3/9/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

John gessner John gessner T.W. Budig

Few residents left at apartment building 2A Burnsville school leader filed complaints 2A Budget surplus nets tempered response 5A

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date ##, March 8, 2009 2012

Volume 33, 30, NUMBER Number 2 # VOLUME

Dakota County Tribune Since 1884

A new kind of mac truck

inside biz FORUM

Rosemount-based R.A. MacSammy’s offers new twist to food truck trend

Two prominent members of the Dakota County community are retiring with different roads ahead. larry 4A werner

by Andrew Miller

Dakota County Tribune

Like a lot of chefs, Kevin Huyck toyed with the idea of opening his own restaurant. He ended up buying a big yellow truck instead. The Apple Valley resident is adding a new twist to the burgeoning Twin Cities food-truck scene with R.A. MacSammy’s, which opened in January. Described by Huyck as “comfort food on wheels,” R.A. MacSammy’s offers soups, sandwiches, desserts and, Huyck’s specialty, macaroni and cheese. “I wanted to have something different and I kind of came to, ‘Who doesn’t like mac and cheese?’ ” he said. Huyck, who has 17 years experience as a chef, adds a gourmet touch to the macaroni dishes R.A. MacSammy’s offers. In addition to classic mac and cheese, there’s more esoteric fare such as Greek mac, topped with olives and feta cheese, and Cape Cod mac, featuring artichokes and lobster. After debuting his food truck at the St. Paul Winter Carnival in January, Huyck has been serving his specialty lunches on weekdays, mostly at high-traffic spots in downtown St. Paul such as Rice Park and Mears Park. Like other food trucks, he gets the word out about his daily location through social networking sites such as Twitter and Facebook, as well as his website, www.ramacsammys. com. As for the business’ name, the letters R and A are the initials of his children – Randall, 13, and Avery, 16 – while “Mac” denotes his signature dish and “Sammy’s” denotes sandwiches, he said. Based in Rosemount, the business is licensed through the Minnesota Department of Health and the city of St. Paul. His licensing gives him leeway to operate anywhere in Minnesota except Minneapolis. Thus far he’s logged one day of lunch service in Dakota County – a few weeks ago he set up shop in Burnsville at County Road 42 near Judicial Road – but plans to expand his service at south-of-the-river sites to one or two days a week once the weather improves. “It went OK,” he said of his first foray into Dakota County. “I don’t think people are really accustomed See MacSammy’s, Page 10A

forum

Legislature should pass bill that would allow ninth- and 10thgrade students to take dual-credit courses. don 4A heinzman capitol commerce

Photo by Andrew Miller

After debuting his food truck at the St. Paul Winter Carnival in January, Kevin Huyck has been serving his specialty lunches on weekdays, mostly at high-traffic spots in downtown St. Paul such as Rice Park and Mears Park. Based in Rosemount, the business is licensed through the Minnesota Department of Health and the city of St. Paul; his licensing gives him leeway to operate anywhere in Minnesota except Minneapolis.

Military veteran to seek Republican endorsement to face Democratic U.S. Sen. Amy Klobuchar in this fall’s election. Pete 5A Hegseth dakota arts

Award-winning magicStats:show comes 0 to Burnsville MAG: 1.00 BWA: 0.0020 Performing Arts Symbol Width: 1.4690 Symbol Height: 1.0200 Center on Flexo Width: 0.0000 Thursday night. 32A

this week news Code Type: UPC Version A Customer: 3242-ECM Publishers Order #: P34915-017 P.O. #: Ordered By: Polarity: Positive Up Date Run: 05/29/2002

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011 Photo by Andrew Miller

In January, longtime chef Kevin Huyck of Apple Valley opened R.A. MacSammy’s, a food truck specializing in macaroni and cheese dishes. In addition to classic mac and cheese, Huyck offers more esoteric fare such as Greek mac, which includes olives and feta cheese.

Dakota County Tribune moves this month

Thisweek Newspapers and the Dakota County Tribune Business Weekly will have a new address effective March 16. The newspaper office is moving from its location in Burnsville to the second floor in the Shops on Galaxie with its new address: 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124.

Readers can send notices of upcoming events, letters to the editor and other correspondence to this address. The phone numbers and email

of staff members will not change. Phone and fax numbers will be out of service March 15 and 16 during the move, so people should use email to contact staff members.

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March��8,�� 2012 �� DAKOTA�� COUNTY�� TRIBUNE BUSINESS WEEKLY ��

Few remain at Country Village in Burnsville by John Gessner

Each citation carries a $1,000 fine, he said. A team including the county’s housing services and several nonprofits has worked to help relocate Country Village residents, many of whom are lowincome and faced potential barriers to finding new housing. The fact that few remained on Monday shows that the city was “patient” and “measured” and that residents were wellinformed of their options, Hansen said. Meanwhile, Lindahl Properties is working to fix all code violations — an easier task when the units aren’t occupied, Hansen has suggested — in hopes of being re-licensed. A license application will have to pass muster with a City Council clearly angered by the condition of Country Village and its owners’ slow progress on fixing the problems. “The property’s got a long history,” Hansen said. “I feel confident in saying the council is very unlikely to approve any piecemeal licensing of the property. They really want the thing to meet code.” Teams that knocked on doors Monday morning included police, fire and building inspectors, as well as representatives from the county and the Scott Carver Dakota CAP Agency, Hansen said.

Dakota County Tribune

Contrary to some officials’ expectations, almost no one was home at Country Village Apartments in Burnsville on Monday morning. Only five units at the 138-unit complex were clearly occupied when inspection teams knocked on doors Monday morning, Deputy City Manager Tom Hansen said. Another few units may still be occupied, Hansen said. Sixteen more units contained some furniture and other leftovers that were likely abandoned by tenants who moved out, he said. March 1 was the city-imposed deadline for vacating Country Village, whose rental license the city revoked on Jan. 19 after owner Lindahl Properties failed to meet a deadline for fire code improvements. The fire code improvements were the first in a series of required improvements at the troubled complex, which the city has wrestled with for nearly a year over disrepair, mold and pests. “I was thinking 30 or 40” units might remain occupied, Hansen said. “This far exceeds my expectations.” Eric Grumdahl, housing manager for Dakota County Community Services, fretted last week that up to 75 units might remain occupied. Hansen said last week that Lindahl would be cited for each unit still occu- John Gessner is at john.gessner@ecm-inc. pied at the time of the city inspection. com.

Photo by Rick Orndorf

Some residents moving out of Country Village Apartments in Burnsville loaded a trailer Wednesday morning.

Ex-Burnsville school administrator had filed charges and complaint by John Gessner

Dakota County Tribune

Tania Chance, the School District 191 administrator who was paid nearly $255,000 in a separation agreement, had earlier filed charges with the Minnesota Department of Human Rights and a complaint with the Minnesota Board of School Administrators. The board of administra-

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tors complaint concerned district Superintendent Randy Clegg, according to the separation agreement. Chance, the district’s former human resources director, withdrew the charges and claim as a condition of the buyout, the document said. Thisweek obtained an unredacted copy of the agreement this week. Cop-

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ies released last week Rights.” by the Burnsville It continues: Eagan-Savage dis“Chance has subtrict had nine lines mitted documentablacked out on the tion to the School advice of its attorney. District that she District-suphas withdrawn plied copies also complaint(s) made didn’t include let- Tania on or about Dec. 8, ters of reference for Chance 2011 to the MinChance supplied by Clegg nesota Board of Adminisand Burnsville-Eagan- trators regarding Randall Savage School Board Chair Clegg.” Ron Hill. Thisweek has Another condition in obtained the letters, which the redacted portion of the the agreement required. agreement is that Chance The redacted lines in- withdraw “all data requests clude references to “charges made to the School Dispending with the Minne- trict under the Minnesota sota Department of Hu- Government Data Practices man Rights and/or Equal Act.” Opportunity Commission” Elsewhere in the agreeand “complaint(s) made on ment, Chance relinquishes or about Dec. 8, 2011 to the rights to any claims, “past Minnesota Board of Ad- and present, known or unministrators regarding Ran- kown,” against the district dall Clegg.” The agreement for a range of possible violadoesn’t elaborate on the tions, including violation of charges or complaint. the state Human Rights Act, The unredacted copy the Equal Employment Opsays: “Chance has submit- portunity Act, the Age Disted documentation to the crimination in Employment School District that she has Act and other civil rights withdrawn all charges pend- laws. ing with the Minnesota De- Under the agreement, partment of Human Rights which the School Board apand/or Equal Opportunity proved in January, Chance Commission, including but resigned voluntarily on Feb. not limited to the Charge 1. She was paid $254,815 to referenced in the e-mail sit out the last 18 months of dated Dec. 9, 2011 to Mario a two-year contract, which Hernandez at the Minne- the agreement says includes sota Department of Human salary, leaves and other ben-

efits due her. Interest in the already inflamed case was heightened by a stormy School Board listening session Thursday attended by about 160 people, many of them teachers. Speakers blasted the board for making such a large payout without explaining the circumstances of the settlement. Some called for all board members to resign. Hill, one of two board members conducting the session, told the crowd the board is seeking an advisory opinion from a state agency on whether it properly interpreted the Minnesota Data Practices Act when it redacted part of the agreement on the advice of its attorney. The district said an opinion is forthcoming on or before April 17.

Recommendations

Hill’s letter of recommendation, dated Jan. 13, said he “highly” recommends Chance for “any leadership position in the area of human resources.” She managed a “complete overhaul” of the district’s human resources operation “with a great deal of professionalism. “This type of change can be difficult for staff and employees to understand and accept. She was able to

move the district to a more effective structure that will benefit employees, and also enhance the district’s ability to provide more effective service to our employees. Her collaboration with the school board, staff and the utilization of outside resources were all part insuring (sic) success.” Clegg’s letter, dated Jan. 16, also lauded Chance, who came to the district in July 2010, as an effective change agent. “Dr. Chance’s attention to detail was evident as she successfully managed restructuring of the human resources department while simultaneously supporting major changes in the district health insurance plan, changes in contracting substitute services, implementing significant staff reductions due to budget reductions, and coordinating department software system upgrades,” it reads. When confronted with “a variety of challenging and unique employee situations,” Chance was “clear and forthright in addressing the specific situation while maintaining a sharp focus on the district’s educational mission.” John Gessner is at john.gessner@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY March 8, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades Mark Cotter Named to Country Financial’s All American team

Country Financial Representative Mark Cotter of Burnsville has earned a position on the insurance group’s distinguished All American team. All American is awarded each year by Country to agency managers and financial representatives who have excelled in identifying insurance products and financial solutions that fit the needs of their clients. Agency managers and financial representatives who receive the award provide outstanding service to their clients. Cotter serves clients from his office at 4450 Erin Drive, Suite 100, Eagan, (651) 365-0960. Lakeville hotel named No. 1 for weddings The Lakeville Holiday Inn & Suites was voted No. 1 in The Knot Best of Weddings 2012 in the Twin Cities market. The Knot is a complete online guide to wedding planning.

Noteworthy Lakeville Doctors obtain postgraduate designations Dr. Ridge Pidde and Dr. Thomas Schmidt of Life Wellness Center, Lakeville, obtained postgraduate designations of Certified Chiropractic Sports Physician (CCSP) by the American Chiropractic Board of Sports Physicians. The CCSP requires the doctor to attend a postgraduate program and then successfully pass a comprehensive written examination. This instruction is specific to physical fitness and the evaluation and treatment of injuries encountered in sports.

Business Briefs Exhibit space available at Lakeville expo Exhibit space is available at the 2012 Lakeville Landscape & Home Expo to be held 9 a.m. to 3 p.m. Saturday, March 17, at Lakeville North High School. Call (952) 469-2020 for information.

Business Briefs

Malt-O-Meal changes name to MOM Brands

Parade Model home built with Energy Max System

Malt-O-Meal Co., with facilities in Northfield and Lakeville, has changed its corporate name to MOM Brands. According to the company’s website, the name change “reflects the company we are now.” The company was founded in 1919 and was named for its Malt-OMeal hot wheat cereal in 1953. More than three-quarters of Malt-O-Meal’s sales come from its line of 10 cold cereals.

Lakeville builder Fieldstone Family Homes Inc. has partnered with Supreme Energy Products to build the first Parade of Homes model utilizing the latest technology in energy saving sheathing and insulation, the Energy Max Panel system. The model home, No. 62, is located at 544 Hackney Ave. in Shakopee. It is open to the public during the Spring Parade of Homes March 3 to April 1. The Energy Max Panel differs from conventional construction in that the sheathing is made of EPS (expanded polystyrene) placed on the exterior of the stud wall, offering a continuous thermal break, which is excellent for insulating, moisture management, and mold resistance. Installing the Energy Max Panel is a one-step process — the panel itself is the insulation, vapor barrier, sheathing and weather barrier. The model home is open weekdays from noon to 6 p.m. or by appointment by calling (952) 4698800.

Lakeville Area Chamber welcomes new members • Nextera Communications, 5909 Baker Road, Suite 590, Minnetonka, (952) 564-6900. • Mulligan’s Landscaping, P.O. Box 623, Northfield, (507) 663-0393. • Mobile Engine Doctor, 10560 166th St. W., Lakeville, (952) 212-7087. • Champion Plumbing, 3670 Dodd Road, Eagan, (651) 365-1340. • Lakeville Executive Suites, 19950 Dodd Blvd., Suite 102, Lakeville, (952) 356-3100. • Certa Pro Painters, 15050 Cedar Ave. S., Suite 116-183, Apple Valley, (952) 890-7184. • Lakeville Quarterly, 915 Queensland Lane N., Plymouth, (763) 227-5373. • Remax Advantage Plus/Theisen, 17850 Kenwood Trail, Lakeville, (612) 840-5847. • Coldwell Banker Burnet/Tucker, 190 Cobblestone Lane, Burnsville, (952) 435-4300. • Timberland Outdoor Services, 8160 W. County Road 42, Suite 322, Savage, (612) 600-9176. • Landscapes Unlimited, 659 Bielenberg Drive, Suite 100, Woodbury, (651) 216-2883. • Rock Hard Landscapes Supply, 360 W. Highway 13, Burnsville, (952) 8957408. • Patio Town, 6348 Highway 36 Blvd. N., Oakdale, (651) 748-5890. • Gary L. Voegele PA, 102 Fourth St. N.W., Faribault, (507) 334-2045 • Loeffler Construction & Consulting Services, 20520 Keokuk Ave., Suite LL10, Lakeville, (952) 955-9119. • OneNet USA, 4445 W. 77th St., Edina, (952) 960-1000. • Intelligent Design Corp., 10550 County Road 81, Maple Grove, (763) 315-0745. • Common Grounds Lawn & Landscapes, 1515 Overlook Drive S.E., Lonsdale, (612) 221-4152. • Rainbow Foods Fresh Store, 17756 Kenwood Trail, Lakeville, (952) 8984500.

Dakota Electric celebrates 75 years Dakota Electric Association, Farmington, will celebrate 75 years of service to its members at its annual meeting on Thursday, April 12, at St. Michael’s Catholic Church social hall at 22120 Denmark Ave., Farmington (next to Dakota Electric’s office). The meeting begins at 7 p.m.; doors open at 6 p.m., and refreshments will be served before the meeting.

Business Briefs Fairview Clinics partners with Zipnosis Fairview Clinics, with locations in Apple Valley, Burnsville, Eagan and Lakeville, has partnered with Minneapolis-based Zipnosis to provide online diagnosis and treatment for minor health conditions. Each “Zip” is $25 and it is not necessary to be a Fairview patient to use the service. The online system can be found at www.fairview.org/skipthetrip. Local store hosts domestic violence awareness event Lakeville Crossing tenant Let’s Face It Cosmetics is hosting a domestic violence awareness event March 1-31. Customers who donate a gently used bag will get $5 off the purchase of a new bag. Donations of new, full-size bath and body products for babies and women will also be accepted. All donations will go to Dakota Woodlands women’s shelter in Eagan. burnsville company adds to its Database, ebooks Mackin Educational Resources, Burnsville, has added Rosen’s new PowerKids Earth & Space Science database, Sesame Street ebooks and Crabtree ebooks to its collection of ebooks and online educational databases. NACR a Gold Sponsor of Wisconsin Conference Eagan-based solutions integration expert NACR will be a Gold sponsor of the 23rd annual conference of the Wisconsin Avaya Users Group March 15-16 in Elkhart Lake, Wis.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

March 8, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Two Dakota County business and community leaders have retired by Larry Werner

Dakota County Tribune

In June, I’ll celebrate the fifth anniversary of my failed attempt at retirement. After almost 24 years with the Star Tribune, I left when it was purchased by some Wall Street types who reduced the staff through buyouts and eventually took my newspaper through bankruptcy reorganization and a sale to its current owners. My plan was to retire at age 60 and spend my time doing something other than work – such as golf or travel. My plan didn’t work. Within a few months, I was talking to ECM Publishers about managing its Dakota County papers, which has given me the opportunity to meet new people, including two who have recently decided to retire. They are Bill Tschohl and LaDonna Boyd. They are different people retiring at different ages, but they share a devotion to community service. And they both plan to continue their community work now that they’ve given up their paying jobs. Bill Tschohl retired in January after more than 30 years selling real estate, most of that time with Coldwell Banker Burnet’s Eagan office. At 77, with some nagging health problems, he decided it was time to start sleeping in after a career of selling everything from curtain rods to

Tribune Columnist Larry Werner

vacuum-cleaner motors to houses. LaDonna Boyd decided, at 68, that she would leave her position as economic development director for Dakota Electric to “have fun” and enjoy warmer winters at her second home in Arizona. Both Bill and LaDonna will continue to “give back,” which they’ve been doing while working long days for Coldwell Banker and Dakota Electric. Among the organizations Bill has worked with to do good is the Apple Valley Rotary, where he plans to continue as a fundraiser for scholarships and other causes. LaDonna plans to continue with some of her volunteer jobs, including the Dakota County Arts Collaborative, which she created to promote collaboration among a hundred or so arts organizations in the county. These two retirees have something else in common: They appreciate the role a newspaper plays in building community. I can’t tell you how many times Bill has called to remind me that as other

real-estate agents have taken their advertising to the Internet or dropped it entirely during the Great Recession, he has continued to remind Thisweek readers that he’s got houses for sale. “Your newspaper was a Bill big part of my success,” Bill Tschohl said during a recent lunch at the Valley Diner in his community of Apple Valley. LaDonna, likewise, has never missed an opportunity to thank me at meetings of the arts collaborative for the coverage we give to the arts in Dakota County. Newspapers are important community institutions. They connect neighbors by providing information about their schools, their city councils, their local heroes, such as Bill and LaDonna. In addition to providing important and interesting stories in the news columns, newspapers provide opportunities for local businesses to promote their products and services to local residents. It’s no secret that competition for advertising dollars has been intense as new media have emerged in the digital world to offer low-cost ads to our local customers. That competition and other forces, including the recession, have meant tough times for many newspapers.

