9/20/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

T.W. Budig john gessner john gessner

County could swing balance of power 2A District 191 superintendent resigns 2A Burnsville updates its logo 2A

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date ##, 2009 september 20, 2012

Volume 30, Number # VOLUME 33, NUMBER 30

Dakota County Tribune Since 1884

A cut above the rest

Rosemount Saw & Tool forges 40 years in downtown by Tad Johnson

DAKOTA COUNTY TRIBUNE

Gary Betters doesn’t have to look very far to see the results of his labor. When the owner of Rosemount Saw & Tool walks the few blocks to work nearly every day, he can see how the horsepower and sharp blades have done their duty on the finely clipped lawns and perfectly pruned trees along Rosemount’s neighborhood streets. Betters, who has owned the business for the past 36 years, is helping organize a 40th anniversary celebration from 10 a.m. to 2 p.m. Saturday, Sept. 22, to thank all the shop’s customers for the past four decades. “I don’t see much change,” Betters said. “I walk from home to work every day and have to cross Highway 3. I know there’s a lot more traffic.” The understated Betters knows the 40-year milestone is a big deal. Not many businesses have been in downtown Rosemount as long as Saw & Tool, but there’s a few within shouting distance – Fluegel’s Farm, Garden & Pet; First State Bank of Rosemount; Shenanigan’s (formerly Shamrock Lounge); Rosemount BP (formerly

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The staff of Rosemount Saw & Tool includes (from left) Erik Miller, Geoff Kusick, Gary Betters, Mike Armstrong and Mike Warweg. The business will have an open house anniversary celebration Saturday, Sept. 22. Standard), and Titan Machinery (formerly Carlson Implement). Saw & Tool was opened by Bill Preston in 1972 in a building on South Robert Trail that from 1923 housed German shoemaker Adam Schneider’s harness shop that he later handed down to his son, Kurt. The Schneiders made and repaired horse saddles, harnesses, belts and other leather items, according to local historian Maureen Geraghty Bouchard.

The building was razed in 2007 to make way for the apartment/commercial building Rosemount Commons. At that time, NAPA Auto Parts had just moved from its location just a block to the south, so Saw & Tool moved into the spot at 14760 S. Robert Trail, which about doubled its space. Betters said he bought the business in 1976, not because he has a particular affinity for machines, but because he didn’t want to see the jobs lost.

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He still sees that as his mission – keep the business running so he can retain the head-of-household jobs in Rosemount. By extension that means providing top-notch service to customers. “I couldn’t have done it without the young guys,” Betters said. Betters, who prospects and maintains accounts and manages the books, says he’s not much of a mechanic. He leaves that work up to the experts, though he says he’s done some sharpening when in a pinch. Another job he handles is calling customers to make sure their service experience went well and if they can do anything to improve upon it. “We are here to help people with their problems,” Betters said of those moments when a lawnmower won’t start or a hedge trimmer goes dull. “We want to make sure we have done the job correctly.” Geoff Kusick, general manager who has been with Saw & Tool for the past 27 years, said its client base continues to grow. While fixing lawnmowers, snowblowers and other small machines for residents See Rosemount Saw, Page 5A

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Minnesota Sen. Al Franken talks about his longtime colleague in comedy after his death due to cancer. 4A

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Minnesota students lead the nation when it comes to the number taking the ACT and their end results. joe 4A nathan dakota arts

Apple Valley historian John Loch to talk about the city of Rosemount’s past during the Prohibition era. 28A

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Longtime local resident Stats: 0was featured artist in MAG: 1.00 BWA: 0.0020 the Symbol annual Width: 1.4690 Symbol Height: 1.0200 Lakeville Art Flexo Width: 0.0000 Festival this past weekend. 28A

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September 20, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County could be bellwether by T.W. Budig

Dakota County Tribune

Democratic leaders look to the suburbs for critical seats they need to take back the Republican-controlled Legislature. Currently, Republicans grip the Senate by holding 37 seats against the Democrats’ 29. One seat that is vacant — held by former Sen. John Harrington, DFL-St. Paul, who is resigning to assume law enforcement duties with the Met Council — is a safe seat for Democrats. Democrats would need to pick up four seats to recapture the Senate. Republicans wrested control of the Senate from Democrats two years ago, breaking a Democratic lock going back almost 40 years. “I feel pretty good about it — yeah,” Senate Minority Leader Tom Bakk, DFLCook, said of winning back the Senate. Though speaking of the economy and education as key issues, voters “can feel” an aura of mismanagement radiating from the Republican Senate Caucus, Bakk argued. He spoke of a “cascade of missteps,” pointing to a recent administrative law judge panel finding that 11 Republican senators and former House Speaker Steve Sviggum broke state campaign

Lawmakers look to the suburbs to determine control of Legislature

Senate District 51 and House District 51A rematches Thissen views the politi- chance at all three,” Martin Senate Republican candi-

Jim Carlson, Ted Daley, DFL Republican

Sandra Masin, DFL

Diane Anderson, R

law by distributing taxpayerpaid literature containing a political fundraising link. The senators, including former Sen. Chris Gerlach of Apple Valley, and Sviggum, who has insisted he’s the one to blame, were given small fines. The public may not know or understand the details about the ruling or the extramarital affair with a Senate staffer that drove Sen. Amy Koch, R-Buffalo, to resign as Senate majority leader, but they sense things have gone awry, Bakk argued. “I am confident we’re going to pick up seats in the suburbs,” said House Minority Leader Paul Thissen, DFL-Minneapolis. House Republicans currently hold 72 seats, House Democrats 61 seats, with one open-seat. Democrats would need to win six seats to regain control. Thissen argues that looking at the current head count is misleading. With lawmaker retire-

ments and redistricting both House caucuses are essentially starting in the mid-50s and the battle is really over the remaining 24 seats, he explained. Fifteen seats are open. Thissen is “cautiously optimistic” House Democrats will regain control. He points to House races in Dakota County as “ground zero” in the suburban political fray, adding House Democrats look for success in Edina and in Eden Prairie, too. This election will not be a “wave” style election as seen in 2006, 2008 and 2010, Thissen argues. Thissen views the proposed same-sex marriage ban constitutional amendment as one factor that could bring young voters to the polls, which could help Democrats, he said. A youth surge could play a role in suburban House races where Republican lawmakers, in supporting the marriage amendment, voted against the grain of the district, he argued.

Clegg announces retirement He’ll leave District 191, education next June 30

relations with the board. DAKOTA COUNTY TRIBUNE The buyout angered many Burnsville-Eagan-Savage residents and parents. It gave School District SuperintenChance the money with 18 dent announced his retirement months left on a three-year Monday in a letter to district contract. A separation agreestaff and in an interview with ment revealed that she agreed Sun Thisweek. Randy Clegg to drop charges against the Randy Clegg, 56, will retire next district she had pending with June 30, at the end of the school the state Department of Huyear and when his contract expires. man Rights, and to drop a complaint He said he’s pleased with his about Clegg made to the Minnesota four-year tenure and his record as Board of School Administrators. a reformer in curriculum manage- Clegg said he’d like to stick around ment, transparent budgeting, magnet beyond next June 30 to see through schools and widening participation reforms he started. But he said he dein top decision-making. cided against seeking a new contract But Clegg acknowledged that the and plans to retire from education afSchool Board, which this month gave ter 35 years, including four previous him his first mixed job review, wants superintendencies in Iowa. a “different style of leadership.” “I came here with the idea think “I think they’d like a warmer style ing I was going to see these projects of leadership, maybe not so direct,” through,” said Clegg, who began work Clegg said. in District 191 in July 2008 and is When Clegg was asked with paid a $180,0000 salary. whom he’s been too direct, he replied: “There does reach a point where “They’d probably say everybody.” you just get exhausted,” said Clegg, The board announced this month who lives in Savage with his wife, in its latest annual review of Clegg’s Linda. “How long can you continue job performance that it found that to work 80-hour weeks?” he met expectations in four of seven Sun Thisweek will have a more exstandards. He’d met all board stan- tensive story later this week. dards in previous reviews. John Gessner can be reached at john. Clegg said he had “no doubt at all” gessner@ecm-inc.com or facebook.com/ that the $255,000 buyout earlier this sunthisweek. year of Tania Chance, the former human resources director, damaged his by John Gessner

cal repercussions from a sex scandal involving Duluth DFL lawmaker Rep. Kerry Gauthier as limited to that district. DFL State Party Chairman Ken Martin of Eagan is upbeat about a Democratic legislative revival and looks to the suburbs helping bridge the gap. “We have a number of legislative targets in the suburbs,” Martin said. Martin cites Senate District 49 in Edina as a district in which Democrats can win all three seats. If he had to bet on a race, he’d bet on former Republican Rep. Ron Erhardt of Edina, now running as a Democrat, to win House District 49A. “Yes, I am that certain about that race,” Martin said. Bakk looks to DFL Senate candidate Greg Clausen in Senate District 57 in Dakota County as a possible Senate Democratic win. “We have an awfully good candidate down there,” he said. “Bellwether” races are found in Dakota County, Martin explained, with former DFL state senator Jim Carlson, state representatives Sandra Masin and Will Morgan, all seeking to regain seats lost last election. “I think we have a good

said. Martin views the proposed amendments on the ballot, Photo ID and the marriage ban, less about bringing out more voters than fired-up voters more likely to vote Democratic down the ticket. Republicans see things differently. Senate Majority Leader David Senjem, R-Rochester, indicated Senate Republicans are holding strong. “We’re getting frankly very good vibes (from voters),” he said. Senjem expressed confidence Senate Republicans would not only keep the majority but even pick up seats. “I don’t know who we’re going to lose,” Senjem said. “I’m confident we’ll be OK.” Polling has shown that jobs and the economy are the leading concerns of voters, Senjem explained. He said the state economy is improving, and Senate Republicans are going to take some credit for the improvements seen and those yet to come. Senjem views the presidential race as “absolutely” impacting legislative races. It’s critical that Republican presidential candidate Mitt Romney articulate his plans for improving the nation’s economy, Senjem explained. As for the Koch scandal,

dates say they’re not hearing about that at the front door, Senjem said. House Speaker Kurt Zellers, R-Maple Grove, said it’s too early to have a strong sense of how House Republicans will fare this election. “I feel confident we will hold the majority at the current number of seats,” Zellers said. There’s a “good chance” of House Republicans picking up seats, he explained. House Republican candidates include an impressive group of women candidates, Zellers said. Voters are most concerned about jobs and the economy, he said. “There’s nothing else that touches it,” Zellers said. The No. 2 issue for voters is one state lawmakers have no control over, he explained. That’s the national debt, he said. Like Bakk, Senjem, and Thissen, Zellers does not expect a “wave” style election in November. “It will be a one-on-one candidate year,” he said. Republican Party of Minnesota Chairman Pat Shortridge did not respond to an interview request. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

New logo for a mature city Burnsville council chooses design

by John Gessner

she said. What will the people say? After reviewing several options “It’s going to be impossible and ordering a few tweaks, the City to please 60,000 residents,” said Council has finally settled on a Communications Coordinator new Burnsville logo. Marty Doll, who worked on Almost. The chosen design, the project. Some will like the with what some would call an new logo and some won’t, he abstract depiction of the treespredicted. and-water theme that has an Officials sought to reassure chored the city logo since the residents that replacing the old early ’80s, will get a small tree logo is costly. “It really isn’t,” Doll trunk to better define the said. trees. The new logo will The green in the logo be applied only when a “does look like flames to city vehicle, a sign or a me,” Council Member piece of infrastructure is Mary Sherry said. “I’d like to The logo chosen by the City due for replacement. That see a tree trunk – a tiny one.” Council awaits one final design means the new and old lo City-hired artist Greg modification — a tree trunk. gos will co-exist for years to Preslicka of Savage, who crecome. The new logo will reated all the designs, will be place the old one on printed asked to make the change. materials. The council agreed on the chosen design The city won’t be throwing piles of oldat a Sept. 11 work session. It was one of three logoed letterhead in the dumpster to usher options left on the table after the council re- in the change, Doll said. In fact, he said the viewed earlier sketches on July 10 and asked city may not begin to roll out the change until for revisions. early next year, when an already low supply of Council Member Dan Gustafson liked the letterhead is depleted. chosen design for its flow. Council Member Officials say the time for a new logo is Bill Coughlin was neutral on the designs. now, with highway entrance monument signs Mayor Elizabeth Kautz said it’s high time planned in coming years and replacement of for a new logo — not a scrapping of the old some aging park signs. theme, but a “refresh.” “I believe the refresh is needed, as we are John Gessner can be reached at john.gessner@ecmin the 21st century, and it will be good for us,” inc.com or facebook.com/sunthisweek. DAKOTA COUNTY TRIBUNE

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 20, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy Paul Maier Named senior vice president of Product Technology, NACR, and president, S1 IT Solutions

Paul Maier has joined Eagan-based NACR and S1 IT Solutions as senior vice president of product technology and president, respectively. Maier is a senior executive with more than 25 years of experience in the IT and telecommunications industry, and an extensive knowledge of product management, business development, and services leadership in both North America and globally. Previously, he was vice president of business development at Siemens Energy, and general manager of the Industry and Energy Vertical and senior vice president of North American sales at Siemens IT Solutions and Services. Maier began his career at AT&T/ Lucent Technologies and holds an MBA from Fairleigh Dickinson University (N.J.). In addition, he completed an executive program with the INSEAD international graduate school in France. Brian Peterson Joins Stonebrooke Wealth Management Inc. Lakeville

Brian Peterson has joined the Lakeville office of Stonebrooke Wealth Management Inc. He recently earned the Certified Financial Planner designation and holds Series 7 and 66 investment licenses along with the Life, Health and Variable Insurance license. Peterson also has attained the industry’s Certified Retirement Planning Counselor designation. He earned a bachelor’s degree in biology from the University of Montana and an MBA from the Carlson School of Management at the University of Minnesota.

Accolades Wallace Group wins Communicator Award The Wallace Group, an Eaganbased marketing and public relations firm, has been honored with a national Communicator Award for its production of an informational publication that goes to the employees of the Luther Automotive Group’s dealerships and affiliates. Called “The Luther News,” the award-winning tabloid quarterly has been published for the past nine years. The Communicator Awards competition regularly attracts more than 6,000 entries.

Business Briefs

McDonald’s to demolish building, rebuild

Patterson Dental Acquires Iowa Dental Supply

Solar energy workshop set in Rosemount

The city of Lakeville has recently issued a building permit for a new McDonald’s restaurant to be constructed in the Crossroads Shopping Center located at Cedar Avenue and 179th Street. McDonald’s will be removing the 4,000-square-foot existing building in front of the Cub Foods store to construct a new 4,500-square-foot restaurant that will include dual drive-through lanes. Demolition of the existing building is expected to begin soon with construction of the new building to commence immediately after the demolition is completed.

Patterson Dental, Mendota Heights, one of the nation’s largest dental distributors and a unit of Patterson Companies Inc., has acquired Iowa Dental Supply LLC, a full-service dental distributor in Des Moines, Iowa, serving dental practices in Iowa, Nebraska, South Dakota, Missouri and Illinois. Terms of the allcash transaction were not disclosed.

Metro Clean Energy Resource Team will offer a free solar power workshop for homeowners and businesses from 6:30 to 8 p.m. Thursday, Oct. 4, at Rosemount Community Center, 13885 S. Robert Trail, Rosemount. At the workshop, participants will learn the basics of solar energy, hear from a panel of people who have solar power systems installed on their home or business, find out about incentives and rebates for installing solar power systems, and get resources to start a solar energy project. To RSVP, go to http://rosemountsolarworks.eventbrite.com.

Lakeville releases building permit report Lakeville has issued building permits with a total valuation of $72.99 million through August 2012. This compares to a total valuation of $45.48 million through August 2011. The city issued commercial and industrial permits with a total valuation of $8.99 million through August 2012 compared to a total valuation of $8.64 million during the same period in 2011. The city has also issued permits for 162 single-family homes through August 2012 with a total valuation of $47.19 million. This compares to 84 single-family home permits through August 2011 with a total valuation of $25.85 million. five New businesses have opened in Lakeville Spice Café is now open and Fancy Paws Pet Salon is coming soon to Lakeville Crossing at the intersection of Cedar Avenue and County Road 46. Granite & Cabinet Depot recently opened on Kenrick Avenue just north of Moto Primo and Harley Davidson. Perfectly Random is also now open in downtown Lakeville along with Mix Salon 12g on the southeast corner of Interstate 35 and County Road 70. CHS partners with Summit Texas Clean Energy Inver Grove Heights-based CHS Inc., an energy, grains and foods company and the nation’s largest farmer-owned cooperative, will serve as the exclusive off-take company for urea fertilizer produced by the Summit Texas Clean Energy Project LLC plant at Penwell, Texas. CHS will also be a minor investor in the project. The plant is expected to generate up to 700,000 tons of urea annually.

Regional Chamber sets Barnyard Bash for Nov. 9 The Dakota County Regional Chamber will gather Nov. 9 at Dodge Nature Center in West St. Paul for a Barnyard Bash to celebrate its volunteers and members who have donated time, effort, and monetary support to the chamber on a daily basis. The 2012 DCR Chamber Member & Volunteer Celebration will include games, a live band, a pig roast catered by This Little Piggy Catering, a bonfire, wagon rides and more. Must be age 21 or older to attend. Tickets are $35 (through Sept. 30), $45 (beginning Oct. 1). For more information, contact Jessy Annoni at (651) 2889202. Doc Popcorn opens in Burnsville Center A Doc Popcorn store is now open at Burnsville Center on the first floor of the Macy’s wing in front of Gordon’s Jewelers. The kiosk offers fresh-popped popcorn in a variety of flavors. This new Doc Popcorn store is the first of three franchise owner Brian Morse plans to open.

Open house set Oct. 14 at Lakeville Heritage Center The Lakeville Heritage Center is nearing completion and a community open house is planned for Sunday, Oct. 14. The open house will include a fundraising waffle breakfast from 8 a.m. to 12:30 p.m. and a recognition program at 1:30 p.m. The Heritage Center will offer spaces for seniors, veterans, and history, and allow rental opportunities for the community. The center is being created through a repurposing of the former police station and has been supported through community donations. Local businesses have made substantial in-kind contributions, including the parking lot installation and paving materials from Rich Carron and Valley Paving, Commercial Asphalt, and Flint Hills Resources, and construction roll-offs from Dick’s Sanitation.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc. com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

September 20, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum

Sen. Al Franken eulogizes former partner Tom Davis by Tom West

Dakota County Tribune

I had a chance to sit down with Minnesota’s junior Sen. Al Franken a week ago. It turned out to be one hour of quality face time. You learn a lot about people when you meet face to face that you don’t get from the 30-second sound bites on TV. (It may just be possible that President Obama is something besides “incompetent” and Mitt Romney is something other than “greedy.”) Franken spent time with the ECM Publishers Editorial Board, and we went through the usual public policy issues, some of which make your eyes glaze over. Franken will always be known as a comedian, but since he got into this political gig, he’s tried to become sort of a policy wonk. So we talked about something called the “Medical Loss Ratio” which he spearheaded to make sure that 80 percent of health insurance premiums are spent on health care instead of administrative overhead, marketing and executive bonuses. We talked about reforming No Child Left Behind, the federal education law that Franken dubbed, “A perverse race to the middle.” And we talked about retrofitting buildings for energy efficiency, the importance of early childhood education, the fate of the U.S. Postal Service and Assad of Syria and of how tennis star Billie Jean King could not get an athletic scholarship to USC in the early 1970s – even though she had already won at Wimbledon.

Tribune Columnist Tom West

We talked about the “fiscal cliff ” which the nation is said to be heading for come January, but which Franken said “is more like a fiscal slope,” and added for reassurance that in Congress, “Things tend to get done when they have to get done.” He said that the debt ceiling fight a year ago was the “one time that I was feeling kind of miserable” about having chosen to go into politics. He said, “People who aren’t Keynesian (economics believers) are selectively Keynesian.” But then, we got to the end, and, as a throw away question, I asked him to comment on the recent death of his comedywriting partner, Tom Davis. Franken and Davis were friends for 40 years, ever since high school in St. Louis Park. Three years ago, Davis was diagnosed with head and neck cancer and given six months to a year to live. He lived until July 19. Franken said Davis’ death really affected him. He said Davis “faced death with an unbelievable grace and humor.” About 10 days before Davis died, Franken visited him for the last time. Franken said: “He always had a sardonic sense of humor, but he was a little more sardonic (this time.)” After Davis died, Franken eulogized him on the floor of the Senate. You can

see the eulogy on the Internet. It lasts 21 minutes, and I laughed more than once watching it. Franken and Davis were two of the original writers for “Saturday Night Live.” Franken’s favorite memories of those times were “rolling on the floor” laughing at something somebody wrote. “That was just pure joy,” Franken said. Franken credited Davis with creating the Coneheads, and for a memorable skit in which French cuisine chef Julia Child accidentally cuts herself and bleeds to death. He remembered the time they were mistakenly booked into Huron University in South Dakota during spring break and six people showed up – five members of the basketball team who couldn’t afford to go home and another student restricted to campus until summer. And he recalled going camping with Davis on an island in the Boundary Waters in October, snagging a fishing line, getting into the canoe by himself to go free it, getting swept away by the current and having Davis, who was much more competent than Franken at canoeing, shouting him instructions on how to get out of the current, thus saving their lives. At the end of the eulogy, Franken read an essay that only a comedy writer like Davis could create. Entitled “The Dark Side of Death,” here are some of Davis’ more meaningful thoughts on his “deanimation”: “I’ve lost about 50 pounds. (I needed to lose 49.) It’s great to wear jeans from the ’70s, although I remember making a

Congratulations, concerns about Minnesota college entrance test scores by Joe Nathan

DAKOTA COUNTY TRIBUNE

Congratulations and concerns. That’s how we might react to recently released Minnesota high school graduates’ performance on the ACT college entrance test. Where do the congratulations come in? Minnesota seniors ranked first among the 40 states where at least 30 percent of seniors took the test. The percentage of students taking the ACT in those 39 states ranged from 14 to 100 percent. Minnesota’s high school graduates also rank above national average in area of the ACT: English, Reading, Mathematics and Science. ACT’s research suggests that students who do well on their test are more likely to earn A’s and B’s in their first year of college. ACT says that 74 percent of Minnesota 2012 high school graduates took their test. That compares to 100 percent of seniors in nine states, including North Dakota. Nine states had a somewhat higher average score that the 22.8 that Minnesota students earned. All the states with a higher average had a far lower percentage of students taking the test (from 9 to 27 percent). The conventional wisdom is that if virtually all of a state’s high school seniors or graduates take a test, the average will be lower than if only those who are planning to enter a college or university take

Tribune Columnist Joe Nathan

the test. That is not always true. For example, graduates of four states earned a 22.1 average, and had widely varying participating participation percentages. Seventyone percent of Wisconsin grads took the test, 63 percent in Iowa, 25 percent in California, and 21 percent in Maryland. Minnesota’s high national rank is a tribute to students, faculty and families. Congratulations on that. What about concerns? • Only 36 percent of Minnesota graduates scored at the level in all four areas that predict they will do well as college freshman. • Less than half of Minnesota graduates (42 percent) scored at the level in science that ACT says predicts strong college freshman grades. • More than a third of graduates (38 percent) scored lower in mathematics than ACT says will predict a good college freshman grade in that field. • The widely reported achievement gap shows up here, too. The percentage of white graduates who met at least three of the benchmarks was higher than

any other racial subgroup – white (59 percent), Asian American (36), Hispanic (34), American Indian (30) and African American (16). You can find more about results from Minnesota and other states at www.act. org/newsroom/data/2012/states/minnesota.html. A test score is only one predictor of how well a student will do in college. At a recent meeting of college and high school faculty, Andrew Nesset, then dean at Century College, pointed out that colleges have found that tests don’t measure the persistence, planning and responsibility skills that successful students need. Colleges study test scores. But they also look at grades and other factors to see if students are well prepared. It’s also important to remember that most of Minnesota’s two-year public colleges don’t require that students take the ACT test. These two-year colleges prepare many young people for good jobs. The results give us reasons to be proud. The scores also point to areas where more work is necessary, with a variety of students. Joe Nathan, formerly a Minnesota public school teacher and administrator, directs the Center for School Change. Reactions welcome, joe@centerforschoolchange.org. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

few people laugh when I said I would save them in case I got cancer.” “My grocer at the Claverack Market, Ted the Elder, recently asked if I had heard that there are two stages in life: ‘youth,’ and ‘you look great.’ Wish I’d thought of that.” “False hope is my enemy, also self pity, which went out the window when I saw children with cancer.” “I wake up in the morning, delighted to be waking up, read, write, feed the birds, watch sports on TV, accepting the fact that in the foreseeable future I will be a dead person. I want to remind you that dead people are people, too. There are good dead people and bad dead people. Some of my best friends are dead people. Dead people have fought in every war. We’re all going to try it sometime. Fortunately for me, I have always enjoyed mystery and solitude.” “Many people in my situation say, ‘It’s been my worst and best year.’ If that sounds like a cliche, you don’t have cancer.” “As an old-school Malthusian liberal, I’ve always believed that the source of all mankind’s problems is overpopulation. I’m finally going to do something about it.” Franken said in conclusion, “He was just a beautiful guy.” Tom West is the editor and general manager of the Morrison County Record. He may be reached at tom.west@mcrecord. com. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 20, 2012

