How to get lowest auto insurance rates when I had a gap?

How to get lowest auto insurance rates when I had a gap?

I wasn't driving after my old insurance expired several months ago, nor did I buy liability insurance, just to save money. I am a college student who walks/takes a bus to school, and when I occasionally needed to go somewhere that required a car, my boyfriend and friends helped me out. My boyfriend is graduating by the end of August, and I need to drive my own car again, so I have been shopping for insurance in the past few days. I found my insurance premium went up. According to the sales agent, my quoted price could have been 20%-30% lower if I had kept the liability insurance.

Anyways, I am wondering, if I buy just the liability insurance for now and keep my driving minimum, and after a month, I will get a new quote for a full coverage insurance, and then will I be considered as one without insurance gap Related

Has car insurance gone up in the past couple of months?

My partner has just been on 'compare the market' and found that to insure his fiat punto its going to cost him nearly 800 - 2 months ago when he looked he was getting quoted 400. Its nearly doubled in costs!!! What is all that about?

Can I get temporary insurance on my dads car?

My dad already has insurance on his car but I want to get temporary insurance while I am at home from uni. I tried looking on the company he was with and I from what I checked, they wouldn't give me a policy. Would I be able to get temp insurance from another company even though my dad has insurance from a different company?"

Person A driving person B's car and hits my car. Who's insurance pays?

Person A driving Person B's car. Person A backed up into my car. Who's insurance pays? Person A because he was driving? Person B because it's her car? Or my insurance because I have full coverage? What are the consequences if I file through my insurance company? Will my insurance go up even if it's not my fault? I think not but if you know for sure that would be helpful. Any and all information is helpful!!

Thanks!

Should a person without children get life insurance?

Is life insurance important to a person without children? Could they just save enough in life to pay for the funeral costs and other expenses. I can see reasons like you have a disabled spouse, but in general do you think it is necessary or just a useless expense."

"If i get a car insurance quote form quinn direct in ire,for an integra 1.8 of any variety i wont get insured?" tink dat car is bout 180bhp,yet i can get insured on a bmw 750i (5.4ltr Petrol) (350bhp) car and im only 21, try it yourself,i sed im 21 wit full lic and 2yrs ncb, tink it was 1700e

aswell, da micra i had last yr was 2700e. also i can get a quote on a crx vti del sol (160bhp) but not the esi (120),insurance companies haven't got a clue! http://www.quinn-direct.ie/index.html" List of dog breeds insurance wont cover?

Most rentals have a list of dog breeds you cant have because insurance wont cover certain breeds that are bite prone. Anyone know how I can find this list?

What is the difference between home insurance and buildings and contents insurance? hi. I will soon be moving into my first house with my girlfriend and its all new to me. We have been told we need a few insurances. Is there a difference between home insurance and building and contents insurance? or are they both the same thing? will they cover leaks, fire, structural damage, theft, boiler etc The house is in Newcastle UK. I would appreciate any help thank you I have no insurance but I want to get pregnant...?

My husband and I have been together for 4 years and we have been TTC for 2 years now. We have no insurance , so I've used 2 OPK's but all of the come out negative or with no results, and my periods have ALWAYS been extremely irregular so I can't calculate or predict my ovulation. I know we're gonna need insurance when and if I do get pregnant, here in the state of California you receive free health insurance for you and the baby while your pregnant and until the child is 18 or you get a different insurance carrier. I feel helpless and I don't know what I should do next... I find myself searching for clomid online but I know that is extremely dangerous with Dr. supervision. And we have looked in to other insurance carriers, but none of them cover fertility treatments. Please help!!! I need to know what my next step should be?"

Can I get my own auto insurance?

I am 16 years old and about to buy a car. My mother doesn't drive, so she doesn't have auto insurance. Would I be able to get insurance if she doesn't have her license?

If so, with what company?"

3rd party/ business car insurance?

Because im a young driver my insurance will be really expensive so i am getting 3rd cover insurance however this job i found requires me to have b1 insurance my question is do i have a have a comprehensive insurance to also have a b1 insurance? and how much more would business insurance cost me?

Which do you think is the cheapest car insurance company in chicago?

Which do you think is the cheapest car insurance company in chicago?

"My car was totaled, can I haggle with the insurance company?"

My car was totaled and the insurance is only offering me $11,500, but the same car (year/make/model) with same mileage on it ranges from $13,500 - $15,000 in my area. Can I haggle with them to give me more? I have not yet accepted the $11,500, I tried to tell them, but they keep saying they won't give me more, shall I ask for a supervisor, I don't know if insurance companies are starting off low and you can drive it up a bit?"

Personal Medical Insurance?