Extend post-secondary options to ninth-, 10-graders by Don Heinzman

Dakota County Tribune

Minnesota high school juniors and seniors who meet established standards are fortunate to be able to take college classes and to have the tuition and books paid for by the state. A question before the Minnesota Legislature is whether to allow qualified ninth- and 10th-graders to take college classes as well. The program is called Post Secondary Enrollment Options and thousands of Minnesota students are using it. By taking dual-enrollment courses they are receiving high school and college credits. The Minnesota Legislature established the PSEO program in 1985 to give students an opportunity to enhance the education they receive at their high schools, alternative area learning centers, charter schools or home schools. The program gives students capable of doing college-level work the opportunity to earn post secondary credits while completing high school graduation requirements. Because some ninth- and 10th-graders have demonstrated through testing they have the maturity and ability to do college-level work, the Legislature should pass the bill, this session. Critics say ninth-graders and sophomores are not ready, and taking college

Tribune Columnist Don Heinzman

classes so soon interferes with their regular course of study and diminishes their high school experience. Ninth-graders and sophomores, however, already are taking Advanced Placement courses with juniors and seniors. Results of standardized reading and mathematics tests show which students are ready to take a college class, no matter what their year in school. Proponents of early college study say ninth-graders and sophomores could start by taking just one college class. Eligibility and acceptance would be determined not by the host high school administrators but by the college and university. Parents should welcome the PSEO program, because they do not have to pay for the college tuition and books, since their students are enrolled in the K-12 program. Students learn early about the rigors of college instruction and that enables them to plan specifically their college career path. In addition, they realize early the importance of studying basic high school

subjects so they will not have to take costly remedial college-entrance classes. Several national studies found that students who participate in dual (school/ college) credit programs are more likely to graduate from high school, to enroll in college, to start a four-year college and to stay in college for two years. A study by the Minnesota Center for School Change shows there is a major increase in Minnesota high school students taking college courses. Its authors recommend that since ninth- and 10th-graders may take Advanced Placement and Concurrent Enrollment courses, these students should be allowed to take PSEO courses on a limited basis. Support for allowing qualified high school ninth-graders and sophomores take college-level classes is growing, and has bipartisan support in the Legislature. Parents and particularly students should contact their legislators and urge that the bill be passed. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

Recently, we told you that ECM Publishers has acquired the Sun Newspapers that had gone through a bankruptcy-reorganization sale a couple years ago. ECM’s purchase included LaDonna the Sun Current papers that Boyd have served Dakota County readers for many years. On March 30, we’ll be delivering a new paper called Sun Thisweek, which will contain the kind of news and advertising you’ve been receiving from the weekly papers that have been competitors for more than 30 years. Sun Thisweek will be bigger and better than either Thisweek or the Sun Current is now. And as I’ve told my friends Bill and LaDonna, the prospect of being part of this new adventure called Sun Thisweek has caused me to postpone my retirement, which was scheduled for this summer, when I’ll be 65. As I told my boss, Marge Winkelman, launching a new community newspaper sounds like more fun than golf or travel. Larry Werner is editor and general manager of Thisweek Newspapers and the Dakota County Tribune. He can be reached at larry.werner@ecm-inc.com. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President......................... Marge Winkelman General Manager, Editor ....... Larry Werner Managing Editors ....................Tad Johnson .................................................John Gessner Sales Manager.........................Mike Jetchick Production/Office Manager.....Ellen Reierson Buzz submissions......darcy.odden@ecm-inc.com Business Briefs....... darcy.odden@ecm-inc.com Story ideas................tad.johnson@ecm-inc.com Letters.......................tad.johnson@ecm-inc.com Advertising...................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

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DAKOTA COUNTY TRIBUNE BUSINESS �� WEEKLY �� March ��8,��2012 ��

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Capitol Commerce

Hegseth announces U.S. Senate candidacy Military veteran launches bid for Klobuchar’s seat by T.W. Budig

Ecm Capitol Reporter

Iraq and Afghanistan war veteran Pete Hegseth of Stillwater announced on March 1 his candidacy for the U.S. Senate. Just weeks back from deployment with the Minnesota National Guard in Afghanistan, the 31-year-old captain joins former lawmaker and retired U.S. Navy pilot Dan “Doc” Severson in seeking the Republican Party U.S. Senate endorsement. The two are the only Republican candidates in the field. Confronting Republicans is Democratic U.S. Sen. Amy Klobuchar, a popular senator with the financial ability to run a robust re-election campaign. “Nothing worth doing is easy,” said Hegseth, a former Forest Lake resident and graduate of Forest Lake High School. “And nothing in life has perfect timing.” Hegseth, who will abide by the party endorsement, he said, plans to contrast his beliefs against Klobuchar’s record in the Senate — he depicts the senator as a big government, big spending devotee. “Lots,” he quipped when asked about how much cam-

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

paign funding he’d need to be competitive in a race against Klobuchar. He knows he’s young for a U.S. senator, Hegseth said, but younger and older people can both have good ideas. “And I think some 51-year-olds don’t have good ideas,” he said, referring to Klobuchar. Hegseth is married to Samantha and the couple have a 20-month-old son, Gunner. A graduate of Princeton University, Hegseth served as a combat platoon leader with the 101st Airborne in Iraq and as a civil military operations officer. In his Afghanistan deployment, Hegseth served as an instructor at a counterinsurgency training center in Kabul. He trained American and NATO troops as well as Afghan security forces, according to the candidate. Commenting on the progress of the war, Hegseth, besides scoffing at the idea of setting troop withdrawal deadlines in advance, explained the recent burning of the Muslim holy book the Koran at a NATO base —

an action that has inflamed Afghans against the United States and has resulted in American deaths — as inadvertent. Detainees, Hegseth said, had been passing written messages to each other via shared copies of the Koran. Copies of the Koran were inadvertently burned, he explained. “The action — I don’t believe it merited an apology,” Hegseth said. But Hegseth also spoke of not wanting to secondguess military leaders on the ground. Hegseth, recipient of two bronze stars for his military service, is executive director of Vets for Freedom, an organization 95,000-members strong. He has gained a national profile in the role, appearing in the media and on cable television networks such as MSNBC. “We’ve got to win our damn war,” he said of American involvement in Afghanistan during an MSNBC appearance. Asked about the federal

Photo by T.W. Budig

Former Forest Lake resident Pete Hegseth formally announced his candidacy for the U.S. Senate on March 1. Hegseth, a military veteran, spoke of running a campaign of contrast against Democratic U.S. Sen. Amy Klobuchar. bailout of the automotive industry — which some Democrats describe as a success, pointing to the rebounding industry — Hegseth indicated he would not have supported it. “I don’t think we can pick winners and losers,” he said. Hegseth spoke of the role of creative destruction in the marketplace — he rejected the idea some industries are too big to fail. Hegseth has worked as an embedded journalist in

Afghanistan for the conservative publication National Review Online. Although never having served in elective office before, he views his military and Vets for Freedom service as showing leadership. In recent comments to the media, Hegseth mentioned that he is a divorcé. He mentioned that, he explained, out of fairness to his former wife. Hegseth will be traveling the state in upcoming days,

meeting with voters and Republican delegates. He had little to say about his rival for the endorsement, Severson. “Best of luck to him,” Hegseth said. Hegseth in his Senate campaign is using staffers who worked on Republican 8th District U.S. Rep. Chip Cravaack’s upstart 2010 campaign. T.W. Budig can be reached at tim.budig@ecm-inc.com.

February state budget forecast shows small surplus by T.W. Budig

Ecm Capitol Reporter

Lawmakers may dispute who can take credit, but the February budget forecast released Wednesday, Feb. 29 nonetheless short-term was devoid of red ink — the second upbeat forecast in a row. Because of existing state law, the $323 million budget surplus projected for the current two-year spending cycle automatically was absorbed. “We have a zero balance again,” Management and Budget Commissioner Jim Schowalter said. Some $5 million was siphoned to replenish the state budget reserve — the reserve is now at $653 million. The remaining $318 million, again, by law, was directed toward reducing the school funding shifts that lawmakers have crafted in recent times as a method of balancing the state budget. Some $200 million of the repayment will be sent to the schools in March. Still, some $2.7 billion in school payment and property

tax shifts remain to be paid. The next spending cycle shows about a $2 billion, inflation factored, state budget deficit in addition to the borrowed billions. State Economist Tom Stinson said in general the economy is improving. Global Insight, the state’s budget forecaster, has reduced the possibility of a recession this year from 40 percent to 25 percent. “Of course there are no guarantees,” he said. Beyond possible geopolitical shots to the economy, there are a number of things on the federal level, such as the expiration of the tax cuts approved when President George W. Bush was in office. Depending on how those tax cuts are handled could affect the economy, Stinson explained. Lawmakers, like the budget numbers, were generally upbeat. House Speaker Kurt Zellers, R-Maple Grove, while attributing the reviving state budget to hard-working

Minnesotans kicking in revenue, also credited House and Senate Republicans with sound fiscal management. “We’re excited, we’re pleased, we’re happy,” said Senate Majority Leader David Senjem, R-Rochester, of the budget news. Zellers indicated that House Republicans were not interested in any additional state spending. “We intend to be out of here early,” Zellers said of a possible early close to the legislative session. Zellers said House Republicans are eager to address a number of remaining issues — he pointed to the so-called First In, Last Out legislation pertaining to teacher effectiveness and layoff retention as one worthy item. Senjem, though not suggesting how big of a bonding bill Senate Republicans wanted, indicated Republicans do want one. But the idea that it’s possible to buy the state a new economy is foreign to Re-

publican philosophy, he explained. Democratic Gov. Mark Dayton explained the state had a long way to travel to get out its budget hole. Realistically, paying off the remaining $2.7 billion in shifts will take time, he explained. Dayton, who said he will presenting a supplemental state budget within a few days, spoke of being watchful of the impact any spending proposal would have on the next spending cycle. He

found it hard to believe, he said, that Republicans would take credit for the budget reversal. “I’d say to the Legislature, ‘Where’s the jobs’ bill,’” said Dayton. “That should be the top priority.” House Minority Leader Paul Thissen, DFL-Minneapolis, and Senate Minority Leader Tom Bakk, DFLCook, also expressed surprise that Republicans were taking any credit for nursing the state budget back to health.

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Thissen spoke of a perceived “giddiness” among the Republicans over the budget forecast and said it should worry the public. Stinson, in discussing the bonding bill, said that the greatest job creation impact the bill could have is if it focuses on state asset preservation. T.W. Budig can be reached at tim.budig@ecm-inc.com.

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March 8, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

New Senate district leadership to form

DFLers, Republicans to hold conventions March 17 by Tad Johnson

Dakota County Tribune

The new Senate District 57 will get its official start Saturday, March 17, when local Republicans and DFLers will meet for their conventions. Conventions are planned at Eastview High School for the Republicans and at Rosemount Middle School for the Democrats (registration starts at 8:30 a.m.). There will be plenty of familiar faces when the Basic Political Organizing Units are formed as leaders and delegates are elected and candidates are endorsed. But there will be some new people at the table, too. For those in the old Senate District 37, which covered all of Rosemount, Apple Valley and a portion of Burnsville, the new Senate District 57 drops Burnsville, adds a portion of Lakeville and all of Coates. The changes haven’t created the kind of buzz that other redraw lines have caused, such as in Lakeville where a vacancy was created and other districts in the state that are now home to two sitting legislators. “I am glad that Apple Valley and Rosemount were not negatively impacted by redistricting,” state Rep. Kurt Bills, RRosemount, said. “The communities have stayed together in senate district configuration and this will mean only minor adaptations for citizens to make at the House level.” One of those adaptations will be adding a portion of Lakeville and Coates that generally have the same socioeconomic composition of the rest of the district. Senate District 37 has largely leaned Republican in recent years with the exception of DFLers Shelley Madore (2007-09) and Phil Sterner (2008-10) being elected. Those two DFLers were defeated by current sitting Republican House members Bills in the old 37B and Tara Mack in the old 37A. Sen. Chris Gerlach, R-Apple Valley, has been the area’s senator for the past eight years and served as a representative for four years prior to that. Former state Rep. Dennis Ozment, R-Rosemount, served in the House from 1985-2008. Bills is expected to be challenged by DFLer Jeff Wilfahrt, the father of a 31-year-old Rosemount High School graduate who died on Feb. 27 while serving in the U.S. military in Afghanistan. Jeff Wilfahrt has been an outspoken advocate for gay rights since his son, Spc. Andrew Wilfahrt, died. Wilfahrt describes himself as “fiscally conservative and socially progressive.” His said his top priorities include job creation, quality education, and responsible budgeting. Wilfahrt, a former 3M software engineer, is self-employed and lives in Rosemount with his wife, Lori. Bills, a Rosemount High School teacher and former Rosemount City Council member, said people are still concerned about the economy, employment and education. Mack is expected to be challenged by Roberta Gibbons, a director of the 2nd District’s DFL Party organization. Mike Germain, who has run against Gerlach previously, is seeking the DFL endorsement in the new Senate District 57. Tad Johnson is at editor.thisweek@ecm-inc.com.

The map shows new Burnsville-area legislative districts that will take effect next year.

Thisweek Newspapers graphic

Redistricting shuffles the deck Burnsville legislators will seek re-election in new districts

by John Gessner

Dakota County Tribune

State Rep. Pam Myhra of Burnsville caught a break last week. The newly released map of redrawn legislative districts showed Myhra and another Republican member of the House of Representatives paired in the new District 56A. But the other lawmaker — Rep. Mark Buesgens, who had recently moved from Jordan to Savage — quickly announced his retirement after 14 years in office. That removed one obstacle from Myhra’s re-election plans. But like many Minnesota legislators, she’ll have to introduce herself to thousands of new voters before the election in November. Both legislators who live in Burnsville, first-term Republicans elected in 2010, say the new districts in which they’ll seek reelection are a good fit for them. Myhra, who now represents House District 40A, will lose much of her current Burnsville constituency while picking up all of Savage. Sen. Dan Hall, who now represents Senate District 40, will be in the new District 56. Hall loses all of his south Bloomington

Dan Hall

Pam Myhra

constituency and two precincts in north Burnsville while picking up more of south Burnsville, all of Savage and northwestern Lakeville. “I’m excited to get to know all of the folks in Lakeville and Savage and, of course, to continue to represent Burnsville to the best of my ability,” Hall said. About half of his current constituents are now in Bloomington. Hall said the new constituencies in Savage and Lakeville “are probably more conservative than Bloomington was. In that respect, it will probably be better for me.” Myhra has deep roots in Burnsville, where she’s lived a total of 33 years and graduated from high school in 1975. If she’s re-elected, her Burnsville territory will be reduced to five voting precincts south of Highway 13, west of Interstate 35W and north of County

Road 42. Her Savage territory would expand from one precinct to the entire city. “It’s a great city,” Myhra said. “There’s a lot of strong Republicans in the area. There’s a couple precincts that lean more Democrat. ... It’s not that different, in comparison, from the city of Burnsville.” Myhra noted that she attends church at Bethesda in Prior Lake, where she was director of the girls club for many years, and also has southwest-metro contacts through her past tenure as a Republican committeewoman for the 2nd Congressional District. “I don’t really think of it as a totally new frontier,” she said of the new House district. Fewer districts in Burnsville Under the map in effect since 2002, Burnsville has three Senate districts — 40, 38 and 37 — and one House district in each. The new map, drawn by a panel of judges, puts the city in part of two Senate districts, 56 and 51. Burnsville will be part of three House districts: 56A, 56B and 51A. Northeast Burnsville will continue to share districts with

Eagan, as it does under the current map. Ted Daley of Eagan, a Republican elected in 2010, is the senator in District 38. Eagan Mayor Mike Maguire and former Sen. Jim Carlson, who was unseated by Daley in 2010 after serving since 2006, are seeking DFL endorsement for the seat. Sandy Masin, an Eagan DFLer who represented House District 38A from 2006 to 2010 and was unseated by current Rep. Diane Anderson, R-Eagan, has announced her bid to challenge Anderson for the new District 51A seat. Myhra and Rep. Tara Mack, R-Apple Valley, now claim parts of what will become House District 56B, which includes southern Burnsville and an east-central portion of the city. Rep. Mary Liz Holberg, R-Lakeville, would represent the new district. She hasn’t announced her re-election plans. Former Rep. Will Morgan, a Burnsville DFLer who represented District 40A from 2006 to 2010, has announced he will run in 56B. John Gessner is at john.gessner@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY March 8, 2012

Eagan to see more mail, jobs at processing facility It is unknown how many employees end up in Dakota County by Jessica Harper

Dakota County Tribune

Eagan will soon become a larger mail processing hub under a new consolidation plan. The U.S. Postal Service announced the plan last week, which moves mail processing to the Eagan facility from Duluth and Rochester in Minnesota, and La Crosse and Eau Claire in Wisconsin. “We’re excited about the consolidation becoming a benefit for our community,” said City Administrator Tom Hedges. Hedges noted that the Postal Service will be among several industries to grow jobs in Eagan in recent years. Prime Therapeutics and Pennsylvania-based Diversified Information Technologies are just a few companies to expand in the city. Prime Therapeutics, a pharmaceutical management firm, announced in December it plans to add 300 headof-household jobs in Eagan. Then Diversified Information Technologies, a docu-

ment management company, said in February it plans to expand to Eagan, which will add 20 jobs. “We hear stories about companies leaving with the Great Recession, but Eagan has been garnering quite a bit a growth,” Hedges said. The Postal Service’s move is aimed at reducing its growing deficit, which is predicted to be approximately $12 billion in 2012. The nationwide consolidation could affect 35,000 jobs at 223 facilities. About 400 processing jobs are expected to be affected by the move to Eagan. Of those, 165 will be cut. “This is something that is not an easy consideration for us,” said Peter Nowacki, spokesman for the U.S. Postal Service. “Any time we move people around it causes a concern but we believe we are looking at all options in this

changing market.” It’s unknown how many postal jobs will be transferred to Eagan, Nowacki said. Nearly 950 employees work at the Eagan facility with 500 in distribution. The consolidated facilities will likely be closed, Nowacki said. The Duluth and La Crosse centers contain post offices, which will remain opened. The Eagan center opened in 2010 as an expansion of the existing postal center. The project added 600,000 square feet to the 88-acre site at 3232 Denmark Ave., which increased the building’s total footprint to 950,000 square feet. Several changes have been considered as the Postal Service looks to adapt to shrinking volumes of mail, Nowacki said. Mail volumes reached their peak in 2006 with 213

