhaustive search and analysis of voter fraud by the Carnegie-Knight’s “News21” program, there have been 10 cases of voter fraud and no cases of voter impersonation in Minnesota since the year 2000. Proponents of the amendment point to 6,200 people who voted in an election whose addresses could not be traced. The inability of following up on the addresses for 6,200 out of two to three million voters is not proof of voter fraud and much less conclusive proof that the constitution should be amended. County officials are concerned that passage of the voter ID amendment alone would cost local, county and state governments millions of extra dollars. Some experts believe that voter photo ID would make it more difficult for poor people and minorities to vote. Proponents counter that the amendment would strengthen the integrity of the voting system and guarantee that the one voting is the one in the photograph, eliminating voter impersonation. The News 21 study, however, showed that of 146 million registered voters in the United States in elections since the year 2000, there were 10 cases of voter impersonation. The editorial board also noted that Minnesota consistently is a leader in voter turnout, in part because it has same-day voter registration that would be eliminated in favor of provisional voting, which some experts believe could reduce the number of voters, drive up the cost of elections and delay the outcome. The editorial board also stressed that the mechanics of conducting an election should be handled in the Legislature and not by amending the constitution, which was written to protect voter freedom. In the final analysis, the empowerment of every citizen to cast a ballot outweighs the prevention of perceived but unproven voter fraud. This is a product of the ECM Editorial Board. Sun Thisweek and the Dakota County Tribune are part of ECM Publishers Inc.

Voter ID requirement will be a benefit, not a burden by Mary Kiffmeyer

Special to the Tribune

Opponents of Photo ID claim there is “no problem.” But, how could you possibly know that 2.8 million voters are who they say they are without a photo ID requirement? From the 2008 presidential election, we have over 6,200 ballots out of 23,000 cast by voters who still cannot be found. How do you prosecute a voter or find out if their vote is eligible if you cannot find them? It is too late to remove their ballot and somehow the rest of us are expected to just believe they were all eligible. That just doesn’t make sense when a simple solution like photo ID exists. Minnesota is the 34th state to propose strengthening the integrity of the voting process using an ID requirement, 17 of which require the voter’s photo and several countries around the world, including Canada and Mexico, employ some form of voting identification. Minnesota’s vouching system is one of only two states that use it and not used anywhere else in the world! Opponents of photo ID say that previous recounts have gone smoothly so – all must be well. But recounting ballots is at the end of the process and by state law cannot account for fraudulent voters. Counting ballots accurately that never should have been in the ballot box to begin with, is not a measure of a good election system. The photo ID amendment would require a voter to show a government-issued valid form of photo identification, something that at least 98 percent of registered Minnesota voters already have. This proof of identification would include a state ID, a driver’s license, a U.S. passport, a U.S. military identification card or a tribal ID card. For those select few who do not already possess a valid government issued ID, the amendment also includes a provision requiring the state to make state-issued photo IDs available to the public, free of charge. Current constitutional voting eligibility requirements gives citizens the right to vote if eligible. A voter must be 18 or older on Election Day, a U.S. citizen and a resident of Minnesota for at least 20 days. Felons without rights being restored or under guardianship also do not have the right to vote. There is nowhere else in society today, including union elections and the Democratic National Con-

Submissions to Forum: www.DakotaCountyTribune.biz

Editorial Response

vention, that operates without an ID requirement. So why would we not take something as valuable as a ballot, which controls the future of our government, just as seriously? Furthermore, there is nothing in this amendment that requires any local government spending above what is currently spent today running elections as they usually do. Mail balloting, absentee voting and same day registration in Minnesota will continue if voters approve the amendment this November. There is not one word in the amendment that would eliminate these methods of voting. The current Minnesota absentee ballot already asks for a form of eligibility verification through a driver’s license number or social security number. The only difference is that, as with military and overseas absentee ballots, these boxes would become a requirement not optional as now. Mail balloting, under the amendment, would allow for a voter to provide a witness signature to confirm that the voter presented a valid form of identification. If a voter forgets to bring an ID, they would cast a provisional ballot, which 44 other states use to ensure every single voter can vote. They will have time to verify their identity with a local election official (including any city, township or county office) between Election Day and the official certification of the election seven days later. Then results will be included in the official tally. In similar sized states as Minnesota, provisional ballots account for on average of approximately 1.5 ballots per precinct not the outrageous number claimed by opponents. Armed Forces deployed overseas would most certainly be able to vote if the amendment passes. These voters are protected federally under the MOVE Act and UOCAV Act and thus are not affected by state laws or constitution. With this constitutional photo ID amendment, our election system will continue to be easy to vote while using a photo ID will make it harder to cheat! Mary Kiffmeyer is a Minnesota state representative (R-Big Lake) and a former secretary of state. She was the chief author on the photo ID constitutional amendment bill. Columns reflect the opinion of the author.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 11, 2012

Conflict contributing to river pollution

Dakota County pulls out of Minnesota River Board

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Pollution in the Minnesota River upstream from Dakota County is so appalling that the county is pulling out of the organization charged with cleaning it up. The action is meant to send a message to legislators that the Minnesota River Board is so dysfunctional it is unable to fulfill its mission to clean the river. Despite Dakota County Commissioner Tom Egan’s pleas to reconsider, commissioners voted 5-2 to leave the Minnesota River Board joint powers organization. Egan is the county’s current representative on the board and next year’s River Board chair. Most commissioners have served on the River Board and experienced the early-morning meetings – filled with finger-pointing, disagreements and controversy – which are held hundreds of miles from Dakota County in inconvenient corners of the state. Minnesota River Board members argue about the board’s governance structure, where resources are directed, fees each entity pays and who is to blame for the river’s high pollution levels. “Some say the problem is soil erosion caused by development,” said Egan. “Others say it’s the industrial development that is occurring in southwest Minnesota, others say it’s farming or best management practices. Nobody can agree on anything.”

The river flows through 15,000 miles of southcentral Minnesota through 38 counties, but only 23 of them are dues-paying members of the joint powers agreement to oversee the river’s environmental health. Only a northwest portion of Dakota County is included in the basin, but based on the county’s population annual dues are $2,500. Money was not the primary concern from commissioners who said they want meetings to result in action for cleaning the river. Instead, Egan said he leaves meetings frustrated because “nothing but conflict occurred.” The arguments are similar to ones that occurred a decade or so ago in Dakota County with the Vermillion River Watershed, said Dakota County Commissioner Joe Harris. After years of controversy stalling action, Dakota County took over governance of the Vermillion River Watershed and conflicts were resolved. A governance structure was established, a fee structure was set and river cleanup activities have been accomplished. Similar action is needed by the state to clean up the Minnesota River, Harris said. Commissioners Paul Krause, Nancy Schouweiler, Will Branning and Kathleen Gaylord agreed. Commissioner Liz Workman agreed with Egan, who argued against

pulling out, because the River Board is going to hire a neutral facilitator to bring the parties together and devise a new governance structure and establish financing parameters. Workman voted to stay in the organization because she feared further destruction of the river without Dakota County’s involvement. Harris said he was “absolutely appalled” to see the Minnesota River’s polluted condition between Mankato and LeSueur during a recent trip. Gaylord said the Minnesota River is polluting the Mississippi River as well, calling it “crucial” to get the river cleaned up. “It’s important to do it,” Gaylord said. “This organization isn’t getting it done.” Other entities have also pulled out, and it is expected under its current structure that the River Board will run out of funding for staffing and expenditures within its next fiscal year. “It’s probably time to get out,” Krause said. “Make it fail, and maybe the state will get on board and do something to make those counties out there abide by the rules and the laws and not pollute that river,” Schouweiler agreed. “There’s a great saying,” she said. “When the horse is dead, dismount.” Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Walker Methodist opens expansion in West St. Paul Walker Methodist, which operates Highview Hills in Lakeville, recently completed a major expansion of Westwood Ridge in West St. Paul. The $18-million investment adds new memory care apartments and care suites, and a transitional care unit, fitness center and rehabilitation department that provides physical therapy, occupational therapy and speech therapy. This expansion creates a campus that offers a continuum of care by expanding from the existing 127 apartments in the independent and assisted living community. Walker Methodist Westwood Ridge’s Transitional

Care and Rehabilitation aims to enable customers to quickly recover from surgery or illness. The 24-hour secure memory care apartments includes an interactive kitchen and secure outdoor garden. Ten care suites are designed around common living areas with short distances from the apartments to near community amenities. “We fiercely protect customers’ desire to make their own choices and fulfill their wishes,” said Nick Kozel, vice president of marketing and communications for Walker Methodist, “that’s why everyone who comes here will experience our mission: ‘Life. And all the living

that goes with it.’ ” Located atop a hill in West St. Paul, Westwood Ridge is surrounded by woods and nature and offers several walking paths. The project created jobs for 125 trade workers during construction and an additional 100 ongoing jobs at the campus. Walker Methodist, a nonprofit organization, has been in operation since 1876. Its eleven properties are located throughout Minnesota and offer a wide range of choices including housing with a variety of services, rehabilitation and transitional care, a dental clinic, and adult day care. Learn more at www. walkermethodist.org.

Photo by Jessica Harper

Nine businesses from throughout the county received the Business Excellence Award on Sept. 26 from the Dakota County Regional Chamber of Commerce.

Apple Valley, Rosemount businesses awarded for excellence by Jessica Harper

DAKOTA COUNTY TRIBUNE

Rosemount and Apple Valley businesses were among nine companies to receive the 2012 Business Excellence Awards Sept. 27 from the Dakota County Regional Chamber of Commerce. Apple Valley-based CNH Architects and AAA Auto Salvage and SKB Environmental, both of Rosemount, received the award for implementing environmentally friendly initiatives. SKB Environmental, a demolition and construction waste disposal company, was the first industrial business in Dakota County to implement a triple line collection system. This large-scale waste processing system enabled SKB to recycle 116,000 tons of construction and demolition waste last year. “We are committed to environmental protection while thriving in a competitive industry,” said Don Chapdelaine, spokesperson for SKB Environmental. Its Rosemount recycling site was the first among the company’s facilities to develop an organic waste compost system, which is now at all SKB sites. AAA Salvage, which salvages used vehicles, was recognized for its efforts to recycle and reuse auto parts. CNH Architects in Apple Valley provides archi-

tectural services for public also uses motion sensor and private businesses and lights in its facility and has is the first architect in Min- worked to reduce its water nesota to be certified as a usage by partnering with Green Globe Professional. Ecolab and other Eagan CNH earned the certifica- businesses. tion for its energy-efficient International Office designs and green build- Technologies, which reings. The company has also pairs and sells refurbished donated its services to local printers, desktop computers schools and communities to and laptops, has taken sevcreate wind and solar proj- eral steps to eliminate waste ects. when providing its services. The other Business Ex- “We process 6 million cellence award winners are pounds of material and Eagan-based companies none of it goes to landfills,” Coca-Cola Refreshments, said Bob Brennan, CEO of International Office Tech- International Office Technologies and Superior Ser- nologies. vice Center; Burnsville- Sprint by ASW in based Sprint by ASW; West Burnsville is the largest St. Paul-based Rapid Refill provider of Sprint services Ink; and Mendota Heights- and was recognized by the based Materials Processing chamber for its efforts to Corp. recycle wireless devices. “It’s nice to be recog- The company also created nized for our efforts,” said a program in which it buys Dan Sjolseth, owner of Su- used wireless devices to reperior Service Center. “We furbish and distribute to were looking to save money charities. and ended up preserving Rapid Refill Ink remanthe environmental, too.” ufactures computer printer The auto maintenance ink and toners, and was and repair center switched recognized for its efforts to last year to water-based recycle ink and toner carpaint to minimize environ- tridges. mental hazards and began Materials Processing recycling sheet metal and Corp. provides IT manageplastic car parts. The busi- ment and risk mitigation ness also installed green services and was recognized features such as LED lights for its development of into save on energy costs and novative tools to recycle be more green. used electronics. Coca-Cola RefreshJessica Harper is at jessica. ments recently install LEED features such as ef- harper@ecm-inc.com or facebook.com/sunthisweek. ficient heat fans and recycling bins.�� The company ��

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October 11, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Tax system is unbalanced three-legged stool State revenue commissioner says reforms are needed

by T.W. Budig

Dakota County Tribune

Those who sit on one of Revenue Commissioner Myron Frans’ three-legged stools will topple off. Frans brought his brightly painted symbols of the state tax system to the Met Council last month as part of Gov. Mark Dayton’s administration initiative on tax reform. In the past months, Frans has traveled the state talking taxes, listening to the public and government officials. The three-legged stools — now marked with various signatures — serve to illustrate the three streams of tax revenue — income, property tax, sales taxes — flowing into state coffers. The legs on the stool representing the tax streams in 1999 are about equal length, as the tax generators were more or less equal at that time. But the legs on the stool representing the 2010 tax streams provides an unstable platform as they have diverged. “I broke it once,” Frans said of the unbalanced stool. “I’ve been told not break it again.” The uneven revenue flow is only one foible in the state’s current tax system. He said there’s no magic formula but a balance is preferable. There’s a need for better transparency, Frans said. Frans considers Minnesota’s property tax system the most complex in the United States. Things aren’t a lot better when it comes to the income tax, he explained. The number of adjustments on the individual income tax form has jumped from nine to 50 since 1987. Beyond this, the commissioner spoke of “hidden spending” — tax credits, exemptions, deeply embedded in state tax code — automatically siphoning billions out of the tax revenue stream. Out of the annual state tax revenue of $27 billion in 2010, only $16 billion remained after the hidden spending. Venturing into politically hotter ground, Frans, citing revenue department tax incidence study data, said the state’s effective tax rate favors the wealthy in terms of percent of income

Photo by T.W. Budig

Minnesota Revenue Commissioner Myron Frans holds up a three-legged stool representing the state’s three tax revenue streams. paid to taxes. The top 10 percent of Minnesota earners pays almost 17 percent less than the remaining 90 percent of wage earners in terms of percentage of income paid to taxes. More specifically, middle income households — those earning between $41,000 to $53,000 — pay about 12.3 percent of their income to state and local taxes. By contrast, the top 1 percent, those earning more than $429,000 annually, pay 9.7 percent of their income to taxes. This has not escaped notice. One of the most repeated slogans of Democrat Dayton’s gubernatorial campaign was “tax the rich.” Nationally, wealth has been massing at the top for years, Frans explained.

The top 10 percent, which includes families with an annual income above $109,600, has a 50 percent share of the overall U.S. income. This has not been seen since the late 1920s, according revenue department data. Still, the percent of local and state tax revenue as percent of personal income in Minnesota in recent years has been below the U.S. average, Frans said. He pointed out other foibles in the system. While the corporate income tax rate at 9.8 percent is the third highest in the United States, the effective corporate tax rate ranks much lower, he explained. “It’s not a good way to sell Minnesota as a place to do business,” he said. In taking questions from council members, Frans indicated neighboring states have lower

sales tax rates than Minnesota. But Minnesota does not extend its sales tax to clothing, which is unusual. Theoretically, by broadening the sales tax base, Minnesota could get its sales tax rate down to perhaps 3 percent without losing revenue. “There’s an enormous amount of stuff we don’t tax,” he said. Broadening the tax base has been heated issue. Council Member Steven T. Chávez of Eagan asked why the same principles guiding business, the sharp realities of investment and return, couldn’t be applied to state taxation and spending. Would it be possible to put together a some kind of grand tax reform bargain as achieved in the 1980s? “If you get people to hold their fire,” Frans said, stressing the need for elected leaders to refrain from predictable rhetoric and step forward with a willingness to bargain. Frans has a number of tax reform ideas, but is avoiding talking about them, preferring to listen for now. The number of possible solutions to the puzzle isn’t limitless. “There’s just so many ways to solve the problem,” he said. But there are a lot of conflicting opinions, Frans added. Dayton Administration officials are looking to include a tax reform component to the proposed, two-year state budget the governor will release in January. Revenue department officials have held more than a dozen town hall tax reform forums over past months, including ones in Roseville and Farmington. Information about the reform initiative, and parade of charts and graphs, can be found on the Revenue Department website at http:// www.revenue.state.mn.us/tax_reform/Pages/ Tax-Reform.aspx. T.W. Budig can be reached at tim.budig@ecminc.com or facebook.com/sunthisweek.

District 191 forum ranges from achievement gap to budget gaps 10 seek four School Board seats by John Gessner

DAKOTA COUNTY TRIBUNE

Candidates in a crowded District 191 School Board race addressed topics ranging from closing the achievement gap to closing budget gaps during a 90-minute forum Oct. 2 at Diamondhead Education Center. Topics included hiring a replacement for Superintendent Randy Clegg, who was singled out for criticism by candidates Mark Traikoff and Tom McCasey, both of Burnsville. Clegg is retiring from the BurnsvilleEagan-Savage district next June 30. Seven candidates, including incumbents Ron Hill of Savage, Sandra Sweep of Burnsville and DeeDee Currier of Burnsville, are running for three four-year terms. Three, including incumbent Robert VandenBoom of Eagan, a board appointee, are running for a two-year term. Traikoff and McCasey provided most of the fireworks in the wide-ranging forum, arranged and moderated by Burnsville business owner Tom Taylor.

Both have been fierce critics of the district in the wake of the controversy over the buyout of Tania Chance, the ex-human resources director who resigned in February under a separation agreement that paid her $255,000 for not working the last 18 months of her two-year contract. The buyout angered many residents and teachers who pressed for details of the district’s split with Chance that board members said were protected by data privacy law. “I am running for school board to help clean up the mess, to assist in earning back public trust and to demand accountability, disclosure and transparency,” said Traikoff, a former substitute teacher in the district who calls himself Mark “MR. TEAK” Traikoff after a nickname he said his former students gave him. Most candidates didn’t target Clegg, but they were asked what they’d like to see in a new superintendent. Hill, the board chair, said a collaborative nature, experience in a multicultural environment like District 191 and deep knowledge of curriculum and instruction are his top priorities.

“Our district is a little bit concerned about the changes that are happening,” said Seema Pothini, an equity and diversity facilitator who’s seeking a fouryear term. “We need someone who can come in and make people feel good and make them feel empowered.” Said McCasey, “I just want to remind the taxpayers, the current school board is what got us Mr. Clegg, who failed.” Sweep called for the superintendent search team to include a representative from each school. “Our district is not one-sizefits-all across all our buildings,” she said. Asked about recurring annual budget shortfalls that could exceed $15 million over the next four years, Currier said a new budget format that breaks spending down by program area will help the public form ideas about spending priorities. Joshua Mathews, who’s seeking the two-year term, said he favors using some of the district’s historically high $10 million budget reserve to help cushion the blow. “And this is what people

don’t want to talk about – you have to look at cutting costs,” Mathews said. The fund balance shouldn’t be used to help balance the budget, said Mark Korman of Burnsville, who’s seeking a four-year term. Families have to cut back, and so should school districts, he said. Perhaps the district could start an incentive program to encourage teachers to “do more with less,” Korman said. “The money that’s in the account right now is for something unforeseen, and it should stay there,” said Korman, who has twin sons in the autism program at Rahn Elementary and said special education is a high priority. “But the pattern, as we well know in education, is being asked to do more with less,” responded Steve Dove, a former assistant principal and athletic director at Edina High School who teaches graduate school at the University of St. Thomas. A review of possible budget reductions and revenue boosters should precede tapping the fund balance, Dove said. Closing an elementary or junior high school – ideas some

residents have suggested and the board has considered – are not budget panaceas, with estimated savings of $300,000 to between $500,000 and $700,000, respectively, Hill said. “The final kicker when you close a building, there’s a boundary change,” Hill said, noting that the district is considering a variety of facilities options, including repurposing some buildings. “We have everything on the table,” VandenBoom said. “We’re looking at buildings, we’re looking at mapping changes, we’re looking at school choice.” Traikoff argued that the district under Clegg has wasted money building an “overbloated district administration.” He offered as evidence appointment of separate directors of curriculum, assessment and instruction, and the district’s communications department. “You fund the classroom. You fund the teachers,” said Traikoff, who claimed the number of administrators in the district grew from 51 in 2008 to 60 in 2009 while the ranks of educational assistants were cut by 10 percent.

