8/30/2012 - Dakota County Tribune Business Weekly

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LAURA ADELMANN JOHN GESSNER LAURA ADELMANN

Crime lab testimony continues 2A Apartments revived in Burnsville 5A Old senior center roof repairs 5A

dakotacountytribune.biz dakotacountytribune.biz

date ##,30, 2009 AUGUST 2012

Volume 30, Number # VOLUME 33, NUMBER 27

Dakota County Tribune Since 1884

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Legion Post 189 to survive Building name has changed to Tailgaters, but members will continue to meet there and maintain pulltab operation

FORUM

MOLLY PERRY

Columnist talks about how a Dakota County woman turned her life around with Healthy Families program. 4A

FORUM

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

The Mall of America transformed the city of Bloomington from the sports capital to the retail capital. DON 4A HEINZMAN

A Farmington couple pulled out of the stock They market to invest in themhave plans to take down selves, the community and an interior wall to make the future of the Amerithe bar bigger and move can Legion Clifford Larthe dance floor to a larger NEWS son Post 189. space. Craig and Vicki LoeRosemount “When we put a schke, with additional resident and Lt. band in there, people are financial backing from Col. Mark Weber dancing right in front of investor Howard Nissen honors his wife the singer,” Loeschke said. during End of of Savage, purchased the “So we want to make the Service ceremony service organization’s resdance floor bigger.” attended by many. taurant, saving the post The dance floor MARK from bankruptcy after a 9A will be transformed into WEBER fire and a string of bad a gaming area, and they luck. eventually want to add DAKOTA ARTS The restaurant, remore windows to show Dakota County named Tailgaters Sports off the amenities patrons this week news residents Bar & Grill, serves a vaCode Type: UPC Version A Stats: 0 tell their sometimes forget are Customer: 3242-ECM Publishers storiesMAG: in1.00a new riety of food including a Order #: P34915-017 there because they can’t P.O. #: BWA: 0.0020 book about atheists salad bar, Mexican and Ordered By: Symbol Width: 1.4690 see them, like the volleyPolarity: Positive Up Symbol Height: 1.0200 living in American fare, sandwichDate Run: 05/29/2002 Flexo Width: 0.0000 ball courts, gazebo, and Minnesota. es and hamburgers Friday temporary bar tucked into night fish fry specials. 28A Photo by Laura Adelmann a shed. BILL Loeschke said they Craig and Vickie Loeschke are the new owners of Tailgaters Sports Bar & Grill, formerly LEHTO The couple have wanted an investment op- the American Legion. The Loeschkes’s purchase allowed the American Legion to continue made a long-term comportunity that relied on selling pulltabs and holding meetings at the same building. mitment to Tailgaters their own efforts rather and have family members than someone else’s after twice losing retirement the kitchen, so we can take that burden off their helping out. They hope their youngest son will money in the stock market. hands.” one day take over daily operations so they can re A Navy veteran, Loeschke said he also likes Although the couple never owned a restaurant tire in about 15 years. the fact that they were also able to help the Le- before, Loeschke said he is relying on his history “It’s really busy,” Loeschke said. “But I want to 8 34493 00023 6 gion survive. of broad experience that includes cooking, bar se- build that place up and put it in the black … hope “I’m keeping them in the pull tab booth, so curity, billing clerk and commercial heating and fully everything works out as we have planned.” they can still sell pull tabs,” he said. “They can refrigeration. keep their meetings and all their stuff is still “All that stuff relates to what I’m doing now,” Laura Adelmann is at laura.adelmann@ecm-inc. there. We just want to take over the business in Loeschke said. General 952-894-1111 com or facebook.com/sunthisweek. Distribution 952-846-2070 Advertising 952-846-2011

JENNY WOODS AN STACEY ACKERM MILLER ANDREW

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The 2009 Legislature couldn’t balance a budget the governor could to OK, but tended other hot topics. 4A

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through g their skills and developin and CDs. S the BEST PRACTICE reading, videos also created enThe company Knowing the program, which difference between Star Thrower ng and profesadvertising and hances self-learnient. Team mempublic relations sional developm d to attend for can help businesses bers are encourage e events to opportunities nationwid mentoring create buzz that industry and trends. provide individual of works. locations emstay abreast Salon’s five new hires. was has several one of Cole’s STACEY 6A any Ackerman will find the Jennifer Wilson role Stacey Cole’s Salon byinto Walk TRIBUNE with the comyears ago, her area and you N ee been COUNTY with salon Metro the along DAKOTA Twenty-thr ACKERMA ployees who’ve because they keep Enter into in the South of Cole’s new hires. Today one of three vice be special. friendly staff one of those t Cole, tofounder she is experience pany for 30 years Doug Barberby be greeted S of Cole’s. visit Paul growing throughou St.will as salon managerto shape the future instantly you BEST PRACTICE in making your andattended learning and Valley learned helping Salon, assist he you Apple work lit they as where presidents 18 Pixar promotes the warmly members of at age their careers. been all I need to the newly remodeled ls School longtime hisaround you look share the merits Visit her at professiona Rients, a culture of be “Cole’s has Jerry As she will proudly or the custom tiled notice busy fromunique. trends or successful and location and communication stations you’ll latest hair styling counter tops make my life Janel Murphy, a 30area. “All this mentor. the 74, works at further and new granite spa the new said that reaps the around performing Rients, . Walk the of our fulfilled,” Today as a bar- you to the spa floors that lead to veteran. “At techniques for the success innovation and foiling Valley salon doors that lead Apple for , manicure and re-modeling is importantabout people. We willPhoto by Rick Orndorf year Cole’s SalonI feel good about glass Cole’syou’ll notice been doing day, profits in it’s still he has in skin Hanson, Tim end of the king. massage treatments ber, which continues good.” company, but where latest feel Melissa movie-ma Rients area20 the or years. making others has grown through has Or sit and left) Laura Trish,Storhoff. the past JEFF Cole, andprovided. pedicure services 6A member the a leadership (from each Trish Cole’s Salon team a mentorn for services are sipping Salon to berejuvenatio Cole’s last four de- area to give t, and nurturing employAPPELQUIST .” “We wantr Tourtillot the spa waiting him forinthe the years by something Cole,Cha their biggest inspired andofprinciples a loyal clientele. relax in the Of course,Cole, Doug Golden Nugto take hold herbal tea. started the ees and building been seeing the Sataught histyemployColereality” cades.warm cup ofhis Cole’s firstjust happen overnight. have Cole has opportuni whatthem into in which employees openeddoesn’t was thing years, and program Cole nug- Many clientsfor several years. andisbring this special the last 30 in 1979. It its doors dreams ’ suc- gets foryears to write 200 Doug Cole, owner ees28 me same stylist in to his businesses lon in Burnsville the riverspecializing are—challenged service keeps Salon ofopened Cole’s attributes south salon The first Cole “The customer Trish Perkins, en- hehis Dougthe the only gets in six months. vision are putting owner available serviced withthat back,” said nuggets the onsetcess. agotime salon Cole opened best candidates “Golden be mind. It is coming at that late 1970s,with more not our haircuts. look for the the From 1970, Doug the Apple ValleyJessica “It may in In than children’s During Today, continue Wilson.things atto Southdalesays good self- a client at it was stylist on people. team tire family. Barber and and steadfastly for company” focus seeing 23, to our self-talk was was booming at age are not looking to join vision remains to Children’s positive who has been throughou definitely t the , the Burnsville that goes years later, about done; we ty for Cole l service because weone to years. “They 13and 300 employees get the job Mall. Three opportuni Cole said. exceptiona by theeasy Stapf fories Jessica will salon because y ands, delivered a perfect provide raise money who just want thought,” employees in their communit want to serve and want. same;the communit Cole’s way thewith members he closed to what you expectation me in.” caterawareness much. for people who truly theyto build Every one of new skillswas too looking growbeyond the client’s squeezeColon Sclerosis, in which learningemployee Twin Cities are to 26 I didn’t calls and family. 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August 30, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Grassroots effort for ice sheet grows by Laura Adelmann

DAKOTA COUNTY TRIBUNE

Support is growing for a grassroots organization’s plan to privately fund construction of a $3 million ice arena for the city of Farmington. Next month, City Council members will consider a proposal by the volunteer organization “Ice for Tigers” to attach a second ice sheet to the east side of Farmington’s Schmitz-Maki Arena, open the concessions area and allow safer storage of the city’s Zamboni. Without initiating a formal fundraiser, organizers are already $360,141 toward their $1.5 million goal from investors and contributors to start the project by 2013. Any debt incurred is planned to be repaid within five years. Past obstacles to development can be overcome, said Ice for Tigers member and city resident Rob Juncker. Late 2010 soil tests have shown the preferred property can be built upon and that environmental requirements necessitated by its proximity to the Vermillion River can be addressed. Ice for Tigers members have researched various building options, including a dome that would be taken down in the summer, and determined the preferred option is pre-formed and insulated cement walls resembling the Schmitz-Maki Arena. 292 Design Group of Minneapolis, which is experienced in arena construction, developed blueprints for the group. Members are presenting the concept to business, city and school district leaders to garner support for the project they hope will begin next year. An alternative location for the rink is the Farmington High School.

Photo by Laura Adelmann

Farmington-area residents Mitch Snobeck, Cal Huntley, Brian McGregor and Rob Juncker are core members of Ice for Tigers, a grassroots organization working to build a second ice arena in Farmington. Mitch Snobeck, a 14year Farmington resident, District 196 teacher and hockey parent, started Ice for Tigers last winter after many parents expressed frustration with the amount of gas, time and effort it takes to travel for practices, games, tournaments and ice skating shows. Concerns were raised about the commerce those travels transfer from Farmington businesses to cities like Faribault, Hastings and South St. Paul where ice time is available. Members also voiced frustration that some timecrunched families are forced to keep their children from ice sports. Ice for Tigers member Brian McGregor said his daughter is a hockey player and his son would like to pursue the sport, but with

the way things are now, he will not have that chance. “The reason we don’t want our second in it is travel time,” McGregor said. “He would like to be in it, but we can’t make that commitment.” Ice for Tigers members said even in ideal winter weather, parents spend more time traveling than their children spend on the ice at practice. Financing the project is the major hurdle, especially since profitability has been an issue at the arena. In 2011, the arena lost $14,823, according to City Administrator Dave McKnight. Mayor Todd Larson said research indicates it is nearly impossible for cities to make money with only one sheet of ice, but cash flow is much easier with two rinks. Also a hockey parent,

Larson called the second ice sheet a “huge economic development tool” that could result in weekend tournaments that bring hundreds of people into town, purchasing food and drinks, gas and hotel rooms. “This sheet of ice could lift it into profitability,” Larson said of the arena. One of the primary concerns of Ice for Tigers’ volunteers is to keep construction costs low. Snobeck added the Schmitz-Maki Arena would remain the city’s main ice for varsity games. “The second sheet would be regulation size, but it won’t have the seating or amenities,” he said. For example, seating in the second arena would be provided by portable metal chairs. The school district has

indicated a desire for improved varsity locker rooms, but final plans are yet to be determined, Juncker said. Those issues are planned to be included in an joint powers agreement among Ice for Tigers, the city and school district. The group has devised fundraising programs to pay ongoing costs. Ice for Tigers member Brian McGregor said they expect the arena will be a city facility, and McKnight confirmed city staff is working with Ice for Tigers regarding the financial implications of a second sheet, but declined to indicate if he supported the project. A few years ago, costs to build a new arena were estimated at $6 million, but Juncker said the new plan cuts costs in part by sharing resources like the surfacer, pumps, cooler and back-up compressor. Ice for Tigers member Cal Huntley said one of the main goals is to utilize local businesses in the project’s construction. “One of our goals is to keep this project as local as possible,” Huntley said. “We want to make sure this is the community’s rink, and something the community can be proud of.” Juncker added Ice for Tigers organizers are wary of plans that could escalate costs and threaten the project’s viability. “Each group that has an interest in the new ice is going to have to decide their level of need and participation and with that level will have some stipulations if their need is outside the bounds of the basic plan to build a basic structure.” Juncker said. “We’re hopeful, though, that the groups will focus on the short-term need as well as get on-board to support the other partici-

pants to make it a win-win situation for everyone involved.” Ice for Tigers will seek Farmington City Council approval for the arena’s location and the ability to sell naming rights next month. Farmington City Council Member Jason Bartholomay said he is in support of the plan. “It’s very promising,” Bartholomay said. “This group looks like they’re very well organized. It appears to me that this time I think we should be able to get something done as long as … the school district, city and youth hockey association really partner up. … One body can’t absorb all the cost of it.” Larson supports the plan and is encouraged by the efforts to get the project built with private financing. “I think it’s a wonderful deal if it works out the way they say it’s going to work out,” Larson said. “It’s refreshing to see people actually give back to their community.” Farmington School Board Chair Tera Lee, whose great-uncle is Louie Schmitz, one of the Schmitz-Maki Arena’s namesakes, predicted the project will be successful and will be “great for the community.” She said her grandfather Leonard Schmitz, Louie’s brother, was involved in the original arena project but was unable to devote the same amount of time as Louie did. “I feel like (the new arena) would just affirm all the work that Louie and my grandpa did in town,” Lee said. “In my heart, I know if he were alive, Louie would be hopping up and down.” Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Crime lab did not test equipment after unusual readings by Laura Adelmann

DAKOTA COUNTY TRIBUNE

A piece of equipment used to process Dakota County drug evidence was improperly maintained, and even when it showed signs that results could be wrong, a lab worker did nothing about it, an analyst at the St. Paul police department drug lab testified Friday. Roberta DeCrans, the only witness to testify during the evidentiary hearing last week, said there could have been contamination to drug evidence that occurred with the gas chromatograph-mass spectrometer at the lab during testing. The GCMS is a highlysensitive instrument that identifies chemicals, in part, by how quickly they travel

through a polymer tube. It also identifies them based on mass after a process turns them into particles of positively charged ions. Analysts are able to set the range of ion mass for the instrument to detect. When one of those tests showed an abnormal range, DeCrans said she continued to test samples with the machine. She said she did not document if she alerted maintenance workers about the issue, which she admitted could indicate the tubes (or columns) chemicals go through may need to be replaced. DeCrans also said she does not follow a single set of procedures on every scientific test she performs. According to her testimony, some-

times she ran follow-up tests when initial results showed no drugs present, and other times she did run the samples again. Public defender Lauri Traub challenged Dakota County Attorney Phil Prokopowicz’s repeated use of the term “standard operating procedures” when referring to the work DeCrans said she typically performed when testing evidence used in Dakota County drug cases. Traub challenged the term because accepted scientific standards indicate “standard operating procedures” are written, verified, tested and consistently followed. Procedures employed at the St. Paul crime lab did not meet that standard, as previous testimony revealed.

Once the crime lab’s operations became publicized after July testimony in the hearing, the drug lab testing was shut down, the head of the lab replaced and the law enforcement entities that used the lab for testing drug evidence, including Dakota County, stopped sending samples there for testing. The drug evidence has been undergoing retesting by the Bureau of Criminal Apprehension drug lab, but the defense also is claiming retesting cannot rectify damage done by the St. Paul lab. DeCrans said Traub’s questioning to determine the proper scientific term for the work she performed on drug cases was “getting a little nitpicky on terminology.” “Science is nit-picky” and

“requires precision,” Traub replied. Previous testimony revealed the unaccredited St. Paul crime lab’s operations lacked standard operating procedures performed by an under-trained workforce that employed lax standards, improper testing procedures and failed to maintain equipment. The Frye-Mack hearing has included a cross-section of Dakota County drug cases where evidence was tested by the St. Paul crime lab; its purpose is to explore whether scientific evidence can be presented against an accused defendant in trial. Traub and Christine Funk of the State’s Public Defender’s office have argued the evidence is contaminated and should be thrown out.

Some of the seven cases included in the hearing are expected to be removed after the Bureau of Criminal Apprehension crime lab concluded drug evidence was determined to be too insufficient to retest. Those cases will continue through the legal process independent of the hearing and will allow evidence like drug paraphernalia, Prokopowicz said. He noted that tests of samples on the remaining cases involved in the FryeMach hearing, which have been given a high priority by the BCA, to conclude testing. The hearing will continue Sept. 6. Laura Adelmann is at laura. adelmann@ecm-inc.com.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 30, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up CHUCK ARMSTRONG Appointed as chief legislative officer Pawn America, Burnsville

Chuck Armstrong has been appointed chief legislative officer for Burnsvillebased Pawn America. Armstrong will provide expertise and leadership in working with elected officials and staff in the 24 communities where Pawn America is located. He will also lead a team specifically created to research, analyze and fulfill regulation and legislation requirements in communities Pawn America is targeting as part of the company’s growth plan. In his new position, Armstrong will enhance business operations and initiate regulatory equality. He will be responsible for building and maintaining strong and effective working relationships with law enforcement, legislators, alderman, chambers of commerce, and other relevant business and community-related organizations and groups. Previously, Armstrong served as community affairs director for Pawn America. Before that he was vice president of business operations at Cooperative Communities, a property developer. He was also vice president of administration at the Saint Paul Area Chamber of Commerce and deputy chief of staff for former St. Paul mayor Norm Coleman.

Accolades EAGAN BAGGERS WIN TOP HONORS IN BAGGER CONTEST Daniel Busquets, an employee of Kowalski’s Market, Eagan, won the Minnesota Grocers Association 2012 Best Bagger Contest on Saturday, Aug. 18, at the Mall of America. Alex Tangen of Byerly’s, Eagan, placed second. The Minnesota Grocers Association has held the contest for more than 20 years. The 14 participating contestants were judged on speed, style, attitude, proper bag building technique and weight distribution between the bags. Contest attendees witnessed the art of “bagging” by some of Minnesota’s best. Busquets has worked at Kowalski’s Market for 5 months. As the winner, Busquets will go on to represent the state of Minnesota and compete in the 2013 National Best Bagger Championship at the National Grocers Association Convention on Feb. 10, 2013, in Las Vegas, Nev. He was also awarded a trophy and a cash prize of $500. Tangen has worked at Byerly’s for three years and was awarded a trophy and $150.

Business Briefs

Business Briefs

Business Briefs

BURNSVILLE DENTAL STAFF ON MISSION OF MERCY

SMALL BUSINESS COUNSELING AVAILABLE FROM SCORE

USP STRUCTURAL CONNECTORS HAS NEW SOFTWARE VERSION

Heart of the City Dental in Burnsville participated in the first Mission of Mercy presented by the Minnesota Dental Association and the Minnesota Dental Foundation on Aug. 17-18 in Mankato. Dental professionals from across the state, along with lay community and corporate volunteers, delivered free dental care to patients resulting in 1,489 fillings, 1,307 extractions and 111 partial dentures, along with hundreds of cleanings, sealants and fluoride treatments.

SCORE, a nonprofit business counseling and mentoring organization, will provide free confidential counseling for small businesses from 5 to 7 p.m. Wednesdays, Sept. 5 and 19, at Wescott Library, 1340 Wescott Road, Eagan, and from 2 to 4 p.m. Tuesdays, Sept. 11 and Sept. 25, at Heritage Library, 20085 Heritage Drive, Lakeville. An experienced SCORE counselor will help attendees navigate all aspects of planning or operating their small business.

USP Structural Connectors, Burnsville, has released a new version (1.1) of its USP Specifier software. With USP Specifier, users can design beam-to-joist type hangers, input load requirements, and generate connector schedules that can be input into CAD drawings. USP Specifier also lets users define product lists, group connectors by project, print pick list reports, and compare USP’s products alongside its competitors’ offerings. The new software version contains some notable enhancements, including a Connector Design Interface for beamto-joist type hangers, as well as the ability to identify connectors for a project in groups and subgroups. This feature also allows users to create and organize product selections and quickly select entire product groups using a Quick Print command. Additionally, multiple output configurations can be created. Reports can also be easily printed that display thumbnail images of each product, so that dealers, distributors, or contractors can easily identify products or assemble connector packs for delivery or use on the jobsite. “With USP Specifier, we have taken big steps to ease the design, specification, and quote processes for the contractor, engineer, and the building material dealer,” said Barry Ashwell, vice president of sales and marketing. “USP Specifier is one of many software tools we have created, and will be soon rolling out, to support these efforts and to further provide our dealer and contractor customers with a competitive advantage.” A free version of USP Specifier Software V1.1 can be downloaded at http:// www.uspconnectors.com/usp-specifier. shtml.

PRIME THERAPEUTICS NAMED MANAGER FOR HR ASSOCIATION Eagan-based Prime Therapeutics, a pharmacy benefit manager, has been selected as the exclusive pharmacy benefit manager and third party administrator for the HR Policy Association’s Pharmaceutical Coalition, an organization representing chief human resource officers of more than 330 of the largest corporations in the United States and globally. Through the new program, members of the coalition will have a fully transparent contractual agreement. The new program passes on the cost of drugs and all financial benefits accrued directly to the employer, and costs will be fully transparent. The program will be available to coalition employers beginning Jan. 1, 2013. “Our new agreement with HR Policy Association’s Pharmaceutical Coalition not only serves as a strong reinforcement of our continued commitment to transparency for all of our clients, it also confirms that we are a highly competitive player in the large employer market,” said Eric Elliott, Prime president and chief executive officer. “While we continue to be committed to an integrated medical and pharmacy model, we welcome the opportunity to expand access to Prime’s high-quality, affordable pharmacy management to current and future HR Policy members. We believe this agreement will only strengthen our impact in this market as more and more customers realize the importance of Prime’s unique value proposition.” “The HR Policy Association’s Pharmaceutical Coalition program will now make it easier than ever for employers to provide affordable, quality prescription drug benefits to employees, retirees and their dependents,” said Jeffrey C. McGuiness, chief executive officer of the association. “The coalition is looking forward to working with Prime Therapeutics to advance the HR Policy Association’s long-term goal of promoting transparency in pharmacy benefits.”

CHAMBER SEEKS BOWLING TOURNEY TEAMS, SPONSORS The Lakeville Area Chamber of Commerce still needs 15 teams and lane sponsors for the 2012 third annual Lakeville Area Chamber Foundation Bowling Tournament to be held from 5 to 8:30 p.m. Tuesday, Sept. 18, at the Lakeville Brunswick Zone XL. For more information, call the Lakeville Chamber at (952) 469-2020. HEALTH CARE IS TOPIC OF WOMEN’S LUNCHEON Health care will be the topic of the Women of the Lakeville Chamber Luncheon on Sept. 26 at Holiday Inn & Suites, 20800 Kenrick Ave. Speakers include Beth Krehbiel, chief executive of Fairview Ridges Hospital, and Dr. Beth L. Thomas, vice president of medical affairs at Fairview Ridges Hospital. Registration will be at 11:15 a.m. followed by lunch at 11:30 a.m. Cost is $20 for members and $30 for nonmembers. RSVP by Sept. 19. For information, contact Michele Shea or Linda Rynda at info@lakevillechambercvb.org.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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August 30, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Opening doors with 360 Communities Dakota Healthy Families by Molly Perry

SPECIAL TO THE DAKOTA COUNTY TRIBUNE

Amanda wants to be good mother to her son Kyle. However, she has struggled with a history of sexual, physical and emotional abuse, and her own mother is an alcoholic. She has self-esteem issues and, as a teenager, she was diagnosed with ADHD and mental illness. Without a solid role model in her life, developing good parenting skills has been elusive. During Amanda’s pregnancy, the father of her child was imprisoned. When she gave birth to Kyle, a hospital parent visitor determined she was eligible for 360 Communities Dakota Healthy Families and referred her to the program. Amanda agreed to participate out of fear her child would be taken away. In many ways, Amanda’s story is why programs like Healthy Families are critical. Healthy Families has done essential work to promote safe, healthy and nurturing homes for children and prepare them for kindergarten. Healthy Families home visitors use an early intervention and prevention-focused approach to teach parents how to provide early learning, to help build social and emotional intelligence in their children, to keep the children current on immunizations, and to help prepare them for a successful preschool screening. A 2006 University of Minnesota study found that Healthy Families nearly pays for itself by avoiding cases of child neglect and abuse. The study also noted that “long-term cost-avoidance is much greater, as early intervention

Guest Columnist Molly Perry

programs like (Healthy Families) often head off long-term dependency on government programs such as welfare, special education and the criminal justice system.” Art Rolnick, a senior fellow with the University of Minnesota Humphrey School of Public Affairs and a former director of research with the Federal Reserve Bank of Minneapolis, says early childhood development programs have an annual return on investment of up to 16 percent, beating stock portfolios and other forms of economic development. “The return of investment in early childhood development is extraordinary, resulting in better-working public schools, more educated workers, and less crime,” Rolnick has said. Amanda’s involvement with Healthy Families home visitor Sarah was only sporadic during the first few months. Her history of abuse made it difficult for her to trust people. She started drug and alcohol use at a young age and never finished school. Consequently, her selfesteem was low. Since Kyle was born, Amanda had been told by her mom, Kyle’s father, the police and even perfect strangers she was not a good mother. This criticism prompted her to act out of fear, and attempt to make changes like giving up drugs and starting anti-

In Brief

Dakota Healthy Families is one of the 360 Communities school success programs that help break the cycle of poverty by engaging parents in their children’s development and giving families a vested interest in their future and the future of their children. More information about Healthy Families is at (952) 985-5300 or the website 360Communities.org. Healthy Families currently has Spanishspeaking home visitors available to assist Latino clients. If you or someone you know would like to inquire about this kind of support, contact 360 Communities at (952) 9855300.

anxiety medication. However, none of the changes would stick. Healthy Families’s curriculum is set up to affect sustainable change with clients and their children. It includes activities that focus on identifying and cultivating family values. Sarah worked with Amanda to lay out and examine her core values. Amanda wanted to be a good mother, stop using drugs and finish school. It was clear Amanda tried hard to achieve these things, but with little support and few life skills to draw from, she had so far been unsuccessful. Sarah spent four years building a bond of trust with Amanda and working with her through the Healthy Families curriculum. And the program has paid

Mall of America’s existence linked to stadium battles by Don Heinzman

DAKOTA COUNTY TRIBUNE

Now that people have had a piece of the 20th anniversary Mall of America cake, here’s something to chew on. The decision to build the Mall of American in Bloomington was largely influenced by Minneapolis business leaders who successfully led a campaign to build the Hubert H. Humphrey Metrodome in Minneapolis. Bloomington, once the sports capital of Minnesota, had been the home of the Minnesota Vikings, the Minnesota Twins, the Minnesota Kicks and the Minnesota North Stars. Today it is the retail capital of Minnesota. In the 1980s, Minneapolis business leaders became envious of Bloomington having the baseball-football stadium and the next door Met Sports Center ice arena on a neutral site. The site was chosen because it was midway from Minneapolis and St. Paul, close to the airport and on a major highway. But having a Bloomington dateline on all the sports stories, particularly when there was a World Series, was more than the Minneapolis Athletic Club crowd could stand.

Tribune Columnist Don Heinzman

Metropolitan Stadium, built in 1956 as a home for the minor league Minneapolis Millers, needed to be modernized, and so the campaign for building the Metrodome in Minneapolis began. The Vikings and Twins put down roots there in 1961 and the Kicks, the professional soccer team, called it home from 1976 to 1981. Bloomington leaders also made a counter proposal to move forward with a remodeled Metropolitan Baseball Stadium and to construct a new open air football stadium. The Stadium Commission, stacked with Minneapolis appointees, had to choose. The story goes that on the morning of the selection, a key Minnesota Viking executive called one stadium commission member and said if the vote goes against building the Metrodome in Minneapolis, the Vikings would leave Minnesota. Who knows if that story is true? On the morning following the decision against Bloomington’s proposal,

Bloomington leaders gathered at a prominent hotel where then Mayor Jim Lindau predicted that some day there would be something big built on that site. I’m sure he had in mind a complex of office buildings, restaurants and apartments. All the infrastructure, roads the oversized sewer lines on a site so close to the airport and the Interstate 494 lured the Ghermezian family to build the Mall of America. Today it serves more than 40 million shoppers a year. It is the largest shopping mall in the country. Now there are plans for a major expansion of the Mall of America. Retail concerns in downtown Minneapolis never recovered from having the mall in Bloomington. That’s all behind us. Minneapolis and Bloomington are good neighbors. Lindau had it right that gloomy morning when he predicted, “Someday something big will be built on that site.” Don Heinzman is a member of the ECM Editorial Board. Sun Thisweek and the Dakota County Tribune are part of ECM Publishers. Heinzman can be reached at don.heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

huge dividends for both Amanda and Kyle. “The supportive and consistent nature of our program and our strengthbased approach has helped Amanda no longer act completely out of fear, but from the goals and values that she has for her family,” says Sarah, “Amanda looks to me for support and I have been able to have some pretty honest and difficult discussions with her.” According to Sarah, Amanda is now connected to Early Childhood Special Education and is more aware of other resources in the community. She is now married and belongs to a church community. In addition, she no longer uses drugs, alcohol and tobacco. “She would like to go to therapy for herself in the future and knows that she can do it when she is ready,” says Sarah, “I am excited because she feels hope. She actually believes me when I praise her and she believes she can live out her values for her family.” Amanda graduated from the Healthy Families program in July with an open door of possibilities for herself and her son Kyle. Molly Perry is 360 Communities Dakota Healthy Families supervisor. Names in the column have been changed to protect conf identiality. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 30, 2012

At left is a refurbished bathroom in one of the three buildings that have passed inspection at Country Village Apartments.