Photo by Jessica Harper

More mail will soon be processed at the Eagan postal facility under a new consolidation plan that will move operations to Eagan from Minnesota facilities in Duluth and Rochester and Wisconsin facilities in La Crosse and Eau Claire. billion letters, magazines, newspapers, and the like, but by 2011 this fell to 168 billion items. The Internet was a major contributing factor. In the past, banks, insurance companies and real estate agencies were heavy postal service users, Nowacki said. Today, more people are banking and paying bills online. Most people use email or social media sites to connect with loved

Murder mystery company’s sleuthing finds Eagan Former state representative part of the cast by Jessica Harper

Dakota County Tribune

Drinking, gambling and murder are in store this month at the Eagan Community Center as a new theater company performs its second ever production. The Eagan Theater Company, which was established last year, will perform “Dealt a Deadly Hand: Murder at Pocono Royale Casino” on March 16 at the Eagan Community Center, 1501 Central Parkway. The upcoming mystery takes place at a casino where someone is murdered and everyone is a suspect. The play invites the audience to join in by guessing the murderer and motive. Prizes will be awarded to those who are first to guess correctly. Former state senator Mike Obermueller directs and stars as his antithesis, a corrupt senator. The character, he said, is not inspired by him or anyone in the Minnesota Senate. Instead, the Sen. Terry Lenape is a caricature of all senators. Obermueller has taken on various roles in numerous theater productions since he was a child. “I most enjoy working with all the people, and I think it gives me inspiration

Photo submitted

“Dealt a Deadly Hand: Murder at Pocono Royale Casino” will be performed by the Eagan Theater Company March 16 at the Eagan Community Center. Tickets cost $35 and include dinner and theater performance. Registeration is required and must be completed by March 8. The event will begin at 6 p.m. for socializing, cash bar and non-betting casino games. Dinner will be served at 6:45 p.m., folled by the performance. that I can bring to work,” Obermueller said. Unlike Obermueller, these are the first acting roles for Eagan residents Tami Sulyisto and Judy Marder. “I’ve always fantasized about acting, and decided to finally go for it,” Marder said. Both women, who play sisters in the murder mystery, said they enjoy the opportunity to step outside themselves to become someone else. The event begins at 6 p.m.

for socializing, cash bar and non-betting casino games. A buffet will be served at 6:45 p.m., followed by the performance. Tickets to the play cost $35 and include dinner and theater performance. Proceeds will benefit the Eagan 55 Plus/Senior. Those interested in attending must register by March 8. The Eagan Theater Company, which is associated with the Eagan Foundation, was founded in 2011 by a group of theater enthu-

siasts who yearned for more options during the winter months. Eagan Community Summer Theater offers theatrical opportunities in the area but only during the summer. “I believe Eagan has matured enough to warrant this kind of artistic venue, which will provide the community with another form of entertainment,” said Kay Brown, founder and managing director of the Eagan Theater Company. Over the past five decades, Brown has been involved in various community arts and theater groups such as the Northfield Arts Guild and the Eagan Arts Council. The greatest challenge to starting a theater company, Brown said, has been advertising. “We want people to know we are a community-based group and are here for the community. The company is currently comprised of between 20 and 25 volunteers and is open to all adults interested in theater. After its murder mystery production, the company plans to perform a melodrama this fall. For more information on the Eagan Theater Company, or to register for its upcoming performance, call (651) 675-5500.

ones rather than send handwritten letters. Even wedding invitations are commonly distributed online. “It’s had a big impact on us. ... We have no need for as many facilities,” Nowacki said. The Postal Service is hoping Congress will once again consider eliminating Saturday delivery, which would save $3 billion annually. Without that change, the

Postal Service will move forward with its consolidation plans. Plans also include moving St. Cloud, Bemidji and Mankato processing operations to Minneapolis. None of the plans will move forward until May 15. Jessica Harper is at jessica. harper@ecm-inc.com.

Mortgage lenders recognized for success in first-time homebuyer program The Dakota County Community Development Agency (CDA) Board of Commissioners commended Feb. 21 the following top five lending institutions for their participation and loan production in the 2011 Dakota County First Time Homebuyer Program. • PHH Home Loans — originated 38 loans totaling over $4.7 million • Wells Fargo Home Mortgage — originated 29 loans totaling over $3.8 million • Prime Mortgage, a division of The Business Bank — originated 27 loans totaling over $3.2 million • Edina Realty Mortgage — originated 26 loans totaling over $3.4 million • Bell Mortgage, a Division of State Bank

& Trust — originated 23 loans totaling over $2.8 million Combined, these five lending institutions accounted for 61 percent of the 236 loans issued through the Dakota County CDA’s program. Over $31 million worth of real estate was bought at an average purchase price of $136,355. “The CDA’s lending partners are the backbone of the program and the primary interface with homebuyers. Their expertise helped make last year’s program an overwhelming success,” said Mark Ulfers, CDA executive director. In addition to the lowinterest, fixed-rate mortgage financing, homebuyers also accessed over $1.1 million in down payment and closing cost assistance through the Dakota County CDA last year.

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Jessica Harper is at jessica. harper@ecm-inc.com.

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March 8, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County a leader in domestic violence awareness U.S. Sen. Klobuchar speaks at Lakeville event by Aaron Vehling

Dakota County Tribune

The man would not let his wife leave the house. That alone is an act of domestic abuse, but it did not stop there. Eventually, he would end up killing her, saying a prayer for her at his church and then driving to Home Depot, where he would purchase a saw to facilitate disposal of his late wife. With his daughter in the passenger seat, he drove to Missouri with his wife’s body in the trunk so he could clandestinely get rid of the body. That case was a memorable one for U.S. Sen. Amy Klobuchar, solidifying her concern for domestic abuse victims when she was Hennepin County Attorney. She told the story Friday, Feb. 24, at the 27th annual Domestic Abuse Awareness Luncheon, sponsored by 360 Communities and the Lakeville Police Department. That Dakota County is home to the first domestic abuse safehouse – The Lewis House – and that the awareness luncheon is nearly three decades old is proof that Dakota County “gets it,” Klobuchar said. “You saw this long before it came on the national stage,” she said. Lakeville Police Chief

Tom Vonhof spoke to the more than 300 people at the event about the persistent problem of domestic violence. “These are stressful times” for families, he said. Losses of homes and financial security can create a toxic atmosphere on the home front. Domestic violence remains a major problem in Dakota County. According to a report from Dakota County Attorney James Backstrom, there were 58 cases of felony domestic violence charges in the county in 2011. It is the single largest cause of injury to women between the ages of 15 and 44 in the United States – more than muggings, car accidents and rapes combined, according to the report “Domestic violence cases represent a huge problem in our society and we need to hold offenders accountable for these acts of violence and protect the victims of these serious crimes,” Backstrom said in the report. Vonhof said such violence is bad for the victims, as well as officers. “Domestic calls are one of the most violent types of calls,” he said. When the Burnsville Police Department created the Domestic Abuse Response Team, it created a program that has been emulated by cities throughout the state. “It makes a difference in safety,” he said. This past year, Klobuchar has collaborated with the women of the Senate to further reauthorization of the

Photo by Rick Orndorf

U.S. Sen. Amy Klobuchar joined community members from Dakota County on Friday, Feb. 24, at the 27th Annual Domestic Abuse Awareness Luncheon, sponsored by 360 Communities and the Lakeville Police Department. Violence Against Woman Act, originally passed in 1994 and reauthorized in 2000 and 2005. VAWA offers funding and programming in the following areas: • Community violence prevention programs; • Protections for victims evicted from their homes because of events related to

domestic violence or stalking; • Funding for victim assistance services, such as rape crisis centers; • Programs to meet the needs of immigrant women and women of different races or backgrounds; • Services for victims with disabilities; and • Legal aid for violence sur-

vivors. Klobuchar said society has come a long way regarding domestic abuse, but there is still room for growth. “Domestic violence is no longer something that people don’t want to talk about,” Klobuchar said, “or something that gets hidden away. “At the same time there is a lot more work to do. We’re

seeing major budget cuts in Washington. Those of us who care about this issue fight every day to make sure we don’t see those cuts taken on the backs of victims of domestic violence and the law enforcement.” Aaron Vehling is at aaron. vehling@ecm-inc.com or www. facebook.com/thisweeklive.

Financial Sense

Tax and other financial considerations after a natural disaster

The year 2011 was a tough one for natural disasters, with hurricanes soaking the Atlantic coast, tornadoes wreaking havoc in the South and Midwest and wildfires hitting Texas, among other events. Those who were affected by a natural disaster this year should be aware of Internal Revenue Service rules on casualty losses, as well as other financial considerations. The Minnesota Society of Certified Public Accountants provides some perspective. • What qualifies for a deduction? Under Internal Revenue Service rules, you are allowed to deduct a casualty loss that is the result of a disaster, but some of the related rules serve to significantly whittle down the amount you can deduct. First, consider what is eligible for the deduction. A casualty loss is the damage, destruction or loss of property resulting from an identifiable event that is unexpected, sudden or unusual. Damages from natural disasters, such

as hurricanes, floods, wildfires and earthquakes are casualty losses. Damage to your home or other property caused by something that is not unexpected, sudden, or unusual, such as accidental breakage of items under normal conditions, progressive deterioration occurring naturally over time, or due to the failure to maintain the property, does not qualify as a casualty loss. If you have suffered a casualty loss to your home, household goods or vehicle due to a disaster, you should be eligible to deduct the amount of that loss on your tax return, less certain required adjustments. (The same is true if you suffer a loss due to a theft.) • How does the deduction work? According to the IRS, “If your property is personal-use property, or is not completely destroyed, the amount of your casualty or theft loss is the lesser of: the adjusted basis of your property, or the decrease in the fair market value

(FMV) as a result of the casualty or theft.” To determine your adjusted basis, start with the basis of the property. Your basis in the property you buy is usually how much it cost you. You then increase or decrease the property’s basis to reflect any improvements you have made to the property or depreciation deductions you have taken for the property. The decrease in the FMV of the property used to determine the casualty loss is the difference between the FMV of the property immediately before the casualty and the FMV of the property immediately after the casualty. The FMV immediately after the casualty frequently will be the salvage value of the property. From the lesser of the adjusted basis of the property or the difference in its FMV, subtract any insurance payment or other reimbursement (for example, compensation for the loss from a government or employer relief pro-

gram). This is your casualty loss. For example, suppose flooding heavily damaged your finished basement during a recent hurricane. You have losses on several items that were destroyed by water damage — a washer and dryer, hot water heater, furnace and some furnishings — as well as to the basement walls. Your basis in these items — what you originally spent on them — amounts to $10,000. The fair market value of these items was $9,500 before the disaster and $500 after, making the decrease in the FMV $9,000. Because the decrease in the FMV of the items is less than your adjusted basis in them, you must use the decrease in the FMV in your loss calculation. Your insurance covers you for a maximum of $5,000 in damages, leaving you with a $4,000 casualty loss. • Final steps in the calculation of the deduction Before deducting this personal property casualty loss

on your tax return, there are a couple of last steps you must take. First, you must subtract $100 from every casualty or theft loss you report each year. That lowers the example amount to $3,900. More significant, you must subtract 10 percent of your adjusted gross income from the loss amount to arrive at your final deduction. If your adjusted gross income was, say, $30,000 last year, you would subtract $3,000 — 10 percent — from your loss amount to arrive at $900 as your allowable deduction. If your adjusted gross income in the example was $39,000 or higher, that 10 percent would wipe out your allowable deduction altogether. • Other sources of help For those seeking additional relief, it’s important to be aware that organizations such as FEMA, the Federal Emergency Management Agency, often provide funds and services to those affected by disaster. The agency’s

guide, Help After a Disaster, offers an overview of what’s available. In addition, Disaster Recovery: A Guide to Financial Issues — a joint project of the American Institute of CPAs, the American Red Cross and the National Endowment for Financial Education — answers questions on how to minimize the consequences in the first days, weeks and months after a disaster. • Count on your local CPA If you have experienced casualty losses due to a disaster, or if you have questions on preparing for or dealing with any financial issue, people may consult a CPA. To locate a CPA, visit www. mncpa.org/referral. This column is provided by the Minnesota Society of Certif ied Public Accountants. Founded in 1904, its 9,500 members work in public accounting, business and industry, government and education.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY March 8, 2012

Teachers, District 191 Dakota County CDA honors lenders reach tentative deal

Negotiators have reached a tentative agreement on a new two-year contract for teachers in Burnsville-Eagan-Savage School District 191. News of the tentative agreement was announced at a rally of the teachers union, the Burnsville Education Association, on Thursday, Feb. 23, a district news release said. “The response was definitely positive,” Burnsville Education Association President Libby Duethman said. District negotiators didn’t immediately release details of the proposed settlement. “The tentative agreement is reflective of current economic reality,” Superintendent Randy Clegg said. “It also allows the district to attract and retain quality teachers and to offer a contract that is competitive with neighboring school districts.” On Monday, BEA negotiators presented details of the proposed contract to the union’s 45-member executive board, Duethman told Thisweek. The board was scheduled to vote on Thursday. If the board ap-

proves the proposal, BEA leaders will schedule information meetings for teachers before a general membership vote on March 8, according to Duethman. The negotiating teams might release details of the proposal before the March 8 vote, she said. The negotiations process was collaborative and respectful throughout, according to Stacey Sovine, the district’s director of labor relations. It was characterized by open dialogue and time spent on real issues – those identified as significant to teachers and the district. “It takes time to discuss issues like this,” he said, “but it is valuable time.” Negotiators on both sides exhibited a willingness to look for solutions, even outside of the contract, for challenging issues facing public education, he added. The tentative agreement would be retroactive to July 1, 2011, and continue until June 30, 2013, for the 720 teachers, nurses, psychologists, counselors and others who make up the district’s largest employee group. — John Gessner

The Dakota County Community Development Agency (CDA) Board of Commissioners commended Feb. 21 the following top five lending institutions for their participation and loan production in the 2011 Dakota County First Time Homebuyer Program. • PHH Home Loans — originated 38 loans totaling over $4.7 million • Wells Fargo Home Mortgage — originated 29 loans totaling over $3.8 million • Prime Mortgage, a divi-

sion of The Business Bank — originated 27 loans totaling over $3.2 million • Edina Realty Mortgage — originated 26 loans totaling over $3.4 million • Bell Mortgage, a Division of State Bank & Trust — originated 23 loans totaling over $2.8 million Combined, these five lending institutions accounted for 61 percent of the 236 loans issued through the Dakota County CDA’s program. Over $31 million worth of real es-

tate was bought at an average purchase price of $136,355. “The CDA’s lending partners are the backbone of the program and the primary interface with homebuyers. Their expertise helped make last year’s program an overwhelming success,” said Mark Ulfers, CDA executive director. In addition to the low-interest, fixed-rate mortgage financing, homebuyers also accessed over $1.1 million in down payment and closing cost assistance through the Dakota County CDA last year.

Spring road weight restrictions begin in Burnsville

The city of Burnsville has established spring weight restrictions for commercial vehicles on city streets effective March 5. These restrictions are put in place as part of a statewide effort to protect roadways during vulnerable spring months. Seasonal load limits will likely remain in effect for eight weeks, depending on the direction given from the Minnesota Department of Transportation (MnDOT). The two primary causes for

premature deterioration of asphalt streets are weather and traffic. As the frost leaves the ground during the spring thaw, gravel underneath the street retains high moisture content. This moisture affects the load-carrying capacity of the asphalt pavement. In order to prolong the service life of streets and highways, axle weight restrictions are imposed. Exceptions to the seasonal load limits in Burnsville are granted to

emergency vehicles and school buses. All other vehicles, including but not limited to garbage trucks and general construction vehicles and equipment, must follow the posted weight limits. More information is also available by calling MnDOT at 1-800723-6543. A map of allowed road weights is available at www.burnsville.org, search “Road Weight Restrictions.”

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, March 8, 3 to 3:30 p.m., ribbon cutting, DR Horton’s new model home, 14178 Abbeyfield Ave., Rosemount. Information: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com. • Wednesday, March 14, 7:30 a.m. to 1:30 p.m., Business Day at the Capitol, Crowne Plaza St. Paul - Riverfront, 11 E. Kellogg Blvd., St. Paul. Admission: $75. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, March 15, 8 to 9 a.m., Eagan State of the City Address, Eagan Fire Safety Center, 1001 Station Trail, Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Friday, March 16, 7:30 to 8 a.m., Minnesota Chamber conference call, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. RSVP: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Tuesday, March 20, noon to 1:30 p.m., new member orientation, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. RSVP: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. Apple Valley Chamber of Commerce events: • Thursday, March 8, 8:30 to 9:30 a.m., Chamber Cedar Ave. spring construction update at Old Chicago. Businesses near County Road 42 and north are welcome to attend. • Thursday, March 15, 5 to 7 p.m., Business After Hours, Think Mutual Bank, 15751 Emperor Ave., Apple Valley. Information: Catherine Bauman at catherine@ applevalleychamber.com. • Wednesday, March 21, 11:30 a.m. to 1:30 p.m., Mayor’s State of the City, Hayes Community & Senior Center, 14603 Hayes Road, Apple Valley. Noon

luncheon and address. Cost: $15/ members, $20/guests. Information: Catherine Bauman at catherine@applevalleychamber.com. Burnsville Chamber of Commerce events: • Thursday, March 15, 6 to 10 p.m., Bite of Burnsville, Burnsville Performing Arts Center. Call the chamber for tickets ($40) at (952) 435-6000 or email maranda@ burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Friday, March 9, 8 to 9 a.m., Teacher Appreciation Breakfast, Christina Huddleston Elementary. • Tuesday, March 13, 7 to 8 a.m., Breakfast with the Schools, chamber conference room. • Wednesday, March 14, 7:30 a.m. to 3:30 p.m., Business Day at the Capitol, Crown Plaza Hotel, St. Paul. • Friday, March 16, 7:30 to 8 a.m., Minnesota Chamber conference call, chamber conference room. • Wednesday, March 21, 11:15 a.m. to 1 p.m., General Membership Luncheon and State of the City Address, Holiday Inn Hotel & Suites Lakeville, 20800 Kenrick Ave. Noon lunch and program. Cost: $20/members, $30/ nonmembers. RSVP by March 16. River Heights Chamber of Commerce events: • Thursday, March 8, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the district office. • Wednesday, March 14, 7:30 to 9 a.m., CoffeeNet, Good Samaritan Society - Inver Grove Heights, 1301 50th St. E. Information: Chaz Kleinsteuber at (612) 709-9276 or chaz@riverheights.com. District 196 Community Education will offer the following business courses. Register at www.district196.org/ce or call (651) 423-7920. • Excel 2010: Formatting Spreadsheets, 6:30 to 8:30 p.m. Monday, March 12, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. • Basics of Intellectual Property (Patents), 6:30 to 8:30 p.m. Monday, March 12, Falcon Ridge

Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $25. • Retirement Investment Strategies, 7 to 9 p.m. Monday, March 12, Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $19; $6 additional adult. • Developing Your Business Plan, 6:30 to 8:30 p.m. Tuesday, March 13, Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $29. • Deep Web Search Secrets, 6 to 9 p.m. Wednesday, March 14, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $35. • Excel 2010: Functions and Formulas, 6:30 to 8:30 p.m. Monday, March 19, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. • Writing Your Own Will, 6:30 to 9 p.m. Monday, March 19, Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. Cost: $49. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or

find us on Facebook. Network Unlimited Burnsville Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at BD’s Mongolian Grill, County Road 42 and Burnhaven Drive. To see if your category is open go to www.NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Stephano’s, Cliff Road and Highway 13, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area

director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone

Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

10A

March 8, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

MacSammy’s from Page 1A

to looking for food trucks out here, especially this time of year. Because I live down here I really want to develop a presence here.” When it’s not in operation, Huyck stores the truck at parking lot space he rents from a real estate office in downtown Rosemount. He

does his kitchen prep work at Rosemount’s Fireside Restaurant, which charges him an hourly rate. The advantages of owning a food truck, as opposed to a restaurant, are many, according to Huyck, who is the business’ sole employee. “I’d been thinking about a restaurant of my own, but the financial outlay was too

much for where I am right now,” he said. “The food truck is a more inexpensive way to get into owning my own business. … Before (the food truck), I had done real estate for four years, and I really liked the idea of being my own boss.” Unlike with a restaurant, “you’re not married to a location. If one place isn’t

working I can just drive to another place.” One drawback, he said, is the effect inclement weather can have on business, especially in a state as subzeroprone as Minnesota. Last week’s flurries kept Huyck at home all but one day. “Weather’s a big factor, but once we get into the 40s I’ll be out every day,” he

said. Huyck’s vehicle, originally a DHL delivery truck, is fitted with a full kitchen that includes a four-burner stove, charbroiler and fryer. As a chef who likes meeting the people enjoying his culinary creations, Huyck said a food-truck business is ideal. “It puts me in touch with my audience – I’m taking

their order and then cooking their food right here,” he said. “I’ve got to say, I’m not making money at it yet, but this is the best job I’ve ever had.” Andrew Miller is at andrew. miller@ecm-inc.com.

