The Real Estate Book Home & Lifestyle Guide - Chicago Far West Suburbs

Page 1

Chicago West & Far West Suburbs

Volume 5, Issue 13

Why Should I Buy a Home NOW? Page 10-11

Homesteading Dreams

Ranch On 12 Acres With Multiple Outbuildings And Private Wing For In-Law Arrangement Text RBGBRHW To 52187 For Photos & Details Cover Home Presented By

Lara Heckelsberg-Gawrych Lara’s Cell - 630-253-2995 The Heckelsberg Team

Cindy Heckelsberg, Lara Heckelsberg Gawrych, Julie Forgue, Assistant Amy J. Smith 2725 Rt. 34, Oswego, IL Cover Home & More Listings on Back Cover

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ST. CHARLES $824,900 ST. CHARLES $539,800 ST. CHARLES $439,000 ST. CHARLES $725,000 5 ACRE ESTATE! OWN A PIECE OF HISTORY! BEAUTIFUL HOME! LOT! LOCATION! IMMACULATE MOVE-IN CONDITION!

ST. CHARLES $125,000 ST. CHARLES $79,000 ST. CHARLES $475,000 BATAVIA $199,000 EXCELLENT OPPORTUNITY! WOODED LOT! RANCH W/INLAW SUITE! 2-1/2 ACRE WOODED LOT!

ST. CHARLES $775,000 ELBURN $59,900 GENEVA $549,800 ST. CHARLES $259,000 RIVER FRONT TOWNHOME! SUPER PRICE! 1ST FLOOR MASTER! GREAT OPPORTUNITY!

ELBURN $284,500 ST. CHARLES $500,000 ST. CHARLES $535,000 ST. CHARLES $400,000 CHARACTER & CHARM! DENSELY WOODED 2+ ACRES! EXCEPTIONAL HOME & LOT! HILLSIDE RANCH!

BATAVIA $339,000 ST. CHARLES $525,000 ST. CHARLES $589,000 GENEVA $659,000 EXCITING HOME! STUNNING HOME & GROUNDS! FINEST LOCATION! UNBELIEVABLE 4/10 ACRE LOT!

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To View Photos and Listing Details Text the Property Listing Code to 52187

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ST. CHARLES $498,900 GENEVA $479,900 SO MANY OPPORTUNITIES! SIMPLY GORGEOUS!

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ST. CHARLES $375,000 ST. CHARLES $885,000 BREATHTAKING VIEWS! CUSTOM RANCH!

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WE HAVE MORE!

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The Rullo Team 630.513.1771

The Right Realtor® Makes A Difference. Top 20 Realtor in Illinois for 23 Consecutive Years!

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Page 4 - Vol. 5, No. 13

KETTLEYREALTORS www.KettleyHomes.com

Text Listing Code to 52187 for more Info & Photos on Your Smartphone Text RBFYJTH to 52187

DIANE BRINEGAR Buyer’s/Seller’s Agent

630-561-3542

Custom Built Ranch On 1 Acre 4 BDR/3.1 BA Sandwich | $399,900 MLS #10895696 Call 815-786-3200

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Move In Ready, Updated Kitchen 2 BDR/1 BA Aurora | $117,500 MLS #10941670 Call 630-896-5000

Open Floor Plan, 3 Car Gar 4 BDR/3.1 BA Somonauk | $285,000 MLS #10935452 Call 815-498-3377

Updated Kitchen & Appls 2 BDR/1.1 BA Aurora | $114,900 MLS #10941164 Call 630-896-5000

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MAGDA EMMERT Buyer’s/Seller’s Agent

(317) 372-8251 “Hablo Español”

NEW 3,000 SQFT HOME 4 BDR/2.1 BA Plainfield | $599,000 MLS #10935110 Call 630-466-4485

Rarely Available Townhome 3 BDR/3.1 BA Geneva | $475,000 MLS #10943178 Call 630-879-9555

Split Level, Many Updates 3 BDR/3 BA St. Charles | $349,900 MLS #10940954 Call 630-553-5060

Totally Renovated, Great Location 4 BDR/2.1 BA Lake Holiday | $221,900 MLS #10852062 Call 630-553-5070

A B f M f

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JOE SANTORO

Buyer’s/Seller’s Agent

630-301-1928

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New 3,400 SQFT Home 4 BDR/3.1 BA Plainfield | $699,000 MLS #10935115 Call 630-466-4485

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Beautiful 2,700+ SqFt Home 4 BDR/2.1 BA Yorkville | $299,000 MLS #10924823 Call 630-553-5060

Dream Granite Kitchen 3 BDR/1 BA Aurora | $134,900 MLS #10924143 Call 630-896-5000

Beautiful Custom Designed Home 4 BDR/3.1 BA Sandwich | $450,000 MLS #10927580 Call 815-786-3200

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Lot In Prime Location Plainfield | $275,000 MLS #10935103 Call 630-466-4600

Just Minutes to I-39, I-80, I-88 Historically Significant Opportunity 3 BDR/2 BA 4 BDR/2 BA Earlville | $155,500 Elburn | $249,900 MLS #10844874 MLS #10926213 Call 815-498-3377 Call 630-879-9555

Hardwoods & Many Built-Ins 3 BDR/1 BA Sandwich | $157,000 MLS #10937416 Call 630-553-5060

Transformed & Brought Back To Life 4 BDR/2.1 BA Lake Holiday | $374,900 MLS #10902250 Call 815-498-3377

KETTLEY INSURANCE • 630-896-4477 SERVING THE FOX VALLEY FOR OVER 50 YEARS SINCE 1962

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Calling Us Will Be Your Best Move

630-336-5962

www.ErinandJerryHill.com

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630-336-5962

Seller Services:

Home Pricing Analysis & Listing Strategy Home Staging Recommendations Professional Guidance & Contract Negotiations Closing Management

Buyer Services:

Complete Housing Analysis & View Desired Homes 1st Time Buyer or Move Up Buyer Program Lender Legal & Contractor Referrals Structure Offer to Purchase & Negotiating Strategy

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AURORA - GREAT FLOOR PLAN! $287,500 Beautiful kitchen, spacious, vaulted family room with fireplace. Formal living/dining room combo w/hardwood. Master suite has updated bath. Finished basement, fenced yard, deck overlooks pond. 4 BDR/2.1 BA

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SANDWICH - COMING SOON! $280,000 Ranch with finished basement. Featuring vaulted ceilings, hardwood, new carpet & granite counters. Family room with fire place. Master w/lux bath & WIC. Deck, patio & shed. heated 2 car garage. 6 BDR/3 BA

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NORTH AURORA - WATER VIEWS! $408,750 Soaring ceilings, hardwood floors, brick fireplace, 1st floor office. Formal living and dining rooms. Huge 2 story family room with a wall of windows. Gourmet kitchen. Full deep pour basement. Paver patio, 3 car garage. 4 BDR/3.1 BA

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Page 6 - Vol. 5, No. 13

PREMIERE Wheaton, IL

Text RBGCMHQ to 52187 For Photos Text RBGBJJG to 52187 For Photos Text RBGDFZG to 52187 For Photos WHEATON - STUNNING WITH CUSTOM BASEMENT WHEATON - UPDATED & MAINTAINED WHEATON - CHARMING SUBURBAN COTTAGE

5,400+ SqFt, Gourmet Kitchen, 2 Story Great Room Deep 1.5 Car Garage Opens To Backyard Oasis. Vintage Style, Historic Design Elements $888,900 | 5 BDR/4.1 BA | Paula 630-251-5155 $329,900 | 3 BDR/1.1 BA | Call Becky or Eric

$469,900 | 4 BDR/2 BA | Call Becky or Eric

U

Text RBFVMGR UNDER CONTRACT! to 52187 For Photos Text RBFZBLV to 52187 For Photos Text RBFXLGK to 52187 For Photos WILLOW BROOK - ALMOST ONE ACRE GLEN ELLYN - 1940 NEW ENGLAND COLONIAL WHEATON - EXTENSIVELY RENOVATED

Sprawling Ranch, 3,500+ SqFt Of Space

$460,000 | 4 BDR/2.1 BA | Paula 630-251-5155

Fully Restored To Its Original Splendor 1950's Colonial In Beautiful North Wheaton $585,000 | 3 BDR/3 BA | Call Becky or Eric

$389,900 | 3 BDR/3.1 BA | Call Becky or Eric

Text RBDBLNBSOLD! to 52187 For Photos Text RBFZMWF to 52187 For Photos Text RBFZTWF to 52187 For Photos ST. CHARLES - 5+ CAR GARAGE GLEN ELLYN - BUILDER'S CUSTOM HOME WARRENVILLE - SO MUCH POTENTIAL

Beautiful Wooded Lot Near Downtown. .42 Acres, Nearly 1770 SqFt Of Living Space Charming 1920's Brick Cape Cod. Great Location

$650,000 | 5 BDR/2.2 BA | Call Paula 630-251-5155

$364,900 | 4 BDR/3 BA | Call Becky or Eric

$230,000 | 4 BDR/2 BA | Call Becky or Eric

Text RBFQKJR to 52187 For Photos Text RBFXDLB to 52187 For Photos Text RBGBMKZ to 52187 For Photos WINFIELD - UPDATE RANCH NEAR METRA WHEATON - SUBURBAN LIFESTYLE, URBAN VIBE WEST CHICAGO - RESTORE & RECORATE

Basement, Attached Garage, Wooded Lot Walk To Shops, Dining, Prairie Path, French Market Potential In Walk Up Unfinished Space. Bsmnt $260,000 | 3 BDR/2 BA | Paula 630-251-5155

$234,500 | 1 BDR/1 BA | Call Becky or Eric

$165,000 | 2 BDR/1 BA | Call Becky or Eric

Home to a Better Mortgage Experience.

