06/30/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

T.W. BUDIG LAURA ADELMANN TAD JOHNSON

Bachmann to run for president 6A Local businesses band together for prize 7A Girls can learn skills that work 7A

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DATE 30, ##, 2011 2009 JUNE

VOLUME 30, NUMBER # VOLUME 32, NUMBER 18

'DNRWD &RXQW\ 7ULEXQH Since 1884

Wood shop open to all comers

INSIDE BIZ FORUM

Gladys Hood ran the iconic Hot Sam’s Antiques in Lakeville with a flair that rarely has been seen in these parts. LARRY 4A WERNER

New Burnsville business is unlike any other, boss says by John Gessner DAKOTA COUNTY TRIBUNE

FORUM

The court system is running smarter and leaner in an attempt to adapt to a future with greater demands and fewer resources. EDWARD 4A LYNCH FORUM

where he’s had to clear out garage space and banish a car to the driveway to work on his own wood projects. B u t Watts is also an e n t re p re n e u r with an eye for lightly trod market niches. He’s a trucker by trade, retired after 33 years in positions from driver to vice president of operations. In 2004, he and his son launched Maui Shower, a Burnsville company that hauled rent-ashower stalls on semis to events such as car races and concerts. They closed the business last year. “We’re just actually very selfish guys,” Sam joked. “Everything we do is something we want. If I go to a NASCAR event, I want a shower.” See Shop, Page 10A

JOHN KLINE

The American people should be empowered by government to do what they do best - create, innovate and lead. 5A

FORUM

As state leaders bicker over budget differences, where is the talk of creating jobs in a struggling economy. DON 5A HEINZMAN

Photo by John Gessner

Tim Watts and his son, Sam, are partners in North Country Woodshop, which opened June 13 on East Cliff Road in Burnsville.

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The wood-shop smells, brandnew power tools and random sightings of sawdust on the fresh new floor would give any woodworker a happy glow. But North Country Woodshop, now open at 1170 E. Cliff Road in Burnsville, is not a typical wood shop. It’s not a cabinet shop or factory floor. It’s not a woodworking school or co-op. North Country is an open shop where anyone, from beginners to contractors, can pay a membership fee for access to wo rk b e n c h e s , tools and professional advice. And then have at it. “ There ’s nothing like this in the country. I’m positive,” insisted North Country President Tim Watts of Burnsville, whose business partners are his son, Sam, and Brian MacDonald. “We’ve hired people to look.” North Country isn’t a school, though it will offer classes and individual assistance, Tim Watts said. It isn’t a co-op, where hobbyists rent a place together, but it does have a classroom and congregating space known as “the garage.” “No guy wants to take classes in a classroom,” said Sam Watts, 27, of Prior Lake. “They want to hang out in the garage.” Tim Watts, 54, said part of the business’ inspiration stems from his frustrations at home,

June 30, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Burnsville

District 191

Farmington

Audit: Property value falling, city financially sound

District 191 seeks loan as it prepares for shutdown

Dew Days went on despite rainy weather on centerpiece day

Even as property values fall, Burnsville is financially sound, according to the city’s 2010 audit. Burnsville’s total property value dropped 6.1 percent last year, more than the statewide average, according to the audit. Taxable market value in Minnesota cities rose on average by 1.5 percent in 2009 and fell on average by 3 percent in 2010, according to the audit report by MMKR Certified Public Accountants. Burnsville lost 0.5 percent in value in 2009 and 6.1 percent last year after years of steady increases, the report said. The audit, which shows Burnsville spends less per capita than the statewide average among cities of comparable size, was presented to the City Council June 21. Burnsville showed “improvements in its financial wellbeing” in 2010, said auditor James Eichten of MMKR. Burnsville’s tax capacity, or taxable base, rose by 0.5 percent in 2009 and fell by 5.2 percent last year. The city’s 2010 tax rate of 38.6 was between the statewide average (39.2) and the metro-area average (36). The overall tax rate, including city, county and school, is much lower than the statewide average because of Dakota County’s low rate, the audit report said. Burnsville relies less on special assessments to fund capital projects and receives less intergovernmental revenue than the average city, forcing it to rely on property taxes and other revenue sources, the report noted. Per-capita spending in Burnsville has generally been lower than the statewide average for cities with population of 20,000 to 100,000. That’s true despite higher-than-average public safety costs caused in part by having a full-time Fire Department, the report said. Burnsville spent $900 per capita in 2010, compared with an average of $1,016 among cities in the same population class. Burnsville’s general fund revenues in 2010 exceeded budgeted revenues by $674,750, or 2.1 percent. A federal grant for new police officers’ salaries, better-than-expected collection of delinquent taxes, higher-than-expected antenna lease revenues and issuance of several large permits accounted for the overage, the report said. General fund spending in 2010 was under budget by $836,750, or 2.8 percent. Insurance costs and unemployment benefits were less than expected, and fleet maintenance also came in under budget, the report said. A $15.37 million contingency reserve fund at the end of 2010 was equal to 53.5 percent of general fund expenditures — comfortably above the 35 percent reserve called for in the city’s own financial management plan. The city’s nine-hole, par-3 golf course got high marks in the audit. In 2010, golf course operations moved into the black for the first time in five years. The Performing Arts Center fund bears watching, the audit said. The center’s operating loss has been whittled from nearly $550,000 in 2009, the center’s first year of operation, to $390,000 in 2010. Operating revenues last year were $749,645, a $243,350 increase over 2009 thanks to an increase in events, the audit said. The increased bookings also pushed up operating costs by $79,580. The Burnsville Ice Center fund logged several years of $100,000 operating losses before rebounding in 2009 but dipping to a loss of double the losses of previous years in 2010. Revenue for 2010 was $859,490 — $229,030 lower than in 2009. That was caused mostly by the center being closed part of the year for major renovations. The water and sewer fund took operating losses beginning in 2009, which accelerated in 2010 to just under $2 million. Contributing to the losses were the cost of the first full year of operating a new surface-water treatment plant, sanitary sewer rate increases charged by the Metropolitan Council, and decreased water use in Burnsville. — John Gessner

With the state shutdown looming, yet another south metro school district will look at borrowing as a safety net. In a June 22 special meeting, the Burnsville-EaganSavage School Board unanimously approved a proposal to obtain $12 million in aid anticipation certificates — a loan that helps school districts alleviate cash flow issues and are to be repaid using state aid. “It’s unfortunate we’ve reached that stage in the process,” Board Member Ron Hill said. “I would like to believe that they are aware of the impact this makes on school districts.” District 191 is among several Minnesota school districts that are looking at loans as a way to hold them over while state aid is frozen. Earlier this month, the Rosemount-Apple Valley-Eagan and Lakeville school districts took out both aid anticipation loans and lines of credit to prepare for the special session. Rosemount-Apple Valley-Eagan took out a six-month $15 million aid anticipation loan at 0.32 percent interest and a $24 million line of credit. Lakeville took out a 14-month, $9 million aid anticipation loan and an $8.8 million line of credit. Hill said he is disappointed the special session will cause school districts to accrue interest. How much District 191 will pay in interest will be determined after the certificates are sold. Hill said he assumes the interest will be less than 1 percent based on rates obtained by neighboring districts. The School Board is expected to approve an offer on July 21. — Jessica Harper

Despite a rainy Saturday, Farmington’s Dew Days celebration was “bigger and better” than last year, said event chair Darla Donnelly. “We still had a lot of people walking around down here Saturday with umbrellas, and the rain quit after the parade started,” Donnelly said. Although the final figures weren’t available by Tuesday, the event profited more than the $8,200 Dew Days earned last year, according to Donnelly. Dave Fletten, of Farmington, a Dew Days pork chop vendor for 16 years, said Friday night crowds were hopping and it was “like the good ol’ days, like it used to be.” Saturday’s rains kept crowds away until later in the day and Sunday yielded a disappointing turnout, Fletten said. “I’ll bet not more than 50 people were there Sunday. It’s hard to open the doors and bring in dollars when there’s just 50,” he said, but added that his sales were up from last year. Fletten said he plans to suggest Dew Days end on Saturday, as do other community events, including Lakeville’s PanO-Prog. Farmington Library’s teen events, which included duct tape crafts and Guitar Hero, drew about 4,100 visitors through the doors from June 16-18, Donnelly said. She noted that the Segway vendor was constantly busy with riders, 37 teams competed in the bean bag tournament, over 80 cars were driven through the town during Cruise Night, and the beer gardens was a money-maker for the Lions Club. – Laura Adelmann

Eagan Eagan seeks next ‘Top Dog’ Eagan is again in search of its next Top Dog to represent the city’s canines and encourage owners to license their dogs. The city received 70 entries when the first Top Dog contest was held two years ago. “We’re anticipating a lot more participants this year, so we might have to create more categories, like best lab,” said Animal Control Officer Karen Grimm. Previous winner Henry, a black lab owned by Mike and Sheila Guggenberger, has served the city well for the past two years, Grimm said. As the winner, Henry received dog license tag No. 1 and was featured in the city’s dog licensing brochures. He also made appearances at events such as Showcase Eagan. But Henry is ready to hang up his leash and hand Top Dog responsibilities over to the new winner. Dog owners are asked to submit photos and short bios of their canine pals by Aug. 1, and members of the Eagan Police Department will vote for the winner. The purpose of the contest is to help promote dog licensing. Last year, nearly 150 dogs ended up at the kennel, while 35 were delivered home safely by police because they had licenses, Grimm said. Dogs older than six months are required to be licensed in the city of Eagan, yet the city estimates only 25 percent of the city’s dogs are licensed. While the Top Dog winner will be featured on brochures and posters, all entrants may be used in city publications and on its website. Contest entrants must be licensed. Applications for licenses are available online along with contest rules at www. cityofeagan.com. Click on the “Safety and Regulations” tab and choose “Animals and Pets.” — Erin Johnson

Rosemount Suspects sought in assault Four suspects — three men and one woman in their 20s — are being sought by police after they allegedly assaulted two women just west of downtown Rosemount in the early morning hours of Sunday, June 19. Two Rosemount women, one of whom was hospitalized and required surgery to treat a broken jaw, told police they were assaulted by the group of four people as they were walking home around 2 a.m. The assault occurred near the intersection of Lower 147th Street West and Cameo Avenue after one of the women told the four boisterous pedestrians that they should quiet down because there were police squads in the area. As the women walked past the group, the female in the group jumped on the back of one woman and began assaulting her. The victim was knocked to the street and two of the men joined in the assault. The other woman tried to intervene and was knocked to the street. When one of the victims attempted to flag down a passing motorist, the suspects started walking away toward Canada Avenue, but one male returned and kicked one victim in the mouth, which allegedly broke her jaw, which required surgery and two days of hospitalization. The other woman received minor injuries. The four suspects are described as follows: 1. White female, early 20s, 5-foot-4 or 5-foot-5, 130-140 pounds; sandy blonde, shoulder length slightly curly hair; wearing khaki colored shorts with pockets down the side. 2. Light brown skinned male (appeared bi-racial), early 20s, 5-foot-6 to 5-foot-10, slender build, dark hair in a “buzz” cut; wearing khaki colored shorts and a T-shirt. 3. White male, very pale or light skinned, early 20s, 5-foot-9 to 5-foot-10, very thin build. 4. White male, 6-foot; wearing a baseball hat, jeans and T-shirt. Anyone with information about the assault or the suspects is asked to contact Officer Beth Richtsmeier, Rosemount Police Department, at (651) 423-4491. —Tad Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 30, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades

KRAUS-ANDERSON INSURANCE NAMED ONE OF AMERICA’S TOP BROKERS

XATA RECOGNIZED FOR EXCELLENCE IN COMMERCIAL VEHICLE FLEET MANAGEMENT

Burnsville-based Kraus-Anderson Insurance has been named one of Affinity Captive’s Top Five Brokers in America for 2010. KA Insurance has received the honor three of the past four years. Affinity Insurance Ltd. is one of the largest alternative risk facilities in the world. KA Insurance is a leading U.S. agency with expertise in the field of alternative risk strategies such as captives, which provide substantial savings to strong, financially stable companies with above-average safety programs. KA Insurance provides a spectrum of risk management tools for businesses and individuals, including business and personal lines, alternative risk financing, workers compensation control, HR/ benefits, safety/loss control and surety bonding.

Xata Corp., Burnsville, a provider of fleet optimization software, has received the Frost & Sullivan North American Price Performance Value Leadership of the Year Award in Commercial Vehicle Fleet Management. The award is given each year to a company demonstrating excellence in implementing strategies that proactively create value for its customers, shareholders and employees.

LOCAL FARMERS INSURANCE REPS RECEIVE ‘TOPPER CLUB’ HONORS The following local Farmers Insurance representatives have been inducted into the Farmers’ “Topper Club” of Farmers’ top sales producers: • Ted Ault, agent, Farmers Insurance of Eagan, 2189 Cedar Ridge Circle, Eagan. • Kyle Armstrong, district manager, Farmers Insurance of Eagan, 3470 Washington Drive, Suite 103, Eagan. The two have been recognized by Farmers for outstanding sales achievements in 2010. BLUE CROSS BLUE SHIELD CEO RECEIVES AMERICAN CANCER SOCIETY HONOR Patrick Geraghty, chief executive officer of Eagan-based Blue Cross and Blue Shield of Minnesota, was recognized as the recipient of the American Cancer Society’s national Corporate Impact Award: CEO of the Year – Excellence in Leadership and Impact. The award was presented at the American Cancer Society’s national Corporate Impact Conference in Minneapolis June 9-10. Geraghty was honored for being a catalyst and decision maker regarding employee health and wellness issues, as well as for giving amply of his time and leadership skills and for encouraging his employee base and clients to actively support the American Cancer Society’s lifesaving mission.

DR. JOSEPH GRYSKIEWICZ Named president of the Rhinoplasty Society

Dr. Joseph Gryskiewicz has been named president of the Rhinoplasty Society. The society is an educational forum for plastic, ENT and facial plastic surgeons who are committed to aesthetic and reconstructive nasal surgery. Gryskiewicz Twin Cities Cosmetic Surgery has offices in Burnsville and Edina.

Business Briefs MACKIN PROGRAM HELPS TUSCALOOSA SCHOOLS REBUILD

MALT-O-MEAL HELPS ‘LEND A HAND’

Burnsville-based Mackin Educational Resources is helping Tuscaloosa, Ala., schools recover from the violent tornado that destroyed numerous schools and their library collections. To replace the educational materials that were lost, “Read Bama Read,” in partnership with the Literacy Council of West Alabama, is utilizing Mackin’s special Disaster Relief Funds4Books online donation program. All Funds4Books donations go directly to Tuscaloosa schools to replace library books, e-books, DVDs, audio books and other educational resources. In addition, Mackin will match 10 percent of every $100 donation made and will ship materials free of charge and shelf-ready. Individuals who would like to help Tuscaloosa schools restore their library collections can donate at: www.Funds4Books.com. For more information, call Mackin at (800) 245-9540.

Malt-O-Meal, based in Northfield with a facility in Lakeville, participated in the NBC Today Show’s “Lend A Hand” series with weatherman Al Roker. From June 13-17, Malt-O-Meal made contributions at Roker’s five goodwill stops totaling $150,000 in product donations to charities across the country. In its tenth consecutive year, “Lend A Hand” continues its mission to help small charities that work toward improving conditions in their communities. Malt-O-Meal participated in each of Roker’s five stops, donating $30,000 in product, the equivalent of 100,000 servings of oatmeal, to each nonprofit. For more information about the “Lend A Hand” program and to watch the clips from the segment, visit: http://bit.ly/LendAHandMOM. LOCAL REAL ESTATE FIRM JOINS EXIT REALTY NEXUS

READ NATURALLY INC. LAUNCHES READ LIVE

Business Briefs BURNSVILLE CHAMBER EVENTS July Business After Hours will be co-hosted by Burnsville Fire Muster and Morgans on Nicollet from 4:30 to 6:30 p.m. Thursday, July 7, at Morgan’s on Nicollet, 14201 Nicollet Ave., Burnsville. Hear about this year’s Fire Muster event while checking out one of Burnsville’s new restaurants. Free to attend. July A.M. Coffee Break will be held from 8 to 9 a.m. Wednesday, July 13, at Buzz Coffee & Cafe, 477 W. Burnsville Parkway, Burnsville. Sample coffee and breakfast treats while networking with other chamber members in a relaxed and social setting. Free to attend. South of the River Chambers of Commerce Breakfast will be held from 7 to 9 a.m. Tuesday, July 19, at Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Featured speaker Rep. John Kline, R-Lakeville, will address health care reform, employee free choice legalization, finance regulation and control legislation, and what Congress is doing to help small businesses (jobs). Reservations: $15 chamber members; $20 nonmembers. Register by July 10. No walk-ins. Information: Anne at anne@burnsvillechamber.com.

Business Briefs

Read Naturally Inc., Eagan, has launched Read Live, the latest generation of its research-based Web programs: Benchmark Assessor Live and Read Naturally Live. Benchmark Assessor Live assesses students’ overall reading proficiency to determine if intervention is needed and monitors student progress over time. In Read Naturally Live, students are placed at their instructional reading levels. Educators can easily differentiate instruction to meet the needs of a wide range of students from first grade to adult, including English language learners, special education students and Title I students.

Paul Nei, broker-owner of Practical Living Realty, Savage, has joined forces with EXIT Realty Nexus, Minneapolis. Nei and his agents will be working with national trainer and broker Frank D’Angelo of EXIT Realty Nexus. HELPING HEARTS IN-HOME CARE COVERS FARMINGTON AREA Helping Hearts In-Home Care is a new business covering the Farmington area. The company’s services include elderly care, pregnancy help and medical recovery assistance. The company’s website can be found at www.helpingheartsinhomecare.com.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

June 30, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

We’ve lost Gladys – a true local character by Larry Werner DAKOTA COUNTY TRIBUNE

If you’ve spent any time commuting north on I-35 from south of Lakeville, you’ve probably seen the submarine. It sits up there on the hillside near a sign for “Hot Sam’s Antiques.” Word is that Gladys Hood, owner of Hot Sam’s, was offered $5,000 for that old sub years ago, but she decided it was worth more to her as a mag- Gladys net for attracting mo- Hood torists to her business that is as much theme park as antique shop. That submarine drew me years ago off I-35 onto the frontage road and into the swampy, wooded Hot Sam’s complex, where I got to meet one of the area’s true characters. I decided to share some thoughts about Gladys after seeing her obituary in our paper last week. She died at 84 on Dec. 21, and her

Tribune Columnist Larry Werner

son, Bobby, placed a notice in the paper for a memorial service on Sunday. If you’ve never been to Hot Sam’s, you’ve missed an antique business unlike anything anywhere. If you never met Gladys, you’ll get a sense from her place how interesting she was. I wandered into Hot Sam’s one day while I was exploring the possibility of going into the antique business. I had some space in a commercial building in downtown Lakeville, and I was looking for some mentoring. At the end of the long drive that ends at the log cabin where Gladys lived among thousands of collectibles she bought and sold, I got more mentoring than I was seeking. A small woman with dark hair and a big smile told me to sit down, poured

me a drink and told me her story. Actually, she read me her story from a Pioneer Press article that had been written about her – a retired race-car driver who got into antiques because she needed something to do while caring for her disabled ex-husband. That ex-husband died, but Gladys kept buying more antiques to sell out of the cluttered log cabin and old box cars and out buildings on the rolling, wooded 10-acre lot. Bobby, her son and business partner, wasn’t so much into old furniture and trinkets. He bought big things, like the 25-foot submarine, old taxis, planes and a replica of the Statue of Liberty holding a globe light instead of a torch. After I arranged to take some of Gladys’s furniture for sale in my building, my wife and I would stop by with our son, who loved to roam the property and gawk at things you normally don’t see all in one place. I learned from Gladys that her business not only attracted antique lovers and families looking for a fun outing,

but also theater groups that rent the oversize furniture and odd novelties as props for plays. When Gladys was there, she dominated the conversation with her stories about her career driving race cars and her love of air shows. When she was gone to one of those air shows in Red Wing or Oshkosh, Bobby would talk about his winter travels to places warm where he found biplanes and Donald Duck teeter-totters to bring home to Minnesota. Gladys is gone, but her eccentric personality lives on at the business her son will continue to operate. And if you’ve always wanted a submarine for the backyard, maybe you can convince Bobby to part with it. Larry Werner is editor and general manager of the Dakota County Tribune and Thisweek Newspapers. He can be reached at larry.werner@ecm-inc.com. Columns reflect the opinion of the author.

Courts fulfill roles despite increased demand, less funding by Edward Lynch SPECIAL TO THE TRIBUNE

For many people court is where traffic tickets are paid, criminals are prosecuted, divorces are processed and Judge Judy presides. In other words, a place to be avoided. It is not surprising that few people think about the constitutional responsibilities courts have, the critical services they provide to the people of Minnesota, or the important role they have in preserving public safety, economic stability, individual freedom and personal security. Courts are involved in more than just traffic tickets and criminal prosecution. While holding criminals accountable for their conduct and collecting fines and fees are important aspects of what courts do (last year courts processed over 193,000 criminal matters and collected almost $200 million that was paid out to cities, counties and the state), these are far from the only services provided. The courts in Minnesota hear cases that involve people who need help at critical times in their lives involving some of the most important matters in their lives. If you are not directly involved with the courts, it is almost certain that you have a friend, relative or neighbor who is. Three examples demonstrate the variety and urgency of the cases heard in courtrooms throughout Minnesota. An elderly man who lost a leg in an accident was unable to obtain recom-

Guest Columnist Edward Lynch

mended medical treatment without court intervention because the two companies that insured him could not agree which was responsible for payment of the expenses. A woman came to court for an order for protection after finding her husband’s journal that described his detailed plans and preparations to kill her and their children. A pre-teen girl involved in a child protection proceeding because of the physical and emotional abuse inflicted by her mother wrote a letter to the judge describing the beatings, explaining that the whipping with the extension cord “hurt the most” and ended her letter by pleading: “HELP ME PLEASE.” The court’s job is to make sure that these important matters are handled in a timely and responsible manner. The Minnesota Constitution states that every person is entitled ‘to obtain justice freely and without purchase, completely and without denial, promptly and without delay.” The courts in Minnesota, as the third branch of state government, are charged with ensuring that this constitutional right of the people to timely access and impartial justice is honored. Each year over 1.6

million cases are filed with the courts seeking justice. By discharging the Judicial Branch’s constitutional obligation, the courts protect the freedom, security, family and property of individuals, while supporting and promoting society’s interest in public safety, economic stability and social order. In recent years the Judicial Branch has embraced technology to create efficiencies for the courts and for other justice system agencies so these important matters can be processed and heard in a reasonable time. The electronic filing of documents and the availability of court documents, calendars and other court related information over the Internet have improved access and reduced costs associated with court proceedings. The expanded use of interactive video for court hearings, the development of remote interpreter services, and the creation of web-based staff training have reduced expenses so the courts can continue to provide meaningful and timely court proceedings. The Judicial Branch Strategic Plan, first adopted over a decade ago, recognizes the need for the courts to do a better job at less cost, to be more efficient and more effective. The courts have worked with other justice system agencies to improve the effectiveness of the services they provide. Problem-solving courts have been created to address the mental health, alcohol and substance abuse issues that frequently drive criminal behavior

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and contribute to family dysfunction. Courts throughout Minnesota have implemented new approaches to the often difficult process of getting a divorce. Early court intervention in these matters has reduced the time, conflict and cost frequently associated with these proceedings. To assist the increasing number of people who cannot afford to hire an attorney or choose to represent themselves in court proceedings, forms and informational brochures have been revised, assistance centers have been created in several courthouses, and a Self Help website has been developed. These efforts go beyond the efficient disposition of cases and strive for better outcomes and a more satisfactory process. Despite the challenges presented by an increasing demand for court services and multiple funding reductions, the people of Minnesota continue to receive high quality services from their courts. While most people may still want to avoid criminal prosecution, traffic tickets and divorce proceedings, there should be comfort in knowing that Minnesota’s courts are available and responsive if their freedom, family or property are ever threatened. Edward Lynch is chief judge of the First Judicial District, which includes Dakota County. Columns reflect the opinion of the author.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 30, 2011

Forum Commentary and opinion regarding issues in the world of business and public policy

Let Americans do what they do best: create, innovate, and lead by John Kline SPECIAL TO THE TRIBUNE

My wife, Vicky, and I live in the 2nd District so I may be a little biased, but from the peaks of Barn Bluff overlooking the Mississippi River valley in historic Red Wing to the woodlands and wetlands of Carver County, this area is home to some of Minnesota’s most scenic views. Unfortunately, the view from the main streets in our communities leaves something to be desired. While it is far from exclusive to the 2nd District or even the state of Minnesota, the sight of an empty storefront or vacant manufacturing plant is an eyesore visually and metaphorically. As unpleasant as the weeds defiantly sprouting through cracks and crevices of a parking lot that once held the vehicles of ambitious workers, it also serves as a painful reminder that unemployment remains above 9 percent nationwide. Last month marked the 28th consecutive month of unemployment at or above 8 percent – the level the president said unemployment would never reach if his stimulus became law. The so-called stimulus was based on the belief that in order to create jobs, you have to spend billions, if not trillions, of taxpayer dollars. When Americans needed a jobs plan, the president instead offered a spending plan. Now, in the wake of the stimulus that

Guest Columnist John Kline

became law in February 2009, nearly 14 million unemployed Americans are looking for work. Additionally, more than 2 million Americans who desperately want to work threw their hands in the air last month and gave up their job searches. Too many Americans have seen their spirits broken, their hopes dashed, and their dreams killed. It didn’t have to be this way. Unlike many in Washington, Americans know that small businesses, families, and entrepreneurs – not Congress – are the key to job creation. Accordingly, I was joined by House Republican colleagues recently in rolling out a broad agenda for America’s job creators that will help create jobs and get our economy back on track. Our “Plan for America’s Job Creators” is based on the belief that free markets, free enterprise, innovation, and entrepreneurship are the foundation for economic growth and job creation in America. It addresses the economic challenges facing our nation, fosters innovation and investment, and helps job creators without raising taxes on working families and small

business owners. Rather than spending money we don’t have for costly, short-term economic gimmicks or passing new job-killing tax increases when we face the worst unemployment since the Great Depression, our plan restores confidence and certainty to the economy and creates jobs by: • Empowering small business owners by reducing crushing regulatory burdens and red tape; • Simplifying the tax code, lowering rates in a deficit neutral manner, and ensuring job creators will not face new, debilitating tax hikes; • Promoting lower energy prices through increased domestic production; • Increasing competitiveness for America by passing pending trade agreements; • Encouraging entrepreneurship and growth by streamlining our broken patent system; and • Bringing real certainty to job creators by ending Washington’s runaway spending and debt and putting on the path to balance the budget. Throughout this summer, I look forward to hearing what constituents around the 2nd District think about the issues that matter most to them and how we can help workers and job creators. In the coming weeks, I will host roundtable meetings with small business owners and job creators, participate in

Where’s the talk about job creation now? by Don Heinzman DAKOTA COUNTY TRIBUNE

When Gov. Mark Dayton and Republican legislative majorities came to the Capitol, job creation was their battle cry. How ironic that in a government shutdown, thousands of jobs could be furloughed just as Minnesota continues to have one of the lowest unemployment rates in the country. Minnesota’s unemployment rate is 6.6 percent compared to the national unemployment rate of 9.1 percent. (Even when there is a “full economy,” the unemployment rate in Minnesota has hovered between 3 and 5 percent.) The number of people working in Minnesota is 2,655,000, up 15,200 from a year ago. The signs of fuller employment are trending up. During the last two months, the private sector has added 7,500 jobs. There was even a gain in the hard-hit construction area of 2,200 jobs. Some experts say that the unemployment rate can be tricky to interpret, because it does not include the people who have stopped looking for work. The Minnesota Chamber of Commerce says a more significant number is job growth and job creation. Here

Tribune Columnist Don Heinzman

again, Minnesota continues to lead, but not at the rate needed to speed up the recovery. All this upward job creation is about to hit a brick wall. Not only has the Legislature not added jobs, shutting down the government will put 36,000 people out of work. The possible shutdown also will halt many highway construction projects involving the state, resulting in more jobs lost. Budget cuts to the University of Minnesota and the Minnesota State Colleges and Universities System will result in loss of staff, adding to the job loss. A bonding bill that would have created more jobs is languishing, because the Republican majorities prefer to deal with it next year. The governor wanted a $1 billion bill which he called a jobs bill. Making matters worse, the 49 workforce centers that counsel the unemployed and help them find jobs could be closed.