Dakota County Business Contacts

Apple Valley Chamber of Commerce

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Hastings Area Chamber of Commerce & Tourism Bureau

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives Address: 111 Third St. E., Hastings, MN 55033 through tax increment financing, local loan funds or Phone: (651) 437-6775 or 1-888-612-6122 state or federal business finance programs. Fax: (651) 437-2697 Apple Valley, Bruce Nordquist Website: www.hastingsmn.org Phone: (952) 953-2576 E-mail: info@hastingsmn.org Burnsville Chamber of Commerce bnordquist@ci.apple-valley.mn.us River Heights Chamber of Commerce E-mail: Address: 101 W. Burnsville Parkway, No. 150, Website: www.ci.apple-valley.mn.us Burnsville, MN 55337 Address: 5782 Blackshire Path, Inver Grove Burnsville, Skip Nienhaus Phone: (952) 435-6000 Heights, MN 55076 Phone: (952) 895-4454 Fax: (952) 435-6972 Phone: (651) 451-2266 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsvillechamber.com Fax: (651) 451-0846 Website: www.burnsville.org E-mail: chamber@burnsvillechamber.com Website: www.riverheights.com Eagan, Jon Hohenstein E-mail: info@riverheights.com Burnsville Convention & Visitors Phone: (651) 675-5660 Bureau E-mail: jhohenstein@cityofeagan.com Positively Minnesota Marketing Website: www.ci.eagan.mn.us Address: 12600 Nicollet Ave., Suite 100, Partnership Farmington, Tina Hansmeier Burnsville, MN 55337 Minnesota Department of Employment & Phone: (651) 280-6821 Phone: (952) 895-4690 Economic Development E-mail: thansmeier@ci.farmington.mn.us Fax: (952) 487-1777 Address: 1st National Bank Building, 332 Website: www.burnsvillemn.com Minnesota St., Suite E200, St. Paul, MN 55101 Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Lakeville Area Chamber of Commerce Phone: (651) 259-7298 Phone: (651) 480-2344 Fax: (651) 215-3841 and Convention and Visitors Bureau E-mail: SRausch@ci.hastings.mn.us E-mail: Positively.Minnesota@state.mn.us Address: 19950 Dodd Blvd., Suite 101, Website: www.ci.hastings.mn.us Lakeville, MN 55044 Dakota Future Inver Grove Heights, Jennifer Gale Phone: (952) 469-2020 Role: Provide site location assistance for firms Phone: 651-451-2266 Website: www.lakevillechamber.org considering Dakota County locations and serves as a E-mail: Kevin@progressplus.org E-mail: info@lakevillechamber.org general gateway for economic development services Website: www.ci.inver-grove-heights.mn.us Dakota County Regional Chamber within Dakota County. Mendota Heights, Jim Danielson Address: P.O. Box 240874, Apple Valley MN Phone: 651-452-1850 of Commerce 55124-0874 E-mail: jimd@mendota-heights.com Address: 1121 Town Centre Drive, No. 102, E-mail: bill@dakotafuture.com Website: www.mendota-heights.com Eagan, MN, 55123 Phone: (651)491-2551 Lakeville, Dave Olson Phone: (651) 452-9872 Website: www.dakotafuture.com Phone: 952-985-4421 Fax: (651) 452-8978 E-mail: dolson@ci.lakeville.mn.us Website: www.dcrchamber.com Minnesota Workforce Centers in Website: www.ci.lakeville.mn.us E-mail: info@dcrchamber.com Burnsville and West St. Paul Rosemount, Kim Lindquist Role: Assist in the hiring and training of Phone: 651-322-2020 Eagan Convention and Visitors new employees, general gateway into Minnesota E-mail: Kim.lindquist@ci.rosemount.mn.us Bureau Department of Employment and Economic Website: www.ci.rosemount.mn.us Address: 1501 Central Parkway, Eagan, MN 55121 Development and other state agencies South St. Paul, Jennifer Gale Phone: (651) 675-5546 or 1-866-324-2620 Phone: 612-821-4411 Phone: 651-451-2266 Website: http://eaganmn.com E-mail: terrell.towers@state.mn.us E-mail: kevin@progressplus.org E-mail: enjoyeagan@eaganmn.com www.southstpaul.org South Metro SCORE Downtown Lakeville Business Role: Counselors to America’s small businesses, free, West St. Paul, Jim Hartshorn Association confidential, face-to-face assistance from successful Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Address: 8790 207th St. W., Suite 204, P.O. Box 371, business mentors. Website: www.ci.west-saint-paul.mn.us Lakeville, MN 55044 Phone: (952) 890-7020 E-mail: dlba@frontiernet.net E-mail: southmetroscore@qwestoffice.com *Inver Grove Heights and South St. Paul use Office Hours: Mondays and Wednesdays 9 a.m. to 2 Website: www.score-southmetro.org Progress Plus, an affiliate of the River Heights p.m. Chamber of Commerce, for their city’s economic Judy Tschumper is the director of the Downtown development services. Lakeville Business Association.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, March 21 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 168, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1979 Bendix 14x58 Manufactured Home Serial Number KC1157A This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Raymond Payne. The amount of the claim against the above referenced property is $4958.00 (plus back taxes) computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: February 21, 2012 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2917147 3/1-3/15/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Benecomplink 2. Principal Place of Business: 4660 Slater Road, Suite 146, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. America’s Benefits Test, Inc., 4660 Slater Road, Suite 146, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/8/11 Scott Becker, President 2929413 3/8-3/15/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-151 Estate of JEANNE H. SHOBERG, Decedent. It is Ordered and Notice is given that on April 10, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated November 7, 2011, and for the appointment of Keith Shoberg, whose address is 4408 Cassandra Drive, Flower Mound, TX 75022 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3-2-12 Shawn M. Moynihan Judge (COURT SEAL) Attorney for Personal Representative Edmund C. Meisinger 60 East Marie, Suite 109 West St. Paul, MN 55118 Attorney License No.: 71833 Telephone: 651-457-2827 FAX: 651-457-9887 2929271 3/8-3/15/12

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: IMC of Minnesota 2. Principal Place of Business: 1503 Highway 13 East, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Viking Magazine Service Inc., 1503 Highway 13 East, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 4019384-2 originally filed on 10/14/2010 under the name IMC of Minnesota. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/18/11 David J. Moulder, CEO 2929787 3/8-3/15/12P

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Thursday, April 5, 2012, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Window, Roofing, Soffit & Fascia Replacement project at Mississippi Terrace Senior Apartments located at 301 Ramsey St., Hastings, MN. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. A mandatory pre-bid walk-through is scheduled for Thursday March 22, 2012 at 1:30 PM and is required of ALL bidders. Bidders are to meet at the front entrance parking lot to Mississippi Terrace at 1:30 PM on Thursday March 22, 2012. The pre-bid walk-through is mandatory and only those bidders who attend will have their bids considered at bid opening. Bidders must confirm of their intent to attend the walk-through by contacting the Project Manager, Bob Rosenthal at Dakota County CDA, 651-675-4483 no later than 3:00 PM Wednesday March 21, 2012. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Interested bidders can contact Bob Rosenthal @ 651-675-4483 of the D a k o t a C o u n t y C D A t o o b t a i n b id documents and receive more information regarding this project. Specifications and bid documents for this project may not be available until the walk-thru on March 22, 2012. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. Bob Rosenthal, Capital Projects Manager Dakota County Community Development Agency 2929232 3/8-3/15/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Crosstown Auto Repair 2. Principal Place of Business: 12001 County Road 11, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Panda Automotive, Inc., 12001 County Road 11, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1-10-12 Panda Automotive, Inc., by Perry G. Linn, Its President 2924969 3/8-3/15/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Crosstown Tire & Auto 2. Principal Place of Business: 12001 County Road 11, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Panda Automotive, Inc., 12001 County Road 11, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/1/2012 Panda Automotive, Inc., by Perry G. Linn, Its President 2924962 3/8-3/15/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Raging Coders 2. State the address of the principal place of business: 20182 Kensington Way, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. John W Doll Jr, 20182 Kensington Way, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: June 20, 2011 John W Doll Jr Owner 2920099 3/1-3/8/12P

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE

Date: March 1, 2012 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFICATION OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE, DATE AND PLACE OF RECORDING: July 26, 2006, recorded August 9, 2006, in the office of the Dakota County Registrar of Titles as Document No. 595680. MORTGAGOR: Southview Sanitation, Inc., a Minnesota corporation McPhillips Trucking, Inc., a Minnesota corporation William McPhillips MORTGAGEE: River Country Cooperative ASSIGNMENTS OF MORTGAGE: None DATE OF VOLUNTARY FORECLOSURE AGREEMENT: February 10, 2012 MORTGAGED PROPERTY ADDRESS: N/A TAX PARCEL I.D. #20.01100.27.012 LEGAL DESCRIPTION OF PROPERTY: That part of the NW 1⁄4 of the NW 1⁄4 of Section 11, T27N, R22W, Dakota County, Minnesota, and that part of Government Lot 8, said Section 11, described as follows: Commencing at the northwest corner of said Section 11; thence S 89 degrees 06 minutes 40 seconds E., assumed bearing along the north line of said Section 11 a distance of 1120.18 feet to the easterly right-of-way line of S.T.H. No. 56 as built and monumented by the Minnesota Department of Transportation, said point being marked by a Judicial Landmark and being the point of beginning of the parcel to be described; thence S. 6 degrees 50 minutes 27 seconds W, along said right-of-way, 270.59 feet; thence S. 83 degrees 09 minutes 33 seconds E. along said right-of-way, 15.00 feet; thence S. 6 degrees 50 minutes 27 seconds W. along said right-of-way, 150.00 feet; thence N. 83 degrees 09 minutes 33 seconds W. along said right-of-way, 15.00 feet; thence S. 6 degrees 50 minutes 27 seconds W. along said right-of-way, 295.38 feet to the north line of the south 600.00 feet of said NW 1⁄4 of the NW 1⁄4, said point being marked by a Judicial Landmark; thence S. 89 degrees 06 minutes 42 seconds E. along said north line of the south 600.00 feet and the north line of the south 600.00 feet of said Government Lot 8, a distance of 655.38 feet to the westerly right-of-way line of the Chicago and North Western Transportation Company railroad right-of-way, said point being marked by a Judicial Landmark; thence N 6 degrees 53 minutes 41 seconds W. along said westerly right-of-way line, 718.73 feet to the north line of said Section 11, said point being marked by a Judicial Landmark; thence N. 89 degrees 06 minutes 40 seconds W. along said Section line, 483.79 feet, to the point of beginning and there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF THE DATE OF THIS NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,882.06 No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. Pursuant to the power of sale contained in the Mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: April 19, 2012, at 10:00 a.m. PLACE OF SALE: D a k o t a C o u n t y Enforcement Center, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said Mortgage, and taxes, if any, on said property, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 120 days from the date of the sale by the mortgagors, their personal representatives or assigns. A holder of a junior lien may redeem in the order and manner provided in Minn. Stats. § 582.32, subdivision 9, beginning after the expiration of mortgagor's redemption period. River Country Cooperative Mortgagee ECKBERG, LAMMERS, BRIGGS, WOLFF & VIERLING, PLLP /S/ Nicholas J. Vivian Attorneys for Mortgagee 1809 Northwestern Avenue Stillwater, MN 55082 Telephone: (651) 439-2878 2926826 3/8-3/29/12

Dakota County Community Development Agency Notice is hereby given that the Dakota County Community Development Agency (CDA) will hold a public hearing on Tuesday, March 20, 2012 beginning at 3:30 p.m. to consider the sale, transfer and/or exchange of property currently owned by the CDA. The Dakota County CDA Board of Commissioners will hold this hearing at the CDA offices located at 1228 Town Centre Drive, Eagan, Minnesota. The proposed parcels to be sold, transferred and/or exchanged are hereby described as Lot 8, Block 21, Jackson and Bidwell's Addition to West St. Paul, Dakota County, Minnesota (888 Stryker Ave., West St. Paul). Persons seeking more information on this proposed sale, transfer and/or exchange of property should contact Andrea Brennan at the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, telephone (651) 675-4464. Public comments may be submitted orally or in writing to the CDA through the public hearing held on March 20, 2012. 2926411 3/8/12

PUBLIC NOTICE

NOTICE OF INTENT TO DISSOLVE THE GUILD OF CATHOLIC WOMEN, INC. To: Creditors and Claimants of The Guild of Catholic Women, Inc., a Minnesota non-profit corporation ("GCW") PLEASE TAKE NOTICE that: (1) GCW is in the process of dissolving; (2) T h e C o r p o r a t i o n h a s f i l e d a Notice of Intent to Dissolve with the Secretary of State for the State of Minnesota; (3) Such Notice was filed on November 23, 2011; (4) Written claims against GCW must be presented at 101 East Fifth Street, Suite 2300, St. Paul, Minnesota 55101; and (5) Claims must be received by the date which is 90 days after the date of the first publication of this Notice. This Notice is given by The Guild of Catholic Women, Inc. Kueppers, Kronschnabel & Daly, P.A. Attorneys for Dissolving Corporation 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 2908802 2/16-3/8/12

PUBLIC NOTICE

NOTICE TO THE CREDITORS OF AND CLAIMANTS AGAINST CLAIR CORPORATION NOTICE IS HEREBY GIVEN by Clair Corporation (“the Corporation”) that: 1. The Corporation is in the process of dissolving. 2. The Corporation filed with the Minnesota Secretary of State a Notice of Intent to Dissolve. 3. The Notice of Intent to Dissolve was filed with the Minnesota Secretary of State on February 10, 2012. 4. All claims by creditors or claimants must be in writing and must be filed with Chandler and Brown, Ltd., 332 Minnesota Street, Suite W2610, St. Paul, MN 55101. 5. All claims by creditors or claimants must be received on or before 90 days from the date of first publication of this notice. Any creditor or claimant who fails to file a claim on or before May 23, 2012 (90 days from the date of first publication of this notice), and all those claiming through or under the creditor or claimant are forever barred from suing on that claim or otherwise realizing upon or enforcing it except as otherwise provided in Minnesota Statutes Section 302A.781. 2911100 2/23-3/15/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) (Minn. Stat. § 259.10) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-493 Case Type: Name Change In the Matter of the Application of: Kimberly Beth Strand On Behalf of: Jack Kenneth Conner For a Change of Name to: Jack Kenneth Volkmeier TO: Anthony Conner An Application for Name Change has been filed by Kimberly Beth Strand for a change of name for the minor child(ren) Jack Kenneth Conner to Jack Kenneth Volkmeier. A hearing on this Application will be held at 14955 Galaxie Ave., Apple Valley, MN 55124 on April 5, 2012, at 9:00 a.m. You may obtain a copy of the Application for Name Change from the Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: Feb. 24, 2012 Carolyn M. Renn Court Administrator By: Pam Schadegg Deputy 2923146 3/1-3/15/12P

NOTICE TO CREDITORS OF DISSOLUTION DAN WOHLER’S SOUTHSIDE HEATING & AIR CONDITIONING OF APPLE VALLEY, INC. Please take notice that DAN WOHLER'S SOUTHSIDE HEATING & AIR CONDITIONING OF APPLE VALLEY, INC., a Minnesota corporation with a registered address of 6950 W 146th St. #106, Apple Valley MN 55124 is in the process of dissolving the corporation. Notice of Intent to Dissolve was filed with the Minnesota Secretary of State on February 20, 2012. Any and all claims against the corporation must be presented to the corporation on or before May 31, 2012 to the following address: Dan Wohler’s Southside Heating & Air Conditioning of Apple Valley, Inc. c/o Mitchell King Kretsch & Gust, PLLC 5151 Edina Industrial Blvd., #650 Minneapolis, MN 55439 2926423 3/8-3/29/12

