9/27/2012 - Dakota County Tribune Business Weekly

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Laura adelmann Laura adelmann Tad Johnson

Business leaders want ice rink 2A Farmington raises were legal 2A Federal Reserve presentation 2A

dakotacountytribune.biz dakotacountytribune.biz

date ##, 2009 september 27, 2012

Volume 30, Number # VOLUME 33, NUMBER 31

Dakota County Tribune Since 1884

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Blaze Burger just a warm-up for BHS DECA students by John Gessner

DAKOTA COUNTY TRIBUNE

The Blaze Burger takes some work to finish and even to fathom, depending on your appetites. “It’s spicy,” said Sam Dimmen, a DECA member and senior at Burnsville High School, for which the burger is named. “It’s got jalapenos and pepper jack cheese. It’s got a fried egg on it.” The Blaze Burger will be available during October at the Burger Jones restaurant in the Aurora Village Mall south of County Road 42 and east of County Road 5 in Burnsville. BHS DECA members have more than a mealPhoto by John Gessner time interest in the bold DECA members and seniors in Meggan Malone’s advanced marketing class at burger. For every one sold Burnsville High School include, from left, Joe McGraw, Shelby Hamblin, Talon during October, Burger DeWitz, Riley Robertson, Sam Dimmen, Justin Clark, Adam Saba, Mayowa Jones will donate $1 to Lekuti, Andrew Suel and Taylor Smith. BHS DECA. The first is promoting the $10 coming week (Sept. 17 to 22) as a The fund-raiser is part of a partnership between Burger Blaze Burger. The second is de- big way to advertise it,” Dimmen Jones and its parent company, Para- signing an ad campaign for Burger said. See DECA, Page 5A sole, and DECA, a co-curricular Jones that the students will be able to submit for the state DECA comclub whose mission is helping prepare students for careers in market- petition. ing, finance, hospitality and man- “That’s really going to be the big project,” Malone said. “The agement. DECA, an international associ- students are going to have to ation formerly known in the United be really creative and think on States as Distributive Education a different level. That’s why Clubs of America, was absent from we’re getting our feet wet with BHS for more than 20 years before this (Blaze Burger) promobusiness education teacher Meggan tion.” Their goal is sales of Malone revived it last year. Now seniors in her advanced 15 Blaze Burgers a day. marketing class, who are also (Customers will be able to DECA members, are putting their pick and choose from among skills to the test in a pair of projects all the exotic toppings, DECA member Joe McGraw noted.) with Burger Jones and Parasole. “We’re going to use this homeJENNY WOODS AN STACEY ACKERM MILLER ANDREW

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If meaningful changes are made to Minnesota’s tax code, it will mean shared sacrif ice for residents and businesses. Don 4A HeinZman news

With a past year marked by the controversial departure, superintendent to leave at the end of school year. 5A

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An Eagan resident has won the Best Bagger title from the state’s grocers for the second year in the row. daniel 5A busquets dakota arts

A clash of the medieval Stats: 0 titans will come MAG: 1.00to BWA: 0.0020 Caponi Art Park Symbol Width: 1.4690 Symbol Height: 1.0200 thisFlexo weekend Width: 0.0000 during a free festival. medieval 24A fair this week news

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September 27, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

City to join ice talks Second arena supporters fill chambers

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Supporters of a second ice arena crowded into Farmington City Council chambers Sept. 17, and burst into applause following a 4-1 vote of the council for the city to join in establishing a joint-powers agreement for a second ice arena. Council Member Julie May cast the dissenting vote, stating the community members promoting the arena plan have provided no figures to ensure the arena is financially viable. “We haven’t seen any numbers,” May said. “There is no finance plan whatsoever. It all sounds good and looks good, but there’s no financing plan.” Rob Juncker, spokesman of Ice for Tigers, a group of

community members spearheading the effort, said all those details will be worked out during the joint-powers agreement negotiations. The group is raising private funds to be used in the construction of the arena and for its ongoing operational costs. Juncker said they have already raised $360,141, and have larger donors in the wings who wanted the council’s authorization the arena could be added to the Schmitz-Maki Arena before putting their cash on the table. Supporters say the arena is needed for parents and families that are driving to other cities for ice time. They say a second sheet will build the local economy as the city would be able to host hockey tour-

naments. Council members Jason Bartholomay and Terry Donnelly will represent the city at the joint-powers agreement meetings. Both indicated they support the arena addition, as did Mayor Todd Larson and Council Member Christy Jo Fogarty. Fogarty said she was excited to see the community support for the arena, noting that many others have been considered, but did not succeed. “This is the most realistic and tangible thing I’ve ever seen brought to the city,” she said, noting the many entities invited to be involved in the creation and operation of the arena. Included in the joint-powers agreement will be the city,

Raises were legal, city code to be reviewed McKnight has already implemented changes

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

The Farmington City Council will review city code pertaining to the administrator’s powers after a month-long investigation found multiple raises and promotions granted without council approval were legal. City code, in place for over a decade, gives the administrator or an acting administrator responsibility for implementing city personnel policy except for final hiring and dismissal of city staff. A series of reports in this newspaper documented how, during the past 15 years, some city employees received multiple raises annually and promotions were granted by an administrator or acting administrator without council knowledge or formal resolution. Farmington City Administrator Dave McKnight said he is sure council will discuss the policy “and whether a promotion is hiring.” While a three-page summary of the full investigative report stated that city staff members followed city code by allowing an administrator or acting administrator to give raises and promotions, the city is no longer operating in that manner. In the year since McKnight was hired, Mayor Todd Larson said he has brought all personnel mat-

ters to the council’s attention, and he expects changes in code to make sure that remains in place. “Since (City Administrator) Dave (McKnight) got here, everything comes to us; promotions, hires, fires, raises,” Mayor Todd Larson said. “He doesn’t have to … but he does because he knows the right thing to do according to his ethics and integrity.” Larson added he expects council will formally review and update the city code pertaining to administrator’s powers soon. According to city records, in the past 15 years, many Farmington department heads received multiple raises in a year, some amounting to raises that ranged from 8 to 22 percent. Over the same time frame, titles were changed, bringing the position into a higher salary bracket, without council approval. Multiple high-ranking city employee raises were also based on a 2002 wage compensation study that found most city leadership salaries were higher than salaries of comparable positions. The full study was never presented to council. City Council members authorized in July that an investigation into the raises and promotions be conducted by the Minneapolis law firm Ratwik, Roszak and Maloney. The full 27-page report was not released citing

data practices law. Council Member Jason Bartholomay said he requested the investigation to ensure nothing illegal occurred, and based on the report findings, added that the city code needs to be updated and reviewed every four years. “I didn’t think there was anything illegal, but I wanted to make sure, because there were a lot of concerned taxpayers,” Bartholomay said. “I also wanted to make sure we would take a good look at our processes, see what transpired. Now, we can focus on how to improve upon it.” Council Member Julie May said at a Sept. 17 City Council meeting that there were some things cited in the report as far as process to review. “We should look at the process and how things were handled,” she said. “It appeared to me there was some things that could be addressed.” Council Member Christy Jo Fogarty said she is “very glad the issue came to light,” because no longer can a report be turned into a raise internally. “Sometimes when unfortunate things happen like that, at least we can make good policy,” Fogarty said. “I think that’s what we’re seeing.” Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Photo by Laura Adelmann

Farmington City Hall council chambers were packed Sept. 17 with Tigers hockey and ice skating families who showed up to signal their support for a second sheet of ice attached to the Schmitz-Maki Arena. Farmington School District, grams and local businesses. and the hockey association. Discussions are expected Likely contributors in- to begin this year. clude the learn-to-skate pro-

Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Teach them now, or pay later Workshop to focus on investment in early childhood education

by Tad Johnson

DAKOTA COUNTY TRIBUNE

The co-author of the often-cited report from the Federal Reserve Bank of Minneapolis that found investments in early childhood education have a high public dollar rate of return will share his research with Dakota County professionals who work with children. Rob Grunewald, the Reserve Bank’s associate economist who has made similar presentations throughout the country, is the keynote speaker of the New American Services Collaborative session “Early Childhood Education: The Key to Success for New Americans” from 8:45 to 11:45 a.m. Friday, Sept. 28, at Dakota County Technical College. About 50 people have signed up to attend the session, which is free and open to educators, faith leaders, social services and early childhood providers. Grunewald, a Minneapolis resident, will talk about the results of the 2003 report that he co-authored with former research director at the Reserve Bank, Art Rolnick, that compared investments with early childhood education to construction of a sports stadium as two different kinds of economic development tools. Early childhood education returns $16 for every dollar invested, Rolnick and Grunewald found. “Children who arrive prepared to succeed in school are more likely to graduate from high school and be a productive member of society,” Grunewald said. Those who are unprepared

more engaged in tend to stay behind their child’s learntheir peers and earn ing and the program less money in their was a catalyst to incareers. They are also crease the number more likely to comof high-quality early mit crimes and need childhood education social assistance. openings in the area. Grunewald said Rob Students showed the early investment Grunewald statistically signifimeans schools spend less as the child ages and in cant improvements in literacy, other parts of government, math, social skills and attenparticularly the criminal jus- tion, according to the study. Could such an investment tice system. “We were surprised to see in early childhood education the results,” Grunewald said. happen in Dakota County? Monica Jensen, commuSo were others. Rolnick and Grunewald nity relations director of the captured the attention of Dakota County Attorney’s business leaders across the Office and member of the nation and in Minnesota. county’s New American SerSo much so that a group of vices Collaborative, says the Minnesota CEOs decided to program isn’t intended to crecreate the Minnesota Early ate such a program. Learning Foundation af- “Our goal is to connect ter Grunewald and Rolnick people and resources,” Jensen wrote a follow-up report out- said. lining how to invest in early The collaborative has been doing just that for the past learning. The foundation, com- several years offering resource prised of CEOs of some of fairs and speaker events like the state’s largest companies the Sept. 28 workshop. Past (Cargill, Best Buy, General topics have been crime preMills) funded the 2008-11 vention, domestic violence early childhood education prevention and continuing pilot program in St. Paul’s education. Friday’s workshop will inFrogtown neighborhood. Through the program, $6 clude a panel discussion led million in scholarships were by the state director of Head provided to low-income fam- Start, Mary Vanderwert. ilies to enroll in an approved The foundation’s full retwo-year early childhood ed- port on its scholarship program is at www.pasrmn.org/ ucation program. Grunewald said many of MELF/Scholarship_Pilot_ the students were new Ameri- Research. cans who spoke English in ad- Register for the workshop dition to their native language. by contacting Jensen at (651) Many of them were Hmong 438-4440 or monica.jensen@ and African Americans. co.dakota.mn.us. Program results have been promising, according to Tad Johnson can be reached at Grunewald. tad.johnson@ecm-inc.com or He said parents were facebook.com/sunthisweek.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 27, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades Coordinated Business Systems celebrates 30 years Coordinated Business Systems, an information management technology provider, is launching its year-long 30th anniversary celebration to honor its customers and the community on Oct. 3 with “The Power of 30” open house at its corporate headquarters in Burnsville. Coordinated first opened its doors with three employees 30 years ago on Oct. 3. Just a few days later the company had its first office technology customer, Trans Alarm, which remains a customer to this day. “The Power of 30” was chosen as the 30th anniversary theme because it captures the essence of Coordinated Business Systems’ success. In addition, it represents the staying power of an industry leader and the ongoing commitment to customer service that has allowed Coordinated Business Systems to build long-lasting relationships within the local business community. As a kickoff to the year-long celebration of customer-oriented events and promotions, the Power of 30 open house will begin at 10 a.m. and continue until 5 p.m. The catered event will include hourly prize drawings and a free apple pie for each attendee. Attendees will see the latest in cost-effective document imaging and software technology, Managed Print Services, IT services, business communications and voice solutions. NACR named Avaya National Partner of the Year Eagan-based communications solution integration expert NACR has been recognized by Catalyst Telecom as its Avaya National Partner of the Year. The award was announced at Catalyst’s 2012 National Sales Conference held Sept. 10-12 in Greenville, S.C. Chamber honors Business Excellence winners The Dakota County Regional Chamber of Commerce will honor recipients of its Business Excellence Awards, “Be Green, See Success,” on Sept. 27 (today) at the Lost Spur Golf and Event Center in Eagan. Those honored include AAA Auto Salvage, Rosemount; CNH Architects, Apple Valley; Coca-Cola Refreshments, Eagan; International Office Technologies Inc., Eagan; Materials Processing Corporation, Mendota Heights; Rapid Refill Ink, West St. Paul; SKB Environmental Inc., Rosemount; Sprint by ASW, Eagan; and Superior Service, Eagan.

Accolades Rick King Named Career Achievement Winner/CIO of the Year

Rick King, Thomson Reuters, Eagan, has been named the Career Achievement Winner/CIO of the Year by the Minneapolis/St. Paul Business Journal.

Business Briefs Delta Air Lines Employees to Build Habitat Homes Delta Air Lines employees from across the country will roll up their sleeves to partner with Habitat for Humanity by building affordable houses in five of Delta’s hub cities including Minneapolis/St. Paul. More than 1,800 Delta employees will participate in the build projects, which began Sept. 10 and continue through Oct. 26. Delta maintains operations at locations in Eagan. “The commitment to serve the people and communities where we live and work is a core value expressed by Delta people every day,” said Tad Hutcheson, Delta’s vice president - Community and Public Affairs. “Our long-standing relationship with Habitat for Humanity has provided us the opportunity to build more than 100 homes around the world. We are so proud of our Delta volunteers and their desire to give back.” Since 2000, Delta’s long-term partnership with Habitat for Humanity has been an important element in Delta’s Force for Global Good, an effort driven by Delta employees with a shared mission to make a difference in the communities where they live and work. This year’s domestic construction projects include four single-family homes, one each in Atlanta, Los Angeles, Minneapolis/St. Paul and Salt Lake City plus eight condominiums in New York City. 5K to raise money for student scholarship Inver Hills Community College’s Student Life division will host the third annual Run for the Hills 5K Run/Walk on Saturday, Oct. 13, at the college. The event is open to all and raises money to fund a student scholarship. Registration is $20 by Oct. 5, and $25 the day of the race. The fee includes a longsleeve T-shirt (advance registrants only), and snacks and beverages donated by local businesses. Day-of registration begins at 8 a.m. Oct. 13 in the college’s south parking lot, and the run/walk begins at 9 a.m. To register, visit https://give.inverhills.edu.

Business Briefs

Business Briefs

Lakeville area Chamber sets sail for fall gala

Community Wellness Day slated in Eagan

Lakeville Area Chamber of Commerce’s Fall Gala will set sail Nov. 2 aboard White Star Line’s R.M.S. Titanic departing from Brackett’s Crossing Country Club at 6 p.m. for cocktails with dinner at 7:15 p.m. Activities will include silent and live auctions, door prizes, casino action, music and dancing. Sponsorships and auction donations are needed for this fundraising event. Tickets are $125. For information, email todd@lakevillechambercvb.org.

Eagan is gearing up for its first Community Wellness Day from noon to 3 p.m. Saturday, Oct. 6, at the Eagan Civic Arena, 3870 Pilot Knob Road. The national event focuses on educating residents about health, safety, financial literacy, and environmental awareness, and takes place annually in cities nationwide. Admission is free and there will be door prizes, face painting, and entertainment. Eagan & Lakeville Resource Centers are the event beneficiary. Dr. Barb Kaiser of Vital Life Chiropractic in Eagan has been chosen as the event coordinator. For more information, contact her at (651) 757-5096. The event website is: http://bit.ly/NWKXPp.

Bowling tourney raises more than $6,000 for foundation The third annual Foundation Bowling Tournament, sponsored by the Lakeville Area Chamber of Commerce on Sept. 18, raised more than $6,000 for the Lakeville Area Chamber Foundation, which will be used to fund business education activities. Eric Dahlager of Dick’s Lakeville Sanitation won the Wall of Beer. Karen Wentworth of Hobo/ Chemquest won $200 for bowling a strike. The team from Brackett’s Crossing won the traveling trophy for its firstplace finish. Walmart construction nearly complete Construction is nearly complete on the new Walmart store at 20710 Keokuk Ave. in Lakeville scheduled to open in October. The store features energysaving elements, including LED lights in signs, freezer cases and the parking lot. Approximately 280 associates will be employed at the new store, and applications are still being accepted for full- and part-time positions. Interested applicants can apply online at http://careers. walmart.com.

Grand opening set Oct. 11 at new comedy club Laugh Lines Comedy will hold a ribbon cutting and grand opening at 6 p.m. Thursday, Oct. 11. The comedy club is located in the GrandStay Hotel, 7083 153rd St. W., Apple Valley. Free counseling for small businesses at area libraries Small Business Counseling with SCORE will be offered from 5 to 7 p.m. Wednesday, Oct. 3 or Oct. 17, at Wescott Library in Eagan, and from 2 to 4 p.m. Tuesday, Oct. 9 or Oct. 23, at Heritage Library in Lakeville. Stop in for free, confidential counseling from SCORE, a nonprofit business counseling and mentoring organization. An experienced SCORE counselor will help participants navigate all aspects of planning or operating a small business.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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September 27, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Voters should do their homework before Election Day Election clerks are busy creating a long and detailed ballots for voters. We all know Barack Obama and Mitt Romney are running, but who are all those other candidates for president? The 2012 ballots will include candidates for city council, school board and the soil and water conservation district. Ballots will have county board candidates and possibly some candidates for boards some people have never heard of. Then comes that long list of judge candidates. Even experienced voters shouldn’t “wing it” this year. Voters need to do their homework before going heading to the polls. Read the Voters Guide, which will be published in the Friday, Oct. 26 Sun Thisweek. Talk with the candidate who knocks on the door. Don’t let candidates say, “I’m going to reduce your taxes” or anything so vague. Which taxes? Income taxes? Sales taxes? Property taxes? Pin them down and make them give details. Many cities and counties publish sample ballots in newspapers, and include them on their websites. These can be very informative. Many communities will have voters forums or debates. Take time out to attend and

ECM Editorial

listen. Learn who’s running locally and what important matters are being discussed at local levels of government. Voters also need to prepare for the two constitutional amendment questions, which will be included somewhere in those many pages of ballot. It is very important for voters to understand that if they do not vote on either amendment question, it will be counted with the “no” votes. The state constitution requires that a majority of the people voting in the election must approve a constitutional amendment. Therefore a “no” vote and a blank ballot will both count on the “no” side. One amendment will ask voters whether or not Minnesotans should be required to have a photo identification to vote and make other voting procedural changes. The question reads: “Shall the Minnesota Constitution be amended to require all voters to present valid photo identification to vote and to require the state to provide free identification to eligible voters, effective July 1, 2013?” Proponents argue that requiring

identification will cut down on voter fraud. We need IDs for everything else, why would presenting an ID to vote cause a problem, they ask. Others argue that this will discriminate against the poor and elderly. Some of those individuals cannot obtain official photo IDs because they do not possess birth certificates or other required documentation. It is the other amendment that is generating the most attention and emotion. The question reads: “Shall the Minnesota Constitution be amended to provide that only a union of one man and one woman shall be valid or recognized as marriage in Minnesota?” If passed, that language will be added to our constitution. If the amendment fails, it does not mean that gay marriage would suddenly be allowed in Minnesota. Same-sex marriage is not legally recognized in Minnesota. Legislative action would be required before same sex marriage would be permitted, or unless a judge rules current law unconstitutional. Some voters are confused as to what “yes” means and what “no” means. “Yes” means, add this to language to the constitution. A “no” vote means, do not add the statement to the constitution.

Meaningful tax reform may mean pain for all by Don Heinzman

Dakota County Tribune

State Revenue Commissioner Myron Frans recently shared some eye-opening statistics with the Metropolitan Council. The one that strikes in the gut is that in 2010, of the $27 billion the state collected in tax revenues, only $16 billion remained, after “hidden spending,” more commonly known as loopholes, was deducted. That hidden spending includes tax credits and exemptions deeply embedded in the tax code. Frans said these exemptions, their amounts and when they were approved by both parties over the years can be found online at: http://www. revenue. state.mn.us/taxreform/Pages/-Reform. aspx and clicking on the tax expenditure budget. Here are some examples of these exemptions. • $41,571,000 for deductions on employee pension plans, allowing pensioners to deduct the pension from income and pay taxes only when they spend the pension.

Tribune Columnist Don Heinzman

• $341,000,000 deduction of homeowner’s mortgage interest. • $851,500,000 deductions on medical insurance premiums paid by employers. • $103,500,000, capital gains on home sales. • $212,600,000, cafeteria health insurance plans. • $38,000,000, veterans benefits. Frans has been traveling the state and talking to groups about these numbers and the need to revise the tax code. He plans to release his revision later and won’t tell what he has in mind. You get some clue, however, when he’s asked what people around the state are telling him. There is broad-based concern about paying higher property taxes, particularly by those on fixed incomes, he says.

He is finding a groundswell of opinion for a simpler taxing system in all forms of sales, property and income taxes. There are two sides in the tax debate: some want less spending, while others want everyone to pay their fair share, meaning those with more should pay more. Whatever is the final outcome, Frans said, it must be balanced – something that works all together. It’s obvious from the amounts of exemptions, that everyone is going to have to share the pain of having meaningful tax reform. This discussion should be part of the state legislative political campaign process going on now and it should not be delayed until after the election. Don Heinzman is a columnist and editorial writer for ECM Publishers Inc. Sun Thisweek and the Dakota County Tribune are part of ECM Publishers. Heinzman can be reached at don.heinzman@ecm-inc. com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

We appreciate that this topic is passionate and personal. Many churches have taken stands. So have city councils and corporations. This decision challenges both voters’ minds and hearts, as voters decide what they believe is right for them and for the state. We encourage all voters to read extensively, engage neighbors in conversation and listen to the leaders of faith communities. Over the next few weeks, we will be presenting endorsement editorials on the amendments and the top federal offices. The ECM Editorial Board has been researching the issues and meeting the candidates in person. After research and deliberation, the board members have voted on the stances that will be presented in these editorials. Our intent is to encourage voters to think, so that they will make careful and intelligent choices when they enter the voting booth Tuesday, Nov. 6. This is a product of the ECM Editorial Board. Sun Thisweek Newspapers is part of ECM Publishers Inc.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 27, 2012

Clegg announces retirement He’ll leave District 191, education next June 30

by John Gessner

DAKOTA COUNTY TRIBUNE

School District 191 Superintendent Randy Clegg announced Sept. 17 he’ll serve out the school year and retire, saying he thinks the School Board is “looking for a different style of leadership.” Clegg, 56, said he’ll leave the Burnsville-Eagan-Savage district – and probably education – next June 30, when his three-year contract expires. His announcement comes after a turbulent period in which the district faced public outrage over the $255,000 buyout of former district administrator Tania Chance, and the board subsequently downgraded Clegg’s performance in his latest job review. Yet board officials – and Clegg – say they’re pleased with reforms he’s made over four years in a district whose rapidly changing demographics have added urgency to narrowing race- and incomebased achievement gaps. “He brought a laser-like focus to these four questions: What do you want students to learn, how are you going to teach it, how are you going to know if they learned it, and if they didn’t, what are you going to do about it?” board Chair Ron Hill said. “That was critical to the kids that we have in this school district.” Board Vice Chair Sandy Sweep praised Clegg’s educational expertise and his work on aligning district curriculum. “I am confident in the direction the district is headed and the changes that have been made under his leadership,” she said. “It’s just time for us to start a new year and keep all of that going.” Earlier this month the board said Clegg didn’t meet three of seven standards on his job review. He’d met all standards in three previous annual reviews. Board members

haven’t elaborated, charges against the saying job evaluations district she had are protected by state pending with the data privacy law. state Department of “It’s the life of the Human Rights, and s u p e r i n t e n d e n c y, ” to drop a complaint Clegg said in an interabout Clegg she view Monday, adding Randy Clegg made to the Minnethat board members sota Board of School have voiced approval Administrators. No of his revamped curriculum- other details are public. management and budget- A separation agreement “is ing systems and the magnet a pretty common practice” in schools that opened under his public education and one Disguidance. trict 191 has used in the past, “I think they’re looking said Clegg, whose annual salfor a different style of lead- ary is $180,000. ership,” he said. Specifically, “There are sometimes em“I think they’d like a warmer ployees that aren’t working out style of leadership, maybe not well, they need to move on, so direct.” Direct with whom? and this is a way to facilitate Clegg was asked. “They’d that process as opposed to goprobably say everybody.” ing through a formal termi After 35 years in public nation process, which can get education and five superin- very messy and oftentimes can tendencies – four of them in be very expensive,” he said. Iowa, the last in Clinton – Furor over the buyout surClegg said he hasn’t asked the faced in the spring and is reboard to consider a new con- surfacing this election season. tract past next June 30. Some 200 residents and “I came here with the idea teachers packed a board listhinking that I was going to tening session on March 1, see these projects through,” he objecting to the payout and said, adding that another con- the lack of detail the distract period “would have been trict offered. The district had helpful,” but “things change.” blacked out lines in the agree Clegg said he has “no ment referring to the charges doubt at all” that the outcry and complaint. In April, the from taxpayers and teachers state Department of Adminover the Tania Chance buyout istration said the district had soured the board’s relationship erred in redacting the inforwith him. mation. The district then re “Not uniformly,” Clegg leased it. added. “Each board member Recent Star Tribune inshared their thoughts and terviews with some of the feelings, and some would challengers in the November share that feeling.” School Board race indicate He defended the board- that at least two – Tom Mcapproved buyout with the Casey and Mark Traikoff – district’s controversial former want Clegg out, and at least executive director of human two others – Steve Dove and resources, whom the board Seema Pothini – are unhappy hired under Clegg’s watch. A with the district’s handling of separation agreement allowed the Chance episode. Chance to resign on Feb. 1 Incumbents Hill, Sweep with a payment of $255,000 and DeeDee Currier are seekand 18 months left on her ing re-election to four-year two-year contract. terms in the 10-way race for The agreement revealed four seats. Appointee Robert that Chance agreed to drop VandenBoom is seeking elec-

tion to a two-year term. Only Hill and Dan Luth remain from the 2008 board that hired Clegg. Superintendents always hope the board that hired them “is going to be there throughout the long haul,” Hill said. “Rarely does it work out that way.”