A government shutdown will have a “ripple effect” on the private sector, where vendors for state agencies will not be paid. Because of closed state parks, the tourist industry could suffer. Those who have studied jobs in Minnesota say one of the keys to the state’s success has been the diversified economy, particularly in manufacturing, health and service industries. The big gains over the past year have been in professional and business services, education and health services, manufacturing, and leisure and hospitality. The biggest losses have been in construction, government and financial activities. No matter what, spending cuts in both the governor’s and Legislature’s spending plans will cause loss of jobs just as employment was beginning to recover. Whatever happened to the theme that this legislative session was going to be all about jobs, jobs, jobs? Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

public forums with civic and community leaders, and tour the plants and firms of Minnesota’s leading manufacturers. Next month, I plan to lead an energy tour showing the rich diversity of energy sources right here in Minnesota that can help create jobs and increase America’s energy independence. Later this summer, I look forward to hosting a jobs fair that will provide direct assistance to men and women seeking employment to support themselves and their families. I hope you will join me in believing it can be morning again in Minnesota and throughout our great country. I look forward to an economic recovery in which more Minnesota men and women will go to work than ever before. To see that sunrise, we must roll up our sleeves and remain committed to taking every possible step to spur job creation and enable Americans to do what they do best: create, innovate, and lead. Together, we can work to reclaim a prosperous future for all Americans and now is the time to make it happen. In his f ifth term in Congress, U.S. Rep. John Kline is chairman of the House Education and the Workforce Committee. He also serves on the House Armed Services Committee. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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June 30, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Bachmann touts Iowa roots

Her official announcement that she is running for president peppered with Iowa stories by T.W. Budig ECM CAPITOL REPORTER

With an elegant, flagbrightened brick home for a backdrop, 6th District U.S. Rep. Michele Bachmann in Waterloo, Iowa, formally announced on June 27 her candidacy for president of the United States. Bachmann spoke for about 20 minutes to an audience gathered on the rain dampened lawn of a historic home in downtown Waterloo. Bachmann, as she did the Sunday night at a larger gathering in a Waterloo ballroom, leavened her speech with family stories and praise for the values she sees guiding the residents of Waterloo, her hometown, and Iowa at large. She spoke of taking the forgotten voice of Iowans to the White House. “Just as I brought your voice to the halls of the U.S. Congress,” Bachmann said. Bachmann in her speech depicted the federal government as bloated, nonrespon-

Photo by T.W. Budig

Michele Bachmann, with husband Marcus at her side, shook hands, autographed photos, and had photos taken with well wishers after completing her speech. movement, saying liberals are wrong in describing the fermentation as made up by the right-wing of the Republican Party. The Tea Party, which Bachmann is nationally identified with, is an amalgamation of Republicans, disaffected Democrats and others, she explained. “It’s a very powerful coalition the ‘left’ fears — and they should,” Bachmann said. Bachmann was expected to travel to Manchester, N.H., and Myrtle Beach, S.C., for campaign stops this week. DFL State Party Chair-

man Ken Martin of Eagan doesn’t think much of Bachmann’s run for the White House. “The truth is, Rep. Bachmann does not have a single success that she has delivered for Minnesotans– just a long record of divisive rhetoric, extreme policy positions, hypocrisy and shameless selfpromotion. Her support for ending Medicare and ‘weaning’ people off Social Security is proof enough that Michele Bachmann would be a terrible President,” Martin said. T.W. Budig is at tim.budig@ ecm-inc.com.

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Sixth Congressional District U.S. Rep. Michele Bachmann, R-Stillwater, formally announced her candidacy for president June 27 in Iowa. Bachmann traveled to the East Coast this week for campaign stops. sive, corrupt — trying to “Not our government,” by slamming the Federal Afsnuff out the American spirit. Bachmann said. fordable Health Care Act — The American people Bachmann gained one of “ObamaCare” to critics. have the answers. the louder rounds of applause “We can’t afford this unconstitutional health care law that will cost us too much and deliver so little,” she said. In turning her attention to Democratic President Barack Obama, Bachmann charged the president “leads from behind” and has failed to stand up for Israel. “We can’t afford four more years of Barack Obama,” she said. Still, Bachmann spoke of much more uniting the country than dividing it. The problems facing the country don’t have party tags, she explained. “They’re problems created by both parties,” Bachmann said. Bachmann describes herself a constitutional conservative. “We can win in 2012, and we will win,” she said. Photo by T.W. Budig Bachmann also won a Presidential candidate Michele Bachmann hugs a supporter during her formal strong round of applause in announcment in Waterloo, Iowa. mentioning the Tea Party

Photo by T.W. Budig

U.S. Rep. Michele Bachmann waves to the supportive audience after finishing her speech.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 30, 2011

FHS graduate leaves with diploma and a sweet ride Many businesses, individuals donate to make prize possible by Laura Adelmann DAKOTA COUNTY TRIBUNE

Despite a tough economy, community members and local business owners worked to ensure that one Farmington High School graduate received a grand prize worth thousands. Steve Johnson, owner of Zumbrota Ford, donated a 2000 Ford Focus car that was awarded at the June 10 FHS senior class party held after the commencement. Other business owners and community members donated money and/or expertise to ensure the car was safe and in good repair before awarding it to a student at about 4 a.m. as the grand prize. Other prizes were also awarded to graduates, including televisions and iPads. Although the grand prize ticket was the first to be drawn by presenters so that each of the 200 high school’s newest alumni attending the party (out of the graduating class of 384) had an equal chance to win the car, it was the last prize to be awarded. When Elizabeth Gallus heard her name called, she wasn’t sure it was real. “I was in shock. I didn’t really believe it. I didn’t think I heard it right, but then people turned around and were clapping at me,” said Gallus, 18. The fuel-efficient car, worth between $4,000 to $5,000, came equipped

Summer camp allows girls to explore technical careers Girls can learn tricks of the welding, auto mechanics, nanotechnology trades through college’s workshops by Tad Johnson DAKOTA COUNTY TRIBUNE

Photo submitted

Steve Johnson, owner of Zumbrota Ford, presents the car keys of a 2000 Ford Focus to Farmington High School graduate and senior party grand prize winner Elizabeth Gallus. with new tires, battery and windshield wipers. It had also undergone car detailing and mechanical work, thanks to the generosity of donors that included Farmington businesses On the Spot Detail, Full Service Battery and Car Quest. Lakeville Tire & Auto also donated, as did Bret Berg and Curtis and Anna Koch. The Kochs had asked Johnson for the donation,

having done business with him for years, and were not surprised when without hesitation, he agreed. “Steve’s just one of those guys so generous when he sees something that is a really, really good cause,” Anna said. Johnson, a 23-year Farmington resident who had two children graduate from FHS, called the gesture a “nice way I could give back to the community.”

Gallus, who will attend college in Iowa this fall, said she had been driving her mom’s car, and it has often put her in a bind. She thanked Johnson and all those who donated, and called it “really exciting” to win. “Being a college student and not having to pay for a car, that’s really nice,” Gallus said. Laura Adelmann is at laura. adelmann@ecm-inc.com.

When Linda Foster started planning the Teens eXperiencing Technical Education (TXT 2011) for girls in grades 5-8 this summer, she turned to the ultimate focus group – her 10-year-old daughter. “I run all my ideas past her while I am planning,” Foster said. “She lets me know if it sounds fun and cool or not. So far she is excited about what we have put together.” While the cool factor is there for TXT 2011 – a July 25-29 series of workshops at Dakota County Technical College – the smart factor isn’t too far behind. Planned in conjunction with the Laura Jeffery Academy, a charter school in St. Paul, TXT 2011 will allow girls to explore what technical education has to offer. Hands-on sessions are planned in design, business, health, science, transportation, industry and technology. “We want them to experience our programs and get excited about career possibilities – especially things they may not have been exposed to before,” said Foster, instructional technology director at the college. “I want them to go home each day saying ‘Guess what we did today? It was so cool.’ ” Foster says she wants the program’s projected 200 participants to return to their schools this fall and be able to tell their classmates that they had a workshop in welding,

explored nanocrystals, built a working computer or worked on a heavy-duty truck. “I think it is important to show kids and girls that they have a world of options when it comes to education and careers,” she said. Through the workshops, girls can learn how to use computers for architectural design, biomedical equipment and the high-powered microscopes used in one of the few two-year nanotechnology programs in the country. Foster said she hopes the program will help the girls realize that the technical college, in addition to offering education to prepare students for employment, also has general education courses in English, philosophy and history. “Many students start their education here and transfer on to complete their bachelor’s degree,” Foster said. “Our students are our best promotional tools we have. Our students are well-trained for employment opportunities in our communities and beyond.” Teens eXperiencing Technical Education courses run from 9 a.m. to 2:30 p.m. July 25-29. The cost for the program is $25. The deadline to register is July 1. For more information about TXT 2011, contact Foster at (651) 423-8439, Linda. Foster@dctc.edu, or go online to www.dctc.edu/go/txt. Tad Johnson is at tad.johnson@ecm-inc.com.

Best Practices

Don’t fall victim to high pressure magazine sellers this summer by Better Business Bureau SPECIAL TO THE TRIBUNE

The Better Business Bureau of Minnesota and North Dakota receives thousands of complaints each year from consumers who have unknowingly purchased multiyear magazine subscriptions. Unscrupulous telemarketers sometimes trick consumers into buying subscriptions to magazines they don’t want or can’t afford. The BBB is warning that deceptive doorto-door magazine sales crews are also hitting the pavement this summer and they’re looking to earn a quick buck. Oftentimes, these in-person presentations are so slick that consumers aren’t even aware that they’ve purchased magazine subscriptions – until they receive the bill. The

Guest Columnist

Better Business Bureau BBB has already received almost 700 complaints regarding door-to-door magazine sellers and dealers this year, a number that’s well on its way to topping last year’s nearly 1,200 complaints. These high pressure sellers use practiced tactics that can hook almost anyone. “With summer here, you can bet an eager group of door knockers from all trades will be at your front doorstep,” said Dana Badgerow, president and CEO of the BBB. “Most complaints against

salespeople selling magazine subscriptions allege that sales representatives took their check and the magazines never arrived, while other complainants allege being subjected to high-pressure and misleading sales tactics.” The BBB recommends the following on how to handle door-to-door magazine sellers: • Listen carefully and be aware of high pressure sales tactics. Some unscrupulous door-to-door sellers will put pressure on you to close the deal at that moment, and even make special offers to entice you. Listen to their tone. Are they speaking more

loudly as they get deeper into their sales pitch? Are they ignoring you despite your saying that you’re not interested? If so, find a way to end the conversation quickly. • Stand strong. Do not invite unsolicited salespeople into your home. If you do allow a salesperson inside and decide during the presentation that you are not interested in making a purchase, simply ask them to leave. If the salesperson refuses to leave, tell them you will call the police – and follow through if they don’t leave immediately. • Verify the individual and the company. If you are interested in buying from a doorto-door magazine salesperson, get everything in writing including price, subscription duration and all terms and

conditions. Tell the salesperson you will check it out and get back to him or her. Ask for a business card and contact information. Look the company up yourself and check to verify the salesperson is an employee. Also, be sure to take the time to check out the company’s BBB Business Review at www.bbb.org. • Know your rights. The Federal Trade Commission’s Three-Day Cooling-Off Rule gives the customer three days to cancel purchases over $25 that are made in their home or at a location that is not the seller’s permanent place of business. Along with a receipt, salespeople should also include a completed cancellation form that customers can send to the company to cancel the agreement. By

law, the company must give customers a refund within 10 days of receiving the cancellation notice. Victims of fraudulent magazine sales can file a complaint with their Better Business Bureau at www.bbb. org, as well as with their local law enforcement, and state attorney general’s offices. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct, and to instill public conf idence in responsible businesses through programs of education and action that inform, protect and assist the general public. Contact the BBB at www.bbb.org or (651) 699-1111, toll-free at 1-800-646-6222.

June 30, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Real Estate Remodelers and homeowners weigh in on new EPA regulations Survey reveals negative small business impact, new exposure to those at risk A nationwide survey of remodeling contractors by the National Association of the Remodeling Industry (NARI) reveals a significant increase in the cost of a remodeling project due to current federal regulation. The regulation, according to survey results, is unwelcome to homeowners who do not have small children living in their homes, and is certain to negatively impact scores of small remodeling businesses. Many contractors and homeowners indicated in the recent surveys that the additional cost of the Environmental Protection Agency’s Lead Renovation, Repair and Painting (LRRP) rule as it currently stands deters homeowners’ use of

lead-safe certified contractors. And yet, the EPA is poised to add more layers to the existing regulation, which is only a year old. The new regulation will add “lead clearance testing” to renovations in homes built prior to 1978. The testing will add even more costs to a project for homeowners, already resentful of the regulations and extra costs they carry. The new regulation is certain to impact the regulation-compliant small contracting business owners who are unable to stay within already tight remodeling budgets. “Lead clearance testing only applies to contractors, not to homeowners,” said David Merrick, president of Merrick Design and Build

Inc. in Kensington, Md. “Once homeowners discover this loophole, they often choose to do the demolition or project work themselves to save on costs. Ultimately they risk lead exposure because homeowners are not trained in lead-safe work practices.” NARI agrees that children and pregnant women must be protected from the dangers of lead poisoning. As an organization it has educated its members on lead safety long before regulation was enacted. However, this latest information points to an alarming trend that: 1) could cause more harm to vulnerable populations of children and pregnant women, and 2) severely impedes the

economic recovery of small businesses in the remodeling sector. The remodeling industry, the bright spot in the housing economy, is one made up predominantly of small businesses. Modest growth is predicted in years ahead, but the industry faces a new threat to that growth in looming regulations. In an already delicate economy with consumer confidence and the U.S. economy in flux, homeowners may approach the scenario in several different ways, in order to save money: 1. Hire a noncompliant, less-skilled handyman or contractor to do the project. 2. Do parts or all of the project themselves. 3. Reject doing the proj-

ect altogether. Two of the three scenarios above would put children and pregnant women at risk for lead poisoning, and all three put the industry itself at risk, because the rising cost of hiring leadcertified remodelers is too high for homeowners. The consequence of any of these scenarios would be another downturn for an industry of predominantly small businesses still recovering from the last recession. The most recent government census reports there are more than 652,000 remodeling businesses in the United States, and nearly 85 percent (or 552,191) of those businesses are not registered as a certified firm with the EPA. Additionally, the 99,809

firms that are listed as certified renovator firms will have to go through retraining of the new compliance practices. America’s housing, which continues to age, is in need of renovation and repair work as homeowners choose to stay put rather than move in an uncertain real estate market. “Low incomes, unemployment, tight credit, costlier home remodeling, and larger liabilities in the industry are a recipe for disaster,” says Merrick. “We will have hazardous renovation work undertaken by under-skilled workers or homeowners because of regulations that should be reviewed and reestablished with reasonable solutions.”

Local remodelers honored for excellence The Builders Association of the Twin Cities Remodelers, a council of the Builders Association of the Twin Cities, has announced the winners of its 30th annual Remodeler of Merit Awards (ROMA) and its 2011 Remodeler of the Year. The winners received their awards at a banquet held at the St. Paul Hotel in St. Paul on June 23.

Remodeler of the Year The Remodeler of the Year award is selected based upon evaluations of trust, communications, loyalty and ethics. This year, nominees submitted information about their firm plus letters of recommendation from a variety of business partners and customers. A panel of past honorees met to review the submissions, and selected the winner and one runner-up. 2011 BATC Remodeler of the Year: Bob Michels Construction Inc., North Oaks. Remodeler of the Year runner-up: James Barton Design Build Inc., Apple Valley.

ROMA Awards In this year’s ROMA awards there were 60 entries in 13 remodeling categories that ranged from kitchen and bath to additions, lower levels, and total house. Additionally, Best of Show and Best Newcomer awards were presented. Designed to honor the professional remodeler members of BATC Remodelers for excellence, the awards recognize quality, design, and how well the proj-

ect met client requirements. Judging for the 2011 ROMA Awards was completed by a panel of professionals from the Home Builders Association of Metropolitan Portland, Portland, Ore. The judges examined each of the entries, selecting the winners based upon before and after photographs, floor plans, and design statements explaining the challenges and needs of the client, solutions devised by the remodeler, and the success of the project. “Earning a ROMA Award is a coveted honor for remodelers,” says Bob Michels, 2010 BATC Remodelers chair and owner of Bob Michels Construction Inc., a full-service building and remodeling firm based in Burnsville and regular ROMA winner. “Being judged a winner by a group of fellow remodeling professionals takes your credibility to a higher level when communicating with consumers. Knowing your project has been judged the best by remodeling professionals is truly rewarding. Our homeowners love knowing that their project was a winner, too.” The Best of Show honor went to Finished Basement Company, Maple Grove, for earning exceptionally high scores in the two awards they won (Lower Level under 1,000 square feet and Lower Level over 1,000 square feet). The Best Newcomer award was given to Warren Home Restoration, Excelsior, for earning two awards (Owners’ Suite/Bedroom and Special Other for an Exterior

Remodel) in their first foray into the ROMA awards. Last year’s top winner, Kuhl Designers Builders, Hopkins, also won two awards this year, for Additions under 600 square feet and Kitchens under 300 square feet. Categories and winners of the 2011 ROMA Awards are listed below. The city following the winner’s name is where the winning project was located.

Additions Projects that enlarge a house by adding a new, enclosed space such as a bedroom/bath wing, a family room, or an eating area. Additions — under 600 square feet. ROMA winner: Kuhl Designers Builders LLC (Edina project). Designer: Steve Kuhl, Kuhl Designers Builders LLC. Interior designer: Shauna O’Brien, Kuhl Designers Builders LLC. Additions — over 600 square feet. ROMA winner: Vujovich Design Build Inc. (Minneapolis project). Designer: Joseph Metzler, SALA Architects. Interior designer: Beth Malmberg, Vujovich Design Build.

Bathrooms

sign and Build.

Interiors

Company (Minnetonka project). Designer: Jennifer Jorgensen, Finished Basement Company. Interior designer: Jennifer Jorgensen, Finished Basement Company. Lower Level — over 1,000 square feet. ROMA winner: Finished Basement Company (Medina project). Designer: Lyndsay Bussler, Finished Basement Company. Interior designer: Annie Jorgensen, Finished Basement Company.

Interiors refer to improvements within the confines of an existing house, excluding the kitchen and bathroom. Examples might be converting an unused attic into a family room, resurfacing walls and floors, adding architectural details such as alcoves or bays, dividing one large room into two, or removing partitions to combine small rooms into one large space. ROMA winner: McDon- Owners’ Suite/ ald Remodeling Inc. (Sun- Bedroom fish Lake project). Designer: Remodeled bedroom or Jim McDonald, McDonald bedroom suite. Remodeling Inc. Interior ROMA winner: Wardesigner: Anne McDonald, ren Home Restorations, Inc. McDonald Remodeling Inc. (Chanhassen project). Designer: Ben Nelson, Nelson Kitchens Kitchen remodeling proj- Residential Design. ects that improve traffic flow, storage, and/or efficiency. Examples include installing new cabinets, counters or flooring, constructing an island; adding a planning center; or adding an eating area. Kitchens — under 300 square feet. ROMA winner: Kuhl Designers Builders LLC (Edina project). Designer: Steve Kuhl, Kuhl Designers Builders LLC. Interior designer: Shauna O’Brien, Kuhl Designers Builders LLC. Kitchens — over 300 square feet. ROMA winner: College City Design Build, Inc. (Lakeville project).

Adding a bath, replacing old fixtures, resurfacing walls and floors, adding storage and counter space, or enlarging the bath with a bumpout or space from adjoining room. ROMA winner: Revolu- Lower Level Basement (walkout or tion Design and Build (Excelsior project). Designer: Sid standard) level remodeling. Lower Level — under Levin, Revolution Design and Build. Interior designer: 1,000 square feet. ROMA Sid Levin, Revolution De- winner: Finished Basement

Special – Detail Components This category looks at the design detail components of a remodeling project of any type. ROMA winner: Structural Dimensions, Inc. (Eden Prairie staircase project). Designer: Ron Zach, Structural Dimensions, Inc. Interior designer: Michelle Byers, Structural Dimensions, Inc.

Special – Other This category looks at the design of a remodeling project that does not fall into other ROMA categories. ROMA winner: Warren Home Restorations Inc. (Chanhassen Exterior Remodel project). Designer: Ben Nelson, Nelson Residential Design.

Total House The total-house category refers to any remodeling project that involves three or more of the previous categories and must retain 20 percent of the original structure. Total House — under 2,500 square feet. ROMA winner: Vujovich Design Build Inc. (Mound project). Designer: Joseph Metzler, SALA Architects. Interior designer: Beth Malmberg, Vujovich Design Build. Total House — over 2,500 square feet. ROMA winner: The Landschute Group Inc. (Deephaven project). Designer: Jon Monson, The Landschute Group Inc. Interior designer: Mary Monson, The Landschute Group Inc.

Best Newcomer Award The Best Newcomer Award was created to honor the highest scoring first-time entrant into the ROMA Awards. ROMA winner: Warren Home Restorations for winning two ROMA Awards (Owners’ Suite/Bedroom and Special Other for an Exterior Remodel) in its first foray into the ROMA awards.

Best of Show Award Each year one project or firm rises to the top, showcasing true excellence in remodeling. ROMA winner: Finished Basement Company. For exceptionally high scores in Lower Level under 1,000 square feet and Lower Level over 1,000 square feet categories.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 30, 2011

Thomson Reuters legal textbooks reach Zambia The tangible benefits of a partnership between Thomson Reuters and the U.S.-based nonprofit organization Books For Africa were evident in Lusaka, Zambia, with the arrival of a shipment of more than 1,200 donated legal texts that will be the cornerstone of law libraries serving the nation’s law schools and governing institutions. Volunteers received the shipment and will aid in distributing its contents to several legal institutions throughout Zambia. “The majority of Africa’s nations, including Zambia, are working to strengthen schools, businesses and the principles of democracy,” said Patrick Plonski, executive director of Books For Africa. “These legal texts will help achieve those goals, supporting the rule of law while creating economic opportunities and supporting the important work of the government, bar associations, non-government organizations (NGOs) and other legal professionals.” This donation is part of a $1.2 million partnership between Thomson Reuters and Books For Africa’s Jack Mason Law & Democracy Initiative, which was established last fall, and will include shipment of up to 15 law libraries to Africa over the next several years. Books For Africa’s Jack Mason Law & Democracy Initiative is co-chaired by former U.S. Vice President Walter Mondale and former United Nations Secretary General Kofi Annan. “The rule of law is essential to building fair and stable governments,” said Peter Warwick, chief operating officer for the Professional division of Thomson Reuters. “We are proud to be partnering with Books For Africa on this important work to help advance the rule of law and the legal profession in Zambia and across the continent.” Efforts to establish new law libraries in Zambia reflect more than three years of collaboration between Books For Africa and Thomson Reuters. To date, Thomson Reuters has contributed more than 3,500 legal texts and 50,000 generalinterest books to legal and public schools across 12 African nations. For more information about Books For Africa’s Jack Mason Law & Democracy Initiative and its agreement with Thomson Reuters, visit www. booksforafrica.org/law.html.

Photo submitted

Taic Mwanza, warehouse coordinator for Room to Read, left, and Barniston Laimo, librarian for the Zambia Bar Association, greet a recent shipment of books donated by Books For Africa and Thomson Reuters.

Real Estate Housing numbers show signs of stability in market Signs of the long-awaited housing recovery may be on the horizon, according to the newest housing report from the Minnesota Association of Realtors, which includes Dakota County. The group is optimistic about the industry, especially given the number of pending sales in the state. Pending sales were up 26.2 percent in May compared to transactions in May 2010. Pending sales are contracts that are written but not closed. “Pending sales for Minnesota were up significantly,” said Russ Portele, president of the Minnesota Association of Realtors. “However, many of the other indicators still show the effects from last year’s Homebuyer Tax Credit and lower consumer confidence.” May is the first month of transactions that were “tax credit free.” Last year’s Homebuyer Tax Credit incentive offered a firsttime purchaser an $8,000 credit and many existing homeowners qualified for a $6,500 tax credit if they purchased a home before April 30, 2010. Sales have been difficult to compare as homebuyers rushed to take advantage of the credit in the spring of 2010. Many Minnesota home-

owners are concerned about the value of their properties and in May the year-to-date numbers still looked dismal. Statewide, median sales prices were down 9.2 percent compared to May 2010 to $139,000. “This is not an uncommon situation when the market is stabilizing,” said Portele. “Individual monthly prices can fluctuate as housing consumers look for bargains as more sellers place properties on the market. In May, housing inventories grew 11 percent and days on the market grew to 139 days.” Lower home values do mean positive things for housing affordability. Minnesota’s Housing Affordability Index (HAI) increased in May as low interest rates and distressed properties made housing more affordable to consumers. The HAI measures the median income of a Minnesota family compared to the median home price. Statewide, the HAI is 132 – which means the median family income is 132 percent of the level required to purchase a median priced home. Historically low interest rates have also helped keep housing affordable to a majority of Minnesota families.

Board planned to offer superintendent job Current District 197 leader is Farmington district’s pick for top post by Laura Adelmann DAKOTA COUNTY TRIBUNE

Since June 2006, he has served as superintendent of the West St. Paul-Mendota Heights-Eagan schools. Previously, he was superintendent of Sleepy Eye Public Schools, a position he held for 10 years. Haugen worked for the Minnesota Department of Education as a region coordinator and focused on curriculum development for the Redwood River Education District in Redwood Falls, Minn. LaCroix described Haugen’s management style as “open and collaborative,” noting that Haugen involves many people in decisionmaking and readily shares information. “He’s a strong peopleperson. He’s known around the state as that type of superintendent,” LaCroix said. During the hiring process, Farmington School Board members had indicat-

ed they desired candidates who were collaborative, open and who could help heal conflicts in the district. For years, Brad Meeks, the district’s outgoing superintendent, and Board Member Tim Burke have butted heads publicly over myriad issues. Conflicts have also risen amongst board members, but more recently there have been efforts among the members to overcome them. In February, the board and Meeks surprised the community by announcing that a separation agreement had been negotiated with Meeks severing his contract by Aug. 31, one year before its scheduled end. In the weeks following that announcement, several district officials resigned their positions, including Finance Director Jeff Priess and Human Resources Director Linda Goers.

LaCroix has said the openings allow a new superintendent to build a new team. He also emphasized the relative fiscal strength of the district. While other districts have made massive hiring cuts, even some cutting tenured positions, Farmington Schools have managed to retain most teaching positions and avoid classroom cuts. The board also recently decided to invest in technology and is beginning several renovation projects at district buildings. Board members have also

taken steps to resolve differences and move the district forward in a positive direction. If Haugen is offered and accepts the position as Farmington’s next superintendent of schools, the board will have met another goal: To have a replacement for Meeks in place by July. Meeks has accepted a position as superintendent of Steamboat Springs Schools in Colorado. Laura Adelmann is at dceditor@frontiernet.net.

