Colorado Springs Business Journal, February 24, 2017

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HAZLEHURST: PUEBLO FOLLOWING CSU’S LEAD? 3 SMALL BIZ

ONE-ON-ONE

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WILD HAIR ALPACAS

VOLUME 27, NUMBER 49 | Feb. 24 - March 2, 2017 | $2.00

JENNIFER PETERSON

Trade group to focus on the great outdoors By Bryan Grossman

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avid Leinweber’s formula is simple: Create an umbrella organization to amplify the voice of the local outdoor recreation industry; use that collective voice to grow the number of outdoor recreation enthusiasts; and create more jobs in the industry while planting seeds for future economic development. Leinweber is the owner of Westside fishing retailer Angler’s Covey, and he founded the Pikes Peak Outdoor Recreation Alliance — initially meant to be a networking group for outdoor recreation businesses — as the Outdoor Recreation Industry Affi liation in early 2016. He has since changed its name and expanded the intent for the organization. With the plethora of outdoor opportunities at the city’s doorstep, Leinweber said, the area should be collaborating more effectively to maximize its effect on the region. He is leading the formation of a trade group meant to promote and See Outdoors page 22

Photo by Cameron Moix

New leadership for CSBJ

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t was easy to fill depa rting CSBJ Publisher Jen Furda’s shoes. All we had to do was promote three talented insiders and bring FURDA in two media and advertising heavyweights. With Furda leaving next week to become chief operating officer at the National Cybersecurity Center, the revamped CSBJ team is as follows: • CSBJ veteran Amy Gillentine Sweet will add the COO duties to her current job as editor. Mississippi-native Sweet, a University of Memphis journalism graduate, re- SWEET

located here a dozen years ago. Sweet, a multi-award-winning journalist with more than 25 years’ experience writing and editing for newspapers in Tennessee, Georgia, North Carolina, Missouri, Texas and Virginia, served as associate editor and reporter for CSBJ from 2005 to 2012. She then worked as strategic communications manager as an Apogee Engineering contractor at the Air Force Academy before returning as CSBJ’s editor nearly two years ago. “Amy will now oversee all aspects of our business and military papers, except for sales,” said Executive Editor Ralph Routon. “Her responsibilities will include circulation, design, events, finance and promotion as well as our print and digital editorial offerings.”

“Amy’s got newsprint [and digital electrons] in her blood,” added Colorado Publishing House Chairman John Weiss. “She will do a superb job in not just maintaining but building on the foundation that Jen created.” “The Business Journal is a vital part of the business community — reflecting its successes and its challenges,” Sweet said. “We will continue to help catalyze an informed dialogue within our region to facilitate sustainable economic development and strong employment opportunities.” • Jeff Moore is our new director of advertising for CSBJ as well as our three on-base papers that serve Fort Carson, Peterson Air MOORE 6

FOCUS

INSIDE

PFA water settlement ................... 5 Attracting tech companies ........... 6 YP: Sarah Martin (left).................. 7 Victory Ridge ..................................9 City Center Series........................ 15 Interstate Part 2 ......................... 20

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EDITORIAL: NEW LEADERS, SAME COMMITMENT AT CSBJ

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NORTHERN COLORADO SPRINGS For years the northern end of the city has faced some of the region’s most explosive growth.

Letter from CPH leadership Force Base and Schriever Air Force Base. Moore has excelled in the local ad market, serving the past 15 years in senior executive positions with the Colorado Springs Independent, The Gazette and Lamar Outdoor Advertising. • Taking over day-today operations of the CSBJ’s newsroom, Bryan Grossman moves up to become our new managing editor. A graduate GROSSMAN of CU-Boulder as well as Mitchell High School, Grossman joined the paper three years ago as a reporter and was promoted to digital editor in 2016. In the past, he served See CSBJ page 24


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Colorado Springs Business Journal

719-634-5905 Publisher

Jenifer Furda..................................... jenifer.furda@csbj.com Editor

Amy G. Sweet........................................ amy.sweet@csbj.com

EDITORIAL Digital Editor/Reporter

Bryan Grossman......................... bryan.grossman@csbj.com Staff Reporters

Amber Baillie...................................... amber.baillie@csbj.com John Hazlehurst, Sr. Reporter.....john.hazlehurst@csbj.com Cameron Moix..................................cameron.moix@csbj.com Copy Editor

Mary Jo Meade....................................... maryjo@csindy.com Researcher

Helen Robinson............................. helen.robinson@csbj.com

ADVERTISING Account Executives

Richard Flanders.........................richard.flanders@csbj.com Tammy Fogall................................. tammy.fogall@csmng.com Royce Gomez...................................... royce.gomez@csbj.com Vanessa Nagel................................ vanessa.nagel@csbj.com Advertising/Event Coordinator

Heather McPeak......................... heather.mcpeak@csbj.com

ART AND PRODUCTION Production Director

Ryan Hannigan................................ ryan.hannigan@csbj.com Graphic Designers

Melissa Edwards....................... melissa.edwards@csbj.com Rowdy Tompkins.........................rowdy.tompkins@csbj.com

SUBSCRIPTIONS Circulation Coordinator

Tim Kranz................................................... tim.kranz@csbj.com Subscription Sales

Mike Makinney.........................michael.makinney@csbj.com

COLORADO PUBLISHING HOUSE Chairman of the Board

John Weiss

Executive Editor Ralph Routon..................................... ralph.routon@csbj.com Accounts Payable

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Andrew Busovsky, Hannah Harvey and Lindsey Morrow

IN OUR OPINION

Subscriptions are $89.00 for 53 issues and include monthly supplements, and the Book of Lists. Serving The City of Colorado Springs and El Paso County The Colorado Springs Business Journal

Leadership changes, commitment doesn’t

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he Colorado Springs Business Journal has gone through some major leadership shifts in the past month. As a result, readers, subscribers and partners might be wondering about the paper’s future and its editorial direction. Things might change internally, but our commitment to our supporters and partners won’t be any different: We intend to continue as the premier business resource in southern Colorado, and we strive to provide news content that will help business leaders make better decisions, improve their bottom lines and increase economic activity throughout the region. We provide stories that are local, relevant and interesting, as well as news that is fair and objective. We believe that a robust business environment is the catalyst for a vibrant region — without business, the arts community wouldn’t exist, nonprofits couldn’t fulfill their missions and the region would struggle to meet education and workforce needs. We want to engage in a productive dialogue with local businesses, serving as a connector through events, conversations and sponsorships. While there will always be differing views, the Business Journal will continue to provide a voice to both sides of an issue and give readers access to all the information available in order to make an informed decision. In a political atmosphere that isn’t particularly civil — name-calling and insults have become the new national pastime — the Business Journal wants to be the source of rational conversation and dialogue to resolve differences. And we’ll continue to build on the excellent foundation built by departing Publisher Jenifer Furda with local

engagement, events and programs designed to celebrate successes, connect the business community and create wealth for business leaders. We will retain our commitment to celebrate the region’s young professionals and to connect them with experienced CEOs through our weekly features. We’ll remain dedicated to telling the stories of our small businesses and providing information and support to help startups. Furda grew the Business Journal’s subscription level to record highs, introduced it to Pueblo and southern Colorado, and paved the way for future success. We were fortunate to have her energy, enthusiasm and passion at the newspaper, and we are positive that her work for the National Cybersecurity Center will be equally successful. The NCC will absolutely benefit from her leadership style and strategy: to build a big tent and make sure everyone is engaged and involved to pave the way for success. The NCC is in great hands. And thanks to the solid foundation Jen Furda helped establish, so is the Business Journal. So this is our invitation to you: Reach out to us, to our just-promoted Managing Editor Bryan Grossman, our new Advertising Manager Jeff Moore or to Editor & COO Amy Sweet. We’ll buy you a cup of coffee and discuss how the CSBJ can be a partner for your business. We want to hear from you, as we all work together to build the kind of city where we all love to live, work and play. Colorado Springs is poised for ever-greater success — thanks in no small part to its businesses. Let us tell your stories, figure out your challenges and work to provide answers for regional challenges. After all, we’re in this together. CSBJ

We will provide stories that are local, relevant and interesting.

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(ISSN 1062-810X)(013-838) is published weekly, with two additional issues each year, by:

Publication Corporation of Colorado Springs dba Colorado Publishing Company (719) 634-5905, Fax: (719) 577-4107 235 S. Nevada Ave., Colorado Springs, Colorado 80903-1246. PERIODICAL postage paid at Colorado Springs, Colorado 80910-9651. POSTMASTER: Send address corrections to: Colorado Springs Business Journal 235 S. Nevada Ave. Colorado Springs, CO 80903 The entire contents of this publication are copyrighted by Colorado Publishing Company. Reproduction or use of content in any manner is prohibited without prior written consent.

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Reprints are a great way to highlight your company’s employees and achievements. For customized reprints of articles you see in The Colorado Springs Business Journal contact us at 719 634-5905. $150.00 for an unlimited-use PDF.

Managing Growth This icon will appear alongside stories covering regional growth in 2017. csbj.com/2017/01/06/2017-time-toplan-for-growth/

CSBJ.com Poll Would you support a sales tax to fund stormwater projects? Yes, it’s a public safety issue and the right thing to do for our neighbors.

42%

No, other avenues should be explored before resorting to a tax.

35%

Maybe, if the tax had a sunset once projects were completed.

23%

Go to CSBJ.com to vote on next week's poll: Two months into 2017, how do you feel about the course of the economy?


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Colorado Springs Business Journal

Feb. 24 - March 2, 2017

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OPINION: HAZLEHURST

Pueblo considers municipally owned power company

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esponding to ratepayer anger at Black Hills Energy, the Pueblo City Council is considering whether to begin the long process of creating a municipally owned power company. In 2005, Pueblo voters decisively rejected a proposal to create such a company, which would have acquired the local assets of HAZLEHURST Aquila, then Pueblo’s energy provider. The company that became Black Hills Energy subsequently acquired Aquila. Voters who opposed a municipal utility may have feared skyrocketing utility rates, big bills for system upgrades and unresponsive management. A dozen years later, many residents believe that Black Hills is guilty on all three counts. Would it make sense for Pueblo to follow Boulder’s lead, and try once more to create a publicly owned electric utility? Here are three predictions from a former board member of Colorado’s largest municipally owned utility — your favorite frenemy, Colorado Springs Utilities. • Your rates will go up, not down. • You’ll still have big bills for system upgrades. • Your company’s board and professional managers will seem callous, unresponsive and unconcerned with ratepayer anguish. And here’s another unpleasant truth: You probably can’t afford it. If, as Pueblo City Manager Sam Azad estimated earlier this year, buying the system might cost the city around $1 billion, the new utility would be stuck

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with tens of millions in annual debt service. It’s difficult to predict what interest rates the company would have to pay on the tax-exempt bonds that would be issued to fi nance the deal, but underwriters might insist that Pueblo and Pueblo County guarantee the securities. It’s also worth noting that council’s non-binding resolution that committed the city to relying upon 100 percent renewable energy by 2035 may further increase power costs. Compared to large investor-owned utilities such as Xcel, small municipal providers are at a disadvantage. A lot can change in the next 18 years, but presently, scale matters in electric generation and distribution. Xcel owns plants capable of producing more than 17,000 megawatts of electricity. That’s enough to serve 12.7 million homes. “We generate reliable, affordable electricity at thermal power plants where coal, natural gas, oil, biomass or nuclear fuels are used to heat water into steam to drive a turbine that produces electricity,” according to Xcel’s website. “We also have wind turbines, solar panels and hydroelectric plants that generate electricity using these clean, renewable energy resources. “We generate approximately two-thirds of our power and buy the remainder from other electricity suppliers to meet our customers’ energy needs.” Scale brings flexibility. As renewables become more competitive, Xcel has the ability to move seamlessly from fossil fuels to carbon-free energy sources, especially with customer support. Even though Colorado Springs Utilities doesn’t have to meet the same state renewable energy standards

as Xcel, residential users pay somewhat higher rates than Xcel’s Denver customers. Federal regulations forced CSU to install extremely expensive pollution control devices on two aging coal-fired power plants. In hindsight, it can be argued that CSU should have closed the downtown Drake plant and invested in a new combined cycle natural gas-fired plant, but that would have been risky. Ten years ago, coal was cheap and abundant, while natural gas prices were volatile and long-term supply contracts pricey. Xcel could have (and probably would have) closed Drake, and moved forward with or without new capacity in Colorado Springs. For CSU to do either would have been a “bet-the-company” strategy, one that might have impacted ratepayers for years to come. Pueblo’s experience with Black Hills has been painful, but the pain has been mitigated somewhat by the refusal of the Colorado Public Utilities Commission to go along with recent rate hikes (thanks, Frances Koncilja!). You wouldn’t have that recourse with a municipally owned provider — you might have to swallow rate increases or default on bond covenants. Finally, look at Boulder. Voters authorized the city to begin the process of creating a municipal utility several years ago. Negotiations with Xcel are ongoing, the city has already spent $11 million and no resolution is in sight. Note that Boulder County, with about 330,000 residents and 2016 median home sales of $615,000, is far wealthier than Pueblo County (170,000 residents, median home sales of $150,000). There’s only one conclusion: Look at this deal very, very carefully. CSBJ

Look at this deal very, very carefully.

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ONE-ON-ONE

Peterson blazes serendipitous trail I By Helen Robinson

n 2014, in the space of two late-summer weeks, Jennifer Peterson graduated with her Ph.D., sold her home in Texas and moved to Colorado Springs for her “dream job.” As executive director of Rocky Mountain Field Institute, she oversees a team of 18 staff and hundreds of volunteers, managing complex ecosystem protection projects, research and education programs and major restoration initiatives. RMFI projects during the past two years include restoring fire- and flood-damaged land in the Black Forest and Waldo Canyon burn scars, emergency stabilization of hill slopes, revegetation and erosion control, and building and restoring parks and trails, including landmarks like Garden of the Gods, Barr Trail, Kit Carson Peak and Cheyenne Mountain State Park. The new year has brought challenges for environmental protection groups nationwide, as they attempt to predict the impact of President Donald Trump’s policies for environmental regulation and funding. But Peterson said she has seen overwhelming community response to RMFI without the nonprofit even needing to “raise the political landscape” with the public or its volunteers. She recently discussed landing the job of a lifetime, the growing importance of environmental stewardship nonprofits and an unexpected rush of support for RMFI in 2017.

How did you get to Colorado Springs? I was born in Austin, Texas, into a pretty big family — I have a twin brother and three older sisters. … I’ve always loved Colorado; I’ve been coming here on vacation almost my whole life. When we graduated college in 2003, my twin brother got married and moved to Colorado Springs, and we were apart for the first time. … I found the job at RMFI through a random Google search. I have a couple of advanced degrees [in conservation and nonprofit management], so near the end of my second one I knew, ‘It’s time to move on.’ My dream was to be the director of an environmental stewardship nonprofit, never thinking I’d have the chance. I was willing to go anywhere, but I Googled ‘Colorado nonprofit job’ and RMFI came up — sure enough there was an executive director opening! It was almost too good to be true. When I saw they were located in Colorado Springs where my brother lived, it seemed like it was meant to be. … We were always really close, so it’s been a chance for us to reconnect as twins, coming back here. It’s my dream job — I feel really lucky. What attracted you to nonprofits? It’s a different connection with the community. Nonprofits have the unique ability to bridge gaps where for-profits can’t and where government entities don’t have the capacity. So nonprofits fill this niche of doing really needed work that for whatever reason isn’t getting done. … It’s the opportunity to do truly meaningful work and feel like you’re making a difference — and I knew I could match my passions with the work. Do you foresee challenges for the role of conservation nonprofits? I think change is inevitable — the extent of that change remains to be seen. So parts of us are nervous and anxious, awaiting how things will unfold. But an unexpected consequence of the result of the election has been extreme positive feedback from random people across the country and within our community, who have come to us and said, ‘I’m sick with what’s happening; I’m devastated; I don’t know what to do except I want to give back. What can I do? How can I get involved with RMFI?’ And that’s come by way of financial contributions from people just out of the blue saying, ‘I can’t impact what’s happening in D.C. right now, but I can impact what’s happening here in my community. You guys are helping protect the places I love … and you guys are who I want to support.’ We’ve had people stop in the office and say, ‘Tell me about your volunteer opportunities, tell me other ways I can get involved.’ That’s been an extremely positive but unexpected result of the election. From the environmental side … there are rumors of public lands being sold off or the EPA going away, which means environmental regulations might be reduced. All that is going to make the work we do more critical and heighten the importance of public lands and stewarding them so that future generations have the opportunity to enjoy them just as we have. From a funding standpoint that’s interesting too — who knows about any funding freezes or things happening with the federal agencies? … We haven’t gotten funding from the EPA but we get funding from federal agencies, from the Forest Service and the BLM [Bureau of Land

JENNIFER PETERSON The majority of people are here because they have that passion for the outdoors.”

