
6 minute read
NORTON
bad habit, starting a new and positive habit, or maybe setting our sights on breaking the company sales records, once we break free from what has been holding us back, leaving our comfort zone, we need to commit to never going back or settling ever again.

Here is something to watch out for, it’s called the neutral zone. It’s that place where we have decided to break free from our comfort zone but haven’t taken any action yet. Something is still holding us back. Maybe we haven’t fully committed to where it is that we want to go. Maybe we have some head trash that’s getting in our way. Whatever it is, it has us stuck in the neutral zone. How do we get unstuck? We take the rst step in the pursuit of our new goals and dreams. We don’t have to go beyond that, we are not going to go from running a 10K to running a marathon, but we are going to take the rst step and maybe run an extra half mile, and then each day slowly build to our ultimate goal.

Taking that rst step does some-

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Financial Strategies
buoyed by a few stocks that were hit hard last year, namely Apple, Nvidia, Microsoft, Amazon and Alphabet. ese ve stocks are the largest market-cap names in the S&P 500 representing 24.7% of the overall weight of that index.¹
Despite the mixed signals investors are experiencing, it may be helpful to hear some positive facts to lighten the heavy political and economic news lately.²
• In ation has calmed down in 2023.
• Corporate earnings were better than expected in the rst quarter.
• We continue to see strong employment levels.
• Retirees are bene ting from the previous government payments and thing psychologically that gets us moving in the right direction. For some of us, we get caught up in all the rest of the steps and it paralyzes us to the point where we do not take any step at all. A comfort zone surrounded by a neutral zone creates a do-nothing zone. And as it has been said before, if we aren’t moving forward, we are more than likely moving backward. Zig Ziglar said it this way, “People who never take step one, can never possibly take step two.” the higher interest rates on bond portfolios.
How about you, are there a rst step that you need to take? Is there a personal or professional goal or dream that you have had on your heart for a while? If so, have you asked yourself what is holding you back? As always, I would love to hear your story at gotonorton@gmail.com, and when we can break free from our comfort zone, leave the neutral zone behind, and commit to never entering that comfort zone again, it really will be a better than good life.
Michael Norton is an author, a personal and professional coach, consultant, trainer, encourager and motivator of individuals and businesses, working with organizations and associations across multiple industries.
• Capital spending is holding up given the infrastructure spending bills passed to keep our technology sector competitive, restore our infrastructure and incent re-onshoring of companies’ supply chains.
• Consumer spending has increased, especially on travel and entertainment.
• e economy is experiencing pockets of weakness this cycle, unlike the boom-and-bust periods of years past when every industry group seemed to su ocate at the same time. For example, residential housing is soft but multifamily housing is on re, so overall construction employment continues to rise.
• Productivity is troughing following an unusually high labor force quit rate. Once workers stay on the job for a while, they will become more productive quickly. Dramatic improvements in technology, like AI, will also drive productivity gains. ese positive indicators could be keeping us from falling into recession, however the debate is still open for a hard versus soft landing. Investors should use this time to update their nancial plans and build a portfolio strategy for the opportunity to take advantage of more green shoots. ted to Colorado Community Media and should not submitted to other outlets or previously posted on websites or social media. Submitted letters become the property of CCM and should not be republished elsewhere.
1. Ned Davis Research as of May 31, 2023.
2. William Greiner, CFP, Mariner Wealth Advisors chief economist. Je Krumpelman, CFA, Mariner Wealth Advisors chief investment strategist.
Patricia Kummer is managing director for Mariner Wealth Advisors.






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BY LUKE ZARZECKI LZARZECKI@COLORADOCOMMUNITYMEDIA.COM
The brain is overrated, according to Kadam Lucy James at the Kadampa Meditation Center.
“Have you ever felt peaceful in your head?” she asked.
She put her hands over her heart and said that’s where the mind is, adding that while the brain has conceptual reality, the mind exists in the heart, where we feel peace, love, joy and wisdom.
“If we can get into our heart, we automatically start to feel more peaceful,” she said.
James is temporarily living in Arvada and teaches meditation at the Kadampa Meditation Center. She started practicing about 41 years ago after she saw a “very peaceful person” in college.
“He was a student meditating on the end of his bed and I asked him what he was doing, because this was back in 1981, and meditation, no one had heard of back then,” she said.
Ever since, she’s been practicing and has taught all around the world, including England, San Francisco, New York City and now Denver. She hopes to one day achieve enlightenment, or in nite happiness and peace.
It takes a lot of hard work, but she said it’s the only thing where the more she does it, the happier she is.
It’s because, with meditation, the mind becomes naturally peaceful. Each person has a natural source of peace and happiness inside them, she said, and instead of seeking it elsewhere — relationships, ful lling jobs or material things — it’s already inside the body waiting to be found. e evidence lies in the random moments of peace and happiness everyone feels. It could be a torrential downpour and the mind is peaceful, settled and calm. e rst step to unlocking that potential and happiness is to breathe.
“What those moments show is that our mind is ne. And then what unsettles the mind is actually all our uncontrolled thinking,” she said.
Coming from the teachings of the Buddha, she compared the mind to a vast ocean. e waves are turbulent while below them is a vast, in nite, calm place. Waves of anxiety and negative emotions distort the brain but below those waves rests an incredible sanity.
“When our mind is settled, when we can let go of our troubled thoughts, and our turbulent thoughts, uncontrolled thoughts, then we naturally feel good. We naturally feel peaceful and we start to get a sense of our potential and who we really are, which is this person who has limitless potential, limitless happiness,” James said.
Focus on the nostrils
Carol O’Dowd, a Trauma and Transition Psychotherapist and Spiritual Counselor assists her clients by meeting them where they are and o ering them acceptance through breathing.
“If you focus on your breath, you cannot simultaneously focus on all your internal dialogue. It cannot be done. e human brain is not wired that way,” O’Dowd said.
It creates a space between the thoughts. e stress and anxiety stored in the body don’t go away, but the practice of noticing the emotions and putting them on pause to breathe helps calm the body down.
Breathing is a function of the body that automatically happens all the time. Focusing on that breath, O’Dowd compared it to a spectrum. What happens when the body stops breathing — death — is one end and the other is when the body pays attention to the breath — peace.
“It can be as simple as just experiencing that ow of air, and in and out of your nostrils. If you can place your attention there, that’s giving yourself a mini vacation,” she said.
O’Dowd encourages her clients to practice treating uncontrolled thoughts like a salesperson trying to sell them. Instead of buying, make them sit in the corner and return to them in 20 minutes after taking time to check in with the body.
It can also let go of stress. Pain, like what the ngers feel after working at a computer all day, can be a physical manifestation of stress. Holding on to that stress can lead to other health conditions.
“It’s not rocket science,” she said.
Escape to reality
James said achieving enlightenment is extremely di cult, and while the teachings she studied laid out di erent steps and pathways, she simpli ed it down to three. e rst is focusing on the breath to relax. e second is identifying delusions.
A delusion can be jealousy, greed, competitiveness or other unpleasant thoughts. Most of the time, those thoughts aren’t controlled by the mind and enter the brain randomly. It’s the root