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The Farmington School Board was prepared on Tuesday to offer the district’s top job to Jay Haugen, superintendent of the West St. Paul-Mendota HeightsEagan School District, according to the district’s executive search consultant, Ken LaCroix. The board’s other finalist, Rod Thompson, superintendent of the St. AnthonyNew Brighton School District, withdrew himself from the consideration for the Farmington position Friday, LaCroix said. Thompson is one of three finalists competing to be Shakopee School District’s next superintendent. LaCroix said the Farmington School Board planned on Tuesday to have Haugen tour the district, attend a public forum at 5 p.m. and go through a final inter-

view with the board at 6 p.m. Both meetings were in the Little Theater at Boeckman Middle School, 800 Denmark Ave. If all goes well, the board planned to offer Haugen the position, and Haugen has indicated he will take the job, LaCroix said. He added that the position is contingent upon both sides agreeing to contract terms. “It’s a good fit. He’s kind of an outgoing person, but very professional and serious about the job of being superintendent and making districts better,” LaCroix said. Haugen has said one of his first priorities is to talk to 2,000 people in the district within his first 90 days in order to build relationships, which LaCroix said is a huge benefit for the district. Haugen’s work history indicates a commitment to the district in which he serves.

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June 30, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Assumed Names Any individual, corporation, limited Lakeville Motors, 20629 Kenrick Ave., partnership or limited liability company Lakeville. that conducts business in Minnesota Suppreme Seal, 18845 Iroquois Way, under a name other than their full legal Lakeville. name, must file a Certificate of Assumed Inglewood Home Solutions, 16020 InName. glewood Drive, Lakeville. Elementary Mortgage, 10503 165th St. Jane Dough Bakery, 19900 Desmond W., Lakeville. Court, Farmington. Viet Tran, 16074 Goodview Court, Janetâ&#x20AC;&#x2122;s Marketing Biz, 18422 Everest Lakeville. Circle, Farmington. Hoffmanâ&#x20AC;&#x2122;s, 21679 Cedar Ave., Lakeville. MinnYaks, 19700 Falcon Path, FarmingPapia Design, 21226 Honeycomb Way, ton. Lakeville. Charged up Chics, 20340 Enright Way, Little Buddies Daycare, 20870 Idaho Farmington. Ave., Lakeville. Designtek Solutions, 5638 180th St. W., Sassy Gladys Beads, 18114 Kindred Farmington. Circle, Lakeville. Elite Lanscape Services, 19649 CamTLC Healing Touch, 16773 Jonquil Trail, rose Way, Farmington. Lakeville. Tranquility Pools and Spas, 437 TamaGramps and Sammys, 10475 209th St. rack Trail, Farmington. W., Lakeville. Maurice Howellâ&#x20AC;&#x2122;s Books, 313 Main St., EGS Marketing, 17900 Isle Ave., LakevFarmington. ille. Eyram Foods, 1218 Oak St., FarmingBelle Vie Design, 13484 Coachford Ave., ton. Rosemount. Silver Vines Winery, 203 E. Second St., Decks Plus More, 13622 Atrium Ave., Hastings. Rosemount. J & L Auto and Truck Repair, 15746 Rosemount Tobacco, 3808 150th St. W., Freeborne Ave., Hastings. Rosemount. JBH Financial Consultants, 1339 JackHolleman Hauling and Moving, 2081 son Drive, Hastings. 138th St. W., Rosemount. Sweet T Photography, 2243 Glacier Midwest Party Girls, 604 12th Ave. N., Way, Hastings. South St. Paul. Majestic Boarding Home, 17037 Jonquil Laser Liquor, 5300 S. Robert Trail, Inver Ave., Lakeville. Grove Heights. Koenig Homes, 16140 Inverness Way, Glitzy Girls, 502 20th Ave. N., South St. Lakeville. Paul. Lakeville Orthodontics, 10482 185th St., MediaTame Marketing, 302 23rd Court Lakeville. S., South St. Paul. Doodle Dog and Divas! 19574 Jasper 4554 Design, 123 Fifth Ave. N., South Court, Lakeville. St. Paul. Northern Stars Construction, 23231 LoREG Funding, 1670 Robert St. #181, gan Way, Lakeville. West St. Paul.

AO Smith Group, 1670 Robert St. S. #181, West St. Paul. Redbird Workshop, 1870 Eagle Ridge Drive #9, Mendota Heights. Kool Sisters Crafting, 720 Marie Ave., Mendota Heights. Lilydale Outdoor, 807 Sibley Memorial Highway, Lilydale. Lilydale Outdoor Living, 807 Sibley Memorial Highway, Lilydale. Stratum Enterprises, 760 Havenview Court, Mendota Heights. Otis Outdoors, 2202 Aztec Lane, Mendota Heights. Digital Tiki, 3348 Sherman Court #102, Eagan. Onsite Technology Services, 990 Lone Oak Road #102, Eagan. North Star Sales & Distribution, 3348 Sherman Court #301, Eagan. Airport Car Service, 3343 Coachman Road #301, Eagan. B.G.M. Consolidated, 1715 Yankee Doodle Road #200, Eagan. IntraDyn, 3285 Northwood Circle, Eagan. Next Level Pursuit, 4541 Slater Road #102, Eagan. Next Level Ent, 4541 Slater Road #102, Eagan. Homestyle Bakery Products, 1959 Silver Bell Road #301, Eagan. Shuffle 52, 1946 Shawnee Road, Eagan. Lyfestyle Training, 4541 Slater Road #102, Eagan. MS Management, 4555 Erin Drive #220, Eagan. Pilot Knob Animal Hospital, 4145 Knob Drive, Eagan. Jack of All Trades Handyman, 4158 Meadowlark Way, Eagan. Boabey Lawn Care Services, 1959 Silver Bel Road #301, Eagan.

At North Country, which opened June 13, the Wattses are again betting on an idea. â&#x20AC;&#x153;We actually hired people to search the Internet and call people and find out if there was anything like this in the country,â&#x20AC;? Tim said. â&#x20AC;&#x153;We decided t h i s might be a good business.â&#x20AC;? North Country is spread out over 10,000 square feet in a building west of the Pepsi bottling plant on East Cliff Road. Membership fees range from $50 for an eight-hour daily fee to $250 a month for professional woodworkers. In addition to the power tools that come with the price of admission, customers can rent personal toolboxes by the day, as well as personal storage lockers. Classes of varying lengths, costs, skill levels and specialties will be offered weekdays,

evenings and weekends. The staff of 10 full- and parttime employees is loaded with woodworking experience, the Wattses said, representing specialties from pen turning to canoe making. The assistant manager is Ken Jansen, a cabinetmaker since 1990 whose past employers include Alâ&#x20AC;&#x2122;s Cabinets in Burnsville. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re as welloutfitted as any cabinet s h o p o u t there,â&#x20AC;? Jansen said of North Country. It isnâ&#x20AC;&#x2122;t a job shop, Tim Watts said. The staff wonâ&#x20AC;&#x2122;t build your project, but help will be available every step of the way. â&#x20AC;&#x153;If a guy wants to come in here and build a new kitchen for his house, weâ&#x20AC;&#x2122;ll help him,â&#x20AC;? Watts said. More information is at www.northcountr ywoodshop.com. John Gessner is at john.gessner@ecm-inc.com.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

vincial Bank) at (952) 469-9229. â&#x20AC;˘ Thursday, July 14, 9 to 10 a.m., YPro Group brainstorming meeting at Panera Bread, 1260 Promenade Place, Eagan. Date-specific Over the past few months there Dakota County Regional has been interest in reconvenChamber of Commerce events: ing a Young Professional (YPros) â&#x20AC;˘ Thursday, June 30, noon to 1 group in Dakota County. We inp.m., Minnesota Chamber Spring vite you to attend this brainstormRegional meeting, Kraemer Min- ing meeting to discuss the opporing and Materials, 1020 Cliff Road tunities, feasibility and learn from W., Burnsville. Free. Information: Eric Mills, Dakota County TechniRuthe Batulis at (651) 288-9201 cal College, the structure he creor rbatulis@dcrchamber.com. ated and implemented to create â&#x20AC;˘ Tuesday, July 12, 4:30 to 6 a very successful YPro group in p.m., Summer Meet and Greet Winona. Feel free to bring othat Mendoberri Cafe and Wine ers you think might benefit from Bar, The Village, 730 Main St., a group of this type. InformaMendota Heights. Meet and greet tion: Michelle Tighe at mtighe@ fellow chamber members. Free dcrchamber.com. appetizers, cash bar. Information: â&#x20AC;˘ Thursday, July 14, 4:30 to (651) 209-3270, www.mendober- 6:30 p.m., Hilton Garden Inn ri.com. Margaritaville, Hilton Garden Inn, â&#x20AC;˘ Wednesday, July 13, noon to 1975 Rahncliff Court, Eagan. This 1:15 p.m., ChamberNet at ProAct laid-back networking event will Inc., 3195 Neil Armstrong Blvd., feature complimentary light apEagan. Lead sharing group. In- petizers and a cash bar. Informaformation: Robb Sweetham (Pro- tion: Michelle Tighe at mtighe@

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dcrchamber.com. â&#x20AC;˘ Tuesday, July 19, 7 to 9 a.m., South of the River Chamber Breakfast with Rep. John Kline at Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Hear the latest on health care reform, employee free choice (card check) legalization, finance regulation and reform legislation, and jobs. Reservations: $15 per person by July 12. No walk-ins. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Tuesday, July 19, noon to 1:30 p.m., new member orientation, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Lunch and drinks will be served. Free to attend. RSVP by calling Michelle at (651) 2889202. â&#x20AC;˘ Wednesday, July 20, 8 a.m. to noon, Executive Roundtable Group meeting, DCR Chamber of Commerce Office, 1121 Town Centre Drive, Suite 102, Eagan. For more information about this group or how to get involved call Greg Buck of Buck Financial Services at (612) 708-4221 or e-mail gbuck@bfsllc.info. â&#x20AC;˘ Wednesday, July 27, noon to 1:15 p.m., ChamberNet at ProAct Inc., 3195 Neil Armstrong Blvd., Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Friday, July 1, 6 p.m., Music in Kelley Park by MacPhail Jazz. Free. Beer and wine available. â&#x20AC;˘ Friday, July 8, 6 p.m., Music in Kelley Park by The Castaways. Free. Beer and wine available. â&#x20AC;˘ Friday, July 15, 6 p.m., Music in Kelley Park by Wood and His Wonderful World. Free. Beer and wine available. â&#x20AC;˘ Friday, July 22, 6 p.m., Music in Kelley Park by Cedar Avenue. Free. Beer and wine available. â&#x20AC;˘ Friday, July 29, 6 p.m., Music in Kelley Park by Michael Monroe. Free. Beer and wine available. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, July 7, 4:30 to 6:30 p.m., Business After Hours, co-hosted by Burnsville Fire Muster and Morganâ&#x20AC;&#x2122;s on Nicollet at Morganâ&#x20AC;&#x2122;s, 14201 Nicollet Ave., Burnsville. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Wednesday, July 13, 8 to 9 a.m., A.M. Coffee Break at Buzz Cafe, 411 W. Burnsville Parkway, Burnsville. Information: Anne at

anne@burnsvillechamber.com. â&#x20AC;˘ Tuesday, July 19, 7 to 9 a.m., South of the River Chamber Breakfast with Rep. John Kline at Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Hear the latest on health care reform, employee free choice (card check) legalization, finance regulation and reform legislation, and jobs. Reservations: $15 per person for chamber members and $20 per person for nonmembers. Register by July 10. No walkins. Information: Anne at anne@ burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, June 30, 11:30 a.m. to 1 p.m., General Membership Luncheon, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road. Topic: Social Security Administration. Cost: $20. Registration required at www.lakevillechambercvb.org/register2.html. â&#x20AC;˘ Wednesday, July 6, 7:30 to 8:30 a.m., Morning Brew, Rozmarin Family Chiropractic, 18476 Kenrick Ave., Suite 201. â&#x20AC;˘ Thursday, July 28, 4:30 to 6:30 p.m., Networking After Hours, Brunswick Zone XL. River Heights Chamber of Commerce events: â&#x20AC;˘ Tuesday, July 12, 11:30 a.m. to 1 p.m., Keep it Local for Lunch at Mississippi Pub, 4455 66th St. E., Inver Grove Heights. Information: Annie Platek at annie@riverheights.com. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate

35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network Inter-

national, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 30, 2011

11A

Capitol Commerce

Senators attempt to force special session Ramsey County court denies petition that would have called legislative session by T.W. Budig ECM CAPITOL REPORTER

Sen. Sean Nienow isnâ&#x20AC;&#x2122;t discouraged. Nienow watched as Ramsey County District Court Judge Kathleen Gearin rejected on June 23 a petition he and three other Republican state senators filed requesting the court order Democratic Gov. Mark Dayton to call a special legislative session â&#x20AC;&#x201D; something the governor thus far has refused to do â&#x20AC;&#x201D; to deal with the state budget. In their petition, Nienow of Cambridge, Sen. Warren Limmer of Maple Grove, and the other state senators argued that the Minnesota State Constitution expressly states that no money shall be paid out of the treasury except by appropriation by law. Hence, the responsibility for funding belongs to the Legislature â&#x20AC;&#x201D; not the courts, it is reasoned. The senatorsâ&#x20AC;&#x2122; petition on June 22 to the Minnesota Supreme Court in the matter was turned down, but Nienow doesnâ&#x20AC;&#x2122;t view the court action as a defeat. In his view, the Supreme Court merely said, â&#x20AC;&#x153; â&#x20AC;&#x2DC;Itâ&#x20AC;&#x2122;s not time for us to hear this right now,â&#x20AC;&#x2122; â&#x20AC;? Nienow explained. In addition to dismissing the senatorsâ&#x20AC;&#x2122; petition, Gearin also denied a request by Day-

ton that the court appoint a mediator to mediate stalled budget talks between Democrats and Republicans. The ongoing state budget impasse could result in July 1 state government shutdown. For his part, Nienow found the arguments made by Dayton attorney David Lillehaug after Gearin denied the request for a mediator curious. Both in their petition and in court, Dayton and his attorney argue that the governor has constitutional and statutory powers that could be invoked in the case of a state government shutdown. â&#x20AC;&#x153;The governor plans to proceed carefully in invoking the inherent powers of his office,â&#x20AC;? Daytonâ&#x20AC;&#x2122;s petition reads. As a former U.S. senator, the governor understands the power to make laws is primarily a legislative duty, the petition explains. â&#x20AC;&#x153;But if he must take action to protect the lives and safety of the people of Minnesota, he will,â&#x20AC;? reads the petition. â&#x20AC;&#x153;The governor will take action,â&#x20AC;? Lillehaug said in court, adding that for the present time the governor requests nothing else from the court. Nienow, not an attorney, believes the argument the governor is making is bogus. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s scary if you think

Capitol Roundup

Photo by T.W. Budig

Sen. Sean Nienow, R-Cambridge, leans over on the Senate floor to discuss an issue with Sen. Ray Vandeveer, R-Forest Lake, in a photo taken last session. Nienow has been actively engaged in the legal drama surrounding the potential state government shutdown. about it,â&#x20AC;? Nienow said of perNienow finds the tact the ceived amassing of power by Dayton team is taking simithe executive branch. lar to the one taken by former

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

Republican governor Tim Pawlenty in his unallotment actions. The court disagreed with Pawlentyâ&#x20AC;&#x2122;s take on his powers as governor, Nienow noted. In her comments on her decision to deny the request for a mediator, Gearin argued it would be â&#x20AC;&#x153;improperâ&#x20AC;? for her to order one, citing legal cases dealing with separation of power. Gearin noted the looming state government shutdown would be â&#x20AC;&#x153;far more seriousâ&#x20AC;? than the last one in 2005 as virtually no appropriations were signed into law. This is a tough time for the state, Gearin said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s frightening,â&#x20AC;? she said of the negative impact a state government shutdown could have business and individuals. But the courts cannot make things better, she said. â&#x20AC;&#x153;The people want them (lawmakers) to keep talking â&#x20AC;&#x201D; period,â&#x20AC;? Gearin said. Others arguing before Gearin on June 23 included Democratic Attorney General Lori Swanson. In part, Swanson argued that state residents have certain rights and privileges under the United States and Minnesota constitutions and

these must be protected by the executive branch of government. Swanson, citing case law, argued that the core functions of state government must continue even in the absence of appropriate funds and that the court has jurisdiction over the rights and responsibilities of state constitutional officers. The possible appointment by the court of a special master to mediate in funding disputes was discussed the during the court hearing. â&#x20AC;&#x153;I know Iâ&#x20AC;&#x2122;m a way station on the road the appellate court,â&#x20AC;? Gearin said at one point. Nienow expects Gearin to allow for some funding of state government in the event of a state government shutdown. But the ruling will not be as broad as Swanson is arguing for, according to Nienow. As for filing further challenges, Nienow indicated he and others would discuss their options. He did not rule out filing another challenge. T.W. Budig is at tim.budig@ ecm-inc.com.

School officials express concerns to metro DFLers Representatives talk funding, shutdown with area teachers, administrators by Jessica Harper ECM CAPITOL REPORTER

â&#x20AC;&#x153;The most important thing is that districts have stable and adequate funding,â&#x20AC;? Mariani said. Rob Nelson, principal of Harriet Bishop Elementary in Savage, said he worries schools will struggle to fund professional development opportunities for teachers over the summer in the event of a state shutdown. The DFLers blamed Republicans for the looming shutdown. â&#x20AC;&#x153;In my opinion, we have a very young and inexperienced majority,â&#x20AC;? Mariani said. â&#x20AC;&#x153;We may be handling things differently if the veteran (Republicans) were still here.â&#x20AC;? Mariani said he believes a compromise has been particularly difficult to reach with the freshmen legislators, many of whom align themselves with the Tea Party movement. Several discussions over the past few weeks have centered around whether to cut integration and compensatory funding. â&#x20AC;&#x153;The losers of this bill are the poor kids,â&#x20AC;? Greiling said

of a proposal made earlier this week to cut compensatory funding. Lisa Ryder, executive director of business services for District 191, noted that the district could be deeply affected since it is serving a growing number of lowincome students who are of-

ten unprepared for their first year of school. Vicki Roy, a former longtime School Board member in District 191, said though she supports integration programs, she feels they often pit school districts against one another. â&#x20AC;&#x153;It often inhibits us from

doing better,â&#x20AC;? she said. There has also been discussion around cutting general aid. If one proposal that emerged during the stalemated legislative session were to pass, the BurnsvilleEagan-Savage district would See Concerns, Page 12A

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As Republican legislative leaders and DFL Gov. Mark Dayton continued to battle over the state budget last week, more peaceful discussions were taking place among legislators and local school officials. Area teachers and administrators discussed state policies and a potential July 1 government shutdown June 23 with DFL Reps. Mindy Greiling of Roseville, Carlos Mariani of St. Paul and Nora Slawik of Maplewood. The meeting was held at the district offices of BurnsvilleEagan-Savage District 191. It was one of many discussions on various topics that DFL legislators have been holding across the state. Several school officials expressed frustration over funding cuts and ever-changing mandates, as well as the fi-

nancial burden threatened by the looming shutdown. Elizabeth Vaught, principal of Edward Neill Elementary in Burnsville, said she fears Minnesota will fall to the same standards as Arizona, where she previously taught. â&#x20AC;&#x153;Systems there and in Florida fail families and children,â&#x20AC;? she said. â&#x20AC;&#x153;I worry Minnesota will start failing.â&#x20AC;? Mariani said he and other DFLers are working to keep that from happening. Jim Smola, teachers union president in RosemountApple Valley-Eagan District 196, said heâ&#x20AC;&#x2122;s disheartened that special education cuts continue to weigh on school districts. â&#x20AC;&#x153;Any cuts to special education put pressure on other areas,â&#x20AC;? he said. District 196, for instance, has previously drawn from its general fund to support special education programs when that funding was cut. All three DFLers agreed they would try to avoid cuts to these types of mandated programs.

12A

June 30, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Concerns from Page 11A

receive approximately $15 less per pupil next school year than in 2010-2011. The following year the district would receive about $60 less. â&#x20AC;&#x153;Burnsville is a big loser in this bill,â&#x20AC;? Greiling said. Other proposals included cutting special education by 2 percent. In addition to their efforts to preserve education funding, the DFLers said they hope in future sessions to push for grants to fund safe-school initiatives.

However, several school administrators said they do not rely on that money since it is a temporary revenue source. â&#x20AC;&#x153;We are looking six years down the road. â&#x20AC;Ś Itâ&#x20AC;&#x2122;s not sustainable,â&#x20AC;? Ryder said. Whether the state should create standardized teacher evaluations is another issue that has been thrown around by the Legislature for some time. Jeremy Willey, principal M.W. Savage Elementary, described recent proposals as â&#x20AC;&#x153;overprescribed and underfunded mechanisms.â&#x20AC;?

Legislators should seek input from teachers and principals before developing evaluation standards, he said. Smola said he hopes state officials and the public begin to focus on helping teachers become better rather than pushing out â&#x20AC;&#x153;bad teachers.â&#x20AC;? â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s unfortunate that thereâ&#x20AC;&#x2122;s the idea that thereâ&#x20AC;&#x2122;s all these terrible teachers out there â&#x20AC;Ś Every district has evaluations that works best for them,â&#x20AC;? he said. E-mail Jessica Harper at: jessica.harper@ecm-inc.com

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

TO WHOM IT MAY CONCERN: Notice is hereby given that the Lower Minnesota River Watershed District (District) will meet at Chaska Community Center, Rainbow Room, 1661 Park Ridge Drive, Chaska, MN, on Wednesday, July 13th, 2011, at approximately 5:30 p.m., or as soon thereafter as the matter may be heard, to hear public comments on the September 2010 60-day review draft of the District's Third Generation Watershed Management Plan. The September 2010 60-day review draft of the District’s Third Generation Watershed Management Plan is available on the District website at Agency www.watersheddistrict.org. review comments on the September 2010 60-day review draft of the District’s Third Generation Watershed Management Plan and District responses are also available on the District website at www.watershed district.com. Persons who desire to be heard with reference to the District’s September 2010 60-day review draft of the Third Generation Watershed Management Plan will be heard at this meeting. Written comments may be submitted to Terry Schwalbe, Administrator, 112 East 5th Street, Chaska, MN 55318 or emailed to terrys@lowermn.com. 2659848 6/30/11

PUBLIC NOTICE

NOTICE OF FILING The following notice is provided pursuant to the provisions of Minn. Stat. §322B.816: 1. DCB Investment Company, LLC has dissolved, and is in the process of winding up its affairs. 2. DCB Investment Company, LLC has filed with the Minnesota Secretary of State a Notice of Dissolution. 3. The Notice of Dissolution was forwarded via U.S. Mail for filing with the Minnesota Secretary of State on June 28, 2011. 4. Written claims against DCB Investment Company, LLC must be presented to: S. Todd Rapp, P.A. 4686 Slater Road Eagan, MN 55122 Attn: S. Todd Rapp, Esq. 5. Claims must be received on or prior to a date which is 90 days after the first date of publication of this Notice, or as to any and all claimants or creditors to whom this Notice is directly given, on or prior to a date which is 90 days after the date this Notice is given to that claimant or creditor. Dated: June 28, 2011 /s/ S. Todd Rapp, Esq. Attorney for DCB Investment Company, LLC 2666255 6/30-7/21/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-360 In Re: Estate of Raymond Joseph Backes, Jr., Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated June 4, 2001. The Registrar accepted the application and appointed Kathleen M. Kincade, whose address is 9163 Courthouse Blvd. Ct., Inver Grove Heights, MN 55077, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further give that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: June 23rd, 2011 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar GRANNIS & HAUGE, P.A. Vance B. Grannis, Jr. MN# 36821 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 2663110 6/30-7/7/11

CITY OF LAKEVILLE ADVERTISEMENT FOR BIDS

OUTDOOR SIREN WARNING SYSTEM NOTICE IS HEREBY GIVEN that the City of Lakeville will receive sealed bids at City Hall, 20195 Holyoke Avenue, until 2:00 p.m. on August 9, 2011, at which time they will be publicly opened and read aloud for the purchase of an outdoor siren warning system. The outside of the sealed envelope must be properly marked "Bid for Siren Warning System". Each bid must be accompanied by a bid bond or certified or cashier's check, payable to the City of Lakeville, in an amount equal to at least five percent (5%) of the total net bid. For additional information and a copy of the specifications, contact Sergeant John Kornmann at the Lakeville Police Department, 952-985-4843. DATED this 27th day of June, 2011. CITY OF LAKEVILLE Charlene Friedges, City Clerk 2665275 6/30/11

Notice of Public Sale SS Minnesota, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday July 13, 2011 on or after 9am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. T. Martinson - Unit 336 Office Furniture, Dresser, Clothes A. English - Unit 313 Leather couch, VCR D. Orsi - Unit 515 Mattresses, Tools, Dresser, Fishing Gear J. Avery - Unit 606a Record Player, Misc. Boxes, Shelving R. Whight - Unit 611 Artwork, Furniture, Vacumm S. Leinum - Unit 548-549 Misc. items 2636632 6/23-6/30/11

PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County of Dakota District Court 1st Judicial District Court File Number: 19AV-FA-11-1853 Case Type: Domestic Abuse In the Matter of: Shannon Rae Johnson, Petitioner vs. Donald Williams-Pryor, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue Apple Valley, MN 55124 on July 21, 2011 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the Court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: June 24, 2011 Carolyn Renn/ Valerie Blomquist Court Administrator / Deputy 2665006 6/30/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-354 Estate of Joy Ann Grogan, a/k/a Joy A. Grogan, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated December 18, 2009, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Cheryl J. Alementi, whose address is 401 124th Lane NW, Coon Rapids, MN, 55448, Lori E. Grogan, whose address is 1967 North Ruby Court, Eagan, MN, 55122, and Kathleen S. Grogan, whose address is 3150 Riverbirch Drive #204, Aurora, IL 60502, as co-personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the co-personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representatives have full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Co-Personal Representatives must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the co-personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: June 21st, 2011 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar Attorney for Personal Representative John D. Kosanda Courey, Kosanda & Zimmer, P.A. 945 Winnetka Avenue North Suite 200 Golden Valley, MN, 55427 Attorney License No: 0186326 Telephone: (763) 398-0441 FAX: (763) 398-0062 Email: jkosanda@ckzlawfirm.com 2658967 6/23-6/30/11

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: STOCKMAN FARMS LLC 2. State the address of the principal place of business: 3407 Red Oak Circle No., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Wayne W. Stockman, 3407 Red Oak Circle No, Burnsville, MN 55337 John C. Stockman, 990 Lake Susan Hills Dr., Chanhassen, MN 55317 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 5/31/2011 Wayne W. Stockman, Managing Shareholder 2665734 6/30-7/7/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-345 Estate of Gerald J. De Moulin, Decedent. It is Ordered and Notice is given that on July 25, 2011, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Will of Decedent, dated June 22, 2009, (“Will”), and for the appointment of Brenda M. Alreck, whose address is 877 Whitney Drive, Apple Valley, Minnesota 55124, and Laura A. Johnson, whose address is 888 Redwell Lane, Apple Valley, Minnesota 55124, as Personal Representatives of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 6/15/11 BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Petitioners Terrence A. Merritt, Esq. Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, #600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: 952-953-8824 Fax: 952-432-3780 Email: merrittt@seversonsheldon.com 2653586 6/23-6/30/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-371 Estate of Lyla Mae Joyce aka Lyla M. Joyce, and Lyla Mae Pike, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated March 2, 1987, and separate writings under Minn. Stat. 524.2-513, dated March 2, 1987, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Kathleen Murphy, whose address is 1984 Oakdale Ave, Apt. 417, West St. Paul, MN, 55118, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: June 27th, 2011 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar Attorney for Personal Representative Daniel A. Beckman Gislason & Hunter LLP 701 Xenia Ave S, Ste 500 Minneapolis, MN, 55416 Attorney License No: 192089 Telephone: (763) 225-6000 FAX: (763) 225-6099 Email: dbeckman@gislason.com 2665279 6/30-7/7/11