Ice arena set for review Monday Farmington council vote key to fundraising efforts by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Farmington City Council members indicated at a Sept. 10 workshop they will allow a second sheet of ice to be built adjacent to the Schmitz-Maki Arena as promoted by Ice for Tigers, a grassroots group forwarding the initiative. The council’s site location go-ahead, expected by an official vote Monday, does not commit the city financially to the arena expansion, but allows potential donors the reassurance of knowing the arena plans are feasible in that location. Project cots are estimated between $2.5 million and $4.7 million depending on amenities added to the basic plan. Proposed is adding another sheet of ice in a building joined on the west side of the Schmitz-Maki Arena that would be used for practice, figure skating and tournaments; varsity hockey games would still be played at the existing arena. That Sept. 17 vote would commit the city to the next phase of the group’s focused effort: participation in the joint powers agreement discussions that will include the school district, Farmington Hockey Association, figure skating club, and other interested parties to define the project scope, capital costs, payback plans, maintenance funding and responsibilities for the arena. It would also allow Ice for Tigers the ability to sell arena sponsorship and naming rights to raise money for a fastbuild arena expansion. Donors will be asked to make pledges as operation “No Stone Unturned” goes into action, said Ice for Tigers member Rob Juncker. No Stone Unturned is a fundraising blast that would seek donations through sponsorships and naming rights for arena components. Ice for Tigers, which is not part of the Farmington Youth Hockey Association, has over $500,000 committed from an anonymous sponsor, Juncker said in a Tuesday interview. He said three other donors have agreed to each commit “tens of thousands” of dollars. Key to the project is getting all parties together to draft a joint powers agreement. City staff would likely add maintenance to its responsibilities at the current arena. The Farmington School District, through Board Chair Tera Lee and Superintendent Jay Haugen, has already agreed to participate in the discussions, Juncker said. He added that the district would love to add $800,000 worth of locker rooms to the arena plan. “That’s great if they want that,” Juncker said. “But they need to help me pay for that. I’m not going to be able to

Rosemount Saw from Page 1A

has been a visible part of the business, Saw & Tool also has commercial customers like Ace Hardware, Walmart, cabinet makers and school districts that span from as far away as Rogers and into western Wisconsin. Saw & Tool employees log hundreds of miles on the road each week picking

raise that on my own.” When council members expressed concern about unspecified project costs, Juncker said the joint-powers agreement will produce a “defined and radical build, so we know exactly how much this is going to cost, so we have long-term capital responsibility as well as a joint incentivised agreement to see the successful outcome of the arena.” He said a revenue and operating plan will include a guarantee for ice availability and purchases and to ensure there is demand before the arena is built. After the meeting, Farmington Mayor Todd Larson said he thought the presentation was “awesome.” “The whole presentation was really well done,” Larson said, adding that he will support the group’s requests Monday. Juncker said all council members and members of the Parks and Recreation Advisory Council who also attended spoke to him positively about the arena plan. “I don’t know if it could have gone much better,” he said. Planning Ice for Tiger’s nine months of investigation resulted in a goal for a self-supporting arena that they feel is the right scope and will use reputable builders and experts. Many of those contractors will be sought locally, say Ice for Tigers members. They also emphasized the benefit the ice will have for helping families to stay in their community as children participate in ice sports. Members described the frustration hockey families face as they must travel to cities like Faribault for ice time. They say hour-long car rides are bookended with equipment scrambles in a dash for 45-minute practices. Ice for Tigers say limited ice availability cuts into young-player development, as the system gives priority to higherlevel play. They say some players leave Farmington’s hockey program to play in cities where they can have more opportunity to develop. They claim another rink would allow te city to host hockey and figure skating tournaments, helping build the local economy and increase the demand for a hotel. Recognizing past efforts to build another arena have failed, Ice for Tigers members said they are determined the joint powers agreement plan will ensure they avoid pitfalls. “I think it’s time for us to have a second rink, and I think it’s actually possible,” Juncker said. Laura Adelmann is at laura.adelmann@ ecm-inc.com or facebook.com/sunthisweek.

up paper cutters that won’t clip from schools, weary saw blades from hardware stores or dull knives from kitchen departments. It hasn’t been easy to keep growing. Changes in industry with new materials, specifications, and equipment have meant the business has needed to invest in new equipment, which can run as much as $40,000 for a new

Graphic submitted

An artist’s rendering of what the Kingsley Shores senior housing facility next to Chart House will look like once construction concludes in fall 2013.

Work begins on Kingsley Shores Seniors transition to Heritage Center

the cost for repurposing of the former police station on In Lakeville this past week Holyoke Avenue will be more there have been some big mo- than $1 million. ments for seniors, and the City Council approved a preliminary Senior housing tax levy that could mean a $3 On Monday, Sept. 10, increase in taxes on homes av- Crews broke ground on the Kingsley Shores Senior Liveraging $214,000. ing facility, a $17.6 million, Senior Center 101-unit housing project next The city of Lakeville has to the Chart House on Kingbeen negotiating with an un- sley Lake. disclosed party for the pos- Frank Schoeben, who sible sale of the old Senior formerly owned the Chart Center building on Holt Av- House and the land on which enue in downtown Lakeville. Kingsley Shores will be built, City Administrator Steve was among the people who Mielke said the discussions sowed the seeds for construcinvolved a letter of intent, but tion of the three-story comsaid he could not give addi- plex. tional information. The next There will be 23 indepenstep, if negotiations are suc- dent-living, 46 assisted-living cessful, would be a purchase and 32 memory-care units agreement. served by 58 underground This marks the second parking spaces, according to time this year city staff mem- SilverCrest Properties, the bers have entered negotia- management company. tions with a potential buyer There will be a 100-foot for the site. strip of public access along The Heritage Center will the lakeshore, deeded over by open this month with a grand the developers to the city of opening in October, which Lakeville. renders the Holt Avenue site Schoeben said in a release vacant. that it will take about a year In October 2011, the City to finish construction for the Council voted 4-1 to set a sale estimated 275 workers. The price of $380,000, though facility will staff about 50 market conditions and nego- full- and part-time positions, tiations would dictate a final he said. price. The revenue from the sale Taxes of the building would go to- The 2013-2014 property ward paying for the improve- tax levy would increase the ments to the Heritage Cen- city portion of taxes $3 on the ter. Though organizations average home in Lakeville, have donated time, money said Dennis Feller, the city’s and equipment to the project, finance director.

sharpening machine, and pay for training. Every year one or two employees attend sessions organized by manufacturers of the equipment Saw & Tool sells and services. If the employees aren’t trained, then the business is unable to perform warranty work on the manufacturer’s products. “It seems like we are always going to school,” Ku-

by Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

sick said. Maybe that’s the reason Saw & Tool supports local schools as much as it does with monetary donations and making presentations to machine shop classes. Another community effort Saw & Tool has donated to is the Bluegrass Americana Festival during Rosemount Leprechaun Days. Betters, who says he can play some instruments “just a

The average home carries a $214,000 value. The city’s portion represents only a part of the property tax pie, which includes school district and Dakota County taxes. The City Council approved a preliminary levy that is projected to increase $614,673 over 2012 at its Sept. 4 meeting. By law, following the vote it can reduce the levy but cannot increase it. If the council adopts a tax levy in December that is $75,000 lower than the preliminary $23.7 million tax levy approved, it would mean no change in the share of property taxes paid toward the city by the average home value, Feller said. The budget documents are available at http://www. ci.lakeville.mn.us/financemainmenu-827/budget-finance-960. The City Council will host open houses and have additional work sessions to further discuss the budget before it votes Dec. 17: • Friday, Sept. 12, noon, the Lakeville Chamber of Commerce. • Tuesday, Oct. 2, from 5 to 8 p.m., at the Water Treatment Facility meeting room. • Monday, Oct. 15, from 5 to 7 p.m., at City Hall.

little bit,” has always had an interest in bluegrass music. “I thought that looked like something that would be fun, so we thought we could help them,” Betters said. “They have done all the hard work.” So people can expect to hear some music during Saw & Tool’s party, along with something for the little ones. People will have a chance to win a chain saw, lawn

Aaron M. Vehling is at aaron. vehling@ecm-inc.com or facebook.com/sunthisweek.

mower and hedge trimmers along with opportunities to talk to representatives from the manufacturers. On the menu will be chili dogs, hot dogs, chips, cake and drinks. More information on the business is at www.rosemountsawandtool.com. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

September 20, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Council considers allowing chickens in Eagan backyards by Jessica Harper

DAKOTA COUNTY TRIBUNE

Eagan may join a growing number of metro cities in adopting an ordinance that allows backyard chickens, thanks to the efforts of a few local chicken enthusiasts. The issue was first brought to the City Council in June by a handful of residents who challenged the city’s current ordinance prohibiting chickens and other farm animals from non-agricultural areas. Kim Bernard was among those residents to approach the council. She had been looking into raising chickens in her backyard and found, to her dismay, that the city prohibited such practices. Bernard said she became interested in the hobby after visiting a family farm in Oregon where she fell in love with the birds. “They are so hilarious and have such personalities,” she said. The group’s call for change prompted the council on Sept. 11 to hash out a potential ordinance amendment that would enable Eagan residents to raise a small number of chickens in their backyards. Council members agreed an ordinance should allow

residents to keep up to five chickens in residential areas but should be prohibited from having roosters, or slaughtering animals in areas that are not zoned as agricultural. Residents will be required to have proper fences to keep the birds within the property and “reasonably” match the exterior of the chicken coop to the home’s finish. The proposal also requires chicken coops to have a 10-foot setback from property lines and a 25-foot setback from dwellings, under the proposal. Residents are required to obtain a $50 permit, which can be revoked if the owner fails to comply with requirements of the ordinance or of the Homeowners’ Association, according to the proposal. Residents would also be required to have their property inspected to obtain a permit and a renewal. “We can always change it later if we determine that an annual inspection is not needed for renewal,” Mayor Mike Maguire said at the Tuesday night meeting. Chickens should not be allowed in homes or garages due to health concerns, council members agreed.

County cuts levy for 2013 to reduce property tax burden by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Dakota County’s portion of property tax bills is expected to drop in 2013 because commissioners reduced the levy to help combat an increased tax burden caused by a decline in the county’s tax base. A median-valued home of $187,300 will see a reduction of $29.62 in the county portion of its property taxes next year, and that amount may be reduced even more if commissioners make further levy reductions, a possibility Commissioner Kathleen Gaylord said Tuesday commissioners may pursue. Local governments can reduce the preliminary levy but cannot increase it in December when the final levy will be set. Overall, property values are expected to decline 4.6

percent in 2013, cutting the county’s taxable base and causing the county portion of property taxes to increase if the levy remained the same. At an Aug. 28 budget workshop, commissioners directed staff to reduce the 2013 levy by $250,000, from $129,402,073 this year to $129,152,073 in 2013. County commissioners also proposed the Regional Rail levy stay the same in 2013, setting a preliminary levy of $1.6 million. County workshops are set Nov. 6-9, and a public hearing on the county budget and levy is set for Nov. 27. The county’s final budget and levy will be adopted Dec. 11. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Photo by Jessica Harper

The Eagan City Council is considering joining a growing number of metro cities that allow chickens in residential areas. According to the University of Minnesota Extension, which studies agricultural issues, humans can contract bacterial and respiratory infections by

keeping chickens in their living spaces. Though a common concern, there are no cases of Avian flu being transmitted from birds to humans in the United

States, according to the U of M Extension. All of these proposed requirements are consistent with ordinances in other cities that allow chickens in residential areas. Although most neighboring cities don’t address coop space for each chicken, Council Member Paul Bakken suggested such a requirement should be included in the proposed amendment. “We wouldn’t want to open it up to having a chicken jail like some commercial farms,” he said. After consulting Nicholas Janssen, an Eagan chicken enthusiast, the council agreed to require a minimum of 2 square feet per bird in a coop and 5 square feet of run space per chicken. Interest in backyard chickens has grown in recent years and enthusiasts say the birds provide numerous benefits such as organic eggs, fertilizer, and weed control. To date, 14 Minnesota cities have adopted ordinances allowing small numbers of chickens in residential areas. Though interest has swelled in recent years, only

a few resid e n t s are raising the animals in those cities. In Bloomington, for instance, fewer than 10 chicken permits have been issued since 2011 when the ordinance was adopted, said Eagan city clerk Christina Scipioni. Those cities that have allowed chickens in residential neighborhoods have reported few issues with the birds. Most complaints include rooster noise, loose chickens, setback issues and chickens in garages, Scipioni said. “The vast majority of property owners comply immediately before a citation is issued,” she said. This isn’t the first ordinance change to allow new pets within Eagan. The council previously amended an ordinance to allow pet pigeons in residential backyards. The proposed chicken ordinance is set to go before the City Council in early October for a vote. Jessica Harper is at jessica. harper@ecm-inc.com or facebook. com/sunthisweek.

Rosemount tax impact aims for zero No change estimated for city portion of taxes on median value home by Tad Johnson

DAKOTA COUNTY TRIBUNE

Zero. That number may not be as fun as some of the others, but when it comes to taxes it’ll do. Zero is the estimated change in the city of Rosemount’s portion of property taxes from 2012 to 2013 for the median residential homestead property. That estimate comes as a result of the City Council’s approval of the preliminary 2013 levy and budget at the Sept. 4 regular meeting. The median value homestead of $194,100 is estimated to pay $854 in 2013. While that’s the same for the median property in 2012, tax bills dropped in each of the previous four years.

Council Member Jeff Weisensel said he was disappointed that the budget didn’t keep that string on a roll and asked for more innovation and cost cutting. Finance Director Jeff May said the city is becoming more efficient because and finding ways to make cuts or find savings in order to add amenities and operational costs and still maintain zero. “I see zero as a positive,” he said. City Administrator Dwight Johnson said the city could have put last year’s surplus fund toward debt reduction for an immediate reduction in taxes, but the council has tentatively accepted a plan to use that money to stabilize health insurance rates. “I think we made a good decision to help us in that regard,” he said. “We bought ourselves some real stability for years to come … so we don’t have a yo-yo budget.” The sample property

would have seen a reduction in the city portion of property taxes if the median value would have slipped as much as it had in previous years. Rosemount had the smallest median home value reduction (-3.34) of any city in Dakota County. The median value percentage change has ranged from -5.86 to -8.83 in the past three years for Rosemount. City officials reported the overall tax base did not decline by much because new growth offset some of the decline in existing property values. The city’s levy and funding needs are proposed to increase from 2012 to 2013 1.26 and 1.76 percent, respectively. Cities are required to set a preliminary budget by Sept. 15. At this point, the levy amount can only be reduced before the final levy is set in December. Property owners will receive their tax statements

in November prior to the city’s Dec. 4 required budget hearing. The 2013 budget includes not filling two positions that had retirements in 2012 (receptionist and public works operations superintendent). Not all of the costs associated with those positions will be saved. Some funds are budgeted in the event a part-time receptionist is hired, and some salary increases were passed along when public works operation superintendent duties were assigned to current employees. The city, which has 76 full-time employees, has trimmed full-time positions by five since 2008. Salary increases for all employees was 1 percent for 2012, along with another 1 percent increase slated for Jan. 1, 2013, and July 1, 2013. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

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Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

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Date-specific Dakota County Regional Chamber of Commerce events: • Tuesday, Sept. 25, 7:30 to 8:30 a.m., Rosemount Area Business Council, Paul Eggen – State Farm Insurance, 14450 S. Robert Trail, Suite 204, Rosemount. Guest: Jeff Wilfahrt, DFL candidate for state house representative. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Wednesday, Sept. 26, 7 p.m., Candidate Forum for Senate District 51, Rasmussen College, 3500 Federal Drive, Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, Sept. 27, 7:30 to 9 a.m., DCR Chamber Business Excellence Awards, Lost Spur Golf and Event Center, 2750 Sibley Memorial Highway, Eagan. Cost: $30. Registration required. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, Sept. 27, 7 to 9:30 p.m., Farmington Candidate Forums – Mayor/City Council and School Board, Farmington City Hall, 430 Third St., Farmington. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, Oct. 4, 7:30 to 8:30 a.m., The Buzz, West St. Paul/Mendota Heights budget discussion, DARTS, 1645 Marthaler Lane, West St. Paul. The city administrators from West St. Paul and Mendota Heights will discuss the 2013 city budgets. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. �� Valley �� of � Apple Chamber �� events: �� Commerce �� • Thursday, Sept. �� 20, 4:30 �� to 6:30 p.m., Business Hours, �� After �� BMO Harris 7095 St. � ��Bank, �� 151st �� W., Apple �� Valley. �� • Saturday, Sept. 29, 9 a.m. to �� Mar3 p.m., Flip�� Flop Community ket & Expo, Highland Elementary School, 140th Street and Pilot Knob Road. Space available to rent. Free admission. Information: Rhonda rhonda@flipflop�� at �� kidswap.com. �� Burnsville Chamber of �� Commerce events: �� • Tuesday, Sept. 25, 5 to 7 p.m., guest speaker Christine Clifford, “Let’s Close a Deal! Turn Contacts Into Paying Customers for�� Your Company, Product, Ser�� vice or�� Cause,” The Mezz Bistro �� 14401 Burnhaven Drive. Lounge, ��

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Sales and prices up as inventory and foreclosures fall For the past six months, nearly every housing market measure has indicated improvement. The Twin Cities housing recovery is gaining momentum. What’s more, the recovery has shown signs of both depth (consistency and continuity) and breadth (improvement across numerous indicators). Below are a few statistics organized by topic that equate to market recovery. Numbers given are for August 2012 and percentage increases and decreases are compared to August 2011 unless otherwise noted.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 20, 2012 ��

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Sales

• There were 4,877 pending sales, up 19.5 percent and marking the 16th consecutive month of increase. • There were 4,883 closed sales, up 12.3 percent, marking the 14th consecutive month of increase. • In June 2012, closed sales fell just six units short of a nearly six-year high (70 months).

Listings

• There were 16,348 homes for sale, down 30.5 percent and marking the 19th consecutive month of decreases. • Inventory levels are at their lowest since December 2003, which is nearly a nine-year low (104 months). • Inventory levels have come down a total of 54.5 percent from their July 2007 peak.

Prices

• The median sales price was • There were 5,972 new list- $179,000, up 15.5 percent and ings, down 1.8 percent but a marking the sixth consecutive month of increase. slight gain from last month. • The average sales price was

Free. Space is limited. RSVP to Maranda at (952) 898-5642 or maranda@burnsvillechamber. com. • Thursday, Sept. 27, 4:30 to 7:30 p.m., open house at Country Cabinets, 28010 Foliage Ave., Northfield. Information: Mary Benkufsky at mary@countrycabinets.com. • Thursday, Oct. 4, noon to 4:30 p.m., Chambershack, Crystal Lake Golf Course, 16725 Innsbrook Drive, Lakeville. Fall golf tournament. Cost: $80/individual, $300/foursome. Information: Maranda at (952) 898-5642 or maranda@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Friday, Sept. 21, 11:30 a.m. to 1 p.m., city budget presentation, Chamber conference room. • Friday, Sept. 21, 11:30 a.m. to 1 p.m., ribbon cutting and grand opening, MI5 Fitness Crossfit, 16320 Kenrick Loop. • Wednesday, Sept. 26, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon, Latest and Greatest in Health Care, Holiday Inn & Suites, 20800 Kenrick Ave., Lakeville. Speakers: Beth Krehbiel and Dr. Beth L. Thomas, Fairview Ridges Hospital. Cost: $20/members, $30/ nonmembers. RSVP by Sept. 19. • Thursday, Sept. 27, 4:30 to 6:30 p.m., Multi-Chamber Networking After Hours, Country Cabinets, 28010 Foliage Ave. S., Northfield. • Tuesday, Oct. 2, 6:45 to 8:30 p.m., School Board Candidate Forum, Lakeville City Hall Council Chambers. • Wednesday, Oct. 3, 7:30 to 8:30 a.m., Morning Brew, Fast Frame Expert Picture Framing. River Heights Chamber of Commerce events: • Friday, Sept. 28, 6 to 10 p.m., The EVENT – A Celebration of Freedom and Free Enterprise, Wabasha Street Caves, 215 Wabasha St. S., St. Paul. Cost: $40. Information: Jennifer Gale at (651) 389-1031 or jennifer@riverheights.com.

�� Ongoing Platinum Partners, a chapter �� of BNI, welcomes one represen-

tative from each profession and �� morning �� meets every�� Wednesday from 7:30 to 9 a.m. at � the Lake�� ville Green Mill. To learn more, �� call Amy at (952) 226-7741. �� Creative Pro��Networking �� fessionals, an independent busi�� ness networking group, meets the first �� and�� third Tuesday of the �� month at JoJo’s Rise and Wine in Burnsville from�� 8 to 9 a.m. The � �� group is focused creating in� �� on �� terpersonal relationships to grow � ��

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business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited Burnsville Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at BD’s Mongolian Grill, County Road 42 and Burnhaven Drive. To see if your category is open go to www.NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Stephano’s, Cliff Road and Highway 13, Eagan. To see if your category is open go to www.NetworkUnlimited.org. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. The group is based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 8981777. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each � � ��profession. � �� Bring�� your own lunch. For more information, call Paula Sevenich �� at (952) 891-4057 or visit www. bni-mn.com �� BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For �� more information, contact � ��Ellen �� at (952) 412-5287 or Lanny at (612) �� 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. � �� – ��BNI Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living

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$222,922, up 10.4 percent and marking the seventh consecutive month of increases. • Categorical median sales prices: traditional sales were $220,000, up 8.4 percent; foreclosures were $122,750, up 16.9 percent; short sales were $125,100, down 6.6 percent. • Price per square foot was $104, up 9.3 percent and marking the sixth consecutive month of increases. • The 10K Housing Value Index, which adjusts for both seasonality and housing segment bias, was up 8.1 percent to $170,656, marking the fifth

Association of Realtors. “The next step of recovery will be Foreclosures getting hesitant and distressed • Foreclosures and short sellers back into the market.” sales (“distressed properties”) comprised 32.4 percent of all All information is according to new listings. the Minneapolis Area Associa • Distressed properties com- tion of Realtors (MAAR) based prised 35.1 percent of all active on data from the Regional Mullistings. tiple Listing Service of Minne • Distressed properties com- sota, Inc. MAAR is the leading prised 36.0 percent of all closed regional advocate and provider sales. of information services and re “With inventory levels near- search on the real estate industry ing 10-year lows, buyers are for brokers, real estate professionscrambling to find the perfect als and the public. MAAR serves house,” said Cari Linn, presi- the Twin Cities 13-county metro dent of the Minneapolis Area area and western Wisconsin.

Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month

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from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan.  Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 9948392 or meetup.com/riseandshine networking group.

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September 20, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Regional collaborative means community bands to unite Rosemount, Hastings musicians to perform at Spring Lake Park Reserve Music Festival

by Tad Johnson

DAKOTA COUNTY TRIBUNE

The Dakota County Regional Arts Collaborative was formed, in part, to synergize the efforts of arts groups. That cooperative spirit will resonate outside the Schaar’s Bluff Gathering Center from 3 to 5 p.m. Sunday, Sept. 23, at the Spring Lake Park Reserve Music Festival. The idea for the event, which will feature performances by the Rosemount

and Hastings community bands, was born when members from the two cities’ arts councils were sitting next to each other at a recent collaborative meeting. Spring Lake Park Reserve, which is on the border of the two communities, was the natural location for the firsttime event, which organizers hope will be come a major, annual fall event. The Rosemount Community Band, formed in Septem-

ber 2011 and which played most recently in Central Park during Rosemount Leprechaun Days, will take to the outdoors along with the Hastings-based River Valley Band. “We are not surprised in another performance so soon after they July performance,” said director John Zchunke, who also directs the Rosemount Middle School band. “In fact, we are setting out to add more performances over the next few years.”

During the program, each band will perform a repertoire of marches, classical music, pop tunes and traditional band music. Zchunke said the band has added some new songs to its set list since July. “We are excited at being a part of the music festival,” he said of the band that practices most Mondays at the middle school. He said the hope is that the band will play several concerts each year. Its next perfor-

mance is slated during Christmas at the Steeple Center in December. Organizers from Dakota County Parks, and the Hastings Prescott Area and Rosemount Area arts councils, are hoping people will be able to enjoy fall colors at the Schaar’s Bluff Gathering Center that overlooks the Mississippi River. People are encouraged to bring their own lawn chairs and blankets.