The district disputes Traikoff ’s claims on administration numbers and says the number of administrators in the Teaching and Learning function is comparable now to what it was in 2008. McCasey cited as an example of wasteful spending the “failed” Envision Academy of the Arts, one of several magnet programs the district chose to launch in 2009 as part of a state-mandated plan to reduce racial imbalances between 191 and the nearby Lakeville Area School District. McCasey said the “thousands upon thousands of dollars” could have gone to fund classroom teachers. However, the arts school was funded by a combination of state money and local taxes earmarked by law only for integration programs. Candidates were asked how the district can narrow achievement gaps affecting minority students and students learning to speak English. “Lots of districts are dealing with that,” Dove said, adding, “All-day kindergarten is a tremendous positive step toward making progress on the See 191 Forum, Page 7A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 11, 2012

Most candidates prepared at forum

Wear: ‘I don’t know’

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Farmington’s City Council candidate forum Sept. 27 delved into city issues that one mayoral candidate appeared unprepared to discuss. Incumbent Mayor Todd Larson and challenger David Pritzlaff, both wearing suits, delivered verbal punches at each other while tackling issues with depth and knowledge of local government. But political newcomer Jerry Wear, wearing a hooded sweatshirt, laughed nervously and mumbled quick answers, often stating, “I don’t know,” and ending his answers well before his allotted time was up. Wear said he was running for mayor to do something about taxes instead of just complaining about them, but offered no details about how he would address the problems. Larson and Pritzlaff, meanwhile, sparred over economic development, city debt and taxes. City Council candidates Doug Bonar and incumbent Terry Donnelly offered opinions and ideas about topics presented; council candidate Kirk Zeaman did not attend the forum due to a scheduling conflict. Candidates were not given the questions before the forum, but were told they would have time for an opening and closing statement. All candidates except Wear had comments prepared, some written, for the forum’s open-

ing and closing. Pritzlaff, a City Council member from 2005 to 2009, said he is running for mayor to reduce the city’s debt and to reign in spending to help attract new businesses and build the tax base. A business owner, Pritzlaff said taxes have risen and the city’s debt has increased by about $1 million since after he was in office, calling the city’s situation evidence of fiscal irresponsibility. He also noted that Farmington has the highest tax capacity rate of any city in Dakota County. The tax capacity rate is the rate applied to properties to raise the amount of money needed to fund the city, county and school district budgets. Farmington’s total tax capacity rate is 1.5 percent; the city portion of that is 0.63 percent. Competing with surrounding cities to attract businesses is difficult, Pritzlaff said, because other cities have lower tax capacity rates. Apple Valley’s tax rate is 0.44 percent, Northfield’s is 0.5 percent and Rosemount is 0.47 percent. “When you put Farmington at .63 percent, we don’t stand a chance of attracting new businesses here,” Pritzlaff said, adding that in 2010 the city’s tax capacity rate was .44 percent. Larson said the council is working to address the budget, calling it “as sound now as it has ever been,” and noted the council’s cost-cutting

Photo by Laura Adelmann

Farmington mayoral candidates David Pritzlaff, Todd Larson (incumbent) and Jerry Wear listened to questions posed during a Sept. 27 candidate forum. Also at the forum were City Council candidates Doug Bonar and incumbent Terry Donnelly. Candidate Kirk Zeaman did not attend due to a scheduling conflict. measures that have included reducing city staff. He said previous City Councils have made decisions that increased the debt, including incurring expenses from the high school lawsuit, funding the bridge at Vermillion River Crossings, and building City Hall and the First Street parking garage, which Larson called an unneeded $9 million expense. Pritzlaff, Larson said, voted for all those things. “So for him to sit here and say that I’m the reason for all this is ludicrous,” Larson said. Pritzlaff said he voted for the Vermillion River Crossing in 2005 because at the time it was a small risk because “everybody was just going on and on about commercial development,” and developers assured them of ”things that didn’t go to plan.” Once expected to produce a strong commercial area east of downtown, development of Vermillion River Crossing halted abruptly about five years ago when construction dropped off. Many lots remain vacant, but the Dakota County Community Development Agency

District 192 School Board candidate drops from race MacDonald cites personal reasons

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Farmington School Board candidates Anthony MacDonald has dropped out of the race, but his name will still appear on the Nov. 6 ballot. Citing personal reasons, MacDonald said he is no longer seeking office, but may consider running again in the future. “It’s too late to pull my name off the ballot,” MacDonald said. “So right now, I’m just not actively campaigning.” MacDonald, a 2010 Bethel College graduate in business management, had supported the district’s individualized

learning focus, but expressed concerns about the cost of providing each student with an iPad. Farmington School Board candidates actively seeking office are Eric Bartosh, Laura Beem, Rob Carpentier, Jake Cordes, John Guist and Julie Singewald. There are three open seats on the Farmington School Board. Incumbents Tim Burke and Julie McKnight are not seeking re-election. Singewald has served on the School Board since 2009. Laura Adelmann is at laura.adelmann@ ecm-inc.com or facebook.com/sunthisweek.

just built a 66-unit senior housing complex in the development, near a medical clinic and a McDonald’s restaurant. If elected, Pritzlaff said he would work with new developers to form partnerships with other entities to lower or waive Vermillion River Crossing assessments or roll them into another aspect of the project so the area would look inviting for new businesses. Donnelly said one of Farmington’s biggest problems is the debt that occurred during the development boom times, including about $2 million in assessments at Vermillion River Crossing. “Everyone thought the revenue stream would never stop,” Donnelly said. “It stopped. But the bills still have to be paid; unfortunately, the taxpayers are the ones stuck with the tab.” He advocated for responsible fiscal policy to reduce city expenses, and to bring the tax rate down and attract new businesses. Donnelly said he opposes giving tax incentives or “giveaways” to attract new businesses. The payoff isn’t good, and giving incentives puts

191 Forum from Page 6A

achievement gap.” The district made its all-day kindergarten program free to all students beginning this fall. Also encouraging, Dove said, is the district’s launch of the Parent Institute for Quality Education program. PIQUE involves working with families to elevate the importance of learning. “I can’t talk enough about getting parents involved with their students,” said VandenBoom, who called for new avenues of outreach to parents who “are just uncomfortable” getting involved in the schools. Hill said a “joint partnership” must evolve between schools and state health and human services, some of whose functions now fall to schools. “When children come to school

the city in competition with neighboring cities that have more resources than Farmington, he said. “That’s not something we want to get into, a bidding war with our neighbors to the west and to the north,” Donnelly said, adding the city needs to appreciate and retain the businesses already in the city and create a business-friendly environment. Bonar, a member of the Economic Development Agency, called increasing the commercial tax base a “tremendous challenge” for this and future councils to address, but suggested some ideas to help bring businesses to Farmington. “I am a firm believer we can be a niche in this market by choosing to be what our neighbors are not,” Bonar said. He said he would continue working with Grow Farmington, a local business group, to entice Farmington residents to buy local, and suggested the city re-explore the original Vermillion River Crossing concept. He added the area would be a great location for a data center, as part of Dakota County’s dark fiber network

with issues that are beyond the control of the school board, those issues have to be addressed,” Hill said. Pothini said educational equity and diversity are a personal “passion” and said the district must equip all teachers to handle all students. One of the moderator’s questions pointed out that district magnet schools have contributed to higher concentrations of poverty in some nonmagnet schools. “I think that discussion itself will show the inequities we have in our district,” Pothini said. It was asked whether the district should consider attendanceboundary changes to create equity across a district in which the number of students receiving free or subsidized meals ranges from 20 percent at one school to 72 percent at another. “I’m in favor of looking at

project. Larson proposed the city begin working on another phase of the industrial park and advocated for the city to install the first 100 feet of a road to “show off ” the area west of Pilot Knob and County Road 50 to new businesses that would also bring jobs. Pritzlaff said that in 2010 the city’s general fund was $9.2 million, and now it’s $10.1 million. He said the city needs to lower its debt, be more fiscally responsible and build the fund balance up. Wear said new businesses need to “show up” to help cut property taxes, the budget needs to be cut where it can be, and “stuff like that.” The forum can be viewed on the city’s website, www. ci.farmington.mn.us, or seen on cable public access Channel 16 through Monday, Nov. 5. Voters will elect a mayor and two council members at the general election Nov. 6. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

boundary changes,” said Mathews, who said he wants all schools across the district to be funded equally. The more diverse schools get more funding, he said. Schools with high free and reduced meal concentrations – such as Sky Oaks Elementary, at 72 percent – do get more in state compensatory funding, Sweep said. But the cost of extra Englishlanguage instruction is “very significant,” Sweep said. She noted that compensatory funding is being used to fund the districtwide allday kindergarten program. The Sky Oaks Parent-Teacher Organization is sponsoring another candidate forum from 7 to 9 p.m. Monday, Oct. 29, at the school, 100 E. 134th St., Burnsville. John Gessner can be reached at john. gessner@ecm-inc.com or facebook. com/sunthisweek.

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October 11, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ��

192 School Board candidates support district plans Some question iPad initiative

MacDonald has dropped out of the race, although his name will still appear on the ballot. He was not at the forum. Farmington is among the first districts in Minnesota to plan to provide iPads to every student and incorporate them into classroom use. Currently there are almost 2,500 iPads in use at the district, and plans are for all students to have one by the end of this school year. The project is estimated to cost the district a total of $2.8 million over four years, according to district spokesman Jim Skelly. Funds for the devices are

to be generated from existing resources available for capital or facilities and not available to fund teacher salaries, he said. Equipment leases include the iPad 2, a protective case and $50 per device for application software and carts needed to make the program work, Skelly added. The district plans to make incremental payments for the devices, with $646,700 going toward the project in 2012-13 and $965,626 annually in 2013 and 2014. During the 201516 school year, the district will spend $318,927 on the devices. At the forum, candidates agreed with the district’s new

focus on customized learning, although Singewald, Bartosh and Carpentier expressed concern about whether the costs of providing the devices is sustainable. Singewald, a health laboratory manager, also said she did not want teachers to feel like iPads were locking them into one teaching tool. Carpentier, a teacher for 20 years with expertise in collective bargaining, expressed concern the device could be misused by students who may prefer gameplaying to studying. Bartosh said the district has three years to see how the program works, noting while stu-

dents need to be familiar with technology no matter their career path, he wants to make sure the district will be able to sustain the program financially. Cordes, a 2010 Farmington High School graduate and college student, said he supports iPads, stating students need to be comfortable with technology to enter today’s workforce. The device’s versatility was emphasized by Guist, a churchplanting pastor and information technology professional who succeeded in school despite an undiagnosed learning disability. He said the iPads can help teachers reach students in a va-

riety of ways. Beem said iPads would help ensure children receive customized learning, and allow teachers to see how each student is progressing. Other classroom topics were discussed as well. Bartosh, a teacher and coach with experience in the financial services industry, emphasized the connection between learning and activity, and said he supports keeping physical education as part of the curriculum in all levels, K-12. He also said he supports more college-in-the-classroom opportunities that give high

To submit an item for the Calen- 6:30 p.m., Chamber Business After dar, email it to darcy.odden@ecm- Hours, Anchor Bank, 14665 Glazier Ave., Apple Valley. inc.com or fax (952) 846-2010. Burnsville Chamber of Commerce events: Date-specific Dakota County Regional • Friday, Oct. 12, noon to 1 p.m., AAA hosts a “Lunch ’N Learn,” AAA Chamber of Commerce events: • Thursday, Oct. 11, 8 to 9 a.m., Burnsville office, 600 W. Travelers Coffee Break, Venture Bank, 2640 Trail, Burnsville. Companies looking Eagan Wood Drive, Eagan. Infor- to start a community-based employmation: Jessy Annoni at (651) 288- ee volunteer program or looking to 9202 or jannoni@dcrchamber.com. start a charitable giving program • Thursday, Oct. 11, 6 to 6:30 should plan to attend this free pizza p.m., ribbon cutting and grand lunch. Learn about Cheerful Givopening, Laugh Lines Comedy, ers and Kids ’n Kinship. Free, but GrandStay Hotel, 7083 153rd St. RSVP required to Gail Weinholzer W., Apple Valley. Information: Jessy at (952) 707-4985. Annoni at (651) 288-9202 or jan- • Tuesday, Oct. 16, noon to 1 p.m., Network at Noon, Olive Garnoni@dcrchamber.com. • Thursday, Oct. 11, 7 to 9:30 den, 1451 W. County Road 42, p.m., Rosemount City Council and Burnsville. Senate District 57 Candidate Fo- Lakeville Area Chamber of rums, Rosemount City Hall, 2875 Commerce events: 145th St. W., Rosemount. Informa- • Thursday, Oct. 11, 4:30 to 6:30 tion: Jessy Annoni at (651) 288- p.m., Networking After Hours, Com9202 or jannoni@dcrchamber.com. fort Inn of Lakeville. • Tuesday, Oct. 16, noon to • Tuesday, Oct. 16, 6:45 to 1:30 p.m., Meet the Chamber, DCR 8:30 p.m., City Council Candidate Chamber office, 1121 Town Centre Forum, Lakeville City Hall Council Drive, Suite 102, Eagan. RSVP: Chambers. Jessy Annoni at (651) 288-9202 or • Wednesday, Oct. 17, 7:30 to 8 a.m., ribbon cutting ceremony at jannoni@dcrchamber.com. • Wednesday, Oct. 17, 7:30 to Walmart, Lakeville. 9 a.m., Business Owners Round- River Heights Chamber of table, DCR Chamber office, 1121 Commerce events: Town Centre Drive, Suite 102, • Thursday, Oct. 11, 8 to 9 a.m., Eagan. Information: Kelly Schaef- Inver Grove Heights Local Issues bauer at kschaefbauer@danburyit. meeting at the district offices. • Tuesday, Oct. 16, 4:45 to 5:45 com. • Wednesday, Oct. 17, noon to p.m., Member Ally Group meeting, 1:30 p.m., Eagan USPS tour, meet location to be determined. Informaat DCR Chamber office to carpool. tion: Chaz Kleinsteuber at chaz@ USPS is at 3232 Denmark Ave., riverheights.com. Ongoing Eagan. Must RSVP: Jessy Annoni at (651) 288-9202 or jannoni@ Platinum Partners, a chapter of BNI, welcomes one represendcrchamber.com. Apple Valley Chamber of tative from each profession and meets every Wednesday morning Commerce events: • Thursday, Oct. 18, 4:30 to from 7:30 to 9 a.m. at the Lakeville

Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www.NetworkUnlimited. org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited. org. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. The group is based on relationships and charitable giving. Openings are available. Visit smartmnnetworking. com. Questions – contact Arlene Seifert at (952) 898-1777. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at

14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@ charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 298-3487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at Kowalski’s Market, 1646 Diffley Road, Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome. For more information, contact Jay Taylor at (651) 6883100, jay.taylor@hitechmn.com. Find the chapter’s website at bnimn. com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For infor-

mation, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12

noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan.  Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 994-8392 or meetup.com/riseandshine networking group.

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Farmington School Board candidates approve of the district’s focus toward individualized learning, but during a Sept. 27 forum, some voiced concerns about the district’s iPad initiative. Candidates addressing questions during the forum were Eric Bartosh, Laura Beem, Rob Carpentier, Jake Cordes, John Guist and incumbent Julie Singewald. Farmington parent Anthony

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 11, 2012

192 from Page 8A

school students a chance to gain college credit in the public schools before paying for those same credits in college. Like Bartosh, Cordes spoke in favor of early-childhood education and all-day kindergarten options. Cordes said smaller classroom sizes in grades K-3 are important for students to get a strong educational foundation. District budgeting was also a concern to candidates, as districts are expecting more financial challenges in the coming years. Candidates expressed excitement about the district’s

new strategic plan, and said the district’s goal to improve schools could serve as a magnet for more families seeking educational excellence. Beem said her 20 years of experience in accounting, budgeting and finance would help her address upcoming financial issues the district will face as resources are likely to decline. She advocated for keeping spending focused on classrooms, stating that although some high-level administrative positions have been eliminated in the district, she thinks “nonessentials” still remain in the budget. Carpentier suggested a city and school district committee

be formed to work on improving Farmington’s tax base by attracting development and filling foreclosed homes. Guist, who said he is good at bridging the gap between diverse groups, said if elected he would rely on experts like Beem when examining the budget to make hard decisions that come with being a board member. All candidates emphasized the need to focus district resources on the classroom and attracting and retaining quality teachers. Beem said if cuts are needed, they should be made on the administrative side, and Cordes, who cited his history

in the district and current understanding of what works in the classroom, said raising taxes should only be considered as a last resort. Candidates agreed teacher layoff decisions should not be made on the basis of economics, meaning salary level should not determine whether or not the district sheds a particular teacher. Guist said teachers who have served in the district for a long time deserve consideration, noting that in Farmington schools some staff were cut from one place where they were gifted and serving well to another place where they were not used to the best of their

abilities. “That to me is sad,” Guist said. “That means you have people who aren’t really as good as the person who was moved was. I find that troubling.” Carpentier, a teacher for 20 years, said legislation will require the district work with the teachers union and administration to negotiate tenure, and said he has experience in such negotiations. Beem said it is important to keep experienced teachers in the district, but they should be evaluated based on performance measures to ensure they are still adding value to the district.

Singewald said the district should be aware of the domino effect line-item budget cuts have on other district programs, and suggested seeking revenue-generating grants instead of just making cuts. Elections are Nov. 6, when candidates will compete for three four-year seats open on the Farmington School Board. The school board forum can be seen on the city of Farmington’s website, www. ci.farmington.mn.us and on cable access channel 16 until Nov. 5. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

CITY OF LAKEVILLE PUBLIC HEARING NOTICE NOTICE IS HEREBY GIVEN that the Lakeville City Council will meet on Monday, November 5, 2012, at approximately 7:00 p.m. at the Council Chambers, 20195 Holyoke Avenue, to consider the imposition of a $27,500.00 service charge under Minnesota Statutes Chapter 428A in the Special Service District in Downtown Lakeville. Petition requirements of Minnesota Statutes have been met. The purpose of the District is for economic development. The proposed special assessment is based on net tax capacity of the taxable property located within the Special Service District. All interested persons will be given an opportunity to be heard at the hearing regarding the proposed service charge. Additional information can be obtained by contacting Dennis Feller, City Finance Director, at (952) 985-4481. Dated this 1st day of October, 2012 CITY OF LAKEVILLE

3173603

BY: __________________ Charlene Friedges, City Clerk 10/11 & 10/25/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 30, 2012 at 11 a.m. at 19 Hays Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1979 Liberty manufactured home, 24 x 44, Serial No. 06L13190XU. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by James & Janet Pavlick and Judy Irene Harlow. The property has been abandon in the S k y l i n e V i l l a g e MHC for more than 60 days. The amount of the claim against the above referenced property is $ 4714.00 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date October 1 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: October 11, October 18th, October 25th 2012) 3172295 10/11-10/25/12P

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-12-1416 Case Type: Domestic Abuse In the Matter of: KRISTINA LYNN CHANDLER, Petitioner vs. DAMEN TERRELL VINSON, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN 55118 on October 30, 2012 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: OCTOBER 2, 2012 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 3174488 10/11/12

The contents of the following storage units will be sold to the public using sealed bids. Sale will be held at 3:00Pm on Tuesday 11/06/12 at the NEW U-Haul Storage Center of Burnsville, located at 12200 Portland Ave S, Burnsville, MN 55337 Unit number B101 leased by Jared Bozich, Miscellaneous household and personal goods, Amount Due $226.00 Unit number B119 leased by Charlene Woods, Miscellaneous household and personal goods, Amount Due $250.22 Unit number B138 leased by Thavyxay Panyasiri, Miscellaneous household and personal goods, Amount Due $558.00 3168735 10/11-10/18/12

Notice of taking and sale 168.06 on 5/27/12 at 35W and Cr. 70 Lakeville, MN. Marek’s Towing & Repair Inc. 20152 Kenrick Ave. Lakeville, MN. 55044 took custody of the following vehicle: 2005 Chevrolet Cobalt, VIN# 1G1AK52F757618789. Any person/persons having legal right to claim this vehicle may do so upon payment of all towing & storage fees by 10/30/12. Failure of owner or lien holder to reclaim vehicle & contents shall be deemed a waiver by them of all right, title, and interest and consent to the transfer of title and to disposal or sale of the vehicle and contents as pursuant to MN. SS 168.08. 3168986 10/4-10/11/12

NOTICE PUBLIC NOTICE PUBLIC The contents of the following stor-

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FORMAL PROBATE OF WILL (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-610 In Re: Estate of Wayne C. Cordes, Decedent. Notice is given that a Petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent’s last Will dated March 6, 1992. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper, and if no objections or claims are filed, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is further given that the Petition will be heard on October 23, 2012 at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, 55033. Dated: 10/1/12 BY THE COURT Timothy D. Wermager Judge of District Court Jay A. Joyner, P.A. Jay A. Joyner MN# 52887 3247 Humboldt Ave S. Minneapolis MN 55408-3329 Telephone: 763-560-1944 Facsimile: 763-560-1434 e-mail: jjoyner@joynerlaw.com 3171680 10/4-10/11/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Ivey Homes 2. State the address of the principal place of business: 13158 Galleria Place, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ivey Consulting Incorporated, 13158 Galleria Place, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 9/28/2012 Spencer K. Ivey 3171634 10/4-10/11/12P

PUBLIC NOTICE

NOTICE OF GENERAL ELECTION CITY OF LAKEVILLE NOTICE IS HEREBY GIVEN that a General Election will be held in and for the City of Lakeville, Dakota County, Minnesota, on Tuesday, November 6, 2012, between the hours of 7:00 a.m. and 8:00 p.m. The following offices will be filled: MAYOR (Two-year term) TWO (2) COUNCILMEMBERS (Four-year terms) PRECINCT 1 Lakeville Area Arts Center, 20965 Holyoke Avenue PRECINCT 2 St. John's Lutheran Church, 20165 Heath Avenue PRECINCT 3 Lakeville South High School, 21135 Jacquard Avenue PRECINCT 4 Trinity Evangelical Free Church, 10658 - 210th Street W PRECINCT 5 Kenwood Trail Middle School, 19455 Kenwood Trail PRECINCT 6 Family of Christ Lutheran Church, 10970 - 185th Street W PRECINCT 7 Evergreen Community Church, 16165 Kenwood Trail PRECINCT 8 Hosanna! Lutheran Church, 9600 - 163rd Street W PRECINCT 9 Church of Jesus Christ Latter Day Saints, 18460 Kachina Court PRECINCT 10 Lakeville Water Treatment Facility, 18400 Ipava Avenue PRECINCT 11 Crystal Lake Education Center, 16250 Ipava Avenue PRECINCT 12 Messiah Lutheran Church, 16725 Highview Avenue PRECINCT 13 Central Maintenance Facility, 7570 - 179th Street W PRECINCT 14 Valley Christian Church, 17297 Glacier Way PRECINCT 15 Parkview Elementary School, 6795 Gerdine Path PRECINCT 16 Lord of Life Lutheran Church, 16200 Dodd Lane PRECINCT 17 North Trail Elementary School, 5580-170th Street W DATED this 8th day of October, 2012 Charlene Friedges, City Clerk 3179069 10/11-10/18/12

age units will be sold to the public using sealed bids. Sale will be held at 3:00Pm on Thursday 11/08/12 at the U-Haul Center of Burnsville, located at 1630 West Hwy13, Burnsville, MN 55337 Unit number A3143 leased by Leshaun Webb, Miscellaneous household and personal goods, Amount Due $179.90 Unit number B2043 leased by Galena Senneh, Miscellaneous household and personal goods, Amount Due $ 355.90 Unit number B2071 leased by Scott Browning, Miscellaneous household and personal goods, Amount Due $339.90 Unit number C1204 leased by Stacey Tremper, Miscellaneous household and personal goods, Amount Due $206.90 Unit number D2960 leased by Scott Browning, Miscellaneous household and personal goods, Amount Due $449.90 3168610 10/11-10/18/12

