December 26 combine

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BROWNSVILLE 147th Year • No. 53

INSIDE

statesgraphic.com

Thursday, December 26, 2013

Haywood County, Tennessee

Two Sections, 22 Pages

$1.00

Saturday’s storm leaves several homes damaged

Brownsville States Graphic will be closed Wednesday, Dec. 25 in observance of Christmas. y Merr as m t Chris

Holiday deadline for Jan. 2 edition: Correspondents Dec. 27 by noon All other materials Dec. 27 by 5 pm Brownsville States-Graphic/Jennifer Willis Zion Gin on Highway 70 (above) sustained heavy damage as a result of Saturday’s storm. The Haywood County Farm (right) was littered with debris, and the barns on the property sustained heavy damage as well.

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Over $73 in savings inside!

BY JENNIFER WILLIS jwillis@statesgraphic.com A powerful storm swept through Haywood County Saturday, December 21 around 6:45 pm leaving behind damage to homes and other buildings. Authorities asked residents to stay off

roadways until the damage was assessed and debris was cleared. Zion Gin on Highway 70 sustained heavy damage, and debris cluttered the grounds of the Haywood County Farm. A home on Mercer Road sustained damage as well. Sheets of tin were

wrapped around trees, and large limbs littered the side of the road along Mercer Road, Cox Lane, and Highway 70. No official word declaring whether a tornado or straight line winds caused the damage was available at press time. No injuries were reported.

Anderson ECC students win reading challenge Earlier this school year, Anderson ECC Principal Charles Byrum issued a challenge to the kindergarten students: “Read 10,000 books or more this semester, and I will dye my beard green.” The official numbers came in last week, and they did it! The kindergarten students read a combined 11,548 books. Mr Charles greeted students Thursday morning with a green beard and Santa hat, and Mrs. Regan Baumheckel from the Family Resource Center held a sign up that let all parents know they won! As a reminder to the students to continue to read each and every day, the Brownsville States-Graphic sponsored buttons for every child’s backpack that say “I Love to Read.” Mr. Charles and Mrs. Regan are pictured with Jennifer Willis, News Editor for the Brownsville States-Graphic, and Mrs. Sylvia Harwell’s kindergarten class. Congratulations kindergarteners! Brownsville States-Graphic/Jennifer Willis

Holiday boozers beware: Brownsville Police Department is cracking down on drunk drivers

This holiday season, Brownsville Police will be out in force cracking

down on drunk drivers throughout the region with aggressive Drive

Sober or Get Pulled Over enforcement. From Dec. 13, 2013, to Jan. 1, 2014, state and local law enforcement will be watching for drunk drivers to help keep roads safe for holiday travelers. Brownsville PD is giving fair warning to all partygoers. “You’ll see us making lots of stops during this highly visible enforcement period and if we suspect anyone is driving while intoxicated, officers will show zero tolerance for drunk driving,” said Chief Chris Lea. Unfortunately, the excitement and celebrations of the holiday season can lead to terrible decisions-- and serious legal consequences. Data shows that the holiday season is a

particularly deadly time due to the increased number of drunk drivers on the roads, and Brownsville PD is prepared to stop and arrest any drunk driver they see to keep roads safe. According to the National Highway Traffic Safety Administration, 32,367 people were killed in motor vehicle traffic crashes across the nation in 2011, and 31 percent (9,878) of those fatalities occurred in drunk-drivingrelated crashes. “The December holiday season is the ‘most wonderful time of the year,’ and we are going to keep our roads safe for travelers heading to visit friends and family,” said Captain Barry Diebold “This holiday, we will show zero tolerance for

drunk drivers on the road. If you choose to drive drunk, we will see you, we will stop you, and you will be arrested.” Drunk drivers often face jail time, the loss of their driver licenses, higher insurance rates, and dozens of other unanticipated expenses ranging from attorney fees, court costs, car towing and repairs, to lost wages due to time off from work. Even worse, a drunk driver can cause a traffic crash that claims someone’s life, or their own. Please follow these tips to keep the holidays safe and happy: 1. Even one drink can impair your judgment and increase the risk of getting arrested for driving drunk—or

worse, the risk of having a crash while driving. 2. If you will be drinking, do not plan on driving. 3. Plan ahead; designate a sober driver before the party begins. 4. Be responsible. If someone you know is drinking, do not let that person get behind the wheel. 5. If you see an impaired driver on the road, contact law enforcement. Your actions may save someone’s life, and inaction could cost a life. Remember, it is never safe to drink and drive: Drive Sober or Get Pulled Over.


Community

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Thursday, December 26, 2013

Second annual Holiday Hustle

Brownsville States-Graphic/Photos courtesy of The Carl Perkins Center

The 2nd Holiday Hustle event hosted by the Exchange Club-Carl Perkins Center was held Saturday evening before the Christmas parade. Participants ran, walked and/or biked during the event and many dressed up in their most festive holiday attire. At the end of the event participants enjoyed hot chocolate and other special treats at the Center while awards were given to Dr. Donald Spencer won Best Adult Individual Costume, Delaine Chillcutt received Most Festive Attire, Jeb Banks won Best Decorated Bike, Lizzie Williams won Best decorated stroller, RM English won Best Child Costume and the Banks family won Best Group Costumes.

25 N. Lafayette Ave • 772-8845

A tip for choosing a water heater Although many consumers buy water heaters based only on the size of the storage tank, the first-hour rating (FHR), provided on the Energy Guide label, is actually more important. The FHR is a measure of how much hot water the heater will deliver during a busy hour.

budutil.com

Brownsville Utility Department

Area Cities

Today's Weather Local 5-Day Forecast Wed

Thu

Fri

Sat

Sun

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12/27

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12/29

City Athens Bristol Chattanooga Clarksville Columbia Cookeville Crossville Dayton Dyersburg Gatlinburg

Hi 44 43 41 45 45 45 43 45 44 44

Lo 24 25 24 26 25 25 25 26 26 21

Cond. pt sunny sunny sunny sunny sunny sunny sunny sunny sunny sunny

City Greeneville Jackson Jamestown Jefferson City Johnson City Kingsport Knoxville Lewisburg McMinnville Memphis

Hi 44 46 44 45 43 45 46 44 46 46

Lo 23 26 25 25 24 27 25 24 27 29

Cond. sunny sunny sunny sunny sunny sunny mst sunny sunny sunny sunny

City Milan Morristown Nashville Oak Ridge Paris Pulaski Savannah Shelbyville Sweetwater Tullahoma

Hi 45 45 46 46 44 47 48 46 46 46

Lo 26 24 25 25 26 25 27 26 25 27

Cond. sunny sunny sunny mst sunny sunny sunny sunny sunny mst sunny sunny

Cond. mst sunny cloudy sn shower mst sunny sunny

City Houston Los Angeles Miami Minneapolis New York

Hi 61 77 76 23 31

Lo 40 52 67 -5 28

Cond. cloudy sunny rain sn shower pt sunny

City Phoenix San Francisco Seattle St. Louis Washington, DC

Hi 70 67 44 41 37

Lo 42 45 32 23 30

Cond. sunny sunny pt sunny sn shower mst sunny

National Cities

47/27 Sunny. Highs in the upper 40s and lows in the upper 20s. Sunrise Sunset 7:04 AM 4:50 PM

58/34

52/29

Mainly sunny. Highs Sunshine. Highs in in the upper 40s and the low 50s and lows lows in the upper in the low 30s. 20s.

48/27

53/31

Abundant sunshine. Highs in the upper 50s and lows in the mid 30s.

Few showers. Highs in the low 50s and lows in the upper 20s.

Sunrise Sunset 7:05 AM 4:51 PM

Sunrise Sunset 7:05 AM 4:52 PM

Sunrise Sunset 7:06 AM 4:53 PM

Sunrise Sunset 7:05 AM 4:51 PM

City Atlanta Boston Chicago Dallas Denver

Hi 45 23 28 57 47

Lo 28 21 16 34 28

Moon Phases

Full

Last

Dec 17

Dec 25

Š2010 American Profile Hometown Content Service

UV Index Wed

Thu

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Sat

Sun

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2 Low

2 Low

3 3 Moderate Moderate

The UV Index is measured on a 0 11 number scale, with a higher UV Index showing the need for greater skin protection.

0

2 Low

11


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Thursday, December 26, 2013

TN Department of Safety and Homeland Security reminds citizens to visit TN.gov only for online driver license, ID renewals

Drivers beware of Web sites selling renewal assistance The Driver Services Division of the Tennessee Department of Safety and Homeland Security wants to remind drivers that the only web site for driver license/ID renewals is the state’s official site, TN.gov. Other Web sites that offer driver-related services, such as renewal assistance, non-certified driving history, and practice tests for a fee are not affiliated with the State of Tennessee. The Driver Services division receives many

calls from citizens who went to one of these sites, entered a credit card and received a document that contains the same information that is available for free at the the Driver Services Web site. “We want to get the word out that it is not necessary to buy a guide or other materials to be able to renew online,” said Assistant Commissioner Lori Bullard. “We offer online services and a free iPhone/iPad practice test app right

here on TN.gov because it offers the most convenience for our customers.” In addition to renewals, TN.gov is also the official source for ordering a duplicate license/ID, getting a certified copy of your driving record, and paying reinstatement fees. The suite of Driver Services and mobile app was developed by NIC, Inc., Tennessee’s eGovernment partner since 2000. About NIC, Tennessee

Information Division NIC, Tennessee Information Division, is part of eGovernment firm NIC’s family of companies, and helps Tennessee build and maintain the state’s official web portal TN.gov and hundreds of online services that allow citizens and businesses to interact with state government more efficiently. About NIC NIC Inc. (NASDAQ: EGOV) is the nation’s leading provider of official government

Federal extension of unemployment benefits set to expire at close of 2013 Tennessee’s unemployment program continues to support jobless The Tennessee Department of Labor & Workforce Development is alerting more than 18,000 Tennesseans currently receiving federally extended unemployment insurance that those payments will soon end. The federal legislation that extended Emergency Unemployment Compensation (EUC) expires at the end of 2013 in the absence of congressional action. “We don’t want people who are presently receiving EUC to be caught unaware, expecting their EUC benefits to continue into 2014,” said Labor Commissioner Burns Phillips. “We also want

workers to know that the Tennessee unemployment insurance program that provides the first 26 weeks of benefits is not affected by the expiration of the federal EUC extension.” After December 28, 2013, Tennessee will return to the system in which an approved new claim can have a maximum of 26 weeks of Tennessee Unemployment Compensation (TUC) benefits. The last week for which EUC will be paid is the week ending December 28, 2013. If claimants certify for that week in a timely manner, they will receive

their final EUC payment during the week ending January 4, 2014. All EUC payments stop at that time, regardless of the number of weeks claimants were initially notified they would receive. The latest date for which claimants must have received their final regular state payment in order to transition to EUC federal benefits is the week ending December 21, 2013; in those cases claimants will receive EUC for one week only. Only individuals who have worked and met the re-earnings r e q u i r e m e n t will be eligible for Tennessee unemployment

compensation. The Department of Labor encourages claimants to explore the Jobs4TN.gov database, which contains more than 90,000 jobs. Once registered, jobseekers can easily connect with employers and be notified when suitable openings are posted. Additionally, the d e p a r t m e n t ’ s network of Tennessee Career Centers across the state offers services including job placement, training referral, Internet access, and helpful workshops. Find the Career Center nearest you by visiting http://www. tn.gov/labor-wfd/ cc/cccounty.shtml.

portals, online services, and secure payment processing solutions. The company’s innovative eGovernment services help reduce costs and increase efficiencies for government agencies, citizens, and businesses across the country. Our popular selffunded solution allows government to put indemand services online without using taxpayer funds. The NIC family of companies currently provides cost-effective eGovernment solutions

Restoration of the Historic Flagg Grove School Childhood School of Tina Turner $75,000

$68,550

West TN Delta Heritage Center is working to restore Flagg Grove School, the childhood school of Tina Turner. Anyone interested in helping this cause can made donations online or by mail. You may visit www. westtnheritage.com to make a donation via credit card. You may also mail your check or money order, made payable to: “Friends of the Delta Heritage Center” P. O. Box 1358 Brownsville, TN 38012

Want to learn about law enforcement in your community? The Brownsville Police Department invites you to join the next session of the free Citizens Police Academy for a 6 week course that will meet 3 hours per session, twice a month. The course will include: • Structure and operation of the department. • How legal statues are applied. • Introduction to officers of your community. • Police equipment and techniques. Applications may be picked up at the Brownsville Police Department, 118 N. Lafayette, and must be returned on or before January 6th 2014. Due to the presentation of sensitive information, there will be a very thorough background check of each applicant.

for more than 3,500 federal, state, and local agencies in the United States. Additional information is available at http://www.egov. com. The Tennessee Department of Safety and Homeland Security’s (www.TN.Gov/safety) mission is to ensure that our state is a safe, secure place in which to live, work and travel; enforce the law with integrity; and provide customer-focused services professionally and efficiently.

Check back with us next week for an update on the fundraising progress.

*$19.99 Oil Change for the month of December. $26.95 value.

* Limit one per customer.