PUBLIC NOTICE Allstate Self Storage 12001 South Hwy. 35w Burnsville, MN 55337 952-894-4944 Public Auction July 2nd 2011 1:00P.M. C172 10x10 Angela Desmarais Amount Owed $490 Misc Boxes C180 10x10 Kim Lindstrom Amount Owed $560 Misc Electronics D200 5x15 Daniel Dillard Amount Owed $417 Misc Boxes E336 10x20 Akmal Elwan Amount Owed $951 Automotive Items E349 10x30 Fearon Campbell Amount Owed $695 Tools, Electronics E354 10x20 Kim Lindstrom Amount Owed $1856 HH Items, Electronics F516/F524 5x10s Gerald Hudson Amount Owed $681 Misc Boxes F543 5x10 Loren Hall Amount Owed $330 HH Items, Misc Boxes H806 10x10 Richard Brandes Amount Owed $695 Building Supplies H838 10x20 Craig Kuczek Amount Owed $594 HH Items, Furniture G1268 5x12 Anne Bugenstein Amount Owed $367 Misc Boxes J972 10x10 Anne Bugenstein Amount Owed $738 HH Items, Furniture J977 10x10 Sandy Allen Amount Owed $465 Misc Boxes, Furniture J1019 10x15 Charles Strother Amount Owed $433 Furniture, HH Items K1036 10x10 Jim Farley Amount Owed $357 Misc Boxes, Kids Items 2658429 6/23-6/30/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Fenton Occupational Safety 2. State the address of the principal place of business: 7131 Clay Ct E, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Michael James Fenton, 7131 Clay Ct E, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 05/24/11 Michael James Fenton Occupational Health and 2665777 6/30-7/7/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-3154 In the Matter of the Petition of: U.S. Bank National Association In Relation to Certificate of Title No. 146531 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Twenty-two (22), Block One (1), Forest Hills, according to the plat thereof now on file and of record in the office of the Register of Deeds within and for the County of Dakota and State of Minnesota. TO: NICOLE SANCHEZ; BRUCE GOSS; JEANNE GOSS; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 24th day of August, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 146531 and enter a new Certificate of Title for the land there in described in favor of U.S. Bank National Association, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 669435, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: 6/10/11 BY THE COURT: /s/ Patrice K. Sutherland Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2658307 6/23-6/30/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: B.G.M. CONSOLIDATED 2. State the address of the principal place of business: 1715 YANKEE DOODLE ROAD, SUITE 200, EAGAN, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. B.G.M. CONSOLIDATED (MN PARTNERSHIP), 1715 YANKEE DOODLE ROAD, SUITE 200, EAGAN, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 5/19/11 Timothy L. Menning, General Partner 2651963 6/23-6/30/11P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Court File No.: __________ ______________________________ TCF National Bank, Plaintiff v. Patricia E. Spicer, Defendant. ______________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANT: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at Koepke Law, Ltd., 3161 Fernbrook Lane North, Plymouth, Minnesota 55447. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION . The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. The object of this action is to enforce Plaintiff's rights and remedies against Defendant. KOEPKE LAW, LTD. Dated: ______________________ By: ________________________________ Jacqueline J. Williams (#386611) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1202 Fax: (763) 201-1212 Email: jwilliams@koepkelaw.com Attorneys for Plaintiff 2665930 6/30-7/14/11

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PUBLIC NOTICE

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Southway Apartments LLC 2. State the address of the principal place of business: 3407 Red Oak Circle No., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Carole A. Stockman, 3407 Red Oak Circle No., Burnsville, MN 55337 Yola D. Beckman, 4139 Strawberry Lane, Eagan, MN 55123 Wayne W. Stockman, 3407 Red Oak Circle No., Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 5/31/2011 Wayne W. Stockman, Managing Partner 2665751 6/30-7/7/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: H2C 2. State the address of the principal place of business: 14605 Greenridge Lane, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. H2C Inc, 14605 Greenridge Ln, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 6/14/2011 Darlene Whitehead Owner 2656063 6/23-6/30/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Special Kid Care 2. State the address of the principal place of business: 176 Walnut Lane, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Padraig’s Place, 176 Walnut Lane, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 05/12/2011 Eileen Kelly-Foley, President 2654028 6/23-6/30/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Tiny Hands 2. State the address of the principal place of business: 5404 Egan Drive, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Han Mei Pak, 5404 Egan Drive, Savage, MN 55378 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/29/2011 Han Mei Pak 2662992 6/30-7/7/11P

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PUBLIC NOTICE

ORDER AND NOTICE FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT No. 19HA-CV-11-3472 ----------------------------------------------------------In Re Petition of Minnesota Valley Humane Society ----------------------------------------------------------It is Ordered and Notice is hereby given that a hearing will be held at the Dakota County Judicial Center in the City of Hastings, State of Minnesota, on the 22nd day of July, 2011 at 9:00 a.m. on a Petition of the Minnesota Valley Humane Society, a Minnesota non-profit corporation, for the judicial supervision of the dissolution of the corporation pursuant to Minn. Stat. § 317A.741. Notice of the hearing shall be published in a legal newspaper in Dakota County once a week for two consecutive weeks with the second publication at least 10 days prior to the date of the hearing. Notice of the Hearing shall also be mailed by first class mail to the Minnesota Attorney General at least 14 days prior to the date of the hearing. Dated: 6/21/2011 Erica H. MacDonald District Court 2664782 6/30-7/7/11

PUBLIC NOTICE

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Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-11-1790 Case Type: Domestic Abuse In the Matter of: Leisl Fatama AuVante-Johnson, Petitioner vs. Travis Taylor AuVante, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave. Apple Valley MN 55124 on 7-25-11 at 9:00 A.M. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: June 23, 2011 Becky Meyer Court Administrator / Deputy 2663039 6/30/11

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NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-344 Estate of Francis J. Zirbel, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated December 9, 2010, (“Will”) has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Brenda J. Zirbel, whose address is 4317 Eagle Crest Drive, Eagan, Minnesota 55122, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: June 15th 2011 CAROL M. RENN Registrar By: /s/ Joann Bauer Deputy Registrar Attorney for Personal Representative Emily Fox Williams SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0297720 Telephone: 952-953-8809 FAX: 952-432-3780 Email: williamse@seversonsheldon.com 2653533 6/23-6/30/11

Notice of Public Hearing on Sale of Land Dakota County Community Development Agency NOTICE IS HEREBY GIVEN that the Dakota County Community Development Agency (the 'CDA') will meet on Tuesday, July 26, 2011 at or after 3:30 p.m. at its offices at 1228 Town Centre Drive, Eagan, Minnesota, 55123, for the purpose of conducting a public hearing pursuant to Minnesota Statute 469.029 regarding the sale by the CDA of certain land located at 3255 Northwood Circle in the City of Eagan to Eagan Northwood Family Housing Limited Partnership for the purpose of developing low and moderate income residential rental townhomes. All persons interested may appear and be heard at the time and place set forth above. Dated: June 23, 2011 BY ORDER OF THE BOARD OF COMMISSIONERS OF THE DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY By /s/ Mark S. Ulfers Executive Director 2660663 6/30/11

PUBLIC NOTICE

- NOTICE OF SALE The following goods will be sold at public auction to cover storage liens. Sale will be conducted at North Star Mini Storage, 1900 W 143rd Street, Burnsville, MN 55306 at 9:30 A.M., July 12, 2011. CASH ONLY North Star Mini Storage L.P. reserves the right to accept or decline any or all Bids. #1064 Aleksandr V. Dubovoy 1905 Southcross #1706 Burnsville, MN 55306 Household Goods #1114 Steve Shirley DCO 3-13 INF Regiment Ft. Jackson, SC 55306 Household Goods #1118 David Christofferson 709 Meadow View Ln SE Lonsdale, MN 55045 Household Goods #2108 John A. Walberer 14556 Edgewood Ave. Savage, MN 55378 Household Goods #2034 William Bowman 8891 Broderick Blvd #217 Inver Grove Heights, MN 55076 Electronics #2066 Sharon Thompson 1600 West 143rd Street Burnsville, MN 55306 Household Goods #2068 Danna Beard 14352 Embry Path # L St. Paul, MN 55124 Household Goods #2143 Rebecca Clayton 3547 Garfield Ave. South Minneapolis, MN 55408 Household Goods #2155 Sinova Fisher 415 Brittnay Drive Oxford, MS 38655 Household Goods #2169 Michael Shanahan 1817 East 123rd Street Burnsville, MN 55337 Household Goods #2172 Alzena Zachary 13209 Penn Ave. South Burnsville, MN 55337 Household Goods #2176 Kristan Carlisle 2705 W. HWY 42 #225 Burnsville, MN 55306 Household Goods #2208 Mark S. Iseri 15251 Greenhaven Drive #241 Burnsville, MN 55306 Toy Rocking Horse #2223 Tammy Martinson PO Box 72 Savage, MN 55378 Household Goods #2243 John Caisse 13751 Shirley Drive Burnsville, MN 55337 Household Goods #3008 David Youngman 13645 Glendale Trail Savage, MN 55378 Household Goods #4015 CCC Metrowebtrends 3410 Fox Trail NW Prior Lake, MN 55372 Household Goods/Records #4024 Shonda Dotson 7750 Whitney Dr. #209 Apple Valley, MN 55124 Household Goods #4025 Mark Walton 1605 Cliff Rd #128 Burnsville, MN 55337 Household Goods #4035 Betty Byres 9915 Briar Rd. #625 Bloomington, MN 55437 Household Goods 2662257 6/30-7/7/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Leafley Lawn Care 2. State the address of the principal place of business: 12646 Joppa Ave S., Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ryan R Leafstedt, 12646 Joppa Ave S., Savage, MN 55378 Cory M Grimsley, 1234 NW 4th St., Faribault, MN 55021 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 5-19-11 Ryan R Leafstedt Owner and Operator 2657485 6/23-6-30/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-2781 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 133217 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Ten (10), Block Three (3), in Ridge View Acres, according to the recorded plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. TO: JUAN ANTONIO RUIZ; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., LENDER IS CITI BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of August, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows. That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 133217 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorials of Document Nos. Bk 49/MR Pg 306, 110363, 256487, 256488, 256489, and 256492 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 668214, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 5/17/11 BY THE COURT Tim D. Wermager Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2666156 6/30-7/7/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: UNISAN 2. State the address of the principal place of business: 14250 JUDICIAL ROAD, BURNSVILLE, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Terence B. Markham dba, 5450 WEST 83RD STREET, LOS ANGELES, CA 90045 Ronald Markham dba, 5450 WEST 83RD STREET, LOS ANGELES, CA 90045 4. This certificate is an amendment of Certificate of Assumed name number 40655020004 originally filed on NOVEMBER 19, 2010. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: JUNE 6, 2011 JOYCE CHELLBERG, FINANCE ADMINISTRATOR 2660481 6/30-7/7/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-2983 In the Matter of the Petition of: Federal Home Loan Mortgage corporation, a United States corporation, in Relation to Certificate of Title No. 144095 issued for land in the County of Dakota and State of Minnesota legally described as follows: Residential Unit No. 73 and Garage Unit No. 73A, Condominium No. 56, Castle Crest Condominiums, located in the County of Dakota. TO: ROXANNA IONITA; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 13th day of July, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 144095 and enter a new Certificate of Title for the land therein described in favor of Steven Beckman, subject to the memorials of Document Nos. 110363, 137657 and 137658 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 675424, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 6/5/11 BY THE COURT: Pat Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2658939 6/23-6/30/11

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: UNISPACE 2. State the address of the principal place of business: 14250 JUDICIAL ROAD, BURNSVILLE, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. OFFICE LINK DESIGN LLC, 5450 WEST 83RD STREET, LOS ANGELES, CA 90045 4. This certificate is an amendment of Certificate of Assumed name number 40655020003 originally filed on NOVEMBER 19, 2010. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: JUNE 6, 2011 JOYCE CHELLBERG, FINANCE ADMINISTRATOR 2660520 6/30-7/7/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-1388 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, In Relation to Certificate of Title No. 145381 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Three (3), Block Twelve (12) in RIDGECLIFFE FOURTH ADDITION, according to the recorded plat thereof. TO: SAMUEL M. LIMSITHI; SOUKSAMAY LIMSITHI; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 10th day of August, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 145381 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, subject to the memorials of Document Nos. 465046 and 465047 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 663514, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: May 20, 2011 BY THE COURT: /s/ Timothy D. Wergmager Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2657044 6/23-6/30/11

ORDER FOR HEARING AND NOTICE (Petition To Terminate Parental Rights PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-1578 In the Matter of the Welfare of N.K.N.Z., Child. TO: April Lee Surratt Social Worker Relda Brown, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: under Minn. Stat. 260C.301, Subd. 1(b), subsections (1), (2), (4), and (8): Min. Stat. 260C.301, Subd. 1(b)(1): Parent has abandoned the child. Minn. Stat. 260C.301, Subd. 1(b)(2): Parent has substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon on that parent by the parent and child relationship. Minn. Stat. 260C.301, Subd. 1(b)(4): Parent is palpably unfit to be a party to the parent and child relationship. Minn. Stat. 260C.301, Subd. 1(b)(5): Following child’s placement out of the home, reasonable efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement. Minn. Stat. 260C.301, Subd. 1(b)(8) Child is neglected and in foster care. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on July 20, 2011 at 9:00am, or as soon thereafter as said matter can be heard. IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: April Lee Surratt. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: June 14, 2011 Judge Richard G. Spicer 2652446 6/23-7/7/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-363 ESTATE OF Loretta Gail Sturgeon, a/k/a Loretta Sturgeon, DECEDENT It is Ordered and Notice is given that on July 25, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated June 16, 2002 (“Will”), and for the appointment of Carmen M. Bald whose address is: 17371 Goldenview Avenue, Lakeville, MN 55044 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 6/24/11 Richard G. Spicer Judge (COURT SEAL) Attorney For Personal Representative R. Glenn Nord, Esq. R. Glenn Nord & Associates, P.A. 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 Phone: 952-469-4948 Fax: 952-469-4940 79625 2665091 6/30-7/7/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Civil Other: Judicial Foreclosure Court File No. 19HA-CV-11-2511 ________________________ The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC9, Mortgage Pass-Through Certificates, Series 2009-OC9 Plaintiff, vs. Ann Sands, JPMorgan Chase Bank NA, John Doe and Mary Rowe, Defendants. _________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. Y O U A R E B E I N G S U E D. The

�� Defendants.

Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: 8425 Seasons Parkway, Suite 105, Woodbury, MN 55125. 3. YOU MUST RESPOND TO EACH CLAIM . The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION . The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lot Eight (8) and the West one quarter (W 1/4) Of Lot Nine (9), Block Four (4), Lyndale Lakes Club 2nd Addition, Dakota County, Minnesota, according to the recorded plat thereof on file and of record in the office of the Register Of Deeds, in and for said County. Lot 8, Block 4, Lyndale Lakes Club 1st Addition, according to the recorded plat thereof on file and of record in the office of the Register Of Deeds, Dakota County, Minnesota. And That part of Club Beach, Lyndale Lake Club 1st Addition, lying between the East and West line of Lot 8, Block 4, Lyndale Lakes Club 1st Addition, extended Northerly to the shore of Orchard Lake, according to the recorded plat thereof on file and of record in the office of the Register Of Deeds, Dakota County, Minnesota. And That part of Club Beach Lyndale Lakes Club 2nd Addition lying between the West line of the East 3/4 of Lot 9 and the West line of Lot 8, Block 4, Lyndale Lakes Club 2nd Addition extended Northerly to the Shore of Orchard Lake, according to the recorded plat thereof on file and of record in the office of the Register Of Deeds, Dakota County, Minnesota The object of this action is brought for the purposes of foreclosing the Mortgage dated August 21, 2006, and filed with the Dakota County Registrar of Titles on September 25, 2006, as Document Number 598315 with respect to property lying and being in the County of Dakota, State of Minnesota, more particularly described as shown above. Dated: May 4, 2011 WILFORD & GESKE, P.A. By:/s/ Christina M. Weber David R. Mortensen, #032906X Christina M. Weber, #034963X Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2645413 6/16-6/30/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case type: Other civil (Reformation of Instrument) Court File No. Pending ____________________________ Mortgage Electronic Registration Systems, Inc. as nominee for America’s Wholesale Lender, Plaintiff, v. Craig G. Hansen and the Dakota County Community Development Agency, Defendants.

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____________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE NAMED DEFENDANTS: 1. Y O U A R E B E I N G S U E D. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Bradley N. Beisel Beisel & Dunlevy, P.A. 282 U.S. Trust Center 730 Second Ave. S. Minneapolis, MN 55402-2444 3. YOU MUST RESPOND TO EACH CLAIM . The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S. I f y o u d o n o t answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION . The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO R E A L P R O P E R T Y: T h i s a c t i o n involves, affects, or brings into question real property situated in the County of Dakota, commonly known as 13216 James Avenue South, Burnsville, Minnesota legally described as: Lot 9, Block 2, Crosstown Estates, Dakota County, Minnesota. (referred to as the "Subject Property" and the "Correct Legal Description"). The purpose of this action is to obtain an Order for the following relief: 1. Reforming the Mortgage given by Craig G. Hanson in favor of Mortgage Electronic Registration Systems Inc., as nominee for America's Wholesale Lender dated June 18, 2003 and recorded September 16, 2003 as Document No. 2110697, nunc pro tunc, from the incorrect legal description therein to state the above described Correct Legal Description. 2. D e t e r m i n i n g t h a t M o r t g a g e Document No. 2110697 is in all respects prior and superior to the mortgage given from Craig G. Hanson to the Dakota County Community Development Agency dated April 16, 2010 and recorded April 27, 2010 as Document No. 2727044. 3. D e t e r m i n i n g t h a t n o n e o f t h e parties to this litigation have any interest in the incorrectly described property namely; Lot 9, Block 3, Crosstown Estates, Dakota County, Minnesota. 557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiff. Dated: 3-9-11 BEISEL & DUNLEVY, P.A. By: /s/ Bradley N. Beisel #6191 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402-2444 Telephone: (612) 436-2222 Attorneys for Plaintiff 2646765 6/16-6/30/11

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�� MORTGAGEE: Mortgage Registration Systems, Inc. ��

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-348 ESTATE OF PAUL GEORGE HIMMER, DECEDENT It is Ordered and Notice is given that on July 11, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of LORNA ANN HIMMER whose address is: 14979 DUNDEE AVENUE, APPLE VALLEY, MINNESOTA 551 2 4 a s p e r sonal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 6/17/11 Michael V. Sovis Judge (COURT SEAL) Attorney For Personal Representative OHLY LAW OFFICE TRAVIS M. OHLY 1850 NORTH BROADWAY ROCHESTER, MN 55906 507-289-4529 2656844 6/23-6/30/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-346 ESTATE OF Eric Bruce Stein, a/k/a Eric B. Stein, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated January 27, 2010, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Sherri P. Stein whose address is: 2366 Field Stone Court, Mendota Heights, MN 55120 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 6/15/11 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar Attorney For Personal Representative Katherine S. Rodenwald Gray Plant Mooty 500 IDS Center 80 South 8th Street Minneapolis, MN 55402 612-632-3343/612-632-4343 0390472 2653274 6/23-6/30/11

PUBLIC NOTICE

Electronic

DATE AND PLACE OF RECORDING: Recorded July 24, 2007, Dakota County Recorder, Document No. 2532527. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor by merger to Chase Home Finance, LLC, Dated: December 8, 2010, Recorded: December 15, 2010, Document No. 2772638. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002843605 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Guaranty Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13005 Salem Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 023290001005 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Highland Forest 1st Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $178,315.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10775 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2625231 5/26-6/30/11

PUBLIC NOTICE

Servicing, LP, Dated: August 24, 2010, Recorded: September 1, 2010, Document No. 2749533. And thereafter assigned to: Green Tree Servicing LLC, Dated: January 26, 2011, Recorded: February 10, 2011, Document No. 2785580. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The National Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 16927 Grenadier Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760017004 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Foxborough, according to the recorded plat thereof and situated in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,031.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 11, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2326 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2625309 5/26-6/30/11

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,271.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4793 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2624998 5/26-6/30/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-362 Estate of DEAN C. EMPEY, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an Application for informal probate of the above-named Decedent’s last Will, dated August 22, 2001, has been filed with the Registrar herein, and the Application has been granted informally probating such Will. Any objections may be filed in the above named court and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that informal appointment of CRAIG A. EMPEY whose address is 7760 FRANCE AVE. S. #1100, EDINA, MN 55435, as Personal Representative of the Estate of the above-named Decedent, has been made. Any heir, devisee, or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative, and the Personal Representative is empowered to fully administer the Estate, including, after 30 days from the date of issuance of his/her letters, the power to sell, encumber, lease, or distribute real estate, unless objections thereto are filed with the Court (pursuant to Minnesota Statutes §524.3-607), and the Court otherwise orders. Notice is hereby given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: June 24th, 2011. Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar Attorney for Personal Representative EMPEY LAW OFFICE, PLLC 7760 France Ave. S., Suite 1100 Edina, MN 55435 Attorney License No: 0349902 Phone: 651-329-2205 Fax: 1-866-782-7183 Email: craigempey@empeylawoffice.com 2664971 6/30-7/7/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-350 Estate of Thomas Jerome Keen, Decedent It is Ordered and Notice is given that on July 25th, 2011 at 9:00, am a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Theresa M. Dudrick, whose address is 40 Beecher Street, Naugatuck, CT, 06770 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 6-17-11 BY THE COURT Thomas Poch Judge of District Court Attorney for Petitioner Todd D. Andrews Andrews Law Office 5200 Willson Road/Suite 150 Edina, MN, 55424 Attorney License No. 2690 Telephone: (952) 836-2724 FAX: (952) 836-2725 Email: Todd@AndrewsLawMN.com 2656551 6/23-6/30/11

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-11-347 In Re: Estate of CHERIE A. EDMONDSON also known as CHERIE ANN EDMONDSON and CHERI EDMONDSON, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 25th day of July, 2011, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hastings, Minnesota, on the petition of Thomas Michael Edmondson for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Thomas Michael Edmondson, whose address is 5804 Central Street, Kansas City, MO 64113-1236 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 6/15, 2011 Richard G. Spicer Judge (COURT SEAL) Christopher J. Lehmann Attorney I.D. No. 249464 Grannis & Grannis, P.A. 412 Southview Blvd., Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2653328 6/23-6/30/11

PUBLIC NOTICE

Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 19, 2010, Dakota County Recorder, Document No. 2741274. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200001220648 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12821 Garrett Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 012320106001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Eastwood Ridge 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $410,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $420,664.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 19, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2307 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2625039 5/26-6/30/11

PUBLIC NOTICE

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TAX PARCEL I.D. #: 420190014022 LEGAL DESCRIPTION OF PROPERTY: Unit No. 22, Condominium No. 119, West Pointe Condominiums, A Condominium Located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,622.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 19, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2280 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2625135 5/26-6/30/11

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 22, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2315 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2625332 5/26-6/30/11

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 12, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2341 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2625268 5/26-6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2007 MORTGAGORS: Scott M. Kretlow and Jody L. Kretlow, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2007, Dakota County Recorder, Document No. 2551714. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 3, 2010, Recorded: January 10, 2011, Document No. 2778050. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000034611 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 21392 Hytrail Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227250103110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 3, Stone Borough Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,664.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,611.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5198 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2623203 5/26-6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS:Julie K. Olson f/k/a Julie K. Johnson and Russell W. Olson, Wife and Husband. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Registered October 12, 2006, Dakota County Registrar of Titles, Document No. 599303, Certificate of Title No. 127618. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1813 Cinnabar Court, Eagan, MN 55122 TAX PARCEL I.D. #: 101670404007 LEGAL DESCRIPTION OF PROPERTY: LOT 4, BLOCK 7, CEDAR GROVE NO. 5 ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$230,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$248,542.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2662942 6/30-8/4/11

�� MORTGAGEE: Mortgage Electronic

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-343 ESTATE OF EMILY LARSON, DECEDENT It is Ordered and Notice is given that on July 25, 2011 at 9:00 a.m. a hearing will be held in this Court at Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of LeRoy S. Larson whose address is: 18537 340th Street, Bagley MN 56621 as personal representative of the Estate of the Decedent in a supervised administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 6/14/11 Richard G. Spicer Judge (COURT SEAL) Attorney For Personal Representative E.H. Rasmussen E.H. Rasmussen, Lawyer 119 Main Avenue North P.O. Box Q Bagley, MN 56621 218-694-6565 Attorney #89710 2651324 6/23-6/30/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-357 In Re: Estate of JUDITH ANN BRENNAN, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated March 10, 2010. The Registrar accepted the application and appointed Thomas E. Brennan, whose address is 623- 15th Avenue North, South St. Paul, MN 55075, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: June 22nd, 2011 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar GUZMAN LAW FIRM, P.A. Lori L. Guzman, Att’y Reg. No. 285808 Timothy P. Carey, Att’y Reg. No. 390868 14847 Energy Way Apple Valley, MN 55124 Telephone: 952-432-0648 Facsimile: 952-431-2491 e-mail: lori@guzmanlaw.com 2662669 6/30-7/7/11

PUBLIC NOTICE

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 27, 2006, Dakota County Recorder, Document No. 2484157. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: May 4, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100925121 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13901 Steven Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 021540122004 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 4, Burnsville Heights Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,354.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 16, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5723 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2623236 5/26-6/30/11

PUBLIC NOTICE

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�� plied with all notice requirements as required by statute; That no action or �� 19985 Evensong Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141650204220 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 4, Charleswood 3rd Addition, According to the Recorded Plat Thereof, and Situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $352,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $342,033.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 19, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2625164 5/26-6/30/11

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __January 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5090 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2625453 5/26-6/30/11

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10454 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2625210 5/26-6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,000.00 MORTGAGOR(S): Marcelle June Davis, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: November 28, 2005 Dakota County Recorder Document Number: 2384429 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: May 18, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 57 River Woods Ln, Burnsville, MN 55337-3371 Tax Parcel ID Number: 02-77001-03-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Townhouse Villages at River Woods 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,988.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 08, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 08, 2012, or the next business day if January 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 26, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020634F01 2618617 5/26-6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 7 , 2003 MORTGAGORS: Andrew Timm and Melissa J. Gackstetter, both single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 21, 2003, Dakota County Recorder, Document No. 2018236. ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106182802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 23205 Colorado Avenue, Hampton, MN 55031 TAX PARCEL I.D. #: 183550102060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Heights of Hampton 2nd Addition, According to the Recorded Plat Thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$137,995.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658047 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: Michael S. Green, a married person and John L. Green and Paulette R. Green, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2004, Dakota County Recorder, Document No. 2204055. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17801 Jaguar Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 225350003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Oak Hills First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,741.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658255 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 MORTGAGOR(S): Cheryl Bonn, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 26, 2005 Dakota County Registrar of Titles Document Number: 566239 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE

CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM1 Dated: April 25, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053525031086580 Lender or Broker: Impac Funding Corporation dba Impac Lending Group Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136165 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 239/241 Buron Lane, South St. Paul, MN 55075-3201 Tax Parcel ID Number: 36.15500.00.130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Buron Re-arrangement, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,087.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 08, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 08, 2012, or the next business day if January 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 26, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014043F03 2618598 5/26-6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,800.00 MORTGAGOR(S): Saravuth Sok and Socheatra Ry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 01, 2006 Dakota County Recorder Document Number: 2449811 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520037208032 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5150 183rd St W, Farmington, MN 55024-8703 Tax Parcel ID Number: 14-19505-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Dakota County Estates Sixth Addition, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

