The Coast News, Jan. 8, 2010

Page 21

Legals 800 map thereof no. 10725, filed in the office of the county recorder of San Diego County, State of California, their successor in interest, heirs and assigns with said easement shall be appurtenant to said lot 1 and shall run with the land in accordance with covenants, conditions and restrictions. Amount of unpaid balance and other charges: $203,239.01 (estimated) Street address and other common designation of the real property: 2360 Hosp Way, Carlsbad, CA 92008 APN NUMBER: 167-250-42-39 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. Date: 1/4/2010 See attached Exhibit Exhibit Declaration pursuant to California Civil Code Section 2923.54 Pursuant to California Civil Code Section 2923.54, the undersigned loan servicer declares as follows: 1. It has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.54 that is current and valid on the date the notice of sale is filed; and 2. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or Section 2923.55. JPMorgan Chase Bank, National Association Name: Ann Thorn Title: First Vice President California Reconveyance Company, as Trustee (714) 730-2727 or www.fidelityasap.com (714) 5731965 or www.priorityposting.com Deborah Brignac California Reconveyance Company is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Deborah Brignac, Vice President 9200 Oakdale Avenue Mail Stop N110612 Chatsworth, CA 91311 P649244 1/8, 1/15, 01/22/2010 CN 9244 T.S. No. 09-0578-FS7 Loan No. 02780021248 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: BRENDAN THOW, AN UNMARRIED MAN AND AMANDA J. WARDELL AN UNMARRIED WOMAN Duly Appointed Trustee: First American Title Insurance Company Recorded 11/29/2007 as Instrument No. 20070744169 in book , page of Official Records in the office of the Recorder of San Diego County, California, Described as follows: As more fully described in said Deed of Trust Date of Sale: 1/29/2010 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $24,730.52 Street Address or other common designation of real property: 7100 FOUR SEASONS POINT Carlsbad, CA 92009 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Date: 12/10/2009 First American Title Company Vacation Ownership Division 1160 N. Town Center Drive, Suite 190 Las Vegas, NV 89144 (702) 304-7514 Lesa Smyer, Trustee Sale Officer P647498, 1/8, 1/15, 01/22/2010 CN 9243

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THE COAST NEWS

JAN. 8, 2010

Legals 800

Legals 800

AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KUO FEN LEE, AND JOAN HO YEE HO, HUSBAND AND WIFE AS JOINT TENANTS, dated 01/12/2005 and recorded 01/21/05, as Instrument No. 20050057283, in Book , Page 21664), of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 02/05/2010 at 10:00AM, At the South entrance to the County Courthouse, 220 West Broadway, San Diego at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any of the real property described above is purported to be: 340 BELFLORA WAY, OCEANSIDE, CA, 920577634. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $485,028.48. It is possible that at the time of sale the opening bid may be less than the