Why is medical insurance is a dream of riches or expensive commodity in U.S.A ? For example, Denmark, Canada, and other countries it is affordable and free to the people who contribute to the development of the country? (In Denmark for example if you can speak Danish, and work, you get free Insurance, like such in another countries). Why can't we make it affordable to everyone? What pro-active thoughts, comments, actions, suggestions you have for in this regard? Thank you."

Which is the best health insurance company (policy) to cover all expenses in India ?

Best insurance company for Health insurance policy: An individual, 55 years old to cover all expenses (Eg. Hospitalization, Consulting fee, Medicine expenses, Room rent, Surgery, Post hospitalization and related expenses)."

Is there cheap car insurance in sharon pennsylvaniaa?

Hello im getting a car in a week and need insurance but i keep getting told its going to be around 80 dollars a month and i was paying 50 dollars in New York, I only make 400 dollars a month. Does anyone know of a cheap place for auto insurance in or around Sharon PA? thank you" Car insurance switches? i have a nissan sentra 93 my insurance is through allstar but, my cars transmission finally went out so i got another car but its not insured yet...i was wondering will my insurance company let me switch my coverage from my nissan to my new saturn??,, with out having to pay for another deposit and do i keep the tag from my other car and use it for the new one or do i give that back?? and is there anyway to find out how much a new tag and taxes will cost on my new car?? or do i just have to find out when i go to the dmv??"

Progressive auto insurance problem !?

I need an opinion on what should i do in this case. 3 weeks ago , as I was driving home , on the freeway , from the truck in front of me fell big peace of ice and hit my car from underneath. Less than 1 minute later i noticed blue smoke behind , luckily there was and exit with gas station right there. By the time i pulled up to the gas station car was barely moving. After staying parked for 20 min , it leaked oil and tranny fluid . I called towing , had them pick the car up , called progressive made the claim.

All of that happened in WI near Milwaukee , before i used to leave in Chicago , so I never dealt with progressive from WI. After couple days adjuster came out and gave shop 1100$ to start the repairs , shop diagnosed everything and came to a conclusion that its the transmission leaking because of the damage inside. Adjuster was extremely slow to give shop any kind of approvals to do anything , So after 3 weeks

they finally allowed them to take transmission apart , another adjuster came out took pictures , then shop owner want around , called me and said that he will call me next day. Next day shop owner calls me asking if I heard anything from progressive ? I call that guy back , but he went on vacation. Call my first adjuster , she says that the guy who went on vacation concluded that it wasn't related to impact , so they wont pay for anything and I owe 500 for taking down transmission. I called shop owner right away asking if its possible , not being related to impact , he says of course not , otherwise your car wouldn't break after impact. He also said some technical explanation what caused it to break , i just don't know what. he also said that no one ever called him and asked him what was the cause if that. I dealt with progressive in Chicago twice , when i lived there , and i had greatest experience ever , but it seems that in Milwaukee , they are playing games , making me pay , and not taking responsibilities.

I figured somebody might know what should I do in this case , I just want them to do what they should do , especially when Im paying 200$ a month."

Insurance for a van ... not too sure..?

Hi I just bought a 1979 Dodge Camper van which is in great condition with low miles on it. I want to get it plated which is fine but also I want to insure it but I am not sure what to expect, is it going to cost me less or more because of it being older? I am 26 years old and Ive had my license since 17. Ive been insured under my parents insurance as a 2nd driver since 17 also. Even if I didn't drive it all the time they just kept me on it. Well I'm not sure what else I can say to help out with an estimate of the insurance. Maybe some of you have better knowledge, I live in Canada, Quebec.

Thank you. Btw this is my first owned vehicle which is kinda weird hehe but yeah I'm learning."

Is it better to buy cheaper can than expensive car?

I love expensive sports cars, but I don`t need to have it, I can just watch those at museum, stores, and photos. I think buying cars is waste of money. It costs money to buy cars, car insurance, gasoline, and parking ticket. Also cars get stolen lot , it can break easily by car crash, some bad kids will scratch it, and high risk of death. Using train is way cheaper. If I really need car, I would stick with least cheapest car.

Because when my car got stolen, or broke, I have less things to lose."

Health insurance costs...what do you pay?

My husband is in the military and is thinking about getting out. Our health insurance is totally covered right now but in the civilian world we have no idea what the cost will be if he doesn't get a job that offers benifits. I'm looking for any info about what people pay monthly, and co-pays for health insurance for a family with 1-2 children. Thank you so mcuh!!!"

Motorcycle Insurance Question....?

I live in San Diego California. I was wondering how much do you think i would have to pay for insurance if im 20 and my brother is 25? He has an 08 Kawasaki 650R I have an 08 ZX6R Which is the best company to provide affordable individual health insurance? or best way to getting one?

Which is the best company to provide affordable individual health insurance? or best way to getting one?

