Who We Are CRIO is a boutique insurance brokerage and risk management consulting firm that offers unique solutions to corporate clients and high net worth individuals. As a closely-held, privately owned firm, we are focused on developing long-term client relationships based on converting risk into opportunities that create long-term value. Our philosophy and distinctive underwriting process follows a conceptual approach in which real service, creativity and transparency are key. Our principals have over 50 years of diverse risk management and insurance brokerage experience, which we leverage to your benefit. We understand risk management and insurance challenges faced by chief executive officers, chief financial officers, corporate risk managers and other executives of corporations and high net worth individuals. Our team has the expertise required to develop innovative solutions to the complex problems you face every day. Unlike many brokerage firms where decisions and recommendations are driven by earnings expectations and higher cost structures, we have the freedom and flexibility to focus solely on what is best for you. CRIO is a part of the CRIO Group – a rapidly growing consortium of innovative insurance brokerage and risk management consulting companies.
Our Commitment to You • • • • • • • • • •
Be a proactive partner Follow a conceptual approach where real service, creativity and transparency are key Our principals are engaged in all client relationships Place your interests before our own Provide innovative ideas and solutions Invest time to understand your needs Offer tailor-made solutions to fit your unique needs Use a forward thinking approach to client management Keep you abreast of the latest insurance industry developments and trends Convert risk into opportunity - CRIO
Our Focus We are constantly developing cutting-edge solutions to meet your toughest risk management challenges. Our sophisticated consulting and support services are designed to help you effectively manage your risk in the ever changing marketplace. Our goal is to provide you with creative risk management solutions that are designed to fit your unique objectives and are customized to your specific needs. We have practice groups for the following market niches: • • • • • • • • • • • • • • • • • •
Commercial Real Estate Commercial Multifamily Hospitality and Leisure Construction and Real Estate Development Self Storage Industrial and Logistics Pharmaceuticals and Life Sciences Waste and Recycling Retail Sports and Entertainment Healthcare Technology Energy and Power Financial Services Professional Services Government Agencies Education High Net Worth Individuals
Customized Solutions We are constantly developing unique solutions to meet the toughest risk management challenges. Our goal is to convert risk into opportunity and provide you with creative risk management solutions that are designed to fit your unique objectives. What you will experience is highly professional approach from our proactive, transparent and motivated team who will develop the best program for you. We offer options that range from traditional insurance programs to sophisticated alternative risk financing solutions. Regardless of whether you want to outsource all of your insurance brokerage or risk management needs, to obtain help with a specific line of coverage or risk management issue, or to have an independent third party keep your current broker in line, we have the solution for you. Insurance Brokerage • Commercial Lines Insurance • Private Client Insurance Risk Management Consulting • Flood Risk Management • • • • • • •
Claims Management Safety and Loss Prevention Captive Feasibility and Management Mergers & Acquisitions Due Diligence Program Audit Premium Allocation Outsourced Risk Management
Insurance Brokerage We believe that a successful insurance program begins with a close partnership between a client and their insurance professional. By understanding your risk management and insurance needs, we present your risk profile in the best possible light to the underwriters that will be evaluating your risk. By thoroughly learning your philosophy towards risk management, we are able to design a program with the most appropriate risk/reward scenario. Our marketing approach is to present your risk accurately and favorably to the insurance markets. Our team maintains strong relationships with carriers and underwriters both domestically and internationally, based on trust developed over years of collaborative interaction. We make the best use of the global marketplace to obtain the most advantageous terms, conditions and pricing. We serve both commercial and high net worth private clients. Commercial Lines Insurance: • Property • Flood • Difference and Conditions • General Liability • Umbrella and Excess Liability • Workers' Compensation and Employer's Liability • Commercial Auto • Directors and Officers Liability • Errors and Omissions Liability • Employment Practices Liability • Crime and Fiduciary Liability • Kidnap and Ransom • Cyber Liability • Aviation • Marine • Environmental • Foreign Liability
Private Client Insurance: • Homeowners • Auto • Collections • Umbrella • • • •
Aircraft Marine Workers' Compensation Kidnap and Ransom
Risk Management Consulting We offer a wide range of value-added risk management consulting services, which are designed to help you enhance your risk management program or overcome specific challenges. Depending on the size and sophistication of your risk management team, our level of involvement can range from serving as a complete outsourced solution to supporting you on an as-needed basis. You will benefit from our added-value risk management consulting services: •
Flood Risk Management
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Claims Management Safety and Loss Prevention Captive Feasibility and Management Mergers and Acquisitions Due Diligence Program Audit Premium Allocation Outsourced Risk Management
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Licensing CRIO is licensed in all 50 states and the District of Columbia to sell property, casualty, surety, marine and miscellaneous lines of insurance.
Convert Risk Into Opportunity
CRIO, Inc. 1801 South Australian Avenue, Suite 102 West Palm Beach, FL 33409 Phone: (561) 616-8443 Fax: (561) 616-8859 Email: info@crio.com www.crio.com A Part of the CRIO Group