PUBLIC NOTICE

SUMMONS Real Estate Mortgage Foreclosure STATE OF WISCONSIN EAU CLAIRE COUNTY CIRCUIT COURT Case No. 12 CV 439 Case Code: 30404 _______________________________________ Bank of America, N.A., successor by merger to BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. 4161 Piedmont Parkway NC4-105-03-04 Greensboro, NC 27416 Plaintiff vs Timothy G. Galarnyk 2498 49th Street E Inver Grove Heights, MN 55076 Unknown Spouse of Timothy G. Galarnyk 2498 49th Street E Inver Grove Heights, MN 55076 Unknown Tenants 3800 Silver Springs Drive Eau Claire, WI 54701 Defendants _______________________________________ THE STATE OF WISCONSIN To the following party named as a defendant herein: Timothy G. Galarnyk, Unknown Spouse of Timothy G. Galarnyk You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after September 27, 2012 , you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is: Eau Claire County Clerk of Circuit Court 721 Oxford Avenue Eau Claire, WI 54703-5496 and to Matthew V. Plummer / Blommer Peterman, S.C., plaintiff’s attorney, whose address is: Blommer Peterman, S.C. 165 Bishops Way, Suite 100 Brookfield, WI 53005 You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 18th day of September, 2012 Matthew V. Plummer/ Blommer Peterman, S.C. State Bar No. 1072716 165 Bishops Way, Suite 100 Brookfield, WI 53005 262-790-5719 Blommer Peterman, S.C. is the creditor’s attorney and is attempting to collect a debt on its behalf. Any information obtained will be used for that purpose. 3159437 9/27-10/11/12P

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-12-2879 Case Type: Domestic Abuse In the Matter of: Martina Antoinette Farris, Petitioner vs. Jaamar Jeremiah Campbell, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave, AV MN 55124 on 10/25/12 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 10/4/12 Kelly Dougherty Court Deputy 3177417 10/11/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: The Dusty Lens 2. Principal Place of Business: 1300 Forest Circle, Burnsville, MN 55306 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Keri S Otterson, 1300 Forest Circle, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/04/2012 Keri Otterson 3180813 10/11-10/18/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA IN DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-12-634 ---------------------------------------------------------In Re: Estate of Joseph Lomonaco, Decedent. ---------------------------------------------------------TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that informal appointment of Amy Bercich, whose address is 17448 Honeysuckle Avenue, Lakeville, Minnesota 55044, as personal representative of the estate of the above named decedent, has been made. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the estate including, after thirty (30) days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four (4) months after the date of this notice or said claims will be barred. Dated: 10/5, 2012. Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative: Edward J. Hitchcock, ARN 207494 Hitchcock Law Firm, PLLC The Barrister Building 1465 Arcade Street Saint Paul, MN 55106 Telephone: (651) 772-3401 3179545 10/11-10/18/12

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Thursday, November 8, 2012 at 1:00 p.m. at the Queen Anne Courts Office at 17701 Kenyon Ave W., Lakeville Minnesota 55044, the following property will be sold by public auction by the Sheriff of Dakota County. 1966 Liberty Home 12x51 serial # 44866 This sale will be held to satisfy a claim upon the above-described property held by Queen Anne Courts, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Timothy Sayre. The amount of the claim against the above referenced property is $979.80 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: October 4, 2012 Queen Anne Courts 17701 Kenyon Ave W. Lakeville, Minnesota 55044 (952) 435-7979 or (952) 890-8440 3177440 10/11-10/25/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Bluegreen Vacations 2. Principal Place of Business: 4960 Conference Way North, Suite 100, Boca Raton, FL 33431 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Bluegreen Vacations Unlimited, Inc., 4960 Conference Way North, Suite 100, Boca Raton, FL 33431 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/02/2012 Michael Kaminer, VP & Secretary 3172992 10/4-10/11/12P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-624 In RE: Estate of Josephine A. Bader, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on Nov. 13, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Government Center, 1560 Highway 55 West, Hastings, MN, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated August 6, 1979 and for the appointment of Deborah Lynn Grundner, whose address is 8449 Hillside Trail S., Cottage Grove, MN 55016 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 10/4/12 Richard G. Spicer Judge Attorney: Forrest M. Anderson #1946 7200 - 80th Street So. Cottage Grove, MN 55016 (651) 459-0955 3176317 10/11-10/18/12

NOTICE OF TAKING AND SALE On Saturday the first of September two thousand and twelve, a 1950 Ford F1, VIN 98RC*287714*, was taken into impound from 920 Aldrin Drive, Eagan, MN 55121. It is being held at 3670 Kennebec Drive, Eagan, MN 55122. The owner and any lienholders have the right to reclaim the vehicle, upon payment of all towing and storage fees, under section 168B.07. The failure of the owner or lienholder to exercise their right to reclaim the vehicle within the appropriate time allowed under section 168B.051, subdivision 1, 1a, or 2, and under the conditions set forth in section 168B.07, subdivision 1, constitutes a waiver by them of all right, title and interest in the vehicle and a consent to the transfer of title to and disposal of the vehicle pursuant of section 168B.08. 3158582 9/27-10/11/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 30, 2012 at 11 a.m. at 6 Capital Drive, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1 9 9 0 F r i e n d s h i p manufactured home, 14 x 70, Serial No. MY907011V28FKRA. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Patricia Kindschy. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $ 8809.00 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date October 1 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: October 11th, October 18th, October 25th 2012) 3172277 10/11-10/25/12P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Petition For Termination Of Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-2612 In the Matter of the Welfare of M.I.M.M., Child. TO: Qetesh Selket Martinezaka Qetesh Selket McKelvey, Qetesh Selkei McKelvey, Qetesh Selket Baker, Istar Baker, Ishtar Mu Baker, Quetesh Selket Baker, Qetesh Baker, Qektesn Selket Baker, Quetesh S Baker, Martinez S Qetesh, Qetesh Selket Martinez, Quetish Selket Martinez Social Worker Rochelle Thompson, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.301, Subd.1(b)(1), because the parent(s) have abandoned the child. 260C.301, Subd.1(b)(4), because the parent(s) are palpably unfit to be a party to the parent and child relationship because of a consistent pattern of specific conduct before the child or of specific conditions directly relating to the parent and child relationship, either of which are determined by the court to be of a duration or nature that renders the parent unable, for the reasonably foreseeable future, to care appropriately for the ongoing physical, mental, or emotional needs of the child. It is presumed that a parent is palpably unfit to be a party to the parent and child relationship upon a showing that the parent’s parental rights to one or more other children were involuntarily terminated or that the parent(s)’ custodial rights to another child have been involuntarily transferred to a relative. 260C.301, Subd.1 (b)(5), because following the child’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement. 260C.301, Subd. 1(b)(8), because the child is neglected and in foster care. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on 10/24/12 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Qetesh Selket Martinez. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: September 17, 2012 Judge Richard Spicer 3164544 9/27-10/11/12

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PUBLIC NOTICE

Notice of Public Sale and disposal at Niemeyer Mini Storage of Elko, MN 952-461-2525 Property will be available for sale on Oct 20th 2012 unless prior rent is paid in full. The name of persons whose property is to be sold is M Weise, Unit #6162, of Elko MN and R. Rose, Unit #42, of Elko, MN. Units will be sold to satisfy back rent. 3171556 10/4-10/11/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2009 MORTGAGOR: Kathleen R. Bowen, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 5, 2009 Dakota County Recorder, Document No. 2676105. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969618141363 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation Georgia RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 1780 Meadowlark Road, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.32950.03.009 LEGAL DESCRIPTION OF PROPERTY: Unit 11780, CIC No. 142, Meadowlark Ridge Townhomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,536.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $178,348.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 4, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Branch Banking and Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 108 - 12-002441 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180531 10/11-11/15/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

The contents of the following storage units will be sold to the public using sealed bids. Sale and viewing will be held at 3:00pm on Friday 11/09/12 at the U-Haul Center of Apple Valley, located at 6895 West 151St Street, Apple Valley, MN 55122 Unit number 1101 leased by Wayne Figueroa, Miscellaneous household and personal goods, Amount Due $220.95 Unit number 2706 leased by Andrew Anderson, Miscellaneous household and personal goods, Amount Due $174.95 3171405 10/11-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2002 MORTGAGOR: David M. Gorham and Marjorie J. Gorham, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed July 13, 2012, Dakota County Registrar of Titles, Document No. 699363 on Certificate of Title No. 99231. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599893094801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Brokerage Alternatives RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11120 168TH Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 223795103070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Jackson Heights 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,555.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10769 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180620 10/11-11/15/12

The contents of the following storage units will be sold to the public using sealed bids. Sale and viewing will be held at 3:00pm on Friday 11/09/12 at the U-Haul Center of Apple Valley, located at 6895 West 151St Street, Apple Valley, MN 55122 Unit number 1103 leased by Thomas Erickson, Miscellaneous household and personal goods, Amount Due $349.90 3168684 10/11-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2003 MORTGAGOR: Mathew E. Peterson and Kim L. Peterson, Husband and Wife. MORTGAGEE: O p t i m u m M o r t g a g e Services Inc.. DATE AND PLACE OF RECORDING: Recorded October 17, 2003 Dakota County Recorder, Document No. 2126314. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 5536 Upper 183RD Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-75600-03-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Terra Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,237.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3243 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3179010 10/11-11/15/12

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,602.00 MORTGAGOR(S): Craig R. Johnson and Joy A. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 16, 2009 Dakota County Recorder Document Number: 2684577 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: July 01, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811080 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400007759028 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19150 Echo Ln, Farmington, MN 55024-9184 Tax Parcel ID Number: 14-11175-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Akin Park Estates, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $294,696.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 05, 2013, or the next business day if April 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025828F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 05, 2012 at 10:00 AM has been postponed to November 05, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 03, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025828F01 3175225 10/11/12

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 4, 2007 MORTGAGOR: Heidi M. Koury FKA Heidi M. Schuster and Nicholas L. Koury, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 21, 2007 Dakota County Recorder, Document No. 2525526. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1004184-0161692028-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 412 3RD Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-64300-11-270 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 11, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,652.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 27, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 13, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 8, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180464 10/11/12

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 MORTGAGOR(S): Leander Peter Reinardy, a single person MORTGAGEE: Seattle Mortgage Company DATE AND PLACE OF RECORDING: Recorded: December 07, 2005 Dakota County Recorder Document Number: 2386694 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: June 27, 2007 Recorded: July 09, 2007 Dakota County Recorder Document Number: 2528979 And assigned to: Reverse Mortgage Solutions, Inc. Dated: March 27, 2012 Recorded: March 29, 2012 Dakota County Recorder Document Number: 2858357 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Seattle Mortgage Company Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1826 Maple St, Hastings, MN 55033-3534 Tax Parcel ID Number: 19-83752-00-130 LEGAL DESCRIPTION OF PROPERTY: Lot One Hundred Thirty (130), Westwood Addition, Third Section, according to the plat thereof now on file and of record in the office of the Register of Deeds within and for said County and State AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,901.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 07, 2013, or the next business day if October 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025282F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 05, 2012 at 10:00 AM has been postponed to November 05, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 28, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025282F01 3171355 10/11/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Total Design Consulting 2. Principal Place of Business: 11330 Alameda Ave., Inver Grove Heights, MN 55077 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tony DiSanto, 1107 2nd St. West, Menomonie, WI 54751 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8/28/12 Anthony DiSanto, Founder of TD Consulting, Packaging Consultant 3172004 10/4-10/11/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008. MORTGAGOR(S): Just Kidding Around Daycare and Preschool, Inc., a Minnesota corporation. MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed February 14, 2008, Dakota County Recorder, as Document No. 2572406. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated February 8, 2008, filed for record April 29, 2009, as Document No. 2653418, and re-recorded on June 22, 2009, as Document No. 2665777. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 5089 208th Street, Farmington, MN, 55024. TAX PARCEL I.D. NO.: 14-25855-01-020. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Farmington Industrial Park 208th Street Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $438,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $429,445.11. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. Dated: October 5, 2012. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 3179031 10/11-11/15/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: More Than a Sparrow 2. Principal Place of Business: 3545 Blue Jay Way #201, Eagan, MN 55123 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Amy Jo Clark, 3545 Blue Jay Way #201, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/04/2012 Amy Jo Clark 3178388 10/11-10/18/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-633 In Re: Estate of Victor Yanisch, Jr., Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated October 7, 2009. The Registrar accepted the application and appointed Michelle A. Lindner, whose address is 2106 Caroline Lane, So. St. Paul, Minnesota 55075, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/5/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Vance B. Grannis, Jr. (MN# 36821) Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 3179535 10/11-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,500.00 MORTGAGOR(S): David W. Wick, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562883 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 26, 2011 Recorded: November 01, 2011 Dakota County Recorder Document Number: 2827830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402074482344 Lender or Broker: Suntrust Mort-

Lender or Broker: Suntrust Mort gage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15044 Portland Ave, Burnsville, MN 55306-5022 Tax Parcel ID Number: 02-18577-01-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Crystal Lake Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,549.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 19, 2013, or the next business day if April 19, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022810F04 3141221 9/6-10/11/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-12-628 In Re: Estate of Helen J. Adams, a.k.a Helen E. Adams, Decedent It is Ordered and Notice is given that on the 13 day of November, 2012, at 9:00 o’clock A.M., a hearing will be held in this Court at Dakota County Courthouse, 1560 Highway 55, Hastings, Dakota County, Minnesota, for the Formal Probate of an instrument purporting to be the Last Will of the above named Decedent, dated April 10, 1973, under Minn. Stat. § 524.2-513 (“Last Will”), and for the appointment of Mary Pauline Staples, whose address is 1064 Woodhill Drive, Woodbury, Minnesota, as Personal Representative of the estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. § 524.3-801) ALL CREDITORS having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four (4) months after the date of this Notice or the claims will be barred. Date: 10-4-12 Shawn M. Moynihan Judge (COURT SEAL) Attorney for Personal Representative Bruce L. Beck, ID# 5885 BRUCE L. BECK & ASSOCIATES, L.L.C. 2785 White Bear Avenue, Suite 101 Maplewood, MN 55109 (651) 770-2400 3176827 10/11-10/18/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Goga Studios 2. Principal Place of Business: 750 Main St., Ste. 108, Mendota Heights, MN 55118 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nature Wave Wellness, Inc., 10789 Maple Blvd, Woodbury, MN 55129 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 09/22/2012 Nickolas Nyhus 3173132 10/4-10/11/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No: 19HA-PR-12-601 ESTATE OF Mary Louise Williams; a/k/a Mary L. Williams; a/k/a Mary Williams, and a/k/a M.L. Williams,l DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated September 30, 1998, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Patricia Boyd whose address is: 19960 Minnetonka Blvd., Excelsior, MN 55331 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9/24/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative Charles W. Hollenhorst, Esq. HOLLENHORST LAW FIRM, P.A. Attorneys-At-Law 4727 Spring Creek Drive Excelsior. MN 55331 952-470-8801 Attorney ID. No. 286151 3164141 10/4-10/11/12P

PUBLIC NOTICE

on May 9, 2006, as Document No. 2427379. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-4 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-4 Dated: July 30, 2012 , and recorded August 9, 2012 by Document No. 2886379 . LEGAL DESCRIPTION OF PROPERTY: Unit No. 94, CIC No. 439, Glendale Heights Villas, Dakota County, Minnesota. PROPERTY ADDRESS: 2497 Yellowstone Dr, Hastings, MN 55033 PROPERTY I.D: 19-29702-05-094 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty Thousand One Hundred Sixty-Eight and 81/100 ($130,168.81) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 23, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 23, 2013, or the next business day if April 23, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 6, 2012 Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-4 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00758-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4294722 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012 3137077 9/6-10/11/12

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ _ A pril 30, 2 0 1 3 _ _ , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 29, 2012 Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-003158 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141296 9/6-10/11/12

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DATE AND TIME OF SALE: 10/19/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 04/19/2013, or the next business day if 04/19/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 09/06/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3141807 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Glendale Heights Villas Association, (hereinafter the “Declaration”) recorded in the office of the County Recorder of Dakota County, Minnesota as Document No. 2262454, which covers the following property: Unit No. 94, CIC No. 439, Glendale Heights Villas 2497 Yellowstone Drive, Hastings, Minnesota 55033 PIN: 19-29702-094-05 THAT pursuant to said Declaration, there is claimed to be due and owing as of August 17, 2012, from Steve Strawmatt and Leah Strawmatt, title holders, to Glendale Heights Villas Association, a Minnesota non-profit corporation, the amount of $5,568.33, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. § 515B.3-116, said debt creates a lien upon said premises in favor of Glendale Heights Villas Association, as evidenced by a lien statement recorded on July 15, 2010, in the office of the Dakota County Recorder as Document No. 2740866; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on October 25, 2012, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. § 580.23 is April 25, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 17, 2012 GLENDALE HEIGHTS VILLAS ASSOCIATION, Lienor By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR GLENDALE HEIGHTS VILLAS ASSOCIATION 3138117 9/6-10/11/12

PUBLIC NOTICE

SUMMONS With Real Estate State of Minnesota County Dakota District Court 1st Judicial District Court File Number: ________ Case Type: Dissolution with Children In Re the Marriage of: Laura Rose Esparza-Webster, Petitioner and Rafael Esparza-Gonzalez, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: Your spouse (husband or wife) has filed a lawsuit against you for dissolution of your marriage. A copy of the paperwork regarding the lawsuit is served on you with this summons. This summons is an official document from the court that affects your rights. Read this summons carefully. If you do not understand it, contact an attorney for legal advice. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. 2. You must serve upon Petitioner and file with the court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the court administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons , not counting the day of service. If you do not serve and file your Answer, the court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding involves, affects, or brings into question the real property located at the following address 1784 Gold Ct Eagan in Dakota County, State of MN with the following legal description: Cedar Grove No 6. 23 6 NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statues, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs. Dated: 9/30/12 3180266 10/11-10/25/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: PERFECT BROW BAR 2. Principal Place of Business: 1178 BURNSVILLE CENTRE STE #1085, BURNSVILLE, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. ARIF KAROWALIA, 4742 BURCLARE CT, SUGAR LAND, TX 77479 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 05/19/12 ARIF KAROWALIA, President 3172422 10/4-10/11/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-632 Estate of Herbert Mathias Foss, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 03/11/2011, and codicil(s) to the will, dated _____, and separate writing(s) under Minn. Stat. 524.2-513 dated ____ (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Deborah McMenomy, whose address is: 13622 Brass Parkway, Rosemount, MN 55068 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/5/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant: Pro Se Deborah McMenomy 13622 Brass Parkway Rosemount, MN 55068 Telephone: Cell 651-269-9056 FAX: 651-438-4469 Work: 651-438-4259 3178925 10/11-10/18/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,226.00 MORTGAGOR(S): Michael H. Schauer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 30, 2008 Dakota County Recorder Document Number: 2628663 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: August 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831227 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 1002674-0000722756-2 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5401 206th St W, Farmington, MN 55024-1470 Tax Parcel ID Number: 14-48703-107-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 107, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,649.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 19, 2013, or the next business day if April 19, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., as success o r b y m e r g e r t o B A C Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025896F01 3136314 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: August 29, 2012 1. Default has occurred in the conditions of a Mortgage, dated October 20, 2003, given by Richard George Rogers and Janice L. Rogers, as mortgagor, to Wakota Federal Credit Union, as mortgagee. Such mortgage was filed with the Registrar of Titles, Dakota County, Minnesota on December 31, 2003 as Document No. T526044. 2. The original principal amount secured by the Mortgage was: $50,000.00 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $11,561.93 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lots Twelve (12) and Thirteen (13), Block One (1), Marshall's Add. to the City of South St. Paul, Dakota County, Minnesota will be sold by the Sheriff of Dakota County, Minnesota, at public auction on October 23, 2012 at 10:00 a.m., at the Sheriff's office, located at 1580 Highway 55, Hastings, Minnesota, 55033, to pay the debt then secured by said Mortgage and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

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�� m e n t s , i n c l u �� d i n g a t t o r�� neys fees allowed by law. 7. The time allowed by law for r e d e m p t i o n b y M o r t g a g o r o r MINNESOTA SECRETARY OF STATE AMENDMENT TO Mortgagor's personal representatives CERTIFICATE OF ASSUMED NAME or assigns is twelve (12) months after Minnesota Statutes, Chapter 333 the date of sale. Each holder of a junThe filing of an assumed name does ior lien may redeem in the order and manner provided in Minnesota Stat- n o t p r o v i d e a u s e r w i t h e x c l u s i v e r i g hts to that name. The filing is utes Chapters 580 and 582, beginning after the expiration of the mortgagor's required for consumer protection in redemption period. If the mortgage is order to enable consumers to be able n o t r e i n s t a t e d o r t h e p r o p e r t y to identify the true owner of a busiredeemed, and the mortgaged real ness. 1. List the exact assumed nam e estate is an owner-occupied single family dwelling, the mortgagor must under which the business is or will be vacate the property by 11:59 p.m. on conducted: Feng Shui Forever 2. Principal Place of Business: 891 October 23, 2013. 8. THE TIME ALLOWED BY LAW Stryker Ave., West St Paul, MN 55118 3. List the name and complete street FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PER- address of all persons conducting S O N A L R E P R E S E N T A T I V E S O R business under the above Assumed ASSIGNS MAY BE REDUCED TO FIVE Name, OR if an entity, provide the legal W E E K S I F A J U D I C I A L O R D E R I S corporate, LLC, or Limited Partnership ENTERED UNDER MINNESOTA STAT- name and registered office address. Xiaorong Yi Dahl, 891 Stryker Ave., UTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT West St Paul, MN 55118 4. This certificate is an amendment THE MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L of Certificate of Assumed Name File D W E L L I N G O F L E S S T H A N F I V E Number: 4399033-2 originally filed on UNITS, ARE NOT PROPERTY USED IN 8/8/2011 under the name Feng Shui AGRICULTURAL PRODUCTION, AND Forever. 5. I, the undersigned, certify that I ARE ABANDONED. am signing this document as the perProperty Address:213 - 13th Avenue son whose signature is required, or as agent of the person(s) whose signaNorth, South St. Paul, MN 55075 ture would be required who has authoParcel No(s).:36-47400-01-130 rized me to sign this document on Mortgage ID No.76177 his/her behalf, or in both capacities. I Servicer:None further certify that I have completed all required fields, and that the informaPETERSEN, PLC Attorney for Wakota Federal Credit tion in this document is true and correct and in compliance with the appliUnion, Mortgagee cable chapter of Minnesota Statutes. I Mark A. Petersen (Atty. No. 278580) understand that by signing this docu228 East Chestnut Street, Suite 3 ment I am subject to the penalties of Stillwater, MN 55082 perjury as set forth in Section 609.48 651-351-0500 as if I had signed this document under WAK.004 / 76177 THIS IS A COMMUNICATION FROM oath. Date: 07/05/2012 A DEBT COLLECTOR Xiaorong Yi Dahl / Owner 3136339 9/6-10/11/12 3180658 10/11-10/18/12P