Skip Brown

630-836-2529 phone 630-836-2579 fax skipbrown@compmort.com

27755 Diehl Rd, Suite 300 Warrenville, IL 60555

Compass Mortgage NMLS# 21808 IL#MB.5795 Skip Brown NMLS#139581 Lic#031.0001568

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Illinois residential mortgage licensee

12/10/2020 11:33:54 AM


Vol. 5, No 13 - Page 7

Broker/Owner

630-202-5940

www.TimBinning.com

Text the Listing Code to 52187 for more Photos & Details or Visit My Website to View These Homes & More. TimBinning.com Beautiful Townhome

Scenic Location

Investor Opportunity

Charming Ranch Home

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Updated flooring. Kitchen with SS appls. Beautiful Woodwork. Lots of newer Create the perfect home. 1st floor master Move-in Ready. Flex space off kitchen. Large master suite. 2nd flr laundry. throughout. Harwood under carpets. suite. Backs to Great Western Trail. Updated bath. Roomy master. 2 car gar. LAKEMOOR | 2 BDR/1 BA | $149,900 WEST CHICAGO | 3 BDR/1 BA | $214,900 GLEN ELLYN | 4 BDR/2 BA | $219,900 STREAMWOOD | 3 BDR/1 BA | $219,900

Priced To Sell

Move In February 2021

Move In December

Commercial Building

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Excellent location! Freshly painted. 2 Story Living/Dining Room. Great views. ELGIN | 3 BDR/2 BA | $239,900

Gorgeous finishes. 10 year structural warranty. WiFi-certified homes. BATAVIA | 3 BDR/2 BA | $273,146

Low maintenance urban townhome community. WiFi-certified home. BATAVIA | 2 BDR/2 BA | $274,890

In the heart of downtown St. Charles. Currently vacant. Parking in rear. ST. CHARLES | $355,000

Stunning Home

Bloomingdale Rd Frontage

Next To Pond & Trails

Urban Luxury Living

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Beautifully maintained home with open layout & finished basement. ELBURN | 5 BDR/5 BA | $379,900

Great lot for retail strip center, office, medical, restaurant or car wash. GLENDALE HEIGHTS | $595,000

Beautifully updated with a contemporary style. 1st floor office. Finished bsmnt. ST. CHARLES | 5 BDR/3 BA | $609,900

Row homes by Hogan Design & Construction. Private rooftop terrace. GENEVA | 3 BDR/3 BA | $929,900

Elegant Features

Traditional & Timeless

Riverfront Paradise

10,000 SqFt Finished Space

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New home with stylish design, modern lifestyle. In a great location. GENEVA | 4 BDR/3 BA | $949,900

Downtown's historical district. Fox River views from almost a .5 acre city lot. GENEVA | 4 BDR/3 BA | $1,250,000

Traditional living, modern elegance. Walk to river, shopping, dining. GENEVA | 5 BDR/3 BA | $1,599,000

Gourmet kitchen, 1st flr master. Entertaining bsmnt. In-ground pool. ST. CHARLES | 6 BDR/7 BA | $2,450,000

Office: 630-339-4011

RE/MAX All Pro 66 Stratford Drive Bloomingdale, IL 3 Offices in Bloomingdale, St. Charles & Sugar Grove 88701.05.13.indd 7

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TOP 5 TOP 5 TOP TOP 5 5 REASONS REASONS REASONS REASONS YOU NEED YOU YOU NEED NEED YOU NEED A REALTOR, A A REALTOR, REALTOR, REALTOR, RATHER RATHER RATHER RATHER THAN AN THAN THAN AN AN THAN AN iBUYER iBUYER iBUYER iBUYER

Page 8 - Vol. 5, No. 13

REALTORS HAVE MARKET KNOW HOW REALTORS REALTORS REALTORS HAVE HAVE HAVE REALTORS HAVE MARKET MARKET MARKET KNOW KNOW HOW HOW · Agents have aKNOW much better HOW understanding MARKET KNOW HOW

of· · your market how itbetter works. · Agents Agents Agents have have have a and much aa much much better better understanding understanding understanding · of Agents have a much better understanding your ofofyour your market market market andand how andhow how it works. ititworks. works. of your market and how it works.

REALTORS WILL REALTORS REALTORS REALTORS WILL WILL WILL NEGOTIATE THE REALTORS WILL NEGOTIATE NEGOTIATE NEGOTIATE THE THE THE DETAILS NEGOTIATE THE DETAILS DETAILS DETAILS · Selling your house through an agent is the ·DETAILS Selling · · Selling Selling youryour your house house house through through through an agent an an agent agent is the isis the the

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iBUYER PREMIUMS iBUYER iBUYER iBUYER PREMIUMS PREMIUMS PREMIUMS ARE ALMOST DOUBLE ARE ARE ARE ALMOST ALMOST ALMOST DOUBLE DOUBLE DOUBLE iBUYER PREMIUMS THAT OF A REALTOR’S THAT THAT THAT OF OF OF AA REALTOR’S A REALTOR’S REALTOR’S ARE ALMOST DOUBLE COMMISSION COMMISSION COMMISSION COMMISSION THAT OF A REALTOR’S COMMISSION

REALTORS WILL MARKET YOUR REALTORS REALTORS REALTORS WILL WILL WILL REALTORS WILL MARKET MARKET MARKET YOUR YOUR YOUR HOME TO POTENTIAL MARKET YOUR HOME HOME HOME TOTO TO POTENTIAL POTENTIAL POTENTIAL BUYERS TO GIVE YOU HOME TO POTENTIAL BUYERS BUYERS BUYERS TOTO TO GIVE GIVE GIVE YOU YOU YOU TOP DOLLAR BUYERS TO GIVE YOU TOP TOP TOP DOLLAR DOLLAR DOLLAR · iBuyers are buying your home site unseen TOP DOLLAR · iBuyers · · iBuyers iBuyers are are buying are buying buying youryour your home home home site site unseen site unseen unseen

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for a price that’s likely less than what your · iBuyers are buying yourless home site unseen for afor for price aaprice price that’s that’s that’s likelylikely likely less than less than than what what what your your your property is worth. for a price that’s likely less than what your property property property is worth. isisworth. worth. property is worth.

YOU WILL BUILD A YOU YOU YOU WILL WILL WILL BUILD BUILD BUILD A A A A RELATIONSHIP WITH YOU WILLEXPERT BUILD A AA RELATIONSHIP RELATIONSHIP RELATIONSHIP WITH WITH WITH A MARKET MARKET MARKET MARKET EXPERT EXPERT EXPERT RELATIONSHIP WITH A · Working with a Realtor means you’re MARKET · Working · · Working Working withwith with a EXPERT Realtor aa Realtor Realtor means means means you’re you’re you’re

connected with a market expert for the next connected connected connected with with with a market aamarket market expert expert expert for the for fornext the thenext next · Working with time you need toabuyRealtor or sell. means you’re time time time you you need you need need to buy to to buy or buy sell. or or sell. sell. connected with a market expert for the next time you need to buy or sell.

