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Coast News Legals From Page A29 expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $35,312.12. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee's sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20110169808643. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 4/9/2012 P935751 4/27, 5/4, 05/11/2012 CN 13332
T.S. No.: 2011-14763 Loan No.: 80327083 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/19/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under
Legals 800 and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: EDUARDO VENCES, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY Duly Appointed Trustee: Western Progressive, LLC Recorded 10/23/2006 as Instrument No. 2006-0750957 in book ---, page --- and rerecorded on --- as --- of Official Records in the office of the Recorder of San Diego County, California, Date of Sale: 5/23/2012 at 10:30 AM Place of Sale: At the main entrance to the East County Regional Center by statue, 250 Main street, El Cajon, CA Amount of unpaid balance and other charges: $402,230.62 Street Address or other common designation of real property: 508 SOUTH BARNWELL STREET, OCEANSIDE, CALIFORNIA 92054 A.P.N.: 149-170-09-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.altisource.com/Mortgag eServices/DefaultManagement/Tru steeServices.aspx, using the file number assigned to this case 201114763. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale Date: 4/14/2012 Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210
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of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be T.S. No.: 2011-13778 Loan No.: made available to you and to the 71146229 NOTICE OF TRUSTEE'S public, as a courtesy to those not SALE YOU ARE IN DEFAULT present at the sale. If you wish to UNDER A DEED OF TRUST learn whether your sale date has DATED 6/21/2007. UNLESS YOU been postponed, and, if applicaTAKE ACTION TO PROTECT ble, the rescheduled time and date YOUR PROPERTY, IT MAY BE for the sale of this property, you SOLD AT A PUBLIC SALE. IF may call (866)-960-8299 or visit YOU NEED AN EXPLANATION this Internet Web site OF THE NATURE OF THE PROhttp://www.altisource.com/Mortgag CEEDING AGAINST YOU, YOU eServices/DefaultManagement/Tru SHOULD CONTACT A LAWYER. steeServices.aspx, using the file A public auction sale to the highnumber assigned to this case 2011est bidder for cash, cashier's 13778. Information about postcheck drawn on a state or national ponements that are very short in bank, check drawn by a state or duration or that occur close in federal credit union, or a check time to the scheduled sale may drawn by a state or federal savnot immediately be reflected in ings and loan association, or savthe telephone information or on ings association, or savings bank the Internet Web site. The best specified in Section 5102 of the way to verify postponement inforFinancial Code and authorized to mation is to attend the scheduled do business in this state will be sale Date: 4/12/2012 Western held by the duly appointed trustee Progressive, LLC, as Trustee c/o as shown below, of all right, title, 18377 Beach Blvd., Suite 210 and interest conveyed to and now Huntington Beach, California held by the trustee in the here92648 Automated Sale inafter described property under Information Line: (866) 960-8299 and pursuant to a Deed of Trust http://www.altisource.com/Mortgag described below. The sale will be eServices/DefaultManagement/Tru made, but without covenant or steeServices.aspx For Nonwarranty, expressed or implied, Automated Sale Information, call: regarding title, possession, or (866) 240-3530 Tunisha Jennings, encumbrances, to pay the remain- Trustee Sale Assistant ing principal sum of the note(s) 04/27/2012, 05/04/2012, 05/11/2012 secured by the Deed of Trust, with CN 13314 interest and late charges thereon, as provided in the note(s), NOTICE OF TRUSTEE'S SALE T.S advances, under the terms of the No. 1354156-02 APN: 107-120-51-00 Deed of Trust, interest thereon, TRA: 75006 LOAN NO: fees, charges and expenses of the Xxxxxx4556 REF: Gros, Porfie Trustee for the total amount (at the time of the initial publication IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN of the Notice of Sale) reasonably DEFAULT UNDER A DEED OF estimated to be set forth below. The amount may be greater on the TRUST, DATED July 23, 2007. UNLESS YOU TAKE ACTION TO day of sale. Trustor: BRENT D WALKER, AN UNMARRIED MAN PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC Duly Appointed Trustee: Western SALE. IF YOU NEED AN EXPLAProgressive, LLC Recorded 6/26/2007 as Instrument No. 2007- NATION OF THE NATURE OF THE PROCEEDING AGAINST 0429683 in book ---, page --- and YOU, YOU SHOULD CONTACT A rerecorded on --- as --- of Official LAWYER. On May 17, 2012, at Records in the office of the 10:00am, Cal-Western Recorder of San Diego County, California, Date of Sale: 5/25/2012 Reconveyance Corporation, as duly appointed trustee under and at 10:30 AM Place of Sale: At the main entrance to the East County pursuant to Deed of Trust recorded July 31, 2007, as Inst. No. 2007Regional Center by statue, 250 Main street, El Cajon, CA Amount 0508380 in book XX, page XX of Official Records in the office of of unpaid balance and other the County Recorder of San Diego charges: $875,553.93 County, State of California, exeStreet Address or other common designation of real property: 1168 cuted by Porfie Gros, A Widow, KAVA COURT,, ENCINITAS, CAL- will sell at public auction to highIFORNIA 92024 A.P.N.: 259-280-53- est bidder for cash, cashier’s check drawn on a state or national bank, 00 The undersigned Trustee disa check drawn by a state or federclaims any liability