Emergency Medical First Responder program The Haywood County Ambulance Authority will hold an Emergency Medical First Responder refresher class beginning on January 14th at 6pm. This is for those that currently have a license and are in need of renewing. There will be a new class for those wishing to obtain a First Responder license beginning on January 28th at 6pm. The classes will be held at the Haywood County Ambulance Authority, 1600 Welch St. The program is open to residents of Haywood County exceeding the age of 18. For more information contact Assistant Director Donnie King or First Responder Instructor Jere Wright at the Haywood County Ambulance Authority at 731-772-4979 or 731-635-6485.

Get your weekly update on news, entertainment, dining, travel, and more from the source that knows what’s important to you. Call or visit: 731-772-1172 statesgraphic.com

STATES GRAPHIC Brownsville


Devotional Page Page 12 — The Brownsville States-Graphic, Thursday, The November 3, 2011 States-Graphic Brownsville

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Thursday, December 26, 2013

Weekly Devotional “Guard your steps when you go to the house of God. To draw near to listen is better than to offer the sacrifice of fools, for they do not know that they are doing evil.” (Ecc. 5:1). Sometimes it is easy for us to enter into church on Sunday mornings simply because that is what we have always done. Yet, Scripture reminds us that we are to be careful with what mindset we enter the house of God. Ritually going to church, yet not focusing our minds and hearts on the worship of God and the proclamation of His word is a grievous sin to Solomon, the writer of Ecclesiastes. Notice what he says. We should “guard our steps.” We should be determined in our hearts to give God the attention and adoration He deserves. Anything less than this is a “sacrifice of fools.” To offer God this kind of “worship” is to do evil, according to the verse. So, when we go to our churches, but our minds are far away from God (perhaps on lunch, grocery lists, work, etc.) We do “evil” (Ecc. 5:1) without even knowing it. Make plans to attend a gathering of believers this Sunday with a mind for worship.

FIRST ASSEMBLY OF GOD 700 N. Dupree Ave. 772-1242

GOOD HOPE MISSIONARY BAPTIST CHURCH 554 Hillville Rd 731-254-9818

DANCYVILLE ASSEMBLY OF GOD 13925 Hwy 76 North 901-383-9200

HARMONY BAPTIST CHURCH 4684 Eurekaton Rd 731-254-8746

BAPTIST

HICKORY GROVE BAPTIST Hickory Grove Haynes Rd. 772-1259

ASSEMBLY OF GOD

ALLEN BAPTIST 5533 U.S. Hwy. 79 N. 772-3930 ANTIOCH BAPTIST 8432 Hwy. 79 N. 772-5682 ANTIOCH BAPTIST Tibbs Community Church 9327 Tibbs Rd 772-5682

HOLLY GROVE BAPTIST 8488 Poplar Corner Road 772-2627 IGLESIA BAUTISTA CRISTO REY 1458 E. Main St. 772-6024 LONDON BRANCH BAPTIST London Branch Rd. 772-2283

SNIPES GROVE BAPTIST 1272 Thornton Rd. 772-5825

FELLOWSHIP CHURCH OF GOD 221 S. Russell St. 779-9585

PROSPECT CME #1 2656 Prospect Lane 772-9070

FAITH DELIVERANCE 1193 Tamm St. 772-2236

STANTON BAPTIST CHURCH 107 Covington Rd. 548-6015

CHURCH OF GOD & CHRIST

SPRING HILL METHODIST CHURCH 441 Spring Hill Rd Stanton

FAMILY LIFE FELLOWSHIP 1274 Thornton Rd 734-2700

STANTON UNITED METHODIST 115 Covington St. 234-4914

FIRST HOLINESS CHURCH 205 E. Jefferson Street 772-8002

ST. PETER CME 5519 Fulton Rd. 772-5008

GREAT HEIGHTS 1274 Thornton Rd. 779-9689

TABERNACLE CME 151 E. Thomas St. 772-7774

GREATER NEW BIRTH OF CHRIST 505 Tyus St. 772-8247

UNION GROVE UNITED METHODIST 8118 Hwy 70 E. 772-5168

HOPE OF FAITH 900 S. Grand Ave. 772-6700

REFUGEE TEMPLE HOLINESS 977 King Ave. 772-4166

ST. PAUL BAPTIST 4270 Hwy. 76 S. 772-1149 UPPER SALEM BAPTIST 81 Coburn Rd. 772-6538

ST. JAMES CHURCH OF GODCHRIST 305 W. Thomas St. 772-0354

WILLOW GROVE BAPTIST Jackson Hwy. 772-4644

EPISCOPAL

WOODLAND BAPTIST 885 Woodland Church Rd. 772-5004

KINGDOM HALL - JEHOVAH’S WITNESS 1040 Boyd Ave. 772-6499

ZION BAPTIST 1733 Upper Zion Rd. 772-4211

METHODIST

LOWER SALEM MISSIONARY BAPTIST 1230 E. Jefferson St. 772-8027

BLUFF CREEK BAPTIST 3480 Dr. Hess Rd. 772-6433

MACEDONIA BAPTIST 103 Macedonia Rd. 772-4770

BROWNS CREEK BAPTIST 673 Brown Creek Rd. 772-2288

MERCER BAPTIST 1201 S. Dupree Ave. 772-2536

ST. JOHN’S CATHOLIC 910 N. Washington Ave. 772-3514

BROWNSVILLE BAPTIST 5 N. Wilson Ave. 772-9753

NEW HOPE BAPTIST 586 Bond Ferry Rd. 772-5616

CHURCH OF CHRIST

BROWNSVILLE COMMUNITY BAPTIST 1200 N. Mclemore Ave. 772-0717

NEW REVELATION MISSIONARY BAPTIST 400 Rawls St. 772-1020

CALVARY BAPTIST 624 Hatchie St. 772-0192

NEW VISION BAPTIST 612 Fulton Rd. 772-2663

CANE CREEK BAPTIST 1904 Cane Creek Road 772-1033

OAKVIEW BAPTIST Winfield Lane 772-3933

CHAPEL HILL MISSIONARY BAPTIST 1077 Shaw Loop 772-4840

PEACEFUL CHAPEL MB 1221 Fairground Rd. 772-9473

FIRST BAPTIST 311 E. Jefferson St. 772-1187 FRIENDSHIP BAPTIST 294 Friendship Rd. 772-8060

SHAW’S CHAPEL BAPTIST 3772 Shaw Chapel Rd. 772-7738

JEHOVAH’S WITNESSES

WOODLAWN BAPTIST 11007 Hwy. 19 W 772-3530

BETHESDA MISSIONARY BAPTIST 126 Baxter St. 772-3388

POPLAR CORNER BAPTIST 1010 Boyd Ave. 772-0950

CHRIST EPISCOPAL 140 N. Washington Ave. 772-9156

BROWNSVILLE DISTRICT UMC 1489 E. Main St. 772-9882

CATHOLIC

CHURCH OF CHRIST OF BEECH GROVE 778 Beech Grove Rd. 772-3449 JEFFERSON STREET CHURCH OF CHRIST 1234 E. Jefferson St. 772-3316 CHURCH OF CHRIST 1238 Thorton Rd. 772-3344 WESTSIDE CHURCH OF CHRIST 3235 Hwy. 54 W. 772-3810 STANTON CHURCH OF CHRIST Holland Avenue

CHURCH OF GOD CHURCH OF GOD BROWNSVILLE 1155 Berkley Dr 772-5531

DANCYVILLE C.M.E. CHURCH 3515 Dancyville Rd. 548-6725 DOUGLAS CHAPEL C.M.E. CHURCH 3659 Stanton - Koko Rd. 548-6800 FARMERS CHAPEL CME 107 N. Wilson Ave. 772-3056 FIRST UNITED METHODIST 117 E. Franklin St. 772-0365 MARVIN CHAPEL UNITED METHODIST 588 Marvin Chapel Rd. 772-6146 MT. PLEASANT UNITED METHODIST CHURCH 315 Mt. Pleasant Rd 254-9518 PROSPECT CME 10010 Hwy. 76 S. 772-4426

ZION UNITED METHODIST 1732 Rudolph Rd.

PENTECOSTAL FIRST UNITED PENTECOSTAL

961 Chestnut Grove Rd 772-6549 TRUE LOVE TABERNACLE OF PRAISE MINISTRY 1456 E. Main St. 780-5481

LEADERSHIP INSTITUTE FOR TRUTH 1143 Tammbell St. 772-8101 ZION TEMPLE 1117 Friendship Rd. 772-3295 PENTECOSTAL HOUSE OF PRAYER 235 Friendship Rd. 772-9678

PRESBYTERIAN FIRST PRESBYTERIAN 109 W. College St. 772-2893

Jefferson Street Church of Christ

OTHER BETHEL COMMUNITY CHURCH 5732 Rudolph Rd.

Minister: Earnest Haymon

CHRIST CHURCH OF BROWNSVILLE 2120 Anderson Ave. 772-9933

Sunday: Bible School...................9:45a.m. Worship................11a.m. & 6p.m. Bible Study.....................5p.m.

CHRIST TEMPLE APOSTOLIC 404 E. Cherry St. 772-0064

Wednesday: Bible Study.....................6p.m.

CHRISTIAN FAITH TABERNACLE 2826 Hwy. 79 N. 772-7112

1234 E. Jefferson St. Brownsville TN, 38012 731-772-3316

CHURCH OF THE LORD JESUS 687 Bell St. 772-5357

Your Church Ad should be here!

MAIN STREET STORAGE Office located at 799 E. Main St. Climate Control Units Available (731) 779-2009

Call 772-1172 and find out how!

James S. Haywood, Jr. Attorney At Law 34 North Lafayette Ave Hours: Monday-Friday 8:00-5:00 P.O. Box 438 Tel: (731) 772-9127 Brownsville, TN 38012 Fax: (731) 772-0051 E-Mail: haywoodlaw@bellsouth.net

Brownsville Mini-Warehouses

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Quality Products and Services for the Farm, Home, and Garden Serving Brownsville for over 60 years.

Your Church Ad should be here! Call 772-1172 and find out how!

Peace Auto Center 1203 Thornton Rd. Brownsville, TN 38012 Mon. - Fri. 8am - 5pm DAVID PEACE Owner Phone: 731-772-9719

TN Foot Care Center LLC Dr. Cedric Cooper DPM

2555 N. Washington Avenue Suite 1 Medical Specialty Clinic next to Haywood Park Community Hospital Tuesdays: 8am - 5pm Brownsville, TN

Toll Free 1-877-784-3668 731-427-8166

THIS DEVOTIONAL AND DIRECTORY ARE MADE POSSIBLE BY THESE BUSINESSES WHO ENCOURAGE ALL OF US TO ATTEND WORSHIP SERVICES


The Brownsville States-Graphic

Calendar

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Thursday, December 26, 2013

Public Meetings Brownsville City Board Meeting 2nd Tuesday of each month – 5:30 p.m. Brownsville City Court Room Brownsville City Planning Commission 4th Thursday – 4 p.m. Brownsville City Court Room Brownsville Historic Zoning Commission 3rd Thursday of every month - 4 p.m. Brownsville City Court Room Brownsville Utility Board 1st Tuesday – 5 p.m. at the Utility Office

Haywood County Commission Meeting 3rd Monday of every month – 6 p.m. Haywood County Courthouse

Stanton Planning Commission Meeting 3rd Thursday of the month – 7 p.m. Town Hall

Haywood County Election Commission 2nd Thursday of the month – 5:30 p.m. Haywood County Courthouse

Stanton Town Meeting 3rd Tuesday of the month – 7 p.m. Town Hall

Haywood County Planning Commission 2nd Thursday of every month - 7 p.m. Haywood County Courthouse Haywood County School Board Meeting 2nd Tuesday of every month – 6 p.m. Board of Education

Tennessee Driver License Service County Clerk, Sonya Castellaw issues Tennessee Driving License and ID renewals and duplicates Wednesday and Thursday of each week from 8:30 a.m. to 4 p.m. Telephone: 772-2362

Deadlines for January 2 edition Deadlines for the January 2, 2014 edition of the Brownsville States-Graphic are as follows: All correspondents must be in by Noon on Friday, December 27. All other advertisements and content must be in by 5:00 pm on Friday, December 27.