Country Village is back in business

City of Burnsville

Council grants 1 provisional license, seeks guarantees by John Gessner

DAKOTA COUNTY TRIBUNE

Country Village Apartments, which was shut down in March after the owners repeatedly missed deadlines for fixing numerous code violations, is back in business. Burnsville City Council members, at wit’s end over squalid living conditions discovered more than a year ago and the missed deadlines that followed, voted 3-1 Aug. 21 to grant owner Lindahl Properties a provisional rental license to reoccupy one of the complex’s six buildings. Under a staggered arrangement, licenses could soon be granted for two more buildings, and the entire west Burnsville complex could be relicensed by the end of the year. Failure to meet a Dec. 31 repair deadline for the last three buildings will bring fines of $100 per building per day. Lindahl representatives were ordered to reappear before the council until then to give progress reports. The city revoked the 138unit complex’s rental license in January, and residents were given until March 1 to leave. With the buildings empty, work on fixing hundreds of building, fire and property maintenance code violations began in earnest. Lindahl applied for provisional license for three buildings – 3805 Sibley, 3809 Sibley and 3848 Hamilton – and an Aug. 7 city inspection found them to be in compliance. City building official Scott McKown showed photos of new or repaired bathroom and

plumbing fixtures, new countertops and appliances, and other improvements in units once plagued by problems including mold, pests, faulty plumbing, leaks, sagging floors, soaked carpets, damaged sheetrock, pests, nonworking fire doors and nonworking smoke detectors. All the doors in the three buildings have been replaced to meet fire code, according to McKown. The empty swimming pool has been filled in and sodded over. “We can remember what the befores were,” Council Member Dan Kealey said, referring to photos taken in spring 2011 after some residents complained about living conditions to firefighters responding to a March kitchen fire at the complex. “These look great.” The kind words ended there, as some council members berated Lindahl representatives over missed deadlines and all sought assurances that this time would be different. “We’ve given these people every break under the sun, over and over and over again,” Council Member Mary Sherry said, adding that the Lindahl family hasn’t earned the city’s trust. Lindahl Properties showed “disdain” for the city and for tenants it allowed to live in “horrible, horrible” conditions, Sherry said. “It was a horrendous place to live for those who lived in

At left is a picture taken last year of a moldy bathroom at Country Village Apartments. City of Burnsville

those units, and something we couldn’t fathom in the city of Burnsville,” Kealey said. He asked for a “come to Jesus” explanation why Lindahl missed repair deadlines. The city issued a provisional rental license in December 2011 after inspectors found the property “grossly failed” to meet code requirements. The city gave a series of further deadlines, starting with a Jan. 15, 2012, deadline for fixing fire code violations that had been pending since August 2011. When Lindahl Properties failed that test, the council revoked its rental license. Social-service agencies and Dakota County helped relocate residents, including many nonEnglish-speaking immigrants. A new team represented Lindahl before the council Aug. 21. Gone were family member Paul Lindahl and a previous attorney. A sister of Paul’s, Ann Lindahl, said she’d come from Florida to see the project through. She said her

mother, Delores, is the general partner of Lindahl Properties, and the five Lindahl children are limited partners. New attorney Bruce Malkerson said he’s a longtime family friend who was asked by the Lindahls’ financial advisor to represent them. Malkerson is the third attorney Lindahl Properties has had since the code violations were discovered, Mayor Elizabeth Kautz said. Malkerson, who said he’s done business before the Burnsville council spanning 38 years, said the Lindahls hired a construction manager, Jim Martinson, six to eight weeks ago. Work the Lindahls had been doing “was not coordinated the way it should have been.” Martinson said a fourth building would meet codes in four days and a fifth in seven. Work on the sixth and largest building will take six to seven weeks, he said. Malkerson attributed the missed deadlines to “bad com-

munications, bad other things,” noting that Lindahl Properties owns and manages 400 rental units in other cities. “I don’t think I’ve ever had as unique a situation as this one,” said Malkerson, tracing his family friendship to the Lindahls to the days when Delores’ late husband owned Lindahl Oldsmobile in Richfield and his father also owned a dealership. “Your reputation is on the line, sir,” Kautz told Malkerson. “Your reputation is on the line in the city of Burnsville and in Scott County, where I know you still do a lot of work.” Malkerson said the Lindahl family has the money to see the project through. “I believe you should believe things have changed dramatically out there” and will improve further, Malkerson told the council. “This project, when completed, is 10-plus million dollars,” he said. Ann Lindahl repeatedly answered “yes” to questions about whether she would see the project through. The terms of the provisional licenses provided for one building license to be issued Aug. 21. When a fourth building passes inspection, two more licenses will be issued.

When the final two buildings pass inspection, the remaining three licenses will be granted. Kealey suggested the staggered schedule. “It keeps a lot more skin in the game for them,” he said. The council added a condition that a Lindahl representative appear at each regular council meeting through the end of the year to give construction updates. “This is serious,” Kautz said. “Our citizens are watching. The people whose lives have been disrupted are watching.” Sherry cast the lone vote against provisional licenses, saying the city shouldn’t issue anything until all buildings pass inspection. “I’m sorry that you’ve come in with this half-baked proposal,” she told the Lindahl team. “It’s half done. Finish it!” Provisional licensure will make Burnsville look “wishywashy” to a metropolitan region that has seen widespread media coverage of Country Village, she said. “I think the reputation of the apartments in Burnsville is fragile enough,” Sherry said. “I do not want to take any kind of risk – any risk – that it be further damaged.” The city reported last December that Country Village had by then consumed nearly 760 hours of staff time. The case prompted the council to require inspections of all rental units in Burnsville every three years. The provisional licenses would expire Dec. 31. Country Village and all rental properties in Burnsville must apply annually for rental licenses. John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

Asbestos, roof repairs OK’d for old Farmington senior center by Laura Adelmann

DAKOTA COUNTY TRIBUNE

After four years of vacancy, the former Farmington Senior Center building will be repaired. Farmington City Council members reluctantly agreed to spend $54,998 to remove asbestos and repair roof damage in the 6,000- square-foot building on a 3-2 vote. City Council Member Christy Jo Fogarty cast the tie-breaker, concluding the city will either pay for the repairs by doing the work or taking a reduced price for the building when it sells. “It might move the property,” Fogarty said, adding the improvements might not result in a sale of the 1923 building, but the city has to protect it. The orange brick building at Third and Spruce streets was vacated when the senior

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Photo by Laura Adelmann

Damaged shingles can be seen on the former senior center building. Across the street is the new Farmington City Hall, which has a roof line that soars above the older city-owned building, built in 1923.

center was moved to the old members wrestled with the sure the city is responsible for City Hill on Oak Street. decision. funding the asbestos removal, Before the vote, council Fogarty said she was not and suggested the city delay

the project until grant funds became available. “I’m just not 100 percent sold that this should be a taxpayer burden,” she said. Council Member Julie May said she wished the city would have repaired the building years ago. “Although I’m typically not one to say spend money, I wish we would have done this the first month that I was on the council,” May said. “As soon as we agreed to remove the seniors we should have made this decision.” Council Member Terry Donnelly said doing the repairs would give the city more options and make the building more marketable. “We’ll get the money back in a higher sale price,” Donnelly said. Mayor Todd Larson and Council Member Jason Bartholomay voted against the

resolution. City staff will replace damaged shingles and a $2,000 contingency was included in case plywood beneath the shingles needs to be replaced. Contractor Mavo Systems will remove asbestos from the building. The project was not included in the 2012 budget and will be paid using the city’s general fund. Once the repairs are made, the building will be put back on the market for sale, Parks and Recreation Director Randy Distad said. Previously when it was on the market, the city received a purchase offer but rejected it after it was deemed too low. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.


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August 30, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Officer Dan delivers the clues

Submitted photo and illustration

Burnsville police officer Dan Anselment (left) is “Officer Dan” (right) in a children’s book he’s working on with his wife, Amy, who is doing the illustrations.

Burnsville cop plans children’s book on forensics by John Gessner

DAKOTA COUNTY TRIBUNE

Burnsville police officer Dan Anselment has another life as “Officer Dan.” Dan the cop patrols the streets and investigates crime scenes as part of Burnsville’s specially trained evidence team. Officer Dan gives forensics demonstr ations to kids and is soon to become a character in an illustrated children’s book Anselment is working on with his wife, Amy. Dan the cop hopes Officer Dan helps build bridges between children and the police. The Anselments’ first book, “Officer Dan Looks for Clues with Kids,” will be self-published late this year or early next year, Dan said. He hopes to build an entire book series around Officer Dan. “As a police officer, we interact with children quite frequently,” said Anselment, 31, a nine-year Burnsville police veteran. “Every once in a while you go to those calls where a kid is terrified of police officers or the kid maybe was taught we are people they should fear and be disrespectful to. “My thought and hope is, if I can create this character, Officer Dan – which is really any officer out of the street – a kid will be able to connect with this character, and hopefully through that, he’ll be

able to recognize police officers are somebody he can trust.” Anselment, who grew up in Burnsville and Lakeville and now lives in New Prague, comes from a police family. His father, Steve, is a retired Eagan sergeant. Older brother Shaun is a Burnsville cop who joined the force a few years before Dan did. Shaun’s wife, Danielle, is an officer in Eagan. Dan had stints as youth worship director at Hosanna! Lutheran Church in Lakeville and as a member of the Johnny Holm Band before being hired as a Burnsville cop. Anselment is one of about a dozen members of Burnsville’s crime-scene evidence team and second vice president of the Minnesota chapter of the International Association for Identification, the world’s largest forensic organization. He’s an instructor for Burnsville’s evidence team, which offers

a 40-hour crime-scene school to cops from around Minnesota. TV is not reality when it comes to cops seeking clues, Anselment said. “It definitely makes the job harder,” he said of the “CSI effect.” “People just assume that evidence can be found at everything. That’s not always the case. Sometimes people want you to fingerprint things you just might not be able to get anything from. TV kind of gives a false sense of what we can do. TV also has amazing technology I wish we had.” When he speaks to children’s groups Anselment focuses on the basics he’s emphasizing in his first book, which his wife is illustrating with full-color paintings. Photos of real evidence will be blended into the illustrations. “Children are introduced, unfortunately, to all they see on TV, which are the ‘CSI’ shows, which is the violence and the blood,” Anselment said. “The whole purpose

of this book is to remove that from the picture and teach them forensic science is something they can be excited about. It’s about fingerprints, shoe tracks, hair samples, tire tracks, fibers.” Anselment said his research of children’s literature turned up nothing about forensic science. He said his first book will follow Officer Dan as he processes a burglary scene, but not a home burglary. “We’ll probably end up using a business or something like that, something not as vulnerable. We don’t want to scare (readers),” said Anselment, who has three children of his own, ages 2, 5 and 7. More information is at www. kickstarter.com/projects/anselment/officer-dan-looks-for-clueschildrens-book\. Donations to help fund the book project are taken there. John Gessner can be reached at john. gessner@ecm-inc.com or facebook. com/sunthisweek.

Rosemount names new police chief

Eric Werner’s appointment is official by Tad Johnson SUN THISWEEK

The city of Rosemount will have a new police chief on the job about three and a half months after its last one left the post. At Tuesday’s meeting, the City Council appointed Eric Werner, who has been a captain for the Burnsville Police Department for the past eight years and was previously announced as its selection. Werner will take on his new role Sept. 14 at an annual salary of $105,000. He replaces Gary Kalstabakken, who retired in May and had been the city’s chief of police since 1998. The council selected Werner from a group of what it considered a strong field of applicants, according to a release from the city. He was one of three finalists for the post. “Eric has a strong resume with a strong customer service and public service focus,” said Mayor Bill Droste. “He lives in Rosemount and knows the community.” Droste said Werner also has budget and technology experience that fit his new role. Werner has worked in law enforcement for 24 years, the last 13 of them in Burnsville. He has a master’s degree in police leadership and administration from the University of St. Thomas and has received additional training at the FBI National Academy and at Northwestern University’s School of Police Staff and Command. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

Police search Apple Valley movie theater after bomb threat ‘Nonspecific threat’ phoned in to Georgia-based chain’s corporate office

by Andrew Miller

DAKOTA COUNTY TRIBUNE

Police searched Carmike Cinemas in Apple Valley the morning of Friday, Aug. 17, after a bomb threat was phoned in to the theater chain’s corporate office in Georgia. The threat, left by a person identifying himself as a theater vendor, was aimed at all Carmike Cinemas theaters showing “The Expendables 2.” Management at the Apple Valley movie complex at 15630 Cedar Ave. contacted police to report the threat. “It was a nonspecific

threat, but they felt it was credible enough that for the safety of their patrons they wanted their facilities checked,” said Apple Valley police Capt. Michael Marben. A total of eight Apple Valley officers conducted the search, which lasted about an hour. Nothing suspicious was found, Marben said, and the case was cleared. The morning search was conducted before the Apple Valley theater had opened for the day. Similar searches were con-

ducted by law enforcement agencies nationwide after the bomb threat was made, as Carmike Cinemas has 236 theaters in 35 states. An “all clear” has been issued for movie theaters across the nation owned by Carmike. “All theatres affected by the threat have been checked and deemed safe for use,” Carmike officials said in a statement.

Photo by Andrew Miller

Andrew Miller can be reached Apple Valley police officers found nothing suspicious during their search last Friday at andrew.miller@ecm-inc. of Carmike Cinemas at 15630 Cedar Ave. Similar searches were conducted by law enforcement agencies nationwide after a bomb threat was phoned in to the corporate com or facebook.com/sunoffice of Georgia-based Carmike Cinemas, which has 236 theaters in 35 states. thisweek.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 30, 2012

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Eagan Council weighs tax levy increase Most homeowners can expect to pay less in the city’s portion of property taxes in 2013 by Jessica Harper

DAKOTA COUNTY TRIBUNE

Photo by Rick Orndorf

The Mobile Pantry will be deployed for the first time on Sept. 10 at Restoration Covenant Church in Apple Valley.

Area food shelf becomes mobile Mobile Pantry to stop at Apple Valley Church on Sept. 10

by Jessica Harper

DAKOTA COUNTY TRIBUNE

In 2007 the Eagan and Lakeville Resource Centers joined the food revolution by offering fresh produce, dairy and meats at the two food shelves. Now, the Eagan nonprofit is taking the food revolution to the streets by bringing the pantry to those in need. “When looking at our clients’ greatest need, we found that a big part is transportation — many don’t have reliable modes,” said Sarah Schmidt, fresh food coordinator for the Resource Centers. “So we decided to take it to them.” The nonprofit recently purchased a refurbished short bus that will roll out for the first time Sept. 10

to bring goods to Restoration Covenant Church at 7707 147th St. W. in Apple Valley. The center chose the church as the Mobile Pantry’s first destination since it is a gathering place in a busy location. The Mobile Pantry can carry up to 1,800 pounds of food, which will consist primarily of fresh produce, dairy, eggs and meats. Providing healthy options has been a large part of the center’s focus since it first began offering produce four years ago. Since then, the center’s pantries in Eagan and Lakeville have boosted the amount of fresh foods each year. In 2011, fresh and perishable foods accounted for 50 percent of the pantries’ stock, which rose to 70

Office building’s future unknown by John Gessner

DAKOTA COUNTY TRIBUNE

Changes are apparently in store for a prominent office property in Burnsville’s Heart of the City. Tenants of Parkway Place — including U.S. Rep. John Kline’s district office and the Bunsville Chamber of Commerce — have been told by building owner Pinehurst Properties that they need to vacate by the end of October, according to Skip Nienhaus, Burnsville’s economic development coordinator. The city’s understanding is that Pinehurst is selling the 27,100-square-foot building at 101 W. Burnsville Parkway, and the sale will close sometime this fall, Nienhaus said. “The owner has told us that he would prefer not to comment on the possible purchaser until the sale is closed,” Nienhaus said. A Pinehurst representative didn’t return phone calls. The two-story, red-brick building is on the southwest corner of Burnsville Parkway and Nicollet Avenue.

percent this year. “Our goal is to make it easier for families to access fresh and healthy food,” Schmidt said. Families will be able to walk inside the truck, which is accessible to those with disabilities, to select items, which Schmidt said sets the center’s Mobile Pantry apart from others in the Twin Cities. Several food banks offer mobile pantries but provide pre-packed bags of canned goods rather than allow clients to choose items that include fresh foods. “We want people to have the freedom and flexibility to make choices,” Schmidt said. Not only will families have access to food through the Mobile Pantry but also resources that connect them to assistance programs. The Resource Centers

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plan to bring the Mobile Pantry to other sites in March. Long-term, the center plans to deploy the Mobile Pantry about four times a month in several communities. When selecting a destination, the center will examine which communities are most in need, Schmidt said. “We’re trying to look at it as one neighborhood at a time to get to that very localized need,” she said. The Resource Centers are in need of volunteers to help pack the bus. Those interested in volunteering can call (651) 6052886 or email mobilepantry@eaganrc.org.

Those who are in need of services provided by the Mobile Pantry can call (651) 686-0787.Jessica Harper is at jessica.harper@ecm-inc. com or facebook.com/sunthisweek.

groups that had previously negotiated pay raises. Since 2009, the city has reduced staff positions by about 5 percent — from 243 full-time equivalent positions to 232.3 in 2012, said Tom Pepper, Eagan’s chief financial officer. The city may further reduce its number of employees in 2013 by cutting an administrative and a finance position through attrition, he said. Under the proposed budget, the city’s general fund expenditures are expected to rise from $28 million in 2012 to $28.85 million in 2013. Of those expenditures, 38.8 percent goes toward the Eagan Police Department, while the city’s Parks and Recreation and Public Works departments will take 16.1 percent and 12.4 percent of the 2013 spending, respectively. Several department leaders have asked for additional employees in 2013, which if, approved, could cost $256,000, city officials say. If their proposals are granted, the number of city employees would increase in 2013, but the cost for those positions wouldn’t be paid with property tax revenue, Pepper said. Although city officials are considering an increase in the levy, Eagan has a history of keeping a tight rein on its spending compared with similar-sized communities. In 2012, Eagan spent $726 million per capita, while nearby Burnsville spent $899 million, according to a 2012 state auditor’s report The council must certify a preliminary levy by Sept. 15 and submit it to the Dakota County treasurer-auditor. This is just a starting point. A truth and taxation hearing will be held in December prior to the certification of a final payable 2013 property tax levy. The final levy can be lower than the preliminary but not higher.

Eagan officials are considering a 3.3 percent increase in its payable 2013 property tax levy — a move that would enable the city to meet inflation and pay for a 1.5 percent pay increase for all city employees. This would bring the total tax levy to $28.3 million, which is nearly $900,000 more than in 2012. The City Council weighed in on the proposed preliminary tax levy during its special meeting Aug. 15. “I think this is exactly where we want to be to maintain the services our residents expect and still be in keeping with the conservative financial principles we value,” Council Member Paul Bakken said. Despite the proposed increase, most homeowners can expect to pay less in the city’s portion of property taxes in 2013. This decline is largely due to falling home prices and the state’s new market value exclusion program, said Gene VanOverbeke, Eagan’s administrative services director. The average home value is expected to fall from $237,696 in 2012 to $220,252 in 2013. Under this scenario, the owner of an average valued home can expect to pay about $11 less in the city’s portion of property taxes in 2013. This estimate is prior to the state’s market value exclusion, which offers homeowners an exclusion that lowers their taxable market value. Property taxes in Eagan have historically been lower than those in many neighboring cities. In 2012, for instance, the owner of a $237,696 Burnsville property paid $183 more toward the city’s portion of property taxes in Burnsville than a similarly valued property in Eagan, according to a 2012 state auditor’s report. Although city officials are looking to raise wages this year, most city employees have experienced pay freezes Jessica Harper is at jessica. in the past several years with harper@ecm-inc.com or face������ ������ ������� ������ ��� ���� �� the exception of several union book.com/sunthisweek.

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August 30, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ������ ��� ���� ������ ������ �������

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Aug. 30, noon to 1:30 p.m., Let’s Do Lunch – Le Cordon Bleu, Technique Restaurant, 1315 Mendota Heights Road, Mendota Heights. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Wednesday, Sept. 5, 4:30 to 6:30 p.m., Why Not Wednesday Business After Hours, Diffley Square, 4130 Blackhawk Road, Eagan. RSVP: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, Sept. 6, 7:30 to 8:30 a.m., The Buzz/West St. Paul/Mendota Heights Business Council, DARTS, 1645 Marthaler Lane, West St. Paul. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: • Thursday, Sept. 6, 9 a.m. to 4 p.m., Annual Chamber Golf Classic, Valleywood Golf Course, Apple Valley. • Wednesday, Sept. 12, 11:30 a.m. to 1 p.m., Chamber Luncheon, Enjoy restaurant, 15435 Founders Lane. Speaker: Jane Berenz, ISD 196 superintendent. Cost: $15 for members, $20 for guests. Burnsville Chamber of Commerce events: • Thursday, Sept. 6, 4:30 to 6:30 p.m., Business After Hours, Burger Jones, 1619 W. County Road 42, Burnsville. • Saturday, Sept. 8, 6 to 8:30 p.m., Kids ’n Kinship 40th Anniversary Gala, Crystal Lake Golf Club, 16725 Innsbrook Drive, Lakeville. Admission: $40. Information: Cynde Bock at cbock@ mediarelations.com. Lakeville Area Chamber of Commerce events: • Wednesday, Sept. 5, 7:30 to 8:30 a.m., Morning Brew, Bec’s Embroidery, 20085 Heritage Drive. • Friday, Sept. 7, 8:30 a.m., Teacher Appreciation Breakfast, Eastview Elementary School. River Heights Chamber of Commerce events: • Thursday, Sept. 6, 5 to 6:30 p.m., Business Card Exchange, Simon’s Landscaping Patio, 134 13th Ave. S., South St. Paul, (651) 451-9951. This is an outdoor event. If weather is a factor, the event will be moved indoors to: Blvd Bar and Grille, 433 E. Mendota Road, West St. Paul.

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Information: Chaz Kleinsteuber at chaz@riverheights.com. • Tuesday, Sept. 11, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch, Mississippi Pub/ River Heights Marina, 4455 66th St. E., Inver Grove Heights. Information: Chaz Kleinsteuber at chaz@riverheights.com. • Thursday, Sept. 13, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the district offices. Free.

Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bniOngoing mn.com. Platinum Partners, a chap- BNI – Power Links Chapter ter of BNI, welcomes one repre- meets at 7:30 a.m. Thursdays sentative from each profession at Highview Hills Senior Living and meets every Wednesday Center, 20150 Highview Ave., morning from 7:30 to 9 a.m. at Lakeville. Information: Michelle the Lakeville Green Mill. To learn Reisenauer, (612) 868-2950 or more, call Amy at (952) 226- mreisenauer@charter.net. 7741. BNI – Leads 2 Referrals Creative Networking Pro- meets from 7:30 to 9 a.m. Tuesfessionals, an independent busi- days at Jeff Belzer’s dealership ness networking group, meets (second floor cafeteria), 21111 the first and third Tuesday of the Cedar Ave., Lakeville. Informamonth at JoJo’s Rise and Wine tion: Kari Switala, (612) 298in Burnsville from 8 to 9 a.m. The 3487. group is focused on creating in- Professional Referral Exterpersonal relationships to grow change of Burnsville meets evbusiness-to-business referrals. ery Wednesday for breakfast at Yearly dues are $65. New mem- Denny’s Restaurant. Meetings bers are welcome. Members are begin at 7 a.m. For more inforlimited to one per professional mation, contact Jo Baecker, area category. For more informa- director, at (612) 618-5347 or tion, contact Jeff Rothmeyer at visit the website www.prorefx. JeffR@Roundbank.com or see com. www.CreativeNetworkingProfes- Elite Executives Chapter sionals.com. of Business Networking Interna Dakota Business Partners tional meets each Tuesday 7:30meets every Tuesday from 8:15- 9 a.m. at the JBL Companies 9:30 a.m. at AmericInn, 17145 building (old fire station), 3795 Kenyon Ave. (just off Interstate Pilot Knob Road, Eagan. This 35 and County Road 50), Lake- lively referral group can help you ville. For why our group is dif- grow your business, but we do ferent and more information visit limit membership to one person www.dakotabusinesspartners. from each profession. Visitors com or find us on Facebook. are welcome. For more informa Network Unlimited Burns- tion, contact Bob Reuter at (651) ville Chapter, a professional 552-3647, breuter@mnhomes. networking chapter, meets com. Find our chapter’s website Thursdays from 4:30 to 5:45 p.m. at bnimn.com. at BD’s Mongolian Grill, County Beta Sigma Phi, Preceptor Road 42 and Burnhaven Drive. Alpha Delta Chapter, meets the To see if your category is open second Wednesday of every go to www.NetworkUnlimited. month at 7:30 at a member’s org. home. For information, call (952) Network Unlimited Eagan 894-8831. Chapter, a professional network- Network Results Chapter of ing chapter, meets Tuesdays Business Network International, from 4:30 to 5:45 p.m. at Stepha- networking for local business no’s, Cliff Road and Highway 13, owners, only one person from Eagan. To see if your category is each profession. First two meetopen go to www.NetworkUnlim- ings are free. We meet every ited.org. Wednesday for breakfast, 7-8:30 BNI – The Valley Network- a.m. at Roasted Pear, 14200 ers Chapter of Business Net- Nicollet Ave. S., Burnsville. Call working Intl. meets Thursdays Jim Culpepper for more informaat 11:30 a.m. at the DCTC Apple tion: (612) 655-4339. Valley Site at 14200 Cedar Ave. Networks Plus - Diversified BNI is a networking group for Business Professionals Chapbusiness owners who are look- ter of Business Network Internaing to increase their revenue. tional, a business referral orgaOnly one person from each pro- nization. Meetings will be held fession. Bring your own lunch. Thursdays 11:30 a.m. – 1 p.m. For more information, call Paula at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the ������ ������ ������� second and fourth Mondays of ���� the month. Call (763) 783-4767

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to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan.
 Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 9948392 or meetup.com/riseandshine networking group.

Eagan is among Top 20 places to live

Money Magazine has listed the city in its top 20 for four consecutive years by Jessica Harper

DAKOTA COUNTY TRIBUNE

For the fourth consecutive time, Eagan has been named among the Top 20 small cities in America by Money Magazine. “This is a real feather in the cap,” said City Administrator Tom Hedges. “It takes real effort for Eagan to be named among the top 20.” Every two years, the magazine ranks cities with populations of more than 50,000 on a variety of factors to establish its Best Places to Live list. Eagan is the only Minnesota city to be ranked among the top 20 four consecutive times. Eagan came in 14th this year after previously coming in at 17th, 15th and 12th in the nation. When making its decision, Money Magazine considers a variety of factors, including job growth, home affordability, safety, school quality, health care, arts and leisure, diversity, fiscal strength of local governments, and happiness. The magazine examined Eagan’s job growth between 2000 and 2011, which shows a 1 percent drop. However, Hedges points out that the magazine’s research would have shown an uptick in jobs had it included 2012. During that time, several major corporations such as Prime Therapeutic, Stream Global and Ecolab announced plans to bring hundreds of jobs to Eagan. When looking at safety, the magazine found that Eagan has a relatively low incident of property crimes, with 25 per 1,000 people. Eagan was also commended for its affordable housing, with the median value at $237,696, and fiscally sound city government.

The city has a history of keeping a tight rein on its spending compared with similar-sized communities. In 2012, Eagan spent $726 million per capita, which is considerably lower than many similarly sized cities in Minnesota. In 2012, Eagan spent $716 per capita, while nearby Burnsville spent $899, according to the latest state auditor’s report. Education is often considered to be a primary factor when determining whether a city is among the best. The RosemountApple Valley-Eagan School District has historically outperformed the state average on standardized tests and graduation rates. When looking for arts and recreation in the city, residents can find a bounty of parks including the Caponi Art Park and several county parks. For those seeking a more active space, the city has numerous ice skating rinks, baseball fields, and a community center – all aspects noted by Money Magazine. Although the suburb isn’t known for its diversity, the city of 64,765 people has become increasingly diverse. According to the 2010 census, minorities made up 20.8 percent of the city’s population in 2010, which is a significant increase from 2000 when minorities made up 11.97 percent. Eagan is one of five Minnesota cities to be named among Money Magazine’s top 25. Lakeville was ranked No. 19, Eden Prairie was named No. 3, Woodbury No. 11 and Maple Grove No. 22. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 30, 2012

Photo by Minnesota National Guard

Lt. Col. Mark Weber speaks during his End of Service ceremony last Thursday at the Rosemount National Guard Armory.