See RMFI page 24 Photo by Helen Robinson


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Colorado Springs Business Journal

Feb. 24 - March 2, 2017

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Analysis: Water contaminants target of scientists By John Hazlehurst

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n a peer-reviewed study released this week by Environmental Science and Technology, four prominent scientists (including Christopher Higgins of the Colorado School of Mines) call for strict regulation and a possible worldwide ban of an entire class of fluorinated chemicals related to those that contaminated wells and drinking water systems in Fountain Valley. The contamination was subsequently linked to the use of long-chain perfluorinated substances in firefighting foam used at Peterson Air Force Base. First synthesized in the 1940s, perfluoroalkyl substances have been used in a variety of industrial and consumer applications, including cosmetics, firefighting foams, food contact materials, household product inks, medical devices, oil production, pesticide formulations, leather and apparel. Exposure to these chemicals has been linked to cancer, elevated cholesterol, decreased fertility, thyroid problems and changes in hormone functioning in adults, as well as adverse developmental effects and decreased immune response in children. This class of chemicals, including long- and shortchain, per- and polyfluorinates, doesn’t break down and can stay in the environment for thousands of years. In recent years, according to Dr. Arlene Blum of the Green Science Policy Institute, scientists have increasingly widened their focus. Rather than concentrate on a few provably toxic long-chain perfluorinates (such as those found in Fountain Valley water), they’re examining the whole family of per- and polyfluorinated substances. As long-chain PFASs are phased out worldwide, chemical companies have replaced them with thousands of chemically similar short-chain fluorinates. For scientists trying to assess the dangers of these

newly created chemicals, it’s a frustrating game of today,” said Dr. Ian Cousins, co-author of the paper whack-a-mole. and a professor at Stockholm University. “The most common current industrial practice of “We are using these chemicals in a wide range of phasing out one PFAS is to replace it with another applications where they are non-essential,” said Dr. [or multiple other] structurally similar PFASs,” the Zhanyung Wang, lead author of the article and senior study said. scientist at ETH Zurich, Switzerland. “Maybe we need “Such a strategy is easier and less costly than identithem for a Himalayan expedition, but do we really need fying a nonfluorinated substance to be used in the same them in our surf shorts or our blue jeans?” or similar process or inventing a new process that does Yet the process of mitigating hazards and removing not require PFASs. ... Such replacement strategies… will such chemicals from the environment is so expensive only increase the numbers of PFASs on the market and and time-consuming that a global ban may make sense. the difficulties in tracking them. Consequently, there is But it won’t be easy. PFASs are produced and creata proliferation of new PFASs on the ed in dozens of countries, all with market, which will likely continue their own regulations and protoin the foreseeable future.” cols. A product deemed harmful For example, long-chain PFASs in Sweden, Denmark or the United in firefighting foams have been States may seem benign or even phased out, replaced by shortuseful to regulators in China, India chain PFASs. It may take years to or Vietnam. determine whether these chem“Given the unique properties icals are as toxic as their preof PFASs,” the study concludes, decessors. And since there are “it can be challenging to identify thousands of such substances in functional alternatives in some esuse, the task of testing and monisential use categories. Let us start toring all of them would likely be the dialogue in defining ‘essential’ — Christopher Higgins impossible. and ‘non-essential’ uses of PFASs, “The chemical industry claims while simultaneously developing the replacements for the phasedsafe alternative substances and processes for those out chemicals are safe because many do not build up essential uses.” in humans like the old ones did. Nonetheless, we are As Blum concedes, some damage may be irreversible. constantly exposed if these chemicals are in the food Yet as a world-renowned mountaineer, she is hopeful. we eat or the water we drink,” Higgins said. “Current “Himalayan mountain climbers are acute optimists,” data suggest that the replacement chemicals are just as she said, “and I think that purchasers and consumers likely­­— if not more likely­— to end up in our drinking will make good decisions. IKEA, Crate & Barrel and water and in our crops.” 60 outdoor clothing companies are eliminating all “I am concerned that researchers and regulators highly fluorinated products from their products, and are continuing to focus on a few phased out chemicals rather than the thousands of related substances in use I think others will follow.” CSBJ

“Current data suggest that the replacement chemicals are just as likely­­... to end up in our drinking water and in our crops.”

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Colorado Springs Business Journal

Growing technical education and talent in the Springs By Amber Baillie

TOP SKILLS

he tech industry in Colorado Springs is hot — private and public sector cybersecurity workers are in high demand, and developments such as the National Cybersecurity Center and Catalyst Campus continue to gain momentum and national attention. But if Colorado Springs wants to attract more high-tech businesses, then science, technology, engineering and math education and technical degree programs must grow, because talent isn’t meeting demand, said Graym Sutz, branch manager of Blackstone Technology Group, which provides staff augmentation services in Colorado Springs. “We have to be able to tell the story, knowing our clients and talking about the STEM programs at universities, Catalyst Campus and the NCC,” he said. “Hopefully it will grow things locally, and we ride those coattails because those companies need the talent. A lot of people want to be here, but they wonder how they’re going to grow their career in Colorado Springs.” Companies must communicate the modern technology they’re using — such as cloud-based and opensource technologies — to attract outside business and talent, he said. “We have to educate our clients on what they need to do to make that happen as far as how they interview people, how they attract people, with relocation packages and things like that.” With the federal government restrictions making it harder to recruit technology workers abroad, Colorado Springs businesses need to invest internally, Sutz said. “If the amount of technical talent coming into this country is limited, then companies have to build it from within,” he said, adding, “We have to grow our own workforce, whether it’s company leadership teaching staff or a business hiring a consultant.”

Every Department of Defense customer Blackstone works with is requesting security talent, Sutz said. Infrastructure positions such as desktop support, help desk, systems administration and network and software engineers are also in high demand. “We’re probably working on 25 cyber positions right now,” he said. “Most of the skills I’m talking about, unemployment rates are at zero.” He said STEM graduates can start out at $50,000 a year and within two years reach between $70,000 and $90,000. “It’s amazing how much money you can make by taking the time to do some real work while you’re in school, getting the right degree from the right university and getting into the right job,” he said. Filling engineering positions has also been a struggle, Sutz said, with a high demand for mechanical, electrical and aerospace engineers in Colorado Springs and a limited number of candidates. “It’s equally as hard to find the engineering talent as it is the high-end technology talent,” he said. UCCS has multiple programs and partnerships to expand STEM education. The university also acts as the state’s affiliate university for Project Lead the Way, a national program that teaches local educators about STEM curricula in the summer. And the Bachelor of Science in Engineering Education, launched in fall 2016, specifically targets the engineering skills gap. It was created to equip students with technical expertise and teacher education training to teach in Colorado secondary schools and increase the number of professionals in STEM fields, said Peter Gorder, associate professor and chairman of the mechanical and aerospace engineering department. It includes curriculum from the College of Engineering and Applied Science and College of Education, and is a unique degree, he said.

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A program of

Photo by Amber Baillie

Josh Swan, a mechanical engineering major, uses a LulzBot TAZ 5 desktop 3D printer at UCCS.

“Students go through all engineering curriculum and receive full teacher preparation training within four years,” Gorder said. “It’s an opportunity to really understand why this curricula is useful and how to communicate the opportunities to students.” Valerie Martin Conley, dean of the UCCS College of Education, said most people don’t understand engineering as a discipline. “When I talk to local school districts, it’s clear they want more — more STEM educators, particularly in our rural areas,” she said. “There are some places where they are struggling to even get anyone in those core content math science areas. You add engineering, and there is very little in terms of individuals who would have that as their background, in terms of a teaching preparation.” CSBJ n


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Colorado Springs Business Journal

Feb. 24 - March 2, 2017

7

YOUNG PROFESSIONAL

Martin brings mindfulness to the classroom By Amber Baillie

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hroughout Sarah Martin’s life, she’s done her own thing. She’s spent time in different countries, served coffee at Starbucks and, for a while, worked in the nonprofit sector to eliminate petroleum use in transportation through such initiatives as installing public electric vehicle charging stations in Colorado Springs. At 27, Martin enrolled at UCCS and later received bachelor’s degrees in biology and philosophy, then master’s degrees in geography and environmental studies. Now a yoga instructor and geography and history lecturer at Pikes Peak Community College, she takes messages she uses at the yoga studio and weaves them into classes at PPCC. “Being at Pikes Peak reminds me how much stress people can have in their lives,” said the 38-year-old. “So at the start of class, we do a three-minute meditation and write down what we’re grateful for that day. We sit in silence and I give them some simple directives on checking in on how they feel inside their mind and body, and then give them permission to tap into their breath. “This is my third or fourth semester of doing that and I’ve received amazing feedback.” How long have you lived in Colorado Springs? I came here with my parents in 1988. We were living in Los Angeles and my dad was in manufacturing, engineering and aerospace. With his job, he was going to have to start moving around a lot and so my family decided to move to Colorado Springs because they had friends here. Why did you attend college later in life? I came back from Brazil, and I’d never seen poverty like that before. Women do not have the type of opportunities we do here, and it was really eye-opening to me. I came back, applied for financial aid and enrolled as a non-traditional student. Originally I was only study-

ing biology but I had a professor who keyed in to how I question things. She said, ‘You have a different way of seeing things and I think you should look into double-majoring in biology and philosophy.’ And I love being outside, so environmental studies and geography made sense. Where did you work after you graduated? I worked for a nonprofit called Clean Cities Coalition, which is a U.S. Department of Energy program focused on alternative fuels for transportation. I worked there for only about 18 months. It was really important and interesting information and initiatives, it just wasn’t an awesome fit for me. I’d been looking at what universities had to offer for positions and PPCC had an opening for a geography adjunct professor, so I applied and serendipitously got the job. Have you always had a desire to teach? I don’t know that I would say I’m a clear-cut teacher, but I think teaching is where my strongest skill set lies — connecting with people. Teaching does resonate with me. How often do you teach at PPCC and the yoga studio? I average out having approximately three classes per semester at PPCC and have three classes on the schedule at Hot Asana Yoga. How did you get into yoga? When I was working at Starbucks, the owner of a Core Power Yoga studio came in and gave me a free week card. Pretty quickly I enjoyed practicing yoga. I started teaching yoga at UCCS first in the rec center and then started teaching in a studio six months later. I’ve been teaching since 2008 and the type of yoga I teach is called Vinyasa, a very modern version of yoga. It includes a heated studio, quicker [movements], modern music. See Martin page 21 Photo by Amber Baillie


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Colorado Springs Business Journal

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SMALL BUSINESS

Wild Hair Alpacas Established: 2000 Employees: 2 Photo by Bryan Grossman

Peter and Barbara Ziek with young Noelle, one of the newest family members at Wild Hair Alpacas in Black Forest.

Contact: 719-495-6693; wildhairalpacas.com

Wild Hair Alpacas an adorable retirement plan By Bryan Grossman

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eter Ziek couldn’t have been much more of a city slicker during his formative years. Born in Manhattan, Ziek was raised on Long Island in the shadow of New York City’s skyline. “I grew up with a goldfish,” said Ziek, who, with his wife, Barbara, now owns 107 head of alpaca at their Wild Hair Alpacas farm in Black Forest. Part agricultural business, part service industry, part retail, the Zieks have developed a retirement plan that has been a plus for mind, body and pocketbook.

A RETIREMENT INVESTMENT It was 1999 and the two decided to visit what was billed as an exotic animal exposition in Denver. At the time, Peter was working as a manager at IBM in Colorado Springs, and Barbara was a middle school teacher in Academy District 20.

“We wandered around this coliseum that had everything from snakes and lizards to Watusi cattle,” Peter said. “They were trying to get people interested in raising animals commercially. There were elk farms and llama farms ... We came across this pen and we did a double-take. At the time, alpacas had only been in the country about 10 years.” Alpacas were fi rst imported to the U.S. as an exotic species in the mid-1980s from hubs in South America — to include Chile, Peru and Bolivia, he said. After visiting alpaca shows and farms and researching the business for more than a year, the Zieks purchased two pregnant alpacas at a total cost of about $30,000. “We went through our business scenario — If we retire in five or 10 years, and if we never sell an animal and lose it all, is it gonna kill us? “The answer was no. ... We could have weathered it,” he said.

CAREFREE LIVESTOCK

Alpacas are hardy animals that adapt to many different environments. Peter likened their personality to that of cats — intelligent and independent. The average lifespan for alpacas is also similar to a cat’s, between 15 and 20 years. They can weigh, fully grown, anywhere from 100 to 200 pounds and stand about 3 feet at the withers, where the neck and spine come together. According to Peter, there are 22 officially recognized colors, which makes clothing manufactured without dyes a selling point to consumers. As for care, Peter said they are fed hay daily because grazing in Black Forest would not provide the needed sustenance. But other than that, they are self-sufficient and need only to be tidied up after. See Alpacas page 21

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Colorado Springs Business Journal

Feb. 24 - March 2, 2017

9

Colorado Crossing plan adds name: Victory Ridge By Cameron Moix

T

northern Colorado Springs with entertainment, dining options and shopping. The partnership with Scott Hall Field of Dreams athletic complex was made possible by a unanimous vote earlier this month by Colorado Springs City Council to allow a land swap (to be done by this summer), according to Ochs. The proposed athletic complex was initially planned to go on 60 acres of undeveloped city-owned property north of Old Ranch Road and west of North Powers Boulevard. “This way, families from out of state can come in, they can stay in a hotel, go to the movies, shop and eat — not to mention the views of Pikes Peak and the mountains,” Ochs said. “I don’t think

INTERQUEST PKWY

C

RETAIL, STORAGE AND RESTAURANT PADS

A

RETAIL AND RESTAURANT PADS

RESTAURANT

HOTEL FUTURE OFFICE

EXISTING PARKING STRUCTURE

EXISTING CINEMA

VOYAGER PKWY

he developer of what was once Colorado Crossing — at the southeast corner of Interquest and Voyager parkways in northern Colorado Springs — announced Wednesday plans for the 153-acre, mixed-use development, including a new name and a partnership with the Scott Hall Field of Dreams athletic complex. Denver-based Westside Investment Partners purchased the long-abandoned development in October for $22.1 million. Principal Otis Moore said the company has renamed it “Victory Ridge” and plans to finish construction on the site’s three semi-completed structures — a 110,000-square-foot office building, a 14-screen movie theater and a large parking garage — in 3-6 months. “A lot of people looked at the Colorado Crossing site and didn’t see value,” Moore said. “We looked at it and thought there were a lot of good head-starts out there.” Plans for the remainder of the large parcel are broken into seven planning areas that include sites for future retail, restaurants, hotels and a 16-acre multi-family housing development. The most recent addition is the incorporation of a 40-acre site for the future Scott Hall Field of Dreams, which was previously slated for construction at a site roughly one mile east of Victory Ridge. Moore said he expects the fi rst phase

of new construction — located at the northwest corner of the development — to begin this year and include pad sites for 83,500 square feet of retail space. “As soon as we came under contract, companies began approaching us,” Moore said. “And as soon as we acquired it, we began the process of rebranding and redoing the master plan. … And then we began conversations with [Scott Hall Field of Dreams Executive Director Craig Ochs] and his group — we really felt like that was a game-changer in terms of what we’re able to accomplish.” The developers plan to transform the project into a “community-oriented destination for southern Colorado” that will also serve the growing population of

B

RESTAURANT ROW

EXISTING OFFICE

HOTEL, RETAIL AND RESTAURANT PADS

HOTEL

D

MULTI-FAMILY WITH FIRST FLOOR RETAIL OPPORTUNITY FIELDHOUSE

FIELD OF DREAMS

FUTURE APARTMENT

Westside Investment Partners

there is a sports complex in the country that could offer that.” Ochs said he expects groundbreaking this fall on the Field of Dreams site, slated to include eight baseball fields, 11 soccer fields and other amenities that help facilitate youth sports (the mission of the 501(c)3 organization). Ochs said the group also recently partnered with Academy School District 20 to create a state-of-the-art aquatic center at the site. Whitney Johnson and Patrick Kerschner of CBRE in Colorado Springs are representing the developer in leasing tenant space at Victory Ridge. To build out the project, the developers will contract with GE Johnson and Stresscon Corp., both lien-holders in the original Colorado Crossing development. Westside Investing Partners, active in Denver for years, entered the Colorado Springs market last year with the purchase of two large office complexes. The sale to Westside Investment Partners ended a years-long pause on the project, which began in 2008 when developer Jannie Richardson (SRKO Family Limited Partnership) ran out of funding and construction was halted. The five partially built buildings at the site total 190,000 square feet. Richardson’s initial plans for Colorado Crossing included 1,600 multi-family housing units, a water park, a 14-screen movie theater, plus office and retail space. CSBJ n

VICTORY RIDGE - OVERALL MASTER PLAN january 2017 - westside investment partners

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The Colorado Springs Business Journal is seeking a researcher for its annual publication, the Book of Lists. The Book is comprised of extensive lists of companies in every industry in Colorado Springs, and is an essential business, marketing and research tool for new and established businesses. The 75 lists are ranked based on a variety of criteria: some by revenue or assets, others by number of local employees. Some lists have six companies, some have 40 or more. The researcher is responsible for maintaining and developing the Book of Lists as a comprehensive, accurate and valuable resource for Colorado Springs businesses. We need an organized self-starter who enjoys data and detail, works to strict deadlines, is effective in organizing large volumes of information, with concise writing and outstanding proofreading skills. The researcher must think creatively about locating and confirming information, interact professionally with business leaders, and quickly learn and navigate the web-based research platform. A strong work ethic, excellent time management and communication skills, the ability to work independently while handling multiple administrative and operational tasks, and a genuine motivation to constantly improve the Book of Lists product are vital to this role.