Holiday Schedule: The Brownsville States-Graphic will be closed Wednesday, December 25 in observance of Christmas Day, and Wednesday, January 1 in observance of New Year’s Day. We wish all of our readers and customers a Merry Christmas and a Happy New Year! UT Extension announces 2014 continuing education for Tennessee producers, forest managers University of Tennessee Extension is encouraging the state’s producers and forest managers to earn continuing education Master Producer certificates by completing educational programs designed to help them improve their products and cultural practices. Tennessee’s farms, nurseries and forests contribute more than $66 billion to the state’s economy and account for more than 337,880 jobs, but the goal is to improve those numbers. As part of the state agricultural leaders’ 10-year strategic plan to increase rural Tennessee’s capacity to produce, beginning in 2014 UT Extension will be offering updated Master Producer educational programs for beef cattle, dairy cattle, and goat producers. Additional courses

will be available for the state’s beekeepers, equine owners, loggers and nursery operators. “These educational opportunities provide practical, sciencebased information that producers can implement on their operations,” said Robert Burns, assistant dean of UT Extension. Included among the training opportunities will be the new Advanced Master Beef Producer program. Burns added that course offerings will vary by county and region across the state, so interested persons should contact their local county UT Extension office for information regarding what training will be available locally. UT Extension contact information and calendars, including course offerings, can be found online at utextension.tennessee.

edu. Just click on “County & Region Offices” link on the left column to find a direct link to contact information for your county. You may also find UT Extension listed in your local phone book under the “government” section. UT Extension provides a gateway to the University of Tennessee as the outreach unit of the Institute of Agriculture. With an office in every Tennessee county, UT Extension delivers educational programs and research-based information to citizens throughout the state. In cooperation with Tennessee State University, UT Extension works with farmers, families, youth and communities to improve lives by addressing problems and issues at the local, state and national levels.

Crossword: In the Kitchen Brownsville States-Graphic is getting a facelift. Become a subscriber and see what’s happening in your community with a new flare.

Being a subscriber has awesome perks...

ACROSS 1. On a day like this, one can see forever 6. Barley bristle 9. “____ up!” 13. Former French currency 14. *Poor man’s caviar 15. Walk through slush 16. “He’s _ ____ nowhere man” (The Beatles) 17. Mike’s sugary partner 18. These lips sink ships 19. *Cook briefly 21. *Cook in oil 23. ___ Gabriel 24. Greek muse’s strings 25. Before now 28. Le Corbusier’s art 30. State further 35. *Coffee servers 37. Clever tactic 39. Bristles 40. San Quentin, e.g. 41. Shocking gun 43. Inmate’s blade 44. Full-length 46. Of higher order 47. Famous Amos 48. Three-dimensional sound 50. Tree branch 52. *Salt in cocina

53. “In the ____, you can sail the seven seas” 55. OB-GYN test 57. *Firm pasta, not hard 61. Not sidesaddle 65. Shade of purple 66. Bubble maker 68. Bushed 69. More eccentric 70. *_ __ mode 71. _____ Zola 72. Astute 73. ___ degree 74. Pine product DOWN 1. Form of approval 2. Italian money 3. ____ and anon 4. Omani and Yemeni 5. To add another magazine 6. Brown part of apple seed, e.g. 7. *Chinese convex pan 8. Down and out 9. Pig food 10. *Pig part, often served pickled 11. America’s WWII ally 12. He plus she 15. Lodging ad: “______ four” 20. Incompetent 22. Pitcher’s stat Solutions on page B7

24. More or less 25. *For dipping 26. Hollywood’s legendary Cary 27. *Chilled 29. *Can be hard-shelled or soft-shelled 31. Boll weevil, e.g. 32. Distinctive spirit of a culture 33. Nigerian money 34. *Coat with hot seasoning 36. Result of too many drinks 38. Sasquatch’s Asian cousin 42. Stadium walkways 45. Ten dollar bill, slang 49. *Bran source 51. *It’s coated on fish of chicken before frying 54. *Strictly vegetarian 56. *Like standing rib roast 57. Crazily 58. *Serve soup, e.g. 59. City slicker on a ranch 60. Balanced 61. Asian nurse 62. Fleur-de-lis 63. *Cured meat and cold cuts 64. Genesis garden 67. Final, abbr.

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Opinion

The Brownsville States-Graphic

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Thursday, December 26, 2013

Off the Beaten Path with Jerry Wilson

A Christmas first When it comes to Christmas, do you ever think about such things as when was Christmas first celebrated on December 25. As I ride around town and travel throughout the area, the many displays of decorations and Christmas trees get my attention. When did this custom come to America? And of course, there is the question regarding the first Christmas greeting. As it turns out, it seems that Pope Julius I is recognized by most traditions as the first to officially authorize December 25 to be officially celebrated as the birthday of Jesus in A.D. 353. Who would have ever thought back then that it would become what it is today? German professor Charles Follen is considered by many to have been the first to introduce the decorated Christmas tree to America in 1832. Follen, born and educated in Germany, had moved to America in 1824. He was employed at Harvard University to be an instructor in German in 1825. In 1826, he joined the staff as an instructor of ethics

and ecclesiastical history at Harvard Divinity School. When he migrated to the America, he brought the customer of decorations and the Christmas tree with him. The Follen Christmas tree and decorations attracted much attention thorough out the country and also received international press from abroad. Who would have ever even imagined that decorations and lighted Christmas trees would become as elaborate as they have become today. What about the first Christmas greeting? Here is one version of that first Christmas Greeting as recorded in Luke 2:11-14: For unto you is born this day in the city of David a saviour which is Christ the Lord. And this shall be a sign unto you; ye shall find the babe wrapped in swaddling clothes lying in a manger. And suddenly there was with the angel a multitude of the heavenly host praising God and saying, “Glory to God in the highest, and on earth peace, goodwill to all men.” As we analyze this greeting, the first thing we notice is the

gift of a savior who will save us from our sins that lead to evil and destruction. Our strategy should not be an attempt to defeat evil but to overcome evil with good. There will come a day when all evil will be defeated but that defeat will come from a higher power. This greeting also reminds us that for those who accept the gift we can expect a lasting peace. This being so, we need to understand the peace that the greeting is describing. A likely source for better understanding of this peace is found in John 14:27(NIV): “Peace I leave with you; my peace I give you; I do not give to you as the world gives. Let not your hearts be troubled and don’t be afraid.” Christian peace is not a peace of self gratification but a peace of the heart. If we accept this Christmas greeting, we also get a general direction for our focus in life as well. We are to spread good will that can rightly be called God’s will to all people. As I conclude, my wish for you this Christmas is peace, joy and love.

Merry Christmas! Well, the time is finally here. My children have been counting down the days, and will finally get to pull the last link off of the chain that Jacob made at school. They will also say their goodbyes to Mario Jackson tonight, as he will be returning to the North Pole to help Santa deliver all of the toys. That little elf has caused a lot of mischief around our house, but they sure do love him. Now they’ll look forward to the notes that he sends a few times throughout the year to remind them he’ll be back December 1. The gifts are all wrapped and Santa will be on his way soon, and the excitement in their eyes brings nothing but pure joy to my heart. They are excited about going to my grandparent’s house this evening, and will come home and have a hard time going to sleep just because they are excited about the new things they will bring home, and about Santa’s upcoming visit. But, eventually, they will fall fast asleep and then Santa will make his visit. We caught him last

year on camera filling their stockings and eating the cookies we left for him. The kids wanted to set up a camera in the living room, and hide it so that Santa wouldn’t see it. So, we woke up Christmas morning to a camera full of pictures of Santa. (A very special thank you to the person who helped us with that! It was awesome that you took time away from your family to do that for our family, as well as many others!) Maybe, just maybe, we’ll be able to catch him again this year! Christmas morning is always complete chaos at our house, but I wouldn’t have it any other way! There is wrapping paper everywhere, toys from one end of the house to another, and lots and lots of noise. My children completely destroy my house, but it’s worth it! This year we are going to do something a little different on Christmas Day. Instead of going to my grandparent’s for an early Christmas dinner, everybody is coming here for breakfast. The kids can stay in their pajamas and play, and we will all still have a meal together.

I can’t wait for my house to be full of the people that I love the most! I can’t wait for the laughter, the excitement, but most of all, the love that will fill the air. It will no doubt be absolutely insane... but I’ll love it! My sister-in-law is coming this weekend, which will be the perfect end to the Christmas season. They don’t get to come and visit very often, so we are all looking forward to that! And then, I’m officially on vacation! It has been a very hectic and busy last couple of months, and I’m due for a break! Chuck is also off that week, and the kids will still be out of school, so I get to look forward to starting the new year off by spending some much needed time with my little family! In closing this week, I would like to wish you all a very merry Christmas! I hope that you all have the opportunity to spend time with the ones you love most, and have a day filled with joy and laughter. Remember that the real reason for the Christmas season is the birth of our Savior, Jesus Christ! Merry Christmas!

Peeples By 28th Judicial District Circuit Court Judge

It’s a Wonderful Movie (Part II) (continued from last week) Even though it did fairly well at the box office, high production expenses due to its many scene changes caused the movie, It’s a Wonderful Life, to cost so much to make that it lost money at the box office. Also, when it was released, even though it garnered five Oscar nominations, the critics were ambivalent at best. The New York Times said it was too sentimental. Some critics went even further, referring to it as “Capra-corn.” Still others said its theme was too dark, too film-norish with its exploration of failure, anxiety and death, not to mention the suffocating nature of small town life. One critic called it an asphyxiating story of growing up and relinquishing our dreams. Consequently, the movie did nothing for Capra’s career. Before the war, he had been the hottest director in Hollywood, with such hits as It Happened One Night, Mr. Deeds Goes to Town and Mr. Smith Goes to Washington, but It’s a Wonderful Life, couldn’t revive his box office magic. After its initial run, it was mostly forgotten, and Capra never regained his prewar status. Then, in 1974, something wonderful happened. When the studio was attempting to renew its copyright for the movie, a clerical error resulted in the film falling into the public domain. That meant that anyone could show it for free, and just about every television station in America did so during the 70’s and 80’s. Many of them used it as a cheap alternative to expensive network holiday productions, and to all the “experts” amazement, It’s a Wonderful Life consistently beat them out in the ratings. By the turn of this century, it had become one of the most beloved movies of all time. Because ordinary people, the people Capra made the movie for, loved it. They found it tremendously moving, and they loved Jimmy Stewart in the part of George Bailey. Before the war, Stewart had been considered a lightweight, comedic actor, but in this movie, he changed people’s minds as he played to perfection the role of a man who sees his hopes of world travel and adventure repeatedly dashed

as he relinquishes his dreams over and over for others, and fate sentences him to the humdrum world of making loans to working people for modest homes and scrambling to keep a penny ante savings and loan association afloat. His performance was a perfect balance of hope and despair, as he repeatedly renounced his dreams of traveling the world and building bridges for the well being of others. In the course of the movie he so emptied himself out of love that instead of building bridges, he tried to jump off one. Throughout the movie he had endured one faith testing disaster after another until he could no longer shoulder the load. Luckily for him, however, his fellow townspeople believed in intercessory prayer, and their prayers were answered in the form of a bumbling Angel Second Class named Clarence Odbody, who after 200 years in Heaven, had yet to earn his wings. Seeing Stewart’s distress, Clarence jumps off the bridge himself, and Stewart, true to form, forgets his suicide intentions and jumps in to save Clarence. You know the rest of the story, and also how it ends. Along the way, although the movie is a study in hardship, frustration and lost desire, a theme that must have resonated fiercely with Americans who had lived through the Great Depression and World War II, it carried other themes as well. It may be the most moving examination of a single person’s worth ever to be put

on film, and a vivid example of just how badly things can progress without good people, or just as bad, when good people do nothing. But it is also interspersed with absolutely delightful moments, one of the best being the most wholesomely romantic scenes in movie history, that of the longdistance telephone call in which Stewart angrily finds himself hopelessly in love with Donna Reed. It is wonderfully charged with romance, yet at the same time it fiercely and beautifully expresses the suppressions and compromises upon which married life rests. Less than a year after the movie came out, Capra received a package from the warden of San Quinton Prison, containing more than 1,500 letters from inmates, all of them telling Capra how positively the film had affected them. Letters poured in from other places as well, and continued to do so until Capra’s death. Fortunately, he lived long enough to see the movie named the most inspirational movie of all time. He was asked once, toward the end of his life, it was still possible to make such movies. “Well, if it isn’t,” he replied, “we might as well give up.” Indeed, but don’t take my word for it. Watch it yourself, with your family. You may even get through it without a lump in your throat. But if you can, you’d better get your heart checked. Merry Christmas to everyone.

