Florence recorder 021314

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LIFE

FEBRUARY 13, 2014 • FLORENCE-UNION RECORDER • B7

Church starting ‘Saturday Night Live’ ■ Congratulations to Fay Norris on her retirement this week. Fay Ruth has served Meadows as secretary for WALTON NEWS Walton United Methodist Church for eight years. She has been very active beyond her secretarial duties by assisting senior citizens and persons in need. Fay and her husband Jack operated Jack’s Barber Shop for many years located where our Walton Library is now. ■ Welcome to Dale Rose, who will assume Fay’s position. Rose and her family reside on Pitty Pat Lane in Walton. ■ The Boone County Historical Society has acquired a number of books over the years and is in need of a set of bookcases to store them in. If you would like to donate one, give Betsy Conrad a call at 859-371-5882. An old barrister case with glass fronts would be perfect even if there are some knicks and scratches. ■ Bob and Jessica Spencer of Oxford, Ohio, visited her parents, Greg and Peggy Peebles this past week. They celebrated the past birthday of Bob’s on Jan. 21and Jessica’s for Feb. 7. ■ I visited Hilda Noe, Bud Young and Edna Groger of Verona on Monday at St. Elizabeth Florence. All three were doing lots better. Hilda is planning on coming home on Tuesday. Deloris Stewart is a patient and maybe has

Adviser is bullish on growth FLORENCE — One of the leading investment banking firms in the Unites States is bullish on prospects for growth in the stock market this year. “We believe the U.S. stock market is in for a full market not seen since the 1980s,” Mike Stenger, an investment adviser with Goldman Sachs, told Florence Rotarians at their January 27 meeting. He said the stock market has seen periodic upswings over the past couple of years, “but this rally is different.” What makes it different are recovery of the real estate market and rapid progress toward energy independence by the United States. The real estate market made gains in both 2012 and 2013, and he believes 2014 will be even stronger. “But the bigger bell ringer will be energy independence,” said Stenger, a financial adviser with 31 years of experience. “The U.S. is now energy independent for natural gas.” Goldman Sachs is banking on greater use of natural gas for fuel and power because the U.S. is building reserves and the price is about one-fourth

that of oil for the same energy output, according to Stenger. Financial analysts with his firm are seeing more truck fleets switching to natural gas. In addition, The Tennessee Valley Authority announced plans last fall to replace two coal-fired power plants in Muhlenberg County with a gasfired plant. Goldman Sachs also expects the U.S to achieve energy independence on oil by 2018, “and that will be a game-changer,” Stenger said. “Outside our borders, we won’t be dependent on any other country. “We are very excited as we go forward. We’ve got the reserves (of natural gas) and we’ve got the refineries” for oil. New technology is making it possible to extract more natural gas from depleted sites through hydraulic fracturing or “fracking” and a gas line that will run from Canada to the Gulf Coast is under construction. Stenger sees other signs of economic recovery; He believes unemployment will continue to drop, and more than 200 million jobs will be added this year. Submitted by Pat Moynahan

the flu.

■ Thanks to all of you that sent me birthday cards, Facebook messages and calls for my birthday. I really appreciated and enjoyed each one. I received a call from Helen Chance Ewing of Burlington who is a former Waltonian and her birthday was the Feb. 6. Helen keeps up with our Walton News thru the Recorder and shares with her neighbors, which includes Jenny Farwell, another former Walton resident. ■ Happy Birthday to Leeann Bresch and Marilyn Woods on Jan. 19, Inez Borchers and Lois Goldsberry on the Feb. 20.

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Happy Valentine’s Day to everyone. ■ Again! Thanks to the city of Walton and the Walton Verona School System for taking their oath of office to heart and promoting our health and welfare. My opinion, they are doing a great job. ■ Youth and young adults are cordially invited to Zion Baptist Church to their “Saturday Night Live” service on Saturday, Feb. 22, at 6:30 p.m. Plans are for this to happen every fourth Saturday of the month. You will experience church in a different way led by two young dynamic youth pastors from the Northern Kentucky area. Activities include an evening of high praise, intense worship, poetry, gospel hip hop, a contemporary Christian artist, praise dance, mimes and more. This all happens at Zion Baptist Church at 35 Church St., their phone number 859-485-4595. ■ If you happened not to see Mayor Carnahan’s Mayor’s Moment News, he was informing us that council passed a resolution in support of Sen. Schickel that would reinstate and increase the penalties for trafficking in heroin. Also, his encouragement in the use of recycling. You can start by calling our garbage collector, Best Way, for pickup service. The charge is $4.25 per month for service and container. If you would prefer, drop off your recyclables at a recyclable dumpster located by Walton Fire Department behind Kroger. This is a free service provided by Boone County.

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ENorthern X PKentucky O SAffordable ED! Care Health Insurance

Who Benefits from the new affordable care health insurance? From our extensive research, we have found that most people will benefit from Obama Care. The overwhelming fact is that middle class families will have more coverage and lower premiums under the Affordable Care Act. I will list some key benefits that I have found: 1. Less expensive premiums for working class families 2. No pre-existing conditions exclusions 3. No limit on your total health insurance benefit 4. We found it is much easier to understand what is covered under your policy 5. It is much easier to compare plans between competing insurance companies 6. GONE is the stringent underwriting designed to turn down the very people that needed health insurance

7. More competition based off of service and individual needs less about insurance profits and negotiated network rates 8. A single market place to shop and compare health insurance quotes “kyconnect” 9. Broader coverage’s are included in all policies like maternity care coverage 10. A brand new non profit insurance company “Kentucky Health Coop” designed to compete with the established companies

Below are some real life examples of what you will pay for Kentucky Health Insurance.

Example based on a family of 4. As you will see by the example, the premium you pay is based on your income, not the premium cost. Adjusted Gross Income $50,000 $50,000 $50,000 $50,000 $50,000

Oldest Family Member Age 30 35 40 45 50

Premium $834 $903 $939 $1061 $1312

Tax Credit $442 $511 $548 $670 $921

Actual Premium Cost $391.60 $391.60 $391.60 $391.60 $391.60

So what makes us different from everyone else?

Much like other government initiated programs, it is extremely important to have someone working for you that knows your insurance qualifications. We have seen many problems with the implementation of the Affordable Care Act. There can be confusion as to the amount of your income. Your income is based on your federal tax return modified adjusted gross income. It is not based on your W2. Certain income sources don’t count as income, like disability or child support. It is also important to have an agent that understands your individual needs, like is your doctor or pediatrician included in an insurance company’s network, or what is the cost of your prescription medication under the different insurance policies? We are experienced health insurance agents. We will walk you through the confusion and help you make the choice that best fits your needs. You can call us or fill out the quote form above and we will contact you!

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