PUBLIC NOTICE

NOTICE TO ANNOUNCE START OF PUBLIC COMMENT PERIOD This notice is to announce the beginning of a thirty-day (30) public comment and review period of a draft Dakota County Community Development Agency's section of the Dakota County Consortium's 2012 Annual Action Plan. The purpose of the public comment period is to receive comments from the general public concerning the proposed housing and community development needs and objectives of Dakota County and the projected use of FY 2012 Community Development Block Grant, HOME Program, and Program Income derived from CDBG and HOME. Summary of the proposed uses for the 2012 CDBG Program and Program Income: * Dakota County: $180,250 for countywide home improvement loans; $5,781 for well sealing grants; $15,000 for transit planning and $185,950 for general administration. * Program Income: Approximately $300,000 in revolving loan funds for homeowner improvement loans. * Small Cities & Townships $22,000 for Mendota public facilities; and $14,300 for Randolph public improvement. * Inver Grove Heights - $52,000 for acquisition and clearance of blighted property in floodplain; $52,000 for home improvement loans. * Mendota Heights - $24,500 for home improvement loans * South St Paul - $37,000 for home improvement loans; $37,000 for acquisition of blighted property. * West St Paul - $75,000 for home improvement loans. * Apple Valley - $7,500 for senior public services; $107,500 for home improvement loans. * Burnsville - $94,550 for home improvement loans and remodel grants; $73,000 for senior and youth public services; $36,800 for public improvement; and $12,000 for general administration. * Eagan - $60,888 for home improvement loans; $81,642 for home weatherization loans; $35,000 for senior and youth public services. * Farmington - $39,800 for home improvement loans. * Hastings - $63,500 for assessment abatement. * Lakeville - $57,750 for home improvement loans; $57,750 for spot acquisition and clearance. * Rosemount - $48,500 for home weatherization loans. * Northfield - $20,000 for homebuyer assistance loans; $44,000 for home improvement loans. Summary of the proposed uses for the 2012 HOME and Estimated Program Income: * Land Acquisition and New Construction: $392,250 for the development of affordable housing located north of College Trail East and east of Bower Path in Inver Grove Heights and located east of Highway 13 and north of Yankee Doodle Road in Eagan. This affordable workforce housing will be targeted to families with children. * Community Development Housing Organization (CHDO): $78,450 available for eligible Dakota County Community Housing Development Organizations. * Administration: $78,790 for the administration of HOME funded projects and HOME Consortium related responsibilities. * Program income: Approximately $300,000 as additional funding for a homeowner rehabilitation loan program. Written and/or oral comments may be submitted to the CDA to the attention of Andrea Brennan, Director of Community and Economic Development, Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Telephone: 651-675-4464, Fax: 651-287-8020, MN Relay Service: 1-800-627-3529. This information is also available on our website at www.dakotacda.org .Written comments will be accepted now through April 8, 2012. 2929253 3/8/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: US Federal CU Advisors Retirement: Investments: Insurance 2. Principal Place of Business: 1400 Riverwood Drive, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. US Federal Credit Union, 1400 Riverwood Drive, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: February 20, 2012 David G. Hellmuth, General Counsel (Attorney for US Federal Credit Union) 2926301 3/8-3/15/12P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-150 Case Type: Torrens In the matter of the Petition of: Leonard L. Barber and Veroonika Barber, husband and wife, in Relation to Certificate of Title No. 143731 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Thirty-one (31), Block Five (5), in Greenleaf First Addition according to the plat thereof. TO: MICHAEL CORCORAN; JODI CORCORAN; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 11th day of April, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Contract for Deed Document No. 644207 has been cancelled pursuant to law and that any interest of Michael Corcoran and Jodi Corcoran in the premises is hereby terminated. The Registrar of Titles, is to show by memorial upon Certificate of Title No. 143731 that all rights under the Contract for Deed Document No. 644207 have been terminated and to omit from future Certificates of Title issued for the premises the memorial of the Contract for Deed Document No. 644207 and the Notice of Cancellation Document No. 686795 and also omit the memorials of 557631, 619710, 620266, and 641608 and the memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. Dated: 2/24/12 BY THE COURT: /s/ Patrice Sutherland Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O'CONNELL Attorney for Petition: Timothy D. Erb Barna, Guzy & Steffen, LTD 400 Northtown Financial Plaza 200 Coon Rapids Boulevard Minneapolis, MN 55433 Attendance is not required at said hearing except to object to the entry of the above described Order. 2924931 3/8-3/15/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

STATE OF WISCONSIN CIRCUIT COURT POLK COUNTY PUBLICATION SUMMONS Case No. 11-CV-774 The Honorable Molly E. GaleWyrick Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00

Wells Fargo Bank, NA, 3476 Stateview Blvd., Fort Mill, SC 29715, Plaintiff vs. Vicki L. O'Day, Richard E. Keefe, Jane Doe Keefe and John Doe O'Day, 111 Kellogg Blvd. E, Apt. 2910, Saint Paul, MN 55101-1227, Defendants THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after March 1, 2012 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 1005 W Main Street, Ste. 300, Balsam Lake, WI 54810 and to Gray & Associates, L.L.P., plaintiff's attorney, whose address is 16345 W. Glendale Dr., New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 22nd day of February, 2012. William N. Foshag, State Bar No. 1020417, Gray & Associates, L.L.P., Attorneys for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1237. Gray & Associates, L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 2923007 3/1-3/15/12P

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No. 19HA-CV-11-6056 _______________________________ Vermillion State Bank, Plaintiff, v. Robert W. Melson, Vicki L. Breitschwerdt, J. Doe I-V and XYZ Co. I-V, Defendants. _______________________________ Notice is hereby given that under and by virtue of a judgment entered in the above-entitled action on January 17, 2012, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants Robert W. Melson and Vicki L. Breitschwerdt, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on April 6, 2012, at 10:00 a.m., at the Sheriff's Office, 1580 Highway 55, Hastings, MN, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: PARCEL 1: Lots 5 and 6, Block 9, Town of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. Property address: 415 - 2nd Street West, Hastings, MN Parcel I.D. No. 19-32150-09-060 AND PARCEL 2: The SW 1⁄4 of NW 1⁄4 of SE 1⁄4; and NW 1⁄4 of NW 1⁄4 of SE 1⁄4 of Section 18, Township 113, Range 19, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Property address: unknown Parcel I.D. Nos.: 07-01800-80-010; 07-01800-79-010; 07-01800-78-010 subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Date: February 17, 2012 DAVE BELLOWS, Sheriff of Dakota County By:/s/Robert Shingledecker Deputy Ralph L. Moore, I.D. #74780 STEIN & MOORE, P.A. Attorneys for Plaintiff 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2914400 2/23-3/29/12

NOTICE OF PUBLIC HEARING As required by the Quality Housing and Work Responsibility Act of 1998, notice is hereby given that the Dakota County Community Development Agency's Board of Commissioners will hold a Public Hearing on Tuesday, March 20, 2012 at 3:30 p.m. at the Dakota County Community Development Agency's office to afford an opportunity for the public to comment on the Dakota County CDA's Public Housing Agency Annual Plan and Capital Fund activities for 2012. Persons who wish to testify are requested to contact Sarah Bigham at the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Telephone: 651-675-4432; MN Relay Service: 1-800-627-3529; Fax: 651-675-4444, prior to 4:30 p.m. on Friday, March 16, 2012. If you require special accommodations, please contact the CDA. 2929142 3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2006. MORTGAGOR(S): MDG Properties, LLC, a Minnesota limited liability company. MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed January 4, 2007, Dakota County Recorder, as Document No. 2485996. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated January 5, 2007, filed for record April 29, 2009, as Document No. 2653417. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 3105 East 65th Street, Inver Grove Heights, MN, 55076. TAX PARCEL I.D. NO.: 20-00300-28-015. LEGAL DESCRIPTION OF PROPERTY: The East 150.00 feet of the West 631.00 feet of the South 453.33 feet of the South 1⁄2 of the Northwest 1⁄4 of Section 3, Township 27, Range 22, Dakota County, Minnesota, lying northwesterly of the following described line: Commencing at the Southwest corner of said Northwest 1⁄4; thence easterly along the South line of said Northwest 1⁄4, a distance of 599.94 feet to the point of beginning of the line to be described; thence northeasterly a distance of 179.96 feet, along a tangential curve, concave to the northwest, with a central angle of 50 degrees 38 minutes 00 seconds, and a radius of 203.63 feet; thence northeasterly tangent to said curve a distance of 416.11 feet; thence northeasterly a distance of 181.36 feet, along a tangential curve, concave to the northwest, with a central angle of 33 degrees 03 minutes 44 seconds, and a radius of 314.29 feet, to the South line of the North 1859.22 feet and there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $475,500.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $552,365.23. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. Dated: February 24, 2012. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Sarah M. Zach SARAH M. ZACH -forAtty. I.D. #391758 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1394023 2921937 3/1-4/5/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Malnati Chic Photography 2. Principal Place of Business: 1669 Boardwalk, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nina Noack, 1669 Boardwalk, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1-20-2012 Nina Noack Owner 2918895 3/1-3/8/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Sampson Communications 2. Principal Place of Business: 1795 Covington Ln, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Carolyn Ann Sampson, 1795 Covington Ln, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/4/12 Carolyn Sampson, President 2929420 3/8-3/15/12P

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012 , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 24, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3279 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895820 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 11, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION: Lot 39, Block 1, Gardenview Place First Addition, Dakota County, Minnesota STREET ADDRESS: 14370 Hickory Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-28950-01-390 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 11, 2012, from Brandon Betz, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,328.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after January 11, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 9, 2011, as Document No. 2829617 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 22nd day of March, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 24, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Betz/11-7-497D) 2893903 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2010 MORTGAGOR:M a r i a D e l R e a l , A Single Person. MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded June 9, 2010, Dakota County Recorder, Document No. 2734512. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.. And thereafter assigned to: Minnesota Housing Finance Agency. And thereafter assigned to: Wells Fargo Bank, N.A.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 617 10TH Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22501-03-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3 East Farmington Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,524.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

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OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2894677 2/2-3/8/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: AMA Construction 2. Principal Place of Business: 1429 Lone Oak Road, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Andrew Michael Hankee, 1429 Lone Oak Rd., Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/21/12 Andrew M. Hankee - Owner 2917215 3/1-3/8/12P

PUBLIC NOTICE CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING

TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council will meet at 7:00 p.m. on April 16, 2012 at the Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to consider certifying delinquent water, storm water and sanitary sewer charges to the County Auditor with taxes against the property served and assessing delinquent street light charges, together with applicable service charges and 18% annual interest. The proposed charges and assessment role are on file for public inspection in the City's Finance Department. Written or oral objections will be considered at the public hearing. A property owner may appeal street light assessments to district court pursuant to MS Section 429.081 by serving notice of the appeal to the Mayor or City Clerk within thirty (30) days after adoption of the assessment and filing such notice with the district court within ten (10) days after service upon the Mayor or Clerk. No appeal may be taken to the district court, however, as to the amount of an assessment, unless a written objection, signed by the affected property owner, is filed with the City Clerk prior to the assessment hearing or is presented to the presiding officer at the hearing. DATED this 5th day of March 2012. CITY OF LAKEVILLE Charlene Friedges, City Clerk 2930331 3/8/12

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 991 Livingston Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-48100-110-07 LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 7, B. MICHEL'S ADDITION TO WEST ST. PAUL, ACCORDING TO THE PLAT THEREOF. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,976.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 20 , 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2253 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2894603 2/2-3/8/12

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,041.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2012. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895792 2/2-3/8/12

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3303 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2894687 2/2-3/8/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-466 In the Matter of the Petition of: U.S. Bank National Association, in Relation to Certificate of Title No. 129923 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Five (5), Block Four (4) in Donnywood according to the plat thereof. TO: NICHOLAS R. SCHNARR; JENNIFER PERRY; U.S. BANK, NATIONAL ASSOCIATION N.D.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 28th day of March, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 129923 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank National Association, subject to the memorial of Document No. 432676 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 677956, and free also from the memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 2/6/12 BY THE COURT: David L. Knutson Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2919556 3/1-3/8/12

�� T a x P a r�� c e l I�� D �� N u m �� ber:

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Forever Daisies 2. Principal Place of Business: 15016 Eileen Circle, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kimberly J. Klein, 15016 Eileen Circle, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1-23-2012 Kimberly J. Klein 2930730 3/8-3/15/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-137 In Re: Estate of Dale Leroy Chambers, Decedent. It is Ordered and Notice is given that on April 3, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated August 17, 1990, and a Separate Writing pursuant to Minn. Stat. § 524.2-513, dated October 8, 2011, and for the appointment of Cindi Pleschourt, whose address is 8925 Bagley Avenue, Northfield, Minnesota 55057, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: Feb. 27, 2012 BY THE COURT Arlene Perkkio Judge of District Court Timothy L. Morisette (MN# 168877) Lampe Law Group, LLP 105 East Fifth Street P.O. Box 240 Northfield Minnesota 55057 Telephone: (507) 663-1211 Facsimile: (507) 663-6114 2924137 3/1-3/18/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,796.00 MORTGAGOR(S): Ronald Patten and Angelet Patten, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America One Finance, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 08, 2007 Dakota County Recorder Document Number: 2548769 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 18, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550162970114 Lender or Broker: America One Finance Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 104 12th Ave N, South Saint Paul, MN 55075-1951 Tax Parcel ID Number:

36-83950-00-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block A, Wharton's Addition to South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,209.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 17, 2012, or the next business day if September 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 02, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023684F01 2892749 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-131 In Re: Estate of JOAN L. THOMAS, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above named decedent’s last will, dated February 6, 2012, has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above named court and the same will be heard by the Court upon notice of hearing fixed for such purposes. Notice is hereby further given that informal appointment of William T. Olson, whose address is 223 Woodridge Lane, Lino Lakes, MN 55014 as personal representative of the estate of the above named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: Feburary 23, 2012 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Lyle C. Howg, #47661 501 M&I Bank Building 6625 Lyndale Ave. So. Richfield, MN 55423 (612) 861-1015 2919672 3/1-3/8/12

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�� Heidi M. Wojcik, husband and wife. MORTGAGEE: Mortgage Electronic ��

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-145 Estate of DOUGLAS W. KIRSEBOM, Decedent It is Ordered and Notice is given that on April 3, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Sarah Kirsebom and Nicole Kirsebom, whose address is Sarah Kirsebom, 551 E 18th Street, #106, Hastings, MN 55033 and Nicole Kirsebom, 1616 Walnut Street, Hastings, MN 55033 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3/2/12 Arlene Perkkio Judge (COURT SEAL) Attorney for Personal Representative Stephen M. Meisinger 60 East Marie, Suite 109 West St. Paul, MN 55118 Attorney License No.: 197324 Telephone: 651-457-2827 FAX: 651-457-9887 2929304 3/8-3/15/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS AND SEPARATE WRITING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-12-128 In Re: Estate of Teresa B. Kruck a/k/a Tessie Kruck, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 20th day of March, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at the Dakota County Judicial Center in Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent, dated May 25, 1990 and separate writing dated May 26, 1990, and for the appointment of Colleen M. Conley whose address is 9775 Heidi Way, Auburn, California 95602 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 2/22/12 Shawn M. Moynihan Judge (COURT SEAL) Michael W. McNabb Attorney for Petitioner Ames Business Center 2500 West County Road 42 Burnsville, Minnesota 55337 (952) 894-9812 2920488 3/1-3/8/12

PUBLIC NOTICE

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 19, 2007, Dakota County Recorder, Document No. 2531419. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022607121500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2700 Shawnee Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021555013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Burnsville Highlands First Addition, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,253.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9512 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895878 2/2-3/8/12

PUBLIC NOTICE

VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1444 5th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32100-130-16 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, all of Lot 12 and the North 11.22 Feet of Lot 13, Block 16 Hauses addition to South St. Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,962.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,544.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6874 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895775 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,540.00 MORTGAGOR(S): Esperanza Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Gabriel Financial Group, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2279039 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000525-5003909131-8 Lender or Broker: Gabriel Financial Group, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1407 5th Ave S, South Saint Paul, MN 55075-3405 Tax Parcel ID Number: 36-26000-00-110 LEGAL DESCRIPTION OF PROPERTY: The West 75.4 feet of Lot 10, and the North 3.73 feet of the West 75.4 feet of Lot 11, Fearing's Addition, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,749.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 17, 2012, or the next business day if September 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 02, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023714F01 2894154 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Steve Kuhl, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lenox Financial Mortgage Corp., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 03, 2007 Dakota County Recorder Document Number: 2485526 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: January 25, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003023-0610004674-1 Lender or Broker: Lenox Financial Mortgage Corp. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13008 County Road 5, Burnsville, MN 55337-2264 Tax Parcel ID Number: 02-19500-03-022 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Dakota Place, according to the plat thereof, excepting therefrom that part described as follows: Beginning at the Northeast corner of said Lot 2; thence on an assumed bearing of South 86 degrees 31 minutes 31 seconds West along the North line of said Lot 2 a distance of 110.46 feet; thence South 38 degrees 56 minutes 49 seconds West, a distance of 66.63 feet; thence North 87 degrees 37 minutes 54 seconds East a distance of 154.95 feet; thence Northerly a distance of 52.18 feet along a non-tangential curve concave to the West having a radius of 2784.93 feet and a central angle of 1 degrees 04 minutes 25 seconds, the chord of said curve bears North 2 degrees 56 minutes 16 seconds West to the point of beginning and there terminating, according to the plat thereof on file or of record in the office of the County Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,932.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM

23, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 24, 2012, or the next business day if September 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 09, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023752F01 2901270 2/9-3/15/12

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902767 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 0 , 2006 MORTGAGORS: Evelyn L. Clements and Junior Clements, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Recorded February 13, 2007, Dakota County Recorder, Document No. 2496332. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 100 Fourth Avenue North, Unit 107, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-72850-25-107 LEGAL DESCRIPTION OF PROPERTY: Unit NO. 107, Common Interest Community Number 492, Wakota on Fourth, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,925.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,401.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

��

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902582 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,608.00 MORTGAGOR(S): Katherine M. Brown, a single person MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358586 ASSIGNMENTS OF MORTGAGE: And assigned to: Centex Home Equity Company, LLC Dated: December 30, 2005 Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395035 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4835 Bisset Ln, Inver Grove Heights, MN 55076-1319 Tax Parcel ID Number: 20-44026-08-104 LEGAL DESCRIPTION OF PROPERTY: Unit No. 8104, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,207.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC f/k/a Centex Home Equity Company, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024051F01 2921609 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 MORTGAGOR(S): Guy C. Normandeau and Constance D. Normandeau, husband and wife MORTGAGEE: IBM Mid America Employees Federal Credit Union DATE AND PLACE OF RECORDING: Recorded: June 05, 2003 Dakota County Recorder Document Number: 2057579 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: IBM Mid America Employees Federal Credit Union Residential Mortgage Servicer: Think Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7120 Upper 163rd St W, Rosemount, MN 55068-1025 Tax Parcel ID Number: 22-21175-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Donnay's Valley Park 6th, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,135.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 MORTGAGEE: Think Mutual Bank F/K/A IBM Mid America Employees Federal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023428F04 2925694 3/8-4/12/12