Real Estate Is Local... Real Real RealEstate Estate Estate Is Is Is Local... Local... Local... Real Estate Is Be Local... ® ® ®®Should Your REALTOR Be Local Well. Your Your YourREALTOR REALTOR REALTOR®Should Should Should Be BeLocal LocalAsAs AsWell. Well. Your REALTOR Should Be Local As Well. ® ®®® Contact One Of Our Featured REALTORs Contact Contact Contact One One OneOf Of OfOur Our OurFeatured Featured Featured REALTORs REALTORs ® Contact One Of Our Featured REALTORs For All Of Your Real Estate Needs! For For ForAll All AllOf Of OfYour Your YourReal Real RealEstate Estate EstateNeeds! Needs! For All Of Your Real Estate Needs!

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Contact One Of Our LOCAL Real Estate Experts & Lenders!

Contact One OfOur Our LOCAL Real Estate Experts & Lenders! Contact Contact Contact One One One OfOf Of Our Our LOCAL LOCAL LOCAL Real Real Real Estate Estate Estate Experts Experts Experts & Lenders! &&Lenders! Lenders!

Vol. 5, No 13 - Page 9

Nikki Lorenzen

Jenn Henry

Adam Rullo

Alex & Vicky Rullo

RE/MAX All Pro RE/MAX All Pro Managing Broker/Owner Coldwell Banker Real Alex Alex &Alex Vicky &&St. Vicky Vicky Rullo Rullo Rullo Jenn Jenn Jenn Henry Henry Henry Adam Adam Rullo Rullo Rullo Nikki Nikki Nikki Lorenzen Lorenzen Lorenzen &Charles, Vicky Rullo Jenn Henry Adam Rullo IL Nikki Lorenzen Estate Group - Geneva Adam St. Charles, IL Alex Lake Holiday Homes RE/MAX RE/MAX RE/MAX All All Pro AllPro Pro Coldwell Banker Banker Banker Real Real Real RE/MAX RE/MAX All All Pro AllAll Pro ProPro Managing Managing Managing Broker/Owner Broker/Owner Broker/Owner RE/MAX All Pro Coldwell Banker Real RE/MAX RE/MAX 630-513-1771 Managing Broker/Owner 630-313-0103 773-348-7325 (815)474-9292 | Sandwich, Coldwell IL Coldwell St. St. Charles, St. Charles, Charles, IL IL IL IL Estate Estate Group Group Group - Geneva --Geneva Geneva St. Charles, St.St. Charles, Charles, IL IL IL IL Lake Lake Lake Holiday Holiday Holiday Homes Homes Homes St. Charles, Estate Group - Geneva St.adamrullo@gmail.com Charles, rullos@rullos.com Lake Holiday HomesEstate jennhenry01@gmail.com nikki@lakeholiday.com 630-513-1771 630-513-1771 630-513-1771 630-313-0103 630-313-0103 630-313-0103 773-348-7325 773-348-7325 773-348-7325 (815)474-9292 (815)474-9292 (815)474-9292 | Sandwich, | | Sandwich, Sandwich, IL IL IL 630-513-1771 630-313-0103 773-348-7325 TheRulloTeam.com (815)474-9292 | Sandwich, IL JennHenryRealtor.com TheRulloTeam.com LakeHoliday.com rullos@rullos.com rullos@rullos.com jennhenry01@gmail.com jennhenry01@gmail.com adamrullo@gmail.com adamrullo@gmail.com adamrullo@gmail.com nikki@lakeholiday.com nikki@lakeholiday.com nikki@lakeholiday.com rullos@rullos.com jennhenry01@gmail.com adamrullo@gmail.com rullos@rullos.com nikki@lakeholiday.comjennhenry01@gmail.com TheRulloTeam.com TheRulloTeam.com TheRulloTeam.com JennHenryRealtor.com JennHenryRealtor.com JennHenryRealtor.com TheRulloTeam.com TheRulloTeam.com TheRulloTeam.com LakeHoliday.com LakeHoliday.com LakeHoliday.com TheRulloTeam.com JennHenryRealtor.com TheRulloTeam.com LakeHoliday.com

Alison France @properties Alison Alison Alison France France France Alison France St. Charles, IL @properties @properties @properties @properties 630-742-4918 St. St. Charles, St. Charles, Charles, IL IL IL

Margie Thorgesen Laurie Stammet-Jobe Debbi Brinegar Kettley Realtors Kettley Realtors Kettley Realtors Margie Margie Margie Thorgesen Thorgesen ThorgesenLaurie Laurie Laurie Stammet-Jobe Stammet-Jobe Stammet-Jobe Debbi Debbi Debbi Brinegar Brinegar Brinegar Margie Thorgesen Batavia, IL Laurie Stammet-Jobe Debbi Brinegar Sugar Grove, IL Yorkville, Kettley Kettley Kettley Realtors Realtors Realtors Kettley Kettley Kettley Realtors Realtors Realtors Kettley Kettley Kettley Realtors Realtors RealtorsIL Kettley 630-675-8157 Batavia, Batavia, Batavia, ILRealtors IL IL

Kettley Realtors 815-762-5008 Sugar Sugar Sugar Grove, Grove, Grove, IL IL IL

Kettley 630-618-8156 Yorkville, Yorkville, Yorkville, IL Realtors IL IL

margiethorgesen@yahoo.com Batavia, IL Sugar Grove, IL Yorkville, IL lauriestammet@gmail.com St. Charles, IL debbibrinegar@comcast.net alisonfrance@atproperties 630-675-8157 630-675-8157 630-675-8157 815-762-5008 815-762-5008 815-762-5008 630-618-8156 630-618-8156 630-618-8156 630-742-4918 630-742-4918 630-742-4918 630-675-8157 815-762-5008 630-618-8156 DeKalb County Expert 630-742-4918 margiethorgesen@yahoo.com margiethorgesen@yahoo.com margiethorgesen@yahoo.com AtProperties.com/AlisonFrance lauriestammet@gmail.com lauriestammet@gmail.com lauriestammet@gmail.com debbibrinegar@comcast.net debbibrinegar@comcast.net debbibrinegar@comcast.net alisonfrance@atproperties alisonfrance@atproperties alisonfrance@atproperties margiethorgesen@yahoo.com lauriestammet@gmail.com debbibrinegar@comcast.net alisonfrance@atproperties DeKalb DeKalb DeKalb County County County Expert Expert Expert AtProperties.com/AlisonFrance AtProperties.com/AlisonFrance AtProperties.com/AlisonFrance DeKalb County Expert AtProperties.com/AlisonFrance

Joanne LaVia Sandy Ledesma-Svensson Sandi Patterson Joanne Grzetic Joanne Joanne LaVia LaVia LaVia Sandy Ledesma-Svensson Sandy Sandy Ledesma-Svensson Ledesma-Svensson Joanne Joanne Joanne Grzetic Grzetic Grzetic BrokerJoanne Sandi Sandi Patterson Patterson Patterson Coldwell Banker Real Coldwell Banker Sandi Designated Managing Coldwell Banker Coldwell Coldwell Coldwell Banker Banker Banker Real Real Real Sandy Coldwell Banker Coldwell Coldwell Banker Banker Designated Designated Designated Managing Managing Managing Broker Broker Broker Coldwell Coldwell Banker Banker Banker Joanne LaVia Ledesma-Svensson Joanne Grzetic Estate Group-Oswego Sandi Patterson Real Estate Group Coldwell Coldwell Banker Real Real Estate Group Estate Estate Estate Group-Oswego Group-Oswego Group-Oswego Estate Group Real Real Estate Estate Group Group Coldwell Coldwell Coldwell Banker Banker Banker Real Real Real Real Real Real Estate Estate Estate Group Group Group Coldwell Banker Real Real Coldwell Banker Designated Managing Broker Coldwell Banker Yorkville, IL Estate Group-Oswego Yorkville, IL 630-267-7564 IL IL Yorkville, Yorkville, ILGroup Estate Estate Estate Group-Oswego Group-Oswego Group-Oswego Yorkville, Yorkville, Yorkville, IL IL IL Group 630-267-7564 630-267-7564 630-267-7564 Estate Group-Oswego Yorkville, Real Estate Coldwell Banker Real jlavia@coldwellhomes.com Real Estate 815-970-0985 630-740-3139 630-235-4610 815-970-0985 815-970-0985 815-970-0985 630-740-3139 630-740-3139 630-740-3139 630-235-4610 630-235-4610 630-235-4610 sandisellshomes7@gmail.com jlavia@coldwellhomes.com jlavia@coldwellhomes.com jlavia@coldwellhomes.com Yorkville, IL Estate Group-Oswego Yorkville, IL 630-267-7564 SandyLedesma.com JoanneGrzetic.com JoanneLavia.com sandisellshomes7@gmail.com sandisellshomes7@gmail.com sandisellshomes7@gmail.com SandyLedesma.com SandyLedesma.com SandyLedesma.com JoanneGrzetic.com JoanneGrzetic.com JoanneGrzetic.com JoanneLavia.com JoanneLavia.com JoanneLavia.com 815-970-0985 630-740-3139 630-235-4610 jlavia@coldwellhomes.com JoanneGrzetic.com

