20-Color
20 Highlands Ranch Herald
November 14, 2013
TOY BOX Small artworks for sale at gallery ANY LEGO SET ONLY $5.00
Sonya Ellingboe
sellingboe@ourcoloradonews.com
Nov 1st - Dec 1st. Bring coupon with you and inquire at store for details.
14455 W 64th Ave Unit M - Arvada 720.974.3222 www.jakestoyboxonline.com
DONATE your gently used furniture to support our ministry.
FURNITURE THRIFT STORE
We offer FREE pick-up!
Art on the Edge, the Greater Castle Rock Arts Guild’s gallery at 314 Wilcox St. in Castle Rock, offers a show called “Small Packages” to lure the holiday shopper. Small works by guild members will be replaced as they are sold, including at the monthly Final Friday event. Gallery hours: 11 a.m. to 8 p.m. Tuesdays through Thursdays; 11 a.m. to 9 p.m. Fridays and Saturdays; 10:30 a.m. to 4 p.m. Sundays. 303-8143300. GCRAG also has put out several Calls
for Artists for future shows: details on entry rules and fees at info@gcrag.com for all shows. • “Artistic Expressions”: My Funny Side/ My Meaningful Side/ My Blue Side. Deadline, Nov. 30. • “Brush Away the Blues with Color, Color, Color.” Deadline: Dec. 15. • “Masks, Carnivals, Music and Dancing.” Deadline Jan. 10, 2014. • “Wearable Art: Glitter and Fluff Over the Top.” (A 3-D show to run with the Mardi Gras show.) Deadline Jan. 10, 2014. • “Romancing the Arts” annual show at the Philip S. Miller Library in Castle Rock. Deadline is Jan. 10, 2014.
”Reasonable Prices” EXTRA! EXTRA!
We are a single mom ministry. Our program goal is to educate, empower individuals so they can become employable and attain self-sufficiency. Second Chances Furniture Thrift Store 209 W. Littleton Blvd., #A Littleton, CO 80120
Have a news or business story idea? We'd love to read all about it. To send us your news and business press releases, please visit ourcoloradonews.com, click on the Press
720-524-3891
Releases tab and follow easy instructions to make submissions. www.secondchancesdenver.org
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Run through the Holidays!
enver D l a u n An
Christkindl Market
Tough Girl Skirt 40 %
OFF
with LIMITED EDITION Tribal (shown)
Snow Queen
Hot Legs Prints
Secret Garden
Shop our two New locations, open through the holidays:
Skirt Sports OUTLET at CASTLE ROCK
Skirt Sports at ASPEN GROVE
Northside near Banana Republic 5050 Factory Shops Blvd. Castle Rock, CO 80108
Near to Panera 7301 S. Santa Fe Dr., Littleton, CO 80120
Authentic German Cuisine, Music, Beer, Arts and Crafts in a Truly “Old World” Christkindl Market Setting
HOW WILL YOU FINANCE THE FUTURE?
at Skyline Park
16th Street Mall & Arapahoe in the heart of Downtown Denver Rates as low as
4.99
%
APR*
20-Year 5/5 Variable Rate Home Equity Loan
TIME FOR A NEW CAR? IS YOUR KITCHEN OUTDATED? HAS YOUR HIGH SCHOOL SENIOR BECOME A FRESHMAN AGAIN?
Unlock the opportunity in your home. Vectra Bank offers proactive and convenient home equity solutions to help you reach your financial goals. With competitive rates, flexible terms and no payment for 90 days, a Vectra Bank Home Equity Loan may be the perfect solution for you. Call, click, or stop by a Vectra Bank location today, and let us help you unlock the opportunity that awaits within your home! Englewood 5050 S. Broadway Jeannette Sarconi 720-947-8180
Landmark 5362 Greenwood Plaza Blvd. Don Stoner 720-947-7422
Columbine Valley 6901 S. Pierce St. Jonathan Abbott 720-947-7517
Lone Tree 9990 Commons St. Dawn Braswell 720-947-8625
vectrabank.com 888-294-7838
Proactive Relationship Banking
Advertised APR is current as of 8/12/13, may increase after consummation and is based on an index plus a margin and is subject to change without notice. In order to obtain the advertised variable rate APR, applicant must open at least one additional credit and deposit product with Vectra Bank. Important terms and conditions: 1) Loan is a 20-year amortized, 5/5 ARM where the interest rate charged is based on a variable rate (the index) plus a margin and fixed for the first 5 years (no rate adjustments occur during this time frame) and adjusts every 5 years thereafter for the remaining 15 years. 2) For the remaining rate adjustments periods, the rate will not be lower than 3.99% regardless of the fully indexed rate at the adjustment times. Maximum rate is 21% 3) Excellent credit history required. 4) Eligible properties include owner occupied Single Family Residence, 1-4 family, vacation, townhome or condo. Investment properties and properties for sale not eligible. Add 0.25% for all secondary residences. 5) Maximum 85% LTV and standard 3rd party closing costs may apply. Property value to be determined by Vectra Bank; appraisal ordered only at request and expense of applicant. 6) Application must be received by 11/30/13 and loan must close by 12/31/13. Fees: Prepayment penalty may apply. No origination fee on loans up to $100,000; $100-$500 origination fee will apply on loans over $100,000, based on loan amount. Borrower responsible for all third party costs. Property insurance required. All loans are subject to credit approval. Not all borrowers will qualify for advertised APRs Proactive Relationship Banking and higher APRs will apply for borrowers with less than excellent credit history. Other programs and rates are available. Terms and conditions apply, contact Branch for details. Payment Information: Sample payment is based on estimated information including loan amount of $200,000, advertised variable rate of 4.99%, and 90 day first payment deferral. Monthly payments of $1,335.36 for the first five years followed by 180 monthly payments of $1,335.36 for the remaining 15 years. Monthly payments do not include amounts of taxes and insurance premiums, if applicable, and the actual payment obligation may be greater. ETHL0313-Ad
Member FDIC
November 22nd - December 21st, 2013 Sunday - Thursday 11am - 7pm • Friday & Saturday 11am - 9pm *Thanksgiving Day 11am - 4pm For details visit:
DenverChristkindlMarket.com