The extended insurance coverage also covers stolen property up to $5,000 US, and in case your baggage is delayed from your home country, you may be reimbursed up to $200 US for necessary out of pocket expenses.
Activities & Sports Package Au pairs who wish to participate in risky activities need to purchase a sport supplement covering such activities which normally are not covered, such as riding off-road vehicles, white water rafting or jet-skiing. The sports supplement is sold through the Cultural Care Au Pair offices before departure or within 2 weeks after arrival in the USA.
The Aetna Network Erika Travel Insurance has been given access to the Aetna Network, which is the largest provider network in the USA. If you visit a doctor in the Aetna network and have the extended coverage, you will pay a deductible of $35 US; with the basic coverage, this deductible is $75 US. To find an Aetna-affiliated doctor or hospital in your area, you can search the Aetna web site at www.aetna.com/docfind/erika. Should you choose to visit a doctor or hospital outside of the Aetna Network, you will be responsible for a $125 US deductible with the basic coverage and $95 US deductible with the extended coverage. Whenever you visit a doctor in the Aetna network you should not have to pay any costs up front, so be sure to mention that Erika Travel Insurance is partnered with Aetna if the doctor does not seem to be aware of this partnership. The deductible should either be paid up front or you will be invoiced for this part later.
ID card and claim forms Before departure from your home country, you will receive an insurance identification (ID) card, and you can find insurance claim forms in your Online Account. If you pay for treatment or a prescription out-of-pocket, you must complete a claim form and send it to the insurance company in order for you to be reimbursed. For more information on the insurance while you are in the USA, go to page 66 to the section called Erika Travel Insurance.
Your flight to the USA Upon finalizing your host family, you will have received your confirmed departure date. Closer to this date you will receive preliminary departure details. Most of our au pairs fly on Mondays, depending on flight availability some au pairs will also travel on a Sunday. You will be flying into New York since you will attend the Au Pair Training School before traveling to your host family. The program begins on Monday evening. We will confirm your flight once we have confirmed receipt of 1) all required documents 2) full payment of all program fees and 3) that you have successfully received your visa. Your flight details will be visible in your Online Account. If you have not received your flight 21