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Contact Contact Contact Contact Rita McNatt Contact Rita Rita Rita McNatt McNatt McNatt 630-464-2245 Rita McNatt 630-464-2245 630-464-2245 630-464-2245 trebsales@gmail.com 630-464-2245 trebsales@gmail.com trebsales@gmail.com trebsales@gmail.com trebsales@gmail.com

Are Due Monday, Dec 28th Are Are Are Due Due Due Monday, Monday, Monday, Dec Dec Dec 28th 28th 28th “All real estate advertised Monday, herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, Are Due Dec 28th or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences,

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“All“All real “Allreal estate realestate estate advertised advertised advertised herein herein herein is subject isissubject subject to the totoFederal the theFederal Federal Fair Fair Housing FairHousing Housing Act which Act Actwhich which makes makes makes it illegal ititillegal illegal to advertise totoadvertise advertise any preference, any anypreference, preference, limitations, limitations, limitations, or discrimination orordiscrimination discrimination based based based on race, on onrace, race, color, color, color, religion, religion, religion, sex, sex, handicap, sex,handicap, handicap, familial familial familial status, status, status, or national orornational national origin, origin, origin, or intention ororintention intention to make totomake make any such any anysuch preferences, suchpreferences, preferences, limitation, discrimination. We will not knowingly accept any advertising for estate violation oflaw. the law. Allarepersons “All real estate advertised is subject to accept the Federal Fair Housing Act which makes toinadvertise any preference, limitations, limitation, limitation, limitation, or discrimination. ororor discrimination. discrimination. We herein will We We will not will knowingly not not knowingly knowingly accept accept any advertising any any advertising advertising for real for forreal estate realreal estate estate which which which isitwhich inillegal isviolation isininis violation violation of the ofoflaw. the the All law. persons All Allpersons persons are are are hereby informed that all dwellings advertised are available on an equal opportunity basis.” orinformed discrimination based on race, color, religion, sex,on handicap, familial status, orbasis.” national origin, or intention to make any such preferences, hereby hereby hereby informed informed that that all that dwellings all alldwellings dwellings advertised advertised advertised are available are areavailable available anon on equal an anequal equal opportunity opportunity opportunity basis.” basis.” limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.”

88701.05.13.indd 9

12/8/20 11:5 12/8/20 12/8/20 12/8/20 11:55 11:55 AM 11:55AM AM 12/10/2020 11:33:58 AM


Thinking About Buying Or Refinancing Your Home? Thinking About Buying Or Refinancing Your Home?

Page 10 - Vol. 5, No. 13

NOW IS THE TIME... Why Should I Buy Why Should I Buy Why Should I Buy NOW IS THE TIME... RATESShould ARE AT AN ALL TIME LOW! Why Should I Buy Why Should I Buy Why I Buy RATES ARE AT AN ALL TIME LOW! Whether you are looking to purchase, refinance into a a Home NOW? a Home NOW? a Home NOW? Whether you are looking to purchase, refinance a lower payment, shorter term, or pull some equity into out for a Home NOW? a Home NOW? a Home NOW? lower payment, shorter term,NOW or pullISsome home improvements, THE equity TIME! out for

home improvements, NOWFor IS Your THEMortgage TIME! Needs! Contact One Of Our Featured Lenders Contacthen One Of Our Featured Lenders For Your Mortgage Needs! henyou youpurchase purchase home, hen you purchase home, hen you purchase a aaahome, home,

