Page 24

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SERVING SANTA BARBARA

������������������������������������� CONFORMING LOANS to $417,000

SINCE 1972

INSTITUTIONS

(single family) 30-Year Fixed 15-Year Fixed

ARM**

CONFORMING JUMBO LOANS $417,000-$625,700

30-Year Fixed

15-Year Fixed

JUMBO LOANS

ARM**

$625,701 and Over

30-Year Fixed

15-Year Fixed

JIM WITMER

448-3921

Village Properties JimWitmer@cox.net VillageSite.com

ARM**

Rate APR Down Rate APR Down Rate APR Down Rate APR Down Rate APR Down Rate APR Down Rate APR Down Rate APR Down Rate APR Down

BANK OF AMERICA HOME LOANS Please call for current rates (560-3350) • Coastal Housing Partnership Member • Alex Koper, Vice President, NMLS#633113 (560-3377) Holly Onak, NMLS# 853155 (560-3363) • Ryan Plowe, NMLS# 826292 (560-3367) • John Murphy, NMLS# 362627 (560-3347) • Cindy Schwartz, NMLS# 72709 (560-3353) BANKERS PACIFIC 3.875 4.0 20% 2.875 3.0 20% 2.375 2.50 20% 4.0 4.125 20% 3.125 3.25 20% 2.375 2.50 20% 4.375 4.50 20% 3.375 3.625 20% MORTGAGE, INC. Harlan Green, Broker, (805) 681-6363 *APR= 0 pts COMMUNITY WEST BANK Ask us about rates. You’ll like what you hear! Terre Lapman (403-0909); Clay Dickens (692-4429); Kathy Martin (966-2912) CALLOAN CORP 3.990 4.114 20% 3.00 3.214 20% 2.750 2.865 20% 4.125 4.236 20% 3.375 3.568 20% 3.00 3.104 20% 3.125 3.316 20% 3.00 3.191 20% (805) 963-8939; mfunding@verizon.net Please call for current rates. PARAGON MORTGAGE GROUP (805) 899-1390 PROSPECT MORTGAGE Please call for current rates on purchases and refinances - ask about our promotional rate discount on Purchases. Vicky Reese, NMLS # 460030 (805) 886-4052 UNION BANK Please call for current rates. Teri Gauthier (565-4571), Janice Baxter (899-8488), Ed Soto (564-6485)

REAL ESTATE BROKER

3.0 3.125 20%

4.125 4.236 20%

*Rates are supplied by participating institutions prior to publishing deadline and are deemed reliable. They do not constitute a commitment to lend and are not guaranteed. For more information and additional loan types and rates, consumers should contact the lender of their choice. CASA Santa Barbara cannot guarantee the accuracy and availability of quoted rates. All quotes are based on total points including loan. *Rates are effective as of 7/30/14. ** Annual percentage rate subject to change after loan closing.

Computer Oriented RE Technology

962-2147 • Cortsb.com

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Over the past 25 years, the Santa Barbara Association of Realtors (SBAOR) has been one of the largest supporters of the Unity Shoppe. Money is raised by holding both a silent and live Auction in December each year which is supported by REALTORS and affiliates in the industry with the goal of ensuring that every senior, family and child referred will have a wonderful Holiday Season shopping for their food and clothing at the Unity Shoppe. Q: What is the Unity Shoppe? A: The Unity Shoppe is the largest, single direct distributor of food and clothing in Santa Barbara County. Besides the “free store” where families shop, Unity has a Senior Resource Center where special needs orders are prepared for those in care facilities; a Job Smart Program offering free work clothing, on-the-job training, resume and interview skills; LongTerm Disaster Services for those affected by flood or fire; and Santa’s Toy Shoppe offering low-income parents an opportunity to select toys for their own children. Unity teaches 1,700 youth volunteers annually to operate the programs, so they learn valuable job skills for future employment while helping their low-income neighbors and their community. Q: Who does Unity serve? A: Almost 22,000 people including families, children, and seniors are referred to the Unity Shoppe from over 300 other agencies, churches and schools throughout Santa Barbara County. Q: How is Unity’s food program different from other food programs? A: Unity offers choice to families in need, allowing them to shop for the groceries they want and need, eliminating waste and preserving people’s dignity.

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Q: How can the community help? A: To support Unity through SBAOR, please contact Kim at 805.963.3787 or www.sbaor.com to donate funds or auction items. Unity needs funds for food to fill empty shelves with the most-requested items. Individuals are encouraged to come for tours of our programs to see how Unity serves those in need here in our community.

CASA Magazine: August 1, 2014  

Crisp salt air, blue skies, and mountain tops flirting in the mist are just the beginning notes in a melody celebrating life in Santa Barbar...

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