Centennial Bank Pre-Approval Program

Our commitment is to provide an unparalleled customer experience utilizing a Pre-Approval process. We provide a thorough review so that you are more prepared when commiting to a purchase contract.

• Borrower requested pre-approval

• Eligible for purchase transactions only

• Pre-Approval only applies where a subject property address has not been identified

• Lender provides written conditional approval letter to the applicant

• Pre-Approval based on proposed sales price, loan amount, and payment amount as presented to Underwriting at time of Pre-Approval.

Keep Centennial in mind as you support your customers’ dreams. Call to get started.

We make it simple. You make it home.

Requests for Pre-Approval must be submitted by the borrower and are only eligible for purchase transactions where a property address has not been identified and is “to be determined.” Refinances are ineligible. The lender completes a comprehensive analysis of the applicant’s creditworthiness. The underwriting is similar to that used to evaluate traditional mortgage applications. If an applicant is pre-approved, lender provides a written conditional approval letter to the applicant and is valid for a stated period of time for up to a specified amount. All loans are subject to credit approval and property eligibility restrictions. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.