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interest rates play abig big factor interest rates play interest interest rates rates play play a aabig big inin inin henyou you purchase afactor home, hen you purchase aafactor home, hen hen you purchase purchase a factor home, home, determining how much your determining how much your determining determining how how much much your your interest rates play abig big factor interest rates play factor interest interest rates rates play play a aa big big factor factor inin inin monthly payment will be as well as how monthly payment will be as well as how monthly monthly payment payment will will be be as as well well as as how how determininghow howmuch muchyour your determining how much your determining determining how much your much home you can buy. much home you can buy. much much home home you you can can buy. buy. monthly payment will be as well as how monthly payment will be as well as how 2015, 2018 monthly monthlypayment paymentwill willbebeasaswell wellasashow how 2019, 2020 much home you can buy. much home you can buy. much much home home you you can can buy. buy. 2015, 2018 Interest rates are determined by number Interest rates are determined by anumber number Interest Interest rates rates are are determined determined by by a aa number 2019, 2020 of factors, including the actions of the U.S. of factors, including the actions of the U.S. of of factors, factors, including including the the actions actions of of the the U.S. U.S. Interest rates are determined by a number Interest rates are determined by a number Interest Interest rates rates are are determined determined byby a number a number Dolores Rosa Garcia Federal Reserve, the health ofthe the economy Federal Reserve, the health of economy Cassandra Bajak Kris Krajecki Federal Federal Reserve, Reserve, the the health health of ofthe the economy economy offactors, factors, including the actions of the U.S. of including the actions of the U.S. of of factors, factors, including including the the actions actions of of the the U.S. U.S. Blueleaf Lending First Centennial Mortgage Great Mortgage and the rate at which people are saving money. and the rate at which people are saving money. and and the the rate rate atat which which people people are are saving money. money. Dolores Rosa Garcia Federal Reserve, the health ofsaving the economy Federal Reserve, the health of the economy Cassandra Bajak Kris Krajecki Federal Federal Reserve, Reserve, the the health health of of the the economy economy NMLS #1028721 NMLS #304653 NMLS# 225689 Given that most home sales are financed Given that most home sales are financed Blueleaf Lending Given Given that that most most home home sales sales are are financed financed First Centennial Mortgage Great Mortgage and the rate at which people are saving money. and the rate at which people are saving money. and and the the rate rate atat which which people people are are saving saving money. money. 773-961-5477 847-877-5588 630-347-6321 through the borrowing of money in the form through the borrowing of money in the form NMLS #1028721 NMLS #304653 NMLS# 225689 2020 through through the the borrowing borrowing of of money money in in the the form form ofof ofof Given that most home sales are financed Given that most home sales are financed c.bajak@gofcm.com Given Given that that most most home home sales sales are are financed financed Full Service Mortgage BROKER drosa@blueleafl ending.com mortgages, the housing industry is profoundly mortgages, the housing industry is profoundly 773-961-5477 847-877-5588 630-347-6321 30+ Years Experience! mortgages, mortgages, the the housing housing industry isin is profoundly profoundly through borrowing of money in the form through the borrowing of money the form CassandraBajak.com 2020 ImCallingKris.com through through the the borrowing borrowing ofindustry of money money in in the the form form ofof ofof drosa.blueleafl ending.com c.bajak@gofcm.com Full Service Mortgage BROKER affected by changes to these rates. affected by changes to these rates. drosa@blueleafl ending.com affected affected by by changes changes to to these these rates. rates. mortgages, the housing industry is profoundly mortgages, the housing industry is profoundly mortgages, mortgages, the the housing housing industry industry is is profoundly profoundly CassandraBajak.com 30+ Years Experience! ImCallingKris.com drosa.blueleafl ending.com affected by changes to these rates. affected changes these rates. affected affected byby by changes changes toto to these these rates. rates. Interest rates are the rates which Interest rates are the rates which Interest Interest rates rates are are the the rates rates atat atat which which money can be borrowed for a set period money can be borrowed for a set period money money can can be be borrowed borrowed for for arates set a set period period ofof ofof Interest rates are the at which Interest rates are the rates at which Interest Interest rates rates are are the the rates rates at at which which time. The higher the rate, the more money time. The higher the rate, the more money money can be borrowed for a set period time. time. The The higher higher the the rate, rate, the the more money money money can be borrowed for aset set period money money can can be be borrowed borrowed for for a amore set period period ofof ofof a borrower must pay in the form of interest a borrower must pay in the form of interest time. The higher the rate, the more money time. The higher the rate, the more money a a borrower borrower must must pay pay in in the the form form of of interest interest time. time. The The higher higher the the rate, rate, the the more more money money on the loan. Generally, when the interest rate on the loan. Generally, when the interest rate a borrower must pay in the form of interest a borrower must pay in the form of interest on on the the loan. loan. Generally, Generally, when when the the interest interest rate rate a is a borrower borrower must must pay pay inmore in the the form form ofto of interest interest is lower, people are more likely to borrow lower, people are likely borrow on the loan. Generally, when the interest rate the loan. Generally, when the interest rate is is lower, lower, people people are aremore more likely likely to toborrow borrow onon on the the loan. loan. Generally, Generally, when when the the interest interest rate rate money, as doing so will cost them less than money, as doing so will cost them less than at is lower, people are more likely to borrow is lower, people are more likely to borrow money, money, as as doing doing so so will will cost cost them them less less than than at atat is another islower, lower,people people are aremore morelikely likelyto to borrow borrow Carlos Villalon another time. Conversely, when the interest time. Conversely, when the interest Melissa Griffey Judi Podjasek Stephanie Alanis money, as doing so will cost them less than at money, as doing so will cost them less than at another another time. time. Conversely, Conversely, when when the the interest interest money, money, as as doing doing so so will will cost cost them them less less than than at at First Centennial Mortgage Guaranteed Rate cibm Mortgage CrossCountry Mortgage rate istime. higher, borrowing becomes more rate higher, borrowing becomes more Carlos Villalon another time. Conversely, when the interest another Conversely, when the interest Melissa Griffey rate rate is is istime. higher, higher, borrowing borrowing becomes becomes more more Judi Podjasek Stephanie Alanis another another time. Conversely, Conversely, when when the the interest interest NMLS #193267 NMLS #392357 NMLS #191670 NMLS #976773 expensive and slows. This principle applies expensive and slows. This principle applies Mortgage Guaranteed Rate cibm Mortgage CrossCountry Mortgage rate ishigher, higher, borrowing becomes more First Centennial rate is borrowing becomes more expensive expensive and and slows. slows. This This principle principle applies applies 630-762-1778 630-373-1051 847-809-6281 rate rate isloans ishigher, higher, borrowing borrowing becomes becomes more more 630-379-1274 NMLS #193267 to that come in the form of mortgages. to loans that come in the form of mortgages. NMLS #392357 NMLS #191670 NMLS #976773 judi.podjasek@cibmmortgage.com expensive and slows. This principle applies expensive and slows. This principle applies toexpensive to loans loans that that come come in in the the form form ofof mortgages. mortgages. stephanie.alanis@myccmortgage.com mgriffey@rate.com expensive and and slows. slows. This This principle principle applies applies 630-762-1778 630-373-1051 847-809-6281 When interest rates are lower, people are Carlos@goFCM.com When interest rates are lower, people are 630-379-1274 cibmMortgage.com to loans that come in the form of mortgages. to loans that come in the form of mortgages. When When interest interest rates rates are are lower, lower, people people are are Team-Benavides.com Rate.com/MGriffey CarlosVillalon.com judi.podjasek@cibmmortgage.com togenerally to loans loans that that come come in in the the form form of of mortgages. mortgages. stephanie.alanis@myccmortgage.com mgriffey@rate.com generally more willing to take out a mortgage more willing toare take out a mortgage Wheninterest interest rates lower, people are Carlos@goFCM.com When rates are lower, people are generally generally more more willing willing to to take take out out a mortgage a mortgage cibmMortgage.com When When interest interest rates rates are are lower, lower, people people are are Team-Benavides.com Rate.com/MGriffey CarlosVillalon.com than when rates are higher. than when rates are higher. generally more willing take out mortgage generally more willing toto take out aa mortgage than than when when rates rates are are higher. higher. generally generally more more willing willing to to take take out out a mortgage a mortgage than when rates are higher. than when rates are higher. than than when when rates rates are are higher. higher. When mortgage rates are are lower, lower, this this When mortgage rates When Whenmortgage mortgagerates ratesare arelower, lower,this this makes the purchasing of a home more makes the purchasing of a home more When mortgage rates lower, this When mortgage rates are lower, this makes makes the the purchasing purchasing ofare of aare ahome home more more When When mortgage mortgage rates rates are lower, lower, this this affordable. Lower mortgage rates also affordable. Lower mortgage rates also makesthe thepurchasing purchasing home more makes ofofa ahome more affordable. affordable. Lower Lowermortgage mortgage rates rates also also makes makes the the purchasing purchasing ofpriced of a ahome home more more allow you to buy a higher priced home with allow you to buy a higher home with aa affordable. Lower mortgage rates affordable. Lower mortgage rates also allow allow you you toto buy buy a higher a higher priced priced home home with with aalso a affordable. affordable. Lower Lower mortgage mortgage rates rates also also smaller monthly payment. smaller monthly payment. allow you buy higher priced home with allow you toto buy aa higher priced home with aa smaller smaller monthly monthly payment. payment. allow allow you you toto buy buy a higher a higher priced priced home home with with aa smaller monthly payment. smaller monthly payment. Jaime M. Zavala Dan Salameh Claude Ehinger John Noldan smaller smaller monthly monthly payment. payment.

Neighborhood Loans Cherry Creek Mortgage Guaranteed Rate COUNTRY Jaime M.Financial® Zavala Dan Salameh Claude Ehinger John Noldan NMLS #224229 NMLS #225237 NMLS #193680 Hablo Español Neighborhood Loans Cherry Creek Mortgage Guaranteed Rate Because mortgage rates aresoso low,now now COUNTRY Because mortgage rates are low, Financial® 630-290-6251 Because Because mortgage mortgage rates rates are are so so low, low, now now 708-745-4191 847-380-0094 NMLS #224229 NMLS #225237 NMLS #193680 630-548-1894 is thegreat great timetoto buyaare ahome. home. is the time buy Hablo Español Because mortgage rates are so low, now Because mortgage rates so low, now jnoldan@rate.com dan@neighborhoodloans.com cehinger@ccmclending.com is is the the great great time time to to buy buy a a home. home. Jaime.Zavala@countryfi nancial.com 630-290-6251 Because Because mortgage mortgage rates rates are are soso low, low, now now 708-745-4191 847-380-0094 630-548-1894 Rate.com/JohnNoldan NeighborhoodLoans.com MortgagesByClaude.com thegreat greattime time buya ahome. home. isisthe toto buy jnoldan@rate.com dan@neighborhoodloans.com cehinger@ccmclending.com is is the the great great time time toto buy buy aa home. home. Jaime.Zavala@countryfinancial.com Rate.com/JohnNoldan NeighborhoodLoans.com MortgagesByClaude.com

Feature Lender Promo NOV 2020.indd Feature Lender Promo NOV 2020.indd 1 1 Feature Feature Lender Lender Promo Promo NOV NOV 2020.indd 2020.indd 1 1 Feature Lender NOV 2020.indd Feature 88701.05.13.indd Lender Promo 10Promo NOV 2020.indd 1 1

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OrRefi Refinancing nancingYour Your Home? Thinking ThinkingAbout AboutBuying BuyingOr YourHome? Home? Thinking About OrRefi Refinancing nancingYour Your Home? Thinking ThinkingAbout AboutBuying BuyingOr YourHome? Home? Thinking About

Vol. 5, No 13 - Page 11

ISTHE THETIME... TIME... NOW NOWIS ISAN THE TIME... NOW IS THE TIME... AT AN ALL TIMELOW! LOW! RATES TIME RATES RATESNOW ARE AREAT ALL LOW! ATAN AN ALLTIME TIME LOW! RATES LOW! RATES RATES ARE ARE AT ALL LOW! Whether youare are looking topurchase, purchase, refi nance into Whether you looking to refi nance into Whether you refi nance intoaaa

purchase, refi nance into a Whether you refi nance afor Whether Whether you youare are looking looking totopurchase, refi nance into a term, orpull pullsome some equity out lower payment, equity out lower lower payment, payment, shorter shorter term, or some equityinto outfor for term, orpull pull some equity out for lower payment, some lower lowerpayment, payment, shorter shorterterm, or some equity outfor for homeimprovements, improvements, NOW IS THE TIME! home improvements, NOW IS THE TIME! home THEequity TIME!out NOWFor ISYour THE TIME! home improvements, THE TIME! home home improvements, improvements, NOW IS THE TIME! Needs! Lenders For Your Mortgage Needs! Contact One Of Our Mortgage Contact Contact One OneOf Of Our OurFeatured FeaturedLenders Your Mortgage Needs! Needs! LendersFor ForYour Your Mortgage Needs! Contact One Of Our Contact ContactOne OneOf OfOur OurFeatured FeaturedLenders YourMortgage MortgageNeeds! Needs! Needs!