PUBLIC NOTICE

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Hastings Garage Door 2. Principal Place of Business: 1400 Pleasant Hills Dr, Lino Lakes, MN 55038 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Premium Garage Door Service Inc., 1400 Pleasant Hills Dr, Lino Lakes, MN 55038 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-5-12 Steve Jacobsen President 3179524 10/11-10/18/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Emily Shore 2. Principal Place of Business: 1066 Beatrice Street, Eagan, MN 55121 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kevin Donald Rotzien, 1066 Beatrice Street, Eagan, MN 55121 Emily Beth Rotzien, 1066 Beatrice Street, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/24/2012 Kevin Donald Rotzien 3172459 10/4-10/11/12P

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-608 ESTATE OF Donald Richard Scherer, DECEDENT It is Ordered and Notice is given that on 10-23-12, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Michelle Burger whose address is 6701 154th Street, Prior Lake, MN 55372 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9/28/12 Joseph T. Carter Judge (COURT SEAL) Attorney for Petitioner Lauri Ann Schmid Schmid Law Firm, Ltd 6001 Egan Drive, Suite 140 Savage, MN 55378 Attorney License No.: 276935 Telephone: (952) 226-1202 3171447 10/4-10/11/12

PUBLIC NOTICE

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�� LOCATED: ��Dakota �� ORIGINAL PRINCIPAL AMOUNT OF �� MORTGAGE: First Franklin, a Divi sion of National City Bank of IN RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 15093 December Way, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-83605-03-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Wensmann Sixth Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,256.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __May 1, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 28, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141411 9/6-10/11/12

PUBLIC NOTICE

MORTGAGE: $127,817.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,335.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 22, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003215 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141713 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: August 17, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, covering the following property: LEGAL DESCRIPTION: Lot 31, Block 1, Gardenview Place 1st Addition, Dakota County, Minnesota STREET ADDRESS: 14349 Hickory Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-28950-01-310 2. Pursuant to said Declaration, there is claimed to be due and owing as of August 17, 2012, from Brian James Brieske, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,217.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after August 17, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on April 30, 2012, as Document No. 2865353 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 25th day of October, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

ing attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on April 25, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Brieske/12-7-166D) 3138332 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-613 In Re: Estate of THERESA ROSAIRE SHEPHERD, Decedent. It is Ordered and Notice is given that on October 23, 2012 at 9:00 AM, a hearing will be held in this Court at 1560 W Hwy 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of KIMBERLY A. PAYNES, whose address is 19849 Butternut Trail Farmington, MN 55024, and GERALD S. SHEPHERD, whose address is 1521 Mackenzie Lane, Oconomowoc, WI 53066, as co-personal representatives of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further give that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: Oct. 1, 2012 BY THE COURT Arlene Perkkio Judge of District Court DUDLEY AND SMITH, P.A. Michael J. Burke MN# 174816 2602 US Bank Center 101 East Fifth Street Saint Paul, MN 55116 Telephone: 651-291-1717 Facsimile: 651-223-5055 3172574 10/4-10/11/12

PUBLIC NOTICE

LLC DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 944 West 14th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 195750001120 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12) in Block One (1) in Pine Terrace, according to the map or plat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,902.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 23, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 21, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002461 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141425 9/6-10/11/12

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $220,233.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 21, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-5281 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141558 9/6-10/11/12

PUBLIC NOTICE

25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003820 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141776 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-615 In Re: Estate of Eva E. Pleason, Decedent. It is Ordered and Notice is given that on November 13, 2012 at 9:00 a.m., a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated August 9, 2004, and Codicil dated April 3, 2012, and for the appointment of Dennis W. Weldon, whose address is 851 Redwood Lane, New Brighton, MN 55112, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 10/2/2012 BY THE COURT Timothy D. Wermager Judge of District Court McClay o Alton, P.L.L.P. Brian D. Alton, MN#149494 951 Grand Avenue St. Paul, MN 55105 Telephone: 651-290-0301 Facsimile: 651-290-2502 email: brian@mcclay-alton.com 3173322 10/4-10/11/12

PUBLIC NOTICE

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TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900101005766 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5408 West Upper 183rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141950804037 LEGAL DESCRIPTION OF PROPERTY: Unit No. 37, Common Interest Community No. 129, Sherburne Deck Homes Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,644.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 27, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003310 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141789 9/6-10/11/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case type: Other civil (Reformation of Instrument/Quiet Title) Court File No. 19HA-CV-12-4521 _______________________________________ Jean Carol Rostollan, Plaintiff, v. The Pemtom Company, Woods of Walden, Inc., Mark J. Cotter and Mindy K. Cotter, Richard W. Cross, deceased, Mary Ellen Cross, deceased, the unknown heirs of Mary Ellen Cross, and also all other unknown persons claiming any right, title, estate interests, or lien in the real estate described in the Complaint, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE NAMED DEFENDANTS. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person

You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Kevin J. Dunlevy John F. Nielsen Beisel & Dunlevy, P.A. 282 U.S. Trust Center 730 Second Ave. S. Minneapolis, MN 55402-2444 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6.ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY. This action involves, affects, or brings into question real property situated in the County of Dakota, commonly known as 1109 Walden Court, Burnsville, MN 55337 and legally described as: Lot 10, Block 1, Woods of Walden, according to the plat thereof, Dakota County, Minnesota and That part of Lot 11, Block 1, WOODS OF WALDEN, Dakota County, Minnesota, lying southeasterly of the following Line A: LINE A: Commencing at the Northwest corner of said Lot 11, thence South 46 degrees, 26 minutes, 41 seconds East, assumed bearing along the southwesterly line of said Lot 11, a distance of 115.41 feet to the actual point of beginning of Line A; thence North 45 degrees 04 minutes 42 seconds East, a distance of 110.42 feet to the intersection with the Northeasterly line of said Lot 11 and there terminate. Reserving and subject to easements or drainage and utility purposes in favor of City of Burnsville, 5 feet in width and adjacent to and southeasterly of Line A. and That part of Lot 9, Block 1, Woods of Walden, Dakota County, Minnesota, lying southwesterly of the following described Line C: Commencing at the most Southerly corner of said Lot 9; thence North 57 degrees 52 Minutes 51 seconds east, assumed bearing, along the Southeasterly line of said Lot 9, a distance of 50.00 feet to the point of beginning of said Line C being described; thence North 49 degrees 13 minutes 34 seconds West, 99.64 feet, to the Northwesterly line of said Lot 9 and there terminate. (the "Property") The purpose of this action is to obtain an Order as follows: 1. R e f o r m i n g t h e P e m t o m D e e d , document 933839, and the Woods Deed, document 933840, nunc pro tunc , t o d e s c r i b e t h e g r a n t e e s a s "Richard W. Cross and Mary Ellen Cross, as joint tenants." 2. Reforming the Transfer on Death Deed, document 2693377, nunc pro tunc, to describe the grantor as "Mary Ellen Cross." 3. D e t e r m i n i n g , a d j u d g i n g , a n d decreeing that Plaintiff Jean Carol Rostollan is the owner in fee of the Property, subject to the warranty deed given to Mindy K. Cotter and Mark J. Cotter, document 2810953, and subsequent conveyances by Mindy K. Cotter and Mark J. Cotter. 4. D e t e r m i n i n g , a d j u d g i n g , a n d decreeing that the Defendants, other than Mindy K. Cotter and Mark J. Cotter, have no right, title, interest, estate, or lien in the Property. 557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiff. Dated: September 10, 2012

Dated: September 10, 2012 BEISEL & DUNLEVY, P.A. By_______________________________ Kevin J. Dunlevy (#162851) John F. Nielsen (#0392392) 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402-2444 Telephone: (612) 767-4839 Attorneys for Plaintiff 3167569 10/4-10/18/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-606 Estate of John James Fee, Decedent It is Ordered and Notice is given that on 10-23-12, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated 9/28/2007, and for the appointment of Robert A. Fee, Jr., whose address is 430 Mendota Road West, #122, West St. Paul, MN 5118 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 9/28/12 BY THE COURT Joseph T. Carter Judge of District Court (COURT SEAL) Attorney for: Personal Representative R. Glenn Nord R. Glenn Nord & Associates, P.A. 20686 Holyoke Avenue, PO Box 427 Lakeville, MN 55044Attorney License No: 79625 Telephone: 952-469-4948 Fax: 952-469-4940 Email: rgnord@juno.com 3171574 10/4-10/11/12

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __May 1, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 29, 2012 J.P. Morgan Mortgage Acquisition Corp. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 119 - 12-001072 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141280 9/6-10/11/12

PUBLIC NOTICE

��

�� THAT �� or the property�� is not redeemed under OTHER THINGS, THE MORT Minn. Stat. §580.23, the Mortgagor GAGED PREMISES ARE IMPROVED must vacate the property on or before WITH A RESIDENTIAL DWELLING OF 11:59 p.m. on April 23, 2013, or the LESS THAN FIVE UNITS, ARE NOT next business day if April 23, 2013 PROPERTY USED IN AGRICULTURAL falls on a Saturday, Sunday or legal PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 holiday. ASSIGNEE OF MORTGAGEE: "THE TIME ALLOWED BY LAW FOR Wells Fargo Bank, N.A. as Trustee REDEMPTION BY THE MORTGAGOR, for Option One Mortgage Loan THE MORTGAGOR`S PERSONAL REPTrust 2006-3 Asset-Backed RESENTATIVES OR ASSIGNS, MAY BE Certificates, Series 2006-3 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER Wilford, Geske & Cook P.A. MINNESOTA STATUTES, SECTION Attorneys for Assignee of Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8425 Seasons Parkway, Suite 105 OTHER THINGS, THAT THE MORT- Woodbury, MN 55125-4393 GAGED PREMISES ARE IMPROVED (651) 209-3300 WITH A RESIDENTIAL DWELLING OF File Number: 025339F01 LESS THAN FIVE UNITS, ARE NOT 3141200 9/6-10/11/12 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE AND ORDER OF HEARING Dated: September 6, 2012 ON PETITION FOR FORMAL U.S. Bank National Association, as ADJUDICATION OF INTESTACY, Successor Trustee to Bank of DETERMINATION OF HEIRSHIP, America, N.A., successor by APPOINTMENT OF PERSONAL merger to Lasalle Bank National REPRESENTATIVE AND NOTICE Association, as trustee for Merrill TO CREDITORS Lynch Mortgage Investors Trust, STATE OF MINNESOTA Mortgage Loan Asset-Backed COUNTY OF DAKOTA Certificates, Series 2006-RM3 FIRST JUDICIAL DISTRICT Randall S. Miller & Associates, PLLC DISTRICT COURT Attorneys for Assignee of Mortgage/ PROBATE DIVISION Mortgagee Court File No. 19HA-PR-12-617 Canadian Pacific Plaza, Estate of Dorothy V. Belk, Decedent. 120 South Sixth Street, Suite 1100 It is Ordered and Notice is given that Minneapolis, MN 55402 on November 13, 2012, at 9:00 a.m., a Phone: 952-232-0052 hearing will be held in this Court at Our File No. 10MN00458-3 THIS IS A COMMUNICATION FROM 1560 Highway 55 West, Hastings, Minnesota, for the adjudication of intesA DEBT COLLECTOR. A-4292203 09/06/2012, 09/13/2012, tacy and determination of heirship of the Decedent, and for the appointment 09/20/2012, 09/27/2012, 10/04/2012, of Craig W. Belk, whose address is 10/11/2012 3130009 9/6-10/11/12 7930 Banks Path, Inver Grove Heights, Minnesota 55077, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be NOTICE OF MORTGAGE filed with the Court prior to or raised FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t at the hearing. If proper and if no default has occurred in the conditions objections are filed or raised, the Perof the following described mortgage: sonal Representative will be appointed DATE OF MORTGAGE: August 18, w i t h f u l l p o w e r t o a d m i n i s t e r t h e 2006 Estate, including the power to collect ORIGINAL PRINCIPAL AMOUNT OF a l l a s s e t s , t o p a y a l l l e g a l d e b t s , MORTGAGE: $135,360.00 claims, taxes and expenses, to sell real MORTGAGOR(S): Wendy L. Alex- and personal property, and to do all ander, a single woman and Michael H. necessary acts for the Estate. Maurer, a single man Notice is also given that (subject to MORTGAGEE: Option One Mortgage Minn. Stat. 524.3-801) all creditors Corporation having claims against the Estate are DATE AND PLACE OF RECORDING: required to present the claims to the R e c o r d e d : D e c e m b e r 2 6 , 2 0 0 6 Personal Representative or to the Dakota County Recorder Court Administrator within four Document Number: 2484013 months after the date of this Notice or ASSIGNMENTS OF MORTGAGE: the claims will be barred. And assigned to: Wells Fargo Bank, Dated: 10/3/2012 N.A. as Trustee for Option One MortBY THE COURT gage Loan Trust 2006-3 Asset-Backed Timothy D. Wermager Certificates, Series 2006-3 Judge of District Court Dated: November 12, 2009 (COURT SEAL) R e c o r d e d : N o v e m b e r 1 8 , 2 0 0 9 Attorney for Petitioner Terrence A. Merritt Dakota County Recorder Dougherty, Molenda, Solfest, Hills & Document Number: 2697482 Bauer P.A. Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi- 7300 West 147th Street, Suite 600 Apple Valley, MN, 55124 cation Number: Not Applicable Lender or Broker: Option One Mort- Attorney License No: 0072151 Telephone: (952) 953-8824 gage Corporation R e s i d e n t i a l M o r t g a g e S e r v i c e r : FAX: (952) 432-3780 Homeward Residential, Inc. Email: tmerritt@dmshb.com Mortgage Originator: Not Applicable 3174420 10/11-10/18/12 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14398 Banyan Ln, NOTICE AND ORDER OF HEARING Rosemount, MN 55068-4456 ON PETITION FOR PROBATE OF Tax Parcel ID Number: WILL AND APPOINTMENT OF 341470004110 PERSONAL REPRESENTATIVE(S) LEGAL DESCRIPTION OF PROPAND NOTICE TO CREDITORS ERTY: Lot 11, Block 4, Bloomfield, STATE OF MINNESOTA Dakota County, MN OF DAKOTA COUNTY AMOUNT DUE AND CLAIMED TO BE DISTRICT COURT DUE AS OF DATE OF NOTICE: PROBATE DIVISION $148,690.11 FIRST JUDICIAL DISTRICT THAT all pre-foreclosure requireCourt File No. 19HA-PR-12-627 ments have been complied with; that Melissa Whitney Herzog, Estate of: no action or proceeding has been instituted at law or otherwise to recover the a/k/a Melissa W. Herzog, a/k/a Meldebt secured by said mortgage, or any issa Herzog, Decedent. It is Ordered and Notice is given that part thereof; PURSUANT to the power of sale con- on November 13, 2012, at 9:00 a.m., a hearing will be held in this Court at tained in said mortgage, the above-described property will be sold the Dakota County Judicial Center, by the Sheriff of said county as fol- 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrulows: DATE AND TIME OF SALE: October ment purporting to be the Will of the Decedent, dated October 16, 2004, 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County under Minn. Stat. 524.2-513 (“Will”), Law Enforcement Center, 1580 High- and for the appointment of William C. way 55, Lobby S-100, Hastings, Minne- H e r z o g , w h o s e a d d r e s s i s 1 3 3 4 2 Greenleaf Court, Apple Valley, MN sota to pay the debt secured by said mort- 55124, as personal representative(s) of t he Estate of the Decedent in an gage and taxes, if any, on said premises and the costs and disburse- UNSUPERVISED administration. Any ments, including attorney fees allowed objections to the petition must be filed by law, subject to redemption within with the Court prior to or raised at the six (6) months from the date of said hearing. If proper and if no objections sale by the mortgagor(s), their per- are filed or raised, the personal representative(s) will be appointed with full sonal representatives or assigns. If the Mortgage is not reinstated power to administer the Estate includunder Minn. Stat. §580.30 or the prop- ing the power to collect all assets, to erty is not redeemed under Minn. Stat. pay all legal debts, claims, taxes and §580.23, the Mortgagor must vacate expenses, to sell real estate and perthe property on or before 11:59 p.m. on sonal property, and to do all necesApril 19, 2013, or the next business sary acts for the Estate. Notice is also given that (subject to day if April 19, 2013 falls on a SaturMinn. Stat. 524.3-801) all creditors day, Sunday or legal holiday. Mortgagor(s) released from financial having claims against the Estate are required to present the claims to the obligation: NONE THIS COMMUNICATION IS FROM personal representative(s) or to the C ourt Administrator within four A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY months after the date of this Notice or INFORMATION OBTAINED WILL BE the claims will be forever barred. Date: 10-4-2012 USED FOR THAT PURPOSE. Timothy D. Wermager THE RIGHT TO VERIFICATION OF Judge THE DEBT AND IDENTITY OF THE (COURT SEAL) ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T Attorney for Personal Representative(s) Mark M. Walbran AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR WALBRAN & FURNESS REDEMPTION BY THE MORTGAGOR, 140 E. Main Street, P. O. Box 273 THE MORTGAGOR'S PERSONAL REP- Owatonna, MN 55060 RESENTATIVES OR ASSIGNS, MAY BE Phone: (507) 451-1173 REDUCED TO FIVE WEEKS IF A JUDI- Fax: (507) 451-8916 CIAL ORDER IS ENTERED UNDER Attorney License No.: 113712 10/11-10/18/12P MINNESOTA STATUTES, SECTION 3176741

PUBLIC NOTICE

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

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�� erty �� is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate ��

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-614 Estate of DIANNA LEWIS ALSO KNOWN AS DIANNA J. LEWIS, Decedent Notice is given that an application for informal probate of the Decedent’s will dated December 22, 2012, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed David K. Lewis, whose address is: 7410 Mark Street, Greenfield, MN 55357 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 10/1/12 Heidi Carstensen Registrar Attorney for Applicant Samuel R. Dalluge Koenig Dickinson & Dalluge, PLC 1850 West Wayzata Blvd. Long Lake, MN 55356 Attorney License No.: 210249 Telephone: 952-449-9070 FAX: 952-449-9886 3174313 10/11-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,861.00 MORTGAGOR(S): Nabil Madani, A Single Man MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351599 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Dated: July 09, 2009 Recorded: July 20, 2009 Dakota County Recorder Document Number: 2672166 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20568 Abbey Ln, Farmington, MN 55024-7317 Tax Parcel ID Number: 14-48706-05-154 LEGAL DESCRIPTION OF PROPERTY: Unit No. 154, Common Interest Community No. 319, a condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,969.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

the property on or before 11:59 p.m. on April 19, 2013, or the next business day if April 19, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006479F06 3139658 9/6-10/11/12

PUBLIC NOTICE

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 28, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002630 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3142042 9/6-10/11/12

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 2011 MORTGAGOR: Sunika Loth, unmarried woman and Wachira Loth, a married man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. . DATE AND PLACE OF RECORDING: Recorded June 10, 2011 Dakota County Recorder, Document No. 2804672. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550321345117 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lendsmart Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 16978 Galleon Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 221853003020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Creekside Village COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,519.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2012 Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92 - 12-004973 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180540 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2008 MORTGAGOR: W i l l i a m D e w i n g , single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2008 Dakota County Recorder, Document No. 2616556. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000060681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8050 Casper Way East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.51001.01.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsons Merrimac Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,450.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003602 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180585 10/11-11/15/12

PUBLIC NOTICE

No. A2111783. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc.. And thereafter assigned to: Mortgage Electronic Registation Systems, Inc.. And thereafter assigned to: CitiMortgage, Inc. . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Midamerica Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2708 Brookview Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02.32900.04.100 LEGAL DESCRIPTION OF PROPERTY: Lot ten (10), Block four (4), Highland Forest 1st addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,835.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,432.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 18, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002799 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141530 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): James R. Jack and Carrie L. Jack, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 09, 2007 Dakota County Registrar of Titles Document Number: 607126 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: June 15, 2011 Registered: March 13, 2012 Dakota County Registrar of Titles Document Number: T692997 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077975007 Lender or Broker: Tradition Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138590 and CECT 129244 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 8287 Delaney Dr, Inver Grove Heights, MN 55076-2644 Tax Parcel ID Number: 20-18102-05-025 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25, CIC No. 351, Cobblestone Oaks III Condominium, A Common Interest Community, located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,357.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025934F01 3142814 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,163.00 MORTGAGOR(S): Arthur L Ham Jr and Vickie Ham, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Rescue Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 02, 2009 Dakota County Recorder Document Number: 2687881 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: June 01, 2012 Recorded: June 13, 2012 Dakota County Recorder Document Number: 2874115 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002489-0000003242-6 Lender or Broker: Rescue Mortgage, Inc Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8280 172nd St W, Lakeville, MN 55044-6208 Tax Parcel ID Number: 22-84600-04-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Woodbury First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,994.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

