LEGAL NOTICES

Dear Plan ParScipant:

As a parScipant in any of The Camden County Board of County Commissioners (Company’s) health and welfare benefits, you can request any or all of the following documents at any Sme. You can contact Human Resources and you will receive a copy of the documents as soon as possible. In addiSon, you can access these documents 24/7/365 by logging into the Employees Only secSon of the Camden County Website. They will be posted under the Insurance InformaSon Tab. These documents are updated periodically. If you are unable to obtain these documents at this specified locaSon or would prefer a paper copy, please contact Human Resources at (912) 576-5660 to request a copy.

1. The Camden County Board of County Commissioners SecSon 125 Summary Plan DescripSon (SPD). The SPDs are a summary of all the material provisions of the health and welfare benefits offered by the Company.

2. CerSficates of Coverage. The explanaSon of benefits is a benefit booklet prepared by the insurance carrier which explains the details of how and which benefits are covered and which are not.

3. Summary of Material ModificaSons. If any of the benefits offered by the Company are changed in a substanSal way, the Company will amend the corresponding documents about the benefits. This is someSmes contained in this document.

4. Annual and other Required Disclosures. All are contained in our Open Enrollment materials. If you have any quesSons about these noSces, please let us know.

5. IniSal COBRA NoSce. This noSce explains your rights under COBRA should you have a qualifying event, including a terminaSon of employment or a reducSon in hours.

6. Summary of Benefits & Coverage. This is a document that was required under the Affordable Care Act (Obamacare). It is a four-page document prepared for each medical plan offering of the Company and enables you to compare each plan side by side.

7. Marketplace NoSce. This NoSce gives you informaSon about the health insurance marketplace which was created as part of Obamacare. The Marketplace NoSce is included in this enrollment guide.

8. Medicare Part D NoSce. This NoSce informs you about the credibility of the Company’s prescripSon drug coverage so that you can elect Medicare in a Smely manner to avoid potenSal penalSes. This noSce is included in this enrollment guide.

9. Wellness Program InformaSon and Disclosures. This informaSon will explain how the Company’s wellness program works, and what is required to receive an incenSve. This disclosure is included in this enrollment guide.

Thank you, and please let us know if you have any quesSons.

Human Resources