Dolores Rosa Garcia Dolores Rosa Garcia Dolores Dolores Rosa Rosa Garcia Garcia Blueleaf Lending Blueleaf Lending Blueleaf Blueleaf Lending Lending Dolores Rosa Garcia Dolores Rosa Garcia Dolores Dolores Rosa Rosa Garcia Garcia NMLS #1028721

KrisKrajecki Krajecki Kris Krajecki Kris Kris Krajecki

Judi Podjasek Judi Podjasek Judi Judi Podjasek Podjasek cibm Mortgage cibm Mortgage cibm cibm Mortgage Mortgage Judi Podjasek Judi Podjasek NMLS #392357 NMLS #392357 Judi Judi Podjasek Podjasek NMLS NMLS #392357 #392357

Stephanie Alanis Stephanie Alanis Stephanie Stephanie Alanis Alanis

First Centennial Mortgage First Centennial Mortgage Great Mortgage Great Mortgage First First Centennial Centennial Mortgage Mortgage Great Great Mortgage Mortgage Cassandra Bajak Cassandra Bajak KrisKrajecki Krajecki Kris Krajecki Cassandra Bajak Cassandra Bajak Kris Kris Krajecki NMLS #1028721 NMLS #304653 NMLS #304653 NMLS# 225689 NMLS# 225689 NMLS NMLS #1028721 #1028721 NMLS NMLS #304653 #304653 NMLS# NMLS# 225689 225689 Blueleaf Lending Blueleaf Lending First Centennial Mortgage First Centennial Mortgage Great Mortgage Great Mortgage Blueleaf Blueleaf Lending Lending First First Centennial Centennial Mortgage Mortgage Great Great Mortgage Mortgage 773-961-5477 773-961-5477 847-877-5588 847-877-5588 630-347-6321 630-347-6321 773-961-5477 773-961-5477 847-877-5588 847-877-5588 630-347-6321 630-347-6321 NMLS #1028721 NMLS #1028721 NMLS #304653 NMLS #304653 NMLS# 225689 NMLS# 225689 2020 2020 NMLS NMLS #1028721 #1028721 NMLS NMLS #304653 #304653 NMLS# NMLS# 225689 225689 2020 2020 c.bajak@gofcm.com c.bajak@gofcm.com Full Service Mortgage BROKER Full Service Mortgage BROKER drosa@blueleafl ending.com drosa@blueleafl ending.com c.bajak@gofcm.com c.bajak@gofcm.com Full Full Service Service Mortgage Mortgage BROKER BROKER drosa@blueleafl drosa@blueleafl ending.com ending.com 773-961-5477 773-961-5477 847-877-5588 847-877-5588 630-347-6321 630-347-6321 30+ Years Experience! 30+ Years Experience! 773-961-5477 773-961-5477 847-877-5588 847-877-5588 630-347-6321 630-347-6321 CassandraBajak.com CassandraBajak.com 30+ 30+ Years Years Experience! Experience! 2020 2020 ImCallingKris.com ImCallingKris.com CassandraBajak.com CassandraBajak.com drosa.blueleafl ending.com drosa.blueleafl ending.com 2020 2020 c.bajak@gofcm.com c.bajak@gofcm.com ImCallingKris.com ImCallingKris.com drosa.blueleafl drosa.blueleafl ending.com ending.com Full Service Mortgage BROKER Full Service Mortgage BROKER drosa@blueleafl ending.com Full drosa@blueleafl ending.com c.bajak@gofcm.com c.bajak@gofcm.com Full Service Service Mortgage Mortgage BROKER BROKER drosa@blueleafl drosa@blueleafl ending.com ending.com 30+ Years Experience! Years Experience! CassandraBajak.com CassandraBajak.com 30+ 30+ Years Years Experience! Experience! ImCallingKris.com ImCallingKris.com CassandraBajak.com CassandraBajak.com 30+ drosa.blueleafl ending.com drosa.blueleafl ending.com ImCallingKris.com ImCallingKris.com drosa.blueleafl drosa.blueleafl ending.com ending.com

Carlos Villalon Carlos Villalon Carlos CarlosVillalon Villalon

First Centennial Mortgage First Centennial Mortgage CrossCountry Mortgage CrossCountry Mortgage First First Centennial Centennial Mortgage Mortgage Carlos Villalon Carlos Villalon CrossCountry CrossCountry Mortgage Mortgage Stephanie Alanis Stephanie Alanis Carlos Carlos Villalon Villalon NMLS #193267 NMLS #193267 Stephanie Stephanie Alanis Alanis First NMLS #976773 NMLS #976773 NMLS NMLS #193267 #193267 First Centennial Mortgage Centennial Mortgage NMLS NMLS #976773 #976773 cibm Mortgage CrossCountry Mortgage cibm Mortgage CrossCountry Mortgage First Centennial Centennial Mortgage Mortgage 630-762-1778 630-762-1778 cibm cibm Mortgage Mortgage CrossCountry CrossCountry Mortgage MortgageFirst 847-809-6281 847-809-6281 630-379-1274 630-379-1274 NMLS #193267 NMLS #193267 630-762-1778 630-762-1778 NMLS #392357 NMLS #392357 847-809-6281 847-809-6281 630-379-1274 630-379-1274 NMLS #976773 NMLS #976773 judi.podjasek@cibmmortgage.com judi.podjasek@cibmmortgage.com NMLS NMLS #193267 #193267 NMLS NMLS #392357 #392357 stephanie.alanis@myccmortgage.com stephanie.alanis@myccmortgage.com NMLS NMLS #976773 #976773 Carlos@goFCM.com Carlos@goFCM.com judi.podjasek@cibmmortgage.com judi.podjasek@cibmmortgage.com stephanie.alanis@myccmortgage.com stephanie.alanis@myccmortgage.com 630-762-1778 630-762-1778 847-809-6281 847-809-6281 Carlos@goFCM.com Carlos@goFCM.com 630-379-1274 630-379-1274 cibmMortgage.com cibmMortgage.com 630-762-1778 630-762-1778 847-809-6281 847-809-6281 Team-Benavides.com Team-Benavides.com 630-379-1274 630-379-1274 CarlosVillalon.com CarlosVillalon.com cibmMortgage.com cibmMortgage.com judi.podjasek@cibmmortgage.com judi.podjasek@cibmmortgage.com stephanie.alanis@myccmortgage.com stephanie.alanis@myccmortgage.com Team-Benavides.com Team-Benavides.com Carlos@goFCM.com CarlosVillalon.com CarlosVillalon.com Carlos@goFCM.com judi.podjasek@cibmmortgage.com judi.podjasek@cibmmortgage.com stephanie.alanis@myccmortgage.com stephanie.alanis@myccmortgage.com Carlos@goFCM.com Carlos@goFCM.com cibmMortgage.com cibmMortgage.com Team-Benavides.com Team-Benavides.com CarlosVillalon.com CarlosVillalon.com cibmMortgage.com cibmMortgage.com Team-Benavides.com Team-Benavides.com CarlosVillalon.com CarlosVillalon.com

DanSalameh Salameh Dan

ClaudeEhinger Ehinger Claude

JaimeM.M.Zavala Zavala Jaime

Melissa Griffey Melissa Griffey Melissa Melissa Griffey Griffey Guaranteed Rate Guaranteed Rate Guaranteed Guaranteed Rate Rate Melissa Griffey Melissa Griffey Melissa Melissa Griffey Griffey NMLS #191670 NMLS #191670

NMLS NMLS #191670 #191670 Guaranteed Rate Guaranteed Rate Guaranteed Guaranteed Rate Rate 630-373-1051 630-373-1051 630-373-1051 630-373-1051 NMLS #191670 NMLS #191670 NMLS NMLS #191670 #191670 mgriffey@rate.com mgriffey@rate.com mgriffey@rate.com mgriffey@rate.com 630-373-1051 630-373-1051 630-373-1051 630-373-1051 Rate.com/MGriffey Rate.com/MGriffey mgriffey@rate.com mgriffey@rate.com

Rate.com/MGriffey Rate.com/MGriffey mgriffey@rate.com mgriffey@rate.com Rate.com/MGriffey Rate.com/MGriffey Rate.com/MGriffey Rate.com/MGriffey