Soldier puts himself second Rosemount man with inoperable cancer honors his wife during ceremony

by Tad Johnson

DAKOTA COUNTY TRIBUNE

Lt. Col. Mark Weber says he’s just living and people are following. Many people have gotten behind the Rosemount resident who is battling Stage 4 inoperable gastrointestinal cancer since he was diagnosed in June 2010 when he knew his time left was precious. His following grew a lot larger last Thursday when Weber and his wife, Kristin, were honored by Army Gen. Martin Dempsey, chairman of the Joint Chiefs of Staff, in an End of Service Ceremony at the Rosemount National Guard. “There are simply no words to describe his effort to come see me,” Weber said of Dempsey, who presented him with the Legion of Merit

Award. “Such affirmation is the dream of any employee.” In the past two weeks, Dempsey has presided over three retirements. Two of them for four-star generals each with nearly 40 years of experience, including the first woman of that rank and the chief of the U.S. Air Force. And then there’s Weber, who said he’s got a job title no one’s ever heard of and just over 20 years of service. “Notice any difference here?” Weber said after the ceremony. Since Weber worked as public affairs officer for the Joint Chiefs, Dempsey was familiar with Weber’s work. “I’ve been around Mark Weber a lot in some incredibly difficult circumstances,” Dempsey said during the ceremony, “and it was not only what he got done but how he

got it done.” He said Weber is one of the finest leaders he’s been around and always put himself second to that of the mission and others around him. In true Weber fashion, he put himself second last Thursday. “I will focus on one and only one person,” Weber said pausing during his remarks, “a woman who has stood with me every step of the way for the past 18 years, my wife and my closest friend, Kristin. She is my hero.” Kristin received the Minnesota Superior Civilian Service Award during the ceremony. “True strength is about getting things done despite tears and external obstacles,” Weber said, “and you, Kristin Coughlin, epitomize the definition of the word of strength.

Parade of Homes begins Sept. 8 The Builders Association of the Twin Cities will present its 64th annual Fall Parade of Homes Sept. 8 to Sept. 30. All 301 new homes and neighborhoods are open Thursdays through Sundays from noon to 6 p.m. All are free to tour with the exception of three Dream Homes that request a $5 donation to the BATC Foundation to enter. A comprehensive guidebook again features all of the homes plus editorial including stories from real home buyers, listings of special events, top design trends, and more. Guidebooks are available at area Holiday Stationstores and can be picked up at the Minnesota State Fair from Aug. 23 through Sept. 3. Look for the Parade of Homes Chalet on Carnes just west of Underwood. Visitors can register to win

a Dream Home Limo Tour for eight at the State Fair. The Parade of Homes will once again feature an Energy Efficient Home Tour, sponsored by Xcel Energy. This tour-withina-tour will showcase 103 homes that have been tested by an independent energy rater to earn a HERS (Home Energy Rating Score). Of those, 22 have been certified by Minnesota’s Green Path, and feature a Home Performance Report that graphically explains the home’s HERS score as well as other energy and green features built into the home. Three of the MN Green Path certified homes have been selected by the BATC Foundation as Dream Homes. Visitors pay a $5 donation to tour these homes, which helps the foundation continue to build and remodel homes

for area families in need. The three homes are No. 76 by Homes by Tradition LLC in Golden Valley (priced at $1.079 million), No. 186 by Hartman Homes Inc. in St. Mary’s Point (priced at $1.85 million), and No. 293 by Erotas Building Corporation in Edina (priced at $2.78 million).

By the soldier’s standard for uncommon valor and bravery under mind-crushing conditions, you are a hero in every sense of the word.” Weber said Kristin’s tears told him what his words meant to her that night. “I saw a reverence in her eyes for me that was surpassed only by my own for her,” he said. After the ceremony, Kristin told her husband that she’s only done what countless other military spouses in the Army have done. Weber said it was all the better that the public could share in that perspective in such grand fashion. “We are two fiercely independent spirits who have somehow managed to weather the storm of an Army career about two years short of the official finish line,” Weber said. “As we headed down the homestretch of that journey, life gave us and her in particular a whole new series of crises to tackle … – a husband with Stage 4 cancer and two young parents with cancer.” The Webers have three sons – Matthew and twins Noah and Joshua. Since his diagnosis, Weber has started Operation True Grit, a nonprofit dedicated to raising awareness in the fight against cancer. Through his Facebook page, Weber offers messages of hope, determination and updates on his own condition, such as his latest procedure this week that afterward he said they are looking for a new line of attack when “no bridges were built today, but no harm seems to have been done either.” “I used to hear flattery when people told me how much our story inspired them or moved them to action,” Weber said. “Now I see it as my responsibility, and to do so with respect, objectivity,

9A

Photo by Minnesota National Guard

Lt. Col. Mark Weber (left) of Rosemount received the Legion of Merit award from Gen. Martin Dempsey, chairman of the Joint Chiefs of Staff, during an End of Service ceremony last Thursday at the Rosemount National Guard Armory. Weber’s wife, Kristin (center), received the Minnesota Superior Civilian Service Award. and humility. It’s a wonderful feeling to see such goodness come from such misery, and why wouldn’t it be considering what I did in the Army? My mission as a leader is to instill purpose, motivation, and direction. Instead of doing that with Army personnel, equipment, and strategy, I’m doing it with my community.” Since his diagnosis, Weber has spoke publicly about his cancer battle, including giving the Army Birthday address in June at the Minnesota History Center (see SunThisweek.com for link). After last Thursday’s ceremony, Weber said he received the typical congratula-

tory comments, but the most moving came from Sgt. 1st Class Arnold Lindgren, Weber’s first military instructor at Cretin-Derham Hall High School and who has terminal lung cancer. “I have attended many retirement ceremonies in my career,” Lindgren said, “but this one topped them all. What a fitting finish to the end of my journey on this earth.” Weber said he was honored to give him a healthy slice of such a wonderful gift. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

Northern Tool retools

New this fall

BATC is launching the new www.ParadeofHomes. org, which is also accessible at www.ParadeofHomes. com for the first time. The website has a fresh new look as well as easy-tonavigate search capabilities to bring visitors all the information they need to tour the homes and learn more about the builders. A mobile site and iPhone and Android app lets smartphones and tablets search quickly and easily, too.

Submitted photo

Northern Tool + Equipment held a chain-cutting at its Burnsville store Saturday, Aug. 18, to mark the store’s reopening after it was remodeled. Northern, which was founded and is headquartered in Burnsville, has 76 stores in 15 states. The store’s new layout simplifies the shopping experience by making 80 percent of the store visible from 20 feet inside the store, the company says. Sales at its remodeled stores outperform those at stores with its old design by an annual average of 9 percent. Co-owner Wade Kotula and Mayor Elizabeth Kautz did the chain-cutting. Onlookers included company founder Don Kotula, City Council Member Mary Sherry and ex-Minnesota Vikings Chuck Foreman and Ted Brown. After launching as a mail-order business, Northern Tool + Equipment opened its first store in 1981 in rented space in Burnsville. Its current store is at 12205 River Ridge Blvd.


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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Thursday, October 4, 2012 at 1:00 p.m. at the Queen Anne Courts Office at 17701 Kenyon Ave W., Lakeville, Minnesota 55044, the following property will be sold by public auction by the Sheriff of Dakota County: 1996 Liberty Home 12X51 serial # 44866 This sale will be held to satisfy a claim upon the above-described property held by Queen Anne Courts, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Timothy Sayre. The amount of the claim against the above referenced property is $979.80 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: August 22, 2012 Queen Anne Courts 17701 Kenyon Ave W. Lakeville, Minnesota 55044 (952) 435-7979 or (952) 890-8440 3129337 8/30-9/13/12

NOTICE TO TRANSPORTATION PROVIDERS ProAct, Inc. of Eagan, Minn. hereby provides notice that it intends to apply to the Minnesota Department of Transportation for the following transportation equipment to serve persons with disabilities in the cities of Burnsville and Lakeville: (A) One (1) large bus (class 500) with 20 permanent seated positions and 4 non-permanent flip seats to accommodate individuals in wheelchairs; and (B) one (1) medium bus (class 400) with 12 permanent seated positions and 2 non-permanent flip seats to accommodate wheelchairs. Individuals or agencies seeking to request transportation service, coordinate transportation with ProAct or comment about the application should contact Jane Snyder, Transportation Coordinator, at ProAct, 3195 Neil Armstrong Blvd, Eagan, MN 55121, (651) 289-3159. The deadline for submitting this application is September 28, 2012. 3133728 8/30-9/6/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: minnesga 2. Principal Place of Business: 2017 jade lane, eagan, MN 55122 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. minnesga, 2017 jade lane, eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 07/16/2012 john a. snyder 3133781 8/30-9/6/12P

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 09/25/2012 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Michael Werth Bill of Lading #: 000509 Amount: $1,270.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 3125032 8/23-9/6/12

PUBLIC NOTICE

COMBINED NOTICE OF PUBLIC HEARING AND PUBLIC COMMENT Notice is hereby given that the Dakota County Consortium (made up of Anoka, Dakota, Suburban Ramsey, and Washington Counties) will hold a Public Hearing on Thursday, September 13, 2012 from 5:00 p.m. to 6:00 p.m. in the Hawthorne Room at the Roseville City Hall, 2660 Civic Center Drive, Roseville, Minnesota to afford an opportunity for the public to comment on the performance of the Dakota County Consortium in meeting the housing, community, and economic development needs as outlined by the Consortium in the 2010 Dakota County Consortium Consolidated Plan and the 2011 Dakota County Consortium Action Plan. September 13, 2012 also represents the beginning of a fifteen (15) day public comment period during which time a draft version of the Dakota County Consortium Consolidated Annual Performance and Evaluation Report (CAPER) for Fiscal-Year 2011 will be available for review and citizen comment. The draft CAPER will be available for citizen review during the office hours of the Dakota County Community Development Agency (8:00 a.m. - 4:30 p.m.), on the CDA's website at www.dakotacda.org, and on the Dakota w e b s i t e a t C o u n t y through Sepwww.dakotacounty.us tember 27, 2012. Additional draft copies will be available at the Administration Center in Hastings, the Western Service Center in Apple Valley and the Northern Service Center in West St Paul. Persons wishing to review the CAPER should contact Andrea Brennan at (651)675-4464; MN Relay Service: 1-800-627-3529. Upon request, attempts will be made to provide the CAPER in an alternative format. Persons who wish to testify at the Public Hearing are requested to contact Andrea Brennan at the Dakota County CDA, 1228 Town Centre Drive, Eagan, Minnesota; Telephone: 651-675-4464; MN Relay Service: 1-800-627-3529 or 711; Fax: 651-675-4444, prior to 4:30 p.m. on Wednesday, September 12, 2012. If you require special accommodations, please contact the CDA at least a week before the hearing. If you would like to submit comments after reviewing the CAPER, please send them in writing to the Dakota County CDA, attention Andrea Brennan, 1228 Town Centre Drive, Eagan, MN 55123; or by Fax 651-675-4444. Comments will be accepted through September 27, 2012. 3133827 8/30/12

PUBLIC NOTICE

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT File No. 19HA-PR-12-547 ----------------------------------------------------------Estate of: Terrance Lee Perron, a/k/a Terrance L. Perron, a/k/a Terrance Perron, a/k/a Terrence Lee Perron, a/k/a Terrence L. Perron, a/k/a Terrence Perron, Decedent ----------------------------------------------------------It is Ordered and Notice is given that on September 25, 2012, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of Decedent, dated June 1, 1999 (“Will”), and for the appointment of Roxane M. Vermeer whose address is 3946 Beryl Road, Eagan, MN 55122, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/22, 2012. BY THE COURT Mary J. Theisen Judge of District Court Barry L. Wittenkeller, Esq. #118254 Attorney for Petitioner Grannis & Hauge, P.A. 1260 Yankee Doodle Road Suite 200 Eagan, MN 55121 (651) 456-9000 Fax: (651) 454-4232 3129685 8/30-9/6/12

NOTICE TO BIDDERS

Kenrick Avenue and 195th Street West Trail Construction S.P. No. 188-118-004 Minnesota Project No. TEAX 1912 (279) The City of Lakeville, Minnesota, hereby gives notice that sealed bids will be received in the office of the City Clerk, 20195 Holyoke Avenue, Lakeville, Minnesota 55044 for the construction of S.P. No. 188-118-004, and Minnesota Project No. TEAX 1912 (279) until 10:00 a.m., Local Time, on Tuesday, September 18th, 2012. The project involves the construction of bituminous trails, Ped. Bridge, and Boardwalk. The majority of the work includes common excavation, retaining walls, bituminous walk, boardwalk, storm sewer, and guardrail . A full notice can by viewed by going to http://www.lakevillemn.gov and clicking on the "Requests for Proposals" button or at the office of the City Engineer located at 20195 Holyoke Avenue, Lakeville, Minnesota 55044. CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 3116452 8/16-8/30/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Prime Rate Inn 2. Principal Place of Business: 12850 W Frontage Road, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. SHREEJI MAHRAJ CORP, 12850 W Frontage Road, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/24/2012 Pamela Uran 3133739 8/30-9/6/12

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-539 Estate of Carolyn A. Beedle, also known as Carolyn Beedle, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last Will (if any), and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on September 25, 2012, at 9:00 am, by this Court at 1560 Highway 55, Hastings, Minnesota. 1. Notice shall be given to all interested persons (Minn. Stat. § 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. § 524.3-204. 2. Notice shall be given by publishing this Notice and Order as provided by law and by mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 8-17-12 BY THE COURT Michael V. Sovis Judge of District Court (COURT SEAL) Attorney for Petitioner (#0343845) Trisha A. Vicario Hansen, Dordell, Bradt, Odlaug & Bradt, PLLP 3900 Northwoods Drive, Suite 250 Saint Paul, MN 55112 Telephone: (651) 332-8730 FAX: (651) 482-8909 Email: tvicario@hdbob.com 3124396 8/23-8/30/12

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-12-1304 Case Type: Domestic Abuse In the Matter of: CANDACE MICHELLE TRUDEAU, Petitioner vs. SEAN ANTHONY TRUDO, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN on September 18, 2012 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: AUGUST 21, 2012 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 3126666 8/30/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19AV-CV-12-2415 Case Type: Name Change In the Matter of the Application of: Deanna Alice VandenBosch On Behalf of: Isabelle Rose Samaniego VandenBosch For a Change of Name to: Isabelle Rose VandenBosch TO: Daniel Samaniego 60 E. George Street St. Paul, MN An Application for Name Change has been filed by Deanna Alice VandenBosch for a change of name for the minor child(ren) Isabelle Rose Samaniego VandenBosch to Isabelle Rose VandenBosch. A hearing on this Application will be held at 14955 Galaxie Avenue, Apple Valley, MN on Sept. 21, 2012, at 9:00 a.m. You may obtain a copy of the Application for Name Change from District Court, 14955 Galaxie Avenue Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child (ren) may be granted. Dated: 8/15/12 Carolyn Renn Court Administrator By: /s/ Gayle Dybvik Deputy 3121764 8/23-9/6/12

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-519 Estate of HAROLD A. ARNESON, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last Will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or at the hearing. If proper, and no objections are filed, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on September 25, 2012, 9:00 A.M., by this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033. (1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. (2) Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Date: 8/14/12 Shawn M. Moynihan Judge Attorney for Petitioner Dale J. Moe, #74068 EASTLUND, SOLSTAD, CADE & HUTCHINSON, LTD. 4200 County Road 42 W. Savage, MN 55378 Telephone: (952) 894-6400 3120045 8/23-8/30/12

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-1915 In the Matter of the Welfare of M. H., Child. TO: Heather Ellis Social Worker, Betsy Dantoft, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Pursuant to Minnesota Statute 260C.201, Subd. 11 and 518.156, 518.17, and 518.18, Social Services will petition the court to transfer full legal and physical custody of the above named child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on September 19, 2012 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Heather Ellis. Dated: August 10, 2012 Richard G. Spicer Judge 3115934 8/16-8/30/12

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-2451 In the Matter of the Welfare of M. A. C., Child. TO: Manuel Berris Gonzalez a/k/a Alejandro Perez Lopez a/k/a Miguel Arturo Gonzalez Social Worker, Chris P’Simer, having filed in this Court, a petition alleging among things that the above named child is, in need of protection or services, in this, viz: Dakota County Social Services pursuant to Minnesota Statutes: 260C.201, Subd. 11(d)(1) and 260C.515, Subd. 4 will petition the Court for the following order: that full legal and physical custody of the above named child shall be transferred. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on September 19, 2012 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Manuel Berris Gonzalez a/k/a Alejandro Perez Lopez a/k/a Miguel Arturo Gonzalez. Dated: August 20, 2012 Richard G. Spicer Judge 3129841 8/30-9/13/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Hospitality Marketplace 2. Principal Place of Business: 7600 157th Street West #206, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Saji Concepts L.L.C., 7600 157th Street West #206, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 04/14/2012 Jason Saji 3120905 8/23-8/30/12P

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-2451 In the Matter of the Welfare of E. E. C-M., Child. TO: Ramiro Munoz Social Worker, Chris P’Simer, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Dakota County Social Services pursuant to Minnesota Statutes: 260C.201, Subd. 11(d)(1) and 260C.515, Subd. 4 will petition the Court for the following order: that full legal and physical custody of the above named child shall be transferred. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on September 19, 2012 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Ramiro Munoz. Dated: August 20, 2012 Richard G. Spicer Judge 3129787 8/30-9/13/12

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-1917 In the Matter of the Welfare of P.E., Child. TO: Heather Ellis Social Worker, Betsy Dantoft, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Pursuant to Minnesota Statute 260C.201, Subd. 11 and 518.156, 518.17, and 518.18, Social Services will petition the court to transfer full legal and physical custody of the above named child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on September 19, 2012 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Heather Ellis. Dated: August 10, 2012 Richard G. Spicer Judge 3115868 8/16-8/30/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Publicity, Inc. 2. Principal Place of Business: 350 W Burnsville Parkway Suite 350, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kocina Marketing Companies, 350 W Burnsville Parkway Suite 350, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/10/2012 Robin Kocina 3126299 8/23-8/30/12

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PUBLIC NOTICE

Order to Show Cause (Minn. Stat. § 588.04) State of Minnesota Dakota County District Court First Judicial District Court File Number: 19WS-CV-10-1554 Case Type: Transcript Judgment Dawn P Hunter vs Karen Gorans Upon reading the Affidavit in Support of Order to Show Cause, and upon all of the files and records and the motion of the Judgment Creditor; It is Ordered, that the Judgment Debtor , personally appear before the Court at: Dakota County Judicial Center One Mendota Road West, Suite 140 West St. Paul MN 55118 On 9/18/2012 at 1:30 PM and show cause why the Judgment Debtor should not be adjudged in contempt of court for failure to provide the information requested by the Order for Disclosure. Failure to appear at the scheduled hearing may result in the issuance of a bench warrant for your arrest. DATED: August 2, 2012 Thomas W. Pugh Judge of District Court 3113595 8/23-9/6/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: poesycharms.com 2. Principal Place of Business: 17457 INLAND LOOP, LAKEVILLE, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. BDJ ENTERPRISES, 17457 INLAND LOOP, LAKEVILLE, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8/22/2012 ROB DINGMAN 3127777 8/30-9/6/12P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-543 In Re the Estate of Robert Edsel Honkanen a/k/a Robert E. Honkanen, Decedent. TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 25th day of Sept 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 Hwy 55, Dakota County Judicial Center Center, Hastings, Minnesota, 55033 on Petition of Steven Honkanen, dated August 8, 2012, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Steven Honkanen, whose address is 4289 Trenton Trail, Eagan, Minnesota, 55123, as personal representative of the estate of the above named Decedent in an unsupervised administration, and any objection thereto must be filed with the Court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Date: Aug. 20, 2012 Shawn M. Moynihan Michael R. O’Brien (#80573) LEONARD, O’BRIEN SPENCER, GALE & SAYRE, LTD. Attorneys at Law Suite 2500 100 South Fifth Street Minneapolis, MN 55402 (612) 332-1030 3126627 8/30-9/6/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on September 26th, 2012 at 11 a.m. at 9 Orleans Ave, S k y l i n e V i l l a g e M H C , Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1972 HOLL manufactured home, 14 x 70, Serial No. M60543. This sale will be held to satisfy a claim held by Skyline Village MHC, upon the above described property and owned by Michael Joseph Stoker. The property has been abandon in the S k y l i n e V i l l a g e M H C f o r more than 60 days. The amount of the claim against the above referenced property is $ 5,739.00 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof. Date August 28, 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd. Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: August 30th, September 6th, September 13th) 3134692 8/30-9/13/12P

PUBLIC NOTICE

SUMMONS (for publication) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No. 19HA-CV-12-3604 _______________________________________ Vermillion State Bank, Plaintiff, v. Stephani J. Zautner, Michael Zautner, Robert E. Fischer, Sheryl J. Fischer, Morningview Second Association, J. Doe I-V and XYZ Co. I-V, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO DEFENDANT MICHAEL ZAUTNER. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons (or when the United States or an agency thereof is a defendant, it has 60 days). You must send a copy of your Answer to the person who signed this summons located at: Stein & Moore, P.A., 332 Minnesota Street, Suite W-1650, St. Paul, MN 55101. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days (or when the United States or an agency thereof is a defendant, it has 60 days), you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lot 4, Block 17, Morningview Second Addition, Dakota County, Minnesota. The object of this action is to foreclose the mortgage executed by Defendants Stephani J. Zautner, Robert E. Fischer and Sheryl J. Fischer dated September 9, 2004, and filed for record in the office of the Dakota County Recorder on September 28, 2004 as Document No. 2252796. Date: August 7, 2012 STEIN & MOORE, P.A. By: /s/Ralph L. Moore Ralph L. Moore, I.D. #74780 Attorneys for Plaintiff 332 Minnesota St., Suite W-1650 St. Paul, MN 55101 (651) 224-9683 3112002 8/16-8/30/12

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-2000 In the Matter of the Welfare of E. R. and D. T., Children. TO: Heather Ellis Social Worker, Betsy Dantoft, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: All rights of the parent(s) to the children should be terminated pursuant to Minnesota Statutes, section: 260C.301, Subd. 1(b)(4), because the parent(s) are palpably unfit to be a party to the parent and child relationship because of a consistent pattern of specific conduct before the children or of specific conditions directly relating to the parent and child relationship, either of which are determined by the court to be of a duration or nature that renders the parent unable, for the reasonably foreseeable future, to care appropriately for the ongoing physical, mental, or emotional needs of the children. It is presumed that a parent is palpably unfit to be a party to the parent and child relationship upon a showing that the parent’s parental rights to one or more other children were involuntarily terminated or that the parent(s)’ custodial rights to another child have been involuntarily transferred to a relative. 260C.301, Subd. 1(b)(5), because following the children’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the children’s placement. 260C.301, Subd. 1(b)(8), because the children are neglected and in foster care. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on September 19, 2012 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Heather Ellis. Dated: August 10, 2012 Richard G. Spicer Judge 3115906 8/16-8/30/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-548 In Re: Estate of AROLYN ANN BOTTOLFSON a/k/a AROLYN A. BOTTOLFSON, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representatives was filed with the Registrar, along with a Will dated April 11, 2008. The Registrar accepted the application and appointed Karen L. Thomes and Harold A. Bottolfson, whose addresses are 9264-215th Street, Lakeville MN 55044 and 13527 - 195th Street East, Hastings, MN 55033, to serve as the personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 8/22/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator KAREN L. THOMES - PRO SE 9264-215th Street Lakeville MN 55044 HAROLD A. BOTTOLFSON - PRO SE 13527 - 195th Street East Hastings, MN 55033 3131419 8/30-9/6/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: lottidottiesjewelry.com 2. Principal Place of Business: 17457 INLAND LOOP, LAKEVILLE, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. BDJ ENTERPRISES, 17457 INLAND LOOP, LAKEVILLE, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8/22/2012 ROB DINGMAN 3127794 8/30-9/6/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-528 Estate of Kellen V. Egert, also known as Kellen Vincent Egert, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Christopher Egert, whose address is 15601 Wing Lake Drive, Minnetonka, MN, 55345 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Lori D. Skibbie Estate & Elder Law Services 1900 Central Avenue NE, Suite 106 Minneapolis, MN, 55418 Attorney License No: 0317470 Telephone: (612) 676-6302 FAX: (612) 676-6304 Email: lskibbie@voamn.org 3122469 8/23-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 3, 2003 MORTGAGOR: S t e v e n M . R g n o n t i and Jean M. Rgnonti, husband and wife. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the FDIC as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 3, 2004 Dakota County Recorder, Document No. 2171431. ASSIGNMENTS OF MORTGAGE: None TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