Refreshments will be available for purchase by River City Popcorn Company. Parking is free. Guide dogs are allowed. The park’s address is 8395 127th St. E., Hastings. Additional information can be found at www.dakotacounty.us and www.rosemountcommunityband.org. Tad Johnson is at tad. johnson@ecm-inc.com or at facebook.com/sunthisweek.

Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF PUBLIC HEARING CITY OF LAKEVILLE REQUEST: A Conditional Use Permit to allow the construction of a shed resulting in the total accessory building area on the property to be greater than 750 square feet. The property is zoned RST-2, Single and Two Family Residential District. APPLICANT: Gary Sarff LOCATION AND LEGAL DESCRIPTION: The property is located at 11347 - 178th Street in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: Lot 20, Block 1, The Oaks of Lakevilla WHEN: Thursday, October 4, 2012 beginning at 6:00 p.m. or as soon as the parties may be heard. WHERE: Planning Commission Meeting. City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville. QUESTIONS: Call Frank Dempsey, Associate Planner at (952) 985-4423 or by e-mail at fdempsey@lakevillemn.gov DATED this 18th day of September 2012 CITY OF LAKEVILLE ________________________ Charlene Friedges City Clerk 3157655 9/20/12

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Wright District Court Tenth Judicial District Court File Number: 86-FA-10-825 Case Type: Domestic Abuse In the Matter of: Patrick Maetzig, Petitioner vs. NICOLE DIANE RENWICK, Respondent To Respondent named above: An order has been issued directing you to appear at the Wright County Gov’t Center 10 2nd St. NW Buffalo, MN on 10/2/12 at 9:00 a.m. and explain why the relief sought in the Application for Extension of Order for Protection should not be granted. You may obtain a copy of the Application for Extension of Order for Protection and any order issued from the court from the Wright County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 9/14/12 Sarah Conzet Deputy Court Administrator 3156620 9/20/12

PUBLIC NOTICE PUBLIC NOTICE Notice of Hearing by Publication

(Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-12-1476 In the Matter of: Fartun A. Jama, Petitioner vs. Germany Duane Norris, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W. Mendota Rd #140, West St Paul, MN 55118 on October 3rd, 2012 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 9/14/2012 Carolyn M. Renn Court Administrator Kelly L. Deputy 3156205 9/20/12

PUBLIC NOTICE

ORDER FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION COURT FILE NO. 19HA-CV-12-4540 -------------------------------------------------In re: Alvin E. Egbers Family Trust under Will dated 1/19/90, First Codicil dated 5/4/93 and Second Codicil dated 1/12/00 -------------------------------------------------Alta H. Egbers, one of the trustees herein, having filed a Petition for Confirmation of Appointment of Trustees and Other Relief, pursuant to Minn. Stats. §§501B.16(4), 501B.16(6), 501B.16(7), 501B.16(12), 501B.17, subd. 1(1), 501B.19 and 501B.23 (2012), now upon motion of Robins, Kaplan, Miller & Ciresi L.L.P. and Steve A. Brand, Esq., attorneys for petitioner, IT IS ORDERED THAT: (1) Hearing upon said Petition shall be had by this Court at a Special Term thereof to be held in Room ____ of the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033 on October 3, 2012, at 9:00 am or as soon thereafter as counsel can he heard. (2) Notice of such hearing shall be given by publishing a copy of this Order one time in a legal newspaper of Dakota County, Minnesota, and by mailing a copy thereof to each party in interest then in being, at his or her last known address, all as provided by law. (3) The parties in interest herein are hereby referred to said Petition on file in the office of the Administrator of this Court for a specification of the matters to be considered at said hearing, and counsel for petitioners designated below are hereby directed to supply a copy of said Petition to any party in interest, or the representative of any party in interest, requesting the same. DATED: Sept. 14, 2012. Arlene Perkkio Judge of District Court ROBINS, KAPLAN, MILLER & CIRESI L.L.P. By: Steve A. Brand (Atty. Reg. No. 0010790) 800 LaSalle Avenue, 2800 LaSalle Plaza Minneapolis, MN 55402-2015 (612) 349-8731/Fax (612) 339-4181 Attorneys for Petitioner 3156674 9/20-9/27/12

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-2268 Case Type: Harassment Jason Skindelien and Allison Greene, Petitioner(s) vs. Joseph Mousel, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: Sept. 14, 2012 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 3156154 9/20/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-585 Estate of Jeffrey C. Littler, a/k/a Jeffrey Clayton Littler, a/k/a JeffreyLittler, Decedent It is Ordered and Notice is given that on October 23, 2012, at 9:00 AM, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, September 26, 1994, (“Will”), and for the appointment of Jennifer L. Littler, whose address is 7938 Charles Way, Inver Grove Heights, MN, 55076 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 9-18-2012 BY THE COURT Jerome B. Abrams Judge of District Court (COURT SEAL) Attorney for Petitioner Stephen H. Fochler LeVander, Gillen & Miller, P.A. 633 South Concord Street, Suite 400 South St. Paul, MN, 55075 Attorney License No: 234928 Telephone: (651) 451-1831 FAX: (651) 450-7384 3157702 9/20-9/27/12

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-571 Estate of WAYNE RICHARD BISHOP aka Wayne R. Bishop, Decedent It is Ordered and Notice is given that on October 2, 2012, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated February 20, 2001, (“Will”), and for the appointment of Diane C. Bishop, whose address is 14013 Frontier Lane, Burnsville, MN 55337 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: Sept. 10, 2012 BY THE COURT Arlene Perkkio Judge of District Court (COURT SEAL) Attorney for Personal Representative Daniel M. Sheridan SHERIDAN LAW OFFICES 4470 Erin Drive, Suite 101 Eagan, MN 55122Attorney License No: 183210 Telephone: 651-452-8705 FAX: 651-452-8745 Email: law@sheridanlaw.org 3149131 9/13-9/20/12

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-572 In Re: Estate of Mary Ann Dorma, Decedent. It is Ordered and Notice is given that on 10/2/2012 at 9:00 AM, a hearing will be held in this Court at Dakota County Judicial Center, 1560 West Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will date d 1 1 / 0 1 / 1 9 9 5 a n d f o r t he appointment of Joseph G. Dorma, whose address is 7015 Galaxie Ct., Apple Valley, Minnesota 55124 and Rosemary B. Gaisbauer, whose address is 4982 Upper 147th St. W., Apple Valley, Minnesota 55124 as co-personal r e p r e s e n t a t i v e s of t h e d e c e d e n t ’ s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 9/11/12 BY THE COURT Shawn M. Moynihan Judge of District Court PATRICK W. STEWART LAW OFFICES, P.A. Patrick W. Stewart MN# 105545 14501 Granada Drive, Suite 200 Apple Valley, MN 55124 Telephone: (952) 432-2200 Facsimile: (952) 431-4090 e-mail: pstewartlaw@frontiernet.net 3150273 9/20-9/27/12P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE IS HEREBY given of the proposed sale & call for bids by the Karen M. Hubers Credit Trust on the following real estate, all located in Northfield, Rice County, lying east of the Northfield Golf Course and generally described as follows: PID: 08.05.1.50.001; Approx. 27.64 acres in the NE-1/4, Section 5, Northfield Township, Rice County. Tillable FSA acres = 27.64; CER rating = 81; Productivity Index = ~95. Sale subject to the following terms & conditions: 1) Any buyer wishing to purchase must submit a sealed bid specifying the total amount bid & reference the above property. Bids must be no less than $239,000. Each sealed bid must be accompanied by a certified check, cashier’s check, or bank draft in the amount of ten percent (10%) of the bid payable to Grundhoefer & Ludescher, PA Real Estate Trust Account. 2) All bids must be submitted & received by Grundhoefer & Ludescher, PA, 515 Water Street South, Northfield, MN 55057 (“Law Office”), on or before 5:00 pm, October 4, 2012, or by personal delivery to our Law Office by 9:15 am., Friday, October 5, 2012. Any bids received after those times will be rejected. 3) All those submitting timely sealed bids are invited to our Law Office at 10:00 am., on Friday, October 5, 2012, by which time & place all sealed bids will have been tabulated. All those who have submitted sealed bids will be given an opportunity to increase their previously submitted bid at that time & place. Bids may not be withdrawn until the bidding process is concluded & a purchase agreement is signed. 4) The successful bidder must be prepared to enter into a purchase agreement at the conclusion of the bidding on October 5, 2012, at which time earnest money in the amount of ten percent (10%) of the successful bid price must be paid. The balance of the successful bid price shall be due & payable at closing, which shall be on or before October 29, 2012. 5) The property is subject to a Farm Lease which will end December 31, 2012. No fall tillage will be performed by current tenant or owner. Buyer may have access to the land after crops are removed after the 2012 growing season. 6) The real estate taxes due in 2012 shall be prorated to date of closing. 7) Seller reserves the unqualified right to reject any & all bids & to waive any irregularities in the bidding. 8) Anyone desiring additional information should contact Matthew Rich, Grundhoefer & Ludescher, PA, 515 Water Street South, Northfield, MN 55057, Tel. 507-645-4451. More details and a map of the property are available at www.northfieldlaw.com. 3147141 9/13-10/4/12

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-568 Estate of Francis A. Carpenter, Decedent Notice is given that an application for informal probate of the Decedent’s will dated October 28th, 2008 and codicil ( ) to the will, dated _____ and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar h a s i n f o r m a l l y a p p o i n t e d F r a n c is Myers whose address is 11400 Albavar Path, Inver Grove Heights, Minnesota 55077 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given, that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 9/7/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Kelly M. Rowe Rowe and Kelly, PLLC 2038 Ford Parkway, Suite 420 St. Paul, MN 55116 Attorney License No: 0199461 Telephone: (651) 699-4280 FAX: (651) 696-9272 Email: kellyrowe.esq@comcast.net 3149362 9/20-9/27/12P

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-12-577 ---------------------------------------------------------In Re: Estate of James G. Olexa, Deceased. ---------------------------------------------------------TO: ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above-named decedent’s last will dated March 20, 1997, has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby given that the informal appointment of Susan A . Olexa, whose address is 17739 Landmark Court, Lakeville, Minnesota 55044, as personal representative of the estate of the above-named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Probate Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 9/12/12 Heidi Carstensen Registrar Michael J. Smith Larkin Hoffman Daly & Lindgren Ltd. 1500 Wells Fargo Plaza 7900 Xerxes Avenue South Minneapolis, Minnesota 55431 (952) 835-3800 Filed: Carolyn M. Renn District Court Administrator 3154254 9/20-9/27/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-530 Estate of Katharine S. Patterson, Decedent Notice is given that an application for informal probate of the Decedent’s will dated April 12, 1991 and codicil(s) to the will, dated 12/10/07 and 9/5/09, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Peggy P. Sands whose address is 10 Hillcrest Lane, Lakeville, CT 06039 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Gregory A. Kvam Briggs and Morgan, P.A. 332 Minnesota St., #W2200 St. Paul, MN 55101 Attorney License No: 5916X Telephone: 651-808-6609 FAX: 651-808-6450 Email: gkvam@briggs.com 3157416 9/20-9/27/12

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 22, 2006 MORTGAGOR: Ryan Volk, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed January 17, 2007, Dakota County Registrar of Titles, Document No. 604516 on Certificate of Title No. 141840. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association as Trustee for the Certificate holders of Structured Asset Mortgage Investments II Inc., Bear Stearns Mortgage Funding Trust 2006-AR-3, Mortgage Pass-Through Certificates, Series 2006-AR3. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100386100002367399 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bear Stearns Residential Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20458 Kensfield Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 227139006105 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1105, CIC No. 340, Springbrook Condominiums, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,998.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001361 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157368 9/20-10/25/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: THMG RADIO 2. Principal Place of Business: 1170 NORTHWOOD DRIVE, APT #237, EAGAN, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. AVANI C. KOTHARI, 1170 NORTHWOOD DRIVE, APT #237, EAGAN, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 06/25/2012 AVANI C. KOTHARI, PROPERITOR 3143502 9/13-9/20/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Webb Candy 2. Principal Place of Business: 980 Aldrin Drive, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Webb Business Promotions Inc., 980 Aldrin Drive, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/4/2012 Alan M. Webb CEO 3156341 9/20-9/27/12P

PUBLIC NOTICE PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-3719 In the Matter of the Petition of: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3, In Relation to Certificate of Title No. 116259 issued for land in the County of Dakota and State of Minnesota and legally described as: The East one-half of Lot Twelve (12) and the West one-half of Lot Thirteen (13), Westchester Heights No. 1, according to the plat thereof on file and of record in the office of the Registrar of Deeds within and for said County and State. TO: WAYNE J. JENKINS; CHERYL M. JENKINS; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE TEMO ROOFING & SIDING, LLC; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of October, 2012, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 116259 and enter a new Certificate of Title for the land therein described in favor of HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 693099, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: July 31, 2012 BY THE COURT: /s/Richard G. Spicer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3155211 9/20-9/27/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Dam Ice Guys 2. Principal Place of Business: 21720 Hamburg Ave, Lakeville, Mn 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ben Nelson, 21720 Hamburg Ave, Lakeville, Mn 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 7-25-12 Ben Nelson, President 3143695 9/13-9/20/12P

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION Court File No.: 19HA-FA-12-876 ______________________________________ In Re the Marriage of: Selena Nhoua Yang, Petitioner, and Junhua Lin, Respondent ______________________________________ THE STATE OF MINNESOTA TO JUNHUA LIN, THE ABOVE-NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon the Petitioner’s attorney an Answer to the Petition for Dissolution of Marriage, which is herewith served upon you, within thirty (30) days after service of this Summons upon you, exclusive of the date of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition for Dissolution of Marriage. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING AND ALTERNATIVE DISPUTE RESOLUTION PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. Dated: 6-1-12 /s/ Patrick E. Florin Patrick E. Florin Attorney for Petitioner 2935 West Service Road Suite 200 Eagan, MN 55121 (651) 636-4040 Attorney I.D. No. 30387 3156252 9/20-10/4/12P

Summons Without Real Estate State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-12-2532 Case Type: Dissolution without Children In Re the Marriage of: Bonnie Alaishia Daniels, Petitioner and Jimmy Daniels Jr., Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: YOUR SPOUSE (HUSBAND OR WIFE) HAS FILED A LAWSUIT AGAINST YOU FOR DISSOLUTION OF YOUR MARRIAGE. A COPY OF THE PAPERWORK REGARDING THE LAWSUIT IS SERVED ON YOU WITH THIS SUMMONS. THIS SUMMONS IS AN OFFICIAL DOCUMENT FROM THE COURT THAT AFFECTS YOUR RIGHTS. READ THIS SUMMONS CAREFULLY. IF YOU DO NOT UNDERSTAND IT, CONTACT AN ATTORNEY FOR LEGAL ADVICE. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. 2. You must serve upon Petitioner and file with the court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the court administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons , not counting the day of service. If you do not serve and file your Answer, the court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding, (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in our area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota Statutes, Chapter 518B, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 8/21/2012 3138585 9/6-9/20/12

PUBLIC NOTICE

Notice is hereby given that on October 26, 2012 at 10:00 AM at Acorn Mini Storage, 5000 Babcock Trail, city of Inver Grove Heights, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by:

Notice is hereby given that on October 26, 2012 at 11:00 AM at Acorn Mini Storage, 2935 Lexington Ave. S., city of Eagan, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by:

Unit # 1218 Darlene Evans/ Yolanda Foster Snow blower, furniture, boxes of unknown content #4678351

Unit # 454B Bradford VanHaveren Bicycles, television, luggage, furniture, boxes of unknown content #4678645

Unit # 1503 Nick Robinette Luggage, furniture, boxes of unknown content #4678352 Unit # 2004 Sandy Johnson/ Jeff Kowalski Furniture, boxes of unknown content #4678353 3144148 9/13-9/20/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY IN POSSESSION OF DICK'S VALLEY SERVICE, INC Notice is hereby given that pursuant to Minnesota Statute 168B.01, Dick's Valley Service shall sell the following vehicles at public sale unless reclaimed by their rightful owner or lien holder under Minnesota Statute 168B.08. Failure of the owner or lien holders to exercise their right to reclaim the vehicle and contents within the appropriate time allowed under section 168B.051, subdivision 1, 1a, or 2, shall be deemed a waiver by them of all right, title, and interest in the vehicle and contents and a consent to the transfer of title to and disposal or sale of the vehicle and contents pursuant to section 168B.08. 1. US Cargo Utility Trailer with VIN# 4PL500D17Y1045739, Towed on July 16th, 2012 from 13910 Herald Ct, Apple Valley, MN Dick's Valley Service, Inc, 6781 146th St W, Apple Valley, Mn 55124 952-432-2848 Dated this 13th day of September, 2012. 3157324 9/20/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-4236 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 134774 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 4B, CIC No. 90, River Pointe Condominium, a condominium located in the County of Dakota. TO: CHERYL KRISTINE STOLZ; RIVER POINTE CONDOMINIUM ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 24th day of October, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 134774 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 697755, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 8/19/12 BY THE COURT: Richard G. Spicer Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 3148219 9/13-9/20/12

Unit # 754 Gabriel Lheureux/ Burton Snowboards Generator, ladder, electric cord, rope, boxes of unknown content #4678646 3144120 9/13-9/20/12

The contents of the following storage units will be sold to the public using sealed bids. Sale and viewing will be held at 3:00pm on Wednesday 10/03/12 at the U-Haul Center of Apple Valley, located at 6895 West 151St Street, Apple Valley, MN 55122 Unit numbers 1002 &1008 leased by Jamal Prince, Miscellaneous household and personal goods, Amount Due $699.80 Unit number 1329 leased by Darin Wiger, Miscellaneous household and personal goods, Amount Due $359.90 3142212 9/6 & 9/20/12

PUBLIC NOTICE

S. Amundson - Unit 526 Misc. Boxes, Mattress, Desk Chair

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 17th, 2012 at 10 a.m. at 4440 Denton Way, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1971 House of Harmony manufactured home, 14x70 Serial No. Unknown. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Resident Unknown. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $3976.43 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date September 13, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: September 20th, September 27th, October 4th 2012) 3154695 9/20-10/4/12P

S. Henry - Unit 631 Misc. Boxes, Book Shelves, Totes

PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday October 10th, 2012 on or after 9:30am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. T. Schantzen - Unit 540 Dresser, Table, Misc. Boxes S. Leinum - Unit 349-350 Misc. Boxes, Bedding, Totes S. Pickus - Unit 447-464 Misc. Boxes, Bird Cage, Shelving

M. Dailey - Unit 641 TV, Lawn Mower, Misc. Boxes 3144689 9/20-9/27/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-3978 In the Matter of the Petition of: Aurora Bank, FSB, In Relation to Certificate of Title No. 94943 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Seven (7), Block Two (2) in COBBLESTONE MANOR, according to the recorded plat thereof. TO: DONALD JAMES KVALE; SUSAN JANE KVALE; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 14th day of November, 2012, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 94943 and enter a new Certificate of Title for the land therein described in favor of Aurora Bank, FSB, subject to the memorials of Document Nos. 122032 and 549349, but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 688012, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named partie s residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident’s post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: August 27, 2012 BY THE COURT: /s/ Timothy J. McManus Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 3147529 9/13-9/20/12

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 17th, 2012 at 10 a.m. at 21 Orleans, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 2004 LIBE manufactured home, 28x64, Serial No. 18L01883XU. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Antonio Alejandro Brito Arias and Norma Irene Castro Garcia with Capital Home sales LLC as the secured party. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $2328.00 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date September 13, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: September 20th, September 27th, October 4th 2012) 3155884 9/20-10/4/12P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-12-562 ESTATE OF Othmar L. Fox a/k/a Othmar Leo Fox, DECEDENT A Petition for Determination of Descent has been filed with this Court. The Petition represents that Decedent died more than three years ago, leaving property in Minnesota and requests the probate of the Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on 9-25, 2012 at 9:00 a.m. by this Court at Dakota County Government Center, 1560 Highway 55, Hastings Minnesota. (1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. (2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Date: 8/31/12 Patrice Sutherland Judge (COURT SEAL) Attorney For Petitioner James M. Burkhardt Attorney at Law 215 Fourth Street North Cannon Falls, MN 55009 507-263-3921 Attorney I.D. 13286 3141175 9/13-9/20/12P

��

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 17th, 2012 at 10 a.m. at 4405 Denton Way, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1974 ROSW manufactured home, 14x70, Serial No. S1756. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Todd Allen Billings. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $4906.45 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date September 13, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: September 20th, September 27th, October 4th 2012) 3154667 9/20-10/4/12P

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 17th, 2012 at 10 a.m. at 7751 Dorchester Circle, S k y l i n e V i l l a g e MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 2 0 0 2 REDM manufactured home, 28x68, Serial No. 11263994. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Carl Allen Nielsen and Lieselotte Nielsen w i t h V a n d e r b i l t Mortgage & Finance Inc as the 1st Secured Party. The property has been abandon in the Skyline Village MHC for more than 60 days. The amount of the claim against the above referenced property is $2224.88 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date September 13, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: September 20th, September 27th, October 4th 2012) 3154638 9/20-10/4/12P

PUBLIC NOTICE

The contents of the following storage units will be sold to the public using sealed bids. Sale and viewing will be held at 3:00Pm on Friday 10/05/12 at the U-Haul Center of Burnsville, located at 1630 West Hwy13, Burnsville, MN 55337 Unit number A3010 leased by Jessica Winchell, Miscellaneous household and personal goods, Amount Due $319.90 Unit number A3045 leased by Shayne Shaw, Miscellaneous household and personal goods, Amount Due $169.90 Unit number A3056 leased by Lawrence Teah, Miscellaneous household and personal goods, Amount Due $335.90 Unit number A3113 leased by Jamie Combs, Miscellaneous household and personal goods, Amount Due $439.90 Unit number A4118-20 leased by Joseph Winarski, Miscellaneous household and personal goods, Amount Due $ 439.90 Unit number B2059 leased by Michael Olson, Miscellaneous household and personal goods, Amount Due $217.95 Unit number B2109 leased by Azber Ansar, Miscellaneous household and personal goods, Amount Due $497.90 Unit number B2113 leased by Azber Ansar, Miscellaneous household and personal goods, Amount Due $497.90 Unit number B2904 leased by Peter Villareale, Miscellaneous household and personal goods, Amount Due $315.90 Unit number B2908 leased by Kevin Gholar SR, Miscellaneous household and personal goods, Amount Due $329.90 Unit number C1101-05 leased by Michael Barth, Miscellaneous household and personal goods, Amount Due $639.90 Unit number C1312 leased by Kevin Knipp, Miscellaneous household and personal goods, Amount Due $209.90 Unit number C1602 leased by Laura Ngeh, Miscellaneous household and personal goods, Amount Due $209.90 Unit number C1627 leased by Jeremy Sutherland, Miscellaneous household and personal goods, Amount Due $169.90 Unit number C1630 leased by Mac Tucker, Miscellaneous household and personal goods, Amount Due $209.90 Unit number C1632 leased by Mac Tucker, Miscellaneous household and personal goods, Amount due $209.90 Unit number D2950 leased by Mario Robinson, Miscellaneous household and personal goods, Amount Due $424.90 Unit number D2960 leased by Scott Browning, Miscellaneous household and personal goods, Amount Due $449.90 3142127 9/6 & 9/20/12

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Sveen Painting 2. Principal Place of Business: 2905 E 125st, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Richard Sveen, 2905 E 125st, Burnsville, MN 55337 Melyssa Lloyd, 2905 E 125st, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/5/12 Melyssa Lloyd 3146727 9/13-9/20/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: TERE HUMSAFAR MEER GEET - YOUR ASPIRATIONS 2. Principal Place of Business: 1170 NORTHWOOD DRIVE, APT #237, EAGAN, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. AVANI C. KOTHARI, 1170 NORTHWOOD DRIVE, APT #237, EAGAN, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 06/25/2012 AVANI C. KOTHARI, PROPERITOR 3143472 9/13-9/20/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Bedrock Motors of Inver Grove Heights 2. Principal Place of Business: 10 Mendota Road East, Inver Grove Heights, MN 55077 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Bedrock Motors of Rogers, Inc., 13830 Northdale Boulevard, Rogers, MN 55374 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/30/12 Ronald J. Maas 3143453 9/13-9/20/12P

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-586 In Re: Estate of WILLIAM HAROLD MYRVOLD, Decedent. Bruce Myrvold has filed a Petition for Determination of Descent. It is Ordered that on October 23, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 9-18-2012 BY THE COURT Jerome Abrams Judge of District Court EASTLUND, SOLSTAD, CADE & HUTCHINSON, LTD. Heather L.L. Koering MN# 30394X 4200 County Road 42 West Savage, MN 55378 Telephone: 952-894-6400 Facsimile: 952-894-6421 e-mail: hkoering@eschlaw.com 3157547 9/20-9/27/12