Does my insurance change when I change my license from one state to another? totally confused!?

I want to change from a Delaware license to a Maryland drivers License. I am on my moms insurance and I pay her every year for keeping me on. This is very confusing.

After changing from DE to MD license do I notify the insurance company? Can my rates change? Can I still drive the car registered under her name? Please, any info you can provide is helpful! ! I am doing this to get in state tuition for college" How much will be car insurance be?

The car is a Honda Logo and the first part of the registration is W388 It is manual hatchback, uses petrol and isn't modified. I have no idea on the mileage. I am 17 year old new driver. My mother, father and grandma are all drivers on this car, I will just be an additionAl driver. They have all been driving 20+ years and have no claims. I live in an area that is fairly busy. The car will be parked on a public road outside my house unless in use. It will be used by me for social only. My other family members use it for running errands and shopping. How much can I expect my car insurance to be on this car? Will it be less than 2000? Thank you" "No insurance, can i go to the doc?

I don't. have insurance except plan 1st (for birth control) i need to go to the doctor but would they even see me?

How to get lowest auto insurance rates when I had a gap?

I wasn't driving after my old insurance expired several months ago, nor did I buy liability insurance, just to save money. I am a college student who walks/takes a bus to school, and when I occasionally needed to go somewhere that required a car, my boyfriend and friends helped me out. My boyfriend is graduating by the end of August, and I need to drive my own car again, so I have been shopping for insurance in the past few days. I found my insurance premium went up. According to the sales agent, my quoted price could have been 20%-30% lower if I had kept the liability insurance.

Anyways, I am wondering, if I buy just the liability insurance for now and keep my driving minimum, and after a month, I will get a new quote for a full coverage insurance, and then will I be considered as one without insurance gap Unemployment insurance disadvantage? california? is there any negative impact if you file for UI???

What is the cheapest car insurance for women college students?

19 year old female. 1999 Toyota 4runner Why not discuss health care insurance in 'car insurance' terms?

You buy collision car insurance to cover repairs, right? The REAL money is in the COST OF REPAIRS. If those costs are high, then insurance premiums will be high.

But we don't scream at the car insurers, we usually scream at the body shop for the high costs of repairs. Shouldn't the focus be on high priced office calls and hospital costs instead of the insurance premiums required to cover them? After all, if an appendectomy cost only $50 (to make a point) then 'insurance' would be dirt cheap. I think that villainizing the insurance deflects from the root of the problem."

Motor Scooter Insurance?

I'd like to hear an estimate for how much motor scooter insurance would cost if I have/am: *16 years of age *Own a 49cc motor scooter *Will use it basically year round for: School, business, pleasure purposes *Took a drive safe course *Have a car license *Decide to get completely insured (All out) If someone would give me realistic numbers for monthly/ yearly costing, I'd be very appreciative."

Car insurance can be annoying.? heres the situation... my boyfriend and i recently broken up.we are having our first child together,im 20 hes 23.we both decided to go in an get a new car for me,but since his credit was a lil better then i.his name was first as in the car belonged to him,and i became cosigner.i make the car payments,and pay half insurance.his responsibility was to pay for the other half insurance,and now that were not together,hes not willing to pay.well at first he said he wasnt willing to.now he is.BUT...am i able to refinance the car and put it in my name,and insurance.i dont want him to think he can pay when he wants or not,becuse were not together anymore.so im trying to find ways,so that car is mine,and he has no way of taking it or what not.i need it not just for me,but for our child.any advice?"

Insurance for a first time motorcycle driver? is insurance cheaper for a pickup truck or motorcycle for a first time driver? either would be pre 1990 the motorcycle would be a 250cc honda What is the best life insurance for seniors? age 53, will retire in 2010 - federal employee" 2 accidents and an oui how much will my insurance be now? i hit a parked car while backing up 2 yrs no one was harmed my cars rear bumper needed to be replaced and the other cars front fender ago and then 2 weeks ago i hit my car on a tree and totaled it and i got an oui my insurance was $100 a month before how much will it be now like a guess?

Cheap Car Insurance For 17 Year Olds Male ?

Hello .. am trying to get insured on a corsa 1.2 sxi and i am 17 years old .. ive been on go compare, moneysupermarket etc and they want 4045 grand a year with pass plus :/ can anyone help me out and get me a list of cheap insurance companys :)"

Do you get cheaper insurance for older cars or new cars?

Do you get cheaper insurance for older cars or new cars?

What is the cheapest car insurance for a 17 year old young man?