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������NUMBER ������ ���PROPERTY ���� IS IN WHICH GAGE IDENTIFICATION ON ������� COUNTY������ MORTGAGE: NONE LOCATED: Dakota LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $203,831.00 MORTGAGE: Washington Mutual AMOUNT DUE AND CLAIMED TO BE Bank, FA DUE AS OF DATE OF NOTICE, INCLUDR E S I D E N T I A L M O R T G A G E S E R - ING TAXES, IF ANY, PAID BY MORTV I C E R : J P M o r g a n C h a s e B a n k , GAGEE: $203,023.96 National Association That prior to the commencement of MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 1780 96th Street East, Inver Grove Mortgagee/Assignee of Mortgagee complied with all notice requirements as Heights, MN 55077 required by statute; That no action or TAX PARCEL I.D. #: 204740002020 LEGAL DESCRIPTION OF PROP- proceeding has been instituted at law or otherwise to recover the debt ERTY: L o t 2 , B l o c k 2 , M a r c o t t L a k e s secured by said mortgage, or any part Estates, Dakota County, Minnesota thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale contained in said mortgage, the above LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the Sheriff of said county as follows: MORTGAGE: $517,000.00 DATE AND TIME OF SALE: SeptemAMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- ber 20, 2012 at 10:00 AM ING TAXES, IF ANY, PAID BY MORTPLACE OF SALE:Sheriff's Office, Law GAGEE: $630,480.23 Enforcement Center, 1580 Hwy 55, That prior to the commencement of Lobby #S-100, Hastings, MN this mortgage foreclosure proceeding to pay the debt then secured by said Mortgagee/Assignee of Mortgagee com- Mortgage, and taxes, if any, on said plied with all notice requirements as premises, and the costs and disburserequired by statute; That no action or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s proceeding has been instituted at law allowed by law subject to redemption o r o t h e r w i s e t o r e c o v e r t h e d e b t within six (6) months from the date of secured by said mortgage, or any part said sale by the mortgagor(s), their personal representatives or assigns thereof; PURSUANT to the power of sale con- unless reduced to Five (5) weeks under tained in said mortgage, the above MN Stat. §580.07. described property will be sold by the TIME AND DATE TO VACATE PROPSheriff of said county as follows: ERTY: If the real estate is an owner-occupied, single-family dwellDATE AND TIME OF SALE: Septeming, unless otherwise provided by law, ber 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law the date on or before which the mortEnforcement Center, 1580 Hwy 55, gagor(s) must vacate the property if the mortgage is not reinstated under secLobby #S-100, Hastings, MN to pay the debt then secured by said tion 580.30 or the property is not Mortgage, and taxes, if any, on said redeemed under section 580.23 is premises, and the costs and disburse- 11:59 p.m. on March 20, 2013, unless m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s the redemption period is reduced to 5 allowed by law subject to redemption weeks under MN Stat. Secs. 580.07 or within six (6) months from the date of 582.032. said sale by the mortgagor(s), their MORTGAGOR(S) RELEASED FROM personal representatives or assigns FINANCIAL OBLIGATION ON MORTunless reduced to Five (5) weeks under GAGE: None "THE TIME ALLOWED BY LAW FOR MN Stat. §580.07. TIME AND DATE TO VACATE PROP- REDEMPTION BY THE MORTGAGOR, E R T Y : I f t h e r e a l e s t a t e i s a n THE MORTGAGOR'S PERSONAL REPowner-occupied, single-family dwell- RESENTATIVES OR ASSIGNS, MAY BE ing, unless otherwise provided by law, REDUCED TO FIVE WEEKS IF A JUDIthe date on or before which the mort- CIAL ORDER IS ENTERED UNDER gagor(s) must vacate the property if the MINNESOTA STATUTES, SECTION mortgage is not reinstated under sec- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tion 580.30 or the property is not OTHER THINGS, THAT THE MORTredeemed under section 580.23 is GAGED PREMISES ARE IMPROVED 11:59 p.m. on March 13, 2013, unless WITH A RESIDENTIAL DWELLING OF the redemption period is reduced to 5 LESS THAN FIVE UNITS, ARE NOT weeks under MN Stat. Secs. 580.07 or PROPERTY USED IN AGRICULTURAL 582.032. P R O D U C T I O N , A N D A R E MORTGAGOR(S) RELEASED FROM ABANDONED." Dated: July 2, 2012 FINANCIAL OBLIGATION ON MORTU.S. Bank National Association GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 12-001303 FC OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 7/26-8/30/12 WITH A RESIDENTIAL DWELLING OF 3092547 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE AND ORDER OF HEARING ABANDONED." ON PETITION FOR PROBATE OF Dated: July 11, 2012 WILL AND APPOINTMENT OF JPMorgan Chase Bank, National PERSONAL REPRESENTATIVE AND Association NOTICE TO CREDITORS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. STATE OF MINNESOTA Attorneys for Mortgagee/Assignee of COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT Mortgagee DISTRICT COURT 4500 Park Glen Road #300 PROBATE DIVISION Minneapolis, MN 55416 Court File No. 19HA-PR-12-533 (952) 925-6888 Estate of John C. Fleming, a/k/a 3012-002768 FC THIS IS A COMMUNICATION FROM J o h n C l a r k F l e m i n g , a / k / a J o h n Fleming, Decedent A DEBT COLLECTOR. It is Ordered and Notice is given that 3093382 7/26-8/30/12 on September 25, 2012, at 9:00 am, a hearing will be held in this Court at W. Highway 55 Hastings, Minnesota, for the formal probate of an instrument NOTICE OF MORTGAGE purporting to be the Will of the DeceFORECLOSURE SALE THE RIGHT TO VERIFICATION dent dated, May 20, 2005, under Minn. OF THE DEBT AND IDENTITY OF Stat. 524.2-513 (“Will”), and for the THE ORIGINAL CREDITOR WITHIN appointment of Jill E. Fleming and THE TIME PROVIDED BY LAW IS Cathryn J. Dimmen, a/k/a Cathryn Fleming Dimmen, whose addresses NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that are: 1230 70th Street West, Inver Grove default has occurred in conditions of Heights, MN, 55077 and 16194 Lakethe following described mortgage: side Avenue SE, Prior Lake, MN 55372 DATE OF MORTGAGE: April 30, 2004 as Co-Personal Representatives of the MORTGAGOR: O r l a n d o V e g a a n d Estate of the Decedent in an UNSUSulaika Soto, husband and wife. PERVISED administration. Any objecMORTGAGEE: Homestead Mortgage tions to the petition must be filed with Corporation. the Court prior to or raised at the hearDATE AND PLACE OF RECORDING: ing. If proper and if no objections are Recorded June 28, 2004 Dakota filed or raised, the Co-Personal RepreC o u n t y R e c o r d e r , D o c u m e n t N o . sentatives will be appointed with full 2220647. power to administer the Estate includA S S I G N M E N T S O F M O R T G A G E : ing the power to collect all assets, to Assigned to: TCF Mortgage Corpora- pay all legal debts, claims, taxes and tion. And thereafter assigned to: expenses, to sell real and personal Mortgage Electronic Registration Sys- property, and to do all necessary acts tems, Inc.. And thereafter assigned to: for the Estate. Notice is also given that (subject to U.S. Bank National Association. TRANSACTION AGENT: NONE Minn. Stat. 524.3-801) all creditors T R A N S A C T I O N A G E N T ' S M O R T - having claims against the Estate are GAGE IDENTIFICATION NUMBER ON required to present the claims to the Co-Personal Representative(s) or to the MORTGAGE: NONE LENDER OR BROKER AND MORT- C o u r t A d m i n i s t r a t o r w i t h i n f o u r G A G E O R I G I N A T O R S T A T E D O N months after the date of this Notice or MORTGAGE: Homestead Mortgage the claims will be barred. Corporation Dated: August 16, 2012 RESIDENTIAL MORTGAGE SERBY THE COURT VICER: U.S. Bank Home Mortgage, a Shawn M. Moynihan division of U.S. Bank National AssociaJudge of District Court tion (COURT SEAL) MORTGAGED PROPERTY ADDRESS: Attorney for Petitioners 6 1 7 1 2 t h S t r e e t , F a r m i n g t o n , M N Stephen H. Fochler 55024 LeVander, Gillen & Miller, P.A. TAX PARCEL I.D. #: 142250506090 633 South Concord Street, Suite 400 LEGAL DESCRIPTION OF PROP- South St. Paul, MN, 55075 ERTY: Attorney License No: 234928 Lot 9, Block 6, East Farmington Telephone: (651) 451-1831 Sixth Addition, according to the FAX: (651) 450-7384 recorded plat thereof, in Dakota 3122776 8/23-8/30/12 County, Minnesota. COUNTY IN WHICH PROPERTY IS ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ������ ��� ���� ������ ������ ������� Document Number: T690356 Transaction Agent: Mortgage ���������� ���� ���������

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Lightech Resources 2. Principal Place of Business: 20942 Independence Ave., Lakeville MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Stephen R Snider, 20942 Independence Ave., Lakeville MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 07/30/2012 Stephen R. Snider 3120281 8/23-8/30/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-526 In Re: Estate of Dorothea Reid Larson, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated December 4, 2001. The Registrar accepted the application and appointed Christina Anne Harley, 7599 Springbrook Lane, Woodbury, MN 55125, and Karen Margaret Ballard, 1883 Audrey Drive, W. St. Paul, MN 55118, to serve as co-personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 8/21/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Donohue McKenney, Ltd. Chad McKenney, MN# 212039 11222 86th Ave. N. Maple Grove, MN 55369 Telephone: 763-201-1450 Facsimile: 763-201-1482 e-mail: chad@dmlaw.us 3125586 8/23-8/30/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $251,200.00 MORTGAGOR(S): Bradley G. Thomas, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Minnesota Lending Company, LLC, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: November 10, 2005 Dakota County Registrar of Titles Document Number: 578846 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association as Trustee for JP ALT 2006-S1 Dated: January 17, 2012 Registered: January 20, 2012 Dakota County Registrar of Titles Document Number: T690356

Elec-

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0202462388-0 Lender or Broker: Minnesota Lending Company, LLC Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 108707 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9680 161st St W, Lakeville, MN 55044-8780 Tax Parcel ID Number: 22-14500-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Three (3) in Bluebill Bay Estates AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,703.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 07, 2013, or the next business day if March 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 26, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association as Trustee for JP ALT 2006-S1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023594F01 3090606 7/26-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2007 MORTGAGOR: Charlene Ann Smith f/k/a Charlene Ann Smith Thompson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 28, 2007 Dakota County Recorder, Document No. 2563707. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000820921724 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1607 Lacota Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021855003040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Crosstown Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,333.00

GAGEE: $172,333.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 17, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3092462 7/26-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGOR: Kenneth M. Wagner Jr. and Radarica Wagner, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 5, 2007 Dakota County Recorder, Document No. 2521761. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20843 India Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585703130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $331,671.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-688 3012-002764 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3093368 7/26-8/30/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-536 Estate of Jodi Ann Klug, aka Jodi A. Klug, aka Jodi Klug, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed James L. Klug, whose address is 6929 Magnuson Rd SW, Alexandria, MN, 56308 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/21/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Thomas P. Klecker Thornton, Reif, Dolan, Bowen & Klecker, P.A. 1017 Broadway, PO Box 819 Alexandria, MN, 56308 Attorney License No: 295206 Telephone: (320) 762-2361 FAX: (320) 762-1638 Email: tklecker@thorntonlawoffice.com 3125374 8/30-9/6/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 6 , 2006 MORTGAGOR: Matthew Benusa and Kelli Bjornlie Benusa, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 20, 2006 Dakota County Recorder, Document No.

County Recorder, Document No. 2469793. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900001022596 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage, L.L.C. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 854 Jonathan Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-11709-04-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Apple Valley 10th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,483.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 16, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-106-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3093290 7/26-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 MORTGAGOR: Anthony Paul Talabis and Rosette Talabis, huband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National AssociationDATE AND PLACE OF RECORDING: Recorded May 14, 2007 Dakota County Recorder, Document No. 2516821. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1624 Johnny Cake Ridge Way, Eagan, MN 55122 TAX PARCEL I.D. #: 105376006110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Oakbrooke, Dakota County, Minnesota.

County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $290,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $278,261.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 9, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-002074 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3092444 7/26-8/30/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-12-532 ESTATE OF Betty I. Fox a/k/a Betty Irene Fox, DECEDENT It is Ordered and Notice is given that on September 25, 2012 at 9:00 a.m. a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated December 24, 1986 (“Will”), and for the appointment of James Fox whose address is: 25501 Nicolai Avenue, Cannon Falls, MN 55009; Raymond Fox whose address is: 24466 Orlando Avenue, Cannon Falls, MN 55009; Martin Fox whose address is: 13767 250th Street, Cannon Falls, MN 55009 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 8/15/12 David L. Knutson Judge (COURT SEAL) Attorney For Personal Representative James M. Burkhardt Attorney at Law 215 Fourth Street North Cannon Falls, MN 55009 507-263-3921 Attorney I.D. 13286 3122258 8/23-8/30/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Seasons Collections 2. Principal Place of Business: 1120 Town Centre Dr., Apt #11, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Shaukat Ali Hemani, 1120 Town Centre Dr. Apt. #11, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 6/27/2012 Shaukat Hemani Sole Proprieter 3125969 8/23-8/30/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-529 Estate of Patrick C. Caruso, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 11/11/2008 and codicil ( ) to the will, dated _____, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Diane K. Caruso whose address is 675 Wesley Court, Mendota Heights, MN 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Darlene M. Cobian Briggs & Morgan, P.A. 332 Minnesota Street, Suite #W2200 St. Paul, MN 55101 Attorney License No: 234795 Telephone: 651.808.6597 FAX: 651.808.6540 Email: dcobian@briggs.com 3122642 8/23-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2008 MORTGAGOR: Tamara J Windschitl and Chad A Windschitl, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 19, 2008 Dakota County Recorder, Document No. 2590979. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000823549035 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 7678 172nd Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 226750403060 LEGAL DESCRIPTION OF PROPERTY: LOT 6, BLOCK 3, SHADY OAK SHORES 5TH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,838.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $279,275.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 3030-277-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3093414 7/26-8/30/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Nicole Thompson, LLC 2. Principal Place of Business: 1125 Duckwood Trail Apt 110, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nicole Hamilton Law, LLC, 1125 Duckwood Trail Apt 110, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 7-13-12 Nicole Thompson 3125356 8/23-8/30/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-522 Estate of Lois J. Wiese, a/k/a Lois Jean Wiese, Decedent. It is Ordered and Notice is given that on September 25, 2012, at 9:00 o’clock a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of Decedent, dated March 6, 1992 (“Will”), and for the appointment of Gary A. Wiese and Lori Wiese-Parks whose addresses are 1452 Kings Wood Lane, Eagan, MN 55122 and 53 West Colorado Street, St. Paul, MN 55107, respectively, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: August 14, 2012 Shawn M. Moynihan Judge Attorney for Personal Representative: Anne L. Bjerken (#0350692) Gray Plant Mooty 80 South Eighth Street, Suite 500 Minneapolis, MN 55402 Telephone: (612) 632-3000 FAX: (612) 632-4444 3120296 8/23-8/30/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-551 In Re: Estate of Marlene Jean Leonard, Decedent. It is Ordered and Notice is given that on September 25, 2012 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of decedent’s Will dated September 5, 2003, Codicil dated March 5, 2007, and Separate Writing dated September 5, 2003, and for the appointment of David A. Leonard, whose address is 113 Palm Swift Drive, Slidell, Louisiana 70461, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 8/23/12 BY THE COURT Mary J. Theisen Judge of District Court Rodney J. Mason (MN# 68378) Kirstin E. Helmers (MN #0388124) Rodney J. Mason, Ltd. 332 Minnesota Street Suite W-3070 St. Paul, Minnesota 55101 Telephone: (651) 224-5343 Facsimile: (651) 224-5711 3131196 8/30-9/6/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 1 , 2006 MORTGAGOR: Lorraine Ann Fischer, a single person and Loretta Marie Fischer, a single person. MORTGAGEE:Ameriquest Mortgage Company. DATE AND PLACE OF RECORDING: Recorded February 17, 2006 Dakota County Recorder, Document No.

County Recorder, Document No. 2406813. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 419 Wood Way, Burnsville, MN 55337 TAX PARCEL I.D. #: 028481204280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 4, Wood Park Plat Thirteen, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,134.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 17, 2012 JPMC Specialty Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001951 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3092432 7/26-8/30/12

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,600.00 MORTGAGOR(S): Matthew Zeidler, An Unmarried Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 1001944-5000202864-6 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on March 10, 2006, as Document No. 2411634. Said mortgage modified by Loan Modification Agreement recorded on September 07, 2010 as Document Number 2750552 ASSIGNED TO: HSBC Bank USA, National Association, as Trustee for Fremont Home Loan Trust 2006-A, Mortgage-Backed Certificates, Series 2006-A Dated: June 15, 2012 , and recorded July 2, 2012 by Document No. 2877670 . LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, East Farmington

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������ ������ ������� ������ ��� ���� 2, East Farmington ERTY: Lot 1, Block Sixth Addition, Dakota County, MN. PROPERTY ADDRESS: 700 14th St, MINNESOTA SECRETARY OF STATE Farmington, MN 55024 AMENDMENT TO PROPERTY I.D: 142250502010 CERTIFICATE OF ASSUMED NAME COUNTY IN WHICH PROPERTY IS Minnesota Statutes, Chapter 333 LOCATED: Dakota The filing of an assumed name does THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF n o t p r o v i d e a u s e r w i t h e x c l u s i v e r i g hts to that name. The filing is THE NOTICE: One Hundred Ninety-Four Thousand Three Hundred required for consumer protection in order to enable consumers to be able Seventy-One and 62/100 ($194,371.62) THAT no action or proceeding has to identify the true owner of a busibeen instituted at law to recover the ness. 1. List the exact assumed nam e debt secured by said mortgage, or any part thereof; that there has been com- under which the business is or will be pliance with all pre-foreclosure notice conducted: Legacy Private Wealth and acceleration requirements of said Group, A private wealth advisory practice of Ameriprise Financial Services, mortgage, and/or applicable statutes; PURSUANT, to the power of sale con- Inc. 2. Principal Place of Business: 12280 tained in said mortgage, the above described property will be sold by the Nicollet Avenue, Suite 101, Burnsville, MN 55337 Sheriff of said county as follows: 3. List the name and complete street DATE AND TIME OF SALE: 10:00 AM address of all persons conducting on September 11, 2012 PLACE OF SALE: Sheriff`s Mai n business under the above Assumed Office, Law Enforcement Center, 1580 Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said name and registered office address. Timothy J Werner, 12280 Nicollet mortgage and taxes, if any actually paid by the mortgagee, on the pre- Avenue, Suite 101, Burnsville, MN mises and the costs and disburse- 55337 4. This certificate is an amendment ments allowed by law. The time allowed by law for redemption by said of Certificate of Assumed Name File mortgagor(s), their personal represen- Number 3854475-2 originally filed on tatives or assigns is 6.00 months from July 19, 2011 under the name Timothe date of sale. If Mortgage is not thy Werner and Associates, a private reinstated under Minn. Stat. §580.30 wealth advisory practice of Ameriprise or the property is not redeemed under Financial Services, Inc. 5. I, the undersigned, certify that I Minn. Stat. §580.23, the Mortgagor must vacate the property on or before am signing this document as the per11:59 p.m. on March 11, 2013, or the son whose signature is required, or as next business day if March 11, 2013 agent of the person(s) whose signafalls on a Saturday, Sunday or legal ture would be required who has authorized me to sign this document on holiday. "THE TIME ALLOWED BY LAW FOR his/her behalf, or in both capacities. I REDEMPTION BY THE MORTGAGOR, further certify that I have completed all THE MORTGAGOR`S PERSONAL REP- required fields, and that the informaRESENTATIVES OR ASSIGNS, MAY BE tion in this document is true and corREDUCED TO FIVE WEEKS IF A JUDI- rect and in compliance with the appliCIAL ORDER IS ENTERED UNDER cable chapter of Minnesota Statutes. I MINNESOTA STATUTES, SECTION understand that by signing this docu5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ment I am subject to the penalties of OTHER THINGS, THAT THE MORT- perjury as set forth in Section 609.48 GAGED PREMISES ARE IMPROVED as if I had signed this document under WITH A RESIDENTIAL DWELLING OF oath. Date: 8/1/2012 LESS THAN FIVE UNITS, ARE NOT Timothy J Werner, Owner PROPERTY USED IN AGRICULTURAL 8/23-8/30/12P P R O D U C T I O N , A N D A R E 3125919 ABANDONED." Dated: July 26, 2012 HSBC Bank USA, National NOTICE OF INFORMAL PROBATE Association, as Trustee for OF WILL AND APPOINTMENT OF Fremont Home Loan Trust PERSONAL REPRESENTATIVE AND 2006-A, Mortgage-Backed NOTICE TO CREDITORS Certificates, Series 2006-A STATE OF MINNESOTA Randall S. Miller & Associates, PLLC COUNTY OF DAKOTA Attorneys for Assignee of Mortgage/ DISTRICT COURT Mortgagee PROBATE DIVISION One Financial Plaza, FIRST JUDICIAL DISTRICT 120 South Sixth Street, Suite 1100 Court File No. 19HA-PR-12-523 Minneapolis, MN 55402 Estate of Robert James Cooley, Phone: 612-573-3677 Decedent Our File No. 12MN00104-3 Notice is given that an application THIS IS A COMMUNICATION FROM for informal probate of the Decedent’s A DEBT COLLECTOR. A-4276281 07/26/2012, 08/02/2012, will dated June 9, 1973, and codicil(s) 08/09/2012, 08/16/2012, 08/23/2012, to the will, dated [none], and separate writing(s) under Minn. Stat. 524.2-513 08/30/2012 3092321 7/26-8/30/12 dated [none] (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Nathan NOTICE OF INFORMAL PROBATE Brooks Cooley, whose address is: 1288 OF WILL AND INFORMAL CASTLE COURT, GOLDEN VALLEY, APPOINTMENT OF PERSONAL HENNEPIN COUNTY, MINNESOTA, USA REPRESENTATIVE AND NOTICE as personal representative of the TO CREDITORS Estate of the Decedent. Any heir, deviSTATE OF MINNESOTA see or other interested person may be COUNTY OF DAKOTA DISTRICT COURT entitled to appointment as personal FIRST JUDICIAL DISTRICT representative or may object to the PROBATE DIVISION appointment of the personal represenCourt File No.: 19HA-PR-12-541 tative. Unless objections are filed with In Re: Estate of Laverne J. Lander, the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise Decedent. Notice is given that an Application for orders, the personal representative has Informal Probate of Will and Informal full power to administer the Estate Appointment of Personal Representa- including, after 30 days from the date tive was filed with the Registrar, along of issuance of letters, the power to with a Will dated July 31, 2007. The sell, encumber, lease or distribute real Registrar accepted the application and estate. Any objections to the probate of the appointed Jeffrey E. Lander, whose address is 415 Monroe Way NW, Ken- will or appointment of the Personal nesaw, Georgia 30144, to serve as the Representative must be filed with this p e r s o n a l r e p r e s e n t a t i v e o f t h e Court and will be heard by the Court after the filing of an appropriate petidecedent’s estate. Any heir, devisee or other interested tion and proper notice of hearing. Notice is also given that (subject to person may be entitled to appointment as personal representative or Minn. Stat. 524.3-801) all creditors may object to the appointment of the having claims against the Estate are personal representative. Any objection required to present the claims to the to the appointment of the personal personal representative or to the Court representative must be filed with the Administrator within four months after Court, and any properly filed objection the date of this Notice or the claims will be heard by the Court after notice will be barred. Date: 8/15/12 is provided to interested persons of the Heidi Carstensen date of hearing on the objection. Registrar Unless objections are filed, and unless Carolyn M. Renn the Court orders otherwise, the perCourt Administrator sonal representative has the full power to administer the estate, including, Nathan Cooley after thirty (30) days from the issu- 1288 Castle Court ance of letters testamentary, the power Golden Valley, MN 55427 to sell, encumber, lease, or distribute Telephone: 763-232-0462 any interest in real estate owned by nathan.cooley@state.mn.us 3122347 8/23-8/30/12P the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s NOTICE OF MORTGAGE estate are required to present the FORECLOSURE SALE claims to the personal representative THE RIGHT TO VERIFICATION or to the Court within four (4) months after the date of this notice or the OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN claims will be barred. THE TIME PROVIDED BY LAW IS Dated: 8/20/12 NOT AFFECTED BY THIS ACTION. Heidi Carstensen NOTICE IS HEREBY GIVEN, that Registrar default has occurred in conditions of Carolyn M. Renn the following described mortgage: Court Administrator DATE OF MORTGAGE: J u n e 1 7 , John T. Richardson (MN# 146961) 2003 Attorney and Counselor at Law MORTGAGOR: K a r i D . A l t e m a , a 325 Cedar Street, Suite 500 single woman. Saint Paul Minnesota 55101-1017 MORTGAGEE: Mortgage Electronic Telephone: (651) 227-7577 Registration Systems, Inc. Facsimile: (651) 223-5111 DATE AND PLACE OF RECORDING: ATTORNEY FOR PERSONAL REP-

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��� ������ ��� ���� ������ ������ ������� Morgan Mortgage Acquisition Corp. 2005-FRE1 Asset Backed ���������� ���� ��������� DATE AND PLACE OF RECORDING: Recorded July 24, 2003 Dakota County Recorder, Document No. 2083201. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500058970709 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 16566 Flagstaff Avenue West, Lakeville, MN 55068 TAX PARCEL I.D. #: 222117718004 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Donnay's Valley Park 8th COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,506.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 3030-9551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3093322 7/26-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,592.00 MORTGAGOR(S): Latesha L Dahl, A Single Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000164098-7 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 25, 2005, as Document No. 2343473. Said mortgage modified by Loan Modification Agreement recorded March 17,2009 As Document Number 2644347 in the office of the Dakota COUNTY ASSIGNED TO: U.S. Bank National Association, as Trustee relating to J.P. Morgan Mortgage Acquisition Corp.

Pass-Through Certificates. Series 2005-FRE1 Dated: June 12, 2012 , and recorded July 2, 2012 by Document No. 2877668 . LEGAL DESCRIPTION OF PROPERTY: Unit No 116 and Garage No. 73, Carriage Hills Condominium, Condominium File No. 47, Dakota County,Minnesota. PROPERTY ADDRESS: 3420 Golfview Dr, Eagan, MN 55123 PROPERTY I.D: 10-76900-03-016 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twenty-Six Thousand One Hundred Fifty-One and 00/100 ($126,151.00) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 11, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 11, 2013, or the next business day if March 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2012 U.S. Bank National Association, as Trustee relating to J.P. Morgan Mortgage Acquisition Corp. 2005-FRE1 Asset Backed Pass-Through Certificates. Series 2005-FRE1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00533-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4275044 07/26/2012, 08/02/2012, 08/09/2012, 08/16/2012, 08/23/2012, 08/30/2012 3089518 7/26-8/30/12

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 3, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 MORTGAGOR(S): Mitchell D. Fenne & Carolyn A. Fenne, Husband and Wife as Joint Tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Centennial Mortgage and Funding, INC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100232301120019328 SERVICER: Ocwen Loan Servicing, LLC LENDER: Centennial Mortgage and Funding, INC.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 15, 2006, as Document No. 2406223. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: June 1, 2012 , and recorded June 25, 2012 by Document No. 2876307 . LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Royal Woods Third Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 20913 Jenkins Way, Lakeville, MN 55044 PROPERTY I.D: 22-64812-01-060 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy-Two Thousand Eight Hundred Thirty and 46/100 ($272,830.46)

Thirty and 46/100 ($272,830.46) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 11, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 11, 2013, or the next business day if March 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00585-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4275274 07/26/2012, 08/02/2012, 08/09/2012, 08/16/2012, 08/23/2012, 08/30/2012 3089911 7/26-8/30/12

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Julie Williams, Limited 2. Principal Place of Business: 1901 Southcross Drive Unit 1808, Burnsville, MN 55306 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Julie Williams, Limited, 1901 Southcross Drive Unit 1808, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 06/03/2012 Julie Williams 3131654 8/30-9/6/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,800.00 MORTGAGOR(S): Joseph J. Folz, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 05, 2006 Dakota County Recorder Document Number: 2479609 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 18, 2012 Recorded: May 25, 2012 Dakota

Recorded: May 25, 2012 Dakota County Recorder Document Number: 2870520 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700073393304 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20320 Dunbar Ave, Farmington, MN 55024-8114 Tax Parcel ID Number: 14-57600-05-082 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Pine Knoll, excepting that part described as follows: Commencing at the most northwesterly corner of said Lot 8, running thence southeasterly along the southwesterly line of said Lot 8 a distance of 100 feet; running thence easterly in a straight line to a point on the northeasterly line of said Lot 8, said point being 100.325 feet southeasterly of the most northeasterly corner of said Lot 8, running thence northwesterly along said northeasterly line a distance of 100.325 feet to the most northeasterly corner of said Lot 8, running thence westerly along the northwesterly line of said Lot 8, to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,280.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 07, 2013, or the next business day if March 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 26, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025568F01 3092305 7/26-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 7, 2007 MORTGAGOR: Karen E. Williams, a single person and Kiera A. Fernandez, a single person MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded December 19, 2007 Dakota County Recorder, Document No. 2562356. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank,

VICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1220 Summit Oaks Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027300002110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, block 2, Summit Oaks First, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $494,380.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $549,523.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 9, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 3012-001900 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3093392 7/26-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,250.00 MORTGAGOR(S): Nicholas A Walrath, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 30, 2007 Dakota County Recorder Document Number: 2506661 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: May 15, 2012 Recorded: May 18, 2012 Dakota County Recorder Document Number: 2869119 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0010093978-3 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6625 Buckley Cir Apt 206, Inver Grove Heights, MN 55076-2023 Tax Parcel ID Number: 20-81403-02-206 LEGAL DESCRIPTION OF PROPERTY: Unit 206, Buckley Place Condominiums, Condominium File No. 96, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $130,024.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 07, 2013, or the next business day if March 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 26, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025571F01 3090015 7/26-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 10/24/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,500.00 MORTGAGOR(S): Bryan S. Crepeau, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 11/09/2005 as Document Number 2379601 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Troyhill, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 5893 193rd Street W., Farmington, MN 55024 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 14-77500-06-010 ABSTRACT PROPERTY LENDER: U.S. Bank National Association ND RESIDENTIAL MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $302,056.24 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 09/07/2012 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwell-

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owner occupied, single family dwell ing, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 03/07/2013, or the next business day if 03/07/2013 falls on a Saturrday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 07/26/2012 U.S. National Bank Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3093868 7/26-8/30/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-12-3858 Case Type: Partition _______________________________________ Terese Ann Higgins Susan Marie Killeen Jeffrey Allen Waltman Jerome Anthony Waltman Plaintiffs, v. James Andrew Waltman, Defendant. _______________________________________ THIS SUMMONS IS DIRECTED TO: James Andrew Waltman (“Defendant”). 1. Y O U A R E B E I N G S U E D. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Rudawski Law Offices, P.A. 2332 Lexington Avenue North Roseville, MN 55113 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. Y o u m a y wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION . The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. To be included only if this lawsuit affects title to real property: THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota, State of Minnesota, 1105 8th Ave S, South St. Paul, MN 55075 Dated: July 20, 2012 /s/ Jerome Rudawski Plaintiff’s attorney’s signature Atty I.D. #9416X Jerome M. Rudawski and Ryan Wallace Print or type plaintiff’s attorney’s name 3112614 8/16-8/30/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Midwest Industrial Training, Inc. 2. Principal Place of Business: 4476 Lynx Court, Eagan, MN 55123 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Advanced Writing & Illustration, Inc., 4476 Lynx Court, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/10/2012 Larry Schlichting 3124688 8/23-8/30/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-535 Estate of Herbert Sigurd Berg, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Debra Ann Berg, whose address is 15400 Bryant Avenue, Burnsville, MN, 55306 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/21/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Peggy A. Sherman Sherman Law, P.A. 4120 Lexington Way, Suite 110 Eagan, MN, 55123 Attorney License No: 0313671 Telephone: (952) 423-1645 FAX: (651) 289-5022 Email: shermanlawpa@gmail.com 3125430 8/23-8/30/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,585.00 MORTGAGOR(S): Krystal Siegfried, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 15, 2004 Dakota County Recorder Document Number: 2185489 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: January 31, 2012 Recorded: February 13, 2012 Dakota County Recorder Document Number: 2848811 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061904022000019 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 36 Lilac Ln, Farmington, MN 55024-8416 Tax Parcel ID Number: 14-5302-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Bristol Square Third Addition, Common Interest Community No. 258, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,802.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 07, 2013, or the next business day if March 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 26, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025507F01 3092557 7/26-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 8, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,000.00 MORTGAGOR(S): Windy M Lai and Hay H Ko, Wife and Husband, As Joint Tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100488910120441927 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 16, 2007, as Document No. 2497301. Said mortgage modified by Loan Modification Agreement recorded on December 11, 2009 as Document Number 2701840 ASSIGNED TO: Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Dated: June 5, 2012 , and recorded July 2, 2012 by Document No. 2877672 . LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Centennial Ridge, Dakota County, Minnesota. PROPERTY ADDRESS: 1670 Marina Lane, Eagan, MN 55122 PROPERTY I.D: 10-16950-01-170 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Two

