Costo de Esperar en ($550,000) San Diego County, CA Loan Today(New Loan)
Esperando 6 meses Esperando 1 año
Esperando 2 años
Esperando 3 años
Property Name
My Property
My Property
My Property
My Property
El Valor de la Propiedad
$550,000
$577,870
Monto del Préstamo
$495,000
$520,083
$550,703
$578,705
$606,865
Término
30 years
30 years
30 years
30 years
30 years
Pago Inicial
$55,000
$57,787
$61,189
$64,301
$67,429
Tarifa
3.25%
3.25%
3.625%
3.875%
4.375%
ABR%
4.084%
4.074%
4.46%
4.715%
5.235%
Fixed/ARM
FHA Fixed
FHA Fixed
FHA Fixed
FHA Fixed
FHA Fixed
Seguro Hipotecario
$330
$347
$367
$386
$405
My Property
5.07% $611,892
11.25% $643,006 16.91% $674,294 22.60%
(Forecast based on MBA Mortgage Rate & MBS Highway Home Value Projections)
Appreciation of Property
Payments Over Time Payment per Month ($)
Property Value($)
700k 650k 600k 550k 500k Now
6 months
Year 1
Year 2
Year 3
4k
3.5k
3k
2.5k Now
6 months
Waiting Period
Year 1
Year 2
Year 3
Waiting Period
Costo del Análisis en Espera Compared to New Loan Today
Esperando 6 meses
Esperando 1 año
Esperando 2 años
Esperando 3 años
Pérdida de Flujo de Efectivo Mensual
$125
$394
$622
$950
$1,502
$4,731
$7,464
$11,397
Pérdida en la Apreciación de la Propiedad
$27,870
$61,892
$93,006
$124,294
Amortización perdida
$4,915
$9,911
$20,148
$30,723
$32,785
$71,803
$113,154
$155,017
Pérdida Anual en Flujo de Caja
Costo Total de Espera
¿Cuánto le costará esperar 1, 2 o 3 años? Estos cuadros comparan todos los costos y pagos si hoy sacara su préstamo, en comparación con 1, 2 y 3 años. Los cambios en el valor de la propiedad se basan en los pronósticos de la carretera MBS para cada condado, pero se pueden ajustar. Los cambios en la tasa de interés se basan en los pronósticos de MBA, pero también se pueden modificar. El monto del anticipo asumeque usted querrá mantener el mismo LTV, por lo que si el precio de la vivienda aumenta en el futuro, el pago inicial aumentará en consecuencia
Point Mortgage Corporation is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. 2421 Fenton Street, Suite A, Chula Vista, CA 91914. NMLS ID #231073 (www.pointmtg.com). +1 619.475.4095. Point Mortgage Corporation and Coldwell Banker West are affiliated companies with common ownership and any other real estate companies showcased are not affiliated nor share common ownership. You are free to shop around for the best price and are not obligated to use the services of one or the other. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.
Powered By MBS Highway Loan and monthly payment buying scenarios used for informational purposes only and may not be specific to your situation. Rates expressed may not be available at this time. This document should not be construed as investment or mortgage advice or a commitment to lend. Your results may vary. There are no guarantees, promises, representations and/or assurances concerning the level of accuracy you may experience. For actual and current terms and rate information, please contact your lender directly. APR of 4.084% assumes a 3.25% simple fixed interest rate assuming $2,000 in fees included in APR. Monthly principal and interest payment based on a fully amortizing fixed interest loan of $495,000 with 360 monthly payments at the assumed simple interest rate (Current as of 8/30/2021). *Lender is not a tax consultation firm. Please seek advice from a tax professional. MLS Data provided by Listing Booster. Monthly expenses may or may not include condominium or HOA fees, if applicable; your payment may be greater.
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