for any incoral credit union, or a check drawn rectness of the street address or other common designation, if any, by a state or federal savings and shown above. If no street address loan association, savings association, or savings bank At the or other common designation is entrance to the east county shown, directions to the location regional center by Statue, 250 E. of the property may be obtained Main Street El Cajon, California, by sending a written request to all right, title and interest conthe beneficiary within 10 days of the date of first publication of this veyed to and now held by it under said Deed of Trust in the property Notice of Sale. Pursuant to California Civil Code §2923.54 the situated in said County and State undersigned, on behalf of the ben- described as: Completely described in said deed of trust The eficiary, loan servicer or authorstreet address and other common ized agent, declares as follows: The beneficiary or servicing agent designation, if any, of the real declares that it has obtained from property described above is purported to be: 2415 Gracey Lane the Commissioner of Corporation Fallbrook CA 92028 The undera final or temporary order of exemption pursuant to California signed Trustee disclaims any liaCivil Code Section 2923.53 that is bility for any incorrectness of the street address and other common current and valid on the date the designation, if any, shown herein. Notice of Sale is filed and/or the Said sale will be held, but without timeframe for giving Notice of Sale Specified in subdivision (s) of covenant or warranty, express or implied, regarding title, possesCalifornia Civil Code Section 2923.52 applies and has been pro- sion, condition or encumbrances, including fees, charges and vided or the loan is exempt from expenses of the Trustee and of the the requirements. NOTICE TO POTENTIAL BIDDERS: If you are trusts created by said Deed of Trust, to pay the remaining princiconsidering bidding on this proppal sums of the note(s) secured by erty lien, you should understand said Deed of Trust. The total that there are risks involved in amount of the unpaid balance of bidding at a trustee auction. You the obligation secured by the will be bidding on a lien, not on property to be sold and reasonable the property itself. Placing the estimated costs, expenses and highest bid at a trustee auction does not automatically entitle you advances at the time of the initial to free and clear ownership of the publication of the Notice of Sale is: $516,925.72. If the Trustee is property. You should also be unable to convey title for any reaaware that the lien being auctioned off may be a junior lien. If son, the successful bidder's sole and exclusive remedy shall be the you are the highest bidder at the auction, you are or may be respon- return of monies paid to the sible for paying off all liens senior Trustee, and the successful bidder shall have no further recourse. The to the lien being auctioned off, beneficiary under said Deed of before you can receive clear title Trust heretofore executed and to the property. You are encouraged to investigate the existence, delivered to the undersigned a written declaration of Default and priority, and size of outstanding Demand for Sale, and a written liens that may exist on this propNotice of Default and Election to erty by contacting the county Sell. The undersigned caused said recorder’s office or a title insurNotice of Default and Election to ance company, either of which Sell to be recorded in the county may charge you a fee for this information. If you consult either where the real property is located. Huntington Beach, California 92648 Automated Sale Information Line: (866) 960-8299 http://www.altisource.com/Mortgag eServices/DefaultManagement/Tru steeServices.aspx For NonAutomated Sale Information, call: (866) 240-3530 Tunisha Jennings, Trustee Sale Assistant 04/27/2012, 05/04/2012, 05/11/2012 CN 13315
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NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1354156-02. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: April 25, 2012. (R-408174 04/27/12, 05/04/12, 05/11/12) CN 13313
You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11485191-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 6457711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-485191LL IDSPub #0025690 4/27/2012 5/4/2012 5/11/2012 CN 13312
drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HECTOR TORRES AND SHAUNNA TORRES, MARRIED TO EACH OTHER Recorded: 7/11/2007 as Instrument No. 2007-0464226 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 5/18/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $457,566.21 The purported property address is: 2522 BRADLEY ST, OCEANSIDE, CA 92056 Assessor’s Parcel No. 162-382-04-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11462986-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside
NOTICE OF TRUSTEE’S SALE TS No. CA-11-485191-LL Order No.: 1036906 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/22/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CINDY MARKS, AN UNMARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 1/3/2007 as Instrument No. 2007-0002371 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 5/18/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $370,511.50 The purported property address is: 1660 APPALOOSA WAY, OCEANSIDE, CA 92057-5605 Assessor’s Parcel No. 157-770-22-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction.
NOTICE OF TRUSTEE’S SALE TS No. CA-11-462986-LL Order No.: 110385835-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/3/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check
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