Protect Your Dream Home With Cardinal Insurance Group Cardinal Insurance Group https://www.cardinalinsurancegroup.com/
Protect Your Dream Home With Cardinal Insurance Group
Cardinal Insurance Group is the premier Michigan insurance company providing multiple insurance including auto, home, business and life insurances. We are highly educated & independent insurance agents MI who will help to protect your home with the best insurance policies.
What is Home Insurance? Home insurance is a kind of general insurance that protects people' properties from both natural disasters and man-made dangers. This insurance provides homeowners with cash compensation for any damage or loss of property inside the house.
Ty p e s o f H o m e I n s u r a n c e s W e O ff e r Choose a house insurance policy from Independent Insurance Agents MI that offers enough coverage for both the property and its belongings, while also having inexpensive premium rates. Our home Insurance involves following insurance policies.
• Primary • Rental Dwellings • Seasonal • Renters
Standard Home Insurance Policy A standard home insurance policy by Cardinal typically comprises two main sections, each addressing different aspects of coverage: Property & Liability. Property of a standard home insurance policy focuses on protecting the physical aspects of the property and its contents. Liability addresses liability concerns, safeguarding the policyholder against potential legal and medical expenses arising from accidents or injuries on the insured property.
Property Dwelling: Coverage for the main structure of the insured home, including walls, roof, floors, and built-in appliances. Other Structures (Detached): Protection for structures on the property not attached to the main dwelling, such as garages, sheds, or fences. Personal Property: Coverage for the contents inside the home, including furniture, clothing, electronics, and other personal belongings. Loss of Use: Reimbursement for additional living expenses if the insured property becomes uninhabitable due to a covered peril, such as temporary lodging and meal costs.
Liability Personal Liability: Protection against lawsuits and financial losses if the policyholder is found legally responsible for causing bodily injury or property damage to others. This coverage extends beyond the home to incidents worldwide.
Medical Payments: Coverage for medical expenses incurred by individuals who are injured on the insured property, regardless of fault. This typically covers immediate medical treatment costs without requiring legal liability to be established.
CONTACT US Now, it's time to take a proactive step towards safeguarding your home. Contact us today to inquire about personalized home insurance plans at Cardinal Insurance Group. https://www.cardinalinsurancegroup.com/ (231) 938-4408