Lee Ann Kreuger - Interim Publisher Jennifer Willis - News Editor Debbie Wright - Office Manager Megan Davis - Graphic Designer/Staff Writer Kristine Osteen - Advertising Representative Jeff Ireland - Sports Editor


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Mr. Joe Aldon Edwards, Sr. Date of Death - December 18, 2013 Joe Aldon Edwards, Sr., age 87, of Bells, TN passed away peacefully Wednesday, December 18, 2013 at Jackson Madison County General Hospital after a very short illness. Born in Bells, TN on June 8, 1926, he was preceded in death by his parents: Aldon Dee Edwards and Allie Faye Armes Edwards, one sister: Cora Ann Edwards and a brother: Sammy H. Edwards. He is survived by his wife of 65 years, Eldridge Miller Edwards, children: Emily Griffin (Steve), Joe A.”Bud” Edwards, Jr. (Tina), Cherry Rains, Andy Edwards (Donna), John H. Edwards (Emily Jane), grandchildren: Amy

White (Keith), Allison Smith (Shane), Ashley Lilly (Toby), Joshua Garrett Edwards, Kyle Franklin Edwards, Adam Rains, Hunter Rains (Angele), Noah Rains (Jessica), Joel Edwards, Katelin and Kelsey Edwards and eight greatgrandchildren: Zachary and Quinton White, Ansley Smith, Corey and Emily Ann Lawrence, Brylee Lilly, Phoenix Beaux and Skyler Dakota Rains, also surviving is a sister: Jacqueline Permenter, all of Bells, TN and a sister-in-law; Jamey Covey Edwards of Savannah, TN. He devoted his life to God and his family. He was proud of his service to his country, serving during WW II on the ship USS

Queens. “Daddy Joe” was a caring, loving husband, father, grandfather, greatgrandfather, brother, uncle and a friend to many. He was a lifelong member of the Bells First United Methodist Church. He was very dedicated to his friends and served on the ASCS/FSA and County Wide Utilities Board. He also helped all that he could in their farming and business endeavors. He was one of the original founders of the U.T. Ag Museum in Milan where he contributed numerous pieces of family farming equipment. The Crockett County Livestock Assoc. was also part of his life. He and his wife, El, really enjoyed their

home on Lick Creek at the Tennessee River, fishing and visiting with their many friends. Funeral services were Saturday, December 21, 2013 at 11:00 A.M. in the Bells First United Methodist Church with Bro. Gene Burkeen and Bro. Terry Presson officiating. Interment followed in Belleview Cemetery in Bells, TN. In lieu of flowers memorials may be made to Bells First United Methodist Church, NOAH of Crockett County or the Juvenile Diabetes Research Foundation. Lea & Simmons Funeral Home, 1280 South Dupree Avenue, Brownsville, TN 38012 731-772-8880 / Obit731-772-8744 www.leaandsimmons.com

Brownsville States Graphic (Brownsville, Tenn.) December 26, 2013

Mrs. Emily Henley Staggs Date of Death - December 18, 2013 Mrs. Emily Henley Staggs, age 68, passed away on Wednesday, December 18, 2013 at Jackson Madison County general Hospital in Jackson, TN Mrs. Staggs was preceded in death by her parents: Fred Kyzar and Josie Watson; her first husband: Alford Henley and her second husband: Neal Staggs; a son: Richard Henley; five brothers: Freddy Kyzar Jr., Albert Kyzar, William Kyzar, James Kyzar, and Eddie Kyzar; two sisters: Mary Bell Kyzar, and Darlene Rosson. Funeral services will be conducted at the Brownsville-Bells Funeral Homes on Sunday, December 22, 2013 at 2:00 P.M., with Bro. Terrance Henning officiating. Burial will follow in Mt. Pleasant Cemetery, Whiteville, TN. Visitation will be held at Brownsville-Bells Funeral Homes Chapel, Brownsville, TN on Sunday, December 22, 2013, from 1:00 until service time at 2:00 P.M. Mrs. Staggs is survived by two brothers: Jerry Kyzar, Whiteville, TN, and Tom Kyzar, Moscow, TN; three sisters: Marie Watson, Brownsville, TN, Sue White, Nashville, Tn, and Earline Kyzar, Ripley, TN; a niece Diane Koon and her husband, Samuel, of Ft. Knox, Ky. Pallbearers for Mrs. Staggs will be Danny Tippett, Derek Tippett, Hunter Tippett, Timmy Green, Ethan Green, and Roy Barcroft. Brownsville States Graphic (Brownsville, Tenn.) December 26, 2013

November unemployment rate decreases to 8.1 percent Largest monthly decline since April 2010

, s r e h t o o t e v i G s i h t save ason! e s y a d i l o h Save on a gift to a loved one. Buy a gift certificate for a parent, a sibling, a friend, a neighbor, or whoever you would like, and get a one-year subscription for only $33.50 (in-county only).

Want to get a good deal for yourself? Tennessee Labor & Workforce Development Commissioner Burns Phillips announced today Tennessee’s unemployment rate for November is 8.1 percent, which is four tenths of one percentage point lower than the October revised rate. The national unemployment rate for November 2013 was 7.0 percent, down three tenths of one percentage point from October. Economic Summary: • Tennessee’s October to November rate change is the largest monthly decline since April 2010. • Total nonfarm employment increased 9,400 jobs from October to November. The largest increases occurred in leisure/ hospitality, durable goods manufacturing, and professional/business services. • Over the year, nonfarm employment increased 39,200 jobs. The largest increases occurred in leisure/hospitality, professional/business services, and durable goods manufacturing.

Just bring in 10 canned goods to be donated to the food pantry and get $5 off a new or renewed one-year subscription to the States-Graphic.

Come see us at 42 S. Washington and take advantage of these offers today!


Education

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Thursday, December 26, 2013

Anderson students present Christmas Program

Brownsville States-Graphic/Photos by Jennifer Willis Music and young voices filled the air at Anderson before school was dismissed for the holidays as students presented their Christmas Program under the direction of Ginger Cunningham. Families and friends came to get in the holiday spirit as the children sang Christmas songs.

Eastside students adopt child from Carl Perkins Center

Brownsville States-Graphic/Photos by Jennifer Willis Students in Kellie Haywood’s fourth-grade class helped make a difference in the life of a child in Haywood County. For the last several weeks, her students have been earning money by doing chores at home. They combined their money, which totaled $120, and adopted a child from the Carl Perkins Center. Mrs. Kellie and her students met at Walmart Tuesday, December 17 to do their shopping.

Your Future Begins Here Enroll at the University of Memphis Lambuth Campus and get a world-class education in Jackson. The University of Memphis Lambuth Campus is Jackson’s only four-year public university, giving you a convenient choice for an education that will take you wherever you want to go. We offer many undergraduate and graduate degree programs — including those in nursing, education, business, the entertainment music industry, and criminology and criminal justice, to name just a few. Plus, studying close to home makes it easy to keep your work, your personal life and your education all on course.

Now Accepting Applications for Spring and Fall 2014 memphis.edu/lambuth 705 Lambuth Blvd. · Jackson, Tennessee 38301 Phone: 731.427.4725 · Fax: 731.422.2169 · lambuth@memphis.edu A Tennessee Board of Regents Institution · An Equal Opportunity / Affirmative Action University


Education

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Thursday, December 26, 2013

Mrs. Harwell’s class makes gingerbread houses

Brownsville States Graphic/Jennifer Willis Students in Mrs. Sylvia Harwell’s kindergarten class celebrated the holiday season by making gingerbread houses Monday, December 16. The houses were made out of old milk cartons glued together, and included traditional decorations like spice drops. A math lesson was included in the fun, and the different candies each represented something different.

Students at HES spread Christmas Cheer

Brownsville States Graphic/Jennifer Willis First through third grade students spread Christmas cheer at their Christmas music programs on Thursday, December 12. Some dressed as reindeer, some as angels, and some as Santa. The gym was full of laughter and smiles from students and parents alike as students wished everyone a merry Christmas.


Education

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Thursday, December 26, 2013

Eastside students wow crowd at Christmas music program

Brownsville States-Graphic/Jennifer Willis Fourth and fifth-grade students from Eastside School wowed the crowds during their Christmas music programs Thursday, December 19.

Santa stops for a visit at Anderson ECC

Special Friends enjoy time with students

Brownsville States-Graphic/Photos courtesy of Rita Hathcock

Brownsville States-Graphic/Photos courtesy of Rita Hathcock AECC had a surprised special visitor during lunch on Thursday, Dec. 19. All the students were excited.

HO!HO!HO! Santa made time for a quick visit to the students who have Special Friends at their Christmas luncheon at the Parks and Recreation building last on December 16. UT Extension Special Friends director Peggy Jackson, along with Ragan Baumheckel of Anderson’s center, and Bridget Dancy of Haywood Elementary’s center made wonderful elves for Santa. Children loved having “The Night Before Christmas” read by Cindy Smith, and having their pictures made with Santa following their delicious meal.


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Letters to Santa

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Thursday, December 26, 2013

Austin, 4

Hunter Hayes, 7

Noah Cole, 10

Skyler Johnson, 8

Lily Cole, 2

Ja’Kyra Tate, 8

Nathan Cates, 5

Ethan Rikard, 7

Jacob Willis, 5

Sarah Willis, 9

West Carpenter, 3

Lucas Austin, 2

Annie, 9

Polyton Cohill, 7

Kynnedi Dynette, 3 months


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Letters to Santa

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Thursday, December 26, 2013

Sadie Nichols, 1

Abbey Berry, 9

Drew, 9

Keesha Sloan, 37

Martha, 8

Rachel, 6

Parker, 9

Molly Nichols, 8

Kaley Austin, 6

Elise, 6

Crisslyn, 7

Austin, 5

Brianna, 6

Anne-Alise, 7

Mary, 6


Savvy Senior

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Thursday, December 26, 2013

Crestview Christmas party

Brownsville States Graphic/Jennifer Willis Crestview had their annual Christmas party Thursday, December19. Ellington Performing Arts Studio came out to perform, and they rocked the house! Residents and guests also enjoyed a variety of food and special music after the performance, and Santa Clause was in attendance to hand out treats to all of the performers. The residents and staff of Crestview would like to wish everyone a very Merry Christmas!

Most Pressing Issues for Senior Adults Each phase of life brings a new set of priorities to bear, and as changes in lifestyle and circumstances alter our views of the world, the most pressing issues for senior adults are quite different from concerns merely a decade ago. Becoming a senior member of society is full of new challenges, which prompts new concerns. The Most Pressing Issues for Senior Adults Among the issues that tend to become most prominent as we reach the senior years are financial ones. Advancements in health care and a greater awareness of the importance of health maintenance and overall fitness has lengthened the lifespan of the average person, extending the retirement years. This means good financial planning for those years is more challenging than ever before. Transitional Housing Entering retirement usually requires adjusting to a lower, fixed income, which is certainly not an easy task. Priorities must be reassessed and budgets reevaluated accordingly. Often, lifestyle changes are necessary to compensate for lost income, such as a move from the family home to less expensive senior housing. Health Care and Prescription Drug Costs Health care costs and availability to quality care are certainly among the most pressing issues for senior adults. Even those who enter retirement with a substantial nest egg

can have their financial security threatened by the expenses associated with treating unexpected health issues. Estimating the costs of future health care needs is by no means easy, as prices of both medical care and health insurance have seen increases well above the rate of inflation. Prescription drug prices are still a big issue for many seniors, despite the advent of the Medicare prescription plans. The complexity of choosing among the prescription plans offered has caused a great deal of confusion among even the most financiallysavvy consumers, making it difficult to determine which option is to one’s best financial advantage. And many seniors pay more outof-pocket expenses for medication than anticipated. Social Security Added to those everyday financial concerns is the uncertain future of the Social Security and Medicare programs, which threatens the financial security of many retired seniors. Today’s senior population is growing at unprecedented rates, with the Baby Boomer generation reaching retirement age and longer life expectancies, placing more pressure on an already strained system. As many lower income seniors flounder financially even with these programs in place, the loss of them could be financially devastating for a wide range of senior adults. Avoiding the Traps Often, seniors in financial hardship during retirement are not in this position due to a lack of

planning, but from underestimating critical factors like inflation, medical needs, and the length of time they may spend in retirement. Obtaining the help of a good financial expert that specializes in retirement planning is well worth the time and expense involved, helping to ensure that future needs are assessed accurately. Another good reason to seek the advice of a financial professional is the rather unstable economic climate that has prevailed in recent years. Investments that have traditionally been considered safe, conservative ones have become questionable in today’s economy. Hiring an expert to help you choose the safest means of building a secure retirement nest egg that will remain solid even in troubled financial markets may be the best investment you can make for your future. Plan for a Rewarding Retirement Seniors today are certainly not satisfied with the prospect of becoming the stereotypical grandma or grandpa watching the world go by from the porch swing. Modern seniors have redefined aging by increasing exercise, busying themselves with travel, art, volunteer work, and countless other activities, and celebrating their freedom from the daily grind of career and child-rearing duties. Living this more fulfilling lifestyle requires financial security, making it necessary to plan early and wisely to avoid those common traps that can make the retirement years a struggle.


Savvy Senior

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Thursday, December 26, 2013

Christmas time at Sugar Creek

Russell Taliaferro posing with girls from Ellington School of Dance.

Ladies singing carols at the Resident/Employee Christmas Party.

Joan Lanphere enjoying time with one of the Ellington School dancers.