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DUE AS OF DATE OF NOTICE: $250,292.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 08, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 08, 2012, or the next business day if January 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 26, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019059F01 2619941 5/26-6/30/11

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2625475 5/26-6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2006 MORTGAGORS: Victor B. Johnson and Anita Johnson, husband and wife MORTGAGEE: Flexpoint Funding Corporation DATE AND PLACE OF RECORDING: Recorded: May 25, 2007 Dakota County Recorder Document #: 2519848 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-2 on March 1, 2011 and said assignment was recorded on March 14, 2011 and given document number 2790920. LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 2, SHANNON MEADOWS ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 34-67445-010-02 PROPERTY ADDRESS: 4004 143rd Street West, Rosemont, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $355,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $396,942.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is January 14, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: May 19, 2011 Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-2 Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2623115 5/26-6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2005 MORTGAGOR: Stephanie M. Jahnson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 12, 2005, Dakota County Recorder, Document No. 2359733. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077910004624256 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13649 Everton Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110507050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, Greenleaf Townhouses Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,213.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __January 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 16, 2011. CitiMortgage, Inc.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2623278 5/26-6/30/11

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/13/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGORS: Corey Andresen and Angela Andresen MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 10/02/2007, as Document Number 2547728, in the Office of the Dakota County Recorder, Minnesota ASSIGNMENTS OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 01/07/2010, as Document No. 2706363 in Office of the Dakota County Recorder, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, North Ridge Addition, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 508 Wilson Court, Northfield, MN 55057 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 43-52100-060-02 LENDER/RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: None MIN: 1000179-3517090013-4 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $175,568.03 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 08/12/2011 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 02/12/2012 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 06/21/2011 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C., By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2659024 6/30-8/4/11P

PUBLIC NOTICE

��

�� $324,000.00 �� Electronic Registration Systems, Inc.. MORTGAGE: And thereafter assigned to: U.S. Bank, AMOUNT DUE AND CLAIMED TO BE National Association. DUE AS OF DATE OF NOTICE, INCLUDTRANSACTION AGENT: NONE ING TAXES, IF ANY, PAID BY MORTT R A N S A C T I O N A G E N T ' S M O R T - GAGEE: $393,559.44 That prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: NONE LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as MORTGAGE: Homeservices Lending, required by statute; That no action or LLC DBA Edina Realty Mortgage proceeding has been instituted at law RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt secured by said mortgage, or any part VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: thereof; 527 Tiffany Drive, Hastings, MN 55033 PURSUANT to the power of sale conTAX PARCEL I.D. #: 191640310001 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the ERTY: Sheriff of said county as follows: Lot 10, Block 1 Cari Park Fourth DATE AND TIME OF SALE: July 8, Addition to Dakota County, Minne- 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , sota. COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE: $121,000.00 Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE: $109,713.65 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: July 19, 11:59 p.m. on January 9, 2012, unless 2011 at 10:00 AM the redemption period is reduced to 5 PLACE OF SALE: S h e r i f f ' s O f f i c e , weeks under MN Stat. Secs. 580.07 or Law Enforcement Center, 1580 Hwy 582.032. 55, Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE: None premises, and the costs and disburse"THE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07. 582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the P R O D U C T I O N , A N D A R E mortgage is not reinstated under sec- ABANDONED." Dated: May 12, 2011. tion 580.30 or the property is not JPMorgan Chase Bank, N.A. redeemed under section 580.23 is 11:59 p.m. on January 19, 2012, Mortgagee/Assignee of Mortgagee u n l e s s t h e r e d e m p t i o n p e r i o d i s USSET, WEINGARDEN AND LIEBO, P.L.L.P. reduced to 5 weeks under MN Stat. Attorneys for Mortgagee/Assignee of Mortgagee Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 GAGE: None (952) 925-6888 "THE TIME ALLOWED BY LAW FOR 75-4143 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 5/26-6/30/11 RESENTATIVES OR ASSIGNS, MAY BE 2625426 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED DEBT AND IDENTITY OF THE OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. Notice is hereby given that default ABANDONED." has occurred in conditions of the folDated: May 19, 2011. lowing described mortgage: U.S. Bank, National Association DATE OF MORTGAGE: November 23, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2005 MORTGAGORS: Robert J. Bongard Attorneys for Mortgagee/Assignee of and Holly C. Bongard f/k/a Holly C. Mortgagee Martinson, husband and wife 4500 Park Glen Road #300 MORTGAGEE: U.S. Bank National Minneapolis, MN 55416 Association ND (952) 925-6888 DATE AND PLACE OF RECORDING: 19-2401 Recorded: December 13, 2005 THIS IS A COMMUNICATION FROM Dakota County Recorder A DEBT COLLECTOR. Document #: 2388229 2625110 5/26-6/30/11 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: NOTICE OF MORTGAGE FORECLOSURE SALE LOT 21, BLOCK 1, BRIAR HILL THE RIGHT TO VERIFICATION 4TH ADDITION, DAKOTA COUNTY, OF THE DEBT AND IDENTITY OF MINNESOTA THE ORIGINAL CREDITOR WITHIN PARCEL ID #: 10-14993-210-01 THE TIME PROVIDED BY LAW IS PROPERTY ADDRESS: 3841 NOT AFFECTED BY THIS ACTION. Heather Drive, Eagan, Minnesota NOTICE IS HEREBY GIVEN, that 55122 default has occurred in conditions of TRANSACTION AGENT: N/A the following described mortgage: TRANSACTION AGENT ID NO.: N/A DATE OF MORTGAGE: O c t o b e r 2 0 , CURRENT MORTGAGE SERVICER: 2005 U.S. Bank National Association ND MORTGAGOR: Ling J. Zhou, a single COUNTY IN WHICH PROPERTY IS person. LOCATED: Dakota MORTGAGEE: Chase Bank USA, N.A. ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: MORTGAGE: $132,800.00 Recorded April 3, 2006, Dakota County AMOUNT DUE AND CLAIMED TO BE Recorder, Document No. 2417598. DUE AS OF DATE OF NOTICE, INCLUDA S S I G N M E N T S O F M O R T G A G E : ING TAXES, IF ANY PAID BY MORTAssigned to: JPMorgan Chase Bank, GAGEE: $136,529.55 N.A., Dated: July 19, 2007, Recorded: That prior to the commencement of A u g u s t 1 , 2 0 0 7 , D o c u m e n t N o . this mortgage foreclosure proceeding 2534594. Mortgagee/Assignee of Mortgagee comTRANSACTION AGENT: NONE plied with all notice requirements as T R A N S A C T I O N A G E N T ' S M O R T - required by statute; that no MortgagGAGE IDENTIFICATION NUMBER ON ors have been released from financial MORTGAGE: NONE obligation on said Mortgage; that no LENDER OR BROKER AND MORT- action or proceeding has been instiGAGE ORIGINATOR STATED ON tuted by law to recover that debt MORTGAGE: Chase Bank USA, N.A. secured by said Mortgage, or any part R E S I D E N T I A L M O R T G A G E S E R - thereof; that all conditions precedent V I C E R : J P M o r g a n C h a s e B a n k , to foreclose of the Mortgage and accelNational Association eration of the debt secures thereby MORTGAGED PROPERTY ADDRESS: have been fulfilled; 5975 134th Street Court, Apple Valley, PURSUANT to the power of sale MN 55124 therein contained, said Mortgage will TAX PARCEL I.D. #: 014440119001 be foreclosed and the above described LEGAL DESCRIPTION OF PROP- property will be sold by the Sheriff of ERTY: said county as follows: Lot 19, Block 1, Lapaz Second AddiDATE AND TIME OF SALE: July 21, tion, Dakota County, Minnesota. 2011 at 10:00 am COUNTY IN WHICH PROPERTY IS PLACE OF SALE: Dakota County LOCATED: Dakota Law Enforcement Center, Lobby S-100, ORIGINAL PRINCIPAL AMOUNT OF �� MORTGAGE: $324,000.00

PUBLIC NOTICE

�� Mortgage is not reinstated If the �� under Minn. Stat. §580.30 or the prop�� Law Enforcement Center, Lobby S 100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is January 21, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: May 25, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2628539 6/2-7/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,800.00 MORTGAGOR(S): Patti A. Stettner and Terry Stettner, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582655 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: May 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000038797-4 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 115726 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7529 Borman Ct, Inver Grove Heights, MN 55076-2900 Tax Parcel ID Number: 20-18212-07-012 LEGAL DESCRIPTION OF PROPERTY: That part of Lot One (1), Block Seven (7), COLLEGE HIGHLANDS 3RD ADDITION, according to the recorded plat thereof on file in the office of the County Recorder, Dakota County Minnesota, which lies northeasterly of the following described line: Commencing at the northwesterly corner of said Lot 1, thence southeasterly along the northerly line of said Lot 1 a distance of 38.50 feet to the point of beginning of the line to be described; thence southeasterly deflecting to the right 57 degrees 18 minutes 41 seconds 51.42 feet; thence southeasterly deflecting to the left 27 degrees 59 minutes 22 seconds 96.35 feet to the southeasterly boundary of said Lot 1 and there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,889.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F01 2629968 6/2-7/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 MORTGAGOR(S): Samuel A. Heyi and Debrework S. Kassa, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 03, 2007 Dakota County Recorder Document Number: 2507327 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 17, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100056356670305025 Lender or Broker: Network Funding, L.P. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15886 Granada Ave, Apple Valley, MN 55124-7444 Tax Parcel ID Number: 01-49106-01-600 LEGAL DESCRIPTION OF PROPERTY: Lot 60, Block 1, Morningview Seventh Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,013.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020540F01 2629837 6/2-7/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2003 MORTGAGORS: Chad M. Kennedy, a single man and Thomas M. Battis, a married man. MORTGAGEE: Mortgages Unlimited, Inc.. DATE AND PLACE OF RECORDING: Registered March 29, 2004, Dakota County Registrar of Titles, Document No. 0533451, Certificate of Title No. 131302. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc.. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4339 Rahn Road, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16703-200-01 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1 in Cedar Grove No. 4, according to the recorded plat thereof as corrected by the surveyor's Certificate of Correction recorded in Book 38, M.R., page 628 in the office of the Register of Deeds and the Court Order entered in District Court Case Number 56051 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $225,142.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4538 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658233 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,500.00 MORTGAGOR(S): Richard Boals, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378870 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Dated: January 13, 2010 Recorded: January 14, 2010 Dakota County Recorder Document Number: 2707775 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700010176215 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3898 Rahn Rd, Eagan, MN 55122-1523 Tax Parcel ID Number: 10-84700-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Woodhaven Addition and an undivided 1/4 interest in Lot 1, Block 1, Woodhaven Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,119.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-76, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-76 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010725F02 2659769 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,000.00 MORTGAGOR(S): Jodene M Kipfer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: September 05, 2007 Dakota County Recorder Document Number: 2542093 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: August 14, 2009 Recorded: September 14, 2009 Dakota County Recorder Document Number: 2684073 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500036827 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5157 148th St W, Apple Valley, MN 55124-6487 Tax Parcel ID Number: 01-20505-01-112 LEGAL DESCRIPTION OF PROPERTY: Lot 112, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,217.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007746F03 2632523 6/2-7/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Richard A. Tollefson and Lisa G. Tollefson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 23, 2006 Dakota County Registrar of Titles Document Number: 586945 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 20, 2009 Registered: September 03, 2009 Dakota County Registrar of Titles Document Number: T650302 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000241531 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 91988 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 937 Beacon Ln, Apple Valley, MN 55124-4708 Tax Parcel ID Number:

Tax Parcel ID Number: 01-11703-08-190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 8, Apple Valley Fourth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,473.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008457F02 2629650 6/2-7/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: September 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Jerome J. Doffing, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 28, 2006 Dakota County Recorder Document Number: 2464838 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 17, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550122558074 Lender or Broker: Mortgage Results, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7248 Upper 139th St W, Apple Valley, MN 55124-8458 Tax Parcel ID Number: 01.66500.04.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Scott Highlands First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,538.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

��

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020553F01 2629887 6/2-7/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,400.00 MORTGAGOR(S): Matthew Link and Michelle Link, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 14, 2006 Dakota County Recorder Document Number: 2405778 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: May 17, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550098475824 Lender or Broker: Source Lending Corp. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16813 Embers Ave, Farmington, MN 55024-7312 Tax Parcel ID Number: 22-47050-05-706 LEGAL DESCRIPTION OF PROPERTY: Unit No. 706, Mallard Shores, Common Interest Community No. 362, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,812.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020649F01 2631968 6/2-7/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,309.00 MORTGAGOR(S): Luis A. Soriano, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 03, 2005 Dakota County Recorder Document Number: 2327523 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM1 Dated: May 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040032854 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14765 Endicott Way, Apple Valley, MN 55124-6406 Tax Parcel ID Number: 01-81456-01-440 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 1, Valley Way Village Seventh Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,313.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020440F01 2659799 6/30-8/4/11

�� cation �� Number: 100194430009556195

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGOR: Terry L. Severson, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 30, 2006, Dakota County Recorder, Document No. 2433378. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: March 30, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000542569 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15324 Founders Lane #306, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014480005306 LEGAL DESCRIPTION OF PROPERTY: Unit 306, Common Interest Community No. 377, Legacy Square Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,776.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,684.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 27, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2264 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 21, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 27, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2264 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2664697 6/30/11

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4433 Lynx Court, Saint Paul, MN 55123 TAX PARCEL I.D. #: 105380101052 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” That Part of Lot 5, Block 1, Oakwood Heights Second Addition, according to the recorded plat thereof, Dakota County, Minnesota which lies southerly and westerly of the following described line: Commencing at the northwest corner of said Lot 5; thence northeasterly along the northerly line of said Lot 5 a distance of 49.23 feet to the point of beginning of the line to be described; thence southeasterly 143.69 feet to a point on the southerly line of said Lot 5 distant 65.46 feet northeasterly of the southwesterly corner of said Lot 5 and said line there terminating. Abstract Property COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,254.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 14, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658724 6/23-7/28/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 MORTGAGOR(S): Guang Bo Shi, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 18, 2006 Dakota County Recorder Document Number: 2462175 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: June 20, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0597587005-9 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16040 Goodview Ct, Lakeville, MN 55044-6900 Tax Parcel ID Number: 22-30740-01-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Goodview Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,828.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020720F01 2664763 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 M O R T G A G O R ( S ) : O l i v a Perez-Vasquez, unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 23, 2007 Dakota County Registrar of Titles Document Number: 604944 ASSIGNMENTS OF MORTGAGE: And assigned to: South Point, Inc. Dated: October 19, 2007 Registered: February 17, 2010 Dakota County Registrar of Titles Document Number: T658137 And assigned to: SRP 2010-6, LLC Dated: April 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194430009556195

Lender or Broker: Fremont Investment and Loan Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141887 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 382 Haskell St E, West Saint Paul, MN 55118-1646 Tax Parcel ID Number: 42.43200.050.01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5) in Block One (1), Kraft Addition, Dakota County, Minnesota. The West Ten (10) feet of Lot Four (4), Block One (1), Kraft Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,334.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: SRP 2010-6, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013963F01 2632051 6/2-7/7/11

PUBLIC NOTICE

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�� 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law �� LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,008.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,519.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2632309 6/2-7/7/11

PUBLIC NOTICE

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-744 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2629382 6/2-7/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 MORTGAGOR(S): Mark A. MacGillivray, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2005 Dakota County Recorder Document Number: 2321114 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000139-0079568820-3 Lender or Broker: Irwin Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 111 Timberland Dr, Burnsville, MN 55337-2773 Tax Parcel ID Number: 02-76400-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2), Timberland Knolls, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $306,785.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019479F01 2630479 6/2-7/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $372,600.00 MORTGAGOR(S): Baltazar Garibay and Mary M. Garibay, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 23, 2007 Dakota County Recorder Document Number: 2552170 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 25, 2011 Recorded: February 15, 2011 Dakota County Recorder Document Number: 2786395 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002890291 Lender or Broker: Prime Source Funding, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 621 Wentworth Ave, South Saint Paul, MN 55075-1697 Tax Parcel ID Number: 36-83575-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Wentworth Hollow AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,021.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2012, or the next business day if February 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018967F03 2656827 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,440.00 MORTGAGOR(S): Richard Leo Probst and Mary Margaret Probst, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 17, 2004 Dakota County Recorder Document Number: 2248919 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: June 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500016247463 Lender or Broker: Tri Minnesota Mortgage, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15538 Cornell Trl, Rosemount, MN 55068-4684 Tax Parcel ID Number: 34-81310-01-300 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 1, Valley Oak Addition Replat, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,373.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020982F01 2664918 6/30-8/4/11

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC, A Minnesota Limited Liability Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1648 Donald Court, Eagan, MN 55121 TAX PARCEL I.D. #: 101630001060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Cameron Court COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,738.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,884.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5978 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2632418 6/2-7/7/11

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 23, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2632188 6/2-7/7/11

PUBLIC NOTICE

��

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 30, 2 0 1 2 , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 25, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6012 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2632353 6/2-7/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 29, 2005 MORTGAGORS: Chad A. Johnson and Katrina A. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 30, 2005 Dakota County Recorder Document #: 2365919 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Provident Funding Associates, L.P. on March 24, 2011 and said assignment was recorded on April 4, 2011 and given document number 2794563. LEGAL DESCRIPTION OF PROPERTY: LOT 10, BLOCK 3, PINE GROVE, DAKOTA COUNTY, MINNESOTA PARCEL ID #: 22-57200-100-03 PROPERTY ADDRESS: 17598 Heidelberg Way, Lakeville, Minnesota 55044 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Provident Funding, L.P. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $359,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $340,382.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 1, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is February 1, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: June 6, 2011 Provident Funding Associates, L.P. Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2641068 6/9-7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 1994 MORTGAGORS: J o h n M . P a w l e n t y and Jodi L. Pawlenty, Husband and Wife. MORTGAGEE: N o r w e s t M o r t g a g e , Inc.. DATE AND PLACE OF RECORDING: Recorded August 19, 1994, Dakota County Recorder, Document No. 1236374. ASSIGNMENTS OF MORTGAGE: Assigned to: Universal Mortgage Corporation of Wisconsin. And thereafter assigned to: U.S. Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 131 Ash Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367315016002 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen, Block Two (2), Sunny View Terrace, According to the Recorded Plat Thereof on File and of Record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $61,781.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 1, 2011.

Dated: June 1, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2292 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2640950 6/9-7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 MORTGAGOR(S): William J. Larson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 24, 2005 Dakota County Recorder Document Number: 2373911 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000220840 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1608 Clemson Dr # A, Eagan, MN 55122-4815 Tax Parcel ID Number: 10-75865-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Trails of Thomas Lake, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,935.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 05, 2012, or the next business day if February 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020671F01 2654184 6/23-7/28/11

PUBLIC NOTICE

Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 5, 2006, Dakota County Recorder, Document No. 2465976. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4954 Rusten Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101672502170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Cedar Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $325,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $352,458.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 16, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2641036 6/9-7/14/11

PUBLIC NOTICE

��

�� Sheriff �� TAX PARCEL I.D.�� #: 014910601230 of said�� county as �� follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: July 28, ERTY: 2011 at 10:00 AM Lot 23, Block 1, Morningview SevPLACE OF SALE: S h e r i f f ' s O f f i c e , enth Addition, Dakota County, Min- Law Enforcement Center, 1580 Hwy nesota 55, Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said Mortgage, and taxes, if any, on said LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disburseMORTGAGE: $74,000.00 ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- said sale by the mortgagor(s), their personal representatives or assigns GAGEE: $69,623.12 That prior to the commencement of unless reduced to Five (5) weeks under this mortgage foreclosure proceeding MN Stat. §580.07. TIME AND DATE TO VACATE PROPMortgagee/Assignee of Mortgagee complied with all notice requirements as E R T Y : I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, unless otherwise provided by law, o r o t h e r w i s e t o r e c o v e r t h e d e b t the date on or before which the mortsecured by said mortgage, or any part gagor(s) must vacate the property if the mortgage is not reinstated under secthereof; PURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 1 1 : 5 9 p . m . o n J a n u a r y 3 0 , 2 0 1 2 , Sheriff of said county as follows: unless the redemption period is DATE AND TIME OF SALE: July 21, reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law MORTGAGOR(S) RELEASED FROM Enforcement Center, 1580 Hwy 55, FINANCIAL OBLIGATION ON MORTLobby #S-100, Hastings, MN GAGE: None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." Dated: May 31, 2011. gagor(s) must vacate the property if the JPMorgan Chase Bank, mortgage is not reinstated under secNational Association tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is 1 1 : 5 9 p . m . o n J a n u a r y 2 3 , 2 0 1 2 , USSET, WEINGARDEN AND LIEBO, P.L.L.P. u n l e s s t h e r e d e m p t i o n p e r i o d i s Attorneys for Mortgagee/Assignee of reduced to 5 weeks under MN Stat. Mortgagee 4500 Park Glen Road #300 Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 30-9229 GAGE:None "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 6/9-7/14/11 THE MORTGAGOR'S PERSONAL REP- 2640922 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF ASSESSMENT LIEN MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG Date: May 24, 2011 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED YOU ARE NOTIFIED THAT: WITH A RESIDENTIAL DWELLING OF 1. Default has occurred in the terms LESS THAN FIVE UNITS, ARE NOT and conditions of the Declaration for PROPERTY USED IN AGRICULTURAL Boulder Pond Homeowners AssociaP R O D U C T I O N , A N D A R E tion, Inc. (hereinafter the "Association") which was recorded as DocuABANDONED." ment No. 1356093 on June 8, 1996, in Dated: May 31, 2011. the Office of the Dakota County U.S. Bank, National Association Recorder and also, pursuant to Minn. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Stat. §515B.3-116, covering the followAttorneys for Mortgagee/Assignee of ing property: LEGAL DESCRIPTION OF PROPMortgagee ERTY: Unit #83, CIC #157, 4500 Park Glen Road #300 Boulder Pond, Dakota County, Minneapolis, MN 55416 Minnesota (952) 925-6888 STREET ADDRESS: 11731 19-2389 Millpond Avenue, Burnsville, MN THIS IS A COMMUNICATION FROM 55337 A DEBT COLLECTOR. T A X P A R C EL I D N U M B E R : 2639309 6/9-7/14/11 02-48503-03-083 2. Pursuant to said Declaration, there is claimed to be due and owing NOTICE OF MORTGAGE as of May 24, 2011, from Matthew M. FORECLOSURE SALE Ward and Kelly Ward, title holders, to THE RIGHT TO VERIFICATION t h e A s s o c i a t i o n , a M i n n e s o t a OF THE DEBT AND IDENTITY OF non-profit corporation, the amount of THE ORIGINAL CREDITOR WITHIN $20,530.24 for unpaid association THE TIME PROVIDED BY LAW IS dues, assessments, late fees, attorNOT AFFECTED BY THIS ACTION. neys fees and costs, plus any other NOTICE IS HEREBY GIVEN, that such amounts that will accrue after default has occurred in conditions of May 24, 2011, and other costs of colthe following described mortgage: lection and foreclosure which will be DATE OF MORTGAGE: May 11, 2007 added to the amount claimed due and MORTGAGORS: L o r i e M u r p h y a n d owing at the time of the sale herein. David E. Murphy, wife and husband. 3. No action is now pending at law or MORTGAGEE: J P M o r g a n C h a s e otherwise to recover said debt or any Bank, National Association. part thereof. DATE AND PLACE OF RECORDING: 4. That all preforeclosure requireRecorded May 24, 2007, Dakota County ments have been met. Recorder, Document No. 2519270. 5. T h e o w n e r s h a v e n o t b e e n A S S I G N M E N T S O F M O R T G A G E : released from their financial obligaNONE tion to pay said amount. TRANSACTION AGENT: NONE 6. The Declaration, referenced above, T R A N S A C T I O N A G E N T ' S M O R T - and Minn. Stat. §§515B.3-115 and GAGE IDENTIFICATION NUMBER ON 515B.3-116 provide for a continuing MORTGAGE: NONE lien against the property. A Notice of LENDER OR BROKER AND MORT- Lien evidencing the amount due was G A G E O R I G I N A T O R S T A T E D O N recorded on September 11, 2008, as MORTGAGE: JPMorgan Chase Bank, Document No. 2612569 in the Dakota National Association County Recorder's Office. RESIDENTIAL MORTGAGE SER7. Pursuant to the power of sale V I C E R : J P M o r g a n C h a s e B a n k , contained in the same Declaration and National Association granted by the owners in taking title to MORTGAGED PROPERTY ADDRESS: the premises subject to said Declara2080 Opal Drive, Eagan, MN 55122 tion and pursuant to Minn. Stat. TAX PARCEL I.D. #: 101670024005 §§515B.3-115 and 515B.3-116, said LEGAL DESCRIPTION OF PROP- Lien will be foreclosed by the sale of ERTY: said property by the Sheriff of Dakota LOT 24, BLOCK 5, CEDAR GROVE County, at the Dakota County Sheriffs NO. 1, DAKOTA COUNTY, MINNE- O f f i c e , D a k o t a C o u n t y L a w SOTA. Enforcement Center, 1580 Highway 55 COUNTY IN WHICH PROPERTY IS Lobby S-100, Hastings, MN 55033, on LOCATED: Dakota the 28th day of July, 2011, at 10:00 ORIGINAL PRINCIPAL AMOUNT OF a.m. at public auction to the highest MORTGAGE: $229,500.00 bidder, to pay the amount then due for AMOUNT DUE AND CLAIMED TO BE said assessments, together with the DUE AS OF DATE OF NOTICE, INCLUD- c o s t s o f f o r e c l o s u r e , i n c l u d i n g ING TAXES, IF ANY, PAID BY MORT- attorneys fees as allowed by law. GAGEE: $271,498.76 8. T h e t i m e a l l o w e d b y l a w f o r That prior to the commencement of redemption by the unit owners, their this mortgage foreclosure proceeding personal representatives or assigns is Mortgagee/Assignee of Mortgagee com- six (6) months from the date of sale. plied with all notice requirements as The date and time to vacate the required by statute; That no action or property is 11:59 p.m. on January proceeding has been instituted at law 2 8 , 2 0 1 2 , i f t h e a c c o u n t i s n ot o r o t h e r w i s e t o r e c o v e r t h e d e b t r e i n s t a t e d o r t h e o w n e r s d o n ot secured by said mortgage, or any part redeem from the foreclosure sale. thereof; REDEMPTION NOTICE PURSUANT to the power of sale conTHE TIME ALLOWED BY LAW tained in said mortgage, the above described property will be sold by the �� Sheriff of said county as follows:

PUBLIC NOTICE

�� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. �� FOR REDEMPTION BY THE M O R T G A G O R S , T H E MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT P R O P E R T Y U S E D I N AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BOULDER POND HOMEOWNERS ASSOCIATION, INC. Attorneys for Boulder Pond Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: ________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Boulder Pond/Ward/08-7-153D) 2638228 6/9-7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2008 MORTGAGORS: Ronald J. Heyne and Angela D. Heyne, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 5, 2008, Dakota County Recorder, Document No. 2594804. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278843239570 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4162 Braddock Trail, Eagan, MN 55123 TAX PARCEL I.D. #: 107250002120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Stafford Place, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$258,838.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$257,889.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee

Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2634693 6/9-7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 5, 2007 MORTGAGORS: Donald F. Ross and Andrea M. Ross, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528141. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1069 Beatrice Street, Eagan, MN 55121 TAX PARCEL I.D. #: 104775002210 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Mckee Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,189.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6070 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658104 6/23-7/28/11