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8018 Delano Way, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-64075-02-190 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Two (2), in River Bluffs of Inver Grove Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,844.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,887.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3454 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902622 2/9-3/15/12

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3327 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902594 2/9-3/15/12

PUBLIC NOTICE

�� costs and disburse premises, and the �� ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2839 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902691 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,737.00 MORTGAGOR(S): Lindy Fortin, unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Oxford Lending Group LLC., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 25, 2009 Dakota County Registrar of Titles Document Number: T651458 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 25, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550272271551 Lender or Broker: Oxford Lending Group LLC. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142805 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13717 E Wellington Cres, Burnsville, MN 55337-4312 Tax Parcel ID Number: 021810002160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16) in Block Two (2) of Colonial Hills, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,721.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 24, 2012, or the next business day if September 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

�� T I M E P R O V �� I D E D B�� Y �� L A W I S�� NOT

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 09, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023815F01 2901411 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Patrick M. Hammarsten, unmarried person MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901326 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 227 Ash St W, South Saint Paul, MN 55075-3410 Tax Parcel ID Number: 36-83300-03-060 LEGAL DESCRIPTION OF PROPERTY: Parcel 1 Lot 5, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota Parcel 2 Lot 6, Block 3, Walter and Arthur Add., according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $110,292.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021487F02 2924947 3/8-4/12/12

��

�� ERTY: �� Lot 13, Block 2, ��

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Care Type: Contract/Replevin Case No.: 19HA-CV-12-938 _______________________________________ Country Place Mortgage Ltd., as servicer to MHC Operating Limited Partnership, Plaintiff, v. Steven M. Kitowski and Dina Kitowski, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO Steven M. Kitowski and Dina Kitowski, 7298 W. 126th Street, Cedar Knolls #459, Apple Valley, Minnesota 55124. 1. YOU ARE BEING SUED. T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file with the District Court Administrator. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Foley & Mansfield, PLLP, 250 Marquette Avenue, Suite 1200, Minneapolis, MN 55401. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: March 5, 2012. FOLEY & MANSFIELD PLLP By: s/ Thomas J. Lallier Thomas J. Lallier (#163041) 250 Marquette Avenue, Suite 1200 Minneapolis, MN 55401 Telephone: (612) 338-8788 Fax: (612) 338-8690 tlallier@foleymansfield.com Attorneys for Country Place Mortgage Ltd., as servicer to MHC Operating Limited Partnership 2929838 3/8-3/22/12

PUBLIC NOTICE

Lakeville Hills, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $98,367.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11611 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902565 2/9-3/15/12

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902787 2/9-3/15/12

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3330 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902824 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2009 MORTGAGORS: Fernando Torres and Wendy Torres, Husband and Wife. MORTGAGEE: B a n k o f A m e r i c a , N.A.. DATE AND PLACE OF RECORDING: Recorded February 12, 2010, Dakota County Recorder, Document No. 2714000. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. And thereafter assigned to: Bank of America, N.A.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1 2 1 3 E l m S t r e e t , Farmington, MN 55024 TAX PARCEL I.D. #: 142250301110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, East Farmington 4th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,661.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,900.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3479 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902612 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 MORTGAGOR(S): William G. Rogers and Debora D. Rogers, Husband and Wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 31, 2006 Dakota County Recorder Document Number: 2472435 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12525 Pinehurst Dr, Burnsville, MN 55337-3455 Tax Parcel ID Number: 02-57500-02-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Pinehurst, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $289,014.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006848F02 2904969 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 18, 2006 MORTGAGORS: M a r k W i n t e r a n d Elizabeth Winter, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 13, 2006, Dakota County Registrar of Titles, Document No. 599495, Certificate of Title No. 134259. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for J.P. Morgan Alternative LoanTrust 2007-S1. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131020608461933 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4053 Martin Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 197105502030 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), South Pines 6, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $317,907.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2012. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11495 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930297 3/8-4/12/12

PUBLIC NOTICE

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single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 12, 2005, Dakota County Recorder, Document No. 2350386. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908364255 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15596 Dwellers Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805220702 LEGAL DESCRIPTION OF PROPERTY: Unit No. 702, Common Interest Community No. 397, Bayside, A Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $246,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,915.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902841 2/9-3/15/12

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16260 Glen Oaks Road, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-16650-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Cedarglen, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,375.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,392.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3460 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902712 2/9-3/15/12

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11772 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902573 2/9-3/15/12

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3066 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902795 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 7 , 2007 MORTGAGORS: Michael W. Howells and Sharon K. Howells, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered October 4, 2007, Dakota County Registrar of Titles, Document No. 618292, Certificate of Title No. 126966. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000961736 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8248 131ST Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-17000-01-200 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty (20), Block One (1), in Chateau Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,921.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM

�� MORTGAGOR(S)�� RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902809 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 09, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,000.00 MORTGAGOR(S): Bopha Soeun and Pharoth Phal, Both Single Persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for AmTrust Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 23, 2008 Dakota County Recorder Document Number: 2619503 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: February 08, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500013760559 Lender or Broker: AmTrust Bank Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3805 Laurel Ct, Eagan, MN 55122-1622 Tax Parcel ID Number: 10-14991-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Briar Hill 2nd Addition, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,199.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2012, or the next business day if October 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 23, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022905F01 2915669 2/23-3/29/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2008 MORTGAGORS: T i m o t h y F r a n c e s Anderson, a single person and and Diane Elizabeth Bell, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 14, 2008, Dakota County Recorder, Document No. 2590118. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100283308030014719 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB. MORTGAGED PROPERTY ADDRESS: 4597 Blaylock Way, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-44001-07-304 LEGAL DESCRIPTION OF PROPERTY: Unit 2304, Lafayette Park, Common Interest Community Number 370, Dakota County, Minnesota Subject to Easements,Restrictions and Reservations of record, if any. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $187,196.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930170 3/8-4/12/12

PUBLIC NOTICE

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�� 55044 �� TAX PARCEL I.D. #: �� successor by merger with ABN AMRO Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded September 16, 2004, Dakota County Recorder, Document No. 2248204. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8612 Holland Avenue, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-27503-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Forest Park Estates 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $310,404.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6899 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902873 2/9-3/15/12

PUBLIC NOTICE

228330006040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, Walnut Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,184.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 1, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902863 2/9-3/15/12

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3463 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902773 2/9-3/15/12

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2905767 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its sucessors and assigns. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721183 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.08.080 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,175.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OA17 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F02 2906770 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2007 MORTGAGORS: Michael C. Hudalla and Jacqueline A. Hudalla, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 22, 2007, Dakota County Registrar of Titles, Document No. 619090, Certificate of Title No. 146357. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiBank,N.A. as Trustee For Certificateholders of Structured Asset Mortgage Investments II Trust 2007-AR7,Mortgage Pass-Through Certificates, Series 2007-AR7. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100386100002854719 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bear Stearns Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2530 Arbor Court, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 274846001080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Mendota Woods. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $704,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $922,691.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2012. Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909460 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Peter Rosen and Jennine McDonough, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Ownit Mortgage Solutions, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 25, 2005 Dakota County Recorder Document Number: 2315762 LOAN MODIFICATION: Dated: February 17, 2010 Recorded: February 25, 2010 Document Number: 2716134 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Dated: October 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000621634 Lender or Broker: Ownit Mortgage Solutions, Inc Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4343 Fox Ridge Ct, Eagan, MN 55122-2257 Tax Parcel ID Number: 10-72976-06-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Sun Cliff Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,567.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022476F01 2924957 3/8-4/12/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 0 , 2004 MORTGAGORS: J a m e s R . M u e l l e r and Mary C. Mueller, husband and wife. MORTGAGEE: A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 2, 2004, Dakota County Recorder, Document No. 2181237. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Quest Trust 2004-X2, Asset Backed Certificates, Series 2004-X2. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for Quest Trust 2004-X2, Asset Backed Certificates, Series 2004-X2. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1650 Hickory Hill Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 108460005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Woodgate. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,307.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3323 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930276 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Bruce F. Huysentruit and Ellen L. Huysentruit, hus-

truit and Ellen L. Huysentruit, hus band and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169640 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-Through Certificates, Series 2005-CF1 Dated: November 14, 2008 Recorded: December 05, 2008 Dakota County Recorder Document Number: 2625689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001383211 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 70th St W, Inver Grove Heights, MN 55077-2226 Tax Parcel ID Number: 20-00700-26-011 LEGAL DESCRIPTION OF PROPERTY: The West 471 feet of the North 350 feet of the Northeast 1/4 of the Northwest 1/4 of Section 7, Township 27, Range 22, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $325,353.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-Through Certificates, Series 2005-CF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F03 2908120 2/16-3/22/12

PUBLIC NOTICE

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 26, 2006, as Document No. 2464247. ASSIGNED TO: U.S. Bank National Association, as Trustee for GSAA Home Equity Trust 2006-20, Asset-Backed Certificates, Series 2006-20 Dated: December 24, 2011 , and recorded January 9, 2012 by Document No. 2841123 . LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, East Farmington Third Addition, Dakota County ,Minnesota. PROPERTY ADDRESS: 1305 Walnut St, Farmington, MN 55024 PROPERTY I.D: 14-22502-02-120 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand Eight Hundred Ten and 08/100 ($160,810.08) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 3, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 3, 2012, or the next business day if October 3, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2012 U.S. Bank National Association, as Trustee for GSAA Home Equity Trust 2006-20, Asset-Backed Certificates, Series 2006-20 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00876-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4194732 02/16/2012, 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012 2904128 2/16-3/22/12

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909353 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Patricia L Pope, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns. DATE AND PLACE OF RECORDING: Recorded: August 09, 2005 Dakota County Recorder Document Number: 2349206 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CSFB MORTGAGE SECURITIES CORP. ADJUSTABLE RATE MORTGAGE TRUST 2005-11 R A T E A D J U S T A B L E MORTGAGE-BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-11 Dated: August 16, 2011 Recorded: August 23, 2011 Dakota County Recorder Document Number: 2815820 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0005370120-3 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14762 Excelsior Ln, Apple Valley, MN 55124-5738 Tax Parcel ID Number: 01-48845-20-001 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Common Interest Community No. 124, Mistwood Courthomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,017.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

�� by law, subject to �� redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the Certificateholders of CSFB Mortgage Securities Corp. Adjustable Rate Mortgage Trust 2005-11 Adjustable Rate Mortgage-Backed Pass-Through Certficates, Series 2005-11 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023982F01 2904249 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $589,000.00 MORTGAGOR(S): Steven Michael Goutierez and Raquel Goutierez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp., its successor and assigns. DATE AND PLACE OF RECORDING: Recorded: January 13, 2005 Dakota County Recorder Document Number: 2285026 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank NA for the Benefit of Asset Backed Securities Corporation Home Equity Loan Trust, Series 2005-HE3 Asset Backed Pass through Certificates, Series 2005-HE3 Dated: June 09, 2008 Recorded: June 24, 2008 Dakota County Recorder Document Number: 2598543 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100136300110895231 Lender or Broker: WMC Mortgage Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16125 Hominy Ct, Lakeville, MN 55044-4448 Tax Parcel ID Number: 22-81750-08-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 8, Vermillion Springs AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $741,041.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

�� ING TO COLLECT A �� DEBT. �� ANY

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS TRUSTEE FOR THE CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 2904278 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles as amended and supplemented and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: Legal Description: U n i t 2 1 4 a n d Garage Unit No. 47, in Condominium No. 36, G a r r e t t S q u a r e Condominium Homes, Dakota County, Minnesota Street Address: 1 4 6 2 0 G a r r e t t Avenue, #214, Apple Valley, MN 55124 Tax Parcel No.01-81401-01-128 (Unit 214) 01-81401-01-231 (Garage Unit 47) 2. Pursuant to said Amended and Restated Declaration, there is claimed to be due and owing as of January 25, 2012, from Dawn W. Williams, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,355.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after January 25, 2012, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended and Restated Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 3, 2011, as Document No. T686583 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Amended and Restated Declaration and granted by the owners in taking title to the premises subject to said Amended and Restated Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 5th day of April, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assess ments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 5, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED

��

�� UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: _________________ _____ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square - Williams 11-7-498D) 2907508 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2006 MORTGAGOR: S h e r y l A . D a h l , A Single Woman. MORTGAGEE: C i t i M o r t g a g e , I n c . , s/b/m with ABN Amro Mortgage Group, Inc.. DATE AND PLACE OF RECORDING: Recorded June 14, 2006, Dakota County Recorder, Document No. 2437606. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1700 Four Oaks Road, Unit 316, Eagan, MN 55121 TAX PARCEL I.D. #: 101810001316 LEGAL DESCRIPTION OF PROPERTY: Situated In The County Of Dakota And State Of Minnesota: Unit 316, Coachman Oaks Condominium, Dakota County, Minnesota Condominium File No.45. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $80,066.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __October 29, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 24, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2924058 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,300.00 MORTGAGOR(S): Eric Berchtold and Jamie Berchtold, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for 1st Trust Mortgage Corporation, its successor and assigns. DATE AND PLACE OF REGISTERING: Registered: July 28, 2004 Dakota County Registrar of Titles Document Number: 543148 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: February 03, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500012494887 Lender or Broker: 1st Trust Mortgage Corporation Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132481 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 719 1st Ave S, South St Paul, MN 55075-3002 Tax Parcel ID Number: 36-46000-02-190 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), in Block Two (2), of Lorraine Park Addition to the City of South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,044.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024015F01 2927319 3/8-4/12/12

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600023335826 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Principal Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18897 Euclid Path, Farmington, MN 55024 TAX PARCEL I.D. #: 145050101010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Nelsen Hills Farm 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,615.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6892 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909298 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,000.00 MORTGAGOR(S): Daniel H. Larkin and Sheri L. Larkin, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Forteva, LLC., dba Forteva Financial Services, its successors and assigns. DATE AND PLACE OF REGISTERING: Registered: February 24, 2005 Dakota County Registrar of Titles Document Number: 559610 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: October 25, 2011 Registered: November 08, 2011 Dakota County Registrar of Titles Document Number: T686810 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677001428077 Lender or Broker: Forteva, LLC., dba Forteva Financial Services Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120532 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20880 Independence Ave, Lakeville, MN 55044-5878 Tax Parcel ID Number:

Tax Parcel ID Number: 22-47476-05-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Marion Fields Second Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $325,749.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023902F01 2907345 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Carriage Hills Condominiums, Inc. (hereinafter the "Association") which was recorded as Document No. 599819, in the Office of the County Recorder of Dakota County, Minnesota, as amended/supplemented, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Unit No. 212, Garage Nos. 54 and 69, Condominium File No. 47, Carriage Hills Condominium, Dakota County, Minnesota STREET ADDRESS: 3420 Golfview Drive, Unit 212, Eagan, MN 55123 TAX PARCEL ID NUMBER: 10-76900-03-036 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 25, 2012, from Anna L. Edwards and Michael W. Oden, title holders, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $5,596.36 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after January 25, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 1, 2011, as Document No. 2803252 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat.

tion and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 5th day of April, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 5, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CARRIAGE HILLS CONDOMINIUMS, INC. Attorneys for Carriage Hills Condominiums, Inc. THOMSEN & NYBECK, P.A. By: ___________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Carriage Hills/Edwards-Oden/ 11-7-050D) 2907526 2/16-3/22/12

PUBLIC NOTICE

the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909319 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 1994 MORTGAGOR: Kathy A. Humphrey, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association s/b/m to Chase Home Finance, LLC f/k/a Margaretten & Company Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 1994, Dakota County Recorder, Document No. 1207870. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Margaretten & Company Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 923 Oakwood Heights Circle, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-53800-103-02 LEGAL DESCRIPTION OF PROPERTY: Unit Number 3, Condominium Number 59, Oakwood Heights Condominium, a Condominium located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $55,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $34,845.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

��

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11888 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909436 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 5, 2006 MORTGAGOR: Joel W. Biebighauser, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 18, 2006, Dakota County Recorder, Document No. 2461935. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. And thereafter assigned to: US Bank Trust National Association, as Trustee for LSF7 NPL II Trust. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200013857830 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: Vericrest Financial Inc. MORTGAGED PROPERTY ADDRESS: 4675 Blaine Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204400105908 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0908, Lafayette Park, CIC 370, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,516.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012. U.S. Bank Trust, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2601 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930178 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 4 , 2004 MORTGAGOR: D a r r y l T . B r e c k h e imer and Tara Breckheimer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 27, 2004, Dakota County Recorder, Document No. 2252101. ASSIGNMENTS OF MORTGAGE: Assigned to: GreenTree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100050500007734854 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ryland Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 6844 158TH Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013215101057 LEGAL DESCRIPTION OF PROPERTY: Lot 57, Block 1, Hawthorne 2nd Addition, CIC No. 369, located in the County of Dakota, State of Minnesota. Together with the benefits contained in Declaration for CIC No. 369 dated May 10, 2002, filed July 31, 2002 as Document No. 1921716 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,026.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-55 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930127 3/8-4/12/12

PUBLIC NOTICE

Cindy M. Patrin, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered December 20, 2004, Dakota County Registrar of Titles, Document No. 554722, Certificate of Title No. 134578. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278918607594 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 808 3rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 144900036030 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” The South Fifty (S50) feet of Lots One (1), Two (2), and Three (3), except the West Ten (W10) feet of Lot Three (3), in Block Thirty Six (36) of M. Moes Addition to Farmington, Minn; and that portion of Shepley’s Addition to Farmington, Minnesota, described as follows: starting at the Northeast corner of Lot One (1), Block One (1), of Shepley’s Addition to Farmington, Minnesota, as platted, thence North Ten (N10) feet, more or less to the Southeast corner of Lot One (1), Block Thirty Six (36), M. Moes Addition to Farmington, Minn.; thence West along the North line of Shepley’s Addition to Farmington, Minnesota, which is also the South line of M. Moes Addition to Farmington, Minn. to a point Ten (10) feet North of the Northwest corner of Lot One (1), Block One (1), Shepley’s Addition to Farmington, Minnesota; thence South Ten (S10) feet to the Northwest corner of said Lot One (1), Block One (1) of Shepley’s Addition to Farmington, Minnesota, and thence East along the North line of said Lot One (1), Block One (1), Shepley’s Addition to Farmington, Minnesota, to the point of beginning, according to the recorded plat thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,448.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2539 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2907642 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,200.00 MORTGAGOR(S): Alexander Svirshch and Viktoria Svirshch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 27, 2004 Dakota County Registrar of Titles Document Number: 535497 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-5 Dated: October 28, 2011 Registered: November 10, 2011 Dakota County Registrar of Titles Document Number: T686952 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700035628649 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131525 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13754 Heywood Ct, Apple Valley, MN 55124-9588 Tax Parcel ID Number: 01-84190-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Common Interest Community No. 321, Wildwood First Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,493.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023999F01 2906871 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 03, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00