PUBLIC NOTICE

AMENDED NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-498 Estate of RUSSELL OSCAR PAULSON, Decedent It is Ordered and Notice is given that on 10/9/12, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated April 22, 2004, (“Will”) and for the appointment of Donald J. McCall, whose address is Lethert, Skwira, Schultz & Co. LLP, 170 East Seventh Place, Suite 100, St. Paul, MN 55101 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9/11/12 Arlene M. Perkkio Judge (COURT SEAL) Attorney for Personal Representative Stephen L. Nelson Stephen L. Nelson P.A. 665 North Snelling Avenue St. Paul, Minnesota 55104-1893 Tel: (651) 646-5000 Fax: (651) 642-2619 Attorney License No.: 78219 3150972 9/20-9/27/12

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14400 Bayberry Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 341470301180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Bloomfield 4th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,484.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $291,416.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __April 2, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003075 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3116759 8/16-9/20/12

PUBLIC NOTICE

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�� if�� GAGEE: $115,989.11 mortgage and taxes, any actually That prior to the commencement of paid by the mortgagee, on the prethis mortgage foreclosure proceeding mises and the costs and disburseMortgagee/Assignee of Mortgagee com- m e n t s a l l o w e d b y l a w . T h e t i m e plied with all notice requirements as allowed by law for redemption by said required by statute; That no action or mortgagor(s), their personal represenproceeding has been instituted at law tatives or assigns is 6.00 months from o r o t h e r w i s e t o r e c o v e r t h e d e b t the date of sale. If Mortgage is not secured by said mortgage, or any part reinstated under Minn. Stat. §580.30 thereof; or the property is not redeemed under PURSUANT to the power of sale con- Minn. Stat. §580.23, the Mortgagor tained in said mortgage, the above must vacate the property on or before described property will be sold by the 11:59 p.m. on April 2, 2013, or the next business day if April 2, 2013 falls on a Sheriff of said county as follows: DATE AND TIME OF SALE:October 5, Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law REDEMPTION BY THE MORTGAGOR, Enforcement Center, 1580 Hwy 55, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE Lobby #S-100, Hastings, MN to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. P R O D U C T I O N , A N D A R E TIME AND DATE TO VACATE PROP- ABANDONED." Dated: August 16, 2012 ERTY: If the real estate is an owner-occupied, single-family dwellDEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee ing, unless otherwise provided by law, under POOLING AND SERVICING the date on or before which the mortAGREEMENT Dated as of May 1, gagor(s) must vacate the property if the mortgage is not reinstated under sec2005 MORGAN STANLEY HOME EQUITY LOAN TRUST 2005-2 tion 580.30 or the property is not MORTGAGE PASS-THROUGH redeemed under section 580.23 is CERTIFICATES, SERIES 2005-2 11:59 p.m. on April 5, 2013, unless the redemption period is reduced to 5 Randall S. Miller & Associates, PLLC weeks under MN Stat. Secs. 580.07 or Attorneys for Assignee of Mortgage/ Mortgagee 582.032. MORTGAGOR(S) RELEASED FROM One Financial Plaza, FINANCIAL OBLIGATION ON MORT- 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 GAGE: None "THE TIME ALLOWED BY LAW FOR Phone: 612-573-3677 REDEMPTION BY THE MORTGAGOR, Our File No. 11MN00749-2 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- A-4284249 08/16/2012, 08/23/2012, CIAL ORDER IS ENTERED UNDER 08/30/2012, 09/06/2012, 09/13/2012, MINNESOTA STATUTES, SECTION 09/20/2012 8/16-9/20/12 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 3109273 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE AND ORDER OF HEARING LESS THAN FIVE UNITS, ARE NOT ON PETITION FOR PROBATE OF PROPERTY USED IN AGRICULTURAL WILL AND APPOINTMENT OF P R O D U C T I O N , A N D A R E PERSONAL REPRESENTATIVE AND ABANDONED." NOTICE TO CREDITORS Dated: August 7, 2012 STATE OF MINNESOTA CitiMortgage, Inc. COUNTY OF DAKOTA Mortgagee/Assignee of Mortgagee FIRST JUDICIAL DISTRICT USSET, WEINGARDEN AND LIEBO, P.L.L.P. DISTRICT COURT Attorneys for Mortgagee/Assignee of PROBATE DIVISION Mortgagee Court File No. 19HA-PR-12-584 4500 Park Glen Road #300 Estate of Donald Michael Zurek, Minneapolis, MN 55416 Decedent (952) 925-6888 It is Ordered and Notice is given that 10 - 10-112-2012 FC THIS IS A COMMUNICATION FROM on October 23, 2012, at 9:00 am, a hearing will be held in this Court at A DEBT COLLECTOR. 3116522 8/16-9/20/12 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, March 6, 1987, (“Will), and for the appointment of Dr. NOTICE OF MORTGAGE Michael Allan Zurek, whose address is FORECLOSURE SALE THE RIGHT TO VERIFICATION OF 32214 - 111 1/2 Street, Princeton, MN, THE DEBT AND IDENTITY OF THE 55371 as Personal Representative of ORIGINAL CREDITOR WITHIN THE t h e E s t a t e o f t h e D e c e d e n t i n a n T I M E P R O V I D E D B Y L A W I S N O T UNSUPERVISED administration. Any AFFECTED BY THIS ACTION. objections to the petition must be filed NOTICE IS HEREBY GIVEN: That with the Court prior to or raised at the default has occurred in the conditions hearing. If proper and if no objections of the following described mortgage: are filed or raised, the Personal RepreDATE OF MORTGAGE: March 9, 2005 sentative will be appointed with full ORIGINAL PRINCIPAL AMOUNT OF power to administer the Estate includMORTGAGE: $205,100.00 ing the power to collect all assets, to MORTGAGOR(S): Spencer Schnacky pay all legal debts, claims, taxes and and Rebecca Schnacky, Husband and expenses, to sell real and personal Wife property, and to do all necessary acts MORTGAGEE: Mortgage Electronic for the Estate. Registration Systems, Inc. As nominee Notice is also given that (subject to for First NLC Financial Services, LLC Minn. Stat. 524.3-801) all creditors TRANSACTION AGENT: Mortgage having claims against the Estate are Electronic Registration Systems, Inc. required to present the claims to the MIN#: 100195910000412307 Personal Representative or to the SERVICER: Ocwen Loan Servicing, C o u r t A d m i n i s t r a t o r w i t h i n f o u r LLC months after the date of this Notice or LENDER: First NLC Financial Ser- the claims will be barred. vices, LLC. A charitable beneficiary may request D A T E A N D P L A C E O F F I L I N G : notice of the probate proceedings be Dakota County Minnesota, Recorder , given to the Attorney General pursuon April 12, 2005, as Document No. ant to Minn. Stat. 501B.41, subd. 5. 2312210. Dated: 9-18-12 ASSIGNED TO: DEUTSCHE BANK BY THE COURT NATIONAL TRUST COMPANY, as Jerome Abrams Trustee under POOLING AND SERVICJudge of District Court ING AGREEMENT Dated as of May 1, (COURT SEAL) 2 0 0 5 M O R G A N S T A N L E Y H O M E Attorney for Petitioner EQUITY LOAN TRUST 2005-2 MORT- D. Scott Berry G A G E P A S S - T H R O U G H C E R T I F I - Berry Law Offices CATES, SERIES 2005-2 Dated: Octo- 130 North Rum River Drive ber 19, 2011 , and recorded February 3, Princeton, MN, 55371 2012 by Document No. 2846388. Attorney License No.: 0307841 L E G A L D E S C R I P T I O N O F P R O P - Telephone: (763) 389-0178 ERTY: Lot 21, Block 1, Judicial Woods, FAX: (763) 631-9475 according to the plat thereof on file or Email: dsberry@berrylawoffices.com of record in the office of the county 3157611 9/20-9/27/12 Recorder, Dakota County, Minnesota. PROPERTY ADDRESS: 13229 Court Place, Burnsville, MN 55337 NOTICE OF MORTGAGE PROPERTY I.D: 02-40700-01-210 FORECLOSURE SALE COUNTY IN WHICH PROPERTY IS RIGHT TO VERIFICATION THE LOCATED: Dakota DEBT AND IDENTITY OF THE OF THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE ORIGINAL CREDITOR WITHIN THE NOTICE: Two Hundred Fourteen THE TIME PROVIDED BY LAW IS Thousand Five Hundred Six and 00/100 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ($214,506.00) THAT no action or proceeding has default has occurred in conditions of been instituted at law to recover the the following described mortgage: DATE OF MORTGAGE: June 6, 2003 debt secured by said mortgage, or any MORTGAGOR: Kathleen M. Stein, a part thereof; that there has been compliance with all pre-foreclosure notice single person. MORTGAGEE: Bankers Mortgage and acceleration requirements of said Company, LLC. mortgage, and/or applicable statutes; DATE AND PLACE OF RECORDING: PURSUANT, to the power of sale conFiled July 24, 2003, Dakota County tained in said mortgage, the above described property will be sold by the Registrar of Titles, Document No. 0507337 on Certificate of Title No. Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM 122758. ASSIGNMENTS OF MORTGAGE: on October 2, 2012 PLACE OF SALE: Sheriff`s Mai n Assigned to: TCF Mortgage CorporaOffice, Law Enforcement Center, 1580 tion. And thereafter assigned to: Mortgage Electronic Registration SysHighway 55, Hastings MN 55033-2343

PUBLIC NOTICE

to pay the debt then secured by said mortgage and taxes, if any actually

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�� Property �� Address: 127 17th Ave South Saint Paul, MN 55075-2143 �� Mortgage Electronic Registration Sys tems, Inc.. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4 7 2 9 W e s t W i n d T r a i l , E a g a n , MN 55122 TAX PARCEL I.D. #: 105675003080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Park Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,137.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 2, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3006 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3116564 8/16-9/20/12

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NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,800.00 MORTGAGOR(S): Sandra V. Cortez, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Novastar Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 09, 2007 Dakota County Recorder Document Number: 2486727 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2007-1 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2007-1 Dated: July 30, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100080190062488721 Lender or Broker: Novastar Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 127 17th Ave S,

Tax Parcel ID Number: 368390004240 LEGAL DESCRIPTION OF PROPERTY: All of Lot 23, except the South .52 feet thereof and Lot 24 except the North 30 feet thereof in Block 4, of Wharton & Millers Addition to South St. Paul, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,227.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 28, 2013, or the next business day if March 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2007-1 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2007-1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022794F01 3114031 8/16-9/20/12

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __April 3, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3116746 8/16-9/20/12

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NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,609.00 MORTGAGOR(S): Ken Brown, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Plaza Home Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 08, 2009 Dakota County Registrar of Titles Document Number: T650487 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: October 11, 2011 Registered: October 25, 2011 Dakota County Registrar of Titles Document Number: T686063 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100109800001183228 Lender or Broker: Plaza Home Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147386 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12501 Nicollet Ave Unit 118, Burnsville, MN 55337-5902 Tax Parcel ID Number: 02-90630-05-118 LEGAL DESCRIPTION OF PROPERTY: Unit No. 118, CIC No. 572, Park Crest On Nicollet, a common interest community, located in the County of Dakota, State of Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,709.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 28, 2013, or the next business day if March 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025768F01 3115065 8/16-9/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,500.00 MORTGAGOR(S): Diana R. Walker, an unmarried woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: October 02, 2007 Dakota County Recorder Document Number: 2547756 ASSIGNMENTS OF MORTGAGE: And assigned to: Reverse Mortgage Solutions Inc. Dated: March 27, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 432 Pleasant Dr, Hastings, MN 55033-1508 Tax Parcel ID Number: 19-83952-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Whispering Oaks 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,873.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 07, 2013, or the next business day if October 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025290F01 3124858 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-580 In Re: Estate of Michael Alan Krakowski aka Michael a. Krakowski and Mike Krakowski, Decedent. It is Ordered and Notice is given that on October 9, 2012 at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Jerald Krakowski, whose address is 1209 So 3rd Street, Stillwater, MN 55082, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: Sept. 13, 2012 BY THE COURT Arlene M. Perkkio Judge of District Court Business & Estate Planning Analytics William White MN# 0232427 80 South 8th Street 900 IDS Center Minneapolis, MN 55402 Telephone: 651-343-8985 e-mail: billw@bepapllc.com 3154830 9/20-9/27/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-576 In Re: Estate of Wayne S. Tegeler, Decedent. It is Ordered and Notice is given that on October 9, 2012 at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway, 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Teri L. Tegeler, whose address is 673 Burgundy St., Unit B, Highland Ranch, CO 80129, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: September 12, 2012 BY THE COURT Shawn M. Moynihan Judge of District Court PATRICK W. STEWART LAW OFFICES, P.A. Patrick W. Stewart MN# 105545 14501 Granada Drive, Suite 200 Apple Valley, MN 55124 Telephone: (952) 432-2200 Facsimile: (952) 431-4090 e-mail: pstewartlaw@frontiernet.net 3154087 9/20-9/27/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-574 In Re: Estate of Beatta Peda a/k/a Betty Peda, Decedent. It is Ordered and Notice is given that on October 9, 2012 at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Karen Peda, whose address is 566 Dogwood Street NE, North Carolina 28025, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: September 12, 2012 BY THE COURT Shawn M. Moynihan Judge of District Court MARTIN & SQUIRES, P.A. Michael D. O’Neill, (#19931x) 444 Cedar Street, Suite 2050 St. Paul, MN 55101 Telephone: 651-767-3710 Facsimile: 651-228-9161 E-mail: mdoneill@martinsquires.com 3153368 9/20-9/27/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-12-565 ESTATE OF Patricia Verby a/k/a Patricia A. Verby a/k/a Patricia Ann Verby, DECEDENT It is Ordered and Notice is given that on October 2, 2012 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated May 15, 2004 (“Will”), and for the appointment of John Edward Verby whose address is: 2109 Alcana Lane, Burnsville, MN 55306 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9-6-12 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Personal Representative Dwight P. Cummins CUMMINS LAW OFFICE, P.A. 200 Professional Building 363 5th Avenue North Bayport, MN 55003 651-430-2630 Attorney ID# 158082 3147225 9/13-9/20/12

PUBLIC NOTICE

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ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7612 157th Street West, Unit C, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.49108.02.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Morningview Ninth Addition, together with appurtenant easements created pursuant Declaration, Document No. 1210753 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,057.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-003551 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3124287 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,602.00 MORTGAGOR(S): Craig R. Johnson and Joy A. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 16, 2009 Dakota County Recorder Document Number: 2684577 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: July 01, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811080 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400007759028 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19150 Echo Ln, Farmington, MN 55024-9184 Tax Parcel ID Number:

Tax Parcel ID Number: 14-11175-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Akin Park Estates, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $294,696.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 05, 2013, or the next business day if April 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025828F01 3124837 8/23-9/27/12

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 6, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-002237 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3121586 8/23-9/27/12

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State of Wisconsin Circuit Court Burnett County Publication Summons Case No. 12-CV-197 The Honorable Kenneth L. Kutz Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00 Wells Fargo Bank, NA, 3476 Stateview Blvd., Ft. Mill, SC 29715, Plaintiff vs. Luke E. Phernetton and Jane Doe Phernetton, 4612 Gaslyn Rd., Webster , WI 54893-9022, Defendants The State of Wisconsin To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after September 20, 2012 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 7410 County Rd., K #115, Siren, WI 54872-9067 and to Gray & Assoc, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 10th day of September, 2012. William N. Foshag, State B a r N o . 1 0 2 0 4 1 7 , G r a y & A s s o c ., L.L.P., Attys. for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1271. Gray & Assoc., L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 3153292 9/20-10/4/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,780.00 MORTGAGOR(S): Jester Bufete Clavecilla and Darryl Benjamin Clavecilla, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 13, 2009 Dakota County Recorder Document Number: 2649868 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011

Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829822 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0003597058-4 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4899 Bisset Ln # 7710, Inver Grove Heights, MN 55076-1319 Tax Parcel ID Number: 20-44026-07-710 LEGAL DESCRIPTION OF PROPERTY: Unit Number 7710, Lafayette Park East, CIC #434, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,046.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 05, 2013, or the next business day if April 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025495F01 3120073 8/23-9/27/12

PUBLIC NOTICE

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�� COUNTY �� IN WHICH�� PROPERTY IS t h e i r �� personal rep r e s�� entatives or assigns. LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE DATE AND TIME MORTGAGOR ON THE MORTGAGE ON THE DATE OF MUST VACATE THE PREMISES: THE NOTICE: One Hundred Fifteen April 5, 2013, at 11:59 p.m. Thousand One Hundred Thirty-Four "THE TIME ALLOWED BY LAW and 62/100 ($115,134.62) FOR REDEMPTION BY THE MORTTHAT no action or proceeding has GAGOR, THE MORTGAGOR'S PERbeen instituted at law to recover the S O N A L R E P R E S E N T A T I V E S O R debt secured by said mortgage, or any ASSIGNS, MAY BE REDUCED TO part thereof; that there has been com- FIVE (5) WEEKS IF A JUDICIAL pliance with all pre-foreclosure notice ORDER IS ENTERED UNDER MINand acceleration requirements of said N E S O T A S T A T U T E S , S E C T I O N mortgage, and/or applicable statutes; 582.032, DETERMINING, AMONG PURSUANT, to the power of sale con- O T H E R T H I N G S , T H A T T H E tained in said mortgage, the above M O R T G A G E D P R E M I S E S A R E described property will be sold by the IMPROVED WITH A RESIDENTIAL Sheriff of said county as follows: DWELLING OF LESS THAN FIVE DATE AND TIME OF SALE: 10:00 AM UNITS, ARE NOT PROPERTY USED on October 9, 2012 IN AGRICULTURAL PRODUCTION, PLACE OF SALE: Sh e r i f f ` s M a i n AND ARE ABANDONED." Office, Law Enforcement Center, 1580 Dated: August 20, 2012 Highway 55, Hastings MN 55033-2343 MESSERLI & KRAMER P.A. to pay the debt then secured by said By:/s/ Creig Andreasen mortgage and taxes, if any actually Creig Andreasen (Lic. #334832) paid by the mortgagee, on the pre- 1 400 Fifth Street Towers mises and the costs and disburse- 100 South Fifth Street m e n t s a l l o w e d b y l a w . T h e t i m e Minneapolis, MN 55402-1217 allowed by law for redemption by said (612) 672-3600 mortgagor(s), their personal represen- Attorney in Fact for tatives or assigns is 6.00 months from Affinity Plus Federal Credit Union the date of sale. If Mortgage is not IMPORTANT NOTICE reinstated under Minn. Stat. §580.30 This communication is from a debt or the property is not redeemed under collector and is an attempt to collect a Minn. Stat. §580.23, the Mortgagor debt. Any information obtained will be must vacate the property on or before used for that purpose. 11:59 p.m. on April 9, 2013, or the next 312392 8/23-9/27/12 business day if April 9, 2013 falls on a or legal holiday. Saturday, Sunday "THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR`S PERSONAL REPN O T ICE IS HEREBY GIVEN that RESENTATIVES OR ASSIGNS, MAY BE default has occurred in the conditions REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 MINNESOTA STATUTES, SECTION ORIGINAL PRINCIPAL AMOUNT OF 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- MORTGAGE: $148,000.00 MORTGAGOR(S): Sharon V Mitchell, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF a single person MORTGAGEE: Bank of America, N.A. LESS THAN FIVE UNITS, ARE NOT DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded: May 26, 2005 Dakota P R O D U C T I O N , A N D A R E County Recorder ABANDONED." Document Number: 2325562 Dated: August 23, 2012 Transaction Agent: Not Applicable The Bank of New York Mellon f/k/a Transaction Agent Mortgage IdentifiThe Bank of New York as cation Number: Not Applicable successor in interest to Lender or Broker: Bank of America, JPMorgan Chase Bank, N.A., as N.A. Trustee for the benefit of the Residential Mortgage Servicer: Bank Certificateholders of Popular ABS, of America, N.A. Inc. Mortgage Pass-Through Mortgage Originator: Not Applicable Certificates Series 2004-5 COUNTY IN WHICH PROPERTY IS Randall S. Miller & Associates, PLLC LOCATED: Dakota Attorneys for Assignee of Mortgage/ Address: 5665 126th St W, Property Mortgagee Apple Valley, MN 55124-8228 Canadian Pacific Plaza, Tax Parcel ID Number: 120 South Sixth Street, Suite 1100 01-57675-01-320 Minneapolis, MN 55402 LEGAL DESCRIPTION OF PROPPhone: 952-232-0052 ERTY: Lot 32, Block 1, Pinecrest Our File No. 12MN00683-1 Townhomes, according to the recorded THIS IS A COMMUNICATION FROM plat thereof, Dakota County, MinneA DEBT COLLECTOR. A-4286782 08/23/2012, 08/30/2012, sota AMOUNT DUE AND CLAIMED TO BE 09/06/2012, 09/13/2012, 09/20/2012, DUE AS OF DATE OF NOTICE: 09/27/2012 3116694 8/23-9/27/12 $143,179.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instiNOTICE OF MORTGAGE tuted at law or otherwise to recover the FORECLOSURE SALE debt secured by said mortgage, or any THE RIGHT TO VERIFICATION OF part thereof; THE DEBT AND IDENTITY OF THE PURSUANT to the power of sale conORIGINAL CREDITOR WITHIN THE t a i n e d i n s a i d m o r t g a g e , t h e TIME PROVIDED BY LAW IS NOT above-described property will be sold AFFECTED BY THIS ACTION. by the Sheriff of said county as folNOTICE IS HEREBY GIVEN: lows: That default has occurred in the condiDATE AND TIME OF SALE: Novemtions of the following described mort- ber 02, 2012 at 10:00 AM gage: PLACE OF SALE: Dakota County DATE OF MORTGAGE: October Law Enforcement Center, 1580 High26, 2007 way 55, Lobby S-100, Hastings, MinneMORTGAGOR: Matt McMillan, a sota single person to pay the debt secured by said mortMORTGAGEE: Affinity Plus Fed- gage and taxes, if any, on said preeral Credit Union, a credit union orga- mises and the costs and disbursenized under the laws of the United ments, including attorney fees allowed by law, subject to redemption within States of America DATE AND PLACE OF RECORD- six (6) months from the date of said ING: Recorded November 13, 2007, in sale by the mortgagor(s), their perthe office of the County Recorder, as sonal representatives or assigns. If the Mortgage is not reinstated Document No. 2555979, Dakota under Minn. Stat. §580.30 or the propCounty, Minnesota. M O R T G A G E D P R O P E R T Y erty is not redeemed under Minn. Stat. A D D R E S S : 1057 Beatrice Street, §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on Eagan, Minnesota 55121 T A X P A R C E L I . D . N O S . May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, 10-47750-02-240 LEGAL DESCRIPTION OF PROP- Sunday or legal holiday. Mortgagor(s) released from financial ERTY: Lot 24, Block 2, McKee Addiobligation: NONE tion, Dakota County, Minnesota. THIS COMMUNICATION IS FROM COUNTY IN WHICH PROPERTY IS A DEBT COLLECTOR ATTEMPTLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE BY MORTGAGEE: $178,977.63 INTEREST RATE AND PER DIEM: T I M E P R O V I D E D B Y L A W I S N O T Current interest rate is 5.25%, with a AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR daily per diem of $25.74. That prior to commencement of this REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPmortgage foreclosure proceeding Mortg a g e e c o m p l i e d w i t h a l l n o t i c e RESENTATIVES OR ASSIGNS, MAY BE r e q u i r e m e n t s b y s t a t u t e ; T h a t n o REDUCED TO FIVE WEEKS IF A JUDIaction or proceeding has been insti- CIAL ORDER IS ENTERED UNDER tuted at law or otherwise to recover the MINNESOTA STATUTES, SECTION debt secured by said mortgage or any 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTpart thereof; PURSUANT to the power of sale con- GAGED PREMISES ARE IMPROVED tained in said mortgage, the above WITH A RESIDENTIAL DWELLING OF described property will be sold by the LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Sheriff of said county as follows: DATE AND TIME OF SALE: Octo- PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ber 5, 2012, at 10:00 am. MORTGAGEE: Bank of America, PLACE OF SALE: Dakota County N.A. Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Min- Wilford, Geske & Cook P.A. nesota 55033, to pay the debt then Attorneys for Mortgagee secured by said Mortgage, taxes, if any, 8425 Seasons Parkway, Suite 105 on said premises, and the costs and Woodbury, MN 55125-4393 disbursements, including attorneys' (651) 209-3300 fees allowed by law subject to redemp- File Number: 026108F01 9/20-10/25/12 tion within six (6) months from the 3155984

PUBLIC NOTICE

date of said sale by the mortgagor(s), their personal representatives or

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 MORTGAGOR: Anthony Paul Talabis and Rosette Talabis, huband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National AssociationDATE AND PLACE OF RECORDING: Recorded May 14, 2007 Dakota County Recorder, Document No. 2516821. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1624 Johnny Cake Ridge Way, Eagan, MN 55122 TAX PARCEL I.D. #: 105376006110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Oakbrooke, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $290,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $278,261.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 9, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-002074 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 29, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 12, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002074 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3153331 9/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2008 MORTGAGOR: M a r k A . S c h n e i d e r and Deborah K, Schneider, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 2, 2008 Dakota County Recorder, Document No. 2625026. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0003464962-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 1 7 3 3 2 I t h a c a L a n e , L a k e v i l l e , MN 55044 T A X P A R C E L I . D . # : 22-13201-04-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Barrett Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,803.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-003022 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157307 9/20-10/25/12