Jack Fletcher smiles for the camera with a couple of children visiting the residents. Brownsville States Graphic/Photos courtesy of Sugar Creek

Reverse Mortgages A reverse mortgage is a special financial loan designed for people who are senior citizens and own their own home. It gives retired people the ability to gain liquid money for some of the value in their home. Usually the senior releases ownership of the home at the end of their life. The loan does not have to be repaid, and it is like selling a home to the bank, but receiving the money far ahead of time. These loans have become very popular among senior citizens. Reverse Mortgages Reverse mortgages allow seniors to gain money through a monthly payment or buyout, but the person remains in control and ownership of the home, and they do not have to pay the money back. The home will be relinquished to the loan originator at the end of the owners life if the loan is not repaid; usually the plan is to not repay the loan and eventually relinquish ownership of the home to satisfy the loan. The excess equity from the sale will be returned to the owner or the heirs. This specialized type of loan is granted to people who own their home or are have a small enough balance to pay off at closing with part of the loan. The offer may sound too great to be realistic, but this type of loan has revolutionized the banking industry and made it possible for senior citizens to use the value of their home to make their golden years more gratifying. Reverse Mortgage Calculator Most banking sites allow customers to calculate the payments of a reverse mortgage through the use of certain criteria, including the age of the youngest homeowner and the value of the home. Sites that allow you to calculate the prices that the lender will pay is called a reverse mortgage calculator. Every lender will offer different rates regarding the location of the country and the value of the home, so it it good to check out various different reverse mortgage calculators. Some are very detailed, while others just ask your age and the value of your home. A reverse

mortgage calculator is easy to find by going to the website of a major lender, such as Countrywide or MetLife. Reverse Mortgage Lenders Reverse mortgages have become widely popular throughout the past ten years, and now almost every financial institution and bank offers some type of reverse mortgage. Very few lenders will offer the same rates, and every lender will have different policies and procedures that will offer different incentives and special rates. It is a good idea to shop around for the best rate on your home before you sign a reverse mortgage loan. Some of the leading reverse mortgage lenders are MetLife, Wells Fargo Bank, World Alliance Financial, Financial Freedom, Countrywide, Omni Home Financing, and Bank of America. Reverse Mortgage Information Sometimes people don’t understand the difference between a reverse mortgage and a home equity loan from a bank. A home equity loan from a bank is like a line of credit. To qualify for this traditional type of second mortgage requires that the borrower have a certain degree of income versus their debt ratio. A home equity loan also requires the borrower to give a monthly payment to the lender. The reverse home mortgage is the complete opposite, and it actually pays you for the purchase of your home in advance. Many factors determine the amount you will be able to borrow and the interest rate of the loan, and the FHA plays a large part in the equation because their mortgage limits are used to calculate the base rates for the reverse mortgage loan. The higher the cost of the home and the greater the age of the borrower, the larger the loan will be that the lender offers. No payments ever have to be made as long as the borrower for the reverse mortgage loan is the principal residence of the home. The home is still completely under the ownership of the borrower

and all taxes and insurance must be kept current to satisfy the requirements of the loan. If the owner decides to sell the home, they will be required to repay the cash that was received from the reverse mortgage along with the interest on the loan and other fees determined by the lender. The remaining equity remains for the owner. Reverse Mortgage Rate Reverse mortgage rates come as both fixed and variable rates. Usually the rates are identical for all lenders in a certain region, but the real reason that rates and costs will vary depending on the lender is because there are many different programs and products offered regarding reverse mortgages lenders. Buyer beware of many unscrupulous institutions who will disguise other products as “reverse mortgage loans.� In reality, all true reverse mortgages have a variable interest rate that is tied into the interest rate at which US Treasury notes are loaned. At the origination of the reverse mortgage loan, the borrower will have the decision as to whether lock into a fixed interest rate or take the variable rate. Interest rates are usually adjusted by the Federal Reserve every quarter, but it will be up to the lender to change the interest rate on the loan. Reverse Mortgage Loan Before pursuing a reverse mortgage loan, a home owner should seek counseling through HUD-approved agency to learn as much reverse mortgage information as possible. These agencies are designed to help home owners understand the process and requirements of a reverse mortgage loan. Since these loans are serious legal agreements, HUD suggests that all counseling take place in a face to face manner between the home owner and the agent. The agent will provide the home owner info about reverse mortgage loans and reverse mortgage lenders, and help the home owner decide if the loan if right for the situation.

Sugar Creek calendars are here!

These calendars are going fast so get yours today! Call 772-1616 or stop by 1169 S. Dupree Ave to reserve your copy. Prices are $10 each or $15 for two copies.


Sports

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Haywood Middle sweeps CMS Lady Warriors still undefeated; Boys move to 12-4 on season By JEFF IRELAND jireland@states graphic.com The Haywood Middle School boys and girls basketball teams took a trip to Covington Thursday night for their last game before the holiday break and each squad came away with a convincing win over Crestview. Haywood’s girls led 36-18 at the half and took complete control of the game in the third quarter behind a swarming press and the standout play of Jamirah Shutes. The Lady Warriors won 62-40. Shutes hit three 3-pointers during the quarter and added nine more points in the fourth quarter to finish with a game-high 30. She scored eight points in the first quarter, which Haywood won 20-9. Lady Warrior Laquita Callaway worked the paint for nine points in the first half and finished with 11. Diamond Powell added seven points for Haywood and Alexia Owens scored six. The Lady Warriors moved to 11-0 on the

season with the win. Haywood’s boys also took control of the game in the second half, winning 44-33 to move to 12-4 on the year. The Warriors led 1917 at the half before going on a 9-2 run to take a nine-point lead. After Crestview answered with two straight buckets, Haywood called a timeout and went up by 11 heading into the fourth quarter. Crestview never got closer than eight points the rest of the way. Keithon Powell scored six points in the third quarter and finished with a team-high 12 points. De’marus Boyd hit a pair of 3-pointers, including one during Haywood’s third-quarter run, and finished with 10. Chris Jones scored four points in the fourth quarter and finished with 11. Dontious Bell had five for Haywood, Xavier Walker scored four and Albert Douglas two. Haywood led 6-5 after one quarter. Jones and Boyd each hit a pair of free throws in the final minute to help seal the win.

Brownsville States Graphic/ Jeff Ireland Haywood Middle School’s Kedra Benton maneuvers for room during the Lady Warriors’ 62-40 win over Crestivew Thursday night in Covington.

What’s next in hoops

Brownsville States Graphic/ Jeff Ireland At left, Haywood Middle’s Xavier Walker gets a shot off during in the land Thursday night against Crestivew in Covington. At right, Keithon Powell makes his way to the basket. Haywood won, 44-33.

Thursday, Dec. 26 Haywood High boys Christmas Classic at Heber Spring, Ark. Friday, Dec. 27 Haywood High boys Christmas Classic at Heber Spring, Ark. Haywood High girls Christmas Classic at Gibson County Saturday, Dec. 28 Haywood High boys Christmas Classic at Heber Spring, Ark. Haywood High girls Christmas Classic at Gibson County Monday, Dec. 30 Haywood High girls Christmas Classic at Gibson County

Brownsville States Graphic/ Jeff Ireland Clockwise from top left, Alexia Owens, Jamirah Shutes and Albert Douglas.

We want to put your photos in the paper

Because we want to highlight what’s going on in the community, The Brownsville States-Graphic wants to put your sports photos in the paper, free of charge. Send photos to jireland@statesgraphic.com.


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Wellwood/Zion News By Denise Phillips Reneé Moss Sunday morning at Zion Baptist Church the adult Christmas Musical was presented. No services Sunday night and no Bible S tu dy o n t h e 25 th . Everyone enjoy time with your family and friends. Zion folks, don’t forget the Lottie Moon Christmas offering! It’s not too late! Eleven men attended the community prayer breakfast at Zion Thursday. Bill Kendrick brought the devotional thought for the day. The next meeting will be January 9th, 2014. Thanks to Brother Butch for the report

each week and to all the faithful prayer warriors. My brother Charles Elrod and I attended the “Coming Home for Christmas” musical in Memphis Thursday night. We truly enjoyed the Barnett Family along with the many other talented groups and individuals spreading the Good News! We also ran into a few friends from Brownsville (Debra and Pam). Congratulations to my granddaughter Alivia Phillips who was chosen as “student of the month” at Jackson Christian. She is the daughter of Justin and

Britany and attends the pre-k program two days a week. Update from Alan Outlaw. His procedure went well and he received good news. Erin Butler had surgery performed Monday, but no report yet. Yes, I am running behind as usual checking on folks. Continue praying for sick folks and their families, military personnel and families, shut-ins, those mourning loss, and the leaders of our country. Call me at 7724257 or email me at phillipsd6@k12tn. net if you have news. People want to know!

Westside News By Mary W. Lewis Jeff and Mandy Fox of Alamo are new grandparents enjoying their daughter, Margaret Ellen, and her husband with their baby. They came all the way from California and great-grandparents Jackie and Nell Fox are happy to see them also. Little four-year-old Addison Ann Shearon has been discharged by her doctor after having heart surgery. She is doing great. Her parents Matthew and Shanna Shearon, grandmother Betty Escue, greatg r a n d m o t h e r Peggy Hooper, and members of Westside are overjoyed and thankful. Josh Shearon will complete his law degree in Memphis in a few months. Those attending the regular third Monday night singing with Crestview residents were Ronald Teems, Mac Perry, Billy and Bobbie Connally, Bro. Larry and Martha Sweeney, and Paul and Mary Lewis. Members of Westside who reside at Crestview – Minnie

King, Mae Mathias, and Mary Lucille Moses – joined us. Flora Escue, who worked for the telephone company here, in Humboldt, and in Jackson for 13 years, received a good medical report Thursday. After being hospitalized previously, she was told that she does not have congestive heart failure. Thank the Lord! What a lovely Christmas present! Pearl Perry Gordan enjoyed having her daughter, Judy Rhodes of Tipton County, visit her one day this week. Christmas fruit baskets were assembled and delivered Thursday from Westside by Billy Connally, Albert Jackson, Jimmy Naylor, and Paul Lewis. Billy’s wife Bobbie assisted by gathering the small articles included in the baskets and the decorative ribbon ties. Mainly the baskets are delivered to shut-ins, Oakhaven, and Crestview residents. Margaret Aiken has been to Sardis where she joined her

cousin, Annie Austin, and Annie’s husband when they traveled to Memphis Sunday for a visit with his sister and family. Westside will host the Fifth Sunday Singing December 29 at 2:30 pm. Everyone is invited to attend. The church address is 3235 Hwy 54 West. Robbie Lou Hayes Day of Memphis is now having hospice care at her home, according to her sister Brenda Tolliver. Her son John Day, Jr. has had neck surgery. In the December 2013 publication of “Live” dealing with Haywood schools and students and highlighting different ones excelling in various feats, our Grayson Robinson was featured as having completed his Eagle Scout project at the HHS stadium. It has such a big impact on the community and is valued at $1,600 for the three flag display. Congratulations! Everyone have a blessed Christmas and remember the needy.

Allen News By Sandi Bishop Early column so our friends at the StatesGraphic can get the paper out early and be able to enjoy the Christmas holidays with their families. Will be a week behind reporting Sunday services for this week and next week, but we’ll soon be back on schedule. This year has come and gone so fast I didn’t understand when my grandmother used to say “the older you get the faster time passes” but I’m beginning to know exactly what she meant. Sunday night our children presented their musical program. We were away singing, but heard that it was wonderful. Thanks so much to everyone who helped put this program together and for all their hard work. Considering the shape our country is in today, it’s such an encouragement to see children being brought up in church. As we’re often reminded, they are the future of our church. Shey reports that the youth/college progressive lunch last Saturday was awesome. Thanks so much to Ron & Angie Hart, Harriet & Da-

vid Stewart, and Adam, Brandy, Hannah, Cash, Ginger & Penny Buckingham for opening up their hearts and homes for this event. The youth baked cookies and wrapped them to deliver to some of our widows and shut-ins along the way. Again the future of Allen out doing the Lord’s work. Linda Merrick’s Sunday School class had our Christmas party at Vondia and Glenn White’s house Tuesday night. Great food and fellowship, but you’ll never believe this somehow we ended up with no desserts and we played “Mean Santa” and no one took a single present from anyone else. Well, there actually was almost an “incident” “someone” tried to take away a gift and “someone” else refused to give it up no names here, but you know who you are. So much fun with such wonderful friends! “Watch-Night” service at Allen on New Year’s Eve beginning at 8:00 p.m. The Barnetts will be singing and at 10:00 there will be a late-night breakfast in the fellow-

ship hall. Please lift up Perry Ann Hart in your prayers problems with her stem cell transplant and she has been in very serious condition in ICU at Jackson. Please pray for Charley West, Charles Johnson, and Raymond & Michelle Russell. And we sometimes forget please pray for the caregivers of those going through illness it’s a difficult time for them as well. And remember Joe & Tina Edwards and their family in the loss of Joe’s father and the family of our gospel-singing friend, Larry Gateley. Happy Birthday this week to Melissa Kirk and Joan Byrd. My quote this week comes from former President, Calvin Coolidge and even though it was made many years ago, it’s still so true today: “Christmas is not a time nor a season, but a state of mind. To cherish peace and goodwill, to be plenteous in mercy, is to have the real spirit of Christmas.” Love, blessings, joy and a very Merry Christmas to you all.