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Colorado Springs Business Journal

Veteran employment and retention focus of conference By Amber Baillie

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entoring, accommodations for disabilities and support programs in the workplace are three things businesses can offer to increase veterans’ chances of success in post-service careers. Those ideas were shared during a panel discussion on veteran retention Feb. 15 at the Veteran Small Business and Why Hire a Veteran Conference, presented by the Pikes Peak Workforce Center and the Pikes Peak Small Business Development Center. During a breakout session, business owners and human resource specialists suggested employers consider military veterans’ past experiences and develop initiatives to make them feel valued, such as through company announcements and activities. “It’s so important that veteran employees feel like they’re a part of the team because at the end of the day, that’s what we know, to be a part of a team,” said panelist Shirley Martinez, a veteran who is an equal employment specialist and diversity advisor for Colorado Springs Utilities.

PROGRAMS AND REWARDS Martinez spent 15 years in the Army and said she knows firsthand the struggles of transitioning into the civilian workforce as a military veteran. “I started working at Colorado Springs Utilities right after I retired from the military,” she said. “I remember feeling like I didn’t belong and like no one really took me under their wing.” Martinez said it wasn’t until after Sept. 11, 2001, that the company began looking into how many of its employees were veterans, focusing on those who were on military reserve status. “Initially I didn’t reach out because I didn’t want to step on anyone’s toes, but after 9/11, I asked my boss

if I could put together a program,” she said. “We had 286 vets, and I needed to figure out what we need to do here to help them.” CSU launched its program, “Deployment to Employment,” and established a veterans committee to engage veteran hires. The committee is composed of employees who served in different military branches and CSU departments, and meets once a month. “The focus is: How do we effectively help those coming into the organization feel like this is the right decision they’ve made and how, as an organization, are we going to sustain them?” Martinez said. “It’s a process of not just saying ‘Hey, we’re glad you’re here, you’re hired, and we support vets,’ but also ‘Let’s talk along the way and make sure that you have the resources you need.’”

and then I could see some off days,” Crow-Iverson said. “I started paying attention to that and when I would see him having an off day, I would pull him out of the clinic or give him a special project.” Four years later, he is one of her best employees. “He’s never late and is extremely dedicated,” she said. “I’m really glad I took a chance and invested in him because he’s turned out to be phenomenal.”

“About 80 percent of the time an employee with a psychiatric disability is not going to disclose it to their employer.”

MANAGE EXPECTATIONS

While transitioning, military veterans need to be realistic about duties and salary. Employers need to focus on the job’s worth in the market, said Marnel Mola, a human resources consultant for Mountain State Employers Council. “It’s important to have a conversation around expectations, making sure that is what you’re basing sala— Chantal Woodyard ry decisions on,” she said. “Veterans AWARENESS may be starting over, but they’re goPsychiatric issues often have ing to advance quickly if they already the most stigma attached and are have some experience.” the least reported, said Chantal Woodyard, owner of Crow-Iverson said she usually pays veterans more Advantage Advocacy and Consulting Services. because of their skill sets, including soft skills. “About 80 percent of the time an employee with a Steven Walsh is retiring this year after 20 years in psychiatric disability is not going to disclose it to their the Air Force as a health care administrator. He said employer,” she said. “If you notice a veteran having an he attended the conference to better understand what ‘off day,’ you can certainly open the conversation to employers are looking for in veteran hires. them about maybe needing an accommodation and “I haven’t started the formal interviewing process but keeping it business-related so they feel comfortable have been massaging relationships and trying to build having that conversation with you.” networks,” he said. “The transition isn’t as smooth as Lynette Crow-Iverson, owner of drug-screening comone would hope but there are a lot of resources in our pany Conspire, has 25 full-time and part-time employcommunity. There are a lot of people who take the ees, including military veterans. She said one had served time to mentor military veterans, helping guide them for more than 12 years as an explosives expert. “After a few weeks, he was doing a really good job, through the process, which makes it easier.” CSBJ n

the colorado springs business journal�s rising stars is the leading award recognition for young professionals in the pikes peak region. we are taking the time to honor the best and the brightest this community has to offer. please join us to celebrate 24 young professionals under the age of 39 who are making a difference at their companies and within our community! * price for subscribers. additional ticket options available online

Reception March 16 5-7 pm at Cheyenne Mountain Resort

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Colorado Springs Business Journal

BY THE NUMBERS: BUS SERVICE

Feb. 24 - March 2, 2017

11

Designed by Melissa Edwards • Source: City of Colorado Springs

Mountain Metropolitan Transit Fixed-Route Bus Service Ridership 10,600 trips per day on average Ridership in 2016 was 3,120,334 Mountain Metro covers 59% of the urbanized area with fixed-route bus service provided

as far north as Research Parkway; East along the Powers corridor to Tutt Blvd.; West into Manitou Springs;

2

6

Mountain Metro has increased service hours

59%

by since 2010

South into Security and Widefield

Every 60

minutes 14

27

Every 30

10 minutes

routes

21 routes operate

1 2 Every 15

minutes

Every 20

minutes

$ 1.75 e: r a f d r a Stand outh Seniors, ybled fare: $ 0.85 and disa

on Saturdays 11 routes operate on Sundays & holidays

Operate 362 days/year

924 bus stops 48 fixed-route buses Bike-n-Bus trips in 2016 - 78,483

10 new buses coming in July of 2017 Average cost of a bus is $450,000 Average cost to run one bus, on one route, for one year $250,000

COSTALKS

coloradosprings.gov/COStalks

coloradosprings.gov/plancos

THURSDAY / MARCH 16 / 2017 DOORS OPEN 5:30 PM PROGRAM 6-8 PM @ PIKES PEAK COMMUNITY COLLEGE CENTENNIAL CAMPUS THEATER ASPEN BLDG 5675 S ACADEMY BLVD / 80906

Speakers will present emerging trends and how cities are adapting to these internal and external forces. This event offers a chance for the public to learn more about the City’s Plan COS initiative and provide input.

Event Registration: plancos-cos-talks.eventbrite.com

C


12 Feb. 24 - March 2, 2017

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Colorado Springs Business Journal

KUDOS

BUSINESS BRIEFS

Compiled by Lindsey Morrow

Submit items for Kudos, Business Briefs or People on the Move to editorial@csbj.com.

LOCAL REALTOR CELEBRATES ANNIVERSARY Bill Hourigan of The Platinum Group, REALTORS is celebrating 25 years as a real estate professional.

KAVENY EARNS AWARD Northwestern Mutual financial professional Kevin Kaveney has achieved regional top producer in helping clients reach financial security.

CARE AND SHARE ANNOUNCES HUNGER’S HOPE AWARDS Care and Share of Southern Colorado recognized the recipients of the fi fth annual Hunger’s Hope Award, a celebration of members of the community that support its mission to bridge the gap between hunger and abundance. The honorees for 2017 include The Pikes Peak Workforce Center, Cypress Semiconductor Colorado, Security Service Federal Credit Union, National Association of Letter Carriers – Branch #204, Colorado Farm to Table, Sally Sparhawk and Anne Gartin, Mark Ingles, Peregrine Loop Turkey Trot, and Loaf ‘N Jug, for their contributions to those whom are at risk for hunger. To learn more about the Hunger’s Hope Award or Care and Share, visit careandshare.org.

HEROES PROCEEDS HELP PREVENT SUICIDE AspenPointe presented the National Alliance on Mental Illness with $20,000 for Youth Mental Health First Aid training. YMHFA is a public education program that teaches to identify, understand and respond to signs of mental illness and substance abuse disorders. Proceeds for this donation were raised at the annual Heroes for Mental Health Luncheon. To learn more about Youth Mental Health First Aid visit mentalhealthfirstaid.org/cs/about/.

GRIFFIS/BLESSING EXPANDS LOCAL PORTFOLIO Besherit LLC has chosen Griffis/Blessing to manage the Mountain Shadows Professional Center. The management team responsible for operations is portfolio manager Liz Seeger, portfolio assistant Cortney Brunner and property accountant Tiffany Koschwitz. The building is located on the northwest side of Colorado Springs, 5731 Silverstone Terrace.

SALES TAX REVENUE RISES IN JANUARY Sales tax revenue continues to rise in the city of Colorado Springs, according to reports from Kara Skinner, city finance officer. The 2 percent general fund sales-and-use tax revenue is used for police, fire, street repairs and park maintenance. Additional taxes include a .62 percent road repair, maintenance and improvement tax, as well as a .4 percent public safety sales tax and a .1 percent sales tax for trails, open space and parks. The 2 percent general fund sales tax is up 11.68 percent for January from the previous month and up 9.02 percent year-to-date. In January, the city brought in $16.5 million in sales and use taxes, $5.1 million for roads, $3.3 million for public safety and more than $827,000 for parks and open space. The Lodgers and Automobile Rentals Tax — collected from hotel stays and auto rentals — is up dramatically as well. The combined LART is up 31.9 percent from December and 15.6 percent year-to-date. The hotel tax collection was $274,479 for January and the automobile rental tax brought in $41,734. The industries collecting the highest increases in sales tax collections: building materials, up 30.64 percent; hotel and motel, up 30.26 percent and business services, up 27.3 percent. Industries that dropped in January: grocery stores down 16.6 percent, utilities 5.9 percent and department stores 4.6 percent.

PEOPLE ON THE MOVE

Shanda Staggs

Mark Schnebly

Amy Rodriguez

Lauren McKenzie

Donald Sweeting

Brad Kettner

Brian Johannsen

CBRE

MidAtlantic Farm Credit

Red Energy Public Relations

Friends of Cheyenne Cañon

Colorado Christian University

Quantum Research International

C&C Stucco and Stone

Brandon Elrod

Robin E. Johnson

Jessica Lanquar

Amy Champagne

Arron Duff

Louis Riley

Mark Richardson

C&C Sand and Stone Co.

Ascending to Health

RE/MAX Properties Inc.

The Antlers

The Antlers

The Antlers

The Antlers/The Mining Exchange

New Sales Manager

Promoted to Vice President/General Manager

Promoted to Senior Vice President - Loan Operations

New Board Member

Promoted to Senior Account Executive

New Agent

New Board Member

Promoted to Associate Director Sales/Marketing

New President

New General Manager

Promotion Manager, Space and Warfighter Support Division

Promoted to Associate General Manager

Promoted to Vice President/General Manager

Promoted to Regional Director of Sales/ Catering

ROUND TABLE

March 13 David Kast

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Colorado Springs Business Journal

Feb. 24 - March 2, 2017

13

ON THE HORIZON Compiled by Lindsey Morrow

Business Development

Submit items for On the Horizon to events@csbj.com.

Networking Events

Regional Events

Tuesday, Feb. 28

Tuesday, Feb. 28

Wednesday, March 1

SBDC: Cyber CYA

PPAR: Council of Elite

Pueblo: Job Fair

Protect your business interests in an increasingly risky cyber world, $20, 9-11 a.m., Pikes Peak Small Business Development Center, 1675 Garden of the Gods Road. Go to pikespeaksbdc. org to register.

Join the Pikes Peak Association of Realtors for its council meeting and roundtable for property managers, free, 3-5 p.m., Pikes Peak Association of Realtors, 430 N. Tejon St. Register at ppar.org.

Colorado Technical University Job Fair, free, 4:30 p.m., CTU Campus, 4435 N. Chestnut St. Go to pueblochamber. org/calendar/ for more information.

Wednesday, March 1

AASC: Business to Business Join the Apartment Association of Southern Colorado to network with management companies, $100, 4-7 p.m., BluSky Restoration 6240 Lake Shore Court. Register at aacshq.org.

Join the Latino Chamber of Commerce for coffee and networking, free, 8:15 a.m., Habitat for Humanity, 1213 S. Pueblo Blvd. For more information, go to pueblochamber.org/ calendar/.

Day at the Legislature

Pueblo: Planning and Zoning

SBDC: Quickbooks Introductory class on Quickbooks Desktop Pro part 1, $75, 12:30-5 p.m., Pikes Peak Small Business Development Center, 1675 Garden of the Gods Road. Register at pikespeaksbdc.org.

Thursday, March 2 SBDC: Leading Edge Info Learn about the Small Business Development Center’s Leading Edge program curriculum, free, 12:15-1 p.m., Pikes Peak SBDC, 1675 Garden of the Gods Road. Register at pikespeaksbdc.org.

Peak Startup: GoCode Peak Startup hosts a panel discussion followed by the GoCode kickoff, free, 5:30 p.m., Epicentral Coworking, 415 N. Tejon St. Go to peakstartup.org to register.

SCORE: Workshop SmartSTART Workshop #1 Start up Basics, $15, 6-9 p.m., Catalyst Campus, 559 E. Pikes Peak Ave.

Tuesday, March 7 SCORE: 1099 Lifestyle Learn the essentials of being a successful contractor, including the difference between an LLC and a sole proprietorship, $49, 4 p.m., Downtown Studio Campus, 100 W. Pikes Peak Ave. Go to coloradosprings.score.org to register.

Wednesday, March 8 SBDC: QuickBooks Pro Learn to master QuickBooks, part two, $75, Pikes Peak Small Business Development Center, 1675 Garden of the Gods Road. Go to pikespeaksbdc. org to register.

The Pueblo Planning Commission meets, 3:30 p.m., Interim City Council Chambers, 301 W. B St.

Wednesday, March 1

Woodland Park: Lunch and Learn

Come share industry trends at the REALTAC monthly meeting, free, 8-9 a.m., Pikes Peak Association of Realtors, 430 N. Tejon St.

Thursday, March 2 HBA: Meeting Monthly membership meeting of the Housing and Building Association, free, 8:30 a.m., 4585 Hilton Parkway. Go to cshba.org for information.

PPAR: WCR Meeting Women’s Council of Realtors board meeting, free, 1-2:30 p.m., Pikes Peak Association of Realtors, 430 N. Tejon St. Go to ppar.org/Calendar/ for more information.

