Centennial Mortgage A nity Program

Bene ts

Qualified borrowers can receive $1,025 in lender credit applied toward origination charges. This credit must be applied prior to other credits.

Law Enforcement

Full-time law enforcement employees serving in local, state or federal agencies. This includes police o cers, state troopers, deputies, dispatchers, probation o cers, detectives, administrative sta , etc. Exclusions: Temporary employees, contract employees, part-time employees.

Emergency Medical Services

Full-time employees serving in federal, state or local government emergency medical department or a private EMS department. Eligible workers include: emergency medical technician, licensed paramedic, emergency care attendant. Exclusions: Temporary employees, contract employees,, part-time employees and volunteers.

Fire ghter

Full-time employees serving in federal, state or local government firefighting agencies. Examples of eligible workers include: firefighter, fire educator, fire trainer, fire inspector, arson investigator, fire administrator.

Exclusions: Temporary employees, contract employees, part-time employees and volunteers.

Nursing

Full-time and licensed or certified employee providing nursing at a: Public or private hospital or public or private practice clinic, Contract nursing, i.e., travel nursing care or home health nurse. Examples of Full-time employees include: Registered Nurse, Licensed Practical Nurse, Nurse Practitioner, Nurse Anesthetist, Nurse Manager, Physician Assistant, Nursing Assistant (CNA). Exclusions: temporary employees, part-time employees and volunteers.

Education

Full-time public school district employees and full-time state or federal accredited private/ charter school employees are eligible — including teacher, nurse, librarian, guidance counselor, janitor, cafeteria sta , teachers aide or administrative employees. Exclusions: substitute or temporary employees or academic levels beyond high school.

Eligible Borrowers to receive a lender credit equivalent to our Processing and Underwriting fees. Lender credit to be applied by Secondary Market upon processing and underwriting receipt and review of written verification of employment. Available to those Eligible Borrowers who satisfy one of the above criteria and who submit a mortgage application to Centennial Mortgage Loan Originator, after 1/1/23 and prior to 12/31/23. Employment will be verified through written verification of employment completed within 30 days of underwriting approval. Eligible property is the primary residence for the premises being purchased or refinanced upon closing. Affinity program cannot be combined with any other Centennial Bank incentive program (other than First Time Home Buyer). All loans must meet Centennial Bank and/or Secondary Market lending guidelines and additional restrictions may apply. All loans subject to credit and property approval.

NMLS # 675410

NMLS # 1268524

NMLS # 1961683

NMLS # 1751268

NMLS # 1973268