THE NOTICE: Four Hundred Two Thousand Seven Hundred Ninety-Two and 31/100 ($402,792.31) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 11, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 11, 2013, or the next business day if March 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2012 Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00587-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4276457 07/26/2012, 08/02/2012, 08/09/2012, 08/16/2012, 08/23/2012, 08/30/2012 3092361 7/26-8/30/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Premier Adventure Club 2. Principal Place of Business: 900 W. 128th St., Suite 208, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Camino Finance, Inc., 900 W. 128th St., Suite 208, Burnsville, MN 55336 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/13/2012 J. Taylor, President 3119983 8/23-8/30/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Anthony Smith, a single person and Laura Shepherd-Lykken, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lehman Brothers Bank, FSB its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508027 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: July 17, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003688295

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������ ������ ������� ���� cation Number: 100025440003688295 plied with ������ all notice��� requirements as Lender or Broker: Lehman Brothers required by statute; That no action or Bank, FSB, a Federal Savings Bank proceeding has been instituted at law Residential Mortgage Servicer: or otherwise to recover the debt Nationstar Mortgage LLC secured by said mortgage, or any part Mortgage Originator: Not Applicable thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the above Property Address: 15066 Dunwood described property will be sold by the Trl, Apple Valley, MN 55124-5855 Sheriff of said county as follows: Tax Parcel ID Number: DATE AND TIME OF SALE: Septem01-76900-06-021 ber 25, 2012 at 10:00 AM LEGAL DESCRIPTION OF PROPPLACE OF SALE:Sheriff's Office, Law ERTY: Unit No. 21, CIC No. 241, Prai- Enforcement Center, 1580 Hwy 55, rie Crossing Villas, Dakota County, Lobby #S-100, Hastings, MN Minnesota to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$166,450.22 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; MN Stat. §580.07. PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: Septem- gagor(s) must vacate the property if the ber 14, 2012 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on March 25, 2013, unless sota the redemption period is reduced to 5 to pay the debt secured by said mort- weeks under MN Stat. Secs. 580.07 or gage and taxes, if any, on said pre- 582.032. mises and the costs and disburseMORTGAGOR(S) RELEASED FROM ments, including attorney fees allowed FINANCIAL OBLIGATION ON MORTby law, subject to redemption within GAGE: None "THE TIME ALLOWED BY LAW FOR six (6) months from the date of said sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns. If the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G March 14, 2013, or the next business OTHER THINGS, THAT THE MORTday if March 14, 2013 falls on a Satur- GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF day, Sunday or legal holiday. Mortgagor(s) released from financial LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL obligation: NONE THIS COMMUNICATION IS FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR ATTEMPT- ABANDONED." Dated: July 24, 2012 ING TO COLLECT A DEBT. ANY Deutsche Bank National Trust INFORMATION OBTAINED WILL BE Company, as Trustee USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T Mortgagee 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 30-11727 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 8/2-9/6/12 CIAL ORDER IS ENTERED UNDER 3101259 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN PRODUCTION, AND ARE ABANDONED. THE TIME PROVIDED BY LAW IS DATED: August 02, 2012 A S S I G N E E O F M O R T G A G E E : NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Nationstar Mortgage, LLC default has occurred in conditions of Wilford, Geske & Cook P.A. the following described mortgage: Attorneys for Assignee of Mortgagee DATE OF MORTGAGE: April 14, 2006 8425 Seasons Parkway, Suite 105 MORTGAGOR: C a r l o s W . T h o m a s Woodbury, MN 55125-4393 and Melissa M. Koenigs, both single. (651) 209-3300 MORTGAGEE: Mortgage Electronic File Number: 025380F01 3099687 8/2-9/6/12 Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 28, 2006 Dakota County Recorder, Document No. 2424185. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE THE RIGHT TO VERIFICATION Assigned to: U.S. Bank National AssoOF THE DEBT AND IDENTITY OF ciation, as Trustee for Structured THE ORIGINAL CREDITOR WITHIN Asset Investment Loan Trust, MortTHE TIME PROVIDED BY LAW IS gage Pass-Through Certificates, Series 2006-4. NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT: Mortgage NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTthe following described mortgage: DATE OF MORTGAGE: September 1, GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002496799 2005 LENDER OR BROKER AND MORTMORTGAGOR: John J. Bathke and GAGE ORIGINATOR STATED ON Susanne M. Bathke, husband and wife. MORTGAGEE: Long Beach Mortgage MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERCompany. DATE AND PLACE OF RECORDING: V I C E R : J P M o r g a n C h a s e B a n k , R e c o r d e d S e p t e m b e r 1 9 , 2 0 0 5 National Association MORTGAGED PROPERTY ADDRESS: Dakota County Recorder, Document 15196 Dupont Path, Apple Valley, MN No. 2362184. A S S I G N M E N T S O F M O R T G A G E : 55124 TAX PARCEL I.D. #: 017690005380 Assigned to: Deutsche Bank National LEGAL DESCRIPTION OF PROPTrust Company, as Trustee for Long ERTY: Beach Mortgage Loan Trust 2006-WL2. Lot 38, Block 5, Tousignant's PraiTRANSACTION AGENT: NONE rie Crossing, Common Interest TRANSACTION AGENT'S MORTCommunity Number 240, Dakota GAGE IDENTIFICATION NUMBER ON County, Minnesota MORTGAGE: NONE COUNTY IN WHICH PROPERTY IS LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: Long Beach Mortgage MORTGAGE: $301,800.00 Company AMOUNT DUE AND CLAIMED TO BE RESIDENTIAL MORTGAGE SERV I C E R : J P M o r g a n C h a s e B a n k , DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTNational Association MORTGAGED PROPERTY ADDRESS: GAGEE: $325,189.75 That prior to the commencement of 699 2nd Avenue, Mendota Heights, MN this mortgage foreclosure proceeding 55118 T A X P A R C E L I . D . # : Mortgagee/Assignee of Mortgagee complied with all notice requirements as 27-41200-060-01 LEGAL DESCRIPTION OF PROP- required by statute; That no action or proceeding has been instituted at law ERTY: Lot 6, Block 1, Kallin Rearrange- o r o t h e r w i s e t o r e c o v e r t h e d e b t ment, according to the recorded plat secured by said mortgage, or any part t h e r e o f , a n d s i t u a t e i n D a k o t a thereof; PURSUANT to the power of sale conCounty, Minnesota. COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above described property will be sold by the LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: DATE AND TIME OF SALE: SeptemMORTGAGE: $211,500.00 AMOUNT DUE AND CLAIMED TO BE ber 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN GAGEE: $234,020.50 That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee complied with all notice requirements as ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ������ ��� ���� ������ ������ ������� Assigned to: U.S. Bank National Asso ciation. ���������� ���� ��������� Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 18, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-12105 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3101184 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-527 In Re: Estate of John Cihunka, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated May 6, 2005. The Registrar accepted the application and appointed John J. Cihunka whose address is 16480 Fernando Way, Rosemount, Minnesota 55068 to serve as personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 8/16, 2012 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Pace Law Office Shara L. Pace MN# 0301048 5151 Edina Industrial Blvd., Suite 650 Edina, Minnesota 55439 Telephone: (952) 746-5667 Facsimile: (952) 746-6112 e-mail: shara@pacelawoffice.com 3121458 8/23-8/30/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 4, 2001 MORTGAGOR: J i l l K . N a s h , a n unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 2, 2001 Dakota County Recorder, Document No. 1816999. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Asso-

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100057400000109597 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pulte Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 15517 Flyboat Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340250174 LEGAL DESCRIPTION OF PROPERTY: Unit No. 174, Common Interest Community No. 282, Regatta Village Homes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,725.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $85,431.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 27, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 25, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001514 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3101364 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2009 MORTGAGOR: A n g e l a I . B l a n k l e y f/k/a Angela I. Korte and Adam F. Blankley, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 30, 2009 Dakota County Recorder, Document No. 2653583. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000477751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, d/b/a Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1018 Ohio Street, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-65750-00-320 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 32, St. Joseph Addition to West St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,479.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $214,458.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11971 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3101396 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA ) COUNTY OF DAKOTA ) DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Case File No. 19HA-PR-12-520 IN RE: ESTATE OF Bonnie C. Lyles, Decedent Date of Death: October 9th, 2009 It is Ordered and Notice is given that on September 25, 2012, at 9:00 am, a hearing will be held in this Court at Dakota County Judicial Center, 1560 Hwy. 55, Hastings MN 55033, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Jeffrey William Lyles, whose address is 1399 Yorkshire Lane, Shakopee MN 55379, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. 524.3-801, ALL CREDITORS having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. DATED: August 14, 2012 Shawn M. Moynihan Judge of District Court KRAHMER & SHAFFER, LTD., Kim A. Shaffer, Attorney ID# 9951X 717 South State Street, Suite 100 Fairmont, MN 56031 Phone (507) 238-4717 Fax (507) 238-4719 3120101 8/23-8/30/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No: 19HA-PR-12-525 In Re: Estate of Gregory Alan Buhl, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Tesha Marie Snook, whose address is 763 22nd Avenue N, South St. Paul, Minnesota 55075, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 8/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Evans Law Office Jennifer Evans #0334510 4660 Slater Road, Suite 250 Telephone: (651) 882-7886 Facsimile: (651) 882-4997 e-mail: jen@jenniferevanslaw.com 3121428 8/23-8/30/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: July 30, 2012 NOTICE IS HEREBY GIVEN THAT: 1. Default has occurred in the conditions of the Statutory Mortgage, Security Agreement and Fixture Financing Statement from Joe Miller Farms, Inc., a Minnesota corporation, and Lisa A. Duoos, a single woman, as Mortgagors, to and in favor of KleinBank, as Mortgagee, dated August 24, 2007, and recorded in the Office of the County Recorder for Dakota County, Minnesota on September 6, 2007 as Document No. 2542393, (the “Mortgage”). 2. The Mortgage has not been assigned. 3. The original principal amount secured by the Mortgage was: $337,500.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $340,999.36. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: That part of the Southwest Quarter of Section 10, Township 113, Range 19, Dakota County, Minnesota, described as follows: Commencing at the southeast corner of said Southwest Quarter; thence South 89 degrees 30 minutes 08 seconds West (assumed bearing) along the south line thereof 164.87 feet to the point of beginning of the land to be described; thence continuing South 89 degrees 30 minutes 08 seconds West along said south line of the Southwest Quarter 1062.71 feet; thence North 26 degrees 38 minutes 51 seconds East 868.23 feet; thence North 89 degrees 30 minutes 08 seconds East 666.59 feet to the intersection with a line that bears North 0 degrees 29 minutes 52 seconds West from the point of beginning; thence South 0 degrees 29 minutes 52 seconds East 772.60 feet to the point of beginning. Together with an easement for driveway purposes across that part of the Southwest Quarter of Section 10, Township 113, Range 19, Dakota County, Minnesota, described as follows: Commencing at the southeast corner of said Southwest Quarter; thence South 89 degrees 30 minutes 08 seconds West (assumed bearing) along the south line thereof 1062.59 feet; thence North 4 degrees 14 minutes 09 seconds East 385.11 feet to the point of beginning of the easement to be described; thence continuing North 4 degrees 14 minutes 09 seconds East 165.23 feet; thence North 42 degrees 43 minutes 58 seconds East 227.36 feet to the intersection with a line that

to the intersection with a line that bears North 26 degrees 38 minutes 51 seconds East from the point of beginning; thence South 26 degrees 38 minutes 51 seconds West 371.22 feet to the point of beginning. Abstract Property Street Address: 1205 – 240th Street W., Farmington, MN 55024 T a x P a r c e l I d e n t i f i c a t i o n N o.: 07-01-000-51-030 will be sold by the Sheriff of Dakota County, Minnesota, at public auction on September 19, 2012, at 10:00 a.m., at the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. 8. The time allowed by law for redemption by Mortgagor(s) or Mortgagor's personal representatives or assigns is twelve months after the date of sale. 9. No person has been released from the financial obligations secured by the Mortgage. 10. If the property is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date and time by which the Mortgagor(s) must vacate the property described herein, if the mortgage is not reinstated under Minnesota Statutes Section 580.30, or the property is not redeemed under Minnesota Statutes Section 580.23, is 11:59 p.m. on September 19, 2013. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE ORIGINAL CREDITOR, WITHIN THE TIME PROVIDED BY LAW, IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Attorney(s) for Mortgagee: /s/ Thomas W. Larkin Thomas W. Larkin Melchert Hubert Sjodin, PLLP 121 West Main Street, Suite 200 Waconia, MN 55387 (952) 442-7700 3101153 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Mark J. Smith and Shannon M. Smith, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, Inc. its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: April 11, 2006 Dakota County Recorder Document Number: 2419597 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: July 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495705642902 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18609 Esquire Way, Farmington, MN 55024-8643 Tax Parcel ID Number: 14-50503-03-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Nelsen Hills Farm 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $476,567.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Satur-

day if March 14, 2013 falls on a Satur day, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011167F04 3100416 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 MORTGAGOR(S): Vicki L. Swan, unmarried MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: October 26, 2006 Dakota County Recorder Document Number: 2471113 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15743 Maple Island Ct, Burnsville, MN 55306-5533 Tax Parcel ID Number: 02-53754-02-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Oak Shores Ninth Addition, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,083.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025705F01 3099711 8/2-9/6/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 1, 2005 MORTGAGOR: Marie Winterburn, a married person. MORTGAGEE: First Franklin, a Division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded April 21, 2005 Dakota County Recorder, Document No. 2314596. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation. And thereafter assigned to: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Bank of Pennsylvania. And thereafter assigned to: Wells Fargo Bank N.A., as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1. And thereafter assigned to: PNC Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin, a Division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 3469 67TH Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204435001310 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 75, Building No. 19, Lot 1, Block 1, Lakebridge Condominium No. 2, Condominium file No. 6, together with all rights accruing thereto pursuant to the Declarations and by laws filed as Document # 397941, floor plans filed as Document # 397942 and Declaration of easements filed as Document # 397943, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,461.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __April 19, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 15, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-242 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3127084 8/30-10/4/12

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 8 , 2006 MORTGAGOR: Thomas G Mielke and Kathryn L Mielke, husband and wife. MORTGAGEE: A s s o c i a t e d B a n k , N.A.. DATE AND PLACE OF RECORDING: Filed September 14, 2006, Dakota County Registrar of Titles, Document No. 597401 on Certificate of Title No. 140846. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Associated Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank FSB MORTGAGED PROPERTY ADDRESS: 6950 Claude Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115308120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 8, South Grove No. 4, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,454.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __February 25, 2013___, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 22, 2012 Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001748 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 16, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 23, 2012 Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001748 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3130051 8/30/12

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2007 MORTGAGOR: Brandon L. Schloegel, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2007 Dakota County Recorder, Document No. 2545234. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0002505768-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1465 Pringle Court, Hastings, M N 55033 T A X P A R C E L I . D . # : 19-19601-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Dakota View Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,471.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-003507 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3126155 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $390,000.00 MORTGAGOR(S): Naryndra Ramadhar, an unmarried man MORTGAGEE: Downey Savings and Loan Association, F.A. DATE AND PLACE OF RECORDING: Recorded: February 16, 2005 Dakota County Recorder Document Number: 2296455 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Dated: December 13, 2005 Recorded: January 03, 2006 Dakota County Recorder Document Number: 2393627 And assigned to: Central Mortgage Company Dated: July 02, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100202690413664444 Lender or Broker: Downey Savings and Loan Association, F.A. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16524 Hyland Ct, Lakeville, MN 55044-4608 Tax Parcel ID Number: 22-34602-03-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Hypointe Crossings, 3rd Addition, DaKota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $474,576.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023627F01 3099262 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 6 , 2009 MORTGAGOR: Christina K. Austin, a single woman. MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded June 1, 2009, Dakota County Recorder, Document No. 2660366 and also filed in the office of the Registrar of Titles June 1, 2009, Document No. T644570 on Certificate of Title No. 143465 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1596 Ashbury Place, Eagan, MN 55122 TAX PARCEL I.D. #: 101435103030 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 3, Block 3 in Blackhawk Glen 2nd Addition, according to the recorded plat thereof lying

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������ ������ ������ ��� ���� BY MORT PAID IF ANY, ING TAXES, to the recorded plat thereof lying ������� South of the South line of the North- GAGEE: $156,041.13 That prior to the commencement of east Quarter of the Southwest Quart e r o f S e c t i o n 1 6 , T o w n s h i p 2 7 , this mortgage foreclosure proceeding Range 23, Dakota County, Minne- Mortgagee/Assignee of Mortgagee complied with all notice requirements as sota. (Torrens cert 107837) required by statute; That no action or AND Lot 3, Block 3, Blackhawk Glen 2nd proceeding has been instituted at law Addition, Dakota County, Minnesota, o r o t h e r w i s e t o r e c o v e r t h e d e b t Except that part lying South of the secured by said mortgage, or any part South line of the Northeast Quarter thereof; PURSUANT to the power of sale conof the Southwest Quarter of Section 1 6 , T o w n s h i p 2 7 , R a n g e 2 3 . tained in said mortgage, the above (Abstract) described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: SeptemORIGINAL PRINCIPAL AMOUNT OF ber 13, 2012 at 10:00 AM MORTGAGE: $272,000.00 PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE: $264,699.99 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: Septem- gagor(s) must vacate the property if the mortgage is not reinstated under secber 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not 55, Hwy 1580 redeemed under section 580.23 is Enforcement Center, 11:59 p.m. on _March 13, Lobby #S-100, Hastings, MN to pay the debt then secured by said 2013_____________________, unless the Mortgage, and taxes, if any, on said redemption period is reduced to 5 premises, and the costs and disburse- weeks under MN Stat. Secs. 580.07 or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 582.032. MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption within six (6) months from the date of FINANCIAL OBLIGATION ON MORTsaid sale by the mortgagor(s), their GAGE: None personal representatives or assigns "THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07. THE MORTGAGOR'S PERSONAL REPTIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on March 27, 2013, unless PROPERTY USED IN AGRICULTURAL the redemption period is reduced to 5 P R O D U C T I O N , A N D A R E weeks under MN Stat. Secs. 580.07 or ABANDONED." Dated: July 10, 2012 582.032. JPMorgan Chase Bank, National MORTGAGOR(S) RELEASED FROM Association FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 MINNESOTA STATUTES, SECTION 3012-001786 FC 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 8/2-9/6/12 GAGED PREMISES ARE IMPROVED 3101246 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." THE RIGHT TO VERIFICATION Dated: July 22, 2012 OF THE DEBT AND IDENTITY OF JPMorgan Chase Bank, National THE ORIGINAL CREDITOR WITHIN Association THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: July 14, 2003 Minneapolis, MN 55416 MORTGAGOR: T h e r e s a A . L i v i n g (952) 925-6888 ston-Kassa, an unmarried person. 12-002905 FC MORTGAGEE:Brier Mortgage CorpoTHIS IS A COMMUNICATION FROM ration. A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 3101318 8/2-9/6/12 Recorded December 1, 2003 Dakota County Recorder, Document No. 2146527. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: CitiMortgage, Inc., sucFORECLOSURE SALE THE RIGHT TO VERIFICATION c e s s o r b y m e r g e r w i t h A B N A m r o OF THE DEBT AND IDENTITY OF Mortgage Group, Inc. TRANSACTION AGENT: NONE THE ORIGINAL CREDITOR WITHIN TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS IDENTIFICATION NUMBER ON GAGE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: NONE LENDER OR BROKER AND MORTdefault has occurred in conditions of GAGE ORIGINATOR STATED ON the following described mortgage: DATE OF MORTGAGE: J u n e 2 6 , MORTGAGE: Brier Mortgage Corporation 2006 RESIDENTIAL MORTGAGE SERMORTGAGOR: D o n a l d M a d l a n d , a VICER: CitiMortgage, Inc. single person. MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic Registration Systems, Inc. 12931 South Harriet Avenue, BurnsDATE AND PLACE OF RECORDING: ville, MN 55337 Recorded July 7, 2006 Dakota T A X P A R C E L I . D . # : C o u n t y R e c o r d e r , D o c u m e n t N o . 02-15180-01-010 2443637. LEGAL DESCRIPTION OF PROPA S S I G N M E N T S O F M O R T G A G E : ERTY: Lot 1, Block 1, Brittany Heights Assigned to: JPMorgan Chase Bank, COUNTY IN WHICH PROPERTY IS National Association. LOCATED: Dakota TRANSACTION AGENT: Mortgage ORIGINAL PRINCIPAL AMOUNT OF Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE: $123,000.00 AMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: 1001770-5050001701-7 LENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE: $86,105.38 That prior to the commencement of MORTGAGE: Cornerstone Mortgage this mortgage foreclosure proceeding Company R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee comV I C E R : J P M o r g a n C h a s e B a n k , plied with all notice requirements as required by statute; That no action or National Association MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 115 Spruce Street West, South St. o r o t h e r w i s e t o r e c o v e r t h e d e b t Paul, MN 55075 secured by said mortgage, or any part TAX PARCEL I.D. #: 364755000030 thereof; PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPERTY: tained in said mortgage, the above Lot 3, Matt's Addition, according to described property will be sold by the the recorded plat thereof and situate Sheriff of said county as follows: in Dakota County, Minnesota. DATE AND TIME OF SALE: SeptemCOUNTY IN WHICH PROPERTY IS ber 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN MORTGAGE: $159,000.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ������ ��� ���� ������ ������ ������� OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED ���������� ���� ��������� to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 28, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-001144 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3101420 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,500.00 MORTGAGOR(S): Shane J Heinen and Jennifer L Heinen, Husband and Wife , As Joint Tenants MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 28, 2005, as Document No. 2364967. ASSIGNED TO: U.S. Bank, National Association as Trustee for the C-BASS Mortgage Loan Asset Backed Certificates, Series 2006-CB2 Dated: September 13, 2005 , and recorded August 21, 2006 by Document No. 2454954. LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 1, LAKE PARK SHORES, DAKOTA COUNTY, MINNESOTA. PROPERTY ADDRESS: 4585 Lake Park Drive, Eagan, MN 55122 PROPERTY I.D: 10-44200-01-020 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy-Five Thousand Three Hundred Sixty-Seven and 46/100 ($275,367.46) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 18, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 18, 2013, or the next business day if March 18, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 2, 2012 U.S. Bank, National Association as Trustee for the C-BASS Mortgage Loan Asset Backed Certificates, Series 2006-CB2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00517-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4279033 08/02/2012, 08/09/2012, 08/16/2012, 08/23/2012, 08/30/2012, 09/06/2012 3098805 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,927.00 MORTGAGOR(S): Adam Coad, husband, and Amanda J. Coad, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 03, 2009 Dakota County Registrar of Titles Document Number: T644927 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: March 13, 2012 Registered: March 20, 2012 Dakota County Registrar of Titles Document Number: T693268 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402928183908 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 134965 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 24 Westchester Sq, Burnsville, MN 55337-2998 Tax Parcel ID Number: 028355101150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, in Westchester 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,789.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025258F01 3132968 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 MORTGAGOR(S): Troy Freesemann and Marlys Freesemann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100029500008828513 SERVICER: Ocwen Loan Servicing, LLC LENDER: Taylor, Bean & Whitaker Mortgage Corp.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 16, 2005, as Document No. 2361327. ASSIGNED TO: Ocwen Loan Servicing LLC Dated: July 10, 2012 , and recorded August 6, 2012 by Document No. 2885380 . LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, River Hills Third Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 11109 Carver, Burnsville, MN 55337 PROPERTY I.D: 02-64102-01-250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred One Thousand Five Hundred Three and 43/100 ($201,503.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 16, 2012 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2013, or the next business day if April 16, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 30, 2012 Ocwen Loan Servicing LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00614-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4290006 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012 3124441 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 8 , 2007 MORTGAGOR: Efrain Elder Salguero, an unmarried person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed September 27, 2007, Dakota County Registrar of Titles, Document No. 617894 on Certificate of Title No. 143499. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000817375124 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1171 Kruse Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 428381002110 LEGAL DESCRIPTION OF PROPERTY: LEGAL DESCRIPTION EXHIBIT “A” THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF DAKOTA, STATE OF MINNESOTA, AND IS DESCRIBED AS FOLLOWS: Exhibit A Lot Nine (9) excepting therefrom the North Thirty two and Eighty five hundredths (32.85) feet, and that part of Lots Ten (10) and Eleven (11) lying North and Northeast of the following described line: Beginning at a point on the West line of said Lot Eleven (11), Twenty (20) feet south of the Northwest corner thereof, thence East at right angles to a point on the Easterly line of said Lot Eleven (11); thence Southeasterly to a point on the Southeasterly line of said Lot Ten (10); midway between the Northeasterly corner and the Southwesterly corner of said Lot Ten (10); all in Block Two (2), Westchester Heights No. 2 Re-arrangement, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for said County and State. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $238,251.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 18, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-11364 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3098838 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2006 MORTGAGOR: Paul M. Crosby and Diane Crosby, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 13, 2006 Dakota County Recorder, Document No. 2437153. ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0001397395-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 2000 Maple Street, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-83752-00-144 LEGAL DESCRIPTION OF PROPERTY: Lot 144, Westwood Third Section COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,806.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-88-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3101170 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2010 MORTGAGOR: K e l l y A A i t k i n , unmarried. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed March 22, 2010, Dakota County Registrar of Titles, Document No. T659458 on Certificate of Title No. 148536. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969619174074 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation, dba Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 18 Garden Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022870302010 LEGAL DESCRIPTION OF PROPERTY: Lot (1), Block Two (2) in Garden Homes Third Addition, according to

Homes Third Addition, according to the recorded plat thereof, and situated in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE $202,482.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,399.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __March 20, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2012 Branch Banking and Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2503 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3095269 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,500.00 MORTGAGOR(S): Jeffrey David Peterson, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First National Bank of Arizona its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 12, 2004 Dakota County Recorder Document Number: 2267052 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: July 12, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001355-1161009639 Lender or Broker: First National Bank of Arizona Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20561 Eastview Ave, Farmington, MN 55024-7322 Tax Parcel ID Number: 14-48760-01-670 LEGAL DESCRIPTION OF PROPERTY: Middle Creek East, Lot 67, Block 1, according to the recorded plat thereof, and situate in Dakota County Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,107.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County

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PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025219F01 3098748 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,800.00 MORTGAGOR(S): Patti A. Stettner and Terry Stettner, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., it successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582655 LOAN MODIFICATION: Dated: August 30, 2011 Registered: October 27, 2011 Document Number: T686166 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: May 23, 2011 Registered: May 27, 2011 Dakota County Registrar of Titles Document Number: T680072 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000038797-4 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 115726 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7529 Borman Ct, Inver Grove Heights, MN 55076-2900 Tax Parcel ID Number: 20-18212-07-012 LEGAL DESCRIPTION OF PROPERTY: That part of Lot One (1), Block Seven (7), COLLEGE HIGHLANDS 3RD ADDITION, according to the recorded plat thereof on file in the office of the County Recorder, Dakota County Minnesota, which lies northeasterly of the following described line: Commencing at the northwesterly corner of said Lot 1, thence southeasterly along the northerly line of said Lot 1 a distance of 38.50 feet to the point of beginning of the line to be described; thence southeasterly deflecting to the right 57 degrees 18 minutes 41 seconds 51.42 feet; thence southeasterly deflecting to the left 27 degrees 59 minutes 22 seconds 96.35 feet to the southeasterly boundary of said Lot 1 and there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,894.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings,

Highway 55, Lobby S 100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 3098906 8/2-9/6/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 7, 2006 MORTGAGOR: Glenn H. Schoonover, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 19, 2006 Dakota County Recorder, Document No. 2446456. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278844930771 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Piper Jaffray Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 6512 154TH Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-55900-05-104 LEGAL DESCRIPTION OF PROPERTY: Unit No. 104, Orchard Pointe Condominiums, CIC No. 311, Together with the benefits contained in Declaration for CIC No. 311 Dated 08/2/00, Filed 12/13/00 As Document No. 1737661 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,471.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 28, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3550 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3109315 8/9-9/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,712.00 MORTGAGOR(S): Cory J. Wagner, an unmarried man and Ashley M. Johnson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 30, 2003 Dakota County Recorder Document Number: 2157846 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 424 Frederick Cir, Hastings, MN 55033-2635 Tax Parcel ID Number: 19-17500-50-606 LEGAL DESCRIPTION OF PROPERTY: Unit Number 606, Hastings Century South, CIC # 336, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,091.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018396F04 3130231 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Patrick M. Hammarsten, unmarried person MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901326 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 227 Ash St W, South Saint Paul, MN 55075-3410 Tax Parcel ID Number: 36-83300-03-060 LEGAL DESCRIPTION OF PROPERTY: Parcel 1 Lot 5, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota Parcel 2 Lot 6, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $110,263.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 25, 2013, or the next business day if February 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 12, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021487F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 24, 2012 at 10:00 AM has been postponed to September 14, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021487F03 3132401 8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 MORTGAGOR: P a m C . J e x , a m a r ried person.