Clegg’s legacy

Under Clegg, the district has opened magnet schools, reinstated free, all-day kindergarten (this school year) and updated 17 school buildings, among other projects. The district now has a budget broken down by program area and more transparent than the old line-item budgets, Clegg said. Under Clegg, the district designed a system of managing curriculum that he said is crucial to improving learning and a vast improvement over the old system. “There really was not a district-defined curriculum when I came here,” he said. “What they were defining as curriculum was textbook adoptions. That’s not the same. A textbook is a resource. It’s not the curriculum.” Hill credits Clegg with insisting that the district move toward “equity” and uniformity in classroom content across grade levels and schools. The district has now developed K-12 content sequences in language arts, math and science, Clegg said. “We’re starting to work on social studies,” he added. “The goal is to eventually have it for every single area of instruction in the district, including the arts, physical education and music.” A “clear, viable curriculum” is “absolutely essential to closing the achievement gap,” he said. He pointed to Edward Neill Elementary, now labeled by the state as a “Celebration

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DECA from Page 1A

Social media, banners and possibly lawn signs and homecoming-game car flyers were being planned. “We want to especially get to the parents,” DECA member Taylor Smith said. “They’re the ones taking their kids out to dinner and wanting to support their schools.” The seniors were recently visited in class by a Parasole team that included Amber Helman, a manager at the Burnsville Burger Jones; Kip Clayton, Parasole’s vice president of marketing; Donna Fahs, a senior operations executive who oversees Burger Jones and other Parasole restaurant brands; and Sarah Nerison, marketing manager and social-media guru for Parasole Restaurant Holdings. “Getting DECA kids closer to the reality of what it’s like to have to sell something is, to me, pretty exciting,” Clayton said. Once the Blaze Burger campaign is finished, “I’m going to work with them to kind of write a business plan for the next year, which takes much more of a broad-based view of what the restaurant is and what the challenges and opportunities are.” Burger Jones is a little edgy, not a button-down brand, Clayton said. “I think Burger Jones is such an engaging brand for the kids,” he said. “It kind of fits into their sense of humor.” The students’ marketing plan for the restaurant will run the gamut from identifying the target market to selecting advertising media and writing a budget. It will include setting sales goals and writing and delivering an executive summary. “The students don’t even realize they’re learning a ton as they put all this together,” Malone said. “People do this for a job. If some of the ideas are good, they (Parasole) are going to use them.”

School” for making progress toward closing the achievement gap. Last year, the school didn’t make Adequate Yearly Progress under the No Child Left Behind system that’s been waived in Minnesota. “We’ll get there,” Clegg said, noting that about 47 percent of district students qualify for free or subsidized school meals. “It doesn’t happen overnight. It’s a slow, slow process.” He’s expanded the traditional superintendent’s executive cabinet from six members to 12, now calling it a leadership team charged with charting the district’s “strategic road map” developed on his watch. One of the members is Bob Nystrom, president of the teachers union, the Burnsville Education Association. “I would say we’ve seen an improvement in labor relations over the last six months,” Nystrom said. That period included settlement of a teachers contract – which was wrapped up without Chance, the district’s former lead negotiator, at the table – and reinstatement of an incentive-pay plan teachers had suspended last year. “I think we’re heading in the right direction,” Nystrom said. Clegg said it’s unlikely he’ll work again in education after leaving 191. “I’m absolutely committed to the idea of public education,” said Clegg, who lives in Savage with his wife, Linda. “There does reach a point when you just get exhausted. How much longer can I keep working 80-hour weeks? My wife is really looking forward to having a normal relationship. I mean, she’s the superintendent widow.” John Gessner can be reached at John Gessner can be reached at john.gessner@ecm-inc.com or john.gessner@ecm-inc.com or facebook.com/sunthisweek. facebook.com/sunthisweek.

Eagan is again home to Minnesota’s best bagger Kowalski’s employee took home first place with only four months experience

by Jessica Harper

DAKOTA COUNTY TRIBUNE

Photo submitted

Daniel Busquets of Eagan will travel to Las Vegas in February to compete in the National Grocers Association’s Best Bagger Contest after taking first place in the statewide competition. The 17-year-old had worked at Kowalski’s in Eagan for only four months at the time.

With only four months of experience, 17-year-old Daniel Busquets of Eagan never imagined he would place in the Minnesota Best Bagger contest. Not only did he earn the Balance Award, he took first place last month in the annual Minnesota Grocer Association contest. “I was surprised and very excited to go to Vegas,” said Busquets, who works at Kowalski’s in Eagan. In February, the teen will travel to Las Vegas to vie in the national competition. Both the state and national contests judge baggers

on their speed, technique, style, attitude, and how evenly they distribute weight among three bags. The high school senior began working at Kowalski’s in May to earn a little extra cash. Within a few months he heard about the competition and decided to enter. Busquets trained for about three weeks to improve his speed, technique and balance among the bags. “He was very dedicated,” said Eagan Kowalski’s human resources coordinator Brittany Wellvang, who trained Busquets for the competition. “I haven’t seen anyone work quite that hard

in a long time.” Though he won’t be old enough to gamble in Las Vegas — the legal age is 21 — Busquets said he is excited to visit the city for the first time, and hopes to drive a dune buggy while out there. Busquets’s recent award is far from his only significant accomplishment. At only 17 years old, Busquets has started his first year of college at North Central University in Minneapolis through a high school Post Secondary Education Option program. Busquets said he is still researching colleges to attend after high school graduation this spring but is most

interested in Wheaton College in Illinois where he expects to study international relations. Although Busquets is the first Kowalski’s employee in Eagan to take home first place at the contest, he is the second Eagan resident to do so in recent years. Blake Westling, of Byerly’s in Eagan won the Minnesota Best Bagger contest last year and took home second place in the national competition. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.


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September 27, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ��������� ��� ���� ������ ������ �������

Boutique blossoms from career change Injured EMT starts Rosemount vendor fair by Tad Johnson

DAKOTA COUNTY TRIBUNE

Debbie Hanson figured she would work in the medical field for all of her career. Three years ago, when a patient who was high on drugs attacked the Fairview Ridges Hospital emergency medical technician of 22 years, her plans changed. After a torn rotator cuff and injured knee forced her on a long disability leave, Hanson then learned she could no longer be an EMT because doctors told her she shouldn’t lift anything over

20 pounds. Since a desk job in the medical field didn’t appeal to her, Hanson became an Avon sales consultant and now, with a little help from her friends, she has opened Vendors Unique Boutique in the old Rosemount Mall on South Robert Trail. Hanson’s idea to bring a variety of vendors into the building for weekend sales events came to her about five months ago when she walked into the mall after having coffee at Morning Glory’s Bakery across the street. She saw the available space and design of the building with its two floors of walkways and open areas

as an opportunity to host the boutique through Christmas. The fair will include vendors such as Avon, Pampered Chef, Tastefully Simple, 31 Party Bags, antiques, clothing, home furnishings, crafts, food and much more. Hanson, a Farmington resident formerly from Rosemount, said she had 20 different businesses participating the first weekend. While the fair will be open the next two weekends in September, it will have a grand opening celebration Oct. 6 and 7 when the musical duo of Apple Valley High School teacher Travis Laurent and twin brother Kalin will perform. Food vendors

will offer carnival-style delights that weekend, too. The mall currently houses The Guitar Shop and Stokes for Folks Therapeutic Massage and was quite a hub of commerce in its early years. “My goal is to take over the former dance studio space and office next to it,” Hanson said. “I want to keep building and building it.” The fair is open from 10 a.m. to 6 p.m. Saturdays and 11 a.m. to 5 p.m. Sundays through Christmas. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

Harvest time

Photo by Rick Orndorf

Visitors strolled through a garden Saturday, Sept. 15, at Valley Natural Foods in Burnsville, which held an event called Farm Fest 2012. Activities included music by the Eelpout Stringers and tours of Valley’s co-op gardens. More than 20 of Valley’s partners — including cooperatives, farmers, coffee roasters, food producers and distributors — were on hand.

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To submit an item for the Calen- • Thursday, Oct. 4, 5:30 to 8 dar, email it to darcy.odden@ecm- p.m., ribbon cutting, Crystal Lake Education Center, 16250 Ipava inc.com or fax (952) 846-2010. Ave. • Friday, Oct. 5, 8:30 to 9:30 Date-specific Dakota County Regional a.m., Teacher Appreciation Breakfast, JFK Elementary School. Chamber of Commerce events: • Thursday, Sept. 27, 7:30 to • Saturday, Oct. 6, 5 to 9 p.m., 9 a.m., DCR Chamber Business Networking After Hours – VIP Night Excellence Awards, Lost Spur Golf at Frightmares, Buck Hill, Burnsand Event Center, 2750 Sibley Me- ville. morial Highway, Eagan. Cost: $30. River Heights Chamber of Registration required. Information: Commerce events: Jessy Annoni at (651) 288-9202 or • Friday, Sept. 28, 6 to 10 p.m., The EVENT – A Celebration of jannoni@dcrchamber.com. • Thursday, Sept. 27, 7 to 9:30 Freedom and Free Enterprise, Wap.m., Farmington Candidate Fo- basha Street Caves, 215 Wabasha rums – Mayor/City Council and St. S., St. Paul. Cost: $40. InformaSchool Board, Farmington City Hall, tion: Jennifer Gale at (651) 389430 Third St., Farmington. Informa- 1031 or jennifer@riverheights.com. tion: Jessy Annoni at (651) 288- • Tuesday, Oct. 9, 11:30 a.m. to 9202 or jannoni@dcrchamber.com. 1:30 p.m., Keep it Local for Lunch • Thursday, Oct. 4, 7:30 to 8:30 at Jersey’s Bar & Grill, 6449 Cona.m., The Buzz, West St. Paul/ cord Blvd. E., Inver Grove Heights. Mendota Heights budget discus- Information: Chaz Kleinsteuber at sion, DARTS, 1645 Marthaler Lane, chaz@riverheights.com. West St. Paul. The city administraOngoing tors from West St. Paul and Mendota Heights will discuss the 2013 Platinum Partners, a chapter city budgets. Information: Jessy An- of BNI, welcomes one represennoni at (651) 288-9202 or jannoni@ tative from each profession and meets every Wednesday morning dcrchamber.com. Apple Valley Chamber of from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy Commerce events: • Saturday, Sept. 29, 9 a.m. to at (952) 226-7741. 3 p.m., Flip Flop Community Mar- Creative Networking Profesket & Expo, Highland Elementary sionals, an independent business School, 140th Street and Pilot Knob networking group, meets the first Road. Space available to rent. Free and third Tuesday of the month at admission. Information: Rhonda at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is rhonda@flipflopkidswap.com. • Wednesday, Oct. 10, 11:30 focused on creating interpersonal a.m. to 1 p.m., Chamber Luncheon relationships to grow business-to– Candidate Forum, Old Chicago business referrals. Yearly dues are Conference Center, 14998 Glazier $65. New members are welcome. Ave., Apple Valley. Registration/net- Members are limited to one per working: 11:30 a.m. Debate: noon professional category. For more into 1 p.m. Cost: $15/chamber mem- formation, contact Jeff Rothmeyer bers, $20/nonchamber members. at JeffR@Roundbank.com or see RSVP at (952) 432-8422 or email www.CreativeNetworkingProfessionals.com. kristy@applevalleychamber.com. Burnsville Chamber of Com- Dakota Business Partners meets every Tuesday from 8:15merce events: • Thursday, Sept. 27, 4:30 to 9:30 a.m. at AmericInn, 17145 7:30 p.m., open house at Coun- Kenyon Ave. (just off Interstate 35 try Cabinets, 28010 Foliage Ave., and County Road 50), Lakeville. Northfield. Information: Mary Ben- For why our group is different and kufsky at mary@countrycabinets. more information visit www.dakotabusinesspartners.com or find us on com. • Thursday, Oct. 4, noon to 4:30 Facebook. p.m., Chambershack, Crystal Lake Network Unlimited South ValGolf Course, 16725 Innsbrook ley Chapter, a professional netDrive, Lakeville. Fall golf tourna- working chapter, meets Thursdays ment. Cost: $80/individual, $300/ from 4:30 to 5:45 p.m. at Valley Tap foursome. Information: Maranda House, 14889 Florence Trail, Apple at (952) 898-5642 or maranda@ Valley. To see if your category is open go to www.NetworkUnlimited. burnsvillechamber.com. • Wednesday, Oct. 10, 8 to org. 9 a.m., AM Coffee Break, PDR Network Unlimited Eagan (Physicians’ Diagnostics & Reha- Chapter, a professional networkbilitation), 172 Cobblestone Lake, ing chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers CheroBurnsville. Lakeville Area Chamber of kee of Eagan, 4625 Nicols Road, Eagan. To see if your category is Commerce events: • Thursday, Sept. 27, 4:30 to open go to www.NetworkUnlimited. 6:30 p.m., Multi-Chamber Network- org. ing After Hours, Country Cabinets, SMART (South Metro Area Referral Team) Business Network28010 Foliage Ave. S., Northfield. • Tuesday, Oct. 2, 6:45 to 8:30 ing Group meets the second and p.m., School Board Candidate Fo- fourth Tuesday of the month from 8 rum, Lakeville City Hall Council to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. Chambers. • Wednesday, Oct. 3, 7:30 to The group is based on relationships 8:30 a.m., Morning Brew, Fast and charitable giving. Openings are available. Visit smartmnnetworking. Frame Expert Picture Framing.

com. Questions – contact Arlene Seifert at (952) 898-1777. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@ charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 298-3487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan.
 Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 994-8392 or meetup.com/riseandshine networking group.


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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

ORDER FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION COURT FILE NO. 19HA-CV-12-4540 -------------------------------------------------In re: Alvin E. Egbers Family Trust under Will dated 1/19/90, First Codicil dated 5/4/93 and Second Codicil dated 1/12/00 -------------------------------------------------Alta H. Egbers, one of the trustees herein, having filed a Petition for Confirmation of Appointment of Trustees and Other Relief, pursuant to Minn. Stats. §§501B.16(4), 501B.16(6), 501B.16(7), 501B.16(12), 501B.17, subd. 1(1), 501B.19 and 501B.23 (2012), now upon motion of Robins, Kaplan, Miller & Ciresi L.L.P. and Steve A. Brand, Esq., attorneys for petitioner, IT IS ORDERED THAT: (1) Hearing upon said Petition shall be had by this Court at a Special Term thereof to be held in Room ____ of the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033 on October 3, 2012, at 9:00 am or as soon thereafter as counsel can he heard. (2) Notice of such hearing shall be given by publishing a copy of this Order one time in a legal newspaper of Dakota County, Minnesota, and by mailing a copy thereof to each party in interest then in being, at his or her last known address, all as provided by law. (3) The parties in interest herein are hereby referred to said Petition on file in the office of the Administrator of this Court for a specification of the matters to be considered at said hearing, and counsel for petitioners designated below are hereby directed to supply a copy of said Petition to any party in interest, or the representative of any party in interest, requesting the same. DATED: Sept. 14, 2012. Arlene Perkkio Judge of District Court ROBINS, KAPLAN, MILLER & CIRESI L.L.P. By: Steve A. Brand (Atty. Reg. No. 0010790) 800 LaSalle Avenue, 2800 LaSalle Plaza Minneapolis, MN 55402-2015 (612) 349-8731/Fax (612) 339-4181 Attorneys for Petitioner 3156674 9/20-9/27/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-568 Estate of Francis A. Carpenter, Decedent Notice is given that an application for informal probate of the Decedent’s will dated October 28th, 2008 and codicil ( ) to the will, dated _____ and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar h a s i n f o r m a l l y a p p o i n t e d F r a n c is Myers whose address is 11400 Albavar Path, Inver Grove Heights, Minnesota 55077 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given, that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 9/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Kelly M. Rowe Rowe and Kelly, PLLC 2038 Ford Parkway, Suite 420 St. Paul, MN 55116 Attorney License No: 0199461 Telephone: (651) 699-4280 FAX: (651) 696-9272 Email: kellyrowe.esq@comcast.net 3149362 9/20-9/27/12P

AMENDED NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-498 Estate of RUSSELL OSCAR PAULSON, Decedent It is Ordered and Notice is given that on 10/9/12, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated April 22, 2004, (“Will”) and for the appointment of Donald J. McCall, whose address is Lethert, Skwira, Schultz & Co. LLP, 170 East Seventh Place, Suite 100, St. Paul, MN 55101 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9/11/12 Arlene M. Perkkio Judge (COURT SEAL) Attorney for Personal Representative Stephen L. Nelson Stephen L. Nelson P.A. 665 North Snelling Avenue St. Paul, Minnesota 55104-1893 Tel: (651) 646-5000 Fax: (651) 642-2619 Attorney License No.: 78219 3150972 9/20-9/27/12

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Petition For Termination Of Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-2612 In the Matter of the Welfare of M.I.M.M., Child. TO: Qetesh Selket Martinezaka Qetesh Selket McKelvey, Qetesh Selkei McKelvey, Qetesh Selket Baker, Istar Baker, Ishtar Mu Baker, Quetesh Selket Baker, Qetesh Baker, Qektesn Selket Baker, Quetesh S Baker, Martinez S Qetesh, Qetesh Selket Martinez, Quetish Selket Martinez Social Worker Rochelle Thompson, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.301, Subd.1(b)(1), because the parent(s) have abandoned the child. 260C.301, Subd.1(b)(4), because the parent(s) are palpably unfit to be a party to the parent and child relationship because of a consistent pattern of specific conduct before the child or of specific conditions directly relating to the parent and child relationship, either of which are determined by the court to be of a duration or nature that renders the parent unable, for the reasonably foreseeable future, to care appropriately for the ongoing physical, mental, or emotional needs of the child. It is presumed that a parent is palpably unfit to be a party to the parent and child relationship upon a showing that the parent’s parental rights to one or more other children were involuntarily terminated or that the parent(s)’ custodial rights to another child have been involuntarily transferred to a relative. 260C.301, Subd.1 (b)(5), because following the child’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement. 260C.301, Subd. 1(b)(8), because the child is neglected and in foster care. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on 10/24/12 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Qetesh Selket Martinez. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: September 17, 2012 Judge Richard Spicer 3164544 9/27-10/11/12

City of Lakeville Request for Proposal - Life, LTD The City of Lakeville will accept proposals for Life and Disability Insurance for City staff until 4:30 p.m. on October 17, 2012. Proposals should be mailed or emailed to: Ann Benson, Benefit Executive abenson@fci-benefits.com Financial Concepts, Inc. 9655 Schmidt Lake Road Plymouth, MN 55442 The Proposal should be labeled "Proposal - Lakeville Life and LTD Insurance 2013". The Request for Proposal and information necessary for underwriting are on file with Financial Concepts Inc. at (763) 450-1826. No formal opening of proposals will occur. The City Council reserves the right to accept or reject any or all proposals, or parts thereof. The Request for Proposal is being made under conditions set forth in Minnesota Statues Section 471.6161. 3161751 9/27/12

PUBLIC NOTICE

Notice of Issuance of Harassment State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-CV-12-2303 Case Type: Harassment Mary Jorgenson on behalf of Earl Manley, Petitioner(s) vs. Trisha Anne Matthews, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Avenue, Apple Valley, MN 55124. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: September 21, 2012 Carolyn Renn Court Administrator Valerie Blomquist Deputy 3163725 9/27/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-589 Estate of Harry M. Drake, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 3/31/88 and codicil(s) to the will, dated 5/14/97, 8/15/00, 2/1/06, & 8/22/08, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Jonathan L. Drake and Bank of America N.A. whose addresses are 3 Fenimore Lane, St. Davids, PA 19087 & Attn: Laura Paplauskas, 231 South LaSalle St. #305, Chicago, IL 60604, respectively as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 9/19/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Gregory A. Kvam Briggs & Morgan, P.A. 332 Minnesota Street, Suite #W2200 St. Paul, MN 55101 Attorney License No: 5916X Telephone: 651-808-6609 FAX: 651.808.6540 Email: gkvam@briggs.com 3158733 9/27-10/04/12

NOTICE IS HEREBY given of the proposed sale & call for bids by the Karen M. Hubers Credit Trust on the following real estate, all located in Northfield, Rice County, lying east of the Northfield Golf Course and generally described as follows: PID: 08.05.1.50.001; Approx. 27.64 acres in the NE-1/4, Section 5, Northfield Township, Rice County. Tillable FSA acres = 27.64; CER rating = 81; Productivity Index = ~95. Sale subject to the following terms & conditions: 1) Any buyer wishing to purchase must submit a sealed bid specifying the total amount bid & reference the above property. Bids must be no less than $239,000. Each sealed bid must be accompanied by a certified check, cashier’s check, or bank draft in the amount of ten percent (10%) of the bid payable to Grundhoefer & Ludescher, PA Real Estate Trust Account. 2) All bids must be submitted & received by Grundhoefer & Ludescher, PA, 515 Water Street South, Northfield, MN 55057 (“Law Office”), on or before 5:00 pm, October 4, 2012, or by personal delivery to our Law Office by 9:15 am., Friday, October 5, 2012. Any bids received after those times will be rejected. 3) All those submitting timely sealed bids are invited to our Law Office at 10:00 am., on Friday, October 5, 2012, by which time & place all sealed bids will have been tabulated. All those who have submitted sealed bids will be given an opportunity to increase their previously submitted bid at that time & place. Bids may not be withdrawn until the bidding process is concluded & a purchase agreement is signed. 4) The successful bidder must be prepared to enter into a purchase agreement at the conclusion of the bidding on October 5, 2012, at which time earnest money in the amount of ten percent (10%) of the successful bid price must be paid. The balance of the successful bid price shall be due & payable at closing, which shall be on or before October 29, 2012. 5) The property is subject to a Farm Lease which will end December 31, 2012. No fall tillage will be performed by current tenant or owner. Buyer may have access to the land after crops are removed after the 2012 growing season. 6) The real estate taxes due in 2012 shall be prorated to date of closing. 7) Seller reserves the unqualified right to reject any & all bids & to waive any irregularities in the bidding. 8) Anyone desiring additional information should contact Matthew Rich, Grundhoefer & Ludescher, PA, 515 Water Street South, Northfield, MN 55057, Tel. 507-645-4451. More details and a map of the property are available at www.northfieldlaw.com. 3147141 9/13-10/4/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-584 Estate of Donald Michael Zurek, Decedent It is Ordered and Notice is given that on October 23, 2012, at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, March 6, 1987, (“Will), and for the appointment of Dr. Michael Allan Zurek, whose address is 32214 - 111 1/2 Street, Princeton, MN, 55371 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 9-18-12 BY THE COURT Jerome Abrams Judge of District Court (COURT SEAL) Attorney for Petitioner D. Scott Berry Berry Law Offices 130 North Rum River Drive Princeton, MN, 55371 Attorney License No.: 0307841 Telephone: (763) 389-0178 FAX: (763) 631-9475 Email: dsberry@berrylawoffices.com 3157611 9/20-9/27/12

NOTICE OF TAKING AND SALE On Saturday the first of September two thousand and twelve, a 1950 Ford F1, VIN 98RC*287714*, was taken into impound from 920 Aldrin Drive, Eagan, MN 55121. It is being held at 3670 Kennebec Drive, Eagan, MN 55122. The owner and any lienholders have the right to reclaim the vehicle, upon payment of all towing and storage fees, under section 168B.07. The failure of the owner or lienholder to exercise their right to reclaim the vehicle within the appropriate time allowed under section 168B.051, subdivision 1, 1a, or 2, and under the conditions set forth in section 168B.07, subdivision 1, constitutes a waiver by them of all right, title and interest in the vehicle and a consent to the transfer of title to and disposal of the vehicle pursuant of section 168B.08. 3158582 9/27-10/11/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 17th, 2012 at 10 a.m. at 4440 Denton Way, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1971 House of Harmony manufactured home, 14x70 Serial No. Unknown. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Resident Unknown. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $3976.43 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date September 13, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: September 20th, September 27th, October 4th 2012) 3154695 9/20-10/4/12P

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 17th, 2012 at 10 a.m. at 7751 Dorchester Circle, S k y l i n e V i l l a g e MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 2 0 0 2 REDM manufactured home, 28x68, Serial No. 11263994. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Carl Allen Nielsen and Lieselotte Nielsen w i t h V a n d e r b i l t Mortgage & Finance Inc as the 1st Secured Party. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $2224.88 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date September 13, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: September 20th, September 27th, October 4th 2012) 3154638 9/20-10/4/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Webb Candy 2. Principal Place of Business: 980 Aldrin Drive, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Webb Business Promotions Inc., 980 Aldrin Drive, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/4/2012 Alan M. Webb CEO 3156341 9/20-9/27/12P

Notice of Public Sale: On October 18 2012 at 9:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN. 55044. Included in sale: #398 Robin Bezdichek 536 112th Lane NW Coon Rapids, MN 55448 Tag #0314233 Folding Tables, DVD Player, Golf Clubs, Clothing, Furniture, Totes, Misc. #351 Kassie Wong 16081 Hyland Trail Lakeville, MN 55044 Tag #0134268 Storage Totes, Folding Chairs, Couch, TV Cabinet, DVDs, Misc. Boxes, Xmas Tree. #443 Jeff Weber 20416 Clayton Ave Farmington, MN 55024 Tag #2556525 Reel Mower, Snow Blower, Washing Machine, Recliner, Kitchen Table and Chairs, Mountain Bike, Saw horses, Bed Frame, Dishes, hose reel, Furniture Dolly, two wheeler. #222 Amanda Feringa 444 Romeo Dr Lakeville, MN 55044 Tag #0134495 Entertainment Center, Bed, Bookcase, Kitchen Table and Chairs, Loveseat, Couch. 3147337 9/27-10/4/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 17th, 2012 at 10 a.m. at 4405 Denton Way, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1974 ROSW manufactured home, 14x70, Serial No. S1756. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Todd Allen Billings. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4906.45 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date September 13, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: September 20th, September 27th, October 4th 2012) 3154667 9/20-10/4/12P

PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday October 10th, 2012 on or after 9:30am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. T. Schantzen - Unit 540 Dresser, Table, Misc. Boxes S. Leinum - Unit 349-350 Misc. Boxes, Bedding, Totes S. Pickus - Unit 447-464 Misc. Boxes, Bird Cage, Shelving S. Amundson - Unit 526 Misc. Boxes, Mattress, Desk Chair S. Henry - Unit 631 Misc. Boxes, Book Shelves, Totes M. Dailey - Unit 641 TV, Lawn Mower, Misc. Boxes 3144689 9/20-9/27/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 17th, 2012 at 10 a.m. at 21 Orleans, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 2004 LIBE manufactured home, 28x64, Serial No. 18L01883XU. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Antonio Alejandro Brito Arias and Norma Irene Castro Garcia with Capital Home sales LLC as the secured party. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $2328.00 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date September 13, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: September 20th, September 27th, October 4th 2012) 3155884 9/20-10/4/12P

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 6 , 2009 MORTGAGOR: Christina K. Austin, a single woman. MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded June 1, 2009, Dakota County Recorder, Document No. 2660366 and also filed in the office of the Registrar of Titles June 1, 2009, Document No. T644570 on Certificate of Title No. 143465. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1596 Ashbury Place, Eagan, MN 55122 TAX PARCEL I.D. #: 101435103030 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 3, Block 3 in Blackhawk Glen 2nd Addition, according to the recorded plat thereof lying South of the South line of the Northeast Quarter of the Southwest Quarter of Section 16, Township 27, Range 23, Dakota County, Minnesota. (Torrens cert 107837) AND Lot 3, Block 3, Blackhawk Glen 2nd Addition, Dakota County, Minnesota, Except that part lying South of the South line of the Northeast Quarter of the Southwest Quarter of Section 16, Township 27, Range 23. (Abstract) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,536.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002905 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3165078 9/27-11/1/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Medical Supply Company 2. State the address of the principal place of business: 16087 Harmony Trail, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Supplier Scientific, LLC, 16087 Harmony Trail, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: August 30, 2012 Lorie A. Lemieux, Incorporator 3164677 9/27-10/4/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: TEKS-TOLA ENTERPRISES 2. State the address of the principal place of business: 44418 CINNAMON RIDGE TRACE, EGAN, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. TEKOBO AFOLAKE KALEJAIYE, 44418 CINNAMON RIDGE TRACE, EGAN, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/23/2010 TEKOBO AFOLAKE KALEJAIYE, SOLE PROPRIETOR/OWNER 3163686 9/27-10/4/12P

PUBLIC NOTICE

State of Wisconsin Circuit Court Burnett County Publication Summons Case No. 12-CV-197 The Honorable Kenneth L. Kutz Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00 Wells Fargo Bank, NA, 3476 Stateview Blvd., Ft. Mill, SC 29715, Plaintiff vs. Luke E. Phernetton and Jane Doe Phernetton, 4612 Gaslyn Rd., Webster , WI 54893-9022, Defendants The State of Wisconsin To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after September 20, 2012 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 7410 County Rd., K #115, Siren, WI 54872-9067 and to Gray & Assoc, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 10th day of September, 2012. William N. Foshag, State B a r N o . 1 0 2 0 4 1 7 , G r a y & A s s o c ., L.L.P., Attys. for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1271. Gray & Assoc., L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 3153292 9/20-10/4/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Pump Your Image Marketing 2. Principal Place of Business: 325 Armour Avenue, South St. Paul, MN 55075 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sohniks Medical, LLC, 325 Armour Avenue, South St. Paul, MN 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 09/21/2012 Marc R. Hoskins 3163708 9/27-10/4/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION Court File No.: 19HA-FA-12-876 ______________________________________ In Re the Marriage of: Selena Nhoua Yang, Petitioner, and Junhua Lin, Respondent ______________________________________ THE STATE OF MINNESOTA TO JUNHUA LIN, THE ABOVE-NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon the Petitioner’s attorney an Answer to the Petition for Dissolution of Marriage, which is herewith served upon you, within thirty (30) days after service of this Summons upon you, exclusive of the date of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition for Dissolution of Marriage. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. Dated: 6-1-12 /s/ Patrick E. Florin Patrick E. Florin Attorney for Petitioner 2935 West Service Road Suite 200 Eagan, MN 55121 (651) 636-4040 Attorney I.D. No. 30387 3156252 9/20-10/4/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: TERE HUMSAFAR MERE GEET - YOUR ASPIRATIONS 2. Principal Place of Business: 1170 NORTHWOOD DRIVE, APT #237, EAGAN, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. AVANI C. KOTHARI, 1170 NORTHWOOD DRIVE, APT #237, EAGAN, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 06/25/2012 AVANI C. KOTHARI, PROPERITOR 3164821 9/27-10/4/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-586 In Re: Estate of WILLIAM HAROLD MYRVOLD, Decedent. Bruce Myrvold has filed a Petition for Determination of Descent. It is Ordered that on October 23, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 9-18-2012 BY THE COURT Jerome Abrams Judge of District Court EASTLUND, SOLSTAD, CADE & HUTCHINSON, LTD. Heather L.L. Koering MN# 30394X 4200 County Road 42 West Savage, MN 55378 Telephone: 952-894-6400 Facsimile: 952-894-6421 e-mail: hkoering@eschlaw.com 3157547 9/20-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,602.00 MORTGAGOR(S): Craig R. Johnson and Joy A. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 16, 2009 Dakota County Recorder Document Number: 2684577 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: July 01, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811080 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400007759028 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19150 Echo Ln, Farmington, MN 55024-9184 Tax Parcel ID Number: 14-11175-02-140 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 14, Block 2, Akin Park Estates, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $294,696.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 05, 2013, or the next business day if April 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025828F01 3124837 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-12-577 ---------------------------------------------------------In Re: Estate of James G. Olexa, Deceased. ---------------------------------------------------------TO: ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above-named decedent’s last will dated March 20, 1997, has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby given that the informal appointment of Susan A . Olexa, whose address is 17739 Landmark Court, Lakeville, Minnesota 55044, as personal representative of the estate of the above-named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Probate Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 9/12/12 Heidi Carstensen Registrar Michael J. Smith Larkin Hoffman Daly & Lindgren Ltd. 1500 Wells Fargo Plaza 7900 Xerxes Avenue South Minneapolis, Minnesota 55431 (952) 835-3800 Filed: Carolyn M. Renn District Court Administrator 3154254 9/20-9/27/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-574 In Re: Estate of Beatta Peda a/k/a Betty Peda, Decedent. It is Ordered and Notice is given that on October 9, 2012 at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Karen Peda, whose address is 566 Dogwood Street NE, North Carolina 28025, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: September 12, 2012 BY THE COURT Shawn M. Moynihan Judge of District Court MARTIN & SQUIRES, P.A. Michael D. O’Neill, (#19931x) 444 Cedar Street, Suite 2050 St. Paul, MN 55101 Telephone: 651-767-3710 Facsimile: 651-228-9161 E-mail: mdoneill@martinsquires.com 3153368 9/20-9/27/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-585 Estate of Jeffrey C. Littler, a/k/a Jeffrey Clayton Littler, a/k/a JeffreyLittler, Decedent It is Ordered and Notice is given that on October 23, 2012, at 9:00 AM, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, September 26, 1994, (“Will”), and for the appointment of Jennifer L. Littler, whose address is 7938 Charles Way, Inver Grove Heights, MN, 55076 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 9-18-2012 BY THE COURT Jerome B. Abrams Judge of District Court (COURT SEAL) Attorney for Petitioner Stephen H. Fochler LeVander, Gillen & Miller, P.A. 633 South Concord Street, Suite 400 South St. Paul, MN, 55075 Attorney License No: 234928 Telephone: (651) 451-1831 FAX: (651) 450-7384 3157702 9/20-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,500.00 MORTGAGOR(S): Diana R. Walker, an unmarried woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: October 02, 2007 Dakota County Recorder Document Number: 2547756 ASSIGNMENTS OF MORTGAGE:

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ASSIGNMENTS OF MORTGAGE: And assigned to: Reverse Mortgage Solutions Inc. Dated: March 27, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 432 Pleasant Dr, Hastings, MN 55033-1508 Tax Parcel ID Number: 19-83952-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Whispering Oaks 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,873.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 07, 2013, or the next business day if October 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025290F01 3124858 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 11, 2007. MORTGAGOR(S): Cheree H. Johnson and Steffan Johnson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc. DATE AND PLACE OF RECORDING: Filed July 27, 2007, Dakota County Recorder, Document No. 2533508. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated July 17, 2012, filed for record July 31, 2012, as Document No. 2883932. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): GreenPoint Mortgage Funding, Inc. MORTGAGED PROPERTY ADDRESS: 1510 Deerwood Bend, Eagan, MN, 55122. TAX PARCEL I.D. NO.: 10-84900-01-190. LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, Woodstone Townhomes, Common Interest Community No. 333. COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $352,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $383,769.34. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on April 11, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Steffan Johnson. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: August 17, 2012. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Kyle M. Johnson -forKYLE M. JOHNSON Atty. I.D. #392699 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3124522 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-530 Estate of Katharine S. Patterson, Decedent Notice is given that an application for informal probate of the Decedent’s will dated April 12, 1991 and codicil(s) to the will, dated 12/10/07 and 9/5/09, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Peggy P. Sands whose address is 10 Hillcrest Lane, Lakeville, CT 06039 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Gregory A. Kvam Briggs and Morgan, P.A. 332 Minnesota St., #W2200 St. Paul, MN 55101 Attorney License No: 5916X Telephone: 651-808-6609 FAX: 651-808-6450 Email: gkvam@briggs.com 3157416 9/20-9/27/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-580 In Re: Estate of Michael Alan Krakowski aka Michael a. Krakowski and Mike Krakowski, Decedent. It is Ordered and Notice is given that on October 9, 2012 at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Jerald Krakowski, whose address is 1209 So 3rd Street, Stillwater, MN 55082, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: Sept. 13, 2012 BY THE COURT Arlene M. Perkkio Judge of District Court Business & Estate Planning Analytics William White MN# 0232427 80 South 8th Street 900 IDS Center Minneapolis, MN 55402 Telephone: 651-343-8985 e-mail: billw@bepapllc.com 3154830 9/20-9/27/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-572 In Re: Estate of Mary Ann Dorma, Decedent. It is Ordered and Notice is given that on 10/2/2012 at 9:00 AM, a hearing will be held in this Court at Dakota County Judicial Center, 1560 West Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will date d 1 1 / 0 1 / 1 9 9 5 a n d f o r t h e appointment of Joseph G. Dorma, whose address is 7015 Galaxie Ct., Apple Valley, Minnesota 55124 and Rosemary B. Gaisbauer, whose address is 4982 Upper 147th St. W., Apple Valley, Minnesota 55124 as co-personal representatives of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 9/11/12 BY THE COURT Shawn M. Moynihan Judge of District Court PATRICK W. STEWART LAW OFFICES, P.A. Patrick W. Stewart MN# 105545 14501 Granada Drive, Suite 200 Apple Valley, MN 55124 Telephone: (952) 432-2200 Facsimile: (952) 431-4090 e-mail: pstewartlaw@frontiernet.net 3150273 9/20-9/27/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 MORTGAGOR: Shawn Day, a single person.

person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 8, 2007 Dakota County Recorder, Document No. 2486535. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022601308863 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 17011 Hayes Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221715206110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Cherrywood Heights Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,585.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 6, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-002237 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3121586 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2007 MORTGAGOR: Matt McMillan, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded November 13, 2007, in the office of the County Recorder, as Document No. 2555979, Dakota County, Minnesota. MORTGAGED PROPERTY A D D R E S S : 1057 Beatrice Street, Eagan, Minnesota 55121 TAX PARCEL I.D. NOS. 10-47750-02-240 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 2, McKee Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS

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������ ������� ��������� ���� IS mortgage WHICH PROPERTY COUNTY IN������ and taxes,��� if any actually LOCATED: Dakota paid by the mortgagee, on the preORIGINAL PRINCIPAL AMOUNT mises and the costs and disbursements allowed by law. The time OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO allowed by law for redemption by said BE DUE AS OF DATE OF NOTICE, mortgagor(s), their personal represenINCLUDING TAXES, IF ANY, PAID tatives or assigns is 6.00 months from the date of sale. If Mortgage is not BY MORTGAGEE: $178,977.63 INTEREST RATE AND PER DIEM: reinstated under Minn. Stat. §580.30 Current interest rate is 5.25%, with a or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor daily per diem of $25.74. That prior to commencement of this must vacate the property on or before mortgage foreclosure proceeding Mort- 11:59 p.m. on April 9, 2013, or the next g a g e e c o m p l i e d w i t h a l l n o t i c e business day if April 9, 2013 falls on a r e q u i r e m e n t s b y s t a t u t e ; T h a t n o Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR action or proceeding has been instituted at law or otherwise to recover the REDEMPTION BY THE MORTGAGOR, debt secured by said mortgage or any THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE part thereof; PURSUANT to the power of sale con- REDUCED TO FIVE WEEKS IF A JUDItained in said mortgage, the above CIAL ORDER IS ENTERED UNDER described property will be sold by the MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG Sheriff of said county as follows: DATE AND TIME OF SALE: Octo- OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED ber 5, 2012, at 10:00 am. PLACE OF SALE: Dakota County WITH A RESIDENTIAL DWELLING OF Sheriff's Office, Law Enforcement Cen- LESS THAN FIVE UNITS, ARE NOT ter, 1580 Highway 55, Hastings, Min- PROPERTY USED IN AGRICULTURAL nesota 55033, to pay the debt then P R O D U C T I O N , A N D A R E secured by said Mortgage, taxes, if any, ABANDONED." Dated: August 23, 2012 on said premises, and the costs and HSBC Bank USA, N.A., as Trustee disbursements, including attorneys' on behalf of ACE Securities Corp. fees allowed by law subject to redempHome Equity Loan Trust and for tion within six (6) months from the the registered holders of ACE date of said sale by the mortgagor(s), Securities Corp. Home Equity their personal representatives or Loan Trust, Series 2006-ASAP3, assigns. Asset Backed Pass-Through DATE AND TIME MORTGAGOR Certificates MUST VACATE THE PREMISES: Randall S. Miller & Associates, PLLC April 5, 2013, at 11:59 p.m. "THE TIME ALLOWED BY LAW Attorneys for Assignee of Mortgage/ FOR REDEMPTION BY THE MORT- Mortgagee GAGOR, THE MORTGAGOR'S PER- Canadian Pacific Plaza, S O N A L R E P R E S E N T A T I V E S O R 120 South Sixth Street, Suite 1100 ASSIGNS, MAY BE REDUCED TO Minneapolis, MN 55402 FIVE (5) WEEKS IF A JUDICIAL Phone: 952-232-0052 ORDER IS ENTERED UNDER MIN- Our File No. 12MN00665-1 N E S O T A S T A T U T E S , S E C T I O N THIS IS A COMMUNICATION FROM 582.032, DETERMINING, AMONG A DEBT COLLECTOR. O T H E R T H I N G S , T H A T T H E A-4288656 08/23/2012, 08/30/2012, M O R T G A G E D P R E M I S E S A R E 09/06/2012, 09/13/2012, 09/20/2012, IMPROVED WITH A RESIDENTIAL 09/27/2012 8/23-9/27/12 DWELLING OF LESS THAN FIVE 3120002 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." SUMMONS Dated: August 20, 2012 Real Estate Mortgage Foreclosure MESSERLI & KRAMER P.A. STATE OF WISCONSIN By:/s/ Creig Andreasen EAU CLAIRE COUNTY Creig Andreasen (Lic. #334832) CIRCUIT COURT 1 400 Fifth Street Towers Case No. 12 CV 439 100 South Fifth Street Case Code: 30404 Minneapolis, MN 55402-1217 _______________________________________ (612) 672-3600 Bank of America, N.A., successor by Attorney in Fact for merger to BAC Home Loans Servicing, Affinity Plus Federal Credit Union L.P. fka Countrywide Home Loans SerIMPORTANT NOTICE vicing, L.P. This communication is from a debt 4161 Piedmont Parkway collector and is an attempt to collect a NC4-105-03-04 debt. Any information obtained will be Greensboro, NC 27416 used for that purpose. Plaintiff 312392 8/23-9/27/12 vs

PUBLIC NOTICE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Muhammad A Kahar, a single man and Moshi Ur Rahman and Shahnaz Bari, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, INC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002614-9571504348-9 SERVICER: Ocwen Loan Servicing, LLC LENDER: Great Northern Financial Group, INC.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 25, 2006, as Document No. 2423336. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: July 2, 2012 , and recorded July 26, 2012 by Document No. 2883166 . LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Boulder Ridge, Dakota County, Minnesota PROPERTY ADDRESS: 4273 Boulder Ridge Point, Eagan, MN 55122 PROPERTY I.D: 10.14800.03.030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Five Thousand Seven Hundred Sixty-Eight and 14/100 ($185,768.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 9, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually

Timothy G. Galarnyk 2498 49th Street E Inver Grove Heights, MN 55076 Unknown Spouse of Timothy G. Galarnyk 2498 49th Street E Inver Grove Heights, MN 55076 Unknown Tenants 3800 Silver Springs Drive Eau Claire, WI 54701 Defendants _______________________________________ THE STATE OF WISCONSIN To the following party named as a defendant herein: Timothy G. Galarnyk, Unknown Spouse of Timothy G. Galarnyk You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after September 27, 2012 , you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is: Eau Claire County Clerk of Circuit Court 721 Oxford Avenue Eau Claire, WI 54703-5496 and to Matthew V. Plummer / Blommer Peterman, S.C., plaintiff’s attorney, whose address is: Blommer Peterman, S.C. 165 Bishops Way, Suite 100 Brookfield, WI 53005 You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 18th day of September, 2012 Matthew V. Plummer/ Blommer Peterman, S.C. State Bar No. 1072716 165 Bishops Way, Suite 100 Brookfield, WI 53005 262-790-5719 Blommer Peterman, S.C. is the creditor’s attorney and is attempting to collect a debt on its behalf. Any information obtained will be used for that purpose. 3159437 9/27-10/11/12P

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��� ��������� ��� ���� ������DATE ������ ������� OF MORTGAGE: July 15, 2003 MORTGAGOR: T h o m a s L B a s t i a n ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-590 In Re: Estate of Frank M. Morris, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated October 13, 1994. The Registrar accepted the application and appointed Carrie M Hoerster, whose address is 19533 Jade Lane, Lakeville, Minnesota 55044, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 9/19/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Joseph M. Flanders (MN# 0392737) Flanders Law Firm LLC 15050 Cedar Ave. Ste. 116 #332 Apple Valley Minnesota 55124 Telephone: (612) 360-4721 Facsimile: (952) 223-1143 ATTORNEY FOR PERSONAL REPRESENTATIVE 3158815 9/27-10/4/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-576 In Re: Estate of Wayne S. Tegeler, Decedent. It is Ordered and Notice is given that on October 9, 2012 at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway, 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Teri L. Tegeler, whose address is 673 Burgundy St., Unit B, Highland Ranch, CO 80129, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: September 12, 2012 BY THE COURT Shawn M. Moynihan Judge of District Court PATRICK W. STEWART LAW OFFICES, P.A. Patrick W. Stewart MN# 105545 14501 Granada Drive, Suite 200 Apple Valley, MN 55124 Telephone: (952) 432-2200 Facsimile: (952) 431-4090 e-mail: pstewartlaw@frontiernet.net 3154087 9/20-9/27/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2003

and Paula M Bastian, husband and wife. MORTGAGEE: C e n d a n t M o r t g a g e Corporation D/B/A Burnet Home Loans . DATE AND PLACE OF RECORDING: Recorded August 18, 2003 Dakota County Recorder, Document No. 2096250. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation D/B/A Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4751 Bryce Avenue East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.50350.02.070 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the south 20 feet of Lot 6, Block2, Nabersberg's addition to Saint Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,275.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 16, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 15, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002000 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125527 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 1 , 2008 MORTGAGOR: Christina M Peterson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 3, 2008 Dakota County Recorder, Document No. 2620988. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600012346421 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON

GAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 513 Vermillion Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193215036065 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 36, Except the South 91.58 feet thereof; and Lot 6, Block 36, except the following parcels: The South 65 feet of the East 55 feet; and the South 91.58 feet thereof lying West of the East 55 feet, Town of Hastings, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,371.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,920.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001281 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125862 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2006 MORTGAGOR: Rigoberto Naula and Laura Espinoza, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed February 16, 2006, Dakota County Registrar of Titles, Document No. 584957 on Certificate of Title No. 139054. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100051900065096338 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Guaranty Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 249 Strese Lane, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-11700-02-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Apple Valley, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,068.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 12, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-001671 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3124325 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.:19HA-PR-12-594 Estate of: LYNN MARIE DALSIN, a/k/a LYNN M. DALSIN, a/k/a LYNN DALSIN a/k/a LYNN MARIE BURNS, Decedent Notice is given that an application for informal probate of the Decedent’s will dated May 6, 1998, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed WILLIAM A. DALSIN, whose address is: 20587 Kearney Path, Lakeville, Dakota County, Minnesota as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9/19/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant J. Patrick Plunkett Larkin Hoffman Daly & Lindgren Ltd 7900 Xerxes Avenue South, Suite 1500 Minneapolis, Minnesota 55431-1194 Attorney License No.: (87221) Telephone: (952) 896-3364 FAX: (952) 842-1786 3159170 9/27-10/4/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-591 ESTATE OF LOIS H. DUFF, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 08/23/2007, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Patrick W. Rourke whose address is: 16287 Fishing Way West, Rosemount, Minnesota 55068 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9/19/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative Gerald T. Carroll CARROLL & CARROLL, P.A. 222 South Ninth Street Suite 2960 Minneapolis, MN 55402 Telephone: 612-338-8911 Fax: 612-338-2969 Attorney ID# 15404 3164102 9/27-10/4/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-598 Estate of Emilie M. Pelkey, also known as Emily M. Pelkey, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Robert W. Gibson, whose address is 6064 Oakwood Rd, Woodbury, MN, 55125 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 9/21/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Cynthia DeRuyter DeRuyter Law LLC 6043 Hudson Rd Ste. 300G Woodbury, MN, 55125 Attorney License No: 0389467 Telephone: (651) 731-9123 FAX: (612) 293-3802 Email: cindy@deruyterlaw.com 3162776 9/27-10/4/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,780.00

MORTGAGE: $193,780.00 MORTGAGOR(S): Jester Bufete Clavecilla and Darryl Benjamin Clavecilla, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 13, 2009 Dakota County Recorder Document Number: 2649868 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829822 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0003597058-4 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4899 Bisset Ln # 7710, Inver Grove Heights, MN 55076-1319 Tax Parcel ID Number: 20-44026-07-710 LEGAL DESCRIPTION OF PROPERTY: Unit Number 7710, Lafayette Park East, CIC #434, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,046.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 05, 2013, or the next business day if April 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025495F01 3120073 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 MORTGAGOR(S): John N Loesch, Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Popular Financial Services, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 1000466-0000442038-7 SERVICER: Ocwen Loan Servicing, LLC LENDER: Popular Financial Services, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on June 3, 2004, as Document No. 538668. ASSIGNED TO: The Bank of New

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ASSIGNED TO: The Bank of New York Mellon f/k/a The Bank of New York as successor in interest to JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2004-5 Dated: May 8, 2009 , and recorded May 15, 2009 by Document No. T643761 . LEGAL DESCRIPTION OF PROPERTY: LOT TWELVE (12), BLOCK ONE (1), BIRCHWOOD TOWNHOMES, ACCORDING TO THE RECORDED PLAT THEREOF. PROPERTY ADDRESS: 410 Ash Street, Hastings, MN 55033 PROPERTY I.D: 19-14000-01-120 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifteen Thousand One Hundred Thirty-Four and 62/100 ($115,134.62) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 9, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 9, 2013, or the next business day if April 9, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2012 The Bank of New York Mellon f/k/a The Bank of New York as successor in interest to JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2004-5 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00683-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4286782 08/23/2012, 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012 3116694 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2011 MORTGAGOR: Donald Arthur Peterson, a single person. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Filed May 16, 2011, Dakota County Registrar of Titles, Document No. T679614 on Certificate of Title No. 107184. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 16197 Jamaica Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 225370901031 LEGAL DESCRIPTION OF PROPERTY: LEGAL DESCRIPTION REAL PROPERTY IN DAKOTA COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: THAT PART OF LOT THREE (3), BLOCK ONE (1), IN OAK SHORES TENTH ADDITION, LYING NORTH OF THE FOLLOWING DESCRIBED LINE:

THE FOLLOWING DESCRIBED LINE: COMMENCING AT THE SOUTHEAST CORNER OF SAID LOT 3; THENCE NORTH ALONG THE EAST LINE OF SAID LOT 3 A DISTANCE OF 64.91 FEET TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE WESTERLY TO A POINT ON THE WEST LINE OF SAID LOT 3 DISTANT 64.14 FEET NORTHERLY OF THE SOUTHWEST CORNER OF SAID LOT 3 AND THERE TERMINATING. BEING THE SAME PREMISES AS CONVEYED IN DEED FROM CHARLES A. KALISCH AND NONA M. KALISCH, HUSBAND AND WIFE RECORDED 10/30/1996 IN DOCUMENT NUMBER 345576 IN SAID COUNTY AND STATE. COMMONLY KNOWN AS: 16197 JAMAICA AVE, LAKEVILLE, MN, 55044 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$183,871.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 16, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 15, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001708 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125706 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 MORTGAGOR(S): Leander Peter Reinardy, a single person MORTGAGEE: Seattle Mortgage Company DATE AND PLACE OF RECORDING: Recorded: December 07, 2005 Dakota County Recorder Document Number: 2386694 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: June 27, 2007 Recorded: July 09, 2007 Dakota County Recorder Document Number: 2528979 And assigned to: Reverse Mortgage Solutions, Inc. Dated: March 27, 2012 Recorded: March 29, 2012 Dakota County Recorder Document Number: 2858357 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Seattle Mortgage Company Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1826 Maple St,

Property Address: 1826 Maple St, Hastings, MN 55033-3534 Tax Parcel ID Number: 19-83752-00-130 LEGAL DESCRIPTION OF PROPERTY: Lot One Hundred Thirty (130), Westwood Addition, Third Section, according to the plat thereof now on file and of record in the office of the Register of Deeds within and for said County and State AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,901.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 07, 2013, or the next business day if October 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025282F01 3124508 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2009 MORTGAGOR: C a r l o s A . P a l a c i o s and Silvana B. Palacios, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 29, 2010 Dakota County Recorder, Document No. 2727351. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000512748 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage, A Minnesota Banking Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 801 132nd Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 025660009050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 9, Parkwood South 1st Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,487.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,059.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 9 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 9, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-11132 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125670 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 MORTGAGOR: Michael W. Moebeck, a single person. MORTGAGEE:Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded June 12, 2007 Dakota County Recorder, Document No. 2523507. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7612 157th Street West, Unit C, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.49108.02.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Morningview Ninth Addition, together with appurtenant easements created pursuant Declaration, Document No. 1210753 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,057.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

���

������ ������� ��������� ��� ���� the date on ������ or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under secNOTICE OF INFORMAL PROBATE tion 580.30 or the property is not OF WILL AND APPOINTMENT OF redeemed under section 580.23 is 11:59 p.m. on April 11, 2013, unless PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or STATE OF MINNESOTA COUNTY OF Dakota 582.032. First JUDICIAL DISTRICT MORTGAGOR(S) RELEASED FROM DISTRICT COURT FINANCIAL OBLIGATION ON MORTPROBATE DIVISION GAGE: None Court File No. 19HA-PR-12-592 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, Estate of Harry Paul Swantek, DeceTHE MORTGAGOR'S PERSONAL REP- dent Notice is given that an application RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- for informal probate of the Decedent’s CIAL ORDER IS ENTERED UNDER will dated March 20, 2012 (“Will”), has MINNESOTA STATUTES, SECTION been filed with the Registrar. The 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G application has been granted. Notice is also given that the RegisOTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED trar has informally appointed Marlene WITH A RESIDENTIAL DWELLING OF K. Swantek whose address is 5525 LESS THAN FIVE UNITS, ARE NOT 2 3 5 t h S t r e e t W . , F a r m i n g t o n , M N PROPERTY USED IN AGRICULTURAL 55024 as personal representative of P R O D U C T I O N , A N D A R E the Estate of the Decedent. Any heir, devisee or other interested person may ABANDONED." be entitled to appointment as personal Dated: August 9, 2012 representative or may object to the Green Tree Servicing LLC appointment of the personal represenMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. tative. Unless objections are filed with Attorneys for Mortgagee/Assignee of the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise Mortgagee orders, the personal representative has 4500 Park Glen Road #300 full power to administer the Estate, Minneapolis, MN 55416 including, after 30 days from the date (952) 925-6888 of issuance of letters, the power to 8 - 12-003551 FC THIS IS A COMMUNICATION FROM sell, encumber, lease or distribute real estate. A DEBT COLLECTOR. Any objections to the probate of the 3124287 8/23-9/27/12 Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court NOTICE OF ASSESSMENT LIEN after the filing of an appropriate petiFORECLOSURE SALE tion and proper notice of hearing. Date: September 20, 2012 Notice is also given that (subject to YOU ARE NOTIFIED THAT: Minn. Stat. 524.3-801) all creditors 1. Default has occurred in the terms having claims against the Estate are and conditions of the Declaration of required to present the claims to the Diffley Commons Homeowner’s Asso- personal representative or to the Court ciation (hereinafter the “Association”) Administrator within four months after which was recorded as Document No. the date of this Notice or the claims 1022377 on January 10, 1997 in the will be barred. office of the County Recorder of A charitable beneficiary may request Dakota County, Minnesota, and also, notice of the probate proceedings be pursuant to Minn. Stat. § 515B.3-116, given to the Attorney General pursucovering the following property: ant to Minn. Stat. 501B.41, subd. 5. Unit 22, Diffley Commons CondoDated: 9/19/12 minium No. 107 Heidi Carstensen Property Address: 1936 Glenfield Registrar Court Eagan, MN 55122 Carolyn M. Renn PID: 10-20450-04-022 Court Administrator 2. Pursuant to said Declaration, Attorney for Applicant there is claimed to be due and owing James M. Burkhardt as of the date of this notice from the 215 Fourth Street North owner of said unit, The Secretary of Cannon Falls, MN 55009Housing and Urban Development to the Attorney License No: 13286 Association, a Minnesota non-profit Telephone: 507-263-3921 corporation, the amount of $2,877.00 FAX: 507-263-5485 for unpaid association dues, attorneys Email: burkhardtlaw@citlink.net fees and costs, plus any other such 3158886 9/27-10/4/12P amounts that will accrue after the date of this notice for costs of collection and foreclosure which will be added to NOTICE OF MORTGAGE the amount claimed due and owing at FORECLOSURE SALE the time of the sale herein. NOTICE IS HEREBY GIVEN that 3. No action is now pending at law or otherwise to recover said debt or any default has occurred in the conditions of the following described mortgage: part thereof. DATE OF MORTGAGE: August 22, 4. The owner has not been released 2008 from its financial obligation to pay said ORIGINAL PRINCIPAL AMOUNT OF amount. 5. The lien arises pursuant to the MORTGAGE: $269,325.00 MORTGAGOR(S): Ryan B. Sandbo, a Declaration, describes above, Minn. S t a t . § 5 1 5 B . 3 - 1 1 6 a n d i s f u r t h e r single person and Gina E. Geurs, a described in a Notice of Lien in favor of single person MORTGAGEE: Mortgage Electronic the Association recorded on September 6, 2011 as Document No. 2891860 Registration Systems, Inc. as nominee i n t h e D a k o t a C o u n t y R e c o r d e r ’ s for Suntrust Mortgage, Inc., its successors and assigns Office. DATE AND PLACE OF RECORDING: 6. Pursuant to the power of sale conRecorded: September 04, 2008 tained in the same Declaration and Dakota County Recorder granted by the owner in taking title to Document Number: 2611312 the premises subject to said DeclaraASSIGNMENTS OF MORTGAGE: tion and pursuant to Minn. Stat. Sec. And assigned to: Suntrust Mortgage, 515B.3-116, said Lien will be foreclosed by the sale of said property by Inc. Dated: June 21, 2011 the Sheriff of Dakota County, at 1580 Recorded: July 06, 2011 Dakota Highway 55, Hastings, MN 55033 on November 15, 2012 at 10:00 am at pub- County Recorder Document Number: 2808393 lic auction to the highest bidder, to And assigned to: SunTrust Mortgage, pay t h e a m o u n t t h e n d u e fo r s a i d assessments, together with the addi- Inc. Dated: July 22, 2011 tional costs of foreclosure, including Recorded: August 01, 2011 Dakota attorneys fees as allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r County Recorder Document Number: 2812454 redemption by the unit owner, its perTransaction Agent: Mortgage Elecsonal representatives or assigns is six(6) months from date of sale. If the tronic Registration Systems, Inc. Transaction Agent Mortgage Identifilien is not satisfied under Minn. Stat. § 580.23 or the property is not redeemed cation Number: 100010402289378436 Lender or Broker: Suntrust Mortunder Minn. Stat. § 580.23, the owner must vacate the property on or before gage, Inc Residential Mortgage Servicer: Sun11:59p.m. on May 15, 2013 or the next business day if May 15, 2013 falls on a Trust Mortgage, Inc. Mortgage Originator: Not Applicable Saturday, Sunday or legal holiday. COUNTY IN WHICH PROPERTY IS REDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W LOCATED: Dakota Property Address: 12716 Apple View FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PER- Ln, Burnsville, MN 55337-3710 Tax Parcel ID Number: SONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO 02-18333-01-060 LEGAL DESCRIPTION OF PROPFIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MIN- ERTY: Lot 6, Block 1, Country View NESOTA STATUTES, SECTION Estates Fourth Addition, Dakota 582.032, DETERMINING, AMONG County, Minnesota AMOUNT DUE AND CLAIMED TO BE OTHER THINGS, THAT THE MORTGAGED PREMISES ARE DUE AS OF DATE OF NOTICE: IMPROVED WITH A RESIDENTIAL $305,955.93 THAT all pre-foreclosure requireDWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED ments have been complied with; that IN AGRICULTURAL PRODUCTION, no action or proceeding has been instituted at law or otherwise to recover the AND ARE ABANDONED. 8. T H I S I S A C O M M U N I C A T I O N debt secured by said mortgage, or any FROM A DEBT COLLECTOR ATTEMPT- part thereof; PURSUANT to the power of sale conING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold USED FOR THAT PURPOSE. by the Sheriff of said county as folDated: 9/20, 2012 lows: Attorney for the Association: DATE AND TIME OF SALE: October THE LAW OFFICE OF 12, 2012 at 10:00 AM DAVID S. HOLMAN PLACE OF SALE: Dakota County By: /s/ David S. Holman Law Enforcement Center, 1580 HighDavid S. Holman # 193628 way 55, Lobby S-100, Hastings, Minne201 W Travelers Trail sota Suite 225 to pay the debt secured by said mortBurnsville, MN 55337 952-895-1224 3160636 9/27-11/1/12 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE


��� ��������� ��� ���� ������ ������ ������� or assigns unless representatives reduced to Five (5) weeks under MN ���������� ���� ��������� to pay the debt secured by said mort gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020118F02 3132915 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 1, 2005 MORTGAGOR: Marie Winterburn, a married person. MORTGAGEE: First Franklin, a Division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded April 21, 2005 Dakota County Recorder, Document No. 2314596. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation. And thereafter assigned to: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Bank of Pennsylvania. And thereafter assigned to: Wells Fargo Bank N.A., as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1. And thereafter assigned to: PNC Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin, a Division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 3469 67TH Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204435001310 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 75, Building No. 19, Lot 1, Block 1, Lakebridge Condominium No. 2, Condominium file No. 6, together with all rights accruing thereto pursuant to the Declarations and by laws filed as Document # 397941, floor plans filed as Document # 397942 and Declaration of easements filed as Document # 397943, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,461.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless

Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __April 19, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 15, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-242 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3127084 8/30-10/4/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-3719 In the Matter of the Petition of: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3, In Relation to Certificate of Title No. 116259 issued for land in the County of Dakota and State of Minnesota and legally described as: The East one-half of Lot Twelve (12) and the West one-half of Lot Thirteen (13), Westchester Heights No. 1, according to the plat thereof on file and of record in the office of the Registrar of Deeds within and for said County and State. TO: WAYNE J. JENKINS; CHERYL M. JENKINS; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE TEMO ROOFING & SIDING, LLC; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of October, 2012, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 116259 and enter a new Certificate of Title for the land therein described in favor of HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 693099, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: July 31, 2012 BY THE COURT: /s/Richard G. Spicer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3155211 9/20-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2009 MORTGAGOR: P a m e l a J a y n e Mikkalson, a/k/a Pamela J. Mikkalson and Peter D. Mikkalson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 10, 2009 Dakota County Recorder, Document No. 2695801. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000124966 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 111 11TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364880002280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,569.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __May 8, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157775 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Benjamin Rivera and Elia Cervantes, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial Network, Inc., its successors and assigns

Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 17, 2005 Dakota County Recorder Document Number: 2371532 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: July 16, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604257442089 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14575 Cameo Ave W, Rosemount, MN 55068-4443 Tax Parcel ID Number: 34-64700-01-340 LEGAL DESCRIPTION OF PROPERTY: Lot 33 and the North 1/2 of Lot 34, Block 1, Rose Park Addition to Rosemount, according to the recorded plat thereof, and situate in Dakota County, Minnesota. Together with an easement for Driveway Purposes over that part of Lots 40 and 41, Auditors' Subdivision No. 1, Rosemount, described as follows: Beginning at the Southeast corner of said Lot 40; thence on an assumed bearing of North a distance of 3.40 feet along the East line of said Lot 40; thence North 89 degrees 10 minutes 19 seconds West 42.00 feet; thence South 81 degrees 31 minutes 43 seconds west 16.17 feet to the West line of the East 3.00 feet of said Lot 41; thence South along said West line 2.65 feet to the Southwest corner of said East 3.00 feet of Lot 41; thence North 88 degrees 59 minutes 12 seconds East along the South line of said Lots 40 and 41 a distance of 58.00 feet to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,367.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025401F01 3131594 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,927.00 MORTGAGOR(S): Adam Coad, husband, and Amanda J. Coad, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 03, 2009 Dakota County Registrar of Titles Document Number: T644927 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: March 13, 2012

Dated: March 13, 2012 Registered: March 20, 2012 Dakota County Registrar of Titles Document Number: T693268 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402928183908 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 134965 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 24 Westchester Sq, Burnsville, MN 55337-2998 Tax Parcel ID Number: 028355101150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, in Westchester 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,789.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025258F01 3132968 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 MORTGAGOR(S): Troy Freesemann and Marlys Freesemann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100029500008828513 SERVICER: Ocwen Loan Servicing, LLC LENDER: Taylor, Bean & Whitaker Mortgage Corp.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 16, 2005, as Document No. 2361327. ASSIGNED TO: Ocwen Loan Servicing LLC Dated: July 10, 2012 , and recorded August 6, 2012 by Document No. 2885380 . LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, River Hills Third Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 11109 Carver, Burnsville, MN 55337 PROPERTY I.D: 02-64102-01-250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred One Thou-

THE NOTICE: Two Hundred One Thou sand Five Hundred Three and 43/100 ($201,503.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 16, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2013, or the next business day if April 16, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 30, 2012 Ocwen Loan Servicing LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00614-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4290006 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012 3124441 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 8 , 2005 MORTGAGOR: Craig Arthur Neils, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 19, 2005 Dakota County Recorder, Document No. 2341567. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, Successor in Interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2005-8. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800872727124 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 639 Waterview Cove, Eagan, MN 55123 TAX PARCEL I.D. #: 108350001100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Waterview Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $359,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,623.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

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premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 12, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002125 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3133711 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 MORTGAGOR(S): Eric C Solem and Michelle Solem, Husband and Wife MORTGAGEE: Aames Funding Corporation DBA Aames Home Loan SERVICER: Ocwen Loan Servicing, LLC LENDER: Aames Funding Corporation DBA Aames Home Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on May 18, 2006, as Document No. 2430892. Said mortgage modified by Loan Modification Agreement recorded June 09, 2010 As Document Number 2734398 in the office of the Ramsey County ASSIGNED TO: U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4, Mortgage Pass-Through Certificates, Series 2006-HE4 Dated: July 9, 2012 , and recorded July 31, 2012 by Document No. 2884018. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Riverwood 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota PROPERTY ADDRESS: 3566 Village Trail, Hastings, MN 55033 PROPERTY I.D: 19-64381-02-040 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifty-Seven Thousand Nine Hundred Thirty-Seven and 94/100 ($257,937.94) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 16, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2013, or the next business day if April 16, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 30, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4, Mortgage Pass-Through Certificates, Series 2006-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00510-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4288935 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012 3120353 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Tod Michael Franklin and Michele Anne Franklin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GN Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489518 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: August 14, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500006322118 Lender or Broker: GN Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17415 Goodhue Ave, Lakeville, MN 55044-9535 Tax Parcel ID Number: 22-17052-03-170 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Three (3), Cherry Highlands Third, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $319,751.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025804F01 3155257 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,000.00 MORTGAGOR(S): Timothy Wayne Kirchner and Robin J Kirchner, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462494 ASSIGNMENTS OF MORTGAGE: And assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4 Dated: May 12, 2012 Recorded: June 17, 2012 Dakota County Recorder Document Number: 2868790 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200014107342 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 918 Hall Ave, West Saint Paul, MN 55118-1418 Tax Parcel ID Number: 42-48700-00-040 LEGAL DESCRIPTION OF PROPERTY: The South 80 feet of Lots 1 through 4 in Minea & Schneemann's Re-arrangement of Block No. 35, Jackson & Bidwell's Addition to West Saint Paul, which includes the North 7 1/2 feet of the vacated alley adjacent thereto, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $66,666.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 09, 2013, or the next business day if May 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 27, 2012 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026125F01 3162486 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,712.00 MORTGAGOR(S): Cory J. Wagner, an

MORTGAGOR(S): Cory J. Wagner, an unmarried man and Ashley M. Johnson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 30, 2003 Dakota County Recorder Document Number: 2157846 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 424 Frederick Cir, Hastings, MN 55033-2635 Tax Parcel ID Number: 19-17500-50-606 LEGAL DESCRIPTION OF PROPERTY: Unit Number 606, Hastings Century South, CIC # 336, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,091.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018396F04 3130231 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,500.00 MORTGAGOR(S): David W. Wick, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562883 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 26, 2011 Recorded: November 01, 2011 Dakota County Recorder Document Number: 2827830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402074482344 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15044 Portland Ave, Burnsville, MN 55306-5022 Tax Parcel ID Number: 02-18577-01-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Crystal Lake Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

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��������� ���if���� any, on said C E : Mortgage, O F N O T I ������� and taxes, F D A T E ������ D U E A S O������ $281,549.26 premises, and the costs and disburseTHAT all pre-foreclosure require- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ments have been complied with; that allowed by law subject to redemption no action or proceeding has been insti- within six (6) months from the date of tuted at law or otherwise to recover the said sale by the mortgagor(s), their debt secured by said mortgage, or any personal representatives or assigns part thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. TIME AND DATE TO VACATE PROPtained in said mortgage, the above-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelling, unless otherwise provided by law, lows: DATE AND TIME OF SALE: October the date on or before which the mortgagor(s) must vacate the property if the 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, 1580 High- tion 580.30 or the property is not way 55, Lobby S-100, Hastings, Minne- redeemed under section 580.23 is sota 11:59 p.m. on April 25, 2013, unless to pay the debt secured by said mort- the redemption period is reduced to 5 gage and taxes, if any, on said pre- weeks under MN Stat. Secs. 580.07 or mises and the costs and disburse- 582.032. ments, including attorney fees allowed MORTGAGOR(S) RELEASED FROM by law, subject to redemption within FINANCIAL OBLIGATION ON MORTsix (6) months from the date of said GAGE: None "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their perREDEMPTION BY THE MORTGAGOR, sonal representatives or assigns. If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION April 19, 2013, or the next business 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day if April 19, 2013 falls on a Satur- OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED day, Sunday or legal holiday. Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT obligation: NONE THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- P R O D U C T I O N , A N D A R E ING TO COLLECT A DEBT. ANY ABANDONED." Dated: August 22, 2012 INFORMATION OBTAINED WILL BE CitiMortgage, Inc. USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T Mortgagee 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 10 - 12-003215 FC RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 9/6-10/11/12 CIAL ORDER IS ENTERED UNDER 3141713 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN PRODUCTION, AND ARE ABANDONED. THE TIME PROVIDED BY LAW IS DATED: September 06, 2012 A S S I G N E E O F M O R T G A G E E : NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Suntrust Mortgage, Inc. default has occurred in conditions of Wilford, Geske & Cook P.A. the following described mortgage: Attorneys for Assignee of Mortgagee DATE OF MORTGAGE: November 3, 8425 Seasons Parkway, Suite 105 2005 Woodbury, MN 55125-4393 MORTGAGOR: Daniel A. Sarno, an (651) 209-3300 unmarried man. File Number: 022810F04 MORTGAGEE: First Franklin, a Divi3141221 9/6-10/11/12 sion of National City Bank of IN. DATE AND PLACE OF RECORDING: Recorded January 24, 2006 Dakota County Recorder, Document No. NOTICE OF MORTGAGE 2399635. FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Assigned to: First Franklin Financial THE ORIGINAL CREDITOR WITHIN Corporation. And thereafter assigned THE TIME PROVIDED BY LAW IS to: PNC Bank, National Association. TRANSACTION AGENT: NONE NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT'S MORTNOTICE IS HEREBY GIVEN, that default has occurred in conditions of GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: November 3, GAGE ORIGINATOR STATED ON 2003 MORTGAGOR: R i c h a r d A . Z e m l a k MORTGAGE: First Franklin, a Division of National City Bank of IN and Teri L. Zemlak, husband and wife. RESIDENTIAL MORTGAGE SERMORTGAGEE: Mortgage Electronic VICER: Select Portfolio Servicing, Inc. Registration Systems, Inc. . MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: Filed February 11, 2004, Dakota 15093 December Way, Rosemount, MN County Registrar of Titles, Document 55068 T A X P A R C E L I . D . # : No. T0529833 on Certificate of Title 34-83605-03-040 No. 130862. LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: ERTY: Assigned to: CitiMortgage, Inc. . Lot 4, Block 3, Wensmann Sixth Said Mortgage being upon RegisAddition, according to the recorded tered Land. plat thereof, Dakota County, MinneTRANSACTION AGENT: Mortgage sota. Electronic Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 100137510000110587 LENDER OR BROKER AND MORT- MORTGAGE: $158,400.00 AMOUNT DUE AND CLAIMED TO BE GAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Cor- DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTporation R E S I D E N T I A L M O R T G A G E S E R - GAGEE: $175,256.52 That prior to the commencement of VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 680 35TH Street West, Hastings, MN Mortgagee/Assignee of Mortgagee complied with all notice requirements as 55033 T A X P A R C E L I . D . # : required by statute; That no action or proceeding has been instituted at law 19-71025-01-050 LEGAL DESCRIPTION OF PROP- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part ERTY: Lot 5, Block 1, South Oaks of Hast- thereof; PURSUANT to the power of sale conings, CIC NO. 405 according to the r e c o r d e d p l a t t h e r e o f , D a k o t a tained in said mortgage, the above described property will be sold by the County, Minnesota COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: DATE AND TIME OF SALE: NovemLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ber 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law MORTGAGE: $127,817.00 AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said Mortgage, and taxes, if any, on said GAGEE: $116,335.70 That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. TIME AND DATE TO VACATE PROPthereof; PURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, the date on or before which the mortSheriff of said county as follows: DATE AND TIME OF SALE: October gagor(s) must vacate the property if the mortgage is not reinstated under sec25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is 11:59 p.m. on __May 1, 2013__, unless Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ��������� ��� ���� ������ ������ ������� UNITS, ARE NOT THAN FIVE LESS PROPERTY USED IN AGRICULTURAL ���������� ���� ��������� 11:59 p.m. on __May 1, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 28, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141411 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2008 MORTGAGOR: A n d r e w J a n d r o , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 27, 2008 Dakota County Recorder, Document No. 2574396. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900101005766 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5408 West Upper 183rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141950804037 LEGAL DESCRIPTION OF PROPERTY: Unit No. 37, Common Interest Community No. 129, Sherburne Deck Homes Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,644.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 27, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003310 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141789 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGOR: A p r i l K . M i l n e r , a married woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc..D A T E A N D PLACE OF RECORDING: Recorded February 20, 2007 Dakota County Recorder, Document No. 2497741. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073394112 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7632 157th Street West, Apt. 308, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.49100.08.058 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2308, Morningview Condominiums, Dakota County, Minnesota, Condominiums File No. 60, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $87,703.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 1, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002632 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3163957 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 12, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Gardenview Place 1st, Dakota County, Minnesota 14338 STREET ADDRESS: Hickory Way, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-28950-01-260 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 12, 2012, from Scott Clark, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,247.60 for unpaid association dues, late fees, attorneys' fees and costs,plus any other such amounts that will accrue after September 12, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 20, 2012, as Document No. 2875483 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 16th day of November, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 16, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association THOMSEN & NYBECK, P.A. By: _________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place / Clark/ 12-7-303D) 3163812 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2005 MORTGAGOR: Anthony S. Fitzgerald and Ginger L. Fitzgerald, husband and wife. MORTGAGEE:Homeservices Lending, LLC DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Filed July 14, 2005, Dakota County Registrar of Titles, Document No. 569527 on Certificate of Title No. 136718. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 944 West 14th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 195750001120 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12) in Block One (1) in Pine Terrace, according to the map or plat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,902.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 23, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 21, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002461 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141425 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/31/2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,700.00 MORTGAGOR(S): Cynthia J. Michael, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 08/08/2006 as Document Number 2452000 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 08/28/2012 as Document Number 2890218 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 22-84650-01-320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Woodhill Premier Townhomes, Common Interest Community Number 482, Dakota County Minnesota ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: 18047 Kindred Court, Lakeville, MN 55044 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates,

VICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3516070020-5 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $243,269.55 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 10/19/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 04/19/2013, or the next business day if 04/19/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 09/06/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3141807 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 3 , 2006 MORTGAGOR: E l s a I . N i t z a n d Stephen A. Nitz, As Joint Tenants wife and husband. MORTGAGEE:Citibank, N.A. as successor by merger to CitiCorp Trust Bank, FSB. DATE AND PLACE OF RECORDING: Filed September 7, 2006, Dakota County Registrar of Titles, Document No. 597226 on Certificate of Title No. 099657. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiCorp Trust Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3585 148th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-62800-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, of Edwin Rahn Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,501.44 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,233.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 21, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-5281 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141558 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2010 MORTGAGOR: Michael J Baker and Sooryun S Baker, husband and wife. MORTGAGEE: Fifth Third Mortgage Company. DATE AND PLACE OF RECORDING: Filed December 3, 2010, Dakota County Registrar of Titles, Document No. T672072 on Certificate of Title No. 139237. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fifth Third Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Fifth Third Mortgage Company MORTGAGED PROPERTY ADDRESS: 5818 142ND Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-66700-05-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 5, Scottsbriar 1st, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,843.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns

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personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __April 30, 2 0 1 3 _ _ , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 29, 2012 Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-003158 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141296 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2003 MORTGAGOR: W i l l i a m V . G a g n o n and Leanne R. Gagnon, husband and wife. MORTGAGEE: H o m e k e y M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Filed July 24, 2003, Dakota County Registrar of Titles, Document No. 0507365 on Certificate of Title No. 118666. ASSIGNMENTS OF MORTGAGE: Assigned to: Union Planters Bank, N.A. And thereafter assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homekey Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 873 Cortland Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170306080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 6 in Apple Valley Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,501.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003820 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141776 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: August 17, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, covering the following property: LEGAL DESCRIPTION: Lot 31, Block 1, Gardenview Place 1st Addition, Dakota County, Minnesota STREET ADDRESS: 14349 Hickory Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-28950-01-310 2. Pursuant to said Declaration, there is claimed to be due and owing as of August 17, 2012, from Brian James Brieske, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,217.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after August 17, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on April 30, 2012, as Document No. 2865353 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 25th day of October, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on April 25, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Brieske/12-7-166D) 3138332 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 22, 2006 MORTGAGOR: Ryan Volk, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed January 17, 2007, Dakota County Registrar of Titles, Document No. 604516 on Certificate of Title No. 141840. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association as Trustee for the Certificate holders of Structured Asset Mortgage Investments II Inc., Bear Stearns Mortgage Funding Trust 2006-AR-3, Mortgage Pass-Through Certificates, Series 2006-AR3. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100386100002367399 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bear Stearns Residential Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20458 Kensfield Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 227139006105 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1105, CIC No. 340, Springbrook Condominiums, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,998.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001361 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157368 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 5 , 2003 MORTGAGOR: Reena J. Abraham, a single person. MORTGAGEE: Midamerica Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded September 18, 2003 Dakota County Recorder, Document No. A2111783. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc.. And thereafter assigned to: Mortgage Electronic Registation Systems, Inc.. And thereafter assigned to: CitiMortgage, Inc. . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Midamerica Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2708 Brookview Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02.32900.04.100 LEGAL DESCRIPTION OF PROPERTY: Lot ten (10), Block four (4), Highland Forest 1st addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,835.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,432.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 18, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002799 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141530 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,861.00 MORTGAGOR(S): Nabil Madani, A Single Man MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351599 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Dated: July 09, 2009 Recorded: July 20, 2009 Dakota County Recorder

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������ ������ ������� ���� inn. Stat. § to M County Recorder T H A��������� T p u r s u a n t ��� Document Number: 2672166 515B.3-116, said debt creates a lien Transaction Agent: Not Applicable upon said premises in favor of GlenTransaction Agent Mortgage Identifi- dale Heights Villas Association, as evication Number: Not Applicable denced by a lien statement recorded L e n d e r o r B r o k e r : N e w C e n t u r y on July 15, 2010, in the office of the Dakota County Recorder as Document Mortgage Corporation Residential Mortgage Servicer: Select No. 2740866; THAT pursuant to the power of sale Portfolio Servicing, Inc. granted by the owners in taking title to Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS the premises subject to said DeclaraLOCATED: Dakota tion, said lien will be foreclosed by the Property Address: 20568 Abbey Ln, sale of said property by the sheriff of said County at the Dakota County Farmington, MN 55024-7317 T a x P a r c e l I D N u m b e r : Sheriff’s Office, 1580 Highway 55, in 14-48706-05-154 the City of Hastings, County of Dakota, L E G A L D E S C R I P T I O N O F P R O P - Minnesota on October 25, 2012, at 10 ERTY: Unit No. 154, Common Interest a.m., at public auction to the highest Community No. 319, a condominium, bidder, for cash, to pay the amount Middle Creek Condominium, Dakota t h e n d u e f o r s a i d a s s e s s m e n t s , together with the costs of foreclosure, County, Minnesota. AMOUNT DUE AND CLAIMED TO BE including attorney’s fees as allowed by D U E A S O F D A T E O F N O T I C E : law. The time allowed by law for $167,969.06 redemption by the unit owners, their THAT all pre-foreclosure require- personal representatives or assigns is ments have been complied with; that six (6) months from the date of said no action or proceeding has been insti- sale. DATE TO VACATE PROPERTY: The tuted at law or otherwise to recover the debt secured by said mortgage, or any date on or before which the owner must vacate the property if the account part thereof; PURSUANT to the power of sale con- is not brought current or the property t a i n e d i n s a i d m o r t g a g e , t h e redeemed under Minn. Stat. § 580.23 is above-described property will be sold April 25, 2013. If the foregoing date is by the Sheriff of said county as fol- a Saturday, Sunday or legal holiday, then the date to vacate is the next lows: DATE AND TIME OF SALE: October business day at 11:59 p.m. 19, 2012 at 10:00 AM REDEMPTION NOTICE PLACE OF SALE: Dakota County THE TIME ALLOWED BY LAW Law Enforcement Center, 1580 High- F O R R E D E M P T I O N B Y T H E way 55, Lobby S-100, Hastings, Minne- OWNER, THE OWNER’S PERSONAL sota REPRESENTATIVE OR ASSIGNS, to pay the debt secured by said mort- MAY BE REDUCED TO FIVE WEEKS gage and taxes, if any, on said pre- I F A J U D I C I A L O R D E R I S mises and the costs and disburse- E N T E R E D U N D E R M I N N E S O T A ments, including attorney fees allowed STATUTES, SECTION 582.032, by law, subject to redemption within DETERMINING, AMONG OTHER six (6) months from the date of said THINGS, THAT THE PREMISES sale by the mortgagor(s), their per- ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN sonal representatives or assigns. If the Mortgage is not reinstated FIVE UNITS, ARE NOT PROPERTY under Minn. Stat. §580.30 or the prop- U S E D I N A G R I C U L T U R A L P R O erty is not redeemed under Minn. Stat. DUCTION, AND ARE ABANDONED. Dated: August 17, 2012 §580.23, the Mortgagor must vacate GLENDALE HEIGHTS VILLAS the property on or before 11:59 p.m. on ASSOCIATION, Lienor April 19, 2013, or the next business day if April 19, 2013 falls on a Satur- By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) day, Sunday or legal holiday. Carlson & Associates, Ltd. Mortgagor(s) released from financial 1052 Centerville Circle obligation: NONE Vadnais Heights, MN 55127 THIS COMMUNICATION IS FROM (651) 287-8640 A DEBT COLLECTOR ATTEMPTATTORNEY FOR GLENDALE HEIGHTS ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE VILLAS ASSOCIATION 3138117 9/6-10/11/12 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE NOTICE OF MORTGAGE TIME PROVIDED BY LAW IS NOT FORECLOSURE SALE AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that THE TIME ALLOWED BY LAW FOR default has occurred in the conditions REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- of the following described mortgage: DATE OF MORTGAGE: December 22, RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 2008 ORIGINAL PRINCIPAL AMOUNT OF CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION MORTGAGE: $167,226.00 M ORTGAGOR(S): Michael H. 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- Schauer, a single person MORTGAGEE: Mortgage Electronic GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Registration Systems, Inc. as nominee LESS THAN FIVE UNITS, ARE NOT for American Equity Mortgage, Inc., its PROPERTY USED IN AGRICULTURAL successors and assigns DATE AND PLACE OF RECORDING: PRODUCTION, AND ARE ABANDONED. Recorded: December 30, 2008 DATED: September 06, 2012 Dakota County Recorder ASSIGNEE OF MORTGAGEE: Document Number: 2628663 U.S. Bank National Association, ASSIGNMENTS OF MORTGAGE: as Trustee, on behalf of the And assigned to: BAC Home Loans holders of The Asset Backed Servicing, LP fka Countrywide Home Securities Corporation Home Loans Servicing, LP Equity Loan Trust, Series NC Dated: August 16, 2011 2005-HE8, Asset Backed Recorded: November 17, 2011 Pass-Through Certificates, Series Dakota County Recorder NC 2005-HE8 Document Number: 2831227 Wilford, Geske & Cook P.A. Transaction Agent: Mortgage ElecAttorneys for Assignee of Mortgagee tronic Registration Systems, Inc. 8425 Seasons Parkway, Suite 105 Transaction Agent Mortgage IdentifiWoodbury, MN 55125-4393 cation Number: 1002674-0000722756-2 (651) 209-3300 Lender or Broker: American Equity File Number: 006479F06 3139658 9/6-10/11/12 Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS NOTICE OF ASSESSMENT LIEN LOCATED: Dakota FORECLOSURE SALE Property Address: 5401 206th St W, THIS COMMUNICATION IS FROM A D E B T C O L L E C T O R . T H I S I S A N Farmington, MN 55024-1470 Tax Parcel ID Number: ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL 14-48703-107-05 LEGAL DESCRIPTION OF PROPBE USED FOR THAT PURPOSE N O T I C E I S H E R E B Y G I V E N t h a t ERTY: Unit No. 107, CIC No. 319, a default has been made in the terms Condominium, Middle Creek Condoand conditions of the Declaration of minium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE Glendale Heights Villas Association, (hereinafter the “Declaration”) DUE AS OF DATE OF NOTICE: recorded in the office of the County $181,649.26 THAT all pre-foreclosure requireRecorder of Dakota County, Minnesota as Document No. 2262454, which ments have been complied with; that no action or proceeding has been insticovers the following property: Unit No. 94, CIC No. 439, Glen- tuted at law or otherwise to recover the debt secured by said mortgage, or any dale Heights Villas 2497 Yellowstone Drive, Hastings, part thereof; PURSUANT to the power of sale conMinnesota 55033 tained in said mortgage, the PIN: 19-29702-094-05 THAT pursuant to said Declaration, above-described property will be sold there is claimed to be due and owing by the Sheriff of said county as folas of August 17, 2012, from Steve lows: DATE AND TIME OF SALE: October Strawmatt and Leah Strawmatt, title holders, to Glendale Heights Villas 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County Association, a Minnesota non-profit corporation, the amount of $5,568.33, Law Enforcement Center, 1580 Highfor assessments, late fees and collec- way 55, Lobby S-100, Hastings, Minnetion costs, plus additional assess- sota ments and other amounts that may to pay the debt secured by said morthave accrued since the date of this gage and taxes, if any, on said prenotice, including the costs of collec- mises and the costs and disbursements, including attorney fees allowed tion and foreclosure; THAT prior to the commencement of by law, subject to redemption within this foreclosure proceeding, Lienor six (6) months from the date of said complied with all notice requirements sale by the mortgagor(s), their peras required by statute; that no action sonal representatives or assigns. If the Mortgage is not reinstated or proceeding has been instituted at law or otherwise to recover the debt under Minn. Stat. §580.30 or the props e c u r e d b y s a i d l i e n , o r a n y p a r t erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate thereof; THAT the owners have not been the property on or before 11:59 p.m. on released from their financial obliga- April 19, 2013, or the next business tion to pay said amount; T H A T p u r s u a n t t o M i n n . S t a t . § ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ��������� ��� ���� ������ ������STATUTES, ������� SECTION MINNESOTA 582.032, DETERMINING, AMONG ���������� ���� ��������� April 19, 2013, or the next business day if April 19, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., as success o r b y m e r g e r t o B A C Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025896F01 3136314 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 0 , 2005 MORTGAGOR: Trudie L. Wieser, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 23, 2005 Dakota County Recorder, Document No. 2353677. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038900010020357 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyager Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 15837 Griffon Path, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-49102-16-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 16, Morningview 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,902.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 28, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002630 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3142042 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2005 MORTGAGOR: Timothy B Allen and Heather L Allen, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded September 30, 2005 Dakota County Recorder, Document No. 2365978. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20842 North Jacquard Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221775001030 LEGAL DESCRIPTION OF PROPERTY: The North 80 feet of Lot 3, Block 1, Clay's Acres, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,166.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004588 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3165153 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2005 MORTGAGOR: Peter L. Daudelin, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 22, 2005 Dakota County Recorder, Document No. 2391159. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500053161456 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Morgage Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 13124 Gable Lane, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-52016-02-028 LEGAL DESCRIPTION OF PROPERTY: Unit 28, Nordic Woods 17th Addition, CIC Number 158, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,596.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-001744 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3163942 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 7, 2007 MORTGAGOR: Jonathan Ejuwa and Susan Hyek-Ejuwa, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed June 19, 2007, Dakota County Registrar of Titles, Document No. 612558 on Certificate of Title No.

612558 on Certificate of Title No. 142311. ASSIGNMENTS OF MORTGAGE: Assigned to: J.P. Morgan Mortgage Acquisition Corp.. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800923998492 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 968 Oriole Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170603050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5) Block Three (3) Apple Valley Seventh Addition, according to the recorded plat thereof on file and of record in the Office of the Register of Titles in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,490.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __May 1, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 29, 2012 J.P. Morgan Mortgage Acquisition Corp. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 119 - 12-001072 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141280 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00 MORTGAGOR(S): James W. Tagtow and Christine R. Tagtow, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Resmae Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100241010017403516 SERVICER: Ocwen Loan Servicing, LLC LENDER: Resmae Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on May 19, 2006, as Document No. 590499. ASSIGNED TO: U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Asso-

merger to Lasalle Bank National Asso ciation, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Dated: April 20, 2010 , and recorded September 28, 2010 by Document No. T668294 . LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7) in Cedar Grove NO.3, According to the recorded Plat Thereof now on file and of record in the office of the register of Deeds within and for said County and State, Dakota County, Minnesota. PROPERTY ADDRESS: 2082 Bluestone Drive East, Saint Paul, MN 55122 PROPERTY I.D: 10-16702-07-010 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-Two Thousand Three Hundred Twenty-Six and 38/100 ($232,326.38) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 23, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 23, 2013, or the next business day if April 23, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 6, 2012 U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 10MN00458-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4292203 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012 3130009 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,200.00 MORTGAGOR(S): Steven M Strawmatt and Leah Strawmatt, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002614-9572667733-3 SERVICER: Ocwen Loan Servicing, LLC LENDER: Great Northern Financial Group, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on May 9, 2006, as Document No. 2427379. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-4 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-4 Dated: July 30, 2012 , and recorded August 9, 2012 by Document No. 2886379 . LEGAL DESCRIPTION OF PROPERTY: Unit No. 94, CIC No. 439, Glendale Heights Villas, Dakota County, Minnesota. PROPERTY ADDRESS: 2497 Yellowstone Dr, Hastings, MN 55033 PROPERTY I.D: 19-29702-05-094 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty

THE NOTICE: One Hundred Thirty Thousand One Hundred Sixty-Eight and 81/100 ($130,168.81) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 23, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 23, 2013, or the next business day if April 23, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 6, 2012 Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-4 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00758-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4294722 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012 3137077 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,360.00 MORTGAGOR(S): Wendy L. Alexander, a single woman and Michael H. Maurer, a single man MORTGAGEE: Option One Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: December 26, 2006 Dakota County Recorder Document Number: 2484013 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3 Dated: November 12, 2009 Recorded: November 18, 2009 Dakota County Recorder Document Number: 2697482 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Option One Mortgage Corporation Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14398 Banyan Ln, Rosemount, MN 55068-4456 Tax Parcel ID Number: 341470004110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Bloomfield, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,690.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

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sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 19, 2013, or the next business day if April 19, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025339F01 3141200 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 1 , 2001 MORTGAGOR: Michael A. Holmberg and Mary C. Holmberg, husband and wife. MORTGAGEE: Select Mortgage Corporation. DATE AND PLACE OF RECORDING: Filed December 4, 2001, Dakota County Registrar of Titles, Document No. 453834 on Certificate of Title No. 131617. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association . Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Select Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 2109 East 123RD Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 025370303140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, in Oak Leaf Plat Four COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $104,845.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless

11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3718 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149581 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 MORTGAGOR(S): Timothy Daniel Ericksen and Debra Ann Ericksen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 19, 2007 Dakota County Recorder Document Number: 2551656 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831232 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002533574-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9390 207th St W, Lakeville, MN 55044-5999 Tax Parcel ID Number: 22-18200-05-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Country Creek Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $293,884.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY

AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022931F02 3144009 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 13, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Lot 112, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota STREET ADDRESS: 5157 148th Street West, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-20505-01-112 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 13, 2012, from Jodene M. Kipfer, title holder, to the Association, a Minnesota non-profit corporation, the amount of $14,409.75 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after September 13, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. An Amended Notice of Lien evidencing the amount due was recorded on February 14, 2012, as Document No. 2849259 in the Dakota County Recorder's Office, which amends Notice of Lien filed on October 14, 2009 as Document No. 2690393. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 16th day of November, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 16, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 Diamond Path Villages/ Kipfer/08-7-845D) 3163777 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: August 29, 2012 1. Default has occurred in the conditions of a Mortgage, dated October 20, 2003, given by Richard George Rogers and Janice L. Rogers, as mortgagor, to Wakota Federal Credit Union, as mortgagee. Such mortgage was filed with the Registrar of Titles, Dakota County, Minnesota on December 31, 2003 as Document No. T526044.

2003 as Document No. T526044. 2. The original principal amount secured by the Mortgage was: $50,000.00 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $11,561.93 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lots Twelve (12) and Thirteen (13), Block One (1), Marshall's Add. to the City of South St. Paul, Dakota County, Minnesota will be sold by the Sheriff of Dakota County, Minnesota, at public auction on October 23, 2012 at 10:00 a.m., at the Sheriff's office, located at 1580 Highway 55, Hastings, Minnesota, 55033, to pay the debt then secured by said Mortgage and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law. 7. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is twelve (12) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Chapters 580 and 582, beginning after the expiration of the mortgagor's redemption period. If the mortgage is not reinstated or the property redeemed, and the mortgaged real estate is an owner-occupied single family dwelling, the mortgagor must vacate the property by 11:59 p.m. on October 23, 2013. 8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Property Address:213 - 13th Avenue North, South St. Paul, MN 55075 Parcel No(s).:36-47400-01-130 Mortgage ID No.76177 Servicer:None PETERSEN, PLC Attorney for Wakota Federal Credit Union, Mortgagee Mark A. Petersen (Atty. No. 278580) 228 East Chestnut Street, Suite 3 Stillwater, MN 55082 651-351-0500 WAK.004 / 76177 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 3136339 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): James R. Jack and Carrie L. Jack, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 09, 2007 Dakota County Registrar of Titles Document Number: 607126 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: June 15, 2011 Registered: March 13, 2012 Dakota County Registrar of Titles Document Number: T692997 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077975007 Lender or Broker: Tradition Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138590 and CECT 129244 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8287 Delaney Dr, Inver Grove Heights, MN 55076-2644 Tax Parcel ID Number: 20-18102-05-025 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25, CIC No. 351, Cobblestone Oaks III Condominium, A Common Interest Community, located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,357.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale con-

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������ ������ ��������� ��� to ���� PURSUANT to the power of sale ������� con allowed by law subject redemption t a i n e d i n s a i d m o r t g a g e , t h e within six (6) months from the date above-described property will be sold of said sale by the mortgagor(s), their by the Sheriff of said county as fol- personal representatives or assigns unless reduced to Five (5) weeks under lows: DATE AND TIME OF SALE: October MN Stat. §580.07. TIME AND DATE TO VACATE PROP26, 2012 at 10:00 AM PLACE OF SALE: Dakota County E R T Y : I f t h e r e a l e s t a t e i s a n Law Enforcement Center, 1580 High- owner-occupied, single-family dwellway 55, Lobby S-100, Hastings, Minne- ing, unless otherwise provided by law, sota the date on or before which the mortto pay the debt secured by said mort- gagor(s) must vacate the property if the gage and taxes, if any, on said pre- mortgage is not reinstated under secmises and the costs and disburse- tion 580.30 or the property is not ments, including attorney fees allowed redeemed under section 580.23 is by law, subject to redemption within 11:59 p.m. on May 1, 2013 unless the six (6) months from the date of said redemption period is reduced to 5 sale by the mortgagor(s), their per- weeks under MN Stat. Secs. 580.07 or 582.032. sonal representatives or assigns. MORTGAGOR(S) RELEASED FROM If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- FINANCIAL OBLIGATION ON MORTGAGE: None erty is not redeemed under Minn. Stat. "THE TIME ALLOWED BY LAW FOR §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on REDEMPTION BY THE MORTGAGOR, April 26, 2013, or the next business THE MORTGAGOR'S PERSONAL REPday if April 26, 2013 falls on a Satur- RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIday, Sunday or legal holiday. Mortgagor(s) released from financial CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION obligation: NONE THIS COMMUNICATION IS FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR ATTEMPT- OTHER THINGS, THAT THE MORTING TO COLLECT A DEBT. ANY GAGED PREMISES ARE IMPROVED INFORMATION OBTAINED WILL BE WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF PROPERTY USED IN AGRICULTURAL THE DEBT AND IDENTITY OF THE P R O D U C T I O N , A N D A R E ORIGINAL CREDITOR WITHIN THE ABANDONED." Dated: August 28, 2012 TIME PROVIDED BY LAW IS NOT PNC Bank, National Association AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4 - 12-003465 FC OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 9/13-10/18/12 WITH A RESIDENTIAL DWELLING OF 3149519 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. NOTICE OF MORTGAGE DATED: September 13, 2012 FORECLOSURE SALE ASSIGNEE OF MORTGAGEE: NOTICE IS HEREBY GIVEN that BANK OF AMERICA, N.A., S U C C E S S O R B Y M E R G E R T O default has occurred in the conditions BAC HOME LOANS SERVICING, of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 LP FKA COUNTRYWIDE HOME ORIGINAL PRINCIPAL AMOUNT OF LOANS SERVICING LP MORTGAGE: $225,000.00 Wilford, Geske & Cook P.A. MORTGAGOR(S): Manuel Oliveros Attorneys for Assignee of Mortgagee and Angela J Oliveros, Husband and 8425 Seasons Parkway, Suite 105 Wife Woodbury, MN 55125-4393 MORTGAGEE: Eagle Valley Bank, (651) 209-3300 National Association File Number: 025934F01 DATE AND PLACE OF RECORDING: 3142814 9/13-10/18/12 Recorded: June 23, 2005 Dakota County Recorder Document Number: 2333665 ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE And assigned to: Mortgage ElecFORECLOSURE SALE THE RIGHT TO VERIFICATION tronic Registration Systems, Inc Dated: May 27, 2005 OF THE DEBT AND IDENTITY OF Recorded: June 23, 2005 Dakota THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS County Recorder Document Number: 2333666 NOT AFFECTED BY THIS ACTION. And assigned to: Countrywide Home NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Loans Servicing LP Dated: November 14, 2008 the following described mortgage: Recorded: December 16, 2008 DATE OF MORTGAGE: F e b r u a r y 2 , Dakota County Recorder 2004 Document Number: 2627083 MORTGAGOR: Joseph J. Ciupik and Transaction Agent: Not Applicable Tamra L. Ciupik, husband and wife. Transaction Agent Mortgage IdentifiMORTGAGEE:Mortgage Enterprises cation Number: Not Applicable Inc.. Lender or Broker: Eagle Valley Bank, DATE AND PLACE OF RECORDING: Filed February 24, 2004, Dakota National Association Residential Mortgage Servicer: Bank County Registrar of Titles, Document No. 0530765 on Certificate of Title No. of America, N.A. Mortgage Originator: Not Applicable 114377. COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage LOCATED: Dakota Property Address: 4366 N Woodgate Co.. And thereafter assigned to: Deutsche Bank Trust Company Americas as Ln, Eagan, MN 55122-2278 Tax Parcel ID Number: Trustee. And thereafter assigned to: Deutsche Bank Trust Company Ameri- 10-47252-02-260 LEGAL DESCRIPTION OF PROPcas as Trustee RALI 2004-QS7. Said Mortgage being upon Regis- ERTY: Lot 26, Block 2, Mallard Park 3rd Addition, Dakota County, Minnetered Land. sota TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON D U E A S O F D A T E O F N O T I C E : $206,002.61 MORTGAGE: NONE THAT all pre-foreclosure requireLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ments have been complied with; that MORTGAGE: Mortgage Enterprises no action or proceeding has been instituted at law or otherwise to recover the Inc. R E S I D E N T I A L M O R T G A G E S E R - debt secured by said mortgage, or any VICER: PNC Bank, National Associa- part thereof; PURSUANT to the power of sale contion MORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e 3380 East 76TH Street, Inver Grove above-described property will be sold by the Sheriff of said county as folHeights, MN 55076 lows: TAX PARCEL I.D. #: 207115207080 DATE AND TIME OF SALE: October LEGAL DESCRIPTION OF PROP26, 2012 at 10:00 AM ERTY: PLACE OF SALE: Dakota County Lot 8 in Block 7 of South Grove No. 3 COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF sota to pay the debt secured by said mortMORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preDUE AS OF DATE OF NOTICE, INCLUD- mises and the costs and disburseING TAXES, IF ANY, PAID BY MORT- ments, including attorney fees allowed by law, subject to redemption within GAGEE: $199,208.20 That prior to the commencement of six (6) months from the date of said by the mortgagor(s), their persale this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- sonal representatives or assigns. If the Mortgage is not reinstated plied with all notice requirements as required by statute; That no action or under Minn. Stat. §580.30 or the propproceeding has been instituted at law erty is not redeemed under Minn. Stat. o r o t h e r w i s e t o r e c o v e r t h e d e b t §580.23, the Mortgagor must vacate secured by said mortgage, or any part the property on or before 11:59 p.m. on April 26, 2013, or the next business thereof; PURSUANT to the power of sale con- day if April 26, 2013 falls on a Saturtained in said mortgage, the above day, Sunday or legal holiday. Mortgagor(s) released from financial described property will be sold by the obligation: NONE Sheriff of said county as follows: DATE AND TIME OF SALE: NovemTHIS COMMUNICATION IS FROM ber 1, 2012 at 10:00 AM A DEBT COLLECTOR ATTEMPTPLACE OF SALE:Sheriff's Office, Law ING TO COLLECT A DEBT. ANY Enforcement Center, 1580 Hwy 55, INFORMATION OBTAINED WILL BE Lobby #S-100, Hastings, MN USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF to pay the debt then secured by said Mortgage, and taxes, if any, on said THE DEBT AND IDENTITY OF THE premises, and the costs and disburse- ORIGINAL CREDITOR WITHIN THE ments, including attorneys' fees allowed by law subject to redemption ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ��������� ��� ���� ������ ������ ������� Underwriting and Residential Fin a n c e T r u s t M o r t g a g e L o a n ���������� ���� ��������� ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026008F01 3149840 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,520.00 MORTGAGOR(S): Cynthia L. Smith, A Single Person MORTGAGEE: Wilmington Finance, a division of AIG Federal Savings Bank SERVICER: Ocwen Loan Servicing, LLC LENDER: Wilmington Finance, a division of AIG Federal Savings Bank. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on December 9, 2004, as Document No. 2274420 and Said mortgage modified by Loan Modification Agreement recorded on October 24,2011 as Document Number: 2826225 ASSIGNED TO: "The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association f/k/a JPMorgan Chase Bank, as Trustee - Specialty Underwriting and ResidentialFinance Trust Mortgage Loan Asset-Backed Certificates, Series 2005-BC1, Dated as of March 1, 2005 " Dated: August 6, 2012 , and recorded August 24, 2012 by Document No. 2889615 . LEGAL DESCRIPTION OF PROPERTY: North 1/2 of Lot 24 and all of Lots 25 and 26, Block 1, Deer Park, Dakota county, Minnesota PROPERTY ADDRESS: 319 14th Avenue South, South Saint Paul, MN 55075 PROPERTY I.D: 36-19900-01-260 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Five Thousand Eight Hundred Eighty-Seven and 14/100 ($175,887.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 30, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2013, or the next business day if April 30, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2012 "The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association f/k/a JPMorgan Chase Bank, as Trustee - Specialty Underwriting and Residential