SCWCC: Meet and Greet Join the Southern Colorado Women’s Chamber after hours networking event, $5 for members, $15 for non/members, 5-7 p.m., The Summit, 1180 Interquest Pkwy. Go to chamber.scwcc.com to register.

Friday, March 3 SCWCC: First Coffee Join the Southern Colorado Women Chamber of Commerce for networking, free, 7:30-9 a.m., Garden Inn Plaza, 2520 International Circle. Go to chamber.scwcc.com for information.

Thursday, March 9

Tuesday, March 7

SCORE: 1099 Lifestyle

SCWCC: Networking

Learn the essentials of being a successful contractor, including the difference between an LLC and a sole proprietorship, $49, 4 p.m., Downtown Studio Campus, 100 W. Pikes Peak Ave. Go to coloradosprings.score.org/ event to register.

Pueblo: Coffee Break

The Colorado Springs Chamber of Commerce & EDC spends the day at the General Assembly in Denver, $125, 10 a.m.-6:30 p.m. Go to coloradospringschamberedc.com to register.

PPAR: REALTAC Meeting

Southern Colorado Women’s Chamber of Commerce education series 2017, Designing your Life, $30 for members, $40 for non-members, 4:307 p.m., Catalyst Campus, 555 E. Pikes Peak Ave. Register at chamber.scwcc. com/events/details.



Thursday, March 2

Join the Woodland Park Chamber of Commerce for its lunch and learn series, $15 for members, $25 for non-members, 11:30 a.m.-1 p.m., Ute Pass Cultural Center, 210 E. Midland Ave. Go to chamberorganizer.com/ Calendar/ to register.



              

Tri-Lakes: Breakfast



Join the Tri-Lakes Chamber of Commerce for a networking Breakfast, $30 Membership fee, 7:30-9 a.m., TriLakes Chamber Visitors Center, 166 Second St. Go to trilakeschamber. com/chamber-networking-breakfast for more information.

    

Pueblo: Happy Hour Join the Pueblo Latino Chamber of Commerce for happy hour, 5 p.m., location to be announced. Call 719-5425513 for more information.

Tuesday, March 7 Tri-Lakes: Business Accelerators

   



Join the Tri-Lakes Chamber of Commerce for business networking, first visit free, 8-9 a.m., Fairfield Inn and Suites, 15275 Struthers Road. Go to trilakeschamber.com/events-calendar to register.

Wednesday, March 15 Tri-Lakes: Millennials at work Join the Tri-Lakes Chamber of Commcer for its monthly educational session, 11:30 a.m.-1:30 p.m., TriLakes Chamber of Commerce, 166 Second St., Monument. Register at trilakeschamber.com.




14 Feb. 24 - March 2, 2017

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Colorado Springs Business Journal

BY THE NUMBERS: STRUCTURAL UNEMPLOYMENT AND THE ELECTION Information provided by the UCCS College of Business Southern Colorado Economic Forum

— Tatiana Bailey, executive director of the Southern Colorado Economic Forum

Graph 1. Civilian Par8cipa8on Rate 75 73 71 Percentage

69 67 65 63 61 59 57 55

Recession

Civilian Par8cipa8on Rate SA

Source: Bureau of Labor Sta8s8cs

Graph 2. U.S. Monthly Job Openings (000's) 6,000 5,000 4,000

Job Openings

Regardless of political affiliation, most individuals would agree the 2016 U.S. presidential election had a surprising outcome. Some would even call it ironic, since much of President Donald Trump’s platform centered on re-establishing an economically viable base for U.S. workers left behind because they do not fit well into today’s economy, which does not have the manufacturing base of 50-plus years ago. Ironically, it has typically been the Democratic Party that has been labeled the guardian of the middle- and lower-income echelons. Consider that the Democratic Party has usually been affiliated with unions, and yet many states that are considered union bastions voted Republican (e.g. Michigan). This highlights the Democratic Party does not appear to be fully connected to what used to be its core constituency. Aside from the party observations, the election highlights another important point. Structural unemployment is mostly encapsulated in what economists call the U-6 rate. The headline unemployment figure is the U-3 rate, and it only counts individuals who have been looking for work in the past four weeks. For 2016, the U-3 rate was 4.9 percent in the U.S., 3.3 percent in the state and 3.8 percent in the county. Most economists say that the “natural” rate of unemployment is around 4.5 percent, which would incorporate churn implicit in fluctuating business needs and employee job preferences. This makes the 2016 national 4.9 percent unemployment rate look pretty decent, and it makes our state and regional economies look stellar. However, if we look at the U-6 rate in January, it was 10.1 percent (not seasonally adjusted). The U-6 rate includes those marginally attached to the labor force, plus part-time workers who would rather work fulltime. In January, there were 1.8 million people marginally attached to the labor force — individuals who wanted and were available for work, had looked sometime in the past 12 months, but were not counted as unemployed because they had not looked for work in the past four weeks. Approximately 30 percent of these 1.8 million marginally attached workers were “discouraged workers,” those no longer looking for work because they didn’t feel they had the requisite skill sets, or they could not find a job with a worthwhile wage. In addition, there were 6.2 million part-time workers in the U.S. who would have preferred full-time work. Another important indicator is the length of unemployment. In January, there were 1.9 million workers who were long-term unemployed, or jobless for 27 or more weeks. These long-term unemployed comprise 24.4 percent of the unemployed, meaning about one quarter of the unemployed counted in the mainstream (U-3) unemployment rate have been looking for work at least six months. These numbers help explain the decline in the proportion of the population participating in the labor force over the past 17 years (Graph 1). Although the declines have stabilized, both of these rates are well below 2001 levels. These declines are not all due to the aging population either: In January the U-3 rate for 20-24-year-olds was 9 percent whereas it was 3.8 percent for 55-64-year-olds [Bureau of Labor Statistics]. All these statistics point to significant, untapped productivity in the U.S. Yet the number of job openings has been robust and, in fact, increasing since August 2009 (Graph 2). This underscores a structural disconnect that is apolitical. We have millions of people who do not feel they fit into today’s American economic structure. Unfortunately, such structural issues do not typically have a quick fix, as they call for fundamental changes in how we perceive and approach the long-term journey of training and education. Proactive communities are creating workforce asset maps that audit existing, local job openings against their education and training programs. Colorado Springs has started on this endeavor and it is a move in the right direction.

3,000 December, 2016: 5,501,000 (up 151% from July, 2009)

2,000 1,000 0

Recession

Non-Farm Job Openings

Source: Bureau of Labor StaPsPcs, seasonally adjusted

To receive the monthly four-page dashboard as an Economic Forum sponsor, contact Tatiana Bailey at tbailey6@uccs.edu or 719-255-3661

Your partner through every new opportunity. cobizbank.com Part of CoBiz Bank • Member FDIC


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Colorado Springs Business Journal

Feb. 24 - March 2, 2017

15

City Center Series to feature film festival By Cameron Moix

A

lthough the philosophy of “New Urbanism” is more than 30 years old, the concept continues to gain relevance in cities like Colorado Springs — where an upcoming film festival will address the topic. “New urbanism is not just about architecture or urban planning — it’s about making places livable,” said Susan Edmondson, president and CEO of the Colorado Springs Downtown Partnership. “More and more I see a desire in our community — not just in our downtown, but throughout — to make our city spaces as inviting and accessible as our incredible outdoor environment.” The Downtown Partnership will host a “New Urbanism Film Festival” as part of its City Center Series, a program addressing topics pertaining to making cities such as Colorado Springs more livable, enjoyable and sustainable. The event, scheduled for 6 p.m. Feb. 27 at Colorado College’s Cornerstone Arts Center, will feature 10 short films that span 90 minutes and are intended to initiate dialogue about how to improve the community. New Urbanism arose in ’80s America to address suburban sprawl and promote well-rounded, environmentally friendly and easily accessible cities. The 1993 charter for the Congress for the New Urbanism (the movement’s organizational body) states that: “Neighborhoods should be diverse in use and population; communities should be designed for the pedestrian and transit as well as the car; cities and towns should be shaped by physically defined and universally accessible public spaces and community institutions; urban places should be framed by architecture and landscape design that celebrate local history, climate, ecology, and building practice.” According to its organizers, the film festival is also intended to illustrate how city design affects the lives of residents on a day-to-day basis.

“We can talk a lot about concepts, but to see moving images on-screen and hear from people in a variety of communities all across the globe in one evening really lights a spark,” Edmondson said. “These aren’t just mega-cities featured in the films. We’re also featuring cities like Fresno and Salt Lake City. I think what will make this evening great is our local ‘responders,’ who will provide context relevant to our own community after each of the short films airs.” Those responders include Hannah Parsons, chief economic development officer of the Colorado Springs Chamber & EDC; Ryan Tefertiller, urban planning manager for Colorado Springs; Mattie Albert, assistant election manager for El Paso County; and John Olson, director of urban design and landscape for Altitude Land Consultants. The emcee will be Warren Epstein, executive director of marketing and communications for — Susan Pikes Peak Community College. Films include: • Built to Last, a film discussing the topic of new urbanism and how it can inform building more sustainable cities; • Denver ALMOST has One of the World’s Greatest Public Squares, a film by Colorado filmmaker Chris Jones that explains what makes good public spaces. • Cerebral City, discussing Melbourne’s redevelopment of alleyways into pedestrian plazas and business thoroughfares (the showing will be followed by a response from Tefertiller); • Urban Planning A-Z, a short film that takes a look at some of the terms used in urban planning, with Colorado landmarks as examples; • Awesome Tampa Bay, about an artist activist

group in Florida that is revitalizing downtown Tampa using unorthodox techniques (followed by a presentation by Albert, who will introduce a new vision for Acacia Park); • Fresno Miracle, on the challenges and benefits of revitalizing a suffering California city — focusing on residential and economic growth in downtown Fresno — through community engagement (followed by a response from Olson); • Ponzi Scheme, an analysis of costs associated with a post-WWII American urban development model by Charles Marohn, founder of the Minneapolisbased nonprofit Strong Towns; • DTLA Street Futures, a look at CicLAvia, Los Angeles’ open streets event that promotes walking, socializing and urban exploration; • Utah Transit: Conservative State Progressive Transit, a film Edmondson Builds depicting Salt Lake City’s expansion of transit services to revitalize downtown and bolster its economic development (followed by a reflection from Hannah Parsons of the Colorado Springs Chamber & EDC); and • Great Streets for LA, about the redesign of a dangerous intersection in Los Angeles with the help of the community. Tickets are $10 per [City Series] event, or a series pass can be purchased for $30. Additional topics this year include Placemaking and Public Art on March 7 and The RiNo Story (River North community in Denver) on April 4, also at the Cornerstone Arts Center. Last year’s series explored the revitalization of Las Vegas’ Fremont North district, walkability and community development. More information about this year’s City Center Series is available from the partnership. CSBJ

“New urbanism is not just about architecture or urban planning — it’s about making places livable.”

n

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16 Feb. 24 - March 2, 2017

Colorado Springs Business Journal

Focus

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NORTHERN COLORADO SPRINGS

City anticipates future growt

Both commercial and residential development have taken off along the northern edge of Colorado Springs, including areas around Briargate and Interquest parkways and Northgate Boulevard. Due to its proxi

According to data from the Housing & Building Association of Colorado Springs, there were 207 new eal estate development in northern Colorado single-family home permits pulled in January. Of those, Springs — driven primarily by hotspots at 55 (27 percent) were in the three ZIP codes considered Northgate Boulevard and Interquest and to comprise northern Colorado Springs (80908, 80920 Briargate parkways — continues to outstrip and 80921). both residential and commercial activity throughout According to that data, the average price for new the rest of the city, according to city officials. single-family homes being built in northern Colorado “We do have some great development happening Springs was $494,928 compared to the citywide avdowntown, but this is just on a very different scale,” erage of $377,651, and the average size was 3,838 said Catherine Carleo, a principal planner for the city square feet compared to the citywide average of 2,852. of Colorado Springs. “The north defiThose numbers promise to remain nitely has the most [residential] units strong, as county and city legislative that will be coming online, and I would bodies continue to approve highersay that about commercial [real estate] density development throughout the as well.” area. Carleo said that there are currently On Dec. 13, Classic Homes received six multi-family projects comprising approval from the Board of County more than 1,500 units “approved Commissioners to move forward with and ready to go vertical,” and anoththe next phase of the Flying Horse er 1,100 planned multi-family units, development just northwest of the in the areas surrounding Interquest, — Catherine Carleo city’s border. That decision resulted in Northgate and Briargate. the rezoning of 1,400 acres, which is “That’s just what’s happening north expected to facilitate the construction of Woodmen [Road],” she said. “We’re of 300 new homes. looking at a fairly small geographic area to potenAlso in December, La Plata Communities received tially bring online, in the next two years, more than approval from the Colorado Springs City Council to 2,500 units.” rezone the next phase of its Cordera community (loFor comparison, only 900 multi-family units are in cated near Briargate Parkway) in order to make way the works for the rest of Colorado Springs combined. for higher-density development. “We’re not going to create a mini-New York at “I think we’re starting to see a little more support Voyager and Interquest, but I think that every develof the higher density,” Carleo said. “We’re lucky that opment we have up north still has capability to take we still have wonderful places like Black Forest … but on density,” Carleo said. “Housing is a big deal right I think that we’re starting to see a lot more support now and we’re beginning to see a lot more — especially new single-family homes in the north.” for small lots and higher densities.” By Cameron Moix

R

“I think that we’re starting to see a lot more support for small lots and higher densities.”

Another of La Plata’s subdivisions, called The Farm (located just north of Interquest Parkway), is one such suburban project that is utilizing a pocket of formerly vacant property well within city limits to increase the supply of high-dollar homes in the north. “Although it might not be infill in its true form, it’s this idea of infilling property that hasn’t been developed,” Carleo said. “We’re beginning to push that envelope of density a little bit more because, although it may be considered suburbs to some, it’s still close to all of the services and lots of options.” Those options include hotels, restaurants, shopping and a slew of other retail and office operations that tend to follow strong residential growth. Carleo said she thinks such commercial development will continue to inspire people’s decisions to move to the area; especially those employed by area economic drivers such as Children’s Hospital, which is opening near Briargate in 2018. “When you start talking about residential driving commercial, most of what you’re talking about is retail,” said Bob Cope, economic development manager for the city of Colorado Springs. “They will follow those new rooftops and those households with the higher incomes in areas with good growth and density.”