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tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025962F01 3148061 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 MORTGAGOR(S): Timothy Daniel Ericksen and Debra Ann Ericksen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 19, 2007 Dakota County Recorder Document Number: 2551656 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831232 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002533574-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9390 207th St W, Lakeville, MN 55044-5999 Tax Parcel ID Number: 22-18200-05-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Country Creek Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $293,884.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022931F02 3144009 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,520.00 MORTGAGOR(S): Cynthia L. Smith, A Single Person MORTGAGEE: Wilmington Finance, a division of AIG Federal Savings Bank SERVICER: Ocwen Loan Servicing, LLC LENDER: Wilmington Finance, a division of AIG Federal Savings Bank. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on December 9, 2004, as Document No. 2274420 and Said mortgage modified by Loan Modification Agreement recorded on October 24,2011 as Document Number: 2826225 ASSIGNED TO: "The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association f/k/a JPMorgan Chase Bank, as Trustee - Specialty Underwriting and ResidentialFinance Trust Mortgage Loan Asset-Backed Certificates, Series 2005-BC1, Dated as of March 1, 2005 " Dated: August 6, 2012 , and recorded August 24, 2012 by Document No. 2889615 . LEGAL DESCRIPTION OF PROPERTY: North 1/2 of Lot 24 and all of Lots 25 and 26, Block 1, Deer Park, Dakota county, Minnesota PROPERTY ADDRESS: 319 14th Avenue South, South Saint Paul, MN 55075 PROPERTY I.D: 36-19900-01-260 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Five Thousand Eight Hundred Eighty-Seven and 14/100 ($175,887.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 30, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2013, or the next business day if April 30, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2012 "The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association f/k/a JPMorgan Chase Bank, as Trustee - Specialty Underwriting and Residential Fin a n c e T r u s t M o r t g a g e L o a n Asset-Backed Certificates, Series 2005-BC1, Dated as of March 1, 2005 " Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00568-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299081 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012 3147967 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated February 4, 2011 , executed by IC Properties, LLC , as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Five Hundred Fifty-four Thousand Three Hundred Forty-nine and 06/100 ($554,349.06 ) Dollars, recorded with the D a k o t a County Registrar of Titles, State of Minnesota, on February 22, 2011, as doc. no. T676125 ; that the mortgage is upon registered land; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Five Hundred Seventy-five Thousand Fifty-three and 17/100 ($575,053.17 ) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: Tract F, Registered Land Survey No. 58, according to the recorded survey thereof, Dakota County, Minnesota. Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, diversion or third party payments made to crop producers, improvements, structures, fixtures, replacements, wells, water, ditches, reservoirs, reservoir sites, dams and riparian and water rights. Street Address: 725 Spiral Blvd., Hastings, MN 55033 Parcel I.D. #: 19-90580-00-060 will be sold by the sheriff of said county at public auction on November 30, 2012, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), its heirs or assigns, within six (6) months from the date of sale. The mortgagor(s) must vacate the property on or before 11:59 p.m. on May 30, 2013, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. Dated: October 3, 2012 Vermillion State Bank, Mortgagee Ralph L. Moore, STEIN & MOORE, P.A., Attorneys for Mortgagee, 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 3163835 10/4-11/8/12

PUBLIC NOTICE

Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,659.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,752.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004234 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149804 9/13-10/18/12

PUBLIC NOTICE

��

�� is not or any part Mortgage mortgage,�� of sale. If�� secured by said�� the date �� thereof; reinstated under Minn. Stat. §580.30 PURSUANT to the power of sale con- or the property is not redeemed under tained in said mortgage, the above Minn. Stat. §580.23, the Mortgagor described property will be sold by the must vacate the property on or before Sheriff of said county as follows: 11:59 p.m. on April 30, 2013, or the DATE AND TIME OF SALE: Novem- next business day if April 30, 2013 falls on a Saturday, Sunday or legal ber 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law holiday. "THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Hwy 55, REDEMPTION BY THE MORTGAGOR, Lobby #S-100, Hastings, MN to pay the debt then secured by said THE MORTGAGOR`S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G of said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07. TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." Dated: September 13, 2012 ing, unless otherwise provided by law, Deutsche Bank National Trust the date on or before which the mortCompany as Trustee for GSAMP gagor(s) must vacate the property if the Trust 2004-AHL, Pooling and mortgage is not reinstated under secServicing Agreement dated as of tion 580.30 or the property is not October 1, 2004 redeemed under section 580.23 is 11:59 p.m. on May 1, 2013 unless the Randall S. Miller & Associates, PLLC redemption period is reduced to 5 Attorneys for Assignee of Mortgage/ weeks under MN Stat. Secs. 580.07 or Mortgagee Canadian Pacific Plaza, 582.032. MORTGAGOR(S) RELEASED FROM 120 South Sixth Street, Suite 1100 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55402 Phone: 952-232-0052 GAGE: None "THE TIME ALLOWED BY LAW FOR Our File No. 11MN00915-1 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. RESENTATIVES OR ASSIGNS, MAY BE A-4297136 09/13/2012, 09/20/2012, REDUCED TO FIVE WEEKS IF A JUDI- 09/27/2012, 10/04/2012, 10/11/2012, CIAL ORDER IS ENTERED UNDER 10/18/2012 9/13-10/18/12 MINNESOTA STATUTES, SECTION 3143775 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: August 28, 2012 NOT AFFECTED BY THIS ACTION. PNC Bank, National Association NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of Attorneys for Mortgagee/Assignee of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , Mortgagee 2009 4500 Park Glen Road #300 MORTGAGOR: M a r k A . T a r t a g a l i a Minneapolis, MN 55416 and Felicia A. Edmark, both single. (952) 925-6888 MORTGAGEE: Mortgage Electronic 4 - 12-003465 FC THIS IS A COMMUNICATION FROM Registration Systems, Inc.. DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded February 26, 2009 Dakota 3149519 9/13-10/18/12 County Recorder, Document No. 2639731. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, NOTICE OF MORTGAGE National Association s/b/m to Chase FORECLOSURE SALE THE RIGHT TO VERIFICATION OF Home Finance LLC. THE DEBT AND IDENTITY OF THE TRANSACTION AGENT: Mortgage ORIGINAL CREDITOR WITHIN THE Electronic Registration Systems, Inc. TIME PROVIDED BY LAW IS NOT TRANSACTION AGENT'S MORTAFFECTED BY THIS ACTION. GAGE IDENTIFICATION NUMBER ON NOTICE IS HEREBY GIVEN: That MORTGAGE: 100073000830337531 default has occurred in the conditions LENDER OR BROKER AND MORTof the following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: June 24, 2004 MORTGAGE: Freedom Mortgage CorORIGINAL PRINCIPAL AMOUNT OF poration MORTGAGE: $196,000.00 RESIDENTIAL MORTGAGE SERMORTGAGOR(S): Gonzalo G. Gonza- V I C E R : J P M o r g a n C h a s e B a n k , lez and Maria L. Gonzalez, Husband National Association and Wife MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 7 6 3 5 U p p e r 1 6 7 t h S t r e e t W e s t , Registration Systems, Inc. as nominee Lakeville, MN 55044 for Accredited Home Lenders, INC TAX PARCEL I.D. #: 222760001130 TRANSACTION AGENT: Mortgage LEGAL DESCRIPTION OF PROPElectronic Registration Systems, Inc. ERTY: Lot 13, Block 1, Foxborough, Dakota MIN#: 100176104052878010 SERVICER: Ocwen Loan Servicing, County, Minnesota. LLC COUNTY IN WHICH PROPERTY IS LENDER: Accredited Home Lenders, LOCATED: Dakota INC.. ORIGINAL PRINCIPAL AMOUNT OF D A T E A N D P L A C E O F F I L I N G : MORTGAGE: $223,558.00 Dakota County Minnesota, Registrar of AMOUNT DUE AND CLAIMED TO BE Title , on August 3, 2004, as Docu- DUE AS OF DATE OF NOTICE, INCLUDm e n t N o . 5 4 3 7 5 5 , s a i d M o r t g a g e ING TAXES, IF ANY, PAID BY MORTreformed by court order Recorded on GAGEE: $256,305.60 April 30,2010, as Document Number. That prior to the commencement of 661250. this mortgage foreclosure proceeding A S S I G N E D T O : D e u t s c h e B a n k Mortgagee/Assignee of Mortgagee comNational Trust Company as Trustee for plied with all notice requirements as GSAMP Trust 2004-AHL, Pooling and required by statute; That no action or Servicing Agreement dated as of Octo- proceeding has been instituted at law ber 1, 2004 Dated: November 11, 2010 , o r o t h e r w i s e t o r e c o v e r t h e d e b t and recorded May 3, 2011 by Docu- secured by said mortgage, or any part ment No. T679139 . thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conE R T Y : L o t T w e n t y - o n e ( 2 1 ) , B l o c k tained in said mortgage, the above Five(5),Cedar Grove No.5,according to described property will be sold by the the recorded plat thereof on file and of Sheriff of said county as follows: record in the office of the Register of DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM deeds Dakota County, Minnesota. PROPERTY ADDRESS: 4035 Mica PLACE OF SALE:Sheriff's Office, Law Trail, Eagan, MN 55122 Enforcement Center, 1580 Hwy 55, PROPERTY I.D: 10-16704 -05-210 Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said Mortgage, and taxes, if any, on said LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE premises, and the costs and disburseON THE MORTGAGE ON THE DATE OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE NOTICE: Two Hundred Sixty-Nine allowed by law subject to redemption Thousand Six Hundred Twenty-Four within six (6) months from the date of said sale by the mortgagor(s), their and 61/100 ($269,624.61) THAT no action or proceeding has personal representatives or assigns been instituted at law to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. TIME AND DATE TO VACATE PROPpart thereof; that there has been compliance with all pre-foreclosure notice E R T Y : I f t h e r e a l e s t a t e i s a n and acceleration requirements of said owner-occupied, single-family dwelling, unless otherwise provided by law, mortgage, and/or applicable statutes; PURSUANT, to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM redeemed under section 580.23 is 11:59 p.m. on _April 25, on October 30, 2012 PLACE OF SALE: Sheriff`s M a i n 2013_____________________, unless the Office, Law Enforcement Center, 1580 redemption period is reduced to 5 Highway 55, Hastings MN 55033-2343 weeks under MN Stat. Secs. 580.07 or to pay the debt then secured by said 582.032. mortgage and taxes, if any actually MORTGAGOR(S) RELEASED FROM paid by the mortgagee, on the pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: None ments allowed by law. The time "THE TIME ALLOWED BY LAW FOR allowed by law for redemption by said REDEMPTION BY THE MORTGAGOR, mortgagor(s), their personal represen- THE MORTGAGOR'S PERSONAL REPtatives or assigns is 6.00 months from the date of sale. If Mortgage is not ��

PUBLIC NOTICE

�� THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 27, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004010 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149865 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,200.00 MORTGAGOR(S): Shelley Randazzo, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for United Residential Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395169 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: August 30, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001008009 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5301 206th St W, Farmington, MN 55024-1469 Tax Parcel ID Number: 14-48703-05-131 LEGAL DESCRIPTION OF PROPERTY: Unit No. 131, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $131,828.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 28, 2013, or the next business day if May 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026029F01 3173552 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2007 MORTGAGOR:M i c h a e l a A . W i l k i e and Jason D. Wilkie, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2007 Dakota County Recorder, Document No. 2496327. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001464-0125800830-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17402 Harding Lane, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.17153.04.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Cherrywood Heights, 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,558.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004398 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180597 10/11-11/15/12

PUBLIC NOTICE

Filed December 4, 2001, Dakota County Registrar of Titles, Document No. 453834 on Certificate of Title No. 131617. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association . Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Select Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 2109 East 123RD Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 025370303140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, in Oak Leaf Plat Four COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $104,845.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3718 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149581 9/13-10/18/12

PUBLIC NOTICE

7011 164th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21175-06-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Donnays Valley Park 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,502.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __May 8, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 6, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-002636 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149530 9/13-10/18/12

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2012 Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92 - 12-004485 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149558 9/13-10/18/12

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-266-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149823 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,454.00 MORTGAGOR(S): Randolph Reynolds, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Savings of America, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 12, 2010 Dakota County Recorder Document Number: 2746068 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: March 29, 2012 Recorded: April 09, 2012 Dakota County Recorder Document Number: 2860609 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100442510070472420 Lender or Broker: Home Savings of America Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1916 55th Street Ct E, Inver Grove Heights, MN 55077-1688 Tax Parcel ID Number: 20-22100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Dupont Stevens Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,591.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

��

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026009F01 3147919 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,005.00 MORTGAGOR(S): Steven K. Darnell, husband and Cynthia A. Darnell, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 11, 2009 Dakota County Recorder Document Number: 2642937 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: December 09, 2011 Recorded: March 20, 2012 Dakota County Recorder Document Number: 2856701 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402187427731 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4401 Braddock Trl, Eagan, MN 55123-1929 Tax Parcel ID Number: 10-45091-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Lexington Pointe Seventh Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,198.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023357F01 3153140 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Tsitsi Magaya, a single woman and Ngoma Hantuba, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GWP Mortgage, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2460239 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: September 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000312-0540755344-1 Lender or Broker: GWP Mortgage Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17294 Greentree Path, Lakeville, MN 55044-7412 Tax Parcel ID Number: 22-67505-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Shady Oak Shores 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $288,238.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 28, 2013, or the next business day if May 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026080F01 3178079 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 MORTGAGOR(S): Diane M. Arnold, a unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 13, 2004 Dakota County Recorder Document Number: 2275229 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7066 159th St W, Apple Valley, MN 55124-5130 Tax Parcel ID Number:

Tax Parcel ID Number: 01-11653-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Apple Ponds 4th Addition, according to the recorded plat thereof and situate in Dakot a County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,272.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018439F02 3155242 9/20-10/25/12

PUBLIC NOTICE

DATE AND TIME OF SALE: 10:00 AM on November 6, 2012 P L A C E O F S A L E : S h e r i f f ` s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Home Equity Loan Trust 2006-1. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 09MN00058-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299067 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3147895 9/20-10/25/12

PUBLIC NOTICE

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�� Bank, ��National JPMorgan Chase weeks under MN Stat. Secs. 580.07 or Association 582.032. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 30 - 12-001436 FC CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 9/20-10/25/12 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 3157360 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: September 18, 2012 THE TIME PROVIDED BY LAW IS Green Tree Servicing LLC NOT AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of Attorneys for Mortgagee/Assignee of the following described mortgage: Mortgagee DATE OF MORTGAGE: April 23, 2004 4500 Park Glen Road #300 MORTGAGOR: Russyl J. Magnuson Minneapolis, MN 55416 as his sole and separate property, a (952) 925-6888 single person. 8 - 12-003507 FC MORTGAGEE: T r u s t e d M o r t g a g e THIS IS A COMMUNICATION FROM Company. A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 3157349 9/20-10/25/12 Recorded November 19, 2004 Dakota County Recorder, Document No. 2268965. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: JPMorgan Chase Bank, FORECLOSURE SALE THE RIGHT TO VERIFICATION National Association, successor by OF THE DEBT AND IDENTITY OF merger to Chase Home Finance, LLC, THE ORIGINAL CREDITOR WITHIN s/b/m to Chase Manhattan Mortgage THE TIME PROVIDED BY LAW IS Corporation. TRANSACTION AGENT: NONE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT'S MORTdefault has occurred in conditions of GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON 2009 MORTGAGOR: E r i n M . Y o u n g , a MORTGAGE: Trusted Mortgage Company single person. RESIDENTIAL MORTGAGE SERMORTGAGEE: Mortgage Electronic Registration Systems, Inc. VICER: JPMorgan Chase Bank, DATE AND PLACE OF RECORDING: National Association Recorded October 28, 2009 Dakota MORTGAGED PROPERTY ADDRESS: C o u n t y R e c o r d e r , D o c u m e n t N o . 12946 Nicollet Avenue South, Unit 102, 2692977. Burnsville, MN 55337 ASSIGNMENTS OF MORTGAGE: T A X P A R C E L I . D . # : Assigned to: JPMorgan Chase Bank, 02-01300-16-560 National Association. LEGAL DESCRIPTION OF PROPTRANSACTION AGENT: Mortgage ERTY: Apartment Number 102, 12946 NicolElectronic Registration Systems, Inc. let Avenue, Ridgeview Condominium TRANSACTION AGENT'S MORTHomes, Condominium File Number GAGE IDENTIFICATION NUMBER ON 15, Dakota County, Minnesota. MORTGAGE: 1000269-0010121434-3 COUNTY IN WHICH PROPERTY IS LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: Bell America Mortgage, MORTGAGE: $71,150.00 LLC, d/b/a Bell Mortgage AMOUNT DUE AND CLAIMED TO BE RESIDENTIAL MORTGAGE SERV I C E R : J P M o r g a n C h a s e B a n k , DUE AS OF DATE OF NOTICE, INCLUDNational Association ING TAXES, IF ANY, PAID BY MORTMORTGAGED PROPERTY ADDRESS: GAGEE: $61,903.19 That prior to the commencement of 49 Birnamwood Drive, Burnsville, MN this mortgage foreclosure proceeding 55337 Mortgagee/Assignee of Mortgagee comTAX PARCEL I.D. #: 021400008020 LEGAL DESCRIPTION OF PROP- plied with all notice requirements as required by statute; That no action or ERTY: Lot 2, Block 8, Birnamwood Plat 1, proceeding has been instituted at law or otherwise to recover the debt Dakota County, Minnestoa COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part thereof; LOCATED: Dakota PURSUANT to the power of sale conORIGINAL PRINCIPAL AMOUNT OF tained in said mortgage, the above MORTGAGE: $163,050.00 AMOUNT DUE AND CLAIMED TO BE described property will be sold by the DUE AS OF DATE OF NOTICE, INCLUD- Sheriff of said county as follows: ING TAXES, IF ANY, PAID BY MORTDATE AND TIME OF SALE: NovemGAGEE: $170,891.88 ber 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law That prior to the commencement of this mortgage foreclosure proceeding Enforcement Center, 1580 Hwy 55, Mortgagee/Assignee of Mortgagee com- Lobby #S-100, Hastings, MN plied with all notice requirements as to pay the debt then secured by said required by statute; That no action or Mortgage, and taxes, if any, on said proceeding has been instituted at law premises, and the costs and disburseor otherwise to recover the debt ments, including attorneys' fees secured by said mortgage, or any part allowed by law subject to redemption within six (6) months from the date of thereof; PURSUANT to the power of sale con- said sale by the mortgagor(s), their tained in said mortgage, the above personal representatives or assigns described property will be sold by the unless reduced to Five (5) weeks under MN Stat. §580.07. Sheriff of said county as follows: DATE AND TIME OF SALE: NovemTIME AND DATE TO VACATE PROPber 8, 2012 at 10:00 AM ERTY: If the real estate is an PLACE OF SALE:Sheriff's Office, Law owner-occupied, single-family dwellEnforcement Center, 1580 Hwy 55, ing, unless otherwise provided by law, Lobby #S-100, Hastings, MN the date on or before which the mortto pay the debt then secured by said gagor(s) must vacate the property if the Mortgage, and taxes, if any, on said mortgage is not reinstated under secpremises, and the costs and disburse- tion 580.30 or the property is not m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s redeemed under section 580.23 is allowed by law subject to redemption 1 1 : 5 9 p . m . o n _ M a y 8 , within six (6) months from the date of 2013_____________________, unless the said sale by the mortgagor(s), their redemption period is reduced to 5 personal representatives or assigns weeks under MN Stat. Secs. 580.07 or unless reduced to Five (5) weeks under 582.032. MORTGAGOR(S) RELEASED FROM MN Stat. §580.07. TIME AND DATE TO VACATE PROP- FINANCIAL OBLIGATION ON MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGE: None owner-occupied, single-family dwell"THE TIME ALLOWED BY LAW FOR ing, unless otherwise provided by law, REDEMPTION BY THE MORTGAGOR, the date on or before which the mort- THE MORTGAGOR'S PERSONAL REPgagor(s) must vacate the property if the RESENTATIVES OR ASSIGNS, MAY BE mortgage is not reinstated under sec- REDUCED TO FIVE WEEKS IF A JUDItion 580.30 or the property is not CIAL ORDER IS ENTERED UNDER redeemed under section 580.23 is MINNESOTA STATUTES, SECTION 1 1 : 5 9 p . m . o n _ M a y 8 , 582.032, DETERMINING, AMONG 2013_____________________, unless the OTHER THINGS, THAT THE MORTredemption period is reduced to 5 GAGED PREMISES ARE IMPROVED weeks under MN Stat. Secs. 580.07 or WITH A RESIDENTIAL DWELLING OF 582.032. LESS THAN FIVE UNITS, ARE NOT MORTGAGOR(S) RELEASED FROM PROPERTY USED IN AGRICULTURAL FINANCIAL OBLIGATION ON MORT- P R O D U C T I O N , A N D A R E GAGE: None ABANDONED." Dated: September 7, 2012 "THE TIME ALLOWED BY LAW FOR JPMorgan Chase Bank, National REDEMPTION BY THE MORTGAGOR, Association THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE Mortgagee/Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 WITH A RESIDENTIAL DWELLING OF 30 - 30-12311 LESS THAN FIVE UNITS, ARE NOT THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. 9/20-10/25/12 P R O D U C T I O N , A N D A R E 3157791 ABANDONED." Dated: September 10, 2012 JPMorgan Chase Bank, National ��

PUBLIC NOTICE

�� MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 1994 MORTGAGOR: D e l a n i e J . R o y , a single person. MORTGAGEE: Inland Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded April 27, 1994 Dakota County Recorder, Document No. 1212251. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Inland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 6633 West 162nd Court #321A, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22.51352.01.321 LEGAL DESCRIPTION OF PROPERTY: Unit No. 321, Niakwa Village Condominium, Condominium File No. 54 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $44,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $28,980.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve(12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-005502 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180568 10/11-11/15/12