JohnNoldan Noldan John

Jaime JaimeM.M.Zavala Zavala Dan DanSalameh Salameh Claude Claude Ehinger Ehinger John JohnNoldan Noldan Neighborhood Loans Cherry Cherry Creek Mortgage COUNTRY Neighborhood Loans Creek Mortgage Guaranteed Rate Guaranteed Rate COUNTRY Financial® Financial® Jaime M. Zavala Jaime M. Zavala DanSalameh Salameh Claude Ehinger Dan Claude Ehinger John Noldan John Noldan Neighborhood Neighborhood Loans Loans Cherry Cherry Creek Creek Mortgage Mortgage Guaranteed Guaranteed Rate Rate COUNTRY COUNTRY Financial® Financial® Jaime Jaime M. M. Zavala Zavala Dan Dan Salameh Salameh Claude Claude Ehinger Ehinger NMLS #224229 NMLS #225237 NMLS #224229 NMLS #225237 NMLS #193680 NMLS #193680 John John Noldan Noldan HabloEspañol Español Hablo Neighborhood Loans Cherry Cherry Creek Mortgage COUNTRY Neighborhood Loans Creek Mortgage Guaranteed Rate Guaranteed Rate COUNTRY Financial® Financial® NMLS NMLS #224229 #224229 NMLS NMLS #225237 #225237 NMLS NMLS #193680 #193680 Hablo Hablo Español Español Neighborhood Neighborhood Loans Loans Cherry Cherry Creek Creek Mortgage Mortgage COUNTRY 630-290-6251 630-290-6251 Guaranteed Guaranteed Rate Rate COUNTRY Financial® Financial® 708-745-4191 847-380-0094 708-745-4191 847-380-0094 NMLS #224229 NMLS #225237 NMLS #224229 NMLS #225237 NMLS #193680 NMLS #193680 630-548-1894 630-548-1894 630-290-6251 630-290-6251 Hablo Español Hablo Español 708-745-4191 708-745-4191 847-380-0094 847-380-0094 jnoldan@rate.com jnoldan@rate.com NMLS NMLS #224229 #224229 NMLS NMLS #225237 #225237 NMLS NMLS #193680 #193680 dan@neighborhoodloans.com cehinger@ccmclending.com dan@neighborhoodloans.com cehinger@ccmclending.com 630-548-1894 630-548-1894 Hablo Hablo Español Español Jaime.Zavala@countryfi nancial.com Jaime.Zavala@countryfi nancial.com 630-290-6251 630-290-6251 708-745-4191 847-380-0094 jnoldan@rate.com jnoldan@rate.com 708-745-4191 847-380-0094 dan@neighborhoodloans.com dan@neighborhoodloans.com cehinger@ccmclending.com cehinger@ccmclending.com 630-548-1894 630-548-1894 Rate.com/JohnNoldan Jaime.Zavala@countryfi Jaime.Zavala@countryfi nancial.com nancial.comRate.com/JohnNoldan 630-290-6251 630-290-6251 NeighborhoodLoans.com MortgagesByClaude.com NeighborhoodLoans.com MortgagesByClaude.com 708-745-4191 708-745-4191 847-380-0094 847-380-0094 jnoldan@rate.com jnoldan@rate.com dan@neighborhoodloans.com MortgagesByClaude.com cehinger@ccmclending.com Jaime.Zavala@countryfi dan@neighborhoodloans.com cehinger@ccmclending.com 630-548-1894 630-548-1894 Rate.com/JohnNoldan NeighborhoodLoans.com NeighborhoodLoans.com MortgagesByClaude.com Jaime.Zavala@countryfi nancial.com Rate.com/JohnNoldan nancial.com jnoldan@rate.com jnoldan@rate.com dan@neighborhoodloans.com dan@neighborhoodloans.com cehinger@ccmclending.com cehinger@ccmclending.com Jaime.Zavala@countryfi Rate.com/JohnNoldan nancial.com nancial.comRate.com/JohnNoldan NeighborhoodLoans.comMortgagesByClaude.com MortgagesByClaude.com Jaime.Zavala@countryfi NeighborhoodLoans.com Rate.com/JohnNoldan Rate.com/JohnNoldan NeighborhoodLoans.com NeighborhoodLoans.comMortgagesByClaude.com MortgagesByClaude.com

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Cassandra Bajak Cassandra Bajak Cassandra Bajak Cassandra Bajak

2015, 2018 2015, 2018 2015, 2015, 2018 2018 2019, 2020 2019, 2020 2019, 2019, 2020 2020 2015, 2018 2015, 2018 2015, 2015, 2018 2018 2019, 2020 2019, 2020 2019, 2019, 2020 2020

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Your Northern Illinois Real Estate Experts!

Page 12 - Vol. 5, No. 13

T

03.10Masthead_Layout 1 9/19/18 10:29 AM 55+ Condo Community

Page 1

2,000 SqFt No Step, Non-Basement Condo With Open Floor Plan. Beautiful Finishes & Choices To Make. Old Mill Park Has Beautiful Gardens & Walking Paths.

Sycamore | 2-3 Bed | 2 Ba | $289,900

Linda Tillis 815-751-3159 lindatillis@gmail.com

Quaint Small Town Living

Vacant Lot is Ready for a New Home. Corner Lot. Mature Trees. Zoned for a Single Family Home. Walk to Downtown Malta, Near Kishwaukee Jr College, NIU.

Malta | .36 Acre Lot | $13,900

Nedra Ericson-Huntress 815-739-9997

myhomes2syc@aol.com

Vintage 4 Square With Out Buildings

Great Landscaping With Pond. Separate Entrance To The In-Law Quarters. Well Cared For Home Minutes To Downtown & Rock River. Very Unique Property. Dixon | 4 Bed | 3.1 Ba | $223,900

G fi b

Linda Swenson 815-739-9582 slinda3@aol.com

C a w

Beautifully Decorated & Maintained

Newer Kitchen With Appls. Newer Windows & Furnace. Breezeway & 1 Car Garage. Fenced Yard & Shed. Under Contract. Call Peggy To Buy Or Sell Your Home!

Raised Ranch On 12.86 Acres With 3 Outbuildings Zoned Farm

4,400+ SqFt Of Living Space With The Finished Lower Level. Extra Large Kitchen With Loads Of Cabinets & Counter Space. Large Master Suite With Great Farm Views. Lower Level Family Room With Fireplace. Lower Level Full Apartment With Kitchen, Bed/Ba, Living Room & Separate Entrance. Great For Multi-Generational Situations. Agent Owned.

DeKalb | 3 Bed | 1 Ba | $119,000

Peggy Ireton 815-751-4123

Maple Park | 4 Beds | 3 Ba | $559,000

peggyireton@comcast.net

Lizabeth Lowe 630-688-0119 lizabethlowe@yahoo.com

Complete Multimedia Marketing Exposure

I F L a f

Volume 3 Issue 1

To Work with a Realtor® Page 8

Incredible Custom Home

OUTDOOR ENTERTAINING AREA, HOME THEATER & 8 CAR GARAGE

See Page 10

REALESTATEBOOK.COM REQUEST FREE MAGAZINE ONLINE OR CALL 800-841-8401

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FEATURED REALTOR TIM BINNING Broker/Owner RE/MAX All Pro 630-336-5962 SEE PAGE 10

D m s

I c a

Ad Submission Date for Next Issue Monday December 28 29 Ways It Pays

LOCAL PRINT MOBILE DIRECT MAIL ONLINE PARTNERS

M

To Advertise Contact Rita McNatt 630-464-2245 trebsales@gmail.com “All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.”

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Vol. 5, No 13 - Page 13

Sandy Ledesma-Svensson 815-970-0985

sledesma@coldwellhomes.com | sandyledesma.com Text RBGDDKS to 52187 for photos and info

UN DE IN R C 4 ON DA T YS RA ! CT

Text RBGDDKT to 52187 for photos and info

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D IN ER 7 CO DA N Y S TA ! CT

Text RBGCWBG to 52187 for photos and info

OSWEGO - MANY RECENT UPDATES Great location with a seasonal view of Fox River. Walking/bike path right out your door. Kitchen with new SS appls. 2 BDR/3BA | $199,900

PLANO - CLASSIC RANCH, GREAT LOCATION Beautifully refinished hardwood floors. Large eat in kitchen. Finished basement. 2.5 car attached garage and shed. 3 BDR/2BA | $179,900

Text RBGBLJD to 52187 for photos and info

Text RBFYZYS to 52187 for photos and info

Text RBFPXFX to 52187 for photos and info

YORKVILLE - 1ST FLOOR END UNIT Clubhouse Community with pool, park, trails. All appls, in unit laundry. Nice patio., 1 car garage with extra parking space. 2 BDR/2BA | $122,500

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PLANO - CLUBHOUSE COMMUNITY Great floor plan, kitchen with ss appls, family room fireplace, 1st floor office, laundry. Full English basement. 4 BDR/2.1 BA | $225,000

MILLBROOK - 1.02 ACRE LOT Lot is conducive for walk-out bsmnt, tree lined back for privacy. 2000 sq. ft. minimum for ranch and 2400 sq. ft. for a 2-story. $23,000

Meet The 2020 President

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YORKVILLE, IL

ABR, BPOR, CBIS, CSC, e-PRO, GRI

UN DE IN R C 3 ON DA T YS RA ! CT

BROKER ASSOCIATE

1 Why do you love what you do?

MILLINGTON - 257 ' OF RIVER FRONTAGE 2 acre lot sits high off of the river with great views! Perfect location to build your dream home with a walkout basement. $119,900

a i c i r Pat Romke

Geneva, IL

630-927-1207 - PatriciaRomke.Remax.com

During the past 15 years as a REALTOR® I have found joy in guiding and educating my buyers and sellers during one of the most important experiences of their lives. Listening and understanding what is important to them and offering advice and sharing my expertise, always focusing on their wants and needs.