MANAGING GROWTH That attention to density is a growing concern to government officials and developers, who anticipate an influx of hundreds of thousands of residents in the coming decades. But Carleo said this is an opportune time to be facing such an intimidating challenge. “We’re experiencing all this growth at the same time that we’re working on our new [comprehensive


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Colorado Springs Business Journal

Feb. 24 - March 2, 2017

17

NEXT WEEK

NONPROFITS Photos by Cameron Moix

th in north Colorado Springs

imity to military installations and the mountains, the city’s growth will likely be limited to the north, northeast and southeast, according to real estate professionals.

plan], so we’re able to determine what we can handle as well as what we want to see,” she said. The new comprehensive plan will take effect in 2021, after the expiration of the current 2016-2020 plan. Cope, who was a commercial real estate broker for decades before going to work for the city, said there are many challenges Colorado Springs faces that will inform the plan and how government approaches northern development in the coming decades. The most classic of those challenges include the extension of utilities from the city’s core, the creation and maintenance of additional critical infrastructure, as well as providing access to quality emergency services. “I’ll be the first to acknowledge that as you’re experiencing a lot of growth in a large geographic area, it presents a lot of challenges,” he said. “But if you look at our population growth over the last 10 to

20 years, we’ve had somewhere around a 2-percent growth rate, which turns out to be very sustainable and moderate growth.” He qualified that with the fact that the city has seen an increasingly high concentration of that growth in north Colorado Springs. “We can’t grow to the west because of the mountains; we can’t grow a lot pure north because of the Air Force Academy; and we can’t grow much further south because of Fort Carson,” Cope said. “So the growth is going to be east, southeast and northeast.” He said that few communities approach the concept of growth in the same way as Colorado Springs, which has an extremely large 195-square-mile footprint that presents a unique set of both burdens and blessings. “Some cities put in place barriers to growth, but

then they begin to experience high housing costs and a low supply,” he said. “That’s something that we need to keep in the backs of our minds and we need to be open to continuing manageable, sustainable growth.” Although the city has ample room to grow within its borders, as well as comparatively dependable access to natural resources such as fresh drinking water, Cope expressed concern that future growth could eventually drive residential development outside the city and result in decreased sales-tax collection. “As these retail establishments follow the new rooftops, that will be great while they’re located at Interquest and Northgate and those areas,” he said. “But Northgate is our northern boundary, and as we continue to push residential development out of the city ... we’re going to start having sales-tax leakage. “It’s going to be a budget concern.” CSBJ n

Photo by Cameron Moix


18 Feb. 24 - March 2, 2017

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Colorado Springs Business Journal

THE LIST: CREDIT CARD PROCESSING / MERCHANT SERVICES FromServices The Book of Lists & Power Pages Ranked by Total No. of El Paso County Employees Credit Card Processing/Merchant Ranked by Total No. of El Paso County Employees

Just Missed The List

Rank

8 - U.S. Bank 9 - Wells Fargo

1 2 3 4

To purchase your own Book of Lists or the full Credit Card Processing/ Merchant Services List, call Helen Robinson at 719-634-5905

5 6

Don’t miss The List

7

March 3: Nonprofits March 10: Hotels March 17: IT Computer Support Companies

Name Address Phone Website Email Integrity Bank & Trust 5550 Powers Center Point Colorado Springs, CO 80920 719-495-3700 integritybankandtrust.com

No. Local Staff

Services Offered

Person in Charge, Title

53

Process all major credit cards and check cards; secure, reliable, cutting-edge equipment available; personal, professional service; local support and training available

Lisa Wieland, Vice 2003 President, Retail & Business Banking

Bank of the San Juans 3204 Colorado Ave. Colorado Springs, CO 80904 719-632-4889 banksanjuans.com/busCardsMerchant.cfm jspaeth@banksanjuans.com Platinum Relations 3107 W. Colorado Ave., Ste. 269 Colorado Springs, CO 80904 719-309-0739 platinumrelations.com info@platinumrelations.com Capital Bank Card N/A Colorado Springs, CO 80903 719-505-5701 N/A jkrause@capitalbankcard.com Source Business Systems 1040 S. 8th St., Ste. 202 Colorado Springs, CO 80905 719-634-2022 sourcebusinesssystems.com info@sourcebusinesssystems.com 5 Star Bank 101 S. Sahwatch St., Ste. 100 Colorado Springs, CO 80903 719-574-2794 5Star.Bank N/A ANB Bank 15 W. Cimarron St. Colorado Springs, CO 80903 719-473-0111 anbbank.com/Business/bms.html info@ANBbank.com

14

Customized payment processing solutions including Transaction Express online payment processing management system and payment gateway, TransLink internet-based reporting system, mobile processing for Apple and Android devices, Data Breach Security Program financial protection.

Jesse Spaeth, Market President/Senior Vice President

2

Credit card processing, gift cards, merchant cash advances, check conversion and guarantee Dave Beneteau, President

1

Credit card processing and merchant services. Point of sale systems, card terminals and secure mobile solutions. Standard and custom gift cards and loyalty programs. Customer convenient digital eGifting.

1

Credit card processing, assistance with payment gateways, mobile payments, eCommerce, Jim Brummett, Owner next day deposit, PCI compliance, IP based POS terminals, EMV terminal mandates. Also specializing in religious and nonprofit organizations and Government Purchase Card processing.

1984

N/A

Accept debit and credit card payments from clients and vendors at your store, online, or anywhere you need to be. Clear, simple statements and 24-hour support for questions. MasterCard gift cards.

1990

N/A

Merchant services processing for all major credit cards, gift/loyalty cards and fleet cards; terminal and PC point-of-sale solutions; complete access online to all transactional data

N/A

N/A

Jason Krause, Independent 2016 Sales Agent

Michael S. League, President and CEO

N/A

NR- not ranked, indicates that the information necessary for ranking was not provided. N/A- not available. While every attempt is made to ensure the thoroughness and accuracy of the list, omissions and typographical errors may occur. Please send additions/corrections to helen.robinson@csbj.com.

March 24: Medical Facilities

This is the top listing of Credit Card Processing/Merchant Services that responded to questionnaires, notices and telephone inquiries.

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Commercial Banking 121 S. Tejon Street, Suite 900 Colorado Springs, CO 80903 Equal Housing Lender. Bank NMLS #411141. Member FDIC.


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Colorado Springs Business Journal

Feb. 24 - March 2, 2017

19

BUSINESS RESEARCH CORNER

Processes make world of difference to customers Problem: In my company, we often have trouble meeting customer deadlines. The problem is not with employee motivation. They often work above and beyond what is expected. Despite this effort, we are far too frequently unable to meet customer deadlines. What can we do to address this problem?

H

ave you had this experience? It’s 2:38 p.m. You arrived at your doctor’s office at 1:44 for a 2 p.m. appointment, but you still haven’t seen the doctor. Eventually, you are shown to an examination room, the doctor sees you and the remainder of the visit goes well. You’re happy with the quality of the care you received, but you’re not happy with S T O C K the experience. Most likely the doctor isn’t happy either. In 2013, there were 922 million doctor’s office visits. If the average wait were only 10 minutes, the total would exceed 17,000 years of waiting. The actual monetary cost is difficult to estimate, but it’s obviously a staggering amount. Why is excessive waiting such a common problem in health care services? Those in the industry will point to the unpredictability of medical care. That’s certainly a factor, but variability is a problem that’s common in almost all services. More often than not, the source of the problem is that the process has not been designed adequately to meet customer expectations. Every business uses processes to create and deliver products or services to customers. A process is a series of steps that transform resources into value for customers. One determinant of value is customer time, and a firm’s process determines how effectively it meets its time promise to customers. In the health care example, the quality of medical care was good, but the excessive

Gregory

Patient check-in

wait time means that the overall experience was not. To solve delays, the capacity of the process must be able to meet demand. Therefore, a manager or leader must understand both the capacity, which is the volume of work a process can handle, and the demand. If there isn’t enough capacity to meet demand, customers will be forced to wait. It’s also important to know how long it takes to complete a job from start to finish, which is called the lead time. The lead time is the sum of the time required to complete all of the steps in the process, along with any delays. Managers also need to identify any bottlenecks in the process. Bottlenecks are the part of a process that takes the longest time, and it’s where work can back up, leading to extensive delays. Poorly trained or incompetent people, inadequate equipment, poor workflow or plant layout and other issues can cause bottlenecks. It is vital to recognize that bottlenecks generally determine capacity and lead time. Improving the process time through (or removing) bottlenecks is usually the path to reducing or eliminating delays. To do this, a fi rm might need to add or better train workers or it may need new equipment. Or perhaps a simple adjustment in workflow or plant layout will ease the bottleneck. Finally, it’s important to understand that there will be variations in both the demand and the process, and these variations can compound existing delays. As a result, additional capacity must be built into the process to absorb these variations. The greater the variability, the bigger the cushion necessary. Trying to operate at 100-percent utilization in an effort to be more efficient will lead to excessive waiting times and frustration for customers. If you are thinking that because your business isn’t a doctor’s office this column doesn’t apply — think again. In almost all businesses, even in a project-based environment, a lot of the activity includes jobs that are repeated again and again.

Therefore, the approach used to deal with delays in service will still be useful, even for businesses that primarily focus on projects or custom orders. There are several actions that can be taken to reduce delays: 1. Analyze the process. Create a simple diagram, called a process map, that shows the tasks required to complete the job, the order in which they occur, who is responsible for completing these tasks and an estimate of how long it takes to complete each one. 2. Watch processes. Are some people too busy, while others are idle? Does work pile up for one person or one machine? Also, try to estimate the time it takes to complete a typical job from start to finish. How does that time compare to what customers expect? 3. Now look at your process map and think about how the process might be changed. Can any tasks be done in parallel? Can you combine or rearrange tasks? Do you need to add workers or machines at a bottleneck? Try to estimate how these changes would affect the times you calculated in the first step. Do these new times better match customer expectations? 4. After any changes are made, repeat the previous steps to see if more changes are needed — process improvement is a continuous activity. Gregory Stock, Ph.D., is professor of management at the College of Business and academic director of the Bachelor of Innovation degree program at UCCS. He is also an executive education facilitator through the College’s Office of Professional & Executive Development (OPED). Dr. Stock has authored multiple journal articles on health care management, innovation management and supply chain management. Prior to his academic career, he was an electrical engineer in several high-tech firms. Have a business problem you can’t seem to solve on your own? Send them to the professors at UCCS, who have decades of experience with researching business issues. Questions go to OPED@uccs.edu.

The capacity of the process must be able to meet demand.

Waiting room

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Have a business question? Send them to the business experts at UCCS by emailing OPED@uccs.edu

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Colorado Springs Business Journal

Analysis: Finding money for transportation By John Hazlehurst

B

y some estimates, Colorado’s infrastructure deficit is increasing at the rate of $1 billion annually, and will continue to do so unless local, state and national governments can work together to successfully find new funding sources. Although there are many theoretically feasible solutions, all have drawbacks. New funding from state and local governments will require voter approval, while new national infrastructure funding will have to pass muster with both houses of Congress and the president. For Colorado Springs residents, fixing the Interstate 25 bottleneck between Monument and Castle Rock is a major priority. So where will the money come from?

RAISING GAS TAXES Colorado’s state gas tax is 22 cents per gallon. It hasn’t been raised since the early 1990s, and consequently has 57 percent less buying power than it did a quarter-century ago. The federal gas tax of 18.4 cents per gallon, which supports the U.S. Department of Transportation Highway Trust Fund, hasn’t been increased since 1993. Congress has long been wary of attempts to raise the federal levy, even though emergency transfers from the federal government have been required in recent years to cover deficits in the trust fund. Colorado legislators have been equally reluctant to refer an increased gas tax to constituents. Colorado Democrats have sought to reclassify the hospital provider fee as an enterprise, thereby freeing approximately $600 million to spend on general fund transportation projects. Some Republicans argue that such a reclassification would be a blatant end run to bypass the Taxpayer’s Bill of Rights, the package of revenue and tax limitation measures approved by

Colorado voters in 1992. Polls indicate that increasing the gas tax is a non-starter, so legislators might need to settle for another option.

MORE SALES TAXES Getting to a deal will be difficult, since Democrats traditionally don’t like regressive taxes that disproportionately impact working-class residents, while Republicans want to balance any dedicated road tax with cuts elsewhere. Many local government officials, including Colorado Springs Mayor John Suthers, are leery of sales tax increases. Suthers pointed out that a 0.5 percent increase to the 2.9 percent state sales tax would mean Colorado Springs residents would pay a total sales tax rate of 8.75 percent. Such a high rate, Suthers said, could stifle economic growth and deter companies from moving to the city.

outlined, funding would only be available to projects that could be privately financed through tolls or user fees. Few projects in Colorado would qualify, even the much-desired widening of I-25 between Monument and Castle Rock. With a price tag of up to $500 million, it seems unlikely that private-sector investors could viably fund the entire project.

BACK TO THE FUTURE Many transportation analysts agree that funding highways through gas taxes isn’t sustainable. “What happens in 20 years when the majority of vehicles on the road are wholly or partially powered by electricity?” asked former transportation commissioner Les Gruen. “They use the roads, but they won’t pay for it.” That’s one reason CDOT launched a road usage charge pilot program in December. A road usage charge is based on vehicle miles traveled, treating roads like utilities. It replaces the gas tax, and is calculated by GPS trackers on your car. Such a levy would, as projected, cost the average passenger vehicle driver 1.2 cents per mile, or $144 a year for 12,000 vehicle miles traveled. Perhaps reasonable, but will Coloradans agree to let a government agency track their whereabouts? And how do you pay? Would it be collected annually with your registration fee, or billed monthly like a credit card? CDOT has enlisted 100 volunteer drivers who will allow the agency to track their mileage, and levy a theoretical charge of 1.2 cents per mile. CSBJ (Editor’s note: This is the second in a two-part series about Interstate 25.)

“What happens in 20 years when the majority of vehicles on the road are wholly or partially powered by electricity?”

BONDS

— Les Gruen

In 2015, Republican legislators introduced a $3.5 billion transportation bond issue, which died in the House. That’s a possibility this year, particularly since the 1999 TRANS (transportation project) bonds will be paid off this year, making an additional $170 million available in the general fund budget. Not surprisingly, officials at the Colorado Department of Transportation want to keep the freed-up cash.

TRUMP, TOLLS AND TAXES President Donald Trump has informally proposed a $1 trillion national infrastructure project that could help alleviate Colorado’s woes. As originally

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Martin: Academic yoga From page 7

What is your next goal? I would really like to find a more integrated approach toward physical movement in the learning process. Not necessarily learning about movement, but being able to get people to move and be more awake. Inside the classroom, there are a handful of people interested in what I’m saying. I just think a lot of the traditional ways of learning bore people and when we’re talking about complex solutions that need to be happening, boredom is not the energy we need to cultivate solutions. I’d love to be able to create ... context where we’re able to get people more into their bodies and then have more dialogue. The idea being, how do we create a more dynamic experience for people to start stepping into their lives in a way that matters and not just in a way that checks a box?

just to get some fresh air and get people into their bodies. I’m all about therapy. I think a lot of times there can be a lot of shame around therapists, but I believe one of the most important things we’re faced with is, where do we need to heal ourselves in order to be the type of person we want to be? What advice do you have for other young professionals? Stay away from social media and be more thoughtful with your time. I think there are so many aspects of creating a name that are very similar to a popularity contest, which is fitting in. I think [being] more thoughtful ... can be a really powerful [way] of making a name for yourself.

When we’re talking about complex solutions that need to be happening, boredom is not the energy we need to cultivate solutions.

What else is important to you? I love being able to laugh. I find lightheartedness inside of the space is gold. I take my students outside if we can,

What do you appreciate about Colorado Springs? I have good communities here — spiritually, for yoga — and I have a great group of friends. It’s also a beautiful area where I can mountain bike. Are there things that could be better here? Sure. But at the end of the day, I think we’ve got it pretty good. CSBJ n

Alpacas: Furry gold six animals. We couldn’t make 16 trips. We called the breeders association and said we needed help. Within an hour “They poop in common poop piles, we had 10 trailers at our gate ready but you have to clean up,” Peter said. to take our animals. They ended up at “It’s very considerate of them,” said four farms in Douglas County until they Barbara. could come home.” The Zieks’ retirement plan has proven The Zieks have a shop on their propfruitful so far. The couple purchased 35 erty that they open for a weekend each acres in the northeastern corner of El month, and for the month between the Paso County and lived on the property Thanksgiving and Christmas holidays. while raising their animals and building They are currently working on a website their home. for retail sales, and rely heavily on wordToday, the farm breeds and sells alpacof-mouth referrals, as, shears other farms’ Barbara said. The alpacas, and produccouple will even do a es fiber (about 600 fashion show in their pounds a year) that is barn this August. turned into raw fleece “Peter walks the and yarn. Barbara alpaca in front of the manufactures products clothes made from such as vests, shawls his fiber,” Barbara and lampshades and said. even outsources the — Peter Ziek She said there has production of alpaca been a resurgence fiber rugs to a company in homesteading of in Texas. She has also written two chillate, and alpacas on small-acreage farms dren’s books about alpacas, “Zadie and have ridden that wave of popularity. Plain Vanilla, the Rainbow Alpaca,” and Peter said, profits aside, the animals “Zadie and Plain Vanilla, the Rainbow just make him happy. Alpaca, Save Christmas.” “I certainly didn’t want to sit in She is working on a third with the front of a television set in my retired working title “Spit Happens” about alyears,” he said. “That’s a great way to pacas getting loose and spitting out the die quick, as far as I’m concerned. ... Black Forest fire. The fire had significant And you take one look at these guys meaning for the Zieks. and you start to smile. They just make “We were evacuated,” Peter said. “We had one trailer that would hold maybe you feel good.” CSBJ From page 8

“I certainly didn’t want to sit in front of a television set in my retired years.”