PUBLIC NOTICE

Recorded November 3, 2008 Dakota County Recorder, Document No. 2620988. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600012346421 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 513 Vermillion Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193215036065 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 36, Except the South 91.58 feet thereof; and Lot 6, Block 36, except the following parcels: The South 65 feet of the East 55 feet; and the South 91.58 feet thereof lying West of the East 55 feet, Town of Hastings, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,371.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,920.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001281 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125862 8/23-9/27/12

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 4751 Bryce Avenue East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.50350.02.070 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the south 20 feet of Lot 6, Block2, Nabersberg's addition to Saint Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,275.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 16, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 15, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002000 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125527 8/23-9/27/12

PUBLIC NOTICE

FEET TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE WESTERLY TO A POINT ON THE WEST LINE OF SA I D L O T 3 DISTANT 64.14 FEET NORTHERLY OF THE SOUTHWEST CORNER OF SAID LOT 3 AND THERE TERMINATING. BEING THE SAME PREMISES AS CONVEYED IN DEED FROM CHARLES A. KALISCH AND NONA M. KALISCH, HUSBAND AND WIFE RECORDED 10/30/1996 IN DOCUMENT NUMBER 345576 IN SAID COUNTY AND STATE. COMMONLY KNOWN AS: 16197 JAMAICA AVE, LAKEVILLE, MN, 55044 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$183,871.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 16, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 15, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001708 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125706 8/23-9/27/12

PUBLIC NOTICE

PROPERTY ADDRESS: 4273 Boulder Ridge Point, Eagan, MN 55122 PROPERTY I.D: 10.14800.03.030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Five Thousand Seven Hundred Sixty-Eight and 14/100 ($185,768.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 9, 2012 PLACE OF SALE: Sh eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 9, 2013, or the next business day if April 9, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00665-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4288656 08/23/2012, 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012 3120002 8/23-9/27/12

PUBLIC NOTICE

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tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on April 11, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Steffan Johnson. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: August 17, 2012. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Kyle M. Johnson KYLE M. JOHNSON -forAtty. I.D. #392699 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3124522 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 MORTGAGOR(S): Leander Peter Reinardy, a single person MORTGAGEE: Seattle Mortgage Company DATE AND PLACE OF RECORDING: Recorded: December 07, 2005 Dakota County Recorder Document Number: 2386694 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: June 27, 2007 Recorded: July 09, 2007 Dakota County Recorder Document Number: 2528979 And assigned to: Reverse Mortgage Solutions, Inc. Dated: March 27, 2012 Recorded: March 29, 2012 Dakota County Recorder Document Number: 2858357 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Seattle Mortgage Company Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1826 Maple St, Hastings, MN 55033-3534 Tax Parcel ID Number: 19-83752-00-130 LEGAL DESCRIPTION OF PROPERTY: Lot One Hundred Thirty (130), Westwood Addition, Third Section, according to the plat thereof now on file and of record in the office of the Register of Deeds within and for said County and State AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,901.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 07, 2013, or the next business day if October 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025282F01 3124508 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2009 MORTGAGOR: C a r l o s A . P a l a c i o s and Silvana B. Palacios, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 29, 2010 Dakota County Recorder, Document No. 2727351. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000512748 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage, A Minnesota Banking Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 801 132nd Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 025660009050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 9, Parkwood South 1st Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,487.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,059.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 9 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 9, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-11132 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125670 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Teodoro Lozano and Mary T. Lozano, Husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for BNC Mortgage, Inc., a Delaware Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200003118442 SERVICER: Ocwen Loan Servicing, LLC LENDER: BNC Mortgage, Inc., A Delaware Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on April 17, 2007, as Document No. 609125. ASSIGNED TO: Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Dated: April 3, 2007 , and recorded August 21, 2012 by Document No. T701448 . LEGAL DESCRIPTION OF PROPERTY: The land referred to in this commitment is described as follows: Lot One (1) in Block Four (4) of South Grove No. 5, Dakota County, Minnesota. PROPERTY ADDRESS: 3738 Upper 71st St E, Inver Grove Heights, MN 55076 PROPERTY I.D: 207115404012 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-One Thousand Six Hundred Twelve and 03/100 ($171,612.03) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 6, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299999 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3149482 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2004 MORTGAGOR: Russyl J. Magnuson as his sole and separate property, a single person. MORTGAGEE: T r u s t e d M o r t g a g e Company. DATE AND PLACE OF RECORDING: Recorded November 19, 2004 Dakota County Recorder, Document No. 2268965. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor by merger to Chase Home Finance, LLC, s/b/m to Chase Manhattan Mortgage Corporation. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Trusted Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 12946 Nicollet Avenue South, Unit 102, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01300-16-560 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 102, 12946 Nicollet Avenue, Ridgeview Condominium Homes, Condominium File Number 15, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $61,903.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-12311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157791 9/20-10/25/12

PUBLIC NOTICE

��

�� PROPERTY �� MORTGAGOR: Rigoberto Naula �� and COUNTY IN WHICH IS Laura Espinoza, husband and wife. LOCATED: Dakota MORTGAGEE: Mortgage Electronic Property Address: 14575 Cameo Ave W, Rosemount, MN 55068-4443 Registration Systems, Inc. Tax Parcel ID Number: DATE AND PLACE OF RECORDING: Filed February 16, 2006, Dakota 34-64700-01-340 County Registrar of Titles, Document LEGAL DESCRIPTION OF PROPNo. 584957 on Certificate of Title No. ERTY: Lot 33 and the North 1/2 of Lot 139054. 34, Block 1, Rose Park Addition to A S S I G N M E N T S O F M O R T G A G E : Rosemount, according to the recorded Assigned to: Green Tree Servicing plat thereof, and situate in Dakota County, Minnesota. Together with an LLC. Said Mortgage being upon Regis- easement for Driveway Purposes over tered Land. that part of Lots 40 and 41, Auditors' TRANSACTION AGENT: Mortgage S u b d i v i s i o n N o . 1 , R o s e m o u n t , Electronic Registration Systems, Inc. described as follows: Beginning at the TRANSACTION AGENT'S MORT- Southeast corner of said Lot 40; GAGE IDENTIFICATION NUMBER ON t h e n c e o n a n a s s u m e d b e a r i n g o f North a distance of 3.40 feet along the MORTGAGE: 100051900065096338 LENDER OR BROKER AND MORT- East line of said Lot 40; thence North G A G E O R I G I N A T O R S T A T E D O N 89 degrees 10 minutes 19 seconds MORTGAGE: Guaranty Bank West 42.00 feet; thence South 81 R E S I D E N T I A L M O R T G A G E S E R - degrees 31 minutes 43 seconds west 16.17 feet to the West line of the East VICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 3.00 feet of said Lot 41; thence South 249 Strese Lane, Apple Valley, MN along said West line 2.65 feet to the Southwest corner of said East 3.00 feet 55124 T A X P A R C E L I . D . # : of Lot 41; thence North 88 degrees 59 minutes 12 seconds East along the 01-11700-02-180 LEGAL DESCRIPTION OF PROP- South line of said Lots 40 and 41 a disERTY: tance of 58.00 feet to the point of Lot 18, Block 2, Apple Valley, Dakota beginning. County, Minnesota. AMOUNT DUE AND CLAIMED TO BE COUNTY IN WHICH PROPERTY IS D U E A S O F D A T E O F N O T I C E : $189,367.69 LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF THAT all pre-foreclosure MORTGAGE: $210,000.00 requirements have been complied with; AMOUNT DUE AND CLAIMED TO BE that no action or proceeding has been DUE AS OF DATE OF NOTICE, INCLUD- i n s t i t u t e d a t l a w o r o t h e r w i s e t o ING TAXES, IF ANY, PAID BY MORT- r e c o v e r t h e d e b t s e c u r e d b y s a i d mortgage, or any part thereof; GAGEE: $202,068.42 That prior to the commencement of PURSUANT to the power of sale this mortgage foreclosure proceeding c o n t a i n e d i n s a i d m o r t g a g e , t h e Mortgagee/Assignee of Mortgagee com- above-described property will be sold plied with all notice requirements as b y t h e S h e r i f f o f s a i d c o u n t y a s required by statute; That no action or follows: proceeding has been instituted at law DATE AND TIME OF SALE: October o r o t h e r w i s e t o r e c o v e r t h e d e b t 12, 2012 at 10:00 AM secured by said mortgage, or any part PLACE OF SALE: Dakota County thereof; Law Enforcement Center, 1580 PURSUANT to the power of sale con- Highway 55, Lobby S-100, Hastings, tained in said mortgage, the above Minnesota described property will be sold by the t o p a y t h e d e b t s e c u r e d b y s a i d Sheriff of said county as follows: mortgage and taxes, if any, on said DATE AND TIME OF SALE: October p r e m i s e s a n d t h e c o s t s a n d 12, 2012 at 10:00 AM disbursements, including attorney fees PLACE OF SALE:Sheriff's Office, Law allowed by law, subject to redemption Enforcement Center, 1580 Hwy 55, within six (6) months from the date of Lobby #S-100, Hastings, MN said sale by the mortgagor(s), their to pay the debt then secured by said personal representatives or assigns. Mortgage, and taxes, if any, on said If the Mortgage is not reinstated premises, and the costs and disburse- u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s property is not redeemed under Minn. allowed by law subject to redemption Stat. §580.23, the Mortgagor must within six (6) months from the date of vacate the property on or before 11:59 said sale by the mortgagor(s), their p.m. on April 12, 2013, or the next personal representatives or assigns business day if April 12, 2013 falls on unless reduced to Five (5) weeks under a Saturday, Sunday or legal holiday. MN Stat. §580.07. Mortgagor(s) released from financial TIME AND DATE TO VACATE PROP- obligation: NONE ERTY: If the real estate is an THIS COMMUNICATION IS FROM owner-occupied, single-family dwell- A DEBT COLLECTOR ATTEMPTING ing, unless otherwise provided by law, T O C O L L E C T A D E B T . A N Y the date on or before which the mort- INFORMATION OBTAINED WILL BE gagor(s) must vacate the property if the USED FOR THAT PURPOSE. mortgage is not reinstated under secTHE RIGHT TO VERIFICATION OF tion 580.30 or the property is not THE DEBT AND IDENTITY OF THE redeemed under section 580.23 is ORIGINAL CREDITOR WITHIN THE 11:59 p.m. on April 12, 2013, unless T I M E P R O V I D E D B Y L A W I S N O T the redemption period is reduced to 5 AFFECTED BY THIS ACTION. weeks under MN Stat. Secs. 580.07 or THE TIME ALLOWED BY LAW FOR 582.032. REDEMPTION BY THE MORTGAGOR, MORTGAGOR(S) RELEASED FROM T H E M O R T G A G O R ' S P E R S O N A L FINANCIAL OBLIGATION ON MORT- REPRESENTATIVES OR ASSIGNS, GAGE: None MAY BE REDUCED TO FIVE WEEKS IF "THE TIME ALLOWED BY LAW FOR A J U D I C I A L O R D E R I S E N T E R E D REDEMPTION BY THE MORTGAGOR, U N D E R M I N N E S O T A S T A T U T E S , THE MORTGAGOR'S PERSONAL REP- SECTION 582.032, DETERMINING, RESENTATIVES OR ASSIGNS, MAY BE AMONG OTHER THINGS, THAT THE REDUCED TO FIVE WEEKS IF A JUDI- M O R T G A G E D P R E M I S E S A R E CIAL ORDER IS ENTERED UNDER I M P R O V E D W I T H A R E S I D E N T I A L MINNESOTA STATUTES, SECTION D W E L L I N G O F L E S S T H A N F I V E 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G UNITS, ARE NOT PROPERTY USED IN OTHER THINGS, THAT THE MORT- AGRICULTURAL PRODUCTION, AND GAGED PREMISES ARE IMPROVED ARE ABANDONED. WITH A RESIDENTIAL DWELLING OF DATED: August 30, 2012 LESS THAN FIVE UNITS, ARE NOT ASSIGNEE OF MORTGAGEE: PROPERTY USED IN AGRICULTURAL Nationstar Mortgage LLC P R O D U C T I O N , A N D A R E Wilford, Geske & Cook P.A. ABANDONED." Attorneys for Assignee of Mortgagee Dated: August 10, 2012 8425 Seasons Parkway, Suite 105 Green Tree Servicing LLC Woodbury, MN 55125-4393 Mortgagee/Assignee of Mortgagee (651) 209-3300 USSET, WEINGARDEN AND LIEBO, P.L.L.P. File Number: 025401F01 Attorneys for Mortgagee/Assignee of 3131594 8/30-10/4/12 Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 NOTICE OF MORTGAGE (952) 925-6888 FORECLOSURE SALE 8 - 12-001671 FC THE RIGHT TO VERIFICATION OF THIS IS A COMMUNICATION FROM THE DEBT AND IDENTITY OF THE A DEBT COLLECTOR. 3124325 8/23-9/27/12 ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That NOTICE OF MORTGAGE default has occurred in the conditions FORECLOSURE SALE of the following described mortgage: NOTICE IS HEREBY GIVEN that DATE OF MORTGAGE: April 13, 2006 default has occurred in the conditions ORIGINAL PRINCIPAL AMOUNT OF of the following described mortgage: MORTGAGE: $217,000.00 DATE OF MORTGAGE: September MORTGAGOR(S): Eric C Solem and 26, 2005 Michelle Solem, Husband and Wife ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: Aames Funding CorMORTGAGE: $176,000.00 poration DBA Aames Home Loan MORTGAGOR(S): Benjamin Rivera SERVICER: Ocwen Loan Servicing, and Elia Cervantes, husband and wife LLC MORTGAGEE: Mortgage Electronic LENDER: Aames Funding CorporaRegistration Systems, Inc. as nominee tion DBA Aames Home Loan. for Homecomings Financial Network, DATE AND PLACE OF FILING: Inc., its successors and assigns Dakota County Minnesota, Recorder, DATE AND PLACE OF RECORDING: on May 18, 2006, as Document No. Recorded: October 17, 2005 Dakota 2430892. Said mortgage modified by County Recorder Loan Modification Agreement recorded Document Number: 2371532 June 09, 2010 As Document Number ASSIGNMENTS OF MORTGAGE: 2734398 in the office of the Ramsey And assigned to: Nationstar Mort- County gage LLC ASSIGNED TO: U.S. Bank, National Dated: July 16, 2012 Association, as Trustee under the Transaction Agent: Mortgage Elec- Pooling and Servicing Agreement dated tronic Registration Systems, Inc. as of June 1, 2006, GSAMP Trust Transaction Agent Mortgage Identifi- 2006-HE4, Mortgage Pass-Through cation Number: 100062604257442089 Certificates, Series 2006-HE4 Dated: Lender or Broker: Homecomings July 9, 2012 , and recorded July 31, Financial Network, Inc. 2012 by Document No. 2884018. Residential Mortgage Servicer: LEGAL DESCRIPTION OF PROPNationstar Mortgage LLC ERTY: Lot 4, Block 2, Riverwood 7th Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS ��

PUBLIC NOTICE

�� required by statute; That no action or proceeding has been instituted at law �� ERTY: Lot 4, Block 2, Riverwood 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota PROPERTY ADDRESS: 3566 Village Trail, Hastings, MN 55033 PROPERTY I.D: 19-64381-02-040 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifty-Seven Thousand Nine Hundred Thirty-Seven and 94/100 ($257,937.94) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 16, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2013, or the next business day if April 16, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 30, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4, Mortgage Pass-Through Certificates, Series 2006-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00510-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4288935 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012 3120353 8/30-10/4/12

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 12, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002125 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3133711 8/30-10/4/12

PUBLIC NOTICE

reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2013, or the next business day if April 16, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 30, 2012 Ocwen Loan Servicing LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00614-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4290006 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012 3124441 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Mark Anthony Peterson, a single man MORTGAGEE: Mortgages Unlimited, Inc SERVICER: Ocwen Loan Servicing, LLC LENDER: Mortgages Unlimited, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 8, 2008, as Document No. 2611852. ASSIGNED TO: Ocwen Loan Servicing LLC Dated: August 7, 2012 , and recorded August 27, 2012 by Document No. 2889837 . LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Westbury 4th addition, Dakota County, Minnesota PROPERTY ADDRESS: 3926 Westbury Trail, Eagan, MN 55123 PROPERTY I.D: 10-83653-01-100 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-One Thousand Nine Hundred Eighty-Nine and 72/100 ($181,989.72) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 6, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 Ocwen Loan Servicing LLC Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 10MN00618-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4300095 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3150207 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,100.00 MORTGAGOR(S): Jerry G Claussen and Michelle M Claussen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage of NY a division of Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000592661 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage of NY a division of Delta Funding Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 24, 2006, as Document No. 2422784. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Home Equity Loan Trust 2006-1. Dated: October 7, 2008 , and recorded January 22, 2009 by Document No. 2631965 . LEGAL DESCRIPTION OF PROPERTY: REAL PROPERTY IN DAKOTA COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: Lot 7, Block 2, Riverwood 2ND addition, according to the recorded Plat thereof, and situate to Dakota County, MInnesota. PROPERTY ADDRESS: 3120 Teal Ct, Hastings, MN 55033 PROPERTY I.D: 19-64376-02-070 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Eight Thousand Six Hundred Two and 70/100 ($188,602.70) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 6, 2012 P L A C E O F S A L E : S h eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Home Equity Loan Trust 2006-1. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 09MN00058-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299067 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3147895 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,927.00 MORTGAGOR(S): Adam Coad, husband, and Amanda J. Coad, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 03, 2009 Dakota County Registrar of Titles Document Number: T644927 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc.

Inc. Dated: March 13, 2012 Registered: March 20, 2012 Dakota County Registrar of Titles Document Number: T693268 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402928183908 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 134965 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 24 Westchester Sq, Burnsville, MN 55337-2998 Tax Parcel ID Number: 028355101150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, in Westchester 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,789.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025258F01 3132968 8/30-10/4/12

PUBLIC NOTICE

ERTY: Apartment No. 75, Building No. 19, Lot 1, Block 1, Lakebridge Condominium No. 2, Condominium file No. 6, together with all rights accruing thereto pursuant to the Declarations and by laws filed as Document # 397941, floor plans filed as Document # 397942 and Declaration of easements filed as Document # 397943, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,461.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __A pril 19, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 15, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-242 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3127084 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,712.00 MORTGAGOR(S): Cory J. Wagner, an unmarried man and Ashley M. Johnson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 30, 2003 Dakota County Recorder Document Number: 2157846 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 424 Frederick Cir, Hastings, MN 55033-2635 Tax Parcel ID Number: 19-17500-50-606 LEGAL DESCRIPTION OF PROPERTY: Unit Number 606, Hastings Century South, CIC # 336, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,091.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM

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12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018396F04 3130231 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,325.00 MORTGAGOR(S): Ryan B. Sandbo, a single person and Gina E. Geurs, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 04, 2008 Dakota County Recorder Document Number: 2611312 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 21, 2011 Recorded: July 06, 2011 Dakota County Recorder Document Number: 2808393 And assigned to: SunTrust Mortgage, Inc. Dated: July 22, 2011 Recorded: August 01, 2011 Dakota County Recorder Document Number: 2812454 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402289378436 Lender or Broker: Suntrust Mortgage, Inc Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12716 Apple View Ln, Burnsville, MN 55337-3710 Tax Parcel ID Number: 02-18333-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Country View Estates Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $305,955.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Satur-

day if April 12, 2013 falls on a Satur day, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020118F02 3132915 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 5 , 2003 MORTGAGOR: Reena J. Abraham, a single person. MORTGAGEE: Midamerica Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded September 18, 2003 Dakota County Recorder, Document No. A2111783. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc.. And thereafter assigned to: Mortgage Electronic Registation Systems, Inc.. And thereafter assigned to: CitiMortgage, Inc. . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Midamerica Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2708 Brookview Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02.32900.04.100 LEGAL DESCRIPTION OF PROPERTY: Lot ten (10), Block four (4), Highland Forest 1st addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,835.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,432.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 18, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002799 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141530 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/18/2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Dudley M. Arp and Kathleen A. Arp, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 12/23/2004 as Document Number 2279132 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associations, L.P. DATE AND PLACE OF FILING: 01/24/2012 as Document Number 2844441 2279132 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Wood Park Plat Twelve, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 14306 Portland Avenue S., Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 02-84811-01-04001 ABSTRACT PROPERTY LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-5714110018-0 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,757.72 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 11/02/2012 at 10:00 A.M. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 05/02/2013 or the next business day if 05/02/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 9/20/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3155229 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2009 MORTGAGOR: P a m e l a J a y n e Mikkalson, a/k/a Pamela J. Mikkalson and Peter D. Mikkalson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 10, 2009 Dakota County Recorder, Document No. 2695801. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000124966 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 111 11TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364880002280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,569.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __May 8, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001925 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157775 9/20-10/25/12