Legals 800

Legals 800

for property location. In the event no common address or common designation of the property is provided herein directions to the location of the property may be obtained within 10 days of the date of first publication of this Notice of Sale by sending a written request to MetLife Home Loans a division of MetLife Bank NA 4000 Horizon Way Trustee Sale No.: 20090187417564 Foreclosure Dept. #6205 Irving TX Title Order No.: 090674630 75063. Pursuant to California Civil FHA/VA/PMI No.: NOTICE OF Code §2923.54 the undersigned, on TRUSTEE’S SALE YOU ARE TS # CA-09-295653-RM Order # behalf of the beneficiary, loan serIN DEFAULT UNDER A DEED OF 30198188 NOTICE OF TRUSTEE’S vicer or authorized agent, declares TRUST, DATED 4/2/2007. UNLESS SALE YOU ARE IN DEFAULT as follows: [1] The mortgage loan UNDER A DEED OF TRUST YOU TAKE ACTION TO PROTECT servicer has not obtained from the DATED 3/24/2005. UNLESS YOU YOUR PROPERTY, IT MAY BE commissioner a final or temporary SOLD AT A PUBLIC SALE. IF YOU TAKE ACTION TO PROTECT order of exemption pursuant to NEED AN EXPLANATION OF THE YOUR PROPERTY, IT MAY BE Section 2923.53 that is current and NATURE OF THE PROCEEDING SOLD AT A PUBLIC SALE. IF YOU valid on the date the notice of sale NEED AN EXPLANATION OF THE is filed; [2] The timeframe for givAGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDex West, NATURE OF THE PROCEEDING ing notice of sale specified in subdiAGAINST YOU, YOU SHOULD LLC, as duly appointed Trustee vision (a) of Section 2923.52 does CONTACT A LAWYER. A public under and pursuant to Deed of apply to this notice of sale. If the Trust Recorded on 04/09/2007 as auction sale to the highest bidder Trustee is unable to convey title for Instrument No. 2007-0237520 of for cash, cashier’s check drawn on a any reason, the successful bidder’s official records in the office of the state or national bank, check drawn sole and exclusive remedy shall be by a state or federal credit union, County Recorder of San Diego the return of monies paid to the or a check drawn by a state or fedCounty, State of California. Trustee, and the successful Executed By: JUAN J. CAMPA,, will eral savings and loan association, or bidder shall have no further sell at public auction to highest bid- savings association, or savings bank recourse. If the sale is set aside for der for cash, cashier’s check/cash specified in Section 5102 of the any reason, the Purchaser at the equivalent or other form of payFinancial Code and authorized to sale shall be entitled only to a ment authorized by 2924h(b), do business in this state, will be return of the deposit paid. The held by duly appointed trustee. The Purchaser shall have no further (payable at time of sale in lawful sale will be made, but without money of the United States). Date recourse against the Mortgagor, the of Sale: 1/28/2010 Time of Sale: covenant or warranty, expressed or Mortgagee, or the Mortgagee’s implied, regarding title, possession, Attorney. Date: 12/22/2009 Quality 10:00 AM Place of Sale: At the entrance to the East County or encumbrances, to pay the Loan Service Corp. 2141 5th Avenue remaining principal sum of the Regional Center by statue, 250 E. San Diego, CA 92101 619-645-7711 Main Street, El Cajon, CA Street note(s) secured by the Deed of For NON SALE information only Address and other common desigTrust, with interest and late charges Sale Line: 714-573-1965 or Login to: nation, if any, of the real property thereon, as provided in the note(s), www.priorityposting.com described above is purported to be: advances, under the terms of the Reinstatement Line: 619-645-7711

Information: (800) 281 8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.77886 1/08, 1/15, 1/22/2010 CN 9240

Call: Priority Posting & Publication 17501 Irvine Blvd., Suite One Tustin, CA 92780 714-573-1965 www.priorityposting.com NDex West, LLC as Authorized Agent Dated: 1/6/2010 NDex West, LLC may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. P651217 1/8, 1/15, 01/22/2010 CN 9239

Legals 800

Legals 800

AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 1/29/2010 at 10:00 AM California Reconveyance Company as the duly appointed Trustee under and pursuant to Deed of Trust, recorded on 09/15/2006, Book , Page , Instrument 2006-0657186 of official records in the Office of the Recorder of San Diego County, California, executed by: Denise Kirkpatrick, a Single Woman, as Trustor, Washington Mutual Bank, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: At the entrance to the East County

California Civil Code Section 2923.54, the undersigned loan servicer declares as follows: 1. It has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.54 that is current and valid on the date the notice of sale is filed; and 2. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or Section 2923.55. JPMorgan Chase Bank, National Association Name: Ann Thorn Title: First Vice President Date: 1/4/2010 California Reconveyance Company, as Trustee (714) 259-7850 or www.fidelityasap.com (714) 573-1965 or www.priorityposting.com Deborah Brignac California Reconveyance Company is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Deborah Brignac, Vice President 9200 Oakdale Avenue Mail Stop N110612 Chatsworth, CA 91311 P649541 1/8, 1/15, 01/22/2010 CN 9237

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total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an “AS IS” condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions NOTICE OF TRUSTEE’S SALE TS No. 09-0079503 Title Order No. 09-8- of section 2923.5 of the California 226039 APN No. 160-644-32-00 YOU Civil Code, the declaration from the mortgagee, beneficiary or authorARE IN DEFAULT UNDER A ized agent is attached to the Notice DEED OF TRUST, DATED of Trustee’s Sale duly recorded with 01/12/2005. UNLESS YOU TAKE the appropriate County Recorder’s ACTION TO PROTECT YOUR Office. DATED: 09/10/2009 RECONPROPERTY, IT MAY BE SOLD AT TRUST COMPANY, N.A. 1800 Tapo A PUBLIC SALE. IF YOU NEED Canyon Rd., CA6-914-01-94 SIMI AN EXPLANATION OF THE VALLEY, CA 93063 Phone/Sale NATURE OF THE PROCEEDING