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Outdoors: Alliance examines cultural office model From page 1

grow outdoor recreation opportunities in the region, to include organizing the fi rst-ever “State of the Outdoors” event scheduled for March 20 at the City Auditorium, where representatives from the state, county and municipal level will discuss the merits of the outdoor recreation industry. In the Springs, hosting an outdoor recreation industry event just makes sense, said Leinweber. “We need to be featuring outdoor recreation because it’s what makes us

different and unique,” he said, adding his mission of promoting the outdoors has paralleled similar missions at other organizations, such as El Pomar’s Heritage Series, which explores the region’s outdoor roots. And the organization of the Springs event seems exceptionally timely as Denver is currently attempting to attract a larger event, the Outdoor Retailers trade show, which draws $45 million and 40,000 visitors annually. That event’s organizers are looking for a new home after they couldn’t reach an agreement with Utah officials about

Photo by Bryan Grossman

David Leinweber owns Angler’s Covey and founded the Pikes Peak Outdoor Recreation Alliance.

that state government’s stance on pubtive from the Colorado Springs Chamber lic lands. & EDC will also speak. “Denver appears to be making an ag“We want to share the message of gressive bid for the show,” reports the the economic benefits that Parks and Salt Lake City Tribune. “Conservation Recreation has in the Springs,” she said. Colorado placed a half-page ad in The Data has shown Colorado Springs Salt Lake Tribune and the Deseret News has a dense population of “ultra-users” on Wednesday, urging the event to move of its park system, Palus said. to Colorado. “Not elite athletes, “We have stronger but folks like you and beer. We have taller I who are in the parks peaks. We have higha lot — a number of er recreation,” the ad days a week — and reads. “‘But most of that drives the health all, we love our public value of those parks up lands. ... We have hon— David Leinweber considerably,” she said. ored and fought for our “But if we’re hearing public lands by defeatanything about outing land seizure bills and embracing door recreation, it’s that our parks are new national monuments. ... Colorado being loved to death. We need to make knows protecting public lands is just sure there are plenty of appropriate good business.” spaces.” Hannah Parsons, economic developTHE ULTRA-USERS ment officer with the Colorado Springs Chamber & EDC, said, with the excepKaren Palus, the city’s director of tion of ski resorts, outdoor industries parks, recreation and cultural services, have been slowly emerging as powerful said the city has been working with economic drivers for the state. Leinweber to achieve his vision. “We knew that to be true, at least “We’re happy to partner in dialogue anecdotally, in Colorado Springs,” with him, and we’ve participated in Parsons said. some of these initial meetings,” Palus The chamber and EDC will be reviewsaid, and the city will have a presence ing the region’s core industries the first at the State of the Outdoors event. half of this year, and outdoor recreation, “Our goal was to get the business pending demand and labor pools, could community to come and hear more become an area of focus, she said. Even about what’s happening in [the outdoor if it isn’t overtly central to the Chamber recreation] industry,” she said, adding Mayor John Suthers and a representa& EDC’s development plans, Parsons

“It’s good here. But how do we get it to extraordinary?”

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nificant piece of the region’s fly-fishing market, so growing business from the available population isn’t likely to increase his share by much. But if he can grow the number of fly-fishing enthusiasts, or even get entire companies to relocate to Colorado Springs because of the outdoor lifestyle, market shares increase for everyone. “I need more employees in the city making $120,000 to come and buy my $800 fly rods. I sell $100 rods too, but I need outdoor enthusiasts. If I can grow the pool, and I’m already a large share of the fly-fishing [market], it benefits me as a business. “It’s good here,” Leinweber said of southern Colorado’s outdoor recreation scene. “But how do we get it to extraordinary? We can. It’s within our reach to make it extraordinary.” CSBJ n

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When Andy Vick took the job as executive director of the Cultural Office of the Pikes Peak Region, the arts community was largely operating in silos. While not employed in outdoor recreation, Vick will be speaking at the State of the Outdoors event about the many hurdles he encountered in the arts community that also face the outdoor recreation industry. “I do see a lot of parallels, and I think we can be a good model for [the PPORA],” Vick said. “I see the cultural office as a framework.” Like the arts community, Vick said disparate recreational businesses would benefit from a unified voice. “They will have a much better chance of succeeding if there’s an infrastructure in place around which they can build their business and have confidence that infrastructure exists to act as their advocate in the political sector, the business community and to be a conduit and connector from their sector to other sectors,” Vick said. “That’s exactly what we do with the cultural office.” The challenge is funding COPPeR, as the cultural office doesn’t utilize a membership model or dues, he said. “We have to fund from a variety of sources,” he said, to include fundraising activities and grant applications. Leinweber said he is already feeling the crunch of creating a business alliance and managing his retail operations full time, and will likely have to hire help to expand PPORA. “This is a full-time job for the three of us here,” Vick said of COPPeR. “We know of other things we would like to do if we had more resources. “It can pull you away from your business. If [PPORA] is going to be successful, they will have to find resources and develop a sustainable funding model to pay for staff to focus on this full time.” Leinweber said he already has a sig-

$34.5 billion total economic impact of outdoor recreation

23

OR

A FRAMEWORK

Outdoor recreation: State impact

Feb. 24 - March 2, 2017

MA N

said outdoor recreation will always be a driving factor for many relocating or expanding organizations looking for quality-of-life intangibles. “A lot of our work right now is gearing to help support talent recruitment and retention, and outdoor recreation certainly helps support that,” Parsons said.

Colorado Springs Business Journal


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Colorado Springs Business Journal

CSBJ: Staff changes RMFI: Path to conservation From page 1

From page 4

as managing editor of the Tri-Lakes Tribune and the Pikes Peak Courier View. “Bryan is an award-winning reporter and editor who grew up here and has the pulse of the Colorado Springs business community,” Routon said. “With support from Amy and the rest of the staff, Bryan will take our already superb editorial operations to new heights.” • Helen Robinson will be promoted to reporter as soon as we find someone to take over her Book of Lists duties, including compiling The List each week. Robinson, originally from Australia, has contributed small business and other features since joining the CSBJ early in 2016. “I earned my journalism degree at The University of ROBINSON Queensland and worked for several papers ... before establishing the first news bureau for The Robina Sun,” Robinson said. “It’s great to be back in the newsroom again with this outstanding team.” • Lou Mellini, who recently “retired” after nearly four decades at KILO-FM and KRXP-FM, will come on board as a part-time senior adviser to the chairman of the board. “Lou has been my friend, partner and mentor for more MELLINI than two decades,” Weiss said. Mellini has served in leadership roles for the Colorado Springs Convention & Visitors Bureau, Colorado Springs Sports Corp., the Pikes Peak Chapter of the American Red Cross and the Fort Carson Mountain Post Historical Society. “Lou knows this town better than almost anyone,” Weiss said. “He will work about one day a week helping us put out as well as make fires.” On March 1, Furda will join the National Cybersecurity Center, founded late last year following Colorado Gov. John Hickenlooper’s vision to make our state and city the leader in this fast-growing sector. “Jen Furda has made amazing strides in her four years at the Business Journal,” Weiss said. “She’s built a first class staff and a great newspaper. Jen, we miss you already ... once you’ve solved America’s cybersecurity issues, we expect you to come on back.” — John Weiss and Ralph Routon

Management]. So if, for whatever reason, their budgets are severely reduced, that might come back to impact us. But at the end of the day, most of the money we get from those [agencies] is [for] burn restoration work or the protection of the greenback cutthroat trout, which is a threatened species, so that’s not going away per se. I think it’s just going to increase the importance of the work we’re doing and hopefully that will result in good things for RMFI and good things for the community. Does that change how you interact with the community? I don’t know. … We would never bring up the political landscape. Other organizations are better positioned to make that connection. But we’ll always continue to engage with the community through volunteer work days, and it does provide that extra platform to stress the importance of the work we’re doing. People who volunteer with us are watching the news — they know what’s going on. They can make that connection without us having to make it. But the more we can tell our story and show our impact, the greater the engagement we’ll continue to have with the community. What do you want people to know about RMFI? The majority of people are here because

they have that passion for the outdoors, and we’re the boots-on-the-ground organization out taking care of the parks, trails and open spaces that everyone loves. … We’re one of the primary groups out there working in all of our iconic and treasured public natural landscapes, making sure that these public lands in our region are protected forever. We’re always looking for volunteers, so I would encourage anyone interested in learning more to visit our website, come out and volunteer with us on a work day. There’s truly a variety — from our urban city parks to Fourteener work in the Sangre de Cristos. We’re doing meaningful work, so I’d love people to come and get connected with us. If you volunteer building and maintaining a trail, you get it. Your appreciation for that trail changes, because it takes on a more special meaning. It’s through the physical act of giving back and personally caring for a site that people become deeply invested. Where did you get your passion for environmental protection? My dad loved the outdoors, and he instilled that in us. Every summer my dad and my twin brother and I would take trips, sometimes to Colorado — and at the time we lived in Connecticut, so we’d spend countless weekends on the Appalachian Trail. ... To this day I thank him, because I can trace it back to having that experience. It instilled in me the love for the outdoors and the passion to protect it. CSBJ n

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Feb. 24 - March 2, 2017

25

OTHER VOICES

Religious exemption would be bad for business

A

s the owner of a catering company, I produce all sorts of events, including weddings, which is why we think of ourselves as being in the “love business.” I’m glad to say that business won’t take a hit because a bill that would have legalized discrimination against LGBT persons in Colorado is dead — at least for now. BRONSON For the third consecutive year, politicians here introduced a bill (HB 1013) in the state Legislature that would have allowed businesses to refuse service to LGBT customers if they feel that serving them somehow violates their personal religious beliefs. Fortunately, that misguided proposal was killed in committee Jan. 25. But the persistence shown by some Colorado lawmakers makes it seem like they are so determined to legalize discrimination that they don’t mind jeopardizing the state’s share of the wedding industry which, nationally, generates an estimated $51 billion and employs 800,000 people. By some estimates, same-sex weddings might gen-

Jeremy

erate $51 million in revenue for Colorado alone. That business, however, will be in danger if Colorado sends the message that it is not open for business to everyone. I support marriage equality and LGBT civil rights. When a law affects my LGBT friends, clients and employees, it is hurtful to people I care about. But I oppose this measure regardless of that belief. Religious exemption laws are bad for business — and contrary to Colorado values — if they promote discrimination. Our economy is thriving precisely because we have established an inclusive, diversified and forward-thinking environment for business. The jobs my business creates, and the families we support, depend on our continued growth. But that growth would be stifled if we chose discrimination over business opportunity. Most business owners in Colorado feel the way I do. In fact, Small Business Majority’s scientific polling found almost two-thirds of Colorado’s small businesses said business owners shouldn’t be allowed to deny goods or services to LGBT individuals based on the owner’s religious beliefs. What’s more, the results showed small

business owners in Colorado oppose any overly broad religious exemptions that could allow for anti-LGBT discrimination. Additionally, most small employers expressed trepidation about the impact that laws like HB 1013 would have on Colorado’s business climate. There is little doubt that HB 1013 would have damaged Colorado’s reputation and driven away customers that small businesses like mine depend on. If this measure had become law, it would have put Colorado in some very bad company with North Carolina and Indiana, which lost more than $450 million combined thanks to similar religious exemption measures. The bottom line is that small businesses in Colorado can’t expect to compete with other states if we are not viewed as being open for business to all. Lawmakers here wisely rejected similar legislation in previous years, and I’m glad they followed suit this time around. Let’s hope we never see a bill like this again. Jeremy Bronson is the owner of Occasions Catering in Denver.

Same-sex weddings might generate an additional $51 million in revenue for Colorado alone.

Out-of-network ER docs may charge big bucks S urprise medical bills can spell big trouble for consumers, especially those who find themselves in an emergency room. Such “surprises” have surfaced as a major patient problem, but because of entrenched health care interests, a solution is not likely any time soon. Here’s what happens: Patients arrive at the emergency room of a hospital that is in their insurer’s provider network. However, the physician who treats them is out of network. Because ER docs are usually assured a steady stream of patients, many believe they don’t need to accept potentially lower fees from insurers in exchange for any new patients they might attract by belonging to a network. That’s not the case for other specialists who may rely on insurer networks for more business. Whatever the reason, emergency room patients may be stuck with huge bills their insurance company may not cover, or it will pay less than if patients had used in-network doctors. If you think this is unfair, it is. A study by Yale researchers of more than 2 million emergency room visits across the country was just published in the New England Journal of Medicine. It found that out-of-network doctors treated 22 percent of the patients who visited emergency departments; the departments themselves were part of their insurers’ networks. The average bill for patients was $623.

The highest bill was more than $19,000. To put that number in perspective, this year the Federal Reserve reported that 46 percent of Americans were unable to pay a $400 expense without running up credit L I E B E R M A N card debt or selling assets. Not surprisingly, researchers found out-of-network ER doctors ended up getting paid a lot more than those who were part of a network. “The fact this type of price gouging has become routine operating procedure in so many emergency departments is shameful and appalling,” said Chuck Bell, programs director for Consumers Union. A recent study in Texas by the Center for Public Policy Priorities shows how prevalent out-of-network ER doctors are. Using a 2013 report from the Texas Department of Insurance, the Center found that 45 percent of in-network hospitals in the state used by United Healthcare had no in-network ER doctors. Fifty-six percent of Humana’s hospitals had none. “Consumers would be astonished to see how poor the odds are of getting an in-network doctor in the emergency room.” Bell added.

Trudy

The odds of getting redress are also low. Too many consumers don’t contest their bills. Only about 25 percent of those getting surprise bills do, Bell said. Of those who do protest to their insurer, only half get their bill forgiven or reduced. Surprise bills are a variation of what’s called “balance billing,” the gap between what insurance, including Medicare, pays and what a doctor charges. It’s been around for decades, but in the late 1980s, the outcry from Medicare beneficiaries became so loud that Congress did something about it. For doctors who accept Medicare’s payment in full, there is no balance billing — called “excess charges,” in Medicare speak. Doctors, including ER physicians who don’t accept that payment, can sock beneficiaries with excess charges. But Medicare limits what they can charge. Beneficiaries can protect themselves from these excess charges should they use a doctor who doesn’t accept Medicare’s fee schedule by buying Medigap policies Plan F and Plan G. For those with Medicare Advantage plans, there’s no protection until the beneficiary reaches the plan’s out-of-pocket spending limit. After that, the doctor can’t balance the bill separately. There’s no similar help for those not on Medicare.

Many consumers are unaware that an out-of-network doctor is treating them. The standard advice — to ask if your doctor is in the network — is silly when it comes to care in the ER. What patient having a heart attack is going to look up and say, “Hey doc, are you with Aetna?” A few states — New York, California, Illinois, Connecticut and Florida — hold patients harmless if they find themselves with a surprise bill or require outside arbitration to decide a case. But Bell says it will take an act of Congress to solve this problem. Public outrage will have to get much louder if that’s to happen. Because chances are high you’ll find yourself with such a bill, think twice before you choose to go to the ER for a problem that can wait until you see your regular doctor. Although Obamacare was supposed to cut down on emergency room use, that hasn’t happened. People are still going to ERs for less serious conditions, many being enticed by hospitals themselves that advertise their ER wait times on billboards. Our health care system is all about making money. And balance billing, its causes and consequences, is another sorry example. What is your experience with surprise billing? Write to trudy.lieberman@gmail. com.

If you think this is unfair, it is.

SHARE YOUR OPINION Guest commentaries: Have a topic you’d like to write about? Send us no more than 750 words. And feel free to send us an email before you start to write to gauge our interest. Contact us at editorial@csbj.com or 719-634-5905.

Letters to the editor: Send letters to the Colorado Springs Business Journal, 235 S. Nevada Ave., Colorado Springs, Colo. 80903, or email letters to editorial@csbj.com.