PUBLIC NOTICE

��

�� assess Registration�� Systems, Inc.. tion costs, plus additional DATE AND PLACE OF RECORDING: ments and other amounts that may Filed June 19, 2007, Dakota County have accrued since the date of this Registrar of Titles, Document No. notice, including the costs of collec612558 on Certificate of Title No. tion and foreclosure; 142311. THAT prior to the commencement of A S S I G N M E N T S O F M O R T G A G E : this foreclosure proceeding, Lienor Assigned to: J.P. Morgan Mortgage complied with all notice requirements Acquisition Corp.. as required by statute; that no action Said Mortgage being upon Regis- or proceeding has been instituted at tered Land. law or otherwise to recover the debt TRANSACTION AGENT: Mortgage s e c u r e d b y s a i d l i e n , o r a n y p a r t Electronic Registration Systems, Inc. thereof; TRANSACTION AGENT'S MORTTHAT the owners have not been GAGE IDENTIFICATION NUMBER ON released from their financial obligaMORTGAGE: 100013800923998492 tion to pay said amount; LENDER OR BROKER AND MORTTHAT pursuant to Minn. Stat. § G A G E O R I G I N A T O R S T A T E D O N 515B.3-116, said debt creates a lien MORTGAGE: GreenPoint Mortgage upon said premises in favor of GlenFunding, Inc. dale Heights Villas Association, as eviR E S I D E N T I A L M O R T G A G E S E R - denced by a lien statement recorded V I C E R : J P M o r g a n C h a s e B a n k , on July 15, 2010, in the office of the National Association Dakota County Recorder as Document MORTGAGED PROPERTY ADDRESS: No. 2740866; THAT pursuant to the power of sale 968 Oriole Drive, Apple Valley, MN 55124 granted by the owners in taking title to TAX PARCEL I.D. #: 011170603050 the premises subject to said DeclaraLEGAL DESCRIPTION OF PROP- tion, said lien will be foreclosed by the ERTY: sale of said property by the sheriff of Lot Five (5) Block Three (3) Apple said County at the Dakota County Valley Seventh Addition, according Sheriff’s Office, 1580 Highway 55, in to the recorded plat thereof on file the City of Hastings, County of Dakota, and of record in the Office of the Minnesota on October 25, 2012, at 10 Register of Titles in and for Dakota a.m., at public auction to the highest County, Minnesota bidder, for cash, to pay the amount COUNTY IN WHICH PROPERTY IS t h e n d u e f o r s a i d a s s e s s m e n t s , LOCATED: Dakota together with the costs of foreclosure, ORIGINAL PRINCIPAL AMOUNT OF including attorney’s fees as allowed by MORTGAGE: $218,400.00 law. The time allowed by law for AMOUNT DUE AND CLAIMED TO BE redemption by the unit owners, their DUE AS OF DATE OF NOTICE, INCLUD- personal representatives or assigns is ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE: $264,490.72 sale. DATE TO VACATE PROPERTY: The That prior to the commencement of this mortgage foreclosure proceeding date on or before which the owner Mortgagee/Assignee of Mortgagee com- must vacate the property if the account plied with all notice requirements as is not brought current or the property required by statute; That no action or redeemed under Minn. Stat. § 580.23 is proceeding has been instituted at law April 25, 2013. If the foregoing date is o r o t h e r w i s e t o r e c o v e r t h e d e b t a Saturday, Sunday or legal holiday, secured by said mortgage, or any part then the date to vacate is the next thereof; business day at 11:59 p.m. PURSUANT to the power of sale conREDEMPTION NOTICE tained in said mortgage, the above THE TIME ALLOWED BY LAW described property will be sold by the F O R R E D E M P T I O N B Y T H E Sheriff of said county as follows: OWNER, THE OWNER’S PERSONAL DATE AND TIME OF SALE: Novem- REPRESENTATIVE OR ASSIGNS, ber 1, 2012 at 10:00 AM MAY BE REDUCED TO FIVE WEEKS PLACE OF SALE:Sheriff's Office, Law I F A J U D I C I A L O R D E R I S Enforcement Center, 1580 Hwy 55, E N T E R E D U N D E R M I N N E S O T A Lobby #S-100, Hastings, MN STATUTES, SECTION 582.032, to pay the debt then secured by said DETERMINING, AMONG OTHER Mortgage, and taxes, if any, on said TH IN GS , THAT THE PREMISES premises, and the costs and disburse- ARE IMPROVED WITH A RESIDENm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s TIAL DWELLING OF LESS THAN allowed by law subject to redemption FIVE UNITS, ARE NOT PROPERTY within six (6) months from the date of U S E D I N A G R I C U L T U R A L P R O said sale by the mortgagor(s), their DUCTION, AND ARE ABANDONED. Dated: August 17, 2012 personal representatives or assigns GLENDALE HEIGHTS VILLAS unless reduced to Five (5) weeks under ASSOCIATION, Lienor MN Stat. §580.07. TIME AND DATE TO VACATE PROP- By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) ERTY: If the real estate is an Carlson & Associates, Ltd. owner-occupied, single-family dwell1052 Centerville Circle ing, unless otherwise provided by law, Vadnais Heights, MN 55127 the date on or before which the mort(651) 287-8640 gagor(s) must vacate the property if the mortgage is not reinstated under sec- ATTORNEY FOR GLENDALE HEIGHTS is not property or the 580.30 VILLAS ASSOCIATION tion 9/6-10/11/12 redeemed under section 580.23 is 3138117 11:59 p.m. on __May 1, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or NOTICE OF MORTGAGE 582.032. FORECLOSURE SALE MORTGAGOR(S) RELEASED FROM THE RIGHT TO VERIFICATION OF THE FINANCIAL OBLIGATION ON MORTDEBT AND IDENTITY OF GAGE: None THE ORIGINAL CREDITOR WITHIN "THE TIME ALLOWED BY LAW FOR THE TIME PROVIDED BY REDEMPTION BY THE MORTGAGOR, LAW IS NOT AFFECTED BY THIS THE MORTGAGOR'S PERSONAL REPACTION. RESENTATIVES OR ASSIGNS, MAY BE NOTICE IS HEREBY GIVEN: That REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER Default has occurred in the conditions MINNESOTA STATUTES, SECTION of the following described mortgage: DATE OF MORTGAGE: 07/31/2006 582.032, DETERMINING, AMONG ORIGINAL PRINCIPAL AMOUNT OF OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MORTGAGE: $261,700.00 MORTGAGOR(S): Cynthia J. Michael, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT a single person MORTGAGEE: Mortgage Electronic PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Registration Systems, Inc., as nominee for Provident Funding Associates, ABANDONED." L.P. Dated: August 29, 2012 DATE AND PLACE OF FILING: J.P. Morgan Mortgage 08/08/2006 as Document Number Acquisition Corp. 2452000 in the Office of the County Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Attorneys for Mortgagee/Assignee of Assigned to Provident Funding AssociMortgagee ates, L.P. 4500 Park Glen Road #300 DATE AND PLACE OF FILING: Minneapolis, MN 55416 08/28/2012 as Document Number (952) 925-6888 2890218 in the Office of the County 119 - 12-001072 FC THIS IS A COMMUNICATION FROM Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: A DEBT COLLECTOR. 3141280 9/6-10/11/12 22-84650-01-320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Woodhill Premier Townhomes, Common Interest Community Number 482, Dakota NOTICE OF ASSESSMENT LIEN County Minnesota FORECLOSURE SALE THIS COMMUNICATION IS FROM A ABSTRACT PROPERTY DEBT COLLECTOR. THIS IS AN STREET ADDRESS OF PROPERTY: ATTEMPT TO COLLECT A DEBT AND 18047 Kindred Court, Lakeville, MN ANY INFORMATION OBTAINED WILL 55044 COUNTY IN WHICH PROPERTY IS BE USED FOR THAT PURPOSE N O T I C E I S H E R E B Y G I V E N t h a t LOCATED: Dakota LENDER OR BROKER AND MORTdefault has been made in the terms and conditions of the Declaration of GAGE ORIGINATOR: Provident FundGlendale Heights Villas Association, ing Associates, L.P. (hereinafter the “Declaration”) RESIDENTIAL MORTGAGE SERrecorded in the office of the County VICER: Provident Funding Associates, Recorder of Dakota County, Minne- L.P. sota as Document No. 2262454, which TRANSACTION AGENT: Mortgage covers the following property: Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTUnit No. 94, CIC No. 439, GlenGAGE IDENTIFICATION NUMBER ON dale Heights Villas 2497 Yellowstone Drive, Hastings, MORTGAGE: 1000179-3516070020-5 THE AMOUNT CLAIMED TO BE DUE Minnesota 55033 ON THE MORTGAGE AS OF THE DATE PIN: 19-29702-094-05 THAT pursuant to said Declaration, OF THIS NOTICE: $243,269.55 THAT no action or proceeding has there is claimed to be due and owing as of August 17, 2012, from Steve been instituted at law to recover the Strawmatt and Leah Strawmatt, title debt secured by said mortgage, or any holders, to Glendale Heights Villas part thereof; that there has been comAssociation, a Minnesota non-profit pliance with all pre-foreclosure notice corporation, the amount of $5,568.33, and acceleration requirements of said for assessments, late fees and collection costs, plus additional assess- ��

PUBLIC NOTICE

�� sonal representatives or assigns. If the Mortgage is not reinstated �� and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 10/19/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 04/19/2013, or the next business day if 04/19/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 09/06/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3141807 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,226.00 MORTGAGOR(S): Michael H. Schauer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 30, 2008 Dakota County Recorder Document Number: 2628663 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: August 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831227 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002674-0000722756-2 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5401 206th St W, Farmington, MN 55024-1470 Tax Parcel ID Number: 14-48703-107-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 107, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,649.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 19, 2013, or the next business day if April 19, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., as success o r b y m e r g e r t o B A C Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025896F01 3136314 9/6-10/11/12

PUBLIC NOTICE

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 28, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141411 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,005.00 MORTGAGOR(S): Steven K. Darnell, husband and Cynthia A. Darnell, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 11, 2009 Dakota County Recorder Document Number: 2642937 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: December 09, 2011 Recorded: March 20, 2012 Dakota County Recorder Document Number: 2856701 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402187427731 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4401 Braddock Trl, Eagan, MN 55123-1929 Tax Parcel ID Number: 10-45091-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Lexington Pointe Seventh Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,198.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023357F01 3153140 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2009 MORTGAGOR: E r i n M . Y o u n g , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 28, 2009 Dakota County Recorder, Document No. 2692977. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0010121434-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC, d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 49 Birnamwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021400008020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Birnamwood Plat 1, Dakota County, Minnestoa COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,891.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001436 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157360 9/20-10/25/12

PUBLIC NOTICE

Bank, FSB. DATE AND PLACE OF RECORDING: Filed September 7, 2006, Dakota County Registrar of Titles, Document No. 597226 on Certificate of Title No. 099657. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiCorp Trust Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3585 148th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-62800-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, of Edwin Rahn Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,501.44 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,233.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 21, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-5281 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141558 9/6-10/11/12

PUBLIC NOTICE

MN 55122 T A X P A R C E L I . D . # : 10-75951-01-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Thomas Lake Heights 2nd addition, Dakota County, Minnesota. A.P.N. 10-75951-180-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,285.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003007 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141580 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,500.00 MORTGAGOR(S): David W. Wick, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562883 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 26, 2011 Recorded: November 01, 2011 Dakota County Recorder Document Number: 2827830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402074482344 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15044 Portland Ave, Burnsville, MN 55306-5022 Tax Parcel ID Number: 02-18577-01-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Crystal Lake Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,549.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

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PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 19, 2013, or the next business day if April 19, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022810F04 3141221 9/6-10/11/12

PUBLIC NOTICE

Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 23, 2013, or the next business day if April 23, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 6, 2012 Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-4 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00758-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4294722 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012 3137077 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,360.00 MORTGAGOR(S): Wendy L. Alexander, a single woman and Michael H. Maurer, a single man MORTGAGEE: Option One Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: December 26, 2006 Dakota County Recorder Document Number: 2484013 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3 Dated: November 12, 2009 Recorded: November 18, 2009 Dakota County Recorder Document Number: 2697482 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Option One Mortgage Corporation Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14398 Banyan Ln, Rosemount, MN 55068-4456 Tax Parcel ID Number: 341470004110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Bloomfield, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,690.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 19, 2013, or the next business day if April 19, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025339F01 3141200 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2004 MORTGAGOR: Joseph J. Ciupik and Tamra L. Ciupik, husband and wife. MORTGAGEE:Mortgage Enterprises Inc.. DATE AND PLACE OF RECORDING: Filed February 24, 2004, Dakota County Registrar of Titles, Document No. 0530765 on Certificate of Title No. 114377. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co.. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee RALI 2004-QS7. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Enterprises Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3380 East 76TH Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115207080 LEGAL DESCRIPTION OF PROPERTY: Lot 8 in Block 7 of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,208.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 28, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4 - 12-003465 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149519 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 02, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,800.00 MORTGAGOR(S): Brenda Lysholm, a single person, Myron R Lysholm, and Julia L Lysholm, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 15, 2009 Dakota County Recorder Document Number: 2671463 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A. Dated: May 12, 2012 Recorded: May 17, 2012 Dakota County Recorder Document Number: 2868797 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000167957-8 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17630 Hemlock Ave, Lakeville, MN 55044-3908 Tax Parcel ID Number: 22-57200-05-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Pine Grove, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $320,953.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026037F01 3150732 9/20-10/25/12

PUBLIC NOTICE

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�� RT E N T S M O�� TRANSAC T I O N A G�� ORIGINAL PRINCIPAL AMOUNT OF GAGE IDENTIFICATION NUMBER ON MORTGAGE: $143,700.00 MORTGAGE: NONE AMOUNT DUE AND CLAIMED TO BE LENDER OR BROKER AND MORT- DUE AS OF DATE OF NOTICE, INCLUDG A G E O R I G I N A T O R S T A T E D O N ING TAXES, IF ANY, PAID BY MORTMORTGAGE: Fifth Third Mortgage GAGEE: $138,644.49 That prior to the commencement of Company R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comVICER: Fifth Third Mortgage Company MORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 5818 142ND Street West, Apple Valley, required by statute; That no action or MN 55124 proceeding has been instituted at law T A X P A R C E L I . D . # : or otherwise to recover the debt 01-66700-05-150 secured by said mortgage, or any part LEGAL DESCRIPTION OF PROP- thereof; ERTY: PURSUANT to the power of sale conLot 15, Block 5, Scottsbriar 1st, tained in said mortgage, the above Dakota County, Minnesota. described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: October ORIGINAL PRINCIPAL AMOUNT OF 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law MORTGAGE: $202,500.00 AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE: $203,843.84 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: October gagor(s) must vacate the property if the 30, 2012 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on April 25, 2013, unless to pay the debt then secured by said the redemption period is reduced to 5 Mortgage, and taxes, if any, on said weeks under MN Stat. Secs. 580.07 or premises, and the costs and disburse- 582.032. MORTGAGOR(S) RELEASED FROM ments, including attorneys' fees allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None said sale by the mortgagor(s), their "THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 1 1 : 5 9 p . m . o n _ _ A pril 30, 2 0 1 3 _ _ , P R O D U C T I O N , A N D A R E u n l e s s t h e r e d e m p t i o n p e r i o d i s ABANDONED." Dated: August 27, 2012 reduced to 5 weeks under MN Stat. JPMorgan Chase Bank, National Secs. 580.07 or 582.032. Association MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORTUSSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 30 - 12-003310 FC MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 9/6-10/11/12 OTHER THINGS, THAT THE MORT- 3141789 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: August 29, 2012 THE ORIGINAL CREDITOR WITHIN Fifth Third Mortgage Company THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: M a r c h 2 6 , Minneapolis, MN 55416 2003 (952) 925-6888 MORTGAGOR: W i l l i a m V . G a g n o n 67 - 12-003158 FC THIS IS A COMMUNICATION FROM and Leanne R. Gagnon, husband and wife. A DEBT COLLECTOR. MORTGAGEE: H o m e k e y M o r t g a g e 3141296 9/6-10/11/12 Corporation. DATE AND PLACE OF RECORDING: Filed July 24, 2003, Dakota County NOTICE OF MORTGAGE Registrar of Titles, Document No. FORECLOSURE SALE 0507365 on Certificate of Title No. THE RIGHT TO VERIFICATION 118666. OF THE DEBT AND IDENTITY OF ASSIGNMENTS OF MORTGAGE: THE ORIGINAL CREDITOR WITHIN Assigned to: Union Planters Bank, THE TIME PROVIDED BY LAW IS N . A . A n d t h e r e a f t e r a s s i g n e d t o : NOT AFFECTED BY THIS ACTION. JPMorgan Chase Bank, National AssoNOTICE IS HEREBY GIVEN, that ciation. default has occurred in conditions of Said Mortgage being upon Registhe following described mortgage: tered Land. DATE OF MORTGAGE: February 14, TRANSACTION AGENT: NONE 2008 TRANSACTION AGENT'S MORTMORTGAGOR: A n d r e w J a n d r o , a GAGE IDENTIFICATION NUMBER ON single person. MORTGAGE: NONE MORTGAGEE: Mortgage Electronic LENDER OR BROKER AND MORTRegistration Systems, Inc. GAGE ORIGINATOR STATED ON DATE AND PLACE OF RECORDING: MORTGAGE: Homekey Mortgage CorRecorded February 27, 2008 Dakota poration County Recorder, Document No. RESIDENTIAL MORTGAGE SER2574396. VICER: JPMorgan Chase Bank, A S S I G N M E N T S O F M O R T G A G E : National Association Assigned to: JPMorgan Chase Bank, MORTGAGED PROPERTY ADDRESS: National Association. 873 Cortland Drive, Apple Valley, MN TRANSACTION AGENT: Mortgage 55124 Electronic Registration Systems, Inc. TAX PARCEL I.D. #: 011170306080 TRANSACTION AGENT'S MORTLEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON ERTY: MORTGAGE: 100026900101005766 Lot 8, Block 6 in Apple Valley Fourth LENDER OR BROKER AND MORTAddition GAGE ORIGINATOR STATED ON COUNTY IN WHICH PROPERTY IS MORTGAGE: Bell America Mortgage LOCATED: Dakota LLC dba Bell Mortgage ORIGINAL PRINCIPAL AMOUNT OF R E S I D E N T I A L M O R T G A G E S E R - MORTGAGE: $135,000.00 VICER: JPMorgan Chase Bank, AMOUNT DUE AND CLAIMED TO BE National Association DUE AS OF DATE OF NOTICE, INCLUDMORTGAGED PROPERTY ADDRESS: ING TAXES, IF ANY, PAID BY MORT5408 West Upper 183rd Street, Farm- GAGEE: $121,501.60 ington, MN 55024 That prior to the commencement of TAX PARCEL I.D. #: 141950804037 this mortgage foreclosure proceeding LEGAL DESCRIPTION OF PROP- Mortgagee/Assignee of Mortgagee comERTY: plied with all notice requirements as Unit No. 37, Common Interest Com- required by statute; That no action or munity No. 129, Sherburne Deck proceeding has been instituted at law H o m e s C o n d o m i n i u m , D a k o t a or otherwise to recover the debt County, Minnesota secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ��

PUBLIC NOTICE

�� T H�� E TIME A LLOWED BY LAW FOR REDEMPTION BY THE MORT�� thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003820 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141776 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: August 17, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, covering the following property: LEGAL DESCRIPTION: Lot 31, Block 1, Gardenview Place 1st Addition, Dakota County, Minnesota STREET ADDRESS: 14349 Hickory Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-28950-01-310 2. Pursuant to said Declaration, there is claimed to be due and owing as of August 17, 2012, from Brian James Brieske, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,217.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after August 17, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on April 30, 2012, as Document No. 2865353 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 25th day of October, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on April 25, 2013, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW

GAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Brieske/12-7-166D) 3138332 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,861.00 MORTGAGOR(S): Nabil Madani, A Single Man MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351599 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Dated: July 09, 2009 Recorded: July 20, 2009 Dakota County Recorder Document Number: 2672166 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20568 Abbey Ln, Farmington, MN 55024-7317 Tax Parcel ID Number: 14-48706-05-154 LEGAL DESCRIPTION OF PROPERTY: Unit No. 154, Common Interest Community No. 319, a condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,969.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 19, 2013, or the next business day if April 19, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 06, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the

as Trustee, on behalf of the holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006479F06 3139658 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 MORTGAGOR(S): Mary Ann Maughan and Daniel N. Maughan, wife and husband MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 17, 2005 Dakota County Recorder Document Number: 2331578 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5443 180th St W, Farmington, MN 55024-9280 Tax Parcel ID Number: 14-19500-08-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 8, Dakota County Estates, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,187.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024378F01 3155249 9/20-10/25/12

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 944 West 14th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 195750001120 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12) in Block One (1) in Pine Terrace, according to the map or plat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,902.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 23, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 21, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002461 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141425 9/6-10/11/12

PUBLIC NOTICE

2006 RM3 Dated: April 20, 2010 , and recorded September 28, 2010 by Document No. T668294 . LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7) in Cedar Grove NO.3, According to the recorded Plat Thereof now on file and of record in the office of the register of Deeds within and for said County and State, Dakota County, Minnesota. PROPERTY ADDRESS: 2082 Bluestone Drive East, Saint Paul, MN 55122 PROPERTY I.D: 10-16702-07-010 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-Two Thousand Three Hundred Twenty-Six and 38/100 ($232,326.38) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 23, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 23, 2013, or the next business day if April 23, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 6, 2012 U.S. Bank National Association, as Successor Trustee to Bank of America, N.A., successor by merger to Lasalle Bank National Association, as trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-RM3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 10MN00458-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4292203 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012 3130009 9/6-10/11/12

PUBLIC NOTICE

GAGEE: $116,335.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 22, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003215 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3141713 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: August 29, 2012 1. Default has occurred in the conditions of a Mortgage, dated October 20, 2003, given by Richard George Rogers and Janice L. Rogers, as mortgagor, to Wakota Federal Credit Union, as mortgagee. Such mortgage was filed with the Registrar of Titles, Dakota County, Minnesota on December 31, 2003 as Document No. T526044. 2. The original principal amount secured by the Mortgage was: $50,000.00 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $11,561.93 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lots Twelve (12) and Thirteen (13), Block One (1), Marshall's Add. to the City of South St. Paul, Dakota County, Minnesota will be sold by the Sheriff of Dakota County, Minnesota, at public auction on October 23, 2012 at 10:00 a.m., at the Sheriff's office, located at 1580 Highway 55, Hastings, Minnesota, 55033, to pay the debt then secured by said Mortgage and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law. 7. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is twelve (12) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Chapters 580 and 582, beginning after the expiration of the mortgagor's redemption period. If the mortgage is not reinstated or the property redeemed, and the mortgaged real estate is an owner-occupied single family dwelling, the mortgagor must vacate the property by 11:59 p.m. on October 23, 2013. 8. THE TIME ALLOWED BY LAW

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8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Property Address:213 - 13th Avenue North, South St. Paul, MN 55075 Parcel No(s).:36-47400-01-130 Mortgage ID No.76177 Servicer:None PETERSEN, PLC Attorney for Wakota Federal Credit Union, Mortgagee Mark A. Petersen (Atty. No. 278580) 228 East Chestnut Street, Suite 3 Stillwater, MN 55082 651-351-0500 WAK.004 / 76177 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 3136339 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 MORTGAGOR(S): Diane M. Arnold, a unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 13, 2004 Dakota County Recorder Document Number: 2275229 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7066 159th St W, Apple Valley, MN 55124-5130 Tax Parcel ID Number: 01-11653-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Apple Ponds 4th Addition, according to the recorded plat thereof and situate in Dakot a County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,272.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018439F02 3155242 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2006 MORTGAGOR: Daniel J. Ronayne, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 16, 2006 Dakota County Recorder, Document No. 2438433. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000250979 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 6754 162ND Street West, Lakeville, MN 55068 T A X P A R C E L I . D . # : 22-21172-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Donnay's Valley Park 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,625.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,810.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-002955 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3155998 9/20-10/25/12

PUBLIC NOTICE

Recorded August 23, 2005 Dakota County Recorder, Document No. 2353677. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038900010020357 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyager Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 15837 Griffon Path, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-49102-16-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 16, Morningview 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,902.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 28, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002630 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3142042 9/6-10/11/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): James R. Jack and Carrie L. Jack, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 09, 2007 Dakota County Registrar of Titles Document Number: 607126 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: June 15, 2011 Registered: March 13, 2012 Dakota County Registrar of Titles Document Number: T692997 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077975007 Lender or Broker: Tradition Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138590 and CECT 129244 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8287 Delaney Dr, Inver Grove Heights, MN 55076-2644

Inver Grove Heights, MN 55076-2644 Tax Parcel ID Number: 20-18102-05-025 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25, CIC No. 351, Cobblestone Oaks III Condominium, A Common Interest Community, located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,357.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025934F01 3142814 9/13-10/18/12

PUBLIC NOTICE

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�� to �� redemption by law subject allowed thereof; PURSUANT to the power of sale con- within six (6) months from the date of tained in said mortgage, the above said sale by the mortgagor(s), their described property will be sold by the personal representatives or assigns unless reduced to Five (5) weeks under Sheriff of said county as follows: DATE AND TIME OF SALE: Novem- MN Stat. §580.07. ber 1, 2012 at 10:00 AM TIME AND DATE TO VACATE PROPPLACE OF SALE:Sheriff's Office, Law E R T Y : I f t h e r e a l e s t a t e i s a n Enforcement Center, 1580 Hwy 55, owner-occupied, single-family dwellLobby #S-100, Hastings, MN ing, unless otherwise provided by law, to pay the debt then secured by said the date on or before which the mortMortgage, and taxes, if any, on said gagor(s) must vacate the property if the premises, and the costs and disburse- mortgage is not reinstated under secm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tion 580.30 or the property is not allowed by law subject to redemption redeemed under section 580.23 is within six (6) months from the date of 11:59 p.m. on April 25, 2013, unless said sale by the mortgagor(s), their the redemption period is reduced to 5 personal representatives or assigns weeks under MN Stat. Secs. 580.07 or unless reduced to Five (5) weeks under 582.032. MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM TIME AND DATE TO VACATE PROP- FINANCIAL OBLIGATION ON MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGE: None "THE TIME ALLOWED BY LAW FOR owner-occupied, single-family dwelling, unless otherwise provided by law, REDEMPTION BY THE MORTGAGOR, the date on or before which the mort- THE MORTGAGOR'S PERSONAL REPgagor(s) must vacate the property if the RESENTATIVES OR ASSIGNS, MAY BE mortgage is not reinstated under sec- REDUCED TO FIVE WEEKS IF A JUDItion 580.30 or the property is not CIAL ORDER IS ENTERED UNDER redeemed under section 580.23 is MINNESOTA STATUTES, SECTION 11:59 p.m. on May 1, 2013 unless the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G redemption period is reduced to 5 OTHER THINGS, THAT THE MORTweeks under MN Stat. Secs. 580.07 or GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 582.032. MORTGAGOR(S) RELEASED FROM LESS THAN FIVE UNITS, ARE NOT FINANCIAL OBLIGATION ON MORT- PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E GAGE: None "THE TIME ALLOWED BY LAW FOR ABANDONED." REDEMPTION BY THE MORTGAGOR, Dated: August 24, 2012 U.S. Bank National Association THE MORTGAGOR'S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 WITH A RESIDENTIAL DWELLING OF 19 - 19-3718 LESS THAN FIVE UNITS, ARE NOT THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. 9/13-10/18/12 P R O D U C T I O N , A N D A R E 3149581 ABANDONED." Dated: September 5, 2012 JPMorgan Chase Bank, National NOTICE OF MORTGAGE Association FORECLOSURE SALE Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN that USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of default has occurred in the conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: October 08, 4500 Park Glen Road #300 2007 Minneapolis, MN 55416 ORIGINAL PRINCIPAL AMOUNT OF (952) 925-6888 MORTGAGE: $296,000.00 30 - 12-004234 FC MORTGAGOR(S): Timothy Daniel THIS IS A COMMUNICATION FROM Ericksen and Debra Ann Ericksen, A DEBT COLLECTOR. husband and wife 3149804 9/13-10/18/12 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countywide Bank, FSB., its successors and assigns NOTICE OF MORTGAGE DATE AND PLACE OF RECORDING: FORECLOSURE SALE Recorded: October 19, 2007 Dakota THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF County Recorder Document Number: 2551656 THE ORIGINAL CREDITOR WITHIN ASSIGNMENTS OF MORTGAGE: THE TIME PROVIDED BY LAW IS And assigned to: BAC HOME LOANS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that SERVICING, LP FKA COUNTRYWIDE default has occurred in conditions of HOME LOANS SERVICING LP the following described mortgage: Dated: August 16, 2011 DATE OF MORTGAGE: O c t o b e r 3 1 , Recorded: November 17, 2011 2001 Dakota County Recorder MORTGAGOR: Michael A. Holmberg Document Number: 2831232 and Mary C. Holmberg, husband and Transaction Agent: Mortgage Elecwife. tronic Registration Systems, Inc. MORTGAGEE: Select Mortgage CorTransaction Agent Mortgage Identifiporation. cation Number: 1001337-0002533574-9 Lender or Broker: Countrywide DATE AND PLACE OF RECORDING: Filed December 4, 2001, Dakota Bank, FSB County Registrar of Titles, Document Residential Mortgage Servicer: Bank No. 453834 on Certificate of Title No. of America, N.A. 131617. Mortgage Originator: Not Applicable ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: TCF Mortgage Corpora- LOCATED: Dakota tion. And thereafter assigned to: Property Address: 9390 207th St W, Mortgage Electronic Registration Sys- Lakeville, MN 55044-5999 tems, Inc. And thereafter assigned to: Tax Parcel ID Number: U.S. Bank National Association . 22-18200-05-050 LEGAL DESCRIPTION OF PROPSaid Mortgage being upon RegisERTY: Lot 5, Block 5, Country Creek tered Land. Estates, Dakota County, Minnesota. TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON D U E A S O F D A T E O F N O T I C E : $293,884.80 MORTGAGE: NONE THAT all pre-foreclosure requireLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ments have been complied with; that MORTGAGE: Select Mortgage Corpora- no action or proceeding has been instituted at law or otherwise to recover the tion R E S I D E N T I A L M O R T G A G E S E R - debt secured by said mortgage, or any VICER: U.S. Bank Home Mortgage, a part thereof; PURSUANT to the power of sale condivision of U.S. Bank National Associatained in said mortgage, the tion MORTGAGED PROPERTY ADDRESS: above-described property will be sold 2109 East 123RD Street, Burnsville, by the Sheriff of said county as follows: MN 55337 DATE AND TIME OF SALE: October TAX PARCEL I.D. #: 025370303140 LEGAL DESCRIPTION OF PROP- 26, 2012 at 10:00 AM ERTY: PLACE OF SALE: Dakota County Lot 14, Block 3, in Oak Leaf Plat Law Enforcement Center, 1580 HighFour way 55, Lobby S-100, Hastings, MinneCOUNTY IN WHICH PROPERTY IS sota LOCATED: Dakota to pay the debt secured by said mortORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said preMORTGAGE: $112,900.00 mises and the costs and disburseAMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE: $104,845.41 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t April 26, 2013, or the next business secured by said mortgage, or any part day if April 26, 2013 falls on a Saturthereof; day, Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: October ING TO COLLECT A DEBT. ANY 25, 2012 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE:Sheriff's Office, Law USED FOR THAT PURPOSE. Enforcement Center, 1580 Hwy 55, THE RIGHT TO VERIFICATION OF Lobby #S-100, Hastings, MN THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorneys' fees allowed by law subject to redemption ��

PUBLIC NOTICE

�� AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022931F02 3144009 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Tod Michael Franklin and Michele Anne Franklin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GN Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489518 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: August 14, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500006322118 Lender or Broker: GN Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17415 Goodhue Ave, Lakeville, MN 55044-9535 Tax Parcel ID Number: 22-17052-03-170 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Three (3), Cherry Highlands Third, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $319,751.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025804F01 3155257 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,539.00 MORTGAGOR(S): Jessenia J. Berrios, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 29, 2010 Dakota County Registrar of Titles Document Number: T668468 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 01, 2012 Registered: May 15, 2012 Dakota County Registrar of Titles Document Number: T696350 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025500008931360 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 149784 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2030 Bluestone Ln, Eagan, MN 55122-2865 Tax Parcel ID Number: 10-16702-07-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 7 in Cedar Grove No. 3, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,260.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025995F01 3152508 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,454.00 MORTGAGOR(S): Randolph Reynolds, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Savings of America, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 12, 2010 Dakota County Recorder Document Number: 2746068

Document Number: 2746068 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: March 29, 2012 Recorded: April 09, 2012 Dakota County Recorder Document Number: 2860609 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100442510070472420 Lender or Broker: Home Savings of America Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1916 55th Street Ct E, Inver Grove Heights, MN 55077-1688 Tax Parcel ID Number: 20-22100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Dupont Stevens Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,591.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026009F01 3147919 9/13-10/18/12

PUBLIC NOTICE

2889615 . LEGAL DESCRIPTION OF PROPERTY: North 1/2 of Lot 24 and all of Lots 25 and 26, Block 1, Deer Park, Dakota county, Minnesota PROPERTY ADDRESS: 319 14th Avenue South, South Saint Paul, MN 55075 PROPERTY I.D: 36-19900-01-260 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Five Thousand Eight Hundred Eighty-Seven and 14/100 ($175,887.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 30, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2013, or the next business day if April 30, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2012 "The Bank of New York Mellon Trust Company, N.A. f/k/a The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association f/k/a JPMorgan Chase Bank, as Trustee - Specialty Underwriting and Residential Fin a n c e T r u s t M o r t g a g e L o a n Asset-Backed Certificates, Series 2005-BC1, Dated as of March 1, 2005 " Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00568-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299081 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012 3147967 9/13-10/18/12

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004271 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149654 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,163.00 MORTGAGOR(S): Arthur L Ham Jr and Vickie Ham, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Rescue Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 02, 2009 Dakota County Recorder Document Number: 2687881 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: June 01, 2012 Recorded: June 13, 2012 Dakota County Recorder Document Number: 2874115 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002489-0000003242-6 Lender or Broker: Rescue Mortgage, Inc Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8280 172nd St W, Lakeville, MN 55044-6208 Tax Parcel ID Number: 22-84600-04-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Woodbury First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,994.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate

§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025962F01 3148061 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2009 MORTGAGOR: M a r k A . T a r t a g a l i a and Felicia A. Edmark, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 26, 2009 Dakota County Recorder, Document No. 2639731. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000830337531 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7635 Upper 167th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760001130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Foxborough, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,558.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $256,305.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 25, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

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THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 27, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004010 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149865 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 22, 2008 MORTGAGOR: A m b e r D u f f y a n d Darin Duffy, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 26, 2008 Dakota County Recorder, Document No. 2614869. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000828330134 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 509 3rd Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32150-61-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 61, Town of Hastings, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,448.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,547.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 1, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-266-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149823 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2009 MORTGAGOR: T o d d J . B e r r y , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. . DATE AND PLACE OF RECORDING: Recorded December 21, 2009 Dakota County Recorder, Document No. 2703621. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550272808576 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First American Bank, NA RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 19600 Escalade Way, Unit 1208, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.16600.11.208 LEGAL DESCRIPTION OF PROPERTY: Unit 1208, Charleswood Crossing, Common Interest Community No. 520 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,518.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,929.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2012 Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92 - 12-004485 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149558 9/13-10/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 MORTGAGOR(S): Manuel Oliveros and Angela J Oliveros, Husband and

and Angela J Oliveros, Husband and Wife MORTGAGEE: Eagle Valley Bank, National Association DATE AND PLACE OF RECORDING: Recorded: June 23, 2005 Dakota County Recorder Document Number: 2333665 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc Dated: May 27, 2005 Recorded: June 23, 2005 Dakota County Recorder Document Number: 2333666 And assigned to: Countrywide Home Loans Servicing LP Dated: November 14, 2008 Recorded: December 16, 2008 Dakota County Recorder Document Number: 2627083 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Eagle Valley Bank, National Association Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4366 N Woodgate Ln, Eagan, MN 55122-2278 Tax Parcel ID Number: 10-47252-02-260 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Mallard Park 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,002.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026008F01 3149840 9/13-10/18/12

PUBLIC NOTICE

VICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 7011 164th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21175-06-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Donnays Valley Park 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,502.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __May 8, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 6, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-002636 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3149530 9/13-10/18/12

PUBLIC NOTICE

��

�� on�� the premises Twenty Four Hundred the mortgagee, Thousand Six paid by�� and 61/100 ($269,624.61) and the costs and disbursements THAT no action or proceeding has allowed by law. The time allowed by been instituted at law to recover the l a w f o r r e d e m p t i o n b y s a i d debt secured by said mortgage, or any m o r t g a g o r ( s ) , t h e i r p e r s o n a l part thereof; that there has been com- representatives or assigns is 6.00 pliance with all pre-foreclosure notice m o n t h s f r o m t h e d a t e o f s a l e . I f and acceleration requirements of said Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is mortgage, and/or applicable statutes; PURSUANT, to the power of sale con- n o t r e d e e m e d u n d e r M i n n . S t a t . tained in said mortgage, the above Section580.23, the Mortgagor must described property will be sold by the vacate the property on or before 11:59 p.m. on March 11, 2013, or the next Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM business day if March 11, 2013 falls on a Saturday, Sunday or legal holiday. on October 30, 2012 "THE TIME ALLOWED BY LAW FOR PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said REPRESENTATIVES OR ASSIGNS, mortgage and taxes, if any actually MAY BE REDUCED TO FIVE WEEKS IF paid by the mortgagee, on the pre- A J U D I C I A L O R D E R I S E N T E R E D mises and the costs and disburse- U N D E R M I N N E S O T A S T A T U T E S , m e n t s a l l o w e d b y l a w . T h e t i m e SECTION 582.032, DETERMINING, allowed by law for redemption by said AMONG OTHER THINGS, THAT THE mortgagor(s), their personal represen- M O R T G A G E D P R E M I S E S A R E tatives or assigns is 6.00 months from I M P R O V E D W I T H A R E S I D E N T I A L the date of sale. If Mortgage is not D W E L L I N G O F L E S S T H A N F I V E reinstated under Minn. Stat. §580.30 UNITS, ARE NOT PROPERTY USED IN or the property is not redeemed under AGRICULTURAL PRODUCTION, AND Minn. Stat. §580.23, the Mortgagor ARE ABANDONED." Dated: July 26, 2012 must vacate the property on or before HSBC Bank USA, N.A., as Trustee 11:59 p.m. on April 30, 2013, or the on behalf of ACE Securities Corp. next business day if April 30, 2013 Home Equity Loan Trust and for falls on a Saturday, Sunday or legal the registered holders of ACE holiday. Securities Corp. Home Equity "THE TIME ALLOWED BY LAW FOR Loan Trust, Series 2006-ASAP3, REDEMPTION BY THE MORTGAGOR, Asset Backed Pass-Through THE MORTGAGOR`S PERSONAL REPCertificates RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- Randall S. Miller and Associates, PLLC CIAL ORDER IS ENTERED UNDER Attorneys for Assignee of Mortgage/ MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G One Financial Plaza, OTHER THINGS, THAT THE MORT- 120 South Sixth Street, Suite 1100 GAGED PREMISES ARE IMPROVED Minneapolis, MN 55402 WITH A RESIDENTIAL DWELLING OF Phone: 612-573-3677 LESS THAN FIVE UNITS, ARE NOT Our File No. 12MN00585-1 PROPERTY USED IN AGRICULTURAL THIS IS A COMMUNICATION FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR. A-4275274 07/26/2012, 08/02/2012, ABANDONED." 08/09/2012, 08/16/2012, 08/23/2012, Dated: September 13, 2012 Deutsche Bank National Trust 08/30/2012 Company as Trustee for GSAMP NOTICE OF POSTPONEMENT OF Trust 2004-AHL, Pooling and FORECLOSURE SALE The above referenced sale scheduled Servicing Agreement dated as of for September 11, 2012 at 10:00 AM , October 1, 2004 has been postponed to February 12, Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ 2013 at 10:00 AM, located at Sheriff`s Mortgagee Main Office, Law Enforcement Center, Canadian Pacific Plaza, 1580 Highway 55, Hastings MN 120 South Sixth Street, Suite 1100 55033-2343, Dakota Minnesota Dated: September 11, 2012 Minneapolis, MN 55402 HSBC Bank USA, N.A., as Trustee Phone: 952-232-0052 on behalf of ACE Securities Corp. Our File No. 11MN00915-1 Home Equity Loan Trust and for THIS IS A COMMUNICATION FROM the registered holders of ACE A DEBT COLLECTOR. A-4297136 09/13/2012, 09/20/2012, Securities Corp. Home Equity 09/27/2012, 10/04/2012, 10/11/2012, Loan Trust, Series 2006-ASAP3, 10/18/2012 Asset Backed Pass-Through 3143775 9/13-10/18/12 Certificates Jennifer K Fischer (0311248) Attorneys for HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities NOTICE OF MORTGAGE Corp. Home Equity Loan Trust and for FORECLOSURE SALE the registered holders of ACE THE RIGHT TO VERIFICATION OF Securities Corp. Home Equity Loan THE DEBT AND IDENTITY OF THE T r u s t , S e r i e s 2 0 0 6 - A S A P 3 , A s s e t ORIGINAL CREDITOR WITHIN THE Backed Pass-Through Certificates T I M E P R O V I D E D B Y L A W I S N O T Randall S. Miller and Associates, PLLC AFFECTED BY THIS ACTION. Canadian Pacific Plaza, NOTICE IS HEREBY GIVEN: That 120 South Sixth Street, Suite 1100 default has occurred in the conditions Minneapolis, MN 55402 of the following described mortgage: (952) 232-0052 DATE OF MORTGAGE: February 3, Our File No. 12MN00585-1 2006 PURSUANT TO THE FAIR DEBT ORIGINAL PRINCIPAL AMOUNT OF COLLECTION PRACTICES ACT, YOU MORTGAGE: $264,000.00 ARE ADVISED THAT THIS OFFICE MORTGAGOR(S): Mitchell D. Fenne M A Y B E D E E M E D A D E B T and Carolyn A. Fenne, Husband and C O L L E C T O R A N Y I N F O R M A T I O N Wife as Joint Tenants OBTAINED MAY BE USED FOR THAT MORTGAGEE: Mortgage Electronic PURPOSE. THIS NOTICE IS REQUIRED Registration Systems, Inc. as nominee BY THE PROVISIONS OF THE FAIR for Centennial Mortgage and Funding, DEBT COLLECTION PRACTICES ACT INC AND DOES NOT IMPLY THAT WE ARE TRANSACTION AGENT: Mortgage ATTEMPTING TO COLLECT MONEY Electronic Registration Systems, Inc FROM ANYONE WHO HAS MIN#: 100232301120019328 DISCHARGED THE DEBT UNDER THE SERVICER: Ocwen Loan Servicing, BANKRUPTCY LAWS OF THE UNITED LLC STATES. LENDER: Centennial Mortgage and A-4300249 09/20/2012 Funding, INC.. 3150491 9/20/12 DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 15, 2006, as Document No. 2406223. NOTICE OF MORTGAGE ASSIGNED TO: HSBC Bank USA, FORECLOSURE SALE N.A., as Trustee on behalf of ACE NOTICE IS HEREBY GIVEN that Securities Corp. Home Equity Loan default has occurred in the conditions Trust and for the registered holders of of the following described mortgage: ACE Securities Corp. Home Equity DATE OF MORTGAGE: October 25, Loan Trust, Series 2006-ASAP3, Asset 2005 Backed Pass-Through Certificates ORIGINAL PRINCIPAL AMOUNT OF Dated: June 1, 2012 , and recorded MORTGAGE: $142,800.00 June 25, 2012 by Document No. MORTGAGOR(S): Patti A. Stettner 2876307 . and Terry Stettner, wife and husband LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Lot 6, Block 1, Royal Woods Registration Systems, Inc. as nominee Third Addition, Dakota County, Min- for Mortgage & Investment Consultnesota. ants, Inc., it successors and assigns PROPERTY ADDRESS: 20913 JenDATE AND PLACE OF REGISTERkins Way, Lakeville, MN 55044 ING: PROPERTY I.D: 22-64812-01-060 Registered: January 10, 2006 Dakota COUNTY IN WHICH PROPERTY IS County Registrar of Titles LOCATED: Dakota Document Number: 582655 THE AMOUNT CLAIMED TO BE DUE LOAN MODIFICATION: ON THE MORTGAGE ON THE DATE OF Dated: August 30, 2011 Registered: October 27, 2011 THE NOTICE: Two Hundred Document Number: T686166 Seventy-Two Thousand Eight Hundred Thirty and 46/100 ($272,830.46) ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage THAT no action or proceeding has been instituted at law to recover the Company Dated: May 23, 2011 debt secured by said mortgage, or any Registered: May 27, 2011 Dakota part thereof; that there has been compliance with all pre-foreclosure notice County Registrar of Titles Document Number: T680072 and acceleration requirements of said Transaction Agent: Mortgage Elecmortgage, and/or applicable statutes; PURSUANT, to the power of sale con- tronic Registration Systems, Inc. Transaction Agent Mortgage Identifitained in said mortgage, the above cation Number: 1003711-0000038797-4 described property will Lender or Broker: Mortgage & be sold by the Sheriff of said county as Investment Consultants, Inc. follows: Residential Mortgage Servicer: CenDATE AND TIME OF SALE: 10:00 AM tral Mortgage Company on September 11, 2012 Mortgage Originator: Not Applicable PLACE OF SALE: Sheriff`s M a i n CERTIFICATE OF TITLE NUMBER: Office, Law Enforcement Center, 1580 115726 Highway 55, Hastings MN 55033-2343 COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises ��

PUBLIC NOTICE

�� C o u�� n t y R e c o r�� der, Document 2171431. �� COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7529 Borman Ct, Inver Grove Heights, MN 55076-2900 Tax Parcel ID Number: 20-18212-07-012 LEGAL DESCRIPTION OF PROPERTY: That part of Lot One (1), Block Seven (7), COLLEGE HIGHLANDS 3RD ADDITION, according to the recorded plat thereof on file in the office of the County Recorder, Dakota County Minnesota, which lies northeasterly of the following described line: Commencing at the northwesterly corner of said Lot 1, thence southeasterly along the northerly line of said Lot 1 a distance of 38.50 feet to the point of beginning of the line to be described; thence southeasterly deflecting to the right 57 degrees 18 minutes 41 seconds 51.42 feet; thence southeasterly deflecting to the left 27 degrees 59 minutes 22 seconds 96.35 feet to the southeasterly boundary of said Lot 1 and there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,894.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2012 at 10:00 AM has been postponed to October 15, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 3146332 9/20/12

PUBLIC NOTICE

No.

ASSIGNMENTS OF MORTGAGE: None TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1780 96th Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 204740002020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Marcott Lakes Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $517,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $630,480.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 3012-002768 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 17, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002768 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3156983 9/20/12

PUBLIC NOTICE

County Recorder, Document No. 2521761. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20843 India Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585703130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $331,671.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-688 3012-002764 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 12, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002764 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3153349 9/20/12

PUBLIC NOTICE

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Registered March 31, 2008, Dakota County Registrar of Titles, Document No. 625863, Certificate of Title No. 128574. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1280 Spring Green Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 027180010001 LEGAL DESCRIPTION OF PROPERTY: LOT 10, BLOCK 1 SPRING GREEN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $446,885.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 23, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 21, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 10, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 7, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 12, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 8, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 23, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 19, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 12, 2012 at 10:00 AM at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 18, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157488 9/20/12

PUBLIC NOTICE

22 31502 160 02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Harris Acres Third, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $357,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $387,057.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __March 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 12, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 7575-4312 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 12, 2012. U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4312 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3153254 9/20/12

PUBLIC NOTICE

��

MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1220 Summit Oaks Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027300002110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, block 2, Summit Oaks First, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $494,380.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $549,523.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 9, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 3012-001900 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 17, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001900 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3156993 9/20/12

PUBLIC NOTICE

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001770-5050001701-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 115 Spruce Street West, South St. Paul, MN 55075 TAX PARCEL I.D. #: 364755000030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Matt's Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,041.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _March 13, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 10, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 3012-001786 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 17, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001786 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3156976 9/20/12

PUBLIC NOTICE

Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500058970709 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 16566 Flagstaff Avenue West, Lakeville, MN 55068 TAX PARCEL I.D. #: 222117718004 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Donnay's Valley Park 8th COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,506.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 13, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 3030-9551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 29, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 12, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3153270 9/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $514,150.00 MORTGAGOR(S): Kenna L Young and Ramona S Young, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 07, 2007 Dakota County Registrar of Titles Document Number: 612023 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW

And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683429 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600071185651 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142696 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1716 Terra Glenn Ct, Eagan, MN 55122-1632 Tax Parcel ID Number: 10-75401-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Terra Glenn 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $498,865.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2012 at 10:00 AM has been postponed to June 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2012 at 10:00 AM has been postponed to July 18, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14