PUBLIC NOTICE

Robert M. Jones, Both Single Persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 30, 2009, Dakota County Recorder, Document No. 2667721. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000139393 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20661 Cypress Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 144876101360 LEGAL DESCRIPTION OF PROPERTY: Lot 36, Block 1, CIC No. 404, Middle Creek East 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $210,607.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 31, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2371 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2640969 6/9-7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,500.00 MORTGAGOR(S): Liliana Alvarez, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 18, 2004 Dakota County Recorder Document Number: 2258935 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for the Certificateholders CWABS 2004-09 Dated: July 17, 2008 Recorded: August 19, 2008 Dakota County Recorder Document Number: 2608807 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004161424-5 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

Property Address: 1639 Riverwood Dr # 120, Burnsville, MN 55337-5301 Tax Parcel ID Number: 02.37429.02.120 LEGAL DESCRIPTION OF PROPERTY: Unit 120, C.I.C. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,336.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 22, 2012, or the next business day if January 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS 2004-09 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020865F01 2632695 6/9-7/14/11

PUBLIC NOTICE

; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 23, 2011. LNV Corporation, Inc Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2641103 6/9-7/14/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12822 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12822 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jerry D. Grovender, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Fifty-Nine and 00/100 ($3,059.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 24, 2011, and recorded M a y 2 3 , 2 0 1 1 , as D o c u m e n t N o . 2802019 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: August 3, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on February 3, 2012. Dated: June 2, 2011 By ____/s/____ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441177 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2648726 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,814.00 MORTGAGOR(S): Daniel J. McNamara, a single person and Ashley M. Thompson, a single person and Dale L. Thompson and Jean M. Thompson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 23, 2005 Dakota County Recorder Document Number: 2391528 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: April 22, 2011 Recorded: May 04, 2011 Dakota County Recorder Document Number: 2798864 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100249110000054615 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 430 Pleasant Dr, Hastings, MN 55033-1508 Tax Parcel ID Number: 19-83952-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Whispering Oaks 3rd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,721.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020364F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2011 at 10:00 AM has been postponed to August 24, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 22, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020364F01 2660368 6/30/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Daniel R. Huber, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 26, 2004 Dakota County Recorder Document Number: 2179474 ASSIGNMENTS OF MORTGAGE: And assigned to: Compass Bank Dated: May 02, 2011 Recorded: May 10, 2011 Dakota County Recorder Document Number: 2799916 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100012900017478046 Lender or Broker: Mortgage Resources, Inc. Residential Mortgage Servicer: RoundPoint Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1638 Donald Ct, Eagan, MN 55121-1709 Tax Parcel ID Number: 10-16300-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Cameron Court together with the benefits and subject to the burdens of that certain Declaration of Convenants, Conditions and Restrictions Document No. 546393 as restated by Document No. 1134239, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $124,238.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: Compass Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020559F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2011 at 10:00 AM has been postponed to July 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2011 ASSIGNEE OF MORTGAGEE: Compass Bank Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020559F01 2664653 6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: June 7, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated April 23, 2010, executed by Stone Arch Company LLC, a Minnesota limited liability company, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record April 23, 2010, as Document No. T660870 in the Office of the Registrar of Titles of Dakota County, Minnesota. The land described in the Mortgage is registered land. 2. The original principal amount secured by the Mortgage was: three hundred sixty thousand and 00/100 Dollars ($360,000.00). 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: three hundred forty thousand two hundred fifty-eight and 09/100 Dollars ($340,258.09). 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Two (2), Block Seven (7), SPIRIT OF BRANDTJEN FARM, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on July 28, 2011 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota. 7. The street address of the mortgaged property is 16740 Eagleview Drive, Lakeville, MN 55044 and the tax parcel identification number is 22-71300-07-020. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 / (763) 222-2504 MLB:2860-237.PKG 2640333 6/9-7/14/11

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011. CitiCorp Trust Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5281 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2640869 6/9-7/14/11

PUBLIC NOTICE

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1943 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2634648 6/9-7/14/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12926 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12926 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Scott D. Whitehead, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Seven Hundred Thirty and 77/100 ($3,730.77) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 8, 2011, and recorded May 23, 2011, as Document No. 2 8 0 1 9 8 8 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: August 3, 2011, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on February 3, 2012. Dated: June 2, 2011 By ___/s/___ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144178 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2648838 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE PURSUANT TO VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT Date: June 7, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated July 17, 2008, executed by Premier Home Builders, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record July 18, 2008, as Document No. 2603287 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mort-

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�� Mort in the sota. The land described $4,910,979.60 THAT all pre-foreclosure requiregage is not registered land. 2. The original principal amount ments have been complied with; that secured by the Mortgage was: one mil- no action or proceeding has been instilion one hundred forty-five thousand tuted at law or otherwise to recover the and 00/100 Dollars ($1,145,000.00). debt secured by said mortgage, or any 3. No action or proceeding at law is part thereof; now pending to recover the debt PURSUANT to the power of sale consecured by the Mortgage, or any part t a i n e d i n s a i d m o r t g a g e , t h e thereof. above-described property will be sold 4. The holder of the Mortgage has by the Sheriff of said county as folcomplied with all conditions prece- lows: DATE AND TIME OF SALE: July 29, dent to acceleration of the debt secured by the Mortgage and foreclo- 2011 at 10:00 AM PLACE OF SALE: Dakota County sure of the Mortgage, and all notice and other requirements of applicable Law Enforcement Center, 1580 Highstatutes. way 55, Lobby S-100, Hastings, Minne5. At the date of this notice, the sota amount due on the Mortgage, and to pay the debt secured by said morttaxes, if any, paid by the holder of the gage and taxes, if any, on said preMortgage is: seven hundred twenty-five mises and the costs and disbursethousand eight hundred fifty-eight and ments, including attorney fees allowed 16/100 Dollars ($725,858.16). by law, subject to redemption within 6. This mortgage foreclosure is being twelve (12) months from the date of conducted in accordance with the said sale by the mortgagor(s), their terms and conditions of a Voluntary personal representatives or assigns. Mortgage Foreclosure Agreement dated If the Mortgage is not reinstated June 2, 2011. under Minn. Stat. §580.30 or the prop7. The land originally encumbered by erty is not redeemed under Minn. Stat. the Mortgage was described as follows: §580.23, the Mortgagor must vacate Lots 4, 8 and 15, Block 1, Oakwood the property on or before 11:59 p.m. on Hills, Dakota County, Minnesota July 29, 2012, or the next business day The following described land has if July 29, 2012 falls on a Saturday, been released from the Mortgage: Sunday or legal holiday. Lot 4, Block 1, Oakwood Hills, Mortgagor(s) released from financial Dakota County, Minnesota obligation: NONE Pursuant to the power of sale in the THIS COMMUNICATION IS FROM Mortgage, the Mortgage will be fore- A DEBT COLLECTOR ATTEMPTclosed, and the land described as fol- ING TO COLLECT A DEBT. ANY lows: INFORMATION OBTAINED WILL BE L o t 8 , B l o c k 1 , O a k w o o d H i l l s , USED FOR THAT PURPOSE. Dakota County, Minnesota THE RIGHT TO VERIFICATION OF Lot 15, Block 1, Oakwood Hills, THE DEBT AND IDENTITY OF THE Dakota County, Minnesota ORIGINAL CREDITOR WITHIN THE will be sold by the County Sheriff of T I M E P R O V I D E D B Y L A W I S N O T Dakota County, Minnesota, at public AFFECTED BY THIS ACTION. auction on July 14, 2011, at 10:00 a.m. THE TIME ALLOWED BY LAW FOR at the Sheriff's office, Civil Division, REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, 1580 High- THE MORTGAGOR'S PERSONAL REPway 55, Hastings, Minnesota. RESENTATIVES OR ASSIGNS, MAY BE 8. The street addresses and the tax REDUCED TO FIVE WEEKS IF A JUDIparcel identification numbers of the CIAL ORDER IS ENTERED UNDER mortgaged properties are as follows: MINNESOTA STATUTES, SECTION 13265 Galleria Court, Apple Valley, MN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 55124, PID# 01-54500-01080; and, OTHER THINGS, THAT THE MORT13324 Georgia Drive, Apple Valley, MN GAGED PREMISES ARE IMPROVED 55124, PID# 01-54500-001150. WITH A RESIDENTIAL DWELLING OF 9. T h e t i m e a l l o w e d b y l a w f o r LESS THAN FIVE UNITS, ARE NOT r e d e m p t i o n b y M o r t g a g o r o r PROPERTY USED IN AGRICULTURAL Mortgagor's personal representatives PRODUCTION, AND ARE ABANDONED. or assigns is two (2) months after the DATED: June 16, 2011 date of sale. Each holder of a junior MORTGAGEE: Bank of America, N.A. l i e n m a y redeem i n the order and Wilford, Geske & Cook P.A. manner provided in Minnesota Stat- Attorneys for Mortgagee utes §582.32, Subd. 9, beginning after Lawrence A. Wilford t h e e x p i r a t i o n o f t h e m o r t g a g o r ' s James A. Geske redemption period. 8425 Seasons Parkway, Suite 105 10. THE TIME ALLOWED BY LAW Woodbury, MN 55125-4393 FOR REDEMPTION BY THE MORT- (651) 209-3300 GAGOR, THE MORTGAGOR'S PER- File Number: 020215F01 S O N A L R E P R E S E N T A T I V E S O R 2647799 6/16-7/21/11 ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATNOTICE OF MORTGAGE UTES, SECTION 582.032, DETERMINFORECLOSURE SALE ING, AMONG OTHER THINGS, THAT THE RIGHT TO VERIFICATION THE MORTGAGED PREMISES ARE OF THE DEBT AND IDENTITY OF IMPROVED WITH A RESIDENTIAL D W E L L I N G O F L E S S T H A N F I V E THE ORIGINAL CREDITOR WITHIN UNITS, ARE NOT PROPERTY USED IN THE TIME PROVIDED BY LAW IS AGRICULTURAL PRODUCTION, AND NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ARE ABANDONED. default has occurred in conditions of Contractors Capital Corporation the following described mortgage: Mortgagee DATE OF MORTGAGE: July 18, 2003 Attorney for Mortgagee: MORTGAGOR: Carey Thul, a single Ryan J. Trucke person. BRUTLAG, HARTMANN & TRUCKE, P.A. MORTGAGEE: Mortgage Electronic 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 / (763) Registration Systems, Inc. DATE AND PLACE OF RECORDING: 222-2504 MLB:2860-235.PKG Recorded September 16, 2003, Dakota 2642441 6/16-7/7/11 C o u n t y R e c o r d e r , D o c u m e n t N o . 2110533. ASSIGNMENTS OF MORTGAGE: Assigned to: LNV Corporation. NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE Electronic Registration Systems, Inc. NOTICE IS HEREBY GIVEN that TRANSACTION AGENT'S MORTdefault has occurred in the conditions GAGE IDENTIFICATION NUMBER ON of the following described mortgage: MORTGAGE: 1001528-1200000365-9 DATE OF MORTGAGE: January 25, LENDER OR BROKER AND MORT2005 GAGE ORIGINATOR STATED ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: First State Mortgage CorMORTGAGE: $5,000,000.00 poration MORTGAGOR(S): Lawrence F. Kladek RESIDENTIAL MORTGAGE SERand Susan Kladek, husband and wife VICER: Dovenmuehle Mortgage, Inc. MORTGAGEE: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 170 Butler Avenue East, West Saint Recorded: March 02, 2005 Dakota Paul, MN 55118 County Recorder TAX PARCEL I.D. #: 420170002063 Document Number: 2300310 LEGAL DESCRIPTION OF PROPTransaction Agent: Not Applicable ERTY: Transaction Agent Mortgage IdentifiThe North 156.4 feet of the East 52 cation Number: Not Applicable feet of the West 743.5 feet of the Lender or Broker: Bank of America, Northeast Quarter of the Southwest N.A. Quarter of Section 17, Township 28, Residential Mortgage Servicer: BAC Range 22, Dakota County, MinneHome Loans Servicing, L.P. sota. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Property Address: 1401 70th St E, MORTGAGE: $151,200.00 Inver Grove Heights, MN 55077-2423 AMOUNT DUE AND CLAIMED TO BE T a x P a r c e l I D N u m b e r : DUE AS OF DATE OF NOTICE, INCLUD20.00500.010.53 ING TAXES, IF ANY, PAID BY MORTL E G A L D E S C R I P T I O N O F P R O P - GAGEE: $167,110.29 ERTY: The East half of the Southwest That prior to the commencement of Quarter of Section 5, Township 27, this mortgage foreclosure proceeding Range 22 except the following two Mortgagee/Assignee of Mortgagee comtracts: plied with all notice requirements as Commencing at a point 500 feet West required by statute; That no action or of the Southeast corner of the South- proceeding has been instituted at law west Quarter of said Section 5; thence o r o t h e r w i s e t o r e c o v e r t h e d e b t North 3 degrees 30 minutes West 280 secured by said mortgage, or any part feet; thence West 150 feet; thence thereof; South 3 degrees 30 minutes East 280 PURSUANT to the power of sale confeet; thence East 150 feet to the point tained in said mortgage, the above of beginning, according to the United described property will be sold by the States Government Survey thereof and Sheriff of said county as follows: situate in Dakota County, Minnesota. DATE AND TIME OF SALE: July 29, The South 280 feet of the West 160 2011 at 10:00 AM feet of the East half of the Southwest PLACE OF SALE: S h e r i f f ' s O f f i c e , Quarter of said Section 5, according to Law Enforcement Center, 1580 Hwy the United States Government Survey 55, Lobby #S-100, Hastings, MN thereof and situate in Dakota County, to pay the debt then secured by said Minnesota. Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE: �� $4,910,979.60

PUBLIC NOTICE

�� MN Stat. �� §580.07. TIME AND DATE TO VACATE PROP�� premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 23, 2011. LNV Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-9185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649699 6/16-7/21/11

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649467 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 28, 2007 MORTGAGOR: William A. Powers and Linnea C. Powers, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Registered October 10, 2007, Dakota County Registrar of Titles, Document No. 618598, Certificate of Title No. 106637. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 953 Redwell Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170603200 LEGAL DESCRIPTION OF PROPERTY: LOT TWENTY (20) BLOCK THREE (3) APPLE VALLEY SEVENTH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,289.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2647999 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2003 MORTGAGOR: N a n c y M . F e l t e s , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 5, 2003, Dakota County Recorder, Document No. 2057362. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915371928 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7745 170TH Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760005250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 5, Foxborough COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,124.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6078 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666324 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,000.00 MORTGAGOR(S): Jordan Bailey, a single person MORTGAGEE: National City Mortgage a division of National City Bank DATE AND PLACE OF RECORDING: Recorded: August 29, 2007 Dakota County Recorder Document Number: 2540916 ASSIGNMENTS OF MORTGAGE: And assigned to: Green Tree Servicing LLC Dated: February 18, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721259 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: National City Mortgage a division of National City Bank Residential Mortgage Servicer: Green Tree Servicing LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3135 144th St W, Rosemount, MN 55068-4004 Tax Parcel ID Number: 34-18200-01-110 LEGAL DESCRIPTION OF PROPERTY: The West 78 feet of Lot 10 and 11, Block 1, Thomas T. Conley's Addition to Rosemount, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,254.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: Green Tree Servicing LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018913F03 2664785 6/30-8/4/11

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100446400000002933 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Savings of America RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12704 Country View Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021833111002 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Country View Estates Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,890.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,439.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2228 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649580 6/16-7/21/11

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,278.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,960.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 6, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649622 6/16-7/21/11

PUBLIC NOTICE

��

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2646761 6/16-7/21/11

PUBLIC NOTICE

the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2648037 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2007 MORTGAGOR: Jeremy N. Morgan, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Registered April 18, 2007, Dakota County Registrar of Titles, Document No. 609174, Certificate of Title No. 142343, also recorded with the County Recorder recorded April 18, 2007, Dakota County Recorder, Document No. 2510428. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4960 120th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011360001010 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1 in Beckman's First Addition, according to the recorded plat thereof, which lies within Government Lot 1, Section 12, Township 115, Range 20 (Torrens) That part of Lot 1, Block 1, in Beckman's First Addition, according to the recorded plat thereof, except that part which lies within Government Lot 1, Section 12, Township 115, Range 20 (Abstract) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $263,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $256,646.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12 , 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 9, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10871 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649532 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Elaine Boyerstephens, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 18, 2006 Dakota County Recorder Document Number: 2482712 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 Dated: May 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100080190061123196 Lender or Broker: Novastar Mortgage, Inc. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1115 Livingston Ave, West Saint Paul, MN 55118-1441 Tax Parcel ID Number: 42-48600-160-00 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Michel Fred Subdivision, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,940.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 29, 2012, or the next business day if January 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 16, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019813F01 2647601 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 , 2006 MORTGAGOR: Kimberly L. Nordby, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 30, 2006, Dakota County Recorder, Document No. 2457579. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to: Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: None LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homebridge Mortgage Bankers Corp. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8403 143rd Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-28875-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Garden Oaks Terrace Townhomes, CIC No. 195, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,313.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,640.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658035 6/23-7/28/11

PUBLIC NOTICE

��

�� Mortgage, ��LLC�� Registration Systems, Inc. Mortgage Originator: Not Applicable DATE AND PLACE OF RECORDING: Registered March 2, 2009, Dakota COUNTY IN WHICH PROPERTY IS County Registrar of Titles, Document LOCATED: Dakota No. T639947, Certificate of Title No. Property Address: 1300 Vista Dr, 096249. Burnsville, MN 55337-2337 ASSIGNMENTS OF MORTGAGE: Tax Parcel ID Number: Assigned to: JPMorgan Chase Bank, 02-82201-02-232 National Association s/b/m Chase LEGAL DESCRIPTION OF PROPHome Finance, LLC. ERTY: Lot 23, Block 2, Vista View 2nd Said Mortgage being Registered Land. Addition, Dakota County, Minnesota, TRANSACTION AGENT: Mortgage excepting therefrom that part lying Westerly of the following described Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - line, to-wit: A line beginning at a point GAGE IDENTIFICATION NUMBER ON on the Northwesterly line of said Lot 23, distant 46.60 feet Southwesterly of MORTGAGE: 100103210000474212 LENDER OR BROKER AND MORT- the most Northerly corner of said Lot G A G E O R I G I N A T O R S T A T E D O N 23; thence Southeasterly 156.86 feet, MORTGAGE: The Business Bank d/b/a more or less, to a point in the SouthPrime Mortgage easterly line of Lot 28 in Block 2, Vista R E S I D E N T I A L M O R T G A G E S E R - View 2nd Addition, distant 10 feet V I C E R : J P M o r g a n C h a s e B a n k , Southwesterly of the Southeast corner National Association of said Lot 28, and that part of Lot 28 MORTGAGED PROPERTY ADDRESS: Block 2, Vista View 2nd Addition, lying 145 West 37th Street, Hastings, MN Easterly of the following described 55033 line, to-wit: A line beginning at a point TAX PARCEL I.D. #: 19-31000-040-03 on the Northwesterly line of Lot 23 of LEGAL DESCRIPTION OF PROP- said Block 2, Vista View 2nd Addition, ERTY: distant 46.60 feet Southwesterly of the LOT FOUR (4), BLOCK THREE (3) IN most Northerly corner of said Lot; GREEN PLAINS, DAKOTA COUNTY, thence Southeasterly 156.86 feet, more MINNESOTA. or less, to a point in the Southeasterly COUNTY IN WHICH PROPERTY IS line of said Lot 28, distant 10 feet Southwesterly of the Southeast corner LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF of said Lot 28, Dakota County, Minnesota. MORTGAGE: $246,599.00 AMOUNT DUE AND CLAIMED TO BE AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- D U E A S O F D A T E O F N O T I C E : ING TAXES, IF ANY, PAID BY MORT- $314,775.37 GAGEE: $261,771.36 THAT all pre-foreclosure That prior to the commencement of requirements have been complied with; this mortgage foreclosure proceeding that no action or proceeding has been Mortgagee/Assignee of Mortgagee com- i n s t i t u t e d a t l a w o r o t h e r w i s e t o plied with all notice requirements as r e c o v e r t h e d e b t s e c u r e d b y s a i d required by statute; That no action or mortgage, or any part thereof; proceeding has been instituted at law PURSUANT to the power of sale or otherwise to recover the debt contained in said mortgage, the secured by said mortgage, or any part above-described property will be sold thereof; by the Sheriff of said county as PURSUANT to the power of sale con- follows: tained in said mortgage, the above DATE AND TIME OF SALE: July 29, described property will be sold by the 2011 at 10:00 AM Sheriff of said county as follows: PLACE OF SALE: Dakota County DATE AND TIME OF SALE: August 2, L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 2011 at 10:00 AM Highway 55, Lobby S-100, Hastings, PLACE OF SALE: S h e r i f f ' s O f f i c e , Minnesota Law Enforcement Center, 1580 Hwy t o p a y t h e d e b t s e c u r e d b y s a i d 55, Lobby #S-100, Hastings, MN mortgage and taxes, if any, on said to pay the debt then secured by said p r e m i s e s a n d t h e c o s t s a n d Mortgage, and taxes, if any, on said disbursements, including attorney fees premises, and the costs and disburse- allowed by law, subject to redemption m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s within six (6) months from the date of allowed by law subject to redemption said sale by the mortgagor(s), their within six (6) months from the date of personal representatives or assigns. said sale by the mortgagor(s), their If the Mortgage is not reinstated personal representatives or assigns u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e unless reduced to Five (5) weeks under property is not redeemed under Minn. MN Stat. §580.07. Stat. §580.23, the Mortgagor must TIME AND DATE TO VACATE PROP- vacate the property on or before 11:59 E R T Y : I f t h e r e a l e s t a t e i s a n p.m. on January 29, 2012, or the next owner-occupied, single-family dwell- business day if January 29, 2012 falls ing, unless otherwise provided by law, on a Saturday, Sunday or legal holiday. the date on or before which the mortMortgagor(s) released from financial gagor(s) must vacate the property if the obligation: NONE mortgage is not reinstated under secTHIS COMMUNICATION IS FROM tion 580.30 or the property is not A DEBT COLLECTOR ATTEMPTING redeemed under section 580.23 is T O C O L L E C T A D E B T . A N Y 11:59 p.m. on February 2, 2012, unless INFORMATION OBTAINED WILL BE the redemption period is reduced to 5 USED FOR THAT PURPOSE. weeks under MN Stat. Secs. 580.07 or THE RIGHT TO VERIFICATION OF 582.032. THE DEBT AND IDENTITY OF THE MORTGAGOR(S) RELEASED FROM ORIGINAL CREDITOR WITHIN THE FINANCIAL OBLIGATION ON MORT- T I M E P R O V I D E D B Y L A W I S N O T GAGE: None AFFECTED BY THIS ACTION. "THE TIME ALLOWED BY LAW FOR THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- T H E M O R T G A G O R ' S P E R S O N A L RESENTATIVES OR ASSIGNS, MAY BE REPRESENTATIVES OR ASSIGNS, REDUCED TO FIVE WEEKS IF A JUDI- MAY BE REDUCED TO FIVE WEEKS IF CIAL ORDER IS ENTERED UNDER A J U D I C I A L O R D E R I S E N T E R E D MINNESOTA STATUTES, SECTION U N D E R M I N N E S O T A S T A T U T E S , 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G SECTION 582.032, DETERMINING, OTHER THINGS, THAT THE MORT- AMONG OTHER THINGS, THAT THE GAGED PREMISES ARE IMPROVED M O R T G A G E D P R E M I S E S A R E WITH A RESIDENTIAL DWELLING OF I M P R O V E D W I T H A R E S I D E N T I A L LESS THAN FIVE UNITS, ARE NOT D W E L L I N G O F L E S S T H A N F I V E PROPERTY USED IN AGRICULTURAL UNITS, ARE NOT PROPERTY USED IN P R O D U C T I O N , A N D A R E AGRICULTURAL PRODUCTION, AND ABANDONED." ARE ABANDONED. Dated: June 1, 2011. DATED: June 16, 2011 JPMorgan Chase Bank, ASSIGNEE OF MORTGAGEE: National Association GMAC Mortgage, LLC Mortgagee/Assignee of Mortgagee Wilford, Geske & Cook P.A. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Assignee of Mortgagee Attorneys for Mortgagee/Assignee of Lawrence A. Wilford Mortgagee James A. Geske 4500 Park Glen Road #300 8425 Seasons Parkway, Suite 105 Minneapolis, MN 55416 Woodbury, MN 55125-4393 (952) 925-6888 (651) 209-3300 30-6968 File Number: 011931F02 6/16-7/21/11 THIS IS A COMMUNICATION FROM 2647816 A DEBT COLLECTOR. 2649751 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,275.00 MORTGAGOR(S): Joan M. Miller and Clayton Miller, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2008 Dakota County Recorder Document Number: 2601158 LOAN MODIFICATION: Dated: May 01, 2010 Recorded: January 25, 2011 Document Number: 2781314 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: June 06, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100188508050246614 Lender or Broker: Draper and Kramer Mortgage Corp DBA 1st Advantage Mortgage Residential Mortgage Servicer: GMAC Mortgage, LLC

PUBLIC NOTICE

��

�� foreclosure proceeding this mortgage Mortgagee/Assignee of Mortgagee com�� National Association MORTGAGED PROPERTY ADDRESS: 13208 Oakland Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021700002150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Chateaulin 1st Addition, Village of Burnsville, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,306.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,062.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 9, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10903 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649506 6/16-7/21/11

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 1, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10827 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649807 6/16-7/21/11

PUBLIC NOTICE

mises and the costs and disburse ments allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 HSBC Bank USA, N.A., as Trustee for the registered holders of First N L C T r u s t 2 0 0 7 - 1 Mortgage-Backed Certificates, Series 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00126-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4012070 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2646663 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2007 MORTGAGORS: Jay M. Begnaud and Sharon K. Begnaud, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Registered April 4, 2007, Dakota County Registrar of Titles, Document No. 608546, Certificate of Title No. 091571. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 415 11th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 193215082030 LEGAL DESCRIPTION OF PROPERTY: Lot 3 in Block 82 of the Town of Hastings. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,225.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9334 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649826 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2007 MORTGAGORS: Amy McCulloch and Bjorn McCulloch, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 24, 2007, Dakota County Registrar of Titles, Document No. 619265, Certificate of Title No. 143674. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402060307695 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1326 West Kruse Street, West Saint Paul, MN 55416 TAX PARCEL I.D. #: 423340004240 LEGAL DESCRIPTION OF PROPERTY: Lots 23 and 24, Block 4, Hoffman's Addition, South St. Paul, Dakota County, Minnesota, according to the plat thereof now on file and of record in the office of the Registrar of Deeds within and for said county of Dakota and State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $313,424.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 31, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2357 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649716 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2003 MORTGAGORS: Randy Loebrick and Jennifer Loebrick, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered December 29, 2003, Dakota County Registrar of Titles, Document No. 0525620, Certificate of Title No. 116684. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13220 Hannover Avenue South, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013240501030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, In Heritage Hills 6th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $318,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $362,082.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3745 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658740 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,900.00 MORTGAGOR(S): Christina L. Bland, married MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: January 03, 2006 Dakota

Recorded: January 03, 2006 Dakota County Recorder Document Number: 2394051 LOAN MODIFICATION: Dated: July 31, 2009 Recorded: August 10, 2009 Document Number: 2677418 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15321 Greenhaven Ln Apt 107, Burnsville, MN 55306-1611 Tax Parcel ID Number: 02-84410-02-043 LEGAL DESCRIPTION OF PROPERTY: Unit 43, Common Interest Community No. 145, Winterwood Villas, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,372.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 29, 2012, or the next business day if January 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 16, 2011 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006867F02 2642526 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 1, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Second Amended Declaration of Cobblestone Manor Association, Inc. (hereinafter the "Association") which was recorded as Document No. T549349 on October 5, 2004, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 3, Block 1 in Cobblestone Manor, CIC #475, Cobblestone Manor Townhomes, Dakota County, Minnesota STREET ADDRESS: 13395 Hughes Court, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-18075-01-030 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 1, 2011, from Builders Development & Finance, Inc., title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,675.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 1, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from its financial obligation to pay said amount.