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������ ������ ������� ������ ��� ���� Document Number: 2841908 ried person. Transaction Agent: Mortgage ElecMORTGAGEE: Mortgage Electronic tronic Registration Systems, Inc. Registration Systems, Inc.. Transaction Agent Mortgage IdentifiDATE AND PLACE OF RECORDING: Recorded August 18, 2005 Dakota cation Number: 100015700041428554 Lender or Broker: America's WholeCounty Recorder, Document No. sale Lender 2352455. Residential Mortgage Servicer: Bank ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Asso- of America, N.A. Mortgage Originator: Not Applicable ciation. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. Property Address: 15598 Cornell Trl TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON Apt B, Rosemount, MN 55068-4693 MORTGAGE: 100315900000022128 Tax Parcel ID Number: LENDER OR BROKER AND MORT- 34-81311-01-020 GAGE ORIGINATOR STATED ON LEGAL DESCRIPTION OF PROPM O R T G A G E : R i v e r C i t y M o r t g a g e ERTY: Lot 2, Block 1, Valley Oak AddiCorp. tion Replat No. 2, Dakota County, MinR E S I D E N T I A L M O R T G A G E S E R - nesota VICER: U.S. Bank Home Mortgage, a AMOUNT DUE AND CLAIMED TO BE division of U.S. Bank National Associa- D U E A S O F D A T E O F N O T I C E : tion $126,932.50 MORTGAGED PROPERTY ADDRESS: THAT all pre-foreclosure require17232 Encina Path, Farmington, MN ments have been complied with; that 55024 no action or proceeding has been instiT A X P A R C E L I . D . # : tuted at law or otherwise to recover the 22.18103.07.705 debt secured by said mortgage, or any LEGAL DESCRIPTION OF PROP- part thereof; ERTY: PURSUANT to the power of sale conUnit No. 2705, Common Interest t a i n e d i n s a i d m o r t g a g e , t h e Community No. 402, Cornerstone above-described property will be sold Lake 4th Addition Condominiums, by the Sheriff of said county as folDakota County, Minnesota. lows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: September 21, 2012 at 10:00 AM LOCATED: Dakota PLACE OF SALE: Dakota County ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 HighMORTGAGE: $170,775.00 AMOUNT DUE AND CLAIMED TO BE way 55, Lobby S-100, Hastings, MinneDUE AS OF DATE OF NOTICE, INCLUD- sota ING TAXES, IF ANY, PAID BY MORT- to pay the debt secured by said mortgage and taxes, if any, on said preGAGEE: $159,355.66 That prior to the commencement of mises and the costs and disbursethis mortgage foreclosure proceeding ments, including attorney fees allowed Mortgagee/Assignee of Mortgagee com- by law, subject to redemption within plied with all notice requirements as six (6) months from the date of said required by statute; That no action or sale by the mortgagor(s), their perproceeding has been instituted at law sonal representatives or assigns. or otherwise to recover the debt If the Mortgage is not reinstated secured by said mortgage, or any part under Minn. Stat. §580.30 or the propthereof; erty is not redeemed under Minn. Stat. PURSUANT to the power of sale con- §580.23, the Mortgagor must vacate tained in said mortgage, the above the property on or before 11:59 p.m. on described property will be sold by the March 21, 2013, or the next business Sheriff of said county as follows: day if March 21, 2013 falls on a SaturDATE AND TIME OF SALE: Septem- day, Sunday or legal holiday. ber 28, 2012 at 10:00 AM Mortgagor(s) released from financial PLACE OF SALE:Sheriff's Office, Law obligation: NONE Enforcement Center, 1580 Hwy 55, THIS COMMUNICATION IS FROM Lobby #S-100, Hastings, MN A DEBT COLLECTOR ATTEMPTto pay the debt then secured by said ING TO COLLECT A DEBT. ANY Mortgage, and taxes, if any, on said INFORMATION OBTAINED WILL BE premises, and the costs and disburse- USED FOR THAT PURPOSE. ments, including attorneys' fees THE RIGHT TO VERIFICATION OF allowed by law subject to redemption THE DEBT AND IDENTITY OF THE within six (6) months from the date of ORIGINAL CREDITOR WITHIN THE said sale by the mortgagor(s), their T I M E P R O V I D E D B Y L A W I S N O T personal representatives or assigns AFFECTED BY THIS ACTION. unless reduced to Five (5) weeks under THE TIME ALLOWED BY LAW FOR MN Stat. §580.07. REDEMPTION BY THE MORTGAGOR, TIME AND DATE TO VACATE PROP- THE MORTGAGOR'S PERSONAL REPE R T Y : I f t h e r e a l e s t a t e i s a n RESENTATIVES OR ASSIGNS, MAY BE owner-occupied, single-family dwell- REDUCED TO FIVE WEEKS IF A JUDIing, unless otherwise provided by law, CIAL ORDER IS ENTERED UNDER the date on or before which the mort- MINNESOTA STATUTES, SECTION gagor(s) must vacate the property if the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage is not reinstated under sec- OTHER THINGS, THAT THE MORTtion 580.30 or the property is not GAGED PREMISES ARE IMPROVED redeemed under section 580.23 is WITH A RESIDENTIAL DWELLING OF 11:59 p.m. on March 28, 2013, unless LESS THAN FIVE UNITS, ARE NOT the redemption period is reduced to 5 PROPERTY USED IN AGRICULTURAL weeks under MN Stat. Secs. 580.07 or PRODUCTION, AND ARE ABANDONED. 582.032. DATED: August 09, 2012 MORTGAGOR(S) RELEASED FROM ASSIGNEE OF MORTGAGEE: FINANCIAL OBLIGATION ON MORTTHE BANK OF NEW YORK GAGE: None MELLON FKA THE BANK OF NEW "THE TIME ALLOWED BY LAW FOR YORK AS TRUSTEE FOR THE REDEMPTION BY THE MORTGAGOR, CERTIFICATEHOLDERS OF THE MORTGAGOR'S PERSONAL REPCWALT, INC., ALTERNATIVE RESENTATIVES OR ASSIGNS, MAY BE LOAN TRUST 2004-24CB, REDUCED TO FIVE WEEKS IF A JUDIMORTGAGE PASS THROUGH CIAL ORDER IS ENTERED UNDER CERTIFICATES, SERIES MINNESOTA STATUTES, SECTION 2004-24CB 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Wilford, Geske & Cook P.A. OTHER THINGS, THAT THE MORT- Attorneys for Assignee of Mortgagee GAGED PREMISES ARE IMPROVED 8425 Seasons Parkway, Suite 105 WITH A RESIDENTIAL DWELLING OF Woodbury, MN 55125-4393 LESS THAN FIVE UNITS, ARE NOT (651) 209-3300 PROPERTY USED IN AGRICULTURAL File Number: 023319F01 P R O D U C T I O N , A N D A R E 3108173 8/9-9/13/12 ABANDONED." Dated: July 26, 2012 U.S. Bank National Association NOTICE OF MORTGAGE Mortgagee/Assignee of Mortgagee FORECLOSURE SALE USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE RIGHT TO VERIFICATION Attorneys for Mortgagee/Assignee of DEBT AND IDENTITY OF THE OF Mortgagee THE ORIGINAL CREDITOR WITHIN 4500 Park Glen Road #300 THE TIME PROVIDED BY LAW IS Minneapolis, MN 55416 NOT AFFECTED BY THIS ACTION. (952) 925-6888 NOTICE IS HEREBY GIVEN, that 19 - 19-233-2012 FC default has occurred in conditions of THIS IS A COMMUNICATION FROM the following described mortgage: A DEBT COLLECTOR. DATE OF MORTGAGE: June 4, 2007 3108981 8/9-9/13/12 MORTGAGOR: Heidi M. Koury FKA Heidi M. Schuster and Nicholas L. Koury, wife and husband. NOTICE OF MORTGAGE MORTGAGEE: Mortgage Electronic FORECLOSURE SALE Registration Systems, Inc. NOTICE IS HEREBY GIVEN that DATE AND PLACE OF RECORDING: default has occurred in the conditions Recorded June 21, 2007 Dakota of the following described mortgage: County Recorder, Document No. DATE OF MORTGAGE: August 27, 2525526. 2004 ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF Assigned to: Green Tree Servicing MORTGAGE: $130,400.00 LLC. MORTGAGOR(S): Daniel C. Driscoll, TRANSACTION AGENT: Mortgage a married man Electronic Registration Systems, Inc. MORTGAGEE: Mortgage Electronic TRANSACTION AGENT'S MORTRegistration Systems, Inc., as nomi- GAGE IDENTIFICATION NUMBER ON nee for America's Wholesale Lender, MORTGAGE: 1004184-0161692028-0 its successors and assigns LENDER OR BROKER AND MORTDATE AND PLACE OF RECORDING: GAGE ORIGINATOR STATED ON R e c o r d e d : S e p t e m b e r 2 9 , 2 0 0 4 MORTGAGE: Tradition Mortgage Dakota County Recorder RESIDENTIAL MORTGAGE SERDocument Number: 2253027 VICER: Green Tree Servicing LLC ASSIGNMENTS OF MORTGAGE: MORTGAGED PROPERTY ADDRESS: And assigned to: THE BANK OF NEW 412 3RD Avenue South, South Saint YORK MELLON FKA THE BANK OF Paul, MN 55075 NEW YORK AS TRUSTEE FOR THE T A X P A R C E L I . D . # : CERTIFICATEHOLDERS OF CWALT, 36-64300-11-270 INC., ALTERNATIVE LOAN TRUST LEGAL DESCRIPTION OF PROP2 0 0 4 - 2 4 C B , M O R T G A G E P A S S ERTY: THROUGH CERTIFICATES, SERIES Lot 27, Block 11, Riverside Park 2004-24CB Addition to the City of St. Paul, Dated: November 21, 2011 Dakota County, Minnesota. Recorded: January 11, 2012 Dakota COUNTY IN WHICH PROPERTY IS County Recorder ���������� �� ���� ����� Document Number: 2841908

PUBLIC NOTICE

PUBLIC NOTICE


��� ������ ��� ���� ������ ������ feet to the������� point of beginning. AND ���������� ���� ��������� COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,652.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3108743 8/9-9/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2011 MORTGAGOR: Randall J. Thole, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 6, 2011 Dakota County Recorder, Document No. 2799412. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100187500000369183 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Home Loans, LLC, A Limited Liability Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4967 212TH Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 14-03600-03011 LEGAL DESCRIPTION OF PROPERTY: Legal Description A tract of land in the North One-Half of the Northeast Quarter of Section 36, Township 114, Range 20; Dakota County, Minnesota described as follows: Beginning at a point on the West line of said Northeast Quarter distant 1025.44 feet South of the Northwest corner thereof; thence continuing South along said West line a distance of 188.0 feet to its intersection with the North boundary of the Chicago-Milwaukee-St. Paul & Pacific Railroad; thence East along said North boundary a distance of 144.0 feet; thence North and parallel to said West line of Northeast Quarter a distance of 188.0 feet; thence West and parallel to said North boundary a distance of 144.0 feet to the point of beginning.

The West 144.0 feet of the North Half of the Northeast Quarter, Section 36, Township 114, Range 20, lying South of the North 1025.44 feet, and all that part of the abandoned right-of-way of the Chicago-Milwaukee-St. Paul & Pacific Railroad in the Northeast Quarter of said Section 38 lying East of the West quarter section line and West of the East line of said West 144.0 feet, said right-of-way being shown in Dakota County Recorder’s Document No. 570089. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,633.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,324.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 31, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3655 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3109324 8/9-9/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2009 MORTGAGOR: A b b i M N e g e n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 11, 2009 Dakota County Recorder, Document No. 2663498. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106585970 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20534 Erin Court, Farmington, MN 55024 T A X P A R C E L I . D . # : 14.48701.05.033 LEGAL DESCRIPTION OF PROPERTY: Unit No. 33, CIC No. 319, A Condominium, Middle Creek Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,500.00 AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $67,611.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 4, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 2, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-283-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3108809 8/9-9/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2006 MORTGAGOR: James P. Leffelman and Michelle A. Leffelman, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 12, 2006 Dakota County Recorder, Document No. 2444666. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002629962 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Beulke Mortgage & Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 178 Birnamwood Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-14005-04-030 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Four (4), Birnamwood Plat 6, C.I.C. No. 170, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,153.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2012 at 10:00 AM

5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-001827 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3108724 8/9-9/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Terry Joseph Ryan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Sterling State Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 24, 2003 Dakota County Recorder Document Number: 2036834 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: February 21, 2012 Recorded: May 15, 2012 Dakota County Recorder Document Number: 2868128 And assigned to: Nationstar Mortgage LLC Dated: July 24, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-0000010270-2 Lender or Broker: Sterling State Bank Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14163 Dresden Ct, Apple Valley, MN 55124-7751 Tax Parcel ID Number: 01-31011-05-340 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 5, Greenleaf 12th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,867.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 21, 2013, or the next business day if March 21, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 09, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025013F02 3102100 8/9-9/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 MORTGAGOR: F r a n k P e r i l l i a n d Sandra J. Perilli, Husband and Wife. MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded August 11, 2005 Dakota County Recorder, Document No. 2349998. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 9839 208th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585001100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, The Meadows, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,235.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 4, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2012

Dated: July 7, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2840 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3109338 8/9-9/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 8 , 2005 MORTGAGOR: Craig Arthur Neils, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 19, 2005 Dakota County Recorder, Document No. 2341567. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, Successor in Interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2005-8. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800872727124 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 639 Waterview Cove, Eagan, MN 55123 TAX PARCEL I.D. #: 108350001100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Waterview Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $359,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,623.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 12, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002125 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3133711 8/30-10/4/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $370,000.00 MORTGAGOR(S): Corey G. Thompson and Ruth CW Thompson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 14, 2008 Dakota County Recorder Document Number: 2577671 DATE AND PLACE OF REGISTERING: Registered: March 14, 2008 Dakota County Registrar of Titles Document Number: 625029 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 16, 2012 Registered: March 27, 2012 Dakota County Registrar of Titles Document Number: T693591 And assigned to: Bank of America, N.A. Dated: August 21, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700030144573 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144431 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9297 Tyne Ln, Inver Grove Heights, MN 55077-4437 Tax Parcel ID Number: 20-18405-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Coventry Pass 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $386,659.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024858F01 3131565 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 21, 2005 MORTGAGOR: D a v i d W B a t t l e s , a

MORTGAGOR: D a v i d W B a t t l e s , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 11, 2005 Dakota County Recorder, Document No. 2369652. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- 15. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700057853927 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 720 2nd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 147700004102 LEGAL DESCRIPTION OF PROPERTY: The East 108.8 feet of the South 40 feet of Lot 8 and the East 108.8 feet of Lots 9 and 10, all in Block 4, Town of Farmington. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $214,225.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __March 21, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2012 The Bank of New York Mellon fka The Bank of New York, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-19-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3108749 8/9-9/13/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,100.00 MORTGAGOR(S): Spencer Schnacky and Rebecca Schnacky, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. As nominee for First NLC Financial Services, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100195910000412307 SERVICER: Ocwen Loan Servicing, LLC LENDER: First NLC Financial Services, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 12, 2005, as Document No. 2312210.

2312210. ASSIGNED TO: DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee under POOLING AND SERVICING AGREEMENT Dated as of May 1, 2005 MORGAN STANLEY HOME EQUITY LOAN TRUST 2005-2 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-2 Dated: October 19, 2011 , and recorded February 3, 2012 by Document No. 2846388. LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 1, Judicial Woods, according to the plat thereof on file or of record in the office of the county Recorder, Dakota County, Minnesota. PROPERTY ADDRESS: 13229 Court Place, Burnsville, MN 55337 PROPERTY I.D: 02-40700-01-210 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fourteen Thousand Five Hundred Six and 00/100 ($214,506.00) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 2, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 2, 2013, or the next business day if April 2, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 16, 2012 DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee under POOLING AND SERVICING AGREEMENT Dated as of May 1, 2005 MORGAN STANLEY HOME EQUITY LOAN TRUST 2005-2 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00749-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4284249 08/16/2012, 08/23/2012, 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012 3109273 8/16-9/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 4 , 2004 MORTGAGOR: Teresa J. Nelson and Daniel W. Nelson, as wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 25, 2004 Dakota County Recorder, Document No. 2189115. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074361981 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14400 Bayberry Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 341470301180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Bloomfield 4th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,484.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORT GAGEE: $291,416.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __April 2, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003075 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3116759 8/16-9/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,609.00 MORTGAGOR(S): Ken Brown, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Plaza Home Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 08, 2009 Dakota County Registrar of Titles Document Number: T650487 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: October 11, 2011 Registered: October 25, 2011 Dakota County Registrar of Titles Document Number: T686063 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100109800001183228 Lender or Broker: Plaza Home Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147386 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12501 Nicollet Ave Unit 118, Burnsville, MN 55337-5902 Tax Parcel ID Number: 02-90630-05-118 LEGAL DESCRIPTION OF PROPERTY: Unit No. 118, CIC No. 572, Park Crest On Nicollet, a common interest community, located in the County of Dakota, State of Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,709.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

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������ ������ ��� ����IS FROM Law Enforcement Center, ������ 1580 High ������� THIS COMMUNICATION way 55, Lobby S-100, Hastings, Minne- A DEBT COLLECTOR ATTEMPTsota ING TO COLLECT A DEBT. ANY to pay the debt secured by said mort- INFORMATION OBTAINED WILL BE gage and taxes, if any, on said pre- USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF mises and the costs and disbursements, including attorney fees allowed THE DEBT AND IDENTITY OF THE by law, subject to redemption within ORIGINAL CREDITOR WITHIN THE six (6) months from the date of said T I M E P R O V I D E D B Y L A W I S N O T sale by the mortgagor(s), their per- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR sonal representatives or assigns. If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, under Minn. Stat. §580.30 or the prop- THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER March 28, 2013, or the next business MINNESOTA STATUTES, SECTION day if March 28, 2013 falls on a Satur- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTday, Sunday or legal holiday. Mortgagor(s) released from financial GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF obligation: NONE THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY PRODUCTION, AND ARE ABANDONED. DATED: August 16, 2012 INFORMATION OBTAINED WILL BE ASSIGNEE OF MORTGAGEE: USED FOR THAT PURPOSE. Deutsche Bank National Trust THE RIGHT TO VERIFICATION OF Company, as Trustee for NovaStar THE DEBT AND IDENTITY OF THE Mortgage Funding Trust, Series ORIGINAL CREDITOR WITHIN THE 2007-1 NovaStar Home Equity TIME PROVIDED BY LAW IS NOT Loan Asset-Backed Certificates, AFFECTED BY THIS ACTION. Series 2007-1 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, Wilford, Geske & Cook P.A. THE MORTGAGOR'S PERSONAL REP- Attorneys for Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 8425 Seasons Parkway, Suite 105 REDUCED TO FIVE WEEKS IF A JUDI- Woodbury, MN 55125-4393 CIAL ORDER IS ENTERED UNDER (651) 209-3300 MINNESOTA STATUTES, SECTION File Number: 022794F01 8/16-9/20/12 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 3114031 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION OF PRODUCTION, AND ARE ABANDONED. THE DEBT AND IDENTITY OF THE DATED: August 16, 2012 A S S I G N E E O F M O R T G A G E E : ORIGINAL CREDITOR WITHIN THE Bank of America, N.A., successor TIME PROVIDED BY LAW IS NOT by merger to BAC Home Loans AFFECTED BY THIS ACTION. Servicing, LP FKA Countrywide NOTICE IS HEREBY GIVEN: That default has occurred in the condiHome Loans Servicing, LP tions of the following described mortWilford, Geske & Cook P.A. gage: Attorneys for Assignee of Mortgagee DATE OF MORTGAGE: October 8425 Seasons Parkway, Suite 105 26, 2007 Woodbury, MN 55125-4393 MORTGAGOR: Matt McMillan, a (651) 209-3300 single person File Number: 025768F01 MORTGAGEE: Affinity Plus Fed3115065 8/16-9/20/12 eral Credit Union, a credit union organized under the laws of the United States of America NOTICE OF MORTGAGE DATE AND PLACE OF RECORDFORECLOSURE SALE ING: Recorded November 13, 2007, in N O T I C E I S H E R E B Y G I V E N t h a t the office of the County Recorder, as default has occurred in the conditions D o c u m e n t N o . 2 5 5 5 9 7 9 , D a k o t a of the following described mortgage: County, Minnesota. DATE OF MORTGAGE: December 20, MORTGAGED PROPERTY 2006 A D D R E S S : 1057 Beatrice Street, ORIGINAL PRINCIPAL AMOUNT OF Eagan, Minnesota 55121 MORTGAGE: $231,800.00 TAX PARCEL I.D. NOS. MORTGAGOR(S): Sandra V. Cortez, a 10-47750-02-240 single person LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Lot 24, Block 2, McKee AddiRegistration Systems, Inc., as nomi- tion, Dakota County, Minnesota. nee for Novastar Mortgage, Inc., its COUNTY IN WHICH PROPERTY IS successors and assigns LOCATED: Dakota DATE AND PLACE OF RECORDING: ORIGINAL PRINCIPAL AMOUNT Recorded: January 09, 2007 Dakota OF MORTGAGE: $190,000.00 County Recorder AMOUNT DUE AND CLAIMED TO Document Number: 2486727 BE DUE AS OF DATE OF NOTICE, ASSIGNMENTS OF MORTGAGE: INCLUDING TAXES, IF ANY, PAID And assigned to: Deutsche Bank BY MORTGAGEE: $178,977.63 National Trust Company, as Trustee INTEREST RATE AND PER DIEM: for NovaStar Mortgage Funding Trust, Current interest rate is 5.25%, with a Series 2007-1 NovaStar Home Equity daily per diem of $25.74. Loan Asset-Backed Certificates, Series That prior to commencement of this 2007-1 mortgage foreclosure proceeding MortDated: July 30, 2012 gagee complied with all notice Transaction Agent: Mortgage Elec- r e q u i r e m e n t s b y s t a t u t e ; T h a t n o tronic Registration Systems, Inc. action or proceeding has been instiTransaction Agent Mortgage Identifi- tuted at law or otherwise to recover the cation Number: 100080190062488721 debt secured by said mortgage or any Lender or Broker: Novastar Mort- part thereof; gage, Inc. PURSUANT to the power of sale conR e s i d e n t i a l M o r t g a g e S e r v i c e r : tained in said mortgage, the above Ocwen Loan Servicing, LLC described property will be sold by the Mortgage Originator: Not Applicable Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: OctoLOCATED: Dakota ber 5, 2012, at 10:00 am. Property Address: 127 17th Ave S, PLACE OF SALE: Dakota County South Saint Paul, MN 55075-2143 Sheriff's Office, Law Enforcement CenT a x P a r c e l I D N u m b e r : ter, 1580 Highway 55, Hastings, Min368390004240 nesota 55033, to pay the debt then L E G A L D E S C R I P T I O N O F P R O P - secured by said Mortgage, taxes, if any, ERTY: All of Lot 23, except the South on said premises, and the costs and .52 feet thereof and Lot 24 except the disbursements, including attorneys' North 30 feet thereof in Block 4, of fees allowed by law subject to redempWharton & Millers Addition to South tion within six (6) months from the St. Paul, according to the recorded plat date of said sale by the mortgagor(s), thereof their personal representatives or AMOUNT DUE AND CLAIMED TO BE assigns. DUE AS OF DATE OF NOTICE: DATE AND TIME MORTGAGOR $228,227.04 MUST VACATE THE PREMISES: THAT all pre-foreclosure require- April 5, 2013, at 11:59 p.m. ments have been complied with; that "THE TIME ALLOWED BY LAW no action or proceeding has been insti- FOR REDEMPTION BY THE MORTtuted at law or otherwise to recover the GAGOR, THE MORTGAGOR'S PERdebt secured by said mortgage, or any S O N A L R E P R E S E N T A T I V E S O R part thereof; ASSIGNS, MAY BE REDUCED TO PURSUANT to the power of sale con- FIVE (5) WEEKS IF A JUDICIAL t a i n e d i n s a i d m o r t g a g e , t h e ORDER IS ENTERED UNDER MINabove-described property will be sold N E S O T A S T A T U T E S , S E C T I O N by the Sheriff of said county as fol- 582.032, DETERMINING, AMONG lows: OTHER THINGS, THAT THE DATE AND TIME OF SALE: Septem- M O R T G A G E D P R E M I S E S A R E ber 28, 2012 at 10:00 AM IMPROVED WITH A RESIDENTIAL PLACE OF SALE: Dakota County DWELLING OF LESS THAN FIVE Law Enforcement Center, 1580 High- UNITS, ARE NOT PROPERTY USED way 55, Lobby S-100, Hastings, Minne- IN AGRICULTURAL PRODUCTION, sota AND ARE ABANDONED." to pay the debt secured by said mortDated: August 20, 2012 gage and taxes, if any, on said pre- MESSERLI & KRAMER P.A. mises and the costs and disburse- By:/s/ Creig Andreasen ments, including attorney fees allowed Creig Andreasen (Lic. #334832) by law, subject to redemption within 1 400 Fifth Street Towers six (6) months from the date of said 100 South Fifth Street sale by the mortgagor(s), their per- Minneapolis, MN 55402-1217 sonal representatives or assigns. (612) 672-3600 If the Mortgage is not reinstated Attorney in Fact for under Minn. Stat. §580.30 or the prop- Affinity Plus Federal Credit Union erty is not redeemed under Minn. Stat. IMPORTANT NOTICE §580.23, the Mortgagor must vacate This communication is from a debt the property on or before 11:59 p.m. on collector and is an attempt to collect a March 28, 2013, or the next business debt. Any information obtained will be day if March 28, 2013 falls on a Satur- used for that purpose. day, Sunday or legal holiday. 312392 8/23-9/27/12 Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,325.00 MORTGAGOR(S): Ryan B. Sandbo, a single person and Gina E. Geurs, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 04, 2008 Dakota County Recorder Document Number: 2611312 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 21, 2011 Recorded: July 06, 2011 Dakota County Recorder Document Number: 2808393 And assigned to: SunTrust Mortgage, Inc. Dated: July 22, 2011 Recorded: August 01, 2011 Dakota County Recorder Document Number: 2812454 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402289378436 Lender or Broker: Suntrust Mortgage, Inc Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12716 Apple View Ln, Burnsville, MN 55337-3710 Tax Parcel ID Number: 02-18333-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Country View Estates Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $305,955.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 12, 2013, or the next business day if April 12, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020118F02 3132915 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 MORTGAGOR(S): Ronald D Wade and Cheryl L Wade, Husband and Wife MORTGAGEE: Mortgage Electronic

for Aegis Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100055140029839772 SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporaton. DATE AND PLACE OF FILING: Recorded on February 2, 2007, as Document No. 2493615, Said mortgage modified by Loan Modification Agreement recorded on December 15, 2010 as Document Number 2772586 Dakota County Minnesota, Recorder. ASSIGNED TO: U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2007, GSAMP Trust 2007-HE2, Mortgage Pass-Through Certificates, Series 2007-HE2 Dated: June 21, 2012 , and recorded July 16, 2012 by Document No. 2880497. LEGAL DESCRIPTION OF PROPERTY: LOT 4, BLOCK 6, DAKOTA COUNTY ESTATES, DAKOTA COUNTY, MINNESOTA. PROPERTY ADDRESS: 5370 Upper 182nd St W, Farmington, MN 55024 PROPERTY I.D: 14-19500-06-040 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifty-Six Thousand Five Hundred Four and 36/100 ($256,504.36) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 2, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 2, 2013, or the next business day if April 2, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 16, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2007, GSAMP Trust 2007-HE2, Mortgage Pass-Through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00548-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4284494 08/16/2012, 08/23/2012, 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012 3110398 8/16-9/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 0 , 2006 MORTGAGOR: Nicholas R. Wolf III and Rebecca Wolf, Non -Vested Spouse husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 20, 2006 Dakota County Recorder, Document No. 2469558. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. . TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520037520634 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 186 River Woods Lane, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-77003-05-030 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 3, Block 5, Townhouse Villages at River Woods 4th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,815.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,989.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE:October 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 7, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-112-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3116522 8/16-9/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 6, 2003 MORTGAGOR: Kathleen M. Stein, a single person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Filed July 24, 2003, Dakota County Registrar of Titles, Document No. 0507337 on Certificate of Title No. 122758. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4 7 2 9 W e s t W i n d T r a i l , E a g a n , MN 55122 TAX PARCEL I.D. #: 105675003080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Park Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,137.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 2, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3006 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3116564 8/16-9/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 MORTGAGOR: Jeffrey S. Jaworski, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 24, 2003 Dakota County Recorder, Document No. 2004604. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030474950 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 653 4TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367510016140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 16, Tarbox Addition to South St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $86,284.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __April 3, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3116746 8/16-9/20/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2003 MORTGAGOR: T h o m a s L B a s t i a n and Paula M Bastian, husband and wife. MORTGAGEE: C e n d a n t M o r t g a g e Corporation D/B/A Burnet Home Loans . DATE AND PLACE OF RECORDING: Recorded August 18, 2003 Dakota County Recorder, Document No. 2096250. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation D/B/A Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4751 Bryce Avenue East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.50350.02.070 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the south 20 feet of Lot 6, Block2, Nabersberg's addition to Saint Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,275.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 16, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 15, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002000 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125527 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 MORTGAGOR: Shawn Day, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 8, 2007 Dakota County Recorder, Document No. 2486535. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022601308863 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 17011 Hayes Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221715206110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Cherrywood Heights Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,585.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 6, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee

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Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-002237 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3121586 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $347,506.00 MORTGAGOR(S): Michelle L. Popel, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 20, 2009 Dakota County Recorder Document Number: 2679473 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21380 Hytrail Cir, Lakeville, MN 55044-6035 Tax Parcel ID Number: 22-72501-04-200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 4, Stone Borough Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $372,748.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 07, 2013, or the next business day if March 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 26, 2012 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025430F01 3092286 7/26-8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 2, 2010 MORTGAGOR: D a n i e l R . B e l l a n d Thu-Tri T. Bell, husband and wife. MORTGAGEE: Fifth Third Mortgage Company. DATE AND PLACE OF RECORDING: Recorded July 26, 2010 Dakota County Recorder, Document No. 2742517. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fifth Third Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Fifth Third Mortgage Company MORTGAGED PROPERTY ADDRESS: 12962 Morgan Place, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-19502-02-250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2, Dakota Place 3rd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,097.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,281.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 12, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 15, 2012 Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-001422 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125646 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,500.00 MORTGAGOR(S): Diana R. Walker, an unmarried woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: October 02, 2007 Dakota County Recorder Document Number: 2547756 ASSIGNMENTS OF MORTGAGE: And assigned to: Reverse Mortgage Solutions Inc. Dated: March 27, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 432 Pleasant Dr, Hastings, MN 55033-1508 Tax Parcel ID Number: 19-83952-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Whispering Oaks 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,873.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 07, 2013, or the next business day if October 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025290F01 3124858 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 MORTGAGOR(S): John N Loesch, Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Popular Financial Services, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 1000466-0000442038-7 SERVICER: Ocwen Loan Servicing, LLC LENDER: Popular Financial Services, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on June 3, 2004, as Document No. 538668. ASSIGNED TO: The Bank of New York Mellon f/k/a The Bank of New York as successor in interest to JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2004-5 Dated: May 8, 2009 , and recorded May 15, 2009 by Document No. T643761 . LEGAL DESCRIPTION OF PROPERTY: LOT TWELVE (12), BLOCK ONE (1), BIRCHWOOD TOWNHOMES, ACCORDING TO THE RECORDED PLAT THEREOF. PROPERTY ADDRESS: 410 Ash Street, Hastings, MN 55033 PROPERTY I.D: 19-14000-01-120 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifteen Thousand One Hundred Thirty-Four and 62/100 ($115,134.62) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 9, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 9, 2013, or the next business day if April 9, 2013 falls on a

business day if April 9, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2012 The Bank of New York Mellon f/k/a The Bank of New York as successor in interest to JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Popular ABS, Inc. Mortgage Pass-Through Certificates Series 2004-5 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00683-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4286782 08/23/2012, 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012 3116694 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 MORTGAGOR: Michael W. Moebeck, a single person. MORTGAGEE:Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded June 12, 2007 Dakota County Recorder, Document No. 2523507. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7612 157th Street West, Unit C, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.49108.02.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Morningview Ninth Addition, together with appurtenant easements created pursuant Declaration, Document No. 1210753 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,057.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

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NOTICE OF MORTGAGE Dated: August 9, 2012 FORECLOSURE SALE Green Tree Servicing LLC NOTICE IS HEREBY GIVEN that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in the conditions Attorneys for Mortgagee/Assignee of of the following described mortgage: DATE OF MORTGAGE: September Mortgagee 26, 2005 4500 Park Glen Road #300 ORIGINAL PRINCIPAL AMOUNT OF Minneapolis, MN 55416 MORTGAGE: $176,000.00 (952) 925-6888 MORTGAGOR(S): Benjamin Rivera 8 - 12-003551 FC THIS IS A COMMUNICATION FROM and Elia Cervantes, husband and wife MORTGAGEE: Mortgage Electronic A DEBT COLLECTOR. 3124287 8/23-9/27/12 Registration Systems, Inc. as nominee for Homecomings Financial Network, Inc., its successors and assigns DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Recorded: October 17, 2005 Dakota FORECLOSURE SALE County Recorder THE RIGHT TO VERIFICATION Document Number: 2371532 OF THE DEBT AND IDENTITY OF ASSIGNMENTS OF MORTGAGE: THE ORIGINAL CREDITOR WITHIN And assigned to: Nationstar MortTHE TIME PROVIDED BY LAW IS gage LLC NOT AFFECTED BY THIS ACTION. Dated: July 16, 2012 NOTICE IS HEREBY GIVEN, that Transaction Agent: Mortgage Elecdefault has occurred in conditions of tronic Registration Systems, Inc. the following described mortgage: Transaction Agent Mortgage IdentifiDATE OF MORTGAGE: O c t o b e r 3 1 , cation Number: 100062604257442089 2008 Lender or Broker: Homecomings MORTGAGOR: Christina M Peterson, Financial Network, Inc. a single person. Residential Mortgage Servicer: MORTGAGEE: Mortgage Electronic Nationstar Mortgage LLC Registration Systems, Inc.. Mortgage Originator: Not Applicable DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded November 3, 2008 Dakota LOCATED: Dakota County Recorder, Document No. Property Address: 14575 Cameo Ave 2620988. W, Rosemount, MN 55068-4443 ASSIGNMENTS OF MORTGAGE: Tax Parcel ID Number: Assigned to: U.S. Bank National Asso- 34-64700-01-340 ciation. LEGAL DESCRIPTION OF PROPTRANSACTION AGENT: Mortgage ERTY: Lot 33 and the North 1/2 of Lot Electronic Registration Systems, Inc. 34, Block 1, Rose Park Addition to T R A N S A C T I O N A G E N T ' S M O R T - Rosemount, according to the recorded GAGE IDENTIFICATION NUMBER ON plat thereof, and situate in Dakota MORTGAGE: 100199600012346421 County, Minnesota. Together with an LENDER OR BROKER AND MORT- easement for Driveway Purposes over G A G E O R I G I N A T O R S T A T E D O N that part of Lots 40 and 41, Auditors' MORTGAGE: Advisors Mortgage, LLC Subdivision No. 1, Rosemount, R E S I D E N T I A L M O R T G A G E S E R - described as follows: Beginning at the VICER: U.S. Bank Home Mortgage, a S o u t h e a s t c o r n e r o f s a i d L o t 4 0 ; division of U.S. Bank National Associa- t h e n c e o n a n a s s u m e d b e a r i n g o f tion North a distance of 3.40 feet along the MORTGAGED PROPERTY ADDRESS: East line of said Lot 40; thence North 513 Vermillion Street, Hastings, MN 89 degrees 10 minutes 19 seconds 55033 West 42.00 feet; thence South 81 TAX PARCEL I.D. #: 193215036065 degrees 31 minutes 43 seconds west LEGAL DESCRIPTION OF PROP- 16.17 feet to the West line of the East ERTY: 3.00 feet of said Lot 41; thence South Lot 5, Block 36, Except the South along said West line 2.65 feet to the 91.58 feet thereof; and Lot 6, Block Southwest corner of said East 3.00 feet 36, except the following parcels: The of Lot 41; thence North 88 degrees 59 South 65 feet of the East 55 feet; and minutes 12 seconds East along the the South 91.58 feet thereof lying South line of said Lots 40 and 41 a disWest of the East 55 feet, Town of tance of 58.00 feet to the point of Hastings, Dakota County, Minnesota. beginning. COUNTY IN WHICH PROPERTY IS AMOUNT DUE AND CLAIMED TO BE LOCATED: Dakota DUE AS OF DATE OF NOTICE: ORIGINAL PRINCIPAL AMOUNT OF $189,367.69 MORTGAGE: $123,371.00 THAT all pre-foreclosure AMOUNT DUE AND CLAIMED TO BE requirements have been complied with; DUE AS OF DATE OF NOTICE, INCLUD- that no action or proceeding has been ING TAXES, IF ANY, PAID BY MORT- i n s t i t u t e d a t l a w o r o t h e r w i s e t o GAGEE: $134,920.33 recover the debt secured by said That prior to the commencement of mortgage, or any part thereof; this mortgage foreclosure proceeding PURSUANT to the power of sale Mortgagee/Assignee of Mortgagee com- c o n t a i n e d i n s a i d m o r t g a g e , t h e plied with all notice requirements as above-described property will be sold required by statute; That no action or b y t h e S h e r i f f o f s a i d c o u n t y a s proceeding has been instituted at law follows: or otherwise to recover the debt DATE AND TIME OF SALE: October secured by said mortgage, or any part 12, 2012 at 10:00 AM thereof; PLACE OF SALE: Dakota County PURSUANT to the power of sale con- L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 tained in said mortgage, the above Highway 55, Lobby S-100, Hastings, described property will be sold by the Minnesota Sheriff of said county as follows: to pay the debt secured by said DATE AND TIME OF SALE: October mortgage and taxes, if any, on said 18, 2012 at 10:00 AM premises and the costs and PLACE OF SALE:Sheriff's Office, Law disbursements, including attorney fees Enforcement Center, 1580 Hwy 55, allowed by law, subject to redemption Lobby #S-100, Hastings, MN within six (6) months from the date of to pay the debt then secured by said said sale by the mortgagor(s), their Mortgage, and taxes, if any, on said personal representatives or assigns. premises, and the costs and disburseIf the Mortgage is not reinstated ments, including attorneys' fees under Minn. Stat. §580.30 or the allowed by law subject to redemption property is not redeemed under Minn. within six (6) months from the date of Stat. §580.23, the Mortgagor must said sale by the mortgagor(s), their vacate the property on or before 11:59 personal representatives or assigns p.m. on April 12, 2013, or the next unless reduced to Five (5) weeks under business day if April 12, 2013 falls on MN Stat. §580.07. a Saturday, Sunday or legal holiday. TIME AND DATE TO VACATE PROPMortgagor(s) released from financial E R T Y : I f t h e r e a l e s t a t e i s a n obligation: NONE owner-occupied, single-family dwellTHIS COMMUNICATION IS FROM ing, unless otherwise provided by law, A DEBT COLLECTOR ATTEMPTING the date on or before which the mort- T O C O L L E C T A D E B T . A N Y gagor(s) must vacate the property if the INFORMATION OBTAINED WILL BE mortgage is not reinstated under sec- USED FOR THAT PURPOSE. tion 580.30 or the property is not THE RIGHT TO VERIFICATION OF redeemed under section 580.23 is THE DEBT AND IDENTITY OF THE 11:59 p.m. on April 18, 2013, unless ORIGINAL CREDITOR WITHIN THE the redemption period is reduced to 5 T I M E P R O V I D E D B Y L A W I S N O T weeks under MN Stat. Secs. 580.07 or AFFECTED BY THIS ACTION. 582.032. THE TIME ALLOWED BY LAW FOR MORTGAGOR(S) RELEASED FROM REDEMPTION BY THE MORTGAGOR, FINANCIAL OBLIGATION ON MORT- T H E M O R T G A G O R ' S P E R S O N A L GAGE: None REPRESENTATIVES OR ASSIGNS, "THE TIME ALLOWED BY LAW FOR MAY BE REDUCED TO FIVE WEEKS IF REDEMPTION BY THE MORTGAGOR, A J U D I C I A L O R D E R I S E N T E R E D THE MORTGAGOR'S PERSONAL REP- U N D E R M I N N E S O T A S T A T U T E S , RESENTATIVES OR ASSIGNS, MAY BE SECTION 582.032, DETERMINING, REDUCED TO FIVE WEEKS IF A JUDI- AMONG OTHER THINGS, THAT THE CIAL ORDER IS ENTERED UNDER M O R T G A G E D P R E M I S E S A R E MINNESOTA STATUTES, SECTION I M P R O V E D W I T H A R E S I D E N T I A L 582.032, DETERMINING, AMONG DWELLING OF LESS THAN FIVE OTHER THINGS, THAT THE MORT- UNITS, ARE NOT PROPERTY USED IN GAGED PREMISES ARE IMPROVED AGRICULTURAL PRODUCTION, AND WITH A RESIDENTIAL DWELLING OF ARE ABANDONED. LESS THAN FIVE UNITS, ARE NOT DATED: August 30, 2012 PROPERTY USED IN AGRICULTURAL ASSIGNEE OF MORTGAGEE: P R O D U C T I O N , A N D A R E Nationstar Mortgage LLC ABANDONED." Wilford, Geske & Cook P.A. Dated: August 8, 2012 Attorneys for Assignee of Mortgagee U.S. Bank National Association 8425 Seasons Parkway, Suite 105 Mortgagee/Assignee of Mortgagee Woodbury, MN 55125-4393 USSET, WEINGARDEN AND LIEBO, P.L.L.P. (651) 209-3300 Attorneys for Mortgagee/Assignee of File Number: 025401F01 Mortgagee 3131594 8/30-10/4/12 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001281 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125862 8/23-9/27/12

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 MORTGAGOR(S): Eric C Solem and Michelle Solem, Husband and Wife MORTGAGEE: Aames Funding Corporation DBA Aames Home Loan SERVICER: Ocwen Loan Servicing, LLC LENDER: Aames Funding Corporation DBA Aames Home Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on May 18, 2006, as Document No. 2430892. Said mortgage modified by Loan Modification Agreement recorded June 09, 2010 As Document Number 2734398 in the office of the Ramsey County ASSIGNED TO: U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4, Mortgage Pass-Through Certificates, Series 2006-HE4 Dated: July 9, 2012 , and recorded July 31, 2012 by Document No. 2884018. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Riverwood 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota PROPERTY ADDRESS: 3566 Village Trail, Hastings, MN 55033 PROPERTY I.D: 19-64381-02-040 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifty-Seven Thousand Nine Hundred Thirty-Seven and 94/100 ($257,937.94) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 16, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2013, or the next business day if April 16, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 30, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4, Mortgage Pass-Through Certificates, Series 2006-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00510-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4288935 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012 3120353 8/30-10/4/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2009 MORTGAGOR: C a r l o s A . P a l a c i o s and Silvana B. Palacios, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 29, 2010 Dakota County Recorder, Document No. 2727351.

MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000512748 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage, A Minnesota Banking Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 801 132nd Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 025660009050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 9, Parkwood South 1st Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,487.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,059.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 9 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 9, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-11132 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125670 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,780.00 MORTGAGOR(S): Jester Bufete Clavecilla and Darryl Benjamin Clavecilla, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 13, 2009 Dakota County Recorder Document Number: 2649868 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829822 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0003597058-4 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4899 Bisset Ln #

Property Address: 4899 Bisset Ln # 7710, Inver Grove Heights, MN 55076-1319 Tax Parcel ID Number: 20-44026-07-710 LEGAL DESCRIPTION OF PROPERTY: Unit Number 7710, Lafayette Park East, CIC #434, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,046.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 05, 2013, or the next business day if April 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025495F01 3120073 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 11, 2007. MORTGAGOR(S): Cheree H. Johnson and Steffan Johnson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc. DATE AND PLACE OF RECORDING: Filed July 27, 2007, Dakota County Recorder, Document No. 2533508. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated July 17, 2012, filed for record July 31, 2012, as Document No. 2883932. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): GreenPoint Mortgage Funding, Inc. MORTGAGED PROPERTY ADDRESS: 1510 Deerwood Bend, Eagan, MN, 55122. TAX PARCEL I.D. NO.: 10-84900-01-190. LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, Woodstone Townhomes, Common Interest Community No. 333. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $352,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $383,769.34. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no

ments of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on April 11, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Steffan Johnson. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: August 17, 2012. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Kyle M. Johnson KYLE M. JOHNSON -forAtty. I.D. #392699 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3124522 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2006 MORTGAGOR: Rigoberto Naula and Laura Espinoza, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed February 16, 2006, Dakota County Registrar of Titles, Document No. 584957 on Certificate of Title No. 139054. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100051900065096338 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Guaranty Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 249 Strese Lane, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-11700-02-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Apple Valley, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,068.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROP-

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 12, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-001671 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3124325 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 09, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,602.00 MORTGAGOR(S): Craig R. Johnson and Joy A. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 16, 2009 Dakota County Recorder Document Number: 2684577 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: July 01, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811080 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400007759028 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19150 Echo Ln, Farmington, MN 55024-9184 Tax Parcel ID Number: 14-11175-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Akin Park Estates, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $294,696.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 05, 2013, or the next business day if April 05, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025828F01 3124837 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGOR: A p r i l K . M i l n e r , a married woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc..D A T E A N D PLACE OF RECORDING: Recorded February 20, 2007 Dakota County Recorder, Document No. 2497741. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073394112 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7632 157th Street West, Apt. 308, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.49100.08.058 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2308, Morningview Condominiums, Dakota County, Minnesota, Condominiums File No. 60, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$87,703.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 1, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002632 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3124245 8/23-9/27/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 MORTGAGOR(S): Leander Peter Reinardy, a single person MORTGAGEE: Seattle Mortgage Company DATE AND PLACE OF RECORDING: Recorded: December 07, 2005 Dakota County Recorder Document Number: 2386694 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: June 27, 2007 Recorded: July 09, 2007 Dakota County Recorder Document Number: 2528979 And assigned to: Reverse Mortgage Solutions, Inc. Dated: March 27, 2012 Recorded: March 29, 2012 Dakota County Recorder Document Number: 2858357 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Seattle Mortgage Company Residential Mortgage Servicer: Reverse Mortgage Solutions, Inc Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1826 Maple St, Hastings, MN 55033-3534 Tax Parcel ID Number: 19-83752-00-130 LEGAL DESCRIPTION OF PROPERTY: Lot One Hundred Thirty (130), Westwood Addition, Third Section, according to the plat thereof now on file and of record in the office of the Register of Deeds within and for said County and State AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,901.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 05, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 07, 2013, or the next business day if October 07, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 23, 2012 ASSIGNEE OF MORTGAGEE: Reverse Mortgage Solutions Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025282F01 3124508 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Muhammad A Kahar, a single man and Moshi Ur Rahman and Shahnaz Bari, husband and wife as joint tenants

and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, INC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002614-9571504348-9 SERVICER: Ocwen Loan Servicing, LLC LENDER: Great Northern Financial Group, INC.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 25, 2006, as Document No. 2423336. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: July 2, 2012 , and recorded July 26, 2012 by Document No. 2883166 . LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Boulder Ridge, Dakota County, Minnesota PROPERTY ADDRESS: 4273 Boulder Ridge Point, Eagan, MN 55122 PROPERTY I.D: 10.14800.03.030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Five Thousand Seven Hundred Sixty-Eight and 14/100 ($185,768.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 9, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 9, 2013, or the next business day if April 9, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00665-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4288656 08/23/2012, 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012 3120002 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2011 MORTGAGOR: Donald Arthur Peterson, a single person. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Filed May 16, 2011, Dakota County Registrar of Titles, Document No. T679614 on Certificate of Title No. 107184. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 16197 Jamaica Avenue, Lakeville, MN 55044

55044 TAX PARCEL I.D. #: 225370901031 LEGAL DESCRIPTION OF PROPERTY: LEGAL DESCRIPTION REAL PROPERTY IN DAKOTA COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS: THAT PART OF LOT THREE (3), BLOCK ONE (1), IN OAK SHORES TENTH ADDITION, LYING NORTH OF THE FOLLOWING DESCRIBED LINE: COMMENCING AT THE SOUTHEAST CORNER OF SAID LOT 3; THENCE NORTH ALONG THE EAST LINE OF SAID LOT 3 A DISTANCE OF 64.91 FEET TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE WESTERLY TO A POINT ON THE WEST LINE OF SAID LOT 3 DISTANT 64.14 FEET NORTHERLY OF THE SOUTHWEST CORNER OF SAID LOT 3 AND THERE TERMINATING. BEING THE SAME PREMISES AS CONVEYED IN DEED FROM CHARLES A. KALISCH AND NONA M. KALISCH, HUSBAND AND WIFE RECORDED 10/30/1996 IN DOCUMENT NUMBER 345576 IN SAID COUNTY AND STATE. COMMONLY KNOWN AS: 16197 JAMAICA AVE, LAKEVILLE, MN, 55044 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$183,871.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 16, 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 15, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001708 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3125706 8/23-9/27/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $589,000.00 MORTGAGOR(S): Steven Michael Goutierez and Raquel Goutierez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp., its successor and assigns. DATE AND PLACE OF RECORDING: Recorded: January 13, 2005 Dakota County Recorder Document Number: 2285026 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank NA for the Benefit of Asset Backed Securities Corporation Home Equity Loan Trust, Series 2005-HE3 Asset Backed Pass through Certificates, Series 2005-HE3 Dated: June 09, 2008 Recorded: June 24, 2008 Dakota County Recorder

County Recorder Document Number: 2598543 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100136300110895231 Lender or Broker: WMC Mortgage Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16125 Hominy Ct, Lakeville, MN 55044-4448 Tax Parcel ID Number: 22-81750-08-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 8, Vermillion Springs AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $741,041.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to April 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 28, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE A S S E T B A C K E D SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 16, 2012 at 10:00 AM has been postponed to July 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 29, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE A S S E T B A C K E D SECURITIESCORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2012 at 10:00 AM has been postponed to August 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

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������ ������� ������ is ���not ���� said County and ������ State. If the Mortgage reinstated DATED: June 25, 2012 under Minn. Stat. §580.30 or the A S S I G N E E O F M O R T G A G E E : property is not redeemed under Minn. W E L L S F A R G O B A N K , N . A A S Stat. §580.23, the Mortgagor must T R U S T E E F O R T H E vacate the property on or before 11:59 CERTIFICATE-HOLDERS OF THE p.m. on February 28, 2013, or the next A S S E T B A C K E D business day if February 28, 2013 falls SECURITIESCORPORATION on a Saturday, Sunday or legal holiday. HOME EQUITY LOAN TRUST, Mortgagor(s) released from financial S E R I E S 2 0 0 5 - H E 3 , A S S E T obligation: NONE BACKED PASS-THROUGH THIS COMMUNICATION IS FROM CERTIFICATES,SERIES 2005-HE3 A DEBT COLLECTOR ATTEMPTING NOTICE OF POSTPONEMENT OF TO COLLECT A DEBT. ANY MORTGAGE FORECLOSURE SALE INFORMATION OBTAINED WILL BE The above referenced sale scheduled USED FOR THAT PURPOSE. for August 16, 2012 at 10:00 AM has THE RIGHT TO VERIFICATION OF been postponed to September 17, 2012 THE DEBT AND IDENTITY OF THE at 10:00 AM in the Dakota County Law ORIGINAL CREDITOR WITHIN THE Enforcement Center, 1580 Highway 55, T I M E P R O V I D E D B Y L A W I S N O T Lobby S-100, Hastings, Minnesota in AFFECTED BY THIS ACTION. said County and State. THE TIME ALLOWED BY LAW FOR DATED: July 27, 2012 REDEMPTION BY THE MORTGAGOR, A S S I G N E E O F M O R T G A G E E : THE MORTGAGOR'S PERSONAL REPW E L L S F A R G O B A N K , N . A A S RESENTATIVES OR ASSIGNS, MAY BE T R U S T E E F O R T H E REDUCED TO FIVE WEEKS IF A CERTIFICATE-HOLDERS OF THE JUDICIAL ORDER IS ENTERED UNDER B A C K E D MINNESOTA STATUTES, SECTION A S S E T SECURITIESCORPORATION 582.032, DETERMINING, AMONG HOME EQUITY LOAN TRUST, O T H E R T H I N G S , T H A T T H E SERIES 2005-HE3, ASSET MORTGAGED PREMISES ARE B A C K E D P A S S - T H R O U G H IMPROVED WITH A RESIDENTIAL CERTIFICATES,SERIES 2005-HE3 DWELLING OF LESS THAN FIVE NOTICE OF POSTPONEMENT OF UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND MORTGAGE FORECLOSURE SALE The above referenced sale scheduled ARE ABANDONED. for September 17, 2012 at 10:00 AM DATED: July 19, 2012 has been postponed to October 17, ASSIGNEE OF MORTGAGEE: 2012 at 10:00 AM in the Dakota THE BANK OF NEW YORK County Law Enforcement Center, 1580 MELLON FKA THE BANK OF NEW Highway 55, Lobby S-100, Hastings, YORK,AS SUCCESSOR TRUSTEE Minnesota in said County and State. TO JPMORGAN CHASE BANK, DATED: August 23, 2012 N.A., AS TRUSTEE FOR HOLDERS ASSIGNEE OF MORTGAGEE: OF SAMI II TRUST 2006-AR2, WELLS FARGO BANK, N.A AS MORTGAGE PASS-THROUGH T R U S T E E F O R T H E CERTIFICATES, SERIES 2006-AR2 CERTIFICATE-HOLDERS OF THE Wilford, Geske & Cook P.A. A S S E T B A C K E D Attorneys for Assignee of Mortgagee SECURITIESCORPORATION 8425 Seasons Parkway, Suite 105 H O M E E Q U I T Y L O A N T R U S T , Woodbury, MN 55125-4393 S E R I E S 2 0 0 5 - H E 3 , A S S E T (651) 209-3300 B A C K E D P A S S - T H R O U G H File Number: 025188F01 CERTIFICATES,SERIES 2005-HE3 NOTICE OF POSTPONEMENT OF Wilford, Geske & Cook P.A. MORTGAGE FORECLOSURE SALE Attorneys for Assignee Of Mortgagee: The above referenced sale scheduled Lawrence A. Wilford for August 31, 2012 at 10:00 AM has James A. Geske been postponed to October 01, 2012 at 8425 Seasons Parkway, Suite 105 10:00 AM in the Dakota County Law Woodbury, MN 55125-4393 Enforcement Center, 1580 Highway 55, (651) 209-3300 Lobby S-100, Hastings, Minnesota in File Number: 023994F01 said County and State. 3129506 8/30/12 DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW NOTICE OF MORTGAGE YORK,AS SUCCESSOR TRUSTEE FORECLOSURE SALE TO JPMORGAN CHASE BANK, NOTICE IS HEREBY GIVEN that N.A., AS TRUSTEE FOR HOLDERS default has occurred in the conditions OF SAMI II TRUST 2006-AR2, of the following described mortgage: MORTGAGE PASS-THROUGH DATE OF MORTGAGE: December 29, CERTIFICATES, SERIES 2006-AR2 2005 Wilford, Geske & Cook P.A. ORIGINAL PRINCIPAL AMOUNT OF Attorneys for Assignee Of Mortgagee: MORTGAGE: $342,475.00 Lawrence A. Wilford MORTGAGOR(S): Bartt Stoltzman James A. Geske and Kimberlee Stoltzman, husband 8425 Seasons Parkway, Suite 105 and wife Woodbury, MN 55125-4393 MORTGAGEE: Mortgage Electronic (651) 209-3300 Registration Systems, Inc., as nomi- File Number: 025188F01 nee for Countrywide Bank, N.A., its 3129009 8/30/12 successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 01, 2006 Dakota County Recorder NOTICE OF MORTGAGE Document Number: 2409435 FORECLOSURE SALE LOAN MODIFICATION: THE RIGHT TO VERIFICATION Dated: March 16, 2011 OF THE DEBT AND IDENTITY OF Recorded: June 08, 2011 THE ORIGINAL CREDITOR WITHIN Document Number: 2804259 THE TIME PROVIDED BY LAW IS ASSIGNMENTS OF MORTGAGE: NOT AFFECTED BY THIS ACTION. And assigned to: THE BANK OF NEW NOTICE IS HEREBY GIVEN, that YORK MELLON FKA THE BANK OF default has occurred in conditions of NEW YORK,AS SUCCESSOR TRUSTEE the following described mortgage: TO JPMORGAN CHASE BANK, N.A., AS DATE OF MORTGAGE: July 29, 2003 TRUSTEE FOR HOLDERS OF SAMI II MORTGAGOR: C h r i s t o p h e r E . T R U S T 2 0 0 6 - A R 2 , M O R T G A G E Klomps and Lisa A. Klomps, husband P A S S - T H R O U G H C E R T I F I C A T E S , and wife. SERIES 2006-AR2 MORTGAGEE: J P M o r g a n C h a s e Dated: April 04, 2012 Bank, National Association, successor Recorded: April 11, 2012 Dakota by merger to Chase Home Finance, County Recorder LLC, s/b/m to Chase Manhattan MortDocument Number: 2861203 gage Corporation. Transaction Agent: Mortgage ElecDATE AND PLACE OF RECORDING: tronic Registration Systems, Inc. Recorded October 17, 2003 Dakota Transaction Agent Mortgage Identifi- C o u n t y R e c o r d e r , D o c u m e n t N o . cation Number: 1001337-0001119298-9 2126639. Lender or Broker: Countrywide ASSIGNMENTS OF MORTGAGE: Bank, N.A. NONE Residential Mortgage Servicer: Bank TRANSACTION AGENT: NONE of America, N.A. TRANSACTION AGENT'S MORTMortgage Originator: Not Applicable GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: NONE LOCATED: Dakota LENDER OR BROKER AND MORTProperty Address: 19595 Everest G A G E O R I G I N A T O R S T A T E D O N Path, Farmington, MN 55024-8671 MORTGAGE: Chase Manhattan MortT a x P a r c e l I D N u m b e r : gage Corporation 14-16500-04-060 RESIDENTIAL MORTGAGE SERLEGAL DESCRIPTION OF PROP- V I C E R : J P M o r g a n C h a s e B a n k , ERTY: LOT 6, BLOCK 4, CHARLES- National Association WOOD, DAKOTA COUNTY, MINNEMORTGAGED PROPERTY ADDRESS: SOTA. 18251 Emerald Trail, Farmington, MN AMOUNT DUE AND CLAIMED TO BE 55024 DUE AS OF DATE OF NOTICE: T A X P A R C E L I . D . # : $384,711.63 14-19501-09-090 THAT all pre-foreclosure requireLEGAL DESCRIPTION OF PROPments have been complied with; that ERTY: no action or proceeding has been instiLot 9, Block 9, Dakota County tuted at law or otherwise to recover the Estates Second Addition, Dakota debt secured by said mortgage, or any County, Minnesota part thereof; COUNTY IN WHICH PROPERTY IS P U R S U A N T t o t h e p o w e r o f s a l e LOCATED: Dakota contained in said mortgage, the ORIGINAL PRINCIPAL AMOUNT OF above-described property will be sold MORTGAGE: $194,670.00 by the Sheriff of said county as AMOUNT DUE AND CLAIMED TO BE follows: DUE AS OF DATE OF NOTICE, INCLUDDATE AND TIME OF SALE: August ING TAXES, IF ANY, PAID BY MORT31, 2012 at 10:00 AM GAGEE: $169,956.86 PLACE OF SALE: Dakota County That prior to the commencement of L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 this mortgage foreclosure proceeding Highway 55, Lobby S-100, Hastings, Mortgagee/Assignee of Mortgagee comMinnesota plied with all notice requirements as t o p a y t h e d e b t s e c u r e d b y s a i d required by statute; That no action or mortgage and taxes, if any, on said proceeding has been instituted at law p r e m i s e s a n d t h e c o s t s a n d or otherwise to recover the debt disbursements, including attorney fees secured by said mortgage, or any part allowed by law, subject to redemption thereof; within six (6) months from the date of PURSUANT to the power of sale said sale by the mortgagor(s), their contained in said mortgage, the above personal representatives or assigns. If the Mortgage is not reinstated ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE


��� ������ ��� ���� ������ ������ ������� plied with all notice requirements as required by statute; That no action or ���������� ���� ��������� contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 25, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 18, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001783 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 25, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001783 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3128805 8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2007 MORTGAGOR: J e f f r e y G u t z m e r , a married man. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the FDIC as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded April 8, 2008 Dakota County Recorder, Document No. 2583077. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 21304 Hytrail Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227250001020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Stone Borough, CIC No. 471, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,703.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 16, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-001578 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 25, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001578 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3126687 8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 3, 2003 MORTGAGOR: B r e n t L . D a v i s , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed May 12, 2003, Dakota County Registrar of Titles, Document No. 499055 on Certificate of Title No. 127583. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110013267258 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Complete Real Estate Services, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3288 73RD Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115202100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2 of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,060.50

GAGEE: $168,060.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 16, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 25, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3128960 8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,916.00 MORTGAGOR(S): Julian M. Lipscomb and Danielle L. Lipscomb, Husband and Wife MORTGAGEE: Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: July 13, 2006 Dakota County Recorder Document Number: 2444943 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 17, 2006 Recorded: September 11, 2006 Dakota County Recorder Document Number: 2459547 And assigned to: Countrywide Home Loans Servicing LP Dated: January 13, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631428 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700070172230 Lender or Broker: Associated Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Manomin Ave, West St Paul, MN 55118-2000 Tax Parcel ID Number: 42-34952-04-270 LEGAL DESCRIPTION OF PROPERTY: Lots 26 and 27, Block 4, Icklers 3rd Addition to South St. Paul, according to the recorded plat thereof, Dakota County, Minnesota

Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,827.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 29, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 29, 2012, or the next business day if November 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 12, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013388F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 29, 2012 at 10:00 AM has been postponed to August 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 24, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013388F02 3096056 8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,533.00 MORTGAGOR(S): Joel R Franke, a single person MORTGAGEE: Homeservices Lending, LLC Series a DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: May 04, 2007 Dakota County Recorder Document Number: 2514287 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. Dated: April 20, 2007 Recorded: May 04, 2007 Dakota County Recorder Document Number: 2514288 And assigned to: Countrywide Bank, N.A. Dated: April 20, 2007 Recorded: May 04, 2007 Dakota County Recorder Document Number: 2514289

Document Number: 2514289 And assigned to: Countrywide Home Loans Servicing LP Dated: October 03, 2008 Recorded: October 24, 2008 Dakota County Recorder Document Number: 2619690 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series a DBA Edina Realty Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1472 Oakdale Ave, West St Paul, MN 55118-3212 Tax Parcel ID Number: 42-28302-00-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, FUNCK 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,095.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 28, 2013, or the next business day if February 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., Successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025491F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 31, 2012 at 10:00 AM has been postponed to September 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 23, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., Successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025491F01 3128982 8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,100.00 MORTGAGOR(S): Kenneth Washington and Tracy Prater Washington, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 07, 2006 Dakota County Registrar of Titles Document Number: 597194 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home

And assigned to: Countrywide Home Loans Servicing LP Dated: January 29, 2009 Registered: February 03, 2009 Dakota County Registrar of Titles Document Number: T638635 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0010089834-4 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140811 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3205 Jurdy Ct S, Eagan, MN 55121-2106 Tax Parcel ID Number: 10-20960-04-250 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-Five (25), Block Four (4), Donnywood AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,229.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 25, 2013, or the next business day if February 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 12, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., Successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025490F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 24, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., Successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025490F01 3121609 8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,650.00 MORTGAGOR(S): Pernella F. Bull and Charles R. Bull, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP.SUB. of MLB&T Co., FSB, its successors and assigns DATE AND PLACE OF RECORDING:

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DATE AND PLACE OF RECORDING: Recorded: May 01, 2007 Dakota County Recorder Document Number: 2513350 ASSIGNMENTS OF MORTGAGE: And assigned to: LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: December 01, 2007 Recorded: February 20, 2008 Dakota County Recorder Document Number: 2572978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240013822678 Lender or Broker: First Franklin Financial Corp., an OP.SUB. of MLB&T Co., FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 353 4th Ave S, South Saint Paul, MN 55075-2617 Tax Parcel ID Number: 36-64300-12-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 12, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,413.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, L O A N M O R T G A G E ASSET-BACKED CERTIFICATES, SERIES 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025202F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2012 at 10:00 AM has been postponed to August 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, L O A N M O R T G A G E ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2012 at 10:00 AM has been postponed to September 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

Lobby S 100, Hastings, Minnesota in said County and State. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, M O R T G A G E L O A N ASSET-BACKED CERTIFICATES, SERIES 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025202F01 3122009 8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,910.00 MORTGAGOR(S): Dorene K. Werz and Timothy Werz, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Resmae Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100335010024723879 SERVICER: Ocwen Loan Servicing, LLC LENDER: Resmae Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 23, 2007, as Document No. 2490581. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-HE4, Asset Backed Pass-Through Certificates Dated: March 29, 2012 , and recorded May 11, 2012 by Document No. 2867509. LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 5, Donnay`s Valley Park 5th Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 6690 169th Street West, Farmington, MN 55024 PROPERTY I.D: 22-21174-05-120 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Five Thousand Five Hundred Ninety-Three and 90/100 ($185,593.90) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold y the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 21, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 21, 2013, or the next business day if February 21, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 28, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-HE4, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00363-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4262369 06/28/2012, 07/05/2012,

A 4262369 06/28/2012, 07/05/2012, 07/12/2012, 07/19/2012, 07/26/2012, 08/02/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for August 21, 2012 at 10:00 AM , has been postponed to January 22, 2013 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: August 21, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-HE4, Asset Backed Pass-Through Certificates Jennifer K Fischer (0311248) Attorneys for HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-HE4, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00363-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4290469 08/30/2012 3124928 8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 10, 2009 MORTGAGOR: Harvey C. Voigt and Bria L. Voigt, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 16, 2009 Dakota County Recorder, Document No. 2684721. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100532110210760254 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Lending Company LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS; 805 East 143RD Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-84804-03-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Wood Park Plat Five, Dakota County, Minnesota, Abstract Property COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,603.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,272.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2012 at 10:00 AM PLACE OF SALE: Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. § 580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 25, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 16, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-42-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 25, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-42-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3127074 8/30/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,800.00 MORTGAGOR(S): Jessica R. Waldron, a single person and Todd A. Peterson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 31, 2005 Dakota County Recorder Document Number: 2290788 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FkA The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2005-3CB, Mortgage Pass-through Certificates, Series 2005-3CB Dated: June 06, 2011 Recorded: January 18, 2012 Dakota County Recorder Document Number: 2842926 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001310-2040851459-2 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14305 Hickory Ct, Apple Valley, MN 55124-6675 Tax Parcel ID Number: 01.28950.01.110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Gardenview Place First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,988.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2012, or the next business day if October 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING

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������ ������ ������� ���PROPERTY ���� ATTEMPTING A DEBT COLLECTOR COUNTY������ IN WHICH IS T O C O L L E C T A D E B T . A N Y LOCATED: Dakota INFORMATION OBTAINED WILL BE ORIGINAL PRINCIPAL AMOUNT OF USED FOR THAT PURPOSE. MORTGAGE: $188,046.00 THE RIGHT TO VERIFICATION OF AMOUNT DUE AND CLAIMED TO BE THE DEBT AND IDENTITY OF THE DUE AS OF DATE OF NOTICE, INCLUDORIGINAL CREDITOR WITHIN THE ING TAXES, IF ANY, PAID BY MORTT I M E P R O V I D E D B Y L A W I S N O T GAGEE: $183,589.42 AFFECTED BY THIS ACTION. That prior to the commencement of THE TIME ALLOWED BY LAW FOR this mortgage foreclosure proceeding REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee comT H E M O R T G A G O R ' S P E R S O N A L plied with all notice requirements as REPRESENTATIVES OR ASSIGNS, required by statute; That no action or MAY BE REDUCED TO FIVE WEEKS IF proceeding has been instituted at law A JUDICIAL ORDER IS ENTERED or otherwise to recover the debt U N D E R M I N N E S O T A S T A T U T E S , secured by said mortgage, or any part SECTION 582.032, DETERMINING, thereof; AMONG OTHER THINGS, THAT THE PURSUANT to the power of sale M O R T G A G E D P R E M I S E S A R E contained in said mortgage, the above I M P R O V E D W I T H A R E S I D E N T I A L described property will be sold by the D W E L L I N G O F L E S S T H A N F I V E Sheriff of said county as follows: UNITS, ARE NOT PROPERTY USED IN DATE AND TIME OF SALE: April 20, AGRICULTURAL PRODUCTION, AND 2012 at 10:00 AM ARE ABANDONED. PLACE OF SALE:Sheriff's Office, Law DATED: March 15, 2012 Enforcement Center, 1580 Hwy 55, ASSIGNEE OF MORTGAGEE: Lobby #S-100, Hastings, MN The Bank Of New York Mellon FkA to pay the debt then secured by said The Bank Of New York, As Trustee Mortgage, and taxes, if any, on said For The Certificateholders Of p r e m i s e s , a n d t h e c o s t s a n d CWALT, Inc., Alternative Loan disbursements, including attorneys' Trust 2005-3CB, Mortgage fees allowed by law subject to Pass-through Certificates, Series redemption within six (6) months from 2005-3CB the date of said sale by the Wilford, Geske & Cook P.A. mortgagor(s), their personal Attorneys for Assignee of Mortgagee representatives or assigns unless 8425 Seasons Parkway, Suite 105 reduced to Five (5) weeks under MN Woodbury, MN 55125-4393 Stat. §580.07. (651) 209-3300 TIME AND DATE TO VACATE File Number: 022399F01 PROPERTY: If the real estate is an NOTICE OF POSTPONEMENT OF owner-occupied, single-family MORTGAGE FORECLOSURE SALE dwelling, unless otherwise provided by The above referenced sale scheduled law, the date on or before which the for April 27, 2012 at 10:00 AM has mortgagor(s) must vacate the property been postponed to July 24, 2012 at if the mortgage is not reinstated under 10:00 AM in the Dakota County Law section 580.30 or the property is not Enforcement Center, 1580 Highway 55, redeemed under section 580.23 is Lobby S-100, Hastings, Minnesota in 11:59 p.m. on October 22, 2012, unless said County and State. the redemption period is reduced to 5 DATED: March 21, 2012 weeks under MN Stat. Secs. 580.07 or ASSIGNEE OF MORTGAGEE: 582.032. The Bank Of New York Mellon FkA MORTGAGOR(S) RELEASED FROM The Bank Of New York, As Trustee F I N A N C I A L O B L I G A T I O N O N For The Certificateholders Of MORTGAGE: None CWALT, Inc., Alternative Loan "THE TIME ALLOWED BY LAW FOR T r u s t 2 0 0 5 - 3 C B , M o r t g a g e REDEMPTION BY THE MORTGAGOR, Pass-through Certificates, Series T H E M O R T G A G O R ' S P E R S O N A L 2005-3CB REPRESENTATIVES OR ASSIGNS, NOTICE OF POSTPONEMENT OF MAY BE REDUCED TO FIVE WEEKS IF MORTGAGE FORECLOSURE SALE A JUDICIAL ORDER IS ENTERED The above referenced sale scheduled U N D E R M I N N E S O T A S T A T U T E S , for July 24, 2012 at 10:00 AM has been SECTION 582.032, DETERMINING, postponed to August 24, 2012 at 10:00 AMONG OTHER THINGS, THAT THE AM in the Dakota County Law MORTGAGED PREMISES ARE Enforcement Center, 1580 Highway 55, I M P R O V E D W I T H A R E S I D E N T I A L Lobby S-100, Hastings, Minnesota in D W E L L I N G O F L E S S T H A N F I V E said County and State. UNITS, ARE NOT PROPERTY USED IN DATED: July 17, 2012 AGRICULTURAL PRODUCTION, AND ASSIGNEE OF MORTGAGEE: ARE ABANDONED." The Bank Of New York Mellon FkA Dated: February 20, 2012. The Bank Of New York, As Trustee CitiMortgage, Inc. For The Certificateholders Of Mortgagee/Assignee of Mortgagee CWALT, Inc., Alternative Loan USSET, WEINGARDEN AND LIEBO, P.L.L.P. T r u s t 2 0 0 5 - 3 C B , M o r t g a g e Attorneys for Mortgagee/Assignee of Pass-through Certificates, Series Mortgagee 2005-3CB 4500 Park Glen Road #300 NOTICE OF POSTPONEMENT OF Minneapolis, MN 55416 MORTGAGE FORECLOSURE SALE (952) 925-6888 The above referenced sale scheduled 10-6888 for August 24, 2012 at 10:00 AM has THIS IS A COMMUNICATION FROM been postponed to September 25, 2012 A DEBT COLLECTOR. at 10:00 AM in the Dakota County Law NOTICE OF POSTPONEMENT OF Enforcement Center, 1580 Highway 55, MORTGAGE FORECLOSURE SALE Lobby S-100, Hastings, Minnesota in Pursuant to the provisions of said County and State. Minnesota Statutes 580.07, the DATED: August 22, 2012 foregoing foreclosure sale is ASSIGNEE OF MORTGAGEE: postponed until June 8, 2012 at 10:00 The Bank Of New York Mellon FkA A M a t t h e S h e r i f f ' s O f f i c e , L a w The Bank Of New York, As Trustee Enforcement Center, 1580 Hwy 55, For The Certificateholders Of Lobby #S-100, Hastings, MN, in said CWALT, Inc., Alternative Loan county and state. Trust 2005-3CB, Mortgage PassDated: April 19, 2012. through Certificates, Series 2005-3CB CitiMortgage, Inc. Wilford, Geske & Cook P.A. Mortgagee/Assignee of Mortgagee Attorneys for Assignee Of Mortgagee: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Lawrence A. Wilford Attorneys for Mortgagee/Assignee of James A. Geske Mortgagee 8425 Seasons Parkway, Suite 105 4500 Park Glen Road #300 Woodbury, MN 55125-4393 Minneapolis, MN 55416 (651) 209-3300 (952) 925-6888 File Number: 022399F01 10-6888 3128885 8/30/12 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE OF MORTGAGE Pursuant to the provisions of MinneFORECLOSURE SALE sota Statutes 580.07, the foregoing THE RIGHT TO VERIFICATION foreclosure sale is postponed until OF THE DEBT AND IDENTITY OF August 24, 2012 at 10:00 AM at the THE ORIGINAL CREDITOR WITHIN Sheriff's Office, Law Enforcement THE TIME PROVIDED BY LAW IS Center, 1580 Hwy 55, Lobby #S-100, NOT AFFECTED BY THIS ACTION. Hastings, MN, in said county and state. NOTICE IS HEREBY GIVEN, that Dated: June 6, 2012 default has occurred in conditions of CitiMortgage, Inc. the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: S e p t e m b e r USSET, WEINGARDEN AND LIEBO, P.L.L.P. 29, 2008 Attorneys for Mortgagee/Assignee of MORTGAGORS: M i c h a e l J a n a c h o - Mortgagee vsky and Janice Janachovsky, hus- 4500 Park Glen Road #300 band and wife. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc.. 10-6888 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded October 10, 2008, Dakota A DEBT COLLECTOR. County Recorder, Document No. NOTICE OF POSTPONEMENT OF 2617497. MORTGAGE FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: P u r s u a n t t o t h e p r o v i s i o n s o f Assigned to: CitiMortgage, Inc. Minnesota Statutes 580.07, the TRANSACTION AGENT: Mortgage f o r e g o i n g f o r e c l o s u r e s a l e i s Electronic Registration Systems, Inc. postponed until November 16, 2012 at T R A N S A C T I O N A G E N T ' S M O R T - 10:00 AM at the Sheriff's Office, Law GAGE IDENTIFICATION NUMBER ON Enforcement Center, 1580 Hwy 55, MORTGAGE: 100248908090013107 Lobby #S-100, Hastings, MN, in said LENDER OR BROKER AND MORT- county and state. G A G E O R I G I N A T O R S T A T E D O N Dated: August 23, 2012 MORTGAGE: Rescue Mortgage Inc., CitiMortgage, Inc. dba Mortgage Depot Mortgagee/Assignee of Mortgagee R E S I D E N T I A L M O R T G A G E S E R - USSET, WEINGARDEN AND LIEBO, P.L.L.P. VICER: CitiMortgage, Inc. Attorneys for Mortgagee/Assignee of MORTGAGED PROPERTY ADDRESS: Mortgagee 17164 Eagleview Way, Farmington, MN 4500 Park Glen Road #300 55024 Minneapolis, MN 55416 T A X P A R C E L I . D . # : (952) 925-6888 22-44076-15-082 10-6888 LEGAL DESCRIPTION OF PROP- THIS IS A COMMUNICATION FROM ERTY: A DEBT COLLECTOR. Unit No. 82, CIC No. 330, Lake Place, 3130088 8/30/12 a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS

PUBLIC NOTICE


28A

Dakota Arts

August 30, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Book sheds light on the lives of atheists ‘Atheist Voices of Minnesota’ features essays from four Dakota County residents

by Andrew Miller

DAKOTA COUNTY TRIBUNE

A new book edited by Bill Lehto of Farmington seeks to dispel misconceptions about what he says is one of America’s most misunderstood groups of people. The book, “Atheist Voices of Minnesota,” is an anthology of personal stories from 36 Minnesota atheists. It’s set for release Aug. 28. The essays deal not so much with rationales for atheism – which, generally, is rejection of belief in God – as they deal with the experience of being an atheist. The writings are broken into sections including “Life as an Atheist,” “Coming Out as an Atheist” and “Letting Go of Faith.” “We really think it’s a good introduction to atheism – it’s not in attack mode, there’s not anti-religion rhetoric,” said Lehto. “We have a couple people who wrote about dealing with grief. One guy wrote about being an alcoholic and trying (Alcoholics Anonymous), but finding the ‘higher power’ didn’t work for

Bill Lehto him.” In addition to Lehto’s essay “Rough Sea,” the book features writing from three other Dakota County residents. Among the contributors are Jill Carlson of Burnsville, Todd Torkelson of Eagan, and Eric Jayne of Apple Valley.

There are also essays from highprofile Minnesota atheists such as Huffington Post blogger Chris Stedman and University of Minnesota-Morris biology professor PZ Myers, who’s billed as “the world’s most popular atheist blogger.” Jayne, a social worker who serves as associate president of the nonprofit Minnesota Atheists, said the book is the first of its kind – the first ever book of personal stories from atheists in any state in the country. “One of the most common misconceptions is that atheists are angry, immoral nihilists,” Jayne said. “This book will show that atheists are very thoughtful, moral people who have a deep concern about justice, happiness and well-being.” Lehto is releasing the book through his newly created publishing house, Freethought House, in collaboration with Minnesota Atheists. After the publishing costs are covered, proceeds from sales of the book will be donated to Minnesota

Theater and Arts Briefs Harvest of Art exhibit starts Sept. 9

The Eagan Art House will hold its seventh annual Harvest of Art Community Art Exhibit Sept. 9 through Nov. 2. The exhibit opening will be held from 1 to 5 p.m. Sunday, Sept. 9, at the Eagan Art House, 3981 Lexington Ave. S. A variety of media will be on display, and pottery sale will be for sale. The exhibit will then be divided to go on display at various community locations including the Eagan Art House, Easter Lutheran Church, Ring Mountain Creamery, Dunn Bros. Coffee, and the Eagan Community Center. Additional information is available online at www.eaganarthouse.org. For more information, call (651) 675-5521.

Programs explore stories that shape state

Highlights of the Dakota County Library’s fall programs of Minnesota history and stories include: Author and local organic farmer Atina Diffley will discuss her book, “Turn Here, Sweet Corn: Organic Farming Works,” which has been called a memoir, a class in organic farming, a lesson in entrepreneurship, a

love story, and a legal thriller. Wednesday, Oct. 10, 7 to 8 p.m., Farmington Library, 508 Third Street, Farmington. News anchor and investigative reporter Don Shelby will discuss his career and current projects, including his book, “The Season Never Ends: Wins, Losses, and the Wisdom of the Court.” Saturday, Nov. 3, 11 a.m. to noon, Galaxie Library, 14955 Galaxie Ave., Apple Valley. Local author Annie Wilder will discuss her book, “Spirits Out of Time,” where she reveals true family ghost stories. Thursday, Nov. 8, 6:30 to 8 p.m., Robert Trail Library, 14395 S. Robert Trail, Rosemount. KARE-11 journalist Boyd Huppert will share some of his favorites from the “Land of 10,000 Stories” series. Saturday, Nov. 10, noon, Farmington Library, 508 Third St., Farmington. The free programs are offered through the Minnesota Mosaic cultural arts series. For more information and a list of programs being offered, visit www.dakotacounty.us/library and search Mosaic.

Atheists to help cover expenses for the group’s weekly “Atheists Talk” radio show on KTNF-AM 950, along with operating expenses such as speaker fees and volunteer outreach programs. “Atheist Voices of Minnesota” can be purchased from online booksellers such as Amazon and

Barnes & Noble, as well as at many local bookstores. More about the book is at MnAtheists.org. Andrew Miller can be reached at andrew.miller@ecm-inc.com or facebook.com/sunthisweek.

Theater and Arts Calendar suring Children,” a musical fundraiser for Children’s Lighthouse of Minnesota, will be held from 2 to 5:30 p.m. Saturday, Sept. 29, at the Steeple Center, 14375 S. Robert Trail, Rosemount. KSTP anchor Bill Lunn will emcee the event. Entertainment will include the Eagan Women of Note, singer/songwriter Dale O’Brien, Latino band Shandy Jimenez, Sawtooth Blue Grass Band, flamenco dancers Las Zapatistas and magician Darren Maar. The event will include door prizes and a drawing for a Samsung Galaxy Tablet. Tickets are $25 in advance, $30 at the door. More information can be found at www.childrenslighthousemn. org.

Area residents perform in ‘The Music Man’

Apple Valley residents Kati Devitt and Atlee Jensen and Eagan residents Morgan Guinta and Tawny Greene are featured as members of the ensemble in the Eat Street Players’ production of “The Music Man” at the Howard Conn Fine Arts Center, 1900 Nicollet Ave. S., Minneapolis. Performances are Aug, 30, Fundraiser for 31; Sept. 6-9, 14-15. For more Children’s Lighthouse information, visit www.eatstreet “Musical Heart Notes-Trea- players.org.

To submit items for the Arts Calendar, email: darcy.odden@ecm-inc.com.

The Chameleon Theatre Circle’s 13th annual New Play Festival will be 9 a.m. to 5 p.m. Saturday, Sept. 8, at the Burnsville Concerts Performing Arts Center, 12600 Nicollet Ave. The Suburbs with Magnolias, 7:30 p.m. Tickets are $20 for adults; $17 for students/ Thursday, Aug. 30, Subway Music in the Zoo, seniors; $17 for groups of eight or more. TickMinnesota Zoo amphitheater, Apple Valley. ets are available at the box office, ticketmasCost: $34. Tickets available at ticketmaster. ter.com or by calling (800) 982-2787. com. Little Feat with Tom Fuller Band, 7:30 Workshops/classes p.m. Sunday, Sept. 2, Subway Music in the Allegro Choral Academy is currently Zoo, Minnesota Zoo amphitheater, Apple Val- accepting registrations for its 2012-13 sealey. Cost: $34. Tickets available at ticketmas- son for students in second to eighth grade. ter.com. Classes available in Rosemount and Lakeville. Early bird discount if registered before Exhibits/art shows Aug. 24. Registration information: http://www. A botanical art exhibit by The Great allegroca.org/ or nmarschall@allegroca.org. River Chapter of Botanical Artists is on dis- Adult painting open studio from 9 a.m. play through Sept. 16 at the Lakeville Area to noon the first and third Fridays of the month Arts Center, 20965 Holyoke Ave. Information: at the Eagan Art House, 3981 Lexington Ave. (952) 985-4640. S. Fee is $5 per session. Information: (651) Pilgrims and Passages, a joint exhibit 675-5521. featuring art by Anthony Donatelle and Jon Music Together in the Valley offers Reischl, is on display through Sept. 8 in the classes for parents and their infant, toddler gallery at Burnsville Performing Arts Center, and preschool children in Rosemount, Farm12600 Nicollet Ave. For more information, call ington, Lakeville and Apple Valley. Informa(952) 895-4676 or visit www.burnsvillepac. tion: www.musictogetherclasses.com or com. (651) 439-4219. The Eagan Art House offers classes for Festivals/special events ages 4 through adult. Register now for fall Burnsville Fire Muster runs Sept. 5-9. classes. For a complete listing go to www. Information: www.burnsvillefiremuster.com/. eaganarthouse.org or call (651) 675-5521. Burnsville Convention & Visitors Bureau’s Dan Petrov Art Studio in Burnsville ofCanvas & Vines will be 6 to 9 p.m. Thurs- fers oil painting classes for beginners, interday, Sept. 13, at the Burnsville Performing mediate and advanced skill level painters, Arts Center. Includes wine, craft beer, food, www.danpetrovart.com, (763) 843-2734. art, music and a silent auction. Admission is Teens Express Yourself with Paint, 5 to $35. Guests must be 21 or older to attend. 7 p.m. Mondays at Brushworks School of Art Call (952) 895-4690 for more information and in Burnsville, www.BrushworksSchoolofArt. to purchase tickets, or visit www.canvasand- com, (651) 214-4732. vines.com. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, Theater (952) 736-3644. The Chameleon Theatre Circle and Seg- Special needs theater program (autismue Productions will present “Steel Kiss” at DCD), ages 5 and older, Burnsville, (952) 7:30 p.m. Sept. 7-8 and 2 p.m. Sept. 9 at the 736-3644. Burnsville Performing Arts Center, 12600 Join other 55-plus adults at the Eagan Art Nicollet Ave., Burnsville. Tickets are $13 for House to create beaded jewelry. The Jewadults and $10 for students, seniors and elry Club meets on the third Friday of each groups. Tickets can be purchased at the box month from 1 to 3 p.m. Information: (651) office or by calling (952) 895-4680. 675-5500.


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