2 What has your membership in Women’s Council of REALTORS® done for you & your business?

I joined Women’s Council of REALTORS® in 2017. Women’s Council has been key in my leadership journey, I have gained confidence, elevated my industry knowledge, become a part of an elite referral network and made so many lifetime friends and positive role models.

3 What community or leadership groups do you belong to?

I am the 2020 President of the Women’s Council of REALTOR® Fox Valley IL. I presently serve the REALTOR® Association of Fox Valley as Secretary. During 2020 I was a member of the Board of Directors for RAFV. I am a graduate of Foundations in Leadership. My committee work includes being the Chairperson of the Marketing and Membership Committee of RAFV. I am a Major Investor in RPAC (REALTORS® Political Action Committee). I currently serve on the Professional Standards Committee for Illinois Realtors®

4 What advice would you give a new agent just starting in real estate?

Getting your license is only the first step. Surround yourself with positive, experienced agents, your circle will determine how successful you become. Talk to everyone you meet about real estate. Don’t be a secret agent, WEAR YOUR NAME BADGE. Get involved, join Women’s Council of REALTORS® Join a committee. Build a dynamite Social Media presence.

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Ewelina Rafael 630-506-0622

ewelina@wheatland-realty.com Wheatland-Realty.com

Naperville, IL 2020 President Elect Of

“A home is not just a structure but a place where children grow-up, love is nurtured, and memories are shared.� ~Ewelina Homes are selling FAST! Buyers are WAITING for homes! Interest rates are still historically LOW! NOW is a great time to list your home!

Homes Buyers are Interest rates NOW is a gre

Completely Rehabbed!

SOUGHT AFTER OAKBROOK TOWERS Condo With Modern Kitchen. Private Balcony With Great Views. Pool, Gym, Sauna, Clubhouse. Great Location. Oak Brook | 2 Bdr / 2 Ba | $174,900 Untitled-3 1

DAN SALAMEH Sales Manager

dan@neighborhoodloans.com

708.745.4191

www.dansalameh.com NMLS# 224229

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Vol. 5, No 13 - Page 15

Featuring Homes of Style and Distinction

SOLD In 48 Hours For $15,000 Over List Price!

Beautiful Home On Idyllic 2 Acre Lot

Open Concept Home Has Been Meticulously Maintained. Chef’s Kitchen. 3 Car Attached & Separate 4 Car Garage.

Batavia | 5 Beds | 3.1 Bath | $540,000 Patricia Romke | 630-927-1207 PatriciaRomke.Remax.com

Geneva, IL

Call Patricia To List & Sell Your Home!

Text RBGCGPP to 52187 for photos & info

Homes are selling FAST! Buyers are WAITING for homes! erest rates are still historically LOW! OW is a great time All to list yourRanch home!On Mature Lot With Private Ponds Brick

Split Floor Plan, Gorgeous Fireplace, Family Room Opens To Sunroom. 2.5 Attached & 2.5 Detached Gar.

Yorkville | 4 Beds | 3 Bath | $449,000 Bobbie Soris | 630-567-5779 BobbieSoris.com

Yorkville, IL

Fox River Front Home On 5+ Acres Text RBFWLST to 52187 for photos & info 5/22/20 11:35 AM

4,138 SqFt Of Living Space With 2 Luxury Master Suites

Dramatic Vaulted Family Rm With Amazing Views. Stunning Kitchen. Walk-Out Bsmnt Ideal For In-Law Arrangement. 29x63 Building With 7 Box Stalls, 60x80 Building/Indoor Riding Arena, Sep Drive.

Plano | 4 Beds | 3.1 Bath | $575,000 Cindy Heckelsberg | 630-253-2997

Oswego, IL

Stunning Home With 6 Acres On The Fox River With Woods, Pastures, Outbuildings! Text RBGBTNP to 52187 for photos & info

m 7,500+ SqFt With 9 Car Garage & Great Finished Basement

On 1 Acre With Great Views From Heated Sunroom. Great Room With Fireplace Open To Kitchen. Luxury Master Suite

Yorkville | 5 Beds | 5.1 Bath | $849,900 Kelly Michelson | 630-551-1111 MichelsonTeam.com

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Yorkville, IL

9 Car Garage

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Heckelsberg Welcoming You Home Since 1989

The

PRSRT STD ECRWSS U.S. POSTAGE PAID EDDM RETAIL

Team

Cindy 630-253-2997 | Lara 630-253-2995 | Leslie 630-253-2990

2725 Route 34 Oswego IL

LOCAL POSTAL CUSTOMER

Cindy 630-253-2997 Cindy | Lara 630-253-2995 | Julie 630-253-29 630-401-6255 2725 Rt. 34, Oswego, IL Yorkville Yorkville Yorkvill Yorkville

Featured On The Cover

ming Charming

Near Downtown

Premium Location

Condition! Move-In Condition! Kitchen Opens To Family Coming Kitchen Soon! Ranch With 2 bdr/2 ba, 2 Former Opens Builder Model. Great Layout, Updated To Famil tRoom. Floor 1st Floor Laundry, Upstairs Laundry, Loft, Bsmnt. Fireplaces, Finished Basement, Upstairs 2 Car Gar. Kitchen and Finished Basement. Loft, Bsm | $221,000 Text | Text R987642 to 52187 R987642 For Photos Text R1094509 to 52187 Forto Photos $344,900 52187 | Text R1026610 to 52187 For For Photos Phot

Bristol

Yorkville

Outside Of Newark Bristo

Major Price Adjustment! Ranch Style Home With Private Suite For Multi-Generational Living. Sits On12 Acres With A Full, Walk-Out Basement. The Updates And Upgrades Are Extensive. Multiple Outbuildings Including A 65x40 Built Custom Built Home. Chef's Home. Kitchen, 1st Floor Dream Gourmet Chef's Kitchen, 2-Story Family Room, Kitchen, 2.95 Acres. 2,000+ SqFt, Master Bedroom Wing. 1st Floo Machine Shed & 42x42Large Animal Shed. Amazing Views! Just Master aundry, & Laundry, Large Loft, Walkout Basement. Finished Basement, DeckLoft, & Gazebo On 1+ Acre. Walkout Screened Porch & Large Deck. Basement. Baseme One HourtoFrom Chicago. Your Critters A Photos 52187 $349,900 | Text | Text R989124 52187R989124 For Photos Bring $415,000 | Text R997069Or to Plant 52187to For $304,900 | Text R1074922 to 52187 For For Photos Photo Massive Garden. Potential To Be Certified Organic. NEWARK | 5 BDR/5 BA | $575,000 | Lara 630-253-2995 Text RBFZKCH To 52187 For Details & Photos

ded Wooded Waterfront Waterfront Absolutely Gorgeous Country Ranch

53.5 Stunning Acres With 4 Ponds

Acres Of Wildlife Habitat With Hundreds Of Trees. A Creek Runs The Border Of The Property. Stone & Cedar Ranch Home With Huge Great Room & Party Size Kitchen. 45 X 36 Insulated Outbuilding With 220, Also A 45 X 26 Fully Insulated & Heated Attached Garage With 9' Doors. Multiple Ponds Covering Several Acres. Largest Pond Is 3 Acres, Perfect For Fishing, Paddle Boating, Swimming. VERONA | 3 BDR/4 BA | $795,000 | Lara 630-253-2995 Text RBFRXWM To 52187 For Details & Photos

www.HeckelsbergHomes.com

Award Winning Agents! Since 2018 We Have Closed $76,384,600 In Real Estate Sales!

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