investment funds & asset management
Cost-competitive environment
➜ Banking
Costs and tax are two of the key drivers behind today’s business decisions. When compared to mainland Europe, Malta offers significant cost-advantages as a finance centre, making it a competitive alternative.
➜ Trusts ➜ Foundations ➜ Investment Funds ➜ International Pensions
Taxation & Fees
➜ Insurance
➜ Asset Management
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Efficient tax planning. Investors have the possibility to benefit from one of the lowest effective tax rates in Europe. While companies pay 35 per cent tax, a refund payable to shareholders reduces the effective tax rate significantly under certain conditions. This tax system has been approved by the OECD and the EU.
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Facilitating business. Companies in Malta can also benefit from the country’s extensive network of double taxation treaties as well as from a number of business promotional incentives.
➜ Wealth Management ➜ Family Offices
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Incentives for highly-qualified professionals. Malta has introduced a special 15 per cent tax rate for highly-qualified employees who fulfil certain criteria.
➜ Holding & Trading Companies
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➜ Financial institutions ➜ Maritime & Aviation
The bottom line. Legal and accounting fees are lower than in most other European jurisdictions, as are other operational costs and salaries which are about 50 per cent of those prevailing in the more established centres.
➜ Capital Markets ➜ Expat Residency ➜ Islamic Finance
Pool of support
Advice & Assistance
Diversified International Finance Centre
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FinanceMalta investor guide series
Malta’s workforce is multilingual and highly educated. Employment in the financial intermediation sector has increased by more than 60 per cent during the period 2004 to 2009. 8,900 people are now employed by the sector. ➜
Established service providers. Malta’s professional services’ firms have been at the forefront of the finance centre’s growth. At the same time many consultants and advisors have also gained experience overseas.
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International excellence. Employees and service companies are quick, efficient and have developed expertise in niche areas such as captive insurance, funds, trusts and wealth management. 60 per cent of Maltese students continue to third-level education.
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Part of global networks. Most of the country’s law firms are affiliated to international networks and many lawyers have post-graduate degrees in finance, and together with the big four accountancy firms, as well as many other accountancy and auditing practices, service international clients.
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Multilingual services. Ingrained with a British influenced work ethic, most Maltese speak at least three languages - Maltese, English and Italian. Many also have knowledge of another language, usually French or German.