Welcome to our newest Chamber Member: West Tennessee Carpet Cleaning!! The Chamber Spotlight this week is on Brownsville Radio. Better known to listeners as “Brownsville Radio” and “Tomcat Radio” our community’s only radio stations went on the air in the 1960s. Brownsville Radio (WTBG-FM, 95.3) became locally famous for its talk segments long before the modernday talk radio craze. Brownsville Radio’s format is deeply rooted in local news, events and community promotion. Swap-Shop airs twice daily (9am and 5PM) allowing listeners to buys and sell personal items. The show takes dozens of calls every day. Ivory Ellison broadcasts his unique family gospel programming weeknights and has been a mainstay on the station’s air for more than 30 years. Tomcat Radio (WNWS-AM, 1520) is programmed by Haywood High School’s broadcasting class. With a complete studio located at the high school, students run every minute of the programming. The radio stations are owned by Wireless

Chamber of Commerce Director Group, Incorporated, which purchased the AM/FM combo in the summer of 1978. Wireless Group’s stockholders are Carlton Veirs and Lyle Reid. Wireless Group entered the publishing business in 1983 when it bought The Haywood County Shopper. About a year later the company closed a deal to purchase the Brownsville StatesGraphic. Wireless sold the newspaper in October 2000. On the same day the company handed the newspaper’s keys to new owners, it also sold WTNE-WWEZ radio stations located in Trenton Tennessee, having operated them for nearly 20 years. Mid-South Hunting & Fishing News, a regional monthly field sports magazine, was added to the company’s portfolio in the late 1990’s. Wireless Group’s publishing arm owns an interest in Fishing Tackle Retailer, the only business-to business magazine focusing on the fishing tackle industry in North America. While editorial and sales offices for FTR are located in various locations around the country, the magazine is designed and published in Brownsville. Other nationally circulated

titles including Hunter’s Handbook and The International Hunter’s Education Association’s Journal are published at Wireless’s offices in Brownsville. WNWS-FM (News-Talk 101.5) is also owned by Wireless Group. The station is located in Jackson and celebrated its 20th year on the air in September. News/ Talk 101.5 was one of the first FM stations in the United States to air an all talk format. Wireless Group is responsible for national ad sales and personal endorsement arrangements for TV fisherman Bill Dance. The company maintains sponsor relations and network negotiations for Dance’s television shows that appear on NBC Sports, Destination America and Outdoor Channel. Wireless Group is headquartered on the 2nd floor of 42 South Washington Avenue in Brownsville. The Chamber will be closing at noon on Tuesday, December 24, and will reopen on Friday, December 27 at 8 am. On behalf of the Chamber of Commerce Staff and Board of Directors I wish you all the timeless treasures of Christmas…the warmth of home, the love of family and the company of good friends!

Libra rary ry Corner By Katherine Horn rn The staff and volunteers of the Elma R oss P ublic Libr a ry wish everyone a happy, healthy, and blessed Christmas season. The library will be closed on Tuesday (24th), Wednesday (25th), and Thursday (26th) in observance of Christmas. Peace be to you. Next week we will be starting a new year. A new year! The year 2014. The Elma R oss P ublic Libr a ry will be closed on Wednesday, January 1, 2014 in observance of New Year’s Day. We hope and pray that everyone has a safe, happy, healthy, and prosperous New Year! Since we will be starting a brand new year, the library will

be starting a new program called “Geek the Library.” We’ll bet that you are asking yourselves “What in the world is ‘Geek the Library’?” The “Geek the Library’ campaign, which is a statewide program by the way, is a marketing tool used by libraries to find out what YOU, our patrons, are passionate about and how in turn, the library can help you with your achieve your passions. We want to hear from you! What do you love, what are you passionate about? We’ll tell you what we “geek.” As a library, we “geek” knowledge/ information. As an individual, the Library Director “geeks” clocks. Clocks, really?

Yes, really, she started her clock collection while a teenager and continues to collect them today. One can never have too many clocks. She also has many other things that she “geeks.” Like what, you ask? She also “geeks” playing the flute, antiques, and frogs. So if you were to find an antique frog-playing clock, she would just be tickled pink! Whatever you are passionate about, whatever you “geek”, the library can help you, so let’s get our geek on! As the new year progresses, there will be more information about upcoming programs where we will “Geek the Library”. Happy Reading!

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Correspondents The Brownsville States-Graphic

Around Town

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Thursday, December 26, 2013

Crestview News

By Marty Williams Adopting a fur baby for Christmasplease get it neutered or spayed! Call the Animal Shelter-772-2908! Uh oh! Listen! Do you hear those tiny reindeer snorting and stomping their hooves in preparation for Santa’s upcoming arrival!! Ho! Ho! Ho! Do you know what your Elf on the Shelf is up too??? H u m o n g o u s Kudos to Patrolman, James Davis, for being recognized by the Governor’s Highway Safety Office in Jackson and receiving the West Tennessee Police Speed Enforcement of the Year award, for 2013! Way to go James! More kudos go to Trooper Billy Jackson for being recognized for his efforts to keep the roads safe. This is the first time he has been awarded this particular honor, which was for giving out the most moving violation citations for the 4th and 8th districts! Go Billy go! M a s s i v e congratulations to a former Angel Choir singer! Leah Taylor (daughter of Barrow and Julie Taylor) is now engaged to Travis Eakin! What a magnificent Christmas gift! What a great year for Anderson school! Principal, Charles Byrum is so tickled with his school’s 10,000 books being read success, he dyed his beard green! That is a lot of tickled and I love it! Reading is everything!

Leslie Hardee, manager of Verizon Russell Cellular, has been in the hospital, but is doing great at this moment! Hope you are feeling much better! Robert McCage took his daughter, Ashton to a Titan game for her birthday! Happy birthday Ashton! C h a m b e r A m b a s s a d o r s had their annual Christmas lunch at Marty & Jim Williams’ home. If you weren’t there you certainly missed out on the Christmas spirit! We had a Mexican/ American meal and it was awesome! Thank you Juan and Pam! We also had a charming Christmas donation basket that Carol Bruce brought, for our special family we were helping. Ambassadors are a terrific bunch of folks! Chamber director, Renee Moss and Mrs. Claus did Stump the Chump Friday, on Christmas trivia. Drew McGruder, the Chump, got busted! The Chump ought to know he can’t win while a ‘Claus’ is in the house! Ho! Ho! Ho! Happy 50th anniversary to John and Carolyn Sharpe! Family and friends threw them a lovely party at Macon and Terry Thornton’s home which was hosted by George and Gail Chapman, John and Mary Ann Sharpe and Mary Lewis Tims. Grandchildren were also there for the joyful event! Happy 37th

anniversary to Brenda and Travis Lonon and happy, happy, 4th anniversary to Natalie and David Pinner! Happy birthday to the Booth twins, Brad and Taylor! They are 19 years old! I cannot believe it! I still remember the call from their uncle Jamie, the night their mama, Kelly Hughes had them! It was exciting! The Chamber will close at Noon December 24, all day Christmas day and the day after Christmas. We will reopen December 27. I personally want to wish all of you a Merry, merry Christmas and to thank you for providing me with Scoop for my column. You know I can’t do this column without all of your help, don’t’ you? No ScoopNo column! I love writing about all the positive happenings in our community. It makes my heart smile! If looking for a place to take your children, grandchildren or parents to look at lights, please come by and see the lights in the Rooks Drive area. The neighborhood has joined forces and it is absolutely awesome! Remember-the big Holly Jolly man, in the red suit, has his eyeballs on YOU! Merry Christmas to all and to all a goodnight! Let me hear from you! Aroundtownmarty@ aol.com or 780-4111

Holly Grove News By Martha H. Jones Christmas is such a special time of the year. If there had not been a Christmas, there would not have been an Easter, and all of humanity would be hopelessly lost in their sin. But, God entered the human race and provided a way to be forgiven. Jesus is truly the reason for the season. For many, it’s just a happy holiday, but for those who have trusted Jesus in the forgiveness of their sins, it’s a very merry, merry Christmas. We must not allow the world to rob us of its significance. Jean Climer enjoyed last weekend with her son Scott Climer and his wife Vickie and all of their family at the Opryland hotel in the Capital city. They had a fun time shopping on Saturday and eating out at the hotel restaurants. They also took a ride on the Delta River Boat. The adult Sunday School Class No. 1 celebrated Christmas at the home of Alan and Debbie Jones on Thursday night. Ricky Hopper is the teacher of this class and is assisted by Kathy McClinton.

The youth from the church had to change their plans because of the weather, so they celebrated the season on Wednesday night at the family life center. Brother Ralph Brown is their director with Mike and Jackie Coburn, Belinda Long, and Barbara McCage as their teachers. Happy birthday to Amanda Vales, Sandra Tindle, Jay Hopper, Dylan Spotts, Sloan Leath, Jessica Lovelace, Casey Duncan, Trey Davis, Gene Outlaw, Makayla Hopper, Jerry Taylor, Russell Hight, and Chris Barbee. It’s hard to be sick on Christmas, but many of our relatives and friends are. Let’s not neglect to remember them in prayer. The list this week includes Fletcher Lewis, Chuck Brown, Gyrit and Brianca Kail, Alma Herbert and Anna Smith. Others are Betty Barden, Lynn Coburn, Mona Watridge, Janie Fisher, Jason Reynolds, Jimmy Grammar, and Perry Ann McCloud. Danny and Brenda Simpson, Jim and

Marietta Haywood, and Dewey Jones celebrated the Christmas season with the Gideons and their wives last Tuesday night at Brownsville Backyard Barbecue. Sorry, I had to miss it being in the midst of Christmas preparation. Missions night was observed on Wednesday night with the WMU and Brotherhood meeting. We are in the process of taking the Lottie Moon Christmas offering for foreign missions. Our goal is $2500. The children, grades 1-6, from the church also enjoyed a Christmas celebration on Wednesday night, eating hotdogs, playing games, and doing Bible story activities led by their leaders Ann Faulkner and Nancy Campbell. Terry and Judy Brown and Dewey, Martha, and Lorie Jones attended the Woodmen of the World Christmas celebration on Thursday night at the WOW building. Following a time of fellowshipping and a delicious catered meal was enjoyed.

We welcome Mr. William Jones and Mr. Robert Gines to our facility and hope they enjoy their stay with us. Thank you volunteers for coming this week: Christ Temple ladies, First Holiness Women, St. John’s Baptist Church, First Assembly of God Church ladies, United Pentecostal Church ladies, Westside Church of Christ, Community Temple of the Living Church ladies, Brownsville Baptist WMUs, Bingo ladies, Macedonia Baptist Church. Our residents enjoyed listening to guitar musician Lillian Langford Monday afternoon. We certainly appreciate everyone stopping by to visit with the residents. Haywood High School students came by and sang

Christmas carols and brought two baskets of fruit and other goodies. East Side Elementary School student council put together the cutest goodie bags for each resident. The United Baltimore members came by singing carols. First Holiness ladies gave Christmas cards to the residents. Mrs. Bessie Weaver gave two Christmas musical DVDs. We extend sympathy to the families of Mrs. Sarah Porch and Mrs. Linda Holt. They are truly missed. Several of our residents enjoyed going on an outing to see the Christmas lights around town and on Coburn Rd. The lights were beautiful! It was a fun and exciting trip for everyone. Wow! What a wonderful Christmas

party we had at our facility on Thursday night. Thank you to Lauren Ellington and her dance team and Hannah Pearson for wonderful singing and a dance performance. Our dining room and lobby were filled with standing room people only. Our residents loved seeing everyone, especially the children. The food was also delicious! Old Santa Claus himself made a grand entrance. Thank you to everyone for making this a special night for our residents. Thought for the week: To us a child is born, to us a son is given, and the government will be on his shoulders. And he will be called Wonderful Counselor, Mighty God, Everlasting Father, Prince of Peace – Isaiah 9:6 NIV

Tips to Cut Home Utility Bills and Improve Comfort and Energy Efficiency

Having trouble keeping your home comfortable yearround? You’re not alone. The average mid-size U.S. home has a staggering half mile of gaps and cracks that outside air, including dust and allergens, can infiltrate and that inside, conditioned air can leak out of, according to the Air Barrier Association of America. Just as you wouldn’t want to leave a window open in winter or summer, you don’t want to let gaps and small holes around windows, doors, plumbing penetrations and electrical outlets go unaddressed. By doing some straightforward air sealing and insulating projects around the home, homeowners can typically save up to 30 percent on home energy costs, according to the Residential Energy Services Network (RESNET). Even if you’re not that handy, you’re in luck. Sealing your home is as simple as knowing your 1,2,3’s and ABC’s. All you need to get started is: • One sealant: An inexpensive product can do the trick. Opt for a versatile sealant, such as Great Stuff Insulating Foam Sealant, to tackle a series of sealing projects around the home. • Two Hours: It only takes a couple of hours to seal all those gaps and cracks that cause drafts in your home. Doing so will permanently increase the comfort, performance and energyefficiency of your house. For a complete home sealing project checklist, visit www.GreatStuff.dow.com/pdfs/checklist.pdf. • Three Locations: Three key locations will be impacted the most by air sealing projects- the attic, basement and central living space. So where should you start looking? An easy trick to remember is the ABC’s of air sealing: • A is for Attic: The attic is one of the main places in the home you’re likely to lose heat. So in addition to adding insulation, seal around the attic door to help keep air from escaping. You’ll keep heat inside your living space and make your family comfortable year-round by sealing the attic tightly to prevent drafts. • B is for Basement: It’s damp, dark and cold, and often one of the largest air leakage culprits in the home. It’s also the most accessible, making it an excellent place to start sealing to prevent cooler air from seeping into the rest of your house. • C is for Central Living Areas: Don’t neglect the most trafficked areas of your house where you eat, sleep, watch TV and hang out. Fill the gaps and cracks in your living spaces -including around electrical outlets and plumbing penetrations -- to prevent drafts throughout the year that directly impact the comfort of the home. By sealing plumbing penetrations with sealants like Great Stuff Insulating Foam Sealants, homeowners can begin to see financial returns after less than half a month, saving $45 annually, according to a recent study conducted by Dow Building Solutions and DR Nelson & Associates. By following easy steps to seal your home, you can put a little extra spending money in your pocket and increase the overall comfort, performance and energy efficiency of your home.