I'm 17 and passed my test a couple of months ago. i've checked websites like go compare and the cheapest car insurance i can get is around 2000 pounds. this is way too high. whats the cheapest i can get? i understand if i go on my mums insurance i could probably get it cheaper. whats can i do to make it cheapest? for example go on my grandma's with 3 other people insured on it or something ? i havent got a car so if anyone could tell me the cheapest car to insure? i understand clios are quite cheap? thankyou Insurance Cost on Muscle Car? Sooo I know that insurance costs vary from state to state, and also on your carrier... but I was just curious as to if anyone could give me something to go off of. I'm 16, and I'm seriously thinking about buying a 2002 Pontiac Trans Am. (Yes, I know it's got a V8, and no, Mommy and Daddy aren't helping me with a penny, so please no trolling on that subject) I planned on going through my Mom or Dads' insurance. They both have multiple cars on their plans, and are carried through State Farm. Does anyone have any idea on how much it woud cost to be put on one of their plans? Or is there any tips or tricks out there to get a lower payment for me? Just curious.... lemme know what you got please! :)" What to do if someone doesn't want to use car insurance to pay for accident but pay privately?

Someone just rear ended me. There are deep scratches on the bumper. He has car insurance, but doesn't want to use it. I got most of his information - driver's license #, car insurance info, ect. What are the steps I should take? My car insurance company said I have to call in and report accidents as soon as they happen. Should I do this in case he doesn't follow through and pay me for repairs? Should I go get an estimate right now, and have him send me a check?"

Can you have one car insurance for two cars?

I'd like to get another car but at the moment I am the 2nd driver on my mums insurance as we share the car. I am 20 and the reason why I am on my mums insurance is if I take an insurance by myself it costs a lot because I am a young driver.

But could I get another car and have the same insurance, so in other words it would cost me no more than it already does.? Thanks!"

Is it possible to give car insurance benefits to my boyfriend?

Im going out of the country next week, I will not be coming back until the first few days of january. My boyfriend is currently staying at my house and he has no means of transportation. (He is 20 years old, and his car completely broke down--our location is Dallas TX.) I was wondering if it was possible to add him under my father's car insurance plan, with him being a non-family member. ANY information is helpful and

greately appreciated. Please, no dumb comments as this is of great importance to us."

Car accident in dad's car. What will the insurance cover? Should I get a lawyer?

I was involved in a 3 car accident. The car behind me hit me twice (once on the back right and once on the side as he swerved and lost control) causing me to hit the car in front of me. I was driving my dad's car for the summer because I'm doing an internship away from home. Since my dad's car is useless now, I needed to get a rental car. I would also like to get some medical expenses covered because I am experiencing back and neck pain. My questions are: Will the other person's insurance cover the cost of the rental car although the car is not mine but I am the one using it for the summer? And should I get a lawyer to handle this situation? (Also, my dad is 8 hours away from here and the car is still in the tow lot since I am staying at an extended stay hotel and have no where to keep the car.)"

Car insurance question?

I only renewed my car insurance 5 month back and paying a load for it. I just found I can save 30 a month. on the whole I would save even after another initial payment.

Would it be a good thing to swap insurance companinies for this and can I swap.

My mom is 84 and has trouble paying her supplemental insurance at 225 per month.

What can she do?

Where can she find affordable medicare supplemental insurance. She now has Blue Cross and Blue Shield of Illinois and she no longer can afford it. Thanks for your help.

Cheap car to insure for a 17 year old?

Im 16 about to turn 17 and am looking at cars to insure but they are all too expensive to insure. Can anyone suggest a cheap car to insure and a cheap car insurer Insurance for first time motorcycle driver?

I'm 16, female, & am looking at the Kawasaki Ninja 2009. I would be the primary owner, and I'm wondering whether the color of the motorcycle will affect the rate of insurance as well? Thank you!"

No insurance on used car? i bought a used car on a Wednesday the guy i bought the car from only gave me a bill of sale had no registration on the car. i left with the car i got pulled over for speeding 72 on 55 it was a stick shift and i didnt really think i was going that fast and that same day and i had no insurance on the car the cop gave me the ticket for speeding and for no proof of insurance and he let me go. then i sold the car 2 days later on friday to make a quick buck out of it. my question is if i sold the car can i still get fined for the no insurance if i don't have the car any more. hopefully the judge waves it and just fines me for the speeding i live in california Can I wait to report damage to insurance company till car payed off?

My car was parked on a busy street in icy conditions and when I returned to it, it had clearly been hit but no one left a note, etc. It will probably be very expensive to fix...although it is only cosmetic damage and it isn't horrible. In fact, from a distance, you don't notice it much. Anyway....my husband passed away recently and my finances have been limited. I have full coverage on the car (It is a 2004 ford escape)....because I am still making payments on it. We have a $1000 deductible, which I cannot afford right now. Besides, my brother-in-law tells me he can spruce up the damage and make it look better..and of course won't charge me much for that.