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THE COAST NEWS 116 ALVARADO CT FALLBROOK, CA 92028 APN#: 10540338 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $326,570.78. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. For Trustee Sale Information Please

Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): TODD HARKER & DONNA HARKER, HUSBAND & WIFE AS JOINT TENANTS Recorded: 04/08/2005 as Instrument No. 2005-0288730 in book XXX, page XXX of Official Records in the Office of the Recorder of San Diego County, California; Date of Sale: 1/28/2010 at 10:00 AM Place of Sale: At the entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA Amount of unpaid balance and other charges: $1,029,115.48 The purported property address is: 1659 YUCATAN WAY FALLBROOK, CA 92028 Assessors Parcel No. 104-37225-00 104-372-25 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, please refer to the referenced legal description

Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. This notice is sent for the purpose of collecting a debt. This firm is attempting to collect a debt on behalf of the holder and owner of the note. Any information obtained by or provided to this firm or the creditor will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P650137 1/8, 1/15, 01/22/2010 CN 9238 Trustee Sale No. 737922CA Loan No. 3011051327 Title Order No. 3206-252476 Notice of Trustee's Sale YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS

Regional Center by statue, 250 E. Main Street, El Cajon, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $337,777.10 (estimated) Street address and other common designation of the real property: 2358 Nicklaus Drive, Oceanside, CA 92056 APN NUMBER: 165-46008-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. See attached Exhibit Exhibit Declaration Pursuant to California Civil Code Section 2923.54 Pursuant to

NOTICE OF TRUSTEE'S SALE Trustee Sale No. 439175CA Loan No. 3013012145 Title Order No. 223841 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/09/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 01/29/2010 at 10:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 12/26/2006, Book , Page , Instrument 2006-0910736, of official records in the Office of the Recorder of SAN DIEGO County, California, executed by: VICTOR RABINOWITZ A SINGLE MAN, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier's check drawn by a state or national bank, a cashier's check drawn by a state or federal credit union, or a cashier's check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE, 220 WEST BROADWAY , SAN DIEGO, CA Legal Description: PARCEL 1: LOT 39 OF THE CITY OF ENCINITAS TRACT NO. 96-028, IN THE CITY OF ENCINITAS, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA ACCORDING TO MAP THEREOF NO. 13499, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, NOVEMBER 12, 1997. PARCEL 2: A NONEXCLUSIVE EASEMENT ON AND OVER THE ''COMMON AREA'' AS DEFINED IN THE DECLARATION (DEFINED BELOW) FOR USE, OCCUPANCY AND ENJOYMENT OF, AND INGRESS AND EGRESS TO, THE AMENITIES LOCATED THEREON, SUBJECT TO THE TERMS AND PROVISIONS OF THE DECLARATION. THIS EASEMENT IS APPURTENANT TO PARCEL 1 ABOVE DESCRIBED AND SHALL BECOME EFFECTIVE AS TO EACH LOT WITHIN THE COMMON AREA UPON THE LATER TO OCCUR OF (I) THE RECORDATION OF THIS DEED, OR (II) THE CONVEYANCE OF RECORD OF THE COMMON AREA TO THE ASSOCIATION. PARCEL 3: A NONEXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER LOT 87 OF CITY OF ENCINITAS TRACT NO. 96-028, IN THE CITY OF ENCINITAS, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 13499, FILED WITH THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA, PURSUANT AND SUBJECT TO THE TERMS AND PROVISIONS OF THAT CERTAIN DECLARATION, GRANT AND RESERVATION OF EASEMENT RIGHTS RECORDED JUNE 17, 1998 AS DOCUMENT NO. 1998-0368795, IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA. Amount of unpaid balance and other charges: $1,409,691.46 (estimated) Street address and other common designation of the real property: 739 WEST BLUFF DRIVE ENCINITAS, CA 92024 APN Number: 257-520-39 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold "as is". In compliance with California Civil Code 2923.5(c)


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