WITH ROD CARR
PLANNING IS KEY
Rod is committed to providing individuals, families, and businesses with life insurance and financial products and services that meet their needs.
As with most other things in life, the key to achieving your long term financial objectives is planning. Your goal may be to fund your children’s college education, save for retirement, and protect your family during your working years or to conserve your estate. These things will not happen by accident. It is important to determine what you would like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it is never too late to start.
By keeping up with current insurance and financial product trends and offering outstanding service, Rod earned a reputation for integrity and for showing true concern for his clients.
AND NEW YORK LIFE Insurance and financial products are available from New York Life Insurance Company and its subsidiaries. New York Life has been in existence since 1845 and is the largest mutual life insurance company in the United States. New York Life Insurance Company along with its domestic, wholly owned life insurance subsidiaries; which includes New York Life Insurance and Annuity Corporation (NYLIAC) (A Delaware Corporation), has $179.6 billion in statutory consolidated assets.* *As of 12/31/07, New York Life Insurance Company’s statutory assets totaled $122.8 billion, its liabilities totaled $110.8 billion and its surplus and Asset Valuation Reserve (AVR) totaled $14.2 billion (AVR, a special reserve that stabilizes surplus from fluctuations in the market value of bonds, stocks, mortgage loans, real estate, and other invested assets, totaled $2.2 billion and surplus totaled $12.0 billion). The statutory assets of NYLIAC totaled $72.7 billion, its liabilities totaled $70.0 billion and its surplus and AVR totaled $3.1 billion (AVR totaled $464 million and surplus totaled $2.7 billion). New York Life Insurance Company New York, New York
Roderick Carr agent for New York Life Insurance Company Registered Representative for NYLIFE Securities LLC (Member FINRA/SIPC), A Licensed Insurance Agency 1109 W. Myrtle St. Suite 300 Boise, Idaho 83702 Bus 208-343-4648 roderickcarr@ft.newyorklife.com
Pursuing Your Vision Together
Roderick Carr Financial Services Professional
Long Term Care Insurance Pensions and 401k’s Employee Benefits Life Insurance Investments Annuities IRA’s
PRODUCTS OFFERED: Individual Life Insurance Fixed Immediate & Deferred Annuities* Long-Term Care Insurance Disability Income Insurance** Health Insurance** Mutual Funds # Variable Universal Life # Variable Annuities # 529 Plans #
PERSONAL PLANNING FOR: Life Insurance Needs Estate Conservation College Funding Mortgage Protection Charitable Giving IRA Funding
HOW NEW YORK LIFE RATES WITH THE EXPERTS An insurance policy is only as good as the company behind it. To help consumers make intelligent decisions, independent services rate insurers. While the rating services use the same criteria to make their judgments, each focuses on a separate aspect of a company. New York Life and its subsidiary, New York Life Insurance and Annuity Corporation, have received the highest ratings from four major rating services as indicated below:
Moody’s: Aaa
for financial strength
A.M. Best: A++
for financial strength
BUSINESS PLANNING FOR:
EXPERIENCE/ACHIEVEMENTS President, National Association of Insurance and Financial Advisors-Boise 2008-2009. Area 1 Vice President 2001-2007 IAIFA Advisory Board of Directors Syringa Bank Advisory Board of Accounting Solutions Inc. Board of Directors Crime Stoppers Agent with New York Life since 1994 Registered Representative for NYLIFE Securities, LLC
Buy-Sell Funding Deferred Compensation Executive Bonus Key Person Protection Voluntary Payroll Deduction Programs Qualified Plan Funding:
Standard & Poor’s: AAA for financial strength
Fitch: AAA
for financial strength Source: Individual Third Party Rating Reports (as of 9/4/2008)
SEPs • Keoghs • 401(k)s • Pensions * Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation). ** Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality. # Securities offered through NYLIFE Securities LLC (member FINRA/ SIPC).
SMRU 00332478 CV (Exp. 6/1/09)