Properly writing a check is a vital skill for everyone to have. From paying bills to transferring money, checks are an important part of everyday transactions. Learn in the following presentation how to properly write a check and balance your checkbook too!
Check Recipient
Note to Yourself or Recipient
Date Check Was Written
Amount of Check Written Out
Amount of Check
Your Signature
The first step in writing a check is to fill out the date and pay to the order of section. For the date, write in the month, date and year. After you fill in the date, write the name of the recipient in the pay to the order of section.
Next, fill out the check amount. On the right side of the check, fill in the numeric amount of your check in the blank rectangular box. Then write out the check amount in the line below the pay to the order of section.
Lastly, sign your check on the authorized signature line. Make sure you sign your check the same way all of the time to avoid confusion. Optionally, you can fill out the memo line. The memo line is a reminder to you or your recipient of the purpose of the check.
When writing a check, be sure to follow these tips every time: • Draw a line though any extra blank space in the check amount line and box. This prevents changes from being made to the document. • Always use a pen to fill out your check. • Make sure your handwriting is legible (not required of the signature line).
With the advent of online banking, balancing your checkbook may seemed old fashioned. However, knowing how to properly keep track of your checking account will help you gain a greater understanding of how you use your money each month. What You Need: • Your checkbook register, spreadsheet or a blank sheet of paper • Calculator • Your last bank statement • Copy of your last bank transaction • Receipts and records
Step 1: Collect your records, receipts, bank statements and last transactions. You can obtain these items online or in person at the bank. Step 2: Starting from your current balance, add or subtract any deposits or withdrawals. Make sure to include any monthly fees, overdraft penalties or ATM transactions that may be pending on your account.
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