Asset-Backed Certificates, Series 2005-BC1, Dated as of March 1, 2005 " Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00568-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299081 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012 3147967 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2006 MORTGAGOR: Amy N. Brenno and Garron D. Brenno, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association successor in interest by purchase from the FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank F.A. DATE AND PLACE OF RECORDING: Recorded April 28, 2006 Dakota County Recorder, Document No. 2424221. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank F.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 18866 Dylan Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 144780104030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Meadow Creek 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,659.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,752.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004234 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149804 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/18/2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Dudley M. Arp and Kathleen A. Arp, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 12/23/2004 as Document Number 2279132 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associations, L.P. DATE AND PLACE OF FILING: 01/24/2012 as Document Number 2844441 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Wood Park Plat Twelve, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 14306 Portland Avenue S., Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 02-84811-01-040 ABSTRACT PROPERTY LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-5714110018-0 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,757.72 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 11/09/2012 at 10:00 A.M. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 05/09/2013 or the next business day if 05/09/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 9/27/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3158644 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 1 , 2006 MORTGAGOR: Lydell A Johnson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 19, 2006 Dakota County Recorder, Document

Dakota County Recorder, Document No. 2462299. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520038321842 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 7011 164th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21175-06-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Donnays Valley Park 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,502.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __May 8, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 6, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-002636 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149530 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2009 MORTGAGOR: M a r k A . T a r t a g a l i a and Felicia A. Edmark, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 26, 2009 Dakota County Recorder, Document No. 2639731. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000830337531 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7635 Upper 167th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760001130 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 13, Block 1, Foxborough, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,558.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $256,305.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 25, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 27, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004010 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149865 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 22, 2008 MORTGAGOR: A m b e r D u f f y a n d Darin Duffy, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 26, 2008 Dakota County Recorder, Document No. 2614869. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000828330134 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 509 3rd Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32150-61-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 61, Town of Hastings, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,448.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,547.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-266-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149823 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2009 MORTGAGOR: T o d d J . B e r r y , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. . DATE AND PLACE OF RECORDING: Recorded December 21, 2009 Dakota County Recorder, Document No. 2703621. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550272808576 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First American Bank, NA RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 19600 Escalade Way, Unit 1208, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.16600.11.208 LEGAL DESCRIPTION OF PROPERTY: Unit 1208, Charleswood Crossing, Common Interest Community No. 520 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,518.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,929.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

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MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2012 Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92 - 12-004485 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149558 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,163.00 MORTGAGOR(S): Arthur L Ham Jr and Vickie Ham, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Rescue Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 02, 2009 Dakota County Recorder Document Number: 2687881 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: June 01, 2012 Recorded: June 13, 2012 Dakota County Recorder Document Number: 2874115 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002489-0000003242-6 Lender or Broker: Rescue Mortgage, Inc Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8280 172nd St W, Lakeville, MN 55044-6208 Tax Parcel ID Number: 22-84600-04-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Woodbury First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,994.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025962F01 3148061 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2007 MORTGAGOR: Suzanne C. Mueller, a single person. MORTGAGEE:Chase Bank USA, NA. DATE AND PLACE OF RECORDING: Recorded April 27, 2007 Dakota County Recorder, Document No. 2512801. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, NA s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, NA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20673 Hampshire Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205202050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Village Creek 3rd Addition, CIC No. 327 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,356.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 9 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003891 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3165024 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Sharon V Mitchell, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325562 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5665 126th St W, Apple Valley, MN 55124-8228 Tax Parcel ID Number: 01-57675-01-320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Pinecrest Townhomes, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,179.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026108F01 3155984 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2006 MORTGAGOR: Daniel J. Ronayne, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 16, 2006 Dakota County Recorder, Document No. 2438433. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000250979 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 6754 162ND Street West, Lakeville, MN

6754 162ND Street West, Lakeville, MN 55068 T A X P A R C E L I . D . # : 22-21172-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Donnay's Valley Park 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,625.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,810.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-002955 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3155998 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,005.00 MORTGAGOR(S): Steven K. Darnell, husband and Cynthia A. Darnell, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 11, 2009 Dakota County Recorder Document Number: 2642937 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: December 09, 2011 Recorded: March 20, 2012 Dakota County Recorder Document Number: 2856701 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402187427731 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4401 Braddock Trl, Eagan, MN 55123-1929 Tax Parcel ID Number: 10-45091-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Lexington Pointe Seventh Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,198.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

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������ ��������� ��� ���� by the Sheriff of said������ county as������� fol mortgage is not reinstated under sec lows: tion 580.30 or the property is not DATE AND TIME OF SALE: Novem- redeemed under section 580.23 is ber 02, 2012 at 10:00 AM 1 1 : 5 9 p . m . o n _ M a y 8 , PLACE OF SALE: Dakota County 2013_____________________, unless the Law Enforcement Center, 1580 High- redemption period is reduced to 5 way 55, Lobby S-100, Hastings, Minne- weeks under MN Stat. Secs. 580.07 or sota 582.032. to pay the debt secured by said mortMORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: None ments, including attorney fees allowed "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns. If the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the prop- MINNESOTA STATUTES, SECTION erty is not redeemed under Minn. Stat. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G §580.23, the Mortgagor must vacate OTHER THINGS, THAT THE MORTthe property on or before 11:59 p.m. on GAGED PREMISES ARE IMPROVED May 02, 2013, or the next business day WITH A RESIDENTIAL DWELLING OF if May 02, 2013 falls on a Saturday, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Sunday or legal holiday. Mortgagor(s) released from financial P R O D U C T I O N , A N D A R E ABANDONED." obligation: NONE Dated: September 10, 2012 THIS COMMUNICATION IS FROM JPMorgan Chase Bank, National A DEBT COLLECTOR ATTEMPTAssociation ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Attorneys for Mortgagee/Assignee of THE DEBT AND IDENTITY OF THE Mortgagee ORIGINAL CREDITOR WITHIN THE 4500 Park Glen Road #300 T I M E P R O V I D E D B Y L A W I S N O T Minneapolis, MN 55416 (952) 925-6888 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 30 - 12-001436 FC REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 9/20-10/25/12 RESENTATIVES OR ASSIGNS, MAY BE 3157360 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in the conditions LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: July 02, 2009 PROPERTY USED IN AGRICULTURAL ORIGINAL PRINCIPAL AMOUNT OF PRODUCTION, AND ARE ABANDONED. MORTGAGE: $322,800.00 DATED: September 20, 2012 MORTGAGOR(S): Brenda Lysholm, a ASSIGNEE OF MORTGAGEE: single person, Myron R Lysholm, and Suntrust Mortgage, Inc. Julia L Lysholm, Husband and Wife Wilford, Geske & Cook P.A. MORTGAGEE: Mortgage Electronic Attorneys for Assignee of Mortgagee Registration Systems, Inc. 8425 Seasons Parkway, Suite 105 DATE AND PLACE OF RECORDING: Woodbury, MN 55125-4393 Recorded: July 15, 2009 Dakota (651) 209-3300 County Recorder File Number: 023357F01 Document Number: 2671463 3153140 9/20-10/25/12 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A. Dated: May 12, 2012 NOTICE OF MORTGAGE Recorded: May 17, 2012 Dakota FORECLOSURE SALE THE RIGHT TO VERIFICATION County Recorder Document Number: 2868797 OF THE DEBT AND IDENTITY OF Transaction Agent: Mortgage ElecTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that cation Number: 1000255-0000167957-8 Lender or Broker: Bank of America, default has occurred in conditions of N.A. the following described mortgage: Residential Mortgage Servicer: Bank DATE OF MORTGAGE: O c t o b e r 1 5 , of America, N.A. 2009 Mortgage Originator: Not Applicable MORTGAGOR: E r i n M . Y o u n g , a COUNTY IN WHICH PROPERTY IS single person. MORTGAGEE: Mortgage Electronic LOCATED: Dakota Property Address: 17630 Hemlock Registration Systems, Inc. DATE AND PLACE OF RECORDING: Ave, Lakeville, MN 55044-3908 Tax Parcel ID Number: Recorded October 28, 2009 Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . 22-57200-05-080 LEGAL DESCRIPTION OF PROP2692977. A S S I G N M E N T S O F M O R T G A G E : ERTY: Lot 8, Block 5, Pine Grove, Assigned to: JPMorgan Chase Bank, according to the recorded plat thereof, and situate in Dakota County, MinneNational Association. TRANSACTION AGENT: Mortgage sota AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT- D U E A S O F D A T E O F N O T I C E : GAGE IDENTIFICATION NUMBER ON $320,953.82 THAT all pre-foreclosure requireMORTGAGE: 1000269-0010121434-3 LENDER OR BROKER AND MORT- ments have been complied with; that G A G E O R I G I N A T O R S T A T E D O N no action or proceeding has been instiMORTGAGE: Bell America Mortgage, tuted at law or otherwise to recover the debt secured by said mortgage, or any LLC, d/b/a Bell Mortgage R E S I D E N T I A L M O R T G A G E S E R - part thereof; PURSUANT to the power of sale conVICER: JPMorgan Chase Bank, tained in said mortgage, the National Association MORTGAGED PROPERTY ADDRESS: above-described property will be sold 49 Birnamwood Drive, Burnsville, MN by the Sheriff of said county as follows: 55337 DATE AND TIME OF SALE: NovemTAX PARCEL I.D. #: 021400008020 LEGAL DESCRIPTION OF PROP- ber 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County ERTY: Lot 2, Block 8, Birnamwood Plat 1, Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneDakota County, Minnestoa COUNTY IN WHICH PROPERTY IS sota to pay the debt secured by said mortLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said premises and the costs and disburseMORTGAGE: $163,050.00 AMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said sale by the mortgagor(s), their perGAGEE: $170,891.88 That prior to the commencement of sonal representatives or assigns. If the Mortgage is not reinstated this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t May 02, 2013, or the next business day secured by said mortgage, or any part if May 02, 2013 falls on a Saturday, Sunday or legal holiday. thereof; Mortgagor(s) released from financial PURSUANT to the power of sale contained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: Novem- ING TO COLLECT A DEBT. ANY ber 8, 2012 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE:Sheriff's Office, Law USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Enforcement Center, 1580 Hwy 55, THE DEBT AND IDENTITY OF THE Lobby #S-100, Hastings, MN to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ments, including attorneys' fees allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the mortgage is not reinstated under sec- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ��������� ��� ���� ������SERVICER: ������Ocwen ������� Loan LLC ���������� ���� ��������� LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026037F01 3150732 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Mark Anthony Peterson, a single man MORTGAGEE: Mortgages Unlimited, Inc SERVICER: Ocwen Loan Servicing, LLC LENDER: Mortgages Unlimited, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 8, 2008, as Document No. 2611852. ASSIGNED TO: Ocwen Loan Servicing LLC Dated: August 7, 2012 , and recorded August 27, 2012 by Document No. 2889837 . LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Westbury 4th addition, Dakota County, Minnesota PROPERTY ADDRESS: 3926 Westbury Trail, Eagan, MN 55123 PROPERTY I.D: 10-83653-01-100 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-One Thousand Nine Hundred Eighty-Nine and 72/100 ($181,989.72) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 6, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 Ocwen Loan Servicing LLC Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 10MN00618-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4300095 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3150207 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Gonzalo G. Gonzalez and Maria L. Gonzalez, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, INC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100176104052878010 SERVICER: Ocwen Loan Servicing,

Servicing,

LENDER: Accredited Home Lenders, INC.. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title , on August 3, 2004, as Document No. 543755, said Mortgage reformed by court order Recorded on April 30,2010, as Document Number. 661250. ASSIGNED TO: Deutsche Bank National Trust Company as Trustee for GSAMP Trust 2004-AHL, Pooling and Servicing Agreement dated as of October 1, 2004 Dated: November 11, 2010 , and recorded May 3, 2011 by Document No. T679139 . LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-one (21),Block Five(5),Cedar Grove No.5,according to the recorded plat thereof on file and of record in the office of the Register of deeds Dakota County, Minnesota. PROPERTY ADDRESS: 4035 Mica Trail, Eagan, MN 55122 PROPERTY I.D: 10-16704 -05-210 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Sixty-Nine Thousand Six Hundred Twenty-Four and 61/100 ($269,624.61) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 30, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2013, or the next business day if April 30, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2012 Deutsche Bank National Trust Company as Trustee for GSAMP Trust 2004-AHL, Pooling and Servicing Agreement dated as of October 1, 2004 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 11MN00915-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4297136 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012 3143775 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,454.00 MORTGAGOR(S): Randolph Reynolds, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Savings of America, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 12, 2010 Dakota County Recorder Document Number: 2746068 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: March 29, 2012 Recorded: April 09, 2012 Dakota County Recorder Document Number: 2860609 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100442510070472420 Lender or Broker: Home Savings of America Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1916 55th Street Ct E, Inver Grove Heights, MN 55077-1688 Tax Parcel ID Number: 20-22100-01-120 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 12, Block 1, Dupont Stevens Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,591.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026009F01 3147919 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,100.00 MORTGAGOR(S): Jerry G Claussen and Michelle M Claussen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage of NY a division of Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000592661 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage of NY a division of Delta Funding Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 24, 2006, as Document No. 2422784. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Home Equity Loan Trust 2006-1. Dated: October 7, 2008 , and recorded January 22, 2009 by Document No. 2631965 . LEGAL DESCRIPTION OF PROPERTY: REAL PROPERTY IN DAKOTA COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: Lot 7, Block 2, Riverwood 2ND addition, according to the recorded Plat thereof, and situate to Dakota County, MInnesota. PROPERTY ADDRESS: 3120 Teal Ct, Hastings, MN 55033 PROPERTY I.D: 19-64376-02-070 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Eight Thousand Six Hundred Two and 70/100 ($188,602.70) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 6, 2012

on November 6, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Home Equity Loan Trust 2006-1. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 09MN00058-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299067 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3147895 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 MORTGAGOR(S): Mary Ann Maughan and Daniel N. Maughan, wife and husband MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 17, 2005 Dakota County Recorder Document Number: 2331578 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5443 180th St W, Farmington, MN 55024-9280 Tax Parcel ID Number: 14-19500-08-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 8, Dakota County Estates, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,187.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024378F01 3155249 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 MORTGAGOR(S): Diane M. Arnold, a unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 13, 2004 Dakota County Recorder Document Number: 2275229 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7066 159th St W, Apple Valley, MN 55124-5130 Tax Parcel ID Number: 01-11653-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Apple Ponds 4th Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,272.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018439F02 3155242 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,539.00 MORTGAGOR(S): Jessenia J. Berrios, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 29, 2010 Dakota County Registrar of Titles

Dakota County Registrar of Titles Document Number: T668468 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 01, 2012 Registered: May 15, 2012 Dakota County Registrar of Titles Document Number: T696350 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025500008931360 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 149784 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2030 Bluestone Ln, Eagan, MN 55122-2865 Tax Parcel ID Number: 10-16702-07-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 7 in Cedar Grove No. 3, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,260.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025995F01 3152508 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2007 MORTGAGOR: Brandon L. Schloegel, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2007 Dakota County Recorder, Document No. 2545234. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0002505768-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1465 Pringle Court, Hastings, M N 55033 T A X P A R C E L I . D . # :

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T A X P A R C E L I . D . # : 19-19601-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Dakota View Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,723.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 09, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 09,2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 18, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-003507 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157349 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Teodoro Lozano and Mary T. Lozano, Husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for BNC Mortgage, Inc., a Delaware Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200003118442 SERVICER: Ocwen Loan Servicing, LLC LENDER: BNC Mortgage, Inc., A Delaware Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on April 17, 2007, as Document No. 609125. ASSIGNED TO: Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Dated: April 3, 2007 , and recorded August 21, 2012 by Document No. T701448 . LEGAL DESCRIPTION OF PROPERTY: The land referred to in this commitment is described as follows: Lot One (1) in Block Four (4) of South Grove No. 5, Dakota County, Minnesota. PROPERTY ADDRESS: 3738 Upper 71st St E, Inver Grove Heights, MN 55076 PROPERTY I.D: 207115404012 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-One Thousand Six Hundred Twelve and 03/100 ($171,612.03) THAT no action or proceeding has been instituted at law to recover the

been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 6, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299999 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3149482 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2004 MORTGAGOR: Russyl J. Magnuson as his sole and separate property, a single person. MORTGAGEE: T r u s t e d M o r t g a g e Company. DATE AND PLACE OF RECORDING: Recorded November 19, 2004 Dakota County Recorder, Document No. 2268965. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor by merger to Chase Home Finance, LLC, s/b/m to Chase Manhattan Mortgage Corporation. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Trusted Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 12946 Nicollet Avenue South, Unit 102, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01300-16-560 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 102, 12946 Nicollet Avenue, Ridgeview Condominium Homes, Condominium File Number 15, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $61,903.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-12311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157791 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2008 MORTGAGOR: M a r k A . S c h n e i d e r and Deborah K, Schneider, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 2, 2008 Dakota County Recorder, Document No. 2625026. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0003464962-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 1 7 3 3 2 I t h a c a L a n e , L a k e v i l l e , MN 55044 T A X P A R C E L I . D . # : 22-13201-04-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Barrett Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,803.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-003022 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157307 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,721.00 MORTGAGOR(S): Scott D Collings and Julie A Hart-Collings, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation, it successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 17, 2008 Dakota County Recorder Document Number: 2613662 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP Dated: September 10, 2010 Recorded: September 17, 2010 Dakota County Recorder Document Number: 2753237 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061907000058669 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20737 Akin Road W, Farmington, MN 55024-8024 Tax Parcel ID Number: 14.02500.80.082 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Southeast Quarter of Section 25, Township 114, Range 20, described as follows: Commencing at a point on the North line of said Northeast Quarter of Southeast Quarter a distance of 1034.7 feet West of the Northeast corner thereof; thence South 34 degrees 58 minutes 00 seconds East 890.65 feet; thence South 25 degrees 31 minutes 00 seconds East 379.55 feet to the a c t u a l po i n t o f b e g i n n i n g ; t hence South 64 degrees 34 minutes 00 seconds West 290.4 feet; thence South 25 degrees 31 minutes 00 seconds East to the south line of said Northeast Quarter of the Southeast Quarter; thence east along said south line to the centerline of C.S.A.H. No. 31; thence northwesterly along said centerline to the point of beginning. Lying southerly of the following described line: Commencing at a point on the North line of said Northeast Quarter of Southeast Quarter a distance of 1034.7 feet West of the Northeast corner thereof; thence South 34 degrees 58 minutes 00 seconds East 890.65 feet; thence South 25 degrees 31 minutes 00 seconds east 379.55 feet; thence South 64 degrees 34 minutes 00 seconds West 290.4 feet; thence South 25 degrees 31 minutes 00 seconds East a distance of 74.86 feet to the beginning of the line to be described; thence North 73 degrees 31 minutes 56 seconds East to the centerline of C.S.A.H. No. 31 and said line there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,318.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