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Thursday, December 26, 2013

Choosing the right tablet for kids this holiday season

Everyone is using technology to stay connected these days -- especially kids. And the holidays are a great

time to think about getting your kids a device to keep them plugged in and learning at the same time, like their very own

tablet computer. Parents worry mobile technology can be expensive, breakable and give users access to a

world of information -not all of it kid-friendly. But that doesn’t mean you should exclude the next generation from the tech trend, say experts. “Technology can be intimidating for parents who aren’t familiar with the wide array of choices available,” says Dr. Eric Klopfer, Toy Development Consultant and Learning Expert at VTech, a maker of ageappropriate and developmental stage-based electronic learning products for children. “But there are good options out there that can provide safe, fun, innovative, yet age appropriate experiences for young kids – if you know where to look.” Here are some things to consider when looking for new technologies for children this holiday: • Kid-friendly tablet: A conventional tablet

is a delicate, breakable instrument. But a kidfriendly tablet is tough, durable and able to withstand being handled by little ones. For example, VTech’s InnoTab3S, is made to fit comfortably in little kid hands, so they’ll be more likely to maintain a good grip. • Safe messaging: Whether they are at daycare, a neighbor’s house or across the country visiting grandparents, a tablet can help kids stay connected to their parents. And thanks to breakthroughs in kidsafe family networking, you can ensure your children are communicating only with people approved by you. The VTech Kid Connect app, for example, allows for safe communication with parents and friends through an InnoTab 3S tablet. Preschoolers as young as three years old can

emulate their parents and older siblings, allowing them to feel like they are part of the messaging trend by sending text and voice messages to parents’ smartphones, all from a kid-safe, kidfriendly tablet. • Safe browsing: With a kid-safe Web browser, kids won’t be able to access inappropriate content, but can still explore the sites they love through an easy-to-navigate format. • Educational content: You can give your kids full-time access to great educational content with the right downloads. Look for educator-approved fun and games. More tech tips for parents can be found at www.VTechKids.com. This holiday season, you can help your kids stay on top of tech trends safely and securely.

New twists on a classic holiday celebration Did you know some of today’s most celebrated holiday traditions began in the 1920s? This decade became well known as the golden era of celebration, revelry and joy. Channel the spirit of the 1920s, by adding twists to your classic holiday celebration. From food to music to wine, there are plenty of stress-free ways to bring the lighthearted fun from this bygone era back to your holiday party: • Skip the flowers, and create some drama with eye-catching centerpieces of feather plumes draped in long strands of faux pearls. It’s a simple way to give the room a classic look. • For a real crowd pleaser, fill the room with the smooth sounds of Louis Armstrong, Ella Fitzgerald and Billie Holiday. Or use the room as your canvas to evoke the cozy atmosphere of a Norman Rockwell painting. • Bring your celebration to life with a vibrant wine that fits every budget for under $10. According to French law

and following a century-old tradition, Beaujolais Nouveau is released every year on the third Thursday of November with celebrations around the world. The first wine of the harvest, Beaujolais Nouveau is versatile and food-friendly – the perfect wine for every festive gathering. Traditionally served slightly chilled, this fruit-forward wine will please red and white wine lovers alike. Whether you’re serving fun appetizers or a classic holiday meal, Georges Duboeuf Beaujolais Nouveau is a great “go to” wine for a wide variety of dishes. To learn more about the history of the wine, visit www.Duboeuf.com. To add extra elegance to your table, try a splash of 1920s style and serve the wine in crystal glassware on etched, vintage silver trays. • For another fresh spin on the classic taste of the Golden Age, serve up this menu of 1920sinspired dishes: curried deviled eggs, chorizostuffed mushrooms and cider glazed roast turkey. For dessert, bite-

sized lemon cakes add a sweet surprise everyone will love. Try out this tempting twist on the classic deviled eggs recipe from the 1920s, a perfect pairing with Beaujolais Nouveau. Curried Deviled Eggs Ingredients • 6 eggs •3 tablespoons Greek yogurt •2 tablespoons mayonnaise •1 tablespoon lemon juice •2 teaspoons curry powder •1/4 teaspoon cayenne pepper • 1 / 4 t e a s p o o n kosher salt •Paprika, for garnish Directions: Place eggs in a saucepan and cover with enough cold water to cover the eggs by two inches. Bring water to a boil. Turn the heat to low, cover, and cook for 1 minute. Remove from heat, and still covered, let rest for 12 minutes. Gently crack the egg shells and peel under cool running water, drying on paper towels. Slice eggs in half lengthwise. Reserve

whites on a platter, and transfer the yolks to a bowl. Using a fork, mash yolks with all ingredients (except the garnish). Mix well, and evenly spoon

mixture into whites. Sprinkle lightly with paprika and serve. Yield: One dozen deviled eggs Without fuss, you can

put a fresh twist on tradition this holiday season and bring a bygone era of celebrations into your own home.

Fuss-free holiday dessert ideas

Between decorating your home and preparing the year’s most im-

portant meal, you may lose steam by the time you get to the sweet

stuff. But creating holiday desserts that stand

out doesn’t have to be a daunting prospect. There are simple things you can do to give treats flair, without spending hours slaving away. Whipped topping makes a perfect fussfree topping on special occasion pies, cakes and cookies, as well as your everyday favorites like fruit, coffee and ice cream. Your family and guests will taste the difference, so be sure to use natural ingredients. For example, Reddi-wip is made from real dairy cream, unlike other leading brands which have hydrogenated oils as their top ingredient. To deliciously top off your holiday meal, try this recipe for Apple Crumble Pie, where warm apple pie filling is topped with a brown sugar and oat crumble and served in a flaky pie crust. Want to save even more time? Consider

picking up a frozen dessert pie, such as one from Marie Callender’s and top it off with Reddi-wip for a quicker, but still super tasty, dessert option. Ingredients • 1 frozen pie crust (9-inch), thawed • 1 can (21 oz each) apple pie filling • 1/2 cup all-purpose flour • 1/2 cup quick-cooking rolled oats • 1/2 cup firmly packed brown sugar • 1 tsp. ground cinnamon • 1/4 tsp. salt • 1/2 cup cold Parkay Original-stick (1/2 cup = 1 stick) Reddi-wip Original Dairy Whipped Topping Directions • Preheat oven to 450 degrees F. Pierce bottom and side of pie crust lightly with fork. Bake 5 to 7 minutes, or until lightly browned. Cool slightly. Reduce oven

temperature to 400 degrees F. • Pour pie filling into baked pie crust; set aside. Mix flour, oats, sugar, cinnamon and salt in medium bowl. Cut in Parkay with pastry blender or 2 knives until mixture resembles coarse crumbs. Sprinkle evenly over pie filling. • Bake 25 minutes or until juices are bubbly and topping is golden brown. Cool slightly. Cut into 8 slices to serve. • Top with Reddi-wip, if desired. More delicious recipes and holiday inspiration can be found at www. Reddiwip.com. Don’t let your desserts take a back seat to the rest of your holiday food. With a quick rosette of real whipped topping, you can pack a big taste punch that’s fuss-free, leaving more time for making memories.


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Thursday, December 26, 2013

Give your kids the gift of a good night sleep this holiday season

When your children have trouble sleeping at night it can be just as tiring for you as for your little ones.

And no matter what the source of the issue is, a full night’s sleep is important for everybody’s physical

and mental health. But during the busy holiday season, unpredictable sleeping schedules and big

family gatherings can contribute to poor sleep. Take steps to help children rest better at night this season by trying these sleep tips to make bedtime easier for the whole family: Stay Active Don’t be afraid to tire children out! When they aren’t attending school or their regular activities, they aren’t expending as much energy. During the winter break, take long walks or simply visit the park each day for a game of tag, catch or a bike ride. Keep your kids mentally active, as well. Instead of zoning out in front of the television, encourage them to read, write or paint. A full day of activity means your children will be ready for some shut-eye by bedtime. Mindful Eating Everyone knows that caffeine before bedtime is a no-no. While your children are probably not coffee drinkers,

don’t forget that soda and chocolate contain caffeine too. While it can be tricky to mind one’s eating habits during the holidays, try to avoid feeding kids sugary or spicy foods before bedtime, as both can have a tossing and turning effect. Brighten Up For many kids, settling into bedtime after the excitement of the holidays can be difficult. Instead of opting for a standard nightlight, try a soft and cuddly option that may make sleeping fun and comforting, even in an unfamiliar place. Conveniently, you can now help remedy your children’s sleep issues while traveling during the holidays with a Glow Pet, a loveable and portable light up pet pillow. “Every child has a favorite bedtime toy, but what’s wonderful about Glow Pets is they are so much more than just another stuffed animal,” advises Laurie Schacht, Toy Insider

Mom. “Glow Pets triple function as nightlight, pillow and friend making it the perfect addition to a child’s bedroom, particularly for those kids who have trouble sleeping.” For more information, visit www. GlowPets.com. Rituals A schedule helps the body know when to be alert and when to be sleepy. Over the holidays, don’t let kids deviate too much from their regular routine. Nighttime rituals, such as bedtime reading, can help create a sleepy mood at night. Anxieties may make sleep a troublesome prospect for some kids, so another great bedtime ritual is simply spending time talking with your kids each night. This gives them the opportunity to open up and discuss what’s bothering them. With a few tricks, you can make bedtime more fun for kids.

How to make simple, homemade, holiday crowd-pleasers Whether you’re playing host or bringing a side dish to someone else’s holiday gathering, preparing a delicious crowd-pleaser that’s simple and affordable to make is a priority for many. “The days of spending hours in the kitchen making homemade dishes from scratch are long gone, says Jonathan Spear at Green Giant. “These days, time-crunched family cooks can take solace in knowing that any dish that starts and ends in the kitchen can be considered homemade, including meals using conveniences such as frozen vegetables and sauces from a jar.” This holiday season, if you want to stand out by serving that memorable dish that didn’t take hours to prepare, consider the following tried-and-true culinary tips: • Shed the timeconsuming task of washing and chopping vegetables by going frozen. Frozen veggies are picked at their peak, making them just as nutritious as their fresh counterparts. • Use free online resources to find quick, easy holiday appetizers, entrees and desserts. For example, visit www. seriouseats.com for festive holiday recipes like Cheesy Broccoli Puffs with Sriracha sauce or Roasted Potato

and Sausage Quiche. • Don’t rely on unhealthy ingredients to add wow-factor to holiday dishes. Instead, add simple ingredients such as fresh herbs and spices to any recipe for layers of flavor and zest. Everyone will be asking for the recipe. For an interesting new twist on a classic holiday meal, try Green Giant’s recipe for Turkey and Veggie Alfredo Pot Pie: Prep Time: 20 Minutes Start to Finish: 40 Minutes Makes 5 servings Ingredients • 1 tablespoon butter • 1/2 cup chopped onion • 1/2 cup chopped red bell pepper • 1 jar (15 oz) Alfredo sauce • 2 cups cubed cooked turkey • 1 bag (12 oz) Green Giant Valley Fresh Steamers frozen broccoli, carrots, cauliflower & cheese sauce • 3 tablespoons chopped fresh basil leaves • 1/4 teaspoon freshly ground black pepper • 1 can (12 oz) Pillsbury Golden Layers refrigerated buttermilk biscuits • 2 tablespoons shredded fresh Parmesan cheese Directions

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• Heat oven to 375 degrees F. Spray a 2-quart glass baking dish with cooking spray. Cook frozen vegetables as directed on bag for minimum time. • Meanwhile, in 10inch nonstick skillet, melt 1 tablespoon butter over medium heat. Cook onion and bell pepper, stirring occasionally, about 5 minutes or until tender. Stir in Alfredo sauce, turkey, cooked vegetables with sauce, basil and black pepper. Cook until mixture is thoroughly heated and bubbly, stirring constantly. Spoon into baking dish. • Separate dough into 10 biscuits. Cut each biscuit in half crosswise. Arrange around edge of baking dish, overlapping slightly. Sprinkle with Parmesan cheese. • Bake 18 to 20 minutes or until biscuits are golden brown. More recipes to accompany this dish -- such as Garden Vegetables with LemonScented Quinoa and Broccoli and Artichoke Party Dip are available at Jolly Green Giant TV. With simple recipes and the right ingredients, homemade holiday cooking can be as enjoyable a part of the season as giftgiving and sharing time with family!

, s r e h t o o t e v i G s i h t save ason! e s y a holid Save on a gift to a loved one. Buy a gift certificate for a parent, a sibling, a friend, a neighbor, or whoever you would like, and get a one-year subscription for only $33.50 (in-county only).