�� MORTGAGE: $196,800.00 MORTGAGOR(S): Mark L. Norland and Jana A. Norland, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for The Lending Connection, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510858 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: December 17, 2010 Recorded: January 04, 2011 Dakota County Recorder Document Number: 2776532 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100202010002709494 Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16272 Fantasia Ave, Rosemount, MN 55068-1458 Tax Parcel ID Number: 22-21177-11-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 11, Donnay's Valley Park 8th, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,559.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018054F03 2909445 2/16-3/22/12

PUBLIC NOTICE

�� 55044

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TAX PARCEL I.D. #: 221710102090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Cherry View Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,176.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3481 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916307 2/23-3/29/12

PUBLIC NOTICE

��

�� That prior to the commencement of this mortgage foreclosure proceeding �� secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __October 15, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916398 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 3, 2006 MORTGAGORS: Paul O'Connell and Brenda O'Connell, husband and wife MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 13, 2007 Dakota County Registrar of Titles Document #: 607207 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-1 on April 21, 2011 and said assignment was recorded on February 2, 2012 and given document number T690969. LEGAL DESCRIPTION OF PROPERTY: THAT PART OF LOT SIX (6), BLOCK ONE (1), OAK CLIFF, ACCORDING TO THE PLAT ON FILE AND OF RECORD IN THE OFFICE OF THE COUNTY RECORDER, DAKOTA COUNTY, MINNESOTA, LYING WEST OF THE FOLLOWING DESCRIBED LINE: COMMENCING AT THE NORTHWEST CORNER OF SAID LOT SIX (6); THENCE NORTH 89 DEGREES 48 MINUTES 04 SECONDS EAST ASSUMED BEARING ALONG THE NORTH LINE OF SAID LOT SIX (6) FOR A DISTANCE OF 51.07 FEET TO THE POINT OF BEGINNING; THENCE SOUTH 01 DEGREES 15 MINUTES 20 SECONDS WEST FOR A DISTANCE OF 102.09 FEET; THENCE SOUTH 03 DEGREES 23 MINUTES 26 SECONDS WEST FOR A DISTANCE OF 42.20, THENCE SOUTH 05 DEGREES 27 MINUTES 23 SECONDS WEST FOR A DISTANCE OF 44.12 FEET PLUS OR MINUS TO THE SOUTH LINE OF SAID LOT SIX (6) AND THERE TERMINATING. The Torrens Certificate No. is 142126 PARCEL ID #: 10-53550-064-01 P R O P E R T Y A D D R E S S : 2245 Mahogany Way, Eagan, Minnesota 55122 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $269,682.24 That prior to the commencement of

Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2012 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is October 12, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: February 15, 2012 Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-1 Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2915858 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE ORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 5, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Tollie Thomas, Jr, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117026954 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp.. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on December 29, 2006, as Document No. 603367. ASSIGNED TO: U.S. Bank National Association, as Trustee for the registered holders of Mastr Asset Backed Securities Trust 2007-WMC1Mortgage Pass-Through Certificates Series 2007-WMC1 Dated: April 16, 2010 , and recorded May 18, 2010 by Document No. T662082 . LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 11, Palomino Woods, Dakota County, State of Minnesota PROPERTY ADDRESS: 14070 Heywood Path, Apple Valley, MN 55124 PROPERTY I.D: 01-56775-11-090 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Six Thousand Three Hundred Eight and 02/100 ($166,308.02) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 10, 2012 PLACE OF SALE: Sheriff`s Main

PLACE OF SALE: Sheriff s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 10, 2012, or the next business day if October 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012 U.S. Bank National Association, as Trustee for the registered holders of Mastr Asset Backed S e c u r i t i e s T r u s t 2007-WMC1Mortgage Pass-Through Certificates Series 2007-WMC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00199-2 T THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4200043 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012 2912995 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 02, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Kelly Zehoski, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 15, 2008 Dakota County Recorder Document Number: 2566342 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: August 22, 2011 Recorded: August 29, 2011 Dakota County Recorder Document Number: 2816623 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3517120077-3 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 839 Dwane St, South Saint Paul, MN 55075-1643 Tax Parcel ID Number: 36-70209-17-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 17, South Park Division No. 10, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,452.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2012, or the next business day if October 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 23, 2012 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021972F04 2914206 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: February 2, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Oak Leaf West Homeowners Association (hereinafter the "Association") which was recorded as Document No. 466846, in the Office of the Registrar of Titles of Dakota County, Minnesota, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: L o t F i f teen (15), Block One (1) in Oak Leaf P lat T h r e e , C I C N o . 3 5 0 , Dakota County, Minnesota STREET ADDRESS: 1712 East 123rd Street, Burnsville, MN 55337 T A X P A R C E L I D N O . 02-53702-01-150 2. Pursuant to said Amended and Restated Declaration, there is claimed to be due and owing as of February 2, 2012, from Janet Miriam Nelson, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $8,690.72 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after February 2, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. A writ of execution on the judgment in Dakota County District Court File No. 19HA-CV-11-34113 was returned wholly unsatisfied and the Association is abandoning its efforts to collect said judgment. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended and Restated Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on October 22, 2010, as Document No. T669774 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Amended and Restated Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 18th day of April, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 18, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. OAK LEAF WEST HOMEOWNERS ASSOCIATION

ASSOCIATION Attorneys for Oak Leaf West Homeowners Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Oak Leaf West / Nelson/ 10-7-326D) 2915570 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,500.00 MORTGAGOR(S): Jeremy Bardwell, a single man MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded: October 30, 2003 Dakota County Recorder Document Number: 2133714 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-FF1 Dated: February 27, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin Financial Corp., subsidiary of National City Bank of Indiana Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 204 5th Ave N, South Saint Paul, MN 55075-2030 Tax Parcel ID Number: 36-70300-14-160 LEGAL DESCRIPTION OF PROPERTY: Lots Fifteen (15) and Sixteen (16), in Block Fourteen (14) in South St. Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,891.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023918F01 2929167 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 1998 MORTGAGORS: Jeffrey R. Wiegand and Carolyn M. Wiegand, husband and wife. MORTGAGEE: D i s c o v e r M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded May 19, 1998, Dakota County Recorder, Document No. 1501604. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank. And thereafter assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Discover Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8724 Highwood Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-33901-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hunters Wood Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,183.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6822 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930147 3/8-4/12/12

PUBLIC NOTICE

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in interest by purchase from the Fed eral Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 16, 2003, Dakota County Recorder, Document No. 2110028. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 253 East Arion Street, West St Paul, MN 55118 TAX PARCEL I.D. #: 423400202100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Hurleys 3rd Addition to West St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,285.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 13, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11925 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916364 2/23-3/29/12

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20583 Hampshire Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-82052-730-02 LEGAL DESCRIPTION OF PROPERTY: Lot 73, Block 2, Village Creek 3rd Addition, CIC No. 346, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,168.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,090.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2914296 2/23-3/29/12

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2012. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2870 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916217 2/23-3/29/12

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2012. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2845 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916243 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2003 MORTGAGORS: David A. Rupe and Tina M. Rupe, Husband and Wife. MORTGAGEE: O p t i m u m M o r t g a g e Services Inc.. DATE AND PLACE OF RECORDING: Recorded January 13, 2004, Dakota County Recorder, Document No. 2163316. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16542 Frazer Way, Lakeville, MN 55068 TAX PARCEL I.D. #: 222117208050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 8, Donnay's Valley Park 3rd Addition, According to the Recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,505.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

�� REDEMPTION BY �� THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 17, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3726 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916294 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: February 13, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants Conditions, and Restrictions recorded as Document No. 397941 (Lakebridge Association No. 2) and as Document No. 392793 (Lakebridge Property Owners Association - a master association), which was filed in the office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Apartment No. 63, Building No. 16, Lakebridge Condominium No. 2, File #6, Dakota County, MN STREET ADDRESS: 3420 Cloman Way East, Inver Grove Heights, MN 55076 TAX PARCEL ID NUMBER: 20-44350-01-190 2. Pursuant to said Declarations, there is claimed to be due and owing as of February 13, 2012, from Tamera K. Eide, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,306.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after February 13, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. T h e D e c l a r a t i o n s , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 28, 2011, as Document No. 2832963 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declarations and granted by the owner in taking title to the premises subject to said Declarations and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 20th day of April, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 22, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. LAKEBRIDGE PROPERTY OWNERS' ASSOCIATION Attorneys for Lakebridge Property Owners' Association THOMSEN & NYBECK, P.A. By: ___________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Lakebridge/Eide/11-7-281D) 2921456 3/1-4/5/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 MORTGAGORS: Patrick J. Short and Maria V. Short, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 2, 2006, Dakota County Recorder, Document No. 2434482. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000135011 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14221 11TH Avenue South, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-84805-01-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Wood Park Plat Six COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,129.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6970 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930161 3/8-4/12/12

PUBLIC NOTICE

��

�� TAX PARCEL I.D. #: 027325002062 LEGAL DESCRIPTION OF PROP�� Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000555700 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1950 Rose Way, Hastings, MN 55033 TAX PARCEL I.D. #: 195860010506 LEGAL DESCRIPTION OF PROPERTY: Unit No. 506, Common Interest Community Number 511, A Condominium, Prairie Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,023.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,137.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10802 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916344 2/23-3/29/12

PUBLIC NOTICE

ERTY: The East 77 Feet of Lot 6, Block 2, Sunset Terrace and the West 23 Feet of Lot 13, Block 4, Sunset Terrace 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,107.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 13, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11882 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916372 2/23-3/29/12

PUBLIC NOTICE

part thereof; that there has been com pliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 17, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 17, 2012, or the next business day if October 17, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012 HSBC Bank USA, National Association, as Trustee, for the registered holders of Nomura Home Equity Home Loan, Inc. Asset-Backed Certificates, Series 2007-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00956-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4201149 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012 2914217 2/23-3/29/12

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3492 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916231 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 05, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,400.00 MORTGAGOR(S): Mike T. Reis and Tamera J. Reis, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 08, 2005 Dakota County Recorder Document Number: 2294296 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2005-1 Dated: October 20, 2011 Recorded: December 15, 2011 Dakota County Recorder Document Number: 2836855 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004676607-3 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 252 1st Ave S, South Saint Paul, MN 55075-2301 Tax Parcel ID Number: 36-32550-15-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 15, Hepburn Park Addition to the City of St. Paul, according to recorded plat thereof and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,096.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2012, or the next business day if October 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 23, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2005-1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023109F01 2910867 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 8, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 MORTGAGOR(S): Roger D Garrett, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bear Stearns Residential Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100386100002542033 SERVICER: Ocwen Loan Servicing, LLC LENDER: Bear Stearns Residential Mortgage Corp. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on February 27, 2007, as Document No. 606646. ASSIGNED TO: U.S. Bank National Association, as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2007-HE4 Asset-Backed Certificates, Series 2007-HE4 Dated: July 28, 2011 , and recorded August 19, 2011 by Document No. T683265 . LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, in Eureka Estates 1st Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 24220 Holyoke Path, Lakeville, MN 55044 PROPERTY I.D: 13-24660-07-030 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Forty-Four Thousand Four Hundred Twenty-Six and 30/100 ($344,426.30) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 10, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 10, 2012, or the next business day if October 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012 U.S. Bank National Association, as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2007-HE4 Asset-Backed Certificates, Series 2007-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza,

One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00497-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4197698 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012 2908695 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: D u k e G e o r g e T r i funov, Jr., a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2006, Dakota County Recorder, Document No. 2397388. ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank, National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage pass-through Certificates,Series 2006-BNC 1. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183249 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1141 South 8TH Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32100-03-210 LEGAL DESCRIPTION OF PROPERTY: The North half of Lot 20 and all of Lot 21, Block 3, Hauses Addition to South St. Paul, together with the West half of vacated alley adjoining which accrued thereto by reason of vacation thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,583.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. US Bank, National Association as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11901 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930246 3/8-4/12/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 MORTGAGORS: N a r y S a o a n d Tanratha Soeung, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 29, 2004, Dakota County Recorder, Document No. 2271227. ASSIGNMENTS OF MORTGAGE: Assigned to: Beal Bank SSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100273100007656743 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: M&I Bank FSB RESIDENTIAL MORTGAGE SERVICER: Beal Bank SSB MORTGAGED PROPERTY ADDRESS: 6389 Lower 161 Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117702090 LEGAL DESCRIPTION OF PROPERTY: A certain tract or parcel of land in Dakota County, in the State of Minnesota. Described as follows: Lot 9, Block 2, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,117.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012. Beal Bank, S.S.B. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-41 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930231 3/8-4/12/12

PUBLIC NOTICE

Recorded May 23, 2001, Dakota County Recorder, Document No. 1776744. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc.. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 124 9th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368430014003 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Windsor Addition to South St. Paul, Minn. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,201.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,453.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __October 10, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2914281 2/23-3/29/12

PUBLIC NOTICE

MN 55337 TAX PARCEL I.D. #: 021833402190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Country View Estates Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,590.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2641 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916195 2/23-3/29/12

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 17, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3128 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2915655 2/23-3/29/12

PUBLIC NOTICE

�� unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 13, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11920 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916353 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 MORTGAGOR: LaurieAnn M. Christopherson, a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 18, 2005, Dakota County Recorder, Document No. 2352637. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. And thereafter assigned to: U.S. Bank National Association, as Trustee for Stanwich Mortgage Loan Trust, Series 2011-4. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074391160 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC MORTGAGED PROPERTY ADDRESS: 13920 Autumnwood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830021203 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 3203, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,175.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

�� GAGE: None ��

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"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2012. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2916188 2/23-3/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 MORTGAGOR: Thomas F. Vanhorn, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 9, 2005, Dakota County Recorder, Document No. 2329379. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000099365 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 758 Evergreen Knolls, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 272490001090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Evergreen Knolls 1st Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,899.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee

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�� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3540 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923624 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,520.00 MORTGAGOR(S): Susan Reishus-LaBounty, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218119 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWMBS INC., CHL MORTGAGE PASS-THROUGH TRUST 2004-12, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-12 Dated: August 19, 2012 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831404 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700037241292 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15834 Fleet Trl, Apple Valley, MN 55124-6013 Tax Parcel ID Number: 01-63402-30-352 LEGAL DESCRIPTION OF PROPERTY: Unit No. 352, CIC No. 280, Regatta Courthomes II, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,632.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWMBS INC., CHL MORTGAGE PASS-THROUGH TRUST 2004-12, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022769F01 2929135 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Domingo Delos Santos and Lerma Delos Santos, husband and wife MORTGAGEE: Pillar Mortgage Services Corporation DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341590 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 12, 2005 Recorded: November 10, 2005 Dakota County Recorder Document Number: 2379686 And assigned to: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Dated: November 18, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626119 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004212821 Lender or Broker: Pillar Mortgage Services Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1426 Circle Dr, Burnsville, MN 55337-5804 Tax Parcel ID Number: 02.82202.02.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Vista View 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,727.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F02 2925744 3/8-4/12/12

PUBLIC NOTICE

MORTGAGOR:Miriam Attias Magana, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 29, 2007, Dakota County Recorder, Document No. 2520372. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000859872 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15587 Eagles Nest Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805230403 LEGAL DESCRIPTION OF PROPERTY: Unit No. 403, CIC Number 484, A Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,425.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,550.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3112 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923762 3/1-4/5/12

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 1094 Gorman Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424860000260 LEGAL DESCRIPTION OF PROPERTY: Lots 25 and 26 in Fred Michel's Sub COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,753.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3727 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923838 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 06, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,800.00 MORTGAGOR(S): Sarah Oster and Jay Oster, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Summit Mortgage Corp., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: February 25, 2004 Dakota County Registrar of Titles Document Number: 0530960 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: November 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000106976 Lender or Broker: Summit Mortgage Corp. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130995 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6341 Beckman Ct, Inver Grove Heights, MN 55077-2167 Tax Parcel ID Number: 20-65951-02-170 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Two (2) in SALEM HILLS FARM SECOND ADDITION, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,693.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023400F01 2917161 3/1-4/5/12

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012 , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12035 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923500 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 2 , 2003 MORTGAGOR: Angela J. Brickley, a single person. MORTGAGEE: River City Mortgage Corp. DATE AND PLACE OF RECORDING: Recorded November 3, 2003, Dakota County Recorder, Document No. 2135183. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4417 Naper Bay, Eagan, MN 55122 TAX PARCEL I.D. #: 101779102097 LEGAL DESCRIPTION OF PROPERTY: Unit 97, Cliff Lake Courthomes, Common Interest Community No. 125, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $71,102.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

��

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3412 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923807 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,200.00 MORTGAGOR(S): Mark R. Chalmers, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 26, 2007 Dakota County Recorder Document Number: 2546357 AND CORRECTIVE MORTGAGE RECORDING: December 08, 2008 Dakota County Recorder Document Number: 2625836 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Dated: January 12, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002343395-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23 Arbor Ln, Farmington, MN 55024-8454 Tax Parcel ID Number: 14.15304.03.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Bristol Square Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $227,223.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022197F01 2929153 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2010 MORTGAGOR: Bradley Plowman, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered July 27, 2010, Dakota County Registrar of Titles, Document No. T665248, Certificate of Title No. 149405. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021263859 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 14620 Garrett Avenue #210, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018140101124 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 210 and Garage Unit No. 59 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $67,741.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930436 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,359.00 MORTGAGOR(S): Brian Lee Sandberg, Husband and Sheryl J. Sandberg, Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nomi-

Registration Systems, Inc., as nomi nee for Suntrust Mortgage, Inc. its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2008 Dakota County Recorder Document Number: 2616384 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: September 21, 2011 Recorded: September 22, 2011 Dakota County Recorder Document Number: 2820586 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402834914057 Lender or Broker: Suntrust Mortgage, Inc Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 773 Evergreen Ct, Burnsville, MN 55337-4672 Tax Parcel ID Number: 02-84810-01-065 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Wood Park Plat Eleven, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,249.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022331F03 2920294 3/1-4/5/12

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Lot 3, Block 1, Hidden Valley, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $273,662.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3611 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923853 3/1-4/5/12

PUBLIC NOTICE

�� beginning of the line to be described; thence deflect 97 degrees 32 minutes 00 seconds right 52.64 feet; thence deflect 28 degrees 15 minutes 00 seconds left 75.06 feet to the South line of said Lot 9,Block 1 of RADANT'S SUBDIVISIONOF LOTS 1 AND 19 OF ALBRECHT'S OUTLOTS TO DAKOTA COUNTY and said line there terminating, and which lies Easterly of the following described line: Commencing at the Northwest corner of said Lot 8; thence East along the North line thereof 2.16 feet to the point of beginning of the line to be described; thence South 99.06 feet to a point on the South line of said Lot 7 distant 22.76 feet East of the Southwest corner of said Lot 7 and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$181,223.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 17, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3446 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2918862 3/1-4/5/12