So....here was my plan. Please tell me if I'm doing anything illegal here or just tell me if my plan will work: So...I'm expecting a large enough tax refund that I can pay the car off in March if I choose to do so. Once that is all complete...and before I drop my full coverage to just liability, I was going to report the damage....and go through the process of getting estimate, etc...and then not have the car fixed and just take a check. With that check, I was going to pay off some other bills I'm very behind on (mainly hospital bills). That plan will help me get my finances in order and get out from under debt. But I'm not sure if I'm thinking clearly on this! Someone please tell me if this plan is an option. Thank you!"

Can someone explain the difference between Health Insurance and any other Insurance?

I don't understand why people act like health insurance is so radically differently than other insurance. Is it? Insurance is a form of risk management to hedge against loss.

Auto, Life, Homeowners, Unemployment and Health are among the types of insurance you can buy. I'm generally not required to buy any of those insurances. If I have the title to my home, I'm not required to have homeowners insurance. If I don't drive a car, I'm not required to carry auto insurance. Why should I be forced to buy health insurance? If I want to take that or any gamble by not buying insurance, isn't that my choice? I will admit that by not purchasing health insurance, I could be putting a burden on others if I was admitted to the ER and couldn't pay, that burden of payment would fall on others. HOWEVER, that burden would be there whether I was forced to carry insurance or not. If I don't make enough money to buy this mandatory insurance, then the gov't will give me tax credits to purchase insurance. Who's paying for those tax credits? All of the tax payers. So either we pay the providers/insurance companies via higher premiums to cover loss, or we pay the gov't via taxes. Forcing (perhaps unconstitutionally) citizens to purchase health insurance won't solve anything, it will just move where the cost is incurred. But please, explain why people are treating health insurance so differently."

What is the average insurance cost for a 04 lexus rx 330?

What is the average insurance cost for a 04 lexus rx 330?

What is a good cheap car for a 17year old? I want cheap insurance as well.?

I have recent started driving lessons and I want to buy a car. I only earn 30 a day tho.

How to get lowest auto insurance rates when I had a gap?

I wasn't driving after my old insurance expired several months ago, nor did I buy liability insurance, just to save money. I am a college student who walks/takes a bus to school, and when I occasionally needed to go somewhere that required a car, my

boyfriend and friends helped me out. My boyfriend is graduating by the end of August, and I need to drive my own car again, so I have been shopping for insurance in the past few days. I found my insurance premium went up. According to the sales agent, my quoted price could have been 20%-30% lower if I had kept the liability insurance.

Anyways, I am wondering, if I buy just the liability insurance for now and keep my driving minimum, and after a month, I will get a new quote for a full coverage insurance, and then will I be considered as one without insurance gap What happens if you lie to a car insurance company about your traffic violations?

My husband wants me to hide my violations because we are trying to get a new policy right now. I figure why wouldn't everyone do that then?

Will my insurance company repo my totaled car if I'm still making payments?

April 2011 my car suffered enough hail damage to become totaled. I owe more on my loan then my insurance company is giving me, and would need $4500 to buy it salvaged. I can not afford to buy a new car and this one still runs perfectly fine (it was all cosmetic damage). I have been paying on my insurance and my car loan and have not been called regarding my choice to keep or sell my car in a very long time. My insurance policy has even been renewed for another year with no changes to my policy. I see no reason they would come and take it and not just let me finish paying my car. The problem is now my wife (who is fresh out of college with tons of debt and lowered my credit score) wants me to take out a personal loan and buy the salvaged title to make sure they won't repo it. My current loan has all the interest paid off the new loan would have much worse interest rates."

Where can I find the best and affordable health insurance? employer does not provide health insurance anymore. where can i find the best affordable health insurance that i pay for myself? thanks State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal?

What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on their feet. The 30 year term is affordable, but the life expectancy of my great grandparents, grandparents and parents, across the board is at least over 65. I'm as healthy as an ox now, but I know that diabetes, high blood pressure and high cholesterol run in my family. I'm very active so I have no signs of any disease related to heart disease. It's a fear that I've had since I was a kid and it's the main reason why I stay active. That being said, what should I get? I already have 2 cars and condo insurances through State Farm so I'd get something like 17% off my car insurance. I'm struggling to figure out which policy to choose. I need some insight."

Any advice on Medical Insurance?

My husband's job has an insurance plan that will take $200 out of his paycheck EVERY OTHER WEEK. He makes about $1200.. that is $400 a month which leaves us with $800 a month to survive. We think it's ridiculous.. can anyone give us advice on any other insurance policies? Blue cross blue shield maybe.. or anything... Thanks in advance!

Is the 2008 Mazda Rx-8 worth buying?