���

������ ������� ��������� ��� 1580 ����Hwy 55, If the Mortgage is ������ not reinstated Enforcement Center, u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e Lobby #S-100, Hastings, MN property is not redeemed under Minn. to pay the debt then secured by said Stat. §580.23, the Mortgagor must Mortgage, and taxes, if any, on said vacate the property on or before 11:59 p r e m i s e s , a n d t h e c o s t s a n d p.m. on May 09, 2013, or the next disbursements, including attorneys' business day if May 09, 2013 falls on a f e e s a l l o w e d b y l a w s u b j e c t t o Saturday, Sunday or legal holiday. redemption within six (6) months from Mortgagor(s) released from financial t h e d a t e o f s a i d s a l e b y t h e obligation: NONE mortgagor(s), their personal represenTHIS COMMUNICATION IS FROM tatives or assigns unless reduced to A DEBT COLLECTOR ATTEMPTING Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE PROPERTY: If the real estate is an owner-occupied, single-family USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF dwelling, unless otherwise provided by THE DEBT AND IDENTITY OF THE law, the date on or before which the ORIGINAL CREDITOR WITHIN THE mortgagor(s) must vacate the property T I M E P R O V I D E D B Y L A W I S N O T if the mortgage is not reinstated under AFFECTED BY THIS ACTION. section 580.30 or the property is not THE TIME ALLOWED BY LAW FOR redeemed under section 580.23 is REDEMPTION BY THE MORTGAGOR, 11:59 p.m. on March 20, 2013, unless T H E M O R T G A G O R ' S P E R S O N A L the redemption period is reduced to 5 REPRESENTATIVES OR ASSIGNS, weeks under MN Stat. Secs. 580.07 or MAY BE REDUCED TO FIVE WEEKS IF 582.032. A JUDICIAL ORDER IS ENTERED MORTGAGOR(S) RELEASED FROM UNDER MINNESOTA STATUTES, F I N A N C I A L O B L I G A T I O N O N SECTION 582.032, DETERMINING, MORTGAGE: None AMONG OTHER THINGS, THAT THE "THE TIME ALLOWED BY LAW FOR M O R T G A G E D P R E M I S E S A R E REDEMPTION BY THE MORTGAGOR, IMPROVED WITH A RESIDENTIAL T H E M O R T G A G O R ' S P E R S O N A L D W E L L I N G O F L E S S T H A N F I V E REPRESENTATIVES OR ASSIGNS, UNITS, ARE NOT PROPERTY USED IN MAY BE REDUCED TO FIVE WEEKS IF AGRICULTURAL PRODUCTION, AND A J U D I C I A L O R D E R I S E N T E R E D ARE ABANDONED. UNDER MINNESOTA STATUTES, SECDATED: September 27, 2012 TION 582.032, DETERMINING, AMONG ASSIGNEE OF MORTGAGEE: O T H E R T H I N G S , T H A T T H E Bank of America, N.A., successor M O R T G A G E D P R E M I S E S A R E by merger to BAC Home Loans I M P R O V E D W I T H A R E S I D E N T I A L Servicing, LP, F/K/A Countrywide D W E L L I N G O F L E S S T H A N F I V E Home Loans Servicing, LP UNITS, ARE NOT PROPERTY USED IN Wilford, Geske & Cook P.A. AGRICULTURAL PRODUCTION, AND Attorneys for Assignee of Mortgagee ARE ABANDONED." 8425 Seasons Parkway, Suite 105 Dated: July 18, 2012 Woodbury, MN 55125-4393 JPMorgan Chase Bank, National (651) 209-3300 Association File Number: 026180F01 Mortgagee/Assignee of Mortgagee 3163767 9/27-11/1/12 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 NOTICE OF MORTGAGE Minneapolis, MN 55416 FORECLOSURE SALE (952) 925-6888 THE RIGHT TO VERIFICATION 30 - 30-11364 OF THE DEBT AND IDENTITY OF THIS IS A COMMUNICATION FROM THE ORIGINAL CREDITOR WITHIN A DEBT COLLECTOR. THE TIME PROVIDED BY LAW IS NOTICE OF POSTPONEMENT OF NOT AFFECTED BY THIS ACTION. MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that Pursuant to the provisions of default has occurred in conditions of Minnesota Statutes 580.07, the foregothe following described mortgage: ing foreclosure sale is postponed until DATE OF MORTGAGE: A u g u s t 8 , November 29, 2012 at 10:00 AM at the 2007 Sheriff's Office, Law Enforcement MORTGAGOR: Efrain Elder Salguero, Center, 1580 Hwy 55, Lobby #S-100, an unmarried person. Hastings, MN, in said county and state. MORTGAGEE: Mortgage Electronic Dated: September 24, 2012. Registration Systems, Inc. JPMorgan Chase Bank, National DATE AND PLACE OF RECORDING: Association Filed September 27, 2007, Dakota Mortgagee/Assignee of Mortgagee County Registrar of Titles, Document USSET, WEINGARDEN AND LIEBO, P.L.L.P. No. 617894 on Certificate of Title No. Attorneys for Mortgagee/Assignee of 143499. Mortgagee A S S I G N M E N T S O F M O R T G A G E : 4500 Park Glen Road #300 Assigned to: JPMorgan Chase Bank, Minneapolis, MN 55416 National Association. (952) 925-6888 Said Mortgage being upon Regis- 30-11364 tered Land. THIS IS A COMMUNICATION FROM TRANSACTION AGENT: Mortgage A DEBT COLLECTOR. Electronic Registration Systems, Inc. 3164708 9/27/12 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000817375124 LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE NOTICE IS HEREBY GIVEN that MORTGAGE: Freedom Mortgage Cordefault has occurred in the conditions poration R E S I D E N T I A L M O R T G A G E S E R - of the following described mortgage: DATE OF MORTGAGE: November 30, VICER: JPMorgan Chase Bank, 2004 National Association ORIGINAL PRINCIPAL AMOUNT OF MORTGAGED PROPERTY ADDRESS: 1171 Kruse Street, West Saint Paul, MORTGAGE: $589,000.00 MORTGAGOR(S): Steven Michael MN 55118 Goutierez and Raquel Goutierez, husTAX PARCEL I.D. #: 428381002110 LEGAL DESCRIPTION OF PROP- band and wife MORTGAGEE: Mortgage Electronic ERTY: Registration Systems, Inc. as nominee LEGAL DESCRIPTION for WMC Mortgage Corp., its succesEXHIBIT “A” THE LAND REFERRED TO HEREIN sor and assigns. DATE AND PLACE OF RECORDING: BELOW IS SITUATED IN THE COUNTY Recorded: January 13, 2005 Dakota OF DAKOTA, STATE OF MINNESOTA, County Recorder AND IS DESCRIBED AS FOLLOWS: Document Number: 2285026 Exhibit A ASSIGNMENTS OF MORTGAGE: Lot Nine (9) excepting therefrom the And assigned to: Wells Fargo Bank North Thirty two and Eighty five hundredths (32.85) feet, and that NA for the Benefit of Asset Backed part of Lots Ten (10) and Eleven (11) Securities Corporation Home Equity Loan Trust, Series 2005-HE3 Asset lying North and Northeast of the folBacked Pass through Certificates, lowing described line: Beginning at a point on the West line Series 2005-HE3 Dated: June 09, 2008 of said Lot Eleven (11), Twenty (20) Recorded: June 24, 2008 Dakota feet south of the Northwest corner thereof, thence East at right angles County Recorder Document Number: 2598543 to a point on the Easterly line of said Transaction Agent: Mortgage ElecLot Eleven (11); thence Southeasterly to a point on the Southeasterly tronic Registration Systems, Inc. Transaction Agent Mortgage Identifiline of said Lot Ten (10); midway between the Northeasterly corner cation Number: 100136300110895231 Lender or Broker: WMC Mortgage and the Southwesterly corner of said Lot Ten (10); all in Block Two (2), Corp. Residential Mortgage Servicer: Select Westchester Heights No. 2 Re-arrangement, according to the - BOA Investor Mortgage Originator: Not Applicable plat thereof on file and of record in COUNTY IN WHICH PROPERTY IS the office of the Registrar of Titles in LOCATED: Dakota and for said County and State. Property Address: 16125 Hominy Ct, COUNTY IN WHICH PROPERTY IS Lakeville, MN 55044-4448 LOCATED: Dakota Tax Parcel ID Number: ORIGINAL PRINCIPAL AMOUNT OF 22-81750-08-140 MORTGAGE: $195,000.00 LEGAL DESCRIPTION OF PROPAMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E , ERTY: Lot 14, Block 8, Vermillion INCLUDING TAXES, IF ANY, PAID BY Springs AMOUNT DUE AND CLAIMED TO BE MORTGAGEE: $238,251.99 That prior to the commencement of D U E A S O F D A T E O F N O T I C E : this mortgage foreclosure proceeding $741,041.18 THAT all pre-foreclosure requireMortgagee/Assignee of Mortgagee complied with all notice requirements ments have been complied with; that as required by statute; That no action no action or proceeding has been instior proceeding has been instituted at tuted at law or otherwise to recover the law or otherwise to recover the debt debt secured by said mortgage, or any secured by said mortgage, or any part part thereof; PURSUANT to the power of sale conthereof; PURSUANT to the power of sale t a i n e d i n s a i d m o r t g a g e , t h e contained in said mortgage, the above above-described property will be sold described property will be sold by the by the Sheriff of said county as follows: Sheriff of said county as follows: DATE AND TIME OF SALE: March DATE AND TIME OF SALE: Sep30, 2012 at 10:00 AM tember 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ��������� ��� ���� ������NOTICE ������ ������� OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE ���������� ���� ��������� 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to April 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 28, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE A S S E T B A C K E D SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 16, 2012 at 10:00 AM has been postponed to July 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 29, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE B A C K E D A S S E T SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2012 at 10:00 AM has been postponed to August 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 25, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE A S S E T B A C K E D SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 16, 2012 at 10:00 AM has been postponed to September 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE B A C K E D A S S E T SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF

The above referenced sale scheduled for September 17, 2012 at 10:00 AM has been postponed to October 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 17, 2012 at 10:00 AM has been postponed to December 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE A S S E T B A C K E D SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 3162590 9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,400.00 MORTGAGOR(S): Michael Asmondy , a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Franklin Financial Corp., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 14, 2007 Dakota County Recorder Document Number: 2517045 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: August 14, 2009 Recorded: September 04, 2009 Dakota County Recorder Document Number: 2682577 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240013901100 Lender or Broker: First Franklin Financial Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6458 157th St W, Apple Valley, MN 55124-6008 Tax Parcel ID Number: 01.63402.21.020 LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 21, REGATTA 3RD ADDITION, CIC NO. 281, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,744.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 21, 2013, or the next business day if January 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025201F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 17, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successorby merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage LoanTrust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2012 at 10:00 AM has been postponed to September 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successorby merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage LoanTrust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 19, 2012 at 10:00 AM has been postponed to October 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 05, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successorby merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage LoanTrust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 19, 2012 at 10:00 AM has been postponed to December 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successorby merger to LaSalle Bank, N.A., as Trustee for Merrill Lynch First Franklin Mortgage LoanTrust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025201F01 3162543 9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2007 MORTGAGOR: Charlene Ann Smith f/k/a Charlene Ann Smith Thompson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 28, 2007 Dakota County Recorder, Document No. 2563707. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000820921724

MORTGAGE: 100073000820921724 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1607 Lacota Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021855003040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Crosstown Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,333.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 17, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 4, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 19, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3158656 9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 03, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Morganna Starrett Ochtera, FKA Morganna L. Johnson, and Christopher John Ochtera, husband and MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 01, 2003 Dakota County Recorder Document Number: 2146485 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mort-

holders of CWMBS, Inc., CHL Mort gage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Dated: March 26, 2012 Recorded: April 02, 2012 Dakota County Recorder Document Number: 2858978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0002916597-0 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15373 Flower Way, Apple Valley, MN 55124-3126 Tax Parcel ID Number: 01-55900-05-066 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 66, ORCHARD POINTE CONDOMINIUMS, CIC NO. 311, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,634.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 21, 2013, or the next business day if January 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2012 at 10:00 AM has been postponed to September 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 15, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 19, 2012 at 10:00 AM has been postponed to October 19, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580

County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2003-53 Mortgage Pass-Through Certificates, Series 2003-53 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025196F01 3159539 9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2004 MORTGAGOR: M i c h a e l A l l e n , a single person. MORTGAGEE: First Mortgage Financial Corp. DATE AND PLACE OF RECORDING: Recorded August 26, 2004 Dakota County Recorder, Document No. 2242334. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Mortgage Financial Corp RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 20525 Kalmeadow Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 227150005130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 5, St. Frances Woods 7th Addition, CIC 295, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,247.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __January 14, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 10, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888

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MORTGAGE: United Residential Mortgage, L.L.C. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association ���������� ���� ��������� MORTGAGED (952) 925 6888 PROPERTY ADDRESS: 854 Jonathan Drive, Apple Valley, MN 19-3331 55124IS A COMMUNICATION FROM THIS T A X COLLECTOR. P A R C E L I . D . # : A DEBT 01-11709-04-020 NOTICE OF POSTPONEMENT OF LEGAL DESCRIPTION OF SALE PROPMORTGAGE FORECLOSURE ERTY: Pursuant to the provisions of M i Lot n n e2, s oBlock t a S t a4, t u Apple t e s 5 8Valley 0 . 0 7 , 10th the f o rAddition, e g o i n g Dakota f o r e cCounty, l o s u r eMinnesota. sale is COUNTYuntil IN WHICH PROPERTY IS postponed September 20, 2012 at LOCATED: 10:00 AM atDakota the Sheriff's Office, Law ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, MORTGAGE: $242,250.00 Lobby #S-100, Hastings, MN, in said AMOUNT DUE AND CLAIMED TO BE county and state. DUE AS OF 16, DATE OF NOTICE, INCLUDDated: July 2012. ING U.S. TAXES, ANY, PAID BY MORTBankIFNational Association GAGEE: $240,483.42 Mortgagee/Assignee of Mortgagee That prior to the commencement of USSET, WEINGARDEN AND LIEBO, P.L.L.P. this mortgage foreclosure proceeding Attorneys for Mortgagee/Assignee of Mortgagee/Assignee of Mortgagee comMortgagee pliedPark withGlen all notice requirements as 4500 Road #300 required by statute; That no action or Minneapolis, MN 55416 proceeding has been instituted at law (952) 925-6888 o r- o therwise to recover the debt 19 19-3331 secured byCOMMUNICATION said mortgage, or any part THIS IS A FROM Athereof; DEBT COLLECTOR. PURSUA N TPOSTPONEMENT t o t h e p o w e r o fOF sale NOTICE OF contained in said mortgage, the above MORTGAGE FORECLOSURE SALE described property will be sold by P u r s u a n t t o t h e p r o v i s i o n s the of MSheriff i n n e sofo tsaid a S county t a t u t eas s 5follows: 80.07, the D A T E Aforeclosure N D T I M E O Fsale S A LisE :postSepforegoing temberuntil 20, 2012 at 10:00 AM at 10:00 poned October 4, 2012 A MPLACE a t t hOF e SSALE:Sheriff's h e r i f f ' s O f f iOffice, c e , L Law aw 1580 Hwy 55, 55, Enforcement Center, Enforcement Center, 1580 Hwy Lobby #S-100, Hastings, MN Lobby #S-100, Hastings, MN, in said to pay and the state. debt then secured by said county Mortgage, and taxes, any, on said Dated: September 24, if 2012. premises, and National the costsAssociation and disburseU.S. Bank m e nMortgagee/Assignee ts, including atto eys' fees ofr n Mortgagee allowed by law subject redemption USSET, WEINGARDEN AND to LIEBO, P.L.L.P. within six (6) months from the dateof of Attorneys for Mortgagee/Assignee said sale by the mortgagor(s), their Mortgagee personal representatives 4500 Park Glen Road #300 or assigns unless reduced Five (5) weeks under Minneapolis, MN to 55416 MN Stat. §580.07. (952) 925-6888 T I M E A N D D A TE TO VACATE 19-3331 PROPERTY: If the real estate is an THIS IS A COMMUNICATION FROM w n e r -COLLECTOR. occupied, single-family Ao DEBT dwelling, unless otherwise provided by 3164980 9/27/12 law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30OF orMORTGAGE the property is not NOTICE redeemed under section 580.23 is FORECLOSURE SALE 11:59 on March 20, 2013, unless THE p.m. RIGHT TO VERIFICATION to 5 theTHE redemption is reduced OF OF DEBT period AND IDENTITY weeks under MNCREDITOR Stat. Secs. 580.07 or THE ORIGINAL WITHIN 582.032. THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 6 , 2006 MORTGAGOR: Matthew Benusa and Kelli Bjornlie Benusa, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 20, 2006 Dakota County Recorder, Document No. 2469793. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900001022596 LENDER OR BROKER AND MORT� ����� ���� �������� GAGE ORIGINATOR STATED ON � ���� ��United ���� ������� MORTGAGE: Residential Mort� ������ gage, L.L.C. ������ R�E����������� SIDENTIAL M O RTGAGE SER�������� VICER: U.S. Bank Home Mortgage, a division of U.S.����������� Bank National Associa� ��������� tion �� ������ �� ��������� MORTGAGED PROPERTY ADDRESS: ����������� �� ���� �� 854 Jonathan Drive, Apple�������� Valley, MN 55124 �� ���� ������ ���� �������� T A X P A �� R ���� C E L������������� I . D . # :� ��������� 01-11709-04-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Apple Valley 10th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ������������������� MORTGAGE: $242,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,483.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

PUBLIC NOTICE

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Dated: January 12, 2012 Recorded: January 26, 2012 Dakota County Recorder Document Number: 2844925 Transaction Agent: Mortgage Elec582.032. tronic Registration RELEASED Systems, Inc.FROM MORTGAGOR(S) F I Transaction N A N C I A L Agent O B L Mortgage I G A T I OIdentifiN ON cation Number: 100075420040049890 MORTGAGE: None Lender or Broker: Homestead "THE TIME ALLOWED BY LAW MortFOR gage Corporation REDEMPTION BY THE MORTGAGOR, Residential Mortgage Servicer: Bank THE MORTGAGOR'S PERSONAL of America, N.A. REPRESENTATIVES OR ASSIGNS, Mortgage Originator: Not Applicable MAY BE REDUCED TO FIVE WEEKS IF IS A JCOUNTY U D I C I A LINOWHICH R D E R IPROPERTY S ENTERED ULOCATED: N D E R M IDakota NNESOTA STATUTES, Property Address: 1046 Hall Ave, SECTION 582.032, DETERMINING, West Saint Paul, THINGS, MN 55118-1422 AMONG OTHER THAT THE T a x P a r c e l I D mb eE r: M O R T G A G E D P R E M INS u ES AR I 42.48100.12.130 MPROVED WITH A RESIDENTIAL EL GLAILN G D EOSFC R PD WLE LIEPSTSI OTNHO AFN PFRI O VE ERTY: ARE The North 50 feet of the South UNITS, NOT PROPERTY USED IN 150 feet of the West 1/2 of Block 12, B. AGRICULTURAL PRODUCTION, AND Michel's Addition to West St. Paul. ARE ABANDONED." AMOUNT AND CLAIMED TO BE Dated: JulyDUE 16, 2012 D U EU.S. A SBank O F National D A T E Association OF NOTICE: $158,811.40 Mortgagee/Assignee of Mortgagee THAT all pre-foreclosure USSET, WEINGARDEN AND LIEBO,requireP.L.L.P. ments have complied with; that Attorneys forbeen Mortgagee/Assignee of no action or proceeding has been instiMortgagee the tuted at law or otherwise to recover 4500 Park Glen Road #300 debt securedMN by 55416 said mortgage, or any Minneapolis, part thereof; (952) 925-6888 to FC the power of sale con19 PURSUANT - 19-106-2012 taine s a i d m o r t g a g eFROM , the THIS ISd Ai n COMMUNICATION above-described property will be sold A DEBT COLLECTOR. by the Sheriff of said county as folNOTICE OF POSTPONEMENT OF lows: MORTGAGE FORECLOSURE SALE OFpSALE: PDATE u r s u AND a n t tTIME o the r o v i s iApril o n s 27, of ats 10:00 M2012 inne o t a SAM tatutes 580.07, the PLACE OF SALE: Dakota County foregoing foreclosure sale is Law Enforcement Center,20, 1580 Highpostponed until December 2012 at way 55, Hastings, Minne10:00 AMLobby at theS-100, Sheriff's Office, Law sota Enforcement Center, 1580 Hwy 55, to pay #S-100, the debtHastings, secured by said Lobby MN, in mortsaid gage and county and taxes, state. if any, on said premises and the costs and disburseDated: September 24, 2012. ments, attorney fees allowed Bank National Association U.S.including by law, subject to redemption within Mortgagee/Assignee of Mortgagee six (6)WEINGARDEN months from dateP.L.L.P. of said USSET, ANDthe LIEBO, sale by the their perAttorneys formortgagor(s), Mortgagee/Assignee of sonal representatives or assigns. Mortgagee If the Mortgage is not reinstated 4500 Park Glen Road #300 u n d e r M i n nMN . S55416 tat. §580.30 or the Minneapolis, property is not redeemed under Minn. (952) 925-6888 Stat. §580.23, 19-106-2012 FC the Mortgagor must vacateISthe on or before 11:59 THIS A property COMMUNICATION FROM p.m. on October 29, 2012, or the next A DEBT COLLECTOR. business day if October 29, 2012 falls 3164985 9/27/12 on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE NOTICE OF MORTGAGE THIS COMMUNICATION IS FROM FORECLOSURE SALE A DEBT COLLECTOR ATTEMPTING CE I SE H E BD Y EGB I VTE.N tAhN a tY TNOO TCI O LL CE TR A default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2006 � ��� ������� �������� � ���� �������� � �������� PRINCIPAL AMOUNT OF ����� � �� ���������� ����� � ������� ������� ���ORIGINAL ��� ������ � �������� �� ���������� � ����� ������ ������ �������� � ������� ������ � ������ ���������� � ���� $164,000.00 ������ � ������� ������ ����� ����� ������ � ������ ����� ���� � ������� ������� � ��� ����� �������� � ����� MORTGAGE: ���� ������ �� ��������� � ����� �������� � ���� � �������� ����� ���� � ������� ������� � ���� ����� ��� �������� � ������� ���� � ������ �������� � ������ ���������� � ����� ����� � ��������� ������ � ��� M O R T G A G O� ������ R ��������� ( S�)���:�������S� ���������� a r �a��� W e l d i n , a ������� � ������� ���������� � ����� �������� � ���������� ������� �������� � ���� �������� � �������� ������ ����� � �� ���������� ����� � ������� ������� � ��� ����� � �������� �� ���������� � ����� ������ ���� ���������� � ��� ������ � ������ � ������� ������ single person and James A. Talbot, a ���������������� � ������� ������ ����� ����� ������ � ������ ����� � ������� ������� � ��� ����� �������� � ����� ������ � ���� ���� ����� ��� ���� ������ �� ��������� � ����� �������� � �������� ����� ���� � ������ �������� ������ � single person ��� � ��� �������� � ������� ���� �� � ������ �������� � � ������ � ��������� ���� ��������� � ����� ���������� �� � ��� � ���������� �� � ���������� � ������ ��������� � ��� ������� �� ���������� � ����� �������� ������ ���� ��� ����� � ������� ������� ���� �������� � �������� ������ MORTGAGEE: Mortgage Electronic � ���������� ����� � ������� ������� � ��� ������� �������� ������� � �� ����� �� ��� � ����� ������ ���� ������ � ������ ���������� � ��� ������ � � ������� � ������� �������� ����� ������ � ������ ����� � ��� ����� �������� � ����� ������ � ������� ������ ����� �� ���� �� ������� � ������� ���� Registration Systems, Inc. as nominee ��������� �� ������ ���� ��� ����� ���� � ��� ���� � ������� ������� � ��������� ����� � ������ ������ � ����� ����� � ��������� ������ � ��� �������� ������ ���������� � ����� ���� ��� ������� � ���������� for Corporation, ��� ���������� � ����� �������� � ����������Mortgage ��������� ������ � Homestead ������� �������� ������ �������� ��� � �� ���������� ����� � ������� ������� � ��� ������� ��� ��� ����� ��� �� � ����� ������ ���� ������ � ��� � ������� ������ � ������ ���������� � ��� and its�������� successors assigns � ������ ����� � ���� �������� � ��� ����� �������� � ����� ������ � ������� � ����� �� ��������� � ����� �������� � ���� �� ���� � ������� ������� � ���� ����� ��� ���� ������ ��������� ������ ������ DATE��������� AND PLACE OF RECORDING: ������� ��� �������� ��������� ������ ��������� � ��� ������� � ���������� Recorded: February 24, 2006 Dakota County Recorder Document Number: 2408366 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New the York, as Trustee for ������� ������ Certificateholders of CWALT, Inc. Alternative Loan Trust �� � ����2006-12CB, � ��� ��� ���� ������� �������Pass-Through Certificates, Mortgage Series 2006-12CB Dated: January 12, 2012 Recorded: January 26, 2012 Dakota County Recorder Document Number: 2844925 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040049890 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1046 Hall Ave, West Saint Paul, MN 55118-1422 T a�������� x P a r c e l ������ ID Number: 42.48100.12.130 ����������������� LEGAL DESCRIPTION OF PROPERTY: The North 50 feet of the South 150 feet of the West 1/2 of Block 12, B. Michel's Addition to West St. Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,811.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2012, or the next business day if October 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