PUBLIC NOTICE

�� PROPERTY�� ADDRESS: 1989 Badger

Court, Eagan, MN 55122 PROPERTY I.D: 10-48050-01-082 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Forty-Nine Thousand Eight Hundred Twenty-Five and 04/100 ($249,825.04) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 17, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 17, 2012, or the next business day if October 17, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2012 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2 0 0 7 - H E 5 M o r t g a g e Pass-Through Certificates, Series 2007-HE5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00239-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4203570 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012, 04/05/2012 2918967 3/1-4/5/12

PUBLIC NOTICE

��

�� by the mortgagor(s), their said sale�� personal representatives or assigns �� thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 21, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3310 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923865 3/1-4/5/12

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3480 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923815 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 MORTGAGORS: John W. Gibson and Karen Y. Gibson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 2, 2006, Dakota County Recorder, Document No. 2434474. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908365732 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8764 Brunell Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201177702203 LEGAL DESCRIPTION OF PROPERTY: Unit No. 203, Common Interest Community No. 306, a Condominium, the Gables at Arbor Pointe, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,899.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3377 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923802 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $347,000.00 MORTGAGOR(S): John Strangis, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for EquiFirst Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100200100095836817 SERVICER: Ocwen Loan Servicing, LLC LENDER: EquiFirst Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on August 3, 2006, as Document No. 595324. ASSIGNED TO: DEUTSCHE BANK NATIONAL TRUST COMPANY As Trustee for the registered holder of Soundview Home Loan Trust 2006-EQ1 Asset-Backed Certificates, Series 2006-EQ1 Dated: December 13, 2011 , and recorded January 24, 2012 by Document No. T690492 . LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-six (26), Block One (1), in Rode`o Hills, according to the recorded plat thereof, Dakota County, Minnesota PROPERTY ADDRESS: 13335 Huntington Circle, Apple Valley, MN 55124 PROPERTY I.D: 01-64500-01-260 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Fifty-Nine Thousand Four Hundred Forty-Five and 03/100 ($359,445.03) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 17, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 17, 2012, or the next business day if October 17, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2012 DEUTSCHE BANK NATIONAL TRUST COMPANY As Trustee for the registered holder of Soundview Home Loan Trust 2006-EQ1 Asset-Backed Certificates, Series 2006-EQ1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00512-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4205688 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012, 04/05/2012 2920274 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 MORTGAGORS: A m y E . D e l i s a n d Michael L. Delis, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528153. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1009 April Place, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-71226-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Southcross Woods 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,441.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12045 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923654 3/1-4/5/12

PUBLIC NOTICE

County Registrar of Titles, Document No. 608125, Certificate of Title No. 142235. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100112065738675509 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgageit, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13728 Hemlock Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018419502030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, CIC No. 324, Wildwood Sixth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $195,491.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 22, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 21, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6887 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2924042 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: March 1, 2012 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: July 29, 2002 2. Mortgagors: Koshak Properties, LLC 3. Mortgagees: M&I Marshall & Ilsley Bank 4. Recording Information: Recorded on September 27, 2002, as Document Number 1941266, in the Office of the County Recorder of Dakota County, Minnesota. 5. Assignments of Mortgage, if any: Not applicable. M&I Marshall & Ilsley Bank has changed its name or identity to BMO Harris Bank National Association as a result of merger, consolidation, amendment to charter or articles of incorporation, or conversion of articles of incorporation or charter from federal to state, state to federal, or from one form of entity to another. For additional assignments of Mortgage, provide the relevant information below. Not applicable. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 02-31900-03-021 7. Legal description of the mort-

7. Legal description of the mort gaged premises: The West 90 feet of Lot 1, and the East 70 feet of Lot 2, Block 3, Happe Properties Commercial Park, Dakota County, Minnesota Abstract Property 8. The physical street address, city, and zip code of the mortgaged premises: 1831 121st Street East, Burnsville, MN 55337 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are: Not applicable. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is: Not applicable. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $514,400.00. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $432,944.46. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on April 13, 2012, 10:00 a.m., in the lobby of the Dakota County Sheriff's Office located at the Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on: Not applicable. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee or Mortgage Assignee: BMO Harris Bank National Association Name and address of Attorney for Mortgagee or Mortgage Assignee: David J. Yung Barnes & Thornburg LLP 225 S. 6th Street, Suite 2800 Minneapolis, MN 55402 2924191 3/1-4/5/12

PUBLIC NOTICE

��

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11822 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923641 3/1-4/5/12

PUBLIC NOTICE

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3724 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923727 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 29, 2008 MORTGAGORS: M i c h a e l J a n a c h o vsky and Janice Janachovsky, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 10, 2008, Dakota County Recorder, Document No. 2617497. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248908090013107 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., dba Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17164 Eagleview Way, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-44076-15-082 LEGAL DESCRIPTION OF PROPERTY: Unit No. 82, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,046.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,589.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 20, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6888 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2922094 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,500.00 MORTGAGOR(S): Richard Boals, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378870 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Dated: January 13, 2010 Recorded: January 14, 2010 Dakota County Recorder Document Number: 2707775 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700010176215 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3898 Rahn Rd, Eagan, MN 55122-1523 Tax Parcel ID Number: 10-84700-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Woodhaven Addition and an undivided 1/4 interest in Lot 1, Block 1, Woodhaven Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,971.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust

Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010725F03 2921622 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): James T. Anderson and Ronica E. Anderson, husband and wife MORTGAGEE: America's Wholesale Lender DATE AND PLACE OF REGISTERING: Registered: October 21, 2005 Dakota County Registrar of Titles Document Number: 577392 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-AB4 Dated: January 11, 2012 Registered: January 17, 2012 Dakota County Registrar of Titles Document Number: T690131 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 104847 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13607 Fordham Ave, Apple Valley, MN 55124-4122 Tax Parcel ID Number: 01.31000.500.05 LEGAL DESCRIPTION OF PROPERTY: Lot 50, Block 5, in Greenleaf First Addition according to the plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $235,375.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next business day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As T r u s t e e F o r T h e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-AB4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017234F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

�� The above referenced sale scheduled for March 02, 2012 at 10:00 AM has been postponed to June 04, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 28, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As T h e F o r T r u s t e e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-AB4 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017234F02 2924922 3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder Document Number: 2503434 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 06, 2011 Recorded: February 15, 2011 Dakota County Recorder Document Number: 2786397 And assigned to: Aurora Bank FSB Dated: November 08, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number: 02-73251-04-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,849.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F05 2919433 3/1-4/5/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2005 MORTGAGORS: Joseph Ackert and Amy Ackert, husband and wife. MORTGAGEE: C i t i M o r t g a g e , I n c . , s/b/m with ABN AMRO Mortgage Group, Inc.. DATE AND PLACE OF RECORDING: Recorded July 25, 2005, Dakota County Recorder, Document No. 2343433. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7293 159TH Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011165301040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Apple Ponds 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,200.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 17, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2922125 3/1-4/5/12

PUBLIC NOTICE

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�� National Association MORTGAGED PROPERTY ADDRESS: �� County Registrar of Titles, Document No. T660471, Certificate of Title No. 082792. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100105600028979804 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: USAA Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 50 Garden Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-28707-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Garden Homes 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,698.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3502 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923776 3/1-4/5/12

PUBLIC NOTICE

16440 Havelock Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-32902-080-05 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Highview Heights 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $286,680.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11942 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923703 3/1-4/5/12

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 17, 2012. Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2539 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923568 3/1-4/5/12

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12015 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923477 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 MORTGAGORS: M i c h a e l C . D o y l e and Kathleen A. Doyle, husband and wife. MORTGAGEE: Anchor Bank, West Saint Paul, N.A.. DATE AND PLACE OF RECORDING: Registered June 8, 2004, Dakota County Registrar of Titles, Document No. 538991, Certificate of Title No. 108959. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Anchor Bank, West Saint Paul, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 300 Sherwood Court, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 426515101130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, in Howard Runge's 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,786.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3714 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2921956 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2005 MORTGAGORS: Tim J. Powers and Sabrina Powers, husband and wife. MORTGAGEE: NationPoint. DATE AND PLACE OF RECORDING: Recorded May 16, 2005, Dakota County Recorder, Document No. 2322247. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation. And thereafter assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NationPoint RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 14386 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14700-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Bloomfield, Common Interest Community No. 250, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,164.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN

UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 29, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 28, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 28, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 24, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 1, 2012. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2927626 3/8/12

PUBLIC NOTICE

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mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10257 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 12, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 5, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10257 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2929638 3/8/12

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2922003 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 MORTGAGOR(S): Holly Ann Alojado, A Single Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for MLSG, INC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100094000000321617 SERVICER: Ocwen Loan Servicing, LLC LENDER: MLSG, INC.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 27, 2005, as Document No. 2344458. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-HE6, Asset Backed Pass-Through Certificates Dated: December 22, 2008 , and recorded January 13, 2009 by Document No. 2630792 . LEGAL DESCRIPTION OF PROPERTY: Wilderness Run 5th Addition, Lot 17, Block 3, Dakota County, Minnesota. PROPERTY ADDRESS: 1346 Easter Lane, Eagan, MN 55123 PROPERTY I.D: 10-84354-03-170 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Seven Thousand Three Hundred Seventy-Seven and 04/100 ($177,377.04) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 17, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 17, 2012, or the next business day if October 17, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-HE6, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00958-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4201640 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012, 04/05/2012 2915010 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $305,000.00 MORTGAGOR(S): Maxwell A. Afram and Joyce S. Quarshie, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368561 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Dated: May 05, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805150 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057607976 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14057 Belmont Trl, Rosemount, MN 55068-4964 Tax Parcel ID Number: 34-14501-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Biscayne Pointe Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,443.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon

The Bank Of New York Mellon FKA The Bank Of New York As T h e F o r T r u s t e e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021875F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2011 at 10:00 AM has been postponed to October 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 23, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As T r u s t e e F o r T h e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 31, 2011 at 10:00 AM has been postponed to December 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 24, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As T r u s t e e F o r T h e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 01, 2011 at 10:00 AM has been postponed to January 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As T r u s t e e F o r T h e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2012 at 10:00 AM has been postponed to February 01, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As T r u s t e e F o r T h e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 01, 2012 at 10:00 AM has been postponed to March 07, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 25, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As F o r T h e T r u s t e e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 07, 2012 at 10:00 AM has been postponed to April 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 29, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As T r u s t e e F o r T h e Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021875F01 2925373 3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Shawn Knuth and Machelle Knuth husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 27, 2006 Dakota County Recorder Document Number: 2415634 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders

�� Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC 4 Dated: July 14, 2010 Recorded: July 19, 2010 Dakota County Recorder Document Number: 2741247 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005853763 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16611 Havelock Ct, Lakeville, MN 55044-6243 Tax Parcel ID Number: 22-32901.01.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highview Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,170.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As F o r T h e T r u s t e e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003946F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2011 at 10:00 AM has been postponed to August 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As F o r T h e T r u s t e e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 01, 2011 at 10:00 AM has been postponed to September 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As T r u s t e e F o r T h e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

�� SALE �� MORTGAGE�� FORECLOSURE

The above referenced sale scheduled for September 01, 2011 at 10:00 AM has been postponed to October 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As T r u s t e e F o r T h e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2011 at 10:00 AM has been postponed to December 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As T r u s t e e F o r T h e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2011 at 10:00 AM has been postponed to January 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 08, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As T r u s t e e F o r T h e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2012 at 10:00 AM has been postponed to February 02, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As T r u s t e e F o r T h e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 02, 2012 at 10:00 AM has been postponed to March 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 26, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As T r u s t e e F o r T h e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2 0 0 6 - O C 4 , M o r t g a g e Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 06, 2012 at 10:00 AM has been postponed to April 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 28, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As T r u s t e e F o r T h e Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage PassThrough Certificates, Series 2006-OC4 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003946F03 2924912 3/8/12

32A

Dakota Arts

March 8, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

A little bit Houdini, a little bit rock’n’roll ‘Theatre of Illusion’ coming to the Burnsville PAC March 8 by Andrew Miller

Dakota County Tribune

Kevin Spencer was doing some yard work outside his home at the foot of the Blue Ridge Mountains in Virginia when he got an unexpected call from an old friend. On the line was worldrenowned illusionist David Copperfield, calling to congratulate Spencer and his wife, Cindy, on being named 2010’s International Magicians of the Year. “I didn’t even know I’d been nominated,” Spencer said with a laugh. “That was a really cool moment. (Copperfield) told me I’d be getting a call in a little while with the official announcement. And he told me that I should sound surprised.” The award given out by the International Magicians Society put the Spencers in some elite company. Past recipients include Penn and Teller, Criss Angel and Copperfield himself. The Spencers will be bringing their touring show, “Theatre of Illusion,” to the

Burnsville Performing Arts Center on March 8. If you go, expect more than card tricks and rabbits being pulled from hats. The emphasis, Spencer said, is on the spectacle. “I personally believe magic has the ability to captivate an audience the way music and dance and theater do,” he said. “The show has all of the great elements of Broadway combined with the high energy of a rock concert. Magic is just the vehicle that moves the show along.” One of the tricks at “Theatre of Illusion” involves Spencer walking through a wall of concrete blocks. According to Spencer, the trick was pioneered in 1914 by Harry Houdini, who only performed the feat for a few months before abandoning it, and it hadn’t been attempted by another magician until Spencer gave it a go a few years ago. There are also some magic-act standards in the show, such as the classic sawing-alady-in-half routine.

“I learned a long time ago there are some illusions audiences expect a magician to do,” Spencer said. “I do cut a lady in half, but hopefully it’s done in a way they’ve never seen before.” The Spencers’ stop in Minnesota will include a visit to the Courage Center in Burnsville where they’ll present their “Healing of Magic” program, using magic tricks as a healing tool for the physically challenged. They also plan to visit local schools with their “Hocus Focus” program, which incorporates magic into curriculum for students with autism and developmental disabilities. Tickets for “Theatre of Illusion” range from $15-$39 and are available in person at the Burnsville PAC box office and through Ticketmaster at (800) 982-2787 or Ticketmaster.com. More about “Theatre of Illusion” is at www.spencersmagic.com. Andrew Miller is at andrew. miller@ecm-inc.com.

Photo submitted

Kevin Spencer incorporates both original and classic tricks into his act. “I learned a long time ago there are some illusions audiences expect a magician to do,” Spencer said. “I do cut a lady in half, but hopefully it’s done in a way they’ve never seen before.”

Theater and Arts Briefs

A bit of the Irish

Mystery dinner theater deals a deadly hand

Eagan Theater Company will present “Dealt a Deadly Hand: Murder at the Pocono Royale Casino” at 6 p.m. Friday, March 16, at the Eagan Community Center, 1501 Central Parkway. This mystery dinner show spoofs the movie “Casablanca” and the American dream of winning the jackpot. Tickets are $35 and are available at Eagan Parks and Recreation, 3838 Pilot Knob Road, or by calling (651) 675-5500. Proceeds will benefit Eagan 55 Plus/Seniors and the Eagan Theater Company. Photo submitted

Locklin Road will celebrate the cultural heritage of Ireland with live Irish music in a publike setting at the Lakeville Area Arts Center at 7:30 p.m. Saturday, March 17, St. Patrick’s Day. The venue will provide an assortment of Irish-influenced appetizers, dessert, coffee, and a cash bar. Tickets are $15 and are available at the Lakeville Area Arts Center, 20965 Holyoke Ave. Advance purchase is recommended. Call (952) 985-4640 for more information.

Home Free to perform at Lakeville Area Arts Center Home Free, an a cappella group, will perform at 7:30 p.m. Saturday, March 10, at the Lakeville Area Arts Center, 20965 Holyoke Ave.

Home Free combines comedy and music for an evening of entertainment for all ages. Tickets are $15 for adults

and $8 for seniors/students. Tickets are available at the arts center. For more information, call (952) 985-4640.

ShamROCKS and Shenanigans music festival March 17

Best Western Premier Nicollet Inn, 14201 Nicollet Ave S., Burnsville, will present ShamROCKS and Shenanigans, an all-day rock ’n’ roll Irish celebration on March 17, St. Patrick’s Day. Performances will include Momentary Lapse of Floyd, Ipso Facto, Wishful Sinful featuring Jef Cerniak, Saints of Circumstance and more. A pool party will begin at 3 p.m. with a special musical guest. All-night music in the ballroom will start at 5:30 p.m. with doors opening at 5 p.m. Tickets are available at www.jambasetickets.com, $10 in advance, $15 at the

show. Adults only. A special room rate will be available. Call (952) 4352100 for more information.

‘Caribbean Cruise Conspiracy’ dinner theater set

Mr. Mystery Productions will present “Caribbean Cruise Conspiracy” at 7:30 p.m. Saturday, March 10, at the Apple Valley American Legion, 14521 Granada Drive. Tickets are $33 and include admission and mystery dinner participation, prime rib dinner and a complimentary dessert. Doors open at 6:30 p.m. Call (952) 431-1776 for reservations.

Theater and Arts Calendar To submit items for the Arts Calendar, email: reporter. thisweek@ecm-inc.com. Call for Artists The 18th annual Eagan Art Festival is now accepting artist applications for World Art Celebration to be held 9 a.m. to 5 p.m. Saturday, June 23, and 10 a.m. to 5 p.m. Sunday, June 24. Applications can be completed online or on paper and must be postmarked by April 2. Find it all at www.eaganartfestival.org or email artfest@weston.borman. com with questions.

Comedy Dennis Carney and his AllStar Comedy Troupe, with special guest PizPor the Magician, 8:30 p.m. Friday, March 23, at Casa Nostra Ristorante Italiano & Bar, 20198 Heritage Drive, Lakeville. This free show is rated PG-13. Lisa Lampanelli, “The Lovable Comedy Queen of Mean,” 8 p.m. Friday, March 30, at Mystic Showroom, Mystic Lake Casino Hotel, Prior Lake. Tickets: $59, (952) 445-9000, mysticlake. com.

Concerts Foghorn Stringband from Portland, Ore., will perform at 7:30 p.m. Sunday, March 11, at St. James Lutheran Church, 3650 Williams Drive, Burnsville. Suggested donation: $15. Chamber Music Coffee Concert featuring The Vecchione/Erdahl Duo, 2 p.m. Sunday, March 18, at the Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $12 for adults and $10 for seniors and students. Tickets are available at the arts center or by calling (952) 9854640.