I got a deal for 19,000 dollars with 11,000 miles on it. I can afford it but im wondering if it is a reliable and good car for 5-6 years. How does it do in the winter? I live in VA. Gas? Reliable? Insurance? Used 2008 honda accord coupes are so expensive and camrys are expensive too."

Anyone have a phone # for Wells Fargo Auto Insurance Claims Dept? All the online numbers are for quotes.?

Just got hit and person gave a non-working number for the insurance company (I guess Wells Fargo Auto Ins took over Wachovia Auto Ins). Thank you!

"Car insurance in Wisconsin, us.?"

Hi, no one will give me a clear answer here.. Do you have to carry car insurance in Wisconsin? If so, what kind?, and how does it work?..I dont understand...would anyone ming explaining motor insurance policies?, or giving me a url thank you..."

Does my boyfriends name have to be on the car title in order for me to be put on his insurance?

I will be buying a car this weekend. I am under 25, so the insurance is outrageous. my boyfriend is over 25. It is a lot cheaper if i just add myself to his insurance. My question is does his name also have to be on my car if i want to be put on his insurance? I was told yes but im not sure."

Is their a place that has cheap car insurance if I havnt even had my license for a year?

Im 18, the school id idealy like to go to is to far to take the bus and I can't really relly on others for transportation. I'd like something under $100 maybe like $80. Ill have driven for a year in may but school starts in march so yea. Id like to go on my grandparents but its like $2000 a year I dont know why! or what I should do?"

Car insurance more expensive for men?

I'm twenty five and looking to get my first car, a small 1.3 Nissan, anyway i checked the insurance and it costs 3250 for one year, that sounds extortionate, no? I then went back and done a quote for a lady driver who just turned eighteen January just gone - it would cost 1750. Is that not sorta wrong?"

I just bought a new car and don't immediately have insurance. Is there a grace period for a policy renewal?

I just purchased a new 2012 Honda Civic, and I gave my old 2000 VW Golf to my brother in Indiana (I'm in Wisconsin), and the golf is insured. However, I have yet to renew my policy to insure my new civic. So my question is, is there a grace period for renewing my policy? I have the new policy set up and just have to give them the vehicle VIN # and pay to activate the new policy but I no longer have the Golf so should I not drive my civic to work tomorrow since it is illegal to operate a vehicle without auto insurance? I don't want to get pulled over and then risk having my license

suspended since I don't have the new insurance cards/policy activated at that moment for the civic. I plan on activating the new plan the next morning. Can someone please let me know?"

How much info do the govt have on what sort of car insurance u have?

Like as long as I have an insurance certificate am I sweet until I have an accident? Or if I give the insurance company wrong info for a cheaper quote will the govt find out? If so how? My mates had his car for ages and has no insurance and the police have never said anything to him Cheers How much would Insurance go up with Speeding Ticket?

I'm 17, in Kansas, and I got a speeding ticket for going a 51 in a 40. My dad said that it will cause insurance to go up for the next three years. My ticket cost is $96.00. How much should this cause my insurance to go up? I've never had any violations of any kind before and I have the good student discount, too. Also, what do you recommend I do? Should I just pay the fine and accept whatever happens to my insurance?"

Car Insurance Help!? Will my rates go up?

Today when I got outta school, I was about to drive home and i found a huge dent on the passenger side door. So it was a hit and run I guess. Nobody left any note or anything. I drove the car home and called the cops to get a police report. the cop gave me a card with her name and the case number, but she said that if i file a claim with insurance, the company will either drop me or increase my rates. I'm a 17 year old boy and i live in maryland and im insured under geico. will my rates go up? Thanks" I need a form for allstate car insurance good student discount?

I need a form for allstate car insurance good student discount?

Where is the cheapest place to get car insurance for a 17 year old male?

Where is the cheapest place to get car insurance for a 17 year old male?

Where do I find the group number on All kids family healthcare insurance card?

Hello, I'm filling out a student medical form for school, and it asks me for my insurance company's group number. I have All Kids healthcare insurance. Can anyone tell me where is it located?"

"Moving to CO in a month, how do I go about switching my car insurance?"

I'm under my dad's insurance now (AAA).. it's his and my car on his policy. I was told by them that once I cancel it, it'll take effect immediately and be taken off the policy.

I'm moving to CO on the 18th of next month and want my new insurance to take effect on that day. If I start my policy for that day and cancel the AAA the same day, will they pro-rate June's insurance so I don't have to pay for the full month since my car won't be insured by them for that whole month? I just don't want to get stuck paying the bill

twice in one month."

How much should the car insurance premium be like after 2 years?

How much should the car insurance premium be like after 2 years?

I got a ticket for expired insurance in california? but i did have insurance i just didnt have the card with me. the police officer said all i have to do is get the new card to the police station and have it signed off. am i going to still have to pay a fine?