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ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for theCertificateholders of CWALT, Inc. Alternative Loan BUSINESS WEEKLY September 27, 2012 ��������� ��� ���� ������ ������ ������� DAKOTA COUNTY TRIBUNE ������ ������ ������� ��������� ��� ���� 0 6A - 1 2DCEBB, T M.o r tAgN a gYe T O CTOr u LsLtE2C0T MELLON FKA THE BANK OF NEW P a s s t h r o u g h C e r t i f i c a t e s , S e r i e s business day if October 01, 2012 falls Pass-Through Certificates, Series INFORMATION OBTAINED WILL BE YORK AS TRUSTEE FOR THE 2006-OA17 on a Saturday, Sunday or legal holiday. USED2006-12CB FOR THAT PURPOSE. CERTIFICATEHOLDERS OFTHE Dated: February 08, 2010 Mortgagor(s) released from financial THE RIGHT VERIFICATION OF NOTICE OFTO POSTPONEMENT CWALT, INC. ALTERNATIVE Recorded: March 25, 2010 Dakota obligation: NONE THE DEBT AND IDENTITY OFSALE THE MORTGAGE FORECLOSURE LOAN TRUST 2006-OA17, County Recorder THIS COMMUNICATION IS FROM ORIGINAL WITHIN THE The aboveCREDITOR referenced sale scheduled MORTGAGE PASS-THROUGH Document Number: 2721183 A DEBT COLLECTOR ATTEMPTING Tfor IME P R O V I D E26, D B Y L Aat W10:00 I S N OAM T September 2012 CERTIFICATES, Transaction Agent: Mortgage Elec- T O C O L L E C T A D E B T . A N Y AFFECTED BY THIS ACTION. has been postponed to December 13, SERIES2006-OA17 tronic Registration Systems, Inc. INFORMATION OBTAINED WILL BE t h LAW e Dak ota FOR 2THE 0 1 2 TIME a t 1 0ALLOWED : 0 0 A M i nBY Transaction Agent Mortgage Identifi- USED FOR THAT PURPOSE. NOTICE OF POSTPONEMENT OF County Law Enforcement Center, 1580 REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION OF cation Number: 100133700016359765 MORTGAGE FORECLOSURE SALE THighway H E M O R55, T GLobby A G O RS-100, ' S P E RHastings, SONAL The above referenced sale scheduled L e n d e r o r B r o k e r : C o u n t r y w i d e THE DEBT AND IDENTITY OF THE Minnesota in said County State. REPRESENTATIVES ORand ASSIGNS, ORIGINAL CREDITOR WITHIN THE for June 28, 2012 at 10:00 AM has Bank, N.A. DATED: September 2012 MAY BE REDUCED TO20, FIVE WEEKS IF Residential Mortgage Servicer: Bank T I M E P R O V I D E D B Y L A W I S N O T been postponed to September 26, 2012 ASSIGNEE A JUD I C I A L O ROF D EMORTGAGEE: R IS ENTERED at 10:00 AM in the Dakota County Law AFFECTED BY THIS ACTION. of America, N.A. ofONew U N D EThe R MBank INNES T A SYork T A T UMellon TES, THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Highway 55, Mortgage Originator: Not Applicable FKA 582.032, The BankDETERMINING, of New York, as SECTION COUNTY IN WHICH PROPERTY IS REDEMPTION BY THE MORTGAGOR, Lobby S-100, Hastings, Minnesota in Trustee for THINGS, theCertificateholders AMONG OTHER THAT THE T H E M O R T G A G O R ' S P E R S O N A L said County and State. LOCATED: Dakota ofGCWALT, Alternative MORT A G E D Inc. PRE M I S E S ALoan RE DATED: May 18, 2012 Property Address: 125 6th Ave S, REPRESENTATIVES OR ASSIGNS, T rVuEsDt W 2 0I T0H 6 -A 1 2RCEBS, I D MEoN r tTgI a IMPRO AgLe ASSIGNEE OF MORTGAGEE: MAY BE REDUCED TO FIVE WEEKS IF South Saint Paul, MN 55075-2338 D W E LPass-Through L I N G O F L ECertificates, S S T H A N Series FIVE THE BANK OF NEW YORK T a x P a r c e l I D N u m b e r : A JUDICIAL ORDER IS ENTERED UNITS,2006-12CB ARE NOT PROPERTY USED IN MELLON FKA THE BANK OF NEW UNDER MINNESOTA STATUTES, 36.32550.08.080 Wilford, Geske & PRODUCTION, Cook P.A. AGRICULTURAL AND YORK AS TRUSTEE FOR THE L E G A L D E S C R I P T I O N O F P R O P - SECTION 582.032, DETERMINING, Attorneys for Assignee Of Mortgagee: ARE ABANDONED. CERTIFICATEHOLDERS OFTHE ERTY: Lot 7 and the North 1/2 of Lot 8, AMONG OTHER THINGS, THAT THE Lawrence A. Wilford DATED: March 15, 2012 CWALT, INC. ALTERNATIVE MORTGAGED PREMISES ARE Block 8 of Hepburn Park James A. GeskeOF MORTGAGEE: ASSIGNEE LOAN TRUST 2006-OA17, AMOUNT DUE AND CLAIMED TO BE I M P R O V E D W I T H A R E S I D E N T I A L 8425The Seasons BankParkway, of New Suite York105 Mellon MORTGAGE PASS-THROUGH D U E A S O F D A T E O F N O T I C E : DWELLING OF LESS THAN FIVE Woodbury, MN Bank 55125-4393 FKA The of New York, as CERTIFICATES, UNITS, ARE NOT PROPERTY USED IN $256,175.24 (651)Trustee 209-3300 for the Certificateholders SERIES2006-OA17 THAT all pre-foreclosure require- AGRICULTURAL PRODUCTION, AND File Number: 024316F01 of CWALT, Inc. Alternative Loan ments have been complied with; that ARE ABANDONED. NOTICE OF POSTPONEMENT OF 3162507 T r u s t 2 0 0 6 - 1 2 C B , M o r9/27/12 tgage DATED: February 16, 2012 no action or proceeding has been instiMORTGAGE FORECLOSURE SALE Pass-Through Certificates, Series tuted at law or otherwise to recover the The above referenced sale scheduled ASSIGNEE OF MORTGAGEE: 2006-12CB debt secured by said mortgage, or any T H E B A N K O F N E W Y O R K for September 26, 2012 at 10:00 AM Wilford, Geske & Cook P.A. part thereof; MELLON FKA THE BANK OF NEW has been postponed to October 26, NOTICE OF MORTGAGE Attorneys for Assignee of Mortgagee PURSUANT to the power of sale conYORK AS TRUSTEE FOR THE 2 0 1 2 a t 1 0 : 0 0 A M i n t h e D a k o t a FORECLOSURE SALE 8425 Seasons Parkway, Suite 105 CERTIFICATEHOLDERS OF THE County Law Enforcement Center, 1580 N O T I C EMN I S55125-4393 HEREBY GIVEN that t a i n e d i n s a i d m o r t g a g e , t h e Woodbury, above-described property will be sold C W A L T , I N C . A L T E R N A T I V E Highway 55, Lobby S-100, Hastings, default has occurred in the conditions (651) 209-3300 by the Sheriff of said county as folL O A N T R U S T 2 0 0 6 - O A 1 7 , Minnesota in said County and State. of the following described mortgage: File Number: 024316F01 lows: DATED: September 24, 2012 MORTGAGE PASS-THROUGH DATE OFOF MORTGAGE: AugustOF 28, NOTICE POSTPONEMENT DATE AND TIME OF SALE: March ASSIGNEE OF MORTGAGEE: CERTIFICATES, SERIES 2006 MORTGAGE FORECLOSURE SALE THE BANK OF NEW YORK 2006-OA17 ORIGINAL PRINCIPAL AMOUNT OF 30, 2012 at 10:00 AM The above referenced sale scheduled PLACE OF SALE: Dakota County Wilford, Geske & Cook P.A. MELLON FKA THE BANK OF NEW MORTGAGE: for April 27, $214,000.00 2012 at 10:00 AM has Y ORK AS TRUSTEE FOR THE Law Enforcement Center, 1580 HighAttorneys for Assignee of Mortgagee MORTGAGOR(S): Robert W. Dorbeen postponed to July 26, 2012 at CERTIFICATEHOLDERS OFTHE way 55, Lobby S-100, Hastings, Minne8425 Seasons Parkway, Suite 105 mady AM andinTamara A. Dormady, 10:00 the Dakota County HusLaw CWALT, INC. ALTERNATIVE sota Woodbury, MN 55125-4393 band and Wife Enforcement Center, 1580 Highway 55, LOAN TRUST 2006-OA17, to pay the debt secured by said mort- (651) 209-3300 MORTGAGEE: Mortgage Electronic Lobby S-100, Hastings, Minnesota in MORTGAGE PASS-THROUGH gage and taxes, if any, on said pre- File Number: 012056F02 Registration Systems, said County and State. Inc. as nominee CERTIFICATES, NOTICE OF POSTPONEMENT OF for Countrywide Bank, N.A., its suces- mises and the costs and disburseDATED: March 09, 2012 SERIES2006-OA17 ments, including attorney fees allowed MORTGAGE FORECLOSURE SALE sors ASSIGNEE and assigns. OF MORTGAGEE: Wilford, Geske & Cook P.A. by law, subject to redemption within The above referenced sale scheduled DATE PLACE OF RECORDING: TheAND Bank of New York Mellon R eFKA c o r dThe e d : Bank S e p t eof mb e r 1York, 9 , 2 0as 0 6 six (6) months from the date of said for March 30, 2012 at 10:00 AM has Attorneys for Assignee Of Mortgagee: New sale by the mortgagor(s), their per- been postponed to June 28, 2012 at Lawrence A. Wilford Dakota County Trustee forRecorder theCertificateholders 10:00 AM in the Dakota County Law James A. Geske sonal representatives or assigns. Document Number: 2462196 Loan of CWALT, Inc. Alternative If the Mortgage is not reinstated Enforcement Center, 1580 Highway 55, 8425 Seasons Parkway, Suite 105 ASSIGNMENTS T r u s t 2 0 0 6OF - 1 2MORTGAGE: CB, Mortgage Lobby S-100, Hastings, Minnesota in Woodbury, MN 55125-4393 r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e u n d e And assigned to:Certificates, The Bank Series of New Pass-Through (651) 209-3300 York2006-12CB Mellon FKA The Bank of New property is not redeemed under Minn. said County and State. DATED: March 06, 2012 File Number: 012056F02 Stat. §580.23, the Mortgagor must York as Trustee for the CertificateNOTICE OF POSTPONEMENT OF ASSIGNEE OF MORTGAGEE: 3164269 9/27/12 holders CWALT, Inc. Alternative Loan vacate the property on or before 11:59 MORTGAGE FORECLOSURE SALE THE BANK OF NEW YORK TThe r u sabove t 2 0 referenced 0 6 - O A 1 7sale , Mscheduled o r t g a g e p.m. on October 01, 2012, or the next MELLON FKA THE BANK OF NEW P aJuly ss-th r o 2012 ugh C r t i f i c aAM t e shas , S ebeen r i e s business day if October 01, 2012 falls for 26, ate 10:00 postponed to August 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 20, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for theCertificateholders of CWALT, Inc. Alternative Loan Trust 2006-12CB, Mortgage Pass-Through Certificates, Series 2006-12CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2012 at 10:00 AM has been postponed to September 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for theCertificateholders of CWALT, Inc. Alternative Loan Trust 2006-12CB, Mortgage MELLON FKA THE BANK OF NEW P a s s t h r o u g h C e r t i f i c a t e s , S e r i e s business day if October 01, 2012 falls Pass-Through Certificates, Series YORK AS TRUSTEE FOR THE 2006-OA17 on a Saturday, Sunday or legal holiday. 2006-12CB CERTIFICATEHOLDERS OFTHE Dated: February 08, 2010 Mortgagor(s) released from financial NOTICE OF POSTPONEMENT OF CWALT, INC. ALTERNATIVE Recorded: March 25, 2010 Dakota obligation: NONE MORTGAGE FORECLOSURE SALE LOAN TRUST 2006-OA17, County Recorder THIS COMMUNICATION IS FROM The above referenced sale scheduled MORTGAGE PASS-THROUGH Document Number: 2721183 A DEBT COLLECTOR ATTEMPTING for September 26, 2012 at 10:00 AM CERTIFICATES, Transaction Agent: Mortgage Elec- T O C O L L E C T A D E B T . A N Y has been postponed to December 13, SERIES2006-OA17 tronic Registration Systems, Inc. INFORMATION OBTAINED WILL BE 2012 at 10:00 AM in the Dakota Transaction Agent Mortgage Identifi- USED FOR THAT PURPOSE. NOTICE OF POSTPONEMENT OF County Law Enforcement Center, 1580 THE RIGHT TO VERIFICATION OF cation Number: 100133700016359765 MORTGAGE FORECLOSURE SALE Highway 55, Lobby S-100, Hastings, The above referenced sale scheduled L e n d e r o r B r o k e r : C o u n t r y w i d e THE DEBT AND IDENTITY OF THE Minnesota in said County and State. ORIGINAL CREDITOR WITHIN THE for June 28, 2012 at 10:00 AM has Bank, N.A. DATED: September 20, 2012 Residential Mortgage Servicer: Bank T I M E P R O V I D E D B Y L A W I S N O T been postponed to September 26, 2012 ASSIGNEE OF MORTGAGEE: at 10:00 AM in the Dakota County Law AFFECTED BY THIS ACTION. of America, N.A. The Bank of New York Mellon THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Highway 55, Mortgage Originator: Not Applicable FKA The Bank of New York, as � �������� � ���� �������� �������� ������� ��� � ������� ������� Lobby S-100, Hastings, Minnesota in REDEMPTION BY THE MORTGAGOR, COUNTY IN WHICH PROPERTY IS � ����� ��� ����� � �� ���������� ��� ������ � �������� �� ���������� � ����� ������ ������ �������� � ������� ������ � ������ ���������� � Trustee for theCertificateholders ����� ���� Dakota � ����� ������ � ������� ������ ����� ����� ������ � ������ ���� � ������� ������� � ��� ����� �������� T H E M O R T G A G O R ' S P E R S O N A L said County and State. LOCATED: ���� ������ �� ��������� � ����� �������� � ���� � �������� ����� ���� � ������� ������� � ���� ����� ��� ���� � ������ �������� � ������ ������� � of CWALT, Inc. Alternative Loan �������� ��� � ������ ��������� � ����� ���������� � ����� � ���������� � ��� DATED: May 18, 2012 Property 125 6th Ave S, REPRESENTATIVES OR ASSIGNS, ���������� � ������ ��������� � ��� ������� � ������� ���������� � ����� �������� �Address: ������� ������� �������� � ���� �������� � �������� ������ ����� � �� ���������� ����� � ������� ������� � ��� Trust 2006-12CB, Mortgage ���� ����� � ��� ������ � �������� �� ���������� � ����� ������ ���������� ������ � ������ � �������Saint ���������������� ASSIGNEE OF MORTGAGEE: MAY BE REDUCED TO FIVE WEEKS IF South Paul, MN 55075-2338 � ������� ������ ����� ����� ������ � ������ ����� � ������� ������� � ��� ����� �������� � ����� ������ � ���� Pass-Through Certificates, Series ���� ����� ��� ���� ������ �� ��������� � ����� �������� � �������� ����� ���� ������u m b e r : �N THE BANK OF NEW YORK A JUDICIAL ORDER IS ENTERED T a ���� a� �����������r � ���c��������e� ������� l ����I� ������ D��������� ���������� ��������� �������� �x� ������ �P ��������� � ����� ���������� �� � ��� �� � ���������� � ������ ��������� � ��� ������� �� ���������� � ����� �������� ������ 2006-12CB ���� ��� ����� � ������� ������� ���� �������� � �������� ������ �������� ������� ��� � ������� ������� � ����� ���������� � MELLON FKA THE BANK OF NEW UNDER MINNESOTA STATUTES, 36.32550.08.080 ������� � �� �� ����� ��� � ����� ������ ���� ������ � ������ ���������� � ��� ������ � � ������� � ������� �������� Wilford, Geske & Cook P.A. ����� ������ � ������ ����� � ��� ����� �������� � ����� ������ � ������� ������ ����� �� ���� �� ������� � ������� ���� YORK AS TRUSTEE FOR THE SECTION 582.032, DETERMINING, L E G A L D E S C R I P T I O N O F P R O P ��������� �� ������ ��� ���� � ������� ������� � ���� ����� ��� ���� � ��������� ����� � ������ �������� Attorneys for Assignee Of Mortgagee: ���������� ������������ � ����� ����� � ��������� ������ � ��� ��� ������� � ���������� � ����� ���� � ���������� the North � ����� �������� CERTIFICATEHOLDERS OFTHE AMONG OTHER THINGS, THAT THE ERTY: Lot 7 and 1/2 of Lot 8, ��� ���������� ������ � ��������� ������� ������ �������� �������� ��� � �� ���������� ����� � ������� ������� � ��� ������� ��� ��� ����� ��� �� ���� Lawrence A. Wilford ������ ����� � � � ������ ���������� � ��� ������ ��� � ������� �������� CWALT, INC. ALTERNATIVE MORTGAGED PREMISES ARE Block 8������of Hepburn Park � ������ ����������� ���� �������� � ��� ����� �������� � ����� ������ � ������� � ����� �� ��������� � ����� �������� James A. Geske �� ���� � ������� ������� � ���� ����� ��� ���� ������ ��������� ������ ������ ���������DUE ������� ��� �������� LOAN TRUST 2006-OA17, AMOUNT AND CLAIMED TO BE I M P R O V E D W I T H A R E S I D E N T I A L ��������� ������ ��������� � ��� ������� � ���������� 8425 Seasons Parkway, Suite 105 MORTGAGE PASS-THROUGH D U E A S O F D A T E O F N O T I C E : DWELLING OF LESS THAN FIVE Woodbury, MN 55125-4393 CERTIFICATES, UNITS, ARE NOT PROPERTY USED IN $256,175.24 (651) 209-3300 SERIES2006-OA17 THAT all pre-foreclosure require- AGRICULTURAL PRODUCTION, AND File Number: 024316F01 ������ ������OF ������� ������ ments have been complied with; that ARE ABANDONED. NOTICE OF POSTPONEMENT 3162507 9/27/12 no action or proceeding has been instiDATED: February 16, 2012 MORTGAGE FORECLOSURE SALE tuted at law or otherwise to recover the The above referenced sale scheduled ASSIGNEE OF MORTGAGEE: debt secured by said mortgage, or any T H E B A N K O F N E W Y O R K for September 26, 2012 at 10:00 AM ������� ������ part thereof; has been postponed to October 26, MELLON FKA THE BANK OF NEW NOTICE OF MORTGAGE PURSUANT to the power of sale conYORK AS TRUSTEE FOR THE 2 0 1 2 a t 1 0 : 0 0 A M i n t h e D a k o t a ���� �� � ���� FORECLOSURE SALE ��� ��� � ��� ��� i n���e�d����i n������ s a i d ����� m o r��� tga ge, the CERTIFICATEHOLDERS OF THE County Law Enforcement Center, 1580 ���� N� OT I C E I���� S H E R�������� E B Y G I V E N t h a t t a�������� ����� �������� ������ will������ be sold C W A L T , I N C . A L T E R N A T I V E Highway 55, Lobby S-100, Hastings, default has occurred the conditions above-described ����������� ����property ��� ����� � ���� �� ���� in ������� by the Sheriff of said county as folL O A N T R U S T 2 0 0 6 - O A 1 7 , Minnesota in said County and State. of the following described mortgage: ���� �� ����� �� ���� ���� � ������ ������ DATED: September 24, 2012 MORTGAGE PASS-THROUGH DATE OF MORTGAGE: August 28, lows: DATE AND TIME OF SALE: March ASSIGNEE OF MORTGAGEE: CERTIFICATES, SERIES � ����������� �������� 2006 30, 2012 at 10:00 AM THE BANK OF NEW YORK 2006-OA17 ORIGINAL PRINCIPAL AMOUNT OF MELLON FKA THE BANK OF NEW PLACE OF SALE: Dakota County Wilford, Geske & Cook P.A. MORTGAGE: $214,000.00 � ��������� ����������� YORK AS TRUSTEE FOR THE MORTGAGOR(S): Robert W. Dor- Law Enforcement Center, 1580 High- Attorneys for Assignee of Mortgagee �� ������ �� ��������� CERTIFICATEHOLDERS OFTHE mady and Tamara A. Dormady, Hus- way 55, Lobby S-100, Hastings, Minne- 8425 Seasons Parkway, Suite 105 ����������� �� ���� �������� �� CWALT, INC. ALTERNATIVE sota Woodbury, MN 55125-4393 band and Wife �������������������������������������������������� ���������������� LOAN TRUST 2006-OA1 7, to pay the debt secured by said mort(651) 209-3300 �� ���� ������ ���� �������� MORTGAGEE: Mortgage Electronic ���� ������ M ORTGAGE PASS-THROUGH gage and taxes, if any, on said preFile Number: 012056F02 ��������� �� ����Inc. ������������� Registration Systems, as nominee � ������ � �������� ������ CERTIFICATES, mises and the costs and disburseNOTICE OF POSTPONEMENT OF for Countrywide Bank, N.A., its suces���� ��������� ������ ����� ���� ������������������������������������������������������������������� SERIES2006-OA17 ments, including attorney MORTGAGE FORECLOSURE SALE ������ �� �����fees allowed sors and assigns. & Cook P.A. by law, subject redemption within The above referenced sale scheduled Wilford, Geske ������� �����to �������� DATE AND PLACE OF RECORDING: ������������������ 30, 2012 at 10:00 AM has Attorneys for Assignee Of Mortgagee: for March months from the date of said R e c o r d e d : S e p t e m b e r 1 9 , 2 0 0 6 six (6) ���������������������������� ������������������������������������������������������������������� been postponed to June 28, 2012 at Lawrence A. Wilford sale by the mortgagor(s), their perDakota County Recorder �������������� 10:00 AM in the Dakota County Law James A. Geske sonal representatives or assigns. Document Number: 2462196 If the Mortgage is not reinstated Enforcement Center, 1580 Highway 55, 8425 Seasons Parkway, Suite 105 ASSIGNMENTS OF MORTGAGE: S-100, Hastings, Minnesota in Woodbury, MN 55125-4393 r M i n n . S t a t .������ § 5 8 0 . 3 0 o r t h e Lobby �������������������������������������������������� ���������������� And assigned to: The Bank of New u n d e �������� ������������������� under Minn. said County and State. ��������� (651) 209-3300 ��� York Mellon FKA The Bank of New property is not redeemed ����������������� DATED: March 06, 2012 File Number: 012056F02 Stat. §580.23, the Mortgagor must York as Trustee for the Certificate�������� ������ ������ ��������� ������� ��� ��� ������������ ASSIGNEE OF MORTGAGEE: 3164269 9/27/12 vacate the property on or before 11:59 ������������������������������������������������������������������� ���� ������ � �������� �� ����� holders CWALT, Inc. Alternative Loan ��������� THE BANK OF NEW YORK ����� T r u s t 2 0 0 6 - O A 1 7 , M o r t g a g e p.m. on October 01, 2012, or the next � ���� ������ � ���� ���� MELLON FKA THE BANK OF NEW P a s s - t h r o u g h C e r t i f i c a t e s , S e r i e s business day if October 01, 2012 falls

47A ���

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PUBLIC NOTICE

Fire destroys haunted house, but Frightmares will go on

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“The fire destroyed the Bellharm-Lovejoy Asylum, one of four houses and many other attractions at Frightmares at Buck Hill. No one was injured in the fire,” said a statement from ski, snowboarding and snowtubing venue, which features a variety of other seasonal attractions. According to FOX 9 News, Burnsville Fire Chief B.J. Jungmann said the fire broke out at about 1 a.m. Sunday, Sept. 16, inside a large tent with temporary walls. No one was inside at the time. Crews from Lakeville � flames, � ������ ������the �����extinguish helped and investigators spent several hours looking for a cause, FOX 9 reported. Buck Hill General Manager Don McClure said in ������ ����� � ����� �� the statement that Frightmares at Buck Hill remains

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as the regular features such as live musical entertainment and Kevin Hall’s Magic Show, will open and entertain guests as scheduled,” the statement said. “As soon as the scene of the fire is cleared, a new attraction will be put in its place.”

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on schedule to open its 13day run on Oct. 5. It’s the attraction’s fourth season. “Frightmares at Buck Hill’s other primary attractions — Orchard Manor Dead and Breakfast, The Fright Factory, and the Haunted Hallow — as well

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24A

Dakota Arts

September 27, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

come to life in Eagan

Photo submitted

An armorer’s demonstration is one of the many handson activities planned at the Medieval Fair. Photo submitted

Armored combat – in which members of the Society for Creative Anachronism don armor, take up swords and engage in mock combat – returns in all its glory to this year’s Medieval Fair.

Caponi Art Park hosts Medieval Fair Sept. 30 by Andrew Miller

DAKOTA COUNTY TRIBUNE

Those who need a break from the 21st century will find much to enjoy at Caponi Art Park next weekend. The art park in Eagan is partnering with the Society for Creative Anachronism, an historical re-creation group, to host the Medieval Fair on Sunday, Sept. 30.

The family-friendly living history event, now in its fifth year in Eagan, will see the park transformed into a medieval village with authentic pavilions, period clothing and demonstrations. The Barony of Nordskogen, the local SCA chapter staging the event, will be leading activities such as cooking, glass bead making,

Arts Briefs Book signing is Oct. 3 at BPAC

fiber arts and more throughout the afternoon. Coin making and pewter casting demos have been added this year, and one Barony of Nordskogen member is bringing an array of animals – goats and rabbits mostly – to give the park the ambience of an authentic medieval village. Past Medieval Fair favorites such as period games, sto-

rytelling, music and dance, and an armorer demo are back. Armored combat – in which Barony members don armor, take up swords and engage in mock combat – returns in all its glory this year as well. Similar in appearance to the Renaissance Festival held annually in Shakopee, the Medieval Fair places an

Photo contest winners

Art crawl set Oct. 6

To submit items for the Arts Calendar, email: darcy.odden@ecm-inc.com.

Concerts New Life Band from Tanzania will perform at 7 p.m. Saturday, Oct. 6, at Prince of Peace Lutheran Church, 13801 Fairview Drive, Burnsville. Information: Susan at sjambor@princeofpeaceonline.org or (952) 898-9404. Colleen Raye will perform her musical tribute to Patsy Cline at 2 p.m. Sunday, Oct. 7, at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets are $19 and can be purchased at the box office, via Ticketmaster at (800) 982-2787 or ticketmaster.com.

Winners in the first Burnsville Fire Muster Photo Contest were Joy Adams of Burnsville for her photo of the Police K-9 Demonstration with Burnsville Police Officer Ben Archambault and his K-9 partner Echo and Brian Esmay of Bloomington for his photo of the Burnsville Fire Department’s ladder truck. Both won prize packages from the Burnsville Fire Muster Committee.

fley Road, Eagan. Admission is free with a $5 per person suggested donation. More about the event is at www.caponiartpark.org. The Barony of Nordskogen is on the web at www. nordskogen.northshield.org. Andrew Miller is at andrew. miller@ecm-inc.com or facebook.com/sunthisweek.

Arts Calendar Books Minneapolis author Monique Hammond will sign copies of her book, “What Did You Say? An Unexpected Journey into the World of Hearing Loss,” from 1 to 3 p.m. Saturday, Oct. 6, at the Apple Valley Barnes & Noble, 14880 Florence Trail. Hammond will speak about important hearing loss topics, answer questions and provide prevention tips and resources on coping with hearing loss. Comedy Chad Thornsberry with special guest Nola J at 8:30 p.m. Friday, Sept. 14, and Saturday, Sept. 15, at MinneHAHA Comedy Club, 1583 E. First Ave., Shakopee (lower level of Dangerfield’s), (612) 860-9388, www.minnehahacomedyclub. com. Tickets: $13. Chad Daniels at 7 p.m. Oct. 11, 7 and 9:30 p.m. Oct. 12-13, and 7 p.m. Oct. 14 at Laugh Lines Comedy, GrandStay Hotel, 7083 153rd St. W., Apple Valley. Tickets are $12 (Thursday/Sunday) and $15 (Friday/Saturday). Tickets are available online at www.hahatickets.com or by calling (651) 528-8454.

Author Mark Forgy will sign copies and discuss his book “The Forger’s Apprentice” from noon to 2 p.m. Wednesday, Oct. 3, in the art gallery at the Burnsville Performing Arts Center, 12600 Nicollet Ave. “The Forger’s Apprentice” is a memoir and coming-of-age journey of Forgy’s years as personal assistant to art forger Elmyr. The event is free and open to the public. Books will be available for sale and signing. The Savage Arts Council will present the third annual Scott County Art Crawl from 9 a.m. to 5 p.m. Saturday, Oct. 6. The juried art crawl weaves through urban and rural areas in northern Scott County, with more than 30 stops at artist studios and artist host sponsors. The event includes a variety of media including oil paintings, photography, sculpture, jewelry, glass art and more. Artwork is available for purchase during the art crawl. A pre-show exhibit is on display through Oct. 13 at the Prior Lake, Savage and Shakopee libraries during normal library hours. For more information, visit www.scottcountyartcrawl.org.

emphasis on education and historical accuracy, according to Medieval Fair coordinator Liz Pearson. Food concessions will be available from local Boy Scout Troop 293, with proceeds going toward the troop’s canoe trip in the Boundary Waters. The Medieval Fair runs from 11 a.m. to 5 p.m. Sept. 30 in the park at 1220 Dif-

Exhibits/art shows Harvest of Art Community Art Exhibit runs through Nov. 2 at the Eagan Art House, 3981 Lexington Ave. S., and other Eagan locations. Information: (651) 675-5521 or www.eaganarthouse. org. Festivals/special events “Musical Heart Notes – Treasuring Children,” a musical fundraiser for Children’s Lighthouse of Minnesota, will be held from 2 to 5:30

p.m. Saturday, Sept. 29, at the Steeple Center, 14375 S. Robert Trail, Rosemount. Tickets are $25 in advance, $30 at the door. Information: www.childrenslighthousemn.org. Workshops/classes Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for ages 4 through adult. Register now for fall classes. For a complete listing go to www.eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart. com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 7363644. Show Biz Kids Theater Class for children with special needs (ASD/DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids, 13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Information: (651) 675-5500. Savage Art Studios, 4735 W. 123rd St., Suite 200, Savage, offers classes/workshops for all ages. Information: www.savageartstudios.com or (952) 895-0375. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota.


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