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amount. 6. The Second Amended Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 5, 2010, as Document No. T665772 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Second Amended Declaration and granted by the owners in taking title to the premises subject to said Second Amended Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 4th day of August, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, its personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on February 4, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. COBBLESTONE MANOR ASSOCIATION, INC. Attorneys for Cobblestone Manor Association, Inc. THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cobblestone Manor/Bldrs Dev/10-7-477D)

2647857

6/16-7/21/11

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 1, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2202 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649362 6/16-7/21/11

PUBLIC NOTICE

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2648107 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 23, 2003 MORTGAGORS: John Wegener a/k/a John W. Wegener and Kelly Wegener a/k/a Kelly A. Gillespie, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered December 15, 2003, Dakota County Registrar of Titles, Document No. 0524323, Certificate of Title No. 117520. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500065976368 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provinet Mortgage Corporation, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3931 74th Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115016004 LEGAL DESCRIPTION OF PROPERTY: LOT 16 IN BLOCK 4 OF SOUTH GROVE, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,284.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649423 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 1, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Terry Charran and Kavithree Charran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lenox Financial Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003023-0707009591-6 SERVICER: Ocwen Loan Servicing, LLC LENDER: Lenox Financial Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 21, 2007, as Document No. 2538816 ASSIGNED TO: Ocwen Loan Servicing, LLC Dated: May 18, 2010 , and recorded June 14, 2010 by Document No. 2735330 . LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Dakota County Estates 2nd Addition. PROPERTY ADDRESS: 5175 180th Street West, Farmington, MN 55024 PROPERTY I.D: 14-19501-01-070 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventeen Thousand Four Hundred Fifty-Four and 20/100 ($217,454.20) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 2, 2011 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Higway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 Ocwen Loan Servicing, LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00288-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4010161 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2644350 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Bruce A. Henrich and Mary E. Henrich, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 16, 2007 Dakota County Registrar of Titles Document Number: 607545 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc Dated: May 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100444000000022196 Lender or Broker: Senderra Funding LLC. Residential Mortgage Servicer:

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�� r v i c e r : statute, r t g a g e S e�� R e s i d e n t i a l M o�� said lien will be�� foreclosed by Nationstar Mortgage, LLC the sale of said premises with the Mortgage Originator: Not Applicable hereditiments and appurtenances CERTIFICATE OF TITLE NUMBER: thereto, which said sale will be made 94460 by the Sheriff of Dakota County, at COUNTY IN WHICH PROPERTY IS public auction to the highest bidder, LOCATED: Dakota for cash, to pay the amount then due Property Address: 268 Arion St E, for said condominium assessments, West Saint Paul, MN 55118-1550 together with the costs of foreclosure, Tax Parcel ID Number: 42 83301 01 including attorney's fees as allowed by 060 law, as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: August ERTY: The West Fifteen (15) feet of Lot 3, 2011, at 10:00 A.M. Five (5) and all of Lot Six (6) except the PLACE OF SALE: Dakota County West Fifteen (15) feet of said Lot Six (6) Law Enforcement Center, 1580 Highin Block 1, in Lot Thirty-one (31) of way 55, Hastings, MN. J.M. Warner's Subdivision of Lots 26 The time allowed by law for redempand 31, Dawson's Outlots, according to tion by the Unit owner, their personal the plat thereof now on file and of representatives or assigns, is six (6) record in the office of the Register of months from the date of said sale. If Deeds within and for said County of no redemption occurs, the property Dakota and State of Minnesota. must be vacated by 11:59 PM on FebAMOUNT DUE AND CLAIMED TO BE ruary 3, 2012. DUE AS OF DATE OF NOTICE: Dated: June 2, 2011 $165,383.46 By ___/s/____ THAT all pre-foreclosure require- David J. Raymond, #221818 ments have been complied with; that Attorney for Ridgeview Homeowners no action or proceeding has been insti- Association tuted at law or otherwise to recover the 5838 Blackshire Path debt secured by said mortgage, or any Inver Grove Heights, MN 55076 part thereof; that this is registered 651-455-3100 property; File # 1441167 PURSUANT to the power of sale con- THIS COMMUNICATION IS FROM A t a i n e d i n s a i d m o r t g a g e , t h e DEBT COLLECTOR above-described property will be sold 2648786 6/16-7/21/11 by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, NOTICE OF MORTGAGE 2011 at 10:00 AM FORECLOSURE SALE PLACE OF SALE: Dakota County THE RIGHT TO VERIFICATION OF Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE sota to pay the debt secured by said mort- T I M E P R O V I D E D B Y L A W I S N O T gage and taxes, if any, on said pre- AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That mises and the costs and disbursements, including attorney fees allowed default has occurred in the conditions by law, subject to redemption within of the following described mortgage: DATE OF MORTGAGE: March 24, six (6) months from the date of said sale by the mortgagor(s), their per- 2006 ORIGINAL PRINCIPAL AMOUNT OF sonal representatives or assigns. If the Mortgage is not reinstated MORTGAGE: $318,400.00 MORTGAGOR(S): Banlang Phommaunder Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. souvanh , A Single Woman MORTGAGEE: Mortgage Electronic §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on Registration Systems, Inc. as nominee January 29, 2012, or the next busi- for Great Northern Financial Group , ness day if January 29, 2012 falls on a Inc. TRANSACTION AGENT: Mortgage Saturday, Sunday or legal holiday. Mortgagor(s) released from financial Electronic Registration Systems, Inc. MIN#: 1002614-9571324329-7 obligation: NONE SERVICER: Ocwen Loan Servicing, THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- LLC. LENDER: Great Northern Financial ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE Group , Inc.. DATE AND PLACE OF FILING: USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Dakota County Minnesota, Recorder , THE DEBT AND IDENTITY OF THE on May 8, 2006, as Document No. ORIGINAL CREDITOR WITHIN THE 2427047 ASSIGNED TO: HSBC Bank USA, TIME PROVIDED BY LAW IS NOT N.A., as Trustee on behalf of ACE AFFECTED BY THIS ACTION. Securities Corp. Home Equity Loan THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, Trust and for the registered holders of THE MORTGAGOR'S PERSONAL REP- ACE Securities Corp. Home Equity RESENTATIVES OR ASSIGNS, MAY BE Loan Trust, Series 2006-ASAP3, Asset REDUCED TO FIVE WEEKS IF A JUDI- Backed Pass-Through Certificates CIAL ORDER IS ENTERED UNDER Dated: May 31, 2006 , and recorded MINNESOTA STATUTES, SECTION A p r i l 1 , 2 0 1 1 b y D o c u m e n t N o . 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2794235 . LEGAL DESCRIPTION OF PROPOTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED ERTY: Lot 1, Block 2, Hidden valley, WITH A RESIDENTIAL DWELLING OF Dakota County, Minnesota. PROPERTY ADDRESS: 1396 Michelle LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Drive, Eagan,, MN 55123 PROPERTY I.D: 10.32900.010.02 PRODUCTION, AND ARE ABANDONED. COUNTY IN WHICH PROPERTY IS DATED: June 16, 2011 A S S I G N E E O F M O R T G A G E E : LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE MorEquity, Inc ON THE MORTGAGE ON THE DATE OF Wilford, Geske & Cook P.A. T H E NOTICE: Three Hundred Attorneys for Assignee of Mortgagee Twenty-Seven Thousand One Hundred Lawrence A. Wilford Sixteen and 17/100 ($327,116.17) James A. Geske THAT no action or proceeding has 8425 Seasons Parkway, Suite 105 been instituted at law to recover the Woodbury, MN 55125-4393 debt secured by said mortgage, or any (651) 209-3300 part thereof; that there has been comFile Number: 020571F01 2646750 6/16-7/21/11 pliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale conNOTICE OF ASSOCIATION LIEN tained in said mortgage, the above FORECLOSURE SALE described property will be sold by the NOTICE IS HEREBY GIVEN, that Sheriff of said county as follows: default has occurred in the terms and DATE AND TIME OF SALE: 10:00 conditions of the Declaration for Rid- AM on August 2, 2011 geview Condominium Homes ("DeclaPLACE OF SALE: Sheriff`s M a i n ration") as recorded in the office of the Office, Law Enforcement Center, 1580 County Recorder in and for Dakota Highway 55, Hastings MN 55033-2343 County, Minnesota, which said Decla- to pay the debt then secured by said ration covers the following described mortgage and taxes, if any actually property situated in the County of paid by the mortgagee, on the preDakota and State of Minnesota, to-wit: mises and the costs and disburseApartment Number 202, 12840 m e n t s a l l o w e d b y l a w . T h e t i m e Nicollet Avenue South, allowed by law for redemption by said Condominium Ownership No. 15, mortgagor(s), their personal represenRidgeview Condominium Homes tatives or assigns is 6 months from the P R O P E R T Y A D D R E S S : 12840 date of sale. "THE TIME ALLOWED BY LAW FOR Nicollet Avenue South Unit 202, REDEMPTION BY THE MORTGAGOR, Burnsville MN 55337 THAT, pursuant to said Declaration, THE MORTGAGOR`S PERSONAL REPthere is claimed to be due and owing RESENTATIVES OR ASSIGNS, MAY BE as of the date of this Notice by Steven REDUCED TO FIVE WEEKS IF A JUDIR . S c h m i t z a n d K i m b e r l y A . CIAL ORDER IS ENTERED UNDER Schmitz, as Unit owners, to Ridge- MINNESOTA STATUTES, SECTION view Homeowners Association, the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G principal amount of Three Thousand OTHER THINGS, THAT THE MORTThree Hundred Sixty and 00/100 GAGED PREMISES ARE IMPROVED ($3,360.00) f o r c o n d o m i n i u m WITH A RESIDENTIAL DWELLING OF assessments; and that any action LESS THAN FIVE UNITS, ARE NOT being now pending at law or otherwise PROPERTY USED IN AGRICULTURAL to recover said debt or any part thereof P R O D U C T I O N , A N D A R E has been discontinued, or that an ABANDONED." Dated: June 16, 2011 execution upon any judgment renHSBC Bank USA, N.A., as Trustee dered therein has been returned unsaton behalf of ACE Securities Corp. isfied, in whole or in part, and; Home Equity Loan Trust and for THAT, pursuant to said Declaration, the registered holders of ACE and the statute in such case made and Securities Corp. Home Equity provided, said debt creates a lien upon Loan Trust, Series 2006-ASAP3, said premises in favor of Ridgeview Asset Backed Pass-Through Homeowners Association, as eviCertificates denced by that Notice of Lien dated February 15, 2011, and recorded Randall S. Miller & Associates, PLLC M a y 2 3 , 2 0 1 1 , as D o c u m e n t N o . Attorneys for Assignee of Mortgage/ 2801986 i n t h e D a k o t a C o u n t y Mortgagee One Financial Plaza, Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by

PUBLIC NOTICE

��

�� One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00184-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4014992 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2646684 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 MORTGAGORS: Richard H. Leikam and Paula Leikam, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document #: 2477814 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC5 Asset-Backed Pass-Through Certificates on March 27, 2011 and said assignment was recorded on April 4, 2011 and given document number 2794562. LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 4, RIVER HILLS 10TH ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 02-64109-010-04 PROPERTY ADDRESS: 11405 River Hills Drive, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $298,307.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is February 18, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: June 27, 2011 Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC5 AssetBacked Pass-Through Certificates Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2665473 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 8 , 2002 MORTGAGORS:D a v i d C . A k e h u r s t and Nikki L. Akehurst, husband and wife. MORTGAGEE:K e y B a n k U S A , National Association. DATE AND PLACE OF RECORDING: Recorded January 29, 2003, Dakota County Recorder, Document No. 1991039. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. successor by merger to CitiFinancial Mortgage Company, Inc.. And thereafter assigned to: Selene Finance, LP. And thereafter assigned to: Selene RMOF REO Acquisition LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Key Bank USA, National Association RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 6170 Lower 161st Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117709014 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 14, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,000.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011. Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1819 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666054 6/30-8/4/11

PUBLIC NOTICE

and Elizabeth A Seeley, husband and wife as joint tenants MORTGAGEE: First Franklin Financial Corp, Subsidiary of National City Bank of Indiana SERVICER: Ocwen Loan Servicing, LLC LENDER: First Franklin Financial Corp, Subsidiary of National City Bank of Indiana. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 21, 2004, as Document No. 2260293 ASSIGNED TO: The Bank of New York Mellon, successor in interest to JPMorgan Chase Bank, National Association, as Trustee for the Registered Holder of First Franklin Mortgage Loan Trust 2005-FF1 Mortgage Pass-Through Certificates, Series 2005-FF1 Dated: September 17, 2004 , and recorded April 26, 2011 by Document No. 2797604 . LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Charleswood, Dakota County, Minnesota PROPERTY ADDRESS: 19600 Everest Path, Farmington, MN 55024 PROPERTY I.D: 14 16500 030 05 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifty-Three Thousand Five Hundred Ninety-One and 55/100 ($253,591.55) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 2, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 The Bank of New York Mellon, successor in interest to JP Morgan Chase Bank, National Association, as Trustee for the Registered Holder of First Franklin Mortgage Loan Trust 2005-FF1 Mortgage Pass-Through Certificates, Series 2005-FF1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00742-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4010559 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2646641 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Recorded: August 06, 2010 Dakota County Recorder Document Number: 2745002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows

ERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 11, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law

10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 29, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 22, 2011 at 10:00 AM has been postponed to March 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 22, 2011 at 10:00 AM has been postponed to April 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 25, 2011 at 10:00 AM has been postponed to May 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 26, 2011 at 10:00 AM has been postponed to June 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 27, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES,

PASS THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2651897 6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGORS: Nicholas Ludwig and Analise Ludwig, Married Couple. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 18, 2007, Dakota County Recorder, Document No. 2489168. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500019583005 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ohio Savings Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12883 Garrett Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018472501003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Woodside Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,049.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 24, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

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By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 13, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 14, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 19, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 21, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2659418 6/30/11

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 22, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 19, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 20, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 952) 925-6888 60-3610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2657426 6/30/11

PUBLIC NOTICE

Lot 8, Block 3, East Farmington Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,575.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 17, 2010. U.S. Bank N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 17, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 31, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2011. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 23, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 31, 2011. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126

75 4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 27, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2664672 6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,600.00 MORTGAGOR(S): Stan W Ross, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: September 15, 2004 Dakota County Recorder Document Number: 2247857 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 227 Dale St E, South Saint Paul, MN 55075-3235 Tax Parcel ID Number: 36-71500-120-28 LEGAL DESCRIPTION OF PROPERTY: Lots 9, 10, 11, and 12, Block 28, Spring Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $194,496.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2011, or the next business day if September 11, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 27, 2011 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016724F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 11, 2011 at 10:00 AM has been postponed to April 25, 2011 at

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been postponed to�� April 25,�� 2011 at f�� e e s a l l o w e�� d b y �� l a w�� subject to 10:00 AM in the Dakota County Law redemption within six (6) months from Enforcement Center, 1580 Highway 55, t h e d a t e o f s a i d s a l e b y t h e Lobby S-100, Hastings, Minnesota in m o r t g a g o r ( s ) , t h e i r p e r s o n a l said County and State. representatives or assigns unless reduced to Five (5) weeks under MN DATED: March 03, 2011 MORTGAGEE: Wells Fargo Bank, Stat. §580.07. TIME AND DATE TO VACATE N.A. also known as Wachovia Mortgage, a division of Wells PROPERTY: If the real estate is an Fargo Bank, N.A., and formerly o w n e r - o c c u p i e d , s i n g l e - f a m i l y known as Wachovia Mortgage, dwelling, unless otherwise provided by FSB, formerly known as World law, the date on or before which the mortgagor(s) must vacate the property Savings Bank, FSB if the mortgage is not reinstated under NOTICE OF POSTPONEMENT OF section 580.30 or the property is not MORTGAGE FORECLOSURE SALE The above referenced sale scheduled redeemed under section 580.23 is for April 25, 2011 at 10:00 AM has 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM been postponed to May 26, 2011 at 10:00 AM in the Dakota County Law F I N A N C I A L O B L I G A T I O N O N Enforcement Center, 1580 Highway 55, MORTGAGE: None "THE TIME ALLOWED BY LAW FOR Lobby S-100, Hastings, Minnesota in REDEMPTION BY THE MORTGAGOR, said County and State. THE MORTGAGOR'S PERSONAL DATED: April 18, 2011 MORTGAGEE: Wells Fargo Bank, REPRESENTATIVES OR ASSIGNS, N.A. also known as Wachovia MAY BE REDUCED TO FIVE WEEKS IF Mortgage, a division of Wells A J U D I C I A L O R D E R I S E N T E R E D Fargo Bank, N.A., and formerly U N D E R M I N N E S O T A S T A T U T E S , known as Wachovia Mortgage, SECTION 582.032, DETERMINING, FSB, formerly known as World AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE Savings Bank, FSB IMPROVED WITH A RESIDENTIAL NOTICE OF POSTPONEMENT OF DWELLING OF LESS THAN FIVE MORTGAGE FORECLOSURE SALE The above referenced sale scheduled UNITS, ARE NOT PROPERTY USED IN for May 26, 2011 at 10:00 AM has been AGRICULTURAL PRODUCTION, AND postponed to June 27, 2011 at 10:00 ARE ABANDONED." Dated: March 16, 2011. AM in the Dakota County Law JPMorgan Chase Bank, N.A. Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. said County and State. Attorneys for Mortgagee/Assignee of DATED: May 17, 2011 MORTGAGEE: Wells Fargo Bank, Mortgagee N.A. also known as Wachovia 4500 Park Glen Road #300 Mortgage, a division of Wells Minneapolis, MN 55416 Fargo Bank, N.A., and formerly (952) 925-6888 known as Wachovia Mortgage, 60-1875 FSB, formerly known as World THIS IS A COMMUNICATION FROM Savings Bank, FSB A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Pursuant to the provisions of for June 27, 2011 at 10:00 AM has M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e been postponed to August 26, 2011 at f o r e g o i n g f o r e c l o s u r e s a l e i s 10:00 AM in the Dakota County Law postponed until June 24, 2011 at 10:00 Enforcement Center, 1580 Highway 55, a m a t t h e S h e r i f f ' s O f f i c e , L a w Lobby S-100, Hastings, Minnesota in Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said said County and State. county and state. DATED: June 17, 2011 Dated: May 11, 2011. MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee Mortgage, a division of Wells Fargo Bank, N.A., and formerly USSET, WEINGARDEN AND LIEBO, P.L.L.P. known as Wachovia Mortgage, By: Paul A. Weingarden FSB, formerly known as World Attorneys for Mortgagee/Assignee of Mortgagee Savings Bank, FSB Wilford, Geske & Cook P.A. 4500 Park Glen Road #300 Minneapolis, MN 55416 Attorneys for Mortgagee: Lawrence A. Wilford (952) 925-6888 James A. Geske 60-1875 8425 Seasons Parkway, Suite 105 THIS IS A COMMUNICATION FROM Woodbury, MN 55125-4393 A DEBT COLLECTOR. (651) 209-3300 NOTICE OF POSTPONEMENT OF File Number: 016724F01 MORTGAGE FORECLOSURE SALE Pursuant to the provisions of 2656123 6/30/11 Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 19, 2011 at NOTICE OF MORTGAGE 10:00 am at the Sheriff's Office, Law FORECLOSURE SALE Enforcement Center, 1580 Hwy 55, THE RIGHT TO VERIFICATION Lobby #S-100, Hastings, MN, in said OF THE DEBT AND IDENTITY OF county and state. THE ORIGINAL CREDITOR WITHIN Dated: June 21, 2011. THE TIME PROVIDED BY LAW IS JPMorgan Chase Bank, N.A. NOT AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of By: Paul A. Weingarden the following described mortgage: Attorneys for Mortgagee/Assignee of DATE OF MORTGAGE: May 18, 2007 Mortgagee MORTGAGOR: Lisa Marie Oliver, an 4500 Park Glen Road #300 unmarried woman. Minneapolis, MN 55416 MORTGAGEE: J P M o r g a n C h a s e (952) 925-6888 Bank, National Association as succes- 60-1875 sor by purchase by FDIC as receiver for THIS IS A COMMUNICATION FROM Washington Mutual Bank f/k/a Wash- A DEBT COLLECTOR. ington Mutual Bank, FA. 2658145 6/30/11 DATE AND PLACE OF RECORDING: Recorded May 30, 2007, Dakota County Recorder, Document No. 2520487. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE NONE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - THE DEBT AND IDENTITY OF THE GAGE IDENTIFICATION NUMBER ON ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT MORTGAGE: NONE LENDER OR BROKER AND MORT- AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That GAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, default has occurred in the conditions N.A. as successor in interest to Wash- of the following described mortgage: DATE OF MORTGAGE: June 28, 2006 ington Mutual Bank, FA ORIGINAL PRINCIPAL AMOUNT OF RESIDENTIAL MORTGAGE SERMORTGAGE: $208,000.00 VICER: Chase Home Finance LLC MORTGAGOR(S): Jeffrey A Phillips MORTGAGED PROPERTY ADDRESS: 16337 Holbrook Avenue, Lakeville, MN and Sheila A Phillips, husband and wife 55044 MORTGAGEE: Mortgage Electronic TAX PARCEL I.D. #: 228175001001 LEGAL DESCRIPTION OF PROP- Registration Systems, Inc., as a nominee for Maribella Mortgage, LLC ERTY: TRANSACTION AGENT: Mortgage Lot 1, Block 1, Vermillion Springs Electronic Registration Systems, Inc. Addition MIN#: 100220710000123808 COUNTY IN WHICH PROPERTY IS SERVICER: Ocwen Loan Servicing, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF LLC LENDER: Maribella Mortgage, LLC. MORTGAGE: $408,000.00 DATE AND PLACE OF FILING: AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- Dakota County Minnesota, Recorder , ING TAXES, IF ANY, PAID BY MORT- on July 27, 2006, as Document No. 2448852 GAGEE: $468,300.67 ASSIGNED TO: HSBC Bank USA, That prior to the commencement of this mortgage foreclosure proceeding N.A., as Trustee on behalf of ACE Mortgagee/Assignee of Mortgagee com- Securities Corp. Home Equity Loan plied with all notice requirements as Trust and for the registered holders of required by statute; That no action or ACE Securities Corp. Home Equity proceeding has been instituted at law Loan Trust, Series 2006-ASAP5, Asset o r o t h e r w i s e t o r e c o v e r t h e d e b t Backed Pass-Through Certificates secured by said mortgage, or any part D a t e d : S e p t e m b e r 2 9 , 2 0 0 6 , a n d recorded August 17, 2009 by Docuthereof; PURSUANT to the power of sale con- ment No. 2678790 . LEGAL DESCRIPTION OF PROPtained in said mortgage, the above described property will be sold by the E R T Y : L o t 2 4 , B l o c k 4 , P a r k w o o d South 3rd Addition, Dakota County, Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, Minnesota PROPERTY ADDRESS: 13103 Wal2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , nut Dr, Burnsville, MN 55337 PROPERTY I.D: 02-56602-240-04 Law Enforcement Center, 1580 Hwy COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE Mortgage, and taxes, if any, on said p r e m i s e s , a n d t h e c o s t s a n d ON THE MORTGAGE ON THE DATE OF disbursements, including attorneys' f e e s a l l o w e d b y l a w s u b j e c t t o ��

PUBLIC NOTICE

�� Series 2006 FF3, Dated: April tificates,�� 9, 2009, Recorded: May 4, 2009, �� ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifty-One Thousand One Hundred Fifty-Three and 15/100 ($251,153.15) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 21, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 5, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00024-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3977151 05/05/2011, 05/12/2011, 05/19/2011, 05/26/2011, 06/02/2011, 06/09/2011 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for June 21, 2011 at 10:00 AM , has been postponed to July 19, 2011 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: June 21, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates. Jennifer K Fischer (0311248) Attorneys for HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates. Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 09MN00024-3 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 4027512 06/30/2011 2659714 6/30/11

PUBLIC NOTICE

Document No. 2654155. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6015 Concord Boulevard East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-64050-040-01 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 1, Laura Riebe Addition to Inver Grove Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,680.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,837.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 1, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 1044607042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 4, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 THIS IS A COMMUNICATION FROM

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 6, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 8, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 2, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 19, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 20, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarde Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2657388 6/30/11

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 23, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 29, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2135 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 27, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2135 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2664723 6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Sheldon K. Anderson and Pamala A. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2003 Dakota County Recorder Document Number: 2046449 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 16, 2011 Recorded: May 10, 2011 Dakota County Recorder Document Number: 2799937 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052599900964319 Lender or Broker: Lakes National Mortgage Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 697 Havenhill Rd, Eagan, MN 55123-1659 Tax Parcel ID Number: 10-32990-120-07 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 7, Hills of Stonebridge, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,755.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 12, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019692F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2011 at 10:00 AM has been postponed to July 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019692F01 2656492 6/30/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Gwendolyn Lundell, a single person and Melvin Welch, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375469 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 23, 2011 Recorded: March 10, 2011 Dakota County Recorder Document Number: 2790572 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030007998843 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 735 6th St W, Hastings, MN 55033-1727 Tax Parcel ID Number: 19-10500-103-40 LEGAL DESCRIPTION OF PROPERTY: Lot 9 and 10, Block 40, Addition No. 13 to the City of Hastings, according to the recorded plat thereof, Dakota County, Minnesota; except the east 3.66 feet of said Lot 9; and also except the south 76 feet of said Lot 9 and Lot 10. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,615.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019241F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2011 at 10:00 AM has been postponed to June 28, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 28, 2011 at 10:00 AM has been postponed to July 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019241F01 2599829 6/30/11

PUBLIC NOTICE

��

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2011. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-615 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658012 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $339,000.00 MORTGAGOR(S): Larry C. Smith, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 02, 2007 Dakota County Recorder Document Number: 2527796 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: October 01, 2008 Recorded: October 07, 2008 Dakota County Recorder Document Number: 2616704 And assigned to: Nationstar Mortgage, LLC Dated: June 03, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604733111993 Lender or Broker: Homecomings Financial, LLC f/k/a/ Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15117 Stevens Ave, Burnsville, MN 55306-5037 Tax Parcel ID Number: 02-18751-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Crystal View Heights Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $417,196.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2012, or the next business day if February 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019150F01 2657110 6/23-7/28/11

PUBLIC NOTICE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658063 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2007 MORTGAGORS: Simeon C. Johnson and Pilar R. Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 13, 2007, Dakota County Registrar of Titles, Document No. 605942, Certificate of Title No. 131445. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500023972681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Allegiance Mortgage of Minnesota, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 510 Annapolis Street West, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 27-71600-030-00 LEGAL DESCRIPTION OF PROPERTY: Lot 3 of Springer's Sub. according to the plat thereof on file and of record in the office of the Register of Deeds, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $256,398.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011. JPMorgan Chase Bank,