PUBLIC NOTICE

for BNC Mortgage, Inc., a Delaware Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200003118442 SERVICER: Ocwen Loan Servicing, LLC LENDER: BNC Mortgage, Inc., A Delaware Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on April 17, 2007, as Document No. 609125. ASSIGNED TO: Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Dated: April 3, 2007 , and recorded August 21, 2012 by Document No. T701448 . LEGAL DESCRIPTION OF PROPERTY: The land referred to in this commitment is described as follows: Lot One (1) in Block Four (4) of South Grove No. 5, Dakota County, Minnesota. PROPERTY ADDRESS: 3738 Upper 71st St E, Inver Grove Heights, MN 55076 PROPERTY I.D: 207115404012 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-One Thousand Six Hundred Twelve and 03/100 ($171,612.03) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 6, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299999 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3149482 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 MORTGAGOR(S): Mary Ann Maughan and Daniel N. Maughan, wife and husband MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 17, 2005 Dakota County Recorder Document Number: 2331578 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5443 180th St W, Farmington, MN 55024-9280 Tax Parcel ID Number: 14-19500-08-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 8, Dakota County Estates, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,187.43 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024378F01 3155249 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Tod Michael Franklin and Michele Anne Franklin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GN Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489518 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: August 14, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500006322118 Lender or Broker: GN Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17415 Goodhue Ave, Lakeville, MN 55044-9535 Tax Parcel ID Number: 22-17052-03-170 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Three (3), Cherry Highlands Third, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $319,751.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday,

if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025804F01 3155257 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,539.00 MORTGAGOR(S): Jessenia J. Berrios, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 29, 2010 Dakota County Registrar of Titles Document Number: T668468 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 01, 2012 Registered: May 15, 2012 Dakota County Registrar of Titles Document Number: T696350 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025500008931360 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 149784 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2030 Bluestone Ln, Eagan, MN 55122-2865 Tax Parcel ID Number: 10-16702-07-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 7 in Cedar Grove No. 3, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,260.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025995F01 3152508 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,500.00 MORTGAGOR(S): Jose T. Ortega and Sabina Franco Cortes, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder Document Number: 2319623 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB1 Dated: February 13, 2012 Recorded: February 23, 2012 Dakota County Recorder Document Number: 2851253 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700048896027 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1031 Ohio St, Saint Paul, MN 55118-1227 Tax Parcel ID Number: 42-66750-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block One (1) of Schmalzbauer's Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,031.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026165F01 3167382 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,200.00 MORTGAGOR(S): Christine Johnson, single and Robert Johnson and Amy Johnson, married to eachother MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC, DBA the lending center TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100195910004510676 SERVICER: Ocwen Loan Servicing, LLC LENDER: First NLC Financial Services, LLC, DBA the lending center. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , recorded by Court Order on March 15, 2010, as Document No. T 659136. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of First NLC Trust 2007-1 Mortgage-Backed Certificates, Series 2007-1 Dated: June 12, 2012 , and recorded June 27, 2012 by Document No. T698531 . LEGAL DESCRIPTION OF PROPERTY: Lot 11 except the South 97 feet, and the East 20 feet of Lot 12 except the South 97 feet of Lot 12, all in Block 5, Gilbert Heights, according to the recorded plat thereof, Dakota County, Minnesota. PROPERTY ADDRESS: 1521 Christensen Avenue, Saint Paul, MN 55118 PROPERTY I.D: 42-30000-05-121 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-One Thousand Two Hundred Fifty-Three and 27/100 ($231,253.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 27, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 27, 2013, or the next business day if May 27, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 HSBC Bank USA, N.A., as Trustee for the registered holders of First N L C T r u s t 2 0 0 7 - 1 Mortgage-Backed Certificates, Series 2007-1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 11MN00531-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4308767 10/11/2012, 10/18/2012, 10/25/2012, 11/01/2012, 11/08/2012, 11/15/2012 3170256 10/11-11/15/12

PUBLIC NOTICE

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Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 2, 2008 Dakota County Recorder, Document No. 2625026. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0003464962-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 1 7 3 3 2 I t h a c a L a n e , L a k e v i l l e , MN 55044 T A X P A R C E L I . D . # : 22-13201-04-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Barrett Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,803.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-003022 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157307 9/20-10/25/12

PUBLIC NOTICE

VICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 6754 162ND Street West, Lakeville, MN 55068 T A X P A R C E L I . D . # : 22-21172-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Donnay's Valley Park 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,625.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,810.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-002955 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3155998 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Sharon V Mitchell, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325562 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5665 126th St W, Apple Valley, MN 55124-8228 Tax Parcel ID Number: 01-57675-01-320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Pinecrest Townhomes, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,179.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

to pay the debt secured by said mort gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026108F01 3155984 9/20-10/25/12

PUBLIC NOTICE

Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 10MN00618-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4300095 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3150207 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 02, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,800.00 MORTGAGOR(S): Brenda Lysholm, a single person, Myron R Lysholm, and Julia L Lysholm, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 15, 2009 Dakota County Recorder Document Number: 2671463 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A. Dated: May 12, 2012 Recorded: May 17, 2012 Dakota County Recorder Document Number: 2868797 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000167957-8 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17630 Hemlock Ave, Lakeville, MN 55044-3908 Tax Parcel ID Number: 22-57200-05-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Pine Grove, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $320,953.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026037F01 3150732 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,721.00 MORTGAGOR(S): Scott D Collings and Julie A Hart-Collings, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation, it

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�� it�� for Summit Mortgage Corporation, successors and/or assigns DATE AND PLACE OF RECORDING: NOTICE OF ASSESSMENT LIEN Recorded: September 17, 2008 FORECLOSURE SALE Dakota County Recorder Date: September 20, 2012 Document Number: 2613662 YOU ARE NOTIFIED THAT: ASSIGNMENTS OF MORTGAGE: 1. Default has occurred in the terms And assigned to: BAC Home Loans Servicing, LP, fka Countrywide Home and conditions of the Declaration of Diffley Commons Homeowner’s AssoLoans Servicing, LP ciation (hereinafter the “Association”) Dated: September 10, 2010 R e c o r d e d : S e p t e m b e r 1 7 , 2 0 1 0 which was recorded as Document No. 1022377 on January 10, 1997 in the Dakota County Recorder office of the County Recorder of Document Number: 2753237 Dakota County, Minnesota, and also, Transaction Agent: Mortgage Elecpursuant to Minn. Stat. § 515B.3-116, tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- covering the following property: Unit 22, Diffley Commons Condocation Number: 100061907000058669 minium No. 107 Lender or Broker: Summit Mortgage Property Address: 1936 Glenfield Corporation Court Eagan, MN 55122 Residential Mortgage Servicer: Bank PID: 10-20450-04-022 of America, N.A. 2. Pursuant to said Declaration, Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS there is claimed to be due and owing as of the date of this notice from the LOCATED: Dakota Property Address: 20737 Akin Road owner of said unit, The Secretary of and Urban Development to the Housing W, Farmington, MN 55024-8024 T a x P a r c e l I D N u m b e r : Association, a Minnesota non-profit corporation, the amount of $2,877.00 14.02500.80.082 L E G A L D E S C R I P T I O N O F P R O P - for unpaid association dues, attorneys ERTY: That part of the Northeast Quar- fees and costs, plus any other such ter of the Southeast Quarter of Sec- amounts that will accrue after the date tion 25, Township 114, Range 20, of this notice for costs of collection and foreclosure which will be added to described as follows: Commencing at a point on the North the amount claimed due and owing at l i n e o f s a i d N o r t h e a s t Q u a r t e r o f the time of the sale herein. 3. No action is now pending at law or Southeast Quarter a distance of 1034.7 feet West of the Northeast corner otherwise to recover said debt or any part thereof. thereof; thence South 34 degrees 58 4. The owner has not been released minutes 00 seconds East 890.65 feet; thence South 25 degrees 31 minutes from its financial obligation to pay said 00 seconds East 379.55 feet to the amount. 5. The lien arises pursuant to the actual p oint of beginning; t h e n c e South 64 degrees 34 minutes 00 sec- Declaration, describes above, Minn. onds West 290.4 feet; thence South 25 S t a t . § 5 1 5 B . 3 - 1 1 6 a n d i s f u r t h e r degrees 31 minutes 00 seconds East to described in a Notice of Lien in favor of the south line of said Northeast Quar- the Association recorded on Septemter of the Southeast Quarter; thence ber 6, 2011 as Document No. 2891860 east along said south line to the cen- i n t h e D a k o t a C o u n t y R e c o r d e r ’ s terline of C.S.A.H. No. 31; thence Office. 6. Pursuant to the power of sale connorthwesterly along said centerline to tained in the same Declaration and the point of beginning. Lying southerly of the following granted by the owner in taking title to the premises subject to said Declaradescribed line: Commencing at a point on the North tion and pursuant to Minn. Stat. Sec. l i n e o f s a i d N o r t h e a s t Q u a r t e r o f 515B.3-116, said Lien will be foreSoutheast Quarter a distance of 1034.7 closed by the sale of said property by feet West of the Northeast corner the Sheriff of Dakota County, at 1580 thereof; thence South 34 degrees 58 Highway 55, Hastings, MN 55033 on minutes 00 seconds East 890.65 feet; November 15, 2012 at 10:00 am at pubthence South 25 degrees 31 minutes lic auction to the highest bidder, to 00 seconds east 379.55 feet; thence pay t h e a m o u n t th en due f or said S o u t h 6 4 d e g r e e s 3 4 m i n u t e s 0 0 assessments, together with the addiseconds West 290.4 feet; thence South tional costs of foreclosure, including 25 degrees 31 minutes 00 seconds attorneys fees as allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r East a distance of 74.86 feet to the beginning of the line to be described; redemption by the unit owner, its perthence North 73 degrees 31 minutes sonal representatives or assigns is 56 seconds East to the centerline of six(6) months from date of sale. If the C.S.A.H. No. 31 and said line there lien is not satisfied under Minn. Stat. § 580.23 or the property is not redeemed terminating. AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. § 580.23, the owner D U E A S O F D A T E O F N O T I C E : must vacate the property on or before 11:59p.m. on May 15, 2013 or the next $292,318.51 T H A T a l l p r e - f o r e c l o s u r e business day if May 15, 2013 falls on a requirements have been complied with; Saturday, Sunday or legal holiday. REDEMPTION NOTICE that no action or proceeding has been THE TIME ALLOWED BY LAW instituted at law or otherwise to FOR REDEMPTION BY THE MORTrecover the debt secured by said GAGOR, THE MORTGAGOR'S PERmortgage, or any part thereof; PURSUANT to the power of sale SONAL REPRESENTATIVES OR c o n t a i n e d i n s a i d m o r t g a g e , t h e ASSIGNS, MAY BE REDUCED TO above-described property will be sold F I V E W E E K S I F A J U D I C I A L b y t h e S h e r i f f o f s a i d c o u n t y a s ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION follows: D A T E A N D T I M E O F S A L E : 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE November 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County M O R T G A G E D P R E M I S E S A R E L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 IMPROVED WITH A RESIDENTIAL Highway 55, Lobby S-100, Hastings, DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED Minnesota t o p a y t h e d e b t s e c u r e d b y s a i d IN AGRICULTURAL PRODUCTION, mortgage and taxes, if any, on said AND ARE ABANDONED. 8. T H I S I S A C O M M U N I C A T I O N premises and the costs and disbursements, including attorney fees FROM A DEBT COLLECTOR ATTEMPTI N G TO COLLECT A DEBT, ANY allowed by law, subject to redemption within six (6) months from the date of INFORMATION OBTAINED WILL BE said sale by the mortgagor(s), their USED FOR THAT PURPOSE. Dated: 9/20, 2012 personal representatives or assigns. If the Mortgage is not reinstated Attorney for the Association: THE LAW OFFICE OF under Minn. Stat. §580.30 or the property is not redeemed under Minn. DAVID S. HOLMAN Stat. §580.23, the Mortgagor must By: /s/ David S. Holman vacate the property on or before 11:59 David S. Holman # 193628 p.m. on May 09, 2013, or the next 201 W Travelers Trail business day if May 09, 2013 falls on a Suite 225 Burnsville, MN 55337 Saturday, Sunday or legal holiday. Mortgagor(s) released from financial 952-895-1224 3160636 9/27-11/1/12 obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY NOTICE OF MORTGAGE INFORMATION OBTAINED WILL BE FORECLOSURE SALE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION THE RIGHT TO VERIFICATION OF OF THE DEBT AND IDENTITY OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE THE ORIGINAL CREDITOR WITHIN T I M E P R O V I D E D B Y L A W I S N O T THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE TIME ALLOWED BY LAW FOR default has occurred in conditions of REDEMPTION BY THE MORTGAGOR, the following described mortgage: THE MORTGAGOR'S PERSONAL DATE OF MORTGAGE: J a n u a r y 3 1 , REPRESENTATIVES OR ASSIGNS, 2007 MAY BE REDUCED TO FIVE WEEKS IF MORTGAGOR: A p r i l K . M i l n e r , a A JUDICIAL ORDER IS ENTERED married woman. UNDER MINNESOTA STATUTES, MORTGAGEE: Mortgage Electronic SECTION 582.032, DETERMINING, AND AMONG OTHER THINGS, THAT THE Registration Systems, Inc..D A T E FebM O R T G A G E D P R E M I S E S A R E PLACE OF RECORDING: Recorded ruary 20, 2007 Dakota County IMPROVED WITH A RESIDENTIAL Recorder, Document No. 2497741. DWELLING OF LESS THAN FIVE ASSIGNMENTS OF MORTGAGE: UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND Assigned to: Green Tree Servicing LLC. ARE ABANDONED. TRANSACTION AGENT: Mortgage DATED: September 27, 2012 A S S I G N E E O F M O R T G A G E E : Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTBank of America, N.A., successor by merger to BAC Home Loans GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073394112 Servicing, LP, F/K/A Countrywide LENDER OR BROKER AND MORTHome Loans Servicing, LP GAGE ORIGINATOR STATED ON Wilford, Geske & Cook P.A. MORTGAGE: Countrywide Home Attorneys for Assignee of Mortgagee Loans, Inc. 8425 Seasons Parkway, Suite 105 RESIDENTIAL MORTGAGE SERWoodbury, MN 55125-4393 VICER: Green Tree Servicing LLC (651) 209-3300 MORTGAGED PROPERTY ADDRESS: File Number: 026180F01 3163767 9/27-11/1/12 7632 157th Street West, Apt. 308,

PUBLIC NOTICE

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�� CLAIMED TO BE DUE THE AMOUNT ON THE MORTGAGE ON THE DATE OF �� 7632 157th Street West, Apt. 308, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.49100.08.058 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2308, Morningview Condominiums, Dakota County, Minnesota, Condominiums File No. 60, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $87,703.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 1, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002632 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3163957 9/27-11/1/12

PUBLIC NOTICE

THE NOTICE: $143,757.72 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 11/09/2012 at 10:00 A.M. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 05/09/2013 or the next business day if 05/09/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 9/27/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3158644 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,000.00 MORTGAGOR(S): Timothy Wayne Kirchner and Robin J Kirchner, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462494 ASSIGNMENTS OF MORTGAGE: And assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4 Dated: May 12, 2012 Recorded: June 17, 2012 Dakota County Recorder Document Number: 2868790 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200014107342 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 918 Hall Ave, West Saint Paul, MN 55118-1418 Tax Parcel ID Number: 42-48700-00-040 LEGAL DESCRIPTION OF PROPERTY: The South 80 feet of Lots 1 through 4 in Minea & Schneemann's Re-arrangement of Block No. 35, Jackson & Bidwell's Addition to West Saint Paul, which includes the North 7 1/2 feet of the vacated alley adjacent thereto, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $66,666.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 09, 2013, or the next business day if May 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 27, 2012 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026125F01 3162486 9/27-11/1/12

PUBLIC NOTICE

11:59 p.m. on May 15, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004588 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3165153 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2007 MORTGAGOR: Suzanne C. Mueller, a single person. MORTGAGEE:Chase Bank USA, NA. DATE AND PLACE OF RECORDING: Recorded April 27, 2007 Dakota County Recorder, Document No. 2512801. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, NA s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, NA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20673 Hampshire Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205202050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Village Creek 3rd Addition, CIC No. 327 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,356.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 9 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 JPMorgan Chase Bank, National Association

Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003891 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3165024 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 12, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Gardenview Place 1st, Dakota County, Minnesota STREET ADDRESS: 14338 Hickory Way, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-28950-01-260 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 12, 2012, from Scott Clark, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,247.60 for unpaid association dues, late fees, attorneys' fees and costs,plus any other such amounts that will accrue after September 12, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 20, 2012, as Document No. 2875483 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 16th day of November, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 16, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association THOMSEN & NYBECK, P.A. By: _________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place / Clark/ 12-7-303D) 3163812 9/27-11/1/12

PUBLIC NOTICE

the Registrar of Titles June 1, 2009, Document No. T644570 on Certificate of Title No. 143465. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1596 Ashbury Place, Eagan, MN 55122 TAX PARCEL I.D. #: 101435103030 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 3, Block 3 in Blackhawk Glen 2nd Addition, according to the recorded plat thereof lying South of the South line of the Northeast Quarter of the Southwest Quarter of Section 16, Township 27, Range 23, Dakota County, Minnesota. (Torrens cert 107837) AND Lot 3, Block 3, Blackhawk Glen 2nd Addition, Dakota County, Minnesota, Except that part lying South of the South line of the Northeast Quarter of the Southwest Quarter of Section 16, Township 27, Range 23. (Abstract) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,536.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002905 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3165078 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 13, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Lot 112, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota STREET ADDRESS: 5157 148th Street West, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-20505-01-112 2. Pursuant to said Declaration,

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2. Pursuant to said Declaration, there is claimed to be due and owing as of September 13, 2012, from Jodene M. Kipfer, title holder, to the Association, a Minnesota non-profit corporation, the amount of $14,409.75 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after September 13, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. An Amended Notice of Lien evidencing the amount due was recorded on February 14, 2012, as Document No. 2849259 in the Dakota County Recorder's Office, which amends Notice of Lien filed on October 14, 2009 as Document No. 2690393. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 16th day of November, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 16, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 Diamond Path Villages/ Kipfer/08-7-845D) 3163777 9/27-11/1/12

PUBLIC NOTICE

brook Condominiums, a condo minium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,998.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001361 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3159941 9/27-11/1/12

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-001744 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3163942 9/27-11/1/12

PUBLIC NOTICE

REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 22, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN01048-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4215431 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for September 27, 2012 at 10:00 AM , has been postponed to October 25, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: September 27, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Jennifer K Fischer (0311248) Attorneys for U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 11MN01048-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4307731 10/11/2012 3166728 10/11/12