Might have a cancerous mole. can i get it removed for free without insurance in california?

It's half way down my back back, on the left side, kind of ON my side, but not quite.

This isn't an aesthetic issue, and i've had the mole for years. Some years back, though, I noticed the mole had a couple hairs growing out of the center of it, which was never the case before. This last week, I noticed it seems bigger and further raised from my skin than I can recall, and there seems to be kind of a black head on it. I can't really get a good look at it because...well it's on my back...but it worries me. I have NO health insurance other than some state assigned card they gave me that I think is just for free STD testing, and I really don't have any money. Are there clinics that will do this sort of thing for free or for a very low cost like maybe $50? I really need to have a doc do it, because I need it biopsied since it's looking so strange now. Thanks for the help."

How much is Car Insurance for a 17 year old Boy in NJ? I recently got my license and my mom added me to her insurance. For 1 month they are charging approximately $400. This seems really outrageous. Car is a 2007 Toyota Camry. I also have above a 3.0 average and supposedly get some kind of discount.

What are your opinions on this price?

Can you have be under two car insurance companies at once?

My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles.

So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?"

Health Insurance Costs?

Our health insurance premium is nearing $14000./year. My husband is a retired school teacher, and paints houses to make this premium. Pretty soon the cost is going to exceed the amount he is able to collect in Social Security - How about getting these companies to lower these premium. Seems like those on welfare have better insurance than those on private pay"

How to get lowest auto insurance rates when I had a gap?

I wasn't driving after my old insurance expired several months ago, nor did I buy liability insurance, just to save money. I am a college student who walks/takes a bus to school, and when I occasionally needed to go somewhere that required a car, my boyfriend and friends helped me out. My boyfriend is graduating by the end of August, and I need to drive my own car again, so I have been shopping for insurance in the past few days. I found my insurance premium went up. According to the sales agent, my quoted price could have been 20%-30% lower if I had kept the liability insurance.

Anyways, I am wondering, if I buy just the liability insurance for now and keep my driving minimum, and after a month, I will get a new quote for a full coverage insurance, and then will I be considered as one without insurance gap Are there any insurance companies that insure Classic cars without them being garage kept?

Are there any insurance companies that insure Classic cars without them being garage kept?

"Adding my car to another's car insurance, how does this work?

I want to add my car and me as driver to another's car insurance (who has established rates) how can I do this?

No insurance ticket in texas?

I got a ticket for no insurance. If I get insurance before court will the judge possibly desmiss it? I know some people have had it dismissed by doing that but not sure of circumstances. I had a fender bender accident at age 17 and had no insurance or liscense. Does the offense as a minor count against me now? Or will this be my first offense to the court? I feel so dumb.

Monthly insurance for a Mustang?

I'm a 17 year old male and was wondering what the monthly insurance would be on a mustang? And if you know if a certain years model is the cheapest post that to please?

How to get cheap insurance and get covered fast?! help:(? i need to see a gyno asap and i need to get cheap insurance. what should i do? im 19 years old and dont have a job. and live in california.

Where can i get cheap and full coverage auto insurance?any good suggestions? need full coverage for my car . I am looking around $150.00 a month MAX. Thanks!

Who knows a lot about car insurance?

So, here is my situation: I'm 17, I have my driver's license but I'm pretty sure I have to be 18 to get car insurance. I can afford a car but I can't get the insurance till I'm 18. In

Maine, it's illegal to drive a car without insurance and I wouldn't anyway becuse it's retarded. My boyfriend is 19, he does not have his driver's license but he his over the age of 18...So, I was thinking could I buy a car and put it in his name then could he get insurance for me even though he doesn't have a driver's license?"

What is the best car insurance company?

I need to know what the cheapest car insurance is and is also reliable and still covers almost anything...(if such a thing exists) can someone help me?

Liability insurance for massage therapist?

I will be getting my massage therapy license in about two weeks...if I work for a spa, will I need liability insurance? Or will my employer cover me?"

How much insurance for a subaru wrx sti? i'm getting the subaru as a first car hopefully "So, is a MAZDA 3 sedan good for first time driver?" insurance cost?( 19 and a female, live in sf) my dad could own the car and put me as co owner so that insurance wud be lower..hmm? fuel cost? and the cost of the car( including taxes and everything else) please help!"

Allstate insurance raising my rates. real or fraud.? they have raised my rates twice in less than 6 months. my first months were 94 for the platnum plan then in november they raised to 98 and now in march they raised to 108. the say that the state of texas is raising rates for companies and thats why my rates go up. is this happening to anyone else. im in tx. im changing my plan as soon as possible. anyone have allstate that could advise.

When you first get your drivers permit do you have to have car insurance to drive with adults?