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10108 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2665775 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Amended and Restated Mortgage, Security Agreement, Assignment of Leases and Rents and Fixture Financing Statement dated May 22, 2006, executed by IGH Development, LLC, a Minnesota limited liability company, as mortgagor (the "Mortgagor"), and delivered to Wells Fargo Bank, National Association, a national banking association, as mortgagee (the "Mortgagee"), which mortgage was recorded on May 31, 2006 as Document No. 2433429 in the Office of the Dakota County Recorder, as amended by that certain Amendment No. 1 to Amended and Restated Mortgage, Security Agreement, Fixture Financing Statement and Assignment of Leases and Rents dated January 30, 2007, which amendment was recorded on March 16, 2010 as Document No. 2719485 in the Office of the Dakota County Recorder, as amended by that certain Amendment No. 2 to Mortgage, Security Agreement, Fixture Financing Statement and Assignment of Leases and Rents dated September 6, 2007, which amendment was recorded on March 16, 2010 as Document No. 2719486 in the Office of the Dakota County Recorder, as amended by that certain Amendment No. 3 to Amended and Restated Mortgage, Security Agreement, Assignment of Leases and Rents and Fixture Financing Statement dated February 22, 2010, which amendment was recorded on March 16, 2010 as Document No. 2719487 in the Office of the Dakota County Recorder (the "Mortgage"), the original principal amount secured by said Mortgage, being $5,060,000.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $2,575,246.02; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed. The tracts of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: Lots 1 through 20, inclusive, Block 1, Summit Pines; Lots 1 through 8, inclusive, Block 2, Summit Pines; and Lots 1 through 4, inclusive, and Lots 6, 7, 9 and 10, Block 3, Summit Pines; (the "Land"), together with all of the buildings and other improvements, fixtures and equipment now or hereafter located on the Land, all right, title, interest, and privileges of Mortgagor in and to all streets, roads, and alleys, used in connection with or pertaining to such Land, all water and water rights, minerals, oil and gas, and other hydrocarbon substances in, on or under the Land, all appurtenances, easements, rights and rights of way appurtenant or related thereto, and all air rights, development rights and credits, licenses and permits related to the Land, and all interest or estate which Mortgagor may hereafter acquire in the property described above, and all additions and accretions thereto, and the proceeds of any of the foregoing (collectively, the "Mortgaged Property"), Property Addresses: 8732 Crismon Way; 8706 Crismon Way; 8680 Crismon Way; 8668 Crismon Way; 8660 Crismon Way; 8650 Crismon Way; 8640 Crismon Way; 8630 Crismon Way; 8620 Crismon Way; 8608 Crismon Way; 8578 Crismon Ct.; 8570 Crismon Ct.; 8581 Crismon Ct.; 8592 Crismon Way; 8582 Crismon Way; 8572 Crismon Way; 8562 Crismon Way; 8554 Crismon Way; 4033 87th St. E.; 4009 87th St. E.; 4067 87th St. E.; 4083 87th St. E.; 4095 87th St. E.; 4115 87th St. E.; 8679 Crismon Way; 8663 Crismon Way; 8593 Crismon Way; 8571 Crismon Way; 4008 87th St. E.; 4026 87th St. E.; 4042 87th St. E.; 4060 87th St. E.; 4098 87th St. E.; 4118 87th St. E.; 8723 Crismon Way; 8733 Crismon Way, Inver Grove Heights, Minnesota, Tax Parcel ID Numbers: 20-73225-01-010; 20-73225-01-020; 20-73225-01-030; 20-73225-01-040; 20-73225-01-050; 20-73225-01-060; 20-73225-01-070; 20-73225-01-080; 20-73225-01-090; 20-73225-01-100; 20-73225-01-110; 20-73225-01-120; 20-73225-01-130; 20-73225-01-140; 20-73225-01-150; 20-73225-01-160; 20-73225-01-170; 20-73225-01-180; 20-73225-01-190; 20-73225-01-200; 20-73225-02-010; 20-73225-02-020; 20-73225-02-030; 20-73225-02-040; 20-73225-02-050; 20-73225-02-060; 20-73225-02-070; 20-73225-02-080; 20-73225-03-010; 20-73225-03-020; 20-73225-03-030; 20-73225-03-040;

��

�� under ��section �� 03 040; redeemed 20 73225 �� 20 73225 03 030;�� 580.23 is 20-73225-03-060; 20-73225-03-070; 11:59 p.m. on November 7, 2011. MORTGAGOR(S) RELEASED FROM 20-73225-03-090; 20-73225-03-100, will be sold by the Sheriff of Dakota F I N A N C I A L O B L I G A T I O N O N County, Minnesota at public auction MORTGAGE: None "THE TIME ALLOWED BY LAW FOR on Tuesday, July 12, 2011 at 10:00 o'clock A.M., at the Dakota County REDEMPTION BY THE MORTGAGOR, Sheriff's Office, Law Enforcement T H E M O R T G A G O R ' S P E R S O N A L Center, 1580 Highway 55, Hastings, REPRESENTATIVES OR ASSIGNS, M N 5 5 0 3 3 - 2 3 4 3 , t o p a y t h e d e b t MAY BE REDUCED TO FIVE WEEKS IF secured by said Mortgage and taxes, if A J U D I C I A L O R D E R I S E N T E R E D any, on said premises and the costs, U N D E R M I N N E S O T A S T A T U T E S , attorneys' fees and disbursements SECTION 582.032, DETERMINING, allowed by law. The time allowed by AMONG OTHER THINGS, THAT THE law for redemption by the Mortgagor, M O R T G A G E D P R E M I S E S A R E i t s p e r s o n a l r e p r e s e n t a t i v e s , IMPROVED WITH A RESIDENTIAL successors or assigns is twelve (12) D W E L L I N G O F L E S S T H A N F I V E months from the date of said sale. UNITS, ARE NOT PROPERTY USED IN Each person holding a junior lien AGRICULTURAL PRODUCTION, AND upon the Mortgaged Property or some ARE ABANDONED." Dated: March 7, 2011. part thereof may redeem beginning CitiMortgage, Inc. after the expiration of the Mortgagor's Mortgagee/Assignee of Mortgagee redemption period, but only if one week or more before the end of the USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgagor's redemption period the Attorneys for Mortgagee/Assignee of creditor files with the Office of the Mortgagee Registrar of Titles and with the Office 4500 Park Glen Road #300 of the County Recorder in the county Minneapolis, MN 55416 w h e r e t h e M o r t g a g e d P r o p e r t y i s (952) 925-6888 10-5651 located a notice of intention to redeem. Dated: April 29, 2011 THIS IS A COMMUNICATION FROM WELLS FARGO BANK, N.A. A DEBT COLLECTOR. FAEGRE & BENSON LLP NOTICE OF POSTPONEMENT OF By ___________________ MORTGAGE FORECLOSURE SALE Pursuant to the provisions of D. Charles Macdonald Minnesota Statutes 580.07, the Attorneys for Mortgagee foregoing foreclosure sale is 2200 Wells Fargo Center postponed until June 24, 2011 at 10:00 90 South Seventh Street am at the Sheriff's Office, Law Minneapolis, MN 55402 Enforcement Center, 1580 Hwy 55, NOTICE OF POSTPONEMENT OF Lobby #S-100, Hastings, MN, in said MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f county and state. Dated: May 5, 2011. Minnesota Statutes § 580.07, the above referenced sale scheduled for July 12, CitiMortgage, Inc. 2011 at 10:00 o’clock A.M. has been Mortgagee/Assignee of Mortgagee postponed to August 9, 2011 at 10:00 USSET, WEINGARDEN AND LIEBO, P.L.L.P. A.M. at the Dakota County Sheriff’s By: Paul A. Weingarden Office, Law Enforcement Center, 1580 Attorneys for Mortgagee/Assignee of Highway 55, in the City of Hastings, Mortgagee 4500 Park Glen Road #300 Minnesota. Minneapolis, MN 55416 Dated: June 28, 2011 WELLS FARGO BANK, N.A. (952) 925-6888 FAEGRE & BENSON LLP 10-5651 By: /s/ D. Charles Macdonald THIS IS A COMMUNICATION FROM Attorneys for Mortgagee A DEBT COLLECTOR. 2200 Wells Fargo Center NOTICE OF POSTPONEMENT OF 90 South Seventh Street MORTGAGE FORECLOSURE SALE Minneapolis, MN 55402 Pursuant to the provisions of 2665991 6/30/11 M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e foregoing foreclosure sale is postponed until August 19, 2011 at 10:00 am at the Sheriff's Office, Law NOTICE OF MORTGAGE Enforcement Center, 1580 Hwy 55, FORECLOSURE SALE Lobby #S-100, Hastings, MN, in said THE RIGHT TO VERIFICATION county and state. OF THE DEBT AND IDENTITY OF Dated: June 23, 2011. THE ORIGINAL CREDITOR WITHIN CitiMortgage, Inc. THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee NOT AFFECTED BY THIS ACTION. USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOTICE IS HEREBY GIVEN, that By: Paul A. Weingarden default has occurred in conditions of Attorneys for Mortgagee/Assignee of the following described mortgage: Mortgagee DATE OF MORTGAGE: O c t o b e r 1 8 , 4500 Park Glen Road #300 2007 Minneapolis, MN 55416 MORTGAGOR: Jeannette C. Meier, a (952) 925-6888 single person. 10-5651 MORTGAGEE: Mortgage Electronic THIS IS A COMMUNICATION FROM Registration Systems, Inc. A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 2661879 6/30/11 Recorded November 6, 2007, Dakota County Recorder, Document No. 2554799. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: CitiMortgage, Inc., Dated: FORECLOSURE SALE February 17, 2011. THE RIGHT TO VERIFICATION TRANSACTION AGENT: Mortgage OF THE DEBT AND IDENTITY OF Electronic Registration Systems, Inc. THE ORIGINAL CREDITOR WITHIN T R A N S A C T I O N A G E N T ' S M O R T - THE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. MORTGAGE: 100011520047642170 NOTICE IS HEREBY GIVEN, that LENDER OR BROKER AND MORT- default has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N the following described mortgage: MORTGAGE: CitiMortgage, Inc. DATE OF MORTGAGE: March 25, R E S I D E N T I A L M O R T G A G E S E R - 2008 VICER: CitiMortgage, Inc. MORTGAGORS: Jessica L. Wuebker MORTGAGED PROPERTY ADDRESS: and Andrew H. Greenleaf, Both Single 8123 Dana Path, Inver Grove Heights, persons. MN 55076 MORTGAGEE: Mortgage Electronic TAX PARCEL I.D. #: 20-18291-010-01 Registration Systems, Inc.. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Recorded April 8, 2008, Dakota County Lot 1, Block 1, Concord Commons Recorder, Document No. 2583204. 2nd Addition, Dakota County, MinASSIGNMENTS OF MORTGAGE: nesota. Assigned to: CitiMortgage, Inc.. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT'S MORTMORTGAGE: $218,000.00 GAGE IDENTIFICATION NUMBER ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100249120000140660 DUE AS OF DATE OF NOTICE, INCLUDLENDER OR BROKER AND MORTING TAXES, IF ANY, PAID BY MORT- G A G E O R I G I N A T O R S T A T E D O N GAGEE: $220,347.65 MORTGAGE: Marketplace Home MortThat prior to the commencement of gage, LLC this mortgage foreclosure proceeding RESIDENTIAL MORTGAGE SERMortgagee/Assignee of Mortgagee com- VICER: CitiMortgage, Inc. plied with all notice requirements as MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 15428 Frost Path, Apple Valley, MN proceeding has been instituted at law 55124 or otherwise to recover the debt TAX PARCEL I.D. #: 014480030506 secured by said mortgage, or any part LEGAL DESCRIPTION OF PROPthereof; ERTY: PURSUANT to the power of sale conUnit No. 1305, Common Interest tained in said mortgage, the above Community No. 377, Legacy Square described property will be sold by the Condominiums, Dakota County, Sheriff of said county as follows: Minnesota. DATE AND TIME OF SALE: May 6, COUNTY IN WHICH PROPERTY IS 2011 at 10:00 AM LOCATED: Dakota PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy MORTGAGE: $162,501.00 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUDMortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORTp r e m i s e s , a n d t h e c o s t s a n d GAGEE: $168,523.42 disbursements, including attorneys' That prior to the commencement of f e e s a l l o w e d b y l a w s u b j e c t t o this mortgage foreclosure proceeding redemption within six (6) months from Mortgagee/Assignee of Mortgagee comt h e d a t e o f s a i d s a l e b y t h e plied with all notice requirements as mortgagor(s), their personal represen- required by statute; That no action or tatives or assigns unless reduced to proceeding has been instituted at law Five (5) weeks under MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROP- secured by said mortgage, or any part ERTY: If the real estate is an owner- thereof; occupied, single-family dwelling, PURSUANT to the power of sale conunless otherwise provided by law, the tained in said mortgage, the above d a t e o n o r b e f o r e w h i c h t h e described property will be sold by the mortgagor(s) must vacate the property Sheriff of said county as follows: if the mortgage is not reinstated under DATE AND TIME OF SALE: August 5, section 580.30 or the property is not redeemed under section 580.23 is ��

PUBLIC NOTICE

�� PROPERTY: If the real estate is an owner-occupied, single-family dwell�� DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 1, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2640843 6/9-7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Dated: June 20, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 23, 2007, executed by Matthew W. Christenson and Kimberly M. Christenson, husband and wife, as Mortgagors to Merchants Bank, National Association, as Mortgagee and filed for record November 8, 2007, as Document Number 2555307 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has been assigned as follows: Not Applicable. 3. The original principal amount secured by the Mortgage was: $ 175,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $176,382.61 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Eleven (11), Block Two (2), Featherstone Ridge, CIC No. 307, Dakota County, Minnesota. will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on August 4, 2011, at 10:00 a.m., at the lobby of the Dakota County Law Enforcement Center, Sheriff's Office, Lobby S-100, 1580 Highway 55, Hastings, Minnesota 55033. 8. The street address of the property is: 1496 Featherstone Court, Hastings, Minnesota 55033. The tax parcel identification number is: 19-25900-11-02. 9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors or Mortgagors' personal representatives or assigns is six (6) months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. T H I S I S A N A T T E M P T T O COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE CREDITOR WILL NOT BE AFFECTED BY THI S FORECLOSURE PROCEEDING. 12. TIME AND DATE TO VACATE PROPERTY: If the real estate is an

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on February 4, 2012. Attorney for Mortgagee Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 (507)454-3752 MERCHANT’S BANK NATIONAL ASSOCIATION /s/ Mark A. Merchlewitz By: Mark A. Merchlewitz Attorney-in-Fact for Mortgagee STATE OF MINNESOTA } } ss. COUNTY OF WINONA } The foregoing instrument was acknowledged before me this 20th day of June, 2011, by Mark A. Merchlewitz, Attorney-in-Fact for Merchants Bank, National Association, Mortgagee. /s/ Kristine K. Teske SIGNATURE OF PERSON TAKING ACKNOWLEDGMENT THIS INSTRUMENT WAS DRAFTED BY: Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 507-454-3752 2657564 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 9, 2007 MORTGAGORS:R a y m o n d L . M i l l e r and Judith L. Miller, husband and wife. MORTGAGEE:P r o v i n e t M o r t g a g e Corporation, Inc.. DATE AND PLACE OF RECORDING: Recorded April 24, 2007, Dakota County Recorder, Document No. 2511858. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provinet Mortgage Corporation, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1566 Murphy Parkway, Eagan, MN 55122 TAX PARCEL I.D. #: 101439517001 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Blackhawk Pond COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$632,935.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011.

Dated: June 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5806 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2655657 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2004 MORTGAGOR: K e v i n J . A l l m e n d inger and Molly K. Allmendinger, husband and wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded September 1, 2004, Dakota County Recorder, Document No. 2244023. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7419 142nd Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110102080 LEGAL DESCRIPTION OF PROPERTY: LOT 8, BLOCK 2, GREENLEAF TOWNHOUSES SECOND ADDITION COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,405.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5753 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658221 6/23-7/28/11

PUBLIC NOTICE

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 MORTGAGORS: Terrence E. Chambers and Cheryl M. Chambers, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 27, 2007, Dakota County Recorder, Document No. 2563384. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001153101 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 302 23RD Court, Unit A, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367037501020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Southview Estates, CIC No. 518 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $413,232.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2492 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658271 6/23-7/28/11

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8824 Branson Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185702055 LEGAL DESCRIPTION OF PROPERTY: Unit No. 55, Common Interest Community No. 181, Rose Hill Villas, a condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$148,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$160,225.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5926 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2655662 6/23-7/28/11

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 20, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2430 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2664633 6/30-8/4/11

PUBLIC NOTICE

��

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2665811 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $475,786.00 MORTGAGOR(S): Brent T. Mellett and Adriana Mellett, husband and wife MORTGAGEE: Anchor Bank Farmington, N.A. DATE AND PLACE OF RECORDING: Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271456 LOAN MODIFICATION: Dated: June 01, 2010 Recorded: August 23, 2010 Document Number: 2747913 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 22, 2004 Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271458 And assigned to: New York Community Bank Dated: June 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500016619976 Lender or Broker: Anchor Bank Farmington, N.A. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20825 Bentley Ct, Farmington, MN 55024-8510 Tax Parcel ID Number: 12-29500-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Ferris Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $467,971.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021011F01 2664949 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 24, 2003 MORTGAGOR:Karin A. Gunderson, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 2, 2004, Dakota County Recorder, Document No. 2170898. ASSIGNMENTS OF MORTGAGE: Assigned to: The Huntington National Bank. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001156-0009070368-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Huntington Mortgage Group MORTGAGED PROPERTY ADDRESS: 8674 Beverly Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 202565006304 LEGAL DESCRI PTI O N O F PR O PERTY: Unit No. 63, Condominium No. 120, Fairway Village, A Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$151,512.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$144,979.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee

g g g g g USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1864 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666073 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 2, 2005 MORTGAGOR: Michelle L. Harrison, a single person. MORTGAGEE: U n i t e d R e s i d e n t i a l Mortgage, LLC. DATE AND PLACE OF RECORDING: Recorded September 15, 2005, Dakota County Recorder, Document No. 2360667. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 990 Kensington Trail #103, Eagan, MN 55123 TAX PARCEL I.D. #: 104160003003 LE G A L D E SC R IPT IO N O F PR O PERTY: Residential Unit No. 3, and Garage Unit No. 12, Cambridge Court Condominium No. 1, Condominium File No. 70 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,367.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6079 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666301 6/30-8/4/11

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 30, 2011

35A

Business Briefs Flint Hills Resources recognized for safety Employees at Flint Hills Resources Pine Bend Refinery plant in Rosemount have earned the Meritorious Achievement award from the National Petrochemical & Refiners Association for outstanding safety performance in 2010. The industry association bestowed the recognition in May. â&#x20AC;&#x153;Flint Hills Resources has one of the best safety records in the industry. Our employees are always looking for ways to improve processes and systems that will ensure everyone goes home safe, as well as running the complex more efficiently. Receiving these awards is a tribute to their success,â&#x20AC;? said Scott Lindemann, vice president and manufacturing manager. Meritorious Safety Performance awards recognize facilities achieving a total record-

able incidence rate of 0.8 or less with no workplace-related fatality of an employee or non-employee during the calendar year. The site has also been recognized as a MN STAR worksite under the Minnesota Department of Labor & Industry since 2005. The MN STAR certification is given to top performing facilities for both personal and process safety. NPRA safety awards are given to facilities in the petroleum refining and petrochemical manufacturing industries for an excellent U.S. Occupational Safety and Health Administration record of safe operations during the year. NPRA is a national trade association with more than 450 member companies, including virtually all U.S. refiners and petrochemical manufacturers.

Menasha installs new gluer at Lakeville facility Menasha Packaging recently installed a four-color Isowa Flexo Folder Gluer at its Lakeville facility. With quick set-up times and fast run speeds, the new equipment will help Menasha support its customersâ&#x20AC;&#x2122; need for a lean supply chain and inventory control. The company also expects to increase conversion capacity by 30 percent. According to Greg Theis, Lakevilleâ&#x20AC;&#x2122;s general manager, the flexo folder gluer replaces two pieces of equipment, which allows Menasha to manufacture preprinted retail-ready and club cases in-line without running multiple operations on a die cutter and gluer.

It can produce 21,000 pieces per hour â&#x20AC;&#x201D; three times more than before â&#x20AC;&#x201D; and has an average set-up time of less than five minutes. The quick setups allow more flexibility in the average order size Menasha can run for customers. â&#x20AC;&#x153;The new equipment will give us the ability to produce packaging more efficiently and with better quality at all volume levels,â&#x20AC;? said Theis. â&#x20AC;&#x153;It truly is state-of-the-art and outperforms anything weâ&#x20AC;&#x2122;ve had before in terms of speed and efficiency.â&#x20AC;? The Lakeville plant employs 360 people and produces a range of products, from traditional corrugated packaging to five-color graphic packaging.

Minnesota Energy to partner with â&#x20AC;&#x2DC;Make a Splashâ&#x20AC;&#x2122; Rosemount-based Minnesota Energy Resources has partnered with The Clean Energy Resources Team (CERTs) and Niagara Conservation to help commercial and industrial customers reduce their water and energy consumption and save money through the â&#x20AC;&#x153;Make a Splashâ&#x20AC;? campaign. Through Sept. 1, eligible Minnesota Energy Resources customers can purchase efficient pre-rinse spray valves for commercial kitchen operations and aerators for kitchen and bathroom washing facilities. These products are designed to help customers save money and are available for a limited time at specially reduced prices only through the â&#x20AC;&#x153;Make a Splashâ&#x20AC;? campaign. Customers can download the â&#x20AC;&#x153;Make a Splashâ&#x20AC;? brochure and place their orders on the CERTs website: http://splash.mncerts.org.

Minnesota businesses and organizations, including restaurants, schools and hospitals, can save on water heating costs by installing these low-cost but effective water-saving upgrades. When used together, these pre-rinse spray valves and faucet aerators can use up to 75 percent less water and save hundreds of dollars per year on average in energy costs, depending on customer use. In addition to the specially reduced price, Minnesota Energy is also offering a rebate for 50 percent of the cost of these water-saving pre-rinse spray valves and aerators to help lower costs even more. The rebate application form and additional program information is available on the Minnesota Energy website: http://www. minnesotaenergyresources.com/business/water_rebates.aspx.

BioDrain reports results of annual meeting Mendota Heights-based BioDrain Medical Inc., producer of the StreamwaySystem for automated surgical fluid disposal, announced the results of the companyâ&#x20AC;&#x2122;s June 14 annual shareholder meeting. Shareholders approved an amendment to the companyâ&#x20AC;&#x2122;s 2008 Equity Incentive Plan to increase the number of authorized shares of common stock from 3 million to 7 million. In addition, the six members of the com-

panyâ&#x20AC;&#x2122;s board of directors were elected to hold office for another year. They are Lawrence W. Gadbaw, chairman; Kevin R. Davidson, CEO and CFO; Chad A. Ruwe, COO; and Peter L. Morawetz, Thomas J. McGoldrick and Andrew P. Redding. The appointment of Olsen Thielen & Co. Ltd. as the independent registered public accounting firm for the company was ratified for the fiscal year ending Dec. 31, 2011.

Savage health and wellness center expands staff River Valley Behavioral Health & Wellness Center, Savage, has recently added to its staff licensed marriage and family therapists, a psychiatric nurse practitioner and a massage therapist. Its new practitioners include: â&#x20AC;˘ Julie Schmidt, who is skilled in providing assessment, diagnosis and treatment of autism spectrum disorders. She also provides applied behavioral analysis (ABA) therapy to children and adolescents on the autism spectrum. â&#x20AC;˘ Dr. Patty Hlava provides counseling to individuals and couples, with expertise in depression, anxiety, trauma, relational conflict,

and life transitions. â&#x20AC;˘ Donna Alt, a psychiatric nurse practitioner, provides care and medication management to children, adolescents, and adults and has a special interest in the treatment of mood disorders and working with adolescents. â&#x20AC;˘ Carrie Mortensen specializes in relaxation and injury rehabilitation massage along with craniosacral therapy and esoteric healing. She is certified to work with children, adolescents and adults. More information can be found at www. rivervalleybhwc.com, or by calling (952) 7467664.

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June 30, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Piccolo’s plays a new tune New owner adds pastries, personality to longtime Eagan pizzeria by Jessica Harper

lenging since it’s out of his comfort zone, Morrison said. What do you get when As Morrison struggles you combine pizzas with to attract new customers he french pastries? The analso faces the challenges of swer is Piccolo’s Pizzeria. being short-staffed. The Eagan pizzeria’s The restaurant currentnew owner, William ( Jack) ly has only six part-time Morrison, has made a few employees – mostly teens changes since taking over – making it difficult to be the 30-year-old business in open and make deliveries November. all day. “So much hadn’t To accommodate the changed since the 1980s,” small workforce, Morrison he said. “I wanted to bring decided to close Piccolo’s it up to date.” between 1:30 and 4:30 p.m. The dinning room unThe restaurant also does der went a renovation that not provide lunch delivery. brought it into the 21st Morrison said he may century and the menu saw change this once business a few new items not typipicks up and is able to hire cally seen at pizza parlors additional employees. such as profiteroles — a Challenges like these are french puffed pastry filled to be expected when jumpwith vanilla ice cream and ing into ownership for the topped with hot fudge. first time, Morrison said. The profiteroles haven’t “It’s a test of your pertaken off in sales yet, but severance, he said. “Not Morrison said he hopes everything is cotton candy other pastries and baked clouds and gum drop lanes.” goods will prove more popMorrison said the best ular. part of having his own Though the decades restaurant is the opportuold pizzeria has undergone nity to work along side his some change, many of the employees tossing pizza regular’s favorites have remained the same, he said. Photo by Jessica Harper dough, baking fresh homeThe 42-year-old Lakev- Piccolo’s owner William ( Jack) Morrison works along side his employees every day baking bread and tossing pizza dough made bread and experimenting with new menu ille resident said he hopes by hand. Morrison said he aims to make most of the food from scratch. items. the changes will help the “I like to pass on what I independently-owned resHe also plans to spon- know on to others,” he said. recipes for major restaurant taurant stand apart from sor local sports teams and chains. Piccolo’s Pizzeria is an the pack and attract more “It was an interesting community events to enindependently-owned restaurant located Jessica Harper is at customers. at 4162 Pilot Knob Road in Eagan. job and I loved the money hance Piccolo’s name rec- jessica.harper@ecm-inc.com. “We’ve had a good reWebsite: www.piccolospizzeria.com ... but when you get so big ognition. sponse so far,” he said. Phone: (651) 454-1212 Finding the right mix of and the sole purpose is to Morrison’s career began Hours: Monday-Friday 10:30 a.m.-1:30 p.m. produce at a cheap cost, it marketing has been chal16 years ago at the Twin Sunday-Thursday 4:30 to 9 p.m. loses its nuance and creCities Hilton inns shortly Friday-Saturday 4:30 to 10 p.m. ativity,” he said. after he graduated with a Morrison left the corpoculinary degree from St. them say ‘It looks too good where he worked as a pas- rate world last year to purPaul Technical College. chase Piccolo’s for $40,000 try chef for three years. As a pastry chef, Morri- to eat,’ ” he said. — money he drew from his Morrison worked for By 2006 Morrison deson learned from a plethora personal savings. the Hilton corporation for cided to return to the corof veterans in the industry, It was a big leap since it eight years at several loca- porate world — this time in Morrison said. was his first experience as a tions across the nation. In research and development “The most rewarding business owner, but so far 2003 he helped create Fresh for the Heinz Company. thing was seeing people’s it’s paid off. Fields Bakery in Stillwater There he created dessert faces light up and hear Piccolo’s has since remained profitable and seen a slight increase in revenue, which is between $100,000 and $150,000, Morrison said. However, the dining room isn’t filling up with as many new customers as Morrison had hoped it would. Though the pizzeria has been in the same location — 4162 Pilot Knob Road — for three decades, it remains illusive to much of the population. Morrison said he thinks the slow traffic may be due to poor signage and a lack of marketing in the past. In addition to paid advertisements, Morrison is gearing up his marketing Photo by Jessica Harper Photo by Jessica Harper efforts by revamping the The dining room at Piccolo’s Pizzeria underwent a face-lift after being purchased by its William ( Jack) Morrison purchased Piccolo’s Pizzeria pizzeria’s website and crenew owner. The 30-year-old pizzeria hadn’t seen much change since it was established in in Eagan last fall and hopes to spice things up by offering ating a Facebook page. 1980. pastries in addition to the restaurant’s typical fare. DAKOTA COUNTY TRIBUNE

Piccolo’s