Want to get a good deal for yourself? Just bring in 10 canned goods to be donated to the food pantry and get $5 off a new or renewed one-year subscription to the States-Graphic.

Come see us at 42 S. Washington and take advantage of these offers today!


The Brownsville States-Graphic

B6

Public Notice

Page

Thursday, December 26, 2013 NOTICE OF SUBSTITUTE TRUSTEE’S SALE OF REAL ESTATE WHEREAS, on January 12, 1999, SHIRLEY WILLIAMSON et. ux., by Deed of Trust of record in Trust Deed Book 212, at Page 609, in the Register’s Office of Haywood County, Tennessee, conveyed the following described property in trust to secure the payment of a Promissory Note in the original principal amount of Sixty Three Thousand and 00/100 Dollars ($63,000.00); and WHEREAS, the Deed of Trust was modified by a Modification of Deed of Trust of record in Deed Book 258, at Page 209, in the Register’s Office of Haywood County, Tennessee; and WHEREAS, the undersigned was appointed Substitute Trustee by STATES RESOURCES CORP. the legal owner and holder of the said Note, by an appointment of record dated November 14, 2013, and of record in Record Book 116, at Page 410, in the Register’s Office of Haywood County, Tennessee; and WHEREAS, default has been made in the payment of said indebtedness and other provisions of the Deed of Trust have been violated, and STATES RESOURCES CORP., the lawful owner and holder of the said indebtedness, has declared the entire amount due and payable as provided by the Deed of Trust in accordance with the terms thereof, and instructed the undersigned to foreclose. NOW, THEREFORE, the public is hereby notified that the undersigned Substitute Trustee will sell the hereinafter described real estate at public auction, to the highest and best bidder, for cash in hand paid, on Thursday, January 9, 2014, at 11:30 o’clock a.m., at the east door of the Courthouse at Haywood County, Brownsville, Tennessee, said property to be sold in bar of the equity of redemption and subject to the lien of all special assessments against it. If the highest bidder cannot pay the bid within a reasonable time to be announced at the sale, the next highest bidder will be deemed the successful bidder. Lying, and being situate in the City of Brownsville, 7th Civil District of Haywood County, Tennessee, bounded and described as follows; to-wit: BEING LOT NO. 92, TAMMWOOD SUBDIVISION, SECTION II, a plat of which appears of record in Plat Book 2, page 150, Register’s Office of Haywood County, Tennessee. BEGINNING at a stake in the south margin of Dove Drive and 25 feet from the center of same, the northeast corner of the herein described lot and the northwest corner of Lot No. 91, Tammwood Estates Subdivision, Section II; runs thence West 100 feet to a stake; runs thence North 125 feet to a stake in the south margin of Dove Drive; runs thence East with the south margin of said drive 100 feet to the point of beginning. (Description taken from prior deed of record) It being the same property as that described in a Warranty Deed Hamid Bonakdar and wife, Farzaneh Kaveh to, Archie Williamson and wife, Shirley Williamson, dated January 12, 1999, and of record in Deed Book 229, at page 41, in the Register’s Office of Haywood County, Tennessee. Shirley Williamson became the owner of the entire fee as surviving tenant by the entirety upon the

death of her husband, Archie Williamson, on December 16, 2010. Map 1066K, Group D, Parcel 003.00 The street address of the above described property is believed to be 509 Dove Street, Brownsville, Tennessee 38012, but such address is not part of the legal description and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. Interested Parties: Somerville Bank & Trust Company; Park Community Hospital; Haywood Community Hospital; Thomas O. Timbes; and Midland Funding, LLC. Title to said property is believed to be good, but the undersigned will sell as Substitute Trustee only and will assign to the purchaser all covenants of warranty contained in said Deed of Trust. This property is subject to the Restrictive Covenants for Tammwood Subdivision, Section II, of record in Plat Book 2, page 151, in the Register’s Office of Haywood County, Tennessee; and subject further to any setbacks, easements, encroachments or utilities shown on the plat for said subdivision, of record in Plat Book 2, page 150, in the Register’s Office of Haywood County, Tennessee. The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. Said sale may be adjourned to another time or may be postponed to another date by public announcement at the appointed time of sale without readvertisement. This office is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. WITNESS my signature, this the 19th day of December, 2013. KIZER, BONDS, HUGHES & BOWEN, LLC BY: STEPHEN L. HUGHES Substitute Trustee P. O. Box 320 Milan, Tennessee 38358 (731) 686-1198 INSERTION DATES: December 19, 2013, December 26, 2013, January 2, 2013 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 29, 2003, and the Deed of Trust of even date securing the same, recorded May 14, 2003,

at Book 254, Page 551 in Office of the Register of Deeds for Haywood County, Tennessee, executed by John F. Campbell and Louistine Campbell, conveying certain property therein described to Carter, Stanfill and Kirk, PLLC as Trustee for Centex Home Equity Company, L.L.C.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on January 15, 2014 on or about 11:00 A.M., at the Haywood County Courthouse, Brownsville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Haywood County, Tennessee, and being more particularly described as follows: Beginning on a point in the East margin of Cottondale Drive and being 25 feet from the center of said drive and also being the Northwest corner of Lot 7 of Country Lane Subdivision; thence with the margin of said drive North 1 degrees 46 minutes West, a distance of 115.4 feet to a point being the Southwest corner of Lot 9; thence with the South line of Lot 9 North 88 degrees 14 minutes East, a distance of 130 feet to a point being the Southeast corner of Lot 9; thence South 1 degree 46 minutes East, a distance of 115.4 feet to a point being the Northeast corner of Lot 7; thence with the North line of Lot 7 South 88 degrees 14 minutes West, a distance of 130 feet to the point of beginning. This being Lot Number 8 of Country Lane Subdivision, as shown on plat in Plat Book 2, Page 115 and 116, Register’s Office, Haywood County, Tennessee. ALSO KNOWN AS: 228 Cottondale Drive, Brownsville, Tennessee 38012 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the abovereferenced property: John F. Campbell; Louistine Campbell; Terry Emerson; Joe Emerson; Internal Revenue Service On or about September 13, 2006, the United States of America, Internal Revenue Service, filed a

federal tax lien against the Defendant, Frederick Campbell, recorded in the Register’s Office of Haywood County, Tennessee, at Book 27, Page 893. Any interest in the property held by the United States of America, Internal Revenue Service, by virtue of the aforementioned federal tax lien is both junior and inferior to the interests held by Nationstar Mortgage LLC. Provided, however, that the United States of America, Internal Revenue Service, pursuant to 26 U.S.C. §7425 and 28 U.S.C. §2410(c), shall have one hundred and twenty (120) days from the date of the sale within which to redeem the property by virtue of its tax lien(s) herein by payment of the actual amount paid by the purchaser at the foreclosure sale, plus any amount in excess of the expenses necessarily incurred in connection with such property, less the income from such property, plus a reasonable rental value of such property. As required by 26 U.S.C. §7425(b), the United States of America, Internal Revenue Service has been given timely notice of this action. The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 931-64264 DATED December 9, 2013 INSERTION DATES: December 19, 2013; December 26, 2013; January 2, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. COM

SUCCESSOR TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid in a certain Deed of Trust executed on March 6, 2007 by Christy F. Williams to Emily Davis, Trustee as same appears of record in the Office of the Register of Haywood County, Tennessee in Book 35, Page 701, the beneficiary being InSouth Bank. Subsequently STONE, HIGGS & DREXLER, P.C.

was appointed successor trustee in Book 115, Page 295; and the owner of the debt secured having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that Stone, Higgs & Drexler, P.c. will on Thursday, January 23, 2014 commencing at 11:00 a.m. at the front door of the Courthouse, Brownsville, Haywood County, Tennessee, and proceed to sell at public outcry to the highest and best bidder for cash, the following described property to wit: Situated in the City of Brownsville, County of Haywood and State of Tennessee: Property address: 948 Meadow Street, Brownsville, Tennessee Lot No. 13 of Green Acres Subdivision as shown by a plat of said subdivision of record in Plat Book 1, pages 146147, Register’s Office, Haywood County, Tennessee. This sale is subject to 2013 city and county taxes. This sale will erase, as to this property only, the judgment liens of Haywood Park Community Hospital vs. Christy L. Williams, case number 04-670, recorded in Book 42, Page 685; Haywood Community Hospital vs. Christy L. Williams, case number 02-3825, recorded in Book 46, Page 732. All right and equity of redemption, Statutory and otherwise, homestead and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but Stone, Higgs & Drexler, P.C. will sell and convey only as successor trustee. The sale date and time may be adjourned and rescheduled, without additional newspaper publication, within one year from the originally scheduled date, by announcement at the date, time and place of the new postponement date and time in accordance with T.C.A. 35-5-101. This is an attempt to collect a debt and any information obtained will be used for that purpose.

STONE, HIGGS &

DREXLER, P.C. Successor Trustee By: Roger A. Stone, President Publication dates: Dec 26, Jan 2, 9 Notice to Creditors As Required by TCA §30-2-306 2013-PR-49 Estate of Roger D. Conatser, Deceased Notice is hereby given that on December 19, 2013 letters of administration in respect of the estate of Roger D. Conatser, who died November 25, 2013, were issued to the undersigned by the Haywood County Chancery Court. All persons, resident and non-resident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before date that is four (4) months from the date of the first publication; or (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors, if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication as described in (1)(A); or (2) Twelve (12) months from the decedent’s date of death. All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once. Denise R. Conatser, Executrix Herman Reviere, Attorney Sarah Levy, Clerk & Master Haywood Chancery Court Justice Complex 100 South Dupree Brownsville, TN 38012 (731) 772-0122 Publication Dates: 12-26-13 & 01-02-13

City of Brownsville Notice of Public Hearing Pursuant to Tennessee Code Annotated Section 13-7-203 and 13-7-303 notice is hereby given of a public hearing to be held by the Board of Mayor and Aldermen of Brownsville, Tennessee on the 14th day of January 2014 at 5:30 PM at Brownsville City Hall. The hearing is to receive public input on amending the City of Brownsville’s Municipal Zoning Map by reclassifying all properties within the illustration below from R-3 to R-1a.

City of Brownsville Notice of Public Hearing ORDINANCE #902/01/14/14/#1 NOTICE is hereby given that a public hearing will be held by the Board of Mayor and Aldermen of the City of Brownsville on January 14, 2014 beginning at 5:30 p.m. at Brownsville City Hall. The hearing is to receive public input on the following: Ordinance #902, amending Ordinance #900, establishing the fiscal year 2013-2014 budget A full copy of the Ordinance may be viewed at City Hall during normal business hours. All interested persons are invited to attend and comment. CITY OF BROWNSVILLE/jsf

All interested persons are encouraged to attend and to comment on this rezoning. CITY OF BROWNSVILLE/jsf


The Brownsville States-Graphic

B7

page

Thursday, December 26, 2013

RENTAL OPPORTUNITIES Duplex: for rent in Brownsville. $375 per month. Utilities and electric not included. Call 731-660-0662 for details. For Rent: Pecan Street apartments 1, 2, 3, & 4 bedrooms available. All have central heat and air, stove and refrigerator, mini blinds on all windows and some have dishwashers! $275.00 to $525.00 per month rent. Section 8 or cash rent accepted. Great condition! Located near the Mega Site! Crye-Leike Real Estate Specialist 731-7792345 owner/agent. For Rent: Houses, D u p l e x e s , Apartments, Retail Space, Office Space Brownsville & Stanton Crye-Leike Real Estate Specialist- No Application Fee! 731779-2345. For Rent: Houses, t o w n h o u s e s , duplexes, and apartments available. Applications and $5 processing fee required. Jacocks Property Management Inc. 1225 N. Washington Ave. 7720452

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loaded or unloaded. 100% fuel surcharge to driver. Class-A CDL & 1 yr driving experience. Fleet Owners Welcome. Operate under your own authority or ours! Call Matt 866-331-9701. DriveForCardinal. com (TnScan)

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Paying 75¢ lb. Seedlings/Wild $1.00 lb. Paper Shells

Large Bag of Pecan Hulls Great for BBQ Grill $8.00 Shelled Pecans $8.00 lb.

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1437 Hwy 51. N., Covington, TN Cell 901-581-9875 Shop 901-476-9868

Wan t ed:

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HELP WANTED DRIVERS Drivers! No Experience? No Problem! 14-day – local training in Jackson, TN to earn great pay, benefits, job security. Placement assistance & student tuition loans available. Call 1-800-423-8820 or go to www.drivetrain.org for training opportunity with Drive –Train, 119 E.L. Morgan Drive in Jackson. Drivers: Don’t hypnotized by

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Page B8 — The Brownsville States-Graphic, Thursday, December 26, 2013

Markowski Christmas light display has new additions

States Graphic/Jennifer Willis Have you been to see the Christmas lights at the Markowski home on Coburn Road this year? If not, you’re definitely missing out!

Merry Christmas from everyone at the Brownsville States Graphic!

Lee Ann Krueger, Interim Publisher

Jennifer Willis, News Editor

Megan Davis, Graphic Designer

Debbie Wright, Office Manager

Kristine Osteen, Advertising Representative

Our office will be closed Wednesday, December 25 in observance of Christmas.


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