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CORPORATION NAME

TYPE

FILING

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20161779919 20161847698 20171054901 20171105846 20171108887 20171108892 20171108893 20171108894 20171108895 20171108900 20171108903 20171108999 20171109178 20171109248 20171109389 20171109557 20171109593 20171109597 20171109605 20171109636 20171109716 20171109753 20171109900 20171109905 20171109922 20171109988 20171110023 20171110036 20171110114 20171110151 20171110181 20171110253 20171110396 20171110397 20171110461 20171110477 20171110489 20171110544 20171110628 20171110681 20171110845 20171110871 20171110916 20171110977 20171111005 20171111041 20171111172 20171111214 20171111285 20171111286 20171111288 20171111298 20171111319 20171111340 20171111452 20171111471 20171111492 20171111589 20171111615 20171111733 20171111752 20171111935 20171112027 20171112093 20171112136 20171112152 20171112244 20171112272 20171112330 20171112538 20171112548 20171112574 20171112610 20171112653 20171112675 20171112682 20171112698 20171112704 20171112747 20171112835 20171113076 20171113096 20171113109 20171113132 20171113170 20171113194 20171113246 20171113289 20171113292 20171113305 20171113330 20171113461 20171113462 20171113466 20171113469 20171113470 20171113471 20171113472 20171113473 20171113478 20171113483 20171113490

Blessings Cafe Pinnacle Engineered Solutions, LLC 3 Agaveros, LLC A Taste of Georgia Idea Consulting Services, Inc. The Peas Properties, LLC Albro Pest Control, LLC Alysha Wilson, LLC AP IT Consultant, LLC Flawless Air Service, LLC Childhoodloss, LLC Scents of Wellness LLC 7671 Lowell, LLC Cervantes Restaurants LLC Lindsay Arlene Photography Hello Haleigh Boutique, LLC Mai Cleaning Service, LLC Ruby Apple, PLLC YGR Enterprises, LLC The Reading Mind Incorporated ProAct Resources, Inc. Kanders Kloset, LLC Redline Industries, LLC TOUCH-N-GO , LLC L & S Bookkeeping LLC Beuford & Sons LLC 2745 Villa Loma LLC Belles & Bootleggers, Ltd. Conrado Floor Covering OM Tree Yoga LLC GE Jones Consulting LLC Kindell Care, LLC Experiencing Potential LLC COLORADO PEARL GIRL, INC. Simpliciti Inc ForHisNameSake Inc Procurement Risk Management LLC Nonprofit Accounting and Tax LLC United Frontier, LLC Benchmark Maintenance Services LLC Angelica Rose Limited JAB Ventures Inc Joy is Healing Arms Innovations LLC D&G Portable Welding LLC MURRAY PLAZA LLC Right Rehab 7 LLC Stephanie Hill Professional Counseling Alpha 1* Executive Protection, LLC Fort Collins Fencing LLC COSweetPea, LLC Raptor Enterprises Apex Biz USA, LLC Day & Night Plumbing & Heating LLC OS-Cars, Inc. Colorado Homes by Cathy, Inc. JKM Consulting, LLC Greg Ballish Consulting, LLC Human Noise Journal, LLC 7120 Sudiev, LLC 7535 Neves, LLC 10th HUMAN CONSULTING LLC MJ Management, LLC Bellcove, LLC Crimson Retrieval Experts LLC Rising Stars Veryan, LLC Gateway Solutions, LLC Mountain Thistle, LLC Firefly Global Operations Raven Satellite LLC Veteran Flooring LLC SWEET MINT CREATIONS LLC Havana Express Agency LLC 418 Bijou LLC L.E.D.E INC LLC 422 Bijou LLC BRENNAN FAMILY CHIROPRACTIC, PLLC CHG ENTERPRISE, INC. Dewey Connection LLC David U Molina, Ltd. Alicia Hawker - Professional Counseling, LLC Swift Fix Bike LLC Health Guardians Clinic LLC Grace Gatto Photography, LLC J&R Properties Limited Liability Company Dade Bail Bonds Inc Signature Auto Film, LLC A&N Home Repair LLC Construction Management Inc CTwists, LLC OByrne Holdings, LLC QuietRock Research and Development, LLC Ruf-Us Home Inspections, LLC EBT Consulting Services, LLC 4T Technologies, LLC Mile High Transformation, LLC EKR9196 Consulting, LLC Shy Moose, LLC Home Control, LLC Norseman Handyman LLC Lotus Littles Childcare, LLC

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Shirley Hiemstra James Clasquin Erika Kaiser Jemesha Wesley Jayme Simpson Adam Weitzel Abdiel Rodriguez Tullar Lindsay Dennis Winsor Jared Thomas JERRY LAGASSE Shanna Pooler Andrew Scites Jasmine Scott Jeremy Puckett Conrado Villegas Kelly Elliott Gregory Jones Christina Merlo JOHN STINAR Stephen Leisenring Cheryl Smith Jacob Yakos Michael Burns Angelica Rochau Joy Hearten-Johnson Joshua Harless Virgil Garrabrant SE YOUNG LEE Stephanie Hill Dennis Parker Spencer Shaver Lyndsey Ressler Oscar Aphat Cathy Vanley Joel Mandel Matthew Thomas Matthew Thomas Natasha Small Jason Morris Katherine MacLeish Maureen Boynton Jeffrey Ferriman Daniel Merrill ALEXANDRA DE JESUS-PEREZ Dunia Gonzalez Amador John Haney Ly Dao John Haney ARTHUR BRENNAN Shichang Shen Alice Dewey David Molina Alicia Hawker Gregory Smith Graciella Gatto Yi Xian Henry Romero Nestor Berdeja Renteria James Nelson Carl Porter

270 S Tejon St 2020 Flintlock Terrace East 1410 Bellaire Dr. 455 lionstone Drive 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 1925 N Circle Drive 90 S. Cascade Avenue 2131 W Colorado Ave 11 Bonfoy Ave 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 5913 Brave Eagle Drive 121 S. Tejon Street, Suite 900 780 Chapman Dr 2684 E. Platte 5845 Grapevine Dr 8625 Freemantle Dr. 6660 Delmonico DR 4807 Pacer Lane 4109 Husted Mill Ct 2565 E. Caramillo St 1803 Portland Gold Dr. 120 Ely Street 9475 Briar Village Pt Ste 325 121 E. VERMIJO AVENUE 2 N. Cascade Ave. 2 N. Cascade Ave. 5 7TH ST 2247 Sable Chase Drive 8525 Ilex Drive 2010 N Chestnut St 302 E Saint Elmo Ave 1424 N Hancock Ave 2466 Blazek Loop 2023 Hillis Court 2805 Parker Street 4638 CROW CREEK DR. 2488 Willow Glen Dr 1615 W Cucharras St 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 819 Collins Rd 1755 Telstar drive 30 E. Kiowa St Suite 101 3330 Templeton Gap #6 1465 Kelly Johnson Blvd. #330 1972 Quadrangle Ct 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 231 E. Vermijo Avenue 231 E Vermijo Avenue 1670 Paonia Street 8941 Bell Cove Circle 8941 Bell Cove Circle Crimson Retreival Experts LLC 390 Tinkham Ct 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 1432 Monteagle St. 1474 Antrim Loop 23727 clearspring ln 341 Longfellow Dr 652 SQUIRE STREET 3812 E Pikes Peak Ave 6025 Erin Park Drivr Ste C 1966 Sage Grouse Ln 6025 Erin Park Drivr Ste C 2145 FRIENDSHIP PL. 1565 Charmwood Dr 2450 Palmer Park Blvd 4935 Granby Circle 4675 Alpglen Ct. 4122 Goldenrod Ln 1670 Paonia Street 4016 San Felice Point 572 Fox Run Circle 2500 E Boulder St 7190 Red Sand Grove 8680 Braeswood Pt #9 616 Crestridge Ave 580 Anaconda Drive 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900

Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado

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Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs

ZIP

80903 80920 80909 80916 80903 80903 80903 80903 80903 80903 80903 80909 80903 80904 80909 80903 80903 80903 80903 80903 80924 80903 80916 80909 80923 80920 80919 80917 80910 80909 80905 80911 80920 80920 80903 80903 80906 80920 80920 80907 80905 80908 80918 80906 80907 80922 80920 80904 80903 80903 80903 80920 80920 80903 80907 80920 80918 80903 80903 80903 80903 80915 80920 80920 80915 80911 80903 80903 80909 80910 80928 80910 80911 80909 80918 80951 80918 80904 80906 80909 80919 80906 80918 80915 80906 80921 80909 80923 80920 80906 80919 80903 80903 80903 80903 80903 80903 80903 80903 80903 80903 80903

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Colorado Springs Business Journal

EXECUTIVE HOMES

Feb. 24 - March 2, 2017

27

Your source for fine homes in the Colorado Springs area.

For more information call 634-5905

The Bobbi Price Team

Bobbi Price 719-499-9451 Jade Baker 719-201-6749 Stephanie Hawthorne 719-210-0480 $31,000,000 IN CLOSED SALES IN 2016

14330 Park Canyon Road – Park Ridge - $449,500

5450 Wilson Road – Mountain Shadows - $425,000

Brand new open & contemporary 5 bedroom, 3 bath stucco & stone rancher built by Charter Craft Homes. Sits on 2.5 acres with sweeping unobstructed Pikes Peak & mountain views. Over 4000 sq. ft.. 3-car garage. Gourmet granite island kitchen with double ovens & staggered birch cabinets with crown molding. Large master suite with 5-piece master bath. Gas log fireplace. Central air. 30x10 covered composite deck. Paved driveway. Just west of Schriever AFP & 11 miles to Hwy 24 & Hwy 94 intersection. MLS# 7679346

Open & contemporary 2910 sq. ft. 1 ½-story with 4 bedrooms & 3 baths on beautifully landscaped 0.43 acre private lot. Tiled sunroom off lofted master suite with 5-piece master bath & walk-in California closet. Vaulted ceilings, skylights, & brand new carpeting. 2 ½-car finished & heated garage with workshop. Pikes Peak, mountain, city, & Garden of the Gods views. 2 decks & 2 stamped concrete patios. Flagstone walkways, pines, scrub oak, flat lawn areas, & rock terracing & fenced rear yard.

3335 Angelstone Point – Peregrine - $825,000

1043 Greenland Forest Drive – Monument - $575,000

Stunning contemporary 5018 sq. ft. custom walkout rancher on 2.67 acre end of cul de sac ridge top lot with 360 degrees of dramatic city, mountain, & rock formation views. 4 bedrooms, 4 ½ baths. 3-car garage. Gourmet granite & stainless steel island kitchen. Formal dining. Master suite with fireplace, 5-piece bath, balcony, & walk-in closet. Office. 4 fireplaces. Stone & stucco with tile roof. Built around inside 2-story atrium with waterfall & spa. 44x9 trex deck & 30x13 patio. Glass everywhere. Gated entrance. Luxury at its finest. MLS# 1001254

Gorgeous & immaculate 4039 sq. ft. 4 bedroom, 3 bath stone & stucco walkout rancher on 9/10 acre forested private lot. Granite counters in kitchen & all baths. See-through river rock gas log fireplace between bayed eating nook & living room. Hardwood flooring. Updated lighting & hardware. 5-piece master bath. 3-car garage. A/C. Open great room floor plan. Formal dining room. Main level office with glass French doors. Covered front porch, rear deck, & side patio. Towering pines, scrub oak, & wildlife are you only rear neighbors. Show like a model. MLS# 3404436

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COMBINED NOTICE RESTART - PUBLICATION CRS §38-38-109(2)(b)(II FORECLOSURE SALE NO. EPC201600470 Republished to restart foreclosure stayed by bankruptcy and reset sale date. To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 6, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Brandon R Carlson-Strauss Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Broker Solutions, Inc. dba New American Funding, a Corporation Current Holder of Evidence of Debt: Lakeview Loan Servicing, LLC Date of Deed of Trust: June 10, 2015 County of Recording: El Paso Recording Date of Deed of Trust: July 22, 2015 Recording Information (Reception No. and/or Book/Page No.): 215077910 Original Principal Amount: $151,904.00 Outstanding Principal Balance: $151,245.23 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. PLEASE SEE ATTACHED LEGAL DESCRIPTION LEGAL DESCRIPTION EPC201600470 UNIT 205, CONDOMINIUM BUILDING 3, THE VISTAS AT NOR’WOOD CONDOMINIUMS, ACCORDING TO THE CONDOMINIUM MAP FOR THE VISTAS AT NOR’WOOD CONDOMINIUMS RECORDED DECEMBER 20, 2013 AT RECEPTION NO. 213600963 AND CONDOMINIUM BUILDING 3, THE VISTAS AT NORWOOD CONDOMINIUMS, ACCORDING TO THE CONDOMINIUM MAP FOR THE VISTAS AT NOR’WOOD CONDOMINIUMS RECORDED MAY 12, 2014 AT RECEPTION NO. 214600968 IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF EL PASO, STATE OF COLORADO AND AS DEFINED AND DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF THE VISTAS AT NORWOOD CONDOMINIUMS, RECORDED ON JANUARY 8, 2007 AT RECEPTION NO. 207003235 AND ANNEXATION OF ADDITIONAL LAND RECORDED MARCH 11, 2014 AT RECEPTION NO. 214019784 COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4835 Wells Branch Heights Unit 205, Colorado Springs, CO 80923-1146. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/10/2017 Last Publication: 3/10/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-

38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/06/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 3850.100214.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601150 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 17, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): KODY RYAN GROEN Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR CALIBER HOME LOANS, INC. Current Holder of Evidence of Debt: U.S. BANK NATIONAL ASSOCIATION Date of Deed of Trust: July 08, 2015 County of Recording: El Paso Recording Date of Deed of Trust: July 14, 2015 Recording Information (Reception No. and/or Book/Page No.): 215074810 Original Principal Amount: $164,326.00 Outstanding Principal Balance: $162,080.73 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 17, BLOCK 10, ADDITION NO. 1 TO AUDUBON GARDENS ADDITION, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 2121 BONFOY AVENUE, COLORADO SPRINGS, CO 80909-1801. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/22/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 1/27/2017 Last Publication: 2/24/2017 Name of Publication:

Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/17/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006414593 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601160 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 21, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): SENIDA L. PRATTS Original Beneficiary(ies): WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt: WELLS FARGO BANK, N.A. Date of Deed of Trust: February 28, 2013 County of Recording: El Paso Recording Date of Deed of Trust: March 11, 2013 Recording Information (Reception No. and/or Book/Page No.): 213031090 Original Principal Amount: $158,668.12 Outstanding Principal Balance: $148,566.01 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 19 IN BLOCK 4 IN BRIDLEWOOD SUBDIVISION, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4409 ARGYLL CIR, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/22/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus

attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 1/27/2017 Last Publication: 2/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/21/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013509 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601166 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 22, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): SEAN GUNN AND ERICA NICOLE CATHEY Original Beneficiary(ies): HOMEBRIDGE FINANCIAL SERVICES, INC. Current Holder of Evidence of Debt: HOMEBRIDGE FINANCIAL SERVICES, INC. Date of Deed of Trust: March 17, 2016 County of Recording: El Paso Recording Date of Deed of Trust: March 21, 2016 Recording Information (Reception No. and/or Book/Page No.): 216027996 Original Principal Amount: $262,000.00 Outstanding Principal Balance: $261,971.29 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 36, STETSON RIDGE SOUTH SUBDIVISION FILING NO. 3, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5473 STATUTE DRIVE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on

Wednesday, 03/22/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 1/27/2017 Last Publication: 2/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/22/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nathan F. Smith #48212 Malcolm Cisneros, a Law Corporation 2112 Business Center Drive Irvine, CA 92612 (949) 252-9400 Attorney File # B45439 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601171 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 23, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): SHIRLEY A ZAEBST AND CARL W WRIGHT Original Beneficiary(ies): FIFTH THIRD MORTGAGE COMPANY Current Holder of Evidence of Debt: FIFTH THIRD MORTGAGE COMPANY Date of Deed of Trust: August 26, 2009 County of Recording: El Paso Recording Date of Deed of Trust: September 02, 2009 Recording Information (Reception No. and/or Book/Page No.): 209104773 Original Principal Amount: $246,391.00 Outstanding Principal Balance: $218,239.66 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. THE EAST 60 FEET OF LOT 8 AND THE SOUTH 25 FEET OF THE EAST 60 FEET OF LOT 7 IN BLOCK 15 IN THE REFILING OF A PART OF THE EAST END ADDITION TO THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK I AT PAGE 49. Also known by street and number as:


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Colorado Springs Business Journal