PUBLIC NOTICE

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�� tained in said�� mortgage, the above 55033. described property will be sold by the 13. T h e t i m e a l l o w e d b y l a w f o r Sheriff of said county as follows: redemption by Mortgagor(s) or DATE AND TIME OF SALE: Novem- Mortgagor's personal representatives ber 27, 2012 at 10:00 a.m. or assigns is six (6) months after the PLACE OF SALE: Dakota County date of sale. Each holder of a junior Law Enforcement Center, 1580 High- l i e n m a y r e d e e m i n t h e o r d e r a n d way 55, Lobby #S-100, in the City of manner provided in Minnesota Statute Hastings, County of Dakota, State of 582.32, subd. 9, beginning after the Minnesota. expiration of the Mortgagor's redempto pay the debt then secured by said tion period. mortgage, and taxes, if any, on said 14. U n l e s s t h e M o r t g a g e i s premises, and the costs and disburse- reinstated or the property redeemed, m e n t s , i n c l u d i n g a t t o r n e y s ’ f e e s or unless the time for redemption is allowed by law subject to redemption reduced by judicial order, you must within six (6) months from the date of vacate the premises by 11:59 p.m. on said sale by the mortgagor(s), their May 20, 2013. personal representatives or assigns. If 15. THE TIME ALLOWED BY LAW the Mortgage is not reinstated under F O R R E D E M P T I O N B Y T H E Minn. Stat. §580.30, the property is not MORTGAGOR, THE MORTGAGOR'S redeemed under Minn. Stat. §580.23, PERSONAL REPRESENTATIVES OR o r t h e r e d e m p t i o n p e r i o d i s n o t ASSIGNS MAY BE REDUCED TO FIVE reduced under Minn. Stat. §582.032, W E E K S I F A J U D I C I A L O R D E R I S the Mortgagor must vacate the prop- E N T E R E D U N D E R M I N N E S O T A erty on or before 11:59 p.m. on May 27, S T A T U T E S , S E C T I O N 5 8 2 . 0 3 2 , 2013, or the next business day if May D E T E R M I N I N G , A M O N G O T H E R 27, 2013 falls on a Saturday, Sunday or T H I N G S , T H A T T H E M O R T G A G E D legal holiday. PREMISES ARE IMPROVED WITH A M O R T G A G O R ( S ) R E L E A S E D RESIDENTIAL DWELLING OF LESS FROM FINANCIAL OBLIGATION ON T H A N F I V E U N I T S , A R E N O T MORTGAGE: NONE. PROPERTY USED IN AGRICULTURAL “THE TIME ALLOWED BY LAW FOR PRODUCTION, AND ARE ABANDONED. REDEMPTION BY THE MORTGAGOR, THE FOLLOWING PAGE IS THE THE MORTGAGOR'S PERSONAL REP- S I G N A T U R E P A G E F O R T H E RESENTATIVES OR ASSIGNS, MAY BE N O T I C E O F M O R T G A G E REDUCED TO FIVE WEEKS IF A JUDI- FORECLOSURE SALE. CIAL ORDER IS ENTERED UNDER Attorney for Mortgagee: MINNESOTA STATUTES, SECTION JENSEN SONDRALL & PERSELLIN, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G P.A. OTHER THINGS, THAT THE MORT- By: /s/ Stacy A. Woods GAGED PREMISES ARE IMPROVED Stacy A. Woods, #261658 WITH A RESIDENTIAL DWELLING OF 8525 Edinbrook Crossing, Suite 201 LESS THAN FIVE UNITS, ARE NOT Brooklyn Park, MN 55443 PROPERTY USED IN AGRICULTURAL (763) 424-8811 P R O D U C T I O N A N D A R E Mortgagee: ABANDONED.” THRIVENT FINANCIAL BANK, a federal Dated: September 18, 2012 savings bank GREEN TREE SERVICING LLC, By: /s/ Timothy Knutzen Assignee Its: Assistant V.P. /s/ Peter B. Tiede THIS IS A COMMUNICATION FROM PETER B. TIEDE -forA DEBT COLLECTOR. Atty. I.D. #245094 THIS IS THE SIGNATURE PAGE MURNANE BRANDT FOR THE NOTICE OF MORTGAGE Attorneys for Assignee FORECLOSURE SALE. 30 East Seventh Street, Suite 3200 3168485 10/4-11/8/12 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM NOTICE OF MORTGAGE ORECLOA DEBT COLLECTOR. SURE SALE 3158667 10/4-11/8/12 NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: NOTICE OF MORTGAGE DATE OF MORTGAGE: August 2, FORECLOSURE SALE 2007. Date: September 24, 2012 MORTGAGOR(S): Juette P. Holseth THE RIGHT TO VERIFICATION OF and Patrick M. Holseth, wife and husTHE DEBT AND IDENTITY OF THE band. ORIGINAL CREDITOR WITHIN THE MORTGAGEE: Peoples Bank of TIME PROVIDED BY LAW IS NOT Commerce, a Minnesota banking corAFFECTED BY THIS ACTION poration. YOU ARE NOTIFIED THAT: DATE AND PLACE OF RECORDING: 1. Default has occurred in the condi- Filed August 31, 2007, Dakota County tions of the Mortgage dated April 14, Recorder, as Document No. 2541359. 2005, executed by BEPCO, LLC, a MinASSIGNMENT(S) OF MORTGAGE: nesota limited liability company, as NA. Mortgagor, to Thrivent Financial Bank, The land described in said mortgage a federal savings bank, as Mortgagee, is not registered land. and filed for record April 22, 2005, as MORTGAGE HOLDER (as defined in Document Number: 2315303, in the section 58.02): Office of the County Recorder, Dakota Transaction Agent: NA. County, Minnesota, which Mortgage Transaction Agent's Mortgage Identihas been amended from time to time, fication Number on Mortgage: NA. most recently by the Third AmendLender or Broker: Peoples Bank of ment of Promissory Note and Real Commerce. Estate Mortgage dated August 5, 2011, Residential Mortgage Servicer: NA. and filed for record on September 27, MORTGAGE ORIGINATOR (as defined 2011, as Document Number 2821387, in section 58.02): Peoples Bank of in the office of the County Recorder of Commerce. Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS: 2. T h e M o r t g a g e h a s n o t b e e n 1 6 2 5 R o b e r t S t r e e t S o u t h a n d 6 6 assigned. Wentworth Avenue East, West St. Paul, 3. There is no transaction agent for Minnesota, 55118. this Mortgage. TAX PARCEL I.D. NO.: 4. There is no transaction agent's 42-02000-54-050; 42-02000-54-030. LEGAL DESCRIPTION OF PROPmortgage identification number identiERTY: Parcel 1: The North 180 feet of fied in the Mortgage. 5. There is no residential mortgage the West 160 feet of the East 483.4 feet of the Northeast 1⁄4 of the Northwest 1⁄4 servicer for this Mortgage. 6. The original principal amount of the Southwest 1⁄4 of Section 20, T ownship 28, Range 22, Dakota secured by the Mortgage was: Three H u n d r e d F i f t y - F i v e T h o u s a n d a n d County, Minnesota, except the North 30 feet thereof and except the West 00/100ths ($355,000.00) Dollars. 7. No action or proceeding at law is 18.4 feet thereof. Parcel 2: The South 165 feet of the now pending to recover the debt secured by the Mortgage, or any part North 345 feet of the East 465 feet of Northwest 1⁄4 of the Southwest 1⁄4 of the thereof. 8. The holder of the Mortgage has Section 20, Township 28, Range 22, complied with all conditions prece- Dakota County, Minnesota; together with (I) all buildings and dent to acceleration of the debt secured by the Mortgage and foreclo- improvements located on the property, (II) all machinery, equipment, fixtures, sure of the Mortgage, and all notice and other requirements of applicable business assets, personal property statutes, including all pre-foreclosure located on the property, and (III) fixtures appurtenant thereto owned by requirements, if applicable. 9. At the date of this notice the the mortgagor(s) and used in connecamount due and claimed to be due on tion with the operation and occupancy the Mortgage, including taxes, if any, thereof. COUNTY IN WHICH PROPERTY IS paid by the Mortgagee is: Three Hundred Thirty-One Thousand Nine LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF Hundred Twenty-Seven and 23/100ths MORTGAGE: $625,000.00. Dollars ($331,927.23). AMOUNT CLAIMED TO BE DUE ON 10. T h e p h y s i c a l a d d r e s s o f t he mortgaged premises is: 120 and 122 THE MORTGAGE ON THE DATE OF THIS NOTICE: $602,816.57 2nd Street E. Hastings, Minnesota The holder of the mortgage has com55033. 11. The Property Tax Identification plied with all conditions precedent to Number of the mortgaged premises is: acceleration of the debt secured by the mortgage and foreclosure of the mort19-32150-13-012 and 19-32150-13-010. 12. Pursuant to the power of sale in gage and all notice and other requirethe Mortgage, the Mortgage will be ments of applicable statutes. That no f o r e c l o s e d , a n d t h e r e a l p r o p e r ty action or proceeding has been instituted at law or otherwise to recover the legally described as follows: The East 1/2 of the West 2/3 of debt secured by said mortgage, or any part thereof. Lot 1, Block 13, Town of Hastings, PURSUANT to the power of sale conDakota County, Minnesota tained in said mortgage, the above and The North 80 feet 2 1⁄2 inches of described property will be sold by the the East 1/3 of Lot 1, Block 13, Sheriff of said county as follows: DATE AND TIME OF SALE: NovemTown of Hastings, Dakota County, ber 21, 2012 at 10:00 a.m. Minnesota (the "Property") PLACE OF SALE: Sheriff's main will be sold by the County Sheriff of Dakota County, Minnesota, at public o f f i c e i n t h e D a k o t a C o u n t y L a w auction on Tuesday, November 20, Enforcement Center, 1580 Highway 55, 2012, at 10:00 a.m., at the Dakota Lobby #S-100, in the City of Hastings, County Sheriff's Office, Civil Division, County of Dakota, State of Minnesota. 1580 Highway 55, Hastings, Minnesota, to pay the debt then secured by said

PUBLIC NOTICE

55033.

��

�� to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Patrick M. Holseth. Dated: September 27, 2012. PEOPLES BANK OF COMMERCE, Mortgagee /s/ Jodie L. Grabarski JODIE L. GRABARSKI -forAtty. I.D. #277125 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 3170291 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,735.00 MORTGAGOR(S): Adib N Akale, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Marketplace Home Mortgage, LLC DATE AND PLACE OF REGISTERING: Registered: November 19, 2009 Dakota County Registrar of Titles Document Number: T654227 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: August 13, 2012 Registered: August 17, 2012 Dakota County Registrar of Titles Document Number: T701283 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002491-2000022369-8 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147922 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4684 Lenore Ln, Eagan, MN 55122-3619 Tax Parcel ID Number: 10-63983-12-010 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Twelve (12), in Ridgecliffe Fourth Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,825.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025921F01 3166782 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGOR: J a s o n D . B e r g l u n d and Mishelle S. Berglund, husband and wife. MORTGAGEE: C i t i M o r t g a g e , I n c . S/B/M with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Filed August 28, 2003, Dakota County Registrar of Titles, Document No. 0512215 on Certificate of Title No. 129080. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4611 Lenore Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.63980.10.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 10, in Ridgecliffe First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,659.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004554 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180575 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Susan K. Roverud, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 27, 2007 Dakota County Recorder Document Number: 2540126

Document Number: 2540126 DATE AND PLACE OF REGISTERING: Registered: August 27, 2007 Dakota County Registrar of Titles Document Number: 616128 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: June 14, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000054979-7 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143264 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 673 Brockton Curv, Eagan, MN 55123-1678 Tax Parcel ID Number: 10.32990.05.180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Five (5), in Hills of Stonebridge, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,007.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022727F01 3166706 10/4-11/8/12

PUBLIC NOTICE

MORTGAGE: Freedom Mortgage Cor poration RESIDENTIAL MORTGAGE SERVICER: Fidelity Bank MORTGAGED PROPERTY ADDRESS: 20263 Kensington Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.47546.02.030 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), Marion Village Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,343.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _May 29, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2012 Fidelity Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 62 - 12-003750 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3172948 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE You are notified that: 1. Default has occurred in the conditions of the Multifamily Mortgage, Assignment of Leases and Rents, Security Agreement and Fixture Financing Statement, dated May 31, 2007, executed by THE JOHNSON MANAGEMENT COMPANY, a Minnesota general partnership, JOHNSON MANAGEMENT COMPANY II, LLC, a Minnesota limited liability company, and BURNINGHAM 324, LLC, a Minnesota limited liability company, as Mortgagors, to Wells Fargo Bank, N.A., a national association, as Mortgagee, recorded in the office of the County Recorder in and for Dakota County, Minnesota on June 4, 2007 as Document No. 2521579, assigned to Federal Home Loan Mortgage Corporation, a United States of America corporation, by Assignment of Security Instrument, dated May 31, 2007, recorded in the office of said County Recorder on June 4, 2007 as Document No. 2521580, and amended by Amendment No. 1 to Multifamily Mortgage, Assignment of Rents, Security Agreement and Fixture Financing Statement, dated as of July 25, 2007, recorded in the office of said County Recorder on August 17, 2007 as Document No. 2538088 (as so assigned and amended, the "Mortgage"). 2. The original principal amount secured by the Mortgage was Eighteen Million Seven Hundred Thousand and no/100 Dollars ($18,700,000.00). 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with any conditions precedent to acceleration of the debt secured by, and foreclosure of, the Mortgage, and any notice and other requirements of any applicable statutes.

utes. 5. At the date of this Notice, the amount due on the Mortgage is Nineteen Million Two Hundred Twenty-six Thousand Seven Hundred Twelve and 75/100ths Dollars ($19,226,712.75). 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed and the real and personal property described as follows: Lots 1 and 3, Block 1, Burningham Replat, Dakota County, Minnesota; TOGETHER WITH the fixtures and personal property described in the Mortgage and in the Financing Statement recorded in the office of said County Recorder on June 4, 2007 as Document No. 2521581, and in the Financing Statement filed in the office of the Secretary of State of the State of Minnesota on June 8, 2007 as File No. 200717099071; will be sold by the Sheriff of Dakota County, Minnesota at public auction on November 28, 2012, at 10:00 a.m., at the Sheriff's Main Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S100, Hastings, Minnesota 55033. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors, their successors or assigns, is six (6) months after the date of sale. 8. No Mortgagor has been released from financial obligation on the Mortgage. Dated: September 25, 2012. Federal Home Loan Mortgage Corporation Assignee of Mortgagee Timothy L. Gustin Jeffrey L. Watson Beth A. Gliedman Attorneys for Assignee of Mortgagee 4800 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402-4129 (612) 877-5000 3172244 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 MORTGAGOR(S): William K. Harrison and Amy A. Harrison, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder Document Number: 2319738 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB2 Dated: May 24, 2011 Recorded: July 07, 2011 Dakota County Recorder Document Number: 2808547 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400003893086 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17417 Hummingbird Ave, Lakeville, MN 55044-7470 Tax Parcel ID Number: 22-33312-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Homestead Creek East 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,099.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026245F01 3171271 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): William S. Zarbok and Amy C. Zarbok, husband and wife MORTGAGEE: Wells Federal Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2443118 LOAN MODIFICATION: Dated: May 21, 2010 Recorded: July 08, 2010 Document Number: 2739428 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Federal Bank, FSB Residential Mortgage Servicer: Wells Federal Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18002 Chippendale Ave , Farmington, MN 55024-9677 Tax Parcel ID Number: 12-01700-27-017 LEGAL DESCRIPTION OF PROPERTY: The West 234.38 feet of the West 550.00 feet of the North 262.00 feet of the Northwest Quarter of the Northwest Quarter of Section 17, Township 114, Range 19, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,856.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 MORTGAGEE: Wells Federal Bank, formerly known as Wells Federal Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025774F02 3168470 10/4-11/8/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,900.00 MORTGAGOR(S): Valerie J. Stading, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for PHH Home Loans, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 17, 2007 Dakota County Recorder Document Number: 2544339 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: November 02, 2011 Recorded: November 15, 2011 Dakota County Recorder Document Number: 2830746 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000450134899 Lender or Broker: PHH Home Loans, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1569 Clemson Dr, Eagan, MN 55122-4805 Tax Parcel ID Number: 10-75951-02-340 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 2, Thomas Lake Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,002.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026243F01 3171264 10/4-11/8/12

PUBLIC NOTICE

Registration Systems, Inc. as nominee for New Century Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100488910120441927 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 16, 2007, as Document No. 2497301. Said mortgage modified by Loan Modification Agreement recorded on December 11, 2009 as Document Number 2701840 ASSIGNED TO: Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Dated: June 5, 2012 , and recorded July 2, 2012 by Document No. 2877672 . LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Centennial Ridge, Dakota County, Minnesota. PROPERTY ADDRESS: 1670 Marina Lane, Eagan, MN 55122 PROPERTY I.D: 10-16950-01-170 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Two Thousand Seven Hundred Ninety-Two and 31/100 ($402,792.31) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 11, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 11, 2013, or the next business day if March 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 hone: 612-573-3677 Our File No. 12MN00587-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4276457 07/26/2012, 08/02/2012, 08/09/2012, 08/16/2012, 08/23/2012, 08/30/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for October 9, 2012 at 10:00 AM , has been postponed to November 14, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: October 9, 2012 Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Jennifer K Fischer (0311248) Attorneys for Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00587-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4313113 10/11/2012 3180219 10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2011 MORTGAGOR: Randall J. Thole, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 6, 2011 Dakota County Recorder, Document No. 2799412. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100187500000369183 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Home Loans, LLC, A Limited Liability Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4967 212TH Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 14-03600-03011 LEGAL DESCRIPTION OF PROPERTY: Legal Description A tract of land in the North One-Half of the Northeast Quarter of Section 36, Township 114, Range 20; Dakota County, Minnesota described as follows: Beginning at a point on the West line of said Northeast Quarter distant 1025.44 feet South of the Northwest corner thereof; thence continuing South along said West line a distance of 188.0 feet to its intersection with the North boundary of the Chicago-Milwaukee-St. Paul & Pacific Railroad; thence East along said North boundary a distance of 144.0 feet; thence North and parallel to said West line of Northeast Quarter a distance of 188.0 feet; thence West and parallel to said North boundary a distance of 144.0 feet to the point of beginning. AND The West 144.0 feet of the North Half of the Northeast Quarter, Section 36, Township 114, Range 20, lying South of the North 1025.44 feet, and all that part of the abandoned right-of-way of the Chicago-Milwaukee-St. Paul & Pacific Railroad in the Northeast Quarter of said Section 38 lying East of the West quarter section line and West of the East line of said West 144.0 feet, said right-of-way being shown in Dakota County Recorder’s Document No. 570089. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,633.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,324.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND

AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 31, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3655 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 13, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 8, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3655 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180444 10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its sucessors and assigns. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721183 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.08.080 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,175.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL

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�� RESIDE N T I A L M�� ORT GAGE SER I M P R O V E D W�� ITH A RES IDENTIAL D W E L L I N G O F L E S S T H A N F I V E VICER: U.S. Bank Home Mortgage, a UNITS, ARE NOT PROPERTY USED IN division of U.S. Bank National AssociaAGRICULTURAL PRODUCTION, AND tion MORTGAGED PROPERTY ADDRESS: ARE ABANDONED. 20525 Kalmeadow Court, Lakeville, MN DATED: February 16, 2012 55044 ASSIGNEE OF MORTGAGEE: TAX PARCEL I.D. #: 227150005130 THE BANK OF NEW YORK LEGAL DESCRIPTION OF PROPMELLON FKA THE BANK OF NEW Y O R K A S T R U S T E E F O R T H E ERTY: CERTIFICATEHOLDERS OF THE Lot 13, Block 5, St. Frances Woods 7th Addition, CIC 295, Dakota CWALT, INC. ALTERNATIVE County, Minnesota LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH COUNTY IN WHICH PROPERTY IS C E R T I F I C A T E S , S E R I E S LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 2006-OA17 MORTGAGE: $228,000.00 Wilford, Geske & Cook P.A. AMOUNT DUE AND CLAIMED TO BE Attorneys for Assignee of Mortgagee DUE AS OF DATE OF NOTICE, INCLUD8425 Seasons Parkway, Suite 105 ING TAXES, IF ANY, PAID BY MORTWoodbury, MN 55125-4393 GAGEE: $208,247.69 (651) 209-3300 That prior to the commencement of File Number: 012056F02 this mortgage foreclosure proceeding NOTICE OF POSTPONEMENT OF Mortgagee/Assignee of Mortgagee comMORTGAGE FORECLOSURE SALE The above referenced sale scheduled plied with all notice requirements as for March 30, 2012 at 10:00 AM has required by statute; That no action or been postponed to June 28, 2012 at proceeding has been instituted at law 10:00 AM in the Dakota County Law o r o t h e r w i s e t o r e c o v e r t h e d e b t Enforcement Center, 1580 Highway 55, secured by said mortgage, or any part Lobby S-100, Hastings, Minnesota in thereof; PURSUANT to the power of sale said County and State. contained in said mortgage, the above DATED: March 06, 2012 ASSIGNEE OF MORTGAGEE: described property will be sold by the T H E B A N K O F N E W Y O R K Sheriff of said county as follows: MELLON FKA THE BANK OF NEW DATE AND TIME OF SALE: July 12, Y O R K A S T R U S T E E F O R T H E 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law CERTIFICATEHOLDERS OFTHE C W A L T , I N C . A L T E R N A T I V E Enforcement Center, 1580 Hwy 55, L O A N T R U S T 2 0 0 6 - O A 1 7 , Lobby #S-100, Hastings, MN M O R T G A G E P A S S - T H R O U G H to pay the debt then secured by said Mortgage, and taxes, if any, on said CERTIFICATES, premises, and the costs and SERIES2006-OA17 disbursements, including attorneys' NOTICE OF POSTPONEMENT OF fees allowed by law subject to MORTGAGE FORECLOSURE SALE six (6) months The above referenced sale scheduled redemption within for June 28, 2012 at 10:00 AM has f r o m t h e d a t e o f s a i d s a l e b y t h e been postponed to September 26, 2012 mortgagor(s), their personal represenat 10:00 AM in the Dakota County Law tatives or assigns unless reduced to Enforcement Center, 1580 Highway 55, Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE Lobby S-100, Hastings, Minnesota in PROPERTY: If the real estate is an said County and State. owner-occupied, single-family DATED: May 18, 2012 ASSIGNEE OF MORTGAGEE: dwelling, unless otherwise provided by T H E B A N K O F N E W Y O R K law, the date on or before which the MELLON FKA THE BANK OF NEW mortgagor(s) must vacate the property Y O R K A S T R U S T E E F O R T H E if the mortgage is not reinstated under CERTIFICATEHOLDERS OFTHE section 580.30 or the property is not C W A L T , I N C . A L T E R N A T I V E redeemed under section 580.23 is 11:59 p.m. on __January 14, 2013__, LOAN TRUST 2006-OA17, MORTG A G E P A S S - T H R O U G H u n l e s s t h e r e d e m p t i o n p e r i o d i s reduced to 5 weeks under MN Stat. CERTIFICATES, Secs. 580.07 or 582.032. SERIES2006-OA17 MORTGAGOR(S) RELEASED FROM NOTICE OF POSTPONEMENT OF FINANCIAL OBLIGATION ON MORTGAGE FORECLOSURE SALE The above referenced sale scheduled MORTGAGE: None "THE TIME ALLOWED BY LAW FOR for September 26, 2012 at 10:00 AM has been postponed to October 26, REDEMPTION BY THE MORTGAGOR, 2012 at 10:00 AM in the Dakota THE MORTGAGOR'S PERSONAL County Law Enforcement Center, 1580 REPRESENTATIVES OR ASSIGNS, Highway 55, Lobby S-100, Hastings, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED Minnesota in said County and State. UNDER MINNESOTA STATUTES, DATED: September 24, 2012 SECTION 582.032, DETERMINING, ASSIGNEE OF MORTGAGEE: T H E B A N K O F N E W Y O R K AMONG OTHER THINGS, THAT THE MELLON FKA THE BANK OF NEW M O R T G A G E D P R E M I S E S A R E YORK AS TRUSTEE FOR THE IMPROVED WITH A RESIDENTIAL CERTIFICATEHOLDERS OFTHE D W E L L I N G O F L E S S T H A N F I V E C W A L T , I N C . A L T E R N A T I V E UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND LOAN TRUST 2006-OA17, MORTG A G E P A S S - T H R O U G H ARE ABANDONED." Dated: May 10, 2012 CERTIFICATES, U.S. Bank National Association SERIES2006-OA17 Mortgagee/Assignee of Mortgagee NOTICE OF POSTPONEMENT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Attorneys for Mortgagee/Assignee of for October 26, 2012 at 10:00 AM has Mortgagee been postponed to January 24, 2013 at 4500 Park Glen Road #300 10:00 AM in the Dakota County Law Minneapolis, MN 55416 Enforcement Center, 1580 Highway 55, (952) 925-6888 Lobby S-100, Hastings, Minnesota in 19-3331 said County and State. THIS IS A COMMUNICATION FROM DATED: October 05, 2012 A DEBT COLLECTOR. ASSIGNEE OF MORTGAGEE: NOTICE OF POSTPONEMENT OF THE BANK OF NEW YORK MORTGAGE FORECLOSURE SALE MELLON FKA THE BANK OF NEW Pursuant to the provisions of YORK AS TRUSTEE FOR THE M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e CERTIFICATEHOLDERS OFTHE f o r e g o i n g f o r e c l o s u r e s a l e i s C W A L T , I N C . A L T E R N A T I V E postponed until September 20, 2012 at L O A N T R U S T 2 0 0 6 - O A 1 7 , 10:00 AM at the Sheriff's Office, Law M O R T G A G E P A S S - T H R O U G H Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said CERTIFICATES, county and state. SERIES2006-OA17 Dated: July 16, 2012. Wilford, Geske & Cook P.A. U.S. Bank National Association Attorneys for Assignee Of Mortgagee: Mortgagee/Assignee of Mortgagee Lawrence A. Wilford USSET, WEINGARDEN AND LIEBO, P.L.L.P. James A. Geske Attorneys for Mortgagee/Assignee of 8425 Seasons Parkway, Suite 105 Mortgagee Woodbury, MN 55125-4393 4500 Park Glen Road #300 (651) 209-3300 Minneapolis, MN 55416 File Number: 012056F02 3179134 10/11/12 (952) 925-6888 19 - 19-3331 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE NOTICE OF POSTPONEMENT OF FORECLOSURE SALE MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION Pursuant to the provisions of OF THE DEBT AND IDENTITY OF M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e THE ORIGINAL CREDITOR WITHIN foregoing foreclosure sale is postTHE TIME PROVIDED BY LAW IS poned until October 4, 2012 at 10:00 NOT AFFECTED BY THIS ACTION. AM at the Sheriff's Office, Law NOTICE IS HEREBY GIVEN, that Enforcement Center, 1580 Hwy 55, default has occurred in conditions of Lobby #S-100, Hastings, MN, in said the following described mortgage: county and state. DATE OF MORTGAGE: J u n e 3 0 , Dated: September 24, 2012. 2004 U.S. Bank National Association MORTGAGOR: M i c h a e l A l l e n , a Mortgagee/Assignee of Mortgagee single person. USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGEE: First Mortgage Finan- Attorneys for Mortgagee/Assignee of cial Corp. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Recorded August 26, 2004 Dakota Minneapolis, MN 55416 C o u n t y R e c o r d e r , D o c u m e n t N o . (952) 925-6888 2242334. 19-3331 A S S I G N M E N T S O F M O R T G A G E : THIS IS A COMMUNICATION FROM Assigned to: TCF Mortgage Corpora- A DEBT COLLECTOR. tion. And thereafter assigned to: MortNOTICE OF POSTPONEMENT OF gage Electronic Registration Systems, MORTGAGE FORECLOSURE SALE Inc.. And thereafter assigned to: U.S. Pursuant to the provisions of Bank National Association. Minnesota Statutes 580.07, the TRANSACTION AGENT: NONE foregoing foreclosure sale is T R A N S A C T I O N A G E N T ' S M O R T - postponed until October 25, 2012 at GAGE IDENTIFICATION NUMBER ON 10:00 AM at the Sheriff's Office, Law MORTGAGE: NONE Enforcement Center, 1580 Hwy 55, LENDER OR BROKER AND MORT- Lobby #S-100, Hastings, MN, in said G A G E O R I G I N A T O R S T A T E D O N county and state. MORTGAGE: First Mortgage Financial Corp R E S I D E N T I A L M O R T G A G E S E R - ��

PUBLIC NOTICE

�� MORTGAGE FORECLOSURE SALE Pursuant to the provisions of �� county and state. Dated: October 8, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3331 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3170382 10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR: Kathleen M. Stein, a single person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Filed July 24, 2003, Dakota County Registrar of Titles, Document No. 0507337 on Certificate of Title No. 122758. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4 7 2 9 W e s t W i n d T r a i l , E a g a n , MN 55122 TAX PARCEL I.D. #: 105675003080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Park Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,137.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 2, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3006 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 11, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 8, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3006 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180256 10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: August 26, 2011 Recorded: December 28, 2011 Dakota County Recorder Document Number: 2839004 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 170240001201 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West 1322 feet of the North Half of the Northeast Quarter of Section 24, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $523,882.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 18, 2013, or the next business day if February 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to April 20, 2012 at

been postponed to April 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to May 21, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2012 at 10:00 AM has been postponed to July 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 03, 2012 at 10:00 AM has been postponed to September 04, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 04, 2012 at 10:00 AM has been postponed to October 09, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 04, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 09, 2012 at 10:00 AM has been postponed to November 08, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 03, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 3175511 10/11/12

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,764.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,318.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 5, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 19, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 28, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 24, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 18, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 26, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 25, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11171 THIS IS A COMMUNICATION FROM

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 4, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 30, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 6, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 8, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180433 10/11/12

PUBLIC NOTICE

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 23, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00665-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4288656 08/23/2012, 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for October 9, 2012 at 10:00 AM , has been postponed to November 7, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: October 9, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Jennifer K Fischer (0311248) Attorneys for HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00665-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4313175 10/11/2012 3180393 10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $514,150.00 MORTGAGOR(S): Kenna L Young and Ramona S Young, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 07, 2007 Dakota County Registrar of Titles Document Number: 612023 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683429 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600071185651 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142696 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1716 Terra Glenn Ct, Eagan, MN 55122-1632 Tax Parcel ID Number: 10-75401-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Terra Glenn 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $498,865.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM

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DAKOTA COUNTY TRIBUNE BUSINESS �� WEEKLY �� October ��11, ��2012 ��

27A ��

ISD 194 school board candidates face off Class sizes, technology, funding common themes

by Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

Four of five candidates for three seats on the Lakeville School Board presented their cases for election Tuesday night at a Lakeville Area Chamber of Commercesponsored forum. Incumbents Bob Erickson and Judy Keliher and challengers Jennifer Harmening, the former PTO president of the former Crystal Lake Elementary, and Terry Lind, a former educator in the district, showcased a number of policy positions and opinions, but largely agreed that when it comes to Lakeville’s schools, change is good. Fifth candidate Bader A. Alossaimi did not attend the forum, held at City Hall, though in the past he has also championed change. One theme was adapting education to the 21st century using technology and other innovations while keeping the fiscal belt tight. The district needs to be “educating for jobs that don’t even yet exist,” Keliher said. “We’ve already saved tens of thousands (of dollars) not having to purchase printed textbooks that will be outdated in a couple of years.” iLearn, the district’s online learning initiative, was a popular program among the candidates. “I fully support iLearn,” Harmening said, adding that with elementary classes of 30 or more students technology can open windows to

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2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393

Bob Erickson

Jennifer Harmening

Judy Keliher

Terry Lind

customized learning, which would help teachers handle diverse learning styles in such large classrooms. Erickson pointed out that the district now has wireless access throughout the schools and funds two technology positions with literacy funds from the state. The two people are in charge of much of the district’s effort to use more technology in the classroom. “We are no longer waiting for the future to come to us,” he said. Community surveys have indicated that the public generally supports the tech initiatives. A 2010 technology levy referendum “missed being approved by only 132 votes,” Erickson said. “I’m encouraged by the future for iLearn.” Lind said new technology encouraged him as well, but “we must remember technol-

ogy is a tool and not an end unto itself,” he said. The audience of about 30 people was not allowed to ask questions of the candidates – chamber Executive Director Todd Bornhauser said this was because of time constraints. A number of the audience members sported T-shirts in favor of their preferred candidate. The candidates were asked what their top three priorities were. The challengers emphasized addressing ever-increasing class sizes, especially at the elementary level. “Class size is a real challenge,” Harmening said. “My fourth-grade daughter is sitting in a class of 34 students.” All candidates advocated for more community engagement and input into district decisions. “I want all members of the community to have direct ownership in Lakeville

schools,” Lind said. He talked about having committees for nonparents and senior citizens, in addition to the current parent committees. Harmening said there needs to be “a shared community vision,” which is “critical to the success of the schools.” Keliher, the board’s current chair, also said she wanted to increase engagement with the community. For Erickson, the board’s treasurer, at least part of better engagement is a transparent budget process. Building on the fiscal focus, Keliher said she wants to ensure that part of stabilizing the budget is “aligning (employee) contracts more with corporate America.” A recent survey by consultant Springsted indicated that Lakeville voters would approve an operating levy

referendum worth an average $164 increase annually in property tax per household. However, the numbers indicate that the amount would not be enough to stave off budget cuts. In 2010 there were three levy questions: One to renew the current funding level, one to expand on that to mitigate cuts and another to fund technology efforts. Only the status quo question was approved. The candidates were asked about a new potential levy referendum in relation to the Springsted results. The levy would be on a ballot in November 2013 with funds available to the district in the 2014-2015 school year. They all agreed that a levy passage is possible if the budget is transparent. It is not

Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2012 at 10:00 AM has been postponed to June 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2012 at 10:00 AM has been postponed to July 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2012 at 10:00 AM has been postponed to August 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 13, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2012 at 10:00 AM has

for August 20, 2012 at 10:00 AM has been postponed to September 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 20, 2012 at 10:00 AM has been postponed to October 22, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2012 at 10:00 AM has been postponed to December 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 3179593 10/11/12

enough to just ask for money with no road map, they said. “We have to work to define need,” Harmening said. Keliher said the district must “prioritize knowing we can’t have it all.” Things such as STEM programming or maintaining or reducing class sizes require levy funding alone beyond what the survey says people would approve, she said. Erickson, a vocal supporter of the 2010 technology levy referendum, also emphasized that needs must be well-defined. Lind said if elected he would not support anything over the $164 threshold. In closing remarks, all candidates attested to their dedication to providing Lakeville’s students with a quality, forward-thinking education within challenging fiscal restraints. The next chamber-sponsored debate focuses on mayoral candidates. It is at 6:45 p.m. on Oct. 9 at City Hall. There is a City Council candidate forum the following Tuesday, same time and place. The forum for state legislative candidates takes place on Oct. 23 at 11 a.m. at Crystal Lake Golf Club during the chamber’s membership luncheon. Aaron Vehling can be reached at aaron.vehling@ecm-inc.com or facebook.com/sunthisweek.

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name. ResQnutrition, 15757 France Way, Suite 200, Apple Valley. Rapitec Solutions, 101 McAndrews Road W., Suite 102, Burnsville. Red Fox Tavern, 22815 Pillsbury Ave., Lakeville. Priscilla’s Golden Ears and Loaded Spuds, 1420 Summit Shores Drive, Burnsville. Grizzly’s Wood Fired Grill, 12808 Frost Point Way, Apple Valley. Woody’s Grille, 12808 Frost Point Way, Apple Valley. J & L Company, 1414 Jefferson St., Hastings. MK Interiors, 15585 St. Moritz Court, Burnsville. GEXPRO, 2845 W. Service Road, Eagan. Mari’s Cleaning Services, 18476 Eco Drive, Farmington. Midwest Band Instrument Repair Service, 19435 Elkridge Trail, Farmington. Level Up Games, 609 Marie Ave., South St. Paul. KLT Links, 355 Hurley Ave. E., West St. Paul. Rusty Rabbitiques, 23590 Cedar Ave. S., Farmington. Rollx Vans, 6591 W. Highway 13, Savage. Cornerstone Horse Complex, 4650 200th St. E., Hastings. E.R.E Clases, 14581 Grand Ave. S. #103, Burnsville. AD Tree, 15313 Greenhaven Lane #110, Burnsville. Energy Efficient Lighting Company Twin Cities, 1390 Roosevelt Road, Hastings. Betsy Larson Law Office, 21040 Itami Trail, Lakeville. Clear Light Yoga and Enrichment Center, 14879 S. Robert Trail, Rose-

mount. Taylor Field Services, 7630 145th St. W. #106, Apple Valley. MN Cupcake Love, 1321 Lincoln Lane, Hastings. Katye Beauty Salon, 1440 Robert St. S., West St. Paul. MYR Limo, 18077 Everglade Court, Farmington. Archway Veterinary Resources, 5423 133rd St. W., Savage. Apple Travel Services, 2935 Lexington Ave. #22, Eagan. Mike Storede Construction, 4595 152nd St. W., Apple Valley. Diffley Barbers, 4215 Nicols Road, Eagan. Burnsville Family Eye Care, 150 Travelers Trail E. #D, Burnsville. Big Sky Lawn and Landscape Maintenance, 5130 220th St. W., Farmington. Nina’s Grill, 2510 Horizon Drive, Burnsville. H&H Co., 220 Wyndemere Lane, Eagan. E-Fulfillment Services, 3356 Sherman Court Suite 104, Eagan. Greater New Jerusalem Youth Group, 700 Summit Ave., St. Paul Park. Customized Bling, 14406 Atwater Way, Rosemount. MILF and Cookies, 4213 Heine Court, Eagan. Quest Home Inspections, 21278 Inspiration Court, Lakeville Precise Chip & Bumper, 15360 Oriole Court, Burnsville. Chic Expressions of Grace, 13000 Harriet Ave. S. Apt. 308, Minneapolis. Massage Envy Spa, 12220 Riverwood Drive, Burnsville. Butter Face Skincare, 5975 134th St. Court, Apple Valley. Nachturnal Productions, 509 Hawthorne Woods Drive, Eagan. Twin Cities Kids and Family Directory, 3276 137th St., Rosemount. Promo Innovations, 1023 16th Ave. N., South St. Paul. Wealth Counsel, 4470 Erin Drive #101, Eagan.

Interior No. 3, 12700 Welcome Lane, Burnsville. Fixed Focus Consulting, 6421 131st St. Court, Apple Valley. Child Care Catalog, 7324 Amberwood Lane, Savage. All Portable Sinks, 7324 Amberwood Lane, Savage. LIFEography by Randie, 15201 Greenhaven Drive #233, Burnsville. Chris Hurst Enterprises, 4449 Clover Lane Unit B, Eagan. MidWest Total IT, 1901 Oakhill Court, Eagan. Anytime Tots, 7033 159th St. W., Apple Valley. Days Inn of Eagan, 4510 Erin Drive, Eagan. Africa Energy Institute, 1320 Willow Trail, Farmington. Fathers 4 Fathers Group, 13704 Wentworth Ave. S., Burnsville. Sought After Photography, 1800 Vermillion St., Hastings. GetBlue2Now.com, 17155 Kirben Ave., Lakeville. Royal Eyebrows, 13233 Glenhaven Ave., Apple Valley. Catrachos Mix Restaurant, 4391 Highway 13 W., Savage. MilNas Companies, 684 Hay Lake Road N., Eagan. Wright Calibration, 244 Fifth Ave. S., South St. Paul. The Grant House Hotel & Eatery, 1101 Aston Circle, Burnsville. Happy Feet Childcare, 20318 Akin Court, Farmington. Ryan Financial Services, 14667 Chicago Ave. #7, Burnsville. Circle D Parents, 9760 170th St. W., Lakeville. Clem’s Homegrown Popcorn, 2412 245th St. E., Farmington. Packaging Automation Corp., 2725 S. Highway 55, Eagan. Burnsville Auto Sales MN, 3605 W. Highway 13, Burnsville. WillowRose, 16068 Goodview Court, Lakeville. lottidottiesjewelry.com, 17457 Inland Loop, Lakeville. Tawakal Restaurant, 12609 Nicollet Ave., Burnsville.

Dakota Arts Local author is back from the jungle 28A

October 11, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Craig MacIntosh’s new novel draws on his experiences with the MIA Hunters in Papua New Guinea by Andrew Miller

DAKOTA COUNTY TRIBUNE

Not many novelists consider malaria to be an occupational hazard. And probably not too many novelists had quite the adventure Craig MacIntosh had while doing research for a book. The Rosemount author’s new novel, “The Last Lightning,” centers on a plane that went down in Papua New Guinea during World War II, carrying cargo worth millions. MacIntosh gathered background material for the book on his May 2010 trip to the jungles of Papua New Guinea with the MIA Hunters, a nonprofit which seeks to locate crash sites of World War II airmen missing in action. A total of about 90 crash sites were located on that MIA Hunters trip. Participants wrote down serial numbers on the planes they found, got the GPS coordinates of the crash sites and ultimately forwarded that information to the U.S. Department of Defense. The idea is to help bring closure to missing soldiers’ families. It was no Sunday picnic. On his forays into the jungle MacIntosh dealt with torrential rains, snakes, scorpions and mosquitoes. He even got

Photo submitted

Both of Craig MacIntosh’s novels use incidents from World War II as their starting points. “I was in the service, and my father was in World War II,” he said. “I just love military biographies and military history. And I love fiction, so writing about World War II was a good fit.” malaria in the process. “Oh boy – dumb mistake on my part,” MacIntosh said of contracting the mosquitoborne disease. “I made the mistake of sharing my ma-

laria medicine with some of the villagers – they’ve all got malaria. I never should have done that.” Symptoms began surfacing a few months after he

returned home – chills, fevers, the whole business – and he was hospitalized for four days. “It kind of put a kibosh on my writing for a while because I was really sick,” he said. “I’m done with my regimen of pills now and I’m malaria-free. I’m feeling good. It’s not contagious.” “The Last Lightning” is MacIntosh’s second novel. A cartoonist by profession whose day job has him illustrating the syndicated comic strip “Sally Forth,” he made his fiction debut in 2009 with “The Fortunate Orphans.” Both his novels use incidents from World War II as their starting points. “I was in the service, and my father was in World War II,” he said. “I just love military biographies and military history. And I love fiction, so writing about World War II was a good fit.” A launch party for “The Last Lightning” is scheduled for 1 to 4 p.m. Saturday, Oct. 13, at the Apple Valley American Legion. The event will include a reading from

the book by World War II re-enactor Mike Vogt, along with MacIntosh giving a slideshow presentation of his Papua New Guinea adventures. MacIntosh also will be speaking at the Rosemount American Legion on Nov. 11 as part of Veterans Day events there, and he’s the fea-

Books Minneapolis author Monique Hammond will sign copies of her book, “What Did You Say? An Unexpected Journey into the World of Hearing Loss,” from 1 to 3 p.m. Saturday, Oct. 6, at the Apple Valley Barnes & Noble, 14880 Florence Trail. Hammond will speak about important hearing loss topics, answer questions and provide prevention tips and resources on coping with hearing loss. Comedy Chad Daniels at 7 p.m. Oct. 11, 7 and 9:30 p.m. Oct. 12-13, and 7 p.m. Oct. 14 at Laugh Lines Comedy, GrandStay Hotel, 7083 153rd St. W., Apple Valley. Tickets are $12 (Thursday/Sunday) and $15 (Friday/Saturday). Tickets are available online at www.hahatickets.com or by calling (651) 528-8454. Concerts/music The Atlantis Quartet, 7:30 p.m. Thursday, Oct. 18. Part of the Minnesota Zoo’s Acoustic Concert Series in the Target Learning Center. Tickets: $25. Information: www.mnzoo.com/ events/Events_LiveOnStage.asp.

Andrew Miller can be reached at andrew.miller@ecm-inc.com or facebook.com/sunthisweek.

Theater and Arts Briefs

Arts Calendar To submit items for the Arts Calendar, email: darcy.odden@ ecm-inc.com.

tured speaker in the ongoing “Meet the Author” series at Rosemount’s Robert Trail Library on Dec. 4. More about MacIntosh and “The Last Lightning” is at TheLastLightning.com.

The Savage Arts Council will present the third annual Scott County Art Crawl from 9 a.m. to 5 p.m. Saturday, Oct. 6. Information: www.scottcountyartcrawl.org. Seasonal events Minnesota Zoo’s Scarecrow Alley, Oct. 6-31, Apple Valley. Information: mnzoo.org. Frightmares at Buck Hill in Burnsville, Oct. 5-6, 12-13, 17-21, 2528. Information: frightmares.com. More Grave Truths Cemetery Walk: Ghosts & Gossip, 2 to 9 p.m. Saturday, Oct. 13, at the LeDuc Historic Estate in Hastings. Cost: $7. Reservations: (651) 437-7055. Information: dakotahistory.org. Harvest Moon Festival, 10 a.m. to 8 p.m. Oct. 19-20 at Dakota City, Dakota County fairgrounds, Farmington. Information: dakotacity.org. ValleySCARE Halloween Haunt, Oct. 6-31, 7 p.m. to midnight Fridays, noon to midnight Saturdays, Shakopee. Information: valleyfair.com. Planet Spooky at Valleyfair, daytime hours Saturdays and Sundays through Oct. 28, Shakopee. Information: valleyfair.com. Theater Farmington community education students, under the direction of The Play’s The Thing Productions, will perform “The Hobbit” at 7 p.m. Friday, Oct. 12, and 1 p.m. Saturday, Oct. 13, at Boeckman Middle School auditorium, 800 Denmark Ave., Farmington. Tickets can be purchased at the door for $6/adults, $5/children.

Exhibits/art shows Harvest of Art Community Art Exhibit runs through Nov. 2 at the Eagan Art House, 3981 Lexington Ave. S., and other Eagan locations. Information: (651) 675-5521 or www. Workshops/classes eaganarthouse.org.

Sampler Saturday, oil painting, 1 to 5 p.m. Oct. 27 at the Eagan Art House. Cost: $20. Registration required: www.eaganarthouse.org or (651) 675-5521. Holiday Cards in Watercolor, 9 a.m. to noon Friday, Nov. 9, at the Eagan Art House. Cost: $45. Registration required: www.eaganarthouse. org or (651) 675-5521. Teen artist gatherings at the Eagan Art House from 3:30 to 5:30 Thursdays, Nov. 8 and Dec. 6; and from 1 to 3 p.m. Saturdays, Oct. 6, Nov. 3 and Dec. 1. Cost: $3. Information: (651) 675-5521. Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www. musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for ages 4 through adult. Register now for fall classes. For a complete listing go to www.eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart. com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732.

Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 736-3644. Show Biz Kids Theater Class for children with special needs (ASD/ DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids, 13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Information: (651) 6755500. Savage Art Studios, 4735 W. 123rd St., Suite 200, Savage, offers classes/workshops for all ages. Information: www.savageartstudios.com or (952) 895-0375. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.noon. $5/class. Call Marilyn (651) 463-7833. The Lakeville Area Arts Center offers arts classes for all ages, www. lakevillemn.gov, (952) 985-4640.

PLP to present ‘Alice in Wonderland’

The Prior Lake Players will present “Alice in Wonderland” beginning Nov. 2 at Twin Oaks Middle School, 15860 Fish Point Road S.E., Prior Lake. Performances will be at 7 p.m. Nov. 2-3 and 9-10, and at 2 p.m. Nov. 4 and 10. Tickets are available online at www. plplayers.org or at the door. Tickets are $14 for adults; $12 for seniors age 65 and older and students; and $8 for children age 12 and younger.

‘Speed-The-Plow’ in Burnsville

Chameleon Theatre Circle will present David Mamet’s “Speed-The-Plow” at 7:30 p.m. Oct. 12, 13, 15, 18, 19, and 20, and at 2 p.m. Oct. 14 and 21, at the Burnsville Performing Arts Center’s Black Box Theatre. Audio description will be performed on Oct. 14, and ASL interpretation will be performed on Oct. 19. A discussion with the cast and crew will follow the performance on Oct. 15. Tickets are $20 for adults, $17 for students, seniors, AD and ASL patrons, and groups of eight or more. Tickets are available at the box office and through Ticketmaster online or (800) 982-2787.