60. Ibid, citing the authors’ findings from the associated Center for Financial Services Innovation’s Consumer Financial Health Study (2015). 61. Metropolitan Development and Housing Agency. June 2015. “2015 Consolidated Annual Performance and Evaluation Report (Caper) for Program Year Two of the 2013–2018 Consolidated Plan.” Nashville, TN. 62. Levine Einstein, Katherine and David M. Glick. January 2016. “2015 Menino Survey of Mayors.” Initiative on Cities, Boston University. 63. The Office of Planning, Research & Evaluation. March 2016. “The Administration for Children & Families Common Framework for Research and Evaluation, OPRE Report 2016.” http://www.acf.hhs.gov/sites/default/files/opre/acf_common_framework_for_research_ and_evaluation_v02_a.pdf 64. In the case of San Antonio, there are two agencies that co-led service delivery. MEF staff spoke with management from both agencies. 65. MEF conducted two focus groups in Denver, San Antonio, and Nashville. 66. The group interview process was based on a design by Davis G. Patterson, Ph.D., research scientist, University of Washington Department of Family Medicine, and Carolyn Cohen, M.Ed., manager, Cohen Research & Evaluation, LLC. http://aea365.org/blog/carolyn-cohen-and-davis-patterson-on-interview-design-process/ 67. Fels Institute of Government. March 2015. “Formative Evaluation: A Quantitative and Qualitative Review of the Financial Empowerment Center, First & Second Program Years.” University of Pennsylvania. 68. Nuñez, Stephen. March 2014. “Building Evidence to Promote Financial Inclusion.” MDRC. http://www.mdrc.org/publication/building-evidence-promote-financial-inclusion 69. VanLandingham, Gary. November 2014. “Evidence-Based Policymaking: A Guide for Effective Government.” Pew-MacArthur Results First Initiative. 70. Henrichson, Christian and Joshua Rinaldi. December 2014. Cost-Benefit Analysis and Justice Policy Toolkit. New York, NY: Vera Institute of Justice. ; Henrichson, Christian, Meeting with Nicky Grist, 1/8/2015; Yates, Brian T. 2008. Cost-Inclusive Evaluation: A Banquet of Approaches for Including Costs, Benefits, and Cost–Effectiveness and Cost–Benefit Analyses in Your Next Evaluation. Evaluation and Program Planning, 32, 52–54.
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