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29

PUBLIC NOTICES 1212 E. MONUMENT ST., COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/22/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 1/27/2017 Last Publication: 2/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/23/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 16-948-29656 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601179 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 29, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): FRED R WILLS Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR AMERICAN LIBERTY MORTGAGE INC Current Holder of Evidence of Debt: LAKEVIEW LOAN SERVICING, LLC Date of Deed of Trust: December 23, 2011 County of Recording: El Paso Recording Date of Deed of Trust: December 30, 2011 Recording Information (Reception No. and/or Book/Page No.): 211130791 Re-Recording Information (Reception No. and/or Book/Page No.): 212011313 Re-Recording Date of Deed of Trust: January 31, 2012 Original Principal Amount: $150,096.00 Outstanding Principal Balance: $115,680.26 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 28 IN BLOCK 9 IN ADDITION NO. 1 TO AUDUBON GARDENS ADDITION TO THE CITY OF COLORADO SPRINGS, EL

PASO COUNTY, COLORADO. Also known by street and number as: 2204 BONFOY AVENUE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/29/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/3/2017 Last Publication: 3/3/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/29/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Weldon P. Phillips Jr. #31827 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006376826 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601185 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 1, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Nathan Tyler Lowry and Heather Lowry Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Michigan Mutual, Inc. Current Holder of Evidence of Debt: JPMorgan Chase Bank, N.A. Date of Deed of Trust: October 24, 2008 County of Recording: El Paso Recording Date of Deed of Trust: October 30, 2008 Recording Information (Reception No. and/or Book/Page No.): 208117707 Re-Recording Information (Reception No. and/or Book/Page No.): 211008669 Re-Recording Date of Deed of Trust: January 25, 2011 Original Principal Amount: $283,221.00 Outstanding Principal Balance: $260,593.03 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 52, RIDGEVIEW AT STETSON HILLS FILING NO. 21, EL PASO COUNTY,

COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED AUGUST 2, 2002 AT RECEPTION NO. 202127074. Also known by street and number as: 6483 Galeta Dr, Colorado Springs, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/10/2017 Last Publication: 3/10/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/01/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Marcello G. Rojas #46396 Klatt, Augustine, Sayer, Treinen & Rastede, P.C. 9745 E. Hampden Ave., Suite 400 Denver, CO 80231 (303) 353-2965 Attorney File # CO160321 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601188 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 1, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DANIEL FRITTS AND VICTORIA T. FRITTS Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR NEW CENTURY MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: US BANK NATIONAL TRUST ASSOCIATION, AS TRUSTEE FOR BANC OF AMERICA FUNDING CORPORATION 2007-7 Date of Deed of Trust: December 26, 2006 County of Recording: El Paso Recording Date of Deed of Trust: January 16, 2007 Recording Information (Reception No. and/or Book/Page No.): 207006985 Original Principal Amount: $144,000.00 Outstanding Principal Balance: $143,587.97 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

A FIRST LIEN. LOT 19 IN RAINBOW HARBOUR SUBDIVISION, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 5102 RAINBOW HARBOUR CIRCLE, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/10/2017 Last Publication: 3/10/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/01/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013072 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601198 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 5, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Jonathan J. Chong Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for Classic Mortgage, L.L.C. Current Holder of Evidence of Debt: Bank of America, N.A. Date of Deed of Trust: December 15, 2003 County of Recording: El Paso Recording Date of Deed of Trust: December 19, 2003 Recording Information (Reception No. and/or Book/Page No.): 203290756 Original Principal Amount: $125,600.00 Outstanding Principal Balance: $85,999.53 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, L & R SUBDIVISION, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as:

808 Bennett Avenue, Colorado Springs, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/10/2017 Last Publication: 3/10/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/05/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney Wright #45482 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-753159-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601202 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 6, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): WILLIAM A THOMAS II Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: May 09, 2013 County of Recording: El Paso Recording Date of Deed of Trust: May 09, 2013 Recording Information (Reception No. and/or Book/Page No.): 213060869 Original Principal Amount: $212,472.00 Outstanding Principal Balance: $199,012.75 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 11, BLOCK 2, COLORADO COUNTRY FILING NO. 3, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5527 MOSQUITO PASS DRIVE, COLORADO

SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/10/2017 Last Publication: 3/10/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/06/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013626 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601206 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 7, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): K. SCOTT SARTIN Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CHERRY CREEK MORTGAGE CO., INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: MB FINANCIAL BANK, N.A. Date of Deed of Trust: December 28, 2012 County of Recording: El Paso Recording Date of Deed of Trust: January 04, 2013 Recording Information (Reception No. and/or Book/Page No.): 213001224 Original Principal Amount: $179,992.00 Outstanding Principal Balance: $172,980.57 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SEE ATTACHED LEGAL DESCRIPTION EPC201601206 LEGAL DESCRIPTION CONDOMINIUM UNIT F, BUILDING 4343, THE VILLAGE AT SPRINGS RANCH CONDOMINIUMS, ACCORDING TO THE DECLARATION THEREOF FILED FOR RECORD IN THE RECORDS OF


30 Feb. 24 - March 2, 2017

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Colorado Springs Business Journal

PUBLIC NOTICES THE CLERK AND RECORDER OF EL PASO COUNTY, STATE OF COLORADO ON JUNE 29, 2004 AT RECEPTION NO. 204108141, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM MAP FOR THE VILLAGE AT SPRINGS RANCH CONDOMINIUMS RECORDED ON JUNE 29, 2004, AT RECEPTION NO. 204108142, COUNTY OF EL PASO, STATE OF COLORADO. PURSUANT TO AFFIDAVIT OF SCRIVENER’S ERROR RECORDED ON 12/5/2016 AT RECEPTION NO. 216140684 TO CORRECT LEGAL DESCRIPTION. Also known by street and number as: 4343 ALDER SPRINGS VIEW, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/10/2017 Last Publication: 3/10/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/07/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013611 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601210 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 7, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DONELLE L. BULLOCK Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR NATIONSTAR MORTGAGE LLC, DBA GREENLIGHT LOANS Current Holder of Evidence of Debt: NATIONSTAR MORTGAGE LLC Date of Deed of Trust: March 03, 2015 County of Recording: El Paso Recording Date of Deed of Trust: May 04, 2015 Recording Information (Reception No. and/or Book/Page No.): 215043304 Original Principal Amount: $244,100.00 Outstanding Principal Balance: $238,086.81 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows:

failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 18 IN BLOCK 4 IN HIGHLAND HILLS SUBDIVISION NO. 2, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 3213 AUSTIN DRIVE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/05/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/10/2017 Last Publication: 3/10/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/07/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006394951 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601227 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 13, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): YAMPA PROPERTY TRUST, A COLORADO TRUST Original Beneficiary(ies): STRATEGIC FUNDING GROUP, LLC, A COLORADO LIMITED LIABILITY COMPANY Current Holder of Evidence of Debt: STRATEGIC FUNDING GROUP, LLC, A COLORADO LIMITED LIABILITY COMPANY Date of Deed of Trust: April 05, 2013 County of Recording: El Paso Recording Date of Deed of Trust: April 10, 2013 Recording Information (Reception No. and/or Book/Page No.): 213046575 Original Principal Amount: $65,000.00 Outstanding Principal Balance: $65,000.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE

A FIRST LIEN. LOT 5, EXCEPT THE SOUTHERLY 10 FEET TO THE CITY, MAIZELAND, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 2724 EAST YAMPA STREET, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/12/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/17/2017 Last Publication: 3/17/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/13/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Douglas W Brown #10429 Brown, Berardini, Dunning & Walker, P.C. 2000 South Colorado Blvd. Tower Two, Suite 700 Denver, CO 80222 (303) 329-3363 Attorney File # 3664-001B The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601234 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 15, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): BRADLEY D. WELLS Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR PEOPLES MORTGAGE CORPORATION Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: February 12, 2010 County of Recording: El Paso Recording Date of Deed of Trust: February 17, 2010 Recording Information (Reception No. and/or Book/Page No.): 210014710 Original Principal Amount: $131,572.00 Outstanding Principal Balance: $117,785.28 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5 IN BLOCK 2 IN STETSON HILLS SUBDIVISION FILING NO. 7, EL PASO COUNTY, COLORADO. Also known by street and number as: 4650 ACKLEY COURT, COLORADO SPRINGS, CO 80922.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/15/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006439731 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601236 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 15, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): KRYSTINA J ROSARIO Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CALIBER HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: July 31, 2015 County of Recording: El Paso Recording Date of Deed of Trust: August 06, 2015 Recording Information (Reception No. and/or Book/Page No.): 215085048 Original Principal Amount: $181,943.00 Outstanding Principal Balance: $179,257.50 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 87, CHAPARRAL POINT AT INDIGO RANCH FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7667 CALYPSO DRIVE, COLORADO SPRINGS, CO 80923-5424. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described

herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/15/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013768 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601247 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 19, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): THOMAS A. DALSASO DBA UNION STREET PLAZA ASSOCIATES Original Beneficiary(ies): COMMERCIAL FEDERAL BANK, A FEDERAL SAVINGS BANK Current Holder of Evidence of Debt: BANK OF THE WEST, SUCCESSOR IN INTEREST TO COMMERCIAL FEDERAL BANK, A FEDERAL SAVINGS BANK Date of Deed of Trust: July 05, 2001 County of Recording: El Paso Recording Date of Deed of Trust: July 10, 2001 Recording Information (Reception No. and/or Book/Page No.): 201096234 Original Principal Amount: $300,000.00 Outstanding Principal Balance: $107,833.42 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SEE ATTACHED EXHIBIT “A” EPC201601247 LEGAL DESCRIPTION THAT PORTION OF BLOCK 1 IN AUDUBON GARDENS ADDITION TO THE CITY OF COLORADO SPRINGS, DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID BLOCK 1, BEING THE INTERSECTION OF THE EAST LINE OF UNION BOULEVARD WITH THE NORTH LINE OF JACKSON STREET, AS SET FORTH ON THE PLAT RECORDED IN PLAT BOOK U AT PAGE 14 OF THE RECORDS OS EL PASO COUNTY, COLORADO; THENCE EAST ALONG THE NORTH LINE OF JACKSON STREET, 110.00 FEET; THENCE NORTH PARALLEL WITH THE EAST LINE OF UNION BOULEVARD 145.00 FEET; THENCE WEST PARALLEL WITH THE NORTH LINE OF JACKSON STREET

110.00 FEET TO A POINT ON THE WEST LINE OF SAID BLOCK 1 BEING THE EAST LINE OF UNION BOULEVARD; THENCE SOUTH ALONG THE WEST LINE OF SAID BLOCK 1 TO THE POINT OF BEGINNING, EL PASO COUNTY, COLORADO. FOR INFORMATIONAL PURPOSES: PURPORTED STREET ADDRESS: 2403 N UNION BOULEVARD, COLORADO SPRINGS, CO Also known by street and number as: 2403 NORTH UNION BLVD, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/19/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Douglas W Brown #10429 Brown, Berardini, Dunning & Walker, P.C. 2000 South Colorado Blvd. Tower Two, Suite 700 Denver, CO 80222 (303) 329-3363 Attorney File # 1386-195 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601248 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 19, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Shawn Sweat and Kenley Sweat Original Beneficiary(ies): Wells Fargo Bank, N.A. Current Holder of Evidence of Debt: Wells Fargo Bank, N.A. Date of Deed of Trust: June 30, 2010 County of Recording: El Paso Recording Date of Deed of Trust: July 02, 2010 Recording Information (Reception No. and/or Book/Page No.): 210063971 Original Principal Amount: $189,800.00 Outstanding Principal Balance: $170,034.72 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE


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Colorado Springs Business Journal

Feb. 24 - March 2, 2017

31

PUBLIC NOTICES A FIRST LIEN. LOT 32, WAGON TRAILS SUBDIVISION FILING NO. 31, IN THE CITY OF COLORADO SPRINGS, STATE OF COLORADO Also known by street and number as: 7262 Grand Prairie Drive, Colorado Springs, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/19/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-16-755673-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601254 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 21, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): CONNIE E. MCROY Original Beneficiary(ies): PEOPLES MORTGAGE CORPORATION Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: April 23, 2008 County of Recording: El Paso Recording Date of Deed of Trust: May 06, 2008 Recording Information (Reception No. and/or Book/Page No.): 208052079 Original Principal Amount: $111,345.00 Outstanding Principal Balance: $106,076.58 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5, IN BLOCK 12, IN SMARTT’S

SUBDIVISION NO.5 FILING NO.2, IN THE CITY OF COLORADO SPRINGS, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK Z AT PAGE 79, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 118 BALFOUR AVENUE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/21/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 16-013450 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 49, IN SUMMERNIGHT SUBDIVISION, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 1916 Summernight Terrace, Colorado Springs, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/19/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/24/2017 Last Publication: 3/24/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/21/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100 Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 16-00558SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201601256 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 21, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Jeremy J Dixon Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Solutions of Colorado Current Holder of Evidence of Debt: Ocwen Loan Servicing, LLC Date of Deed of Trust: February 06, 2009 County of Recording: El Paso Recording Date of Deed of Trust: February 23, 2009 Recording Information (Reception No. and/or Book/Page No.): 209017319 Original Principal Amount: $202,240.00 Outstanding Principal Balance: $197,749.88 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed

COMBINED NOTICE - RESTART PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. EPC201500713 Republished to restart foreclosure stayed by bankruptcy and reset sale date. To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 28, 2016, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JAMES G MERZ AND KRYSTAL S MERZ Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR UNIVERSAL LENDING CORPORATION Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: June 30, 2011 County of Recording: El Paso Recording Date of Deed of Trust: July 05, 2011 Recording Information (Reception No. and/or Book/Page No.): 211064233 Original Principal Amount: $163,440.00 Outstanding Principal Balance: $155,776.84 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the

deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 14 IN BLOCK 9 IN CONSTITUTION HILLS NORTH FILING NO. 1 IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 2715 CHARLOTTESVILLE DRIVE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/29/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 2/3/2017 Last Publication: 3/3/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/28/2016 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve M. Grina #43658 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 15-007625 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201600476 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: Brent L Drumm Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: 1602 East Platte Avenue, Colorado Springs, CO 80909—5621 Recording Date of Deed of Trust: October 03, 2011 Recording Information: 211095935 Recording Date of Notice of Election and Demand: April 15, 2016 Recording Information of Notice of Election and Demand: 216038364 Legal Description of Property THE WEST 55 FEET OF LOTS 7 AND 8, BLOCK 59, EAST END ADDITION TO THE CITY OF COLORADO SPRINGS, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK E AT PAGE 26 IN THE OFFICE OF THE COUNTY CLERK AND RECORDER OF EL PASO COUNTY, COLORADO, COUNTY OF EL PASO, STATE OF COLORADO. Street Address of Property 1602 East Platte Avenue, Colorado Springs, CO 80909 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 11/16/16, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within five years from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. First Publication: 2/24/17 Last Publication: 3/24/17 Name of Publication: Colorado Springs Business Journal Date: 2/1/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201600667 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: WILLIAM R LITTEL Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: 2460 AMBLESIDE DR, COLORADO SPRINGS, CO 80915 Recording Date of Deed of Trust: October 09, 1990 Recording Information: 01969458 Book: 5779 Page: 1243 Recording Date of Notice of Election and Demand: June 09, 2016 Recording Information of Notice of Election and Demand: 216062342 Legal Description of Property LOT 22 IN CONSTITUTION HILLS FILING NO. 2, EL PASO COUNTY, COLORADO. THIS CONVEYANCE IS SUBJECT TO A NON-EXCLUSIVE EASEMENT ALONG THE SOUTHWESTERLY 5.0 FEET OF THIS LOT TO THE OWNER OF LOT 21 FOR THE PURPOSE OF MAINTENANCE, CONSTRUCTION, RECONSTRUCTION AND REPAIR OF SUCH OWNER’S IMPROVEMENTS. Street Address of Property 2460 AMBLESIDE DR, COLORADO SPRINGS, CO 80915 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 10/12/16, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within five years from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. First Publication: 2/10/17 Last Publication: 3/10/17 Name of Publication: Colorado Springs Business Journal Date: 1/17/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

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