When you first get your drivers permit do you have to have car insurance to drive with adults? Or are you automatically covered by theirs?

Whats the best car insurance for teen boys (specific details)?

I am an 18 year old male, african american (if that matters), and i live in a 5 person home. My parents both have cars, my mom a 2000 cadillac deville, and my dad a dodge caravan van. i have straight a's in school and i heard some insurers reward that, so i was wondering what would be the best car insurance for a teen in my position? Thank you for your help :)" Would a chevy impala ss cost more for insurance than a normal impala and how much more would it cost aproximat?

Would a chevy impala ss cost more for insurance than a normal impala and how much more would it cost aproximat?

Can my brother put me on his health insurance?

I have a illness. I started a new job and insurance won't kick in untill another three months. Can I be put on my brothers insurance? He has no children and he is not married. Plus he never uses it.

Does having V8 engine increase insurance?

Does having a V8 engine increase your insurance? And if it does is it significant??

What does auto liability insurance cover?

I'm confused. I have a cheap car (read: old, not worth $1,000, beat up) that I need insurance on. I'm not worried about paying for my car to get fixed if damaged.

However, I have a problem with scraping people's car. For example, I drove my car out of a parking lot and nearly bumped into another one, leaving maybe a scratch or dent. Would liability insurance cover that? Does it help pay for the OTHER car?

'Cause truth be told, my car's not worth paying insurance for ha ha. VA's minimum is the 25/50/25, so that's my insurance policy."

"Im 19 with a permit, can I register my car and insure it? Price Estimation?"

First I have a 1999 Acura Integra...I believe over 100,000 miles...no driver side airbag, no alarm system YET...and its fast...BUT I drive safe...I dont believe in street racing because It claims to many lives, especially innocent ones such as families that are not even involved with the idiots racing... Im 19 with a learners permit, have wayyyy over 4 yrs driving experience, I plan to get my license this month [or this week], as I just got my permit today, can I register my car and insure it? What would an estimated price be for... 1. My Registration and Tag [whats better temporary or permanent for now? 2.

Insurance [Who should I go to for insurance?!] Thanks" Need car insurance help!?

Here's my story: I am 23 yrs old and have gotten 3 speeding tickets. One already came off my record and another just recently came off. I got my renewal statement and my premium hasn't changed at all. Is there an error or tough luck for me?

"93' Subaru Impreza rear ended, repairs cost more then car, insurance will want to junk?"

My brother-in-law bought this car for $2,000, 5 years ago. It had about 75k miles on it.

He has driven it to hell and back. Now it is still going strong with 150K but he just got hit from behind and the insurance company will want to junk it because the repairs will cost more then the car. He has asked the other party for $600 out of pocket but the other party wants to go thru insurance because they only have a $200 deductible. The repair estimate will be around $1,200 if not more and the Kelly Blue Book value of the car is $1,200. He does not want to give up the car, he loves it. What are his options?

Take the $200?"

Obamacare health insurance rebates?

My school requires a mandatory student health insurance plan and i had this for the last 3 years. With the Affordable Care Act, the Govt. requires health insurance companies to pay back some of the premium it if less than 80% is used on medical care or more than 20% is used on administrative costs. I did not use my health insurance at all during the last 3 years. Will i get get a rebate of some kind? Should i call my school and ask for a health insurance rebate for last year?"

I did something a bit too late on car insurance? you know you have to pay every year car insurance , and at the moment I'm a bit tight on money , I phoned up to cancel my insurance so I could get a refund , but I was 8 months already on my insurance , I wanted that money back so I could pay another car insurance, is just I can't go on paying alot every year, they've kept that money now and my plan didn't go right , I feel totally devasted" Is it mandatory to have car insurance in New York State?

Will I get a ticket or get my licensed suspended if I don't have I don't have car insurance?

Auto insurance in Military?

My family is active duty military, and our vehicle is registered in SC. We have auto insurance through USAA, and we are PCSing to California. We are going to keep our vehicle registered in SC, so when we change our insurance will we have to have insurance for SC and CA?" How to get lowest auto insurance rates when I had a gap?

I wasn't driving after my old insurance expired several months ago, nor did I buy liability insurance, just to save money. I am a college student who walks/takes a bus to school, and when I occasionally needed to go somewhere that required a car, my boyfriend and friends helped me out. My boyfriend is graduating by the end of August, and I need to drive my own car again, so I have been shopping for insurance in the past few days. I found my insurance premium went up. According to the sales agent, my quoted price could have been 20%-30% lower if I had kept the liability insurance.

Anyways, I am wondering, if I buy just the liability insurance for now and keep my driving minimum, and after a month, I will get a new quote for a full coverage insurance, and then will I be considered as one without insurance gap