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�� TRUST �� and �� disburse and the costs PASS THROUGH 2007 14 mises�� M O R T G A G E P A S S - T H R O U G H ments, including attorney fees allowed by law, subject to redemption within CERTIFICATES, SERIES 2007-14 six (6) months from the date of said NOTICE OF POSTPONEMENT OF by the mortgagor(s), their persale MORTGAGE FORECLOSURE SALE The above referenced sale scheduled sonal representatives or assigns. for July 18, 2012 at 10:00 AM has been If the Mortgage is not reinstated postponed to August 20, 2012 at 10:00 under Minn. Stat. §580.30 or the propA M i n t h e D a k o t a C o u n t y L a w erty is not redeemed under Minn. Stat. Enforcement Center, 1580 Highway 55, §580.23, the Mortgagor must vacate Lobby S-100, Hastings, Minnesota in the property on or before 11:59 p.m. on said County and State. May 04, 2012, or the next business day DATED: July 13, 2012 if May 04, 2012 falls on a Saturday, ASSIGNEE OF MORTGAGEE: Sunday or legal holiday. THE BANK OF NEW YORK Mortgagor(s) released from financial MELLON FKA THE BANK OF NEW obligation: NONE YORK AS TRUSTEE FOR THE THIS COMMUNICATION IS FROM C E R T I F I C A T E H O L D E R S O F A DEBT COLLECTOR ATTEMPTCWMBS, INC., CHL MORTGAGE ING TO COLLECT A DEBT. ANY PASS-THROUGH TRUST 2007-14 INFORMATION OBTAINED WILL BE M O R T G A G E P A S S - T H R O U G H USED FOR THAT PURPOSE. CERTIFICATES, SERIES 2007-14 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE NOTICE OF POSTPONEMENT OF ORIGINAL CREDITOR WITHIN THE MORTGAGE FORECLOSURE SALE The above referenced sale scheduled T I M E P R O V I D E D B Y L A W I S N O T for August 20, 2012 at 10:00 AM has AFFECTED BY THIS ACTION. been postponed to September 20, 2012 THE TIME ALLOWED BY LAW FOR at 10:00 AM in the Dakota County Law REDEMPTION BY THE MORTGAGOR, Enforcement Center, 1580 Highway 55, THE MORTGAGOR'S PERSONAL REPLobby S-100, Hastings, Minnesota in RESENTATIVES OR ASSIGNS, MAY BE said County and State. REDUCED TO FIVE WEEKS IF A JUDIDATED: August 14, 2012 CIAL ORDER IS ENTERED UNDER ASSIGNEE OF MORTGAGEE: MINNESOTA STATUTES, SECTION T H E B A N K O F N E W Y O R K 582.032, DETERMINING, AMONG MELLON FKA THE BANK OF NEW OTHER THINGS, THAT THE MORTY O R K A S T R U S T E E F O R T H E GAGED PREMISES ARE IMPROVED C E R T I F I C A T E H O L D E R S O F WITH A RESIDENTIAL DWELLING OF CWMBS, INC., CHL MORTGAGE LESS THAN FIVE UNITS, ARE NOT PASS-THROUGH TRUST 2007-14 PROPERTY USED IN AGRICULTURAL M O R T G A G E P A S S - T H R O U G H PRODUCTION, AND ARE ABANDONED. CERTIFICATES, SERIES 2007-14 DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: NOTICE OF POSTPONEMENT OF THE BANK OF NEW YORK MORTGAGE FORECLOSURE SALE The above referenced sale scheduled MELLON FKA THE BANK OF NEW for September 20, 2012 at 10:00 AM YORK, A S T R U S T E E F O R T H E has been postponed to October 22, CERTIFICATEHOLDERS OF 2012 at 10:00 AM in the Dakota CWALT, INC., ALTERNATIVE County Law Enforcement Center, 1580 LOAN TRUST 2005-46CB, Highway 55, Lobby S-100, Hastings, MORTGAGE PASS-THROUGH Minnesota in said County and State. CERTIFICATES, SERIES DATED: September 13, 2012 2005-46CB ASSIGNEE OF MORTGAGEE: Wilford, Geske & Cook P.A. T H E B A N K O F N E W Y O R K Attorneys for Assignee of Mortgagee MELLON FKA THE BANK OF NEW 8425 Seasons Parkway, Suite 105 Y O R K A S T R U S T E E F O R T H E Woodbury, MN 55125-4393 C E R T I F I C A T E H O L D E R S O F (651) 209-3300 CWMBS, INC., CHL MORTGAGE File Number: 022182F01 PASS-THROUGH TRUST 2007-14 NOTICE OF POSTPONEMENT OF MORTGAGE PASS-THROUGH MORTGAGE FORECLOSURE SALE CERTIFICATES, SERIES 2007-14 The above referenced sale scheduled Wilford, Geske & Cook P.A. for November 04, 2011 at 10:00 AM has Attorneys for Assignee Of Mortgagee: been postponed to December 05, 2011 Lawrence A. Wilford at 10:00 AM in the Dakota County Law James A. Geske Enforcement Center, 1580 Highway 55, 8425 Seasons Parkway, Suite 105 Lobby S-100, Hastings, Minnesota in Woodbury, MN 55125-4393 said County and State. (651) 209-3300 DATED: October 31, 2011 File Number: 024601F01 ASSIGNEE OF MORTGAGEE: 3155224 9/20/12 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF NOTICE OF MORTGAGE CWALT, INC., ALTERNATIVE FORECLOSURE SALE LOAN TRUST 2005-46CB, NOTICE IS HEREBY GIVEN that MORTGAGE PASS-THROUGH default has occurred in the conditions CERTIFICATES, SERIES of the following described mortgage: 2005-46CB DATE OF MORTGAGE: July 22, 2005 NOTICE OF POSTPONEMENT OF ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE FORECLOSURE SALE MORTGAGE: $359,100.00 The above referenced sale scheduled MORTGAGOR(S): Gerald Rasmussen, for December 05, 2011 at 10:00 AM has a single man been postponed to January 06, 2012 at MORTGAGEE: Mortgage Electronic 10:00 AM in the Dakota County Law Registration Systems, Inc., as nomi- Enforcement Center, 1580 Highway 55, nee for America's Wholesale Lender, Lobby S-100, Hastings, Minnesota in its successors and assigns said County and State. DATE AND PLACE OF REGISTERDATED: December 02, 2011 ING: ASSIGNEE OF MORTGAGEE: Registered: August 11, 2005 Dakota THE BANK OF NEW YORK County Registrar of Titles MELLON FKA THE BANK OF NEW Document Number: 571769 YORK, AS TRUSTEE FOR THE ASSIGNMENTS OF MORTGAGE: CERTIFICATEHOLDERS OF And assigned to: THE BANK OF NEW CWALT, INC., ALTERNATIVE YORK MELLON FKA THE BANK OF LOAN TRUST 2005-46CB, NEW YORK, AS TRUSTEE FOR THE MORTGAGE PASS-THROUGH CERTIFICATEHOLDERS OF CWALT, CERTIFICATES, SERIES INC., ALTERNATIVE LOAN TRUST 2005-46CB 2 0 0 5 - 4 6 C B , M O R T G A G E NOTICE OF POSTPONEMENT OF PASS-THROUGH CERTIFICATES, MORTGAGE FORECLOSURE SALE SERIES 2005-46CB The above referenced sale scheduled Dated: August 02, 2011 for January 06, 2012 at 10:00 AM has Registered: August 09, 2011 Dakota been postponed to February 08, 2012 County Registrar of Titles at 10:00 AM in the Dakota County Law Document Number: T682830 Enforcement Center, 1580 Highway 55, Transaction Agent: Mortgage Elec- Lobby S-100, Hastings, Minnesota in tronic Registration Systems, Inc. said County and State. Transaction Agent Mortgage IdentifiDATED: January 03, 2012 cation Number: 100015700054508607 ASSIGNEE OF MORTGAGEE: Lender or Broker: America's WholeTHE BANK OF NEW YORK sale Lender MELLON FKA THE BANK OF NEW Residential Mortgage Servicer: Bank YORK, A S T R U S T E E F O R T H E of America, N.A. CERTIFICATEHOLDERS OF Mortgage Originator: Not Applicable CWALT, INC., ALTERNATIVE CERTIFICATE OF TITLE NUMBER: LOAN TRUST 2005-46CB, 132581 MORTGAGE PASS-THROUGH COUNTY IN WHICH PROPERTY IS CERTIFICATES, SERIES LOCATED: Dakota 2005-46CB Property Address: 4778 Slater Rd, NOTICE OF POSTPONEMENT OF Eagan, MN 55122-2364 MORTGAGE FORECLOSURE SALE Tax Parcel ID Number: The above referenced sale scheduled 10-65870-01-040 for February 08, 2012 at 10:00 AM has L E G A L D E S C R I P T I O N O F P R O P - been postponed to March 12, 2012 at ERTY: Lot Four (4), Block One (1), St. 10:00 AM in the Dakota County Law Charles Wood, Dakota County, Minne- Enforcement Center, 1580 Highway 55, sota Lobby S-100, Hastings, Minnesota in AMOUNT DUE AND CLAIMED TO BE said County and State. DUE AS OF DATE OF NOTICE: DATED: February 03, 2012 $369,019.53 ASSIGNEE OF MORTGAGEE: THAT all pre-foreclosure requireTHE BANK OF NEW YORK ments have been complied with; that MELLON FKA THE BANK OF NEW no action or proceeding has been instiYORK, A S T R U S T E E F O R T H E tuted at law or otherwise to recover the CERTIFICATEHOLDERS OF debt secured by said mortgage, or any CWALT, INC., ALTERNATIVE part thereof; that this is registered LOAN TRUST 2005-46CB, property; MORTGAGE PASS-THROUGH PURSUANT to the power of sale conCERTIFICATES, SERIES tained in said mortgage, the 2005-46CB above-described property will be sold NOTICE OF POSTPONEMENT OF by the Sheriff of said county as folMORTGAGE FORECLOSURE SALE lows: The above referenced sale scheduled DATE AND TIME OF SALE: Novem- for March 12, 2012 at 10:00 AM has ber 04, 2011 at 10:00 AM been postponed to June 12, 2012 at PLACE OF SALE: Dakota County 10:00 AM in the Dakota County Law Law Enforcement Center, 1580 High- Enforcement Center, 1580 Highway 55, way 55, Lobby S-100, Hastings, Minne- Lobby S-100, Hastings, Minnesota in sota said County and State. to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse- ��

PUBLIC NOTICE

�� ERTY: Lot 17, �� Block 1, Centennial Ridge, Dakota County, Minnesota. �� said County and State. DATED: March 02, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 12, 2012 at 10:00 AM has been postponed to July 12, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 07, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2012 at 10:00 AM has been postponed to August 13, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2012 at 10:00 AM has been postponed to September 14, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 23, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2012 at 10:00 AM has been postponed to October 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 3099182 9/20/12

PUBLIC NOTICE

PROPERTY ADDRESS: 1670 Marina Lane, Eagan, MN 55122 P ROPERTY I.D: 10-16950-01-170 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Two Thousand Seven Hundred Ninety-Two and 31/100 ($402,792.31) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 11, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 11, 2013, or the next business day if March 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00587-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4276457 07/26/2012, 08/02/2012, 08/09/2012, 08/16/2012, 08/23/2012, 08/30/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for September 11, 2012 at 10:00 AM , has been postponed to October 9, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: September 11, 2012 Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Jennifer K Fischer (0311248) Attorneys for Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00587-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4300250 09/20/2012 3150530 9/20/12

PUBLIC NOTICE

LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0002505768-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1465 Pringle Court, Hastings, M N 55033 T A X P A R C E L I . D . # : 19-19601-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Dakota View Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,723.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 09, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 09,2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 18, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-003507 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157349 9/20-10/25/12

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,487.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,017.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9634 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 13, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-9634 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 15, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 17, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9634 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157275 9/20/12

PUBLIC NOTICE

Recorded October 5, 2005 Dakota County Recorder, Document No. 2367160. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Bank FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000891007 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 17865 Formosa Court, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-18603-01-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Crossroads 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $374,040.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $387,658.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2012 Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 13, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 23, 2012. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-003116 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 29, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 12, 2012. Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-003116 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3153213 9/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2009 MORTGAGOR: S e a n T r a y n o r , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 7, 2009 Dakota County Recorder, Document No. 2700638, as reformed by Court Order recorded as Document No. 2776818. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021227037 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5068 West Lower 183rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141950607006 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 6, Dakota County Estates 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,534.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: June DATE AND TIME OF SALE: 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 28, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 25, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11017 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 13, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 2, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 20, 2012

Keliher calls for changes Can you vote? to educational system

27A

City urges pre-registration

by Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

She supports more business, community partnerships with District 194 by Aaron M. Vehling

DAKOTA COUNTY TRIBUNE

The current educational system is not sustainable, according to Lakeville Area School Board Chair Judy Keliher, who is running for re-election this fall. “ T h e biggest challenge is how to c o n t i n u e Judy providing a Keliher high level of academic achievement while making a transition to a system that is fiscally more sustainable than we have today,” said Keliher, who has been a board member since 1997 and board chair since 2007. “It’s not just our district, but school districts in general.” The best schools adapt

to change and innovate, she added. Keliher said she wants more partnerships with businesses, which would be a way to give students more “hands-on, real-life opportunities” and ultimately prepare them for the modern, competitive workplace. She also mentioned that she thought apprenticeships with various trades were also a way to offer innovative learning. “Not all go on to two- and four-year colleges,” Keliher said. “We can offer a variety of opportunities for all different kinds of learners.” Keliher, a 26-year resident of Lakeville, has raised her children in the district. Her daughter Katie currently attends North High School and her three sons are all graduates of the dis-

trict. She also has nieces and nephews in the schools. She is currently a district sales manager for Staples. She was previously involved in the operation of a family hardware store. Among the highlights of her previous terms on the board, Keliher pointed to last year’s contract negotiations with new Superintendent Lisa Snyder. The result was a contract leaner than the one previously negotiated with former Superintendent Gary Amoroso. Marketing to new students and retaining current ones are also important to Keliher. The district’s revenues from the state are tied to a per-pupil dollar amount. “We need to let families know they don’t have to leave the Lakeville school district if they want online

‘Workforce champion’ honored Retiring Dakota County Commissioner Will Branning receives recognition from council

by Lauren Schaffran

DAKOTA COUNTY TRIBUNE

Will Branning has a simple philosophy when it comes to being successful in public office. “Wherever I was needed, I was there,” said the Dakota County commissioner of almost 16 years. He was recognized earlier this month by the Minnesota Workforce Council Association as a “workforce champion” for his many years of public service. The most pleasing thing was to get Dakota County recognized as a workforce

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Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11017 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 29, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 17, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11017 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3156960 9/20/12

leader at the national level, Branning said. “I was first of all surprised, and then Will I was very Branning pleased that they would honor me with an award.” Branning has worked tirelessly for the betterment of the workforce and the community since he became involved in local government when he was elected to the city of Apple Valley’s first city council in 1968. He moved to this area with his family from Seattle in 1964 to take advantage of a job opportunity. As well as serving for a time as the mayor of Apple Valley, he has been instrumental in numerous projects since then and currently serves on nine Dakota County committees, as well as chairing the Dakota County Regional Railroad Authority. One of the latest projects he’s helped with is the creation of the Cedar Avenue transitway, which has been in the works since 1984. He is also proud of the work he has done for

the Dakota-Scott Youth Council, of which he is still a member, and for the creation of housing units for displaced youths in Eagan. “I have a desire to see the youth be successful,” Branning said, a trait he attributes to his father, whom he remembers as always caring deeply for young people when Branning was growing up in South Dakota. After serving as the mayor of Apple Valley, Branning was not originally planning on remaining involved in local politics. “(But) after 30 or 40 years in city government, you can’t just walk away.” Branning has decided to retire from public office at the end of this year to spend more time with family. He initially endorsed Apple Valley Mayor Mary Hamann-Roland in May when she announced her candidacy for his seat on the county commission, but in June she decided not run. Since then, Branning has not yet formally endorsed a candidate to fill his position. Lauren Schaffran is an intern who attends Eastview High School in Apple Valley.

learning,” she said, giving an example of a marketing message. Keliher currently serves on the Gifted Advisory Council, Special Education Advisory Committee and Legislative Committee. She is also an active member of the Lakeville Rotary Club. “From a business perspective and community perspective and as parent,” Keliher said, “nothing to me is more important than having a solid educational foundation for the community. That’s where I want to give my time.” There are six people running for three School Board seats this fall. Aaron M. Vehling can be reached at aaron.vehling@ ecm-inc.com or facebook.com/ sunthisweek.

In order to cast a ballot this fall, Lakeville residents eligible to vote must be registered at their current address. “Registration is permanent, provided the voter has not changed residence or his/ her name and has voted at least once in the past four years,” said City Clerk Char Friedges. For names to appear on a polling roster on Nov. 6, eligible voters must be registered at their current residence by Oct. 16, she said. Minnesota allows sameday registration, but to save on time and to ensure a smoother voting process, Friedges recommends preregistration. Lakeville has a voter registration application at http:// www.ci.lakeville.mn.us/component/content/article/1lakeville-news/918-registerto-vote-now. After downloading and filling out the form, residents

can mail it to the city, a Dakota County office or the Secretary of State’s office. If residents are in Lakeville during regular business hours, they can stop by locations in the city, including Lakeville City Hall, the Central Maintenance Facility and the Water Treatment Facility and fill out a form in person, Friedges said. City Hall will be open until 5 p.m. Oct. 16 to register voters. If residents don’t know if they are registered or not, they can go to https://mnvotes.sos.state.mn.us/VoterStatus.aspx and find out. That site also includes a polling place finder. According to the city, residents can be eligible to vote if they are 18 years old, a U.S. citizen, a Minnesota resident for at least 20 days prior to Election Day and properly registered. Aaron M. Vehling can be reached at aaron.vehling@ ecm-inc.com or facebook.com/ sunthisweek.

New judges appointed to First Judicial District Court Gov. Mark Dayton announced the appointment of Ann M. Offermann and Christian S. Wilton as district court judges in Minnesota’s First Judicial District. They will replace Carol Hooten, who was appointed to the Minnesota Court of Appeals, and William Macklin, who retired earlier this year. Both seats will be chambered at Shakopee in Scott County. Offermann is an assistant Dakota County attorney assigned to the Adult Criminal Prosecution Division. She is a former assistant attorney general for the State of Minnesota where she worked within the Public Safety,

Ann Offermann

Christian Wilton

Labor and Health Licensing Divisions. She currently serves as president of the Dakota County Bar Association and volunteers as a trained support parent with Family Voices of Minnesota. Additionally, Offermann is a board member of the Minnesota Valley YMCA and involved with the Epilepsy

Foundation of Minnesota. Wilton is an assistant U.S. attorney for the District of Minnesota. He previously served as an assistant Ramsey County attorney. Wilton is a lead grader of bar exams for the State of Minnesota’s Board of Law Examiners. He also is actively involved with local schools, serving as a volunteer hockey coach for the Apple Valley Hockey Association and a parent volunteer with Olson Middle School. Minnesota’s First Judicial District includes Carver, Dakota, Goodhue, LeSueur, McLeod, Scott and Sibley counties.

BBB sponsors Cyber Security Summit The Better Business Bureau of Minnesota and North Dakota (BBB), as part of National Cyber Security Awareness Month, is sponsoring Cyber Security Summit 2012 on Oct. 9-10 in Minneapolis. This national event, which brings together top experts and leaders from government, business and nonprofit sectors, is designed to spotlight cyber threats and promote best practices in regard to data sharing. Attendees will learn to identify online dangers and how to protect their data and sensitive information entrusted to them. “The BBB is proud to be a sponsor of Cyber Secu-

rity Summit 2012,” said Lisa percent more per compro�� Jemtrud,�� director�� of the BBB mised record than a general Institute for Marketplace data breach. Ethics. “This is a very excit- Cyber Security Summit ing event for the Twin Cit- 2012 offers a wide variety of ies to host, and it’s a terrific keynote addresses, panel disopportunity for businesses cussions and breakout seshere in the metro — and na- sions on such topics as data tionwide — to acquire some sharing; identifying cyber information vital to their se- threats; protecting children; curity and growth.” and how Fortune 500 com High profile data breach- panies manage data sharing. es appear to be on the rise The two-day event takes among businesses, govern- place at the Minneapolis ment agencies and educa- Convention Center. Special tional institutions. In 2011, registration pricing is availa report from The Ponemon able for government attendInstitute stated that the esti- ees, full-time faculty, and mated cost of a data breach full-time students. For more involving lost or stolen lap- information on Cyber Setop computers — or other curity Summit 2012 and to mobile data-bearing devices register, visit www.cyberse— was $258 per record, 20.5 curitysummit.org.

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Dakota Arts

September 20, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Booze and bootlegging, right in your backyard Local historian digs up details of Dakota County’s Prohibition-era underworld

by Andrew Miller

DAKOTA COUNTY TRIBUNE

John Loch is finding that booze was abundant, and moonshine raids by federal agents were commonplace, in Dakota County during Prohibition. Loch, an Apple Valley resident and vice president of the Rosemount Area Historical Society, has been poring through old newspapers on micro- John Loch fiche at the library, and talking with locals who were alive at the time, to piece together a picture of the bootlegging underworld in Dakota County at the time of Prohibition when production and sale of alcohol was illegal. There was the massive, 70,000-gallon distillery –

said to be the largest distillery west of Chicago – operating on the outskirts of Rosemount. It was raided in 1924 or 1925. There was the deputy sheriff from Rosemount who kept confiscated moonshine stills in his backyard as trophies and disposed of illegal booze by pouring it into the city sewer system. And in Miesville, there seemed to be a citywide conspiracy. “Just about everybody in Miesville was involved in producing or selling moonshine,” Loch said. “The farmers made it, the intown people sold it at their dance hall. “They were never raided – there’s one highway that runs through Miesville, and they had lookouts. If an unknown car passed through town, they’d sound the alarm.” Loch will present his

findings in a talk titled “Blind Pigs, Speakeasies and Moonshine” on Thursday, Sept. 27, at the Robert Trail Library in Rosemount. The talk, presented under the auspices of the Rosemount Area Historical Society, is one several community events being held as part of the One Book, One Rosemount program. This year, the One Book program has residents reading “Moon Over Manifest” by Clare Vanderpool, part of which deals with bootlegging during Prohibition. As for the title of Loch’s presentation, he borrowed a bit of Prohibition-era lingo. “Speakeasies” were highend establishments where alcohol was served, while “blind pigs” referred to lower-end establishments. Patrons were charged admission to see a blind pig, or some other freakish animal attraction, and were given a

From comic book beginnings, artist evolved to oil on canvas Todd Voss is the featured artist at this year’s Lakeville Art Festival by Andrew Miller

DAKOTA COUNTY TRIBUNE

Todd Voss first started doing art as a child, drawing the characters in his favorite comic books – Bugs Bunny, Road Runner, Porky Pig, the whole gang. He began getting serious about it – and considering art as a vocation – his senior year of high school. “My last year of high school I took nothing but art classes – and, I think, one gym class,” he said. “I’ve been doing art since I was a little kid and I just never stopped.” As the Best in Show winner as the 2011 Lakeville Art Festival, Voss was the featured artist at this year’s festival, which was Sept. 15-16 on the Todd Voss grounds of the Lakeville Area Arts Center. Lakeville was the final stop on Voss’ summer art fair schedule. A full-time professional artist, he averages about 10 such events throughout the Midwest each year, where he sells his oil paintings. The previous weekend saw him at an art fair in central Wisconsin. The real work – his painting – he does mostly at his home in Detroit Lakes, Minn. He admits there isn’t much pingpong played in the basement rec room of his splitlevel home. His wife, Fern Belling, is also a painter, and the couple has converted the basement of their home into an art studio. “Some people say two artists can’t live together, but we seem to get along fine,” he said. Voss also does a lot of outdoor painting, picking a bucolic locale and doing a “field study” – a smaller painting with less detail than

Photo by Andrew Miller

In addition to his talk “Blind Pigs, Speakeasies and Moonshine,” local historian John Loch this month will present “I Read It in the Paper,” an interactive event at which guests will piece together details from the life of a prominent, early-1900s Rosemount resident based on articles published in the Dakota County Tribune. glass of ale with admission. the Dakota County Tribune. Loch, who researches local history by reading old editions ‘I Read It in the of newspapers at the Wescott Paper’ Library in Eagan, said he un “Blind Pigs, Speakeasies covered about 300 short news and Moonshine” is one of two items about William Cadzow, presentation Loch will be giv- who was involved in poliing this month as part of One tics, owned a hotel, managed Book, One Rosemount. a baseball team and had his On Sept. 22 he’ll present “I hand in a host of other aspects Read It in the Paper,” an inter- of Rosemount civic life. active talk at which guests will The presentation, Loch piece together details from said, is about “how you really the life of a prominent, early- can find out the history of an 1900s Rosemount resident individual and a place by readbased on articles published in ing the columns you find in

old newspapers.” “I Read It in the Paper” will be held from 2:30 to 4 p.m. Saturday, Sept. 22, and “Blind Pigs, Speakeasies and Moonshine” is set for 6:30 to 8 p.m. Thursday, Sept. 27. Both events will be held at the Robert Trail Library in Rosemount and are geared to adults and youths ages 12 and older. Admission is free. Andrew Miller can be reached at andrew.miller@ecm-inc. com or facebook.com/sunthisweek.

Theater and Arts Briefs ‘Music Man’ cast members

Jillian Jacobson of Burnsville, Kati Devitt and Atlee Jensen of Apple Valley, and Morgan Guinta and Tawny Greene of Eagan are featured as members of the ensemble in the Eat Street Players’ production of “The Music Man” at the Howard Conn Fine Arts Center, 1900 Nicollet Ave. S., Minneapolis. Performances are Sept. 14-15. For more information, visit www.eatstreetplayers.org.

Laugh Lines Comedy

Laugh Lines Comedy will have its grand opening Oct. 11-14 at the GrandStay hotel in Apple Valley. Stand-up comedian Chad Daniels will headline. Laugh Lines plans to host comedy shows one weekend per month through the fall, winter and spring months. Shows will be at 7 p.m. Thursday, 7 and 9:30 p.m. Friday and Saturday, and 7 p.m. Sunday. Tickets are $12 on Thursday and Sunday and $15 on Friday and Saturday. Tickets are available online at www.hahatick Pianist Lorie Line will bring “Immanuel,” ets.com or by calling (651) 528-8454. her holiday extravaganza, to the Burnsville Performing Arts Center at 7:30 p.m. Friday, Nov. 30, and 3 and 7 p.m. Saturday, Dec. 1. Also performing will be Line’s Fab Five Holocaust survivor Eva Mozes Kor, who – including award-winning drummer Jean- as a child was subjected to human experiPierre Bouvet of Lakeville. mentation at Auschwitz concentration camp, Tickets are $48 and can be purchased at will speak from 10:30 a.m. to 12:30 p.m. Frithe box office or via phone at (952) 895-4680. day, Sept. 21, in the Fine Arts Theater at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. The event is free and open to the public. The Play’s the Thing Productions will hold auditions for “Irving Berlin’s White Christmas” from 6 to 9 p.m. Sept. 24 and 25 in the cafeteria of Metcalf Junior High Dakota County Library will celebrate School in Burnsville. Hispanic Heritage Month (Sept. 15-Oct. 15) Performers ages 10 to 18 are eligible to with the following programs: audition. Auditions are by appointment, • The Adventures of Don Quixote, 7 to email dnacsr@aol.com with preference for 7:45 p.m. Thursday, Oct. 11, Wescott Library, an on-the-hour time slot, with callbacks the 1340 Wescott Road, Eagan. Interactive, bifollowing Wednesday evening, time to be de- lingual show about Don Quixote, a famous termined. character from Spanish literature. Initial auditions will be singing and danc- • Ticket to Brasil, 11 to 11:45 a.m., Saturing only. For the dancing audition, wear com- day, Oct. 13, Galaxie Library, 14955 Galaxie fortable clothing and dance shoes, choreog- Ave., Apple Valley. Take an inspiring journey rapher will teach the routine for the dance through the world of Brazilian music, tradiaudition. tional percussion playing and dance. Play performances will be weekends Dec. For more information, visit www.dako14-30 at the Lakeville Area Arts Center. tacounty.us/library or call (651) 450-2900.

Lorie Line holiday concert

“In the Oaks Pasture” by Todd Voss the works he produces at home. And he shoots a lot of photos during these outdoor sessions. “I’ll then use the field study and the photos to make a larger painting in my home studio,” he said. One thing influencing Voss’ artwork is his practice of transcendental meditation, or TM. It’s something he learned as a student at Maharishi International University in Fairfield, Iowa, which he attended from 1986 to 1990. “It’s a regular four-year college, but in addition to that it teaches TM and the science of consciousness, to connect the subjects you’re studying back to yourself,” he said. “I still practice TM. I don’t consciously try and integrate things from TM and meditation into my painting, though meditation is bound to have an effect on whatever you do.” To view samples of Voss’ work, visit www. mnartists.org/todd_voss. Andrew Miller can be reached at andrew. miller@ecm-inc.com or facebook.com/sunthisweek.

Holocaust survivor program

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